Home > Fed One Bank > Income and Expense
Fed One Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $25,355,000 | 1,313 |
| Total interest expense | $14,062,000 | 1,148 |
| Net interest income | $11,293,000 | 1,523 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $780,000 | 3,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $780,000 | 2,066 |
| Total noninterest expense | $6,831,000 | 1,890 |
| Salaries and employee benefits | $3,908,000 | 1,683 |
| Premises and equipment expense | $1,429,000 | 1,373 |
| Additional noninterest expense | $1,494,000 | 2,746 |
| Pre-tax net operating income | $5,082,000 | 1,524 |
| Securities gains (losses) | $14,000 | 2,133 |
| Applicable income taxes | $1,835,000 | 1,428 |
| Income before extraordinary items | $3,261,000 | 1,653 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,261,000 | 1,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,507 |
| Cash dividends | $2,750,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,252,040 | 1,621 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,147,000 | 1,415 |
| Total interest expense | $12,807,000 | 1,264 |
| Net interest income | $11,340,000 | 1,571 |
| Provision for loan and lease losses | $113,000 | 4,832 |
| Total noninterest income | $707,000 | 4,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $707,000 | 2,282 |
| Total noninterest expense | $8,355,000 | 1,699 |
| Salaries and employee benefits | $3,653,000 | 1,807 |
| Premises and equipment expense | $1,377,000 | 1,472 |
| Additional noninterest expense | $3,325,000 | 1,582 |
| Pre-tax net operating income | $3,579,000 | 2,014 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $1,280,000 | 1,888 |
| Income before extraordinary items | $2,302,000 | 2,152 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,302,000 | 2,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,783 |
| Cash dividends | $2,500,000 | 1,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,300,080 | 2,107 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,521,000 | 1,514 |
| Total interest expense | $11,324,000 | 1,440 |
| Net interest income | $11,197,000 | 1,606 |
| Provision for loan and lease losses | $124,000 | 4,042 |
| Total noninterest income | $712,000 | 4,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $712,000 | 2,258 |
| Total noninterest expense | $6,899,000 | 2,005 |
| Salaries and employee benefits | $3,630,000 | 1,827 |
| Premises and equipment expense | $1,341,000 | 1,521 |
| Additional noninterest expense | $1,928,000 | 2,475 |
| Pre-tax net operating income | $4,886,000 | 1,538 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $1,759,000 | 1,427 |
| Income before extraordinary items | $3,129,000 | 1,628 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,129,000 | 1,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $1,705,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,127,720 | 1,604 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,643,000 | 1,657 |
| Total interest expense | $8,585,000 | 1,505 |
| Net interest income | $10,058,000 | 1,796 |
| Provision for loan and lease losses | $115,000 | 4,257 |
| Total noninterest income | $611,000 | 4,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $611,000 | 2,550 |
| Total noninterest expense | $6,042,000 | 2,327 |
| Salaries and employee benefits | $2,992,000 | 2,222 |
| Premises and equipment expense | $1,248,000 | 1,657 |
| Additional noninterest expense | $1,802,000 | 2,828 |
| Pre-tax net operating income | $4,512,000 | 1,596 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,649,000 | 1,426 |
| Income before extraordinary items | $2,864,000 | 1,717 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,864,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,202 |
| Cash dividends | $596,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,042 |
| Net operating income | $2,863,360 | 1,723 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,154,000 | 1,826 |
| Total interest expense | $7,857,000 | 1,675 |
| Net interest income | $9,297,000 | 1,949 |
| Provision for loan and lease losses | $445,000 | 2,287 |
| Total noninterest income | $682,000 | 4,518 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $682,000 | 2,642 |
| Total noninterest expense | $5,462,000 | 2,627 |
| Salaries and employee benefits | $2,664,000 | 2,488 |
| Premises and equipment expense | $1,130,000 | 1,858 |
| Additional noninterest expense | $1,668,000 | 3,197 |
| Pre-tax net operating income | $4,072,000 | 1,698 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $1,464,000 | 1,597 |
| Income before extraordinary items | $2,658,000 | 1,872 |
| Extraordinary gains, net | $506,000 | 460 |
| Net income | $3,164,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,711 |
| Cash dividends | $488,000 | 3,179 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 771 |
| Net operating income | $2,626,000 | 1,793 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,641,000 | 1,900 |
| Total interest expense | $10,596,000 | 1,633 |
| Net interest income | $8,045,000 | 2,263 |
| Provision for loan and lease losses | $269,000 | 4,423 |
| Total noninterest income | $845,000 | 3,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $845,000 | 2,238 |
| Total noninterest expense | $5,952,000 | 2,440 |
| Salaries and employee benefits | $2,475,000 | 2,631 |
| Premises and equipment expense | $1,465,000 | 1,464 |
| Additional noninterest expense | $2,012,000 | 2,790 |
| Pre-tax net operating income | $2,669,000 | 2,313 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $1,021,000 | 2,071 |
| Income before extraordinary items | $1,684,000 | 2,739 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,684,000 | 2,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 3,353 |
| Cash dividends | $95,000 | 6,756 |
| Sale, conversion, retirement of capital stock, net | $4,513,000 | 183 |
| Net operating income | $1,660,960 | 2,565 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.