Home > FBT Bank & Mortgage > Income and Expense
FBT Bank & Mortgage, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $12,150,000 | 2,576 |
| Total interest expense | $3,675,000 | 2,382 |
| Net interest income | $8,475,000 | 2,596 |
| Provision for loan and lease losses | $500,000 | 1,275 |
| Total noninterest income | $5,093,000 | 1,183 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $881,000 | 1,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,212,000 | 990 |
| Total noninterest expense | $9,104,000 | 2,149 |
| Salaries and employee benefits | $3,453,000 | 2,737 |
| Premises and equipment expense | $1,197,000 | 1,810 |
| Additional noninterest expense | $4,212,000 | 990 |
| Pre-tax net operating income | $3,964,000 | 2,182 |
| Securities gains (losses) | $-969,000 | 4,288 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $2,995,000 | 2,343 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,995,000 | 2,367 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,995,000 | 2,346 |
| Net charge-offs | $144,000 | 1,313 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,964,000 | 2,037 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,701,000 | 2,621 |
| Total interest expense | $2,437,000 | 2,412 |
| Net interest income | $6,264,000 | 2,653 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,962,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $648,000 | 1,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,314,000 | 1,739 |
| Total noninterest expense | $5,356,000 | 2,514 |
| Salaries and employee benefits | $2,177,000 | 2,965 |
| Premises and equipment expense | $818,000 | 1,929 |
| Additional noninterest expense | $1,314,000 | 1,739 |
| Pre-tax net operating income | $2,870,000 | 2,280 |
| Securities gains (losses) | $-22,000 | 3,645 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $2,848,000 | 2,111 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,848,000 | 2,131 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,848,000 | 2,113 |
| Net charge-offs | $5,000 | 2,314 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,870,000 | 2,129 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,481,000 | 2,666 |
| Total interest expense | $1,435,000 | 2,398 |
| Net interest income | $4,046,000 | 2,721 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,502,000 | 1,545 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $408,000 | 1,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,094,000 | 1,452 |
| Total noninterest expense | $3,483,000 | 2,535 |
| Salaries and employee benefits | $1,464,000 | 2,961 |
| Premises and equipment expense | $532,000 | 1,947 |
| Additional noninterest expense | $1,094,000 | 1,450 |
| Pre-tax net operating income | $2,065,000 | 2,210 |
| Securities gains (losses) | $-22,000 | 3,924 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $2,043,000 | 2,041 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,043,000 | 2,066 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,043,000 | 2,041 |
| Net charge-offs | $-26,000 | 4,185 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,065,000 | 2,037 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,563,000 | 2,742 |
| Total interest expense | $623,000 | 2,373 |
| Net interest income | $1,940,000 | 2,786 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $423,000 | 2,137 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $206,000 | 1,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 2,344 |
| Total noninterest expense | $1,646,000 | 2,646 |
| Salaries and employee benefits | $685,000 | 3,097 |
| Premises and equipment expense | $242,000 | 2,089 |
| Additional noninterest expense | $217,000 | 2,344 |
| Pre-tax net operating income | $717,000 | 2,679 |
| Securities gains (losses) | $-22,000 | 4,132 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $695,000 | 2,538 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $695,000 | 2,539 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $695,000 | 2,538 |
| Net charge-offs | $-38,000 | 4,375 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $717,000 | 2,522 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,467,000 | 2,764 |
| Total interest expense | $1,105,000 | 2,279 |
| Net interest income | $7,362,000 | 2,802 |
| Provision for loan and lease losses | $250,000 | 1,629 |
| Total noninterest income | $2,150,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $864,000 | 1,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,286,000 | 2,064 |
| Total noninterest expense | $7,337,000 | 2,440 |
| Salaries and employee benefits | $3,272,000 | 2,805 |
| Premises and equipment expense | $912,000 | 2,117 |
| Additional noninterest expense | $1,286,000 | 2,064 |
| Pre-tax net operating income | $1,925,000 | 3,168 |
| Securities gains (losses) | $-128,000 | 3,986 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $1,797,000 | 3,061 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,797,000 | 3,058 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,797,000 | 3,060 |
| Net charge-offs | $70,000 | 1,397 |
| Cash dividends | $600,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,925,000 | 3,006 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 2,781 |
| Total interest expense | $669,000 | 2,260 |
| Net interest income | $5,415,000 | 2,809 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,536,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $645,000 | 1,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $891,000 | 2,182 |
| Total noninterest expense | $4,781,000 | 2,644 |
| Salaries and employee benefits | $2,091,000 | 3,044 |
| Premises and equipment expense | $702,000 | 2,104 |
| Additional noninterest expense | $891,000 | 2,182 |
| Pre-tax net operating income | $2,170,000 | 2,688 |
| Securities gains (losses) | $-36,000 | 4,059 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $2,134,000 | 2,506 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,134,000 | 2,504 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,134,000 | 2,505 |
| Net charge-offs | $-35,000 | 3,965 |
| Cash dividends | $600,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,170,000 | 2,523 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 2,781 |
| Total interest expense | $436,000 | 2,138 |
| Net interest income | $3,503,000 | 2,825 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,088,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $414,000 | 1,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $674,000 | 2,090 |
| Total noninterest expense | $3,185,000 | 2,638 |
| Salaries and employee benefits | $1,409,000 | 3,031 |
| Premises and equipment expense | $472,000 | 2,085 |
| Additional noninterest expense | $1,304,000 | 2,188 |
| Pre-tax net operating income | $1,406,000 | 2,644 |
| Securities gains (losses) | $-43,000 | 4,220 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,363,000 | 2,465 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,363,000 | 2,465 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,363,000 | 2,465 |
| Net charge-offs | $-33,000 | 4,043 |
| Cash dividends | $600,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,406,000 | 2,471 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 2,744 |
| Total interest expense | $219,000 | 2,081 |
| Net interest income | $1,749,000 | 2,783 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $659,000 | 1,774 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $200,000 | 1,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $459,000 | 1,759 |
| Total noninterest expense | $1,510,000 | 2,720 |
| Salaries and employee benefits | $659,000 | 3,128 |
| Premises and equipment expense | $221,000 | 2,204 |
| Additional noninterest expense | $630,000 | 2,223 |
| Pre-tax net operating income | $898,000 | 2,243 |
| Securities gains (losses) | $24,000 | 279 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $922,000 | 2,016 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $922,000 | 2,015 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $922,000 | 2,016 |
| Net charge-offs | $-19,000 | 4,129 |
| Cash dividends | $600,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $898,000 | 2,065 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 2,892 |
| Total interest expense | $1,035,000 | 2,158 |
| Net interest income | $6,500,000 | 2,955 |
| Provision for loan and lease losses | $500,000 | 1,035 |
| Total noninterest income | $1,582,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $721,000 | 1,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $861,000 | 2,763 |
| Total noninterest expense | $6,863,000 | 2,517 |
| Salaries and employee benefits | $2,835,000 | 3,017 |
| Premises and equipment expense | $925,000 | 2,128 |
| Additional noninterest expense | $3,103,000 | 1,924 |
| Pre-tax net operating income | $719,000 | 4,053 |
| Securities gains (losses) | $-240,000 | 4,733 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $479,000 | 4,217 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $479,000 | 4,216 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $479,000 | 4,217 |
| Net charge-offs | $308,000 | 828 |
| Cash dividends | $1,500,000 | 1,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $719,000 | 3,973 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 2,929 |
| Total interest expense | $786,000 | 2,237 |
| Net interest income | $4,923,000 | 2,989 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,152,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $515,000 | 1,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $637,000 | 2,806 |
| Total noninterest expense | $4,763,000 | 2,655 |
| Salaries and employee benefits | $2,131,000 | 3,025 |
| Premises and equipment expense | $609,000 | 2,318 |
| Additional noninterest expense | $2,023,000 | 2,142 |
| Pre-tax net operating income | $1,312,000 | 3,420 |
| Securities gains (losses) | $5,000 | 1,760 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $1,317,000 | 3,282 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,317,000 | 3,281 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,317,000 | 3,282 |
| Net charge-offs | $28,000 | 1,594 |
| Cash dividends | $700,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,312,000 | 3,265 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,806,000 | 2,948 |
| Total interest expense | $531,000 | 2,276 |
| Net interest income | $3,275,000 | 2,994 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,493,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $328,000 | 1,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,165,000 | 1,764 |
| Total noninterest expense | $3,058,000 | 2,699 |
| Salaries and employee benefits | $1,345,000 | 3,111 |
| Premises and equipment expense | $404,000 | 2,321 |
| Additional noninterest expense | $1,309,000 | 2,163 |
| Pre-tax net operating income | $1,710,000 | 2,618 |
| Securities gains (losses) | $146,000 | 540 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,856,000 | 2,326 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,856,000 | 2,325 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,856,000 | 2,326 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $700,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,710,000 | 2,403 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,887,000 | 2,959 |
| Total interest expense | $267,000 | 2,341 |
| Net interest income | $1,620,000 | 2,984 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $1,109,000 | 1,428 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $163,000 | 1,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $946,000 | 1,318 |
| Total noninterest expense | $1,497,000 | 2,718 |
| Salaries and employee benefits | $644,000 | 3,163 |
| Premises and equipment expense | $204,000 | 2,330 |
| Additional noninterest expense | $649,000 | 2,146 |
| Pre-tax net operating income | $1,232,000 | 2,118 |
| Securities gains (losses) | $148,000 | 382 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,380,000 | 1,817 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,380,000 | 1,817 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,380,000 | 1,817 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $700,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,232,000 | 1,927 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,726,000 | 2,937 |
| Total interest expense | $1,335,000 | 2,548 |
| Net interest income | $6,391,000 | 2,955 |
| Provision for loan and lease losses | $250,000 | 2,838 |
| Total noninterest income | $2,323,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $669,000 | 1,292 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,654,000 | 1,989 |
| Total noninterest expense | $6,749,000 | 2,518 |
| Salaries and employee benefits | $3,259,000 | 2,801 |
| Premises and equipment expense | $699,000 | 2,524 |
| Additional noninterest expense | $2,791,000 | 2,039 |
| Pre-tax net operating income | $1,715,000 | 3,116 |
| Securities gains (losses) | $110,000 | 1,337 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,825,000 | 2,936 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,825,000 | 2,935 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,825,000 | 2,936 |
| Net charge-offs | $179,000 | 1,623 |
| Cash dividends | $762,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,715,000 | 2,967 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 2,949 |
| Total interest expense | $1,038,000 | 2,580 |
| Net interest income | $4,780,000 | 2,971 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,704,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $470,000 | 1,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,234,000 | 1,939 |
| Total noninterest expense | $4,335,000 | 2,737 |
| Salaries and employee benefits | $2,057,000 | 3,058 |
| Premises and equipment expense | $508,000 | 2,583 |
| Additional noninterest expense | $1,770,000 | 2,250 |
| Pre-tax net operating income | $2,149,000 | 2,478 |
| Securities gains (losses) | $179,000 | 945 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,328,000 | 2,241 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,328,000 | 2,241 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,328,000 | 2,241 |
| Net charge-offs | $120,000 | 1,554 |
| Cash dividends | $762,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,149,000 | 2,296 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 2,986 |
| Total interest expense | $694,000 | 2,666 |
| Net interest income | $3,187,000 | 2,983 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,335,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $295,000 | 1,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,040,000 | 1,632 |
| Total noninterest expense | $2,837,000 | 2,783 |
| Salaries and employee benefits | $1,313,000 | 3,143 |
| Premises and equipment expense | $342,000 | 2,553 |
| Additional noninterest expense | $1,182,000 | 2,242 |
| Pre-tax net operating income | $1,685,000 | 2,242 |
| Securities gains (losses) | $114,000 | 934 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,799,000 | 1,981 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,799,000 | 1,982 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,799,000 | 1,982 |
| Net charge-offs | $48,000 | 1,753 |
| Cash dividends | $762,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,685,000 | 2,029 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,964,000 | 2,960 |
| Total interest expense | $339,000 | 2,828 |
| Net interest income | $1,625,000 | 2,947 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $1,034,000 | 1,254 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $184,000 | 1,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $850,000 | 1,093 |
| Total noninterest expense | $1,462,000 | 2,756 |
| Salaries and employee benefits | $660,000 | 3,148 |
| Premises and equipment expense | $160,000 | 2,672 |
| Additional noninterest expense | $642,000 | 2,143 |
| Pre-tax net operating income | $1,197,000 | 1,587 |
| Securities gains (losses) | $79,000 | 690 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $1,276,000 | 1,349 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,276,000 | 1,348 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,276,000 | 1,349 |
| Net charge-offs | $30,000 | 1,432 |
| Cash dividends | $762,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,197,000 | 1,409 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,976,000 | 2,961 |
| Total interest expense | $1,434,000 | 2,788 |
| Net interest income | $6,542,000 | 2,951 |
| Provision for loan and lease losses | $646,000 | 1,278 |
| Total noninterest income | $2,845,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $822,000 | 1,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,023,000 | 1,520 |
| Total noninterest expense | $6,729,000 | 2,515 |
| Salaries and employee benefits | $3,060,000 | 2,898 |
| Premises and equipment expense | $700,000 | 2,544 |
| Additional noninterest expense | $2,969,000 | 1,941 |
| Pre-tax net operating income | $2,012,000 | 3,022 |
| Securities gains (losses) | $-487,000 | 5,138 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,525,000 | 3,260 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,525,000 | 3,261 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,525,000 | 3,261 |
| Net charge-offs | $482,000 | 1,054 |
| Cash dividends | $746,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,012,000 | 2,853 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,008,000 | 2,993 |
| Total interest expense | $1,084,000 | 2,808 |
| Net interest income | $4,924,000 | 2,981 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,213,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $606,000 | 1,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,607,000 | 1,471 |
| Total noninterest expense | $4,563,000 | 2,685 |
| Salaries and employee benefits | $2,008,000 | 3,139 |
| Premises and equipment expense | $492,000 | 2,674 |
| Additional noninterest expense | $2,063,000 | 2,073 |
| Pre-tax net operating income | $2,574,000 | 2,330 |
| Securities gains (losses) | $-386,000 | 5,213 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,188,000 | 2,393 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,188,000 | 2,393 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,188,000 | 2,394 |
| Net charge-offs | $43,000 | 2,315 |
| Cash dividends | $746,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,574,000 | 2,126 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 3,017 |
| Total interest expense | $725,000 | 2,798 |
| Net interest income | $3,252,000 | 3,013 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,821,000 | 1,363 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $395,000 | 1,342 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,426,000 | 1,200 |
| Total noninterest expense | $2,967,000 | 2,752 |
| Salaries and employee benefits | $1,299,000 | 3,202 |
| Premises and equipment expense | $312,000 | 2,751 |
| Additional noninterest expense | $1,356,000 | 2,101 |
| Pre-tax net operating income | $2,106,000 | 2,035 |
| Securities gains (losses) | $-389,000 | 5,266 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,717,000 | 2,143 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,717,000 | 2,141 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,717,000 | 2,143 |
| Net charge-offs | $30,000 | 2,158 |
| Cash dividends | $746,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,106,000 | 1,806 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,972,000 | 3,047 |
| Total interest expense | $360,000 | 2,785 |
| Net interest income | $1,612,000 | 3,049 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $362,000 | 2,292 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $187,000 | 1,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 2,561 |
| Total noninterest expense | $1,519,000 | 2,726 |
| Salaries and employee benefits | $682,000 | 3,157 |
| Premises and equipment expense | $139,000 | 2,994 |
| Additional noninterest expense | $698,000 | 2,032 |
| Pre-tax net operating income | $455,000 | 3,201 |
| Securities gains (losses) | $-222,000 | 5,325 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $233,000 | 3,941 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $233,000 | 3,939 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $233,000 | 3,940 |
| Net charge-offs | $12,000 | 1,909 |
| Cash dividends | $746,000 | 1,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $455,000 | 3,008 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,475,000 | 3,050 |
| Total interest expense | $981,000 | 2,955 |
| Net interest income | $6,494,000 | 3,033 |
| Provision for loan and lease losses | $775,000 | 1,077 |
| Total noninterest income | $2,687,000 | 1,665 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $845,000 | 1,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,842,000 | 1,575 |
| Total noninterest expense | $6,132,000 | 2,687 |
| Salaries and employee benefits | $2,778,000 | 3,094 |
| Premises and equipment expense | $623,000 | 2,769 |
| Additional noninterest expense | $2,731,000 | 2,073 |
| Pre-tax net operating income | $2,274,000 | 2,933 |
| Securities gains (losses) | $-778,000 | 5,299 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,496,000 | 3,370 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,496,000 | 3,368 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,496,000 | 3,369 |
| Net charge-offs | $593,000 | 850 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,274,000 | 2,732 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,482,000 | 3,097 |
| Total interest expense | $677,000 | 3,017 |
| Net interest income | $4,805,000 | 3,070 |
| Provision for loan and lease losses | $175,000 | 2,138 |
| Total noninterest income | $2,286,000 | 1,551 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $629,000 | 1,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,657,000 | 1,427 |
| Total noninterest expense | $4,225,000 | 2,838 |
| Salaries and employee benefits | $1,845,000 | 3,306 |
| Premises and equipment expense | $460,000 | 2,812 |
| Additional noninterest expense | $1,920,000 | 2,176 |
| Pre-tax net operating income | $2,691,000 | 2,274 |
| Securities gains (losses) | $-359,000 | 5,371 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,332,000 | 2,288 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,332,000 | 2,287 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,332,000 | 2,287 |
| Net charge-offs | $-12,000 | 4,525 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,691,000 | 2,059 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 3,141 |
| Total interest expense | $437,000 | 2,998 |
| Net interest income | $3,113,000 | 3,121 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,680,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $415,000 | 1,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,265,000 | 1,305 |
| Total noninterest expense | $2,803,000 | 2,875 |
| Salaries and employee benefits | $1,247,000 | 3,305 |
| Premises and equipment expense | $299,000 | 2,875 |
| Additional noninterest expense | $1,257,000 | 2,216 |
| Pre-tax net operating income | $1,990,000 | 2,109 |
| Securities gains (losses) | $-359,000 | 5,460 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,631,000 | 2,181 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,631,000 | 2,178 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,631,000 | 2,180 |
| Net charge-offs | $-16,000 | 4,670 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,990,000 | 1,879 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,473,000 | 3,484 |
| Total interest expense | $213,000 | 2,987 |
| Net interest income | $1,260,000 | 3,525 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $365,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $205,000 | 1,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 2,756 |
| Total noninterest expense | $1,385,000 | 2,926 |
| Salaries and employee benefits | $626,000 | 3,333 |
| Premises and equipment expense | $146,000 | 2,953 |
| Additional noninterest expense | $613,000 | 2,241 |
| Pre-tax net operating income | $240,000 | 4,135 |
| Securities gains (losses) | $-359,000 | 5,558 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-119,000 | 5,496 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-119,000 | 5,496 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-119,000 | 5,496 |
| Net charge-offs | $-7,000 | 4,604 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $240,000 | 3,975 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,918,000 | 3,143 |
| Total interest expense | $786,000 | 2,948 |
| Net interest income | $6,132,000 | 3,133 |
| Provision for loan and lease losses | $100,000 | 3,045 |
| Total noninterest income | $1,764,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $804,000 | 1,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $960,000 | 2,348 |
| Total noninterest expense | $6,396,000 | 2,666 |
| Salaries and employee benefits | $3,245,000 | 2,843 |
| Premises and equipment expense | $669,000 | 2,726 |
| Additional noninterest expense | $2,482,000 | 2,270 |
| Pre-tax net operating income | $1,400,000 | 3,620 |
| Securities gains (losses) | $-64,000 | 5,347 |
| Applicable income taxes | $21,000 | 3,742 |
| Income before extraordinary items | $1,315,000 | 3,352 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,315,000 | 3,350 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,315,000 | 3,352 |
| Net charge-offs | $74,000 | 2,701 |
| Cash dividends | $500,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,377,720 | 3,248 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,135,000 | 3,194 |
| Total interest expense | $575,000 | 2,987 |
| Net interest income | $4,560,000 | 3,175 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,073,000 | 2,483 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $586,000 | 1,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $487,000 | 2,842 |
| Total noninterest expense | $4,488,000 | 2,795 |
| Salaries and employee benefits | $2,211,000 | 3,043 |
| Premises and equipment expense | $498,000 | 2,769 |
| Additional noninterest expense | $1,779,000 | 2,342 |
| Pre-tax net operating income | $1,145,000 | 3,555 |
| Securities gains (losses) | $-7,000 | 5,348 |
| Applicable income taxes | $21,000 | 3,717 |
| Income before extraordinary items | $1,117,000 | 3,336 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,117,000 | 3,335 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,117,000 | 3,336 |
| Net charge-offs | $78,000 | 2,126 |
| Cash dividends | $500,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,123,860 | 3,300 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 3,226 |
| Total interest expense | $379,000 | 2,968 |
| Net interest income | $2,968,000 | 3,211 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $700,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $372,000 | 1,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 2,834 |
| Total noninterest expense | $2,944,000 | 2,842 |
| Salaries and employee benefits | $1,448,000 | 3,088 |
| Premises and equipment expense | $340,000 | 2,743 |
| Additional noninterest expense | $1,156,000 | 2,399 |
| Pre-tax net operating income | $724,000 | 3,606 |
| Securities gains (losses) | $-11,000 | 5,500 |
| Applicable income taxes | $21,000 | 3,618 |
| Income before extraordinary items | $692,000 | 3,427 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $692,000 | 3,426 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $692,000 | 3,427 |
| Net charge-offs | $58,000 | 1,882 |
| Cash dividends | $500,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $702,670 | 3,371 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 3,256 |
| Total interest expense | $187,000 | 2,980 |
| Net interest income | $1,461,000 | 3,246 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $345,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $177,000 | 1,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 2,796 |
| Total noninterest expense | $1,421,000 | 2,937 |
| Salaries and employee benefits | $719,000 | 3,146 |
| Premises and equipment expense | $174,000 | 2,742 |
| Additional noninterest expense | $528,000 | 2,562 |
| Pre-tax net operating income | $385,000 | 3,466 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $385,000 | 3,200 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $385,000 | 3,198 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $385,000 | 3,200 |
| Net charge-offs | $58,000 | 1,230 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $385,000 | 3,177 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 3,278 |
| Total interest expense | $672,000 | 3,122 |
| Net interest income | $5,769,000 | 3,264 |
| Provision for loan and lease losses | $200,000 | 2,434 |
| Total noninterest income | $1,760,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $804,000 | 1,436 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $956,000 | 2,443 |
| Total noninterest expense | $5,993,000 | 2,858 |
| Salaries and employee benefits | $3,116,000 | 2,954 |
| Premises and equipment expense | $626,000 | 2,942 |
| Additional noninterest expense | $2,251,000 | 2,526 |
| Pre-tax net operating income | $1,336,000 | 3,673 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $22,000 | 3,834 |
| Income before extraordinary items | $1,319,000 | 3,485 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,319,000 | 3,483 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,319,000 | 3,484 |
| Net charge-offs | $261,000 | 1,671 |
| Cash dividends | $659,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,314,100 | 3,438 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 3,304 |
| Total interest expense | $486,000 | 3,184 |
| Net interest income | $4,321,000 | 3,281 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,304,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $601,000 | 1,434 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $703,000 | 2,480 |
| Total noninterest expense | $4,203,000 | 2,967 |
| Salaries and employee benefits | $2,091,000 | 3,175 |
| Premises and equipment expense | $449,000 | 3,029 |
| Additional noninterest expense | $1,663,000 | 2,565 |
| Pre-tax net operating income | $1,422,000 | 3,185 |
| Securities gains (losses) | $9,000 | 2,624 |
| Applicable income taxes | $22,000 | 3,842 |
| Income before extraordinary items | $1,409,000 | 2,916 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,409,000 | 2,916 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,409,000 | 2,916 |
| Net charge-offs | $243,000 | 1,316 |
| Cash dividends | $659,000 | 2,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,400,180 | 2,873 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 3,338 |
| Total interest expense | $319,000 | 3,221 |
| Net interest income | $2,871,000 | 3,307 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $951,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $392,000 | 1,453 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $559,000 | 2,242 |
| Total noninterest expense | $2,755,000 | 3,020 |
| Salaries and employee benefits | $1,368,000 | 3,234 |
| Premises and equipment expense | $299,000 | 3,049 |
| Additional noninterest expense | $1,088,000 | 2,614 |
| Pre-tax net operating income | $1,067,000 | 2,970 |
| Securities gains (losses) | $8,000 | 2,318 |
| Applicable income taxes | $22,000 | 3,735 |
| Income before extraordinary items | $1,053,000 | 2,715 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,053,000 | 2,713 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,053,000 | 2,714 |
| Net charge-offs | $189,000 | 1,163 |
| Cash dividends | $659,000 | 1,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,045,160 | 2,652 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,579,000 | 3,370 |
| Total interest expense | $157,000 | 3,266 |
| Net interest income | $1,422,000 | 3,330 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $611,000 | 1,826 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $196,000 | 1,451 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $415,000 | 1,699 |
| Total noninterest expense | $1,352,000 | 3,077 |
| Salaries and employee benefits | $682,000 | 3,266 |
| Premises and equipment expense | $162,000 | 2,923 |
| Additional noninterest expense | $508,000 | 2,740 |
| Pre-tax net operating income | $681,000 | 2,527 |
| Securities gains (losses) | $3,000 | 1,822 |
| Applicable income taxes | $22,000 | 3,437 |
| Income before extraordinary items | $662,000 | 2,289 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $662,000 | 2,289 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $662,000 | 2,289 |
| Net charge-offs | $73,000 | 1,199 |
| Cash dividends | $659,000 | 1,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $659,090 | 2,250 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 3,350 |
| Total interest expense | $566,000 | 3,502 |
| Net interest income | $5,712,000 | 3,296 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,349,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $706,000 | 1,640 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $643,000 | 2,942 |
| Total noninterest expense | $5,681,000 | 2,980 |
| Salaries and employee benefits | $3,088,000 | 2,974 |
| Premises and equipment expense | $594,000 | 3,127 |
| Additional noninterest expense | $1,999,000 | 2,792 |
| Pre-tax net operating income | $1,380,000 | 3,630 |
| Securities gains (losses) | $7,000 | 2,729 |
| Applicable income taxes | $22,000 | 3,898 |
| Income before extraordinary items | $1,365,000 | 3,402 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,365,000 | 3,400 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,365,000 | 3,402 |
| Net charge-offs | $136,000 | 2,360 |
| Cash dividends | $500,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,358,140 | 3,363 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 3,448 |
| Total interest expense | $413,000 | 3,602 |
| Net interest income | $4,135,000 | 3,404 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,007,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $519,000 | 1,672 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $488,000 | 2,949 |
| Total noninterest expense | $3,879,000 | 3,165 |
| Salaries and employee benefits | $2,041,000 | 3,252 |
| Premises and equipment expense | $444,000 | 3,178 |
| Additional noninterest expense | $1,394,000 | 2,949 |
| Pre-tax net operating income | $1,263,000 | 3,369 |
| Securities gains (losses) | $4,000 | 2,687 |
| Applicable income taxes | $3,000 | 4,331 |
| Income before extraordinary items | $1,264,000 | 3,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,264,000 | 3,084 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,264,000 | 3,085 |
| Net charge-offs | $104,000 | 2,118 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,260,000 | 3,041 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 3,514 |
| Total interest expense | $272,000 | 3,659 |
| Net interest income | $2,694,000 | 3,468 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $675,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $339,000 | 1,677 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $336,000 | 2,913 |
| Total noninterest expense | $2,567,000 | 3,208 |
| Salaries and employee benefits | $1,366,000 | 3,269 |
| Premises and equipment expense | $300,000 | 3,167 |
| Additional noninterest expense | $901,000 | 3,043 |
| Pre-tax net operating income | $802,000 | 3,421 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $3,000 | 4,308 |
| Income before extraordinary items | $803,000 | 3,156 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $803,000 | 3,156 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $803,000 | 3,157 |
| Net charge-offs | $56,000 | 2,221 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $799,000 | 3,100 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 3,589 |
| Total interest expense | $137,000 | 3,671 |
| Net interest income | $1,303,000 | 3,537 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $309,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $156,000 | 1,770 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $153,000 | 2,990 |
| Total noninterest expense | $1,261,000 | 3,265 |
| Salaries and employee benefits | $685,000 | 3,282 |
| Premises and equipment expense | $147,000 | 3,236 |
| Additional noninterest expense | $429,000 | 3,135 |
| Pre-tax net operating income | $351,000 | 3,631 |
| Securities gains (losses) | $3,000 | 1,758 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $352,000 | 3,371 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $352,000 | 3,374 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $352,000 | 3,374 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $349,030 | 3,298 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,946,000 | 3,549 |
| Total interest expense | $571,000 | 3,738 |
| Net interest income | $5,375,000 | 3,487 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,356,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $755,000 | 1,653 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $601,000 | 3,020 |
| Total noninterest expense | $5,420,000 | 3,141 |
| Salaries and employee benefits | $2,935,000 | 3,124 |
| Premises and equipment expense | $595,000 | 3,254 |
| Additional noninterest expense | $1,890,000 | 3,014 |
| Pre-tax net operating income | $1,311,000 | 3,709 |
| Securities gains (losses) | $6,000 | 2,820 |
| Applicable income taxes | $22,000 | 3,989 |
| Income before extraordinary items | $1,295,000 | 3,488 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,295,000 | 3,490 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,295,000 | 3,490 |
| Net charge-offs | $132,000 | 2,913 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,289,120 | 3,449 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,452,000 | 3,582 |
| Total interest expense | $431,000 | 3,782 |
| Net interest income | $4,021,000 | 3,522 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $972,000 | 2,737 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $554,000 | 1,692 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $418,000 | 3,172 |
| Total noninterest expense | $3,772,000 | 3,321 |
| Salaries and employee benefits | $1,985,000 | 3,367 |
| Premises and equipment expense | $455,000 | 3,254 |
| Additional noninterest expense | $1,332,000 | 3,152 |
| Pre-tax net operating income | $1,221,000 | 3,400 |
| Securities gains (losses) | $5,000 | 2,558 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,226,000 | 3,103 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,226,000 | 3,103 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,226,000 | 3,104 |
| Net charge-offs | $38,000 | 3,448 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,221,000 | 3,068 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 3,615 |
| Total interest expense | $293,000 | 3,787 |
| Net interest income | $2,637,000 | 3,558 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $611,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $346,000 | 1,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $265,000 | 3,207 |
| Total noninterest expense | $2,512,000 | 3,334 |
| Salaries and employee benefits | $1,301,000 | 3,424 |
| Premises and equipment expense | $304,000 | 3,262 |
| Additional noninterest expense | $907,000 | 3,122 |
| Pre-tax net operating income | $736,000 | 3,526 |
| Securities gains (losses) | $12,000 | 1,855 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $748,000 | 3,231 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $748,000 | 3,237 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $748,000 | 3,237 |
| Net charge-offs | $26,000 | 3,261 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $736,000 | 3,209 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 3,636 |
| Total interest expense | $155,000 | 3,705 |
| Net interest income | $1,304,000 | 3,588 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $301,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $160,000 | 1,844 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $141,000 | 3,060 |
| Total noninterest expense | $1,230,000 | 3,419 |
| Salaries and employee benefits | $644,000 | 3,473 |
| Premises and equipment expense | $149,000 | 3,361 |
| Additional noninterest expense | $437,000 | 3,201 |
| Pre-tax net operating income | $375,000 | 3,396 |
| Securities gains (losses) | $9,000 | 1,195 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $384,000 | 3,090 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 3,093 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $384,000 | 3,093 |
| Net charge-offs | $54,000 | 1,813 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $375,000 | 3,098 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,682,000 | 3,756 |
| Total interest expense | $677,000 | 3,819 |
| Net interest income | $5,005,000 | 3,694 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,205,000 | 2,908 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $663,000 | 1,911 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $542,000 | 3,251 |
| Total noninterest expense | $4,954,000 | 3,425 |
| Salaries and employee benefits | $2,699,000 | 3,345 |
| Premises and equipment expense | $551,000 | 3,509 |
| Additional noninterest expense | $1,704,000 | 3,346 |
| Pre-tax net operating income | $1,256,000 | 3,696 |
| Securities gains (losses) | $134,000 | 1,138 |
| Applicable income taxes | $515,000 | 2,125 |
| Income before extraordinary items | $875,000 | 4,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $875,000 | 4,126 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $875,000 | 4,127 |
| Net charge-offs | $138,000 | 3,418 |
| Cash dividends | $307,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $789,240 | 4,227 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,213,000 | 3,822 |
| Total interest expense | $519,000 | 3,857 |
| Net interest income | $3,694,000 | 3,750 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $873,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $484,000 | 1,955 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $389,000 | 3,370 |
| Total noninterest expense | $3,087,000 | 3,874 |
| Salaries and employee benefits | $1,563,000 | 3,994 |
| Premises and equipment expense | $405,000 | 3,584 |
| Additional noninterest expense | $1,119,000 | 3,672 |
| Pre-tax net operating income | $1,480,000 | 2,944 |
| Securities gains (losses) | $165,000 | 917 |
| Applicable income taxes | $492,000 | 1,925 |
| Income before extraordinary items | $1,153,000 | 3,146 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,153,000 | 3,150 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,153,000 | 3,150 |
| Net charge-offs | $77,000 | 3,508 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,037,500 | 3,281 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,746,000 | 3,888 |
| Total interest expense | $356,000 | 3,853 |
| Net interest income | $2,390,000 | 3,824 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $585,000 | 3,025 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $313,000 | 1,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $272,000 | 3,349 |
| Total noninterest expense | $1,997,000 | 3,960 |
| Salaries and employee benefits | $1,052,000 | 4,001 |
| Premises and equipment expense | $265,000 | 3,645 |
| Additional noninterest expense | $680,000 | 3,903 |
| Pre-tax net operating income | $978,000 | 2,940 |
| Securities gains (losses) | $163,000 | 840 |
| Applicable income taxes | $334,000 | 1,914 |
| Income before extraordinary items | $807,000 | 3,046 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $807,000 | 3,048 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $807,000 | 3,049 |
| Net charge-offs | $51,000 | 3,336 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $691,270 | 3,247 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 3,996 |
| Total interest expense | $193,000 | 3,752 |
| Net interest income | $1,135,000 | 3,976 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $276,000 | 3,112 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $143,000 | 2,105 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $133,000 | 3,353 |
| Total noninterest expense | $913,000 | 4,226 |
| Salaries and employee benefits | $519,000 | 4,071 |
| Premises and equipment expense | $129,000 | 3,732 |
| Additional noninterest expense | $265,000 | 4,511 |
| Pre-tax net operating income | $498,000 | 2,876 |
| Securities gains (losses) | $65,000 | 814 |
| Applicable income taxes | $168,000 | 1,886 |
| Income before extraordinary items | $395,000 | 3,045 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $395,000 | 3,045 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $395,000 | 3,047 |
| Net charge-offs | $45,000 | 2,488 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $349,500 | 3,181 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,740,000 | 3,949 |
| Total interest expense | $919,000 | 3,817 |
| Net interest income | $4,821,000 | 3,906 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $1,156,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $688,000 | 1,931 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $468,000 | 3,427 |
| Total noninterest expense | $4,845,000 | 3,547 |
| Salaries and employee benefits | $2,550,000 | 3,523 |
| Premises and equipment expense | $574,000 | 3,499 |
| Additional noninterest expense | $1,721,000 | 3,461 |
| Pre-tax net operating income | $1,132,000 | 3,823 |
| Securities gains (losses) | $228,000 | 1,588 |
| Applicable income taxes | $343,000 | 2,540 |
| Income before extraordinary items | $1,017,000 | 3,873 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,017,000 | 3,873 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,017,000 | 3,875 |
| Net charge-offs | $90,000 | 4,509 |
| Cash dividends | $353,000 | 3,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $846,000 | 4,020 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 4,022 |
| Total interest expense | $706,000 | 3,882 |
| Net interest income | $3,588,000 | 3,977 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $879,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $522,000 | 1,926 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $357,000 | 3,436 |
| Total noninterest expense | $3,002,000 | 4,069 |
| Salaries and employee benefits | $1,496,000 | 4,149 |
| Premises and equipment expense | $425,000 | 3,569 |
| Additional noninterest expense | $1,081,000 | 3,904 |
| Pre-tax net operating income | $1,465,000 | 2,936 |
| Securities gains (losses) | $226,000 | 1,336 |
| Applicable income taxes | $502,000 | 1,938 |
| Income before extraordinary items | $1,189,000 | 3,098 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,189,000 | 3,097 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,189,000 | 3,096 |
| Net charge-offs | $134,000 | 3,700 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,030,800 | 3,223 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,867,000 | 4,049 |
| Total interest expense | $484,000 | 3,907 |
| Net interest income | $2,383,000 | 4,001 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $582,000 | 2,976 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $344,000 | 1,937 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $238,000 | 3,420 |
| Total noninterest expense | $1,970,000 | 4,117 |
| Salaries and employee benefits | $1,005,000 | 4,162 |
| Premises and equipment expense | $276,000 | 3,630 |
| Additional noninterest expense | $689,000 | 4,025 |
| Pre-tax net operating income | $995,000 | 2,853 |
| Securities gains (losses) | $138,000 | 1,374 |
| Applicable income taxes | $338,000 | 1,925 |
| Income before extraordinary items | $795,000 | 3,055 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $795,000 | 3,055 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $795,000 | 3,055 |
| Net charge-offs | $137,000 | 3,133 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $698,400 | 3,153 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 4,149 |
| Total interest expense | $257,000 | 3,873 |
| Net interest income | $1,153,000 | 4,119 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $293,000 | 2,978 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $174,000 | 1,909 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $119,000 | 3,430 |
| Total noninterest expense | $971,000 | 4,175 |
| Salaries and employee benefits | $515,000 | 4,120 |
| Premises and equipment expense | $136,000 | 3,691 |
| Additional noninterest expense | $320,000 | 4,209 |
| Pre-tax net operating income | $475,000 | 2,975 |
| Securities gains (losses) | $124,000 | 818 |
| Applicable income taxes | $166,000 | 1,921 |
| Income before extraordinary items | $433,000 | 2,910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $433,000 | 2,913 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $433,000 | 2,914 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $343,720 | 3,224 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,764,000 | 4,189 |
| Total interest expense | $1,175,000 | 4,025 |
| Net interest income | $4,589,000 | 4,155 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,125,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $679,000 | 2,033 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $446,000 | 3,285 |
| Total noninterest expense | $4,514,000 | 3,796 |
| Salaries and employee benefits | $2,479,000 | 3,580 |
| Premises and equipment expense | $555,000 | 3,779 |
| Additional noninterest expense | $1,480,000 | 3,897 |
| Pre-tax net operating income | $1,200,000 | 3,403 |
| Securities gains (losses) | $112,000 | 1,972 |
| Applicable income taxes | $206,000 | 2,873 |
| Income before extraordinary items | $1,106,000 | 3,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,106,000 | 3,357 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,106,000 | 3,357 |
| Net charge-offs | $32,000 | 5,714 |
| Cash dividends | $340,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,011,920 | 3,430 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,313,000 | 4,244 |
| Total interest expense | $904,000 | 4,084 |
| Net interest income | $3,409,000 | 4,201 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $844,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $505,000 | 2,059 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $339,000 | 3,278 |
| Total noninterest expense | $3,049,000 | 4,070 |
| Salaries and employee benefits | $1,556,000 | 4,076 |
| Premises and equipment expense | $422,000 | 3,788 |
| Additional noninterest expense | $1,071,000 | 3,980 |
| Pre-tax net operating income | $1,204,000 | 2,996 |
| Securities gains (losses) | $101,000 | 1,782 |
| Applicable income taxes | $271,000 | 2,364 |
| Income before extraordinary items | $1,034,000 | 3,003 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,034,000 | 3,005 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,034,000 | 3,005 |
| Net charge-offs | $-15,000 | 7,069 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $954,210 | 3,048 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 4,268 |
| Total interest expense | $622,000 | 4,115 |
| Net interest income | $2,260,000 | 4,232 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $545,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $324,000 | 2,098 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $221,000 | 3,337 |
| Total noninterest expense | $1,991,000 | 4,169 |
| Salaries and employee benefits | $1,040,000 | 4,094 |
| Premises and equipment expense | $280,000 | 3,826 |
| Additional noninterest expense | $671,000 | 4,223 |
| Pre-tax net operating income | $814,000 | 2,911 |
| Securities gains (losses) | $71,000 | 1,364 |
| Applicable income taxes | $186,000 | 2,292 |
| Income before extraordinary items | $699,000 | 2,920 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $699,000 | 2,922 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $699,000 | 2,922 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $642,910 | 2,975 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 4,309 |
| Total interest expense | $328,000 | 4,077 |
| Net interest income | $1,103,000 | 4,297 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $267,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $158,000 | 2,126 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $109,000 | 3,417 |
| Total noninterest expense | $993,000 | 4,197 |
| Salaries and employee benefits | $523,000 | 4,104 |
| Premises and equipment expense | $141,000 | 3,865 |
| Additional noninterest expense | $329,000 | 4,276 |
| Pre-tax net operating income | $377,000 | 3,086 |
| Securities gains (losses) | $71,000 | 637 |
| Applicable income taxes | $95,000 | 2,235 |
| Income before extraordinary items | $353,000 | 2,910 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $353,000 | 2,909 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $353,000 | 2,910 |
| Net charge-offs | $46,000 | 3,425 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $296,910 | 3,211 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,992,000 | 4,329 |
| Total interest expense | $1,548,000 | 4,191 |
| Net interest income | $4,444,000 | 4,282 |
| Provision for loan and lease losses | $400,000 | 4,443 |
| Total noninterest income | $1,233,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $787,000 | 1,865 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $446,000 | 3,349 |
| Total noninterest expense | $4,119,000 | 4,134 |
| Salaries and employee benefits | $2,225,000 | 3,929 |
| Premises and equipment expense | $547,000 | 3,963 |
| Additional noninterest expense | $1,347,000 | 4,304 |
| Pre-tax net operating income | $1,158,000 | 3,137 |
| Securities gains (losses) | $95,000 | 2,215 |
| Applicable income taxes | $204,000 | 2,700 |
| Income before extraordinary items | $1,049,000 | 3,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,049,000 | 3,124 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,049,000 | 3,127 |
| Net charge-offs | $311,000 | 4,250 |
| Cash dividends | $340,000 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $969,200 | 3,145 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 4,409 |
| Total interest expense | $1,183,000 | 4,286 |
| Net interest income | $3,327,000 | 4,342 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $930,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $603,000 | 1,879 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $327,000 | 3,419 |
| Total noninterest expense | $2,927,000 | 4,301 |
| Salaries and employee benefits | $1,566,000 | 4,146 |
| Premises and equipment expense | $406,000 | 4,059 |
| Additional noninterest expense | $955,000 | 4,436 |
| Pre-tax net operating income | $1,330,000 | 2,596 |
| Securities gains (losses) | $71,000 | 2,217 |
| Applicable income taxes | $238,000 | 2,386 |
| Income before extraordinary items | $1,163,000 | 2,614 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,163,000 | 2,612 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,163,000 | 2,616 |
| Net charge-offs | $-32,000 | 7,598 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,104,070 | 2,582 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,993,000 | 4,454 |
| Total interest expense | $800,000 | 4,351 |
| Net interest income | $2,193,000 | 4,369 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $606,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $391,000 | 1,935 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $215,000 | 3,391 |
| Total noninterest expense | $1,968,000 | 4,287 |
| Salaries and employee benefits | $1,051,000 | 4,150 |
| Premises and equipment expense | $268,000 | 4,100 |
| Additional noninterest expense | $649,000 | 4,380 |
| Pre-tax net operating income | $831,000 | 2,729 |
| Securities gains (losses) | $-3,000 | 7,233 |
| Applicable income taxes | $169,000 | 2,293 |
| Income before extraordinary items | $659,000 | 2,878 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $659,000 | 2,875 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $659,000 | 2,876 |
| Net charge-offs | $-37,000 | 7,664 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $661,400 | 2,763 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 4,518 |
| Total interest expense | $403,000 | 4,460 |
| Net interest income | $1,093,000 | 4,412 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $291,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $186,000 | 1,999 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $105,000 | 3,412 |
| Total noninterest expense | $988,000 | 4,317 |
| Salaries and employee benefits | $536,000 | 4,152 |
| Premises and equipment expense | $137,000 | 4,128 |
| Additional noninterest expense | $315,000 | 4,452 |
| Pre-tax net operating income | $396,000 | 2,856 |
| Securities gains (losses) | $-3,000 | 7,423 |
| Applicable income taxes | $76,000 | 2,391 |
| Income before extraordinary items | $317,000 | 3,036 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $317,000 | 3,032 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $317,000 | 3,036 |
| Net charge-offs | $-26,000 | 7,694 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $319,430 | 2,910 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,164,000 | 4,536 |
| Total interest expense | $1,781,000 | 4,763 |
| Net interest income | $4,383,000 | 4,304 |
| Provision for loan and lease losses | $500,000 | 4,539 |
| Total noninterest income | $1,177,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $754,000 | 2,131 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $423,000 | 3,465 |
| Total noninterest expense | $3,722,000 | 4,543 |
| Salaries and employee benefits | $2,119,000 | 4,178 |
| Premises and equipment expense | $557,000 | 4,099 |
| Additional noninterest expense | $1,046,000 | 5,125 |
| Pre-tax net operating income | $1,338,000 | 2,532 |
| Securities gains (losses) | $-159,000 | 7,378 |
| Applicable income taxes | $221,000 | 2,294 |
| Income before extraordinary items | $958,000 | 2,840 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $958,000 | 2,838 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $958,000 | 2,840 |
| Net charge-offs | $259,000 | 4,676 |
| Cash dividends | $327,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,086,790 | 2,591 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,632,000 | 4,590 |
| Total interest expense | $1,356,000 | 4,857 |
| Net interest income | $3,276,000 | 4,323 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $862,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $548,000 | 2,188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $314,000 | 3,549 |
| Total noninterest expense | $2,914,000 | 4,432 |
| Salaries and employee benefits | $1,526,000 | 4,330 |
| Premises and equipment expense | $416,000 | 4,145 |
| Additional noninterest expense | $972,000 | 4,482 |
| Pre-tax net operating income | $1,224,000 | 2,398 |
| Securities gains (losses) | $155,000 | 1,482 |
| Applicable income taxes | $287,000 | 1,966 |
| Income before extraordinary items | $1,092,000 | 2,333 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,092,000 | 2,329 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,092,000 | 2,332 |
| Net charge-offs | $140,000 | 4,702 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $969,550 | 2,483 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,095,000 | 4,625 |
| Total interest expense | $925,000 | 4,921 |
| Net interest income | $2,170,000 | 4,346 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $557,000 | 3,172 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $344,000 | 2,270 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $213,000 | 3,561 |
| Total noninterest expense | $1,967,000 | 4,427 |
| Salaries and employee benefits | $1,026,000 | 4,353 |
| Premises and equipment expense | $278,000 | 4,161 |
| Additional noninterest expense | $663,000 | 4,415 |
| Pre-tax net operating income | $760,000 | 2,603 |
| Securities gains (losses) | $155,000 | 1,188 |
| Applicable income taxes | $160,000 | 2,201 |
| Income before extraordinary items | $755,000 | 2,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $755,000 | 2,328 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $755,000 | 2,331 |
| Net charge-offs | $62,000 | 4,721 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $626,350 | 2,608 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 4,644 |
| Total interest expense | $479,000 | 4,950 |
| Net interest income | $1,079,000 | 4,344 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $262,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $158,000 | 2,355 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $104,000 | 3,605 |
| Total noninterest expense | $955,000 | 4,446 |
| Salaries and employee benefits | $515,000 | 4,369 |
| Premises and equipment expense | $142,000 | 4,138 |
| Additional noninterest expense | $298,000 | 4,431 |
| Pre-tax net operating income | $386,000 | 2,868 |
| Securities gains (losses) | $155,000 | 780 |
| Applicable income taxes | $74,000 | 2,496 |
| Income before extraordinary items | $467,000 | 2,261 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $467,000 | 2,261 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $467,000 | 2,263 |
| Net charge-offs | $77,000 | 3,144 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $333,700 | 2,796 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 4,658 |
| Total interest expense | $2,263,000 | 5,009 |
| Net interest income | $4,337,000 | 4,322 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $1,103,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $681,000 | 2,392 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $422,000 | 3,495 |
| Total noninterest expense | $3,778,000 | 4,408 |
| Salaries and employee benefits | $2,065,000 | 4,348 |
| Premises and equipment expense | $541,000 | 4,253 |
| Additional noninterest expense | $1,172,000 | 4,363 |
| Pre-tax net operating income | $1,362,000 | 3,190 |
| Securities gains (losses) | $-46,000 | 7,155 |
| Applicable income taxes | $313,000 | 2,348 |
| Income before extraordinary items | $1,003,000 | 3,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,003,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 3,415 |
| Cash dividends | $327,000 | 3,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,037,960 | 3,370 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 4,724 |
| Total interest expense | $1,748,000 | 5,053 |
| Net interest income | $3,226,000 | 4,385 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $764,000 | 3,448 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $489,000 | 2,506 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $275,000 | 3,832 |
| Total noninterest expense | $2,703,000 | 4,530 |
| Salaries and employee benefits | $1,499,000 | 4,477 |
| Premises and equipment expense | $386,000 | 4,401 |
| Additional noninterest expense | $818,000 | 4,505 |
| Pre-tax net operating income | $1,287,000 | 3,178 |
| Securities gains (losses) | $-45,000 | 7,473 |
| Applicable income taxes | $252,000 | 2,658 |
| Income before extraordinary items | $990,000 | 3,128 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $990,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 3,313 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,026,000 | 3,197 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 4,783 |
| Total interest expense | $1,203,000 | 5,119 |
| Net interest income | $2,121,000 | 4,419 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $464,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $315,000 | 2,546 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $149,000 | 4,327 |
| Total noninterest expense | $1,799,000 | 4,575 |
| Salaries and employee benefits | $1,003,000 | 4,511 |
| Premises and equipment expense | $252,000 | 4,485 |
| Additional noninterest expense | $544,000 | 4,475 |
| Pre-tax net operating income | $786,000 | 3,463 |
| Securities gains (losses) | $-1,000 | 7,955 |
| Applicable income taxes | $161,000 | 2,933 |
| Income before extraordinary items | $624,000 | 3,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $624,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,486 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $624,790 | 3,498 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 4,864 |
| Total interest expense | $603,000 | 5,275 |
| Net interest income | $1,065,000 | 4,410 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $230,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $154,000 | 2,562 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $76,000 | 4,301 |
| Total noninterest expense | $885,000 | 4,624 |
| Salaries and employee benefits | $494,000 | 4,592 |
| Premises and equipment expense | $124,000 | 4,535 |
| Additional noninterest expense | $267,000 | 4,478 |
| Pre-tax net operating income | $410,000 | 3,492 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $73,000 | 3,154 |
| Income before extraordinary items | $337,000 | 3,560 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $337,000 | 3,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $337,000 | 3,464 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,705,000 | 4,861 |
| Total interest expense | $2,587,000 | 5,165 |
| Net interest income | $4,118,000 | 4,539 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $1,015,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $699,000 | 2,375 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $316,000 | 4,139 |
| Total noninterest expense | $3,824,000 | 4,261 |
| Salaries and employee benefits | $2,046,000 | 4,320 |
| Premises and equipment expense | $496,000 | 4,387 |
| Additional noninterest expense | $1,282,000 | 3,881 |
| Pre-tax net operating income | $1,209,000 | 4,347 |
| Securities gains (losses) | $8,000 | 1,417 |
| Applicable income taxes | $319,000 | 3,310 |
| Income before extraordinary items | $898,000 | 4,549 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $898,000 | 4,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,621 |
| Cash dividends | $314,000 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $892,080 | 4,550 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,007,000 | 4,891 |
| Total interest expense | $1,933,000 | 5,189 |
| Net interest income | $3,074,000 | 4,571 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $803,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $518,000 | 2,371 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $285,000 | 3,829 |
| Total noninterest expense | $2,755,000 | 4,359 |
| Salaries and employee benefits | $1,458,000 | 4,464 |
| Premises and equipment expense | $328,000 | 4,748 |
| Additional noninterest expense | $969,000 | 3,798 |
| Pre-tax net operating income | $1,122,000 | 4,102 |
| Securities gains (losses) | $4,000 | 1,247 |
| Applicable income taxes | $309,000 | 3,166 |
| Income before extraordinary items | $817,000 | 4,308 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $817,000 | 4,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,768 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $814,080 | 4,303 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,351,000 | 4,895 |
| Total interest expense | $1,285,000 | 5,225 |
| Net interest income | $2,066,000 | 4,587 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $523,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $340,000 | 2,405 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $183,000 | 3,949 |
| Total noninterest expense | $1,839,000 | 4,375 |
| Salaries and employee benefits | $975,000 | 4,492 |
| Premises and equipment expense | $214,000 | 4,817 |
| Additional noninterest expense | $650,000 | 3,775 |
| Pre-tax net operating income | $750,000 | 4,157 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $193,000 | 3,321 |
| Income before extraordinary items | $561,000 | 4,304 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $561,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $558,040 | 4,312 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 4,909 |
| Total interest expense | $641,000 | 5,197 |
| Net interest income | $1,026,000 | 4,616 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $236,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $163,000 | 2,441 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $73,000 | 4,379 |
| Total noninterest expense | $900,000 | 4,439 |
| Salaries and employee benefits | $492,000 | 4,491 |
| Premises and equipment expense | $111,000 | 4,742 |
| Additional noninterest expense | $297,000 | 4,008 |
| Pre-tax net operating income | $362,000 | 4,236 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $84,000 | 3,516 |
| Income before extraordinary items | $282,000 | 4,319 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $282,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $278,920 | 4,319 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,393,000 | 4,806 |
| Total interest expense | $2,289,000 | 5,052 |
| Net interest income | $4,104,000 | 4,590 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $955,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $657,000 | 2,500 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $298,000 | 4,305 |
| Total noninterest expense | $3,595,000 | 4,316 |
| Salaries and employee benefits | $1,886,000 | 4,465 |
| Premises and equipment expense | $442,000 | 4,622 |
| Additional noninterest expense | $1,267,000 | 3,779 |
| Pre-tax net operating income | $1,464,000 | 4,342 |
| Securities gains (losses) | $-321,000 | 8,455 |
| Applicable income taxes | $334,000 | 3,653 |
| Income before extraordinary items | $809,000 | 5,179 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $809,000 | 5,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,000 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,036,910 | 4,621 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,704,000 | 4,850 |
| Total interest expense | $1,669,000 | 5,049 |
| Net interest income | $3,035,000 | 4,660 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $703,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $483,000 | 2,555 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $220,000 | 4,334 |
| Total noninterest expense | $2,570,000 | 4,456 |
| Salaries and employee benefits | $1,366,000 | 4,554 |
| Premises and equipment expense | $332,000 | 4,614 |
| Additional noninterest expense | $872,000 | 4,010 |
| Pre-tax net operating income | $1,168,000 | 4,363 |
| Securities gains (losses) | $-321,000 | 8,592 |
| Applicable income taxes | $217,000 | 4,030 |
| Income before extraordinary items | $630,000 | 5,242 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $630,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $867,540 | 4,494 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,067,000 | 4,879 |
| Total interest expense | $1,083,000 | 5,012 |
| Net interest income | $1,984,000 | 4,740 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $441,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $287,000 | 2,756 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 4,257 |
| Total noninterest expense | $1,679,000 | 4,531 |
| Salaries and employee benefits | $912,000 | 4,573 |
| Premises and equipment expense | $223,000 | 4,604 |
| Additional noninterest expense | $544,000 | 4,219 |
| Pre-tax net operating income | $746,000 | 4,483 |
| Securities gains (losses) | $-321,000 | 8,670 |
| Applicable income taxes | $204,000 | 3,595 |
| Income before extraordinary items | $221,000 | 6,579 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $221,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,393 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $426,440 | 5,250 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 4,940 |
| Total interest expense | $527,000 | 4,966 |
| Net interest income | $948,000 | 4,872 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $214,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 2,909 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $818,000 | 4,616 |
| Salaries and employee benefits | $448,000 | 4,658 |
| Premises and equipment expense | $109,000 | 4,692 |
| Additional noninterest expense | $261,000 | 4,335 |
| Pre-tax net operating income | $344,000 | 4,629 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $100,000 | 3,594 |
| Income before extraordinary items | $244,000 | 4,906 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $244,000 | 4,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $244,000 | 4,888 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 4,785 |
| Total interest expense | $1,719,000 | 4,871 |
| Net interest income | $3,910,000 | 4,693 |
| Provision for loan and lease losses | $300,000 | 2,799 |
| Total noninterest income | $893,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $595,000 | 2,675 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $298,000 | 4,349 |
| Total noninterest expense | $3,285,000 | 4,493 |
| Salaries and employee benefits | $1,745,000 | 4,575 |
| Premises and equipment expense | $475,000 | 4,327 |
| Additional noninterest expense | $1,065,000 | 4,206 |
| Pre-tax net operating income | $1,218,000 | 4,873 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $398,000 | 3,707 |
| Income before extraordinary items | $821,000 | 5,290 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $821,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,136 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $820,330 | 5,265 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 4,823 |
| Total interest expense | $1,219,000 | 4,898 |
| Net interest income | $2,904,000 | 4,739 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $648,000 | 3,889 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $434,000 | 2,727 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $214,000 | 4,453 |
| Total noninterest expense | $2,425,000 | 4,523 |
| Salaries and employee benefits | $1,269,000 | 4,654 |
| Premises and equipment expense | $355,000 | 4,325 |
| Additional noninterest expense | $801,000 | 4,178 |
| Pre-tax net operating income | $1,127,000 | 4,476 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $307,000 | 3,766 |
| Income before extraordinary items | $821,000 | 4,685 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $821,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,265 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $820,270 | 4,651 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 4,820 |
| Total interest expense | $775,000 | 4,871 |
| Net interest income | $1,927,000 | 4,728 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $427,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $298,000 | 2,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $129,000 | 4,634 |
| Total noninterest expense | $1,600,000 | 4,532 |
| Salaries and employee benefits | $850,000 | 4,620 |
| Premises and equipment expense | $214,000 | 4,590 |
| Additional noninterest expense | $536,000 | 4,132 |
| Pre-tax net operating income | $754,000 | 4,427 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $203,000 | 3,760 |
| Income before extraordinary items | $552,000 | 4,633 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $552,000 | 4,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $551,270 | 4,595 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 4,888 |
| Total interest expense | $374,000 | 4,858 |
| Net interest income | $940,000 | 4,823 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $215,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $140,000 | 2,694 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $783,000 | 4,626 |
| Salaries and employee benefits | $420,000 | 4,667 |
| Premises and equipment expense | $110,000 | 4,551 |
| Additional noninterest expense | $253,000 | 4,329 |
| Pre-tax net operating income | $372,000 | 4,462 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $274,000 | 4,620 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $274,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,867 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $274,000 | 4,577 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 4,784 |
| Total interest expense | $1,366,000 | 4,765 |
| Net interest income | $3,728,000 | 4,707 |
| Provision for loan and lease losses | $300,000 | 2,900 |
| Total noninterest income | $781,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $560,000 | 2,865 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $221,000 | 4,902 |
| Total noninterest expense | $2,886,000 | 4,789 |
| Salaries and employee benefits | $1,542,000 | 4,851 |
| Premises and equipment expense | $409,000 | 4,691 |
| Additional noninterest expense | $935,000 | 4,583 |
| Pre-tax net operating income | $1,323,000 | 4,550 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $427,000 | 3,610 |
| Income before extraordinary items | $909,000 | 4,941 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $909,000 | 4,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,502 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $900,160 | 4,899 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,778,000 | 4,808 |
| Total interest expense | $1,007,000 | 4,766 |
| Net interest income | $2,771,000 | 4,724 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $675,000 | 3,824 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $519,000 | 2,422 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $156,000 | 5,039 |
| Total noninterest expense | $2,191,000 | 4,709 |
| Salaries and employee benefits | $1,099,000 | 4,976 |
| Premises and equipment expense | $293,000 | 4,823 |
| Additional noninterest expense | $799,000 | 4,090 |
| Pre-tax net operating income | $1,255,000 | 4,041 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $244,000 | 4,127 |
| Income before extraordinary items | $1,011,000 | 3,964 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,011,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 8,730 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,011,000 | 3,903 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 4,867 |
| Total interest expense | $662,000 | 4,830 |
| Net interest income | $1,821,000 | 4,778 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $453,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $345,000 | 2,427 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $108,000 | 5,008 |
| Total noninterest expense | $1,421,000 | 4,822 |
| Salaries and employee benefits | $715,000 | 5,087 |
| Premises and equipment expense | $192,000 | 4,896 |
| Additional noninterest expense | $514,000 | 4,230 |
| Pre-tax net operating income | $853,000 | 3,943 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $166,000 | 4,083 |
| Income before extraordinary items | $687,000 | 3,896 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $687,000 | 3,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,815 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $687,000 | 3,813 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 4,948 |
| Total interest expense | $324,000 | 4,940 |
| Net interest income | $896,000 | 4,840 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $224,000 | 3,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $158,000 | 2,563 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $66,000 | 4,555 |
| Total noninterest expense | $692,000 | 4,963 |
| Salaries and employee benefits | $355,000 | 5,140 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $246,000 | 4,380 |
| Pre-tax net operating income | $428,000 | 3,918 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $83,000 | 4,079 |
| Income before extraordinary items | $345,000 | 3,889 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $345,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $345,000 | 3,765 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 5,015 |
| Total interest expense | $1,337,000 | 5,242 |
| Net interest income | $3,489,000 | 4,806 |
| Provision for loan and lease losses | $300,000 | 3,140 |
| Total noninterest income | $880,000 | 4,003 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $647,000 | 2,533 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $233,000 | 4,981 |
| Total noninterest expense | $2,805,000 | 4,824 |
| Salaries and employee benefits | $1,360,000 | 5,187 |
| Premises and equipment expense | $368,000 | 5,014 |
| Additional noninterest expense | $1,077,000 | 4,039 |
| Pre-tax net operating income | $1,264,000 | 4,551 |
| Securities gains (losses) | $30,000 | 2,926 |
| Applicable income taxes | $332,000 | 4,127 |
| Income before extraordinary items | $962,000 | 4,753 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $962,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,711 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $939,800 | 4,660 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 5,125 |
| Total interest expense | $1,022,000 | 5,310 |
| Net interest income | $2,549,000 | 4,908 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $655,000 | 4,076 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $485,000 | 2,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $170,000 | 5,101 |
| Total noninterest expense | $1,931,000 | 5,104 |
| Salaries and employee benefits | $1,006,000 | 5,227 |
| Premises and equipment expense | $274,000 | 5,023 |
| Additional noninterest expense | $651,000 | 4,727 |
| Pre-tax net operating income | $1,273,000 | 3,911 |
| Securities gains (losses) | $61,000 | 2,145 |
| Applicable income taxes | $222,000 | 4,491 |
| Income before extraordinary items | $1,112,000 | 3,707 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,112,000 | 3,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,061,370 | 3,677 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 5,203 |
| Total interest expense | $690,000 | 5,389 |
| Net interest income | $1,660,000 | 4,970 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $424,000 | 4,109 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $307,000 | 2,603 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $117,000 | 5,041 |
| Total noninterest expense | $1,268,000 | 5,145 |
| Salaries and employee benefits | $673,000 | 5,221 |
| Premises and equipment expense | $173,000 | 5,176 |
| Additional noninterest expense | $422,000 | 4,819 |
| Pre-tax net operating income | $816,000 | 3,996 |
| Securities gains (losses) | $61,000 | 1,886 |
| Applicable income taxes | $148,000 | 4,513 |
| Income before extraordinary items | $729,000 | 3,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $729,000 | 3,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $678,370 | 3,771 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 5,277 |
| Total interest expense | $345,000 | 5,487 |
| Net interest income | $812,000 | 5,044 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $186,000 | 4,340 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $143,000 | 2,678 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $614,000 | 5,261 |
| Salaries and employee benefits | $329,000 | 5,312 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $203,000 | 4,916 |
| Pre-tax net operating income | $384,000 | 4,132 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $74,000 | 4,503 |
| Income before extraordinary items | $310,000 | 4,144 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $310,000 | 3,955 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 5,539 |
| Total interest expense | $1,393,000 | 5,943 |
| Net interest income | $3,093,000 | 5,187 |
| Provision for loan and lease losses | $200,000 | 4,344 |
| Total noninterest income | $587,000 | 4,788 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $469,000 | 3,137 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 6,097 |
| Total noninterest expense | $2,516,000 | 5,065 |
| Salaries and employee benefits | $1,252,000 | 5,334 |
| Premises and equipment expense | $408,000 | 4,575 |
| Additional noninterest expense | $856,000 | 4,703 |
| Pre-tax net operating income | $964,000 | 5,302 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $309,000 | 4,392 |
| Income before extraordinary items | $655,000 | 5,730 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $655,000 | 5,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,417 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $655,000 | 5,589 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,406,000 | 6,026 |
| Total interest expense | $1,823,000 | 6,382 |
| Net interest income | $2,583,000 | 5,601 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $440,000 | 5,438 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $290,000 | 4,241 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $150,000 | 5,549 |
| Total noninterest expense | $1,944,000 | 5,847 |
| Salaries and employee benefits | $1,003,000 | 5,971 |
| Premises and equipment expense | $376,000 | 4,795 |
| Additional noninterest expense | $565,000 | 6,060 |
| Pre-tax net operating income | $879,000 | 5,247 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $266,000 | 4,508 |
| Income before extraordinary items | $613,000 | 5,568 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $613,000 | 5,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $18,000 | 6,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $613,000 | 5,437 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,345,000 | 6,214 |
| Total interest expense | $1,919,000 | 6,383 |
| Net interest income | $2,426,000 | 5,923 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $397,000 | 5,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,407 |
| Total noninterest expense | $1,761,000 | 6,135 |
| Salaries and employee benefits | $943,000 | 6,152 |
| Premises and equipment expense | $301,000 | 5,407 |
| Additional noninterest expense | $517,000 | 6,303 |
| Pre-tax net operating income | $962,000 | 5,359 |
| Securities gains (losses) | $-123,000 | 9,471 |
| Applicable income taxes | $219,000 | 5,231 |
| Income before extraordinary items | $620,000 | 5,749 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $620,000 | 5,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $18,000 | 6,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $711,020 | 5,382 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,977,000 | 6,386 |
| Total interest expense | $1,609,000 | 6,709 |
| Net interest income | $2,368,000 | 6,001 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $372,000 | 5,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 4,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,541 |
| Total noninterest expense | $1,786,000 | 6,110 |
| Salaries and employee benefits | $918,000 | 6,227 |
| Premises and equipment expense | $318,000 | 5,295 |
| Additional noninterest expense | $550,000 | 6,150 |
| Pre-tax net operating income | $854,000 | 5,744 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $222,000 | 5,485 |
| Income before extraordinary items | $626,000 | 5,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $626,000 | 5,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,405 |
| Cash dividends | $18,000 | 6,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $630,440 | 5,723 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 6,713 |
| Total interest expense | $1,524,000 | 7,136 |
| Net interest income | $2,218,000 | 6,261 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $329,000 | 6,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,108 |
| Total noninterest expense | $1,716,000 | 6,192 |
| Salaries and employee benefits | $896,000 | 6,225 |
| Premises and equipment expense | $324,000 | 5,135 |
| Additional noninterest expense | $496,000 | 6,473 |
| Pre-tax net operating income | $781,000 | 6,160 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $237,000 | 5,770 |
| Income before extraordinary items | $559,000 | 6,276 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $559,000 | 6,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,453 |
| Cash dividends | $518,000 | 3,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $548,500 | 6,220 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,718,000 | 6,937 |
| Total interest expense | $1,508,000 | 7,326 |
| Net interest income | $2,210,000 | 6,510 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $321,000 | 6,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,683 |
| Total noninterest expense | $1,707,000 | 6,272 |
| Salaries and employee benefits | $883,000 | 6,378 |
| Premises and equipment expense | $317,000 | 5,258 |
| Additional noninterest expense | $507,000 | 6,450 |
| Pre-tax net operating income | $774,000 | 6,663 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $228,000 | 6,520 |
| Income before extraordinary items | $556,000 | 6,631 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $556,000 | 6,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,067 |
| Cash dividends | $518,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $548,900 | 6,619 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 7,401 |
| Total interest expense | $1,404,000 | 7,825 |
| Net interest income | $2,089,000 | 6,972 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $315,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,384 |
| Total noninterest expense | $1,717,000 | 6,577 |
| Salaries and employee benefits | $889,000 | 6,508 |
| Premises and equipment expense | $311,000 | 5,439 |
| Additional noninterest expense | $517,000 | 6,923 |
| Pre-tax net operating income | $636,000 | 7,253 |
| Securities gains (losses) | $136,000 | 835 |
| Applicable income taxes | $217,000 | 6,883 |
| Income before extraordinary items | $556,000 | 6,524 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $556,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $318,000 | 4,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $458,080 | 7,130 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 7,759 |
| Total interest expense | $1,371,000 | 8,056 |
| Net interest income | $1,964,000 | 7,390 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $355,000 | 6,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 5,986 |
| Total noninterest expense | $1,653,000 | 6,838 |
| Salaries and employee benefits | $884,000 | 6,640 |
| Premises and equipment expense | $285,000 | 5,860 |
| Additional noninterest expense | $484,000 | 7,392 |
| Pre-tax net operating income | $666,000 | 7,502 |
| Securities gains (losses) | $9,000 | 2,462 |
| Applicable income taxes | $124,000 | 8,732 |
| Income before extraordinary items | $551,000 | 6,895 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $551,000 | 6,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $568,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $543,620 | 6,922 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 7,852 |
| Total interest expense | $1,171,000 | 8,020 |
| Net interest income | $1,965,000 | 7,654 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $303,000 | 7,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,162 |
| Total noninterest expense | $1,597,000 | 7,314 |
| Salaries and employee benefits | $835,000 | 7,011 |
| Premises and equipment expense | $230,000 | 6,858 |
| Additional noninterest expense | $532,000 | 7,585 |
| Pre-tax net operating income | $671,000 | 7,580 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $104,000 | 9,268 |
| Income before extraordinary items | $567,000 | 6,788 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $567,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,370 |
| Cash dividends | $618,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $567,000 | 6,840 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 8,110 |
| Total interest expense | $1,059,000 | 8,849 |
| Net interest income | $2,083,000 | 7,453 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $382,000 | 6,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 5,692 |
| Total noninterest expense | $1,550,000 | 7,649 |
| Salaries and employee benefits | $848,000 | 7,027 |
| Premises and equipment expense | $290,000 | 6,016 |
| Additional noninterest expense | $412,000 | 9,132 |
| Pre-tax net operating income | $865,000 | 6,491 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $158,000 | 8,455 |
| Income before extraordinary items | $707,000 | 6,071 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $707,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $618,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $707,000 | 5,796 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 8,377 |
| Total interest expense | $1,300,000 | 9,236 |
| Net interest income | $2,068,000 | 7,575 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $286,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,597 |
| Total noninterest expense | $1,405,000 | 8,276 |
| Salaries and employee benefits | $666,000 | 8,256 |
| Premises and equipment expense | $202,000 | 7,788 |
| Additional noninterest expense | $537,000 | 8,122 |
| Pre-tax net operating income | $849,000 | 6,345 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $143,000 | 8,814 |
| Income before extraordinary items | $706,000 | 5,878 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $706,000 | 5,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $700,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $706,000 | 5,546 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.