Home > Farmers State Bank > Net charge- offs to loans
Farmers State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0336% | 4,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0574% | 4,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1203% | 4,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 3,755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0796% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3911% | 1,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3915% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0340% | 4,279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0570% | 4,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1152% | 4,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 3,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1245% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2896% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2898% | 1,393 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0271% | 4,209 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0560% | 4,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1117% | 4,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 3,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2022% | 641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3253% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3253% | 1,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0347% | 4,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0566% | 4,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1109% | 4,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 4,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2280% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0574% | 1,780 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0574% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1093% | 4,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1845% | 4,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3580% | 4,659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 3,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 3,972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 1,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5431% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5431% | 288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1782% | 4,616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2304% | 4,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4416% | 4,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0135% | 3,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 4,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0921% | 4,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8956% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8956% | 499 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2378% | 4,615 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3102% | 4,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5921% | 4,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 3,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 3,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0696% | 3,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1198% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1198% | 391 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0148% | 3,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0670% | 4,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1243% | 4,567 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 3,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 3,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0829% | 4,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4742% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4742% | 290 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1014% | 4,587 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0783% | 4,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1498% | 4,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 3,839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 3,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4645% | 4,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3796% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3796% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0569% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0804% | 4,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1552% | 4,664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0154% | 3,911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 3,997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2941% | 1,145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2941% | 1,039 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0602% | 4,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0852% | 4,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1650% | 4,704 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 4,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3066% | 1,042 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3066% | 939 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0695% | 4,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0982% | 4,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1939% | 4,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0174% | 4,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 4,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3417% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3417% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 3,435 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 4,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0831% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0112% | 4,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0710% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7164% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7164% | 796 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 3,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0899% | 1,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7409% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7409% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 1,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1005% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6912% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6912% | 871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 3,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0065% | 4,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0659% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7492% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7492% | 892 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 2,807 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 4,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0261% | 2,090 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6999% | 1,180 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6999% | 1,074 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 4,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 4,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 4,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0350% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5857% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5857% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 2,491 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 4,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 4,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0263% | 4,115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6059% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6059% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 1,955 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0359% | 4,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6253% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6253% | 1,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 2,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1110% | 5,069 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0446% | 4,291 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2299% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2554% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6061% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6917% | 1,203 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6917% | 1,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0567% | 5,002 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0675% | 4,349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3135% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3468% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 4,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6246% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6247% | 1,091 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1079% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0893% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0801% | 5,135 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0890% | 4,392 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4926% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5425% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 4,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7297% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7297% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2211% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1968% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1446% | 5,329 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2135% | 4,455 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0321% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1393% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 4,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2189% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2189% | 554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0590% | 5,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1147% | 5,371 |
| Percentage Net Loans Charged-off:Construction & development | -0.0814% | 4,746 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1901% | 5,379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0295% | 4,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 5,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0595% | 4,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6447% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6447% | 1,306 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0616% | 5,229 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1234% | 5,416 |
| Percentage Net Loans Charged-off:Construction & development | -0.1206% | 4,858 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1907% | 5,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0400% | 5,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0428% | 5,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0738% | 4,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7261% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7261% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 2,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0461% | 5,152 |
| Percentage Net Loans Charged-off:Construction & development | -0.1885% | 4,966 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 4,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0510% | 5,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0543% | 5,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1396% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9951% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9951% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 4,362 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0854% | 5,458 |
| Percentage Net Loans Charged-off:Construction & development | -0.3572% | 5,146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1135% | 5,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1206% | 5,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2312% | 701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5265% | 1,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5265% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1959% | 5,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1117% | 5,544 |
| Percentage Net Loans Charged-off:Construction & development | -0.1833% | 5,047 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0712% | 5,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1719% | 5,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1839% | 5,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2096% | 5,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3858% | 2,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3858% | 1,993 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2694% | 5,822 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1465% | 5,665 |
| Percentage Net Loans Charged-off:Construction & development | -0.1796% | 5,078 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1099% | 5,522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2250% | 5,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2410% | 5,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6113% | 5,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3226% | 2,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3226% | 1,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 4,452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0620% | 5,448 |
| Percentage Net Loans Charged-off:Construction & development | -0.2718% | 5,216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0480% | 5,423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0095% | 4,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2831% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2827% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2827% | 1,901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 2,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0641% | 5,515 |
| Percentage Net Loans Charged-off:Construction & development | -0.0206% | 4,867 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1220% | 5,729 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 4,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 4,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6289% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2318% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2318% | 1,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0294% | 5,395 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0675% | 5,606 |
| Percentage Net Loans Charged-off:Construction & development | -0.2929% | 5,264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0602% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1941% | 5,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2052% | 5,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0285% | 4,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4743% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4743% | 1,565 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 4,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 5,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1168% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2597% | 6,011 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2744% | 6,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 4,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2594% | 2,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2594% | 2,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 4,667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 5,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1940% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3852% | 6,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4067% | 6,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0232% | 4,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2914% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2914% | 1,796 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 1,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2135% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4233% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 5,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0102% | 5,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 4,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1278% | 2,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1278% | 2,073 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3127% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2255% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | -1.0040% | 5,722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6105% | 572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 3,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 2,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0551% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3718% | 2,165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3718% | 2,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5622% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4873% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0903% | 829 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8351% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0608% | 2,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0653% | 2,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4470% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3811% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3810% | 1,817 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8229% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7310% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.1381% | 681 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1228% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2912% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3134% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0298% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4894% | 1,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4894% | 1,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2999% | 249 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6028% | 128 |
| Percentage Net Loans Charged-off:Construction & development | 0.7746% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3493% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6129% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6632% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2448% | 869 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2710% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2710% | 1,856 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5421% | 6,729 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2475% | 6,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0543% | 1,512 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4649% | 6,537 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4712% | 5,347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 3,427 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3308% | 4,925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0972% | 2,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.5007% | 6,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9833% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9833% | 452 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8646% | 6,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3455% | 6,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0724% | 1,343 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6173% | 6,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 5,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4337% | 4,977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 3,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.9193% | 6,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6752% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6752% | 1,390 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0697% | 6,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0289% | 6,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.1083% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0748% | 6,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6274% | 5,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0683% | 2,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5720% | 6,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2139% | 2,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2139% | 2,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0970% | 6,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0380% | 6,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0741% | 6,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,501 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2719% | 5,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 1,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5780% | 6,374 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0429% | 5,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0429% | 5,417 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0569% | 5,797 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9407% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6065% | 1,678 |
| Percentage Net Loans Charged-off:Construction & development | -0.1767% | 6,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6611% | 1,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.7108% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6539% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6280% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6565% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6400% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5746% | 2,156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5746% | 2,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1509% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6381% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | -0.5962% | 6,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8380% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.4354% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5277% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4749% | 954 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5330% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0408% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6509% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6508% | 1,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5278% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8105% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | -0.8953% | 6,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2981% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.6397% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3599% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3957% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.0006% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3721% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3721% | 2,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1482% | 420 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8640% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6223% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.4588% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6939% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7640% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3427% | 290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2456% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2456% | 2,219 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4414% | 1,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8509% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.4124% | 2,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4824% | 2,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.4349% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0780% | 162 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6332% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2531% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 4,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3480% | 3,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3127% | 3,225 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4113% | 1,053 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7696% | 735 |
| Percentage Net Loans Charged-off:Construction & development | -0.1638% | 6,502 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0372% | 2,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.1636% | 101 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0831% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 5.4233% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1959% | 3,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3961% | 2,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3459% | 2,794 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6070% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0279% | 611 |
| Percentage Net Loans Charged-off:Construction & development | -0.4607% | 6,602 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0771% | 7,077 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.6377% | 82 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4215% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 6.9271% | 82 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0629% | 3,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6039% | 2,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5049% | 2,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7987% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9583% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1397% | 7,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2291% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6585% | 250 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1060% | 2,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6829% | 1,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5263% | 1,724 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4431% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7452% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 7.4714% | 845 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7627% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3284% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4375% | 276 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9248% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5180% | 952 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0810% | 2,024 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6708% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2435% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 8.5964% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8744% | 645 |
| Percentage Net Loans Charged-off: Multi-family residential | 21.7289% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8844% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1522% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7550% | 2,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2792% | 1,598 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6331% | 1,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0370% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 4.5584% | 1,070 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6124% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 19.5084% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2390% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5587% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1984% | 7,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5367% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2634% | 750 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1725% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 6.5727% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4749% | 1,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 39.2120% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2292% | 210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8315% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3926% | 7,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9915% | 1,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0403% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4337% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 6.4588% | 976 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3033% | 895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0633% | 875 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1746% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3346% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6268% | 3,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4111% | 2,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3330% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7941% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 8.1168% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7478% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 4,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 3,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7059% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4986% | 1,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5726% | 1,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8240% | 847 |
| Percentage Net Loans Charged-off:Construction & development | 4.2204% | 938 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6883% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 3,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 3,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7512% | 2,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0713% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1449% | 671 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4015% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 7.8356% | 381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9554% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 2,164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4976% | 1,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3514% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1899% | 950 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5044% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5507% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 1.6192% | 1,229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3498% | 1,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3938% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0484% | 4,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0903% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1798% | 3,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1351% | 2,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0641% | 2,046 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4701% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5285% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0652% | 3,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9131% | 2,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 4,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0289% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0948% | 1,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0199% | 3,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7755% | 2,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1087% | 2,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0595% | 2,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.1926% | 851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8350% | 1,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0108% | 3,837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0359% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1896% | 2,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3616% | 3,712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 4,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 2,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0492% | 867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1427% | 2,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2843% | 3,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 3,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 2,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0769% | 559 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2066% | 1,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1869% | 3,729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0502% | 2,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0449% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.1588% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 1,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1602% | 3,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1165% | 2,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0338% | 2,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1389% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1522% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0098% | 3,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9282% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1104% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0133% | 3,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0930% | 1,176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 7,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3330% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2353% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1139% | 7,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3101% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0066% | 6,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 8,363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2061% | 8,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2270% | 8,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3209% | 7,971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6494% | 2,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0260% | 7,038 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 8,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0039% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0747% | 8,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0826% | 8,379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2920% | 2,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5058% | 3,088 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0350% | 7,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0326% | 8,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0058% | 409 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1319% | 8,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1461% | 8,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3634% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5250% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0524% | 7,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0401% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0222% | 8,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0832% | 8,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0922% | 8,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2996% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1572% | 3,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4098% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 1,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0255% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2638% | 737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2898% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5473% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9516% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0230% | 1,568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4919% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1192% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0789% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0132% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3257% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3574% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0705% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8369% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0294% | 1,329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6473% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1874% | 800 |
| Percentage Net Loans Charged-off:Construction & development | 0.1284% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0200% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5147% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5628% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6187% | 437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0056% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0831% | 1,031 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1938% | 1,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.1349% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0758% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8063% | 2,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3293% | 2,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0737% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2414% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2600% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8086% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6726% | 3,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4857% | 995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3459% | 1,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0986% | 1,561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3192% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3433% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8100% | 1,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6352% | 3,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6342% | 787 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3738% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1468% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4570% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4910% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7149% | 1,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6158% | 3,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9417% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2814% | 1,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4751% | 3,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3745% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 3,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0170% | 1,440 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4488% | 2,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1975% | 1,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2659% | 2,959 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0391% | 8,992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1412% | 9,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 2,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 2,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0076% | 1,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5105% | 4,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1965% | 1,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1081% | 4,486 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2317% | 10,001 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4898% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 5,600 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 7,958 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2290% | 3,538 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2725% | 3,239 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0994% | 12,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5674% | 1,133 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |