Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $17,065,000 | 2,105 |
| Total interest expense | $1,902,000 | 3,100 |
| Net interest income | $15,163,000 | 1,796 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $1,840,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $885,000 | 1,098 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $955,000 | 2,319 |
| Total noninterest expense | $10,310,000 | 2,009 |
| Salaries and employee benefits | $6,309,000 | 1,895 |
| Premises and equipment expense | $1,400,000 | 1,622 |
| Additional noninterest expense | $955,000 | 2,319 |
| Pre-tax net operating income | $6,393,000 | 1,653 |
| Securities gains (losses) | $-43,000 | 3,614 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $6,350,000 | 1,459 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,350,000 | 1,475 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,350,000 | 1,462 |
| Net charge-offs | $135,000 | 1,338 |
| Cash dividends | $5,197,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,393,000 | 1,483 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,238,000 | 2,124 |
| Total interest expense | $1,198,000 | 3,175 |
| Net interest income | $11,040,000 | 1,853 |
| Provision for loan and lease losses | $100,000 | 2,122 |
| Total noninterest income | $1,517,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $653,000 | 1,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $864,000 | 2,141 |
| Total noninterest expense | $7,691,000 | 2,009 |
| Salaries and employee benefits | $4,580,000 | 1,934 |
| Premises and equipment expense | $1,054,000 | 1,606 |
| Additional noninterest expense | $864,000 | 2,141 |
| Pre-tax net operating income | $4,766,000 | 1,710 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $4,766,000 | 1,508 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,766,000 | 1,520 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,766,000 | 1,508 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $2,190,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,766,000 | 1,531 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,873,000 | 2,142 |
| Total interest expense | $674,000 | 3,210 |
| Net interest income | $7,199,000 | 1,895 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $890,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $429,000 | 1,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 2,282 |
| Total noninterest expense | $5,030,000 | 2,027 |
| Salaries and employee benefits | $3,033,000 | 1,943 |
| Premises and equipment expense | $696,000 | 1,624 |
| Additional noninterest expense | $461,000 | 2,278 |
| Pre-tax net operating income | $3,059,000 | 1,740 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $3,059,000 | 1,553 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,059,000 | 1,571 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,059,000 | 1,553 |
| Net charge-offs | $13,000 | 1,714 |
| Cash dividends | $1,531,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,059,000 | 1,564 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 2,194 |
| Total interest expense | $269,000 | 3,280 |
| Net interest income | $3,481,000 | 1,955 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $366,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $214,000 | 1,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 2,748 |
| Total noninterest expense | $2,566,000 | 2,031 |
| Salaries and employee benefits | $1,553,000 | 1,946 |
| Premises and equipment expense | $338,000 | 1,688 |
| Additional noninterest expense | $152,000 | 2,748 |
| Pre-tax net operating income | $1,281,000 | 1,985 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $1,281,000 | 1,773 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,281,000 | 1,773 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,281,000 | 1,773 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $377,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,281,000 | 1,793 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,610,000 | 2,329 |
| Total interest expense | $536,000 | 3,168 |
| Net interest income | $11,074,000 | 2,223 |
| Provision for loan and lease losses | $-183,000 | 4,428 |
| Total noninterest income | $4,704,000 | 1,244 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $867,000 | 1,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,837,000 | 1,079 |
| Total noninterest expense | $10,065,000 | 2,001 |
| Salaries and employee benefits | $5,784,000 | 1,992 |
| Premises and equipment expense | $1,355,000 | 1,655 |
| Additional noninterest expense | $3,837,000 | 1,079 |
| Pre-tax net operating income | $5,896,000 | 1,843 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $5,896,000 | 1,645 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,896,000 | 1,642 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,896,000 | 1,644 |
| Net charge-offs | $-408,000 | 4,570 |
| Cash dividends | $2,427,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $5,896,000 | 1,674 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,080,000 | 2,378 |
| Total interest expense | $322,000 | 3,203 |
| Net interest income | $7,758,000 | 2,300 |
| Provision for loan and lease losses | $-400,000 | 4,568 |
| Total noninterest income | $1,013,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $641,000 | 1,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,093 |
| Total noninterest expense | $5,633,000 | 2,390 |
| Salaries and employee benefits | $4,571,000 | 1,919 |
| Premises and equipment expense | $1,062,000 | 1,600 |
| Additional noninterest expense | $372,000 | 3,093 |
| Pre-tax net operating income | $3,538,000 | 2,081 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,538,000 | 1,880 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,538,000 | 1,879 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,538,000 | 1,879 |
| Net charge-offs | $-420,000 | 4,604 |
| Cash dividends | $458,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,538,000 | 1,912 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,292,000 | 2,362 |
| Total interest expense | $215,000 | 3,121 |
| Net interest income | $5,077,000 | 2,284 |
| Provision for loan and lease losses | $-400,000 | 4,585 |
| Total noninterest income | $882,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $428,000 | 1,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $454,000 | 2,488 |
| Total noninterest expense | $5,162,000 | 1,939 |
| Salaries and employee benefits | $3,030,000 | 1,926 |
| Premises and equipment expense | $705,000 | 1,619 |
| Additional noninterest expense | $1,427,000 | 2,073 |
| Pre-tax net operating income | $1,197,000 | 2,806 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,197,000 | 2,627 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,197,000 | 2,625 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,197,000 | 2,627 |
| Net charge-offs | $-419,000 | 4,666 |
| Cash dividends | $58,000 | 2,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,197,000 | 2,665 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 2,520 |
| Total interest expense | $109,000 | 3,072 |
| Net interest income | $2,186,000 | 2,462 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $482,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $212,000 | 1,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 2,291 |
| Total noninterest expense | $2,618,000 | 1,920 |
| Salaries and employee benefits | $1,522,000 | 1,919 |
| Premises and equipment expense | $334,000 | 1,710 |
| Additional noninterest expense | $762,000 | 1,946 |
| Pre-tax net operating income | $50,000 | 4,332 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $50,000 | 4,285 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $50,000 | 4,284 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $50,000 | 4,285 |
| Net charge-offs | $25,000 | 891 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $50,000 | 4,301 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,210,000 | 2,297 |
| Total interest expense | $589,000 | 2,936 |
| Net interest income | $10,621,000 | 2,230 |
| Provision for loan and lease losses | $-145,000 | 4,270 |
| Total noninterest income | $1,765,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $818,000 | 1,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $947,000 | 2,679 |
| Total noninterest expense | $10,476,000 | 1,920 |
| Salaries and employee benefits | $6,214,000 | 1,888 |
| Premises and equipment expense | $1,434,000 | 1,575 |
| Additional noninterest expense | $2,828,000 | 2,070 |
| Pre-tax net operating income | $2,055,000 | 3,113 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $2,055,000 | 2,990 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,055,000 | 2,990 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,055,000 | 2,990 |
| Net charge-offs | $-57,000 | 4,174 |
| Cash dividends | $384,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,055,000 | 2,966 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,946,000 | 2,258 |
| Total interest expense | $472,000 | 2,935 |
| Net interest income | $8,474,000 | 2,161 |
| Provision for loan and lease losses | $-145,000 | 4,402 |
| Total noninterest income | $1,254,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $598,000 | 1,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 2,785 |
| Total noninterest expense | $8,035,000 | 1,891 |
| Salaries and employee benefits | $4,727,000 | 1,868 |
| Premises and equipment expense | $1,127,000 | 1,544 |
| Additional noninterest expense | $2,181,000 | 2,029 |
| Pre-tax net operating income | $1,838,000 | 3,028 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $1,838,000 | 2,889 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,838,000 | 2,889 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,838,000 | 2,889 |
| Net charge-offs | $-48,000 | 4,193 |
| Cash dividends | $384,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,838,000 | 2,873 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,319,000 | 2,149 |
| Total interest expense | $346,000 | 2,882 |
| Net interest income | $5,973,000 | 2,049 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $861,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $396,000 | 1,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 2,705 |
| Total noninterest expense | $5,341,000 | 1,891 |
| Salaries and employee benefits | $3,151,000 | 1,855 |
| Premises and equipment expense | $754,000 | 1,542 |
| Additional noninterest expense | $1,436,000 | 2,037 |
| Pre-tax net operating income | $1,393,000 | 2,865 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,393,000 | 2,735 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,393,000 | 2,734 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,393,000 | 2,735 |
| Net charge-offs | $108,000 | 882 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,393,000 | 2,710 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 2,287 |
| Total interest expense | $200,000 | 2,759 |
| Net interest income | $2,684,000 | 2,204 |
| Provision for loan and lease losses | $100,000 | 1,234 |
| Total noninterest income | $416,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $194,000 | 1,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 2,746 |
| Total noninterest expense | $2,618,000 | 1,897 |
| Salaries and employee benefits | $1,575,000 | 1,841 |
| Premises and equipment expense | $375,000 | 1,560 |
| Additional noninterest expense | $668,000 | 2,093 |
| Pre-tax net operating income | $382,000 | 3,547 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $382,000 | 3,431 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $382,000 | 3,432 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $382,000 | 3,431 |
| Net charge-offs | $204,000 | 423 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $382,000 | 3,402 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,459,000 | 2,171 |
| Total interest expense | $1,552,000 | 2,332 |
| Net interest income | $10,907,000 | 2,113 |
| Provision for loan and lease losses | $2,200,000 | 978 |
| Total noninterest income | $2,404,000 | 1,920 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $870,000 | 1,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,534,000 | 2,060 |
| Total noninterest expense | $10,428,000 | 1,894 |
| Salaries and employee benefits | $6,273,000 | 1,841 |
| Premises and equipment expense | $1,561,000 | 1,471 |
| Additional noninterest expense | $2,594,000 | 2,154 |
| Pre-tax net operating income | $683,000 | 4,002 |
| Securities gains (losses) | $42,000 | 1,804 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $725,000 | 3,927 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $725,000 | 3,925 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $725,000 | 3,927 |
| Net charge-offs | $2,154,000 | 395 |
| Cash dividends | $532,000 | 2,770 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $683,000 | 3,918 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,535,000 | 2,154 |
| Total interest expense | $1,301,000 | 2,264 |
| Net interest income | $8,234,000 | 2,092 |
| Provision for loan and lease losses | $1,000,000 | 1,363 |
| Total noninterest income | $1,823,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $644,000 | 1,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,179,000 | 2,000 |
| Total noninterest expense | $7,799,000 | 1,877 |
| Salaries and employee benefits | $4,683,000 | 1,809 |
| Premises and equipment expense | $1,207,000 | 1,436 |
| Additional noninterest expense | $1,909,000 | 2,146 |
| Pre-tax net operating income | $1,258,000 | 3,178 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,258,000 | 3,065 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,258,000 | 3,064 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,258,000 | 3,065 |
| Net charge-offs | $2,115,000 | 309 |
| Cash dividends | $532,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,258,000 | 3,005 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,318,000 | 2,196 |
| Total interest expense | $982,000 | 2,167 |
| Net interest income | $5,336,000 | 2,153 |
| Provision for loan and lease losses | $400,000 | 1,792 |
| Total noninterest income | $1,587,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $447,000 | 1,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,140,000 | 1,541 |
| Total noninterest expense | $5,244,000 | 1,867 |
| Salaries and employee benefits | $3,124,000 | 1,817 |
| Premises and equipment expense | $843,000 | 1,378 |
| Additional noninterest expense | $1,277,000 | 2,131 |
| Pre-tax net operating income | $1,279,000 | 2,608 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,279,000 | 2,458 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,279,000 | 2,456 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,279,000 | 2,458 |
| Net charge-offs | $853,000 | 431 |
| Cash dividends | $387,000 | 2,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,279,000 | 2,422 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 2,144 |
| Total interest expense | $532,000 | 2,196 |
| Net interest income | $2,680,000 | 2,099 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $488,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $259,000 | 1,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 2,287 |
| Total noninterest expense | $2,618,000 | 1,881 |
| Salaries and employee benefits | $1,572,000 | 1,826 |
| Premises and equipment expense | $428,000 | 1,362 |
| Additional noninterest expense | $618,000 | 2,200 |
| Pre-tax net operating income | $550,000 | 2,657 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $550,000 | 2,522 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $550,000 | 2,522 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $550,000 | 2,523 |
| Net charge-offs | $345,000 | 467 |
| Cash dividends | $144,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $550,000 | 2,491 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,298,000 | 2,117 |
| Total interest expense | $2,163,000 | 2,226 |
| Net interest income | $11,135,000 | 2,048 |
| Provision for loan and lease losses | $225,000 | 2,245 |
| Total noninterest income | $1,829,000 | 2,060 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $949,000 | 1,176 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $880,000 | 2,399 |
| Total noninterest expense | $10,380,000 | 1,868 |
| Salaries and employee benefits | $6,376,000 | 1,755 |
| Premises and equipment expense | $1,585,000 | 1,434 |
| Additional noninterest expense | $2,419,000 | 2,264 |
| Pre-tax net operating income | $2,359,000 | 2,818 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,359,000 | 2,654 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,359,000 | 2,654 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,359,000 | 2,656 |
| Net charge-offs | $-723,000 | 5,136 |
| Cash dividends | $1,153,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,359,000 | 2,621 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,058,000 | 2,128 |
| Total interest expense | $1,593,000 | 2,261 |
| Net interest income | $8,465,000 | 2,049 |
| Provision for loan and lease losses | $225,000 | 1,834 |
| Total noninterest income | $1,238,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $690,000 | 1,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $548,000 | 2,618 |
| Total noninterest expense | $7,864,000 | 1,855 |
| Salaries and employee benefits | $4,696,000 | 1,790 |
| Premises and equipment expense | $1,234,000 | 1,396 |
| Additional noninterest expense | $1,934,000 | 2,168 |
| Pre-tax net operating income | $1,614,000 | 3,011 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,614,000 | 2,861 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,614,000 | 2,862 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,614,000 | 2,862 |
| Net charge-offs | $-718,000 | 5,212 |
| Cash dividends | $516,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,614,000 | 2,827 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,740,000 | 2,119 |
| Total interest expense | $1,038,000 | 2,283 |
| Net interest income | $5,702,000 | 2,030 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $730,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $438,000 | 1,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 2,833 |
| Total noninterest expense | $5,212,000 | 1,874 |
| Salaries and employee benefits | $3,113,000 | 1,798 |
| Premises and equipment expense | $803,000 | 1,436 |
| Additional noninterest expense | $1,296,000 | 2,166 |
| Pre-tax net operating income | $1,070,000 | 3,008 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,070,000 | 2,858 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,070,000 | 2,857 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,070,000 | 2,857 |
| Net charge-offs | $-712,000 | 5,274 |
| Cash dividends | $367,000 | 2,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,070,000 | 2,830 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,358,000 | 2,118 |
| Total interest expense | $509,000 | 2,273 |
| Net interest income | $2,849,000 | 2,041 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $463,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $240,000 | 1,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 2,275 |
| Total noninterest expense | $2,571,000 | 1,895 |
| Salaries and employee benefits | $1,553,000 | 1,817 |
| Premises and equipment expense | $403,000 | 1,446 |
| Additional noninterest expense | $615,000 | 2,238 |
| Pre-tax net operating income | $741,000 | 2,491 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $741,000 | 2,287 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $741,000 | 2,286 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $741,000 | 2,286 |
| Net charge-offs | $36,000 | 1,390 |
| Cash dividends | $280,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $741,000 | 2,262 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,400,000 | 2,157 |
| Total interest expense | $1,224,000 | 2,643 |
| Net interest income | $11,176,000 | 2,053 |
| Provision for loan and lease losses | $1,552,000 | 604 |
| Total noninterest income | $1,886,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,115,000 | 1,067 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $771,000 | 2,536 |
| Total noninterest expense | $10,356,000 | 1,847 |
| Salaries and employee benefits | $6,153,000 | 1,768 |
| Premises and equipment expense | $1,815,000 | 1,281 |
| Additional noninterest expense | $2,388,000 | 2,296 |
| Pre-tax net operating income | $1,154,000 | 3,870 |
| Securities gains (losses) | $10,000 | 714 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,164,000 | 3,708 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,164,000 | 3,705 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,164,000 | 3,707 |
| Net charge-offs | $1,279,000 | 481 |
| Cash dividends | $594,000 | 2,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,154,000 | 3,719 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,342,000 | 2,134 |
| Total interest expense | $753,000 | 2,851 |
| Net interest income | $8,589,000 | 2,022 |
| Provision for loan and lease losses | $832,000 | 759 |
| Total noninterest income | $1,248,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $780,000 | 1,126 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $468,000 | 2,839 |
| Total noninterest expense | $7,634,000 | 1,869 |
| Salaries and employee benefits | $4,540,000 | 1,790 |
| Premises and equipment expense | $1,051,000 | 1,608 |
| Additional noninterest expense | $2,043,000 | 2,088 |
| Pre-tax net operating income | $1,371,000 | 3,309 |
| Securities gains (losses) | $9,000 | 734 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,380,000 | 3,108 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,380,000 | 3,105 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,380,000 | 3,107 |
| Net charge-offs | $905,000 | 473 |
| Cash dividends | $594,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,371,000 | 3,107 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,982,000 | 2,183 |
| Total interest expense | $423,000 | 3,044 |
| Net interest income | $5,559,000 | 2,073 |
| Provision for loan and lease losses | $150,000 | 1,766 |
| Total noninterest income | $913,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $538,000 | 1,103 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $375,000 | 2,605 |
| Total noninterest expense | $4,978,000 | 1,922 |
| Salaries and employee benefits | $3,022,000 | 1,811 |
| Premises and equipment expense | $889,000 | 1,306 |
| Additional noninterest expense | $1,067,000 | 2,493 |
| Pre-tax net operating income | $1,344,000 | 2,689 |
| Securities gains (losses) | $9,000 | 622 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,353,000 | 2,466 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,353,000 | 2,465 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,353,000 | 2,465 |
| Net charge-offs | $1,010,000 | 330 |
| Cash dividends | $594,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,344,000 | 2,475 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 2,169 |
| Total interest expense | $188,000 | 3,181 |
| Net interest income | $2,824,000 | 2,039 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $386,000 | 2,304 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $283,000 | 1,050 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $103,000 | 3,309 |
| Total noninterest expense | $2,397,000 | 1,991 |
| Salaries and employee benefits | $1,494,000 | 1,852 |
| Premises and equipment expense | $388,000 | 1,492 |
| Additional noninterest expense | $515,000 | 2,571 |
| Pre-tax net operating income | $813,000 | 2,374 |
| Securities gains (losses) | $13,000 | 406 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $826,000 | 2,125 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $826,000 | 2,124 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $826,000 | 2,125 |
| Net charge-offs | $28,000 | 1,485 |
| Cash dividends | $289,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $813,000 | 2,139 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,259,000 | 2,099 |
| Total interest expense | $800,000 | 2,915 |
| Net interest income | $11,459,000 | 1,992 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,727,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,191,000 | 1,020 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $536,000 | 3,065 |
| Total noninterest expense | $9,540,000 | 1,988 |
| Salaries and employee benefits | $5,765,000 | 1,872 |
| Premises and equipment expense | $1,574,000 | 1,449 |
| Additional noninterest expense | $2,201,000 | 2,486 |
| Pre-tax net operating income | $3,646,000 | 2,173 |
| Securities gains (losses) | $180,000 | 427 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,826,000 | 1,669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,826,000 | 1,670 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,826,000 | 1,669 |
| Net charge-offs | $1,438,000 | 531 |
| Cash dividends | $2,510,000 | 1,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,646,000 | 1,713 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,260,000 | 2,083 |
| Total interest expense | $603,000 | 2,905 |
| Net interest income | $8,657,000 | 1,982 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,549,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $904,000 | 1,010 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $645,000 | 2,500 |
| Total noninterest expense | $7,013,000 | 2,028 |
| Salaries and employee benefits | $4,224,000 | 1,908 |
| Premises and equipment expense | $1,193,000 | 1,439 |
| Additional noninterest expense | $1,596,000 | 2,554 |
| Pre-tax net operating income | $3,193,000 | 1,966 |
| Securities gains (losses) | $180,000 | 394 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,373,000 | 1,572 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,373,000 | 1,571 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,373,000 | 1,572 |
| Net charge-offs | $651,000 | 667 |
| Cash dividends | $1,326,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,193,000 | 1,628 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 2,079 |
| Total interest expense | $406,000 | 2,850 |
| Net interest income | $5,736,000 | 1,983 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,054,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $704,000 | 861 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $350,000 | 2,755 |
| Total noninterest expense | $4,711,000 | 2,006 |
| Salaries and employee benefits | $2,789,000 | 1,937 |
| Premises and equipment expense | $815,000 | 1,414 |
| Additional noninterest expense | $1,107,000 | 2,488 |
| Pre-tax net operating income | $2,079,000 | 1,970 |
| Securities gains (losses) | $156,000 | 321 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,235,000 | 1,557 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,235,000 | 1,556 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,235,000 | 1,557 |
| Net charge-offs | $568,000 | 512 |
| Cash dividends | $878,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,079,000 | 1,634 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,073,000 | 2,066 |
| Total interest expense | $203,000 | 2,826 |
| Net interest income | $2,870,000 | 1,973 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $467,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $298,000 | 1,001 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $169,000 | 2,789 |
| Total noninterest expense | $2,305,000 | 2,067 |
| Salaries and employee benefits | $1,370,000 | 1,993 |
| Premises and equipment expense | $367,000 | 1,571 |
| Additional noninterest expense | $568,000 | 2,417 |
| Pre-tax net operating income | $1,032,000 | 1,917 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $1,032,000 | 1,630 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,032,000 | 1,630 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,032,000 | 1,630 |
| Net charge-offs | $129,000 | 784 |
| Cash dividends | $443,000 | 1,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,032,000 | 1,614 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,321,000 | 2,024 |
| Total interest expense | $868,000 | 2,664 |
| Net interest income | $11,453,000 | 1,943 |
| Provision for loan and lease losses | $200,000 | 2,434 |
| Total noninterest income | $2,217,000 | 1,993 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,263,000 | 973 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $954,000 | 2,447 |
| Total noninterest expense | $9,570,000 | 1,983 |
| Salaries and employee benefits | $5,533,000 | 1,933 |
| Premises and equipment expense | $980,000 | 2,185 |
| Additional noninterest expense | $3,057,000 | 1,951 |
| Pre-tax net operating income | $3,900,000 | 1,975 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,900,000 | 1,679 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,900,000 | 1,677 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,900,000 | 1,678 |
| Net charge-offs | $3,661,000 | 262 |
| Cash dividends | $1,335,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,900,000 | 1,647 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,432,000 | 1,997 |
| Total interest expense | $654,000 | 2,655 |
| Net interest income | $8,778,000 | 1,906 |
| Provision for loan and lease losses | $200,000 | 2,037 |
| Total noninterest income | $1,807,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $937,000 | 979 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $870,000 | 2,217 |
| Total noninterest expense | $7,301,000 | 1,957 |
| Salaries and employee benefits | $4,230,000 | 1,884 |
| Premises and equipment expense | $831,000 | 1,990 |
| Additional noninterest expense | $2,240,000 | 1,976 |
| Pre-tax net operating income | $3,084,000 | 1,923 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $3,084,000 | 1,646 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,084,000 | 1,645 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,084,000 | 1,646 |
| Net charge-offs | $2,407,000 | 260 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,084,000 | 1,599 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,317,000 | 1,995 |
| Total interest expense | $439,000 | 2,654 |
| Net interest income | $5,878,000 | 1,898 |
| Provision for loan and lease losses | $200,000 | 1,606 |
| Total noninterest income | $1,115,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $617,000 | 980 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $498,000 | 2,378 |
| Total noninterest expense | $4,901,000 | 1,949 |
| Salaries and employee benefits | $2,828,000 | 1,887 |
| Premises and equipment expense | $538,000 | 2,027 |
| Additional noninterest expense | $1,535,000 | 1,935 |
| Pre-tax net operating income | $1,892,000 | 2,035 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,892,000 | 1,752 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,892,000 | 1,751 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,892,000 | 1,752 |
| Net charge-offs | $2,385,000 | 192 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,892,000 | 1,704 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 1,950 |
| Total interest expense | $218,000 | 2,683 |
| Net interest income | $3,026,000 | 1,860 |
| Provision for loan and lease losses | $100,000 | 1,495 |
| Total noninterest income | $786,000 | 1,540 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $304,000 | 988 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $482,000 | 1,546 |
| Total noninterest expense | $2,594,000 | 1,853 |
| Salaries and employee benefits | $1,374,000 | 1,939 |
| Premises and equipment expense | $272,000 | 2,024 |
| Additional noninterest expense | $948,000 | 1,596 |
| Pre-tax net operating income | $1,118,000 | 1,776 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,118,000 | 1,479 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,118,000 | 1,480 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,118,000 | 1,480 |
| Net charge-offs | $138,000 | 829 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,118,000 | 1,448 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,658,000 | 1,945 |
| Total interest expense | $896,000 | 2,618 |
| Net interest income | $11,762,000 | 1,854 |
| Provision for loan and lease losses | $9,400,000 | 141 |
| Total noninterest income | $2,126,000 | 2,035 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,235,000 | 1,007 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $891,000 | 2,525 |
| Total noninterest expense | $9,199,000 | 2,058 |
| Salaries and employee benefits | $5,434,000 | 1,917 |
| Premises and equipment expense | $987,000 | 2,191 |
| Additional noninterest expense | $2,778,000 | 2,146 |
| Pre-tax net operating income | $-4,711,000 | 6,168 |
| Securities gains (losses) | $110,000 | 1,121 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-4,601,000 | 6,161 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,601,000 | 6,161 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-4,601,000 | 6,161 |
| Net charge-offs | $4,962,000 | 187 |
| Cash dividends | $817,000 | 2,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-4,711,000 | 6,161 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,556,000 | 1,944 |
| Total interest expense | $671,000 | 2,658 |
| Net interest income | $8,885,000 | 1,860 |
| Provision for loan and lease losses | $4,050,000 | 190 |
| Total noninterest income | $1,554,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $899,000 | 1,043 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $655,000 | 2,558 |
| Total noninterest expense | $6,909,000 | 2,050 |
| Salaries and employee benefits | $4,131,000 | 1,895 |
| Premises and equipment expense | $1,026,000 | 1,684 |
| Additional noninterest expense | $1,752,000 | 2,476 |
| Pre-tax net operating income | $-520,000 | 6,159 |
| Securities gains (losses) | $110,000 | 985 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-410,000 | 6,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-410,000 | 6,148 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-410,000 | 6,148 |
| Net charge-offs | $13,000 | 3,547 |
| Cash dividends | $817,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-520,000 | 6,157 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 1,929 |
| Total interest expense | $449,000 | 2,652 |
| Net interest income | $5,943,000 | 1,859 |
| Provision for loan and lease losses | $3,950,000 | 146 |
| Total noninterest income | $1,013,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $579,000 | 1,062 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $434,000 | 2,577 |
| Total noninterest expense | $4,567,000 | 2,071 |
| Salaries and employee benefits | $2,685,000 | 1,952 |
| Premises and equipment expense | $433,000 | 2,443 |
| Additional noninterest expense | $1,449,000 | 2,062 |
| Pre-tax net operating income | $-1,561,000 | 6,310 |
| Securities gains (losses) | $110,000 | 804 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-1,451,000 | 6,310 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,451,000 | 6,310 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-1,451,000 | 6,310 |
| Net charge-offs | $31,000 | 2,665 |
| Cash dividends | $524,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-1,561,000 | 6,308 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 1,923 |
| Total interest expense | $226,000 | 2,663 |
| Net interest income | $2,995,000 | 1,835 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $481,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $267,000 | 1,133 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $214,000 | 2,545 |
| Total noninterest expense | $2,246,000 | 2,106 |
| Salaries and employee benefits | $1,371,000 | 1,910 |
| Premises and equipment expense | $219,000 | 2,467 |
| Additional noninterest expense | $656,000 | 2,230 |
| Pre-tax net operating income | $1,130,000 | 1,668 |
| Securities gains (losses) | $110,000 | 556 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $1,240,000 | 1,332 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,240,000 | 1,333 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,240,000 | 1,334 |
| Net charge-offs | $25,000 | 1,996 |
| Cash dividends | $524,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,130,000 | 1,394 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,694,000 | 1,832 |
| Total interest expense | $967,000 | 2,637 |
| Net interest income | $12,727,000 | 1,725 |
| Provision for loan and lease losses | $1,180,000 | 753 |
| Total noninterest income | $2,194,000 | 1,976 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,332,000 | 1,000 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $862,000 | 2,539 |
| Total noninterest expense | $8,964,000 | 2,107 |
| Salaries and employee benefits | $5,253,000 | 1,952 |
| Premises and equipment expense | $878,000 | 2,489 |
| Additional noninterest expense | $2,833,000 | 2,140 |
| Pre-tax net operating income | $4,777,000 | 1,591 |
| Securities gains (losses) | $59,000 | 1,621 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $4,836,000 | 1,348 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,836,000 | 1,348 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,836,000 | 1,347 |
| Net charge-offs | $389,000 | 1,752 |
| Cash dividends | $3,305,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,777,000 | 1,329 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,528,000 | 1,804 |
| Total interest expense | $730,000 | 2,654 |
| Net interest income | $9,798,000 | 1,697 |
| Provision for loan and lease losses | $530,000 | 1,086 |
| Total noninterest income | $1,640,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,002,000 | 997 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $638,000 | 2,567 |
| Total noninterest expense | $6,565,000 | 2,155 |
| Salaries and employee benefits | $3,913,000 | 1,974 |
| Premises and equipment expense | $693,000 | 2,420 |
| Additional noninterest expense | $1,959,000 | 2,298 |
| Pre-tax net operating income | $4,343,000 | 1,369 |
| Securities gains (losses) | $59,000 | 1,345 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $4,402,000 | 1,136 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,402,000 | 1,133 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,402,000 | 1,135 |
| Net charge-offs | $218,000 | 1,907 |
| Cash dividends | $1,851,000 | 1,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,343,000 | 1,123 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,329,000 | 1,700 |
| Total interest expense | $484,000 | 2,698 |
| Net interest income | $6,845,000 | 1,604 |
| Provision for loan and lease losses | $230,000 | 1,526 |
| Total noninterest income | $780,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $565,000 | 1,150 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $215,000 | 3,515 |
| Total noninterest expense | $4,416,000 | 2,138 |
| Salaries and employee benefits | $2,598,000 | 1,985 |
| Premises and equipment expense | $655,000 | 1,808 |
| Additional noninterest expense | $1,163,000 | 2,561 |
| Pre-tax net operating income | $2,979,000 | 1,288 |
| Securities gains (losses) | $121,000 | 696 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $3,100,000 | 1,039 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,100,000 | 1,039 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $3,100,000 | 1,040 |
| Net charge-offs | $93,000 | 2,250 |
| Cash dividends | $1,221,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,979,000 | 1,056 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 1,665 |
| Total interest expense | $246,000 | 2,708 |
| Net interest income | $3,487,000 | 1,569 |
| Provision for loan and lease losses | $130,000 | 1,393 |
| Total noninterest income | $455,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $283,000 | 1,138 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $172,000 | 2,770 |
| Total noninterest expense | $2,334,000 | 2,031 |
| Salaries and employee benefits | $1,311,000 | 1,982 |
| Premises and equipment expense | $345,000 | 1,743 |
| Additional noninterest expense | $678,000 | 2,207 |
| Pre-tax net operating income | $1,478,000 | 1,261 |
| Securities gains (losses) | $33,000 | 787 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $1,511,000 | 1,040 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,511,000 | 1,041 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,511,000 | 1,041 |
| Net charge-offs | $123,000 | 1,245 |
| Cash dividends | $594,000 | 934 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,478,000 | 1,042 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,553,000 | 1,841 |
| Total interest expense | $1,229,000 | 2,521 |
| Net interest income | $12,324,000 | 1,747 |
| Provision for loan and lease losses | $170,000 | 3,152 |
| Total noninterest income | $1,620,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,207,000 | 1,150 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $413,000 | 3,619 |
| Total noninterest expense | $8,836,000 | 2,141 |
| Salaries and employee benefits | $5,192,000 | 1,962 |
| Premises and equipment expense | $1,268,000 | 1,823 |
| Additional noninterest expense | $2,376,000 | 2,574 |
| Pre-tax net operating income | $4,938,000 | 1,443 |
| Securities gains (losses) | $60,000 | 1,671 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $4,998,000 | 1,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,998,000 | 1,230 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,998,000 | 1,231 |
| Net charge-offs | $239,000 | 2,815 |
| Cash dividends | $2,735,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,938,000 | 1,213 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,145,000 | 1,852 |
| Total interest expense | $972,000 | 2,494 |
| Net interest income | $9,173,000 | 1,761 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $1,097,000 | 2,680 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $926,000 | 1,127 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $171,000 | 4,523 |
| Total noninterest expense | $6,632,000 | 2,125 |
| Salaries and employee benefits | $4,085,000 | 1,880 |
| Premises and equipment expense | $768,000 | 2,236 |
| Additional noninterest expense | $1,779,000 | 2,577 |
| Pre-tax net operating income | $3,578,000 | 1,512 |
| Securities gains (losses) | $60,000 | 1,538 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $3,638,000 | 1,264 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,638,000 | 1,265 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,638,000 | 1,266 |
| Net charge-offs | $18,000 | 4,458 |
| Cash dividends | $1,315,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,578,000 | 1,253 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 1,891 |
| Total interest expense | $694,000 | 2,421 |
| Net interest income | $5,916,000 | 1,805 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $834,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $674,000 | 1,002 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $160,000 | 4,134 |
| Total noninterest expense | $4,402,000 | 2,136 |
| Salaries and employee benefits | $2,744,000 | 1,880 |
| Premises and equipment expense | $440,000 | 2,538 |
| Additional noninterest expense | $1,218,000 | 2,500 |
| Pre-tax net operating income | $2,348,000 | 1,514 |
| Securities gains (losses) | $60,000 | 1,408 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $2,408,000 | 1,259 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,408,000 | 1,261 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,408,000 | 1,262 |
| Net charge-offs | $22,000 | 3,949 |
| Cash dividends | $855,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,348,000 | 1,235 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 1,914 |
| Total interest expense | $367,000 | 2,370 |
| Net interest income | $2,916,000 | 1,835 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $358,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $280,000 | 1,191 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $78,000 | 4,129 |
| Total noninterest expense | $2,175,000 | 2,182 |
| Salaries and employee benefits | $1,346,000 | 1,929 |
| Premises and equipment expense | $308,000 | 1,920 |
| Additional noninterest expense | $521,000 | 2,882 |
| Pre-tax net operating income | $1,099,000 | 1,576 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $1,099,000 | 1,352 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,099,000 | 1,353 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,099,000 | 1,354 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $449,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,099,000 | 1,299 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,511,000 | 1,817 |
| Total interest expense | $1,728,000 | 2,428 |
| Net interest income | $12,783,000 | 1,718 |
| Provision for loan and lease losses | $200,000 | 3,920 |
| Total noninterest income | $2,104,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,161,000 | 1,225 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $943,000 | 2,453 |
| Total noninterest expense | $8,704,000 | 2,182 |
| Salaries and employee benefits | $5,057,000 | 1,993 |
| Premises and equipment expense | $1,307,000 | 1,812 |
| Additional noninterest expense | $2,340,000 | 2,718 |
| Pre-tax net operating income | $5,983,000 | 1,183 |
| Securities gains (losses) | $584,000 | 825 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $6,567,000 | 917 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,567,000 | 916 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,567,000 | 917 |
| Net charge-offs | $869,000 | 1,970 |
| Cash dividends | $3,646,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,983,000 | 951 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,045,000 | 1,823 |
| Total interest expense | $1,324,000 | 2,480 |
| Net interest income | $9,721,000 | 1,722 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,858,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $852,000 | 1,261 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,006,000 | 1,996 |
| Total noninterest expense | $6,779,000 | 2,124 |
| Salaries and employee benefits | $3,826,000 | 1,977 |
| Premises and equipment expense | $987,000 | 1,810 |
| Additional noninterest expense | $1,966,000 | 2,455 |
| Pre-tax net operating income | $4,800,000 | 1,123 |
| Securities gains (losses) | $262,000 | 1,229 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $5,062,000 | 904 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,062,000 | 903 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,062,000 | 904 |
| Net charge-offs | $-45,000 | 6,906 |
| Cash dividends | $1,777,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,800,000 | 901 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,272,000 | 1,852 |
| Total interest expense | $906,000 | 2,509 |
| Net interest income | $6,366,000 | 1,747 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $1,323,000 | 1,783 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $542,000 | 1,305 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $781,000 | 1,775 |
| Total noninterest expense | $4,450,000 | 2,165 |
| Salaries and employee benefits | $2,515,000 | 2,000 |
| Premises and equipment expense | $714,000 | 1,668 |
| Additional noninterest expense | $1,221,000 | 2,640 |
| Pre-tax net operating income | $3,239,000 | 1,103 |
| Securities gains (losses) | $262,000 | 934 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $3,501,000 | 862 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,501,000 | 860 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,501,000 | 862 |
| Net charge-offs | $-46,000 | 6,967 |
| Cash dividends | $1,209,000 | 823 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,239,000 | 885 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 1,862 |
| Total interest expense | $460,000 | 2,560 |
| Net interest income | $3,187,000 | 1,751 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $546,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $265,000 | 1,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $281,000 | 2,191 |
| Total noninterest expense | $2,095,000 | 2,277 |
| Salaries and employee benefits | $1,240,000 | 2,025 |
| Premises and equipment expense | $311,000 | 1,921 |
| Additional noninterest expense | $544,000 | 2,893 |
| Pre-tax net operating income | $1,638,000 | 1,074 |
| Securities gains (losses) | $255,000 | 512 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,893,000 | 793 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,893,000 | 791 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,893,000 | 794 |
| Net charge-offs | $-7,000 | 6,510 |
| Cash dividends | $620,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,638,000 | 858 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,365,000 | 1,963 |
| Total interest expense | $2,054,000 | 2,724 |
| Net interest income | $12,311,000 | 1,813 |
| Provision for loan and lease losses | $8,000 | 6,385 |
| Total noninterest income | $2,167,000 | 1,887 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,219,000 | 1,208 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $948,000 | 2,213 |
| Total noninterest expense | $8,629,000 | 2,202 |
| Salaries and employee benefits | $4,858,000 | 1,990 |
| Premises and equipment expense | $1,352,000 | 1,843 |
| Additional noninterest expense | $2,419,000 | 2,651 |
| Pre-tax net operating income | $5,841,000 | 1,027 |
| Securities gains (losses) | $171,000 | 1,582 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $6,012,000 | 830 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,012,000 | 828 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,012,000 | 830 |
| Net charge-offs | $263,000 | 3,951 |
| Cash dividends | $2,927,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,841,000 | 826 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,798,000 | 1,982 |
| Total interest expense | $1,583,000 | 2,750 |
| Net interest income | $9,215,000 | 1,822 |
| Provision for loan and lease losses | $8,000 | 6,246 |
| Total noninterest income | $1,509,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $925,000 | 1,198 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $584,000 | 2,464 |
| Total noninterest expense | $6,410,000 | 2,233 |
| Salaries and employee benefits | $3,789,000 | 1,920 |
| Premises and equipment expense | $995,000 | 1,888 |
| Additional noninterest expense | $1,626,000 | 2,926 |
| Pre-tax net operating income | $4,306,000 | 1,073 |
| Securities gains (losses) | $171,000 | 1,322 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $4,477,000 | 860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,477,000 | 859 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,477,000 | 860 |
| Net charge-offs | $170,000 | 3,892 |
| Cash dividends | $1,301,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $4,306,000 | 851 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,118,000 | 2,010 |
| Total interest expense | $1,104,000 | 2,743 |
| Net interest income | $6,014,000 | 1,849 |
| Provision for loan and lease losses | $8,000 | 6,035 |
| Total noninterest income | $989,000 | 2,008 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $629,000 | 1,155 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $360,000 | 2,598 |
| Total noninterest expense | $4,346,000 | 2,217 |
| Salaries and employee benefits | $2,536,000 | 1,923 |
| Premises and equipment expense | $653,000 | 1,930 |
| Additional noninterest expense | $1,157,000 | 2,817 |
| Pre-tax net operating income | $2,649,000 | 1,128 |
| Securities gains (losses) | $171,000 | 809 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,820,000 | 878 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,820,000 | 878 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,820,000 | 878 |
| Net charge-offs | $122,000 | 3,648 |
| Cash dividends | $854,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,649,000 | 901 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,523,000 | 2,039 |
| Total interest expense | $579,000 | 2,707 |
| Net interest income | $2,944,000 | 1,877 |
| Provision for loan and lease losses | $8,000 | 5,494 |
| Total noninterest income | $498,000 | 1,988 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $314,000 | 1,148 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $184,000 | 2,586 |
| Total noninterest expense | $2,070,000 | 2,347 |
| Salaries and employee benefits | $1,213,000 | 2,020 |
| Premises and equipment expense | $297,000 | 2,163 |
| Additional noninterest expense | $560,000 | 2,897 |
| Pre-tax net operating income | $1,364,000 | 1,081 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,364,000 | 891 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,364,000 | 890 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,364,000 | 891 |
| Net charge-offs | $24,000 | 3,913 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,364,000 | 868 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,882,000 | 2,176 |
| Total interest expense | $2,945,000 | 2,648 |
| Net interest income | $10,937,000 | 1,994 |
| Provision for loan and lease losses | $1,065,000 | 2,955 |
| Total noninterest income | $2,259,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,369,000 | 1,102 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $890,000 | 2,345 |
| Total noninterest expense | $8,285,000 | 2,334 |
| Salaries and employee benefits | $4,759,000 | 2,028 |
| Premises and equipment expense | $1,399,000 | 1,838 |
| Additional noninterest expense | $2,127,000 | 3,087 |
| Pre-tax net operating income | $3,846,000 | 1,302 |
| Securities gains (losses) | $209,000 | 1,552 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $4,055,000 | 1,073 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,055,000 | 1,074 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,055,000 | 1,076 |
| Net charge-offs | $337,000 | 4,166 |
| Cash dividends | $2,042,000 | 800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,846,000 | 1,085 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,444,000 | 2,222 |
| Total interest expense | $2,333,000 | 2,617 |
| Net interest income | $8,111,000 | 2,040 |
| Provision for loan and lease losses | $915,000 | 2,630 |
| Total noninterest income | $1,496,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,030,000 | 1,126 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $466,000 | 2,872 |
| Total noninterest expense | $6,068,000 | 2,390 |
| Salaries and employee benefits | $3,433,000 | 2,107 |
| Premises and equipment expense | $1,026,000 | 1,896 |
| Additional noninterest expense | $1,609,000 | 3,019 |
| Pre-tax net operating income | $2,624,000 | 1,501 |
| Securities gains (losses) | $209,000 | 1,347 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,833,000 | 1,191 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,833,000 | 1,195 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,833,000 | 1,195 |
| Net charge-offs | $203,000 | 4,218 |
| Cash dividends | $751,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,624,000 | 1,225 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,812,000 | 2,299 |
| Total interest expense | $1,612,000 | 2,638 |
| Net interest income | $5,200,000 | 2,121 |
| Provision for loan and lease losses | $600,000 | 2,565 |
| Total noninterest income | $943,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $686,000 | 1,141 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $257,000 | 3,079 |
| Total noninterest expense | $3,896,000 | 2,481 |
| Salaries and employee benefits | $2,287,000 | 2,126 |
| Premises and equipment expense | $637,000 | 2,039 |
| Additional noninterest expense | $972,000 | 3,274 |
| Pre-tax net operating income | $1,647,000 | 1,578 |
| Securities gains (losses) | $209,000 | 933 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,856,000 | 1,204 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,856,000 | 1,205 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,856,000 | 1,205 |
| Net charge-offs | $198,000 | 3,555 |
| Cash dividends | $461,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,647,000 | 1,295 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 2,371 |
| Total interest expense | $852,000 | 2,627 |
| Net interest income | $2,505,000 | 2,229 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $532,000 | 1,943 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $331,000 | 1,184 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $201,000 | 2,388 |
| Total noninterest expense | $1,973,000 | 2,476 |
| Salaries and employee benefits | $1,138,000 | 2,166 |
| Premises and equipment expense | $303,000 | 2,184 |
| Additional noninterest expense | $532,000 | 3,005 |
| Pre-tax net operating income | $764,000 | 1,691 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $764,000 | 1,446 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $764,000 | 1,448 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $764,000 | 1,448 |
| Net charge-offs | $71,000 | 3,425 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $764,000 | 1,394 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,508,000 | 2,300 |
| Total interest expense | $3,736,000 | 2,892 |
| Net interest income | $10,772,000 | 2,028 |
| Provision for loan and lease losses | $775,000 | 3,885 |
| Total noninterest income | $1,629,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,378,000 | 1,249 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $251,000 | 4,270 |
| Total noninterest expense | $8,002,000 | 2,465 |
| Salaries and employee benefits | $4,479,000 | 2,193 |
| Premises and equipment expense | $1,300,000 | 2,053 |
| Additional noninterest expense | $2,223,000 | 3,050 |
| Pre-tax net operating income | $3,624,000 | 1,126 |
| Securities gains (losses) | $196,000 | 1,571 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $3,820,000 | 908 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,820,000 | 907 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,820,000 | 907 |
| Net charge-offs | $446,000 | 3,941 |
| Cash dividends | $2,257,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,624,000 | 945 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,934,000 | 2,321 |
| Total interest expense | $2,871,000 | 2,958 |
| Net interest income | $8,063,000 | 2,043 |
| Provision for loan and lease losses | $475,000 | 3,876 |
| Total noninterest income | $1,363,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $985,000 | 1,306 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $378,000 | 3,280 |
| Total noninterest expense | $5,934,000 | 2,487 |
| Salaries and employee benefits | $3,344,000 | 2,220 |
| Premises and equipment expense | $983,000 | 2,053 |
| Additional noninterest expense | $1,607,000 | 3,112 |
| Pre-tax net operating income | $3,017,000 | 1,087 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $3,017,000 | 900 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,017,000 | 901 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,017,000 | 901 |
| Net charge-offs | $493,000 | 3,066 |
| Cash dividends | $1,173,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,017,000 | 891 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,344,000 | 2,346 |
| Total interest expense | $1,997,000 | 2,972 |
| Net interest income | $5,347,000 | 2,047 |
| Provision for loan and lease losses | $225,000 | 4,165 |
| Total noninterest income | $733,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $620,000 | 1,371 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $113,000 | 4,585 |
| Total noninterest expense | $3,870,000 | 2,580 |
| Salaries and employee benefits | $2,154,000 | 2,348 |
| Premises and equipment expense | $654,000 | 2,095 |
| Additional noninterest expense | $1,062,000 | 3,148 |
| Pre-tax net operating income | $1,985,000 | 1,150 |
| Securities gains (losses) | $196,000 | 1,026 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $2,181,000 | 868 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,181,000 | 868 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,181,000 | 868 |
| Net charge-offs | $88,000 | 4,383 |
| Cash dividends | $821,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,985,000 | 925 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,724,000 | 2,339 |
| Total interest expense | $1,071,000 | 2,900 |
| Net interest income | $2,653,000 | 2,062 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $343,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $293,000 | 1,410 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $1,862,000 | 2,587 |
| Salaries and employee benefits | $1,056,000 | 2,417 |
| Premises and equipment expense | $331,000 | 2,102 |
| Additional noninterest expense | $475,000 | 3,139 |
| Pre-tax net operating income | $1,034,000 | 1,246 |
| Securities gains (losses) | $196,000 | 680 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,230,000 | 862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,230,000 | 862 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,230,000 | 864 |
| Net charge-offs | $66,000 | 3,281 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,034,000 | 972 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,353,000 | 2,409 |
| Total interest expense | $5,385,000 | 2,782 |
| Net interest income | $9,968,000 | 2,234 |
| Provision for loan and lease losses | $535,000 | 3,705 |
| Total noninterest income | $2,402,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,383,000 | 1,303 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,019,000 | 2,092 |
| Total noninterest expense | $7,543,000 | 2,508 |
| Salaries and employee benefits | $4,340,000 | 2,335 |
| Premises and equipment expense | $996,000 | 2,633 |
| Additional noninterest expense | $2,207,000 | 2,614 |
| Pre-tax net operating income | $4,292,000 | 1,275 |
| Securities gains (losses) | $12,000 | 2,444 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $4,304,000 | 952 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,304,000 | 952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 3,747 |
| Cash dividends | $2,487,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,292,000 | 1,026 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,537,000 | 2,460 |
| Total interest expense | $4,151,000 | 2,816 |
| Net interest income | $7,386,000 | 2,268 |
| Provision for loan and lease losses | $375,000 | 3,175 |
| Total noninterest income | $1,708,000 | 2,007 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,072,000 | 1,261 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $636,000 | 2,455 |
| Total noninterest expense | $5,199,000 | 2,692 |
| Salaries and employee benefits | $3,215,000 | 2,382 |
| Premises and equipment expense | $913,000 | 2,218 |
| Additional noninterest expense | $1,071,000 | 3,684 |
| Pre-tax net operating income | $3,520,000 | 1,398 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $3,532,000 | 1,041 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,532,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 3,304 |
| Cash dividends | $1,251,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,520,000 | 1,107 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,644,000 | 2,511 |
| Total interest expense | $2,774,000 | 2,911 |
| Net interest income | $4,870,000 | 2,267 |
| Provision for loan and lease losses | $300,000 | 2,524 |
| Total noninterest income | $1,285,000 | 1,837 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $716,000 | 1,243 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $569,000 | 2,061 |
| Total noninterest expense | $3,446,000 | 2,720 |
| Salaries and employee benefits | $2,124,000 | 2,426 |
| Premises and equipment expense | $584,000 | 2,323 |
| Additional noninterest expense | $738,000 | 3,571 |
| Pre-tax net operating income | $2,409,000 | 1,431 |
| Securities gains (losses) | $12,000 | 2,370 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $2,421,000 | 1,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,421,000 | 1,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,184 |
| Cash dividends | $848,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,409,000 | 1,122 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 2,512 |
| Total interest expense | $1,442,000 | 2,989 |
| Net interest income | $2,492,000 | 2,224 |
| Provision for loan and lease losses | $200,000 | 1,810 |
| Total noninterest income | $749,000 | 1,646 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $358,000 | 1,229 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $391,000 | 1,658 |
| Total noninterest expense | $1,686,000 | 2,747 |
| Salaries and employee benefits | $1,053,000 | 2,470 |
| Premises and equipment expense | $267,000 | 2,522 |
| Additional noninterest expense | $366,000 | 3,543 |
| Pre-tax net operating income | $1,355,000 | 1,387 |
| Securities gains (losses) | $8,000 | 2,056 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,363,000 | 1,108 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,363,000 | 1,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,230 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,355,000 | 1,075 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,572,000 | 2,589 |
| Total interest expense | $6,104,000 | 2,970 |
| Net interest income | $9,468,000 | 2,349 |
| Provision for loan and lease losses | $468,000 | 2,442 |
| Total noninterest income | $2,108,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,490,000 | 1,192 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $618,000 | 2,961 |
| Total noninterest expense | $7,116,000 | 2,549 |
| Salaries and employee benefits | $4,379,000 | 2,299 |
| Premises and equipment expense | $1,217,000 | 2,136 |
| Additional noninterest expense | $1,520,000 | 3,377 |
| Pre-tax net operating income | $3,992,000 | 1,988 |
| Securities gains (losses) | $18,000 | 1,138 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $4,010,000 | 1,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,010,000 | 1,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,535 |
| Cash dividends | $1,919,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,992,000 | 1,586 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,599,000 | 2,608 |
| Total interest expense | $4,559,000 | 2,972 |
| Net interest income | $7,040,000 | 2,386 |
| Provision for loan and lease losses | $318,000 | 2,214 |
| Total noninterest income | $1,475,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,094,000 | 1,203 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $381,000 | 3,298 |
| Total noninterest expense | $5,293,000 | 2,555 |
| Salaries and employee benefits | $3,193,000 | 2,358 |
| Premises and equipment expense | $902,000 | 2,140 |
| Additional noninterest expense | $1,198,000 | 3,201 |
| Pre-tax net operating income | $2,904,000 | 2,167 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $2,902,000 | 1,740 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,902,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,317 |
| Cash dividends | $801,000 | 2,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,904,000 | 1,725 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,678,000 | 2,642 |
| Total interest expense | $3,004,000 | 3,009 |
| Net interest income | $4,674,000 | 2,418 |
| Provision for loan and lease losses | $318,000 | 1,472 |
| Total noninterest income | $937,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $705,000 | 1,253 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $232,000 | 3,501 |
| Total noninterest expense | $3,547,000 | 2,576 |
| Salaries and employee benefits | $2,138,000 | 2,387 |
| Premises and equipment expense | $598,000 | 2,161 |
| Additional noninterest expense | $811,000 | 3,153 |
| Pre-tax net operating income | $1,746,000 | 2,393 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,753,000 | 1,960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,753,000 | 1,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,930 |
| Cash dividends | $501,000 | 2,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,746,000 | 1,950 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,719,000 | 2,713 |
| Total interest expense | $1,470,000 | 3,037 |
| Net interest income | $2,249,000 | 2,502 |
| Provision for loan and lease losses | $168,000 | 1,322 |
| Total noninterest income | $502,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $344,000 | 1,259 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $158,000 | 2,916 |
| Total noninterest expense | $1,774,000 | 2,574 |
| Salaries and employee benefits | $1,084,000 | 2,370 |
| Premises and equipment expense | $296,000 | 2,208 |
| Additional noninterest expense | $394,000 | 3,210 |
| Pre-tax net operating income | $809,000 | 2,545 |
| Securities gains (losses) | $5,000 | 805 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $814,000 | 2,033 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $814,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $232,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $809,000 | 2,042 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,979,000 | 2,693 |
| Total interest expense | $5,140,000 | 2,964 |
| Net interest income | $8,839,000 | 2,555 |
| Provision for loan and lease losses | $485,000 | 1,951 |
| Total noninterest income | $2,110,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,578,000 | 1,123 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $532,000 | 3,232 |
| Total noninterest expense | $6,956,000 | 2,532 |
| Salaries and employee benefits | $3,952,000 | 2,467 |
| Premises and equipment expense | $1,234,000 | 2,024 |
| Additional noninterest expense | $1,770,000 | 2,862 |
| Pre-tax net operating income | $3,508,000 | 2,478 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $3,508,000 | 2,018 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,508,000 | 2,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $662,000 | 943 |
| Cash dividends | $1,898,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,508,000 | 2,007 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,345,000 | 2,708 |
| Total interest expense | $3,724,000 | 2,967 |
| Net interest income | $6,621,000 | 2,583 |
| Provision for loan and lease losses | $325,000 | 2,004 |
| Total noninterest income | $1,639,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,204,000 | 1,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $435,000 | 3,076 |
| Total noninterest expense | $5,086,000 | 2,588 |
| Salaries and employee benefits | $2,893,000 | 2,517 |
| Premises and equipment expense | $896,000 | 2,097 |
| Additional noninterest expense | $1,297,000 | 2,910 |
| Pre-tax net operating income | $2,849,000 | 2,418 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $2,849,000 | 1,915 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,849,000 | 1,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 1,398 |
| Cash dividends | $881,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,849,000 | 1,903 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,720,000 | 2,743 |
| Total interest expense | $2,380,000 | 2,947 |
| Net interest income | $4,340,000 | 2,626 |
| Provision for loan and lease losses | $300,000 | 1,464 |
| Total noninterest income | $1,052,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $786,000 | 1,120 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $266,000 | 3,222 |
| Total noninterest expense | $3,382,000 | 2,604 |
| Salaries and employee benefits | $1,871,000 | 2,590 |
| Premises and equipment expense | $594,000 | 2,101 |
| Additional noninterest expense | $917,000 | 2,775 |
| Pre-tax net operating income | $1,710,000 | 2,609 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,710,000 | 2,104 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,710,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $587,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,710,000 | 2,089 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 2,738 |
| Total interest expense | $1,108,000 | 3,006 |
| Net interest income | $2,188,000 | 2,587 |
| Provision for loan and lease losses | $150,000 | 1,421 |
| Total noninterest income | $498,000 | 2,199 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $359,000 | 1,211 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $139,000 | 3,105 |
| Total noninterest expense | $1,661,000 | 2,647 |
| Salaries and employee benefits | $933,000 | 2,601 |
| Premises and equipment expense | $286,000 | 2,183 |
| Additional noninterest expense | $442,000 | 2,854 |
| Pre-tax net operating income | $875,000 | 2,520 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $875,000 | 2,025 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $875,000 | 2,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 1,701 |
| Cash dividends | $301,000 | 1,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $875,000 | 2,008 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,573,000 | 2,789 |
| Total interest expense | $3,333,000 | 3,065 |
| Net interest income | $8,240,000 | 2,630 |
| Provision for loan and lease losses | $235,000 | 3,312 |
| Total noninterest income | $2,015,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,394,000 | 1,273 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $621,000 | 2,998 |
| Total noninterest expense | $6,818,000 | 2,444 |
| Salaries and employee benefits | $3,650,000 | 2,507 |
| Premises and equipment expense | $1,202,000 | 1,992 |
| Additional noninterest expense | $1,966,000 | 2,534 |
| Pre-tax net operating income | $3,202,000 | 2,624 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $73,000 | 5,614 |
| Income before extraordinary items | $3,130,000 | 2,165 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,130,000 | 2,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 883 |
| Cash dividends | $1,530,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,129,020 | 2,147 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,476,000 | 2,789 |
| Total interest expense | $2,363,000 | 3,067 |
| Net interest income | $6,113,000 | 2,633 |
| Provision for loan and lease losses | $200,000 | 2,952 |
| Total noninterest income | $1,479,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,040,000 | 1,264 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $439,000 | 3,109 |
| Total noninterest expense | $5,209,000 | 2,379 |
| Salaries and employee benefits | $2,790,000 | 2,414 |
| Premises and equipment expense | $899,000 | 1,990 |
| Additional noninterest expense | $1,520,000 | 2,421 |
| Pre-tax net operating income | $2,183,000 | 2,861 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $59,000 | 5,676 |
| Income before extraordinary items | $2,125,000 | 2,378 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,125,000 | 2,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,598 |
| Cash dividends | $647,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,124,030 | 2,347 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,533,000 | 2,784 |
| Total interest expense | $1,490,000 | 3,056 |
| Net interest income | $4,043,000 | 2,624 |
| Provision for loan and lease losses | $152,000 | 2,588 |
| Total noninterest income | $980,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $681,000 | 1,250 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $299,000 | 3,060 |
| Total noninterest expense | $3,592,000 | 2,293 |
| Salaries and employee benefits | $1,861,000 | 2,388 |
| Premises and equipment expense | $585,000 | 2,021 |
| Additional noninterest expense | $1,146,000 | 2,145 |
| Pre-tax net operating income | $1,279,000 | 3,105 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $40,000 | 5,690 |
| Income before extraordinary items | $1,242,000 | 2,574 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,242,000 | 2,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,219 |
| Cash dividends | $430,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,239,090 | 2,540 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 2,754 |
| Total interest expense | $707,000 | 3,090 |
| Net interest income | $2,055,000 | 2,591 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $477,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $311,000 | 1,319 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $166,000 | 2,792 |
| Total noninterest expense | $1,686,000 | 2,432 |
| Salaries and employee benefits | $914,000 | 2,463 |
| Premises and equipment expense | $213,000 | 2,712 |
| Additional noninterest expense | $559,000 | 2,186 |
| Pre-tax net operating income | $696,000 | 2,877 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $20,000 | 5,658 |
| Income before extraordinary items | $676,000 | 2,389 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $676,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $208,000 | 2,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $676,000 | 2,351 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,396,000 | 2,737 |
| Total interest expense | $2,349,000 | 3,204 |
| Net interest income | $8,047,000 | 2,537 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $2,126,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,371,000 | 1,298 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $755,000 | 2,590 |
| Total noninterest expense | $6,538,000 | 2,441 |
| Salaries and employee benefits | $3,671,000 | 2,364 |
| Premises and equipment expense | $1,203,000 | 1,914 |
| Additional noninterest expense | $1,664,000 | 2,863 |
| Pre-tax net operating income | $3,510,000 | 2,271 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $73,000 | 5,789 |
| Income before extraordinary items | $3,435,000 | 1,841 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,435,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,911 |
| Cash dividends | $1,674,000 | 1,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,436,960 | 1,800 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 2,718 |
| Total interest expense | $1,730,000 | 3,196 |
| Net interest income | $6,001,000 | 2,521 |
| Provision for loan and lease losses | $125,000 | 3,916 |
| Total noninterest income | $1,604,000 | 2,115 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,018,000 | 1,317 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $586,000 | 2,533 |
| Total noninterest expense | $4,958,000 | 2,401 |
| Salaries and employee benefits | $2,833,000 | 2,287 |
| Premises and equipment expense | $901,000 | 1,905 |
| Additional noninterest expense | $1,224,000 | 2,875 |
| Pre-tax net operating income | $2,522,000 | 2,368 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $58,000 | 5,852 |
| Income before extraordinary items | $2,462,000 | 1,924 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,462,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,049 |
| Cash dividends | $756,000 | 2,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,463,960 | 1,877 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 2,759 |
| Total interest expense | $1,162,000 | 3,164 |
| Net interest income | $3,898,000 | 2,550 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $1,050,000 | 2,118 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $660,000 | 1,343 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $390,000 | 2,551 |
| Total noninterest expense | $3,273,000 | 2,428 |
| Salaries and employee benefits | $1,853,000 | 2,334 |
| Premises and equipment expense | $587,000 | 1,951 |
| Additional noninterest expense | $833,000 | 2,829 |
| Pre-tax net operating income | $1,550,000 | 2,517 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $38,000 | 5,863 |
| Income before extraordinary items | $1,510,000 | 2,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,510,000 | 2,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,118 |
| Cash dividends | $472,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,511,960 | 2,002 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 2,729 |
| Total interest expense | $597,000 | 3,128 |
| Net interest income | $1,961,000 | 2,535 |
| Provision for loan and lease losses | $125,000 | 1,741 |
| Total noninterest income | $462,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $313,000 | 1,369 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $149,000 | 2,962 |
| Total noninterest expense | $1,593,000 | 2,507 |
| Salaries and employee benefits | $937,000 | 2,324 |
| Premises and equipment expense | $273,000 | 2,124 |
| Additional noninterest expense | $383,000 | 3,025 |
| Pre-tax net operating income | $705,000 | 2,687 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $687,000 | 2,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $687,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,764 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $687,000 | 2,136 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,953,000 | 2,834 |
| Total interest expense | $2,526,000 | 3,310 |
| Net interest income | $7,427,000 | 2,605 |
| Provision for loan and lease losses | $393,000 | 2,628 |
| Total noninterest income | $2,084,000 | 2,260 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,278,000 | 1,355 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $806,000 | 2,728 |
| Total noninterest expense | $5,921,000 | 2,629 |
| Salaries and employee benefits | $3,292,000 | 2,543 |
| Premises and equipment expense | $1,178,000 | 1,941 |
| Additional noninterest expense | $1,451,000 | 3,177 |
| Pre-tax net operating income | $3,197,000 | 2,382 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $73,000 | 6,007 |
| Income before extraordinary items | $3,124,000 | 1,969 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,124,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,533 |
| Cash dividends | $1,829,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,124,000 | 1,878 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 2,874 |
| Total interest expense | $1,912,000 | 3,390 |
| Net interest income | $5,547,000 | 2,626 |
| Provision for loan and lease losses | $243,000 | 2,906 |
| Total noninterest income | $1,569,000 | 2,281 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $959,000 | 1,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $610,000 | 2,811 |
| Total noninterest expense | $4,382,000 | 2,660 |
| Salaries and employee benefits | $2,445,000 | 2,581 |
| Premises and equipment expense | $836,000 | 2,059 |
| Additional noninterest expense | $1,101,000 | 3,125 |
| Pre-tax net operating income | $2,491,000 | 2,397 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $54,000 | 6,146 |
| Income before extraordinary items | $2,437,000 | 1,974 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,437,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,107 |
| Cash dividends | $905,000 | 1,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,437,000 | 1,871 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 2,921 |
| Total interest expense | $1,326,000 | 3,386 |
| Net interest income | $3,624,000 | 2,688 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $1,078,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $635,000 | 1,349 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $443,000 | 2,638 |
| Total noninterest expense | $2,810,000 | 2,756 |
| Salaries and employee benefits | $1,577,000 | 2,666 |
| Premises and equipment expense | $530,000 | 2,143 |
| Additional noninterest expense | $703,000 | 3,225 |
| Pre-tax net operating income | $1,782,000 | 2,260 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $36,000 | 6,202 |
| Income before extraordinary items | $1,746,000 | 1,841 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,746,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,057 |
| Cash dividends | $602,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,746,000 | 1,720 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 2,818 |
| Total interest expense | $672,000 | 3,423 |
| Net interest income | $1,919,000 | 2,525 |
| Provision for loan and lease losses | $81,000 | 2,718 |
| Total noninterest income | $498,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $314,000 | 1,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $184,000 | 2,869 |
| Total noninterest expense | $1,468,000 | 2,642 |
| Salaries and employee benefits | $779,000 | 2,679 |
| Premises and equipment expense | $363,000 | 1,591 |
| Additional noninterest expense | $326,000 | 3,392 |
| Pre-tax net operating income | $868,000 | 2,307 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $18,000 | 6,161 |
| Income before extraordinary items | $850,000 | 1,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $850,000 | 1,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,384 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $850,000 | 1,744 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,212,000 | 2,960 |
| Total interest expense | $2,960,000 | 3,573 |
| Net interest income | $7,252,000 | 2,629 |
| Provision for loan and lease losses | $175,000 | 4,644 |
| Total noninterest income | $1,891,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,270,000 | 1,274 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $621,000 | 2,905 |
| Total noninterest expense | $5,537,000 | 2,669 |
| Salaries and employee benefits | $3,067,000 | 2,573 |
| Premises and equipment expense | $1,125,000 | 1,963 |
| Additional noninterest expense | $1,345,000 | 3,265 |
| Pre-tax net operating income | $3,431,000 | 2,249 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $73,000 | 6,241 |
| Income before extraordinary items | $3,358,000 | 1,783 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,358,000 | 1,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,922 |
| Cash dividends | $2,058,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,358,000 | 1,728 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,803,000 | 2,876 |
| Total interest expense | $4,524,000 | 3,434 |
| Net interest income | $7,279,000 | 2,463 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $1,503,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,064,000 | 1,402 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $439,000 | 3,359 |
| Total noninterest expense | $5,795,000 | 2,455 |
| Salaries and employee benefits | $3,074,000 | 2,455 |
| Premises and equipment expense | $1,198,000 | 1,800 |
| Additional noninterest expense | $1,523,000 | 2,833 |
| Pre-tax net operating income | $2,787,000 | 2,433 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $833,000 | 2,354 |
| Income before extraordinary items | $1,954,000 | 2,586 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,954,000 | 2,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,879 |
| Cash dividends | $2,500,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,954,000 | 2,508 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,261,000 | 2,843 |
| Total interest expense | $4,919,000 | 3,374 |
| Net interest income | $7,342,000 | 2,414 |
| Provision for loan and lease losses | $172,000 | 4,119 |
| Total noninterest income | $1,173,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,063,000 | 1,281 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $110,000 | 6,206 |
| Total noninterest expense | $5,853,000 | 2,332 |
| Salaries and employee benefits | $2,866,000 | 2,489 |
| Premises and equipment expense | $1,339,000 | 1,553 |
| Additional noninterest expense | $1,648,000 | 2,578 |
| Pre-tax net operating income | $2,490,000 | 2,768 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $732,000 | 2,688 |
| Income before extraordinary items | $1,758,000 | 2,852 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,758,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,448 |
| Cash dividends | $950,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,758,000 | 2,850 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,053,000 | 3,205 |
| Total interest expense | $3,765,000 | 3,777 |
| Net interest income | $6,288,000 | 2,799 |
| Provision for loan and lease losses | $444,000 | 1,943 |
| Total noninterest income | $1,220,000 | 2,661 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $941,000 | 1,385 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $279,000 | 4,183 |
| Total noninterest expense | $4,813,000 | 2,805 |
| Salaries and employee benefits | $2,534,000 | 2,776 |
| Premises and equipment expense | $1,005,000 | 2,041 |
| Additional noninterest expense | $1,274,000 | 3,261 |
| Pre-tax net operating income | $2,251,000 | 3,038 |
| Securities gains (losses) | $-112,000 | 9,976 |
| Applicable income taxes | $616,000 | 3,165 |
| Income before extraordinary items | $1,523,000 | 3,202 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,523,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $364,000 | 1,566 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,602,520 | 3,045 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,263,000 | 3,451 |
| Total interest expense | $3,384,000 | 4,274 |
| Net interest income | $5,879,000 | 2,938 |
| Provision for loan and lease losses | $294,000 | 2,690 |
| Total noninterest income | $1,175,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $923,000 | 1,362 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $252,000 | 4,407 |
| Total noninterest expense | $3,875,000 | 3,309 |
| Salaries and employee benefits | $2,049,000 | 3,257 |
| Premises and equipment expense | $783,000 | 2,502 |
| Additional noninterest expense | $1,043,000 | 3,817 |
| Pre-tax net operating income | $2,885,000 | 2,470 |
| Securities gains (losses) | $38,000 | 1,949 |
| Applicable income taxes | $988,000 | 2,337 |
| Income before extraordinary items | $1,935,000 | 2,634 |
| Extraordinary gains, net | $86,000 | 18 |
| Net income | $2,021,000 | 2,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,909,920 | 2,586 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,758,000 | 3,655 |
| Total interest expense | $3,376,000 | 4,247 |
| Net interest income | $5,382,000 | 3,255 |
| Provision for loan and lease losses | $347,000 | 2,345 |
| Total noninterest income | $1,107,000 | 2,812 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $877,000 | 1,470 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $230,000 | 4,605 |
| Total noninterest expense | $3,406,000 | 3,698 |
| Salaries and employee benefits | $2,024,000 | 3,269 |
| Premises and equipment expense | $538,000 | 3,470 |
| Additional noninterest expense | $844,000 | 4,540 |
| Pre-tax net operating income | $2,736,000 | 2,708 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $836,000 | 2,833 |
| Income before extraordinary items | $1,900,000 | 2,703 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,900,000 | 2,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 2,095 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,900,000 | 2,656 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,503,000 | 3,812 |
| Total interest expense | $3,216,000 | 4,496 |
| Net interest income | $5,287,000 | 3,351 |
| Provision for loan and lease losses | $444,000 | 1,918 |
| Total noninterest income | $871,000 | 3,477 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $725,000 | 1,872 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $146,000 | 6,047 |
| Total noninterest expense | $3,360,000 | 3,926 |
| Salaries and employee benefits | $1,966,000 | 3,385 |
| Premises and equipment expense | $516,000 | 3,680 |
| Additional noninterest expense | $878,000 | 4,847 |
| Pre-tax net operating income | $2,354,000 | 2,965 |
| Securities gains (losses) | $-59,000 | 11,079 |
| Applicable income taxes | $494,000 | 4,189 |
| Income before extraordinary items | $1,801,000 | 2,704 |
| Extraordinary gains, net | $1,821,000 | 5 |
| Net income | $3,622,000 | 1,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 1,811 |
| Cash dividends | $1,100,000 | 1,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,847,020 | 2,587 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,154,000 | 3,942 |
| Total interest expense | $3,161,000 | 4,531 |
| Net interest income | $4,993,000 | 3,538 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $884,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $643,000 | 2,116 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $241,000 | 4,582 |
| Total noninterest expense | $3,297,000 | 3,952 |
| Salaries and employee benefits | $1,803,000 | 3,638 |
| Premises and equipment expense | $437,000 | 4,211 |
| Additional noninterest expense | $1,057,000 | 4,164 |
| Pre-tax net operating income | $2,530,000 | 2,812 |
| Securities gains (losses) | $250,000 | 586 |
| Applicable income taxes | $843,000 | 2,759 |
| Income before extraordinary items | $1,937,000 | 2,579 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,937,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-129,000 | 11,784 |
| Cash dividends | $960,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,762,000 | 2,764 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,761,000 | 4,361 |
| Total interest expense | $2,478,000 | 4,696 |
| Net interest income | $4,282,000 | 4,105 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $805,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $652,000 | 2,071 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $153,000 | 6,154 |
| Total noninterest expense | $3,434,000 | 3,913 |
| Salaries and employee benefits | $1,669,000 | 3,889 |
| Premises and equipment expense | $471,000 | 4,002 |
| Additional noninterest expense | $1,294,000 | 3,789 |
| Pre-tax net operating income | $1,503,000 | 4,405 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $478,000 | 4,189 |
| Income before extraordinary items | $1,028,000 | 4,432 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,028,000 | 4,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,331 |
| Cash dividends | $425,000 | 3,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,025,960 | 4,489 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,935,000 | 4,345 |
| Total interest expense | $2,503,000 | 4,805 |
| Net interest income | $4,432,000 | 3,997 |
| Provision for loan and lease losses | $224,000 | 3,670 |
| Total noninterest income | $850,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $700,000 | 1,950 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $150,000 | 6,564 |
| Total noninterest expense | $3,803,000 | 3,645 |
| Salaries and employee benefits | $1,660,000 | 3,901 |
| Premises and equipment expense | $259,000 | 6,527 |
| Additional noninterest expense | $1,884,000 | 2,873 |
| Pre-tax net operating income | $1,255,000 | 5,013 |
| Securities gains (losses) | $281,000 | 1,360 |
| Applicable income taxes | $430,000 | 4,741 |
| Income before extraordinary items | $1,106,000 | 4,304 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,106,000 | 4,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $321,000 | 2,358 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $903,680 | 4,861 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,068,000 | 4,262 |
| Total interest expense | $3,512,000 | 4,530 |
| Net interest income | $4,556,000 | 3,958 |
| Provision for loan and lease losses | $635,000 | 2,533 |
| Total noninterest income | $779,000 | 4,048 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $589,000 | 2,339 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $190,000 | 5,835 |
| Total noninterest expense | $5,940,000 | 2,444 |
| Salaries and employee benefits | $1,483,000 | 4,280 |
| Premises and equipment expense | $492,000 | 4,030 |
| Additional noninterest expense | $3,965,000 | 1,596 |
| Pre-tax net operating income | $-1,240,000 | 13,526 |
| Securities gains (losses) | $463,000 | 1,153 |
| Applicable income taxes | $371,000 | 5,076 |
| Income before extraordinary items | $-1,148,000 | 13,576 |
| Extraordinary gains, net | $457,000 | 223 |
| Net income | $-691,000 | 13,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 2,631 |
| Cash dividends | $148,000 | 5,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-1,611,000 | 13,578 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.