Home > Farmers State Bank > Income and Expense
Farmers State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $69,767,000 | 700 |
| Total interest expense | $42,660,000 | 443 |
| Net interest income | $27,107,000 | 1,132 |
| Provision for loan and lease losses | $336,000 | 1,573 |
| Total noninterest income | $2,947,000 | 1,651 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $209,000 | 2,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,738,000 | 1,342 |
| Total noninterest expense | $22,738,000 | 1,089 |
| Salaries and employee benefits | $13,646,000 | 1,035 |
| Premises and equipment expense | $1,959,000 | 1,241 |
| Additional noninterest expense | $2,738,000 | 1,342 |
| Pre-tax net operating income | $6,980,000 | 1,545 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $306,000 | 2,219 |
| Income before extraordinary items | $6,674,000 | 1,394 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,674,000 | 1,410 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,674,000 | 1,397 |
| Net charge-offs | $439,000 | 811 |
| Cash dividends | $8,000,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,674,000 | 1,416 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $51,465,000 | 706 |
| Total interest expense | $30,706,000 | 426 |
| Net interest income | $20,759,000 | 1,125 |
| Provision for loan and lease losses | $306,000 | 1,324 |
| Total noninterest income | $2,407,000 | 1,568 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $161,000 | 2,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,246,000 | 1,265 |
| Total noninterest expense | $17,355,000 | 1,074 |
| Salaries and employee benefits | $10,600,000 | 1,014 |
| Premises and equipment expense | $1,437,000 | 1,271 |
| Additional noninterest expense | $2,246,000 | 1,265 |
| Pre-tax net operating income | $5,505,000 | 1,535 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $270,000 | 2,176 |
| Income before extraordinary items | $5,235,000 | 1,395 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,235,000 | 1,406 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,235,000 | 1,395 |
| Net charge-offs | $364,000 | 667 |
| Cash dividends | $6,000,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,235,000 | 1,412 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $33,663,000 | 697 |
| Total interest expense | $19,348,000 | 406 |
| Net interest income | $14,315,000 | 1,103 |
| Provision for loan and lease losses | $220,000 | 1,276 |
| Total noninterest income | $1,396,000 | 1,626 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $115,000 | 2,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,281,000 | 1,310 |
| Total noninterest expense | $11,386,000 | 1,074 |
| Salaries and employee benefits | $7,142,000 | 997 |
| Premises and equipment expense | $879,000 | 1,351 |
| Additional noninterest expense | $1,281,000 | 1,309 |
| Pre-tax net operating income | $4,105,000 | 1,405 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $205,000 | 2,121 |
| Income before extraordinary items | $3,900,000 | 1,281 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,900,000 | 1,292 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,900,000 | 1,281 |
| Net charge-offs | $266,000 | 590 |
| Cash dividends | $3,000,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,900,000 | 1,293 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $59,987,000 | 646 |
| Total interest expense | $14,385,000 | 344 |
| Net interest income | $45,602,000 | 729 |
| Provision for loan and lease losses | $2,175,000 | 489 |
| Total noninterest income | $4,013,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $380,000 | 2,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,633,000 | 1,113 |
| Total noninterest expense | $23,893,000 | 1,033 |
| Salaries and employee benefits | $15,804,000 | 918 |
| Premises and equipment expense | $1,565,000 | 1,493 |
| Additional noninterest expense | $3,633,000 | 1,113 |
| Pre-tax net operating income | $23,547,000 | 673 |
| Securities gains (losses) | $-61,000 | 3,793 |
| Applicable income taxes | $1,059,000 | 1,505 |
| Income before extraordinary items | $22,427,000 | 603 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $22,427,000 | 604 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $22,427,000 | 604 |
| Net charge-offs | $1,654,000 | 313 |
| Cash dividends | $12,500,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $22,484,950 | 611 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $43,777,000 | 627 |
| Total interest expense | $7,791,000 | 314 |
| Net interest income | $35,986,000 | 689 |
| Provision for loan and lease losses | $1,715,000 | 435 |
| Total noninterest income | $3,347,000 | 1,302 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $302,000 | 1,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,045,000 | 1,057 |
| Total noninterest expense | $18,741,000 | 1,008 |
| Salaries and employee benefits | $12,661,000 | 867 |
| Premises and equipment expense | $1,434,000 | 1,275 |
| Additional noninterest expense | $3,045,000 | 1,057 |
| Pre-tax net operating income | $18,877,000 | 643 |
| Securities gains (losses) | $-61,000 | 4,136 |
| Applicable income taxes | $965,000 | 1,370 |
| Income before extraordinary items | $17,851,000 | 568 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $17,851,000 | 567 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $17,851,000 | 568 |
| Net charge-offs | $1,375,000 | 254 |
| Cash dividends | $10,000,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $17,908,950 | 575 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $28,268,000 | 611 |
| Total interest expense | $3,855,000 | 326 |
| Net interest income | $24,413,000 | 661 |
| Provision for loan and lease losses | $1,155,000 | 381 |
| Total noninterest income | $2,540,000 | 1,196 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $199,000 | 1,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,341,000 | 976 |
| Total noninterest expense | $12,631,000 | 979 |
| Salaries and employee benefits | $8,581,000 | 842 |
| Premises and equipment expense | $999,000 | 1,197 |
| Additional noninterest expense | $3,051,000 | 1,139 |
| Pre-tax net operating income | $13,167,000 | 591 |
| Securities gains (losses) | $-26,000 | 4,134 |
| Applicable income taxes | $652,000 | 1,295 |
| Income before extraordinary items | $12,489,000 | 513 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $12,489,000 | 514 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $12,489,000 | 514 |
| Net charge-offs | $855,000 | 257 |
| Cash dividends | $7,000,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $12,513,700 | 521 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $13,543,000 | 614 |
| Total interest expense | $1,305,000 | 430 |
| Net interest income | $12,238,000 | 632 |
| Provision for loan and lease losses | $450,000 | 361 |
| Total noninterest income | $1,043,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $101,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $942,000 | 1,124 |
| Total noninterest expense | $6,248,000 | 977 |
| Salaries and employee benefits | $4,281,000 | 846 |
| Premises and equipment expense | $503,000 | 1,211 |
| Additional noninterest expense | $1,464,000 | 1,164 |
| Pre-tax net operating income | $6,583,000 | 568 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $333,000 | 1,230 |
| Income before extraordinary items | $6,250,000 | 498 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,250,000 | 499 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $6,250,000 | 498 |
| Net charge-offs | $53,000 | 657 |
| Cash dividends | $4,000,000 | 292 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $6,250,000 | 505 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $57,261,000 | 596 |
| Total interest expense | $5,159,000 | 527 |
| Net interest income | $52,102,000 | 604 |
| Provision for loan and lease losses | $1,215,000 | 485 |
| Total noninterest income | $5,647,000 | 1,208 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $467,000 | 1,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,180,000 | 1,048 |
| Total noninterest expense | $23,415,000 | 1,033 |
| Salaries and employee benefits | $15,499,000 | 910 |
| Premises and equipment expense | $1,393,000 | 1,612 |
| Additional noninterest expense | $6,523,000 | 1,079 |
| Pre-tax net operating income | $33,119,000 | 509 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,573,000 | 1,275 |
| Income before extraordinary items | $31,546,000 | 464 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $31,546,000 | 463 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $31,546,000 | 465 |
| Net charge-offs | $131,000 | 1,218 |
| Cash dividends | $9,000,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $31,546,000 | 452 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $43,853,000 | 594 |
| Total interest expense | $4,056,000 | 527 |
| Net interest income | $39,797,000 | 603 |
| Provision for loan and lease losses | $1,215,000 | 358 |
| Total noninterest income | $4,620,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $335,000 | 1,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,285,000 | 997 |
| Total noninterest expense | $17,909,000 | 1,024 |
| Salaries and employee benefits | $11,901,000 | 902 |
| Premises and equipment expense | $1,365,000 | 1,323 |
| Additional noninterest expense | $4,643,000 | 1,123 |
| Pre-tax net operating income | $25,293,000 | 516 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,266,000 | 1,287 |
| Income before extraordinary items | $24,027,000 | 464 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $24,027,000 | 461 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $24,027,000 | 464 |
| Net charge-offs | $82,000 | 1,156 |
| Cash dividends | $6,000,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $24,027,000 | 455 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $30,336,000 | 565 |
| Total interest expense | $2,910,000 | 512 |
| Net interest income | $27,426,000 | 577 |
| Provision for loan and lease losses | $905,000 | 342 |
| Total noninterest income | $1,924,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $204,000 | 1,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,720,000 | 1,410 |
| Total noninterest expense | $11,398,000 | 1,052 |
| Salaries and employee benefits | $7,720,000 | 913 |
| Premises and equipment expense | $812,000 | 1,454 |
| Additional noninterest expense | $2,866,000 | 1,168 |
| Pre-tax net operating income | $17,047,000 | 502 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $836,000 | 1,284 |
| Income before extraordinary items | $16,211,000 | 464 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $16,211,000 | 462 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $16,211,000 | 464 |
| Net charge-offs | $78,000 | 1,003 |
| Cash dividends | $3,000,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $16,211,000 | 457 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $14,515,000 | 594 |
| Total interest expense | $1,568,000 | 511 |
| Net interest income | $12,947,000 | 600 |
| Provision for loan and lease losses | $450,000 | 401 |
| Total noninterest income | $931,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $93,000 | 1,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $838,000 | 1,425 |
| Total noninterest expense | $5,432,000 | 1,084 |
| Salaries and employee benefits | $3,633,000 | 952 |
| Premises and equipment expense | $430,000 | 1,412 |
| Additional noninterest expense | $1,369,000 | 1,198 |
| Pre-tax net operating income | $7,996,000 | 532 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $405,000 | 1,296 |
| Income before extraordinary items | $7,591,000 | 490 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $7,591,000 | 490 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $7,591,000 | 490 |
| Net charge-offs | $50,000 | 825 |
| Cash dividends | $3,000,000 | 336 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $7,591,000 | 478 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $55,857,000 | 609 |
| Total interest expense | $10,937,000 | 465 |
| Net interest income | $44,920,000 | 659 |
| Provision for loan and lease losses | $2,851,000 | 830 |
| Total noninterest income | $3,350,000 | 1,622 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $419,000 | 1,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,931,000 | 1,454 |
| Total noninterest expense | $21,376,000 | 1,060 |
| Salaries and employee benefits | $13,820,000 | 969 |
| Premises and equipment expense | $1,388,000 | 1,615 |
| Additional noninterest expense | $6,168,000 | 1,069 |
| Pre-tax net operating income | $24,043,000 | 510 |
| Securities gains (losses) | $298,000 | 831 |
| Applicable income taxes | $1,107,000 | 1,358 |
| Income before extraordinary items | $23,234,000 | 467 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $23,234,000 | 466 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $23,234,000 | 467 |
| Net charge-offs | $287,000 | 1,321 |
| Cash dividends | $6,000,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $22,950,900 | 453 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $42,017,000 | 608 |
| Total interest expense | $9,008,000 | 460 |
| Net interest income | $33,009,000 | 658 |
| Provision for loan and lease losses | $2,851,000 | 716 |
| Total noninterest income | $2,375,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $309,000 | 1,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,066,000 | 1,453 |
| Total noninterest expense | $15,691,000 | 1,062 |
| Salaries and employee benefits | $10,049,000 | 980 |
| Premises and equipment expense | $1,345,000 | 1,306 |
| Additional noninterest expense | $4,297,000 | 1,122 |
| Pre-tax net operating income | $16,842,000 | 506 |
| Securities gains (losses) | $298,000 | 716 |
| Applicable income taxes | $799,000 | 1,357 |
| Income before extraordinary items | $16,341,000 | 467 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $16,341,000 | 466 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $16,341,000 | 467 |
| Net charge-offs | $241,000 | 1,147 |
| Cash dividends | $4,000,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $16,057,900 | 462 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $25,854,000 | 659 |
| Total interest expense | $6,603,000 | 455 |
| Net interest income | $19,251,000 | 733 |
| Provision for loan and lease losses | $1,006,000 | 1,074 |
| Total noninterest income | $1,345,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $198,000 | 1,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,147,000 | 1,535 |
| Total noninterest expense | $10,491,000 | 1,052 |
| Salaries and employee benefits | $6,694,000 | 975 |
| Premises and equipment expense | $951,000 | 1,230 |
| Additional noninterest expense | $2,846,000 | 1,121 |
| Pre-tax net operating income | $9,099,000 | 552 |
| Securities gains (losses) | $298,000 | 549 |
| Applicable income taxes | $440,000 | 1,449 |
| Income before extraordinary items | $8,957,000 | 496 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,957,000 | 492 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $8,957,000 | 496 |
| Net charge-offs | $184,000 | 1,052 |
| Cash dividends | $2,000,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $8,673,900 | 485 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $12,819,000 | 670 |
| Total interest expense | $3,798,000 | 451 |
| Net interest income | $9,021,000 | 767 |
| Provision for loan and lease losses | $440,000 | 968 |
| Total noninterest income | $630,000 | 1,699 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $133,000 | 1,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 1,523 |
| Total noninterest expense | $5,020,000 | 1,102 |
| Salaries and employee benefits | $3,315,000 | 985 |
| Premises and equipment expense | $478,000 | 1,232 |
| Additional noninterest expense | $1,227,000 | 1,289 |
| Pre-tax net operating income | $4,191,000 | 551 |
| Securities gains (losses) | $298,000 | 285 |
| Applicable income taxes | $218,000 | 1,330 |
| Income before extraordinary items | $4,271,000 | 473 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,271,000 | 472 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $4,271,000 | 473 |
| Net charge-offs | $91,000 | 924 |
| Cash dividends | $1,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $3,987,900 | 484 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $51,370,000 | 671 |
| Total interest expense | $18,053,000 | 421 |
| Net interest income | $33,317,000 | 830 |
| Provision for loan and lease losses | $1,539,000 | 647 |
| Total noninterest income | $2,635,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $548,000 | 1,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,087,000 | 1,497 |
| Total noninterest expense | $18,817,000 | 1,140 |
| Salaries and employee benefits | $12,060,000 | 1,031 |
| Premises and equipment expense | $1,554,000 | 1,461 |
| Additional noninterest expense | $5,203,000 | 1,193 |
| Pre-tax net operating income | $15,596,000 | 726 |
| Securities gains (losses) | $478,000 | 364 |
| Applicable income taxes | $754,000 | 1,644 |
| Income before extraordinary items | $15,320,000 | 658 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $15,320,000 | 660 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $15,320,000 | 659 |
| Net charge-offs | $339,000 | 1,276 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $14,865,900 | 659 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $38,172,000 | 680 |
| Total interest expense | $13,662,000 | 427 |
| Net interest income | $24,510,000 | 846 |
| Provision for loan and lease losses | $966,000 | 699 |
| Total noninterest income | $1,833,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $399,000 | 1,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,434,000 | 1,575 |
| Total noninterest expense | $13,966,000 | 1,145 |
| Salaries and employee benefits | $9,100,000 | 1,026 |
| Premises and equipment expense | $1,219,000 | 1,416 |
| Additional noninterest expense | $3,647,000 | 1,276 |
| Pre-tax net operating income | $11,411,000 | 756 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $543,000 | 1,724 |
| Income before extraordinary items | $10,868,000 | 693 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $10,868,000 | 695 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,868,000 | 694 |
| Net charge-offs | $293,000 | 1,048 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $10,868,000 | 684 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $25,063,000 | 692 |
| Total interest expense | $8,972,000 | 429 |
| Net interest income | $16,091,000 | 852 |
| Provision for loan and lease losses | $650,000 | 676 |
| Total noninterest income | $1,121,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $254,000 | 1,883 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $867,000 | 1,623 |
| Total noninterest expense | $9,295,000 | 1,144 |
| Salaries and employee benefits | $6,075,000 | 1,019 |
| Premises and equipment expense | $878,000 | 1,318 |
| Additional noninterest expense | $2,342,000 | 1,335 |
| Pre-tax net operating income | $7,267,000 | 759 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $349,000 | 1,737 |
| Income before extraordinary items | $6,918,000 | 701 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,918,000 | 701 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,918,000 | 701 |
| Net charge-offs | $119,000 | 1,308 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $6,918,000 | 687 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $12,179,000 | 704 |
| Total interest expense | $4,392,000 | 430 |
| Net interest income | $7,787,000 | 874 |
| Provision for loan and lease losses | $322,000 | 643 |
| Total noninterest income | $559,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $129,000 | 1,854 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $430,000 | 1,605 |
| Total noninterest expense | $4,473,000 | 1,182 |
| Salaries and employee benefits | $2,982,000 | 1,037 |
| Premises and equipment expense | $410,000 | 1,424 |
| Additional noninterest expense | $1,081,000 | 1,425 |
| Pre-tax net operating income | $3,551,000 | 763 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $171,000 | 1,722 |
| Income before extraordinary items | $3,380,000 | 701 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,380,000 | 702 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,380,000 | 700 |
| Net charge-offs | $49,000 | 1,216 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $3,380,000 | 687 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $43,950,000 | 724 |
| Total interest expense | $13,753,000 | 401 |
| Net interest income | $30,197,000 | 873 |
| Provision for loan and lease losses | $1,262,000 | 733 |
| Total noninterest income | $2,088,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $459,000 | 2,112 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,629,000 | 1,707 |
| Total noninterest expense | $17,167,000 | 1,194 |
| Salaries and employee benefits | $10,704,000 | 1,118 |
| Premises and equipment expense | $1,571,000 | 1,435 |
| Additional noninterest expense | $4,892,000 | 1,265 |
| Pre-tax net operating income | $13,856,000 | 800 |
| Securities gains (losses) | $72,000 | 367 |
| Applicable income taxes | $660,000 | 1,738 |
| Income before extraordinary items | $13,268,000 | 713 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $13,268,000 | 711 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $13,268,000 | 711 |
| Net charge-offs | $162,000 | 1,806 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $13,199,600 | 717 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $32,096,000 | 732 |
| Total interest expense | $9,649,000 | 402 |
| Net interest income | $22,447,000 | 878 |
| Provision for loan and lease losses | $874,000 | 735 |
| Total noninterest income | $1,646,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $327,000 | 2,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,319,000 | 1,641 |
| Total noninterest expense | $12,992,000 | 1,186 |
| Salaries and employee benefits | $8,340,000 | 1,073 |
| Premises and equipment expense | $1,269,000 | 1,357 |
| Additional noninterest expense | $3,383,000 | 1,362 |
| Pre-tax net operating income | $10,227,000 | 809 |
| Securities gains (losses) | $72,000 | 356 |
| Applicable income taxes | $498,000 | 1,783 |
| Income before extraordinary items | $9,801,000 | 724 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,801,000 | 723 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $9,801,000 | 723 |
| Net charge-offs | $80,000 | 1,896 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $9,732,600 | 726 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $20,867,000 | 740 |
| Total interest expense | $6,019,000 | 397 |
| Net interest income | $14,848,000 | 882 |
| Provision for loan and lease losses | $558,000 | 753 |
| Total noninterest income | $1,061,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $201,000 | 2,290 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $860,000 | 1,666 |
| Total noninterest expense | $8,645,000 | 1,193 |
| Salaries and employee benefits | $5,473,000 | 1,100 |
| Premises and equipment expense | $953,000 | 1,229 |
| Additional noninterest expense | $2,219,000 | 1,384 |
| Pre-tax net operating income | $6,706,000 | 805 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $333,000 | 1,770 |
| Income before extraordinary items | $6,373,000 | 735 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,373,000 | 734 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,373,000 | 734 |
| Net charge-offs | $55,000 | 1,701 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $6,373,000 | 735 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $10,146,000 | 747 |
| Total interest expense | $2,774,000 | 406 |
| Net interest income | $7,372,000 | 885 |
| Provision for loan and lease losses | $272,000 | 756 |
| Total noninterest income | $473,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $87,000 | 2,531 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $386,000 | 1,748 |
| Total noninterest expense | $4,288,000 | 1,202 |
| Salaries and employee benefits | $2,722,000 | 1,110 |
| Premises and equipment expense | $485,000 | 1,228 |
| Additional noninterest expense | $1,081,000 | 1,401 |
| Pre-tax net operating income | $3,285,000 | 791 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $169,000 | 1,729 |
| Income before extraordinary items | $3,116,000 | 735 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $3,116,000 | 735 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,116,000 | 735 |
| Net charge-offs | $13,000 | 1,854 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $3,116,000 | 733 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $37,176,000 | 769 |
| Total interest expense | $8,433,000 | 426 |
| Net interest income | $28,743,000 | 876 |
| Provision for loan and lease losses | $1,345,000 | 709 |
| Total noninterest income | $2,044,000 | 2,000 |
| Gross Fiduciary activities income | $27,000 | 903 |
| Service charges on deposit accounts | $335,000 | 2,661 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,682,000 | 1,696 |
| Total noninterest expense | $16,605,000 | 1,217 |
| Salaries and employee benefits | $10,972,000 | 1,081 |
| Premises and equipment expense | $1,199,000 | 1,851 |
| Additional noninterest expense | $4,434,000 | 1,378 |
| Pre-tax net operating income | $12,837,000 | 790 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $620,000 | 2,261 |
| Income before extraordinary items | $12,217,000 | 627 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $12,217,000 | 627 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $12,217,000 | 627 |
| Net charge-offs | $344,000 | 1,370 |
| Cash dividends | $1,800,000 | 1,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $12,217,000 | 622 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $27,364,000 | 782 |
| Total interest expense | $6,020,000 | 437 |
| Net interest income | $21,344,000 | 884 |
| Provision for loan and lease losses | $774,000 | 859 |
| Total noninterest income | $1,576,000 | 1,998 |
| Gross Fiduciary activities income | $27,000 | 872 |
| Service charges on deposit accounts | $246,000 | 2,726 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,303,000 | 1,686 |
| Total noninterest expense | $12,687,000 | 1,208 |
| Salaries and employee benefits | $8,594,000 | 1,044 |
| Premises and equipment expense | $1,023,000 | 1,657 |
| Additional noninterest expense | $3,070,000 | 1,484 |
| Pre-tax net operating income | $9,459,000 | 823 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $468,000 | 2,129 |
| Income before extraordinary items | $8,991,000 | 696 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $8,991,000 | 696 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,991,000 | 696 |
| Net charge-offs | $216,000 | 1,339 |
| Cash dividends | $1,800,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $8,991,000 | 679 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $17,879,000 | 792 |
| Total interest expense | $3,776,000 | 449 |
| Net interest income | $14,103,000 | 887 |
| Provision for loan and lease losses | $510,000 | 835 |
| Total noninterest income | $1,088,000 | 1,940 |
| Gross Fiduciary activities income | $27,000 | 840 |
| Service charges on deposit accounts | $165,000 | 2,707 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $896,000 | 1,651 |
| Total noninterest expense | $8,348,000 | 1,229 |
| Salaries and employee benefits | $5,742,000 | 1,044 |
| Premises and equipment expense | $639,000 | 1,764 |
| Additional noninterest expense | $1,967,000 | 1,531 |
| Pre-tax net operating income | $6,333,000 | 795 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $309,000 | 2,119 |
| Income before extraordinary items | $6,024,000 | 676 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,024,000 | 676 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,024,000 | 676 |
| Net charge-offs | $112,000 | 1,441 |
| Cash dividends | $800,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $6,024,000 | 662 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $8,834,000 | 797 |
| Total interest expense | $1,784,000 | 458 |
| Net interest income | $7,050,000 | 886 |
| Provision for loan and lease losses | $279,000 | 746 |
| Total noninterest income | $470,000 | 2,127 |
| Gross Fiduciary activities income | $6,000 | 905 |
| Service charges on deposit accounts | $81,000 | 2,745 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $383,000 | 1,799 |
| Total noninterest expense | $4,070,000 | 1,261 |
| Salaries and employee benefits | $2,843,000 | 1,063 |
| Premises and equipment expense | $302,000 | 1,872 |
| Additional noninterest expense | $925,000 | 1,613 |
| Pre-tax net operating income | $3,171,000 | 764 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $144,000 | 2,155 |
| Income before extraordinary items | $3,027,000 | 655 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,027,000 | 655 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $3,027,000 | 655 |
| Net charge-offs | $39,000 | 1,477 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $3,027,000 | 643 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $32,246,000 | 836 |
| Total interest expense | $5,318,000 | 560 |
| Net interest income | $26,928,000 | 883 |
| Provision for loan and lease losses | $1,145,000 | 821 |
| Total noninterest income | $2,000,000 | 2,118 |
| Gross Fiduciary activities income | $138,000 | 775 |
| Service charges on deposit accounts | $384,000 | 2,536 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,478,000 | 1,912 |
| Total noninterest expense | $16,003,000 | 1,254 |
| Salaries and employee benefits | $10,661,000 | 1,088 |
| Premises and equipment expense | $1,156,000 | 1,924 |
| Additional noninterest expense | $4,186,000 | 1,468 |
| Pre-tax net operating income | $11,780,000 | 798 |
| Securities gains (losses) | $65,000 | 1,657 |
| Applicable income taxes | $593,000 | 2,114 |
| Income before extraordinary items | $11,252,000 | 687 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,252,000 | 686 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $11,252,000 | 686 |
| Net charge-offs | $546,000 | 1,017 |
| Cash dividends | $1,000,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $11,190,250 | 679 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $23,658,000 | 851 |
| Total interest expense | $3,737,000 | 600 |
| Net interest income | $19,921,000 | 895 |
| Provision for loan and lease losses | $657,000 | 952 |
| Total noninterest income | $1,576,000 | 2,060 |
| Gross Fiduciary activities income | $67,000 | 818 |
| Service charges on deposit accounts | $292,000 | 2,510 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,217,000 | 1,796 |
| Total noninterest expense | $11,843,000 | 1,277 |
| Salaries and employee benefits | $8,131,000 | 1,079 |
| Premises and equipment expense | $1,026,000 | 1,656 |
| Additional noninterest expense | $2,686,000 | 1,685 |
| Pre-tax net operating income | $8,997,000 | 789 |
| Securities gains (losses) | $65,000 | 1,574 |
| Applicable income taxes | $483,000 | 2,084 |
| Income before extraordinary items | $8,579,000 | 681 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,579,000 | 681 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $8,579,000 | 681 |
| Net charge-offs | $201,000 | 1,448 |
| Cash dividends | $1,000,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $8,517,250 | 667 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $15,428,000 | 866 |
| Total interest expense | $2,290,000 | 644 |
| Net interest income | $13,138,000 | 909 |
| Provision for loan and lease losses | $447,000 | 947 |
| Total noninterest income | $1,035,000 | 2,065 |
| Gross Fiduciary activities income | $38,000 | 841 |
| Service charges on deposit accounts | $186,000 | 2,559 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $811,000 | 1,779 |
| Total noninterest expense | $7,734,000 | 1,301 |
| Salaries and employee benefits | $5,386,000 | 1,086 |
| Premises and equipment expense | $667,000 | 1,693 |
| Additional noninterest expense | $1,681,000 | 1,794 |
| Pre-tax net operating income | $5,992,000 | 782 |
| Securities gains (losses) | $50,000 | 1,421 |
| Applicable income taxes | $327,000 | 2,059 |
| Income before extraordinary items | $5,715,000 | 667 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,715,000 | 665 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,715,000 | 666 |
| Net charge-offs | $155,000 | 1,296 |
| Cash dividends | $1,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $5,667,500 | 658 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,519,000 | 891 |
| Total interest expense | $1,034,000 | 706 |
| Net interest income | $6,485,000 | 921 |
| Provision for loan and lease losses | $231,000 | 855 |
| Total noninterest income | $476,000 | 2,131 |
| Gross Fiduciary activities income | $21,000 | 833 |
| Service charges on deposit accounts | $87,000 | 2,655 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $368,000 | 1,853 |
| Total noninterest expense | $3,722,000 | 1,334 |
| Salaries and employee benefits | $2,736,000 | 1,081 |
| Premises and equipment expense | $287,000 | 1,946 |
| Additional noninterest expense | $699,000 | 2,090 |
| Pre-tax net operating income | $3,008,000 | 763 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $179,000 | 1,938 |
| Income before extraordinary items | $2,829,000 | 651 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $2,829,000 | 650 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $2,829,000 | 651 |
| Net charge-offs | $53,000 | 1,395 |
| Cash dividends | $1,000,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,829,000 | 638 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $27,765,000 | 943 |
| Total interest expense | $3,705,000 | 755 |
| Net interest income | $24,060,000 | 961 |
| Provision for loan and lease losses | $1,050,000 | 795 |
| Total noninterest income | $1,933,000 | 2,162 |
| Gross Fiduciary activities income | $64,000 | 872 |
| Service charges on deposit accounts | $372,000 | 2,650 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,497,000 | 1,853 |
| Total noninterest expense | $15,217,000 | 1,297 |
| Salaries and employee benefits | $9,451,000 | 1,187 |
| Premises and equipment expense | $1,745,000 | 1,332 |
| Additional noninterest expense | $4,021,000 | 1,509 |
| Pre-tax net operating income | $9,726,000 | 908 |
| Securities gains (losses) | $363,000 | 470 |
| Applicable income taxes | $752,000 | 1,867 |
| Income before extraordinary items | $9,337,000 | 774 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,337,000 | 774 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,337,000 | 774 |
| Net charge-offs | $-47,000 | 5,543 |
| Cash dividends | $2,900,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $8,999,410 | 790 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $20,402,000 | 966 |
| Total interest expense | $2,475,000 | 859 |
| Net interest income | $17,927,000 | 970 |
| Provision for loan and lease losses | $714,000 | 781 |
| Total noninterest income | $1,603,000 | 2,048 |
| Gross Fiduciary activities income | $49,000 | 869 |
| Service charges on deposit accounts | $279,000 | 2,672 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,275,000 | 1,720 |
| Total noninterest expense | $11,088,000 | 1,331 |
| Salaries and employee benefits | $7,232,000 | 1,172 |
| Premises and equipment expense | $1,238,000 | 1,407 |
| Additional noninterest expense | $2,618,000 | 1,732 |
| Pre-tax net operating income | $7,728,000 | 876 |
| Securities gains (losses) | $191,000 | 667 |
| Applicable income taxes | $384,000 | 2,243 |
| Income before extraordinary items | $7,535,000 | 736 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,535,000 | 734 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,535,000 | 736 |
| Net charge-offs | $-37,000 | 5,525 |
| Cash dividends | $2,100,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $7,353,550 | 732 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $13,342,000 | 985 |
| Total interest expense | $1,630,000 | 875 |
| Net interest income | $11,712,000 | 988 |
| Provision for loan and lease losses | $338,000 | 1,021 |
| Total noninterest income | $862,000 | 2,333 |
| Gross Fiduciary activities income | $34,000 | 881 |
| Service charges on deposit accounts | $180,000 | 2,700 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $648,000 | 2,065 |
| Total noninterest expense | $7,254,000 | 1,360 |
| Salaries and employee benefits | $4,748,000 | 1,188 |
| Premises and equipment expense | $897,000 | 1,329 |
| Additional noninterest expense | $1,609,000 | 1,881 |
| Pre-tax net operating income | $4,982,000 | 897 |
| Securities gains (losses) | $16,000 | 1,815 |
| Applicable income taxes | $273,000 | 2,195 |
| Income before extraordinary items | $4,725,000 | 781 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,725,000 | 780 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,725,000 | 781 |
| Net charge-offs | $-37,000 | 5,662 |
| Cash dividends | $1,400,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,709,800 | 761 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 1,006 |
| Total interest expense | $782,000 | 912 |
| Net interest income | $5,698,000 | 1,007 |
| Provision for loan and lease losses | $128,000 | 1,233 |
| Total noninterest income | $424,000 | 2,323 |
| Gross Fiduciary activities income | $19,000 | 873 |
| Service charges on deposit accounts | $84,000 | 2,800 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $321,000 | 2,027 |
| Total noninterest expense | $3,581,000 | 1,372 |
| Salaries and employee benefits | $2,398,000 | 1,178 |
| Premises and equipment expense | $431,000 | 1,396 |
| Additional noninterest expense | $752,000 | 1,979 |
| Pre-tax net operating income | $2,413,000 | 900 |
| Securities gains (losses) | $16,000 | 1,315 |
| Applicable income taxes | $164,000 | 2,014 |
| Income before extraordinary items | $2,265,000 | 776 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,265,000 | 774 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,265,000 | 776 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $700,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,250,120 | 755 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $24,852,000 | 1,031 |
| Total interest expense | $3,191,000 | 943 |
| Net interest income | $21,661,000 | 1,042 |
| Provision for loan and lease losses | $693,000 | 1,152 |
| Total noninterest income | $1,787,000 | 2,273 |
| Gross Fiduciary activities income | $78,000 | 881 |
| Service charges on deposit accounts | $365,000 | 2,862 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,344,000 | 1,908 |
| Total noninterest expense | $13,224,000 | 1,444 |
| Salaries and employee benefits | $8,429,000 | 1,266 |
| Premises and equipment expense | $1,409,000 | 1,665 |
| Additional noninterest expense | $3,386,000 | 1,824 |
| Pre-tax net operating income | $9,531,000 | 867 |
| Securities gains (losses) | $102,000 | 1,241 |
| Applicable income taxes | $502,000 | 2,197 |
| Income before extraordinary items | $9,131,000 | 740 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,131,000 | 740 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,131,000 | 740 |
| Net charge-offs | $179,000 | 2,589 |
| Cash dividends | $3,000,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,034,100 | 736 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $18,355,000 | 1,056 |
| Total interest expense | $2,402,000 | 948 |
| Net interest income | $15,953,000 | 1,067 |
| Provision for loan and lease losses | $452,000 | 1,232 |
| Total noninterest income | $1,339,000 | 2,280 |
| Gross Fiduciary activities income | $64,000 | 875 |
| Service charges on deposit accounts | $271,000 | 2,914 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,004,000 | 1,924 |
| Total noninterest expense | $9,406,000 | 1,529 |
| Salaries and employee benefits | $6,315,000 | 1,274 |
| Premises and equipment expense | $747,000 | 2,264 |
| Additional noninterest expense | $2,344,000 | 1,965 |
| Pre-tax net operating income | $7,434,000 | 845 |
| Securities gains (losses) | $102,000 | 980 |
| Applicable income taxes | $385,000 | 2,228 |
| Income before extraordinary items | $7,151,000 | 709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,151,000 | 706 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,151,000 | 707 |
| Net charge-offs | $112,000 | 2,576 |
| Cash dividends | $2,200,000 | 854 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $7,054,100 | 709 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $12,017,000 | 1,065 |
| Total interest expense | $1,617,000 | 943 |
| Net interest income | $10,400,000 | 1,079 |
| Provision for loan and lease losses | $299,000 | 1,311 |
| Total noninterest income | $935,000 | 2,176 |
| Gross Fiduciary activities income | $47,000 | 867 |
| Service charges on deposit accounts | $185,000 | 2,848 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $703,000 | 1,846 |
| Total noninterest expense | $6,215,000 | 1,538 |
| Salaries and employee benefits | $4,177,000 | 1,282 |
| Premises and equipment expense | $505,000 | 2,257 |
| Additional noninterest expense | $1,533,000 | 1,997 |
| Pre-tax net operating income | $4,821,000 | 843 |
| Securities gains (losses) | $96,000 | 814 |
| Applicable income taxes | $266,000 | 2,136 |
| Income before extraordinary items | $4,651,000 | 704 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,651,000 | 703 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,651,000 | 704 |
| Net charge-offs | $15,000 | 3,541 |
| Cash dividends | $1,400,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,559,800 | 703 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,937,000 | 1,080 |
| Total interest expense | $811,000 | 942 |
| Net interest income | $5,126,000 | 1,091 |
| Provision for loan and lease losses | $149,000 | 1,324 |
| Total noninterest income | $476,000 | 2,112 |
| Gross Fiduciary activities income | $18,000 | 901 |
| Service charges on deposit accounts | $88,000 | 2,918 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $370,000 | 1,751 |
| Total noninterest expense | $3,053,000 | 1,578 |
| Salaries and employee benefits | $2,018,000 | 1,336 |
| Premises and equipment expense | $290,000 | 2,043 |
| Additional noninterest expense | $745,000 | 2,021 |
| Pre-tax net operating income | $2,400,000 | 824 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $135,000 | 2,097 |
| Income before extraordinary items | $2,265,000 | 688 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,265,000 | 688 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,265,000 | 690 |
| Net charge-offs | $8,000 | 2,944 |
| Cash dividends | $700,000 | 810 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,265,000 | 674 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $22,847,000 | 1,124 |
| Total interest expense | $3,288,000 | 1,028 |
| Net interest income | $19,559,000 | 1,121 |
| Provision for loan and lease losses | $826,000 | 1,288 |
| Total noninterest income | $1,549,000 | 2,536 |
| Gross Fiduciary activities income | $75,000 | 903 |
| Service charges on deposit accounts | $351,000 | 3,084 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,123,000 | 2,222 |
| Total noninterest expense | $11,600,000 | 1,663 |
| Salaries and employee benefits | $7,752,000 | 1,367 |
| Premises and equipment expense | $907,000 | 2,448 |
| Additional noninterest expense | $2,941,000 | 2,122 |
| Pre-tax net operating income | $8,682,000 | 887 |
| Securities gains (losses) | $1,002,000 | 234 |
| Applicable income taxes | $480,000 | 2,201 |
| Income before extraordinary items | $9,204,000 | 699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $9,204,000 | 699 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,204,000 | 699 |
| Net charge-offs | $437,000 | 2,156 |
| Cash dividends | $2,300,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $8,252,100 | 752 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $16,880,000 | 1,148 |
| Total interest expense | $2,444,000 | 1,064 |
| Net interest income | $14,436,000 | 1,139 |
| Provision for loan and lease losses | $714,000 | 1,168 |
| Total noninterest income | $1,297,000 | 2,408 |
| Gross Fiduciary activities income | $63,000 | 886 |
| Service charges on deposit accounts | $260,000 | 3,124 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $974,000 | 2,073 |
| Total noninterest expense | $8,697,000 | 1,669 |
| Salaries and employee benefits | $5,788,000 | 1,369 |
| Premises and equipment expense | $762,000 | 2,251 |
| Additional noninterest expense | $2,147,000 | 2,164 |
| Pre-tax net operating income | $6,322,000 | 930 |
| Securities gains (losses) | $1,002,000 | 206 |
| Applicable income taxes | $366,000 | 2,228 |
| Income before extraordinary items | $6,958,000 | 702 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,958,000 | 703 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,958,000 | 704 |
| Net charge-offs | $353,000 | 1,952 |
| Cash dividends | $1,600,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,006,100 | 779 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $11,151,000 | 1,149 |
| Total interest expense | $1,642,000 | 1,083 |
| Net interest income | $9,509,000 | 1,142 |
| Provision for loan and lease losses | $525,000 | 1,115 |
| Total noninterest income | $929,000 | 2,328 |
| Gross Fiduciary activities income | $52,000 | 866 |
| Service charges on deposit accounts | $170,000 | 3,151 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $707,000 | 1,997 |
| Total noninterest expense | $5,829,000 | 1,652 |
| Salaries and employee benefits | $3,827,000 | 1,376 |
| Premises and equipment expense | $540,000 | 2,122 |
| Additional noninterest expense | $1,462,000 | 2,128 |
| Pre-tax net operating income | $4,084,000 | 930 |
| Securities gains (losses) | $830,000 | 218 |
| Applicable income taxes | $247,000 | 2,222 |
| Income before extraordinary items | $4,667,000 | 684 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,667,000 | 686 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,667,000 | 686 |
| Net charge-offs | $271,000 | 1,790 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,878,500 | 775 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 1,167 |
| Total interest expense | $798,000 | 1,162 |
| Net interest income | $4,716,000 | 1,154 |
| Provision for loan and lease losses | $252,000 | 1,135 |
| Total noninterest income | $489,000 | 2,265 |
| Gross Fiduciary activities income | $25,000 | 883 |
| Service charges on deposit accounts | $82,000 | 3,192 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $382,000 | 1,919 |
| Total noninterest expense | $2,862,000 | 1,693 |
| Salaries and employee benefits | $1,906,000 | 1,393 |
| Premises and equipment expense | $276,000 | 2,115 |
| Additional noninterest expense | $680,000 | 2,293 |
| Pre-tax net operating income | $2,091,000 | 894 |
| Securities gains (losses) | $698,000 | 153 |
| Applicable income taxes | $134,000 | 2,118 |
| Income before extraordinary items | $2,655,000 | 616 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,655,000 | 615 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,655,000 | 618 |
| Net charge-offs | $59,000 | 2,298 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,991,900 | 750 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,594,000 | 1,300 |
| Total interest expense | $3,348,000 | 1,331 |
| Net interest income | $17,246,000 | 1,274 |
| Provision for loan and lease losses | $763,000 | 2,138 |
| Total noninterest income | $1,505,000 | 2,617 |
| Gross Fiduciary activities income | $51,000 | 966 |
| Service charges on deposit accounts | $304,000 | 3,463 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,150,000 | 2,198 |
| Total noninterest expense | $9,816,000 | 1,953 |
| Salaries and employee benefits | $6,284,000 | 1,607 |
| Premises and equipment expense | $769,000 | 2,828 |
| Additional noninterest expense | $2,763,000 | 2,346 |
| Pre-tax net operating income | $8,172,000 | 869 |
| Securities gains (losses) | $1,070,000 | 484 |
| Applicable income taxes | $481,000 | 2,221 |
| Income before extraordinary items | $8,761,000 | 686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,761,000 | 686 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $8,761,000 | 686 |
| Net charge-offs | $64,000 | 4,763 |
| Cash dividends | $900,000 | 2,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $7,744,500 | 723 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,944,000 | 1,365 |
| Total interest expense | $2,520,000 | 1,389 |
| Net interest income | $12,424,000 | 1,333 |
| Provision for loan and lease losses | $816,000 | 1,683 |
| Total noninterest income | $1,107,000 | 2,643 |
| Gross Fiduciary activities income | $39,000 | 958 |
| Service charges on deposit accounts | $225,000 | 3,518 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $843,000 | 2,227 |
| Total noninterest expense | $7,247,000 | 1,969 |
| Salaries and employee benefits | $4,542,000 | 1,659 |
| Premises and equipment expense | $728,000 | 2,362 |
| Additional noninterest expense | $1,977,000 | 2,446 |
| Pre-tax net operating income | $5,468,000 | 991 |
| Securities gains (losses) | $1,070,000 | 375 |
| Applicable income taxes | $344,000 | 2,330 |
| Income before extraordinary items | $6,194,000 | 736 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $6,194,000 | 735 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $6,194,000 | 736 |
| Net charge-offs | $198,000 | 3,317 |
| Cash dividends | $700,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,177,500 | 818 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,873,000 | 1,386 |
| Total interest expense | $1,695,000 | 1,423 |
| Net interest income | $8,178,000 | 1,356 |
| Provision for loan and lease losses | $668,000 | 1,462 |
| Total noninterest income | $817,000 | 2,456 |
| Gross Fiduciary activities income | $30,000 | 946 |
| Service charges on deposit accounts | $151,000 | 3,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $636,000 | 2,033 |
| Total noninterest expense | $4,768,000 | 2,006 |
| Salaries and employee benefits | $2,962,000 | 1,699 |
| Premises and equipment expense | $473,000 | 2,413 |
| Additional noninterest expense | $1,333,000 | 2,434 |
| Pre-tax net operating income | $3,559,000 | 997 |
| Securities gains (losses) | $1,070,000 | 265 |
| Applicable income taxes | $230,000 | 2,313 |
| Income before extraordinary items | $4,399,000 | 695 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $4,399,000 | 693 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,399,000 | 695 |
| Net charge-offs | $193,000 | 2,795 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,382,500 | 837 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 1,402 |
| Total interest expense | $847,000 | 1,483 |
| Net interest income | $4,080,000 | 1,355 |
| Provision for loan and lease losses | $372,000 | 1,321 |
| Total noninterest income | $415,000 | 2,426 |
| Gross Fiduciary activities income | $13,000 | 960 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $333,000 | 1,967 |
| Total noninterest expense | $2,352,000 | 2,037 |
| Salaries and employee benefits | $1,470,000 | 1,712 |
| Premises and equipment expense | $280,000 | 2,088 |
| Additional noninterest expense | $602,000 | 2,658 |
| Pre-tax net operating income | $1,771,000 | 1,001 |
| Securities gains (losses) | $551,000 | 248 |
| Applicable income taxes | $102,000 | 2,428 |
| Income before extraordinary items | $2,220,000 | 687 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,220,000 | 688 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,220,000 | 688 |
| Net charge-offs | $-25,000 | 6,932 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,691,040 | 833 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,188,000 | 1,567 |
| Total interest expense | $3,862,000 | 1,576 |
| Net interest income | $14,326,000 | 1,557 |
| Provision for loan and lease losses | $1,295,000 | 2,062 |
| Total noninterest income | $985,000 | 3,140 |
| Gross Fiduciary activities income | $34,000 | 964 |
| Service charges on deposit accounts | $291,000 | 3,637 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $660,000 | 2,727 |
| Total noninterest expense | $8,553,000 | 2,219 |
| Salaries and employee benefits | $5,442,000 | 1,780 |
| Premises and equipment expense | $665,000 | 3,312 |
| Additional noninterest expense | $2,446,000 | 2,624 |
| Pre-tax net operating income | $5,463,000 | 1,095 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $260,000 | 2,657 |
| Income before extraordinary items | $5,203,000 | 964 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,203,000 | 962 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,203,000 | 964 |
| Net charge-offs | $609,000 | 2,937 |
| Cash dividends | $1,550,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,203,000 | 934 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,467,000 | 1,602 |
| Total interest expense | $2,994,000 | 1,580 |
| Net interest income | $10,473,000 | 1,606 |
| Provision for loan and lease losses | $1,004,000 | 1,955 |
| Total noninterest income | $672,000 | 3,323 |
| Gross Fiduciary activities income | $27,000 | 935 |
| Service charges on deposit accounts | $220,000 | 3,652 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $425,000 | 2,935 |
| Total noninterest expense | $6,244,000 | 2,291 |
| Salaries and employee benefits | $3,977,000 | 1,845 |
| Premises and equipment expense | $594,000 | 2,960 |
| Additional noninterest expense | $1,673,000 | 2,850 |
| Pre-tax net operating income | $3,897,000 | 1,182 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $222,000 | 2,559 |
| Income before extraordinary items | $3,675,000 | 1,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,675,000 | 1,050 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,675,000 | 1,050 |
| Net charge-offs | $464,000 | 2,753 |
| Cash dividends | $1,150,000 | 1,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,675,000 | 999 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $8,822,000 | 1,644 |
| Total interest expense | $1,999,000 | 1,633 |
| Net interest income | $6,823,000 | 1,646 |
| Provision for loan and lease losses | $704,000 | 1,885 |
| Total noninterest income | $376,000 | 3,683 |
| Gross Fiduciary activities income | $20,000 | 940 |
| Service charges on deposit accounts | $138,000 | 3,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 3,355 |
| Total noninterest expense | $3,929,000 | 2,442 |
| Salaries and employee benefits | $2,492,000 | 1,958 |
| Premises and equipment expense | $392,000 | 2,998 |
| Additional noninterest expense | $1,045,000 | 3,095 |
| Pre-tax net operating income | $2,566,000 | 1,160 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $143,000 | 2,558 |
| Income before extraordinary items | $2,423,000 | 1,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,423,000 | 1,020 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,423,000 | 1,022 |
| Net charge-offs | $318,000 | 2,624 |
| Cash dividends | $650,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,423,000 | 989 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,299,000 | 1,694 |
| Total interest expense | $971,000 | 1,731 |
| Net interest income | $3,328,000 | 1,683 |
| Provision for loan and lease losses | $304,000 | 1,886 |
| Total noninterest income | $88,000 | 5,121 |
| Gross Fiduciary activities income | $9,000 | 956 |
| Service charges on deposit accounts | $62,000 | 3,939 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $17,000 | 5,953 |
| Total noninterest expense | $1,814,000 | 2,622 |
| Salaries and employee benefits | $1,181,000 | 2,072 |
| Premises and equipment expense | $185,000 | 3,179 |
| Additional noninterest expense | $448,000 | 3,463 |
| Pre-tax net operating income | $1,298,000 | 1,127 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $63,000 | 2,644 |
| Income before extraordinary items | $1,235,000 | 982 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,235,000 | 983 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,235,000 | 982 |
| Net charge-offs | $145,000 | 2,391 |
| Cash dividends | $250,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,235,000 | 960 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,019,000 | 1,890 |
| Total interest expense | $4,193,000 | 1,906 |
| Net interest income | $11,826,000 | 1,858 |
| Provision for loan and lease losses | $1,645,000 | 2,335 |
| Total noninterest income | $788,000 | 3,684 |
| Gross Fiduciary activities income | $94,000 | 881 |
| Service charges on deposit accounts | $341,000 | 3,397 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $353,000 | 3,704 |
| Total noninterest expense | $6,947,000 | 2,741 |
| Salaries and employee benefits | $4,172,000 | 2,309 |
| Premises and equipment expense | $510,000 | 4,125 |
| Additional noninterest expense | $2,265,000 | 2,917 |
| Pre-tax net operating income | $4,022,000 | 1,254 |
| Securities gains (losses) | $265,000 | 1,368 |
| Applicable income taxes | $209,000 | 2,685 |
| Income before extraordinary items | $4,078,000 | 1,065 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,078,000 | 1,067 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,078,000 | 1,068 |
| Net charge-offs | $930,000 | 2,786 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,826,250 | 1,089 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,764,000 | 1,970 |
| Total interest expense | $3,177,000 | 1,965 |
| Net interest income | $8,587,000 | 1,936 |
| Provision for loan and lease losses | $1,238,000 | 2,242 |
| Total noninterest income | $619,000 | 3,619 |
| Gross Fiduciary activities income | $86,000 | 837 |
| Service charges on deposit accounts | $265,000 | 3,392 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $268,000 | 3,723 |
| Total noninterest expense | $5,148,000 | 2,772 |
| Salaries and employee benefits | $3,087,000 | 2,353 |
| Premises and equipment expense | $493,000 | 3,521 |
| Additional noninterest expense | $1,568,000 | 3,086 |
| Pre-tax net operating income | $2,820,000 | 1,391 |
| Securities gains (losses) | $264,000 | 1,170 |
| Applicable income taxes | $99,000 | 3,134 |
| Income before extraordinary items | $2,985,000 | 1,135 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,985,000 | 1,139 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,985,000 | 1,139 |
| Net charge-offs | $734,000 | 2,581 |
| Cash dividends | $200,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,728,920 | 1,182 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,638,000 | 2,045 |
| Total interest expense | $2,056,000 | 2,105 |
| Net interest income | $5,582,000 | 1,984 |
| Provision for loan and lease losses | $762,000 | 2,259 |
| Total noninterest income | $414,000 | 3,574 |
| Gross Fiduciary activities income | $86,000 | 786 |
| Service charges on deposit accounts | $182,000 | 3,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $146,000 | 4,016 |
| Total noninterest expense | $3,301,000 | 2,873 |
| Salaries and employee benefits | $2,030,000 | 2,403 |
| Premises and equipment expense | $312,000 | 3,696 |
| Additional noninterest expense | $959,000 | 3,313 |
| Pre-tax net operating income | $1,933,000 | 1,344 |
| Securities gains (losses) | $120,000 | 1,301 |
| Applicable income taxes | $66,000 | 3,110 |
| Income before extraordinary items | $1,987,000 | 1,126 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,987,000 | 1,126 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,987,000 | 1,127 |
| Net charge-offs | $362,000 | 2,835 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,870,600 | 1,151 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 2,132 |
| Total interest expense | $993,000 | 2,272 |
| Net interest income | $2,751,000 | 2,033 |
| Provision for loan and lease losses | $411,000 | 2,039 |
| Total noninterest income | $272,000 | 3,051 |
| Gross Fiduciary activities income | $43,000 | 797 |
| Service charges on deposit accounts | $90,000 | 3,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $139,000 | 2,979 |
| Total noninterest expense | $1,641,000 | 2,904 |
| Salaries and employee benefits | $1,044,000 | 2,363 |
| Premises and equipment expense | $161,000 | 3,699 |
| Additional noninterest expense | $436,000 | 3,572 |
| Pre-tax net operating income | $971,000 | 1,339 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $35,000 | 3,059 |
| Income before extraordinary items | $936,000 | 1,168 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $936,000 | 1,170 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $936,000 | 1,170 |
| Net charge-offs | $211,000 | 2,369 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $936,000 | 1,139 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,672,000 | 2,446 |
| Total interest expense | $4,196,000 | 2,631 |
| Net interest income | $9,476,000 | 2,304 |
| Provision for loan and lease losses | $1,933,000 | 2,520 |
| Total noninterest income | $1,083,000 | 3,189 |
| Gross Fiduciary activities income | $11,000 | 1,169 |
| Service charges on deposit accounts | $424,000 | 3,222 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $648,000 | 2,785 |
| Total noninterest expense | $5,893,000 | 3,220 |
| Salaries and employee benefits | $3,440,000 | 2,830 |
| Premises and equipment expense | $428,000 | 4,811 |
| Additional noninterest expense | $2,025,000 | 3,282 |
| Pre-tax net operating income | $2,733,000 | 1,461 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $115,000 | 2,789 |
| Income before extraordinary items | $2,618,000 | 1,283 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,618,000 | 1,283 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,618,000 | 1,282 |
| Net charge-offs | $1,533,000 | 2,347 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,618,000 | 1,265 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,034,000 | 2,526 |
| Total interest expense | $3,188,000 | 2,707 |
| Net interest income | $6,846,000 | 2,386 |
| Provision for loan and lease losses | $1,223,000 | 2,496 |
| Total noninterest income | $834,000 | 3,183 |
| Gross Fiduciary activities income | $10,000 | 1,116 |
| Service charges on deposit accounts | $312,000 | 3,268 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $512,000 | 2,774 |
| Total noninterest expense | $4,288,000 | 3,308 |
| Salaries and employee benefits | $2,519,000 | 2,927 |
| Premises and equipment expense | $373,000 | 4,431 |
| Additional noninterest expense | $1,396,000 | 3,456 |
| Pre-tax net operating income | $2,169,000 | 1,494 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $93,000 | 2,926 |
| Income before extraordinary items | $2,076,000 | 1,287 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,076,000 | 1,286 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,076,000 | 1,287 |
| Net charge-offs | $823,000 | 2,434 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,076,000 | 1,259 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 2,627 |
| Total interest expense | $2,153,000 | 2,790 |
| Net interest income | $4,341,000 | 2,488 |
| Provision for loan and lease losses | $674,000 | 2,542 |
| Total noninterest income | $596,000 | 3,056 |
| Gross Fiduciary activities income | $10,000 | 1,074 |
| Service charges on deposit accounts | $201,000 | 3,303 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $385,000 | 2,608 |
| Total noninterest expense | $2,740,000 | 3,466 |
| Salaries and employee benefits | $1,621,000 | 3,047 |
| Premises and equipment expense | $245,000 | 4,511 |
| Additional noninterest expense | $874,000 | 3,636 |
| Pre-tax net operating income | $1,523,000 | 1,506 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $51,000 | 3,143 |
| Income before extraordinary items | $1,472,000 | 1,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,472,000 | 1,283 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,472,000 | 1,284 |
| Net charge-offs | $374,000 | 2,684 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,472,000 | 1,241 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 2,736 |
| Total interest expense | $1,113,000 | 2,807 |
| Net interest income | $2,025,000 | 2,679 |
| Provision for loan and lease losses | $258,000 | 2,524 |
| Total noninterest income | $281,000 | 3,140 |
| Gross Fiduciary activities income | $7,000 | 1,026 |
| Service charges on deposit accounts | $96,000 | 3,335 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $178,000 | 2,666 |
| Total noninterest expense | $1,292,000 | 3,549 |
| Salaries and employee benefits | $771,000 | 3,201 |
| Premises and equipment expense | $127,000 | 4,475 |
| Additional noninterest expense | $394,000 | 3,615 |
| Pre-tax net operating income | $756,000 | 1,694 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $22,000 | 3,499 |
| Income before extraordinary items | $734,000 | 1,481 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $734,000 | 1,483 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $734,000 | 1,483 |
| Net charge-offs | $253,000 | 1,942 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $734,000 | 1,399 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,307,000 | 3,195 |
| Total interest expense | $4,790,000 | 3,076 |
| Net interest income | $6,517,000 | 3,256 |
| Provision for loan and lease losses | $539,000 | 3,699 |
| Total noninterest income | $802,000 | 3,872 |
| Gross Fiduciary activities income | $15,000 | 1,152 |
| Service charges on deposit accounts | $375,000 | 3,585 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $412,000 | 3,532 |
| Total noninterest expense | $4,908,000 | 3,623 |
| Salaries and employee benefits | $2,878,000 | 3,371 |
| Premises and equipment expense | $473,000 | 4,610 |
| Additional noninterest expense | $1,557,000 | 3,525 |
| Pre-tax net operating income | $1,872,000 | 2,586 |
| Securities gains (losses) | $-7,000 | 6,991 |
| Applicable income taxes | $84,000 | 3,524 |
| Income before extraordinary items | $1,781,000 | 2,215 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,781,000 | 2,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 2,986 |
| Cash dividends | $500,000 | 3,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,787,650 | 2,331 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,240,000 | 3,343 |
| Total interest expense | $3,642,000 | 3,139 |
| Net interest income | $4,598,000 | 3,445 |
| Provision for loan and lease losses | $342,000 | 3,333 |
| Total noninterest income | $621,000 | 3,897 |
| Gross Fiduciary activities income | $15,000 | 1,088 |
| Service charges on deposit accounts | $280,000 | 3,619 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $326,000 | 3,545 |
| Total noninterest expense | $3,551,000 | 3,710 |
| Salaries and employee benefits | $2,108,000 | 3,471 |
| Premises and equipment expense | $354,000 | 4,627 |
| Additional noninterest expense | $1,089,000 | 3,640 |
| Pre-tax net operating income | $1,326,000 | 3,099 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $49,000 | 4,108 |
| Income before extraordinary items | $1,277,000 | 2,636 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,277,000 | 2,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,803 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,277,000 | 2,772 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,399,000 | 3,435 |
| Total interest expense | $2,517,000 | 3,166 |
| Net interest income | $2,882,000 | 3,599 |
| Provision for loan and lease losses | $248,000 | 2,824 |
| Total noninterest income | $422,000 | 3,907 |
| Gross Fiduciary activities income | $15,000 | 1,057 |
| Service charges on deposit accounts | $176,000 | 3,741 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $231,000 | 3,489 |
| Total noninterest expense | $2,335,000 | 3,775 |
| Salaries and employee benefits | $1,369,000 | 3,582 |
| Premises and equipment expense | $242,000 | 4,602 |
| Additional noninterest expense | $724,000 | 3,624 |
| Pre-tax net operating income | $721,000 | 3,648 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $27,000 | 4,494 |
| Income before extraordinary items | $694,000 | 3,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $694,000 | 3,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,584 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $694,000 | 3,279 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,809,000 | 3,412 |
| Total interest expense | $1,322,000 | 3,204 |
| Net interest income | $1,487,000 | 3,506 |
| Provision for loan and lease losses | $170,000 | 1,988 |
| Total noninterest income | $204,000 | 3,967 |
| Gross Fiduciary activities income | $7,000 | 1,068 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $122,000 | 3,415 |
| Total noninterest expense | $1,088,000 | 3,988 |
| Salaries and employee benefits | $661,000 | 3,698 |
| Premises and equipment expense | $142,000 | 4,150 |
| Additional noninterest expense | $285,000 | 4,274 |
| Pre-tax net operating income | $433,000 | 3,365 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $11,000 | 4,747 |
| Income before extraordinary items | $422,000 | 3,079 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $422,000 | 3,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,659 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $422,000 | 2,998 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,505,000 | 3,653 |
| Total interest expense | $5,196,000 | 3,371 |
| Net interest income | $5,309,000 | 3,818 |
| Provision for loan and lease losses | $543,000 | 2,211 |
| Total noninterest income | $635,000 | 4,516 |
| Gross Fiduciary activities income | $8,000 | 1,284 |
| Service charges on deposit accounts | $328,000 | 3,911 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $299,000 | 4,250 |
| Total noninterest expense | $3,869,000 | 4,227 |
| Salaries and employee benefits | $2,303,000 | 3,944 |
| Premises and equipment expense | $440,000 | 4,750 |
| Additional noninterest expense | $1,126,000 | 4,253 |
| Pre-tax net operating income | $1,532,000 | 3,866 |
| Securities gains (losses) | $-24,000 | 7,800 |
| Applicable income taxes | $69,000 | 4,743 |
| Income before extraordinary items | $1,439,000 | 3,538 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,439,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 2,119 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,461,800 | 3,493 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,703,000 | 3,708 |
| Total interest expense | $3,833,000 | 3,416 |
| Net interest income | $3,870,000 | 3,909 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $449,000 | 4,646 |
| Gross Fiduciary activities income | $8,000 | 1,213 |
| Service charges on deposit accounts | $240,000 | 3,953 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $201,000 | 4,475 |
| Total noninterest expense | $2,882,000 | 4,208 |
| Salaries and employee benefits | $1,729,000 | 3,939 |
| Premises and equipment expense | $366,000 | 4,422 |
| Additional noninterest expense | $787,000 | 4,417 |
| Pre-tax net operating income | $1,137,000 | 4,071 |
| Securities gains (losses) | $-24,000 | 8,008 |
| Applicable income taxes | $59,000 | 4,842 |
| Income before extraordinary items | $1,054,000 | 3,766 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,054,000 | 3,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,325 |
| Cash dividends | $850,000 | 2,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,076,800 | 3,700 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 3,794 |
| Total interest expense | $2,474,000 | 3,482 |
| Net interest income | $2,518,000 | 4,004 |
| Provision for loan and lease losses | $203,000 | 2,139 |
| Total noninterest income | $276,000 | 4,847 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $140,000 | 4,239 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $135,000 | 4,518 |
| Total noninterest expense | $1,829,000 | 4,393 |
| Salaries and employee benefits | $1,128,000 | 4,033 |
| Premises and equipment expense | $241,000 | 4,484 |
| Additional noninterest expense | $460,000 | 4,846 |
| Pre-tax net operating income | $762,000 | 4,131 |
| Securities gains (losses) | $-24,000 | 8,169 |
| Applicable income taxes | $39,000 | 4,945 |
| Income before extraordinary items | $699,000 | 3,820 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $699,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,176 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $721,800 | 3,735 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 3,889 |
| Total interest expense | $1,182,000 | 3,572 |
| Net interest income | $1,216,000 | 4,108 |
| Provision for loan and lease losses | $86,000 | 2,275 |
| Total noninterest income | $140,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $70,000 | 4,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $70,000 | 4,459 |
| Total noninterest expense | $872,000 | 4,531 |
| Salaries and employee benefits | $555,000 | 4,108 |
| Premises and equipment expense | $112,000 | 4,711 |
| Additional noninterest expense | $205,000 | 5,190 |
| Pre-tax net operating income | $398,000 | 4,005 |
| Securities gains (losses) | $-24,000 | 8,397 |
| Applicable income taxes | $16,000 | 5,054 |
| Income before extraordinary items | $358,000 | 3,762 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $358,000 | 3,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $350,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $381,040 | 3,591 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,798,000 | 3,937 |
| Total interest expense | $4,228,000 | 3,457 |
| Net interest income | $4,570,000 | 4,300 |
| Provision for loan and lease losses | $273,000 | 2,954 |
| Total noninterest income | $610,000 | 4,689 |
| Gross Fiduciary activities income | $21,000 | 1,164 |
| Service charges on deposit accounts | $354,000 | 3,794 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $235,000 | 4,800 |
| Total noninterest expense | $3,587,000 | 4,323 |
| Salaries and employee benefits | $2,125,000 | 4,086 |
| Premises and equipment expense | $356,000 | 5,285 |
| Additional noninterest expense | $1,106,000 | 4,193 |
| Pre-tax net operating income | $1,320,000 | 4,573 |
| Securities gains (losses) | $-40,000 | 7,853 |
| Applicable income taxes | $15,000 | 6,025 |
| Income before extraordinary items | $1,265,000 | 4,173 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,265,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,391 |
| Cash dividends | $1,100,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,304,600 | 4,064 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,488,000 | 3,955 |
| Total interest expense | $3,089,000 | 3,431 |
| Net interest income | $3,399,000 | 4,351 |
| Provision for loan and lease losses | $195,000 | 2,911 |
| Total noninterest income | $462,000 | 4,697 |
| Gross Fiduciary activities income | $14,000 | 1,157 |
| Service charges on deposit accounts | $271,000 | 3,778 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 4,797 |
| Total noninterest expense | $2,715,000 | 4,272 |
| Salaries and employee benefits | $1,596,000 | 4,063 |
| Premises and equipment expense | $318,000 | 4,742 |
| Additional noninterest expense | $801,000 | 4,258 |
| Pre-tax net operating income | $951,000 | 4,823 |
| Securities gains (losses) | $-28,000 | 7,963 |
| Applicable income taxes | $52,000 | 5,422 |
| Income before extraordinary items | $871,000 | 4,498 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $871,000 | 4,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,061 |
| Cash dividends | $850,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $897,320 | 4,419 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 4,006 |
| Total interest expense | $1,910,000 | 3,508 |
| Net interest income | $2,263,000 | 4,354 |
| Provision for loan and lease losses | $139,000 | 2,783 |
| Total noninterest income | $288,000 | 4,846 |
| Gross Fiduciary activities income | $6,000 | 1,233 |
| Service charges on deposit accounts | $173,000 | 3,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 4,945 |
| Total noninterest expense | $1,750,000 | 4,397 |
| Salaries and employee benefits | $1,054,000 | 4,109 |
| Premises and equipment expense | $201,000 | 4,913 |
| Additional noninterest expense | $495,000 | 4,518 |
| Pre-tax net operating income | $662,000 | 4,748 |
| Securities gains (losses) | $-28,000 | 8,198 |
| Applicable income taxes | $35,000 | 5,474 |
| Income before extraordinary items | $599,000 | 4,448 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $599,000 | 4,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,844 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $625,320 | 4,330 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 4,105 |
| Total interest expense | $855,000 | 3,660 |
| Net interest income | $1,128,000 | 4,346 |
| Provision for loan and lease losses | $77,000 | 2,375 |
| Total noninterest income | $137,000 | 4,883 |
| Gross Fiduciary activities income | $6,000 | 1,135 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 4,969 |
| Total noninterest expense | $853,000 | 4,489 |
| Salaries and employee benefits | $524,000 | 4,160 |
| Premises and equipment expense | $93,000 | 5,175 |
| Additional noninterest expense | $236,000 | 4,637 |
| Pre-tax net operating income | $335,000 | 4,689 |
| Securities gains (losses) | $-10,000 | 8,238 |
| Applicable income taxes | $18,000 | 5,421 |
| Income before extraordinary items | $307,000 | 4,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 4,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 1,941 |
| Cash dividends | $350,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $316,400 | 4,266 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 4,193 |
| Total interest expense | $2,643,000 | 3,674 |
| Net interest income | $4,261,000 | 4,433 |
| Provision for loan and lease losses | $284,000 | 2,953 |
| Total noninterest income | $441,000 | 5,511 |
| Gross Fiduciary activities income | $1,000 | 1,485 |
| Service charges on deposit accounts | $230,000 | 4,750 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $210,000 | 5,063 |
| Total noninterest expense | $3,056,000 | 4,705 |
| Salaries and employee benefits | $1,832,000 | 4,411 |
| Premises and equipment expense | $315,000 | 5,589 |
| Additional noninterest expense | $909,000 | 4,734 |
| Pre-tax net operating income | $1,362,000 | 4,615 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $62,000 | 5,721 |
| Income before extraordinary items | $1,305,000 | 4,137 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,305,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,411 |
| Cash dividends | $1,400,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,300,250 | 4,124 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,939,000 | 4,282 |
| Total interest expense | $1,861,000 | 3,704 |
| Net interest income | $3,078,000 | 4,552 |
| Provision for loan and lease losses | $170,000 | 3,297 |
| Total noninterest income | $323,000 | 5,602 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $162,000 | 4,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $160,000 | 5,073 |
| Total noninterest expense | $2,268,000 | 4,712 |
| Salaries and employee benefits | $1,389,000 | 4,344 |
| Premises and equipment expense | $228,000 | 5,699 |
| Additional noninterest expense | $651,000 | 4,856 |
| Pre-tax net operating income | $963,000 | 4,872 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $55,000 | 5,729 |
| Income before extraordinary items | $913,000 | 4,420 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $913,000 | 4,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,367 |
| Cash dividends | $1,100,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $908,300 | 4,394 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 4,397 |
| Total interest expense | $1,121,000 | 3,810 |
| Net interest income | $1,993,000 | 4,624 |
| Provision for loan and lease losses | $76,000 | 3,807 |
| Total noninterest income | $203,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $101,000 | 5,011 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $102,000 | 5,146 |
| Total noninterest expense | $1,508,000 | 4,710 |
| Salaries and employee benefits | $917,000 | 4,351 |
| Premises and equipment expense | $149,000 | 5,729 |
| Additional noninterest expense | $442,000 | 4,787 |
| Pre-tax net operating income | $612,000 | 4,967 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $53,000 | 5,468 |
| Income before extraordinary items | $564,000 | 4,579 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $564,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 2,418 |
| Cash dividends | $850,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $559,450 | 4,551 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 4,605 |
| Total interest expense | $501,000 | 4,021 |
| Net interest income | $937,000 | 4,834 |
| Provision for loan and lease losses | $24,000 | 4,451 |
| Total noninterest income | $107,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $719,000 | 4,901 |
| Salaries and employee benefits | $446,000 | 4,475 |
| Premises and equipment expense | $75,000 | 5,744 |
| Additional noninterest expense | $198,000 | 5,114 |
| Pre-tax net operating income | $301,000 | 4,987 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $28,000 | 5,369 |
| Income before extraordinary items | $278,000 | 4,581 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $278,000 | 4,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $250,000 | 1,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $273,450 | 4,586 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 4,003 |
| Total interest expense | $1,862,000 | 3,861 |
| Net interest income | $4,667,000 | 4,013 |
| Provision for loan and lease losses | $424,000 | 2,261 |
| Total noninterest income | $2,067,000 | 2,151 |
| Gross Fiduciary activities income | $1,000 | 1,536 |
| Service charges on deposit accounts | $293,000 | 4,369 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,773,000 | 1,449 |
| Total noninterest expense | $3,173,000 | 4,477 |
| Salaries and employee benefits | $1,839,000 | 4,266 |
| Premises and equipment expense | $374,000 | 4,988 |
| Additional noninterest expense | $960,000 | 4,498 |
| Pre-tax net operating income | $3,137,000 | 2,493 |
| Securities gains (losses) | $33,000 | 2,039 |
| Applicable income taxes | $250,000 | 4,456 |
| Income before extraordinary items | $2,920,000 | 2,127 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,920,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 1,283 |
| Cash dividends | $1,050,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,889,640 | 2,103 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 3,956 |
| Total interest expense | $1,398,000 | 3,814 |
| Net interest income | $3,561,000 | 3,950 |
| Provision for loan and lease losses | $325,000 | 2,112 |
| Total noninterest income | $387,000 | 5,211 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $225,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $161,000 | 4,960 |
| Total noninterest expense | $2,433,000 | 4,401 |
| Salaries and employee benefits | $1,451,000 | 4,062 |
| Premises and equipment expense | $330,000 | 4,470 |
| Additional noninterest expense | $652,000 | 4,768 |
| Pre-tax net operating income | $1,190,000 | 4,174 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $68,000 | 5,736 |
| Income before extraordinary items | $1,122,000 | 3,714 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,122,000 | 3,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 1,444 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,122,000 | 3,636 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,265,000 | 4,000 |
| Total interest expense | $926,000 | 3,837 |
| Net interest income | $2,339,000 | 3,987 |
| Provision for loan and lease losses | $166,000 | 2,545 |
| Total noninterest income | $249,000 | 5,299 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $143,000 | 4,443 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $105,000 | 5,079 |
| Total noninterest expense | $1,634,000 | 4,397 |
| Salaries and employee benefits | $956,000 | 4,117 |
| Premises and equipment expense | $217,000 | 4,509 |
| Additional noninterest expense | $461,000 | 4,600 |
| Pre-tax net operating income | $788,000 | 4,151 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $45,000 | 5,735 |
| Income before extraordinary items | $738,000 | 3,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $738,000 | 3,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 1,613 |
| Cash dividends | $550,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $742,700 | 3,633 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 4,009 |
| Total interest expense | $478,000 | 3,783 |
| Net interest income | $1,150,000 | 4,031 |
| Provision for loan and lease losses | $74,000 | 2,718 |
| Total noninterest income | $119,000 | 5,364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $53,000 | 5,009 |
| Total noninterest expense | $834,000 | 4,353 |
| Salaries and employee benefits | $502,000 | 3,991 |
| Premises and equipment expense | $101,000 | 4,760 |
| Additional noninterest expense | $231,000 | 4,582 |
| Pre-tax net operating income | $361,000 | 4,343 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $23,000 | 5,671 |
| Income before extraordinary items | $338,000 | 3,941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $338,000 | 3,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,783 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $338,000 | 3,814 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,019,000 | 3,817 |
| Total interest expense | $2,398,000 | 3,446 |
| Net interest income | $4,621,000 | 3,922 |
| Provision for loan and lease losses | $761,000 | 1,525 |
| Total noninterest income | $689,000 | 4,595 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $313,000 | 4,198 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $375,000 | 4,089 |
| Total noninterest expense | $3,120,000 | 4,491 |
| Salaries and employee benefits | $1,700,000 | 4,442 |
| Premises and equipment expense | $331,000 | 5,355 |
| Additional noninterest expense | $1,089,000 | 4,005 |
| Pre-tax net operating income | $1,429,000 | 4,247 |
| Securities gains (losses) | $87,000 | 2,013 |
| Applicable income taxes | $89,000 | 5,838 |
| Income before extraordinary items | $1,427,000 | 3,678 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,427,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $561,000 | 1,472 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,345,220 | 3,673 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 3,837 |
| Total interest expense | $1,837,000 | 3,505 |
| Net interest income | $3,473,000 | 3,927 |
| Provision for loan and lease losses | $635,000 | 1,339 |
| Total noninterest income | $543,000 | 4,502 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $232,000 | 4,245 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $310,000 | 3,980 |
| Total noninterest expense | $2,391,000 | 4,403 |
| Salaries and employee benefits | $1,307,000 | 4,353 |
| Premises and equipment expense | $310,000 | 4,612 |
| Additional noninterest expense | $774,000 | 4,153 |
| Pre-tax net operating income | $990,000 | 4,565 |
| Securities gains (losses) | $63,000 | 2,122 |
| Applicable income taxes | $66,000 | 5,975 |
| Income before extraordinary items | $987,000 | 4,013 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $987,000 | 4,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $513,000 | 1,139 |
| Cash dividends | $400,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $927,780 | 4,023 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 3,857 |
| Total interest expense | $1,239,000 | 3,572 |
| Net interest income | $2,300,000 | 3,959 |
| Provision for loan and lease losses | $221,000 | 2,334 |
| Total noninterest income | $344,000 | 4,628 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $157,000 | 4,177 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $186,000 | 4,163 |
| Total noninterest expense | $1,603,000 | 4,383 |
| Salaries and employee benefits | $857,000 | 4,404 |
| Premises and equipment expense | $202,000 | 4,671 |
| Additional noninterest expense | $544,000 | 3,984 |
| Pre-tax net operating income | $820,000 | 3,983 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $43,000 | 6,041 |
| Income before extraordinary items | $777,000 | 3,586 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $777,000 | 3,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,920 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $777,000 | 3,389 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,745,000 | 3,934 |
| Total interest expense | $635,000 | 3,586 |
| Net interest income | $1,110,000 | 4,075 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $158,000 | 4,761 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 4,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $811,000 | 4,323 |
| Salaries and employee benefits | $422,000 | 4,452 |
| Premises and equipment expense | $97,000 | 4,800 |
| Additional noninterest expense | $292,000 | 3,731 |
| Pre-tax net operating income | $367,000 | 4,257 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $348,000 | 3,821 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $348,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $348,000 | 3,639 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,734,000 | 4,181 |
| Total interest expense | $2,510,000 | 4,084 |
| Net interest income | $4,224,000 | 4,179 |
| Provision for loan and lease losses | $417,000 | 2,754 |
| Total noninterest income | $549,000 | 4,963 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $347,000 | 3,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 5,001 |
| Total noninterest expense | $3,095,000 | 4,358 |
| Salaries and employee benefits | $1,635,000 | 4,388 |
| Premises and equipment expense | $418,000 | 4,491 |
| Additional noninterest expense | $1,042,000 | 4,043 |
| Pre-tax net operating income | $1,261,000 | 4,579 |
| Securities gains (losses) | $126,000 | 1,543 |
| Applicable income taxes | $50,000 | 6,530 |
| Income before extraordinary items | $1,337,000 | 3,813 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,337,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 3,089 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,216,040 | 3,946 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,616,000 | 4,609 |
| Total interest expense | $3,001,000 | 4,730 |
| Net interest income | $3,615,000 | 4,463 |
| Provision for loan and lease losses | $130,000 | 5,052 |
| Total noninterest income | $590,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $345,000 | 3,802 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $245,000 | 4,522 |
| Total noninterest expense | $2,946,000 | 4,394 |
| Salaries and employee benefits | $1,536,000 | 4,432 |
| Premises and equipment expense | $485,000 | 3,989 |
| Additional noninterest expense | $925,000 | 4,315 |
| Pre-tax net operating income | $1,129,000 | 4,584 |
| Securities gains (losses) | $98,000 | 1,760 |
| Applicable income taxes | $80,000 | 6,264 |
| Income before extraordinary items | $1,147,000 | 3,919 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,147,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,883 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,055,860 | 4,021 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,530,000 | 4,824 |
| Total interest expense | $2,986,000 | 4,944 |
| Net interest income | $3,544,000 | 4,572 |
| Provision for loan and lease losses | $294,000 | 2,926 |
| Total noninterest income | $563,000 | 4,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,482 |
| Total noninterest expense | $2,704,000 | 4,589 |
| Salaries and employee benefits | $1,402,000 | 4,613 |
| Premises and equipment expense | $373,000 | 4,729 |
| Additional noninterest expense | $929,000 | 4,238 |
| Pre-tax net operating income | $1,109,000 | 4,971 |
| Securities gains (losses) | $-8,000 | 8,215 |
| Applicable income taxes | $96,000 | 6,557 |
| Income before extraordinary items | $1,005,000 | 4,375 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,005,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,776 |
| Cash dividends | $620,000 | 3,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,012,280 | 4,349 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 5,243 |
| Total interest expense | $2,358,000 | 5,412 |
| Net interest income | $3,131,000 | 5,004 |
| Provision for loan and lease losses | $289,000 | 2,764 |
| Total noninterest income | $539,000 | 4,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,531 |
| Total noninterest expense | $2,691,000 | 4,610 |
| Salaries and employee benefits | $1,396,000 | 4,598 |
| Premises and equipment expense | $407,000 | 4,469 |
| Additional noninterest expense | $888,000 | 4,428 |
| Pre-tax net operating income | $690,000 | 6,353 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $55,000 | 7,567 |
| Income before extraordinary items | $630,000 | 5,757 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $630,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,604 |
| Cash dividends | $364,000 | 4,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $634,600 | 5,709 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,169,000 | 5,553 |
| Total interest expense | $2,248,000 | 5,750 |
| Net interest income | $2,921,000 | 5,229 |
| Provision for loan and lease losses | $229,000 | 3,239 |
| Total noninterest income | $574,000 | 4,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 3,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,394 |
| Total noninterest expense | $2,472,000 | 4,813 |
| Salaries and employee benefits | $1,310,000 | 4,731 |
| Premises and equipment expense | $410,000 | 4,344 |
| Additional noninterest expense | $752,000 | 4,885 |
| Pre-tax net operating income | $794,000 | 6,122 |
| Securities gains (losses) | $46,000 | 1,806 |
| Applicable income taxes | $54,000 | 8,266 |
| Income before extraordinary items | $786,000 | 5,246 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $786,000 | 5,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,996 |
| Cash dividends | $520,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $742,760 | 5,322 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 6,090 |
| Total interest expense | $1,989,000 | 6,288 |
| Net interest income | $2,657,000 | 5,814 |
| Provision for loan and lease losses | $199,000 | 3,482 |
| Total noninterest income | $382,000 | 5,879 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 4,932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,635 |
| Total noninterest expense | $2,192,000 | 5,306 |
| Salaries and employee benefits | $1,185,000 | 5,159 |
| Premises and equipment expense | $324,000 | 5,177 |
| Additional noninterest expense | $683,000 | 5,318 |
| Pre-tax net operating income | $648,000 | 7,212 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $112,000 | 8,208 |
| Income before extraordinary items | $538,000 | 6,751 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $538,000 | 6,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,774 |
| Cash dividends | $305,000 | 4,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $536,340 | 6,707 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 6,503 |
| Total interest expense | $1,970,000 | 6,464 |
| Net interest income | $2,402,000 | 6,383 |
| Provision for loan and lease losses | $59,000 | 6,328 |
| Total noninterest income | $360,000 | 6,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 6,112 |
| Total noninterest expense | $1,893,000 | 6,178 |
| Salaries and employee benefits | $1,052,000 | 5,787 |
| Premises and equipment expense | $275,000 | 5,903 |
| Additional noninterest expense | $566,000 | 6,572 |
| Pre-tax net operating income | $810,000 | 6,463 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $246,000 | 6,504 |
| Income before extraordinary items | $554,000 | 6,536 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $554,000 | 6,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $299,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $-139,000 | 11,365 |
| Net operating income | $560,900 | 6,431 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 6,943 |
| Total interest expense | $1,776,000 | 6,958 |
| Net interest income | $2,262,000 | 6,761 |
| Provision for loan and lease losses | $69,000 | 5,466 |
| Total noninterest income | $632,000 | 4,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 5,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 3,372 |
| Total noninterest expense | $1,955,000 | 6,095 |
| Salaries and employee benefits | $998,000 | 6,085 |
| Premises and equipment expense | $208,000 | 7,042 |
| Additional noninterest expense | $749,000 | 5,533 |
| Pre-tax net operating income | $870,000 | 6,557 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $290,000 | 6,141 |
| Income before extraordinary items | $579,000 | 6,735 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $579,000 | 6,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,677 |
| Cash dividends | $236,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $579,670 | 6,720 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 8,670 |
| Total interest expense | $1,083,000 | 8,345 |
| Net interest income | $1,553,000 | 8,727 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $484,000 | 5,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 3,739 |
| Total noninterest expense | $1,430,000 | 7,822 |
| Salaries and employee benefits | $780,000 | 7,316 |
| Premises and equipment expense | $154,000 | 8,443 |
| Additional noninterest expense | $496,000 | 7,886 |
| Pre-tax net operating income | $487,000 | 8,748 |
| Securities gains (losses) | $-30,000 | 10,653 |
| Applicable income taxes | $123,000 | 8,863 |
| Income before extraordinary items | $334,000 | 8,783 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $334,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,552 |
| Cash dividends | $192,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $903,000 | 453 |
| Net operating income | $355,900 | 8,644 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 9,437 |
| Total interest expense | $977,000 | 9,219 |
| Net interest income | $1,391,000 | 9,444 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $396,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,756 |
| Total noninterest expense | $1,271,000 | 8,616 |
| Salaries and employee benefits | $684,000 | 8,106 |
| Premises and equipment expense | $145,000 | 9,044 |
| Additional noninterest expense | $442,000 | 8,801 |
| Pre-tax net operating income | $495,000 | 8,686 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $160,000 | 8,417 |
| Income before extraordinary items | $335,000 | 9,085 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $335,000 | 9,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 5,035 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $335,000 | 8,833 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 9,907 |
| Total interest expense | $1,146,000 | 9,802 |
| Net interest income | $1,362,000 | 9,762 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $473,000 | 5,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 3,946 |
| Total noninterest expense | $1,338,000 | 8,529 |
| Salaries and employee benefits | $671,000 | 8,213 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $540,000 | 8,084 |
| Pre-tax net operating income | $457,000 | 8,734 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $139,000 | 8,913 |
| Income before extraordinary items | $318,000 | 9,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $318,000 | 9,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $162,000 | 5,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $318,000 | 8,703 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.