Home > Farmers-Merchants National Bank of Paxton > Income and Expense
Farmers-Merchants National Bank of Paxton, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,666,000 | 4,331 |
| Total interest expense | $231,000 | 4,468 |
| Net interest income | $2,435,000 | 4,249 |
| Provision for loan and lease losses | $-170,000 | 5,319 |
| Total noninterest income | $700,000 | 2,969 |
| Gross Fiduciary activities income | $5,000 | 955 |
| Service charges on deposit accounts | $161,000 | 3,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $534,000 | 2,667 |
| Total noninterest expense | $1,908,000 | 4,266 |
| Salaries and employee benefits | $1,116,000 | 4,198 |
| Premises and equipment expense | $119,000 | 4,788 |
| Additional noninterest expense | $673,000 | 4,086 |
| Pre-tax net operating income | $1,397,000 | 3,282 |
| Securities gains (losses) | $51,000 | 416 |
| Applicable income taxes | $250,000 | 2,362 |
| Income before extraordinary items | $1,198,000 | 3,320 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,198,000 | 3,319 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,198,000 | 3,319 |
| Net charge-offs | $22,000 | 2,660 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,155,670 | 3,380 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 4,383 |
| Total interest expense | $152,000 | 4,451 |
| Net interest income | $1,580,000 | 4,312 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $538,000 | 2,783 |
| Gross Fiduciary activities income | $5,000 | 939 |
| Service charges on deposit accounts | $105,000 | 3,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $428,000 | 2,441 |
| Total noninterest expense | $1,306,000 | 4,251 |
| Salaries and employee benefits | $736,000 | 4,252 |
| Premises and equipment expense | $73,000 | 4,897 |
| Additional noninterest expense | $497,000 | 3,962 |
| Pre-tax net operating income | $812,000 | 3,455 |
| Securities gains (losses) | $52,000 | 335 |
| Applicable income taxes | $171,000 | 2,334 |
| Income before extraordinary items | $693,000 | 3,520 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $693,000 | 3,519 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $693,000 | 3,519 |
| Net charge-offs | $22,000 | 2,198 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $651,400 | 3,599 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 4,452 |
| Total interest expense | $74,000 | 4,469 |
| Net interest income | $766,000 | 4,394 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $171,000 | 3,388 |
| Gross Fiduciary activities income | $2,000 | 930 |
| Service charges on deposit accounts | $44,000 | 3,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 3,069 |
| Total noninterest expense | $636,000 | 4,340 |
| Salaries and employee benefits | $378,000 | 4,255 |
| Premises and equipment expense | $36,000 | 4,956 |
| Additional noninterest expense | $222,000 | 4,171 |
| Pre-tax net operating income | $301,000 | 3,855 |
| Securities gains (losses) | $39,000 | 254 |
| Applicable income taxes | $53,000 | 2,647 |
| Income before extraordinary items | $287,000 | 3,740 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $287,000 | 3,740 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $287,000 | 3,740 |
| Net charge-offs | $23,000 | 1,592 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $254,240 | 3,897 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 4,439 |
| Total interest expense | $269,000 | 4,525 |
| Net interest income | $3,096,000 | 4,376 |
| Provision for loan and lease losses | $38,000 | 3,695 |
| Total noninterest income | $541,000 | 3,836 |
| Gross Fiduciary activities income | $6,000 | 1,012 |
| Service charges on deposit accounts | $207,000 | 3,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 3,692 |
| Total noninterest expense | $2,539,000 | 4,391 |
| Salaries and employee benefits | $1,389,000 | 4,426 |
| Premises and equipment expense | $204,000 | 4,694 |
| Additional noninterest expense | $946,000 | 4,111 |
| Pre-tax net operating income | $1,060,000 | 4,000 |
| Securities gains (losses) | $93,000 | 649 |
| Applicable income taxes | $187,000 | 2,995 |
| Income before extraordinary items | $966,000 | 3,758 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $966,000 | 3,757 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $966,000 | 3,758 |
| Net charge-offs | $112,000 | 2,322 |
| Cash dividends | $750,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $887,880 | 3,856 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 4,469 |
| Total interest expense | $197,000 | 4,590 |
| Net interest income | $2,335,000 | 4,398 |
| Provision for loan and lease losses | $6,000 | 3,978 |
| Total noninterest income | $428,000 | 3,787 |
| Gross Fiduciary activities income | $6,000 | 977 |
| Service charges on deposit accounts | $157,000 | 3,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 3,627 |
| Total noninterest expense | $1,920,000 | 4,403 |
| Salaries and employee benefits | $1,062,000 | 4,408 |
| Premises and equipment expense | $156,000 | 4,707 |
| Additional noninterest expense | $702,000 | 4,140 |
| Pre-tax net operating income | $837,000 | 4,008 |
| Securities gains (losses) | $91,000 | 619 |
| Applicable income taxes | $115,000 | 3,089 |
| Income before extraordinary items | $813,000 | 3,822 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $813,000 | 3,820 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $813,000 | 3,822 |
| Net charge-offs | $81,000 | 2,095 |
| Cash dividends | $250,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $732,920 | 3,948 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 4,509 |
| Total interest expense | $126,000 | 4,642 |
| Net interest income | $1,535,000 | 4,450 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $282,000 | 3,819 |
| Gross Fiduciary activities income | $5,000 | 966 |
| Service charges on deposit accounts | $104,000 | 3,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 3,661 |
| Total noninterest expense | $1,293,000 | 4,419 |
| Salaries and employee benefits | $712,000 | 4,437 |
| Premises and equipment expense | $98,000 | 4,811 |
| Additional noninterest expense | $483,000 | 4,101 |
| Pre-tax net operating income | $524,000 | 4,068 |
| Securities gains (losses) | $60,000 | 592 |
| Applicable income taxes | $62,000 | 3,204 |
| Income before extraordinary items | $522,000 | 3,844 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $522,000 | 3,842 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $522,000 | 3,844 |
| Net charge-offs | $8,000 | 2,974 |
| Cash dividends | $250,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $468,600 | 3,960 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 4,570 |
| Total interest expense | $61,000 | 4,705 |
| Net interest income | $751,000 | 4,498 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $129,000 | 3,939 |
| Gross Fiduciary activities income | $2,000 | 961 |
| Service charges on deposit accounts | $43,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 3,703 |
| Total noninterest expense | $654,000 | 4,438 |
| Salaries and employee benefits | $365,000 | 4,439 |
| Premises and equipment expense | $51,000 | 4,805 |
| Additional noninterest expense | $238,000 | 4,145 |
| Pre-tax net operating income | $226,000 | 4,225 |
| Securities gains (losses) | $-7,000 | 5,619 |
| Applicable income taxes | $2,000 | 3,937 |
| Income before extraordinary items | $217,000 | 4,027 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $217,000 | 4,026 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $217,000 | 4,027 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $223,930 | 3,986 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 4,596 |
| Total interest expense | $242,000 | 4,757 |
| Net interest income | $2,984,000 | 4,528 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $653,000 | 3,689 |
| Gross Fiduciary activities income | $4,000 | 1,075 |
| Service charges on deposit accounts | $234,000 | 3,369 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $415,000 | 3,511 |
| Total noninterest expense | $2,533,000 | 4,534 |
| Salaries and employee benefits | $1,345,000 | 4,582 |
| Premises and equipment expense | $195,000 | 4,923 |
| Additional noninterest expense | $993,000 | 4,161 |
| Pre-tax net operating income | $1,104,000 | 3,943 |
| Securities gains (losses) | $43,000 | 1,936 |
| Applicable income taxes | $133,000 | 3,165 |
| Income before extraordinary items | $1,014,000 | 3,864 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,014,000 | 3,862 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,014,000 | 3,863 |
| Net charge-offs | $204,000 | 1,902 |
| Cash dividends | $950,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $976,160 | 3,864 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 4,651 |
| Total interest expense | $181,000 | 4,796 |
| Net interest income | $2,222,000 | 4,581 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $510,000 | 3,653 |
| Gross Fiduciary activities income | $4,000 | 1,030 |
| Service charges on deposit accounts | $180,000 | 3,342 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $326,000 | 3,455 |
| Total noninterest expense | $1,898,000 | 4,553 |
| Salaries and employee benefits | $1,024,000 | 4,573 |
| Premises and equipment expense | $139,000 | 5,008 |
| Additional noninterest expense | $735,000 | 4,212 |
| Pre-tax net operating income | $834,000 | 3,974 |
| Securities gains (losses) | $93,000 | 1,319 |
| Applicable income taxes | $130,000 | 3,077 |
| Income before extraordinary items | $797,000 | 3,853 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $797,000 | 3,851 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $797,000 | 3,853 |
| Net charge-offs | $124,000 | 1,877 |
| Cash dividends | $450,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $717,020 | 3,929 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,587,000 | 4,705 |
| Total interest expense | $122,000 | 4,822 |
| Net interest income | $1,465,000 | 4,638 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $371,000 | 3,511 |
| Gross Fiduciary activities income | $3,000 | 1,028 |
| Service charges on deposit accounts | $125,000 | 3,266 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $243,000 | 3,315 |
| Total noninterest expense | $1,276,000 | 4,585 |
| Salaries and employee benefits | $684,000 | 4,611 |
| Premises and equipment expense | $88,000 | 5,108 |
| Additional noninterest expense | $504,000 | 4,215 |
| Pre-tax net operating income | $560,000 | 3,996 |
| Securities gains (losses) | $26,000 | 1,814 |
| Applicable income taxes | $81,000 | 3,122 |
| Income before extraordinary items | $505,000 | 3,941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $505,000 | 3,939 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $505,000 | 3,940 |
| Net charge-offs | $90,000 | 1,717 |
| Cash dividends | $450,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $482,640 | 3,944 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $767,000 | 4,802 |
| Total interest expense | $60,000 | 4,887 |
| Net interest income | $707,000 | 4,729 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $211,000 | 3,281 |
| Gross Fiduciary activities income | $2,000 | 992 |
| Service charges on deposit accounts | $55,000 | 3,472 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $154,000 | 2,952 |
| Total noninterest expense | $640,000 | 4,607 |
| Salaries and employee benefits | $347,000 | 4,626 |
| Premises and equipment expense | $48,000 | 5,035 |
| Additional noninterest expense | $245,000 | 4,284 |
| Pre-tax net operating income | $278,000 | 3,979 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $35,000 | 3,188 |
| Income before extraordinary items | $249,000 | 3,929 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $249,000 | 3,926 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $249,000 | 3,927 |
| Net charge-offs | $94,000 | 1,057 |
| Cash dividends | $200,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $243,720 | 3,903 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 4,698 |
| Total interest expense | $232,000 | 4,982 |
| Net interest income | $3,051,000 | 4,599 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $587,000 | 3,935 |
| Gross Fiduciary activities income | $4,000 | 1,109 |
| Service charges on deposit accounts | $253,000 | 3,333 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $330,000 | 3,851 |
| Total noninterest expense | $2,448,000 | 4,729 |
| Salaries and employee benefits | $1,321,000 | 4,725 |
| Premises and equipment expense | $179,000 | 5,212 |
| Additional noninterest expense | $948,000 | 4,395 |
| Pre-tax net operating income | $1,190,000 | 3,848 |
| Securities gains (losses) | $187,000 | 786 |
| Applicable income taxes | $220,000 | 2,881 |
| Income before extraordinary items | $1,157,000 | 3,687 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,157,000 | 3,686 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,157,000 | 3,687 |
| Net charge-offs | $15,000 | 3,877 |
| Cash dividends | $750,000 | 2,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $999,920 | 3,885 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 4,806 |
| Total interest expense | $170,000 | 5,084 |
| Net interest income | $2,223,000 | 4,708 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $446,000 | 3,924 |
| Gross Fiduciary activities income | $3,000 | 1,083 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $252,000 | 3,855 |
| Total noninterest expense | $1,818,000 | 4,778 |
| Salaries and employee benefits | $981,000 | 4,778 |
| Premises and equipment expense | $134,000 | 5,279 |
| Additional noninterest expense | $703,000 | 4,435 |
| Pre-tax net operating income | $851,000 | 3,999 |
| Securities gains (losses) | $175,000 | 715 |
| Applicable income taxes | $162,000 | 2,969 |
| Income before extraordinary items | $864,000 | 3,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $864,000 | 3,751 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $864,000 | 3,752 |
| Net charge-offs | $17,000 | 3,431 |
| Cash dividends | $455,000 | 2,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $717,000 | 4,015 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 4,804 |
| Total interest expense | $112,000 | 5,156 |
| Net interest income | $1,514,000 | 4,708 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $272,000 | 4,097 |
| Gross Fiduciary activities income | $3,000 | 1,066 |
| Service charges on deposit accounts | $123,000 | 3,387 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,057 |
| Total noninterest expense | $1,221,000 | 4,823 |
| Salaries and employee benefits | $656,000 | 4,821 |
| Premises and equipment expense | $90,000 | 5,312 |
| Additional noninterest expense | $475,000 | 4,443 |
| Pre-tax net operating income | $565,000 | 4,003 |
| Securities gains (losses) | $155,000 | 632 |
| Applicable income taxes | $129,000 | 2,841 |
| Income before extraordinary items | $591,000 | 3,691 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $591,000 | 3,692 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $591,000 | 3,693 |
| Net charge-offs | $77,000 | 1,964 |
| Cash dividends | $455,000 | 2,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $463,900 | 4,033 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $792,000 | 4,880 |
| Total interest expense | $56,000 | 5,203 |
| Net interest income | $736,000 | 4,783 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $123,000 | 4,230 |
| Gross Fiduciary activities income | $2,000 | 1,036 |
| Service charges on deposit accounts | $51,000 | 3,672 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $70,000 | 4,101 |
| Total noninterest expense | $614,000 | 4,853 |
| Salaries and employee benefits | $336,000 | 4,818 |
| Premises and equipment expense | $41,000 | 5,464 |
| Additional noninterest expense | $237,000 | 4,471 |
| Pre-tax net operating income | $245,000 | 4,172 |
| Securities gains (losses) | $35,000 | 1,007 |
| Applicable income taxes | $37,000 | 3,210 |
| Income before extraordinary items | $243,000 | 3,998 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $243,000 | 4,003 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $243,000 | 4,002 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $200,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $212,550 | 4,114 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 4,821 |
| Total interest expense | $251,000 | 5,218 |
| Net interest income | $3,142,000 | 4,715 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $589,000 | 4,031 |
| Gross Fiduciary activities income | $5,000 | 1,119 |
| Service charges on deposit accounts | $275,000 | 3,374 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $309,000 | 3,981 |
| Total noninterest expense | $2,417,000 | 4,946 |
| Salaries and employee benefits | $1,236,000 | 5,023 |
| Premises and equipment expense | $193,000 | 5,406 |
| Additional noninterest expense | $988,000 | 4,468 |
| Pre-tax net operating income | $1,314,000 | 3,704 |
| Securities gains (losses) | $23,000 | 2,251 |
| Applicable income taxes | $281,000 | 2,698 |
| Income before extraordinary items | $1,056,000 | 3,869 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,056,000 | 3,869 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,056,000 | 3,870 |
| Net charge-offs | $231,000 | 2,313 |
| Cash dividends | $558,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,037,830 | 3,844 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 4,855 |
| Total interest expense | $193,000 | 5,261 |
| Net interest income | $2,369,000 | 4,754 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $453,000 | 4,022 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $214,000 | 3,339 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $236,000 | 3,983 |
| Total noninterest expense | $1,831,000 | 4,968 |
| Salaries and employee benefits | $923,000 | 5,061 |
| Premises and equipment expense | $152,000 | 5,386 |
| Additional noninterest expense | $756,000 | 4,463 |
| Pre-tax net operating income | $991,000 | 3,776 |
| Securities gains (losses) | $23,000 | 1,945 |
| Applicable income taxes | $226,000 | 2,702 |
| Income before extraordinary items | $788,000 | 3,937 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $788,000 | 3,939 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $788,000 | 3,940 |
| Net charge-offs | $234,000 | 1,838 |
| Cash dividends | $292,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $770,060 | 3,918 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 4,845 |
| Total interest expense | $130,000 | 5,302 |
| Net interest income | $1,603,000 | 4,732 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $299,000 | 4,034 |
| Gross Fiduciary activities income | $3,000 | 1,080 |
| Service charges on deposit accounts | $149,000 | 3,239 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $147,000 | 4,062 |
| Total noninterest expense | $1,240,000 | 4,970 |
| Salaries and employee benefits | $631,000 | 5,052 |
| Premises and equipment expense | $106,000 | 5,360 |
| Additional noninterest expense | $503,000 | 4,472 |
| Pre-tax net operating income | $662,000 | 3,693 |
| Securities gains (losses) | $-3,000 | 6,148 |
| Applicable income taxes | $153,000 | 2,667 |
| Income before extraordinary items | $506,000 | 3,935 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $506,000 | 3,941 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $506,000 | 3,941 |
| Net charge-offs | $104,000 | 2,150 |
| Cash dividends | $292,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $508,310 | 3,874 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 4,897 |
| Total interest expense | $65,000 | 5,365 |
| Net interest income | $799,000 | 4,775 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $138,000 | 4,116 |
| Gross Fiduciary activities income | $2,000 | 1,051 |
| Service charges on deposit accounts | $60,000 | 3,626 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $76,000 | 3,971 |
| Total noninterest expense | $620,000 | 5,028 |
| Salaries and employee benefits | $320,000 | 5,091 |
| Premises and equipment expense | $50,000 | 5,499 |
| Additional noninterest expense | $250,000 | 4,510 |
| Pre-tax net operating income | $317,000 | 3,724 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $80,000 | 2,554 |
| Income before extraordinary items | $237,000 | 3,958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 3,960 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $237,000 | 3,960 |
| Net charge-offs | $83,000 | 1,496 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $237,000 | 3,912 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 5,076 |
| Total interest expense | $335,000 | 5,212 |
| Net interest income | $2,916,000 | 4,993 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $622,000 | 4,061 |
| Gross Fiduciary activities income | $4,000 | 1,186 |
| Service charges on deposit accounts | $285,000 | 3,444 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $333,000 | 3,953 |
| Total noninterest expense | $2,404,000 | 5,128 |
| Salaries and employee benefits | $1,287,000 | 5,111 |
| Premises and equipment expense | $193,000 | 5,607 |
| Additional noninterest expense | $924,000 | 4,754 |
| Pre-tax net operating income | $1,134,000 | 3,880 |
| Securities gains (losses) | $-89,000 | 6,533 |
| Applicable income taxes | $145,000 | 3,180 |
| Income before extraordinary items | $900,000 | 4,079 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $900,000 | 4,082 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $900,000 | 4,082 |
| Net charge-offs | $9,000 | 5,103 |
| Cash dividends | $693,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $976,540 | 3,889 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 5,153 |
| Total interest expense | $262,000 | 5,239 |
| Net interest income | $2,130,000 | 5,096 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $424,000 | 4,288 |
| Gross Fiduciary activities income | $3,000 | 1,137 |
| Service charges on deposit accounts | $217,000 | 3,441 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $204,000 | 4,285 |
| Total noninterest expense | $1,824,000 | 5,117 |
| Salaries and employee benefits | $984,000 | 5,107 |
| Premises and equipment expense | $151,000 | 5,584 |
| Additional noninterest expense | $689,000 | 4,790 |
| Pre-tax net operating income | $730,000 | 4,199 |
| Securities gains (losses) | $-5,000 | 6,429 |
| Applicable income taxes | $112,000 | 3,234 |
| Income before extraordinary items | $613,000 | 4,269 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $613,000 | 4,272 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $613,000 | 4,273 |
| Net charge-offs | $6,000 | 4,860 |
| Cash dividends | $196,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $617,250 | 4,188 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 5,202 |
| Total interest expense | $180,000 | 5,244 |
| Net interest income | $1,402,000 | 5,139 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $269,000 | 4,403 |
| Gross Fiduciary activities income | $3,000 | 1,118 |
| Service charges on deposit accounts | $144,000 | 3,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $122,000 | 4,490 |
| Total noninterest expense | $1,235,000 | 5,111 |
| Salaries and employee benefits | $670,000 | 5,086 |
| Premises and equipment expense | $99,000 | 5,625 |
| Additional noninterest expense | $466,000 | 4,766 |
| Pre-tax net operating income | $436,000 | 4,350 |
| Securities gains (losses) | $-5,000 | 6,590 |
| Applicable income taxes | $55,000 | 3,451 |
| Income before extraordinary items | $376,000 | 4,428 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $376,000 | 4,430 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $376,000 | 4,431 |
| Net charge-offs | $6,000 | 4,482 |
| Cash dividends | $196,000 | 2,598 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $380,350 | 4,288 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $828,000 | 5,155 |
| Total interest expense | $94,000 | 5,252 |
| Net interest income | $734,000 | 5,052 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $137,000 | 4,339 |
| Gross Fiduciary activities income | $2,000 | 1,072 |
| Service charges on deposit accounts | $61,000 | 3,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,206 |
| Total noninterest expense | $643,000 | 5,053 |
| Salaries and employee benefits | $354,000 | 4,982 |
| Premises and equipment expense | $55,000 | 5,492 |
| Additional noninterest expense | $234,000 | 4,801 |
| Pre-tax net operating income | $228,000 | 4,274 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $42,000 | 3,110 |
| Income before extraordinary items | $186,000 | 4,393 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $186,000 | 4,396 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $186,000 | 4,395 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $186,000 | 4,295 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,691,000 | 5,069 |
| Total interest expense | $470,000 | 5,224 |
| Net interest income | $3,221,000 | 4,949 |
| Provision for loan and lease losses | $133,000 | 4,392 |
| Total noninterest income | $554,000 | 4,315 |
| Gross Fiduciary activities income | $5,000 | 1,186 |
| Service charges on deposit accounts | $301,000 | 3,476 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $248,000 | 4,326 |
| Total noninterest expense | $2,445,000 | 5,220 |
| Salaries and employee benefits | $1,291,000 | 5,223 |
| Premises and equipment expense | $193,000 | 5,760 |
| Additional noninterest expense | $961,000 | 4,885 |
| Pre-tax net operating income | $1,197,000 | 3,712 |
| Securities gains (losses) | $489,000 | 960 |
| Applicable income taxes | $471,000 | 2,246 |
| Income before extraordinary items | $1,215,000 | 3,513 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,215,000 | 3,515 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,215,000 | 3,516 |
| Net charge-offs | $351,000 | 3,107 |
| Cash dividends | $1,500,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $862,920 | 3,986 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 5,089 |
| Total interest expense | $369,000 | 5,272 |
| Net interest income | $2,472,000 | 4,979 |
| Provision for loan and lease losses | $133,000 | 4,067 |
| Total noninterest income | $556,000 | 3,825 |
| Gross Fiduciary activities income | $3,000 | 1,175 |
| Service charges on deposit accounts | $230,000 | 3,482 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $323,000 | 3,581 |
| Total noninterest expense | $1,845,000 | 5,250 |
| Salaries and employee benefits | $967,000 | 5,250 |
| Premises and equipment expense | $149,000 | 5,794 |
| Additional noninterest expense | $729,000 | 4,896 |
| Pre-tax net operating income | $1,050,000 | 3,547 |
| Securities gains (losses) | $219,000 | 1,364 |
| Applicable income taxes | $361,000 | 2,278 |
| Income before extraordinary items | $908,000 | 3,620 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $908,000 | 3,620 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $908,000 | 3,622 |
| Net charge-offs | $354,000 | 2,624 |
| Cash dividends | $300,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $750,320 | 3,807 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 5,074 |
| Total interest expense | $252,000 | 5,322 |
| Net interest income | $1,691,000 | 4,942 |
| Provision for loan and lease losses | $67,000 | 4,287 |
| Total noninterest income | $394,000 | 3,683 |
| Gross Fiduciary activities income | $3,000 | 1,149 |
| Service charges on deposit accounts | $156,000 | 3,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 3,434 |
| Total noninterest expense | $1,210,000 | 5,315 |
| Salaries and employee benefits | $637,000 | 5,313 |
| Premises and equipment expense | $101,000 | 5,779 |
| Additional noninterest expense | $472,000 | 5,000 |
| Pre-tax net operating income | $808,000 | 3,262 |
| Securities gains (losses) | $73,000 | 1,806 |
| Applicable income taxes | $259,000 | 2,205 |
| Income before extraordinary items | $622,000 | 3,565 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $622,000 | 3,566 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $622,000 | 3,567 |
| Net charge-offs | $344,000 | 2,171 |
| Cash dividends | $300,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $570,170 | 3,556 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 5,103 |
| Total interest expense | $133,000 | 5,330 |
| Net interest income | $842,000 | 4,975 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $175,000 | 3,923 |
| Gross Fiduciary activities income | $2,000 | 1,093 |
| Service charges on deposit accounts | $68,000 | 3,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 3,629 |
| Total noninterest expense | $602,000 | 5,369 |
| Salaries and employee benefits | $312,000 | 5,407 |
| Premises and equipment expense | $51,000 | 5,812 |
| Additional noninterest expense | $239,000 | 4,972 |
| Pre-tax net operating income | $415,000 | 3,242 |
| Securities gains (losses) | $73,000 | 1,049 |
| Applicable income taxes | $150,000 | 2,029 |
| Income before extraordinary items | $338,000 | 3,415 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $338,000 | 3,418 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $338,000 | 3,418 |
| Net charge-offs | $346,000 | 1,366 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $287,630 | 3,555 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 5,015 |
| Total interest expense | $692,000 | 5,219 |
| Net interest income | $3,532,000 | 4,873 |
| Provision for loan and lease losses | $637,000 | 3,078 |
| Total noninterest income | $730,000 | 3,695 |
| Gross Fiduciary activities income | $4,000 | 1,181 |
| Service charges on deposit accounts | $344,000 | 3,332 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $382,000 | 3,502 |
| Total noninterest expense | $2,876,000 | 4,987 |
| Salaries and employee benefits | $1,275,000 | 5,380 |
| Premises and equipment expense | $219,000 | 5,854 |
| Additional noninterest expense | $1,382,000 | 4,075 |
| Pre-tax net operating income | $749,000 | 4,174 |
| Securities gains (losses) | $47,000 | 2,625 |
| Applicable income taxes | $145,000 | 3,141 |
| Income before extraordinary items | $651,000 | 4,264 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $651,000 | 4,266 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $651,000 | 4,266 |
| Net charge-offs | $348,000 | 3,623 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $612,460 | 4,244 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,176,000 | 5,068 |
| Total interest expense | $551,000 | 5,221 |
| Net interest income | $2,625,000 | 4,925 |
| Provision for loan and lease losses | $637,000 | 2,567 |
| Total noninterest income | $530,000 | 3,773 |
| Gross Fiduciary activities income | $3,000 | 1,135 |
| Service charges on deposit accounts | $264,000 | 3,290 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $263,000 | 3,660 |
| Total noninterest expense | $2,252,000 | 4,883 |
| Salaries and employee benefits | $944,000 | 5,416 |
| Premises and equipment expense | $144,000 | 6,112 |
| Additional noninterest expense | $1,164,000 | 3,760 |
| Pre-tax net operating income | $266,000 | 5,238 |
| Securities gains (losses) | $113,000 | 1,677 |
| Applicable income taxes | $22,000 | 4,001 |
| Income before extraordinary items | $357,000 | 4,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $357,000 | 4,824 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $357,000 | 4,824 |
| Net charge-offs | $298,000 | 3,256 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $250,780 | 5,150 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 5,183 |
| Total interest expense | $389,000 | 5,204 |
| Net interest income | $1,661,000 | 5,071 |
| Provision for loan and lease losses | $637,000 | 1,993 |
| Total noninterest income | $325,000 | 3,963 |
| Gross Fiduciary activities income | $3,000 | 1,112 |
| Service charges on deposit accounts | $172,000 | 3,320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 3,950 |
| Total noninterest expense | $1,596,000 | 4,772 |
| Salaries and employee benefits | $645,000 | 5,412 |
| Premises and equipment expense | $95,000 | 6,183 |
| Additional noninterest expense | $856,000 | 3,574 |
| Pre-tax net operating income | $-247,000 | 6,605 |
| Securities gains (losses) | $108,000 | 1,086 |
| Applicable income taxes | $-137,000 | 7,160 |
| Income before extraordinary items | $-2,000 | 6,306 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,000 | 6,306 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,000 | 6,306 |
| Net charge-offs | $459,000 | 2,234 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-71,120 | 6,417 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 5,198 |
| Total interest expense | $202,000 | 5,226 |
| Net interest income | $826,000 | 5,084 |
| Provision for loan and lease losses | $117,000 | 3,189 |
| Total noninterest income | $125,000 | 4,517 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $71,000 | 3,675 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,604 |
| Total noninterest expense | $635,000 | 5,397 |
| Salaries and employee benefits | $327,000 | 5,403 |
| Premises and equipment expense | $50,000 | 6,125 |
| Additional noninterest expense | $258,000 | 4,932 |
| Pre-tax net operating income | $199,000 | 4,239 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $44,000 | 2,925 |
| Income before extraordinary items | $155,000 | 4,394 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $155,000 | 4,393 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $155,000 | 4,394 |
| Net charge-offs | $13,000 | 4,276 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $155,000 | 4,329 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 5,062 |
| Total interest expense | $1,028,000 | 5,157 |
| Net interest income | $3,543,000 | 4,914 |
| Provision for loan and lease losses | $446,000 | 4,305 |
| Total noninterest income | $606,000 | 4,217 |
| Gross Fiduciary activities income | $6,000 | 1,203 |
| Service charges on deposit accounts | $352,000 | 3,325 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $248,000 | 4,263 |
| Total noninterest expense | $2,544,000 | 5,461 |
| Salaries and employee benefits | $1,275,000 | 5,504 |
| Premises and equipment expense | $204,000 | 6,171 |
| Additional noninterest expense | $1,065,000 | 4,925 |
| Pre-tax net operating income | $1,159,000 | 3,136 |
| Securities gains (losses) | $37,000 | 2,833 |
| Applicable income taxes | $300,000 | 2,359 |
| Income before extraordinary items | $896,000 | 3,429 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $896,000 | 3,426 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $896,000 | 3,429 |
| Net charge-offs | $368,000 | 4,037 |
| Cash dividends | $660,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $868,250 | 3,353 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 5,115 |
| Total interest expense | $800,000 | 5,225 |
| Net interest income | $2,677,000 | 4,951 |
| Provision for loan and lease losses | $308,000 | 4,283 |
| Total noninterest income | $442,000 | 4,310 |
| Gross Fiduciary activities income | $4,000 | 1,188 |
| Service charges on deposit accounts | $265,000 | 3,392 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $173,000 | 4,425 |
| Total noninterest expense | $1,864,000 | 5,553 |
| Salaries and employee benefits | $948,000 | 5,577 |
| Premises and equipment expense | $155,000 | 6,228 |
| Additional noninterest expense | $761,000 | 5,053 |
| Pre-tax net operating income | $947,000 | 3,196 |
| Securities gains (losses) | $38,000 | 2,592 |
| Applicable income taxes | $279,000 | 2,214 |
| Income before extraordinary items | $706,000 | 3,494 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $706,000 | 3,492 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $706,000 | 3,494 |
| Net charge-offs | $338,000 | 3,572 |
| Cash dividends | $473,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $678,640 | 3,433 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 5,103 |
| Total interest expense | $539,000 | 5,299 |
| Net interest income | $1,826,000 | 4,905 |
| Provision for loan and lease losses | $148,000 | 4,682 |
| Total noninterest income | $303,000 | 4,238 |
| Gross Fiduciary activities income | $3,000 | 1,181 |
| Service charges on deposit accounts | $175,000 | 3,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $125,000 | 4,276 |
| Total noninterest expense | $1,217,000 | 5,631 |
| Salaries and employee benefits | $642,000 | 5,566 |
| Premises and equipment expense | $101,000 | 6,293 |
| Additional noninterest expense | $474,000 | 5,225 |
| Pre-tax net operating income | $764,000 | 2,873 |
| Securities gains (losses) | $-4,000 | 7,247 |
| Applicable income taxes | $213,000 | 2,063 |
| Income before extraordinary items | $547,000 | 3,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $547,000 | 3,245 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $547,000 | 3,248 |
| Net charge-offs | $26,000 | 5,353 |
| Cash dividends | $222,000 | 2,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $549,880 | 3,127 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,187,000 | 5,173 |
| Total interest expense | $271,000 | 5,426 |
| Net interest income | $916,000 | 4,927 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $127,000 | 4,601 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $79,000 | 3,603 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $46,000 | 4,823 |
| Total noninterest expense | $623,000 | 5,639 |
| Salaries and employee benefits | $323,000 | 5,600 |
| Premises and equipment expense | $52,000 | 6,329 |
| Additional noninterest expense | $248,000 | 5,136 |
| Pre-tax net operating income | $420,000 | 2,748 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $123,000 | 1,921 |
| Income before extraordinary items | $297,000 | 3,149 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $297,000 | 3,145 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $297,000 | 3,148 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $222,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $297,000 | 3,037 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,009,000 | 5,123 |
| Total interest expense | $1,346,000 | 5,406 |
| Net interest income | $3,663,000 | 4,839 |
| Provision for loan and lease losses | $187,000 | 5,850 |
| Total noninterest income | $566,000 | 4,487 |
| Gross Fiduciary activities income | $6,000 | 1,232 |
| Service charges on deposit accounts | $360,000 | 3,531 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $200,000 | 4,635 |
| Total noninterest expense | $2,639,000 | 5,541 |
| Salaries and employee benefits | $1,260,000 | 5,701 |
| Premises and equipment expense | $232,000 | 6,218 |
| Additional noninterest expense | $1,147,000 | 4,863 |
| Pre-tax net operating income | $1,403,000 | 2,460 |
| Securities gains (losses) | $-70,000 | 7,235 |
| Applicable income taxes | $387,000 | 1,802 |
| Income before extraordinary items | $946,000 | 2,861 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $946,000 | 2,859 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $946,000 | 2,861 |
| Net charge-offs | $-5,000 | 7,818 |
| Cash dividends | $251,000 | 3,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $995,700 | 2,734 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,795,000 | 5,158 |
| Total interest expense | $1,039,000 | 5,468 |
| Net interest income | $2,756,000 | 4,833 |
| Provision for loan and lease losses | $136,000 | 5,600 |
| Total noninterest income | $418,000 | 4,574 |
| Gross Fiduciary activities income | $5,000 | 1,190 |
| Service charges on deposit accounts | $271,000 | 3,531 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $142,000 | 4,865 |
| Total noninterest expense | $1,991,000 | 5,527 |
| Salaries and employee benefits | $946,000 | 5,730 |
| Premises and equipment expense | $177,000 | 6,227 |
| Additional noninterest expense | $868,000 | 4,821 |
| Pre-tax net operating income | $1,047,000 | 2,657 |
| Securities gains (losses) | $-76,000 | 7,436 |
| Applicable income taxes | $248,000 | 2,106 |
| Income before extraordinary items | $723,000 | 3,062 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $723,000 | 3,060 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $723,000 | 3,063 |
| Net charge-offs | $-4,000 | 7,775 |
| Cash dividends | $251,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $779,240 | 2,845 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 5,176 |
| Total interest expense | $724,000 | 5,494 |
| Net interest income | $1,830,000 | 4,836 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $273,000 | 4,618 |
| Gross Fiduciary activities income | $4,000 | 1,184 |
| Service charges on deposit accounts | $179,000 | 3,529 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $90,000 | 4,981 |
| Total noninterest expense | $1,269,000 | 5,700 |
| Salaries and employee benefits | $631,000 | 5,801 |
| Premises and equipment expense | $115,000 | 6,316 |
| Additional noninterest expense | $523,000 | 5,122 |
| Pre-tax net operating income | $834,000 | 2,443 |
| Securities gains (losses) | $131,000 | 1,290 |
| Applicable income taxes | $295,000 | 1,550 |
| Income before extraordinary items | $670,000 | 2,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $670,000 | 2,579 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $670,000 | 2,581 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $579,610 | 2,724 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 5,268 |
| Total interest expense | $388,000 | 5,447 |
| Net interest income | $865,000 | 5,000 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $125,000 | 4,796 |
| Gross Fiduciary activities income | $4,000 | 1,095 |
| Service charges on deposit accounts | $77,000 | 3,782 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $44,000 | 5,048 |
| Total noninterest expense | $599,000 | 5,824 |
| Salaries and employee benefits | $316,000 | 5,851 |
| Premises and equipment expense | $59,000 | 6,334 |
| Additional noninterest expense | $224,000 | 5,279 |
| Pre-tax net operating income | $391,000 | 2,846 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $115,000 | 2,038 |
| Income before extraordinary items | $280,000 | 3,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $280,000 | 3,246 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $280,000 | 3,246 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $277,160 | 3,120 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,164,000 | 5,368 |
| Total interest expense | $1,965,000 | 5,348 |
| Net interest income | $3,199,000 | 5,233 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $660,000 | 4,270 |
| Gross Fiduciary activities income | $9,000 | 1,231 |
| Service charges on deposit accounts | $405,000 | 3,436 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $246,000 | 4,475 |
| Total noninterest expense | $2,388,000 | 5,762 |
| Salaries and employee benefits | $1,198,000 | 5,997 |
| Premises and equipment expense | $244,000 | 6,302 |
| Additional noninterest expense | $946,000 | 4,990 |
| Pre-tax net operating income | $1,471,000 | 3,059 |
| Securities gains (losses) | $84,000 | 1,259 |
| Applicable income taxes | $423,000 | 2,015 |
| Income before extraordinary items | $1,132,000 | 3,048 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,132,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,128 |
| Cash dividends | $2,728,000 | 1,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,070,680 | 3,303 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,853,000 | 5,445 |
| Total interest expense | $1,498,000 | 5,434 |
| Net interest income | $2,355,000 | 5,327 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $500,000 | 4,334 |
| Gross Fiduciary activities income | $8,000 | 1,192 |
| Service charges on deposit accounts | $305,000 | 3,462 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 4,551 |
| Total noninterest expense | $1,775,000 | 5,781 |
| Salaries and employee benefits | $901,000 | 5,984 |
| Premises and equipment expense | $185,000 | 6,292 |
| Additional noninterest expense | $689,000 | 4,998 |
| Pre-tax net operating income | $1,080,000 | 3,530 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $295,000 | 2,477 |
| Income before extraordinary items | $800,000 | 3,563 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $800,000 | 3,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $497,000 | 2,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $789,050 | 3,734 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 5,519 |
| Total interest expense | $1,032,000 | 5,498 |
| Net interest income | $1,532,000 | 5,405 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $328,000 | 4,439 |
| Gross Fiduciary activities income | $7,000 | 1,174 |
| Service charges on deposit accounts | $196,000 | 3,530 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $125,000 | 4,644 |
| Total noninterest expense | $1,183,000 | 5,836 |
| Salaries and employee benefits | $604,000 | 6,027 |
| Premises and equipment expense | $123,000 | 6,335 |
| Additional noninterest expense | $456,000 | 5,020 |
| Pre-tax net operating income | $677,000 | 3,760 |
| Securities gains (losses) | $15,000 | 2,228 |
| Applicable income taxes | $185,000 | 2,778 |
| Income before extraordinary items | $507,000 | 3,986 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $507,000 | 3,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $244,000 | 3,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $496,050 | 3,978 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 5,624 |
| Total interest expense | $541,000 | 5,560 |
| Net interest income | $740,000 | 5,523 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $155,000 | 4,541 |
| Gross Fiduciary activities income | $5,000 | 1,113 |
| Service charges on deposit accounts | $86,000 | 3,747 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $596,000 | 5,828 |
| Salaries and employee benefits | $302,000 | 6,062 |
| Premises and equipment expense | $59,000 | 6,451 |
| Additional noninterest expense | $235,000 | 4,878 |
| Pre-tax net operating income | $299,000 | 4,167 |
| Securities gains (losses) | $15,000 | 1,758 |
| Applicable income taxes | $79,000 | 3,067 |
| Income before extraordinary items | $235,000 | 4,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $244,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $223,750 | 4,332 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,252,000 | 5,581 |
| Total interest expense | $2,263,000 | 5,537 |
| Net interest income | $2,989,000 | 5,512 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $675,000 | 4,385 |
| Gross Fiduciary activities income | $9,000 | 1,270 |
| Service charges on deposit accounts | $418,000 | 3,447 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $248,000 | 4,610 |
| Total noninterest expense | $2,378,000 | 5,755 |
| Salaries and employee benefits | $1,189,000 | 6,009 |
| Premises and equipment expense | $267,000 | 6,066 |
| Additional noninterest expense | $922,000 | 4,898 |
| Pre-tax net operating income | $1,286,000 | 4,212 |
| Securities gains (losses) | $-12,000 | 7,599 |
| Applicable income taxes | $317,000 | 3,322 |
| Income before extraordinary items | $957,000 | 4,410 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $957,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,564 |
| Cash dividends | $235,000 | 4,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $966,000 | 4,387 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,937,000 | 5,610 |
| Total interest expense | $1,705,000 | 5,531 |
| Net interest income | $2,232,000 | 5,559 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $513,000 | 4,357 |
| Gross Fiduciary activities income | $8,000 | 1,213 |
| Service charges on deposit accounts | $318,000 | 3,421 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $187,000 | 4,625 |
| Total noninterest expense | $1,799,000 | 5,698 |
| Salaries and employee benefits | $905,000 | 5,950 |
| Premises and equipment expense | $201,000 | 6,059 |
| Additional noninterest expense | $693,000 | 4,828 |
| Pre-tax net operating income | $946,000 | 4,480 |
| Securities gains (losses) | $-12,000 | 7,827 |
| Applicable income taxes | $228,000 | 3,551 |
| Income before extraordinary items | $706,000 | 4,639 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $706,000 | 4,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,620 |
| Cash dividends | $235,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $715,120 | 4,596 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 5,611 |
| Total interest expense | $1,154,000 | 5,492 |
| Net interest income | $1,498,000 | 5,558 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $341,000 | 4,383 |
| Gross Fiduciary activities income | $3,000 | 1,282 |
| Service charges on deposit accounts | $209,000 | 3,424 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $129,000 | 4,601 |
| Total noninterest expense | $1,213,000 | 5,693 |
| Salaries and employee benefits | $616,000 | 5,932 |
| Premises and equipment expense | $140,000 | 5,987 |
| Additional noninterest expense | $457,000 | 4,867 |
| Pre-tax net operating income | $626,000 | 4,552 |
| Securities gains (losses) | $-5,000 | 7,859 |
| Applicable income taxes | $151,000 | 3,646 |
| Income before extraordinary items | $470,000 | 4,693 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $470,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,834 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $473,800 | 4,669 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,350,000 | 5,564 |
| Total interest expense | $592,000 | 5,419 |
| Net interest income | $758,000 | 5,560 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $148,000 | 4,668 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $83,000 | 3,831 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $63,000 | 4,645 |
| Total noninterest expense | $608,000 | 5,710 |
| Salaries and employee benefits | $299,000 | 6,063 |
| Premises and equipment expense | $71,000 | 5,997 |
| Additional noninterest expense | $238,000 | 4,702 |
| Pre-tax net operating income | $298,000 | 4,664 |
| Securities gains (losses) | $-5,000 | 8,170 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $218,000 | 4,869 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $218,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $221,700 | 4,804 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,179,000 | 5,459 |
| Total interest expense | $2,240,000 | 5,110 |
| Net interest income | $2,939,000 | 5,589 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $500,000 | 5,138 |
| Gross Fiduciary activities income | $9,000 | 1,289 |
| Service charges on deposit accounts | $222,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $269,000 | 4,510 |
| Total noninterest expense | $2,266,000 | 5,789 |
| Salaries and employee benefits | $1,134,000 | 6,078 |
| Premises and equipment expense | $275,000 | 5,955 |
| Additional noninterest expense | $857,000 | 5,015 |
| Pre-tax net operating income | $1,173,000 | 4,836 |
| Securities gains (losses) | $-41,000 | 7,867 |
| Applicable income taxes | $176,000 | 4,434 |
| Income before extraordinary items | $956,000 | 4,808 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $956,000 | 4,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,128 |
| Cash dividends | $1,226,000 | 2,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $990,440 | 4,738 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,829,000 | 5,494 |
| Total interest expense | $1,620,000 | 5,140 |
| Net interest income | $2,209,000 | 5,637 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $396,000 | 5,036 |
| Gross Fiduciary activities income | $8,000 | 1,232 |
| Service charges on deposit accounts | $171,000 | 4,756 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 4,365 |
| Total noninterest expense | $1,995,000 | 5,276 |
| Salaries and employee benefits | $871,000 | 5,985 |
| Premises and equipment expense | $209,000 | 5,949 |
| Additional noninterest expense | $915,000 | 3,871 |
| Pre-tax net operating income | $610,000 | 5,824 |
| Securities gains (losses) | $-44,000 | 8,139 |
| Applicable income taxes | $56,000 | 5,366 |
| Income before extraordinary items | $510,000 | 5,716 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $510,000 | 5,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $222,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $549,600 | 5,561 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 5,543 |
| Total interest expense | $1,026,000 | 5,161 |
| Net interest income | $1,465,000 | 5,677 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $271,000 | 4,979 |
| Gross Fiduciary activities income | $3,000 | 1,300 |
| Service charges on deposit accounts | $115,000 | 4,705 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $153,000 | 4,278 |
| Total noninterest expense | $1,424,000 | 5,067 |
| Salaries and employee benefits | $576,000 | 6,030 |
| Premises and equipment expense | $138,000 | 5,989 |
| Additional noninterest expense | $710,000 | 3,429 |
| Pre-tax net operating income | $312,000 | 6,382 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $306,000 | 5,971 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $306,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,675 |
| Cash dividends | $222,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $306,000 | 5,969 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 5,546 |
| Total interest expense | $491,000 | 5,167 |
| Net interest income | $734,000 | 5,655 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $124,000 | 5,127 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $50,000 | 4,949 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $584,000 | 5,708 |
| Salaries and employee benefits | $292,000 | 6,024 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $228,000 | 4,757 |
| Pre-tax net operating income | $274,000 | 5,166 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $45,000 | 4,614 |
| Income before extraordinary items | $229,000 | 5,036 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $229,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $72,000 | 3,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $229,000 | 5,022 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,753,000 | 5,323 |
| Total interest expense | $1,598,000 | 5,079 |
| Net interest income | $3,155,000 | 5,351 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $470,000 | 5,390 |
| Gross Fiduciary activities income | $9,000 | 1,311 |
| Service charges on deposit accounts | $239,000 | 4,661 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $222,000 | 4,969 |
| Total noninterest expense | $2,234,000 | 5,730 |
| Salaries and employee benefits | $1,122,000 | 5,993 |
| Premises and equipment expense | $238,000 | 6,330 |
| Additional noninterest expense | $874,000 | 4,871 |
| Pre-tax net operating income | $1,391,000 | 4,560 |
| Securities gains (losses) | $-8,000 | 7,452 |
| Applicable income taxes | $302,000 | 4,121 |
| Income before extraordinary items | $1,081,000 | 4,629 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,081,000 | 4,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,108 |
| Cash dividends | $331,000 | 4,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,087,240 | 4,560 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 5,318 |
| Total interest expense | $1,134,000 | 5,092 |
| Net interest income | $2,400,000 | 5,306 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $356,000 | 5,392 |
| Gross Fiduciary activities income | $8,000 | 1,254 |
| Service charges on deposit accounts | $178,000 | 4,710 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $170,000 | 4,956 |
| Total noninterest expense | $1,644,000 | 5,758 |
| Salaries and employee benefits | $833,000 | 5,993 |
| Premises and equipment expense | $167,000 | 6,464 |
| Additional noninterest expense | $644,000 | 4,877 |
| Pre-tax net operating income | $1,112,000 | 4,509 |
| Securities gains (losses) | $-24,000 | 8,251 |
| Applicable income taxes | $247,000 | 4,105 |
| Income before extraordinary items | $841,000 | 4,626 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $841,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,230 |
| Cash dividends | $331,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $859,480 | 4,531 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 5,310 |
| Total interest expense | $697,000 | 5,168 |
| Net interest income | $1,611,000 | 5,271 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $241,000 | 5,306 |
| Gross Fiduciary activities income | $3,000 | 1,310 |
| Service charges on deposit accounts | $118,000 | 4,686 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $120,000 | 4,809 |
| Total noninterest expense | $1,085,000 | 5,784 |
| Salaries and employee benefits | $559,000 | 5,982 |
| Premises and equipment expense | $103,000 | 6,639 |
| Additional noninterest expense | $423,000 | 4,910 |
| Pre-tax net operating income | $767,000 | 4,379 |
| Securities gains (losses) | $-9,000 | 8,110 |
| Applicable income taxes | $176,000 | 4,015 |
| Income before extraordinary items | $582,000 | 4,495 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $582,000 | 4,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 2,903 |
| Cash dividends | $156,000 | 3,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $588,930 | 4,422 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 5,304 |
| Total interest expense | $333,000 | 5,198 |
| Net interest income | $815,000 | 5,281 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $117,000 | 5,341 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $49,000 | 5,045 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $540,000 | 5,838 |
| Salaries and employee benefits | $278,000 | 6,041 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $216,000 | 4,823 |
| Pre-tax net operating income | $392,000 | 4,330 |
| Securities gains (losses) | $-7,000 | 8,456 |
| Applicable income taxes | $90,000 | 3,936 |
| Income before extraordinary items | $295,000 | 4,421 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $295,000 | 4,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $156,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $300,390 | 4,336 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 5,124 |
| Total interest expense | $1,209,000 | 5,088 |
| Net interest income | $3,362,000 | 5,039 |
| Provision for loan and lease losses | $8,000 | 7,099 |
| Total noninterest income | $453,000 | 5,515 |
| Gross Fiduciary activities income | $12,000 | 1,285 |
| Service charges on deposit accounts | $239,000 | 4,837 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $202,000 | 5,093 |
| Total noninterest expense | $2,282,000 | 5,576 |
| Salaries and employee benefits | $1,150,000 | 5,829 |
| Premises and equipment expense | $233,000 | 6,375 |
| Additional noninterest expense | $899,000 | 4,703 |
| Pre-tax net operating income | $1,525,000 | 4,209 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $373,000 | 3,835 |
| Income before extraordinary items | $1,166,000 | 4,280 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,166,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,577 |
| Cash dividends | $287,000 | 4,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,155,360 | 4,228 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 5,114 |
| Total interest expense | $884,000 | 5,139 |
| Net interest income | $2,551,000 | 4,995 |
| Provision for loan and lease losses | $8,000 | 6,855 |
| Total noninterest income | $338,000 | 5,558 |
| Gross Fiduciary activities income | $11,000 | 1,227 |
| Service charges on deposit accounts | $178,000 | 4,879 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $149,000 | 5,142 |
| Total noninterest expense | $1,631,000 | 5,705 |
| Salaries and employee benefits | $858,000 | 5,806 |
| Premises and equipment expense | $162,000 | 6,555 |
| Additional noninterest expense | $611,000 | 4,994 |
| Pre-tax net operating income | $1,250,000 | 4,054 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $298,000 | 3,816 |
| Income before extraordinary items | $966,000 | 4,094 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $966,000 | 4,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $287,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $955,360 | 4,052 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 5,125 |
| Total interest expense | $586,000 | 5,169 |
| Net interest income | $1,702,000 | 4,986 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $219,000 | 5,626 |
| Gross Fiduciary activities income | $10,000 | 1,191 |
| Service charges on deposit accounts | $116,000 | 4,937 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $1,077,000 | 5,764 |
| Salaries and employee benefits | $572,000 | 5,832 |
| Premises and equipment expense | $98,000 | 6,821 |
| Additional noninterest expense | $407,000 | 5,005 |
| Pre-tax net operating income | $836,000 | 3,997 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $199,000 | 3,794 |
| Income before extraordinary items | $643,000 | 4,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $643,000 | 4,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $94,000 | 4,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $638,440 | 3,992 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,153,000 | 5,127 |
| Total interest expense | $296,000 | 5,202 |
| Net interest income | $857,000 | 4,968 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $105,000 | 5,670 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $54,000 | 5,021 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $46,000 | 5,276 |
| Total noninterest expense | $543,000 | 5,767 |
| Salaries and employee benefits | $291,000 | 5,818 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $205,000 | 4,985 |
| Pre-tax net operating income | $419,000 | 3,965 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $99,000 | 3,795 |
| Income before extraordinary items | $320,000 | 4,097 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $320,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $94,000 | 2,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $320,000 | 3,952 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,740,000 | 5,077 |
| Total interest expense | $1,476,000 | 4,919 |
| Net interest income | $3,264,000 | 5,036 |
| Provision for loan and lease losses | $132,000 | 4,791 |
| Total noninterest income | $404,000 | 5,939 |
| Gross Fiduciary activities income | $35,000 | 1,144 |
| Service charges on deposit accounts | $232,000 | 4,921 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $137,000 | 5,993 |
| Total noninterest expense | $2,141,000 | 5,764 |
| Salaries and employee benefits | $1,131,000 | 5,838 |
| Premises and equipment expense | $196,000 | 6,824 |
| Additional noninterest expense | $814,000 | 4,991 |
| Pre-tax net operating income | $1,395,000 | 4,316 |
| Securities gains (losses) | $79,000 | 2,105 |
| Applicable income taxes | $365,000 | 3,956 |
| Income before extraordinary items | $1,109,000 | 4,348 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,109,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,121 |
| Cash dividends | $340,000 | 4,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,049,750 | 4,336 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,593,000 | 5,102 |
| Total interest expense | $1,171,000 | 4,893 |
| Net interest income | $2,422,000 | 5,087 |
| Provision for loan and lease losses | $79,000 | 5,157 |
| Total noninterest income | $302,000 | 6,006 |
| Gross Fiduciary activities income | $33,000 | 1,088 |
| Service charges on deposit accounts | $177,000 | 4,913 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 6,231 |
| Total noninterest expense | $1,605,000 | 5,748 |
| Salaries and employee benefits | $843,000 | 5,833 |
| Premises and equipment expense | $149,000 | 6,801 |
| Additional noninterest expense | $613,000 | 4,933 |
| Pre-tax net operating income | $1,040,000 | 4,447 |
| Securities gains (losses) | $37,000 | 2,545 |
| Applicable income taxes | $274,000 | 4,090 |
| Income before extraordinary items | $803,000 | 4,588 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $803,000 | 4,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,184 |
| Cash dividends | $260,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $775,250 | 4,507 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 5,090 |
| Total interest expense | $819,000 | 4,856 |
| Net interest income | $1,603,000 | 5,113 |
| Provision for loan and lease losses | $71,000 | 4,513 |
| Total noninterest income | $208,000 | 5,906 |
| Gross Fiduciary activities income | $29,000 | 1,057 |
| Service charges on deposit accounts | $120,000 | 4,859 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $59,000 | 6,287 |
| Total noninterest expense | $1,092,000 | 5,680 |
| Salaries and employee benefits | $560,000 | 5,842 |
| Premises and equipment expense | $100,000 | 6,763 |
| Additional noninterest expense | $432,000 | 4,732 |
| Pre-tax net operating income | $648,000 | 4,631 |
| Securities gains (losses) | $37,000 | 2,231 |
| Applicable income taxes | $164,000 | 4,343 |
| Income before extraordinary items | $521,000 | 4,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $521,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $104,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $492,880 | 4,629 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 5,129 |
| Total interest expense | $421,000 | 4,886 |
| Net interest income | $788,000 | 5,146 |
| Provision for loan and lease losses | $71,000 | 3,047 |
| Total noninterest income | $126,000 | 5,337 |
| Gross Fiduciary activities income | $27,000 | 965 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $538,000 | 5,726 |
| Salaries and employee benefits | $278,000 | 5,877 |
| Premises and equipment expense | $51,000 | 6,736 |
| Additional noninterest expense | $209,000 | 4,798 |
| Pre-tax net operating income | $305,000 | 4,743 |
| Securities gains (losses) | $26,000 | 1,771 |
| Applicable income taxes | $102,000 | 3,894 |
| Income before extraordinary items | $229,000 | 4,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $229,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,410 |
| Cash dividends | $104,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $211,060 | 4,999 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,878,000 | 5,259 |
| Total interest expense | $1,663,000 | 5,400 |
| Net interest income | $3,215,000 | 5,062 |
| Provision for loan and lease losses | $140,000 | 5,057 |
| Total noninterest income | $391,000 | 5,832 |
| Gross Fiduciary activities income | $11,000 | 1,391 |
| Service charges on deposit accounts | $224,000 | 4,960 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 5,511 |
| Total noninterest expense | $1,859,000 | 6,132 |
| Salaries and employee benefits | $1,003,000 | 6,137 |
| Premises and equipment expense | $162,000 | 7,283 |
| Additional noninterest expense | $694,000 | 5,438 |
| Pre-tax net operating income | $1,607,000 | 3,926 |
| Securities gains (losses) | $128,000 | 1,526 |
| Applicable income taxes | $422,000 | 3,780 |
| Income before extraordinary items | $1,313,000 | 3,861 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,313,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,825 |
| Cash dividends | $385,000 | 3,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,215,720 | 3,948 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 5,553 |
| Total interest expense | $2,338,000 | 5,606 |
| Net interest income | $2,758,000 | 5,369 |
| Provision for loan and lease losses | $155,000 | 4,704 |
| Total noninterest income | $469,000 | 5,245 |
| Gross Fiduciary activities income | $9,000 | 1,449 |
| Service charges on deposit accounts | $233,000 | 4,803 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $227,000 | 4,672 |
| Total noninterest expense | $1,756,000 | 6,226 |
| Salaries and employee benefits | $961,000 | 6,132 |
| Premises and equipment expense | $164,000 | 7,301 |
| Additional noninterest expense | $631,000 | 5,655 |
| Pre-tax net operating income | $1,316,000 | 4,188 |
| Securities gains (losses) | $54,000 | 2,273 |
| Applicable income taxes | $330,000 | 4,086 |
| Income before extraordinary items | $1,040,000 | 4,177 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,040,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,918 |
| Cash dividends | $360,000 | 4,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $998,960 | 4,171 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 5,838 |
| Total interest expense | $2,388,000 | 5,726 |
| Net interest income | $2,478,000 | 5,842 |
| Provision for loan and lease losses | $234,000 | 3,423 |
| Total noninterest income | $544,000 | 4,667 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $353,000 | 3,605 |
| Total noninterest expense | $1,631,000 | 6,412 |
| Salaries and employee benefits | $905,000 | 6,305 |
| Premises and equipment expense | $161,000 | 7,398 |
| Additional noninterest expense | $565,000 | 5,987 |
| Pre-tax net operating income | $1,157,000 | 4,831 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $259,000 | 4,909 |
| Income before extraordinary items | $895,000 | 4,700 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $895,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,935 |
| Cash dividends | $315,000 | 4,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $897,340 | 4,693 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 6,020 |
| Total interest expense | $1,937,000 | 6,103 |
| Net interest income | $2,473,000 | 5,836 |
| Provision for loan and lease losses | $174,000 | 3,923 |
| Total noninterest income | $375,000 | 5,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,053 |
| Total noninterest expense | $1,664,000 | 6,374 |
| Salaries and employee benefits | $959,000 | 6,048 |
| Premises and equipment expense | $147,000 | 7,713 |
| Additional noninterest expense | $558,000 | 6,105 |
| Pre-tax net operating income | $1,000,000 | 5,312 |
| Securities gains (losses) | $-29,000 | 9,649 |
| Applicable income taxes | $219,000 | 5,510 |
| Income before extraordinary items | $752,000 | 5,265 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $752,000 | 5,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $306,000 | 4,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $774,330 | 5,144 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,410,000 | 6,128 |
| Total interest expense | $2,044,000 | 6,115 |
| Net interest income | $2,366,000 | 6,033 |
| Provision for loan and lease losses | $198,000 | 3,550 |
| Total noninterest income | $352,000 | 5,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,312 |
| Total noninterest expense | $1,589,000 | 6,452 |
| Salaries and employee benefits | $918,000 | 6,127 |
| Premises and equipment expense | $167,000 | 7,299 |
| Additional noninterest expense | $504,000 | 6,403 |
| Pre-tax net operating income | $931,000 | 5,633 |
| Securities gains (losses) | $34,000 | 2,031 |
| Applicable income taxes | $211,000 | 6,064 |
| Income before extraordinary items | $754,000 | 5,383 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $754,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,179 |
| Cash dividends | $280,000 | 4,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $727,480 | 5,387 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 6,307 |
| Total interest expense | $2,098,000 | 6,085 |
| Net interest income | $2,309,000 | 6,353 |
| Provision for loan and lease losses | $112,000 | 4,932 |
| Total noninterest income | $317,000 | 6,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,875 |
| Total noninterest expense | $1,551,000 | 6,661 |
| Salaries and employee benefits | $897,000 | 6,306 |
| Premises and equipment expense | $149,000 | 7,823 |
| Additional noninterest expense | $505,000 | 6,464 |
| Pre-tax net operating income | $963,000 | 5,948 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $244,000 | 6,324 |
| Income before extraordinary items | $728,000 | 5,770 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $728,000 | 5,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,510 |
| Cash dividends | $280,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $721,250 | 5,766 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 6,774 |
| Total interest expense | $1,958,000 | 6,494 |
| Net interest income | $2,132,000 | 6,894 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $305,000 | 6,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,505 |
| Total noninterest expense | $1,487,000 | 7,141 |
| Salaries and employee benefits | $862,000 | 6,651 |
| Premises and equipment expense | $153,000 | 7,986 |
| Additional noninterest expense | $472,000 | 7,277 |
| Pre-tax net operating income | $840,000 | 6,333 |
| Securities gains (losses) | $9,000 | 2,573 |
| Applicable income taxes | $214,000 | 6,916 |
| Income before extraordinary items | $635,000 | 6,066 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $635,000 | 6,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,473 |
| Cash dividends | $185,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $628,250 | 6,049 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 7,134 |
| Total interest expense | $1,871,000 | 6,738 |
| Net interest income | $2,011,000 | 7,281 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $292,000 | 7,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,021 |
| Total noninterest expense | $1,501,000 | 7,272 |
| Salaries and employee benefits | $858,000 | 6,772 |
| Premises and equipment expense | $148,000 | 8,330 |
| Additional noninterest expense | $495,000 | 7,293 |
| Pre-tax net operating income | $748,000 | 7,070 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $179,000 | 7,787 |
| Income before extraordinary items | $573,000 | 6,766 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $573,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,213 |
| Cash dividends | $181,000 | 5,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $569,960 | 6,763 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 7,520 |
| Total interest expense | $1,497,000 | 6,902 |
| Net interest income | $1,877,000 | 7,868 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $238,000 | 8,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,126 |
| Total noninterest expense | $1,520,000 | 7,543 |
| Salaries and employee benefits | $860,000 | 6,875 |
| Premises and equipment expense | $126,000 | 9,218 |
| Additional noninterest expense | $534,000 | 7,564 |
| Pre-tax net operating income | $575,000 | 8,156 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $104,000 | 9,268 |
| Income before extraordinary items | $461,000 | 7,607 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $461,000 | 7,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,780 |
| Cash dividends | $225,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $469,200 | 7,586 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 7,559 |
| Total interest expense | $1,587,000 | 6,914 |
| Net interest income | $1,894,000 | 7,965 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $214,000 | 8,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $1,447,000 | 8,013 |
| Salaries and employee benefits | $828,000 | 7,157 |
| Premises and equipment expense | $118,000 | 9,857 |
| Additional noninterest expense | $501,000 | 8,201 |
| Pre-tax net operating income | $661,000 | 7,568 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $138,000 | 8,903 |
| Income before extraordinary items | $556,000 | 7,108 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $556,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $360,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $529,600 | 7,049 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 7,499 |
| Total interest expense | $2,072,000 | 6,942 |
| Net interest income | $1,936,000 | 7,932 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $214,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $1,389,000 | 8,343 |
| Salaries and employee benefits | $854,000 | 6,915 |
| Premises and equipment expense | $108,000 | 10,453 |
| Additional noninterest expense | $427,000 | 9,235 |
| Pre-tax net operating income | $721,000 | 6,990 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $197,000 | 7,617 |
| Income before extraordinary items | $524,000 | 7,137 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $524,000 | 7,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 6,878 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $524,000 | 6,759 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.