Home > Farmers Deposit Bank > Income and Expense
Farmers Deposit Bank, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 4,049 |
| Total interest expense | $265,000 | 4,310 |
| Net interest income | $2,946,000 | 3,961 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $896,000 | 2,655 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $483,000 | 1,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 2,993 |
| Total noninterest expense | $3,432,000 | 3,230 |
| Salaries and employee benefits | $1,530,000 | 3,658 |
| Premises and equipment expense | $684,000 | 2,195 |
| Additional noninterest expense | $1,218,000 | 3,002 |
| Pre-tax net operating income | $410,000 | 4,679 |
| Securities gains (losses) | $18,000 | 592 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $428,000 | 4,536 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $428,000 | 4,535 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $428,000 | 4,535 |
| Net charge-offs | $64,000 | 2,026 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $410,000 | 4,579 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 4,053 |
| Total interest expense | $164,000 | 4,368 |
| Net interest income | $1,977,000 | 3,962 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $578,000 | 2,685 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $305,000 | 1,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 3,019 |
| Total noninterest expense | $2,356,000 | 3,194 |
| Salaries and employee benefits | $1,052,000 | 3,612 |
| Premises and equipment expense | $462,000 | 2,187 |
| Additional noninterest expense | $842,000 | 2,940 |
| Pre-tax net operating income | $199,000 | 4,880 |
| Securities gains (losses) | $15,000 | 532 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $214,000 | 4,746 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $214,000 | 4,745 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $214,000 | 4,745 |
| Net charge-offs | $11,000 | 2,549 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $199,000 | 4,806 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 4,070 |
| Total interest expense | $72,000 | 4,502 |
| Net interest income | $995,000 | 3,968 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $291,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $149,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,905 |
| Total noninterest expense | $1,229,000 | 3,139 |
| Salaries and employee benefits | $530,000 | 3,646 |
| Premises and equipment expense | $263,000 | 2,036 |
| Additional noninterest expense | $436,000 | 2,906 |
| Pre-tax net operating income | $57,000 | 5,130 |
| Securities gains (losses) | $15,000 | 384 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $72,000 | 4,994 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $72,000 | 4,993 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $72,000 | 4,994 |
| Net charge-offs | $6,000 | 2,135 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $57,000 | 5,088 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,452,000 | 3,959 |
| Total interest expense | $256,000 | 4,595 |
| Net interest income | $4,196,000 | 3,850 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,755,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $619,000 | 1,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,136,000 | 2,135 |
| Total noninterest expense | $5,028,000 | 3,080 |
| Salaries and employee benefits | $2,032,000 | 3,722 |
| Premises and equipment expense | $969,000 | 2,160 |
| Additional noninterest expense | $2,027,000 | 2,624 |
| Pre-tax net operating income | $923,000 | 4,162 |
| Securities gains (losses) | $34,000 | 1,082 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $957,000 | 3,769 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $957,000 | 3,768 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $957,000 | 3,769 |
| Net charge-offs | $46,000 | 3,013 |
| Cash dividends | $7,500,000 | 470 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $923,000 | 3,802 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 3,981 |
| Total interest expense | $192,000 | 4,622 |
| Net interest income | $3,150,000 | 3,881 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,023,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $457,000 | 1,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $566,000 | 2,663 |
| Total noninterest expense | $3,521,000 | 3,236 |
| Salaries and employee benefits | $1,511,000 | 3,753 |
| Premises and equipment expense | $724,000 | 2,168 |
| Additional noninterest expense | $1,286,000 | 2,954 |
| Pre-tax net operating income | $652,000 | 4,305 |
| Securities gains (losses) | $34,000 | 1,056 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $686,000 | 4,029 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $686,000 | 4,028 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $686,000 | 4,029 |
| Net charge-offs | $46,000 | 2,524 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $652,000 | 4,078 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 3,989 |
| Total interest expense | $127,000 | 4,633 |
| Net interest income | $2,097,000 | 3,897 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $738,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $299,000 | 1,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $439,000 | 2,480 |
| Total noninterest expense | $2,325,000 | 3,280 |
| Salaries and employee benefits | $991,000 | 3,802 |
| Premises and equipment expense | $463,000 | 2,240 |
| Additional noninterest expense | $871,000 | 2,936 |
| Pre-tax net operating income | $510,000 | 4,106 |
| Securities gains (losses) | $34,000 | 793 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $544,000 | 3,794 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $544,000 | 3,791 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $544,000 | 3,794 |
| Net charge-offs | $33,000 | 2,293 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $510,000 | 3,861 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 3,963 |
| Total interest expense | $63,000 | 4,663 |
| Net interest income | $1,070,000 | 3,876 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $411,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $147,000 | 1,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 2,251 |
| Total noninterest expense | $1,162,000 | 3,304 |
| Salaries and employee benefits | $488,000 | 3,893 |
| Premises and equipment expense | $236,000 | 2,232 |
| Additional noninterest expense | $438,000 | 2,924 |
| Pre-tax net operating income | $319,000 | 3,739 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $319,000 | 3,514 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $319,000 | 3,513 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $319,000 | 3,514 |
| Net charge-offs | $16,000 | 2,006 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $319,000 | 3,483 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,243,000 | 4,105 |
| Total interest expense | $272,000 | 4,579 |
| Net interest income | $3,971,000 | 4,020 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,052,000 | 2,953 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $702,000 | 1,610 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $350,000 | 3,762 |
| Total noninterest expense | $4,571,000 | 3,373 |
| Salaries and employee benefits | $1,954,000 | 3,881 |
| Premises and equipment expense | $795,000 | 2,512 |
| Additional noninterest expense | $1,822,000 | 2,937 |
| Pre-tax net operating income | $452,000 | 4,901 |
| Securities gains (losses) | $64,000 | 1,664 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $516,000 | 4,692 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $516,000 | 4,691 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $516,000 | 4,691 |
| Net charge-offs | $1,197,000 | 575 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $452,000 | 4,776 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 4,121 |
| Total interest expense | $210,000 | 4,584 |
| Net interest income | $2,998,000 | 4,035 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $784,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $527,000 | 1,612 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $257,000 | 3,788 |
| Total noninterest expense | $3,416,000 | 3,391 |
| Salaries and employee benefits | $1,455,000 | 3,899 |
| Premises and equipment expense | $597,000 | 2,513 |
| Additional noninterest expense | $1,364,000 | 2,934 |
| Pre-tax net operating income | $366,000 | 4,919 |
| Securities gains (losses) | $63,000 | 1,599 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $429,000 | 4,682 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $429,000 | 4,682 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $429,000 | 4,682 |
| Net charge-offs | $1,185,000 | 427 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $366,000 | 4,777 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 4,127 |
| Total interest expense | $144,000 | 4,590 |
| Net interest income | $2,013,000 | 4,048 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $513,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $342,000 | 1,629 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $171,000 | 3,818 |
| Total noninterest expense | $2,247,000 | 3,434 |
| Salaries and employee benefits | $948,000 | 3,971 |
| Premises and equipment expense | $384,000 | 2,589 |
| Additional noninterest expense | $915,000 | 2,935 |
| Pre-tax net operating income | $279,000 | 4,831 |
| Securities gains (losses) | $13,000 | 2,156 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $292,000 | 4,662 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $292,000 | 4,659 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $292,000 | 4,660 |
| Net charge-offs | $1,188,000 | 314 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $279,000 | 4,647 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 4,148 |
| Total interest expense | $73,000 | 4,588 |
| Net interest income | $1,009,000 | 4,059 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $272,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $168,000 | 1,644 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $104,000 | 3,504 |
| Total noninterest expense | $1,120,000 | 3,459 |
| Salaries and employee benefits | $474,000 | 4,007 |
| Premises and equipment expense | $187,000 | 2,673 |
| Additional noninterest expense | $459,000 | 2,941 |
| Pre-tax net operating income | $161,000 | 4,675 |
| Securities gains (losses) | $13,000 | 1,414 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $174,000 | 4,428 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $174,000 | 4,426 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $174,000 | 4,428 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $161,000 | 4,475 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 4,107 |
| Total interest expense | $313,000 | 4,539 |
| Net interest income | $4,135,000 | 4,009 |
| Provision for loan and lease losses | $-1,000,000 | 6,040 |
| Total noninterest income | $1,116,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $503,000 | 2,132 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $613,000 | 3,009 |
| Total noninterest expense | $4,657,000 | 3,384 |
| Salaries and employee benefits | $2,085,000 | 3,819 |
| Premises and equipment expense | $750,000 | 2,684 |
| Additional noninterest expense | $1,822,000 | 2,985 |
| Pre-tax net operating income | $1,594,000 | 3,413 |
| Securities gains (losses) | $7,000 | 2,729 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,601,000 | 3,113 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,601,000 | 3,114 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,601,000 | 3,115 |
| Net charge-offs | $190,000 | 2,029 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,594,000 | 3,073 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,362,000 | 4,136 |
| Total interest expense | $240,000 | 4,571 |
| Net interest income | $3,122,000 | 4,026 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $897,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $348,000 | 2,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $549,000 | 2,786 |
| Total noninterest expense | $3,516,000 | 3,395 |
| Salaries and employee benefits | $1,574,000 | 3,818 |
| Premises and equipment expense | $559,000 | 2,733 |
| Additional noninterest expense | $1,383,000 | 2,969 |
| Pre-tax net operating income | $503,000 | 4,730 |
| Securities gains (losses) | $7,000 | 2,511 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $510,000 | 4,536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $510,000 | 4,538 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $510,000 | 4,539 |
| Net charge-offs | $152,000 | 1,786 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $503,000 | 4,492 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 4,157 |
| Total interest expense | $162,000 | 4,600 |
| Net interest income | $2,075,000 | 4,052 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $440,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $222,000 | 2,318 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $218,000 | 3,495 |
| Total noninterest expense | $2,368,000 | 3,395 |
| Salaries and employee benefits | $1,066,000 | 3,820 |
| Premises and equipment expense | $375,000 | 2,738 |
| Additional noninterest expense | $927,000 | 2,980 |
| Pre-tax net operating income | $147,000 | 5,437 |
| Securities gains (losses) | $7,000 | 2,148 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $154,000 | 5,359 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $154,000 | 5,358 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $154,000 | 5,361 |
| Net charge-offs | $25,000 | 2,802 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $147,000 | 5,337 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 4,264 |
| Total interest expense | $83,000 | 4,598 |
| Net interest income | $986,000 | 4,179 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $214,000 | 3,320 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $111,000 | 2,300 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $103,000 | 3,556 |
| Total noninterest expense | $1,173,000 | 3,437 |
| Salaries and employee benefits | $547,000 | 3,797 |
| Premises and equipment expense | $188,000 | 2,766 |
| Additional noninterest expense | $438,000 | 3,089 |
| Pre-tax net operating income | $27,000 | 5,820 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $34,000 | 5,755 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $34,000 | 5,756 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $34,000 | 5,756 |
| Net charge-offs | $28,000 | 1,930 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $27,000 | 5,788 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 4,172 |
| Total interest expense | $381,000 | 4,557 |
| Net interest income | $4,191,000 | 4,081 |
| Provision for loan and lease losses | $-2,000,000 | 6,413 |
| Total noninterest income | $845,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $524,000 | 2,210 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $321,000 | 3,919 |
| Total noninterest expense | $4,951,000 | 3,337 |
| Salaries and employee benefits | $2,121,000 | 3,871 |
| Premises and equipment expense | $721,000 | 2,873 |
| Additional noninterest expense | $2,109,000 | 2,761 |
| Pre-tax net operating income | $2,085,000 | 2,911 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,085,000 | 2,628 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,085,000 | 2,626 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,085,000 | 2,628 |
| Net charge-offs | $-948,000 | 6,448 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,085,000 | 2,583 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 4,181 |
| Total interest expense | $293,000 | 4,571 |
| Net interest income | $3,172,000 | 4,091 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $656,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $393,000 | 2,220 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $263,000 | 3,828 |
| Total noninterest expense | $3,591,000 | 3,432 |
| Salaries and employee benefits | $1,484,000 | 4,004 |
| Premises and equipment expense | $543,000 | 2,874 |
| Additional noninterest expense | $1,564,000 | 2,787 |
| Pre-tax net operating income | $237,000 | 5,527 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $237,000 | 5,443 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $237,000 | 5,443 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $237,000 | 5,445 |
| Net charge-offs | $-942,000 | 6,532 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $237,000 | 5,402 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 4,192 |
| Total interest expense | $200,000 | 4,559 |
| Net interest income | $2,122,000 | 4,086 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $440,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $253,000 | 2,246 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $187,000 | 3,741 |
| Total noninterest expense | $2,361,000 | 3,475 |
| Salaries and employee benefits | $983,000 | 4,045 |
| Premises and equipment expense | $359,000 | 2,904 |
| Additional noninterest expense | $1,019,000 | 2,838 |
| Pre-tax net operating income | $201,000 | 5,322 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $201,000 | 5,214 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $201,000 | 5,216 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $201,000 | 5,217 |
| Net charge-offs | $-953,000 | 6,612 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $201,000 | 5,162 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 4,307 |
| Total interest expense | $102,000 | 4,593 |
| Net interest income | $1,008,000 | 4,223 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $199,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $123,000 | 2,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $76,000 | 3,971 |
| Total noninterest expense | $1,117,000 | 3,625 |
| Salaries and employee benefits | $442,000 | 4,349 |
| Premises and equipment expense | $178,000 | 2,986 |
| Additional noninterest expense | $497,000 | 2,901 |
| Pre-tax net operating income | $90,000 | 5,365 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $90,000 | 5,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 5,262 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $90,000 | 5,262 |
| Net charge-offs | $-30,000 | 6,166 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $90,000 | 5,215 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 4,284 |
| Total interest expense | $515,000 | 4,396 |
| Net interest income | $4,119,000 | 4,202 |
| Provision for loan and lease losses | $232,000 | 2,803 |
| Total noninterest income | $908,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $590,000 | 2,086 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $318,000 | 4,016 |
| Total noninterest expense | $4,880,000 | 3,464 |
| Salaries and employee benefits | $1,933,000 | 4,152 |
| Premises and equipment expense | $673,000 | 3,044 |
| Additional noninterest expense | $2,274,000 | 2,702 |
| Pre-tax net operating income | $-85,000 | 6,285 |
| Securities gains (losses) | $221,000 | 837 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $136,000 | 5,893 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $136,000 | 5,895 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $136,000 | 5,895 |
| Net charge-offs | $672,000 | 1,686 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-85,000 | 6,302 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 4,322 |
| Total interest expense | $404,000 | 4,393 |
| Net interest income | $3,082,000 | 4,241 |
| Provision for loan and lease losses | $232,000 | 2,373 |
| Total noninterest income | $714,000 | 3,346 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $458,000 | 2,037 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $256,000 | 3,993 |
| Total noninterest expense | $3,463,000 | 3,613 |
| Salaries and employee benefits | $1,232,000 | 4,551 |
| Premises and equipment expense | $462,000 | 3,289 |
| Additional noninterest expense | $1,769,000 | 2,597 |
| Pre-tax net operating income | $101,000 | 5,994 |
| Securities gains (losses) | $186,000 | 855 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $287,000 | 5,314 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $287,000 | 5,315 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $287,000 | 5,316 |
| Net charge-offs | $1,750,000 | 658 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $101,000 | 5,953 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 4,406 |
| Total interest expense | $280,000 | 4,365 |
| Net interest income | $1,963,000 | 4,368 |
| Provision for loan and lease losses | $232,000 | 1,943 |
| Total noninterest income | $505,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $301,000 | 2,029 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $204,000 | 3,759 |
| Total noninterest expense | $2,318,000 | 3,618 |
| Salaries and employee benefits | $872,000 | 4,435 |
| Premises and equipment expense | $328,000 | 3,149 |
| Additional noninterest expense | $1,118,000 | 2,702 |
| Pre-tax net operating income | $-82,000 | 6,450 |
| Securities gains (losses) | $183,000 | 785 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $101,000 | 5,848 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $101,000 | 5,850 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $101,000 | 5,850 |
| Net charge-offs | $1,704,000 | 519 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-82,000 | 6,465 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 5,878 |
| Total interest expense | $49,000 | 6,171 |
| Net interest income | $504,000 | 5,760 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $99,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $74,000 | 3,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 5,492 |
| Total noninterest expense | $422,000 | 5,823 |
| Salaries and employee benefits | $132,000 | 6,504 |
| Premises and equipment expense | $42,000 | 5,916 |
| Additional noninterest expense | $248,000 | 4,667 |
| Pre-tax net operating income | $181,000 | 4,616 |
| Securities gains (losses) | $179,000 | 500 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $360,000 | 3,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $360,000 | 3,219 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $360,000 | 3,221 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $181,000 | 4,344 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 5,776 |
| Total interest expense | $261,000 | 6,131 |
| Net interest income | $2,285,000 | 5,635 |
| Provision for loan and lease losses | $481,000 | 2,765 |
| Total noninterest income | $512,000 | 4,458 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $325,000 | 3,344 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $187,000 | 4,677 |
| Total noninterest expense | $1,680,000 | 5,912 |
| Salaries and employee benefits | $598,000 | 6,461 |
| Premises and equipment expense | $142,000 | 6,190 |
| Additional noninterest expense | $940,000 | 4,934 |
| Pre-tax net operating income | $636,000 | 4,630 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $636,000 | 4,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $636,000 | 4,604 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $636,000 | 4,605 |
| Net charge-offs | $413,000 | 2,904 |
| Cash dividends | $4,200,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $636,000 | 4,435 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 5,840 |
| Total interest expense | $203,000 | 6,229 |
| Net interest income | $1,743,000 | 5,688 |
| Provision for loan and lease losses | $432,000 | 2,483 |
| Total noninterest income | $402,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $243,000 | 3,386 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $159,000 | 4,554 |
| Total noninterest expense | $1,259,000 | 5,977 |
| Salaries and employee benefits | $421,000 | 6,588 |
| Premises and equipment expense | $108,000 | 6,245 |
| Additional noninterest expense | $730,000 | 4,893 |
| Pre-tax net operating income | $454,000 | 4,832 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $454,000 | 4,784 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $454,000 | 4,784 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $454,000 | 4,784 |
| Net charge-offs | $342,000 | 2,669 |
| Cash dividends | $4,200,000 | 416 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $454,000 | 4,606 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 5,896 |
| Total interest expense | $141,000 | 6,270 |
| Net interest income | $1,150,000 | 5,741 |
| Provision for loan and lease losses | $408,000 | 2,048 |
| Total noninterest income | $288,000 | 4,296 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $157,000 | 3,422 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $131,000 | 4,275 |
| Total noninterest expense | $802,000 | 6,102 |
| Salaries and employee benefits | $281,000 | 6,649 |
| Premises and equipment expense | $72,000 | 6,271 |
| Additional noninterest expense | $449,000 | 5,120 |
| Pre-tax net operating income | $228,000 | 5,166 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $228,000 | 5,168 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $228,000 | 5,168 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $228,000 | 5,168 |
| Net charge-offs | $341,000 | 2,183 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $228,000 | 4,975 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 5,918 |
| Total interest expense | $75,000 | 6,286 |
| Net interest income | $581,000 | 5,759 |
| Provision for loan and lease losses | $350,000 | 1,357 |
| Total noninterest income | $93,000 | 5,052 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $74,000 | 3,530 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,000 | 5,771 |
| Total noninterest expense | $413,000 | 6,088 |
| Salaries and employee benefits | $132,000 | 6,769 |
| Premises and equipment expense | $39,000 | 6,220 |
| Additional noninterest expense | $242,000 | 4,944 |
| Pre-tax net operating income | $-89,000 | 6,711 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-89,000 | 6,788 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-89,000 | 6,789 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-89,000 | 6,789 |
| Net charge-offs | $336,000 | 1,391 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-89,000 | 6,727 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,904,000 | 5,821 |
| Total interest expense | $460,000 | 5,999 |
| Net interest income | $2,444,000 | 5,698 |
| Provision for loan and lease losses | $1,115,000 | 2,260 |
| Total noninterest income | $436,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $358,000 | 3,246 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $78,000 | 5,546 |
| Total noninterest expense | $1,652,000 | 6,152 |
| Salaries and employee benefits | $636,000 | 6,618 |
| Premises and equipment expense | $159,000 | 6,345 |
| Additional noninterest expense | $857,000 | 5,268 |
| Pre-tax net operating income | $113,000 | 5,727 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $114,000 | 5,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $114,000 | 5,824 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $114,000 | 5,824 |
| Net charge-offs | $891,000 | 2,501 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $113,000 | 5,709 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 5,865 |
| Total interest expense | $380,000 | 5,941 |
| Net interest income | $1,814,000 | 5,769 |
| Provision for loan and lease losses | $1,055,000 | 1,898 |
| Total noninterest income | $329,000 | 4,655 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $274,000 | 3,210 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $55,000 | 5,695 |
| Total noninterest expense | $1,208,000 | 6,228 |
| Salaries and employee benefits | $455,000 | 6,712 |
| Premises and equipment expense | $133,000 | 6,239 |
| Additional noninterest expense | $620,000 | 5,368 |
| Pre-tax net operating income | $-120,000 | 6,314 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-119,000 | 6,429 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-119,000 | 6,433 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-119,000 | 6,432 |
| Net charge-offs | $844,000 | 2,082 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-120,000 | 6,350 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 5,924 |
| Total interest expense | $271,000 | 5,930 |
| Net interest income | $1,189,000 | 5,837 |
| Provision for loan and lease losses | $1,005,000 | 1,490 |
| Total noninterest income | $219,000 | 4,718 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $181,000 | 3,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,729 |
| Total noninterest expense | $824,000 | 6,245 |
| Salaries and employee benefits | $306,000 | 6,765 |
| Premises and equipment expense | $95,000 | 6,183 |
| Additional noninterest expense | $423,000 | 5,392 |
| Pre-tax net operating income | $-421,000 | 6,746 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-420,000 | 6,799 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-420,000 | 6,798 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-420,000 | 6,799 |
| Net charge-offs | $823,000 | 1,644 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-421,000 | 6,793 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $745,000 | 5,923 |
| Total interest expense | $147,000 | 5,872 |
| Net interest income | $598,000 | 5,830 |
| Provision for loan and lease losses | $400,000 | 1,629 |
| Total noninterest income | $106,000 | 4,809 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $87,000 | 3,269 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $412,000 | 6,297 |
| Salaries and employee benefits | $163,000 | 6,697 |
| Premises and equipment expense | $44,000 | 6,344 |
| Additional noninterest expense | $205,000 | 5,470 |
| Pre-tax net operating income | $-108,000 | 6,696 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-108,000 | 6,739 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-108,000 | 6,738 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-108,000 | 6,739 |
| Net charge-offs | $228,000 | 2,003 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-108,000 | 6,727 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 5,779 |
| Total interest expense | $790,000 | 5,734 |
| Net interest income | $2,609,000 | 5,680 |
| Provision for loan and lease losses | $280,000 | 4,946 |
| Total noninterest income | $454,000 | 4,745 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $373,000 | 3,198 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $81,000 | 5,679 |
| Total noninterest expense | $1,538,000 | 6,474 |
| Salaries and employee benefits | $627,000 | 6,862 |
| Premises and equipment expense | $166,000 | 6,504 |
| Additional noninterest expense | $745,000 | 5,769 |
| Pre-tax net operating income | $1,245,000 | 3,033 |
| Securities gains (losses) | $66,000 | 2,482 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,311,000 | 2,742 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,311,000 | 2,738 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,311,000 | 2,743 |
| Net charge-offs | $450,000 | 3,790 |
| Cash dividends | $8,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,245,000 | 2,736 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 5,837 |
| Total interest expense | $607,000 | 5,838 |
| Net interest income | $2,002,000 | 5,697 |
| Provision for loan and lease losses | $179,000 | 5,067 |
| Total noninterest income | $336,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $286,000 | 3,236 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $50,000 | 5,979 |
| Total noninterest expense | $1,101,000 | 6,607 |
| Salaries and employee benefits | $448,000 | 6,983 |
| Premises and equipment expense | $102,000 | 6,827 |
| Additional noninterest expense | $551,000 | 5,840 |
| Pre-tax net operating income | $1,058,000 | 2,976 |
| Securities gains (losses) | $64,000 | 2,278 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,122,000 | 2,683 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,122,000 | 2,681 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,122,000 | 2,685 |
| Net charge-offs | $7,000 | 6,361 |
| Cash dividends | $8,000,000 | 138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,058,000 | 2,652 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 5,827 |
| Total interest expense | $408,000 | 5,909 |
| Net interest income | $1,369,000 | 5,671 |
| Provision for loan and lease losses | $179,000 | 4,411 |
| Total noninterest income | $221,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $188,000 | 3,271 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $33,000 | 6,051 |
| Total noninterest expense | $739,000 | 6,641 |
| Salaries and employee benefits | $311,000 | 6,977 |
| Premises and equipment expense | $74,000 | 6,764 |
| Additional noninterest expense | $354,000 | 5,926 |
| Pre-tax net operating income | $672,000 | 3,102 |
| Securities gains (losses) | $26,000 | 2,244 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $698,000 | 2,776 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $698,000 | 2,772 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $698,000 | 2,775 |
| Net charge-offs | $7,000 | 5,969 |
| Cash dividends | $8,000,000 | 87 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $672,000 | 2,733 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $891,000 | 5,894 |
| Total interest expense | $213,000 | 5,951 |
| Net interest income | $678,000 | 5,733 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $107,000 | 4,928 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $91,000 | 3,330 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $16,000 | 6,197 |
| Total noninterest expense | $375,000 | 6,701 |
| Salaries and employee benefits | $153,000 | 7,092 |
| Premises and equipment expense | $39,000 | 6,780 |
| Additional noninterest expense | $183,000 | 5,898 |
| Pre-tax net operating income | $403,000 | 2,819 |
| Securities gains (losses) | $8,000 | 1,783 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $411,000 | 2,509 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $411,000 | 2,507 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $411,000 | 2,509 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $403,000 | 2,447 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 5,756 |
| Total interest expense | $1,109,000 | 5,817 |
| Net interest income | $2,845,000 | 5,529 |
| Provision for loan and lease losses | $17,000 | 7,230 |
| Total noninterest income | $507,000 | 4,700 |
| Gross Fiduciary activities income | $1,000 | 1,342 |
| Service charges on deposit accounts | $365,000 | 3,499 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $141,000 | 5,184 |
| Total noninterest expense | $1,407,000 | 6,916 |
| Salaries and employee benefits | $610,000 | 7,181 |
| Premises and equipment expense | $175,000 | 6,701 |
| Additional noninterest expense | $622,000 | 6,381 |
| Pre-tax net operating income | $1,928,000 | 1,967 |
| Securities gains (losses) | $31,000 | 2,860 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,959,000 | 1,720 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,959,000 | 1,719 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,959,000 | 1,720 |
| Net charge-offs | $7,000 | 6,974 |
| Cash dividends | $983,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,928,000 | 1,698 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 5,722 |
| Total interest expense | $854,000 | 5,906 |
| Net interest income | $2,204,000 | 5,452 |
| Provision for loan and lease losses | $8,000 | 7,164 |
| Total noninterest income | $321,000 | 5,080 |
| Gross Fiduciary activities income | $1,000 | 1,297 |
| Service charges on deposit accounts | $275,000 | 3,494 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $45,000 | 6,325 |
| Total noninterest expense | $1,034,000 | 6,976 |
| Salaries and employee benefits | $435,000 | 7,289 |
| Premises and equipment expense | $132,000 | 6,743 |
| Additional noninterest expense | $467,000 | 6,398 |
| Pre-tax net operating income | $1,483,000 | 2,075 |
| Securities gains (losses) | $30,000 | 2,554 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,513,000 | 1,757 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,513,000 | 1,757 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,513,000 | 1,757 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $983,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,483,000 | 1,751 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 5,745 |
| Total interest expense | $576,000 | 6,005 |
| Net interest income | $1,495,000 | 5,416 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $217,000 | 5,088 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $185,000 | 3,461 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $32,000 | 6,339 |
| Total noninterest expense | $684,000 | 7,048 |
| Salaries and employee benefits | $286,000 | 7,391 |
| Premises and equipment expense | $79,000 | 6,963 |
| Additional noninterest expense | $319,000 | 6,374 |
| Pre-tax net operating income | $1,028,000 | 2,066 |
| Securities gains (losses) | $26,000 | 2,222 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,054,000 | 1,771 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,054,000 | 1,768 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,054,000 | 1,770 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $683,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,028,000 | 1,759 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,033,000 | 5,788 |
| Total interest expense | $285,000 | 6,118 |
| Net interest income | $748,000 | 5,409 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $99,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $83,000 | 3,630 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $334,000 | 7,080 |
| Salaries and employee benefits | $144,000 | 7,426 |
| Premises and equipment expense | $39,000 | 7,024 |
| Additional noninterest expense | $151,000 | 6,292 |
| Pre-tax net operating income | $513,000 | 2,338 |
| Securities gains (losses) | $15,000 | 1,797 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $528,000 | 2,030 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $528,000 | 2,031 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $528,000 | 2,031 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $304,000 | 1,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $513,000 | 1,958 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,117,000 | 5,940 |
| Total interest expense | $1,394,000 | 6,126 |
| Net interest income | $2,723,000 | 5,683 |
| Provision for loan and lease losses | $88,000 | 6,180 |
| Total noninterest income | $493,000 | 4,867 |
| Gross Fiduciary activities income | $1,000 | 1,385 |
| Service charges on deposit accounts | $363,000 | 3,645 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $129,000 | 5,550 |
| Total noninterest expense | $1,313,000 | 7,140 |
| Salaries and employee benefits | $604,000 | 7,399 |
| Premises and equipment expense | $185,000 | 6,815 |
| Additional noninterest expense | $524,000 | 6,527 |
| Pre-tax net operating income | $1,815,000 | 2,655 |
| Securities gains (losses) | $34,000 | 1,848 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,849,000 | 2,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,849,000 | 2,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,033 |
| Cash dividends | $881,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,815,000 | 2,298 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 6,080 |
| Total interest expense | $1,050,000 | 6,225 |
| Net interest income | $1,954,000 | 5,849 |
| Provision for loan and lease losses | $73,000 | 5,533 |
| Total noninterest income | $394,000 | 4,840 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $275,000 | 3,656 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $119,000 | 5,310 |
| Total noninterest expense | $878,000 | 7,328 |
| Salaries and employee benefits | $411,000 | 7,577 |
| Premises and equipment expense | $101,000 | 7,341 |
| Additional noninterest expense | $366,000 | 6,663 |
| Pre-tax net operating income | $1,397,000 | 2,990 |
| Securities gains (losses) | $28,000 | 1,801 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,425,000 | 2,426 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,425,000 | 2,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $881,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,397,000 | 2,580 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 6,169 |
| Total interest expense | $719,000 | 6,302 |
| Net interest income | $1,255,000 | 5,954 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $208,000 | 5,350 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $187,000 | 3,617 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $21,000 | 7,150 |
| Total noninterest expense | $602,000 | 7,325 |
| Salaries and employee benefits | $273,000 | 7,640 |
| Premises and equipment expense | $75,000 | 7,252 |
| Additional noninterest expense | $254,000 | 6,610 |
| Pre-tax net operating income | $861,000 | 3,267 |
| Securities gains (losses) | $23,000 | 1,954 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $884,000 | 2,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $884,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,779 |
| Cash dividends | $663,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $861,000 | 2,846 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 6,195 |
| Total interest expense | $386,000 | 6,319 |
| Net interest income | $625,000 | 6,000 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $95,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $84,000 | 3,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $303,000 | 7,353 |
| Salaries and employee benefits | $137,000 | 7,675 |
| Premises and equipment expense | $39,000 | 7,205 |
| Additional noninterest expense | $127,000 | 6,594 |
| Pre-tax net operating income | $417,000 | 3,455 |
| Securities gains (losses) | $11,000 | 1,937 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $428,000 | 3,040 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $428,000 | 3,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $274,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $417,000 | 3,027 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,182,000 | 6,143 |
| Total interest expense | $1,644,000 | 6,239 |
| Net interest income | $2,538,000 | 5,934 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $456,000 | 5,232 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $393,000 | 3,554 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $63,000 | 6,845 |
| Total noninterest expense | $1,241,000 | 7,298 |
| Salaries and employee benefits | $588,000 | 7,573 |
| Premises and equipment expense | $147,000 | 7,284 |
| Additional noninterest expense | $506,000 | 6,543 |
| Pre-tax net operating income | $1,753,000 | 3,595 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $25,000 | 5,315 |
| Income before extraordinary items | $1,730,000 | 3,129 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,730,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,353 |
| Cash dividends | $862,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,728,020 | 3,121 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,119,000 | 6,194 |
| Total interest expense | $1,228,000 | 6,283 |
| Net interest income | $1,891,000 | 5,970 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $330,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $300,000 | 3,517 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $30,000 | 7,337 |
| Total noninterest expense | $891,000 | 7,366 |
| Salaries and employee benefits | $405,000 | 7,674 |
| Premises and equipment expense | $123,000 | 7,078 |
| Additional noninterest expense | $363,000 | 6,639 |
| Pre-tax net operating income | $1,330,000 | 3,735 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $25,000 | 5,354 |
| Income before extraordinary items | $1,305,000 | 3,268 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,305,000 | 3,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $862,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,305,000 | 3,255 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 6,248 |
| Total interest expense | $800,000 | 6,359 |
| Net interest income | $1,256,000 | 6,035 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $219,000 | 5,397 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $199,000 | 3,533 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $588,000 | 7,425 |
| Salaries and employee benefits | $271,000 | 7,724 |
| Premises and equipment expense | $87,000 | 7,002 |
| Additional noninterest expense | $230,000 | 6,790 |
| Pre-tax net operating income | $887,000 | 3,797 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $25,000 | 5,215 |
| Income before extraordinary items | $862,000 | 3,350 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $862,000 | 3,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,902 |
| Cash dividends | $622,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $862,000 | 3,329 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,015,000 | 6,290 |
| Total interest expense | $394,000 | 6,406 |
| Net interest income | $621,000 | 6,079 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $101,000 | 5,536 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $91,000 | 3,638 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $299,000 | 7,435 |
| Salaries and employee benefits | $134,000 | 7,785 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $122,000 | 6,656 |
| Pre-tax net operating income | $423,000 | 3,872 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $398,000 | 3,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $398,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $192,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $398,000 | 3,487 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 6,073 |
| Total interest expense | $1,550,000 | 6,039 |
| Net interest income | $2,519,000 | 6,005 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $468,000 | 5,275 |
| Gross Fiduciary activities income | $1,000 | 1,470 |
| Service charges on deposit accounts | $386,000 | 3,607 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $81,000 | 6,654 |
| Total noninterest expense | $1,199,000 | 7,384 |
| Salaries and employee benefits | $563,000 | 7,700 |
| Premises and equipment expense | $138,000 | 7,408 |
| Additional noninterest expense | $498,000 | 6,549 |
| Pre-tax net operating income | $1,788,000 | 3,915 |
| Securities gains (losses) | $2,000 | 1,439 |
| Applicable income taxes | $66,000 | 5,268 |
| Income before extraordinary items | $1,724,000 | 3,457 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,724,000 | 3,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,051 |
| Cash dividends | $721,000 | 3,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,722,080 | 3,442 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 6,110 |
| Total interest expense | $1,140,000 | 6,031 |
| Net interest income | $1,882,000 | 6,080 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $308,000 | 5,575 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $285,000 | 3,666 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,743 |
| Total noninterest expense | $835,000 | 7,539 |
| Salaries and employee benefits | $375,000 | 7,866 |
| Premises and equipment expense | $109,000 | 7,320 |
| Additional noninterest expense | $351,000 | 6,698 |
| Pre-tax net operating income | $1,355,000 | 4,011 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,357,000 | 3,421 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,357,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,955 |
| Cash dividends | $721,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,355,000 | 3,418 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 6,106 |
| Total interest expense | $754,000 | 5,963 |
| Net interest income | $1,250,000 | 6,112 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $200,000 | 5,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $185,000 | 3,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 7,801 |
| Total noninterest expense | $561,000 | 7,557 |
| Salaries and employee benefits | $245,000 | 7,929 |
| Premises and equipment expense | $79,000 | 7,202 |
| Additional noninterest expense | $237,000 | 6,702 |
| Pre-tax net operating income | $889,000 | 4,077 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $891,000 | 3,470 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $891,000 | 3,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,908 |
| Cash dividends | $535,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $889,000 | 3,466 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 6,115 |
| Total interest expense | $360,000 | 5,966 |
| Net interest income | $633,000 | 6,093 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $87,000 | 5,894 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $79,000 | 3,966 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $289,000 | 7,510 |
| Salaries and employee benefits | $123,000 | 7,942 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $124,000 | 6,561 |
| Pre-tax net operating income | $431,000 | 4,108 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $431,000 | 3,499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 3,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $184,000 | 2,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $431,000 | 3,481 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 6,034 |
| Total interest expense | $1,154,000 | 5,923 |
| Net interest income | $2,551,000 | 5,990 |
| Provision for loan and lease losses | $61,000 | 5,436 |
| Total noninterest income | $406,000 | 5,693 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $340,000 | 3,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $66,000 | 7,037 |
| Total noninterest expense | $1,126,000 | 7,526 |
| Salaries and employee benefits | $527,000 | 7,810 |
| Premises and equipment expense | $134,000 | 7,473 |
| Additional noninterest expense | $465,000 | 6,769 |
| Pre-tax net operating income | $1,770,000 | 3,994 |
| Securities gains (losses) | $152,000 | 578 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,922,000 | 3,190 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,922,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,115 |
| Cash dividends | $782,000 | 2,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,770,000 | 3,369 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,729,000 | 6,074 |
| Total interest expense | $820,000 | 5,952 |
| Net interest income | $1,909,000 | 6,024 |
| Provision for loan and lease losses | $61,000 | 4,938 |
| Total noninterest income | $259,000 | 6,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $243,000 | 4,031 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $808,000 | 7,601 |
| Salaries and employee benefits | $360,000 | 7,941 |
| Premises and equipment expense | $111,000 | 7,309 |
| Additional noninterest expense | $337,000 | 6,819 |
| Pre-tax net operating income | $1,299,000 | 4,121 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,299,000 | 3,485 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,299,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $782,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,299,000 | 3,441 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 6,061 |
| Total interest expense | $521,000 | 5,930 |
| Net interest income | $1,266,000 | 6,022 |
| Provision for loan and lease losses | $59,000 | 4,370 |
| Total noninterest income | $173,000 | 6,053 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $163,000 | 3,959 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $547,000 | 7,584 |
| Salaries and employee benefits | $238,000 | 7,960 |
| Premises and equipment expense | $82,000 | 7,100 |
| Additional noninterest expense | $227,000 | 6,802 |
| Pre-tax net operating income | $833,000 | 4,196 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $833,000 | 3,549 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $833,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $551,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $833,000 | 3,501 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $873,000 | 6,129 |
| Total interest expense | $243,000 | 6,047 |
| Net interest income | $630,000 | 6,079 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $80,000 | 6,177 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $76,000 | 4,047 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $276,000 | 7,620 |
| Salaries and employee benefits | $119,000 | 8,026 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $111,000 | 6,877 |
| Pre-tax net operating income | $416,000 | 4,157 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $416,000 | 3,524 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $416,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $110,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $416,000 | 3,486 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 5,984 |
| Total interest expense | $894,000 | 5,963 |
| Net interest income | $2,586,000 | 5,902 |
| Provision for loan and lease losses | $80,000 | 5,318 |
| Total noninterest income | $433,000 | 5,626 |
| Gross Fiduciary activities income | $45,000 | 1,076 |
| Service charges on deposit accounts | $333,000 | 4,063 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $1,076,000 | 7,661 |
| Salaries and employee benefits | $505,000 | 7,960 |
| Premises and equipment expense | $156,000 | 7,255 |
| Additional noninterest expense | $415,000 | 7,045 |
| Pre-tax net operating income | $1,863,000 | 3,700 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $44,000 | 6,113 |
| Income before extraordinary items | $1,819,000 | 3,159 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,819,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,277 |
| Cash dividends | $436,000 | 3,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,819,000 | 3,099 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,598,000 | 6,003 |
| Total interest expense | $661,000 | 5,984 |
| Net interest income | $1,937,000 | 5,903 |
| Provision for loan and lease losses | $62,000 | 5,096 |
| Total noninterest income | $312,000 | 5,724 |
| Gross Fiduciary activities income | $45,000 | 1,032 |
| Service charges on deposit accounts | $258,000 | 4,025 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 8,509 |
| Total noninterest expense | $755,000 | 7,767 |
| Salaries and employee benefits | $342,000 | 8,101 |
| Premises and equipment expense | $108,000 | 7,369 |
| Additional noninterest expense | $305,000 | 7,045 |
| Pre-tax net operating income | $1,432,000 | 3,688 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,432,000 | 3,076 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,432,000 | 3,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,331 |
| Cash dividends | $342,000 | 3,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,432,000 | 3,004 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 6,048 |
| Total interest expense | $437,000 | 6,029 |
| Net interest income | $1,275,000 | 5,955 |
| Provision for loan and lease losses | $9,000 | 6,446 |
| Total noninterest income | $174,000 | 6,139 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $167,000 | 4,079 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $542,000 | 7,660 |
| Salaries and employee benefits | $227,000 | 8,163 |
| Premises and equipment expense | $73,000 | 7,393 |
| Additional noninterest expense | $242,000 | 6,633 |
| Pre-tax net operating income | $898,000 | 3,808 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $898,000 | 3,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $898,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,456 |
| Cash dividends | $190,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $898,000 | 3,135 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 6,108 |
| Total interest expense | $220,000 | 6,074 |
| Net interest income | $625,000 | 6,012 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $88,000 | 6,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 4,000 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $4,000 | 8,419 |
| Total noninterest expense | $256,000 | 7,831 |
| Salaries and employee benefits | $116,000 | 8,166 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $102,000 | 7,103 |
| Pre-tax net operating income | $457,000 | 3,754 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $457,000 | 3,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $457,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,637 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $457,000 | 3,037 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 5,975 |
| Total interest expense | $1,042,000 | 5,997 |
| Net interest income | $2,535,000 | 5,854 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $345,000 | 6,290 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $302,000 | 4,281 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $42,000 | 7,762 |
| Total noninterest expense | $1,021,000 | 7,833 |
| Salaries and employee benefits | $490,000 | 8,112 |
| Premises and equipment expense | $122,000 | 7,784 |
| Additional noninterest expense | $409,000 | 7,099 |
| Pre-tax net operating income | $1,859,000 | 3,553 |
| Securities gains (losses) | $13,000 | 3,473 |
| Applicable income taxes | $530,000 | 3,280 |
| Income before extraordinary items | $1,342,000 | 3,835 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,342,000 | 3,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,637 |
| Cash dividends | $1,120,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,332,640 | 3,692 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 6,033 |
| Total interest expense | $812,000 | 6,027 |
| Net interest income | $1,880,000 | 5,923 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $229,000 | 6,594 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $230,000 | 4,260 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-2,000 | 9,189 |
| Total noninterest expense | $732,000 | 7,925 |
| Salaries and employee benefits | $338,000 | 8,254 |
| Premises and equipment expense | $97,000 | 7,691 |
| Additional noninterest expense | $297,000 | 7,160 |
| Pre-tax net operating income | $1,377,000 | 3,707 |
| Securities gains (losses) | $13,000 | 3,204 |
| Applicable income taxes | $390,000 | 3,461 |
| Income before extraordinary items | $1,000,000 | 3,976 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,000,000 | 3,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $120,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $990,640 | 3,838 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 6,103 |
| Total interest expense | $559,000 | 6,053 |
| Net interest income | $1,221,000 | 6,014 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $141,000 | 6,767 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $145,000 | 4,376 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-4,000 | 9,210 |
| Total noninterest expense | $487,000 | 7,947 |
| Salaries and employee benefits | $224,000 | 8,296 |
| Premises and equipment expense | $69,000 | 7,580 |
| Additional noninterest expense | $194,000 | 7,219 |
| Pre-tax net operating income | $875,000 | 3,825 |
| Securities gains (losses) | $13,000 | 2,823 |
| Applicable income taxes | $267,000 | 3,437 |
| Income before extraordinary items | $621,000 | 4,189 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $621,000 | 4,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $120,000 | 4,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $611,900 | 4,038 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,139 |
| Total interest expense | $286,000 | 6,093 |
| Net interest income | $603,000 | 6,049 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $70,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $67,000 | 4,483 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $253,000 | 7,901 |
| Salaries and employee benefits | $118,000 | 8,241 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $420,000 | 3,927 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $149,000 | 3,236 |
| Income before extraordinary items | $271,000 | 4,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $60,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $271,000 | 4,308 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,817,000 | 6,054 |
| Total interest expense | $1,480,000 | 5,761 |
| Net interest income | $2,337,000 | 6,120 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $386,000 | 5,865 |
| Gross Fiduciary activities income | $1,000 | 1,652 |
| Service charges on deposit accounts | $294,000 | 4,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,629 |
| Total noninterest expense | $970,000 | 7,991 |
| Salaries and employee benefits | $514,000 | 8,095 |
| Premises and equipment expense | $70,000 | 8,597 |
| Additional noninterest expense | $386,000 | 7,248 |
| Pre-tax net operating income | $1,753,000 | 3,724 |
| Securities gains (losses) | $101,000 | 1,743 |
| Applicable income taxes | $442,000 | 3,697 |
| Income before extraordinary items | $1,412,000 | 3,653 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,412,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,090 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,335,240 | 3,709 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 6,268 |
| Total interest expense | $2,084,000 | 5,968 |
| Net interest income | $2,021,000 | 6,403 |
| Provision for loan and lease losses | $5,000 | 8,099 |
| Total noninterest income | $345,000 | 6,056 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $278,000 | 4,355 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $67,000 | 7,208 |
| Total noninterest expense | $984,000 | 8,006 |
| Salaries and employee benefits | $490,000 | 8,229 |
| Premises and equipment expense | $141,000 | 7,677 |
| Additional noninterest expense | $353,000 | 7,493 |
| Pre-tax net operating income | $1,377,000 | 4,081 |
| Securities gains (losses) | $33,000 | 2,734 |
| Applicable income taxes | $284,000 | 4,384 |
| Income before extraordinary items | $1,126,000 | 3,975 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,126,000 | 3,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,161 |
| Cash dividends | $240,000 | 4,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,099,600 | 3,912 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 6,444 |
| Total interest expense | $1,983,000 | 6,299 |
| Net interest income | $2,077,000 | 6,461 |
| Provision for loan and lease losses | $73,000 | 5,905 |
| Total noninterest income | $332,000 | 6,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,303 |
| Total noninterest expense | $939,000 | 8,194 |
| Salaries and employee benefits | $464,000 | 8,429 |
| Premises and equipment expense | $133,000 | 7,865 |
| Additional noninterest expense | $342,000 | 7,612 |
| Pre-tax net operating income | $1,397,000 | 4,277 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $330,000 | 4,382 |
| Income before extraordinary items | $1,067,000 | 4,199 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,067,000 | 4,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,534 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,067,000 | 4,204 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 6,557 |
| Total interest expense | $1,706,000 | 6,534 |
| Net interest income | $2,058,000 | 6,539 |
| Provision for loan and lease losses | $77,000 | 5,736 |
| Total noninterest income | $368,000 | 5,850 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $282,000 | 4,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $904,000 | 8,404 |
| Salaries and employee benefits | $458,000 | 8,582 |
| Premises and equipment expense | $130,000 | 8,035 |
| Additional noninterest expense | $316,000 | 7,996 |
| Pre-tax net operating income | $1,445,000 | 4,200 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $413,000 | 4,076 |
| Income before extraordinary items | $1,032,000 | 4,332 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,032,000 | 4,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $240,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,032,000 | 4,294 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,855,000 | 6,597 |
| Total interest expense | $1,837,000 | 6,481 |
| Net interest income | $2,018,000 | 6,634 |
| Provision for loan and lease losses | $146,000 | 4,231 |
| Total noninterest income | $364,000 | 5,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 6,875 |
| Total noninterest expense | $854,000 | 8,588 |
| Salaries and employee benefits | $434,000 | 8,751 |
| Premises and equipment expense | $127,000 | 8,131 |
| Additional noninterest expense | $293,000 | 8,176 |
| Pre-tax net operating income | $1,382,000 | 4,444 |
| Securities gains (losses) | $47,000 | 1,787 |
| Applicable income taxes | $375,000 | 4,582 |
| Income before extraordinary items | $1,054,000 | 4,316 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,054,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $240,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,019,220 | 4,348 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 6,847 |
| Total interest expense | $1,787,000 | 6,714 |
| Net interest income | $2,015,000 | 6,891 |
| Provision for loan and lease losses | $91,000 | 5,357 |
| Total noninterest income | $309,000 | 6,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,323 |
| Total noninterest expense | $832,000 | 8,922 |
| Salaries and employee benefits | $396,000 | 9,284 |
| Premises and equipment expense | $144,000 | 7,944 |
| Additional noninterest expense | $292,000 | 8,398 |
| Pre-tax net operating income | $1,401,000 | 4,723 |
| Securities gains (losses) | $40,000 | 1,476 |
| Applicable income taxes | $389,000 | 4,959 |
| Income before extraordinary items | $1,052,000 | 4,512 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,052,000 | 4,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,133 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,022,800 | 4,565 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 7,520 |
| Total interest expense | $1,587,000 | 7,358 |
| Net interest income | $1,807,000 | 7,551 |
| Provision for loan and lease losses | $73,000 | 5,762 |
| Total noninterest income | $326,000 | 6,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,088 |
| Total noninterest expense | $831,000 | 9,319 |
| Salaries and employee benefits | $362,000 | 9,875 |
| Premises and equipment expense | $168,000 | 7,663 |
| Additional noninterest expense | $301,000 | 8,872 |
| Pre-tax net operating income | $1,229,000 | 5,037 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $360,000 | 5,235 |
| Income before extraordinary items | $874,000 | 4,969 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $874,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,559 |
| Cash dividends | $240,000 | 5,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $870,450 | 4,935 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,138,000 | 8,023 |
| Total interest expense | $1,386,000 | 8,013 |
| Net interest income | $1,752,000 | 7,891 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $281,000 | 7,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $805,000 | 9,749 |
| Salaries and employee benefits | $335,000 | 10,445 |
| Premises and equipment expense | $138,000 | 8,574 |
| Additional noninterest expense | $332,000 | 8,893 |
| Pre-tax net operating income | $1,153,000 | 5,408 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $348,000 | 5,465 |
| Income before extraordinary items | $810,000 | 5,399 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $810,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $240,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $806,500 | 5,391 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,836,000 | 8,344 |
| Total interest expense | $1,074,000 | 8,381 |
| Net interest income | $1,762,000 | 8,144 |
| Provision for loan and lease losses | $208,000 | 2,952 |
| Total noninterest income | $465,000 | 5,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 4,121 |
| Total noninterest expense | $837,000 | 10,060 |
| Salaries and employee benefits | $317,000 | 11,049 |
| Premises and equipment expense | $154,000 | 8,443 |
| Additional noninterest expense | $366,000 | 9,165 |
| Pre-tax net operating income | $1,182,000 | 5,288 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $360,000 | 5,151 |
| Income before extraordinary items | $844,000 | 5,150 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $844,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,426 |
| Cash dividends | $240,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $828,600 | 5,280 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 8,483 |
| Total interest expense | $1,084,000 | 8,752 |
| Net interest income | $1,827,000 | 8,168 |
| Provision for loan and lease losses | $115,000 | 5,422 |
| Total noninterest income | $244,000 | 8,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 7,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,112 |
| Total noninterest expense | $791,000 | 10,710 |
| Salaries and employee benefits | $306,000 | 11,583 |
| Premises and equipment expense | $146,000 | 9,019 |
| Additional noninterest expense | $339,000 | 9,968 |
| Pre-tax net operating income | $1,165,000 | 5,288 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $350,000 | 5,498 |
| Income before extraordinary items | $829,000 | 5,408 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $829,000 | 5,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,450 |
| Cash dividends | $240,000 | 4,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $819,200 | 5,229 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,188,000 | 8,654 |
| Total interest expense | $1,421,000 | 8,772 |
| Net interest income | $1,767,000 | 8,448 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $247,000 | 8,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 7,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $784,000 | 11,086 |
| Salaries and employee benefits | $308,000 | 11,919 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $328,000 | 10,457 |
| Pre-tax net operating income | $1,164,000 | 5,041 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $318,000 | 5,709 |
| Income before extraordinary items | $843,000 | 5,144 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $843,000 | 5,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $240,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $845,190 | 4,832 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.