Home > Farmers Deposit Bank > Income and Expense
Farmers Deposit Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 5,715 |
| Total interest expense | $201,000 | 5,770 |
| Net interest income | $1,211,000 | 5,638 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $155,000 | 5,252 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $91,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 5,212 |
| Total noninterest expense | $909,000 | 5,911 |
| Salaries and employee benefits | $421,000 | 6,085 |
| Premises and equipment expense | $69,000 | 6,333 |
| Additional noninterest expense | $419,000 | 5,246 |
| Pre-tax net operating income | $357,000 | 4,612 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $119,000 | 2,924 |
| Income before extraordinary items | $238,000 | 5,113 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $238,000 | 5,113 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $238,000 | 5,113 |
| Net charge-offs | $197,000 | 2,773 |
| Cash dividends | $140,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $238,000 | 4,921 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $728,000 | 5,712 |
| Total interest expense | $104,000 | 5,804 |
| Net interest income | $624,000 | 5,609 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $130,000 | 4,510 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $47,000 | 4,404 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 3,982 |
| Total noninterest expense | $476,000 | 5,872 |
| Salaries and employee benefits | $208,000 | 6,160 |
| Premises and equipment expense | $36,000 | 6,314 |
| Additional noninterest expense | $232,000 | 5,036 |
| Pre-tax net operating income | $178,000 | 4,681 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $59,000 | 2,917 |
| Income before extraordinary items | $119,000 | 5,167 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $119,000 | 5,168 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $119,000 | 5,169 |
| Net charge-offs | $194,000 | 1,877 |
| Cash dividends | $140,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $119,000 | 5,025 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 5,850 |
| Total interest expense | $535,000 | 5,723 |
| Net interest income | $2,312,000 | 5,809 |
| Provision for loan and lease losses | $160,000 | 4,860 |
| Total noninterest income | $204,000 | 5,714 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $216,000 | 4,243 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-12,000 | 6,749 |
| Total noninterest expense | $1,948,000 | 5,870 |
| Salaries and employee benefits | $947,000 | 5,974 |
| Premises and equipment expense | $-16,000 | 7,354 |
| Additional noninterest expense | $1,017,000 | 4,859 |
| Pre-tax net operating income | $408,000 | 4,955 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $134,000 | 3,188 |
| Income before extraordinary items | $274,000 | 5,336 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $274,000 | 5,338 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $274,000 | 5,338 |
| Net charge-offs | $750,000 | 2,713 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $274,000 | 5,220 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 5,906 |
| Total interest expense | $418,000 | 5,768 |
| Net interest income | $1,726,000 | 5,865 |
| Provision for loan and lease losses | $160,000 | 4,413 |
| Total noninterest income | $132,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $162,000 | 4,257 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-30,000 | 6,977 |
| Total noninterest expense | $1,524,000 | 5,818 |
| Salaries and employee benefits | $733,000 | 5,912 |
| Premises and equipment expense | $-57,000 | 7,433 |
| Additional noninterest expense | $848,000 | 4,614 |
| Pre-tax net operating income | $174,000 | 5,569 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $55,000 | 3,572 |
| Income before extraordinary items | $119,000 | 5,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $119,000 | 5,828 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $119,000 | 5,828 |
| Net charge-offs | $3,000 | 6,024 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $119,000 | 5,689 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 5,937 |
| Total interest expense | $291,000 | 5,796 |
| Net interest income | $1,161,000 | 5,886 |
| Provision for loan and lease losses | $160,000 | 3,810 |
| Total noninterest income | $53,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $104,000 | 4,309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-51,000 | 7,136 |
| Total noninterest expense | $1,132,000 | 5,646 |
| Salaries and employee benefits | $486,000 | 5,981 |
| Premises and equipment expense | $71,000 | 6,570 |
| Additional noninterest expense | $575,000 | 4,637 |
| Pre-tax net operating income | $-78,000 | 6,384 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-29,000 | 6,969 |
| Income before extraordinary items | $-49,000 | 6,425 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-49,000 | 6,424 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-49,000 | 6,425 |
| Net charge-offs | $-19,000 | 7,146 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-49,000 | 6,364 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $724,000 | 5,980 |
| Total interest expense | $148,000 | 5,864 |
| Net interest income | $576,000 | 5,915 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $53,000 | 4,251 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-4,000 | 7,146 |
| Total noninterest expense | $600,000 | 5,553 |
| Salaries and employee benefits | $243,000 | 6,029 |
| Premises and equipment expense | $33,000 | 6,698 |
| Additional noninterest expense | $324,000 | 4,318 |
| Pre-tax net operating income | $25,000 | 6,043 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $18,000 | 6,150 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $18,000 | 6,149 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $18,000 | 6,150 |
| Net charge-offs | $-11,000 | 7,030 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $18,000 | 6,116 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 5,910 |
| Total interest expense | $743,000 | 5,859 |
| Net interest income | $2,458,000 | 5,801 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $340,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $268,000 | 3,863 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $72,000 | 5,789 |
| Total noninterest expense | $1,750,000 | 6,251 |
| Salaries and employee benefits | $999,000 | 6,030 |
| Premises and equipment expense | $113,000 | 6,941 |
| Additional noninterest expense | $638,000 | 6,103 |
| Pre-tax net operating income | $1,048,000 | 3,306 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $357,000 | 2,209 |
| Income before extraordinary items | $691,000 | 3,872 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $691,000 | 3,872 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $691,000 | 3,874 |
| Net charge-offs | $95,000 | 5,454 |
| Cash dividends | $650,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $691,000 | 3,729 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,389,000 | 6,018 |
| Total interest expense | $579,000 | 5,927 |
| Net interest income | $1,810,000 | 5,923 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $254,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $203,000 | 3,917 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $51,000 | 5,965 |
| Total noninterest expense | $1,302,000 | 6,328 |
| Salaries and employee benefits | $748,000 | 6,080 |
| Premises and equipment expense | $80,000 | 7,085 |
| Additional noninterest expense | $474,000 | 6,154 |
| Pre-tax net operating income | $762,000 | 3,547 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $254,000 | 2,314 |
| Income before extraordinary items | $508,000 | 4,083 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $508,000 | 4,086 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $508,000 | 4,086 |
| Net charge-offs | $116,000 | 4,764 |
| Cash dividends | $550,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $508,000 | 3,934 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 6,096 |
| Total interest expense | $396,000 | 5,990 |
| Net interest income | $1,170,000 | 6,015 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $177,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $134,000 | 3,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 5,756 |
| Total noninterest expense | $859,000 | 6,381 |
| Salaries and employee benefits | $499,000 | 6,121 |
| Premises and equipment expense | $45,000 | 7,280 |
| Additional noninterest expense | $315,000 | 6,194 |
| Pre-tax net operating income | $488,000 | 3,669 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $162,000 | 2,335 |
| Income before extraordinary items | $326,000 | 4,159 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $326,000 | 4,158 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $326,000 | 4,158 |
| Net charge-offs | $122,000 | 4,025 |
| Cash dividends | $550,000 | 1,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $326,000 | 4,021 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $765,000 | 6,209 |
| Total interest expense | $203,000 | 6,048 |
| Net interest income | $562,000 | 6,156 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $104,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $59,000 | 4,162 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $466,000 | 6,308 |
| Salaries and employee benefits | $248,000 | 6,212 |
| Premises and equipment expense | $11,000 | 7,727 |
| Additional noninterest expense | $207,000 | 5,606 |
| Pre-tax net operating income | $200,000 | 4,058 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $66,000 | 2,540 |
| Income before extraordinary items | $134,000 | 4,576 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $134,000 | 4,577 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $134,000 | 4,575 |
| Net charge-offs | $42,000 | 3,871 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $134,000 | 4,461 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 6,218 |
| Total interest expense | $926,000 | 6,183 |
| Net interest income | $2,275,000 | 6,074 |
| Provision for loan and lease losses | $-300,000 | 8,001 |
| Total noninterest income | $389,000 | 5,171 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $297,000 | 3,885 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $92,000 | 5,747 |
| Total noninterest expense | $1,906,000 | 6,343 |
| Salaries and employee benefits | $1,015,000 | 6,208 |
| Premises and equipment expense | $163,000 | 6,809 |
| Additional noninterest expense | $728,000 | 6,042 |
| Pre-tax net operating income | $1,058,000 | 2,901 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $353,000 | 1,884 |
| Income before extraordinary items | $705,000 | 3,344 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $705,000 | 3,343 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $705,000 | 3,343 |
| Net charge-offs | $99,000 | 5,703 |
| Cash dividends | $2,500,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $705,000 | 3,285 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 6,260 |
| Total interest expense | $710,000 | 6,272 |
| Net interest income | $1,709,000 | 6,083 |
| Provision for loan and lease losses | $-100,000 | 8,068 |
| Total noninterest income | $288,000 | 5,265 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $219,000 | 3,938 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $69,000 | 5,874 |
| Total noninterest expense | $1,427,000 | 6,365 |
| Salaries and employee benefits | $770,000 | 6,214 |
| Premises and equipment expense | $125,000 | 6,826 |
| Additional noninterest expense | $532,000 | 6,111 |
| Pre-tax net operating income | $670,000 | 3,421 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $223,000 | 2,217 |
| Income before extraordinary items | $447,000 | 3,875 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $447,000 | 3,872 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $447,000 | 3,874 |
| Net charge-offs | $79,000 | 5,280 |
| Cash dividends | $2,500,000 | 493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $447,000 | 3,782 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,624,000 | 6,314 |
| Total interest expense | $483,000 | 6,344 |
| Net interest income | $1,141,000 | 6,081 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $169,000 | 5,516 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $135,000 | 4,079 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $974,000 | 6,347 |
| Salaries and employee benefits | $523,000 | 6,243 |
| Premises and equipment expense | $87,000 | 6,823 |
| Additional noninterest expense | $364,000 | 6,062 |
| Pre-tax net operating income | $336,000 | 3,977 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $111,000 | 2,538 |
| Income before extraordinary items | $225,000 | 4,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 4,392 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $225,000 | 4,392 |
| Net charge-offs | $93,000 | 4,324 |
| Cash dividends | $2,500,000 | 353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $225,000 | 4,284 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 6,274 |
| Total interest expense | $245,000 | 6,427 |
| Net interest income | $599,000 | 5,988 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $101,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $67,000 | 4,058 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $34,000 | 5,436 |
| Total noninterest expense | $471,000 | 6,404 |
| Salaries and employee benefits | $266,000 | 6,254 |
| Premises and equipment expense | $43,000 | 6,870 |
| Additional noninterest expense | $162,000 | 6,123 |
| Pre-tax net operating income | $229,000 | 3,809 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $76,000 | 2,457 |
| Income before extraordinary items | $153,000 | 4,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 4,318 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $153,000 | 4,319 |
| Net charge-offs | $-16,000 | 7,951 |
| Cash dividends | $2,500,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $153,000 | 4,152 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 5,959 |
| Total interest expense | $1,403,000 | 6,110 |
| Net interest income | $2,678,000 | 5,735 |
| Provision for loan and lease losses | $-250,000 | 8,281 |
| Total noninterest income | $435,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $335,000 | 3,816 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $100,000 | 5,923 |
| Total noninterest expense | $1,596,000 | 6,743 |
| Salaries and employee benefits | $970,000 | 6,482 |
| Premises and equipment expense | $176,000 | 6,901 |
| Additional noninterest expense | $450,000 | 6,844 |
| Pre-tax net operating income | $1,767,000 | 2,716 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $594,000 | 1,681 |
| Income before extraordinary items | $1,173,000 | 2,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,173,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,168 |
| Cash dividends | $920,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,173,000 | 3,113 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 5,941 |
| Total interest expense | $1,138,000 | 6,074 |
| Net interest income | $2,048,000 | 5,725 |
| Provision for loan and lease losses | $-250,000 | 8,360 |
| Total noninterest income | $337,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $258,000 | 3,787 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $79,000 | 5,968 |
| Total noninterest expense | $1,390,000 | 6,414 |
| Salaries and employee benefits | $725,000 | 6,517 |
| Premises and equipment expense | $139,000 | 6,846 |
| Additional noninterest expense | $526,000 | 5,777 |
| Pre-tax net operating income | $1,245,000 | 3,241 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $418,000 | 2,111 |
| Income before extraordinary items | $827,000 | 3,500 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $827,000 | 3,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 8,229 |
| Cash dividends | $620,000 | 2,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $827,000 | 3,641 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,075,000 | 6,065 |
| Total interest expense | $831,000 | 6,021 |
| Net interest income | $1,244,000 | 5,974 |
| Provision for loan and lease losses | $-150,000 | 8,415 |
| Total noninterest income | $228,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $168,000 | 3,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $60,000 | 5,860 |
| Total noninterest expense | $931,000 | 6,444 |
| Salaries and employee benefits | $486,000 | 6,559 |
| Premises and equipment expense | $99,000 | 6,767 |
| Additional noninterest expense | $346,000 | 5,802 |
| Pre-tax net operating income | $691,000 | 3,718 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $232,000 | 2,521 |
| Income before extraordinary items | $459,000 | 4,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $459,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 8,379 |
| Cash dividends | $340,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $459,000 | 4,137 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 6,056 |
| Total interest expense | $450,000 | 6,002 |
| Net interest income | $623,000 | 6,005 |
| Provision for loan and lease losses | $-150,000 | 8,458 |
| Total noninterest income | $112,000 | 5,213 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $83,000 | 3,819 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,952 |
| Total noninterest expense | $476,000 | 6,421 |
| Salaries and employee benefits | $251,000 | 6,510 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $177,000 | 5,710 |
| Pre-tax net operating income | $409,000 | 3,496 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $139,000 | 2,416 |
| Income before extraordinary items | $270,000 | 4,042 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $270,000 | 4,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 8,380 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $270,000 | 3,952 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,813,000 | 5,811 |
| Total interest expense | $1,975,000 | 5,856 |
| Net interest income | $2,838,000 | 5,648 |
| Provision for loan and lease losses | $-535,000 | 8,495 |
| Total noninterest income | $587,000 | 4,685 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $362,000 | 3,721 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $225,000 | 4,824 |
| Total noninterest expense | $2,076,000 | 6,128 |
| Salaries and employee benefits | $1,164,000 | 6,069 |
| Premises and equipment expense | $260,000 | 6,151 |
| Additional noninterest expense | $652,000 | 5,924 |
| Pre-tax net operating income | $1,884,000 | 3,435 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $640,000 | 2,424 |
| Income before extraordinary items | $1,244,000 | 3,868 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,244,000 | 3,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-296,000 | 8,474 |
| Cash dividends | $3,950,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,244,000 | 3,858 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 5,839 |
| Total interest expense | $1,505,000 | 5,860 |
| Net interest income | $2,118,000 | 5,685 |
| Provision for loan and lease losses | $-450,000 | 8,518 |
| Total noninterest income | $439,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $268,000 | 3,739 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $171,000 | 4,803 |
| Total noninterest expense | $1,533,000 | 6,156 |
| Salaries and employee benefits | $912,000 | 5,923 |
| Premises and equipment expense | $147,000 | 6,763 |
| Additional noninterest expense | $474,000 | 5,954 |
| Pre-tax net operating income | $1,474,000 | 3,517 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $500,000 | 2,535 |
| Income before extraordinary items | $974,000 | 3,957 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $974,000 | 3,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-249,000 | 8,482 |
| Cash dividends | $1,150,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $974,000 | 3,943 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 5,831 |
| Total interest expense | $1,022,000 | 5,812 |
| Net interest income | $1,423,000 | 5,705 |
| Provision for loan and lease losses | $-350,000 | 8,554 |
| Total noninterest income | $273,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $182,000 | 3,700 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $91,000 | 5,292 |
| Total noninterest expense | $1,067,000 | 6,061 |
| Salaries and employee benefits | $615,000 | 5,934 |
| Premises and equipment expense | $103,000 | 6,719 |
| Additional noninterest expense | $349,000 | 5,693 |
| Pre-tax net operating income | $979,000 | 3,580 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $332,000 | 2,612 |
| Income before extraordinary items | $647,000 | 4,004 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $647,000 | 4,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-178,000 | 8,514 |
| Cash dividends | $730,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $647,000 | 3,997 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 5,898 |
| Total interest expense | $530,000 | 5,717 |
| Net interest income | $663,000 | 5,892 |
| Provision for loan and lease losses | $-100,000 | 8,543 |
| Total noninterest income | $143,000 | 4,745 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $59,000 | 4,788 |
| Total noninterest expense | $547,000 | 6,030 |
| Salaries and employee benefits | $314,000 | 5,909 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $179,000 | 5,608 |
| Pre-tax net operating income | $359,000 | 4,251 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $122,000 | 3,012 |
| Income before extraordinary items | $237,000 | 4,686 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $237,000 | 4,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,502 |
| Cash dividends | $450,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $237,000 | 4,667 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,607,000 | 5,780 |
| Total interest expense | $1,964,000 | 5,449 |
| Net interest income | $2,643,000 | 5,862 |
| Provision for loan and lease losses | $-960,000 | 8,627 |
| Total noninterest income | $714,000 | 4,316 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $430,000 | 3,383 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $284,000 | 4,418 |
| Total noninterest expense | $2,320,000 | 5,715 |
| Salaries and employee benefits | $1,342,000 | 5,543 |
| Premises and equipment expense | $210,000 | 6,617 |
| Additional noninterest expense | $768,000 | 5,343 |
| Pre-tax net operating income | $1,997,000 | 3,647 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $677,000 | 2,721 |
| Income before extraordinary items | $1,320,000 | 4,063 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,320,000 | 4,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-249,000 | 8,602 |
| Cash dividends | $1,125,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,320,000 | 4,038 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 5,798 |
| Total interest expense | $1,450,000 | 5,422 |
| Net interest income | $1,975,000 | 5,937 |
| Provision for loan and lease losses | $-900,000 | 8,695 |
| Total noninterest income | $502,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $324,000 | 3,399 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $178,000 | 4,785 |
| Total noninterest expense | $1,790,000 | 5,616 |
| Salaries and employee benefits | $1,035,000 | 5,436 |
| Premises and equipment expense | $164,000 | 6,553 |
| Additional noninterest expense | $591,000 | 5,266 |
| Pre-tax net operating income | $1,587,000 | 3,666 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $537,000 | 2,762 |
| Income before extraordinary items | $1,050,000 | 4,058 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,050,000 | 4,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-286,000 | 8,664 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,050,000 | 4,045 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 5,761 |
| Total interest expense | $946,000 | 5,368 |
| Net interest income | $1,355,000 | 5,896 |
| Provision for loan and lease losses | $-750,000 | 8,731 |
| Total noninterest income | $310,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $204,000 | 3,494 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $106,000 | 5,005 |
| Total noninterest expense | $1,133,000 | 5,789 |
| Salaries and employee benefits | $697,000 | 5,438 |
| Premises and equipment expense | $109,000 | 6,577 |
| Additional noninterest expense | $327,000 | 5,818 |
| Pre-tax net operating income | $1,282,000 | 3,210 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $435,000 | 2,498 |
| Income before extraordinary items | $847,000 | 3,599 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $847,000 | 3,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-224,000 | 8,687 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $847,000 | 3,588 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 5,770 |
| Total interest expense | $460,000 | 5,348 |
| Net interest income | $670,000 | 5,934 |
| Provision for loan and lease losses | $-250,000 | 8,719 |
| Total noninterest income | $147,000 | 4,738 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 3,680 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $559,000 | 5,837 |
| Salaries and employee benefits | $369,000 | 5,268 |
| Premises and equipment expense | $55,000 | 6,562 |
| Additional noninterest expense | $135,000 | 6,355 |
| Pre-tax net operating income | $508,000 | 3,692 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $173,000 | 2,816 |
| Income before extraordinary items | $335,000 | 4,129 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $335,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 821 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $335,000 | 4,111 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 5,573 |
| Total interest expense | $1,731,000 | 4,856 |
| Net interest income | $2,640,000 | 5,896 |
| Provision for loan and lease losses | $-10,000 | 8,495 |
| Total noninterest income | $665,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $444,000 | 3,306 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $221,000 | 4,978 |
| Total noninterest expense | $3,124,000 | 4,640 |
| Salaries and employee benefits | $1,540,000 | 4,962 |
| Premises and equipment expense | $332,000 | 5,449 |
| Additional noninterest expense | $1,252,000 | 3,733 |
| Pre-tax net operating income | $191,000 | 7,729 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $62,000 | 5,721 |
| Income before extraordinary items | $129,000 | 7,862 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $129,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $640,000 | 957 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $129,000 | 7,832 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,263,000 | 5,555 |
| Total interest expense | $1,283,000 | 4,753 |
| Net interest income | $1,980,000 | 5,913 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $495,000 | 4,574 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $341,000 | 3,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 5,143 |
| Total noninterest expense | $2,415,000 | 4,532 |
| Salaries and employee benefits | $1,191,000 | 4,849 |
| Premises and equipment expense | $261,000 | 5,295 |
| Additional noninterest expense | $963,000 | 3,606 |
| Pre-tax net operating income | $-30,000 | 8,370 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-12,000 | 8,612 |
| Income before extraordinary items | $-18,000 | 8,373 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-18,000 | 8,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $729,000 | 629 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-18,000 | 8,348 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,170,000 | 5,495 |
| Total interest expense | $851,000 | 4,605 |
| Net interest income | $1,319,000 | 5,906 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $365,000 | 4,269 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $237,000 | 3,131 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $128,000 | 4,660 |
| Total noninterest expense | $1,637,000 | 4,465 |
| Salaries and employee benefits | $819,000 | 4,732 |
| Premises and equipment expense | $151,000 | 5,689 |
| Additional noninterest expense | $667,000 | 3,483 |
| Pre-tax net operating income | $-43,000 | 8,424 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-15,000 | 8,644 |
| Income before extraordinary items | $-28,000 | 8,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-28,000 | 8,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 517 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-28,000 | 8,409 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 5,429 |
| Total interest expense | $428,000 | 4,468 |
| Net interest income | $678,000 | 5,830 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $189,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $113,000 | 3,173 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,289 |
| Total noninterest expense | $920,000 | 4,092 |
| Salaries and employee benefits | $425,000 | 4,637 |
| Premises and equipment expense | $80,000 | 5,566 |
| Additional noninterest expense | $415,000 | 2,926 |
| Pre-tax net operating income | $-98,000 | 8,643 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-34,000 | 8,778 |
| Income before extraordinary items | $-64,000 | 8,614 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-64,000 | 8,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 519 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-64,000 | 8,592 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 5,034 |
| Total interest expense | $2,078,000 | 3,532 |
| Net interest income | $2,649,000 | 5,818 |
| Provision for loan and lease losses | $234,000 | 3,432 |
| Total noninterest income | $479,000 | 5,375 |
| Gross Fiduciary activities income | $33,000 | 1,123 |
| Service charges on deposit accounts | $424,000 | 3,508 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,000 | 8,162 |
| Total noninterest expense | $3,296,000 | 4,372 |
| Salaries and employee benefits | $1,805,000 | 4,333 |
| Premises and equipment expense | $300,000 | 5,680 |
| Additional noninterest expense | $1,191,000 | 3,768 |
| Pre-tax net operating income | $-402,000 | 8,614 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $-143,000 | 8,780 |
| Income before extraordinary items | $-250,000 | 8,608 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-250,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,786,000 | 244 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-255,760 | 8,577 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 4,992 |
| Total interest expense | $1,616,000 | 3,389 |
| Net interest income | $1,951,000 | 5,873 |
| Provision for loan and lease losses | $234,000 | 2,704 |
| Total noninterest income | $329,000 | 5,611 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $316,000 | 3,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,000 | 8,377 |
| Total noninterest expense | $2,519,000 | 4,273 |
| Salaries and employee benefits | $1,383,000 | 4,232 |
| Premises and equipment expense | $211,000 | 5,832 |
| Additional noninterest expense | $925,000 | 3,631 |
| Pre-tax net operating income | $-473,000 | 8,764 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $-166,000 | 8,897 |
| Income before extraordinary items | $-297,000 | 8,730 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-297,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,748,000 | 195 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-303,400 | 8,711 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 4,858 |
| Total interest expense | $1,112,000 | 3,273 |
| Net interest income | $1,375,000 | 5,689 |
| Provision for loan and lease losses | $234,000 | 1,960 |
| Total noninterest income | $225,000 | 5,566 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $217,000 | 3,458 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,000 | 8,495 |
| Total noninterest expense | $1,664,000 | 4,335 |
| Salaries and employee benefits | $919,000 | 4,245 |
| Premises and equipment expense | $121,000 | 6,294 |
| Additional noninterest expense | $624,000 | 3,633 |
| Pre-tax net operating income | $-298,000 | 8,815 |
| Securities gains (losses) | $10,000 | 2,414 |
| Applicable income taxes | $-105,000 | 8,945 |
| Income before extraordinary items | $-183,000 | 8,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-183,000 | 8,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,583,000 | 159 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-189,400 | 8,761 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 4,823 |
| Total interest expense | $571,000 | 3,242 |
| Net interest income | $694,000 | 5,664 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $124,000 | 5,242 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $113,000 | 3,294 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $870,000 | 4,199 |
| Salaries and employee benefits | $462,000 | 4,260 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $345,000 | 3,329 |
| Pre-tax net operating income | $-52,000 | 8,727 |
| Securities gains (losses) | $10,000 | 2,045 |
| Applicable income taxes | $-19,000 | 8,901 |
| Income before extraordinary items | $-23,000 | 8,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-23,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 689 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-29,400 | 8,681 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,377,000 | 3,655 |
| Total interest expense | $3,505,000 | 2,495 |
| Net interest income | $3,872,000 | 4,459 |
| Provision for loan and lease losses | $24,539,000 | 129 |
| Total noninterest income | $443,000 | 5,729 |
| Gross Fiduciary activities income | $33,000 | 1,161 |
| Service charges on deposit accounts | $337,000 | 4,040 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $73,000 | 7,024 |
| Total noninterest expense | $3,392,000 | 4,227 |
| Salaries and employee benefits | $1,666,000 | 4,504 |
| Premises and equipment expense | $238,000 | 6,324 |
| Additional noninterest expense | $1,488,000 | 3,101 |
| Pre-tax net operating income | $-23,616,000 | 9,180 |
| Securities gains (losses) | $411,000 | 855 |
| Applicable income taxes | $-7,949,000 | 9,177 |
| Income before extraordinary items | $-15,256,000 | 9,173 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-15,256,000 | 9,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,846,000 | 141 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-15,527,260 | 9,164 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 3,487 |
| Total interest expense | $2,804,000 | 2,448 |
| Net interest income | $3,215,000 | 4,177 |
| Provision for loan and lease losses | $21,789,000 | 120 |
| Total noninterest income | $348,000 | 5,678 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $218,000 | 4,392 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $130,000 | 5,620 |
| Total noninterest expense | $2,543,000 | 4,213 |
| Salaries and employee benefits | $1,204,000 | 4,606 |
| Premises and equipment expense | $184,000 | 6,226 |
| Additional noninterest expense | $1,155,000 | 2,995 |
| Pre-tax net operating income | $-20,769,000 | 9,237 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $-7,101,000 | 9,232 |
| Income before extraordinary items | $-13,666,000 | 9,228 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-13,666,000 | 9,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,476,000 | 127 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-13,667,320 | 9,220 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 3,240 |
| Total interest expense | $1,966,000 | 2,408 |
| Net interest income | $2,413,000 | 3,804 |
| Provision for loan and lease losses | $13,889,000 | 126 |
| Total noninterest income | $142,000 | 6,749 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $112,000 | 4,996 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $1,550,000 | 4,477 |
| Salaries and employee benefits | $806,000 | 4,583 |
| Premises and equipment expense | $114,000 | 6,421 |
| Additional noninterest expense | $630,000 | 3,571 |
| Pre-tax net operating income | $-12,884,000 | 9,268 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-4,438,000 | 9,260 |
| Income before extraordinary items | $-8,446,000 | 9,261 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-8,446,000 | 9,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,901,000 | 155 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-8,446,000 | 9,252 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 3,004 |
| Total interest expense | $1,011,000 | 2,417 |
| Net interest income | $1,406,000 | 3,352 |
| Provision for loan and lease losses | $774,000 | 460 |
| Total noninterest income | $103,000 | 5,849 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $55,000 | 5,085 |
| Total noninterest expense | $670,000 | 4,953 |
| Salaries and employee benefits | $405,000 | 4,577 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $213,000 | 4,739 |
| Pre-tax net operating income | $65,000 | 7,750 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-3,000 | 9,011 |
| Income before extraordinary items | $68,000 | 7,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 585 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $68,000 | 7,377 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,632,000 | 2,859 |
| Total interest expense | $4,911,000 | 2,286 |
| Net interest income | $5,721,000 | 3,269 |
| Provision for loan and lease losses | $2,420,000 | 639 |
| Total noninterest income | $534,000 | 5,034 |
| Gross Fiduciary activities income | $32,000 | 1,201 |
| Service charges on deposit accounts | $233,000 | 4,869 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $269,000 | 4,488 |
| Total noninterest expense | $2,602,000 | 4,946 |
| Salaries and employee benefits | $1,539,000 | 4,601 |
| Premises and equipment expense | $472,000 | 4,109 |
| Additional noninterest expense | $591,000 | 5,993 |
| Pre-tax net operating income | $1,233,000 | 4,629 |
| Securities gains (losses) | $38,000 | 2,649 |
| Applicable income taxes | $297,000 | 4,464 |
| Income before extraordinary items | $974,000 | 4,670 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $974,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,855,000 | 595 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $944,740 | 4,625 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,860,000 | 2,866 |
| Total interest expense | $6,317,000 | 2,534 |
| Net interest income | $5,543,000 | 3,155 |
| Provision for loan and lease losses | $1,395,000 | 964 |
| Total noninterest income | $713,000 | 4,145 |
| Gross Fiduciary activities income | $46,000 | 1,152 |
| Service charges on deposit accounts | $262,000 | 4,520 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $405,000 | 3,503 |
| Total noninterest expense | $2,844,000 | 4,519 |
| Salaries and employee benefits | $1,454,000 | 4,620 |
| Premises and equipment expense | $341,000 | 5,123 |
| Additional noninterest expense | $1,049,000 | 3,908 |
| Pre-tax net operating income | $2,017,000 | 3,155 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $653,000 | 2,803 |
| Income before extraordinary items | $1,364,000 | 3,469 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,364,000 | 3,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,538,000 | 697 |
| Cash dividends | $988,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,364,000 | 3,370 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,694,000 | 2,955 |
| Total interest expense | $6,350,000 | 2,626 |
| Net interest income | $5,344,000 | 3,280 |
| Provision for loan and lease losses | $685,000 | 1,445 |
| Total noninterest income | $699,000 | 4,003 |
| Gross Fiduciary activities income | $39,000 | 1,085 |
| Service charges on deposit accounts | $250,000 | 4,525 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $410,000 | 3,286 |
| Total noninterest expense | $2,742,000 | 4,538 |
| Salaries and employee benefits | $1,418,000 | 4,571 |
| Premises and equipment expense | $280,000 | 5,651 |
| Additional noninterest expense | $1,044,000 | 3,861 |
| Pre-tax net operating income | $2,616,000 | 2,664 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $868,000 | 2,367 |
| Income before extraordinary items | $1,748,000 | 2,863 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,748,000 | 2,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 1,002 |
| Cash dividends | $750,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,748,000 | 2,860 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,917,000 | 2,957 |
| Total interest expense | $5,718,000 | 2,576 |
| Net interest income | $5,199,000 | 3,336 |
| Provision for loan and lease losses | $485,000 | 1,812 |
| Total noninterest income | $609,000 | 4,384 |
| Gross Fiduciary activities income | $43,000 | 1,120 |
| Service charges on deposit accounts | $239,000 | 4,643 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $327,000 | 3,827 |
| Total noninterest expense | $2,661,000 | 4,641 |
| Salaries and employee benefits | $1,348,000 | 4,732 |
| Premises and equipment expense | $390,000 | 4,632 |
| Additional noninterest expense | $923,000 | 4,290 |
| Pre-tax net operating income | $2,662,000 | 2,657 |
| Securities gains (losses) | $1,000 | 2,805 |
| Applicable income taxes | $869,000 | 2,460 |
| Income before extraordinary items | $1,794,000 | 2,819 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,794,000 | 2,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,461 |
| Cash dividends | $2,750,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,793,330 | 2,781 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,820,000 | 2,984 |
| Total interest expense | $5,757,000 | 2,635 |
| Net interest income | $5,063,000 | 3,349 |
| Provision for loan and lease losses | $592,000 | 1,522 |
| Total noninterest income | $553,000 | 4,644 |
| Gross Fiduciary activities income | $34,000 | 1,167 |
| Service charges on deposit accounts | $258,000 | 4,392 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $261,000 | 4,317 |
| Total noninterest expense | $2,496,000 | 4,787 |
| Salaries and employee benefits | $1,235,000 | 4,968 |
| Premises and equipment expense | $413,000 | 4,312 |
| Additional noninterest expense | $848,000 | 4,481 |
| Pre-tax net operating income | $2,528,000 | 2,751 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $824,000 | 2,672 |
| Income before extraordinary items | $1,705,000 | 2,922 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,705,000 | 2,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,560 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,704,330 | 2,831 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 3,234 |
| Total interest expense | $5,245,000 | 2,852 |
| Net interest income | $4,750,000 | 3,656 |
| Provision for loan and lease losses | $631,000 | 1,445 |
| Total noninterest income | $697,000 | 3,978 |
| Gross Fiduciary activities income | $31,000 | 1,233 |
| Service charges on deposit accounts | $290,000 | 4,180 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $376,000 | 3,423 |
| Total noninterest expense | $2,338,000 | 5,040 |
| Salaries and employee benefits | $1,132,000 | 5,344 |
| Premises and equipment expense | $377,000 | 4,644 |
| Additional noninterest expense | $829,000 | 4,601 |
| Pre-tax net operating income | $2,478,000 | 2,935 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $845,000 | 2,808 |
| Income before extraordinary items | $1,644,000 | 3,087 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,644,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,344 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,636,740 | 3,039 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 6,264 |
| Total interest expense | $2,427,000 | 5,631 |
| Net interest income | $2,199,000 | 6,769 |
| Provision for loan and lease losses | $102,000 | 5,039 |
| Total noninterest income | $266,000 | 7,375 |
| Gross Fiduciary activities income | $23,000 | 1,340 |
| Service charges on deposit accounts | $146,000 | 6,543 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $97,000 | 7,219 |
| Total noninterest expense | $1,164,000 | 8,095 |
| Salaries and employee benefits | $571,000 | 8,315 |
| Premises and equipment expense | $138,000 | 8,337 |
| Additional noninterest expense | $455,000 | 7,423 |
| Pre-tax net operating income | $1,199,000 | 5,128 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $412,000 | 4,809 |
| Income before extraordinary items | $789,000 | 5,360 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $789,000 | 5,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,752 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $787,680 | 5,308 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,155,000 | 3,941 |
| Total interest expense | $4,467,000 | 3,326 |
| Net interest income | $3,688,000 | 4,648 |
| Provision for loan and lease losses | $491,000 | 1,597 |
| Total noninterest income | $507,000 | 5,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 4,083 |
| Total noninterest expense | $2,157,000 | 5,652 |
| Salaries and employee benefits | $1,122,000 | 5,515 |
| Premises and equipment expense | $325,000 | 5,303 |
| Additional noninterest expense | $710,000 | 5,779 |
| Pre-tax net operating income | $1,547,000 | 4,341 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $328,000 | 5,688 |
| Income before extraordinary items | $1,223,000 | 3,899 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,223,000 | 3,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,531 |
| Cash dividends | $561,000 | 3,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,219,840 | 3,893 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 4,161 |
| Total interest expense | $3,369,000 | 3,563 |
| Net interest income | $3,742,000 | 4,651 |
| Provision for loan and lease losses | $566,000 | 1,406 |
| Total noninterest income | $464,000 | 5,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,477 |
| Total noninterest expense | $2,034,000 | 6,113 |
| Salaries and employee benefits | $1,005,000 | 6,059 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $699,000 | 6,322 |
| Pre-tax net operating income | $1,606,000 | 4,154 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $429,000 | 4,533 |
| Income before extraordinary items | $1,187,000 | 3,901 |
| Extraordinary gains, net | $54,000 | 158 |
| Net income | $1,241,000 | 3,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,460 |
| Cash dividends | $529,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,179,700 | 3,966 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,846,000 | 4,405 |
| Total interest expense | $3,219,000 | 3,876 |
| Net interest income | $3,627,000 | 4,804 |
| Provision for loan and lease losses | $780,000 | 1,547 |
| Total noninterest income | $485,000 | 5,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 6,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,529 |
| Total noninterest expense | $1,937,000 | 6,501 |
| Salaries and employee benefits | $928,000 | 6,554 |
| Premises and equipment expense | $286,000 | 6,090 |
| Additional noninterest expense | $723,000 | 6,405 |
| Pre-tax net operating income | $1,395,000 | 4,605 |
| Securities gains (losses) | $91,000 | 2,627 |
| Applicable income taxes | $379,000 | 5,204 |
| Income before extraordinary items | $1,107,000 | 4,302 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,107,000 | 4,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $618,000 | 1,553 |
| Cash dividends | $494,000 | 3,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,039,660 | 4,312 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,224,000 | 4,700 |
| Total interest expense | $3,827,000 | 4,232 |
| Net interest income | $3,397,000 | 5,140 |
| Provision for loan and lease losses | $468,000 | 3,150 |
| Total noninterest income | $422,000 | 6,335 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,891 |
| Total noninterest expense | $1,800,000 | 6,944 |
| Salaries and employee benefits | $880,000 | 6,736 |
| Premises and equipment expense | $282,000 | 6,251 |
| Additional noninterest expense | $638,000 | 7,192 |
| Pre-tax net operating income | $1,553,000 | 3,926 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $393,000 | 4,865 |
| Income before extraordinary items | $1,192,000 | 3,834 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,192,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 2,601 |
| Cash dividends | $499,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,167,250 | 3,624 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.