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Farmers Bank, Income and Expense

2022-12-31 (YTD Data)		Rank
Total interest income	$19,442,000	1,620
Total interest expense	$1,647,000	1,813
Net interest income	$17,795,000	1,576
Provision for loan and lease losses	$0	3,012
Total noninterest income	$9,149,000	808
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$569,000	1,549
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,580,000	624
Total noninterest expense	$19,774,000	1,197
Salaries and employee benefits	$10,689,000	1,262
Premises and equipment expense	$2,254,000	1,094
Additional noninterest expense	$8,580,000	624
Pre-tax net operating income	$7,170,000	1,615
Securities gains (losses)	$127,000	149
Applicable income taxes	$900,000	1,640
Income before extraordinary items	$6,397,000	1,557
Extraordinary gains, net	$0	5
Net income	$5,776,000	1,661
Minority interest net income	$621,000	22
Net income of bank and minority interests.	$6,397,000	1,556
Net charge-offs	$188,000	957
Cash dividends	$2,141,000	1,427
Sale, conversion, retirement of capital stock, net	$646,000	292
Net operating income	$6,285,240	1,602
2022-09-30 (YTD Data)		Rank
Total interest income	$14,111,000	1,601
Total interest expense	$1,131,000	1,616
Net interest income	$12,980,000	1,593
Provision for loan and lease losses	$0	2,835
Total noninterest income	$6,142,000	890
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$424,000	1,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,718,000	686
Total noninterest expense	$14,892,000	1,194
Salaries and employee benefits	$8,131,000	1,243
Premises and equipment expense	$1,648,000	1,105
Additional noninterest expense	$5,718,000	686
Pre-tax net operating income	$4,230,000	1,869
Securities gains (losses)	$123,000	140
Applicable income taxes	$532,000	1,796
Income before extraordinary items	$3,821,000	1,788
Extraordinary gains, net	$0	4
Net income	$3,568,000	1,868
Minority interest net income	$253,000	22
Net income of bank and minority interests.	$3,821,000	1,787
Net charge-offs	$161,000	764
Cash dividends	$1,603,000	1,290
Sale, conversion, retirement of capital stock, net	$306,000	315
Net operating income	$3,712,760	1,852
2022-06-30 (YTD Data)		Rank
Total interest income	$9,179,000	1,585
Total interest expense	$700,000	1,513
Net interest income	$8,479,000	1,576
Provision for loan and lease losses	$0	2,599
Total noninterest income	$4,029,000	878
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$275,000	1,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,754,000	705
Total noninterest expense	$9,566,000	1,216
Salaries and employee benefits	$5,391,000	1,235
Premises and equipment expense	$1,103,000	1,095
Additional noninterest expense	$3,072,000	1,131
Pre-tax net operating income	$2,942,000	1,765
Securities gains (losses)	$31,000	264
Applicable income taxes	$344,000	1,761
Income before extraordinary items	$2,629,000	1,671
Extraordinary gains, net	$0	4
Net income	$2,475,000	1,725
Minority interest net income	$154,000	25
Net income of bank and minority interests.	$2,629,000	1,671
Net charge-offs	$85,000	786
Cash dividends	$1,068,000	1,287
Sale, conversion, retirement of capital stock, net	$271,000	263
Net operating income	$2,601,720	1,715
2022-03-31 (YTD Data)		Rank
Total interest income	$4,486,000	1,576
Total interest expense	$334,000	1,523
Net interest income	$4,152,000	1,555
Provision for loan and lease losses	$0	2,285
Total noninterest income	$2,145,000	849
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$136,000	1,588
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,009,000	689
Total noninterest expense	$4,696,000	1,225
Salaries and employee benefits	$2,713,000	1,221
Premises and equipment expense	$554,000	1,097
Additional noninterest expense	$1,429,000	1,186
Pre-tax net operating income	$1,601,000	1,569
Securities gains (losses)	$-11,000	4,268
Applicable income taxes	$197,000	1,616
Income before extraordinary items	$1,393,000	1,532
Extraordinary gains, net	$0	4
Net income	$1,262,000	1,646
Minority interest net income	$131,000	23
Net income of bank and minority interests.	$1,393,000	1,532
Net charge-offs	$66,000	594
Cash dividends	$534,000	1,122
Sale, conversion, retirement of capital stock, net	$216,000	181
Net operating income	$1,402,680	1,540
2021-12-31 (YTD Data)		Rank
Total interest income	$17,290,000	1,671
Total interest expense	$1,374,000	1,785
Net interest income	$15,916,000	1,647
Provision for loan and lease losses	$0	3,064
Total noninterest income	$12,175,000	728
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$427,000	1,783
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,748,000	599
Total noninterest expense	$18,082,000	1,256
Salaries and employee benefits	$10,872,000	1,217
Premises and equipment expense	$1,989,000	1,215
Additional noninterest expense	$5,221,000	1,285
Pre-tax net operating income	$10,009,000	1,282
Securities gains (losses)	$801,000	249
Applicable income taxes	$1,695,000	1,217
Income before extraordinary items	$9,115,000	1,228
Extraordinary gains, net	$0	10
Net income	$8,699,000	1,265
Minority interest net income	$416,000	26
Net income of bank and minority interests.	$9,115,000	1,228
Net charge-offs	$205,000	1,012
Cash dividends	$2,003,000	1,511
Sale, conversion, retirement of capital stock, net	$235,000	393
Net operating income	$8,442,160	1,277
2021-09-30 (YTD Data)		Rank
Total interest income	$12,952,000	1,699
Total interest expense	$1,044,000	1,840
Net interest income	$11,908,000	1,672
Provision for loan and lease losses	$0	2,963
Total noninterest income	$9,668,000	722
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$285,000	1,924
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,383,000	597
Total noninterest expense	$13,139,000	1,295
Salaries and employee benefits	$7,823,000	1,268
Premises and equipment expense	$1,437,000	1,271
Additional noninterest expense	$3,879,000	1,288
Pre-tax net operating income	$8,437,000	1,219
Securities gains (losses)	$804,000	220
Applicable income taxes	$1,500,000	1,150
Income before extraordinary items	$7,741,000	1,169
Extraordinary gains, net	$0	8
Net income	$7,448,000	1,201
Minority interest net income	$293,000	28
Net income of bank and minority interests.	$7,741,000	1,170
Net charge-offs	$209,000	781
Cash dividends	$1,471,000	1,427
Sale, conversion, retirement of capital stock, net	$202,000	340
Net operating income	$7,065,640	1,222
2021-06-30 (YTD Data)		Rank
Total interest income	$8,530,000	1,710
Total interest expense	$712,000	1,868
Net interest income	$7,818,000	1,685
Provision for loan and lease losses	$0	2,862
Total noninterest income	$7,262,000	675
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$185,000	1,901
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,077,000	561
Total noninterest expense	$8,564,000	1,307
Salaries and employee benefits	$5,132,000	1,274
Premises and equipment expense	$970,000	1,246
Additional noninterest expense	$2,462,000	1,329
Pre-tax net operating income	$6,516,000	1,077
Securities gains (losses)	$693,000	208
Applicable income taxes	$1,223,000	1,011
Income before extraordinary items	$5,986,000	1,030
Extraordinary gains, net	$0	6
Net income	$5,789,000	1,059
Minority interest net income	$197,000	25
Net income of bank and minority interests.	$5,986,000	1,030
Net charge-offs	$229,000	605
Cash dividends	$939,000	1,448
Sale, conversion, retirement of capital stock, net	$186,000	282
Net operating income	$5,410,810	1,099
2021-03-31 (YTD Data)		Rank
Total interest income	$4,383,000	1,670
Total interest expense	$370,000	1,892
Net interest income	$4,013,000	1,637
Provision for loan and lease losses	$0	2,741
Total noninterest income	$2,133,000	959
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$97,000	1,827
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,036,000	807
Total noninterest expense	$4,312,000	1,287
Salaries and employee benefits	$2,558,000	1,267
Premises and equipment expense	$514,000	1,196
Additional noninterest expense	$1,240,000	1,299
Pre-tax net operating income	$1,834,000	1,621
Securities gains (losses)	$704,000	144
Applicable income taxes	$396,000	1,314
Income before extraordinary items	$2,142,000	1,327
Extraordinary gains, net	$0	3
Net income	$2,018,000	1,382
Minority interest net income	$124,000	27
Net income of bank and minority interests.	$2,142,000	1,327
Net charge-offs	$116,000	579
Cash dividends	$469,000	1,257
Sale, conversion, retirement of capital stock, net	$186,000	192
Net operating income	$1,550,640	1,646
2020-12-31 (YTD Data)		Rank
Total interest income	$17,577,000	1,669
Total interest expense	$1,960,000	2,005
Net interest income	$15,617,000	1,595
Provision for loan and lease losses	$921,000	1,695
Total noninterest income	$9,011,000	854
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$409,000	1,868
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,602,000	717
Total noninterest expense	$17,424,000	1,231
Salaries and employee benefits	$10,317,000	1,222
Premises and equipment expense	$2,134,000	1,110
Additional noninterest expense	$4,973,000	1,288
Pre-tax net operating income	$6,283,000	1,502
Securities gains (losses)	$628,000	515
Applicable income taxes	$862,000	1,548
Income before extraordinary items	$6,049,000	1,413
Extraordinary gains, net	$0	4
Net income	$5,582,000	1,505
Minority interest net income	$467,000	27
Net income of bank and minority interests.	$6,049,000	1,414
Net charge-offs	$251,000	1,409
Cash dividends	$2,068,000	1,479
Sale, conversion, retirement of capital stock, net	$359,000	304
Net operating income	$5,496,360	1,480
2020-09-30 (YTD Data)		Rank
Total interest income	$13,234,000	1,666
Total interest expense	$1,565,000	2,002
Net interest income	$11,669,000	1,588
Provision for loan and lease losses	$921,000	1,421
Total noninterest income	$6,171,000	890
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$307,000	1,857
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,864,000	735
Total noninterest expense	$12,729,000	1,248
Salaries and employee benefits	$7,539,000	1,239
Premises and equipment expense	$1,474,000	1,197
Additional noninterest expense	$3,716,000	1,265
Pre-tax net operating income	$4,190,000	1,619
Securities gains (losses)	$373,000	601
Applicable income taxes	$522,000	1,702
Income before extraordinary items	$4,041,000	1,501
Extraordinary gains, net	$0	4
Net income	$3,746,000	1,597
Minority interest net income	$295,000	28
Net income of bank and minority interests.	$4,041,000	1,502
Net charge-offs	$202,000	1,259
Cash dividends	$1,230,000	1,499
Sale, conversion, retirement of capital stock, net	$296,000	273
Net operating income	$3,709,030	1,565
2020-06-30 (YTD Data)		Rank
Total interest income	$8,944,000	1,665
Total interest expense	$1,120,000	2,020
Net interest income	$7,824,000	1,579
Provision for loan and lease losses	$651,000	1,383
Total noninterest income	$3,924,000	866
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$214,000	1,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,710,000	706
Total noninterest expense	$8,483,000	1,237
Salaries and employee benefits	$4,971,000	1,238
Premises and equipment expense	$997,000	1,177
Additional noninterest expense	$2,515,000	1,245
Pre-tax net operating income	$2,614,000	1,631
Securities gains (losses)	$371,000	459
Applicable income taxes	$360,000	1,609
Income before extraordinary items	$2,625,000	1,477
Extraordinary gains, net	$0	4
Net income	$2,443,000	1,565
Minority interest net income	$182,000	25
Net income of bank and minority interests.	$2,625,000	1,477
Net charge-offs	$153,000	1,136
Cash dividends	$837,000	1,486
Sale, conversion, retirement of capital stock, net	$270,000	224
Net operating income	$2,298,520	1,596
2020-03-31 (YTD Data)		Rank
Total interest income	$4,433,000	1,672
Total interest expense	$663,000	1,912
Net interest income	$3,770,000	1,589
Provision for loan and lease losses	$125,000	1,776
Total noninterest income	$2,034,000	805
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$126,000	1,854
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,908,000	630
Total noninterest expense	$4,430,000	1,202
Salaries and employee benefits	$2,556,000	1,218
Premises and equipment expense	$516,000	1,159
Additional noninterest expense	$1,358,000	1,178
Pre-tax net operating income	$1,249,000	1,530
Securities gains (losses)	$109,000	579
Applicable income taxes	$167,000	1,540
Income before extraordinary items	$1,191,000	1,437
Extraordinary gains, net	$0	4
Net income	$1,093,000	1,549
Minority interest net income	$98,000	23
Net income of bank and minority interests.	$1,191,000	1,437
Net charge-offs	$126,000	776
Cash dividends	$418,000	1,417
Sale, conversion, retirement of capital stock, net	$270,000	152
Net operating income	$1,095,080	1,521
2019-12-31 (YTD Data)		Rank
Total interest income	$18,910,000	1,593
Total interest expense	$2,933,000	1,831
Net interest income	$15,977,000	1,512
Provision for loan and lease losses	$0	3,973
Total noninterest income	$7,392,000	869
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$533,000	1,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,859,000	673
Total noninterest expense	$17,437,000	1,200
Salaries and employee benefits	$10,258,000	1,179
Premises and equipment expense	$2,196,000	1,090
Additional noninterest expense	$4,983,000	1,252
Pre-tax net operating income	$5,932,000	1,549
Securities gains (losses)	$359,000	460
Applicable income taxes	$779,000	1,621
Income before extraordinary items	$5,512,000	1,471
Extraordinary gains, net	$0	11
Net income	$5,250,000	1,543
Minority interest net income	$262,000	31
Net income of bank and minority interests.	$5,512,000	1,473
Net charge-offs	$239,000	1,529
Cash dividends	$1,603,000	1,800
Sale, conversion, retirement of capital stock, net	$107,000	473
Net operating income	$5,196,080	1,519
2019-09-30 (YTD Data)		Rank
Total interest income	$14,297,000	1,596
Total interest expense	$2,258,000	1,812
Net interest income	$12,039,000	1,523
Provision for loan and lease losses	$0	3,836
Total noninterest income	$5,862,000	829
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$402,000	1,826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,460,000	656
Total noninterest expense	$12,950,000	1,213
Salaries and employee benefits	$7,662,000	1,188
Premises and equipment expense	$1,539,000	1,152
Additional noninterest expense	$3,749,000	1,249
Pre-tax net operating income	$4,951,000	1,457
Securities gains (losses)	$340,000	382
Applicable income taxes	$673,000	1,561
Income before extraordinary items	$4,618,000	1,378
Extraordinary gains, net	$0	11
Net income	$4,300,000	1,465
Minority interest net income	$318,000	31
Net income of bank and minority interests.	$4,618,000	1,380
Net charge-offs	$96,000	1,791
Cash dividends	$1,187,000	1,648
Sale, conversion, retirement of capital stock, net	$30,000	512
Net operating income	$4,322,200	1,429
2019-06-30 (YTD Data)		Rank
Total interest income	$9,570,000	1,589
Total interest expense	$1,486,000	1,800
Net interest income	$8,084,000	1,512
Provision for loan and lease losses	$0	3,685
Total noninterest income	$3,572,000	874
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$264,000	1,835
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,308,000	680
Total noninterest expense	$8,709,000	1,207
Salaries and employee benefits	$5,089,000	1,190
Premises and equipment expense	$1,027,000	1,150
Additional noninterest expense	$2,593,000	1,219
Pre-tax net operating income	$2,947,000	1,570
Securities gains (losses)	$329,000	283
Applicable income taxes	$413,000	1,603
Income before extraordinary items	$2,863,000	1,439
Extraordinary gains, net	$0	11
Net income	$2,731,000	1,490
Minority interest net income	$132,000	34
Net income of bank and minority interests.	$2,863,000	1,439
Net charge-offs	$72,000	1,594
Cash dividends	$771,000	1,686
Sale, conversion, retirement of capital stock, net	$30,000	481
Net operating income	$2,576,770	1,533
2019-03-31 (YTD Data)		Rank
Total interest income	$4,808,000	1,579
Total interest expense	$733,000	1,785
Net interest income	$4,075,000	1,497
Provision for loan and lease losses	$0	3,406
Total noninterest income	$1,782,000	844
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$126,000	1,884
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,656,000	647
Total noninterest expense	$4,375,000	1,201
Salaries and employee benefits	$2,594,000	1,176
Premises and equipment expense	$492,000	1,215
Additional noninterest expense	$1,289,000	1,212
Pre-tax net operating income	$1,482,000	1,541
Securities gains (losses)	$230,000	184
Applicable income taxes	$226,000	1,478
Income before extraordinary items	$1,486,000	1,365
Extraordinary gains, net	$0	5
Net income	$1,391,000	1,434
Minority interest net income	$95,000	29
Net income of bank and minority interests.	$1,486,000	1,364
Net charge-offs	$27,000	1,553
Cash dividends	$385,000	1,544
Sale, conversion, retirement of capital stock, net	$30,000	382
Net operating income	$1,285,900	1,510
2018-12-31 (YTD Data)		Rank
Total interest income	$18,115,000	1,578
Total interest expense	$2,616,000	1,588
Net interest income	$15,499,000	1,555
Provision for loan and lease losses	$0	4,082
Total noninterest income	$6,100,000	970
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$546,000	1,859
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,554,000	753
Total noninterest expense	$15,844,000	1,283
Salaries and employee benefits	$8,932,000	1,293
Premises and equipment expense	$1,861,000	1,255
Additional noninterest expense	$5,051,000	1,221
Pre-tax net operating income	$5,755,000	1,576
Securities gains (losses)	$155,000	242
Applicable income taxes	$660,000	1,738
Income before extraordinary items	$5,250,000	1,525
Extraordinary gains, net	$0	6
Net income	$5,029,000	1,570
Minority interest net income	$221,000	34
Net income of bank and minority interests.	$5,250,000	1,524
Net charge-offs	$6,000	3,501
Cash dividends	$1,478,000	1,763
Sale, conversion, retirement of capital stock, net	$55,000	545
Net operating income	$5,112,050	1,549
2018-09-30 (YTD Data)		Rank
Total interest income	$13,322,000	1,590
Total interest expense	$1,898,000	1,550
Net interest income	$11,424,000	1,574
Provision for loan and lease losses	$0	3,948
Total noninterest income	$4,304,000	1,005
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$407,000	1,881
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,897,000	789
Total noninterest expense	$11,738,000	1,286
Salaries and employee benefits	$6,641,000	1,303
Premises and equipment expense	$1,330,000	1,299
Additional noninterest expense	$3,767,000	1,238
Pre-tax net operating income	$3,990,000	1,702
Securities gains (losses)	$155,000	236
Applicable income taxes	$455,000	1,880
Income before extraordinary items	$3,690,000	1,619
Extraordinary gains, net	$0	5
Net income	$3,526,000	1,672
Minority interest net income	$164,000	36
Net income of bank and minority interests.	$3,690,000	1,618
Net charge-offs	$-26,000	4,745
Cash dividends	$1,093,000	1,592
Sale, conversion, retirement of capital stock, net	$5,000	610
Net operating income	$3,552,050	1,649
2018-06-30 (YTD Data)		Rank
Total interest income	$8,802,000	1,585
Total interest expense	$1,202,000	1,536
Net interest income	$7,600,000	1,573
Provision for loan and lease losses	$0	3,782
Total noninterest income	$2,437,000	1,114
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$265,000	1,903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,172,000	892
Total noninterest expense	$7,787,000	1,302
Salaries and employee benefits	$4,478,000	1,297
Premises and equipment expense	$887,000	1,308
Additional noninterest expense	$2,422,000	1,281
Pre-tax net operating income	$2,250,000	1,918
Securities gains (losses)	$0	961
Applicable income taxes	$223,000	2,119
Income before extraordinary items	$2,027,000	1,866
Extraordinary gains, net	$0	6
Net income	$2,040,000	1,855
Minority interest net income	$-13,000	5,530
Net income of bank and minority interests.	$2,027,000	1,865
Net charge-offs	$-27,000	4,842
Cash dividends	$708,000	1,617
Sale, conversion, retirement of capital stock, net	$5,000	595
Net operating income	$2,027,000	1,858
2018-03-31 (YTD Data)		Rank
Total interest income	$4,353,000	1,590
Total interest expense	$572,000	1,547
Net interest income	$3,781,000	1,573
Provision for loan and lease losses	$0	3,508
Total noninterest income	$1,277,000	1,079
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$132,000	1,920
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,145,000	837
Total noninterest expense	$4,006,000	1,274
Salaries and employee benefits	$2,286,000	1,281
Premises and equipment expense	$462,000	1,284
Additional noninterest expense	$1,258,000	1,229
Pre-tax net operating income	$1,052,000	1,972
Securities gains (losses)	$0	735
Applicable income taxes	$104,000	2,146
Income before extraordinary items	$948,000	1,909
Extraordinary gains, net	$0	7
Net income	$938,000	1,925
Minority interest net income	$10,000	45
Net income of bank and minority interests.	$948,000	1,909
Net charge-offs	$-14,000	4,864
Cash dividends	$354,000	1,463
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$948,000	1,902
2017-12-31 (YTD Data)		Rank
Total interest income	$16,725,000	1,600
Total interest expense	$1,983,000	1,549
Net interest income	$14,742,000	1,585
Provision for loan and lease losses	$0	4,227
Total noninterest income	$5,633,000	1,031
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$571,000	1,851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,062,000	808
Total noninterest expense	$13,938,000	1,440
Salaries and employee benefits	$8,095,000	1,396
Premises and equipment expense	$1,633,000	1,397
Additional noninterest expense	$4,210,000	1,449
Pre-tax net operating income	$6,437,000	1,396
Securities gains (losses)	$38,000	1,020
Applicable income taxes	$1,538,000	1,514
Income before extraordinary items	$4,937,000	1,356
Extraordinary gains, net	$0	9
Net income	$4,672,000	1,414
Minority interest net income	$265,000	34
Net income of bank and minority interests.	$4,937,000	1,356
Net charge-offs	$-167,000	5,406
Cash dividends	$3,464,000	921
Sale, conversion, retirement of capital stock, net	$68,000	534
Net operating income	$4,908,120	1,350
2017-09-30 (YTD Data)		Rank
Total interest income	$12,381,000	1,614
Total interest expense	$1,398,000	1,603
Net interest income	$10,983,000	1,593
Provision for loan and lease losses	$0	4,088
Total noninterest income	$4,005,000	1,084
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$423,000	1,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,582,000	862
Total noninterest expense	$9,945,000	1,507
Salaries and employee benefits	$5,795,000	1,451
Premises and equipment expense	$1,205,000	1,429
Additional noninterest expense	$2,945,000	1,530
Pre-tax net operating income	$5,043,000	1,362
Securities gains (losses)	$35,000	1,042
Applicable income taxes	$1,099,000	1,389
Income before extraordinary items	$3,979,000	1,380
Extraordinary gains, net	$0	9
Net income	$3,807,000	1,431
Minority interest net income	$172,000	36
Net income of bank and minority interests.	$3,979,000	1,380
Net charge-offs	$-213,000	5,499
Cash dividends	$3,111,000	738
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,951,700	1,367
2017-06-30 (YTD Data)		Rank
Total interest income	$8,164,000	1,610
Total interest expense	$827,000	1,730
Net interest income	$7,337,000	1,576
Provision for loan and lease losses	$0	3,871
Total noninterest income	$2,139,000	1,253
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$279,000	1,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,860,000	1,018
Total noninterest expense	$6,371,000	1,552
Salaries and employee benefits	$3,661,000	1,527
Premises and equipment expense	$775,000	1,488
Additional noninterest expense	$1,935,000	1,552
Pre-tax net operating income	$3,105,000	1,428
Securities gains (losses)	$35,000	779
Applicable income taxes	$774,000	1,292
Income before extraordinary items	$2,366,000	1,490
Extraordinary gains, net	$0	11
Net income	$2,400,000	1,475
Minority interest net income	$-34,000	5,781
Net income of bank and minority interests.	$2,366,000	1,490
Net charge-offs	$48,000	2,028
Cash dividends	$2,757,000	577
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,339,750	1,488
2017-03-31 (YTD Data)		Rank
Total interest income	$4,076,000	1,603
Total interest expense	$384,000	1,805
Net interest income	$3,692,000	1,554
Provision for loan and lease losses	$0	3,537
Total noninterest income	$1,118,000	1,217
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$142,000	1,843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$976,000	972
Total noninterest expense	$3,008,000	1,651
Salaries and employee benefits	$1,726,000	1,634
Premises and equipment expense	$377,000	1,545
Additional noninterest expense	$905,000	1,647
Pre-tax net operating income	$1,802,000	1,285
Securities gains (losses)	$2,000	951
Applicable income taxes	$439,000	1,174
Income before extraordinary items	$1,365,000	1,324
Extraordinary gains, net	$0	8
Net income	$1,365,000	1,323
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,365,000	1,324
Net charge-offs	$-12,000	5,065
Cash dividends	$2,403,000	357
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,363,480	1,303
2016-12-31 (YTD Data)		Rank
Total interest income	$16,063,000	1,579
Total interest expense	$1,674,000	1,638
Net interest income	$14,389,000	1,549
Provision for loan and lease losses	$0	4,332
Total noninterest income	$2,800,000	1,727
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$632,000	1,739
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,168,000	1,514
Total noninterest expense	$11,535,000	1,677
Salaries and employee benefits	$6,260,000	1,714
Premises and equipment expense	$1,357,000	1,664
Additional noninterest expense	$3,918,000	1,566
Pre-tax net operating income	$5,654,000	1,475
Securities gains (losses)	$116,000	1,244
Applicable income taxes	$1,284,000	1,404
Income before extraordinary items	$4,486,000	1,512
Extraordinary gains, net	$0	5
Net income	$4,486,000	1,511
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,486,000	1,511
Net charge-offs	$587,000	975
Cash dividends	$3,402,000	934
Sale, conversion, retirement of capital stock, net	$21,000	658
Net operating income	$4,395,520	1,507
2016-09-30 (YTD Data)		Rank
Total interest income	$12,032,000	1,576
Total interest expense	$1,276,000	1,613
Net interest income	$10,756,000	1,562
Provision for loan and lease losses	$0	4,186
Total noninterest income	$1,861,000	1,861
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$476,000	1,737
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,385,000	1,666
Total noninterest expense	$8,555,000	1,692
Salaries and employee benefits	$4,736,000	1,705
Premises and equipment expense	$974,000	1,744
Additional noninterest expense	$2,845,000	1,609
Pre-tax net operating income	$4,062,000	1,544
Securities gains (losses)	$111,000	1,181
Applicable income taxes	$909,000	1,501
Income before extraordinary items	$3,264,000	1,566
Extraordinary gains, net	$0	5
Net income	$3,264,000	1,565
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,264,000	1,566
Net charge-offs	$-381,000	5,828
Cash dividends	$2,973,000	782
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,177,420	1,562
2016-06-30 (YTD Data)		Rank
Total interest income	$7,994,000	1,590
Total interest expense	$868,000	1,588
Net interest income	$7,126,000	1,577
Provision for loan and lease losses	$0	4,017
Total noninterest income	$1,205,000	1,885
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$319,000	1,724
Trading account gains and fees	$0	157
Additional Noninterest Income	$886,000	1,693
Total noninterest expense	$5,679,000	1,703
Salaries and employee benefits	$3,112,000	1,726
Premises and equipment expense	$635,000	1,769
Additional noninterest expense	$1,932,000	1,582
Pre-tax net operating income	$2,652,000	1,562
Securities gains (losses)	$111,000	894
Applicable income taxes	$605,000	1,492
Income before extraordinary items	$2,158,000	1,554
Extraordinary gains, net	$0	16
Net income	$2,158,000	1,554
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,158,000	1,554
Net charge-offs	$-386,000	5,945
Cash dividends	$2,631,000	623
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,071,420	1,567
2016-03-31 (YTD Data)		Rank
Total interest income	$4,013,000	1,585
Total interest expense	$454,000	1,530
Net interest income	$3,559,000	1,580
Provision for loan and lease losses	$0	3,656
Total noninterest income	$545,000	1,963
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$161,000	1,698
Trading account gains and fees	$0	142
Additional Noninterest Income	$384,000	1,798
Total noninterest expense	$2,781,000	1,737
Salaries and employee benefits	$1,525,000	1,762
Premises and equipment expense	$311,000	1,820
Additional noninterest expense	$945,000	1,603
Pre-tax net operating income	$1,323,000	1,531
Securities gains (losses)	$0	2,077
Applicable income taxes	$291,000	1,512
Income before extraordinary items	$1,032,000	1,575
Extraordinary gains, net	$0	12
Net income	$1,032,000	1,575
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,032,000	1,576
Net charge-offs	$-326,000	6,042
Cash dividends	$759,000	908
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,032,000	1,535
2015-12-31 (YTD Data)		Rank
Total interest income	$16,044,000	1,541
Total interest expense	$2,213,000	1,256
Net interest income	$13,831,000	1,585
Provision for loan and lease losses	$0	4,380
Total noninterest income	$2,404,000	1,867
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$581,000	1,872
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,823,000	1,632
Total noninterest expense	$11,381,000	1,671
Salaries and employee benefits	$6,112,000	1,721
Premises and equipment expense	$1,240,000	1,835
Additional noninterest expense	$4,029,000	1,505
Pre-tax net operating income	$4,854,000	1,614
Securities gains (losses)	$423,000	411
Applicable income taxes	$1,149,000	1,469
Income before extraordinary items	$4,128,000	1,562
Extraordinary gains, net	$0	23
Net income	$4,128,000	1,562
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,128,000	1,562
Net charge-offs	$1,838,000	402
Cash dividends	$2,409,000	1,175
Sale, conversion, retirement of capital stock, net	$30,000	656
Net operating income	$3,798,060	1,638
2015-09-30 (YTD Data)		Rank
Total interest income	$11,980,000	1,564
Total interest expense	$1,748,000	1,202
Net interest income	$10,232,000	1,621
Provision for loan and lease losses	$0	4,232
Total noninterest income	$1,667,000	1,989
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$404,000	2,024
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,263,000	1,730
Total noninterest expense	$8,556,000	1,685
Salaries and employee benefits	$4,539,000	1,743
Premises and equipment expense	$925,000	1,862
Additional noninterest expense	$3,092,000	1,487
Pre-tax net operating income	$3,343,000	1,750
Securities gains (losses)	$402,000	369
Applicable income taxes	$796,000	1,588
Income before extraordinary items	$2,949,000	1,648
Extraordinary gains, net	$0	21
Net income	$2,949,000	1,650
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,949,000	1,650
Net charge-offs	$1,640,000	323
Cash dividends	$2,134,000	927
Sale, conversion, retirement of capital stock, net	$-58,000	6,204
Net operating income	$2,631,420	1,782
2015-06-30 (YTD Data)		Rank
Total interest income	$8,013,000	1,561
Total interest expense	$1,220,000	1,158
Net interest income	$6,793,000	1,634
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,018,000	2,109
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$245,000	2,143
Trading account gains and fees	$0	157
Additional Noninterest Income	$773,000	1,844
Total noninterest expense	$5,444,000	1,762
Salaries and employee benefits	$3,013,000	1,753
Premises and equipment expense	$611,000	1,884
Additional noninterest expense	$1,820,000	1,671
Pre-tax net operating income	$2,367,000	1,652
Securities gains (losses)	$54,000	1,186
Applicable income taxes	$517,000	1,586
Income before extraordinary items	$1,904,000	1,683
Extraordinary gains, net	$0	22
Net income	$1,904,000	1,687
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,904,000	1,687
Net charge-offs	$399,000	773
Cash dividends	$1,876,000	760
Sale, conversion, retirement of capital stock, net	$-58,000	6,295
Net operating income	$1,861,340	1,663
2015-03-31 (YTD Data)		Rank
Total interest income	$3,968,000	1,568
Total interest expense	$647,000	1,108
Net interest income	$3,321,000	1,665
Provision for loan and lease losses	$0	3,703
Total noninterest income	$496,000	2,115
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$119,000	2,179
Trading account gains and fees	$0	152
Additional Noninterest Income	$377,000	1,844
Total noninterest expense	$2,642,000	1,804
Salaries and employee benefits	$1,516,000	1,758
Premises and equipment expense	$307,000	1,889
Additional noninterest expense	$819,000	1,837
Pre-tax net operating income	$1,175,000	1,622
Securities gains (losses)	$0	2,027
Applicable income taxes	$260,000	1,579
Income before extraordinary items	$915,000	1,730
Extraordinary gains, net	$0	13
Net income	$915,000	1,732
Minority interest net income	$0	64
Net income of bank and minority interests.	$915,000	1,732
Net charge-offs	$30,000	1,887
Cash dividends	$1,215,000	562
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$915,000	1,666
2014-12-31 (YTD Data)		Rank
Total interest income	$16,127,000	1,540
Total interest expense	$2,587,000	1,141
Net interest income	$13,540,000	1,637
Provision for loan and lease losses	$-850,000	6,334
Total noninterest income	$1,187,000	2,855
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$328,000	3,044
Trading account gains and fees	$0	180
Additional Noninterest Income	$859,000	2,544
Total noninterest expense	$11,003,000	1,741
Salaries and employee benefits	$5,732,000	1,797
Premises and equipment expense	$1,327,000	1,746
Additional noninterest expense	$3,944,000	1,583
Pre-tax net operating income	$4,574,000	1,649
Securities gains (losses)	$289,000	620
Applicable income taxes	$1,110,000	1,446
Income before extraordinary items	$3,753,000	1,673
Extraordinary gains, net	$0	17
Net income	$3,753,000	1,673
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,753,000	1,672
Net charge-offs	$-1,651,000	6,478
Cash dividends	$929,000	2,123
Sale, conversion, retirement of capital stock, net	$30,000	703
Net operating income	$3,530,470	1,721
2014-09-30 (YTD Data)		Rank
Total interest income	$12,063,000	1,554
Total interest expense	$1,947,000	1,146
Net interest income	$10,116,000	1,644
Provision for loan and lease losses	$0	4,401
Total noninterest income	$1,009,000	2,691
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$237,000	3,140
Trading account gains and fees	$0	174
Additional Noninterest Income	$772,000	2,308
Total noninterest expense	$7,834,000	1,819
Salaries and employee benefits	$4,090,000	1,892
Premises and equipment expense	$1,006,000	1,750
Additional noninterest expense	$2,738,000	1,694
Pre-tax net operating income	$3,291,000	1,721
Securities gains (losses)	$289,000	496
Applicable income taxes	$827,000	1,478
Income before extraordinary items	$2,753,000	1,704
Extraordinary gains, net	$0	15
Net income	$2,753,000	1,705
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,753,000	1,704
Net charge-offs	$-249,000	6,380
Cash dividends	$594,000	2,050
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,530,470	1,795
2014-06-30 (YTD Data)		Rank
Total interest income	$7,978,000	1,561
Total interest expense	$1,307,000	1,142
Net interest income	$6,671,000	1,648
Provision for loan and lease losses	$0	4,196
Total noninterest income	$586,000	2,867
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$159,000	3,110
Trading account gains and fees	$0	172
Additional Noninterest Income	$427,000	2,532
Total noninterest expense	$5,173,000	1,827
Salaries and employee benefits	$2,674,000	1,939
Premises and equipment expense	$673,000	1,764
Additional noninterest expense	$1,826,000	1,692
Pre-tax net operating income	$2,084,000	1,760
Securities gains (losses)	$289,000	378
Applicable income taxes	$562,000	1,428
Income before extraordinary items	$1,811,000	1,670
Extraordinary gains, net	$0	20
Net income	$1,811,000	1,673
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,811,000	1,672
Net charge-offs	$390,000	1,057
Cash dividends	$453,000	1,909
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,591,360	1,837
2014-03-31 (YTD Data)		Rank
Total interest income	$3,937,000	1,574
Total interest expense	$668,000	1,127
Net interest income	$3,269,000	1,671
Provision for loan and lease losses	$0	3,817
Total noninterest income	$234,000	3,178
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$77,000	3,142
Trading account gains and fees	$0	147
Additional Noninterest Income	$157,000	2,907
Total noninterest expense	$2,519,000	1,874
Salaries and employee benefits	$1,331,000	1,947
Premises and equipment expense	$343,000	1,754
Additional noninterest expense	$845,000	1,801
Pre-tax net operating income	$984,000	1,799
Securities gains (losses)	$210,000	271
Applicable income taxes	$297,000	1,353
Income before extraordinary items	$897,000	1,631
Extraordinary gains, net	$0	16
Net income	$897,000	1,634
Minority interest net income	$0	66
Net income of bank and minority interests.	$897,000	1,634
Net charge-offs	$-15,000	5,922
Cash dividends	$141,000	2,028
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$739,500	1,889
2013-12-31 (YTD Data)		Rank
Total interest income	$15,909,000	1,566
Total interest expense	$3,140,000	1,071
Net interest income	$12,769,000	1,687
Provision for loan and lease losses	$-500,000	6,582
Total noninterest income	$1,107,000	3,023
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$321,000	3,235
Trading account gains and fees	$0	184
Additional Noninterest Income	$786,000	2,697
Total noninterest expense	$9,992,000	1,901
Salaries and employee benefits	$5,398,000	1,888
Premises and equipment expense	$1,237,000	1,860
Additional noninterest expense	$3,357,000	1,887
Pre-tax net operating income	$4,384,000	1,591
Securities gains (losses)	$109,000	1,257
Applicable income taxes	$1,112,000	1,380
Income before extraordinary items	$3,381,000	1,714
Extraordinary gains, net	$0	29
Net income	$3,381,000	1,718
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,381,000	1,718
Net charge-offs	$542,000	1,933
Cash dividends	$722,000	2,320
Sale, conversion, retirement of capital stock, net	$-9,147,000	6,805
Net operating income	$3,299,250	1,720
2013-09-30 (YTD Data)		Rank
Total interest income	$11,878,000	1,590
Total interest expense	$2,430,000	1,070
Net interest income	$9,448,000	1,706
Provision for loan and lease losses	$0	4,941
Total noninterest income	$815,000	3,102
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$237,000	3,280
Trading account gains and fees	$0	180
Additional Noninterest Income	$578,000	2,798
Total noninterest expense	$7,526,000	1,897
Salaries and employee benefits	$4,007,000	1,917
Premises and equipment expense	$908,000	1,914
Additional noninterest expense	$2,611,000	1,815
Pre-tax net operating income	$2,737,000	1,897
Securities gains (losses)	$109,000	1,158
Applicable income taxes	$652,000	1,642
Income before extraordinary items	$2,194,000	1,974
Extraordinary gains, net	$0	25
Net income	$2,194,000	1,981
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,194,000	1,980
Net charge-offs	$485,000	1,621
Cash dividends	$430,000	2,251
Sale, conversion, retirement of capital stock, net	$-3,063,000	6,878
Net operating income	$2,110,070	1,980
2013-06-30 (YTD Data)		Rank
Total interest income	$7,916,000	1,582
Total interest expense	$1,660,000	1,073
Net interest income	$6,256,000	1,707
Provision for loan and lease losses	$0	4,788
Total noninterest income	$478,000	3,375
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$152,000	3,330
Trading account gains and fees	$0	157
Additional Noninterest Income	$326,000	3,094
Total noninterest expense	$5,030,000	1,893
Salaries and employee benefits	$2,702,000	1,904
Premises and equipment expense	$595,000	1,936
Additional noninterest expense	$1,733,000	1,824
Pre-tax net operating income	$1,704,000	1,982
Securities gains (losses)	$0	2,791
Applicable income taxes	$358,000	1,852
Income before extraordinary items	$1,346,000	2,116
Extraordinary gains, net	$0	22
Net income	$1,346,000	2,124
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,346,000	2,122
Net charge-offs	$280,000	1,762
Cash dividends	$185,000	2,628
Sale, conversion, retirement of capital stock, net	$-3,063,000	6,931
Net operating income	$1,346,000	2,027
2013-03-31 (YTD Data)		Rank
Total interest income	$3,953,000	1,594
Total interest expense	$848,000	1,088
Net interest income	$3,105,000	1,732
Provision for loan and lease losses	$0	4,409
Total noninterest income	$292,000	3,048
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$71,000	3,434
Trading account gains and fees	$0	148
Additional Noninterest Income	$221,000	2,632
Total noninterest expense	$2,411,000	1,986
Salaries and employee benefits	$1,354,000	1,911
Premises and equipment expense	$304,000	1,944
Additional noninterest expense	$753,000	2,071
Pre-tax net operating income	$986,000	1,731
Securities gains (losses)	$0	1,966
Applicable income taxes	$236,000	1,555
Income before extraordinary items	$750,000	1,896
Extraordinary gains, net	$0	10
Net income	$750,000	1,897
Minority interest net income	$0	76
Net income of bank and minority interests.	$750,000	1,898
Net charge-offs	$252,000	1,192
Cash dividends	$104,000	2,013
Sale, conversion, retirement of capital stock, net	$-3,063,000	7,014
Net operating income	$750,000	1,814
2012-12-31 (YTD Data)		Rank
Total interest income	$17,371,000	1,520
Total interest expense	$4,899,000	916
Net interest income	$12,472,000	1,763
Provision for loan and lease losses	$0	5,905
Total noninterest income	$1,416,000	2,698
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$320,000	3,366
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,096,000	2,262
Total noninterest expense	$10,214,000	1,875
Salaries and employee benefits	$5,006,000	2,010
Premises and equipment expense	$1,181,000	1,968
Additional noninterest expense	$4,027,000	1,669
Pre-tax net operating income	$3,674,000	1,753
Securities gains (losses)	$1,368,000	384
Applicable income taxes	$1,310,000	1,212
Income before extraordinary items	$3,732,000	1,536
Extraordinary gains, net	$0	29
Net income	$3,732,000	1,538
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,732,000	1,537
Net charge-offs	$393,000	2,957
Cash dividends	$792,000	2,244
Sale, conversion, retirement of capital stock, net	$39,000	747
Net operating income	$2,719,680	1,918
2012-09-30 (YTD Data)		Rank
Total interest income	$13,174,000	1,543
Total interest expense	$3,904,000	909
Net interest income	$9,270,000	1,800
Provision for loan and lease losses	$0	5,790
Total noninterest income	$1,170,000	2,559
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$239,000	3,415
Trading account gains and fees	$0	157
Additional Noninterest Income	$931,000	2,081
Total noninterest expense	$7,259,000	1,966
Salaries and employee benefits	$3,743,000	2,015
Premises and equipment expense	$882,000	2,004
Additional noninterest expense	$2,634,000	1,882
Pre-tax net operating income	$3,181,000	1,617
Securities gains (losses)	$575,000	672
Applicable income taxes	$982,000	1,249
Income before extraordinary items	$2,774,000	1,586
Extraordinary gains, net	$0	20
Net income	$2,774,000	1,586
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,774,000	1,587
Net charge-offs	$-133,000	7,067
Cash dividends	$509,000	2,012
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,348,500	1,735
2012-06-30 (YTD Data)		Rank
Total interest income	$8,826,000	1,548
Total interest expense	$2,705,000	902
Net interest income	$6,121,000	1,816
Provision for loan and lease losses	$0	5,619
Total noninterest income	$1,018,000	2,131
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$158,000	3,413
Trading account gains and fees	$0	153
Additional Noninterest Income	$860,000	1,682
Total noninterest expense	$4,708,000	2,032
Salaries and employee benefits	$2,487,000	2,018
Premises and equipment expense	$578,000	2,027
Additional noninterest expense	$1,643,000	1,987
Pre-tax net operating income	$2,431,000	1,432
Securities gains (losses)	$493,000	552
Applicable income taxes	$820,000	1,042
Income before extraordinary items	$2,104,000	1,412
Extraordinary gains, net	$0	19
Net income	$2,104,000	1,412
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,104,000	1,412
Net charge-offs	$-627,000	7,228
Cash dividends	$390,000	1,878
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,749,040	1,585
2012-03-31 (YTD Data)		Rank
Total interest income	$4,436,000	1,554
Total interest expense	$1,404,000	907
Net interest income	$3,032,000	1,839
Provision for loan and lease losses	$0	5,254
Total noninterest income	$39,000	6,108
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$79,000	3,405
Trading account gains and fees	$0	148
Additional Noninterest Income	$-40,000	7,069
Total noninterest expense	$2,303,000	2,084
Salaries and employee benefits	$1,189,000	2,102
Premises and equipment expense	$288,000	2,045
Additional noninterest expense	$826,000	1,978
Pre-tax net operating income	$768,000	2,089
Securities gains (losses)	$198,000	611
Applicable income taxes	$249,000	1,494
Income before extraordinary items	$717,000	1,976
Extraordinary gains, net	$0	19
Net income	$717,000	1,977
Minority interest net income	$0	78
Net income of bank and minority interests.	$717,000	1,978
Net charge-offs	$-633,000	7,290
Cash dividends	$119,000	1,964
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$570,480	2,241
2011-12-31 (YTD Data)		Rank
Total interest income	$19,620,000	1,455
Total interest expense	$6,656,000	911
Net interest income	$12,964,000	1,728
Provision for loan and lease losses	$3,965,000	955
Total noninterest income	$-20,000	7,015
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$319,000	3,476
Trading account gains and fees	$0	146
Additional Noninterest Income	$-339,000	7,035
Total noninterest expense	$9,232,000	2,070
Salaries and employee benefits	$4,425,000	2,188
Premises and equipment expense	$1,272,000	1,949
Additional noninterest expense	$3,535,000	1,904
Pre-tax net operating income	$-253,000	6,273
Securities gains (losses)	$1,708,000	275
Applicable income taxes	$239,000	2,740
Income before extraordinary items	$1,216,000	3,191
Extraordinary gains, net	$0	29
Net income	$1,216,000	3,194
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,216,000	3,194
Net charge-offs	$5,074,000	785
Cash dividends	$628,000	2,160
Sale, conversion, retirement of capital stock, net	$30,000	892
Net operating income	$-218,720	6,289
2011-09-30 (YTD Data)		Rank
Total interest income	$14,988,000	1,443
Total interest expense	$5,137,000	928
Net interest income	$9,851,000	1,710
Provision for loan and lease losses	$2,975,000	941
Total noninterest income	$-176,000	7,231
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$233,000	3,538
Trading account gains and fees	$0	145
Additional Noninterest Income	$-409,000	7,212
Total noninterest expense	$7,048,000	2,047
Salaries and employee benefits	$3,491,000	2,078
Premises and equipment expense	$951,000	1,978
Additional noninterest expense	$2,606,000	1,942
Pre-tax net operating income	$-348,000	6,508
Securities gains (losses)	$1,089,000	320
Applicable income taxes	$102,000	3,183
Income before extraordinary items	$639,000	3,915
Extraordinary gains, net	$0	21
Net income	$639,000	3,917
Minority interest net income	$0	87
Net income of bank and minority interests.	$639,000	3,917
Net charge-offs	$4,875,000	641
Cash dividends	$358,000	2,164
Sale, conversion, retirement of capital stock, net	$15,000	896
Net operating income	$-297,540	6,524
2011-06-30 (YTD Data)		Rank
Total interest income	$10,071,000	1,446
Total interest expense	$3,475,000	944
Net interest income	$6,596,000	1,703
Provision for loan and lease losses	$395,000	2,617
Total noninterest income	$356,000	3,795
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$146,000	3,644
Trading account gains and fees	$0	153
Additional Noninterest Income	$210,000	3,419
Total noninterest expense	$4,719,000	2,049
Salaries and employee benefits	$2,270,000	2,154
Premises and equipment expense	$633,000	1,992
Additional noninterest expense	$1,816,000	1,874
Pre-tax net operating income	$1,838,000	1,569
Securities gains (losses)	$193,000	759
Applicable income taxes	$604,000	1,146
Income before extraordinary items	$1,427,000	1,691
Extraordinary gains, net	$0	15
Net income	$1,427,000	1,691
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,427,000	1,691
Net charge-offs	$1,069,000	1,413
Cash dividends	$238,000	2,155
Sale, conversion, retirement of capital stock, net	$15,000	788
Net operating income	$1,291,900	1,764
2011-03-31 (YTD Data)		Rank
Total interest income	$5,125,000	1,432
Total interest expense	$1,751,000	973
Net interest income	$3,374,000	1,655
Provision for loan and lease losses	$125,000	3,068
Total noninterest income	$104,000	4,850
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$64,000	3,860
Trading account gains and fees	$0	158
Additional Noninterest Income	$40,000	4,994
Total noninterest expense	$2,310,000	2,096
Salaries and employee benefits	$1,116,000	2,205
Premises and equipment expense	$296,000	2,170
Additional noninterest expense	$898,000	1,885
Pre-tax net operating income	$1,043,000	1,384
Securities gains (losses)	$136,000	443
Applicable income taxes	$350,000	983
Income before extraordinary items	$829,000	1,439
Extraordinary gains, net	$0	9
Net income	$829,000	1,439
Minority interest net income	$0	86
Net income of bank and minority interests.	$829,000	1,439
Net charge-offs	$-133,000	7,468
Cash dividends	$119,000	1,803
Sale, conversion, retirement of capital stock, net	$15,000	613
Net operating income	$733,800	1,560
2010-12-31 (YTD Data)		Rank
Total interest income	$21,421,000	1,425
Total interest expense	$7,943,000	1,045
Net interest income	$13,478,000	1,647
Provision for loan and lease losses	$12,575,000	546
Total noninterest income	$632,000	4,130
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$290,000	3,708
Trading account gains and fees	$0	175
Additional Noninterest Income	$342,000	3,757
Total noninterest expense	$9,219,000	2,094
Salaries and employee benefits	$4,168,000	2,313
Premises and equipment expense	$1,132,000	2,234
Additional noninterest expense	$3,919,000	1,841
Pre-tax net operating income	$-7,684,000	7,266
Securities gains (losses)	$2,790,000	191
Applicable income taxes	$-1,954,000	7,447
Income before extraordinary items	$-2,940,000	6,987
Extraordinary gains, net	$0	29
Net income	$-2,940,000	6,988
Minority interest net income	$0	111
Net income of bank and minority interests.	$-2,940,000	6,988
Net charge-offs	$9,833,000	614
Cash dividends	$477,000	2,422
Sale, conversion, retirement of capital stock, net	$-281,000	7,616
Net operating income	$-4,725,600	7,136
2010-09-30 (YTD Data)		Rank
Total interest income	$16,115,000	1,455
Total interest expense	$6,004,000	1,072
Net interest income	$10,111,000	1,669
Provision for loan and lease losses	$10,475,000	478
Total noninterest income	$579,000	3,764
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$220,000	3,743
Trading account gains and fees	$0	165
Additional Noninterest Income	$359,000	3,267
Total noninterest expense	$6,907,000	2,096
Salaries and employee benefits	$3,132,000	2,321
Premises and equipment expense	$851,000	2,259
Additional noninterest expense	$2,924,000	1,814
Pre-tax net operating income	$-6,692,000	7,450
Securities gains (losses)	$2,568,000	170
Applicable income taxes	$-1,561,000	7,572
Income before extraordinary items	$-2,563,000	7,221
Extraordinary gains, net	$0	23
Net income	$-2,563,000	7,220
Minority interest net income	$0	110
Net income of bank and minority interests.	$-2,563,000	7,221
Net charge-offs	$7,235,000	608
Cash dividends	$358,000	2,164
Sale, conversion, retirement of capital stock, net	$-320,000	7,730
Net operating income	$-4,206,520	7,351
2010-06-30 (YTD Data)		Rank
Total interest income	$10,716,000	1,486
Total interest expense	$4,024,000	1,110
Net interest income	$6,692,000	1,683
Provision for loan and lease losses	$8,250,000	416
Total noninterest income	$379,000	3,744
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$146,000	3,736
Trading account gains and fees	$0	152
Additional Noninterest Income	$233,000	3,235
Total noninterest expense	$4,716,000	2,059
Salaries and employee benefits	$2,188,000	2,224
Premises and equipment expense	$562,000	2,292
Additional noninterest expense	$1,966,000	1,793
Pre-tax net operating income	$-5,895,000	7,590
Securities gains (losses)	$980,000	266
Applicable income taxes	$-1,774,000	7,686
Income before extraordinary items	$-3,141,000	7,457
Extraordinary gains, net	$0	19
Net income	$-3,141,000	7,457
Minority interest net income	$0	105
Net income of bank and minority interests.	$-3,141,000	7,457
Net charge-offs	$4,895,000	585
Cash dividends	$239,000	2,182
Sale, conversion, retirement of capital stock, net	$-320,000	7,806
Net operating income	$-3,768,200	7,505
2010-03-31 (YTD Data)		Rank
Total interest income	$5,315,000	1,537
Total interest expense	$2,014,000	1,176
Net interest income	$3,301,000	1,719
Provision for loan and lease losses	$6,950,000	295
Total noninterest income	$181,000	3,874
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$73,000	3,752
Trading account gains and fees	$0	175
Additional Noninterest Income	$108,000	3,363
Total noninterest expense	$2,250,000	2,169
Salaries and employee benefits	$1,083,000	2,277
Premises and equipment expense	$282,000	2,339
Additional noninterest expense	$885,000	1,928
Pre-tax net operating income	$-5,718,000	7,784
Securities gains (losses)	$183,000	550
Applicable income taxes	$-1,931,000	7,855
Income before extraordinary items	$-3,604,000	7,737
Extraordinary gains, net	$0	16
Net income	$-3,604,000	7,738
Minority interest net income	$0	91
Net income of bank and minority interests.	$-3,604,000	7,738
Net charge-offs	$103,000	3,070
Cash dividends	$119,000	1,790
Sale, conversion, retirement of capital stock, net	$-320,000	7,921
Net operating income	$-3,722,950	7,738
2009-12-31 (YTD Data)		Rank
Total interest income	$22,603,000	1,519
Total interest expense	$9,570,000	1,248
Net interest income	$13,033,000	1,719
Provision for loan and lease losses	$5,875,000	1,263
Total noninterest income	$1,055,000	3,228
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$323,000	3,745
Trading account gains and fees	$0	211
Additional Noninterest Income	$732,000	2,592
Total noninterest expense	$8,765,000	2,259
Salaries and employee benefits	$4,313,000	2,282
Premises and equipment expense	$960,000	2,676
Additional noninterest expense	$3,492,000	2,064
Pre-tax net operating income	$-552,000	6,023
Securities gains (losses)	$1,818,000	302
Applicable income taxes	$253,000	2,179
Income before extraordinary items	$1,013,000	2,746
Extraordinary gains, net	$0	34
Net income	$1,013,000	2,745
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,013,000	2,746
Net charge-offs	$2,540,000	1,778
Cash dividends	$990,000	1,676
Sale, conversion, retirement of capital stock, net	$9,272,000	100
Net operating income	$-441,400	6,037
2009-09-30 (YTD Data)		Rank
Total interest income	$16,874,000	1,549
Total interest expense	$7,348,000	1,279
Net interest income	$9,526,000	1,761
Provision for loan and lease losses	$4,075,000	1,210
Total noninterest income	$792,000	3,277
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$241,000	3,771
Trading account gains and fees	$0	212
Additional Noninterest Income	$551,000	2,657
Total noninterest expense	$6,482,000	2,289
Salaries and employee benefits	$3,428,000	2,169
Premises and equipment expense	$712,000	2,736
Additional noninterest expense	$2,342,000	2,229
Pre-tax net operating income	$-239,000	6,068
Securities gains (losses)	$1,364,000	285
Applicable income taxes	$261,000	2,066
Income before extraordinary items	$864,000	2,733
Extraordinary gains, net	$0	27
Net income	$864,000	2,730
Minority interest net income	$0	118
Net income of bank and minority interests.	$864,000	2,733
Net charge-offs	$373,000	3,427
Cash dividends	$569,000	1,862
Sale, conversion, retirement of capital stock, net	$9,235,000	82
Net operating income	$-186,280	6,081
2009-06-30 (YTD Data)		Rank
Total interest income	$10,963,000	1,622
Total interest expense	$4,904,000	1,352
Net interest income	$6,059,000	1,829
Provision for loan and lease losses	$1,725,000	1,542
Total noninterest income	$572,000	3,135
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$160,000	3,755
Trading account gains and fees	$0	193
Additional Noninterest Income	$412,000	2,512
Total noninterest expense	$4,295,000	2,328
Salaries and employee benefits	$2,300,000	2,191
Premises and equipment expense	$477,000	2,757
Additional noninterest expense	$1,518,000	2,312
Pre-tax net operating income	$611,000	2,982
Securities gains (losses)	$1,158,000	255
Applicable income taxes	$541,000	1,012
Income before extraordinary items	$1,228,000	1,513
Extraordinary gains, net	$0	21
Net income	$1,228,000	1,510
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,228,000	1,512
Net charge-offs	$368,000	2,702
Cash dividends	$451,000	1,725
Sale, conversion, retirement of capital stock, net	$9,235,000	60
Net operating income	$428,980	3,253
2009-03-31 (YTD Data)		Rank
Total interest income	$5,374,000	1,670
Total interest expense	$2,463,000	1,401
Net interest income	$2,911,000	1,890
Provision for loan and lease losses	$825,000	1,321
Total noninterest income	$296,000	3,047
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$79,000	3,735
Trading account gains and fees	$0	171
Additional Noninterest Income	$217,000	2,399
Total noninterest expense	$1,985,000	2,441
Salaries and employee benefits	$1,133,000	2,244
Premises and equipment expense	$238,000	2,793
Additional noninterest expense	$614,000	2,515
Pre-tax net operating income	$397,000	2,812
Securities gains (losses)	$551,000	300
Applicable income taxes	$296,000	1,065
Income before extraordinary items	$652,000	1,654
Extraordinary gains, net	$0	15
Net income	$652,000	1,655
Minority interest net income	$0	102
Net income of bank and minority interests.	$652,000	1,656
Net charge-offs	$0	5,728
Cash dividends	$29,000	2,855
Sale, conversion, retirement of capital stock, net	$9,235,000	28
Net operating income	$271,810	3,158
2008-12-31 (YTD Data)		Rank
Total interest income	$20,334,000	1,882
Total interest expense	$10,156,000	1,601
Net interest income	$10,178,000	2,182
Provision for loan and lease losses	$2,425,000	1,590
Total noninterest income	$1,049,000	3,304
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$366,000	3,631
Trading account gains and fees	$0	154
Additional Noninterest Income	$683,000	2,697
Total noninterest expense	$7,453,000	2,542
Salaries and employee benefits	$4,184,000	2,405
Premises and equipment expense	$936,000	2,781
Additional noninterest expense	$2,333,000	2,484
Pre-tax net operating income	$1,349,000	3,206
Securities gains (losses)	$250,000	618
Applicable income taxes	$493,000	1,874
Income before extraordinary items	$1,106,000	3,096
Extraordinary gains, net	$0	39
Net income	$1,106,000	3,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$986,000	1,978
Cash dividends	$602,000	3,078
Sale, conversion, retirement of capital stock, net	$34,000	1,194
Net operating income	$933,500	3,569
2008-09-30 (YTD Data)		Rank
Total interest income	$15,048,000	1,946
Total interest expense	$7,612,000	1,655
Net interest income	$7,436,000	2,251
Provision for loan and lease losses	$625,000	2,414
Total noninterest income	$770,000	3,426
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$276,000	3,651
Trading account gains and fees	$0	148
Additional Noninterest Income	$494,000	2,840
Total noninterest expense	$5,754,000	2,454
Salaries and employee benefits	$3,298,000	2,332
Premises and equipment expense	$697,000	2,809
Additional noninterest expense	$1,759,000	2,408
Pre-tax net operating income	$1,827,000	2,462
Securities gains (losses)	$158,000	722
Applicable income taxes	$852,000	1,313
Income before extraordinary items	$1,133,000	2,857
Extraordinary gains, net	$0	31
Net income	$1,133,000	2,853
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,309
Cash dividends	$301,000	3,369
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,031,880	3,185
2008-06-30 (YTD Data)		Rank
Total interest income	$10,014,000	1,980
Total interest expense	$5,165,000	1,698
Net interest income	$4,849,000	2,275
Provision for loan and lease losses	$100,000	4,246
Total noninterest income	$503,000	3,488
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$183,000	3,659
Trading account gains and fees	$0	149
Additional Noninterest Income	$320,000	2,918
Total noninterest expense	$4,070,000	2,345
Salaries and employee benefits	$2,436,000	2,129
Premises and equipment expense	$461,000	2,845
Additional noninterest expense	$1,173,000	2,397
Pre-tax net operating income	$1,182,000	2,613
Securities gains (losses)	$13,000	2,325
Applicable income taxes	$463,000	1,693
Income before extraordinary items	$732,000	3,238
Extraordinary gains, net	$0	21
Net income	$732,000	3,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,448
Cash dividends	$301,000	2,933
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$723,680	3,206
2008-03-31 (YTD Data)		Rank
Total interest income	$4,983,000	2,041
Total interest expense	$2,639,000	1,786
Net interest income	$2,344,000	2,342
Provision for loan and lease losses	$25,000	4,682
Total noninterest income	$186,000	4,146
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$91,000	3,630
Trading account gains and fees	$0	158
Additional Noninterest Income	$95,000	3,878
Total noninterest expense	$1,948,000	2,426
Salaries and employee benefits	$1,172,000	2,243
Premises and equipment expense	$231,000	2,839
Additional noninterest expense	$545,000	2,519
Pre-tax net operating income	$557,000	2,858
Securities gains (losses)	$12,000	1,897
Applicable income taxes	$209,000	1,913
Income before extraordinary items	$360,000	3,431
Extraordinary gains, net	$0	15
Net income	$360,000	3,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$352,320	3,374
2007-12-31 (YTD Data)		Rank
Total interest income	$21,633,000	1,954
Total interest expense	$10,969,000	1,820
Net interest income	$10,664,000	2,125
Provision for loan and lease losses	$200,000	3,846
Total noninterest income	$669,000	4,404
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$328,000	3,911
Trading account gains and fees	$0	178
Additional Noninterest Income	$341,000	4,016
Total noninterest expense	$6,952,000	2,610
Salaries and employee benefits	$4,103,000	2,438
Premises and equipment expense	$883,000	2,843
Additional noninterest expense	$1,966,000	2,703
Pre-tax net operating income	$4,181,000	1,908
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,333,000	1,528
Income before extraordinary items	$2,848,000	2,120
Extraordinary gains, net	$0	39
Net income	$2,848,000	2,120
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,018
Cash dividends	$913,000	2,782
Sale, conversion, retirement of capital stock, net	$89,000	962
Net operating income	$2,848,000	2,105
2007-09-30 (YTD Data)		Rank
Total interest income	$16,168,000	1,961
Total interest expense	$8,109,000	1,829
Net interest income	$8,059,000	2,118
Provision for loan and lease losses	$200,000	2,996
Total noninterest income	$470,000	4,553
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$239,000	3,960
Trading account gains and fees	$0	184
Additional Noninterest Income	$231,000	4,218
Total noninterest expense	$5,132,000	2,624
Salaries and employee benefits	$3,032,000	2,472
Premises and equipment expense	$671,000	2,803
Additional noninterest expense	$1,429,000	2,731
Pre-tax net operating income	$3,197,000	1,997
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,044,000	1,591
Income before extraordinary items	$2,153,000	2,237
Extraordinary gains, net	$0	33
Net income	$2,153,000	2,235
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	7,944
Cash dividends	$457,000	3,053
Sale, conversion, retirement of capital stock, net	$5,000	1,110
Net operating income	$2,153,000	2,224
2007-06-30 (YTD Data)		Rank
Total interest income	$10,550,000	2,013
Total interest expense	$5,214,000	1,894
Net interest income	$5,336,000	2,164
Provision for loan and lease losses	$150,000	2,579
Total noninterest income	$309,000	4,591
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$159,000	3,978
Trading account gains and fees	$0	168
Additional Noninterest Income	$150,000	4,307
Total noninterest expense	$3,312,000	2,726
Salaries and employee benefits	$1,957,000	2,571
Premises and equipment expense	$447,000	2,837
Additional noninterest expense	$908,000	2,859
Pre-tax net operating income	$2,183,000	2,005
Securities gains (losses)	$0	1,444
Applicable income taxes	$693,000	1,672
Income before extraordinary items	$1,490,000	2,214
Extraordinary gains, net	$0	29
Net income	$1,490,000	2,213
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	7,920
Cash dividends	$457,000	2,561
Sale, conversion, retirement of capital stock, net	$5,000	1,000
Net operating income	$1,490,000	2,200
2007-03-31 (YTD Data)		Rank
Total interest income	$5,114,000	2,072
Total interest expense	$2,472,000	1,966
Net interest income	$2,642,000	2,185
Provision for loan and lease losses	$75,000	2,404
Total noninterest income	$146,000	4,704
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$73,000	4,079
Trading account gains and fees	$0	195
Additional Noninterest Income	$73,000	4,379
Total noninterest expense	$1,614,000	2,793
Salaries and employee benefits	$978,000	2,589
Premises and equipment expense	$222,000	2,863
Additional noninterest expense	$414,000	3,082
Pre-tax net operating income	$1,099,000	2,008
Securities gains (losses)	$0	1,187
Applicable income taxes	$348,000	1,679
Income before extraordinary items	$751,000	2,175
Extraordinary gains, net	$0	22
Net income	$751,000	2,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,074
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$751,000	2,165
2006-12-31 (YTD Data)		Rank
Total interest income	$17,728,000	2,202
Total interest expense	$7,566,000	2,141
Net interest income	$10,162,000	2,263
Provision for loan and lease losses	$0	6,850
Total noninterest income	$642,000	4,564
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$302,000	4,121
Trading account gains and fees	$0	130
Additional Noninterest Income	$340,000	4,054
Total noninterest expense	$5,785,000	2,962
Salaries and employee benefits	$3,277,000	2,895
Premises and equipment expense	$895,000	2,730
Additional noninterest expense	$1,613,000	3,098
Pre-tax net operating income	$5,019,000	1,873
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,582,000	1,576
Income before extraordinary items	$3,437,000	2,049
Extraordinary gains, net	$0	51
Net income	$3,437,000	2,050
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,733
Cash dividends	$871,000	2,813
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,437,000	2,034
2006-09-30 (YTD Data)		Rank
Total interest income	$12,797,000	2,276
Total interest expense	$5,319,000	2,202
Net interest income	$7,478,000	2,317
Provision for loan and lease losses	$0	6,685
Total noninterest income	$462,000	4,697
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$226,000	4,151
Trading account gains and fees	$0	126
Additional Noninterest Income	$236,000	4,204
Total noninterest expense	$4,326,000	2,963
Salaries and employee benefits	$2,490,000	2,857
Premises and equipment expense	$672,000	2,737
Additional noninterest expense	$1,164,000	3,216
Pre-tax net operating income	$3,614,000	2,005
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,148,000	1,698
Income before extraordinary items	$2,466,000	2,171
Extraordinary gains, net	$0	45
Net income	$2,466,000	2,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,946
Cash dividends	$414,000	3,203
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,466,000	2,160
2006-06-30 (YTD Data)		Rank
Total interest income	$8,209,000	2,316
Total interest expense	$3,296,000	2,255
Net interest income	$4,913,000	2,356
Provision for loan and lease losses	$0	6,419
Total noninterest income	$313,000	4,620
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$156,000	4,058
Trading account gains and fees	$0	126
Additional Noninterest Income	$157,000	4,214
Total noninterest expense	$2,847,000	3,011
Salaries and employee benefits	$1,664,000	2,855
Premises and equipment expense	$441,000	2,769
Additional noninterest expense	$742,000	3,322
Pre-tax net operating income	$2,379,000	2,038
Securities gains (losses)	$0	1,185
Applicable income taxes	$755,000	1,751
Income before extraordinary items	$1,624,000	2,189
Extraordinary gains, net	$0	39
Net income	$1,624,000	2,192
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$414,000	2,640
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,624,000	2,177
2006-03-31 (YTD Data)		Rank
Total interest income	$3,981,000	2,337
Total interest expense	$1,549,000	2,274
Net interest income	$2,432,000	2,381
Provision for loan and lease losses	$0	6,013
Total noninterest income	$171,000	4,326
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$85,000	3,811
Trading account gains and fees	$0	115
Additional Noninterest Income	$86,000	3,983
Total noninterest expense	$1,407,000	3,048
Salaries and employee benefits	$826,000	2,887
Premises and equipment expense	$210,000	2,897
Additional noninterest expense	$371,000	3,319
Pre-tax net operating income	$1,196,000	1,980
Securities gains (losses)	$0	955
Applicable income taxes	$380,000	1,723
Income before extraordinary items	$816,000	2,144
Extraordinary gains, net	$0	21
Net income	$816,000	2,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$816,000	2,132
2005-12-31 (YTD Data)		Rank
Total interest income	$13,669,000	2,419
Total interest expense	$4,933,000	2,218
Net interest income	$8,736,000	2,490
Provision for loan and lease losses	$500,000	1,892
Total noninterest income	$1,732,000	2,445
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$371,000	3,726
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,361,000	1,790
Total noninterest expense	$5,129,000	3,165
Salaries and employee benefits	$2,940,000	3,017
Premises and equipment expense	$815,000	2,853
Additional noninterest expense	$1,374,000	3,466
Pre-tax net operating income	$4,839,000	1,921
Securities gains (losses)	$1,000	2,117
Applicable income taxes	$1,611,000	1,627
Income before extraordinary items	$3,229,000	2,111
Extraordinary gains, net	$0	46
Net income	$3,229,000	2,111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-107,000	8,638
Cash dividends	$721,000	3,017
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,228,330	2,085
2005-09-30 (YTD Data)		Rank
Total interest income	$9,822,000	2,462
Total interest expense	$3,447,000	2,256
Net interest income	$6,375,000	2,540
Provision for loan and lease losses	$500,000	1,397
Total noninterest income	$1,544,000	2,156
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$286,000	3,686
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,258,000	1,534
Total noninterest expense	$3,773,000	3,189
Salaries and employee benefits	$2,149,000	3,064
Premises and equipment expense	$613,000	2,830
Additional noninterest expense	$1,011,000	3,474
Pre-tax net operating income	$3,646,000	1,920
Securities gains (losses)	$1,000	2,135
Applicable income taxes	$1,327,000	1,523
Income before extraordinary items	$2,320,000	2,207
Extraordinary gains, net	$0	35
Net income	$2,320,000	2,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-103,000	8,641
Cash dividends	$342,000	3,350
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,319,360	2,167
2005-06-30 (YTD Data)		Rank
Total interest income	$6,270,000	2,503
Total interest expense	$2,177,000	2,249
Net interest income	$4,093,000	2,598
Provision for loan and lease losses	$0	6,626
Total noninterest income	$575,000	3,202
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$189,000	3,629
Trading account gains and fees	$0	116
Additional Noninterest Income	$386,000	2,608
Total noninterest expense	$2,467,000	3,237
Salaries and employee benefits	$1,391,000	3,135
Premises and equipment expense	$413,000	2,765
Additional noninterest expense	$663,000	3,500
Pre-tax net operating income	$2,201,000	2,035
Securities gains (losses)	$1,000	1,973
Applicable income taxes	$699,000	1,787
Income before extraordinary items	$1,503,000	2,224
Extraordinary gains, net	$0	30
Net income	$1,503,000	2,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-104,000	8,670
Cash dividends	$342,000	2,749
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,502,320	2,189
2005-03-31 (YTD Data)		Rank
Total interest income	$3,037,000	2,545
Total interest expense	$1,048,000	2,229
Net interest income	$1,989,000	2,655
Provision for loan and lease losses	$0	6,226
Total noninterest income	$414,000	2,442
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$90,000	3,686
Trading account gains and fees	$0	115
Additional Noninterest Income	$324,000	1,803
Total noninterest expense	$1,214,000	3,287
Salaries and employee benefits	$687,000	3,174
Premises and equipment expense	$205,000	2,817
Additional noninterest expense	$322,000	3,592
Pre-tax net operating income	$1,189,000	1,898
Securities gains (losses)	$0	1,685
Applicable income taxes	$377,000	1,680
Income before extraordinary items	$812,000	2,053
Extraordinary gains, net	$0	24
Net income	$812,000	2,054
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-95,000	8,775
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$812,000	2,020
2004-12-31 (YTD Data)		Rank
Total interest income	$10,831,000	2,626
Total interest expense	$3,601,000	2,248
Net interest income	$7,230,000	2,801
Provision for loan and lease losses	$235,000	3,414
Total noninterest income	$988,000	3,587
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$324,000	4,141
Trading account gains and fees	$0	138
Additional Noninterest Income	$664,000	2,805
Total noninterest expense	$4,164,000	3,617
Salaries and employee benefits	$2,439,000	3,413
Premises and equipment expense	$537,000	3,864
Additional noninterest expense	$1,188,000	3,776
Pre-tax net operating income	$3,819,000	2,131
Securities gains (losses)	$1,000	3,645
Applicable income taxes	$1,240,000	1,858
Income before extraordinary items	$2,580,000	2,363
Extraordinary gains, net	$0	34
Net income	$2,580,000	2,365
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,392
Cash dividends	$600,000	3,196
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,579,320	2,309
2004-09-30 (YTD Data)		Rank
Total interest income	$7,878,000	2,673
Total interest expense	$2,615,000	2,258
Net interest income	$5,263,000	2,851
Provision for loan and lease losses	$200,000	2,980
Total noninterest income	$762,000	3,526
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$239,000	4,206
Trading account gains and fees	$0	134
Additional Noninterest Income	$523,000	2,721
Total noninterest expense	$3,037,000	3,677
Salaries and employee benefits	$1,792,000	3,445
Premises and equipment expense	$380,000	4,024
Additional noninterest expense	$865,000	3,849
Pre-tax net operating income	$2,788,000	2,197
Securities gains (losses)	$1,000	3,538
Applicable income taxes	$952,000	1,858
Income before extraordinary items	$1,837,000	2,518
Extraordinary gains, net	$0	26
Net income	$1,837,000	2,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,103
Cash dividends	$288,000	3,522
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,836,340	2,450
2004-06-30 (YTD Data)		Rank
Total interest income	$5,126,000	2,722
Total interest expense	$1,672,000	2,323
Net interest income	$3,454,000	2,891
Provision for loan and lease losses	$200,000	2,196
Total noninterest income	$601,000	3,165
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$153,000	4,277
Trading account gains and fees	$0	130
Additional Noninterest Income	$448,000	2,354
Total noninterest expense	$2,005,000	3,731
Salaries and employee benefits	$1,181,000	3,499
Premises and equipment expense	$251,000	4,062
Additional noninterest expense	$573,000	3,883
Pre-tax net operating income	$1,850,000	2,189
Securities gains (losses)	$0	3,413
Applicable income taxes	$651,000	1,805
Income before extraordinary items	$1,199,000	2,526
Extraordinary gains, net	$0	21
Net income	$1,199,000	2,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,531
Cash dividends	$288,000	2,968
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,199,000	2,458
2004-03-31 (YTD Data)		Rank
Total interest income	$2,504,000	2,787
Total interest expense	$801,000	2,447
Net interest income	$1,703,000	2,915
Provision for loan and lease losses	$0	6,501
Total noninterest income	$126,000	5,200
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$70,000	4,409
Trading account gains and fees	$0	121
Additional Noninterest Income	$56,000	4,886
Total noninterest expense	$946,000	3,927
Salaries and employee benefits	$590,000	3,527
Premises and equipment expense	$110,000	4,512
Additional noninterest expense	$246,000	4,380
Pre-tax net operating income	$883,000	2,243
Securities gains (losses)	$0	2,934
Applicable income taxes	$284,000	2,010
Income before extraordinary items	$599,000	2,498
Extraordinary gains, net	$0	16
Net income	$599,000	2,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$599,000	2,419
2003-12-31 (YTD Data)		Rank
Total interest income	$9,708,000	2,917
Total interest expense	$3,079,000	2,799
Net interest income	$6,629,000	2,894
Provision for loan and lease losses	$0	7,651
Total noninterest income	$572,000	5,098
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$302,000	4,281
Trading account gains and fees	$0	160
Additional Noninterest Income	$270,000	4,704
Total noninterest expense	$3,863,000	3,812
Salaries and employee benefits	$2,227,000	3,587
Premises and equipment expense	$486,000	4,161
Additional noninterest expense	$1,150,000	3,849
Pre-tax net operating income	$3,338,000	2,302
Securities gains (losses)	$3,000	4,078
Applicable income taxes	$1,052,000	2,108
Income before extraordinary items	$2,289,000	2,570
Extraordinary gains, net	$0	54
Net income	$2,289,000	2,573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,281
Cash dividends	$517,000	3,451
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,286,930	2,452
2003-09-30 (YTD Data)		Rank
Total interest income	$7,222,000	2,980
Total interest expense	$2,300,000	2,905
Net interest income	$4,922,000	2,934
Provision for loan and lease losses	$0	7,481
Total noninterest income	$404,000	5,287
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$257,000	4,024
Trading account gains and fees	$0	153
Additional Noninterest Income	$147,000	5,381
Total noninterest expense	$2,877,000	3,827
Salaries and employee benefits	$1,678,000	3,561
Premises and equipment expense	$409,000	3,790
Additional noninterest expense	$790,000	4,094
Pre-tax net operating income	$2,449,000	2,429
Securities gains (losses)	$3,000	3,777
Applicable income taxes	$778,000	2,238
Income before extraordinary items	$1,674,000	2,721
Extraordinary gains, net	$0	40
Net income	$1,674,000	2,720
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,999
Cash dividends	$246,000	3,771
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,671,960	2,578
2003-06-30 (YTD Data)		Rank
Total interest income	$4,775,000	3,023
Total interest expense	$1,520,000	3,004
Net interest income	$3,255,000	2,948
Provision for loan and lease losses	$0	7,324
Total noninterest income	$251,000	5,454
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$168,000	4,039
Trading account gains and fees	$0	150
Additional Noninterest Income	$83,000	5,662
Total noninterest expense	$1,902,000	3,837
Salaries and employee benefits	$1,111,000	3,577
Premises and equipment expense	$264,000	3,865
Additional noninterest expense	$527,000	4,075
Pre-tax net operating income	$1,604,000	2,460
Securities gains (losses)	$3,000	3,367
Applicable income taxes	$510,000	2,286
Income before extraordinary items	$1,097,000	2,773
Extraordinary gains, net	$0	30
Net income	$1,097,000	2,772
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,782
Cash dividends	$246,000	3,196
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,094,960	2,620
2003-03-31 (YTD Data)		Rank
Total interest income	$2,385,000	3,035
Total interest expense	$765,000	3,057
Net interest income	$1,620,000	2,953
Provision for loan and lease losses	$0	6,934
Total noninterest income	$132,000	5,205
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$81,000	4,048
Trading account gains and fees	$0	134
Additional Noninterest Income	$51,000	5,226
Total noninterest expense	$951,000	3,821
Salaries and employee benefits	$552,000	3,596
Premises and equipment expense	$130,000	3,924
Additional noninterest expense	$269,000	3,983
Pre-tax net operating income	$801,000	2,469
Securities gains (losses)	$2,000	2,590
Applicable income taxes	$254,000	2,299
Income before extraordinary items	$549,000	2,741
Extraordinary gains, net	$0	21
Net income	$549,000	2,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$547,640	2,611
2002-12-31 (YTD Data)		Rank
Total interest income	$9,320,000	3,210
Total interest expense	$3,297,000	3,267
Net interest income	$6,023,000	3,131
Provision for loan and lease losses	$0	8,089
Total noninterest income	$479,000	5,334
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$296,000	4,260
Trading account gains and fees	$0	153
Additional Noninterest Income	$183,000	5,205
Total noninterest expense	$3,586,000	3,885
Salaries and employee benefits	$1,994,000	3,748
Premises and equipment expense	$533,000	3,756
Additional noninterest expense	$1,059,000	3,990
Pre-tax net operating income	$2,916,000	2,558
Securities gains (losses)	$-3,000	8,756
Applicable income taxes	$915,000	2,369
Income before extraordinary items	$1,998,000	2,810
Extraordinary gains, net	$0	70
Net income	$1,998,000	2,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,776
Cash dividends	$420,000	3,740
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,000,070	2,719
2001-12-31 (YTD Data)		Rank
Total interest income	$8,645,000	3,764
Total interest expense	$4,086,000	3,727
Net interest income	$4,559,000	3,717
Provision for loan and lease losses	$0	8,228
Total noninterest income	$371,000	5,879
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$223,000	4,903
Trading account gains and fees	$0	177
Additional Noninterest Income	$148,000	5,569
Total noninterest expense	$2,695,000	4,705
Salaries and employee benefits	$1,562,000	4,367
Premises and equipment expense	$403,000	4,581
Additional noninterest expense	$730,000	5,119
Pre-tax net operating income	$2,235,000	2,917
Securities gains (losses)	$0	4,612
Applicable income taxes	$701,000	2,669
Income before extraordinary items	$1,534,000	3,169
Extraordinary gains, net	$0	105
Net income	$1,534,000	3,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-48,000	9,402
Cash dividends	$342,000	4,174
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,534,000	3,071
2000-12-31 (YTD Data)		Rank
Total interest income	$8,247,000	4,028
Total interest expense	$3,716,000	4,200
Net interest income	$4,531,000	3,772
Provision for loan and lease losses	$0	8,337
Total noninterest income	$1,914,000	1,932
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$293,000	4,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,621,000	1,300
Total noninterest expense	$3,437,000	3,764
Salaries and employee benefits	$2,168,000	3,233
Premises and equipment expense	$362,000	4,822
Additional noninterest expense	$907,000	4,307
Pre-tax net operating income	$3,008,000	2,388
Securities gains (losses)	$-255,000	9,615
Applicable income taxes	$611,000	3,062
Income before extraordinary items	$2,142,000	2,389
Extraordinary gains, net	$0	38
Net income	$2,142,000	2,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-59,000	9,647
Cash dividends	$451,000	3,732
Sale, conversion, retirement of capital stock, net	$-322,000	9,816
Net operating income	$2,340,900	2,215
1999-12-31 (YTD Data)		Rank
Total interest income	$6,597,000	4,613
Total interest expense	$2,736,000	4,934
Net interest income	$3,861,000	4,306
Provision for loan and lease losses	$0	8,503
Total noninterest income	$502,000	4,945
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$278,000	4,203
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	4,679
Total noninterest expense	$2,555,000	4,800
Salaries and employee benefits	$1,394,000	4,606
Premises and equipment expense	$339,000	5,072
Additional noninterest expense	$822,000	4,688
Pre-tax net operating income	$1,808,000	3,599
Securities gains (losses)	$-1,000	8,592
Applicable income taxes	$593,000	3,245
Income before extraordinary items	$1,214,000	3,844
Extraordinary gains, net	$0	35
Net income	$1,214,000	3,845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	6,102
Cash dividends	$210,000	5,136
Sale, conversion, retirement of capital stock, net	$-225,000	10,123
Net operating income	$1,214,670	3,809
1998-12-31 (YTD Data)		Rank
Total interest income	$6,046,000	4,980
Total interest expense	$2,475,000	5,402
Net interest income	$3,571,000	4,512
Provision for loan and lease losses	$0	8,652
Total noninterest income	$570,000	4,547
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$253,000	4,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$317,000	3,898
Total noninterest expense	$2,642,000	4,580
Salaries and employee benefits	$1,365,000	4,582
Premises and equipment expense	$316,000	5,222
Additional noninterest expense	$961,000	4,087
Pre-tax net operating income	$1,499,000	4,188
Securities gains (losses)	$0	4,449
Applicable income taxes	$450,000	4,125
Income before extraordinary items	$1,049,000	4,333
Extraordinary gains, net	$0	32
Net income	$1,049,000	4,332
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	5,719
Cash dividends	$187,000	5,494
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,049,000	4,241
1997-12-31 (YTD Data)		Rank
Total interest income	$5,730,000	5,237
Total interest expense	$2,273,000	5,758
Net interest income	$3,457,000	4,775
Provision for loan and lease losses	$0	8,829
Total noninterest income	$372,000	5,967
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$269,000	4,418
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	6,713
Total noninterest expense	$2,550,000	4,716
Salaries and employee benefits	$1,206,000	5,080
Premises and equipment expense	$283,000	5,622
Additional noninterest expense	$1,061,000	3,693
Pre-tax net operating income	$1,279,000	5,022
Securities gains (losses)	$0	3,944
Applicable income taxes	$405,000	4,845
Income before extraordinary items	$874,000	5,153
Extraordinary gains, net	$0	44
Net income	$874,000	5,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,790
Cash dividends	$162,000	5,761
Sale, conversion, retirement of capital stock, net	$70,000	813
Net operating income	$874,000	5,100
1996-12-31 (YTD Data)		Rank
Total interest income	$5,274,000	5,700
Total interest expense	$2,045,000	6,335
Net interest income	$3,229,000	5,159
Provision for loan and lease losses	$0	9,041
Total noninterest income	$355,000	6,377
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$242,000	4,935
Trading account gains and fees	NA	NA
Additional Noninterest Income	$113,000	6,777
Total noninterest expense	$2,367,000	5,233
Salaries and employee benefits	$1,194,000	5,229
Premises and equipment expense	$343,000	5,078
Additional noninterest expense	$830,000	5,063
Pre-tax net operating income	$1,217,000	5,076
Securities gains (losses)	$-3,000	9,684
Applicable income taxes	$300,000	5,830
Income before extraordinary items	$914,000	4,820
Extraordinary gains, net	$0	53
Net income	$914,000	4,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	11,005
Cash dividends	$136,000	6,221
Sale, conversion, retirement of capital stock, net	$270,000	539
Net operating income	$916,250	4,752
1995-12-31 (YTD Data)		Rank
Total interest income	$4,458,000	6,499
Total interest expense	$1,830,000	6,830
Net interest income	$2,628,000	6,090
Provision for loan and lease losses	$0	8,958
Total noninterest income	$398,000	6,010
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$187,000	5,928
Trading account gains and fees	NA	NA
Additional Noninterest Income	$211,000	4,973
Total noninterest expense	$2,116,000	5,744
Salaries and employee benefits	$1,181,000	5,282
Premises and equipment expense	$396,000	4,583
Additional noninterest expense	$539,000	6,952
Pre-tax net operating income	$910,000	6,371
Securities gains (losses)	$6,000	2,714
Applicable income taxes	$248,000	6,675
Income before extraordinary items	$668,000	6,188
Extraordinary gains, net	$0	65
Net income	$668,000	6,186
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	11,045
Cash dividends	$114,000	6,585
Sale, conversion, retirement of capital stock, net	$72,000	611
Net operating income	$663,620	6,200
1994-12-31 (YTD Data)		Rank
Total interest income	$3,590,000	7,208
Total interest expense	$1,370,000	7,309
Net interest income	$2,220,000	7,041
Provision for loan and lease losses	$-100,000	12,140
Total noninterest income	$231,000	8,234
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$49,000	9,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	5,577
Total noninterest expense	$2,002,000	6,191
Salaries and employee benefits	$1,007,000	6,051
Premises and equipment expense	$346,000	5,121
Additional noninterest expense	$649,000	6,688
Pre-tax net operating income	$549,000	8,321
Securities gains (losses)	$0	3,600
Applicable income taxes	$75,000	9,915
Income before extraordinary items	$474,000	7,507
Extraordinary gains, net	$0	249
Net income	$474,000	7,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,099
Cash dividends	$98,000	7,005
Sale, conversion, retirement of capital stock, net	$-519,000	12,558
Net operating income	$474,000	7,550
1993-12-31 (YTD Data)		Rank
Total interest income	$3,341,000	7,770
Total interest expense	$1,368,000	7,644
Net interest income	$1,973,000	7,757
Provision for loan and lease losses	$0	10,371
Total noninterest income	$273,000	8,022
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$172,000	6,543
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	7,826
Total noninterest expense	$1,889,000	6,651
Salaries and employee benefits	$861,000	6,950
Premises and equipment expense	$354,000	5,176
Additional noninterest expense	$674,000	6,756
Pre-tax net operating income	$357,000	9,756
Securities gains (losses)	$91,000	2,627
Applicable income taxes	$96,000	9,830
Income before extraordinary items	$352,000	8,913
Extraordinary gains, net	$0	3,149
Net income	$352,000	9,088
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	9,293
Cash dividends	$96,000	7,040
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$280,110	9,437
1992-12-31 (YTD Data)		Rank
Total interest income	$3,980,000	7,536
Total interest expense	$1,909,000	7,325
Net interest income	$2,071,000	7,571
Provision for loan and lease losses	$0	11,756
Total noninterest income	$313,000	7,550
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$209,000	5,819
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	7,922
Total noninterest expense	$1,831,000	6,851
Salaries and employee benefits	$896,000	6,650
Premises and equipment expense	$321,000	5,703
Additional noninterest expense	$614,000	7,383
Pre-tax net operating income	$553,000	8,048
Securities gains (losses)	$7,000	6,774
Applicable income taxes	$91,000	10,135
Income before extraordinary items	$469,000	7,589
Extraordinary gains, net	$0	1,422
Net income	$469,000	7,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	6,122
Cash dividends	$96,000	6,732
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$463,120	7,280

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.