Home > Farmers and Merchants Bank of St. Clair > Income and Expense
Farmers and Merchants Bank of St. Clair, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,083,000 | 2,274 |
| Total interest expense | $4,883,000 | 2,040 |
| Net interest income | $10,200,000 | 2,365 |
| Provision for loan and lease losses | $412,000 | 1,417 |
| Total noninterest income | $2,193,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $577,000 | 1,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,616,000 | 1,797 |
| Total noninterest expense | $8,313,000 | 2,278 |
| Salaries and employee benefits | $3,955,000 | 2,534 |
| Premises and equipment expense | $1,220,000 | 1,784 |
| Additional noninterest expense | $1,616,000 | 1,797 |
| Pre-tax net operating income | $3,668,000 | 2,278 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $760,000 | 1,612 |
| Income before extraordinary items | $2,908,000 | 2,369 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,908,000 | 2,393 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,908,000 | 2,372 |
| Net charge-offs | $476,000 | 779 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,908,000 | 2,383 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,018,000 | 2,287 |
| Total interest expense | $3,511,000 | 1,973 |
| Net interest income | $7,507,000 | 2,398 |
| Provision for loan and lease losses | $188,000 | 1,703 |
| Total noninterest income | $1,641,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $421,000 | 1,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,220,000 | 1,801 |
| Total noninterest expense | $6,371,000 | 2,236 |
| Salaries and employee benefits | $3,190,000 | 2,429 |
| Premises and equipment expense | $884,000 | 1,834 |
| Additional noninterest expense | $1,220,000 | 1,801 |
| Pre-tax net operating income | $2,589,000 | 2,409 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $531,000 | 1,712 |
| Income before extraordinary items | $2,058,000 | 2,481 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,058,000 | 2,503 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,058,000 | 2,482 |
| Net charge-offs | $213,000 | 867 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,058,000 | 2,505 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,140,000 | 2,302 |
| Total interest expense | $2,192,000 | 1,903 |
| Net interest income | $4,948,000 | 2,435 |
| Provision for loan and lease losses | $105,000 | 1,785 |
| Total noninterest income | $1,071,000 | 1,873 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $271,000 | 1,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $800,000 | 1,749 |
| Total noninterest expense | $4,172,000 | 2,256 |
| Salaries and employee benefits | $2,101,000 | 2,441 |
| Premises and equipment expense | $571,000 | 1,861 |
| Additional noninterest expense | $800,000 | 1,747 |
| Pre-tax net operating income | $1,742,000 | 2,419 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $358,000 | 1,725 |
| Income before extraordinary items | $1,384,000 | 2,491 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,384,000 | 2,520 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,384,000 | 2,491 |
| Net charge-offs | $150,000 | 778 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,384,000 | 2,504 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 2,328 |
| Total interest expense | $1,024,000 | 1,806 |
| Net interest income | $2,421,000 | 2,485 |
| Provision for loan and lease losses | $24,000 | 2,080 |
| Total noninterest income | $517,000 | 1,912 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $126,000 | 1,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 1,755 |
| Total noninterest expense | $2,024,000 | 2,324 |
| Salaries and employee benefits | $1,037,000 | 2,490 |
| Premises and equipment expense | $271,000 | 1,951 |
| Additional noninterest expense | $391,000 | 1,755 |
| Pre-tax net operating income | $890,000 | 2,445 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $181,000 | 1,740 |
| Income before extraordinary items | $709,000 | 2,519 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $709,000 | 2,520 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $709,000 | 2,519 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $709,000 | 2,542 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,299,000 | 2,356 |
| Total interest expense | $1,398,000 | 2,000 |
| Net interest income | $9,901,000 | 2,382 |
| Provision for loan and lease losses | $503,000 | 1,217 |
| Total noninterest income | $2,371,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $549,000 | 1,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,822,000 | 1,712 |
| Total noninterest expense | $7,758,000 | 2,348 |
| Salaries and employee benefits | $3,746,000 | 2,601 |
| Premises and equipment expense | $1,179,000 | 1,837 |
| Additional noninterest expense | $1,822,000 | 1,712 |
| Pre-tax net operating income | $4,011,000 | 2,303 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $839,000 | 1,685 |
| Income before extraordinary items | $3,172,000 | 2,385 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,172,000 | 2,383 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,172,000 | 2,384 |
| Net charge-offs | $313,000 | 762 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,172,000 | 2,413 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,108,000 | 2,372 |
| Total interest expense | $750,000 | 2,121 |
| Net interest income | $7,358,000 | 2,376 |
| Provision for loan and lease losses | $177,000 | 1,564 |
| Total noninterest income | $1,793,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $410,000 | 1,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,383,000 | 1,723 |
| Total noninterest expense | $5,968,000 | 2,300 |
| Salaries and employee benefits | $2,971,000 | 2,519 |
| Premises and equipment expense | $882,000 | 1,853 |
| Additional noninterest expense | $1,383,000 | 1,723 |
| Pre-tax net operating income | $3,006,000 | 2,284 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $624,000 | 1,683 |
| Income before extraordinary items | $2,382,000 | 2,360 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,382,000 | 2,359 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,382,000 | 2,359 |
| Net charge-offs | $226,000 | 659 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,382,000 | 2,395 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,141,000 | 2,396 |
| Total interest expense | $414,000 | 2,212 |
| Net interest income | $4,727,000 | 2,398 |
| Provision for loan and lease losses | $104,000 | 1,517 |
| Total noninterest income | $1,151,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $268,000 | 1,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $883,000 | 1,800 |
| Total noninterest expense | $3,895,000 | 2,317 |
| Salaries and employee benefits | $1,949,000 | 2,542 |
| Premises and equipment expense | $591,000 | 1,841 |
| Additional noninterest expense | $1,355,000 | 2,128 |
| Pre-tax net operating income | $1,879,000 | 2,288 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $373,000 | 1,694 |
| Income before extraordinary items | $1,506,000 | 2,336 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,506,000 | 2,336 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,506,000 | 2,336 |
| Net charge-offs | $140,000 | 623 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,506,000 | 2,375 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 2,446 |
| Total interest expense | $199,000 | 2,229 |
| Net interest income | $2,194,000 | 2,459 |
| Provision for loan and lease losses | $56,000 | 1,309 |
| Total noninterest income | $642,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $125,000 | 1,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $517,000 | 1,643 |
| Total noninterest expense | $1,897,000 | 2,366 |
| Salaries and employee benefits | $929,000 | 2,616 |
| Premises and equipment expense | $306,000 | 1,809 |
| Additional noninterest expense | $662,000 | 2,155 |
| Pre-tax net operating income | $883,000 | 2,274 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $164,000 | 1,739 |
| Income before extraordinary items | $719,000 | 2,328 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $719,000 | 2,327 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $719,000 | 2,328 |
| Net charge-offs | $141,000 | 427 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $719,000 | 2,346 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,795,000 | 2,492 |
| Total interest expense | $882,000 | 2,402 |
| Net interest income | $8,913,000 | 2,481 |
| Provision for loan and lease losses | $366,000 | 1,265 |
| Total noninterest income | $2,682,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $448,000 | 1,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,234,000 | 1,801 |
| Total noninterest expense | $7,867,000 | 2,307 |
| Salaries and employee benefits | $4,067,000 | 2,468 |
| Premises and equipment expense | $1,241,000 | 1,782 |
| Additional noninterest expense | $2,559,000 | 2,223 |
| Pre-tax net operating income | $3,362,000 | 2,546 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $464,000 | 2,149 |
| Income before extraordinary items | $2,898,000 | 2,585 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,898,000 | 2,586 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,898,000 | 2,586 |
| Net charge-offs | $13,000 | 2,203 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,898,000 | 2,569 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,344,000 | 2,534 |
| Total interest expense | $655,000 | 2,492 |
| Net interest income | $6,689,000 | 2,521 |
| Provision for loan and lease losses | $307,000 | 1,143 |
| Total noninterest income | $1,957,000 | 1,998 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $330,000 | 1,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,627,000 | 1,876 |
| Total noninterest expense | $5,893,000 | 2,327 |
| Salaries and employee benefits | $3,074,000 | 2,469 |
| Premises and equipment expense | $935,000 | 1,799 |
| Additional noninterest expense | $1,884,000 | 2,251 |
| Pre-tax net operating income | $2,446,000 | 2,695 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $304,000 | 2,300 |
| Income before extraordinary items | $2,142,000 | 2,710 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,142,000 | 2,710 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,142,000 | 2,710 |
| Net charge-offs | $-17,000 | 3,826 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,142,000 | 2,688 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 2,532 |
| Total interest expense | $431,000 | 2,561 |
| Net interest income | $4,500,000 | 2,511 |
| Provision for loan and lease losses | $254,000 | 1,019 |
| Total noninterest income | $1,308,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $211,000 | 1,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,097,000 | 1,821 |
| Total noninterest expense | $3,900,000 | 2,330 |
| Salaries and employee benefits | $2,050,000 | 2,470 |
| Premises and equipment expense | $609,000 | 1,832 |
| Additional noninterest expense | $1,241,000 | 2,244 |
| Pre-tax net operating income | $1,654,000 | 2,653 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $116,000 | 2,651 |
| Income before extraordinary items | $1,538,000 | 2,588 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,538,000 | 2,587 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,538,000 | 2,588 |
| Net charge-offs | $-25,000 | 4,135 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,538,000 | 2,559 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 2,535 |
| Total interest expense | $214,000 | 2,651 |
| Net interest income | $2,236,000 | 2,504 |
| Provision for loan and lease losses | $154,000 | 929 |
| Total noninterest income | $671,000 | 1,931 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $100,000 | 1,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $571,000 | 1,782 |
| Total noninterest expense | $1,940,000 | 2,316 |
| Salaries and employee benefits | $1,032,000 | 2,455 |
| Premises and equipment expense | $292,000 | 1,876 |
| Additional noninterest expense | $616,000 | 2,224 |
| Pre-tax net operating income | $813,000 | 2,646 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $168,000 | 1,931 |
| Income before extraordinary items | $645,000 | 2,810 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $645,000 | 2,808 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $645,000 | 2,810 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $645,000 | 2,770 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,737,000 | 2,730 |
| Total interest expense | $1,308,000 | 2,574 |
| Net interest income | $7,429,000 | 2,734 |
| Provision for loan and lease losses | $152,000 | 3,242 |
| Total noninterest income | $2,001,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $431,000 | 1,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,570,000 | 2,045 |
| Total noninterest expense | $6,673,000 | 2,539 |
| Salaries and employee benefits | $3,092,000 | 2,898 |
| Premises and equipment expense | $992,000 | 2,043 |
| Additional noninterest expense | $2,589,000 | 2,156 |
| Pre-tax net operating income | $2,605,000 | 2,618 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $606,000 | 1,810 |
| Income before extraordinary items | $1,999,000 | 2,836 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,999,000 | 2,835 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,999,000 | 2,836 |
| Net charge-offs | $72,000 | 2,198 |
| Cash dividends | $90,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,999,000 | 2,786 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,383,000 | 2,792 |
| Total interest expense | $1,030,000 | 2,589 |
| Net interest income | $5,353,000 | 2,797 |
| Provision for loan and lease losses | $607,000 | 1,805 |
| Total noninterest income | $1,820,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $308,000 | 1,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,512,000 | 1,729 |
| Total noninterest expense | $4,599,000 | 2,651 |
| Salaries and employee benefits | $2,010,000 | 3,084 |
| Premises and equipment expense | $666,000 | 2,189 |
| Additional noninterest expense | $1,923,000 | 2,134 |
| Pre-tax net operating income | $1,967,000 | 2,603 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $467,000 | 1,776 |
| Income before extraordinary items | $1,500,000 | 2,830 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,500,000 | 2,829 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,500,000 | 2,830 |
| Net charge-offs | $70,000 | 1,872 |
| Cash dividends | $90,000 | 3,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,500,000 | 2,783 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 2,889 |
| Total interest expense | $695,000 | 2,661 |
| Net interest income | $3,431,000 | 2,871 |
| Provision for loan and lease losses | $506,000 | 1,583 |
| Total noninterest income | $1,180,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $207,000 | 1,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $973,000 | 1,694 |
| Total noninterest expense | $2,843,000 | 2,780 |
| Salaries and employee benefits | $992,000 | 3,572 |
| Premises and equipment expense | $414,000 | 2,282 |
| Additional noninterest expense | $1,437,000 | 1,949 |
| Pre-tax net operating income | $1,262,000 | 2,622 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $303,000 | 1,738 |
| Income before extraordinary items | $959,000 | 2,865 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $959,000 | 2,864 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $959,000 | 2,865 |
| Net charge-offs | $66,000 | 1,569 |
| Cash dividends | $90,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $959,000 | 2,820 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 3,392 |
| Total interest expense | $354,000 | 2,770 |
| Net interest income | $1,134,000 | 3,527 |
| Provision for loan and lease losses | $44,000 | 2,688 |
| Total noninterest income | $635,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $129,000 | 1,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 1,506 |
| Total noninterest expense | $1,078,000 | 3,279 |
| Salaries and employee benefits | $-12,000 | 5,116 |
| Premises and equipment expense | $213,000 | 2,250 |
| Additional noninterest expense | $877,000 | 1,692 |
| Pre-tax net operating income | $647,000 | 2,453 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $156,000 | 1,602 |
| Income before extraordinary items | $491,000 | 2,652 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $491,000 | 2,651 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $491,000 | 2,653 |
| Net charge-offs | $62,000 | 1,110 |
| Cash dividends | $90,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $491,000 | 2,639 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,149,000 | 2,728 |
| Total interest expense | $1,186,000 | 3,071 |
| Net interest income | $7,963,000 | 2,631 |
| Provision for loan and lease losses | $232,000 | 2,221 |
| Total noninterest income | $2,033,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $559,000 | 1,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,474,000 | 1,806 |
| Total noninterest expense | $7,134,000 | 2,412 |
| Salaries and employee benefits | $3,825,000 | 2,532 |
| Premises and equipment expense | $877,000 | 2,216 |
| Additional noninterest expense | $2,432,000 | 2,256 |
| Pre-tax net operating income | $2,630,000 | 2,664 |
| Securities gains (losses) | $32,000 | 1,440 |
| Applicable income taxes | $638,000 | 1,792 |
| Income before extraordinary items | $2,024,000 | 2,886 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,024,000 | 2,886 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,024,000 | 2,887 |
| Net charge-offs | $125,000 | 2,048 |
| Cash dividends | $64,000 | 3,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,998,720 | 2,862 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,855,000 | 2,755 |
| Total interest expense | $842,000 | 3,171 |
| Net interest income | $6,013,000 | 2,650 |
| Provision for loan and lease losses | $169,000 | 2,158 |
| Total noninterest income | $1,503,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $413,000 | 1,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,090,000 | 1,810 |
| Total noninterest expense | $5,422,000 | 2,405 |
| Salaries and employee benefits | $2,973,000 | 2,462 |
| Premises and equipment expense | $667,000 | 2,216 |
| Additional noninterest expense | $1,782,000 | 2,286 |
| Pre-tax net operating income | $1,925,000 | 2,781 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $448,000 | 1,902 |
| Income before extraordinary items | $1,477,000 | 2,977 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,477,000 | 2,978 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,477,000 | 2,978 |
| Net charge-offs | $62,000 | 2,076 |
| Cash dividends | $64,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,477,000 | 2,949 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,550,000 | 2,780 |
| Total interest expense | $533,000 | 3,225 |
| Net interest income | $4,017,000 | 2,650 |
| Provision for loan and lease losses | $108,000 | 2,153 |
| Total noninterest income | $910,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $265,000 | 1,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 1,939 |
| Total noninterest expense | $3,569,000 | 2,438 |
| Salaries and employee benefits | $1,970,000 | 2,481 |
| Premises and equipment expense | $445,000 | 2,222 |
| Additional noninterest expense | $1,154,000 | 2,346 |
| Pre-tax net operating income | $1,250,000 | 2,793 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $304,000 | 1,847 |
| Income before extraordinary items | $946,000 | 3,023 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $946,000 | 3,022 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $946,000 | 3,022 |
| Net charge-offs | $39,000 | 1,997 |
| Cash dividends | $64,000 | 3,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $946,000 | 2,997 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 2,815 |
| Total interest expense | $255,000 | 3,263 |
| Net interest income | $1,996,000 | 2,682 |
| Provision for loan and lease losses | $40,000 | 2,260 |
| Total noninterest income | $426,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $126,000 | 1,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 1,962 |
| Total noninterest expense | $1,796,000 | 2,433 |
| Salaries and employee benefits | $986,000 | 2,511 |
| Premises and equipment expense | $227,000 | 2,217 |
| Additional noninterest expense | $583,000 | 2,323 |
| Pre-tax net operating income | $586,000 | 2,847 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $143,000 | 1,874 |
| Income before extraordinary items | $443,000 | 3,068 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $443,000 | 3,065 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $443,000 | 3,067 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $443,000 | 3,056 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,879,000 | 2,736 |
| Total interest expense | $914,000 | 3,066 |
| Net interest income | $7,965,000 | 2,661 |
| Provision for loan and lease losses | $92,000 | 3,130 |
| Total noninterest income | $1,900,000 | 2,045 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $632,000 | 1,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,268,000 | 1,984 |
| Total noninterest expense | $6,949,000 | 2,483 |
| Salaries and employee benefits | $3,668,000 | 2,596 |
| Premises and equipment expense | $776,000 | 2,403 |
| Additional noninterest expense | $2,505,000 | 2,219 |
| Pre-tax net operating income | $2,824,000 | 2,598 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $692,000 | 1,695 |
| Income before extraordinary items | $2,132,000 | 2,836 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,132,000 | 2,835 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,132,000 | 2,835 |
| Net charge-offs | $353,000 | 1,205 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,132,000 | 2,831 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 2,771 |
| Total interest expense | $669,000 | 3,035 |
| Net interest income | $5,866,000 | 2,705 |
| Provision for loan and lease losses | $60,000 | 3,056 |
| Total noninterest income | $1,487,000 | 2,006 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $524,000 | 1,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $963,000 | 1,977 |
| Total noninterest expense | $5,229,000 | 2,490 |
| Salaries and employee benefits | $2,824,000 | 2,553 |
| Premises and equipment expense | $586,000 | 2,422 |
| Additional noninterest expense | $1,819,000 | 2,273 |
| Pre-tax net operating income | $2,064,000 | 2,688 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $556,000 | 1,700 |
| Income before extraordinary items | $1,508,000 | 2,986 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,508,000 | 2,984 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,508,000 | 2,985 |
| Net charge-offs | $13,000 | 2,889 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,508,000 | 2,974 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,309,000 | 2,782 |
| Total interest expense | $432,000 | 3,015 |
| Net interest income | $3,877,000 | 2,718 |
| Provision for loan and lease losses | $40,000 | 2,973 |
| Total noninterest income | $970,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $341,000 | 1,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $629,000 | 2,002 |
| Total noninterest expense | $3,462,000 | 2,515 |
| Salaries and employee benefits | $1,897,000 | 2,562 |
| Premises and equipment expense | $385,000 | 2,465 |
| Additional noninterest expense | $1,180,000 | 2,324 |
| Pre-tax net operating income | $1,345,000 | 2,687 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $376,000 | 1,664 |
| Income before extraordinary items | $969,000 | 3,011 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $969,000 | 3,010 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $969,000 | 3,010 |
| Net charge-offs | $10,000 | 2,589 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $969,000 | 3,002 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,130,000 | 2,807 |
| Total interest expense | $209,000 | 3,014 |
| Net interest income | $1,921,000 | 2,753 |
| Provision for loan and lease losses | $17,000 | 2,885 |
| Total noninterest income | $481,000 | 2,032 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $171,000 | 1,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 1,985 |
| Total noninterest expense | $1,714,000 | 2,538 |
| Salaries and employee benefits | $963,000 | 2,560 |
| Premises and equipment expense | $194,000 | 2,489 |
| Additional noninterest expense | $557,000 | 2,426 |
| Pre-tax net operating income | $671,000 | 2,653 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $213,000 | 1,520 |
| Income before extraordinary items | $458,000 | 3,039 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $458,000 | 3,040 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $458,000 | 3,040 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $458,000 | 3,035 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,183,000 | 2,828 |
| Total interest expense | $823,000 | 2,885 |
| Net interest income | $7,360,000 | 2,791 |
| Provision for loan and lease losses | $52,000 | 3,538 |
| Total noninterest income | $1,721,000 | 2,222 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $633,000 | 1,691 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,088,000 | 2,192 |
| Total noninterest expense | $6,616,000 | 2,598 |
| Salaries and employee benefits | $3,505,000 | 2,704 |
| Premises and equipment expense | $826,000 | 2,405 |
| Additional noninterest expense | $2,285,000 | 2,406 |
| Pre-tax net operating income | $2,413,000 | 2,808 |
| Securities gains (losses) | $80,000 | 709 |
| Applicable income taxes | $894,000 | 1,969 |
| Income before extraordinary items | $1,599,000 | 3,026 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,599,000 | 3,024 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,599,000 | 3,026 |
| Net charge-offs | $144,000 | 2,119 |
| Cash dividends | $125,000 | 3,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,547,800 | 3,054 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,042,000 | 2,870 |
| Total interest expense | $616,000 | 2,878 |
| Net interest income | $5,426,000 | 2,841 |
| Provision for loan and lease losses | $38,000 | 3,443 |
| Total noninterest income | $1,257,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $462,000 | 1,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $795,000 | 2,263 |
| Total noninterest expense | $4,900,000 | 2,637 |
| Salaries and employee benefits | $2,565,000 | 2,777 |
| Premises and equipment expense | $618,000 | 2,417 |
| Additional noninterest expense | $1,717,000 | 2,410 |
| Pre-tax net operating income | $1,745,000 | 2,922 |
| Securities gains (losses) | $80,000 | 679 |
| Applicable income taxes | $645,000 | 1,852 |
| Income before extraordinary items | $1,180,000 | 3,239 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,180,000 | 3,238 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,180,000 | 3,239 |
| Net charge-offs | $73,000 | 2,169 |
| Cash dividends | $31,000 | 3,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,128,000 | 3,295 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,986,000 | 2,877 |
| Total interest expense | $407,000 | 2,842 |
| Net interest income | $3,579,000 | 2,860 |
| Provision for loan and lease losses | $4,000 | 3,791 |
| Total noninterest income | $781,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $285,000 | 1,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 2,342 |
| Total noninterest expense | $3,286,000 | 2,629 |
| Salaries and employee benefits | $1,713,000 | 2,782 |
| Premises and equipment expense | $407,000 | 2,450 |
| Additional noninterest expense | $1,166,000 | 2,380 |
| Pre-tax net operating income | $1,070,000 | 3,017 |
| Securities gains (losses) | $76,000 | 515 |
| Applicable income taxes | $406,000 | 1,880 |
| Income before extraordinary items | $740,000 | 3,303 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $740,000 | 3,301 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $740,000 | 3,303 |
| Net charge-offs | $33,000 | 2,293 |
| Cash dividends | $31,000 | 3,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $690,600 | 3,406 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 2,912 |
| Total interest expense | $207,000 | 2,794 |
| Net interest income | $1,749,000 | 2,903 |
| Provision for loan and lease losses | $2,000 | 3,483 |
| Total noninterest income | $366,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $143,000 | 1,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $223,000 | 2,437 |
| Total noninterest expense | $1,644,000 | 2,648 |
| Salaries and employee benefits | $856,000 | 2,814 |
| Premises and equipment expense | $197,000 | 2,535 |
| Additional noninterest expense | $591,000 | 2,350 |
| Pre-tax net operating income | $469,000 | 3,187 |
| Securities gains (losses) | $41,000 | 377 |
| Applicable income taxes | $181,000 | 1,960 |
| Income before extraordinary items | $329,000 | 3,474 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $329,000 | 3,473 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $329,000 | 3,474 |
| Net charge-offs | $34,000 | 1,581 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $302,350 | 3,568 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,907,000 | 2,871 |
| Total interest expense | $788,000 | 2,844 |
| Net interest income | $7,119,000 | 2,840 |
| Provision for loan and lease losses | $311,000 | 1,951 |
| Total noninterest income | $1,793,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $595,000 | 1,810 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,198,000 | 2,187 |
| Total noninterest expense | $6,788,000 | 2,620 |
| Salaries and employee benefits | $3,302,000 | 2,864 |
| Premises and equipment expense | $793,000 | 2,517 |
| Additional noninterest expense | $2,693,000 | 2,160 |
| Pre-tax net operating income | $1,813,000 | 3,219 |
| Securities gains (losses) | $239,000 | 780 |
| Applicable income taxes | $723,000 | 1,942 |
| Income before extraordinary items | $1,329,000 | 3,464 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,329,000 | 3,462 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,329,000 | 3,463 |
| Net charge-offs | $293,000 | 1,548 |
| Cash dividends | $159,000 | 3,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,173,650 | 3,605 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,906,000 | 2,886 |
| Total interest expense | $580,000 | 2,876 |
| Net interest income | $5,326,000 | 2,860 |
| Provision for loan and lease losses | $260,000 | 1,776 |
| Total noninterest income | $1,367,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $451,000 | 1,806 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $916,000 | 2,155 |
| Total noninterest expense | $5,093,000 | 2,600 |
| Salaries and employee benefits | $2,466,000 | 2,859 |
| Premises and equipment expense | $596,000 | 2,518 |
| Additional noninterest expense | $2,031,000 | 2,154 |
| Pre-tax net operating income | $1,340,000 | 3,287 |
| Securities gains (losses) | $149,000 | 984 |
| Applicable income taxes | $524,000 | 2,020 |
| Income before extraordinary items | $965,000 | 3,553 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $965,000 | 3,551 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $965,000 | 3,553 |
| Net charge-offs | $293,000 | 1,160 |
| Cash dividends | $159,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $868,150 | 3,685 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 2,882 |
| Total interest expense | $380,000 | 2,914 |
| Net interest income | $3,578,000 | 2,859 |
| Provision for loan and lease losses | $175,000 | 1,766 |
| Total noninterest income | $955,000 | 2,165 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $296,000 | 1,816 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $659,000 | 2,023 |
| Total noninterest expense | $3,325,000 | 2,658 |
| Salaries and employee benefits | $1,634,000 | 2,894 |
| Premises and equipment expense | $388,000 | 2,568 |
| Additional noninterest expense | $1,303,000 | 2,236 |
| Pre-tax net operating income | $1,033,000 | 3,026 |
| Securities gains (losses) | $149,000 | 737 |
| Applicable income taxes | $422,000 | 1,834 |
| Income before extraordinary items | $760,000 | 3,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $760,000 | 3,279 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $760,000 | 3,279 |
| Net charge-offs | $45,000 | 2,224 |
| Cash dividends | $99,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $664,640 | 3,442 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 2,879 |
| Total interest expense | $191,000 | 2,926 |
| Net interest income | $1,794,000 | 2,848 |
| Provision for loan and lease losses | $80,000 | 1,699 |
| Total noninterest income | $536,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $153,000 | 1,773 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $383,000 | 1,800 |
| Total noninterest expense | $1,732,000 | 2,582 |
| Salaries and employee benefits | $821,000 | 2,902 |
| Premises and equipment expense | $188,000 | 2,659 |
| Additional noninterest expense | $723,000 | 2,025 |
| Pre-tax net operating income | $518,000 | 2,979 |
| Securities gains (losses) | $149,000 | 377 |
| Applicable income taxes | $241,000 | 1,687 |
| Income before extraordinary items | $426,000 | 3,010 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $426,000 | 3,008 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $426,000 | 3,009 |
| Net charge-offs | $17,000 | 2,074 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $330,640 | 3,404 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 2,876 |
| Total interest expense | $715,000 | 3,027 |
| Net interest income | $7,125,000 | 2,821 |
| Provision for loan and lease losses | $221,000 | 2,230 |
| Total noninterest income | $1,582,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $597,000 | 1,840 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $985,000 | 2,382 |
| Total noninterest expense | $6,381,000 | 2,744 |
| Salaries and employee benefits | $3,021,000 | 3,017 |
| Premises and equipment expense | $837,000 | 2,471 |
| Additional noninterest expense | $2,523,000 | 2,318 |
| Pre-tax net operating income | $2,105,000 | 2,907 |
| Securities gains (losses) | $94,000 | 1,218 |
| Applicable income taxes | $760,000 | 1,853 |
| Income before extraordinary items | $1,439,000 | 3,302 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,439,000 | 3,303 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,439,000 | 3,304 |
| Net charge-offs | $493,000 | 1,173 |
| Cash dividends | $159,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,377,900 | 3,332 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,878,000 | 2,904 |
| Total interest expense | $525,000 | 3,101 |
| Net interest income | $5,353,000 | 2,845 |
| Provision for loan and lease losses | $158,000 | 2,215 |
| Total noninterest income | $1,155,000 | 2,465 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $445,000 | 1,869 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $710,000 | 2,466 |
| Total noninterest expense | $4,824,000 | 2,727 |
| Salaries and employee benefits | $2,267,000 | 3,044 |
| Premises and equipment expense | $736,000 | 2,232 |
| Additional noninterest expense | $1,821,000 | 2,395 |
| Pre-tax net operating income | $1,526,000 | 3,041 |
| Securities gains (losses) | $82,000 | 1,155 |
| Applicable income taxes | $557,000 | 1,915 |
| Income before extraordinary items | $1,051,000 | 3,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,051,000 | 3,414 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,051,000 | 3,415 |
| Net charge-offs | $110,000 | 2,067 |
| Cash dividends | $80,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $997,700 | 3,450 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 2,935 |
| Total interest expense | $337,000 | 3,209 |
| Net interest income | $3,513,000 | 2,875 |
| Provision for loan and lease losses | $109,000 | 2,141 |
| Total noninterest income | $720,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $282,000 | 1,909 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $438,000 | 2,566 |
| Total noninterest expense | $3,230,000 | 2,744 |
| Salaries and employee benefits | $1,538,000 | 3,028 |
| Premises and equipment expense | $479,000 | 2,289 |
| Additional noninterest expense | $1,213,000 | 2,403 |
| Pre-tax net operating income | $894,000 | 3,272 |
| Securities gains (losses) | $38,000 | 1,391 |
| Applicable income taxes | $316,000 | 2,078 |
| Income before extraordinary items | $616,000 | 3,623 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $616,000 | 3,624 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $616,000 | 3,625 |
| Net charge-offs | $121,000 | 1,559 |
| Cash dividends | $80,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $590,920 | 3,631 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,911,000 | 2,945 |
| Total interest expense | $163,000 | 3,311 |
| Net interest income | $1,748,000 | 2,890 |
| Provision for loan and lease losses | $49,000 | 2,138 |
| Total noninterest income | $339,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $127,000 | 2,060 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $212,000 | 2,554 |
| Total noninterest expense | $1,590,000 | 2,782 |
| Salaries and employee benefits | $759,000 | 3,080 |
| Premises and equipment expense | $235,000 | 2,352 |
| Additional noninterest expense | $596,000 | 2,426 |
| Pre-tax net operating income | $448,000 | 3,198 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $149,000 | 2,096 |
| Income before extraordinary items | $299,000 | 3,658 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $299,000 | 3,661 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $299,000 | 3,661 |
| Net charge-offs | $110,000 | 1,050 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $299,000 | 3,568 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,584,000 | 2,988 |
| Total interest expense | $608,000 | 3,604 |
| Net interest income | $6,976,000 | 2,897 |
| Provision for loan and lease losses | $368,000 | 1,773 |
| Total noninterest income | $1,007,000 | 3,103 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $628,000 | 1,888 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $379,000 | 3,678 |
| Total noninterest expense | $6,264,000 | 2,827 |
| Salaries and employee benefits | $2,987,000 | 3,085 |
| Premises and equipment expense | $924,000 | 2,391 |
| Additional noninterest expense | $2,353,000 | 2,528 |
| Pre-tax net operating income | $1,351,000 | 3,653 |
| Securities gains (losses) | $268,000 | 660 |
| Applicable income taxes | $566,000 | 2,085 |
| Income before extraordinary items | $1,053,000 | 3,877 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,053,000 | 3,877 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,053,000 | 3,878 |
| Net charge-offs | $445,000 | 1,598 |
| Cash dividends | $140,000 | 3,922 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $878,800 | 4,115 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,661,000 | 3,024 |
| Total interest expense | $453,000 | 3,691 |
| Net interest income | $5,208,000 | 2,940 |
| Provision for loan and lease losses | $289,000 | 1,683 |
| Total noninterest income | $781,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $469,000 | 1,900 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $312,000 | 3,577 |
| Total noninterest expense | $4,690,000 | 2,848 |
| Salaries and employee benefits | $2,268,000 | 3,080 |
| Premises and equipment expense | $676,000 | 2,464 |
| Additional noninterest expense | $1,746,000 | 2,555 |
| Pre-tax net operating income | $1,010,000 | 3,740 |
| Securities gains (losses) | $114,000 | 904 |
| Applicable income taxes | $382,000 | 2,239 |
| Income before extraordinary items | $742,000 | 4,031 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $742,000 | 4,033 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $742,000 | 4,033 |
| Net charge-offs | $289,000 | 1,636 |
| Cash dividends | $60,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $666,760 | 4,148 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,732,000 | 3,058 |
| Total interest expense | $300,000 | 3,732 |
| Net interest income | $3,432,000 | 2,969 |
| Provision for loan and lease losses | $244,000 | 1,480 |
| Total noninterest income | $531,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $310,000 | 1,897 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $221,000 | 3,481 |
| Total noninterest expense | $3,082,000 | 2,893 |
| Salaries and employee benefits | $1,513,000 | 3,098 |
| Premises and equipment expense | $430,000 | 2,569 |
| Additional noninterest expense | $1,139,000 | 2,596 |
| Pre-tax net operating income | $637,000 | 3,761 |
| Securities gains (losses) | $114,000 | 720 |
| Applicable income taxes | $260,000 | 2,164 |
| Income before extraordinary items | $491,000 | 3,997 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $491,000 | 4,003 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $491,000 | 4,003 |
| Net charge-offs | $253,000 | 1,392 |
| Cash dividends | $60,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $416,900 | 4,182 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,821,000 | 3,127 |
| Total interest expense | $149,000 | 3,798 |
| Net interest income | $1,672,000 | 3,019 |
| Provision for loan and lease losses | $124,000 | 1,432 |
| Total noninterest income | $290,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $145,000 | 1,997 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $145,000 | 3,020 |
| Total noninterest expense | $1,466,000 | 3,008 |
| Salaries and employee benefits | $732,000 | 3,192 |
| Premises and equipment expense | $195,000 | 2,805 |
| Additional noninterest expense | $539,000 | 2,718 |
| Pre-tax net operating income | $372,000 | 3,416 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $121,000 | 2,185 |
| Income before extraordinary items | $251,000 | 3,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $251,000 | 3,850 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $251,000 | 3,850 |
| Net charge-offs | $296,000 | 720 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $251,000 | 3,809 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,392,000 | 3,125 |
| Total interest expense | $793,000 | 3,469 |
| Net interest income | $6,599,000 | 3,031 |
| Provision for loan and lease losses | $692,000 | 1,490 |
| Total noninterest income | $1,169,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $658,000 | 1,920 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $511,000 | 3,326 |
| Total noninterest expense | $5,790,000 | 3,068 |
| Salaries and employee benefits | $2,982,000 | 3,122 |
| Premises and equipment expense | $851,000 | 2,583 |
| Additional noninterest expense | $1,957,000 | 3,028 |
| Pre-tax net operating income | $1,286,000 | 3,655 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $437,000 | 2,296 |
| Income before extraordinary items | $849,000 | 4,182 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $849,000 | 4,184 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $849,000 | 4,185 |
| Net charge-offs | $912,000 | 1,369 |
| Cash dividends | $87,000 | 4,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $849,000 | 4,130 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 3,133 |
| Total interest expense | $636,000 | 3,393 |
| Net interest income | $4,919,000 | 3,072 |
| Provision for loan and lease losses | $538,000 | 1,450 |
| Total noninterest income | $1,008,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $497,000 | 1,914 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $511,000 | 2,980 |
| Total noninterest expense | $4,309,000 | 3,079 |
| Salaries and employee benefits | $2,177,000 | 3,197 |
| Premises and equipment expense | $649,000 | 2,575 |
| Additional noninterest expense | $1,483,000 | 2,998 |
| Pre-tax net operating income | $1,080,000 | 3,554 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $370,000 | 2,216 |
| Income before extraordinary items | $710,000 | 4,040 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $710,000 | 4,044 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $710,000 | 4,044 |
| Net charge-offs | $576,000 | 1,456 |
| Cash dividends | $44,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $710,000 | 3,969 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 3,171 |
| Total interest expense | $439,000 | 3,381 |
| Net interest income | $3,224,000 | 3,114 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $683,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $328,000 | 1,903 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $355,000 | 2,965 |
| Total noninterest expense | $2,860,000 | 3,099 |
| Salaries and employee benefits | $1,439,000 | 3,236 |
| Premises and equipment expense | $437,000 | 2,557 |
| Additional noninterest expense | $984,000 | 3,005 |
| Pre-tax net operating income | $747,000 | 3,457 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $257,000 | 2,178 |
| Income before extraordinary items | $490,000 | 3,977 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $490,000 | 3,979 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $490,000 | 3,980 |
| Net charge-offs | $138,000 | 2,455 |
| Cash dividends | $44,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $490,000 | 3,880 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 3,203 |
| Total interest expense | $222,000 | 3,436 |
| Net interest income | $1,605,000 | 3,133 |
| Provision for loan and lease losses | $48,000 | 2,867 |
| Total noninterest income | $297,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $170,000 | 1,852 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 3,408 |
| Total noninterest expense | $1,451,000 | 3,083 |
| Salaries and employee benefits | $725,000 | 3,242 |
| Premises and equipment expense | $223,000 | 2,543 |
| Additional noninterest expense | $503,000 | 2,971 |
| Pre-tax net operating income | $403,000 | 3,284 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $139,000 | 2,073 |
| Income before extraordinary items | $264,000 | 3,792 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $264,000 | 3,791 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $264,000 | 3,794 |
| Net charge-offs | $136,000 | 1,658 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $264,000 | 3,687 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 3,261 |
| Total interest expense | $1,100,000 | 3,385 |
| Net interest income | $6,462,000 | 3,191 |
| Provision for loan and lease losses | $1,007,000 | 1,757 |
| Total noninterest income | $1,200,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $677,000 | 1,962 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $523,000 | 3,287 |
| Total noninterest expense | $5,489,000 | 3,248 |
| Salaries and employee benefits | $2,780,000 | 3,300 |
| Premises and equipment expense | $892,000 | 2,506 |
| Additional noninterest expense | $1,817,000 | 3,327 |
| Pre-tax net operating income | $1,166,000 | 3,778 |
| Securities gains (losses) | $115,000 | 2,161 |
| Applicable income taxes | $460,000 | 2,269 |
| Income before extraordinary items | $821,000 | 4,237 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $821,000 | 4,236 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $821,000 | 4,238 |
| Net charge-offs | $572,000 | 2,473 |
| Cash dividends | $87,000 | 4,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $747,400 | 4,199 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 3,311 |
| Total interest expense | $858,000 | 3,413 |
| Net interest income | $4,851,000 | 3,228 |
| Provision for loan and lease losses | $752,000 | 1,777 |
| Total noninterest income | $789,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $504,000 | 1,988 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $285,000 | 3,753 |
| Total noninterest expense | $4,021,000 | 3,327 |
| Salaries and employee benefits | $2,050,000 | 3,364 |
| Premises and equipment expense | $680,000 | 2,495 |
| Additional noninterest expense | $1,291,000 | 3,456 |
| Pre-tax net operating income | $867,000 | 3,898 |
| Securities gains (losses) | $115,000 | 1,873 |
| Applicable income taxes | $226,000 | 2,729 |
| Income before extraordinary items | $756,000 | 3,961 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $756,000 | 3,961 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $756,000 | 3,963 |
| Net charge-offs | $162,000 | 3,511 |
| Cash dividends | $44,000 | 3,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $667,450 | 4,005 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 3,289 |
| Total interest expense | $592,000 | 3,438 |
| Net interest income | $3,267,000 | 3,212 |
| Provision for loan and lease losses | $486,000 | 1,851 |
| Total noninterest income | $490,000 | 3,275 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $332,000 | 1,988 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 3,989 |
| Total noninterest expense | $2,696,000 | 3,330 |
| Salaries and employee benefits | $1,388,000 | 3,345 |
| Premises and equipment expense | $455,000 | 2,499 |
| Additional noninterest expense | $853,000 | 3,516 |
| Pre-tax net operating income | $575,000 | 3,871 |
| Securities gains (losses) | $115,000 | 1,493 |
| Applicable income taxes | $178,000 | 2,558 |
| Income before extraordinary items | $512,000 | 3,947 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $512,000 | 3,949 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $512,000 | 3,950 |
| Net charge-offs | $153,000 | 3,014 |
| Cash dividends | $44,000 | 3,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $426,900 | 4,078 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 3,324 |
| Total interest expense | $309,000 | 3,451 |
| Net interest income | $1,615,000 | 3,248 |
| Provision for loan and lease losses | $234,000 | 1,817 |
| Total noninterest income | $280,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $163,000 | 2,001 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 3,463 |
| Total noninterest expense | $1,341,000 | 3,355 |
| Salaries and employee benefits | $695,000 | 3,361 |
| Premises and equipment expense | $229,000 | 2,499 |
| Additional noninterest expense | $417,000 | 3,539 |
| Pre-tax net operating income | $320,000 | 3,720 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $108,000 | 2,378 |
| Income before extraordinary items | $212,000 | 4,277 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $212,000 | 4,279 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $212,000 | 4,280 |
| Net charge-offs | $78,000 | 2,667 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $212,000 | 4,128 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,121,000 | 3,289 |
| Total interest expense | $1,562,000 | 3,348 |
| Net interest income | $6,559,000 | 3,235 |
| Provision for loan and lease losses | $959,000 | 2,477 |
| Total noninterest income | $1,029,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $693,000 | 2,004 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $336,000 | 3,694 |
| Total noninterest expense | $5,418,000 | 3,326 |
| Salaries and employee benefits | $2,784,000 | 3,286 |
| Premises and equipment expense | $890,000 | 2,663 |
| Additional noninterest expense | $1,744,000 | 3,494 |
| Pre-tax net operating income | $1,211,000 | 3,387 |
| Securities gains (losses) | $168,000 | 1,603 |
| Applicable income taxes | $448,000 | 2,133 |
| Income before extraordinary items | $931,000 | 3,679 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $931,000 | 3,682 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $931,000 | 3,682 |
| Net charge-offs | $762,000 | 2,696 |
| Cash dividends | $191,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $816,760 | 3,783 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,254,000 | 3,250 |
| Total interest expense | $1,224,000 | 3,354 |
| Net interest income | $5,030,000 | 3,198 |
| Provision for loan and lease losses | $748,000 | 2,363 |
| Total noninterest income | $735,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $509,000 | 2,041 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $226,000 | 3,914 |
| Total noninterest expense | $4,133,000 | 3,281 |
| Salaries and employee benefits | $2,090,000 | 3,290 |
| Premises and equipment expense | $686,000 | 2,610 |
| Additional noninterest expense | $1,357,000 | 3,399 |
| Pre-tax net operating income | $884,000 | 3,538 |
| Securities gains (losses) | $168,000 | 1,333 |
| Applicable income taxes | $338,000 | 2,138 |
| Income before extraordinary items | $714,000 | 3,729 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $714,000 | 3,732 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $714,000 | 3,731 |
| Net charge-offs | $630,000 | 2,415 |
| Cash dividends | $44,000 | 3,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $599,760 | 3,917 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 3,267 |
| Total interest expense | $848,000 | 3,360 |
| Net interest income | $3,336,000 | 3,225 |
| Provision for loan and lease losses | $346,000 | 2,794 |
| Total noninterest income | $508,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $337,000 | 2,039 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $171,000 | 3,745 |
| Total noninterest expense | $2,760,000 | 3,307 |
| Salaries and employee benefits | $1,404,000 | 3,307 |
| Premises and equipment expense | $443,000 | 2,712 |
| Additional noninterest expense | $913,000 | 3,422 |
| Pre-tax net operating income | $738,000 | 3,083 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $244,000 | 2,010 |
| Income before extraordinary items | $494,000 | 3,615 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 3,616 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $494,000 | 3,616 |
| Net charge-offs | $6,000 | 5,501 |
| Cash dividends | $44,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $494,000 | 3,513 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 3,278 |
| Total interest expense | $439,000 | 3,381 |
| Net interest income | $1,665,000 | 3,215 |
| Provision for loan and lease losses | $184,000 | 2,541 |
| Total noninterest income | $240,000 | 3,231 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $159,000 | 2,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 3,885 |
| Total noninterest expense | $1,398,000 | 3,292 |
| Salaries and employee benefits | $704,000 | 3,314 |
| Premises and equipment expense | $230,000 | 2,664 |
| Additional noninterest expense | $464,000 | 3,373 |
| Pre-tax net operating income | $323,000 | 3,383 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $105,000 | 2,124 |
| Income before extraordinary items | $218,000 | 3,835 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $218,000 | 3,833 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $218,000 | 3,835 |
| Net charge-offs | $60,000 | 3,202 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $218,000 | 3,783 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,081,000 | 3,197 |
| Total interest expense | $2,602,000 | 2,896 |
| Net interest income | $6,479,000 | 3,272 |
| Provision for loan and lease losses | $1,236,000 | 2,735 |
| Total noninterest income | $1,344,000 | 2,712 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $673,000 | 2,106 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $671,000 | 2,752 |
| Total noninterest expense | $5,773,000 | 3,206 |
| Salaries and employee benefits | $2,822,000 | 3,280 |
| Premises and equipment expense | $839,000 | 2,879 |
| Additional noninterest expense | $2,112,000 | 3,115 |
| Pre-tax net operating income | $814,000 | 3,702 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $244,000 | 2,551 |
| Income before extraordinary items | $570,000 | 4,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $570,000 | 4,129 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $570,000 | 4,130 |
| Net charge-offs | $998,000 | 2,685 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $570,000 | 3,992 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 3,247 |
| Total interest expense | $2,086,000 | 2,860 |
| Net interest income | $4,768,000 | 3,376 |
| Provision for loan and lease losses | $906,000 | 2,653 |
| Total noninterest income | $884,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $490,000 | 2,201 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $394,000 | 3,121 |
| Total noninterest expense | $4,352,000 | 3,193 |
| Salaries and employee benefits | $2,147,000 | 3,254 |
| Premises and equipment expense | $651,000 | 2,842 |
| Additional noninterest expense | $1,554,000 | 3,114 |
| Pre-tax net operating income | $394,000 | 4,527 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $111,000 | 3,043 |
| Income before extraordinary items | $283,000 | 4,945 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $283,000 | 4,948 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $283,000 | 4,949 |
| Net charge-offs | $798,000 | 2,467 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $283,000 | 4,751 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,595,000 | 3,262 |
| Total interest expense | $1,430,000 | 2,895 |
| Net interest income | $3,165,000 | 3,393 |
| Provision for loan and lease losses | $699,000 | 2,384 |
| Total noninterest income | $548,000 | 3,046 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $311,000 | 2,287 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $237,000 | 3,207 |
| Total noninterest expense | $2,906,000 | 3,195 |
| Salaries and employee benefits | $1,443,000 | 3,255 |
| Premises and equipment expense | $449,000 | 2,762 |
| Additional noninterest expense | $1,014,000 | 3,163 |
| Pre-tax net operating income | $108,000 | 5,453 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $23,000 | 3,716 |
| Income before extraordinary items | $85,000 | 5,644 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $85,000 | 5,647 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $85,000 | 5,646 |
| Net charge-offs | $706,000 | 2,076 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $85,000 | 5,526 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 3,276 |
| Total interest expense | $733,000 | 2,958 |
| Net interest income | $1,605,000 | 3,373 |
| Provision for loan and lease losses | $445,000 | 1,970 |
| Total noninterest income | $282,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $151,000 | 2,333 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $131,000 | 3,057 |
| Total noninterest expense | $1,358,000 | 3,416 |
| Salaries and employee benefits | $688,000 | 3,440 |
| Premises and equipment expense | $229,000 | 2,783 |
| Additional noninterest expense | $441,000 | 3,529 |
| Pre-tax net operating income | $84,000 | 5,240 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $79,000 | 5,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $79,000 | 5,281 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $79,000 | 5,281 |
| Net charge-offs | $629,000 | 1,411 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $79,000 | 5,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,932,000 | 3,250 |
| Total interest expense | $3,231,000 | 3,240 |
| Net interest income | $6,701,000 | 3,157 |
| Provision for loan and lease losses | $757,000 | 3,922 |
| Total noninterest income | $1,050,000 | 3,238 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $650,000 | 2,397 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $400,000 | 3,550 |
| Total noninterest expense | $5,981,000 | 3,188 |
| Salaries and employee benefits | $2,912,000 | 3,271 |
| Premises and equipment expense | $857,000 | 2,942 |
| Additional noninterest expense | $2,212,000 | 3,060 |
| Pre-tax net operating income | $1,013,000 | 2,966 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $324,000 | 1,958 |
| Income before extraordinary items | $689,000 | 3,390 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $689,000 | 3,389 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $689,000 | 3,389 |
| Net charge-offs | $872,000 | 3,048 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $689,000 | 3,332 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,486,000 | 3,292 |
| Total interest expense | $2,473,000 | 3,319 |
| Net interest income | $5,013,000 | 3,186 |
| Provision for loan and lease losses | $308,000 | 4,555 |
| Total noninterest income | $896,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $482,000 | 2,431 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $414,000 | 3,121 |
| Total noninterest expense | $4,478,000 | 3,195 |
| Salaries and employee benefits | $2,133,000 | 3,361 |
| Premises and equipment expense | $672,000 | 2,872 |
| Additional noninterest expense | $1,673,000 | 3,012 |
| Pre-tax net operating income | $1,123,000 | 2,537 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $368,000 | 1,718 |
| Income before extraordinary items | $755,000 | 2,985 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $755,000 | 2,983 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $755,000 | 2,986 |
| Net charge-offs | $357,000 | 3,482 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $755,000 | 2,906 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 3,302 |
| Total interest expense | $1,691,000 | 3,371 |
| Net interest income | $3,319,000 | 3,185 |
| Provision for loan and lease losses | $201,000 | 4,309 |
| Total noninterest income | $603,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $306,000 | 2,503 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $297,000 | 3,025 |
| Total noninterest expense | $2,967,000 | 3,251 |
| Salaries and employee benefits | $1,454,000 | 3,320 |
| Premises and equipment expense | $443,000 | 2,933 |
| Additional noninterest expense | $1,070,000 | 3,123 |
| Pre-tax net operating income | $754,000 | 2,617 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $272,000 | 1,645 |
| Income before extraordinary items | $482,000 | 3,164 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $482,000 | 3,162 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $482,000 | 3,163 |
| Net charge-offs | $-4,000 | 7,749 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $482,000 | 3,056 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 3,364 |
| Total interest expense | $870,000 | 3,399 |
| Net interest income | $1,620,000 | 3,232 |
| Provision for loan and lease losses | $99,000 | 3,935 |
| Total noninterest income | $250,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $155,000 | 2,392 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $95,000 | 3,736 |
| Total noninterest expense | $1,424,000 | 3,278 |
| Salaries and employee benefits | $692,000 | 3,504 |
| Premises and equipment expense | $228,000 | 2,903 |
| Additional noninterest expense | $504,000 | 2,991 |
| Pre-tax net operating income | $347,000 | 3,088 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $112,000 | 2,060 |
| Income before extraordinary items | $235,000 | 3,567 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 3,567 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $235,000 | 3,568 |
| Net charge-offs | $-24,000 | 8,030 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $235,000 | 3,428 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,223,000 | 3,219 |
| Total interest expense | $4,281,000 | 3,339 |
| Net interest income | $6,942,000 | 3,077 |
| Provision for loan and lease losses | $461,000 | 3,932 |
| Total noninterest income | $1,221,000 | 3,015 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $773,000 | 2,186 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $448,000 | 3,390 |
| Total noninterest expense | $6,185,000 | 2,995 |
| Salaries and employee benefits | $3,062,000 | 3,190 |
| Premises and equipment expense | $911,000 | 2,845 |
| Additional noninterest expense | $2,212,000 | 2,606 |
| Pre-tax net operating income | $1,517,000 | 3,010 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $516,000 | 1,826 |
| Income before extraordinary items | $1,001,000 | 3,293 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,001,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 2,435 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,001,000 | 3,437 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,590,000 | 3,226 |
| Total interest expense | $3,323,000 | 3,367 |
| Net interest income | $5,267,000 | 3,069 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $733,000 | 3,544 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $580,000 | 2,202 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $153,000 | 4,914 |
| Total noninterest expense | $4,578,000 | 3,003 |
| Salaries and employee benefits | $2,277,000 | 3,249 |
| Premises and equipment expense | $689,000 | 2,845 |
| Additional noninterest expense | $1,612,000 | 2,602 |
| Pre-tax net operating income | $1,297,000 | 3,162 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $439,000 | 2,058 |
| Income before extraordinary items | $858,000 | 3,428 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $858,000 | 3,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 2,514 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $858,000 | 3,563 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,756,000 | 3,252 |
| Total interest expense | $2,276,000 | 3,422 |
| Net interest income | $3,480,000 | 3,074 |
| Provision for loan and lease losses | $28,000 | 5,752 |
| Total noninterest income | $646,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $372,000 | 2,251 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $274,000 | 3,178 |
| Total noninterest expense | $3,222,000 | 2,865 |
| Salaries and employee benefits | $1,492,000 | 3,349 |
| Premises and equipment expense | $451,000 | 2,899 |
| Additional noninterest expense | $1,279,000 | 2,219 |
| Pre-tax net operating income | $876,000 | 3,234 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $299,000 | 2,217 |
| Income before extraordinary items | $577,000 | 3,722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $577,000 | 3,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,872 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $577,000 | 3,666 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 3,331 |
| Total interest expense | $1,169,000 | 3,519 |
| Net interest income | $1,718,000 | 3,127 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $310,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $174,000 | 2,329 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,220 |
| Total noninterest expense | $1,622,000 | 2,848 |
| Salaries and employee benefits | $787,000 | 3,214 |
| Premises and equipment expense | $226,000 | 2,912 |
| Additional noninterest expense | $609,000 | 2,285 |
| Pre-tax net operating income | $404,000 | 3,530 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $142,000 | 2,393 |
| Income before extraordinary items | $262,000 | 4,104 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $262,000 | 4,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $262,000 | 4,004 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,089,000 | 3,267 |
| Total interest expense | $4,999,000 | 3,477 |
| Net interest income | $7,090,000 | 3,072 |
| Provision for loan and lease losses | $269,000 | 3,388 |
| Total noninterest income | $1,139,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $645,000 | 2,535 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $494,000 | 3,334 |
| Total noninterest expense | $6,097,000 | 2,929 |
| Salaries and employee benefits | $2,996,000 | 3,229 |
| Premises and equipment expense | $857,000 | 2,914 |
| Additional noninterest expense | $2,244,000 | 2,398 |
| Pre-tax net operating income | $1,863,000 | 3,466 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $640,000 | 2,424 |
| Income before extraordinary items | $1,223,000 | 3,901 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,223,000 | 3,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 2,206 |
| Cash dividends | $400,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,223,000 | 3,896 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,073,000 | 3,265 |
| Total interest expense | $3,741,000 | 3,469 |
| Net interest income | $5,332,000 | 3,059 |
| Provision for loan and lease losses | $263,000 | 2,529 |
| Total noninterest income | $839,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $461,000 | 2,612 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $378,000 | 3,311 |
| Total noninterest expense | $4,480,000 | 2,957 |
| Salaries and employee benefits | $2,256,000 | 3,202 |
| Premises and equipment expense | $658,000 | 2,845 |
| Additional noninterest expense | $1,566,000 | 2,515 |
| Pre-tax net operating income | $1,428,000 | 3,579 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $484,000 | 2,575 |
| Income before extraordinary items | $944,000 | 4,007 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $944,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $944,000 | 3,991 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,023,000 | 3,281 |
| Total interest expense | $2,459,000 | 3,500 |
| Net interest income | $3,564,000 | 3,075 |
| Provision for loan and lease losses | $219,000 | 2,029 |
| Total noninterest income | $553,000 | 3,335 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $302,000 | 2,635 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $251,000 | 3,336 |
| Total noninterest expense | $2,946,000 | 3,013 |
| Salaries and employee benefits | $1,486,000 | 3,271 |
| Premises and equipment expense | $427,000 | 2,933 |
| Additional noninterest expense | $1,033,000 | 2,549 |
| Pre-tax net operating income | $952,000 | 3,643 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $324,000 | 2,641 |
| Income before extraordinary items | $628,000 | 4,072 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $628,000 | 4,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,351 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $628,000 | 4,061 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 3,314 |
| Total interest expense | $1,203,000 | 3,528 |
| Net interest income | $1,764,000 | 3,097 |
| Provision for loan and lease losses | $103,000 | 1,981 |
| Total noninterest income | $265,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $138,000 | 2,762 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $127,000 | 3,312 |
| Total noninterest expense | $1,496,000 | 2,995 |
| Salaries and employee benefits | $790,000 | 3,121 |
| Premises and equipment expense | $205,000 | 3,043 |
| Additional noninterest expense | $501,000 | 2,613 |
| Pre-tax net operating income | $430,000 | 3,837 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $137,000 | 2,850 |
| Income before extraordinary items | $293,000 | 4,220 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $293,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-148,000 | 8,551 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $293,000 | 4,199 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,543,000 | 3,202 |
| Total interest expense | $4,211,000 | 3,473 |
| Net interest income | $7,332,000 | 2,986 |
| Provision for loan and lease losses | $414,000 | 2,213 |
| Total noninterest income | $1,226,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $811,000 | 2,092 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $415,000 | 3,668 |
| Total noninterest expense | $6,018,000 | 2,866 |
| Salaries and employee benefits | $2,887,000 | 3,241 |
| Premises and equipment expense | $781,000 | 3,066 |
| Additional noninterest expense | $2,350,000 | 2,219 |
| Pre-tax net operating income | $2,126,000 | 3,514 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $745,000 | 2,583 |
| Income before extraordinary items | $1,381,000 | 3,962 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,381,000 | 3,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,248 |
| Cash dividends | $100,000 | 5,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,381,000 | 3,941 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 3,220 |
| Total interest expense | $3,000,000 | 3,514 |
| Net interest income | $5,519,000 | 3,004 |
| Provision for loan and lease losses | $297,000 | 2,177 |
| Total noninterest income | $931,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $621,000 | 2,056 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 3,680 |
| Total noninterest expense | $4,442,000 | 2,895 |
| Salaries and employee benefits | $2,131,000 | 3,280 |
| Premises and equipment expense | $527,000 | 3,327 |
| Additional noninterest expense | $1,784,000 | 2,188 |
| Pre-tax net operating income | $1,711,000 | 3,481 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $586,000 | 2,632 |
| Income before extraordinary items | $1,125,000 | 3,882 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,125,000 | 3,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 870 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,125,000 | 3,872 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,572,000 | 3,230 |
| Total interest expense | $1,945,000 | 3,461 |
| Net interest income | $3,627,000 | 3,051 |
| Provision for loan and lease losses | $190,000 | 2,197 |
| Total noninterest income | $607,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $415,000 | 2,038 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 3,832 |
| Total noninterest expense | $2,833,000 | 3,024 |
| Salaries and employee benefits | $1,354,000 | 3,416 |
| Premises and equipment expense | $314,000 | 3,631 |
| Additional noninterest expense | $1,165,000 | 2,231 |
| Pre-tax net operating income | $1,211,000 | 3,339 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $416,000 | 2,559 |
| Income before extraordinary items | $795,000 | 3,767 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $795,000 | 3,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 680 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $795,000 | 3,760 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 3,263 |
| Total interest expense | $934,000 | 3,436 |
| Net interest income | $1,748,000 | 3,133 |
| Provision for loan and lease losses | $81,000 | 2,323 |
| Total noninterest income | $299,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $202,000 | 2,024 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,775 |
| Total noninterest expense | $1,395,000 | 3,073 |
| Salaries and employee benefits | $701,000 | 3,332 |
| Premises and equipment expense | $147,000 | 3,848 |
| Additional noninterest expense | $547,000 | 2,344 |
| Pre-tax net operating income | $571,000 | 3,433 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $184,000 | 2,726 |
| Income before extraordinary items | $387,000 | 3,780 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $387,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 412 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $387,000 | 3,765 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,985,000 | 3,161 |
| Total interest expense | $2,927,000 | 3,401 |
| Net interest income | $7,058,000 | 3,022 |
| Provision for loan and lease losses | $524,000 | 1,821 |
| Total noninterest income | $1,382,000 | 2,843 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $908,000 | 1,890 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $474,000 | 3,470 |
| Total noninterest expense | $5,142,000 | 3,160 |
| Salaries and employee benefits | $2,504,000 | 3,478 |
| Premises and equipment expense | $600,000 | 3,653 |
| Additional noninterest expense | $2,038,000 | 2,442 |
| Pre-tax net operating income | $2,774,000 | 2,948 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $991,000 | 2,276 |
| Income before extraordinary items | $1,783,000 | 3,380 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,783,000 | 3,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,433 |
| Cash dividends | $60,000 | 5,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,783,000 | 3,346 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,342,000 | 3,157 |
| Total interest expense | $2,112,000 | 3,360 |
| Net interest income | $5,230,000 | 3,033 |
| Provision for loan and lease losses | $373,000 | 1,823 |
| Total noninterest income | $1,019,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $670,000 | 1,919 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $349,000 | 3,529 |
| Total noninterest expense | $3,810,000 | 3,165 |
| Salaries and employee benefits | $1,878,000 | 3,451 |
| Premises and equipment expense | $446,000 | 3,683 |
| Additional noninterest expense | $1,486,000 | 2,476 |
| Pre-tax net operating income | $2,066,000 | 2,983 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $732,000 | 2,330 |
| Income before extraordinary items | $1,334,000 | 3,421 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,334,000 | 3,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,170 |
| Cash dividends | $60,000 | 4,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,334,000 | 3,376 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 3,151 |
| Total interest expense | $1,383,000 | 3,258 |
| Net interest income | $3,418,000 | 3,056 |
| Provision for loan and lease losses | $247,000 | 1,806 |
| Total noninterest income | $632,000 | 2,982 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $425,000 | 1,968 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $207,000 | 3,704 |
| Total noninterest expense | $2,505,000 | 3,185 |
| Salaries and employee benefits | $1,224,000 | 3,505 |
| Premises and equipment expense | $286,000 | 3,760 |
| Additional noninterest expense | $995,000 | 2,445 |
| Pre-tax net operating income | $1,298,000 | 3,073 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $458,000 | 2,385 |
| Income before extraordinary items | $840,000 | 3,522 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $840,000 | 3,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,487 |
| Cash dividends | $25,000 | 4,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $840,000 | 3,475 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 3,212 |
| Total interest expense | $681,000 | 3,186 |
| Net interest income | $1,628,000 | 3,175 |
| Provision for loan and lease losses | $105,000 | 1,941 |
| Total noninterest income | $296,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $182,000 | 2,178 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $114,000 | 3,495 |
| Total noninterest expense | $1,292,000 | 3,108 |
| Salaries and employee benefits | $660,000 | 3,280 |
| Premises and equipment expense | $150,000 | 3,653 |
| Additional noninterest expense | $482,000 | 2,530 |
| Pre-tax net operating income | $527,000 | 3,534 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $201,000 | 2,581 |
| Income before extraordinary items | $326,000 | 4,136 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $326,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $25,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $326,000 | 4,096 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,756,000 | 3,167 |
| Total interest expense | $2,388,000 | 3,161 |
| Net interest income | $6,368,000 | 3,130 |
| Provision for loan and lease losses | $436,000 | 2,212 |
| Total noninterest income | $1,165,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $730,000 | 2,299 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $435,000 | 3,559 |
| Total noninterest expense | $4,699,000 | 3,303 |
| Salaries and employee benefits | $2,321,000 | 3,544 |
| Premises and equipment expense | $535,000 | 3,877 |
| Additional noninterest expense | $1,843,000 | 2,599 |
| Pre-tax net operating income | $2,398,000 | 3,106 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $874,000 | 2,380 |
| Income before extraordinary items | $1,524,000 | 3,599 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,524,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,032 |
| Cash dividends | $60,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,524,000 | 3,537 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 3,186 |
| Total interest expense | $1,717,000 | 3,216 |
| Net interest income | $4,752,000 | 3,127 |
| Provision for loan and lease losses | $329,000 | 2,098 |
| Total noninterest income | $844,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $539,000 | 2,345 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $305,000 | 3,699 |
| Total noninterest expense | $3,351,000 | 3,406 |
| Salaries and employee benefits | $1,673,000 | 3,637 |
| Premises and equipment expense | $411,000 | 3,795 |
| Additional noninterest expense | $1,267,000 | 2,773 |
| Pre-tax net operating income | $1,916,000 | 2,992 |
| Securities gains (losses) | $17,000 | 2,413 |
| Applicable income taxes | $664,000 | 2,406 |
| Income before extraordinary items | $1,269,000 | 3,404 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,269,000 | 3,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,807 |
| Cash dividends | $24,000 | 5,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,257,780 | 3,330 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,300,000 | 3,187 |
| Total interest expense | $1,129,000 | 3,234 |
| Net interest income | $3,171,000 | 3,125 |
| Provision for loan and lease losses | $219,000 | 2,051 |
| Total noninterest income | $455,000 | 3,787 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $348,000 | 2,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 5,031 |
| Total noninterest expense | $2,235,000 | 3,431 |
| Salaries and employee benefits | $1,109,000 | 3,676 |
| Premises and equipment expense | $276,000 | 3,787 |
| Additional noninterest expense | $850,000 | 2,769 |
| Pre-tax net operating income | $1,172,000 | 3,168 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $425,000 | 2,455 |
| Income before extraordinary items | $747,000 | 3,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $747,000 | 3,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $24,000 | 4,925 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $747,000 | 3,615 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 3,248 |
| Total interest expense | $558,000 | 3,304 |
| Net interest income | $1,544,000 | 3,190 |
| Provision for loan and lease losses | $106,000 | 2,009 |
| Total noninterest income | $213,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $159,000 | 2,549 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $1,042,000 | 3,639 |
| Salaries and employee benefits | $516,000 | 3,906 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $385,000 | 3,015 |
| Pre-tax net operating income | $609,000 | 3,049 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $225,000 | 2,377 |
| Income before extraordinary items | $384,000 | 3,618 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $384,000 | 3,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $24,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $384,000 | 3,496 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,624,000 | 3,215 |
| Total interest expense | $2,658,000 | 3,187 |
| Net interest income | $5,966,000 | 3,211 |
| Provision for loan and lease losses | $453,000 | 2,340 |
| Total noninterest income | $1,067,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $655,000 | 2,510 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $412,000 | 3,929 |
| Total noninterest expense | $4,318,000 | 3,482 |
| Salaries and employee benefits | $2,222,000 | 3,596 |
| Premises and equipment expense | $502,000 | 4,039 |
| Additional noninterest expense | $1,594,000 | 2,913 |
| Pre-tax net operating income | $2,262,000 | 3,105 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $549,000 | 3,222 |
| Income before extraordinary items | $1,713,000 | 3,223 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,713,000 | 3,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 2,443 |
| Cash dividends | $2,231,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,713,000 | 3,087 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,468,000 | 3,264 |
| Total interest expense | $2,096,000 | 3,164 |
| Net interest income | $4,372,000 | 3,282 |
| Provision for loan and lease losses | $341,000 | 2,298 |
| Total noninterest income | $839,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $486,000 | 2,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $353,000 | 3,764 |
| Total noninterest expense | $3,147,000 | 3,554 |
| Salaries and employee benefits | $1,613,000 | 3,678 |
| Premises and equipment expense | $371,000 | 4,076 |
| Additional noninterest expense | $1,163,000 | 2,973 |
| Pre-tax net operating income | $1,723,000 | 3,182 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $339,000 | 3,708 |
| Income before extraordinary items | $1,384,000 | 3,148 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,384,000 | 3,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,091 |
| Cash dividends | $2,231,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,384,000 | 2,990 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 3,291 |
| Total interest expense | $1,495,000 | 3,054 |
| Net interest income | $2,809,000 | 3,366 |
| Provision for loan and lease losses | $229,000 | 2,290 |
| Total noninterest income | $446,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $327,000 | 2,480 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $119,000 | 5,003 |
| Total noninterest expense | $2,078,000 | 3,579 |
| Salaries and employee benefits | $1,050,000 | 3,767 |
| Premises and equipment expense | $247,000 | 4,086 |
| Additional noninterest expense | $781,000 | 2,921 |
| Pre-tax net operating income | $948,000 | 3,641 |
| Securities gains (losses) | $174,000 | 1,130 |
| Applicable income taxes | $154,000 | 4,454 |
| Income before extraordinary items | $968,000 | 3,049 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $968,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,989 |
| Cash dividends | $197,000 | 3,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $818,360 | 3,267 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 3,374 |
| Total interest expense | $771,000 | 3,032 |
| Net interest income | $1,338,000 | 3,496 |
| Provision for loan and lease losses | $112,000 | 2,185 |
| Total noninterest income | $234,000 | 3,784 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $161,000 | 2,444 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 4,524 |
| Total noninterest expense | $994,000 | 3,686 |
| Salaries and employee benefits | $503,000 | 3,879 |
| Premises and equipment expense | $122,000 | 4,095 |
| Additional noninterest expense | $369,000 | 3,055 |
| Pre-tax net operating income | $466,000 | 3,671 |
| Securities gains (losses) | $60,000 | 1,283 |
| Applicable income taxes | $-78,000 | 9,205 |
| Income before extraordinary items | $604,000 | 2,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $604,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,563 |
| Cash dividends | $99,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $544,000 | 2,623 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,571,000 | 3,440 |
| Total interest expense | $3,345,000 | 3,231 |
| Net interest income | $5,226,000 | 3,527 |
| Provision for loan and lease losses | $310,000 | 3,349 |
| Total noninterest income | $754,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $537,000 | 2,805 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $217,000 | 4,851 |
| Total noninterest expense | $4,035,000 | 3,534 |
| Salaries and employee benefits | $1,950,000 | 3,822 |
| Premises and equipment expense | $540,000 | 3,725 |
| Additional noninterest expense | $1,545,000 | 2,893 |
| Pre-tax net operating income | $1,635,000 | 3,883 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $9,000 | 7,326 |
| Income before extraordinary items | $1,626,000 | 3,284 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,626,000 | 3,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,179 |
| Cash dividends | $1,180,000 | 1,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,626,000 | 3,194 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,684,000 | 3,408 |
| Total interest expense | $5,035,000 | 3,136 |
| Net interest income | $4,649,000 | 3,648 |
| Provision for loan and lease losses | $263,000 | 3,501 |
| Total noninterest income | $685,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $416,000 | 3,279 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $269,000 | 4,345 |
| Total noninterest expense | $3,472,000 | 3,852 |
| Salaries and employee benefits | $1,707,000 | 4,088 |
| Premises and equipment expense | $409,000 | 4,528 |
| Additional noninterest expense | $1,356,000 | 3,144 |
| Pre-tax net operating income | $1,599,000 | 3,702 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $58,000 | 6,573 |
| Income before extraordinary items | $1,541,000 | 3,161 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,541,000 | 3,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,673 |
| Cash dividends | $707,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,541,000 | 3,061 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,334,000 | 3,613 |
| Total interest expense | $4,677,000 | 3,508 |
| Net interest income | $4,657,000 | 3,690 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $605,000 | 4,389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $457,000 | 2,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,512 |
| Total noninterest expense | $3,438,000 | 3,763 |
| Salaries and employee benefits | $1,713,000 | 3,930 |
| Premises and equipment expense | $408,000 | 4,443 |
| Additional noninterest expense | $1,317,000 | 3,146 |
| Pre-tax net operating income | $1,734,000 | 3,657 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $224,000 | 5,182 |
| Income before extraordinary items | $1,510,000 | 3,235 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,510,000 | 3,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $893,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,510,000 | 3,232 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,276,000 | 4,259 |
| Total interest expense | $3,279,000 | 4,286 |
| Net interest income | $3,997,000 | 4,177 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $536,000 | 4,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,354 |
| Total noninterest expense | $3,099,000 | 4,103 |
| Salaries and employee benefits | $1,554,000 | 4,207 |
| Premises and equipment expense | $410,000 | 4,444 |
| Additional noninterest expense | $1,135,000 | 3,619 |
| Pre-tax net operating income | $1,314,000 | 4,487 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $436,000 | 3,937 |
| Income before extraordinary items | $878,000 | 4,813 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $878,000 | 4,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $320,000 | 4,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $878,000 | 4,769 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,667,000 | 4,576 |
| Total interest expense | $3,191,000 | 4,488 |
| Net interest income | $3,476,000 | 4,632 |
| Provision for loan and lease losses | $110,000 | 4,906 |
| Total noninterest income | $411,000 | 5,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,070 |
| Total noninterest expense | $2,736,000 | 4,464 |
| Salaries and employee benefits | $1,410,000 | 4,476 |
| Premises and equipment expense | $278,000 | 5,613 |
| Additional noninterest expense | $1,048,000 | 3,796 |
| Pre-tax net operating income | $1,041,000 | 5,296 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $318,000 | 5,018 |
| Income before extraordinary items | $723,000 | 5,515 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $723,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,860 |
| Cash dividends | $280,000 | 4,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $723,000 | 5,407 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,116,000 | 4,985 |
| Total interest expense | $2,823,000 | 4,961 |
| Net interest income | $3,293,000 | 4,946 |
| Provision for loan and lease losses | $73,000 | 5,838 |
| Total noninterest income | $416,000 | 5,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,039 |
| Total noninterest expense | $2,352,000 | 5,021 |
| Salaries and employee benefits | $1,186,000 | 5,152 |
| Premises and equipment expense | $247,000 | 6,101 |
| Additional noninterest expense | $919,000 | 4,229 |
| Pre-tax net operating income | $1,284,000 | 5,011 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $414,000 | 4,777 |
| Income before extraordinary items | $870,000 | 5,176 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $870,000 | 5,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,034 |
| Cash dividends | $290,000 | 4,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $870,000 | 5,120 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,641,000 | 5,419 |
| Total interest expense | $2,620,000 | 5,331 |
| Net interest income | $3,021,000 | 5,422 |
| Provision for loan and lease losses | $95,000 | 5,238 |
| Total noninterest income | $371,000 | 6,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $2,309,000 | 5,320 |
| Salaries and employee benefits | $1,137,000 | 5,453 |
| Premises and equipment expense | $280,000 | 5,838 |
| Additional noninterest expense | $892,000 | 4,791 |
| Pre-tax net operating income | $988,000 | 5,779 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $298,000 | 5,851 |
| Income before extraordinary items | $690,000 | 5,801 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $690,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,045 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $690,000 | 5,745 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 5,628 |
| Total interest expense | $2,568,000 | 5,445 |
| Net interest income | $2,874,000 | 5,694 |
| Provision for loan and lease losses | $89,000 | 4,893 |
| Total noninterest income | $370,000 | 6,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,842 |
| Total noninterest expense | $2,271,000 | 5,415 |
| Salaries and employee benefits | $1,087,000 | 5,659 |
| Premises and equipment expense | $280,000 | 5,928 |
| Additional noninterest expense | $904,000 | 4,749 |
| Pre-tax net operating income | $884,000 | 6,494 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $259,000 | 6,521 |
| Income before extraordinary items | $625,000 | 6,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $625,000 | 6,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,931 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $625,000 | 6,448 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 5,916 |
| Total interest expense | $1,884,000 | 5,873 |
| Net interest income | $2,849,000 | 5,829 |
| Provision for loan and lease losses | $70,000 | 5,310 |
| Total noninterest income | $342,000 | 6,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $2,200,000 | 5,742 |
| Salaries and employee benefits | $1,043,000 | 5,890 |
| Premises and equipment expense | $205,000 | 7,319 |
| Additional noninterest expense | $952,000 | 4,914 |
| Pre-tax net operating income | $921,000 | 6,292 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $248,000 | 6,570 |
| Income before extraordinary items | $673,000 | 6,075 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $673,000 | 6,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $673,000 | 6,147 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,567,000 | 6,234 |
| Total interest expense | $1,836,000 | 6,252 |
| Net interest income | $2,731,000 | 6,106 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $332,000 | 7,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 5,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,419 |
| Total noninterest expense | $2,170,000 | 5,931 |
| Salaries and employee benefits | $987,000 | 6,207 |
| Premises and equipment expense | $230,000 | 7,093 |
| Additional noninterest expense | $953,000 | 5,132 |
| Pre-tax net operating income | $718,000 | 7,267 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $213,000 | 7,377 |
| Income before extraordinary items | $505,000 | 7,504 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $505,000 | 7,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 4,080 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $505,000 | 7,256 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 6,595 |
| Total interest expense | $2,054,000 | 6,996 |
| Net interest income | $2,723,000 | 6,173 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $286,000 | 7,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $2,056,000 | 6,231 |
| Salaries and employee benefits | $933,000 | 6,435 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $902,000 | 5,514 |
| Pre-tax net operating income | $833,000 | 6,417 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $265,000 | 6,436 |
| Income before extraordinary items | $602,000 | 6,563 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $602,000 | 6,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 6,234 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $578,540 | 6,365 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.