Home > Farmers and Merchants Bank > Income and Expense
Farmers and Merchants Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,912,000 | 2,603 |
| Total interest expense | $1,554,000 | 3,296 |
| Net interest income | $10,358,000 | 2,342 |
| Provision for loan and lease losses | $1,750,000 | 596 |
| Total noninterest income | $1,339,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $500,000 | 1,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $839,000 | 2,463 |
| Total noninterest expense | $9,154,000 | 2,141 |
| Salaries and employee benefits | $4,457,000 | 2,364 |
| Premises and equipment expense | $1,092,000 | 1,924 |
| Additional noninterest expense | $839,000 | 2,463 |
| Pre-tax net operating income | $793,000 | 3,729 |
| Securities gains (losses) | $-276,000 | 4,048 |
| Applicable income taxes | $42,000 | 3,073 |
| Income before extraordinary items | $475,000 | 3,905 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $475,000 | 3,944 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $475,000 | 3,907 |
| Net charge-offs | $1,690,000 | 414 |
| Cash dividends | $700,000 | 2,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $728,920 | 3,713 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,984,000 | 2,573 |
| Total interest expense | $956,000 | 3,406 |
| Net interest income | $8,028,000 | 2,297 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,102,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $375,000 | 1,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $727,000 | 2,292 |
| Total noninterest expense | $6,735,000 | 2,165 |
| Salaries and employee benefits | $3,350,000 | 2,350 |
| Premises and equipment expense | $741,000 | 2,047 |
| Additional noninterest expense | $727,000 | 2,291 |
| Pre-tax net operating income | $2,395,000 | 2,495 |
| Securities gains (losses) | $-9,000 | 3,466 |
| Applicable income taxes | $450,000 | 1,823 |
| Income before extraordinary items | $1,936,000 | 2,552 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,936,000 | 2,578 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,936,000 | 2,553 |
| Net charge-offs | $12,000 | 2,080 |
| Cash dividends | $525,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,943,290 | 2,569 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 2,554 |
| Total interest expense | $467,000 | 3,571 |
| Net interest income | $5,469,000 | 2,286 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $725,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $245,000 | 1,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 2,234 |
| Total noninterest expense | $4,339,000 | 2,200 |
| Salaries and employee benefits | $2,190,000 | 2,385 |
| Premises and equipment expense | $483,000 | 2,061 |
| Additional noninterest expense | $480,000 | 2,230 |
| Pre-tax net operating income | $1,855,000 | 2,332 |
| Securities gains (losses) | $-9,000 | 3,781 |
| Applicable income taxes | $334,000 | 1,776 |
| Income before extraordinary items | $1,512,000 | 2,396 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,512,000 | 2,423 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,512,000 | 2,396 |
| Net charge-offs | $24,000 | 1,463 |
| Cash dividends | $350,000 | 2,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,519,380 | 2,406 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 2,531 |
| Total interest expense | $197,000 | 3,573 |
| Net interest income | $2,779,000 | 2,273 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $374,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $129,000 | 1,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 2,211 |
| Total noninterest expense | $2,148,000 | 2,250 |
| Salaries and employee benefits | $1,073,000 | 2,444 |
| Premises and equipment expense | $244,000 | 2,080 |
| Additional noninterest expense | $245,000 | 2,211 |
| Pre-tax net operating income | $1,005,000 | 2,297 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $172,000 | 1,780 |
| Income before extraordinary items | $833,000 | 2,328 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $833,000 | 2,328 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $833,000 | 2,328 |
| Net charge-offs | $19,000 | 1,134 |
| Cash dividends | $175,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $833,000 | 2,351 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,693,000 | 2,432 |
| Total interest expense | $784,000 | 2,713 |
| Net interest income | $9,909,000 | 2,378 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,650,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $559,000 | 1,567 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,091,000 | 2,248 |
| Total noninterest expense | $8,367,000 | 2,239 |
| Salaries and employee benefits | $4,237,000 | 2,406 |
| Premises and equipment expense | $990,000 | 2,018 |
| Additional noninterest expense | $1,091,000 | 2,248 |
| Pre-tax net operating income | $3,192,000 | 2,582 |
| Securities gains (losses) | $3,000 | 566 |
| Applicable income taxes | $684,000 | 1,825 |
| Income before extraordinary items | $2,511,000 | 2,680 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,511,000 | 2,677 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,511,000 | 2,679 |
| Net charge-offs | $28,000 | 1,796 |
| Cash dividends | $700,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,508,630 | 2,708 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,804,000 | 2,421 |
| Total interest expense | $597,000 | 2,425 |
| Net interest income | $7,207,000 | 2,407 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,216,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $418,000 | 1,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $798,000 | 2,309 |
| Total noninterest expense | $6,178,000 | 2,255 |
| Salaries and employee benefits | $3,106,000 | 2,437 |
| Premises and equipment expense | $726,000 | 2,054 |
| Additional noninterest expense | $798,000 | 2,309 |
| Pre-tax net operating income | $2,245,000 | 2,653 |
| Securities gains (losses) | $3,000 | 589 |
| Applicable income taxes | $452,000 | 1,904 |
| Income before extraordinary items | $1,796,000 | 2,719 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,796,000 | 2,717 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,796,000 | 2,718 |
| Net charge-offs | $20,000 | 1,597 |
| Cash dividends | $525,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,793,600 | 2,755 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,043,000 | 2,418 |
| Total interest expense | $401,000 | 2,259 |
| Net interest income | $4,642,000 | 2,423 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $839,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $277,000 | 1,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $562,000 | 2,267 |
| Total noninterest expense | $4,017,000 | 2,276 |
| Salaries and employee benefits | $2,005,000 | 2,497 |
| Premises and equipment expense | $472,000 | 2,085 |
| Additional noninterest expense | $1,540,000 | 1,959 |
| Pre-tax net operating income | $1,464,000 | 2,594 |
| Securities gains (losses) | $3,000 | 528 |
| Applicable income taxes | $294,000 | 1,866 |
| Income before extraordinary items | $1,173,000 | 2,650 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,173,000 | 2,648 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,173,000 | 2,650 |
| Net charge-offs | $17,000 | 1,382 |
| Cash dividends | $350,000 | 2,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,170,600 | 2,688 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,376,000 | 2,460 |
| Total interest expense | $198,000 | 2,236 |
| Net interest income | $2,178,000 | 2,466 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $461,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $134,000 | 1,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 2,089 |
| Total noninterest expense | $1,998,000 | 2,291 |
| Salaries and employee benefits | $995,000 | 2,516 |
| Premises and equipment expense | $241,000 | 2,078 |
| Additional noninterest expense | $762,000 | 1,946 |
| Pre-tax net operating income | $641,000 | 2,647 |
| Securities gains (losses) | $2,000 | 526 |
| Applicable income taxes | $129,000 | 1,906 |
| Income before extraordinary items | $514,000 | 2,723 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $514,000 | 2,721 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $514,000 | 2,723 |
| Net charge-offs | $5,000 | 1,366 |
| Cash dividends | $175,000 | 1,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $512,400 | 2,749 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,147,000 | 2,592 |
| Total interest expense | $816,000 | 2,495 |
| Net interest income | $8,331,000 | 2,588 |
| Provision for loan and lease losses | $250,000 | 1,548 |
| Total noninterest income | $1,491,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $462,000 | 1,687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,029,000 | 2,598 |
| Total noninterest expense | $7,654,000 | 2,353 |
| Salaries and employee benefits | $3,941,000 | 2,525 |
| Premises and equipment expense | $1,001,000 | 2,029 |
| Additional noninterest expense | $2,712,000 | 2,130 |
| Pre-tax net operating income | $1,918,000 | 3,199 |
| Securities gains (losses) | $99,000 | 867 |
| Applicable income taxes | $357,000 | 2,337 |
| Income before extraordinary items | $1,660,000 | 3,244 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,660,000 | 3,243 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,660,000 | 3,244 |
| Net charge-offs | $78,000 | 1,445 |
| Cash dividends | $700,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,578,820 | 3,272 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,829,000 | 2,652 |
| Total interest expense | $616,000 | 2,567 |
| Net interest income | $6,213,000 | 2,636 |
| Provision for loan and lease losses | $150,000 | 1,662 |
| Total noninterest income | $1,106,000 | 2,601 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $325,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $781,000 | 2,629 |
| Total noninterest expense | $5,708,000 | 2,370 |
| Salaries and employee benefits | $2,984,000 | 2,526 |
| Premises and equipment expense | $735,000 | 2,086 |
| Additional noninterest expense | $1,989,000 | 2,166 |
| Pre-tax net operating income | $1,461,000 | 3,291 |
| Securities gains (losses) | $99,000 | 809 |
| Applicable income taxes | $330,000 | 2,250 |
| Income before extraordinary items | $1,230,000 | 3,384 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,230,000 | 3,384 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,230,000 | 3,384 |
| Net charge-offs | $3,000 | 2,246 |
| Cash dividends | $525,000 | 2,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,151,790 | 3,421 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 2,668 |
| Total interest expense | $407,000 | 2,648 |
| Net interest income | $4,136,000 | 2,642 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $729,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $207,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $522,000 | 2,591 |
| Total noninterest expense | $3,763,000 | 2,377 |
| Salaries and employee benefits | $2,011,000 | 2,501 |
| Premises and equipment expense | $481,000 | 2,106 |
| Additional noninterest expense | $1,271,000 | 2,212 |
| Pre-tax net operating income | $952,000 | 3,313 |
| Securities gains (losses) | $99,000 | 670 |
| Applicable income taxes | $221,000 | 2,242 |
| Income before extraordinary items | $830,000 | 3,347 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $830,000 | 3,346 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $830,000 | 3,347 |
| Net charge-offs | $1,000 | 2,145 |
| Cash dividends | $350,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $751,790 | 3,439 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 2,643 |
| Total interest expense | $203,000 | 2,743 |
| Net interest income | $2,087,000 | 2,603 |
| Provision for loan and lease losses | $90,000 | 1,312 |
| Total noninterest income | $369,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $104,000 | 1,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 2,570 |
| Total noninterest expense | $1,883,000 | 2,356 |
| Salaries and employee benefits | $1,013,000 | 2,482 |
| Premises and equipment expense | $239,000 | 2,121 |
| Additional noninterest expense | $631,000 | 2,186 |
| Pre-tax net operating income | $483,000 | 3,284 |
| Securities gains (losses) | $99,000 | 485 |
| Applicable income taxes | $112,000 | 2,212 |
| Income before extraordinary items | $470,000 | 3,181 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $470,000 | 3,182 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $470,000 | 3,181 |
| Net charge-offs | $4,000 | 1,577 |
| Cash dividends | $175,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $389,810 | 3,378 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,745,000 | 2,556 |
| Total interest expense | $830,000 | 3,204 |
| Net interest income | $8,915,000 | 2,442 |
| Provision for loan and lease losses | $704,000 | 1,930 |
| Total noninterest income | $1,444,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $561,000 | 1,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $883,000 | 2,600 |
| Total noninterest expense | $7,551,000 | 2,356 |
| Salaries and employee benefits | $4,031,000 | 2,469 |
| Premises and equipment expense | $938,000 | 2,114 |
| Additional noninterest expense | $2,582,000 | 2,160 |
| Pre-tax net operating income | $2,104,000 | 2,893 |
| Securities gains (losses) | $69,000 | 1,564 |
| Applicable income taxes | $356,000 | 2,186 |
| Income before extraordinary items | $1,817,000 | 2,942 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,817,000 | 2,941 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,817,000 | 2,942 |
| Net charge-offs | $178,000 | 1,628 |
| Cash dividends | $600,000 | 2,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,759,040 | 2,941 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,267,000 | 2,577 |
| Total interest expense | $625,000 | 3,296 |
| Net interest income | $6,642,000 | 2,446 |
| Provision for loan and lease losses | $314,000 | 2,392 |
| Total noninterest income | $1,090,000 | 2,421 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $444,000 | 1,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $646,000 | 2,590 |
| Total noninterest expense | $5,662,000 | 2,339 |
| Salaries and employee benefits | $3,046,000 | 2,440 |
| Premises and equipment expense | $679,000 | 2,153 |
| Additional noninterest expense | $1,937,000 | 2,116 |
| Pre-tax net operating income | $1,756,000 | 2,761 |
| Securities gains (losses) | $69,000 | 1,386 |
| Applicable income taxes | $347,000 | 1,986 |
| Income before extraordinary items | $1,478,000 | 2,853 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,478,000 | 2,852 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,478,000 | 2,853 |
| Net charge-offs | $158,000 | 1,387 |
| Cash dividends | $450,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,422,110 | 2,856 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 2,605 |
| Total interest expense | $417,000 | 3,402 |
| Net interest income | $4,443,000 | 2,450 |
| Provision for loan and lease losses | $176,000 | 2,530 |
| Total noninterest income | $707,000 | 2,418 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $288,000 | 1,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 2,561 |
| Total noninterest expense | $3,773,000 | 2,337 |
| Salaries and employee benefits | $2,033,000 | 2,440 |
| Premises and equipment expense | $450,000 | 2,160 |
| Additional noninterest expense | $1,290,000 | 2,120 |
| Pre-tax net operating income | $1,201,000 | 2,693 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $198,000 | 2,071 |
| Income before extraordinary items | $1,003,000 | 2,806 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,003,000 | 2,805 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,003,000 | 2,806 |
| Net charge-offs | $29,000 | 2,009 |
| Cash dividends | $300,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,003,000 | 2,757 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 2,587 |
| Total interest expense | $210,000 | 3,523 |
| Net interest income | $2,245,000 | 2,407 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $372,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $166,000 | 1,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 2,408 |
| Total noninterest expense | $1,838,000 | 2,391 |
| Salaries and employee benefits | $995,000 | 2,494 |
| Premises and equipment expense | $221,000 | 2,201 |
| Additional noninterest expense | $622,000 | 2,190 |
| Pre-tax net operating income | $704,000 | 2,342 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $106,000 | 1,892 |
| Income before extraordinary items | $598,000 | 2,412 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $598,000 | 2,411 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $598,000 | 2,412 |
| Net charge-offs | $22,000 | 1,562 |
| Cash dividends | $150,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $598,000 | 2,382 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,395,000 | 2,674 |
| Total interest expense | $773,000 | 3,660 |
| Net interest income | $8,622,000 | 2,487 |
| Provision for loan and lease losses | $283,000 | 2,036 |
| Total noninterest income | $1,614,000 | 2,215 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $697,000 | 1,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $917,000 | 2,359 |
| Total noninterest expense | $7,187,000 | 2,401 |
| Salaries and employee benefits | $3,832,000 | 2,528 |
| Premises and equipment expense | $895,000 | 2,192 |
| Additional noninterest expense | $2,460,000 | 2,243 |
| Pre-tax net operating income | $2,766,000 | 2,585 |
| Securities gains (losses) | $17,000 | 1,705 |
| Applicable income taxes | $495,000 | 1,995 |
| Income before extraordinary items | $2,288,000 | 2,712 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,288,000 | 2,712 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,288,000 | 2,714 |
| Net charge-offs | $221,000 | 1,593 |
| Cash dividends | $600,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,274,060 | 2,682 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 2,730 |
| Total interest expense | $564,000 | 3,739 |
| Net interest income | $6,415,000 | 2,535 |
| Provision for loan and lease losses | $173,000 | 2,136 |
| Total noninterest income | $1,200,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $518,000 | 1,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $682,000 | 2,351 |
| Total noninterest expense | $5,341,000 | 2,425 |
| Salaries and employee benefits | $2,849,000 | 2,552 |
| Premises and equipment expense | $642,000 | 2,259 |
| Additional noninterest expense | $1,850,000 | 2,239 |
| Pre-tax net operating income | $2,101,000 | 2,636 |
| Securities gains (losses) | $8,000 | 1,718 |
| Applicable income taxes | $403,000 | 1,988 |
| Income before extraordinary items | $1,706,000 | 2,768 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,706,000 | 2,769 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,706,000 | 2,769 |
| Net charge-offs | $115,000 | 1,677 |
| Cash dividends | $450,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,699,520 | 2,745 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,575,000 | 2,767 |
| Total interest expense | $369,000 | 3,744 |
| Net interest income | $4,206,000 | 2,575 |
| Provision for loan and lease losses | $127,000 | 1,981 |
| Total noninterest income | $803,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $344,000 | 1,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $459,000 | 2,309 |
| Total noninterest expense | $3,537,000 | 2,449 |
| Salaries and employee benefits | $1,884,000 | 2,578 |
| Premises and equipment expense | $432,000 | 2,264 |
| Additional noninterest expense | $1,221,000 | 2,262 |
| Pre-tax net operating income | $1,345,000 | 2,679 |
| Securities gains (losses) | $9,000 | 1,239 |
| Applicable income taxes | $247,000 | 2,037 |
| Income before extraordinary items | $1,107,000 | 2,793 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,107,000 | 2,792 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,107,000 | 2,792 |
| Net charge-offs | $79,000 | 1,548 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,099,620 | 2,782 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 2,800 |
| Total interest expense | $175,000 | 3,810 |
| Net interest income | $2,091,000 | 2,596 |
| Provision for loan and lease losses | $45,000 | 2,137 |
| Total noninterest income | $379,000 | 2,230 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $183,000 | 1,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 2,414 |
| Total noninterest expense | $1,767,000 | 2,463 |
| Salaries and employee benefits | $935,000 | 2,606 |
| Premises and equipment expense | $217,000 | 2,285 |
| Additional noninterest expense | $615,000 | 2,238 |
| Pre-tax net operating income | $658,000 | 2,665 |
| Securities gains (losses) | $11,000 | 693 |
| Applicable income taxes | $101,000 | 2,140 |
| Income before extraordinary items | $568,000 | 2,718 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $568,000 | 2,717 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $568,000 | 2,717 |
| Net charge-offs | $57,000 | 1,144 |
| Cash dividends | $150,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $558,650 | 2,722 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,648,000 | 2,795 |
| Total interest expense | $532,000 | 3,847 |
| Net interest income | $8,116,000 | 2,632 |
| Provision for loan and lease losses | $180,000 | 2,460 |
| Total noninterest income | $1,384,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $777,000 | 1,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $607,000 | 2,833 |
| Total noninterest expense | $7,116,000 | 2,449 |
| Salaries and employee benefits | $3,780,000 | 2,542 |
| Premises and equipment expense | $858,000 | 2,263 |
| Additional noninterest expense | $2,478,000 | 2,241 |
| Pre-tax net operating income | $2,204,000 | 2,984 |
| Securities gains (losses) | $1,000 | 1,025 |
| Applicable income taxes | $354,000 | 2,259 |
| Income before extraordinary items | $1,851,000 | 3,043 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,851,000 | 3,042 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,851,000 | 3,042 |
| Net charge-offs | $33,000 | 2,857 |
| Cash dividends | $500,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,850,160 | 3,049 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,324,000 | 2,833 |
| Total interest expense | $382,000 | 3,862 |
| Net interest income | $5,942,000 | 2,680 |
| Provision for loan and lease losses | $60,000 | 3,056 |
| Total noninterest income | $1,092,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $585,000 | 1,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,734 |
| Total noninterest expense | $5,309,000 | 2,463 |
| Salaries and employee benefits | $2,809,000 | 2,561 |
| Premises and equipment expense | $639,000 | 2,285 |
| Additional noninterest expense | $1,861,000 | 2,229 |
| Pre-tax net operating income | $1,665,000 | 3,027 |
| Securities gains (losses) | $1,000 | 1,016 |
| Applicable income taxes | $311,000 | 2,208 |
| Income before extraordinary items | $1,355,000 | 3,139 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,355,000 | 3,137 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,355,000 | 3,138 |
| Net charge-offs | $19,000 | 2,737 |
| Cash dividends | $375,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,354,190 | 3,131 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 2,856 |
| Total interest expense | $245,000 | 3,868 |
| Net interest income | $3,891,000 | 2,709 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $711,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $383,000 | 1,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $328,000 | 2,783 |
| Total noninterest expense | $3,489,000 | 2,501 |
| Salaries and employee benefits | $1,859,000 | 2,593 |
| Premises and equipment expense | $421,000 | 2,323 |
| Additional noninterest expense | $1,209,000 | 2,279 |
| Pre-tax net operating income | $1,083,000 | 3,045 |
| Securities gains (losses) | $1,000 | 871 |
| Applicable income taxes | $193,000 | 2,249 |
| Income before extraordinary items | $891,000 | 3,126 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $891,000 | 3,123 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $891,000 | 3,125 |
| Net charge-offs | $18,000 | 2,302 |
| Cash dividends | $250,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $890,180 | 3,120 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,042,000 | 2,890 |
| Total interest expense | $118,000 | 3,886 |
| Net interest income | $1,924,000 | 2,748 |
| Provision for loan and lease losses | $10,000 | 3,121 |
| Total noninterest income | $355,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $203,000 | 1,373 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 2,826 |
| Total noninterest expense | $1,721,000 | 2,534 |
| Salaries and employee benefits | $929,000 | 2,623 |
| Premises and equipment expense | $215,000 | 2,327 |
| Additional noninterest expense | $577,000 | 2,364 |
| Pre-tax net operating income | $548,000 | 2,968 |
| Securities gains (losses) | $-2,000 | 5,038 |
| Applicable income taxes | $82,000 | 2,327 |
| Income before extraordinary items | $464,000 | 3,022 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $464,000 | 3,023 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $464,000 | 3,023 |
| Net charge-offs | $18,000 | 1,708 |
| Cash dividends | $125,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $465,700 | 3,008 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,952,000 | 2,878 |
| Total interest expense | $523,000 | 3,603 |
| Net interest income | $7,429,000 | 2,771 |
| Provision for loan and lease losses | $85,000 | 3,210 |
| Total noninterest income | $1,380,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $753,000 | 1,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,865 |
| Total noninterest expense | $6,542,000 | 2,616 |
| Salaries and employee benefits | $3,446,000 | 2,738 |
| Premises and equipment expense | $837,000 | 2,378 |
| Additional noninterest expense | $2,259,000 | 2,438 |
| Pre-tax net operating income | $2,182,000 | 2,979 |
| Securities gains (losses) | $29,000 | 1,167 |
| Applicable income taxes | $901,000 | 1,966 |
| Income before extraordinary items | $1,310,000 | 3,362 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,310,000 | 3,360 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,310,000 | 3,362 |
| Net charge-offs | $87,000 | 2,558 |
| Cash dividends | $500,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,291,440 | 3,363 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,929,000 | 2,908 |
| Total interest expense | $397,000 | 3,590 |
| Net interest income | $5,532,000 | 2,811 |
| Provision for loan and lease losses | $35,000 | 3,483 |
| Total noninterest income | $1,009,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $549,000 | 1,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $460,000 | 2,919 |
| Total noninterest expense | $4,876,000 | 2,643 |
| Salaries and employee benefits | $2,563,000 | 2,778 |
| Premises and equipment expense | $622,000 | 2,409 |
| Additional noninterest expense | $1,691,000 | 2,443 |
| Pre-tax net operating income | $1,630,000 | 3,026 |
| Securities gains (losses) | $22,000 | 1,272 |
| Applicable income taxes | $448,000 | 2,173 |
| Income before extraordinary items | $1,204,000 | 3,200 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,204,000 | 3,199 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,204,000 | 3,200 |
| Net charge-offs | $44,000 | 2,551 |
| Cash dividends | $375,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,187,940 | 3,206 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 2,905 |
| Total interest expense | $268,000 | 3,551 |
| Net interest income | $3,663,000 | 2,810 |
| Provision for loan and lease losses | $20,000 | 3,394 |
| Total noninterest income | $644,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $364,000 | 1,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 3,032 |
| Total noninterest expense | $3,235,000 | 2,660 |
| Salaries and employee benefits | $1,682,000 | 2,822 |
| Premises and equipment expense | $418,000 | 2,398 |
| Additional noninterest expense | $1,135,000 | 2,444 |
| Pre-tax net operating income | $1,052,000 | 3,038 |
| Securities gains (losses) | $11,000 | 1,225 |
| Applicable income taxes | $277,000 | 2,212 |
| Income before extraordinary items | $786,000 | 3,198 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $786,000 | 3,197 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $786,000 | 3,198 |
| Net charge-offs | $22,000 | 2,525 |
| Cash dividends | $250,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $777,860 | 3,199 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,944,000 | 2,922 |
| Total interest expense | $136,000 | 3,520 |
| Net interest income | $1,808,000 | 2,837 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $323,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $184,000 | 1,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 3,034 |
| Total noninterest expense | $1,608,000 | 2,700 |
| Salaries and employee benefits | $837,000 | 2,857 |
| Premises and equipment expense | $208,000 | 2,453 |
| Additional noninterest expense | $563,000 | 2,439 |
| Pre-tax net operating income | $523,000 | 3,011 |
| Securities gains (losses) | $4,000 | 846 |
| Applicable income taxes | $122,000 | 2,288 |
| Income before extraordinary items | $405,000 | 3,111 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $405,000 | 3,110 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $405,000 | 3,111 |
| Net charge-offs | $9,000 | 2,245 |
| Cash dividends | $125,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $401,920 | 3,109 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,559,000 | 2,973 |
| Total interest expense | $572,000 | 3,404 |
| Net interest income | $6,987,000 | 2,892 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,429,000 | 2,554 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $698,000 | 1,618 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $731,000 | 2,770 |
| Total noninterest expense | $6,693,000 | 2,648 |
| Salaries and employee benefits | $3,609,000 | 2,693 |
| Premises and equipment expense | $840,000 | 2,410 |
| Additional noninterest expense | $2,244,000 | 2,534 |
| Pre-tax net operating income | $1,723,000 | 3,309 |
| Securities gains (losses) | $142,000 | 1,093 |
| Applicable income taxes | $309,000 | 2,635 |
| Income before extraordinary items | $1,556,000 | 3,220 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,556,000 | 3,220 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,556,000 | 3,220 |
| Net charge-offs | $57,000 | 3,043 |
| Cash dividends | $500,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,438,140 | 3,296 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 2,992 |
| Total interest expense | $430,000 | 3,423 |
| Net interest income | $5,201,000 | 2,907 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,168,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $505,000 | 1,668 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $663,000 | 2,550 |
| Total noninterest expense | $5,177,000 | 2,570 |
| Salaries and employee benefits | $2,762,000 | 2,653 |
| Premises and equipment expense | $629,000 | 2,424 |
| Additional noninterest expense | $1,786,000 | 2,407 |
| Pre-tax net operating income | $1,192,000 | 3,481 |
| Securities gains (losses) | $142,000 | 1,025 |
| Applicable income taxes | $219,000 | 2,741 |
| Income before extraordinary items | $1,115,000 | 3,320 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,115,000 | 3,318 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,115,000 | 3,320 |
| Net charge-offs | $47,000 | 2,629 |
| Cash dividends | $400,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $995,720 | 3,444 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 3,022 |
| Total interest expense | $288,000 | 3,427 |
| Net interest income | $3,422,000 | 2,944 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $835,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $313,000 | 1,750 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $522,000 | 2,322 |
| Total noninterest expense | $3,474,000 | 2,575 |
| Salaries and employee benefits | $1,853,000 | 2,655 |
| Premises and equipment expense | $419,000 | 2,426 |
| Additional noninterest expense | $1,202,000 | 2,398 |
| Pre-tax net operating income | $783,000 | 3,490 |
| Securities gains (losses) | $100,000 | 964 |
| Applicable income taxes | $115,000 | 2,902 |
| Income before extraordinary items | $768,000 | 3,260 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $768,000 | 3,258 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $768,000 | 3,258 |
| Net charge-offs | $48,000 | 2,170 |
| Cash dividends | $300,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $681,000 | 3,403 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 3,021 |
| Total interest expense | $146,000 | 3,430 |
| Net interest income | $1,718,000 | 2,942 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $485,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $157,000 | 1,739 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $328,000 | 1,987 |
| Total noninterest expense | $1,803,000 | 2,518 |
| Salaries and employee benefits | $1,016,000 | 2,490 |
| Premises and equipment expense | $209,000 | 2,466 |
| Additional noninterest expense | $578,000 | 2,470 |
| Pre-tax net operating income | $400,000 | 3,404 |
| Securities gains (losses) | $-1,000 | 5,825 |
| Applicable income taxes | $7,000 | 3,863 |
| Income before extraordinary items | $392,000 | 3,169 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $392,000 | 3,167 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $392,000 | 3,168 |
| Net charge-offs | $37,000 | 1,626 |
| Cash dividends | $200,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $392,980 | 3,106 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,546,000 | 2,958 |
| Total interest expense | $732,000 | 2,978 |
| Net interest income | $6,814,000 | 2,919 |
| Provision for loan and lease losses | $-35,000 | 5,655 |
| Total noninterest income | $1,320,000 | 2,647 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $627,000 | 1,785 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $693,000 | 2,855 |
| Total noninterest expense | $6,644,000 | 2,659 |
| Salaries and employee benefits | $3,544,000 | 2,717 |
| Premises and equipment expense | $820,000 | 2,511 |
| Additional noninterest expense | $2,280,000 | 2,518 |
| Pre-tax net operating income | $1,525,000 | 3,472 |
| Securities gains (losses) | $84,000 | 1,264 |
| Applicable income taxes | $302,000 | 2,657 |
| Income before extraordinary items | $1,307,000 | 3,461 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,307,000 | 3,459 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,307,000 | 3,461 |
| Net charge-offs | $239,000 | 1,822 |
| Cash dividends | $400,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,238,960 | 3,528 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,694,000 | 2,958 |
| Total interest expense | $583,000 | 2,917 |
| Net interest income | $5,111,000 | 2,936 |
| Provision for loan and lease losses | $-35,000 | 5,853 |
| Total noninterest income | $984,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $465,000 | 1,815 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $519,000 | 2,869 |
| Total noninterest expense | $5,089,000 | 2,627 |
| Salaries and employee benefits | $2,682,000 | 2,699 |
| Premises and equipment expense | $610,000 | 2,555 |
| Additional noninterest expense | $1,797,000 | 2,414 |
| Pre-tax net operating income | $1,041,000 | 3,671 |
| Securities gains (losses) | $32,000 | 1,747 |
| Applicable income taxes | $256,000 | 2,630 |
| Income before extraordinary items | $817,000 | 3,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $817,000 | 3,841 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $817,000 | 3,842 |
| Net charge-offs | $73,000 | 2,448 |
| Cash dividends | $300,000 | 2,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $792,680 | 3,844 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,790,000 | 2,966 |
| Total interest expense | $414,000 | 2,807 |
| Net interest income | $3,376,000 | 2,963 |
| Provision for loan and lease losses | $-35,000 | 5,985 |
| Total noninterest income | $638,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $307,000 | 1,807 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $331,000 | 2,940 |
| Total noninterest expense | $3,370,000 | 2,665 |
| Salaries and employee benefits | $1,793,000 | 2,707 |
| Premises and equipment expense | $409,000 | 2,551 |
| Additional noninterest expense | $1,168,000 | 2,489 |
| Pre-tax net operating income | $679,000 | 3,700 |
| Securities gains (losses) | $28,000 | 1,532 |
| Applicable income taxes | $164,000 | 2,650 |
| Income before extraordinary items | $543,000 | 3,828 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $543,000 | 3,829 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $543,000 | 3,831 |
| Net charge-offs | $32,000 | 2,648 |
| Cash dividends | $200,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $521,440 | 3,841 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 2,981 |
| Total interest expense | $212,000 | 2,772 |
| Net interest income | $1,669,000 | 2,980 |
| Provision for loan and lease losses | $-35,000 | 6,139 |
| Total noninterest income | $317,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $159,000 | 1,753 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $158,000 | 2,948 |
| Total noninterest expense | $1,699,000 | 2,655 |
| Salaries and employee benefits | $899,000 | 2,729 |
| Premises and equipment expense | $202,000 | 2,632 |
| Additional noninterest expense | $598,000 | 2,423 |
| Pre-tax net operating income | $322,000 | 3,768 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $67,000 | 2,776 |
| Income before extraordinary items | $267,000 | 3,851 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $267,000 | 3,854 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $267,000 | 3,855 |
| Net charge-offs | $20,000 | 2,118 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $257,400 | 3,827 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,793,000 | 2,935 |
| Total interest expense | $920,000 | 2,740 |
| Net interest income | $6,873,000 | 2,932 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $1,467,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $721,000 | 1,717 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $746,000 | 2,734 |
| Total noninterest expense | $6,472,000 | 2,765 |
| Salaries and employee benefits | $3,459,000 | 2,780 |
| Premises and equipment expense | $873,000 | 2,502 |
| Additional noninterest expense | $2,140,000 | 2,732 |
| Pre-tax net operating income | $1,748,000 | 3,220 |
| Securities gains (losses) | $143,000 | 1,003 |
| Applicable income taxes | $300,000 | 2,636 |
| Income before extraordinary items | $1,591,000 | 3,145 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,591,000 | 3,145 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,591,000 | 3,146 |
| Net charge-offs | $138,000 | 2,866 |
| Cash dividends | $400,000 | 3,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,470,880 | 3,222 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,883,000 | 2,954 |
| Total interest expense | $698,000 | 2,755 |
| Net interest income | $5,185,000 | 2,946 |
| Provision for loan and lease losses | $120,000 | 2,607 |
| Total noninterest income | $1,092,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $549,000 | 1,703 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $543,000 | 2,797 |
| Total noninterest expense | $4,878,000 | 2,768 |
| Salaries and employee benefits | $2,560,000 | 2,813 |
| Premises and equipment expense | $663,000 | 2,505 |
| Additional noninterest expense | $1,655,000 | 2,669 |
| Pre-tax net operating income | $1,279,000 | 3,308 |
| Securities gains (losses) | $140,000 | 803 |
| Applicable income taxes | $222,000 | 2,717 |
| Income before extraordinary items | $1,197,000 | 3,152 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,197,000 | 3,152 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,197,000 | 3,153 |
| Net charge-offs | $134,000 | 2,406 |
| Cash dividends | $300,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,079,400 | 3,311 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 2,956 |
| Total interest expense | $471,000 | 2,755 |
| Net interest income | $3,460,000 | 2,949 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $818,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $365,000 | 1,688 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $453,000 | 2,452 |
| Total noninterest expense | $3,212,000 | 2,807 |
| Salaries and employee benefits | $1,682,000 | 2,870 |
| Premises and equipment expense | $446,000 | 2,496 |
| Additional noninterest expense | $1,084,000 | 2,702 |
| Pre-tax net operating income | $946,000 | 3,052 |
| Securities gains (losses) | $77,000 | 930 |
| Applicable income taxes | $155,000 | 2,655 |
| Income before extraordinary items | $868,000 | 2,936 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $868,000 | 2,942 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $868,000 | 2,942 |
| Net charge-offs | $155,000 | 1,809 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $802,550 | 3,034 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 2,958 |
| Total interest expense | $237,000 | 2,786 |
| Net interest income | $1,737,000 | 2,943 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $328,000 | 2,673 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $193,000 | 1,598 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $135,000 | 3,123 |
| Total noninterest expense | $1,591,000 | 2,852 |
| Salaries and employee benefits | $834,000 | 2,904 |
| Premises and equipment expense | $228,000 | 2,501 |
| Additional noninterest expense | $529,000 | 2,760 |
| Pre-tax net operating income | $474,000 | 3,007 |
| Securities gains (losses) | $-8,000 | 6,414 |
| Applicable income taxes | $99,000 | 2,376 |
| Income before extraordinary items | $367,000 | 3,180 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $367,000 | 3,182 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $367,000 | 3,182 |
| Net charge-offs | $158,000 | 1,091 |
| Cash dividends | $100,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $373,320 | 3,113 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,041,000 | 2,934 |
| Total interest expense | $1,086,000 | 2,777 |
| Net interest income | $6,955,000 | 2,923 |
| Provision for loan and lease losses | $140,000 | 3,337 |
| Total noninterest income | $1,376,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $834,000 | 1,598 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $542,000 | 3,251 |
| Total noninterest expense | $6,499,000 | 2,806 |
| Salaries and employee benefits | $3,356,000 | 2,888 |
| Premises and equipment expense | $951,000 | 2,345 |
| Additional noninterest expense | $2,192,000 | 2,785 |
| Pre-tax net operating income | $1,692,000 | 3,179 |
| Securities gains (losses) | $67,000 | 1,596 |
| Applicable income taxes | $509,000 | 2,134 |
| Income before extraordinary items | $1,250,000 | 3,470 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,250,000 | 3,471 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,250,000 | 3,473 |
| Net charge-offs | $334,000 | 2,449 |
| Cash dividends | $400,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,202,430 | 3,519 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,998,000 | 2,971 |
| Total interest expense | $837,000 | 2,800 |
| Net interest income | $5,161,000 | 2,961 |
| Provision for loan and lease losses | $90,000 | 3,447 |
| Total noninterest income | $1,014,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $621,000 | 1,604 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $393,000 | 3,355 |
| Total noninterest expense | $4,911,000 | 2,793 |
| Salaries and employee benefits | $2,542,000 | 2,877 |
| Premises and equipment expense | $706,000 | 2,396 |
| Additional noninterest expense | $1,663,000 | 2,744 |
| Pre-tax net operating income | $1,174,000 | 3,398 |
| Securities gains (losses) | $67,000 | 1,461 |
| Applicable income taxes | $336,000 | 2,326 |
| Income before extraordinary items | $905,000 | 3,598 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $905,000 | 3,600 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $905,000 | 3,602 |
| Net charge-offs | $240,000 | 2,360 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $856,090 | 3,630 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,980,000 | 2,982 |
| Total interest expense | $576,000 | 2,788 |
| Net interest income | $3,404,000 | 2,983 |
| Provision for loan and lease losses | $90,000 | 3,034 |
| Total noninterest income | $693,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $410,000 | 1,600 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $283,000 | 3,292 |
| Total noninterest expense | $3,258,000 | 2,800 |
| Salaries and employee benefits | $1,666,000 | 2,925 |
| Premises and equipment expense | $471,000 | 2,394 |
| Additional noninterest expense | $1,121,000 | 2,696 |
| Pre-tax net operating income | $749,000 | 3,453 |
| Securities gains (losses) | $67,000 | 1,343 |
| Applicable income taxes | $236,000 | 2,280 |
| Income before extraordinary items | $580,000 | 3,672 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $580,000 | 3,675 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $580,000 | 3,675 |
| Net charge-offs | $227,000 | 1,975 |
| Cash dividends | $200,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $532,430 | 3,731 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 2,966 |
| Total interest expense | $299,000 | 2,784 |
| Net interest income | $1,717,000 | 2,963 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $337,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $212,000 | 1,538 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $125,000 | 3,438 |
| Total noninterest expense | $1,631,000 | 2,829 |
| Salaries and employee benefits | $831,000 | 2,953 |
| Premises and equipment expense | $240,000 | 2,385 |
| Additional noninterest expense | $560,000 | 2,706 |
| Pre-tax net operating income | $333,000 | 3,610 |
| Securities gains (losses) | $38,000 | 1,039 |
| Applicable income taxes | $97,000 | 2,438 |
| Income before extraordinary items | $274,000 | 3,733 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $274,000 | 3,733 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $274,000 | 3,735 |
| Net charge-offs | $164,000 | 1,512 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $245,880 | 3,821 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,294,000 | 3,009 |
| Total interest expense | $1,382,000 | 2,896 |
| Net interest income | $6,912,000 | 3,011 |
| Provision for loan and lease losses | $195,000 | 3,972 |
| Total noninterest income | $1,400,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $833,000 | 1,642 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $567,000 | 3,180 |
| Total noninterest expense | $6,321,000 | 2,919 |
| Salaries and employee benefits | $3,211,000 | 2,987 |
| Premises and equipment expense | $1,005,000 | 2,272 |
| Additional noninterest expense | $2,105,000 | 2,978 |
| Pre-tax net operating income | $1,796,000 | 3,019 |
| Securities gains (losses) | $230,000 | 1,581 |
| Applicable income taxes | $525,000 | 2,135 |
| Income before extraordinary items | $1,501,000 | 3,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,501,000 | 3,123 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,501,000 | 3,123 |
| Net charge-offs | $365,000 | 3,052 |
| Cash dividends | $300,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,330,800 | 3,206 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,212,000 | 3,081 |
| Total interest expense | $1,061,000 | 2,935 |
| Net interest income | $5,151,000 | 3,077 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,014,000 | 2,776 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $609,000 | 1,693 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $405,000 | 3,249 |
| Total noninterest expense | $4,716,000 | 2,938 |
| Salaries and employee benefits | $2,414,000 | 3,000 |
| Premises and equipment expense | $753,000 | 2,296 |
| Additional noninterest expense | $1,549,000 | 3,032 |
| Pre-tax net operating income | $1,449,000 | 2,952 |
| Securities gains (losses) | $206,000 | 1,408 |
| Applicable income taxes | $512,000 | 1,917 |
| Income before extraordinary items | $1,143,000 | 3,172 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,143,000 | 3,171 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,143,000 | 3,170 |
| Net charge-offs | $308,000 | 2,788 |
| Cash dividends | $225,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,000,860 | 3,280 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 3,108 |
| Total interest expense | $734,000 | 2,945 |
| Net interest income | $3,392,000 | 3,123 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $659,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $398,000 | 1,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $261,000 | 3,270 |
| Total noninterest expense | $3,087,000 | 2,987 |
| Salaries and employee benefits | $1,601,000 | 3,018 |
| Premises and equipment expense | $507,000 | 2,263 |
| Additional noninterest expense | $979,000 | 3,183 |
| Pre-tax net operating income | $964,000 | 2,918 |
| Securities gains (losses) | $139,000 | 1,366 |
| Applicable income taxes | $334,000 | 1,939 |
| Income before extraordinary items | $769,000 | 3,127 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $769,000 | 3,126 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $769,000 | 3,127 |
| Net charge-offs | $168,000 | 2,925 |
| Cash dividends | $150,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $671,700 | 3,236 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 3,119 |
| Total interest expense | $386,000 | 2,936 |
| Net interest income | $1,686,000 | 3,150 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $311,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $206,000 | 1,644 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 3,629 |
| Total noninterest expense | $1,509,000 | 3,039 |
| Salaries and employee benefits | $808,000 | 3,004 |
| Premises and equipment expense | $262,000 | 2,209 |
| Additional noninterest expense | $439,000 | 3,427 |
| Pre-tax net operating income | $488,000 | 2,918 |
| Securities gains (losses) | $139,000 | 761 |
| Applicable income taxes | $178,000 | 1,865 |
| Income before extraordinary items | $449,000 | 2,837 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $449,000 | 2,840 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $449,000 | 2,841 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $75,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $348,920 | 3,188 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,753,000 | 3,094 |
| Total interest expense | $1,790,000 | 3,009 |
| Net interest income | $6,963,000 | 3,086 |
| Provision for loan and lease losses | $430,000 | 3,655 |
| Total noninterest income | $1,070,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $792,000 | 1,798 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $278,000 | 3,986 |
| Total noninterest expense | $5,848,000 | 3,123 |
| Salaries and employee benefits | $3,052,000 | 3,075 |
| Premises and equipment expense | $1,050,000 | 2,314 |
| Additional noninterest expense | $1,746,000 | 3,492 |
| Pre-tax net operating income | $1,755,000 | 2,755 |
| Securities gains (losses) | $202,000 | 1,450 |
| Applicable income taxes | $509,000 | 2,009 |
| Income before extraordinary items | $1,448,000 | 2,845 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,448,000 | 2,847 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,448,000 | 2,847 |
| Net charge-offs | $153,000 | 4,576 |
| Cash dividends | $300,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,298,520 | 2,959 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,640,000 | 3,100 |
| Total interest expense | $1,376,000 | 3,070 |
| Net interest income | $5,264,000 | 3,081 |
| Provision for loan and lease losses | $270,000 | 3,754 |
| Total noninterest income | $857,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $577,000 | 1,844 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $280,000 | 3,561 |
| Total noninterest expense | $4,398,000 | 3,112 |
| Salaries and employee benefits | $2,336,000 | 3,029 |
| Premises and equipment expense | $794,000 | 2,323 |
| Additional noninterest expense | $1,268,000 | 3,555 |
| Pre-tax net operating income | $1,453,000 | 2,644 |
| Securities gains (losses) | $133,000 | 1,531 |
| Applicable income taxes | $470,000 | 1,779 |
| Income before extraordinary items | $1,116,000 | 2,847 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,116,000 | 2,850 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,116,000 | 2,850 |
| Net charge-offs | $142,000 | 4,076 |
| Cash dividends | $225,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,022,900 | 2,914 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,467,000 | 3,108 |
| Total interest expense | $950,000 | 3,077 |
| Net interest income | $3,517,000 | 3,069 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $459,000 | 3,284 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $375,000 | 1,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 4,816 |
| Total noninterest expense | $2,906,000 | 3,182 |
| Salaries and employee benefits | $1,544,000 | 3,081 |
| Premises and equipment expense | $529,000 | 2,342 |
| Additional noninterest expense | $833,000 | 3,637 |
| Pre-tax net operating income | $950,000 | 2,626 |
| Securities gains (losses) | $48,000 | 1,617 |
| Applicable income taxes | $292,000 | 1,829 |
| Income before extraordinary items | $706,000 | 2,903 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $706,000 | 2,905 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $706,000 | 2,905 |
| Net charge-offs | $126,000 | 3,608 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $671,920 | 2,915 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 3,113 |
| Total interest expense | $503,000 | 3,022 |
| Net interest income | $1,734,000 | 3,108 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $168,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $190,000 | 1,817 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-22,000 | 7,234 |
| Total noninterest expense | $1,471,000 | 3,157 |
| Salaries and employee benefits | $772,000 | 3,093 |
| Premises and equipment expense | $305,000 | 2,100 |
| Additional noninterest expense | $394,000 | 3,767 |
| Pre-tax net operating income | $401,000 | 2,963 |
| Securities gains (losses) | $25,000 | 1,017 |
| Applicable income taxes | $118,000 | 2,012 |
| Income before extraordinary items | $308,000 | 3,178 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $308,000 | 3,173 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $308,000 | 3,177 |
| Net charge-offs | $19,000 | 4,068 |
| Cash dividends | $75,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $290,000 | 3,262 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,348,000 | 3,116 |
| Total interest expense | $2,398,000 | 3,098 |
| Net interest income | $6,950,000 | 3,089 |
| Provision for loan and lease losses | $400,000 | 4,443 |
| Total noninterest income | $957,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $854,000 | 1,723 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $103,000 | 5,414 |
| Total noninterest expense | $5,748,000 | 3,217 |
| Salaries and employee benefits | $2,934,000 | 3,176 |
| Premises and equipment expense | $1,079,000 | 2,317 |
| Additional noninterest expense | $1,735,000 | 3,622 |
| Pre-tax net operating income | $1,759,000 | 2,467 |
| Securities gains (losses) | $336,000 | 1,168 |
| Applicable income taxes | $597,000 | 1,728 |
| Income before extraordinary items | $1,498,000 | 2,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,498,000 | 2,514 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,498,000 | 2,519 |
| Net charge-offs | $172,000 | 4,908 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,256,080 | 2,720 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,061,000 | 3,169 |
| Total interest expense | $1,842,000 | 3,153 |
| Net interest income | $5,219,000 | 3,126 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $795,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $650,000 | 1,758 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $145,000 | 4,699 |
| Total noninterest expense | $4,274,000 | 3,244 |
| Salaries and employee benefits | $2,209,000 | 3,186 |
| Premises and equipment expense | $818,000 | 2,348 |
| Additional noninterest expense | $1,247,000 | 3,711 |
| Pre-tax net operating income | $1,470,000 | 2,407 |
| Securities gains (losses) | $213,000 | 1,332 |
| Applicable income taxes | $493,000 | 1,690 |
| Income before extraordinary items | $1,190,000 | 2,559 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,190,000 | 2,555 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,190,000 | 2,560 |
| Net charge-offs | $73,000 | 5,209 |
| Cash dividends | $225,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,038,770 | 2,689 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,764,000 | 3,164 |
| Total interest expense | $1,270,000 | 3,171 |
| Net interest income | $3,494,000 | 3,109 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $558,000 | 3,009 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $438,000 | 1,738 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $120,000 | 4,340 |
| Total noninterest expense | $2,842,000 | 3,244 |
| Salaries and employee benefits | $1,440,000 | 3,259 |
| Premises and equipment expense | $559,000 | 2,310 |
| Additional noninterest expense | $843,000 | 3,658 |
| Pre-tax net operating income | $1,030,000 | 2,321 |
| Securities gains (losses) | $85,000 | 1,526 |
| Applicable income taxes | $333,000 | 1,629 |
| Income before extraordinary items | $782,000 | 2,548 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $782,000 | 2,545 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $782,000 | 2,548 |
| Net charge-offs | $58,000 | 4,754 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $722,500 | 2,609 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 3,252 |
| Total interest expense | $650,000 | 3,227 |
| Net interest income | $1,703,000 | 3,210 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $293,000 | 2,903 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $223,000 | 1,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 4,123 |
| Total noninterest expense | $1,446,000 | 3,242 |
| Salaries and employee benefits | $716,000 | 3,329 |
| Premises and equipment expense | $291,000 | 2,264 |
| Additional noninterest expense | $439,000 | 3,550 |
| Pre-tax net operating income | $460,000 | 2,565 |
| Securities gains (losses) | $18,000 | 1,558 |
| Applicable income taxes | $139,000 | 1,806 |
| Income before extraordinary items | $339,000 | 2,892 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $339,000 | 2,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $339,000 | 2,892 |
| Net charge-offs | $7,000 | 5,008 |
| Cash dividends | $75,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $326,220 | 2,865 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,824,000 | 3,275 |
| Total interest expense | $3,194,000 | 3,266 |
| Net interest income | $6,630,000 | 3,186 |
| Provision for loan and lease losses | $425,000 | 4,793 |
| Total noninterest income | $1,109,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $879,000 | 1,894 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $230,000 | 4,417 |
| Total noninterest expense | $5,395,000 | 3,459 |
| Salaries and employee benefits | $2,752,000 | 3,427 |
| Premises and equipment expense | $961,000 | 2,674 |
| Additional noninterest expense | $1,682,000 | 3,769 |
| Pre-tax net operating income | $1,919,000 | 1,976 |
| Securities gains (losses) | $-114,000 | 7,308 |
| Applicable income taxes | $487,000 | 1,580 |
| Income before extraordinary items | $1,318,000 | 2,329 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,318,000 | 2,326 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,318,000 | 2,327 |
| Net charge-offs | $289,000 | 4,541 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,401,220 | 2,196 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,341,000 | 3,335 |
| Total interest expense | $2,468,000 | 3,325 |
| Net interest income | $4,873,000 | 3,249 |
| Provision for loan and lease losses | $275,000 | 4,717 |
| Total noninterest income | $806,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $633,000 | 1,963 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $173,000 | 4,528 |
| Total noninterest expense | $3,982,000 | 3,506 |
| Salaries and employee benefits | $2,074,000 | 3,439 |
| Premises and equipment expense | $716,000 | 2,728 |
| Additional noninterest expense | $1,192,000 | 3,893 |
| Pre-tax net operating income | $1,422,000 | 2,139 |
| Securities gains (losses) | $-266,000 | 7,637 |
| Applicable income taxes | $208,000 | 2,281 |
| Income before extraordinary items | $948,000 | 2,564 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $948,000 | 2,562 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $948,000 | 2,565 |
| Net charge-offs | $154,000 | 4,576 |
| Cash dividends | $225,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,166,120 | 2,177 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,891,000 | 3,362 |
| Total interest expense | $1,672,000 | 3,388 |
| Net interest income | $3,219,000 | 3,265 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $495,000 | 3,439 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $386,000 | 2,081 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $109,000 | 4,644 |
| Total noninterest expense | $2,592,000 | 3,620 |
| Salaries and employee benefits | $1,413,000 | 3,411 |
| Premises and equipment expense | $463,000 | 2,830 |
| Additional noninterest expense | $716,000 | 4,207 |
| Pre-tax net operating income | $972,000 | 2,165 |
| Securities gains (losses) | $139,000 | 1,246 |
| Applicable income taxes | $331,000 | 1,440 |
| Income before extraordinary items | $780,000 | 2,277 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $780,000 | 2,274 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $780,000 | 2,276 |
| Net charge-offs | $116,000 | 4,083 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $682,700 | 2,465 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,443,000 | 3,404 |
| Total interest expense | $846,000 | 3,475 |
| Net interest income | $1,597,000 | 3,272 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $225,000 | 3,591 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $168,000 | 2,251 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $57,000 | 4,606 |
| Total noninterest expense | $1,281,000 | 3,575 |
| Salaries and employee benefits | $712,000 | 3,417 |
| Premises and equipment expense | $232,000 | 2,858 |
| Additional noninterest expense | $337,000 | 4,065 |
| Pre-tax net operating income | $466,000 | 2,504 |
| Securities gains (losses) | $135,000 | 856 |
| Applicable income taxes | $170,000 | 1,610 |
| Income before extraordinary items | $431,000 | 2,409 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $431,000 | 2,409 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $431,000 | 2,411 |
| Net charge-offs | $62,000 | 3,352 |
| Cash dividends | $75,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $333,800 | 2,795 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,854,000 | 3,320 |
| Total interest expense | $4,131,000 | 3,438 |
| Net interest income | $6,723,000 | 3,171 |
| Provision for loan and lease losses | $256,000 | 4,866 |
| Total noninterest income | $953,000 | 3,511 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $747,000 | 2,237 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $206,000 | 4,777 |
| Total noninterest expense | $5,125,000 | 3,495 |
| Salaries and employee benefits | $2,733,000 | 3,515 |
| Premises and equipment expense | $955,000 | 2,739 |
| Additional noninterest expense | $1,437,000 | 3,738 |
| Pre-tax net operating income | $2,295,000 | 2,237 |
| Securities gains (losses) | $-314,000 | 7,430 |
| Applicable income taxes | $589,000 | 1,689 |
| Income before extraordinary items | $1,392,000 | 2,648 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,392,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 4,010 |
| Cash dividends | $300,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,611,800 | 2,524 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,284,000 | 3,324 |
| Total interest expense | $3,128,000 | 3,526 |
| Net interest income | $5,156,000 | 3,124 |
| Provision for loan and lease losses | $175,000 | 4,422 |
| Total noninterest income | $707,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $562,000 | 2,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $145,000 | 5,004 |
| Total noninterest expense | $3,782,000 | 3,525 |
| Salaries and employee benefits | $2,045,000 | 3,547 |
| Premises and equipment expense | $504,000 | 3,614 |
| Additional noninterest expense | $1,233,000 | 3,313 |
| Pre-tax net operating income | $1,906,000 | 2,384 |
| Securities gains (losses) | $-339,000 | 7,688 |
| Applicable income taxes | $553,000 | 1,775 |
| Income before extraordinary items | $1,014,000 | 3,078 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,014,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,676 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,234,350 | 2,847 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 3,342 |
| Total interest expense | $2,171,000 | 3,535 |
| Net interest income | $3,431,000 | 3,118 |
| Provision for loan and lease losses | $125,000 | 3,905 |
| Total noninterest income | $476,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $377,000 | 2,223 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $99,000 | 5,078 |
| Total noninterest expense | $2,530,000 | 3,538 |
| Salaries and employee benefits | $1,392,000 | 3,527 |
| Premises and equipment expense | $338,000 | 3,631 |
| Additional noninterest expense | $800,000 | 3,359 |
| Pre-tax net operating income | $1,252,000 | 2,519 |
| Securities gains (losses) | $62,000 | 1,287 |
| Applicable income taxes | $389,000 | 1,902 |
| Income before extraordinary items | $925,000 | 2,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $925,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,081 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $881,600 | 2,790 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 3,361 |
| Total interest expense | $1,148,000 | 3,561 |
| Net interest income | $1,712,000 | 3,136 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $228,000 | 3,718 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $192,000 | 2,147 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,627 |
| Total noninterest expense | $1,235,000 | 3,615 |
| Salaries and employee benefits | $688,000 | 3,592 |
| Premises and equipment expense | $173,000 | 3,598 |
| Additional noninterest expense | $374,000 | 3,483 |
| Pre-tax net operating income | $655,000 | 2,543 |
| Securities gains (losses) | $25,000 | 1,479 |
| Applicable income taxes | $192,000 | 2,027 |
| Income before extraordinary items | $488,000 | 2,750 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $488,000 | 2,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,277 |
| Cash dividends | $100,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $470,000 | 2,759 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,580,000 | 3,373 |
| Total interest expense | $4,557,000 | 3,688 |
| Net interest income | $7,023,000 | 3,094 |
| Provision for loan and lease losses | $150,000 | 4,308 |
| Total noninterest income | $1,021,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $771,000 | 2,205 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $250,000 | 4,598 |
| Total noninterest expense | $4,969,000 | 3,449 |
| Salaries and employee benefits | $2,764,000 | 3,449 |
| Premises and equipment expense | $627,000 | 3,722 |
| Additional noninterest expense | $1,578,000 | 3,274 |
| Pre-tax net operating income | $2,925,000 | 2,523 |
| Securities gains (losses) | $54,000 | 769 |
| Applicable income taxes | $967,000 | 1,903 |
| Income before extraordinary items | $2,012,000 | 2,805 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,012,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,068 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,975,280 | 2,828 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,634,000 | 3,412 |
| Total interest expense | $3,378,000 | 3,723 |
| Net interest income | $5,256,000 | 3,101 |
| Provision for loan and lease losses | $105,000 | 4,026 |
| Total noninterest income | $747,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $550,000 | 2,261 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $197,000 | 4,510 |
| Total noninterest expense | $3,711,000 | 3,451 |
| Salaries and employee benefits | $2,024,000 | 3,493 |
| Premises and equipment expense | $519,000 | 3,454 |
| Additional noninterest expense | $1,168,000 | 3,264 |
| Pre-tax net operating income | $2,187,000 | 2,675 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $661,000 | 2,162 |
| Income before extraordinary items | $1,525,000 | 2,930 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,525,000 | 2,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,281 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,525,700 | 2,918 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,748,000 | 3,418 |
| Total interest expense | $2,209,000 | 3,757 |
| Net interest income | $3,539,000 | 3,101 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $488,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $361,000 | 2,297 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $127,000 | 4,637 |
| Total noninterest expense | $2,447,000 | 3,500 |
| Salaries and employee benefits | $1,351,000 | 3,525 |
| Premises and equipment expense | $341,000 | 3,521 |
| Additional noninterest expense | $755,000 | 3,343 |
| Pre-tax net operating income | $1,520,000 | 2,649 |
| Securities gains (losses) | $-6,000 | 7,884 |
| Applicable income taxes | $450,000 | 2,208 |
| Income before extraordinary items | $1,064,000 | 2,896 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,064,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,068,200 | 2,867 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 3,411 |
| Total interest expense | $1,091,000 | 3,779 |
| Net interest income | $1,766,000 | 3,095 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $247,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $180,000 | 2,252 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $1,223,000 | 3,518 |
| Salaries and employee benefits | $689,000 | 3,503 |
| Premises and equipment expense | $170,000 | 3,543 |
| Additional noninterest expense | $364,000 | 3,427 |
| Pre-tax net operating income | $760,000 | 2,648 |
| Securities gains (losses) | $-6,000 | 8,196 |
| Applicable income taxes | $214,000 | 2,306 |
| Income before extraordinary items | $540,000 | 2,850 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $540,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $544,320 | 2,828 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,816,000 | 3,632 |
| Total interest expense | $3,311,000 | 4,063 |
| Net interest income | $6,505,000 | 3,310 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $898,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $660,000 | 2,490 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $238,000 | 4,758 |
| Total noninterest expense | $4,692,000 | 3,521 |
| Salaries and employee benefits | $2,515,000 | 3,591 |
| Premises and equipment expense | $652,000 | 3,531 |
| Additional noninterest expense | $1,525,000 | 3,252 |
| Pre-tax net operating income | $2,591,000 | 3,055 |
| Securities gains (losses) | $35,000 | 770 |
| Applicable income taxes | $809,000 | 2,461 |
| Income before extraordinary items | $1,817,000 | 3,327 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,817,000 | 3,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,997 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,792,850 | 3,344 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,146,000 | 3,684 |
| Total interest expense | $2,317,000 | 4,156 |
| Net interest income | $4,829,000 | 3,362 |
| Provision for loan and lease losses | $120,000 | 3,815 |
| Total noninterest income | $658,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $490,000 | 2,519 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $168,000 | 4,907 |
| Total noninterest expense | $3,429,000 | 3,594 |
| Salaries and employee benefits | $1,835,000 | 3,669 |
| Premises and equipment expense | $449,000 | 3,783 |
| Additional noninterest expense | $1,145,000 | 3,246 |
| Pre-tax net operating income | $1,938,000 | 3,188 |
| Securities gains (losses) | $-24,000 | 7,907 |
| Applicable income taxes | $581,000 | 2,646 |
| Income before extraordinary items | $1,333,000 | 3,474 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,333,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,167 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,349,800 | 3,424 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 3,707 |
| Total interest expense | $1,447,000 | 4,206 |
| Net interest income | $3,197,000 | 3,390 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $429,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $316,000 | 2,564 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 4,871 |
| Total noninterest expense | $2,258,000 | 3,632 |
| Salaries and employee benefits | $1,228,000 | 3,680 |
| Premises and equipment expense | $330,000 | 3,496 |
| Additional noninterest expense | $700,000 | 3,477 |
| Pre-tax net operating income | $1,293,000 | 3,193 |
| Securities gains (losses) | $-24,000 | 8,142 |
| Applicable income taxes | $382,000 | 2,688 |
| Income before extraordinary items | $887,000 | 3,483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $887,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,677 |
| Cash dividends | $200,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $903,800 | 3,433 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 3,699 |
| Total interest expense | $702,000 | 4,167 |
| Net interest income | $1,581,000 | 3,393 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $250,000 | 3,467 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $184,000 | 2,186 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $1,152,000 | 3,586 |
| Salaries and employee benefits | $607,000 | 3,729 |
| Premises and equipment expense | $166,000 | 3,475 |
| Additional noninterest expense | $379,000 | 3,266 |
| Pre-tax net operating income | $649,000 | 3,139 |
| Securities gains (losses) | $18,000 | 494 |
| Applicable income taxes | $187,000 | 2,701 |
| Income before extraordinary items | $480,000 | 3,274 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $480,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 1,941 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $467,040 | 3,317 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,029,000 | 3,417 |
| Total interest expense | $2,409,000 | 3,916 |
| Net interest income | $6,620,000 | 3,178 |
| Provision for loan and lease losses | $65,000 | 5,371 |
| Total noninterest income | $819,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $591,000 | 2,690 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $228,000 | 4,909 |
| Total noninterest expense | $4,977,000 | 3,251 |
| Salaries and employee benefits | $2,483,000 | 3,509 |
| Premises and equipment expense | $660,000 | 3,393 |
| Additional noninterest expense | $1,834,000 | 2,716 |
| Pre-tax net operating income | $2,397,000 | 3,243 |
| Securities gains (losses) | $184,000 | 524 |
| Applicable income taxes | $783,000 | 2,635 |
| Income before extraordinary items | $1,798,000 | 3,360 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,798,000 | 3,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,016 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,669,200 | 3,502 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 3,403 |
| Total interest expense | $1,727,000 | 3,913 |
| Net interest income | $4,937,000 | 3,180 |
| Provision for loan and lease losses | $65,000 | 4,879 |
| Total noninterest income | $617,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $441,000 | 2,699 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $176,000 | 4,883 |
| Total noninterest expense | $3,679,000 | 3,261 |
| Salaries and employee benefits | $1,817,000 | 3,548 |
| Premises and equipment expense | $483,000 | 3,435 |
| Additional noninterest expense | $1,379,000 | 2,669 |
| Pre-tax net operating income | $1,810,000 | 3,291 |
| Securities gains (losses) | $119,000 | 608 |
| Applicable income taxes | $580,000 | 2,691 |
| Income before extraordinary items | $1,349,000 | 3,399 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,349,000 | 3,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,321 |
| Cash dividends | $260,000 | 3,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,265,700 | 3,502 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,404,000 | 3,368 |
| Total interest expense | $1,094,000 | 3,883 |
| Net interest income | $3,310,000 | 3,139 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $421,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $305,000 | 2,586 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $116,000 | 4,882 |
| Total noninterest expense | $2,424,000 | 3,273 |
| Salaries and employee benefits | $1,240,000 | 3,465 |
| Premises and equipment expense | $322,000 | 3,421 |
| Additional noninterest expense | $862,000 | 2,820 |
| Pre-tax net operating income | $1,242,000 | 3,164 |
| Securities gains (losses) | $114,000 | 532 |
| Applicable income taxes | $401,000 | 2,611 |
| Income before extraordinary items | $955,000 | 3,201 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $955,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,383 |
| Cash dividends | $160,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $875,200 | 3,374 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 3,346 |
| Total interest expense | $521,000 | 3,915 |
| Net interest income | $1,671,000 | 3,097 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $215,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $159,000 | 2,442 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,934 |
| Total noninterest expense | $1,230,000 | 3,251 |
| Salaries and employee benefits | $643,000 | 3,353 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $423,000 | 2,874 |
| Pre-tax net operating income | $611,000 | 3,182 |
| Securities gains (losses) | $90,000 | 396 |
| Applicable income taxes | $199,000 | 2,605 |
| Income before extraordinary items | $502,000 | 3,040 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $502,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $80,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $437,200 | 3,358 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,627,000 | 3,212 |
| Total interest expense | $1,943,000 | 3,734 |
| Net interest income | $6,684,000 | 3,018 |
| Provision for loan and lease losses | $219,000 | 3,556 |
| Total noninterest income | $870,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $666,000 | 2,486 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $204,000 | 5,074 |
| Total noninterest expense | $4,744,000 | 3,279 |
| Salaries and employee benefits | $2,533,000 | 3,313 |
| Premises and equipment expense | $648,000 | 3,327 |
| Additional noninterest expense | $1,563,000 | 3,027 |
| Pre-tax net operating income | $2,591,000 | 2,915 |
| Securities gains (losses) | $139,000 | 1,024 |
| Applicable income taxes | $779,000 | 2,575 |
| Income before extraordinary items | $1,951,000 | 2,973 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,951,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,300 |
| Cash dividends | $320,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,852,310 | 3,054 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,440,000 | 3,203 |
| Total interest expense | $1,461,000 | 3,697 |
| Net interest income | $4,979,000 | 3,016 |
| Provision for loan and lease losses | $52,000 | 5,339 |
| Total noninterest income | $651,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $491,000 | 2,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $160,000 | 4,974 |
| Total noninterest expense | $3,415,000 | 3,360 |
| Salaries and employee benefits | $1,770,000 | 3,484 |
| Premises and equipment expense | $487,000 | 3,327 |
| Additional noninterest expense | $1,158,000 | 3,036 |
| Pre-tax net operating income | $2,163,000 | 2,694 |
| Securities gains (losses) | $139,000 | 977 |
| Applicable income taxes | $687,000 | 2,348 |
| Income before extraordinary items | $1,615,000 | 2,780 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,615,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,418 |
| Cash dividends | $240,000 | 3,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,517,700 | 2,848 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,295,000 | 3,191 |
| Total interest expense | $1,035,000 | 3,509 |
| Net interest income | $3,260,000 | 3,054 |
| Provision for loan and lease losses | $42,000 | 4,959 |
| Total noninterest income | $421,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $314,000 | 2,619 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $107,000 | 5,031 |
| Total noninterest expense | $2,283,000 | 3,377 |
| Salaries and employee benefits | $1,156,000 | 3,558 |
| Premises and equipment expense | $327,000 | 3,315 |
| Additional noninterest expense | $800,000 | 2,939 |
| Pre-tax net operating income | $1,356,000 | 2,798 |
| Securities gains (losses) | $148,000 | 794 |
| Applicable income taxes | $448,000 | 2,376 |
| Income before extraordinary items | $1,056,000 | 2,802 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,056,000 | 2,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,335 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $952,400 | 2,977 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 3,172 |
| Total interest expense | $553,000 | 3,331 |
| Net interest income | $1,610,000 | 3,076 |
| Provision for loan and lease losses | $42,000 | 3,681 |
| Total noninterest income | $210,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $156,000 | 2,594 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $1,145,000 | 3,358 |
| Salaries and employee benefits | $567,000 | 3,627 |
| Premises and equipment expense | $173,000 | 3,191 |
| Additional noninterest expense | $405,000 | 2,877 |
| Pre-tax net operating income | $633,000 | 2,946 |
| Securities gains (losses) | $91,000 | 859 |
| Applicable income taxes | $210,000 | 2,492 |
| Income before extraordinary items | $514,000 | 2,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $514,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,115 |
| Cash dividends | $80,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $449,390 | 3,090 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,984,000 | 3,117 |
| Total interest expense | $2,692,000 | 3,156 |
| Net interest income | $6,292,000 | 3,056 |
| Provision for loan and lease losses | $450,000 | 2,353 |
| Total noninterest income | $742,000 | 4,399 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $637,000 | 2,577 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $105,000 | 6,454 |
| Total noninterest expense | $4,427,000 | 3,392 |
| Salaries and employee benefits | $2,280,000 | 3,531 |
| Premises and equipment expense | $655,000 | 3,266 |
| Additional noninterest expense | $1,492,000 | 3,094 |
| Pre-tax net operating income | $2,157,000 | 3,220 |
| Securities gains (losses) | $190,000 | 1,375 |
| Applicable income taxes | $685,000 | 2,838 |
| Income before extraordinary items | $1,662,000 | 3,299 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,662,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,648 |
| Cash dividends | $320,000 | 4,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,527,100 | 3,346 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 3,121 |
| Total interest expense | $2,075,000 | 3,195 |
| Net interest income | $4,746,000 | 3,044 |
| Provision for loan and lease losses | $405,000 | 1,997 |
| Total noninterest income | $516,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $465,000 | 2,638 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,188 |
| Total noninterest expense | $3,239,000 | 3,464 |
| Salaries and employee benefits | $1,647,000 | 3,615 |
| Premises and equipment expense | $483,000 | 3,313 |
| Additional noninterest expense | $1,109,000 | 3,108 |
| Pre-tax net operating income | $1,618,000 | 3,357 |
| Securities gains (losses) | $172,000 | 1,323 |
| Applicable income taxes | $539,000 | 2,900 |
| Income before extraordinary items | $1,251,000 | 3,385 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,251,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,288 |
| Cash dividends | $240,000 | 3,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,130,600 | 3,494 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,542,000 | 3,143 |
| Total interest expense | $1,463,000 | 3,121 |
| Net interest income | $3,079,000 | 3,121 |
| Provision for loan and lease losses | $270,000 | 1,999 |
| Total noninterest income | $340,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $301,000 | 2,644 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $39,000 | 6,988 |
| Total noninterest expense | $2,110,000 | 3,528 |
| Salaries and employee benefits | $1,075,000 | 3,682 |
| Premises and equipment expense | $312,000 | 3,378 |
| Additional noninterest expense | $723,000 | 3,140 |
| Pre-tax net operating income | $1,039,000 | 3,433 |
| Securities gains (losses) | $170,000 | 1,142 |
| Applicable income taxes | $359,000 | 2,912 |
| Income before extraordinary items | $850,000 | 3,347 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $850,000 | 3,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 2,035 |
| Cash dividends | $160,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $731,000 | 3,546 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,290,000 | 3,135 |
| Total interest expense | $785,000 | 2,993 |
| Net interest income | $1,505,000 | 3,161 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $169,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $141,000 | 2,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 6,362 |
| Total noninterest expense | $1,043,000 | 3,538 |
| Salaries and employee benefits | $537,000 | 3,685 |
| Premises and equipment expense | $148,000 | 3,521 |
| Additional noninterest expense | $358,000 | 3,140 |
| Pre-tax net operating income | $496,000 | 3,513 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $152,000 | 3,201 |
| Income before extraordinary items | $377,000 | 3,625 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $377,000 | 3,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,417 |
| Cash dividends | $80,000 | 3,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $353,570 | 3,599 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,408,000 | 3,183 |
| Total interest expense | $3,605,000 | 3,005 |
| Net interest income | $5,803,000 | 3,235 |
| Provision for loan and lease losses | $466,000 | 2,516 |
| Total noninterest income | $675,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $609,000 | 2,543 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 7,179 |
| Total noninterest expense | $4,070,000 | 3,523 |
| Salaries and employee benefits | $2,073,000 | 3,634 |
| Premises and equipment expense | $640,000 | 3,224 |
| Additional noninterest expense | $1,357,000 | 3,233 |
| Pre-tax net operating income | $1,942,000 | 3,498 |
| Securities gains (losses) | $36,000 | 2,681 |
| Applicable income taxes | $617,000 | 3,075 |
| Income before extraordinary items | $1,361,000 | 3,766 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,361,000 | 3,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 2,025 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,336,160 | 3,704 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,584,000 | 3,437 |
| Total interest expense | $4,603,000 | 3,387 |
| Net interest income | $4,981,000 | 3,436 |
| Provision for loan and lease losses | $244,000 | 3,680 |
| Total noninterest income | $637,000 | 4,432 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $600,000 | 2,433 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $37,000 | 8,124 |
| Total noninterest expense | $3,642,000 | 3,708 |
| Salaries and employee benefits | $1,808,000 | 3,902 |
| Premises and equipment expense | $600,000 | 3,349 |
| Additional noninterest expense | $1,234,000 | 3,413 |
| Pre-tax net operating income | $1,732,000 | 3,511 |
| Securities gains (losses) | $75,000 | 1,993 |
| Applicable income taxes | $550,000 | 3,145 |
| Income before extraordinary items | $1,257,000 | 3,676 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,257,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,957 |
| Cash dividends | $240,000 | 4,738 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,204,500 | 3,678 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,941,000 | 3,739 |
| Total interest expense | $4,499,000 | 3,623 |
| Net interest income | $4,442,000 | 3,842 |
| Provision for loan and lease losses | $215,000 | 3,578 |
| Total noninterest income | $649,000 | 4,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 5,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 2,931 |
| Total noninterest expense | $3,236,000 | 3,972 |
| Salaries and employee benefits | $1,437,000 | 4,513 |
| Premises and equipment expense | $537,000 | 3,583 |
| Additional noninterest expense | $1,262,000 | 3,262 |
| Pre-tax net operating income | $1,640,000 | 3,813 |
| Securities gains (losses) | $-6,000 | 8,044 |
| Applicable income taxes | $490,000 | 3,531 |
| Income before extraordinary items | $1,144,000 | 3,992 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,144,000 | 3,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,871 |
| Cash dividends | $240,000 | 4,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,148,200 | 3,969 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,574,000 | 4,121 |
| Total interest expense | $3,438,000 | 4,106 |
| Net interest income | $4,136,000 | 4,053 |
| Provision for loan and lease losses | $204,000 | 3,511 |
| Total noninterest income | $546,000 | 4,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $464,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $2,997,000 | 4,212 |
| Salaries and employee benefits | $1,427,000 | 4,523 |
| Premises and equipment expense | $343,000 | 5,040 |
| Additional noninterest expense | $1,227,000 | 3,359 |
| Pre-tax net operating income | $1,481,000 | 4,130 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $455,000 | 3,832 |
| Income before extraordinary items | $1,022,000 | 4,363 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,022,000 | 4,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,405 |
| Cash dividends | $210,000 | 5,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,024,760 | 4,321 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 4,610 |
| Total interest expense | $3,055,000 | 4,659 |
| Net interest income | $3,555,000 | 4,537 |
| Provision for loan and lease losses | $182,000 | 3,709 |
| Total noninterest income | $512,000 | 4,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $437,000 | 2,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,329 |
| Total noninterest expense | $2,638,000 | 4,589 |
| Salaries and employee benefits | $1,316,000 | 4,712 |
| Premises and equipment expense | $339,000 | 4,991 |
| Additional noninterest expense | $983,000 | 4,018 |
| Pre-tax net operating income | $1,247,000 | 4,758 |
| Securities gains (losses) | $34,000 | 2,031 |
| Applicable income taxes | $376,000 | 4,577 |
| Income before extraordinary items | $905,000 | 4,807 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $905,000 | 4,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 10,118 |
| Cash dividends | $280,000 | 4,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $880,860 | 4,808 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 5,151 |
| Total interest expense | $2,678,000 | 5,138 |
| Net interest income | $3,199,000 | 5,060 |
| Provision for loan and lease losses | $158,000 | 4,024 |
| Total noninterest income | $464,000 | 5,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $2,272,000 | 5,160 |
| Salaries and employee benefits | $1,104,000 | 5,452 |
| Premises and equipment expense | $315,000 | 5,280 |
| Additional noninterest expense | $853,000 | 4,507 |
| Pre-tax net operating income | $1,233,000 | 5,152 |
| Securities gains (losses) | $10,000 | 2,359 |
| Applicable income taxes | $351,000 | 5,291 |
| Income before extraordinary items | $892,000 | 5,079 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $892,000 | 5,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,774 |
| Cash dividends | $280,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $884,800 | 5,062 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,266,000 | 5,706 |
| Total interest expense | $2,397,000 | 5,678 |
| Net interest income | $2,869,000 | 5,633 |
| Provision for loan and lease losses | $152,000 | 4,030 |
| Total noninterest income | $445,000 | 5,589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,943 |
| Total noninterest expense | $2,120,000 | 5,696 |
| Salaries and employee benefits | $1,024,000 | 5,892 |
| Premises and equipment expense | $304,000 | 5,535 |
| Additional noninterest expense | $792,000 | 5,244 |
| Pre-tax net operating income | $1,042,000 | 5,592 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $308,000 | 5,745 |
| Income before extraordinary items | $729,000 | 5,632 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $729,000 | 5,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,273 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $732,500 | 5,563 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 6,364 |
| Total interest expense | $2,177,000 | 6,128 |
| Net interest income | $2,406,000 | 6,469 |
| Provision for loan and lease losses | $160,000 | 3,506 |
| Total noninterest income | $345,000 | 6,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $1,961,000 | 6,075 |
| Salaries and employee benefits | $965,000 | 6,223 |
| Premises and equipment expense | $218,000 | 6,867 |
| Additional noninterest expense | $778,000 | 5,374 |
| Pre-tax net operating income | $630,000 | 7,707 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $87,000 | 9,448 |
| Income before extraordinary items | $536,000 | 6,992 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $536,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,739 |
| Cash dividends | $270,000 | 4,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $542,020 | 6,931 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 6,636 |
| Total interest expense | $1,730,000 | 6,262 |
| Net interest income | $2,318,000 | 6,828 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $323,000 | 6,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $1,834,000 | 6,605 |
| Salaries and employee benefits | $875,000 | 6,787 |
| Premises and equipment expense | $217,000 | 7,104 |
| Additional noninterest expense | $742,000 | 6,042 |
| Pre-tax net operating income | $707,000 | 7,353 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $521,000 | 7,144 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $521,000 | 7,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,627 |
| Cash dividends | $260,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $527,750 | 7,139 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,857,000 | 7,053 |
| Total interest expense | $1,609,000 | 6,854 |
| Net interest income | $2,248,000 | 7,042 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $362,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $1,725,000 | 7,115 |
| Salaries and employee benefits | $819,000 | 7,208 |
| Premises and equipment expense | $243,000 | 6,833 |
| Additional noninterest expense | $663,000 | 6,838 |
| Pre-tax net operating income | $710,000 | 7,310 |
| Securities gains (losses) | $-5,000 | 12,580 |
| Applicable income taxes | $184,000 | 7,926 |
| Income before extraordinary items | $521,000 | 7,377 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $521,000 | 7,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,450 |
| Cash dividends | $330,000 | 4,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $524,700 | 7,098 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,051,000 | 7,437 |
| Total interest expense | $1,803,000 | 7,598 |
| Net interest income | $2,248,000 | 7,130 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $399,000 | 6,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 4,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 8,166 |
| Total noninterest expense | $1,749,000 | 7,117 |
| Salaries and employee benefits | $800,000 | 7,256 |
| Premises and equipment expense | $239,000 | 6,988 |
| Additional noninterest expense | $710,000 | 6,690 |
| Pre-tax net operating income | $698,000 | 7,108 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $176,000 | 8,054 |
| Income before extraordinary items | $551,000 | 6,920 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $551,000 | 7,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 4,631 |
| Cash dividends | $335,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $528,960 | 6,717 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.