Home > Farmers and Merchants Bank > Income and Expense
Farmers and Merchants Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $36,582,000 | 1,198 |
| Total interest expense | $16,413,000 | 912 |
| Net interest income | $20,169,000 | 1,427 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,455,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $200,000 | 2,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,255,000 | 2,051 |
| Total noninterest expense | $12,630,000 | 1,751 |
| Salaries and employee benefits | $5,669,000 | 2,026 |
| Premises and equipment expense | $588,000 | 2,742 |
| Additional noninterest expense | $1,255,000 | 2,051 |
| Pre-tax net operating income | $8,994,000 | 1,264 |
| Securities gains (losses) | $1,353,000 | 57 |
| Applicable income taxes | $1,625,000 | 1,124 |
| Income before extraordinary items | $8,722,000 | 1,132 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,722,000 | 1,146 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,722,000 | 1,135 |
| Net charge-offs | $279,000 | 1,005 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,585,480 | 1,281 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $26,844,000 | 1,193 |
| Total interest expense | $12,091,000 | 866 |
| Net interest income | $14,753,000 | 1,473 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,102,000 | 2,315 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $150,000 | 2,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $952,000 | 2,047 |
| Total noninterest expense | $8,945,000 | 1,814 |
| Salaries and employee benefits | $4,286,000 | 2,026 |
| Premises and equipment expense | $418,000 | 2,820 |
| Additional noninterest expense | $952,000 | 2,047 |
| Pre-tax net operating income | $6,910,000 | 1,298 |
| Securities gains (losses) | $902,000 | 45 |
| Applicable income taxes | $1,323,000 | 1,091 |
| Income before extraordinary items | $6,489,000 | 1,178 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,489,000 | 1,186 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,489,000 | 1,178 |
| Net charge-offs | $271,000 | 764 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,740,340 | 1,317 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $17,277,000 | 1,202 |
| Total interest expense | $7,621,000 | 816 |
| Net interest income | $9,656,000 | 1,507 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $772,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $99,000 | 2,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $673,000 | 1,904 |
| Total noninterest expense | $5,767,000 | 1,856 |
| Salaries and employee benefits | $2,867,000 | 2,019 |
| Premises and equipment expense | $284,000 | 2,782 |
| Additional noninterest expense | $673,000 | 1,901 |
| Pre-tax net operating income | $4,661,000 | 1,267 |
| Securities gains (losses) | $673,000 | 60 |
| Applicable income taxes | $916,000 | 1,069 |
| Income before extraordinary items | $4,418,000 | 1,162 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,418,000 | 1,172 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,418,000 | 1,162 |
| Net charge-offs | $99,000 | 922 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,859,410 | 1,299 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $8,341,000 | 1,212 |
| Total interest expense | $3,290,000 | 831 |
| Net interest income | $5,051,000 | 1,464 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $380,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $50,000 | 2,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 1,912 |
| Total noninterest expense | $2,897,000 | 1,867 |
| Salaries and employee benefits | $1,523,000 | 1,976 |
| Premises and equipment expense | $137,000 | 2,884 |
| Additional noninterest expense | $330,000 | 1,912 |
| Pre-tax net operating income | $2,534,000 | 1,213 |
| Securities gains (losses) | $300,000 | 85 |
| Applicable income taxes | $489,000 | 1,062 |
| Income before extraordinary items | $2,345,000 | 1,130 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,345,000 | 1,129 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,345,000 | 1,129 |
| Net charge-offs | $31,000 | 962 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,096,000 | 1,261 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $28,649,000 | 1,189 |
| Total interest expense | $9,268,000 | 482 |
| Net interest income | $19,381,000 | 1,471 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,505,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $221,000 | 2,625 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,284,000 | 2,068 |
| Total noninterest expense | $10,673,000 | 1,913 |
| Salaries and employee benefits | $5,629,000 | 2,027 |
| Premises and equipment expense | $1,678,000 | 1,414 |
| Additional noninterest expense | $1,284,000 | 2,068 |
| Pre-tax net operating income | $10,213,000 | 1,264 |
| Securities gains (losses) | $634,000 | 60 |
| Applicable income taxes | $1,971,000 | 1,092 |
| Income before extraordinary items | $8,876,000 | 1,208 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $8,876,000 | 1,207 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $8,876,000 | 1,208 |
| Net charge-offs | $370,000 | 706 |
| Cash dividends | $6,000,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $8,356,120 | 1,278 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $19,875,000 | 1,210 |
| Total interest expense | $6,417,000 | 382 |
| Net interest income | $13,458,000 | 1,549 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,083,000 | 2,397 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $170,000 | 2,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $913,000 | 2,157 |
| Total noninterest expense | $7,824,000 | 1,940 |
| Salaries and employee benefits | $4,062,000 | 2,070 |
| Premises and equipment expense | $1,290,000 | 1,390 |
| Additional noninterest expense | $913,000 | 2,157 |
| Pre-tax net operating income | $6,717,000 | 1,357 |
| Securities gains (losses) | $563,000 | 59 |
| Applicable income taxes | $1,323,000 | 1,167 |
| Income before extraordinary items | $5,957,000 | 1,297 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,957,000 | 1,296 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,957,000 | 1,297 |
| Net charge-offs | $99,000 | 937 |
| Cash dividends | $2,000,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,495,340 | 1,418 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $12,355,000 | 1,236 |
| Total interest expense | $3,879,000 | 322 |
| Net interest income | $8,476,000 | 1,577 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $713,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $109,000 | 2,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $604,000 | 2,189 |
| Total noninterest expense | $4,977,000 | 1,997 |
| Salaries and employee benefits | $2,704,000 | 2,077 |
| Premises and equipment expense | $794,000 | 1,476 |
| Additional noninterest expense | $1,479,000 | 2,034 |
| Pre-tax net operating income | $4,212,000 | 1,362 |
| Securities gains (losses) | $499,000 | 53 |
| Applicable income taxes | $882,000 | 1,098 |
| Income before extraordinary items | $3,829,000 | 1,267 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,829,000 | 1,267 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,829,000 | 1,267 |
| Net charge-offs | $75,000 | 819 |
| Cash dividends | $2,000,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,424,810 | 1,405 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,859,000 | 1,257 |
| Total interest expense | $1,870,000 | 309 |
| Net interest income | $3,989,000 | 1,618 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $360,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $56,000 | 2,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 2,171 |
| Total noninterest expense | $2,443,000 | 2,011 |
| Salaries and employee benefits | $1,456,000 | 1,973 |
| Premises and equipment expense | $359,000 | 1,614 |
| Additional noninterest expense | $628,000 | 2,226 |
| Pre-tax net operating income | $1,906,000 | 1,398 |
| Securities gains (losses) | $487,000 | 49 |
| Applicable income taxes | $459,000 | 1,021 |
| Income before extraordinary items | $1,934,000 | 1,221 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,934,000 | 1,221 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,934,000 | 1,221 |
| Net charge-offs | $44,000 | 723 |
| Cash dividends | $2,000,000 | 455 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,539,530 | 1,442 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $24,083,000 | 1,273 |
| Total interest expense | $8,668,000 | 322 |
| Net interest income | $15,415,000 | 1,690 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,275,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $223,000 | 2,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,052,000 | 2,581 |
| Total noninterest expense | $10,854,000 | 1,871 |
| Salaries and employee benefits | $5,584,000 | 2,031 |
| Premises and equipment expense | $1,512,000 | 1,508 |
| Additional noninterest expense | $3,758,000 | 1,662 |
| Pre-tax net operating income | $5,836,000 | 1,857 |
| Securities gains (losses) | $5,983,000 | 69 |
| Applicable income taxes | $2,069,000 | 1,073 |
| Income before extraordinary items | $9,750,000 | 1,167 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $9,750,000 | 1,167 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $9,750,000 | 1,167 |
| Net charge-offs | $267,000 | 888 |
| Cash dividends | $2,000,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,843,940 | 1,901 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $18,197,000 | 1,289 |
| Total interest expense | $6,626,000 | 330 |
| Net interest income | $11,571,000 | 1,710 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $984,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $166,000 | 2,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $818,000 | 2,581 |
| Total noninterest expense | $8,182,000 | 1,867 |
| Salaries and employee benefits | $4,326,000 | 1,988 |
| Premises and equipment expense | $1,083,000 | 1,591 |
| Additional noninterest expense | $2,773,000 | 1,681 |
| Pre-tax net operating income | $4,373,000 | 1,943 |
| Securities gains (losses) | $5,246,000 | 70 |
| Applicable income taxes | $1,660,000 | 1,078 |
| Income before extraordinary items | $7,959,000 | 1,136 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,959,000 | 1,137 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,959,000 | 1,137 |
| Net charge-offs | $124,000 | 995 |
| Cash dividends | $2,000,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,604,820 | 1,986 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,602,000 | 1,241 |
| Total interest expense | $4,503,000 | 341 |
| Net interest income | $8,099,000 | 1,637 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $618,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $104,000 | 2,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 2,612 |
| Total noninterest expense | $5,567,000 | 1,826 |
| Salaries and employee benefits | $2,875,000 | 1,980 |
| Premises and equipment expense | $747,000 | 1,553 |
| Additional noninterest expense | $1,945,000 | 1,604 |
| Pre-tax net operating income | $3,150,000 | 1,816 |
| Securities gains (losses) | $2,826,000 | 82 |
| Applicable income taxes | $950,000 | 1,177 |
| Income before extraordinary items | $5,026,000 | 1,172 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,026,000 | 1,173 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $5,026,000 | 1,173 |
| Net charge-offs | $134,000 | 799 |
| Cash dividends | $2,000,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,652,160 | 1,825 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 1,240 |
| Total interest expense | $2,248,000 | 355 |
| Net interest income | $4,092,000 | 1,612 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $263,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $53,000 | 2,559 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 2,788 |
| Total noninterest expense | $2,870,000 | 1,776 |
| Salaries and employee benefits | $1,466,000 | 1,949 |
| Premises and equipment expense | $308,000 | 1,808 |
| Additional noninterest expense | $1,096,000 | 1,430 |
| Pre-tax net operating income | $1,485,000 | 1,882 |
| Securities gains (losses) | $972,000 | 114 |
| Applicable income taxes | $381,000 | 1,352 |
| Income before extraordinary items | $2,076,000 | 1,354 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,076,000 | 1,353 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,076,000 | 1,354 |
| Net charge-offs | $-29,000 | 4,454 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,259,520 | 1,901 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $24,655,000 | 1,247 |
| Total interest expense | $10,173,000 | 496 |
| Net interest income | $14,482,000 | 1,700 |
| Provision for loan and lease losses | $300,000 | 2,662 |
| Total noninterest income | $1,005,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $269,000 | 2,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $736,000 | 2,767 |
| Total noninterest expense | $11,968,000 | 1,714 |
| Salaries and employee benefits | $6,607,000 | 1,756 |
| Premises and equipment expense | $1,030,000 | 2,004 |
| Additional noninterest expense | $4,331,000 | 1,441 |
| Pre-tax net operating income | $3,219,000 | 2,346 |
| Securities gains (losses) | $3,509,000 | 144 |
| Applicable income taxes | $89,000 | 2,981 |
| Income before extraordinary items | $6,639,000 | 1,309 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,639,000 | 1,310 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,639,000 | 1,310 |
| Net charge-offs | $-85,000 | 4,712 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,165,090 | 2,171 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $18,608,000 | 1,241 |
| Total interest expense | $7,750,000 | 518 |
| Net interest income | $10,858,000 | 1,696 |
| Provision for loan and lease losses | $300,000 | 2,421 |
| Total noninterest income | $627,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $202,000 | 2,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,003 |
| Total noninterest expense | $9,153,000 | 1,666 |
| Salaries and employee benefits | $5,106,000 | 1,705 |
| Premises and equipment expense | $535,000 | 2,491 |
| Additional noninterest expense | $3,512,000 | 1,331 |
| Pre-tax net operating income | $2,032,000 | 2,561 |
| Securities gains (losses) | $3,378,000 | 121 |
| Applicable income taxes | $204,000 | 2,370 |
| Income before extraordinary items | $5,206,000 | 1,226 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,206,000 | 1,226 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,206,000 | 1,226 |
| Net charge-offs | $-31,000 | 4,544 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,963,120 | 2,431 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $12,870,000 | 1,214 |
| Total interest expense | $5,346,000 | 548 |
| Net interest income | $7,524,000 | 1,633 |
| Provision for loan and lease losses | $300,000 | 2,042 |
| Total noninterest income | $421,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $139,000 | 2,370 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 2,967 |
| Total noninterest expense | $5,682,000 | 1,749 |
| Salaries and employee benefits | $3,402,000 | 1,698 |
| Premises and equipment expense | $307,000 | 2,714 |
| Additional noninterest expense | $1,973,000 | 1,522 |
| Pre-tax net operating income | $1,963,000 | 2,030 |
| Securities gains (losses) | $2,156,000 | 123 |
| Applicable income taxes | $205,000 | 2,036 |
| Income before extraordinary items | $3,914,000 | 1,058 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,914,000 | 1,058 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,914,000 | 1,058 |
| Net charge-offs | $-17,000 | 4,469 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,865,800 | 1,897 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,573,000 | 1,205 |
| Total interest expense | $2,666,000 | 609 |
| Net interest income | $3,907,000 | 1,532 |
| Provision for loan and lease losses | $300,000 | 1,167 |
| Total noninterest income | $212,000 | 2,947 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $95,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 3,008 |
| Total noninterest expense | $2,657,000 | 1,855 |
| Salaries and employee benefits | $1,579,000 | 1,819 |
| Premises and equipment expense | $133,000 | 2,978 |
| Additional noninterest expense | $945,000 | 1,589 |
| Pre-tax net operating income | $1,162,000 | 1,629 |
| Securities gains (losses) | $1,428,000 | 83 |
| Applicable income taxes | $86,000 | 2,064 |
| Income before extraordinary items | $2,504,000 | 768 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,504,000 | 768 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $2,504,000 | 768 |
| Net charge-offs | $7,000 | 1,991 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,118,840 | 1,493 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $26,281,000 | 1,201 |
| Total interest expense | $10,374,000 | 660 |
| Net interest income | $15,907,000 | 1,517 |
| Provision for loan and lease losses | $7,000 | 3,895 |
| Total noninterest income | $1,355,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $364,000 | 2,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $991,000 | 2,258 |
| Total noninterest expense | $9,980,000 | 1,932 |
| Salaries and employee benefits | $6,283,000 | 1,779 |
| Premises and equipment expense | $554,000 | 2,941 |
| Additional noninterest expense | $3,143,000 | 1,843 |
| Pre-tax net operating income | $7,275,000 | 1,321 |
| Securities gains (losses) | $1,758,000 | 162 |
| Applicable income taxes | $534,000 | 1,928 |
| Income before extraordinary items | $8,499,000 | 1,065 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,499,000 | 1,066 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,499,000 | 1,066 |
| Net charge-offs | $777,000 | 785 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $6,846,480 | 1,239 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $19,725,000 | 1,211 |
| Total interest expense | $7,783,000 | 671 |
| Net interest income | $11,942,000 | 1,532 |
| Provision for loan and lease losses | $7,000 | 3,748 |
| Total noninterest income | $951,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $272,000 | 2,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $679,000 | 2,358 |
| Total noninterest expense | $7,863,000 | 1,857 |
| Salaries and employee benefits | $4,651,000 | 1,804 |
| Premises and equipment expense | $480,000 | 2,714 |
| Additional noninterest expense | $2,732,000 | 1,619 |
| Pre-tax net operating income | $5,023,000 | 1,431 |
| Securities gains (losses) | $1,755,000 | 137 |
| Applicable income taxes | $387,000 | 2,026 |
| Income before extraordinary items | $6,391,000 | 1,085 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,391,000 | 1,086 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,391,000 | 1,086 |
| Net charge-offs | $602,000 | 676 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,741,300 | 1,328 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $13,353,000 | 1,193 |
| Total interest expense | $5,209,000 | 660 |
| Net interest income | $8,144,000 | 1,500 |
| Provision for loan and lease losses | $7,000 | 3,549 |
| Total noninterest income | $554,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $179,000 | 2,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 2,568 |
| Total noninterest expense | $5,260,000 | 1,854 |
| Salaries and employee benefits | $3,110,000 | 1,800 |
| Premises and equipment expense | $333,000 | 2,634 |
| Additional noninterest expense | $1,817,000 | 1,637 |
| Pre-tax net operating income | $3,431,000 | 1,390 |
| Securities gains (losses) | $1,554,000 | 116 |
| Applicable income taxes | $356,000 | 1,714 |
| Income before extraordinary items | $4,629,000 | 984 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,629,000 | 984 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,629,000 | 984 |
| Net charge-offs | $441,000 | 619 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $3,183,780 | 1,304 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 1,205 |
| Total interest expense | $2,687,000 | 625 |
| Net interest income | $3,822,000 | 1,595 |
| Provision for loan and lease losses | $7,000 | 3,190 |
| Total noninterest income | $337,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $88,000 | 2,379 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 2,150 |
| Total noninterest expense | $2,567,000 | 1,897 |
| Salaries and employee benefits | $1,511,000 | 1,855 |
| Premises and equipment expense | $159,000 | 2,742 |
| Additional noninterest expense | $897,000 | 1,661 |
| Pre-tax net operating income | $1,585,000 | 1,446 |
| Securities gains (losses) | $683,000 | 112 |
| Applicable income taxes | $148,000 | 1,850 |
| Income before extraordinary items | $2,120,000 | 1,033 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,120,000 | 1,032 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,120,000 | 1,032 |
| Net charge-offs | $209,000 | 605 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,484,810 | 1,343 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $24,712,000 | 1,194 |
| Total interest expense | $8,309,000 | 610 |
| Net interest income | $16,403,000 | 1,472 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $2,337,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $424,000 | 2,224 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,913,000 | 1,536 |
| Total noninterest expense | $10,376,000 | 1,845 |
| Salaries and employee benefits | $5,868,000 | 1,856 |
| Premises and equipment expense | $643,000 | 2,712 |
| Additional noninterest expense | $3,865,000 | 1,553 |
| Pre-tax net operating income | $8,364,000 | 1,192 |
| Securities gains (losses) | $111,000 | 289 |
| Applicable income taxes | $366,000 | 2,240 |
| Income before extraordinary items | $8,109,000 | 1,087 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,109,000 | 1,086 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,109,000 | 1,086 |
| Net charge-offs | $395,000 | 1,117 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $8,002,440 | 1,088 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,799,000 | 1,225 |
| Total interest expense | $5,790,000 | 620 |
| Net interest income | $12,009,000 | 1,500 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,998,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $322,000 | 2,223 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,676,000 | 1,414 |
| Total noninterest expense | $7,666,000 | 1,860 |
| Salaries and employee benefits | $4,156,000 | 1,928 |
| Premises and equipment expense | $494,000 | 2,694 |
| Additional noninterest expense | $3,016,000 | 1,505 |
| Pre-tax net operating income | $6,341,000 | 1,184 |
| Securities gains (losses) | $90,000 | 308 |
| Applicable income taxes | $290,000 | 2,257 |
| Income before extraordinary items | $6,141,000 | 1,081 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,141,000 | 1,080 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,141,000 | 1,080 |
| Net charge-offs | $258,000 | 1,083 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $6,055,500 | 1,081 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,678,000 | 1,226 |
| Total interest expense | $3,736,000 | 594 |
| Net interest income | $7,942,000 | 1,505 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,645,000 | 1,466 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $212,000 | 2,227 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,433,000 | 1,191 |
| Total noninterest expense | $5,087,000 | 1,890 |
| Salaries and employee benefits | $2,760,000 | 1,941 |
| Premises and equipment expense | $357,000 | 2,567 |
| Additional noninterest expense | $1,970,000 | 1,528 |
| Pre-tax net operating income | $4,500,000 | 1,113 |
| Securities gains (losses) | $90,000 | 255 |
| Applicable income taxes | $262,000 | 1,983 |
| Income before extraordinary items | $4,328,000 | 1,022 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,328,000 | 1,021 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,328,000 | 1,021 |
| Net charge-offs | $221,000 | 875 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $4,243,400 | 1,031 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,680,000 | 1,247 |
| Total interest expense | $1,809,000 | 578 |
| Net interest income | $3,871,000 | 1,541 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $447,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $110,000 | 2,179 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $337,000 | 1,881 |
| Total noninterest expense | $2,283,000 | 2,075 |
| Salaries and employee benefits | $1,180,000 | 2,227 |
| Premises and equipment expense | $209,000 | 2,375 |
| Additional noninterest expense | $894,000 | 1,652 |
| Pre-tax net operating income | $2,035,000 | 1,180 |
| Securities gains (losses) | $36,000 | 264 |
| Applicable income taxes | $308,000 | 1,200 |
| Income before extraordinary items | $1,763,000 | 1,156 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,763,000 | 1,155 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,763,000 | 1,156 |
| Net charge-offs | $231,000 | 532 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,732,400 | 1,166 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $21,864,000 | 1,256 |
| Total interest expense | $6,804,000 | 518 |
| Net interest income | $15,060,000 | 1,552 |
| Provision for loan and lease losses | $2,150,000 | 490 |
| Total noninterest income | $1,401,000 | 2,491 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $508,000 | 1,998 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $893,000 | 2,426 |
| Total noninterest expense | $10,473,000 | 1,839 |
| Salaries and employee benefits | $5,670,000 | 1,897 |
| Premises and equipment expense | $899,000 | 2,260 |
| Additional noninterest expense | $3,904,000 | 1,555 |
| Pre-tax net operating income | $3,838,000 | 2,102 |
| Securities gains (losses) | $754,000 | 173 |
| Applicable income taxes | $-286,000 | 5,589 |
| Income before extraordinary items | $4,878,000 | 1,369 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,878,000 | 1,367 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,878,000 | 1,369 |
| Net charge-offs | $1,802,000 | 440 |
| Cash dividends | $6,000,000 | 568 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,124,000 | 1,558 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $16,346,000 | 1,255 |
| Total interest expense | $5,065,000 | 507 |
| Net interest income | $11,281,000 | 1,552 |
| Provision for loan and lease losses | $450,000 | 1,230 |
| Total noninterest income | $989,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $394,000 | 1,971 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $595,000 | 2,592 |
| Total noninterest expense | $7,507,000 | 1,911 |
| Salaries and employee benefits | $4,339,000 | 1,873 |
| Premises and equipment expense | $678,000 | 2,264 |
| Additional noninterest expense | $2,490,000 | 1,784 |
| Pre-tax net operating income | $4,313,000 | 1,529 |
| Securities gains (losses) | $817,000 | 149 |
| Applicable income taxes | $612,000 | 1,907 |
| Income before extraordinary items | $4,518,000 | 1,252 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,518,000 | 1,252 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,518,000 | 1,252 |
| Net charge-offs | $339,000 | 1,043 |
| Cash dividends | $6,000,000 | 427 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,799,040 | 1,414 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $11,060,000 | 1,233 |
| Total interest expense | $3,309,000 | 503 |
| Net interest income | $7,751,000 | 1,500 |
| Provision for loan and lease losses | $250,000 | 1,362 |
| Total noninterest income | $640,000 | 2,629 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $256,000 | 1,999 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $384,000 | 2,641 |
| Total noninterest expense | $4,845,000 | 1,957 |
| Salaries and employee benefits | $2,936,000 | 1,865 |
| Premises and equipment expense | $348,000 | 2,694 |
| Additional noninterest expense | $1,561,000 | 1,876 |
| Pre-tax net operating income | $3,296,000 | 1,368 |
| Securities gains (losses) | $372,000 | 187 |
| Applicable income taxes | $506,000 | 1,685 |
| Income before extraordinary items | $3,162,000 | 1,192 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,162,000 | 1,191 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,162,000 | 1,192 |
| Net charge-offs | $103,000 | 1,495 |
| Cash dividends | $6,000,000 | 309 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,842,080 | 1,281 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,699,000 | 1,195 |
| Total interest expense | $1,659,000 | 487 |
| Net interest income | $4,040,000 | 1,432 |
| Provision for loan and lease losses | $250,000 | 786 |
| Total noninterest income | $296,000 | 2,723 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $123,000 | 2,056 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $173,000 | 2,748 |
| Total noninterest expense | $2,216,000 | 2,132 |
| Salaries and employee benefits | $1,313,000 | 2,060 |
| Premises and equipment expense | $153,000 | 2,954 |
| Additional noninterest expense | $750,000 | 1,935 |
| Pre-tax net operating income | $1,870,000 | 1,246 |
| Securities gains (losses) | $194,000 | 163 |
| Applicable income taxes | $331,000 | 1,412 |
| Income before extraordinary items | $1,733,000 | 1,081 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,733,000 | 1,080 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,733,000 | 1,081 |
| Net charge-offs | $50,000 | 1,332 |
| Cash dividends | $6,000,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,570,040 | 1,157 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $21,007,000 | 1,245 |
| Total interest expense | $6,853,000 | 441 |
| Net interest income | $14,154,000 | 1,582 |
| Provision for loan and lease losses | $750,000 | 1,141 |
| Total noninterest income | $2,180,000 | 2,020 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $511,000 | 2,048 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,669,000 | 1,760 |
| Total noninterest expense | $9,565,000 | 1,985 |
| Salaries and employee benefits | $5,771,000 | 1,853 |
| Premises and equipment expense | $638,000 | 2,907 |
| Additional noninterest expense | $3,156,000 | 1,891 |
| Pre-tax net operating income | $6,019,000 | 1,395 |
| Securities gains (losses) | $2,093,000 | 118 |
| Applicable income taxes | $1,128,000 | 1,528 |
| Income before extraordinary items | $6,984,000 | 1,060 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,984,000 | 1,059 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,984,000 | 1,059 |
| Net charge-offs | $574,000 | 993 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $5,184,020 | 1,309 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,472,000 | 1,273 |
| Total interest expense | $5,280,000 | 424 |
| Net interest income | $10,192,000 | 1,652 |
| Provision for loan and lease losses | $750,000 | 858 |
| Total noninterest income | $1,763,000 | 1,925 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $379,000 | 2,077 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,384,000 | 1,667 |
| Total noninterest expense | $6,859,000 | 2,056 |
| Salaries and employee benefits | $4,068,000 | 1,953 |
| Premises and equipment expense | $422,000 | 3,163 |
| Additional noninterest expense | $2,369,000 | 1,884 |
| Pre-tax net operating income | $4,346,000 | 1,459 |
| Securities gains (losses) | $1,736,000 | 116 |
| Applicable income taxes | $821,000 | 1,595 |
| Income before extraordinary items | $5,261,000 | 1,068 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,261,000 | 1,068 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,261,000 | 1,068 |
| Net charge-offs | $398,000 | 933 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,750,680 | 1,369 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,135,000 | 1,296 |
| Total interest expense | $3,326,000 | 438 |
| Net interest income | $6,809,000 | 1,652 |
| Provision for loan and lease losses | $750,000 | 620 |
| Total noninterest income | $1,086,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $241,000 | 2,122 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $845,000 | 1,738 |
| Total noninterest expense | $4,596,000 | 2,064 |
| Salaries and employee benefits | $2,710,000 | 1,959 |
| Premises and equipment expense | $277,000 | 3,209 |
| Additional noninterest expense | $1,609,000 | 1,861 |
| Pre-tax net operating income | $2,549,000 | 1,606 |
| Securities gains (losses) | $1,195,000 | 118 |
| Applicable income taxes | $418,000 | 1,844 |
| Income before extraordinary items | $3,326,000 | 1,107 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,326,000 | 1,107 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,326,000 | 1,107 |
| Net charge-offs | $372,000 | 737 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,262,450 | 1,473 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 1,278 |
| Total interest expense | $1,806,000 | 403 |
| Net interest income | $3,319,000 | 1,693 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $688,000 | 1,689 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $118,000 | 2,158 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $570,000 | 1,392 |
| Total noninterest expense | $2,174,000 | 2,170 |
| Salaries and employee benefits | $1,210,000 | 2,160 |
| Premises and equipment expense | $135,000 | 3,290 |
| Additional noninterest expense | $829,000 | 1,785 |
| Pre-tax net operating income | $1,583,000 | 1,348 |
| Securities gains (losses) | $682,000 | 104 |
| Applicable income taxes | $317,000 | 1,421 |
| Income before extraordinary items | $1,948,000 | 918 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,948,000 | 919 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,948,000 | 919 |
| Net charge-offs | $112,000 | 948 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,361,480 | 1,238 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $20,829,000 | 1,226 |
| Total interest expense | $6,161,000 | 444 |
| Net interest income | $14,668,000 | 1,508 |
| Provision for loan and lease losses | $500,000 | 1,348 |
| Total noninterest income | $1,493,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $546,000 | 1,987 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $947,000 | 2,449 |
| Total noninterest expense | $8,894,000 | 2,110 |
| Salaries and employee benefits | $5,746,000 | 1,813 |
| Premises and equipment expense | $562,000 | 3,245 |
| Additional noninterest expense | $2,586,000 | 2,268 |
| Pre-tax net operating income | $6,767,000 | 1,235 |
| Securities gains (losses) | $944,000 | 222 |
| Applicable income taxes | $897,000 | 1,685 |
| Income before extraordinary items | $6,814,000 | 1,052 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $6,814,000 | 1,051 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,814,000 | 1,052 |
| Net charge-offs | $612,000 | 991 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $5,983,280 | 1,157 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,529,000 | 1,239 |
| Total interest expense | $4,519,000 | 457 |
| Net interest income | $11,010,000 | 1,523 |
| Provision for loan and lease losses | $500,000 | 1,034 |
| Total noninterest income | $1,097,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $412,000 | 1,992 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $685,000 | 2,504 |
| Total noninterest expense | $6,471,000 | 2,152 |
| Salaries and employee benefits | $4,102,000 | 1,909 |
| Premises and equipment expense | $436,000 | 3,214 |
| Additional noninterest expense | $1,933,000 | 2,271 |
| Pre-tax net operating income | $5,136,000 | 1,251 |
| Securities gains (losses) | $671,000 | 244 |
| Applicable income taxes | $846,000 | 1,532 |
| Income before extraordinary items | $4,961,000 | 1,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,961,000 | 1,077 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,961,000 | 1,079 |
| Net charge-offs | $569,000 | 788 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,390,650 | 1,180 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,123,000 | 1,266 |
| Total interest expense | $2,953,000 | 459 |
| Net interest income | $7,170,000 | 1,553 |
| Provision for loan and lease losses | $500,000 | 753 |
| Total noninterest income | $650,000 | 2,720 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $270,000 | 1,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $380,000 | 2,743 |
| Total noninterest expense | $4,219,000 | 2,209 |
| Salaries and employee benefits | $2,599,000 | 2,002 |
| Premises and equipment expense | $270,000 | 3,377 |
| Additional noninterest expense | $1,350,000 | 2,180 |
| Pre-tax net operating income | $3,101,000 | 1,338 |
| Securities gains (losses) | $508,000 | 254 |
| Applicable income taxes | $484,000 | 1,660 |
| Income before extraordinary items | $3,125,000 | 1,123 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,125,000 | 1,122 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,125,000 | 1,124 |
| Net charge-offs | $553,000 | 588 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,683,040 | 1,246 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 1,256 |
| Total interest expense | $1,531,000 | 437 |
| Net interest income | $3,518,000 | 1,570 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $307,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $126,000 | 2,075 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $181,000 | 2,760 |
| Total noninterest expense | $2,198,000 | 2,150 |
| Salaries and employee benefits | $1,241,000 | 2,094 |
| Premises and equipment expense | $127,000 | 3,536 |
| Additional noninterest expense | $830,000 | 1,811 |
| Pre-tax net operating income | $1,627,000 | 1,249 |
| Securities gains (losses) | $406,000 | 197 |
| Applicable income taxes | $345,000 | 1,316 |
| Income before extraordinary items | $1,688,000 | 1,014 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,688,000 | 1,014 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,688,000 | 1,015 |
| Net charge-offs | $290,000 | 546 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,351,020 | 1,203 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $21,374,000 | 1,195 |
| Total interest expense | $6,739,000 | 417 |
| Net interest income | $14,635,000 | 1,510 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,491,000 | 2,516 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $602,000 | 1,956 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $889,000 | 2,493 |
| Total noninterest expense | $9,136,000 | 2,061 |
| Salaries and employee benefits | $5,737,000 | 1,795 |
| Premises and equipment expense | $483,000 | 3,712 |
| Additional noninterest expense | $2,916,000 | 2,086 |
| Pre-tax net operating income | $6,990,000 | 1,158 |
| Securities gains (losses) | $3,134,000 | 78 |
| Applicable income taxes | $1,616,000 | 1,139 |
| Income before extraordinary items | $8,508,000 | 790 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $8,508,000 | 789 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $8,508,000 | 789 |
| Net charge-offs | $26,000 | 4,172 |
| Cash dividends | $6,000,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,875,440 | 1,094 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,163,000 | 1,198 |
| Total interest expense | $4,947,000 | 432 |
| Net interest income | $11,216,000 | 1,478 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,013,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $459,000 | 1,939 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $554,000 | 2,760 |
| Total noninterest expense | $6,762,000 | 2,087 |
| Salaries and employee benefits | $4,127,000 | 1,873 |
| Premises and equipment expense | $410,000 | 3,482 |
| Additional noninterest expense | $2,225,000 | 2,053 |
| Pre-tax net operating income | $5,467,000 | 1,127 |
| Securities gains (losses) | $2,382,000 | 75 |
| Applicable income taxes | $765,000 | 1,557 |
| Income before extraordinary items | $7,084,000 | 718 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,084,000 | 715 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,084,000 | 716 |
| Net charge-offs | $-47,000 | 6,018 |
| Cash dividends | $4,000,000 | 525 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,940,200 | 993 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,690,000 | 1,195 |
| Total interest expense | $3,249,000 | 433 |
| Net interest income | $7,441,000 | 1,482 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $870,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $300,000 | 1,947 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $570,000 | 2,131 |
| Total noninterest expense | $4,385,000 | 2,155 |
| Salaries and employee benefits | $2,656,000 | 1,950 |
| Premises and equipment expense | $266,000 | 3,571 |
| Additional noninterest expense | $1,463,000 | 2,063 |
| Pre-tax net operating income | $3,926,000 | 1,042 |
| Securities gains (losses) | $1,260,000 | 101 |
| Applicable income taxes | $765,000 | 1,166 |
| Income before extraordinary items | $4,421,000 | 743 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,421,000 | 742 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,421,000 | 743 |
| Net charge-offs | $-52,000 | 6,159 |
| Cash dividends | $4,000,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $3,350,000 | 953 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 1,185 |
| Total interest expense | $1,577,000 | 449 |
| Net interest income | $3,828,000 | 1,440 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $401,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $147,000 | 1,973 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $254,000 | 2,233 |
| Total noninterest expense | $2,177,000 | 2,173 |
| Salaries and employee benefits | $1,341,000 | 1,935 |
| Premises and equipment expense | $127,000 | 3,720 |
| Additional noninterest expense | $709,000 | 2,123 |
| Pre-tax net operating income | $2,052,000 | 952 |
| Securities gains (losses) | $413,000 | 154 |
| Applicable income taxes | $415,000 | 1,055 |
| Income before extraordinary items | $2,050,000 | 762 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,050,000 | 763 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,050,000 | 763 |
| Net charge-offs | $-42,000 | 6,265 |
| Cash dividends | $4,000,000 | 185 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,707,210 | 897 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,254,000 | 1,249 |
| Total interest expense | $5,729,000 | 560 |
| Net interest income | $14,525,000 | 1,492 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,216,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $681,000 | 1,870 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,535,000 | 1,815 |
| Total noninterest expense | $9,340,000 | 2,024 |
| Salaries and employee benefits | $5,976,000 | 1,720 |
| Premises and equipment expense | $532,000 | 3,596 |
| Additional noninterest expense | $2,832,000 | 2,203 |
| Pre-tax net operating income | $7,401,000 | 1,031 |
| Securities gains (losses) | $1,508,000 | 165 |
| Applicable income taxes | $1,526,000 | 1,111 |
| Income before extraordinary items | $7,383,000 | 849 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,383,000 | 851 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,383,000 | 851 |
| Net charge-offs | $218,000 | 2,918 |
| Cash dividends | $3,000,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $6,131,360 | 989 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,825,000 | 1,293 |
| Total interest expense | $4,136,000 | 602 |
| Net interest income | $10,689,000 | 1,529 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,819,000 | 1,922 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $519,000 | 1,851 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,300,000 | 1,721 |
| Total noninterest expense | $7,007,000 | 2,026 |
| Salaries and employee benefits | $4,445,000 | 1,739 |
| Premises and equipment expense | $409,000 | 3,555 |
| Additional noninterest expense | $2,153,000 | 2,155 |
| Pre-tax net operating income | $5,501,000 | 1,057 |
| Securities gains (losses) | $1,083,000 | 189 |
| Applicable income taxes | $1,156,000 | 1,125 |
| Income before extraordinary items | $5,428,000 | 878 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $5,428,000 | 880 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,428,000 | 880 |
| Net charge-offs | $202,000 | 2,550 |
| Cash dividends | $3,000,000 | 641 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,539,940 | 1,009 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,722,000 | 1,307 |
| Total interest expense | $2,665,000 | 646 |
| Net interest income | $7,057,000 | 1,532 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,519,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $342,000 | 1,847 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,177,000 | 1,419 |
| Total noninterest expense | $4,691,000 | 2,019 |
| Salaries and employee benefits | $2,934,000 | 1,755 |
| Premises and equipment expense | $265,000 | 3,645 |
| Additional noninterest expense | $1,492,000 | 2,063 |
| Pre-tax net operating income | $3,885,000 | 973 |
| Securities gains (losses) | $894,000 | 204 |
| Applicable income taxes | $956,000 | 977 |
| Income before extraordinary items | $3,823,000 | 817 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,823,000 | 817 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,823,000 | 819 |
| Net charge-offs | $158,000 | 2,330 |
| Cash dividends | $3,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $3,107,800 | 945 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 1,280 |
| Total interest expense | $1,370,000 | 650 |
| Net interest income | $3,604,000 | 1,499 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $681,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $168,000 | 1,866 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $513,000 | 1,545 |
| Total noninterest expense | $2,539,000 | 1,897 |
| Salaries and employee benefits | $1,562,000 | 1,678 |
| Premises and equipment expense | $135,000 | 3,623 |
| Additional noninterest expense | $842,000 | 1,858 |
| Pre-tax net operating income | $1,746,000 | 1,059 |
| Securities gains (losses) | $-136,000 | 6,967 |
| Applicable income taxes | $228,000 | 1,583 |
| Income before extraordinary items | $1,382,000 | 1,102 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,382,000 | 1,104 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,382,000 | 1,104 |
| Net charge-offs | $149,000 | 1,591 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,498,960 | 963 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $21,543,000 | 1,236 |
| Total interest expense | $6,098,000 | 711 |
| Net interest income | $15,445,000 | 1,423 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $1,786,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $691,000 | 1,921 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,095,000 | 2,263 |
| Total noninterest expense | $9,807,000 | 1,954 |
| Salaries and employee benefits | $5,783,000 | 1,752 |
| Premises and equipment expense | $541,000 | 3,627 |
| Additional noninterest expense | $3,483,000 | 1,887 |
| Pre-tax net operating income | $7,184,000 | 985 |
| Securities gains (losses) | $1,160,000 | 447 |
| Applicable income taxes | $1,439,000 | 1,131 |
| Income before extraordinary items | $6,905,000 | 862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,905,000 | 862 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $6,905,000 | 862 |
| Net charge-offs | $238,000 | 3,584 |
| Cash dividends | $7,000,000 | 420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $5,942,200 | 964 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $16,358,000 | 1,246 |
| Total interest expense | $4,749,000 | 711 |
| Net interest income | $11,609,000 | 1,433 |
| Provision for loan and lease losses | $240,000 | 3,256 |
| Total noninterest income | $1,289,000 | 2,419 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $514,000 | 1,952 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $775,000 | 2,312 |
| Total noninterest expense | $7,594,000 | 1,889 |
| Salaries and employee benefits | $4,475,000 | 1,680 |
| Premises and equipment expense | $408,000 | 3,674 |
| Additional noninterest expense | $2,711,000 | 1,826 |
| Pre-tax net operating income | $5,064,000 | 1,069 |
| Securities gains (losses) | $1,268,000 | 313 |
| Applicable income taxes | $1,084,000 | 1,162 |
| Income before extraordinary items | $5,248,000 | 867 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,248,000 | 866 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,248,000 | 867 |
| Net charge-offs | $187,000 | 3,376 |
| Cash dividends | $2,000,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $4,195,560 | 1,024 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $11,108,000 | 1,232 |
| Total interest expense | $3,169,000 | 746 |
| Net interest income | $7,939,000 | 1,391 |
| Provision for loan and lease losses | $240,000 | 2,731 |
| Total noninterest income | $779,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $324,000 | 2,020 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $455,000 | 2,458 |
| Total noninterest expense | $5,075,000 | 1,889 |
| Salaries and employee benefits | $2,973,000 | 1,687 |
| Premises and equipment expense | $259,000 | 3,775 |
| Additional noninterest expense | $1,843,000 | 1,806 |
| Pre-tax net operating income | $3,403,000 | 1,044 |
| Securities gains (losses) | $374,000 | 723 |
| Applicable income taxes | $549,000 | 1,399 |
| Income before extraordinary items | $3,228,000 | 936 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,228,000 | 935 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,228,000 | 936 |
| Net charge-offs | $103,000 | 3,380 |
| Cash dividends | $2,000,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,910,100 | 977 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 1,272 |
| Total interest expense | $1,695,000 | 714 |
| Net interest income | $3,726,000 | 1,503 |
| Provision for loan and lease losses | $120,000 | 2,650 |
| Total noninterest income | $434,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $158,000 | 2,045 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $276,000 | 2,216 |
| Total noninterest expense | $2,539,000 | 1,878 |
| Salaries and employee benefits | $1,567,000 | 1,614 |
| Premises and equipment expense | $129,000 | 3,811 |
| Additional noninterest expense | $843,000 | 1,946 |
| Pre-tax net operating income | $1,501,000 | 1,166 |
| Securities gains (losses) | $316,000 | 438 |
| Applicable income taxes | $242,000 | 1,521 |
| Income before extraordinary items | $1,575,000 | 948 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,575,000 | 950 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,575,000 | 949 |
| Net charge-offs | $101,000 | 2,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,300,080 | 1,074 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,047,000 | 1,298 |
| Total interest expense | $6,336,000 | 959 |
| Net interest income | $15,711,000 | 1,418 |
| Provision for loan and lease losses | $480,000 | 3,503 |
| Total noninterest income | $1,586,000 | 2,361 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $803,000 | 1,779 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $783,000 | 2,489 |
| Total noninterest expense | $10,609,000 | 1,817 |
| Salaries and employee benefits | $5,619,000 | 1,718 |
| Premises and equipment expense | $586,000 | 3,642 |
| Additional noninterest expense | $4,404,000 | 1,551 |
| Pre-tax net operating income | $6,208,000 | 962 |
| Securities gains (losses) | $-1,406,000 | 7,300 |
| Applicable income taxes | $279,000 | 2,606 |
| Income before extraordinary items | $4,523,000 | 1,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,523,000 | 1,103 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,523,000 | 1,103 |
| Net charge-offs | $423,000 | 3,373 |
| Cash dividends | $7,700,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $5,844,640 | 825 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,528,000 | 1,312 |
| Total interest expense | $4,714,000 | 1,016 |
| Net interest income | $11,814,000 | 1,426 |
| Provision for loan and lease losses | $360,000 | 3,361 |
| Total noninterest income | $1,183,000 | 2,354 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $612,000 | 1,763 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $571,000 | 2,492 |
| Total noninterest expense | $8,308,000 | 1,744 |
| Salaries and employee benefits | $4,416,000 | 1,668 |
| Premises and equipment expense | $437,000 | 3,699 |
| Additional noninterest expense | $3,455,000 | 1,495 |
| Pre-tax net operating income | $4,329,000 | 1,064 |
| Securities gains (losses) | $-312,000 | 7,310 |
| Applicable income taxes | $369,000 | 2,028 |
| Income before extraordinary items | $3,648,000 | 1,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,648,000 | 1,057 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,648,000 | 1,057 |
| Net charge-offs | $280,000 | 3,327 |
| Cash dividends | $5,200,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,931,920 | 931 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,096,000 | 1,312 |
| Total interest expense | $3,097,000 | 1,058 |
| Net interest income | $7,999,000 | 1,395 |
| Provision for loan and lease losses | $240,000 | 3,291 |
| Total noninterest income | $771,000 | 2,374 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $389,000 | 1,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $382,000 | 2,504 |
| Total noninterest expense | $5,382,000 | 1,812 |
| Salaries and employee benefits | $2,943,000 | 1,676 |
| Premises and equipment expense | $287,000 | 3,763 |
| Additional noninterest expense | $2,152,000 | 1,602 |
| Pre-tax net operating income | $3,148,000 | 970 |
| Securities gains (losses) | $-148,000 | 7,355 |
| Applicable income taxes | $389,000 | 1,549 |
| Income before extraordinary items | $2,611,000 | 948 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,611,000 | 946 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,611,000 | 948 |
| Net charge-offs | $245,000 | 2,907 |
| Cash dividends | $3,500,000 | 266 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,739,760 | 874 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,608,000 | 1,303 |
| Total interest expense | $1,576,000 | 1,081 |
| Net interest income | $4,032,000 | 1,377 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $368,000 | 2,487 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $179,000 | 1,908 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $189,000 | 2,548 |
| Total noninterest expense | $2,673,000 | 1,842 |
| Salaries and employee benefits | $1,559,000 | 1,602 |
| Premises and equipment expense | $143,000 | 3,826 |
| Additional noninterest expense | $971,000 | 1,750 |
| Pre-tax net operating income | $1,607,000 | 948 |
| Securities gains (losses) | $-173,000 | 7,450 |
| Applicable income taxes | $384,000 | 918 |
| Income before extraordinary items | $1,050,000 | 1,167 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,050,000 | 1,167 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,050,000 | 1,167 |
| Net charge-offs | $180,000 | 2,205 |
| Cash dividends | $1,500,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,176,290 | 1,004 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $24,207,000 | 1,272 |
| Total interest expense | $7,055,000 | 1,163 |
| Net interest income | $17,152,000 | 1,311 |
| Provision for loan and lease losses | $1,090,000 | 2,926 |
| Total noninterest income | $1,642,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $817,000 | 1,787 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $825,000 | 2,450 |
| Total noninterest expense | $9,724,000 | 1,997 |
| Salaries and employee benefits | $5,514,000 | 1,762 |
| Premises and equipment expense | $612,000 | 3,673 |
| Additional noninterest expense | $3,598,000 | 1,968 |
| Pre-tax net operating income | $7,980,000 | 673 |
| Securities gains (losses) | $-982,000 | 7,505 |
| Applicable income taxes | $2,236,000 | 673 |
| Income before extraordinary items | $4,762,000 | 927 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,762,000 | 928 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,762,000 | 929 |
| Net charge-offs | $1,247,000 | 2,394 |
| Cash dividends | $2,000,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,429,760 | 775 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $18,302,000 | 1,283 |
| Total interest expense | $5,411,000 | 1,186 |
| Net interest income | $12,891,000 | 1,317 |
| Provision for loan and lease losses | $510,000 | 3,498 |
| Total noninterest income | $1,244,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $618,000 | 1,832 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $626,000 | 2,420 |
| Total noninterest expense | $7,162,000 | 2,026 |
| Salaries and employee benefits | $4,301,000 | 1,710 |
| Premises and equipment expense | $462,000 | 3,711 |
| Additional noninterest expense | $2,399,000 | 2,139 |
| Pre-tax net operating income | $6,463,000 | 664 |
| Securities gains (losses) | $-1,020,000 | 7,657 |
| Applicable income taxes | $1,766,000 | 659 |
| Income before extraordinary items | $3,677,000 | 947 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,677,000 | 949 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,677,000 | 949 |
| Net charge-offs | $872,000 | 2,350 |
| Cash dividends | $2,000,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,370,600 | 744 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $12,232,000 | 1,296 |
| Total interest expense | $3,669,000 | 1,211 |
| Net interest income | $8,563,000 | 1,333 |
| Provision for loan and lease losses | $390,000 | 3,233 |
| Total noninterest income | $803,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $410,000 | 1,845 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $393,000 | 2,440 |
| Total noninterest expense | $4,719,000 | 2,058 |
| Salaries and employee benefits | $2,830,000 | 1,733 |
| Premises and equipment expense | $297,000 | 3,833 |
| Additional noninterest expense | $1,592,000 | 2,148 |
| Pre-tax net operating income | $4,257,000 | 652 |
| Securities gains (losses) | $-641,000 | 7,708 |
| Applicable income taxes | $1,170,000 | 630 |
| Income before extraordinary items | $2,446,000 | 917 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,446,000 | 917 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,446,000 | 918 |
| Net charge-offs | $629,000 | 2,186 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,881,880 | 756 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,175,000 | 1,307 |
| Total interest expense | $1,771,000 | 1,323 |
| Net interest income | $4,404,000 | 1,309 |
| Provision for loan and lease losses | $270,000 | 2,574 |
| Total noninterest income | $380,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $198,000 | 1,892 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $182,000 | 2,530 |
| Total noninterest expense | $2,417,000 | 2,033 |
| Salaries and employee benefits | $1,490,000 | 1,675 |
| Premises and equipment expense | $148,000 | 3,919 |
| Additional noninterest expense | $779,000 | 2,172 |
| Pre-tax net operating income | $2,097,000 | 646 |
| Securities gains (losses) | $-7,000 | 7,474 |
| Applicable income taxes | $674,000 | 537 |
| Income before extraordinary items | $1,416,000 | 785 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,416,000 | 787 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,416,000 | 789 |
| Net charge-offs | $257,000 | 2,197 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,420,760 | 750 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $26,371,000 | 1,307 |
| Total interest expense | $8,481,000 | 1,421 |
| Net interest income | $17,890,000 | 1,254 |
| Provision for loan and lease losses | $1,530,000 | 2,865 |
| Total noninterest income | $1,653,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $931,000 | 1,797 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $722,000 | 2,607 |
| Total noninterest expense | $9,129,000 | 2,179 |
| Salaries and employee benefits | $5,445,000 | 1,817 |
| Premises and equipment expense | $640,000 | 3,714 |
| Additional noninterest expense | $3,044,000 | 2,314 |
| Pre-tax net operating income | $8,884,000 | 483 |
| Securities gains (losses) | $-1,403,000 | 7,762 |
| Applicable income taxes | $2,432,000 | 476 |
| Income before extraordinary items | $5,049,000 | 678 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,049,000 | 678 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $5,049,000 | 678 |
| Net charge-offs | $1,414,000 | 2,447 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $5,989,010 | 569 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,372,000 | 1,353 |
| Total interest expense | $6,360,000 | 1,481 |
| Net interest income | $13,012,000 | 1,283 |
| Provision for loan and lease losses | $1,060,000 | 2,699 |
| Total noninterest income | $1,183,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $682,000 | 1,838 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $501,000 | 2,810 |
| Total noninterest expense | $7,036,000 | 2,125 |
| Salaries and employee benefits | $4,286,000 | 1,752 |
| Premises and equipment expense | $491,000 | 3,666 |
| Additional noninterest expense | $2,259,000 | 2,306 |
| Pre-tax net operating income | $6,099,000 | 565 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $1,999,000 | 472 |
| Income before extraordinary items | $4,102,000 | 657 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $4,102,000 | 658 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $4,102,000 | 659 |
| Net charge-offs | $840,000 | 2,405 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,100,660 | 648 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,080,000 | 1,364 |
| Total interest expense | $4,392,000 | 1,506 |
| Net interest income | $8,688,000 | 1,284 |
| Provision for loan and lease losses | $540,000 | 2,870 |
| Total noninterest income | $873,000 | 2,392 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $434,000 | 1,887 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $439,000 | 2,416 |
| Total noninterest expense | $4,528,000 | 2,221 |
| Salaries and employee benefits | $2,839,000 | 1,797 |
| Premises and equipment expense | $303,000 | 3,899 |
| Additional noninterest expense | $1,386,000 | 2,509 |
| Pre-tax net operating income | $4,493,000 | 496 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $1,490,000 | 427 |
| Income before extraordinary items | $3,004,000 | 610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,004,000 | 607 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,004,000 | 610 |
| Net charge-offs | $303,000 | 2,913 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,003,330 | 582 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,437,000 | 1,406 |
| Total interest expense | $2,393,000 | 1,446 |
| Net interest income | $4,044,000 | 1,360 |
| Provision for loan and lease losses | $420,000 | 1,952 |
| Total noninterest income | $392,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $220,000 | 1,817 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $172,000 | 2,722 |
| Total noninterest expense | $2,186,000 | 2,238 |
| Salaries and employee benefits | $1,360,000 | 1,891 |
| Premises and equipment expense | $154,000 | 3,899 |
| Additional noninterest expense | $672,000 | 2,312 |
| Pre-tax net operating income | $1,830,000 | 677 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $603,000 | 549 |
| Income before extraordinary items | $1,228,000 | 863 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,228,000 | 863 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,228,000 | 865 |
| Net charge-offs | $-201,000 | 8,224 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,227,330 | 794 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,578,000 | 1,709 |
| Total interest expense | $8,225,000 | 1,912 |
| Net interest income | $14,353,000 | 1,560 |
| Provision for loan and lease losses | $830,000 | 2,982 |
| Total noninterest income | $1,194,000 | 3,051 |
| Gross Fiduciary activities income | $37,000 | 1,016 |
| Service charges on deposit accounts | $1,078,000 | 1,650 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $79,000 | 6,232 |
| Total noninterest expense | $8,583,000 | 2,226 |
| Salaries and employee benefits | $5,301,000 | 1,906 |
| Premises and equipment expense | $715,000 | 3,456 |
| Additional noninterest expense | $2,567,000 | 2,291 |
| Pre-tax net operating income | $6,134,000 | 917 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $1,722,000 | 765 |
| Income before extraordinary items | $4,423,000 | 928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,423,000 | 927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,227,000 | 1,743 |
| Cash dividends | $2,300,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $4,415,080 | 1,000 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,825,000 | 1,762 |
| Total interest expense | $6,237,000 | 1,980 |
| Net interest income | $10,588,000 | 1,595 |
| Provision for loan and lease losses | $250,000 | 3,846 |
| Total noninterest income | $796,000 | 3,348 |
| Gross Fiduciary activities income | $37,000 | 975 |
| Service charges on deposit accounts | $827,000 | 1,627 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-68,000 | 8,255 |
| Total noninterest expense | $6,483,000 | 2,206 |
| Salaries and employee benefits | $3,953,000 | 1,957 |
| Premises and equipment expense | $603,000 | 3,185 |
| Additional noninterest expense | $1,927,000 | 2,233 |
| Pre-tax net operating income | $4,651,000 | 1,085 |
| Securities gains (losses) | $11,000 | 2,331 |
| Applicable income taxes | $1,497,000 | 840 |
| Income before extraordinary items | $3,165,000 | 1,164 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,165,000 | 1,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 2,302 |
| Cash dividends | $1,100,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,157,520 | 1,238 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,192,000 | 1,795 |
| Total interest expense | $4,299,000 | 2,010 |
| Net interest income | $6,893,000 | 1,633 |
| Provision for loan and lease losses | $250,000 | 2,800 |
| Total noninterest income | $780,000 | 2,650 |
| Gross Fiduciary activities income | $37,000 | 942 |
| Service charges on deposit accounts | $559,000 | 1,575 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $184,000 | 3,922 |
| Total noninterest expense | $4,498,000 | 2,141 |
| Salaries and employee benefits | $2,749,000 | 1,899 |
| Premises and equipment expense | $424,000 | 3,059 |
| Additional noninterest expense | $1,325,000 | 2,137 |
| Pre-tax net operating income | $2,925,000 | 1,218 |
| Securities gains (losses) | $11,000 | 2,404 |
| Applicable income taxes | $932,000 | 992 |
| Income before extraordinary items | $2,004,000 | 1,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,004,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,765 |
| Cash dividends | $1,100,000 | 1,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,996,520 | 1,360 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 1,851 |
| Total interest expense | $2,302,000 | 2,008 |
| Net interest income | $3,250,000 | 1,708 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $426,000 | 2,498 |
| Gross Fiduciary activities income | $37,000 | 863 |
| Service charges on deposit accounts | $288,000 | 1,516 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,742 |
| Total noninterest expense | $2,240,000 | 2,137 |
| Salaries and employee benefits | $1,301,000 | 2,026 |
| Premises and equipment expense | $240,000 | 2,743 |
| Additional noninterest expense | $699,000 | 2,014 |
| Pre-tax net operating income | $1,436,000 | 1,323 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $454,000 | 1,090 |
| Income before extraordinary items | $982,000 | 1,521 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $982,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $982,000 | 1,458 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,908,000 | 3,087 |
| Total interest expense | $5,518,000 | 3,211 |
| Net interest income | $7,390,000 | 2,953 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,056,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $746,000 | 2,250 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $310,000 | 4,180 |
| Total noninterest expense | $5,070,000 | 3,405 |
| Salaries and employee benefits | $3,348,000 | 2,936 |
| Premises and equipment expense | $363,000 | 5,306 |
| Additional noninterest expense | $1,359,000 | 3,708 |
| Pre-tax net operating income | $3,376,000 | 2,250 |
| Securities gains (losses) | $-32,000 | 7,893 |
| Applicable income taxes | $1,009,000 | 1,851 |
| Income before extraordinary items | $2,335,000 | 2,515 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,335,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,504 |
| Cash dividends | $9,500,000 | 432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,357,400 | 2,488 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,586,000 | 3,109 |
| Total interest expense | $4,119,000 | 3,220 |
| Net interest income | $5,467,000 | 2,990 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $800,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $559,000 | 2,234 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $241,000 | 4,154 |
| Total noninterest expense | $3,764,000 | 3,418 |
| Salaries and employee benefits | $2,500,000 | 2,923 |
| Premises and equipment expense | $271,000 | 5,307 |
| Additional noninterest expense | $993,000 | 3,723 |
| Pre-tax net operating income | $2,503,000 | 2,425 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $753,000 | 1,983 |
| Income before extraordinary items | $1,751,000 | 2,649 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,751,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,451 |
| Cash dividends | $8,500,000 | 369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,750,300 | 2,628 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,399,000 | 3,106 |
| Total interest expense | $2,713,000 | 3,245 |
| Net interest income | $3,686,000 | 2,981 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $521,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $364,000 | 2,281 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $157,000 | 4,229 |
| Total noninterest expense | $2,554,000 | 3,390 |
| Salaries and employee benefits | $1,708,000 | 2,887 |
| Premises and equipment expense | $179,000 | 5,354 |
| Additional noninterest expense | $667,000 | 3,694 |
| Pre-tax net operating income | $1,653,000 | 2,510 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $494,000 | 2,084 |
| Income before extraordinary items | $1,159,000 | 2,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,159,000 | 2,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $7,500,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,159,000 | 2,692 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 3,128 |
| Total interest expense | $1,314,000 | 3,295 |
| Net interest income | $1,848,000 | 2,968 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $243,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $170,000 | 2,357 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $73,000 | 4,379 |
| Total noninterest expense | $1,226,000 | 3,510 |
| Salaries and employee benefits | $812,000 | 3,050 |
| Premises and equipment expense | $92,000 | 5,299 |
| Additional noninterest expense | $322,000 | 3,755 |
| Pre-tax net operating income | $865,000 | 2,419 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $259,000 | 2,040 |
| Income before extraordinary items | $606,000 | 2,606 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $606,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,041 |
| Cash dividends | $7,500,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $606,000 | 2,587 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,391,000 | 2,998 |
| Total interest expense | $4,678,000 | 3,197 |
| Net interest income | $7,713,000 | 2,850 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $904,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $628,000 | 2,595 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $276,000 | 4,462 |
| Total noninterest expense | $5,087,000 | 3,306 |
| Salaries and employee benefits | $3,363,000 | 2,830 |
| Premises and equipment expense | $365,000 | 5,205 |
| Additional noninterest expense | $1,359,000 | 3,566 |
| Pre-tax net operating income | $3,530,000 | 2,464 |
| Securities gains (losses) | $109,000 | 518 |
| Applicable income taxes | $1,075,000 | 2,096 |
| Income before extraordinary items | $2,564,000 | 2,561 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,564,000 | 2,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,872 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,487,700 | 2,617 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,192,000 | 3,012 |
| Total interest expense | $3,392,000 | 3,184 |
| Net interest income | $5,800,000 | 2,862 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $667,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $458,000 | 2,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $209,000 | 4,447 |
| Total noninterest expense | $3,793,000 | 3,316 |
| Salaries and employee benefits | $2,516,000 | 2,830 |
| Premises and equipment expense | $276,000 | 5,197 |
| Additional noninterest expense | $1,001,000 | 3,600 |
| Pre-tax net operating income | $2,674,000 | 2,522 |
| Securities gains (losses) | $109,000 | 423 |
| Applicable income taxes | $821,000 | 2,161 |
| Income before extraordinary items | $1,962,000 | 2,604 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,962,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,477 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,885,700 | 2,683 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,052,000 | 3,003 |
| Total interest expense | $2,182,000 | 3,161 |
| Net interest income | $3,870,000 | 2,865 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $424,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $290,000 | 2,733 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $2,593,000 | 3,253 |
| Salaries and employee benefits | $1,747,000 | 2,747 |
| Premises and equipment expense | $180,000 | 5,255 |
| Additional noninterest expense | $666,000 | 3,629 |
| Pre-tax net operating income | $1,701,000 | 2,617 |
| Securities gains (losses) | $198,000 | 267 |
| Applicable income taxes | $555,000 | 2,158 |
| Income before extraordinary items | $1,344,000 | 2,545 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,344,000 | 2,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 8,585 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,203,420 | 2,775 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 3,007 |
| Total interest expense | $1,046,000 | 3,144 |
| Net interest income | $1,914,000 | 2,892 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $216,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $139,000 | 2,764 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $77,000 | 4,231 |
| Total noninterest expense | $1,270,000 | 3,327 |
| Salaries and employee benefits | $854,000 | 2,812 |
| Premises and equipment expense | $93,000 | 5,175 |
| Additional noninterest expense | $323,000 | 3,666 |
| Pre-tax net operating income | $860,000 | 2,565 |
| Securities gains (losses) | $37,000 | 386 |
| Applicable income taxes | $253,000 | 2,248 |
| Income before extraordinary items | $644,000 | 2,607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $644,000 | 2,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,617 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $617,360 | 2,671 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,741,000 | 2,759 |
| Total interest expense | $3,845,000 | 2,737 |
| Net interest income | $7,896,000 | 2,731 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $851,000 | 3,911 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $572,000 | 2,766 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $279,000 | 4,500 |
| Total noninterest expense | $5,182,000 | 3,137 |
| Salaries and employee benefits | $3,399,000 | 2,663 |
| Premises and equipment expense | $403,000 | 4,830 |
| Additional noninterest expense | $1,380,000 | 3,454 |
| Pre-tax net operating income | $3,565,000 | 2,426 |
| Securities gains (losses) | $-68,000 | 8,301 |
| Applicable income taxes | $957,000 | 2,320 |
| Income before extraordinary items | $2,540,000 | 2,570 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,540,000 | 2,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,989 |
| Cash dividends | $2,550,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,589,640 | 2,501 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,737,000 | 2,729 |
| Total interest expense | $2,839,000 | 2,651 |
| Net interest income | $5,898,000 | 2,731 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $613,000 | 4,004 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $428,000 | 2,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $185,000 | 4,784 |
| Total noninterest expense | $3,864,000 | 3,120 |
| Salaries and employee benefits | $2,495,000 | 2,684 |
| Premises and equipment expense | $313,000 | 4,689 |
| Additional noninterest expense | $1,056,000 | 3,364 |
| Pre-tax net operating income | $2,647,000 | 2,463 |
| Securities gains (losses) | $5,000 | 1,712 |
| Applicable income taxes | $728,000 | 2,338 |
| Income before extraordinary items | $1,924,000 | 2,553 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,924,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,499 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,920,350 | 2,532 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,783,000 | 2,683 |
| Total interest expense | $1,848,000 | 2,575 |
| Net interest income | $3,935,000 | 2,699 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $407,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $281,000 | 2,747 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $126,000 | 4,694 |
| Total noninterest expense | $2,632,000 | 3,053 |
| Salaries and employee benefits | $1,715,000 | 2,588 |
| Premises and equipment expense | $207,000 | 4,708 |
| Additional noninterest expense | $710,000 | 3,335 |
| Pre-tax net operating income | $1,710,000 | 2,462 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $466,000 | 2,362 |
| Income before extraordinary items | $1,247,000 | 2,566 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,247,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,487 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,244,810 | 2,535 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 2,679 |
| Total interest expense | $919,000 | 2,505 |
| Net interest income | $1,949,000 | 2,713 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $210,000 | 3,855 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $141,000 | 2,681 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $69,000 | 4,489 |
| Total noninterest expense | $1,307,000 | 3,083 |
| Salaries and employee benefits | $831,000 | 2,689 |
| Premises and equipment expense | $107,000 | 4,643 |
| Additional noninterest expense | $369,000 | 3,228 |
| Pre-tax net operating income | $852,000 | 2,442 |
| Securities gains (losses) | $-5,000 | 8,378 |
| Applicable income taxes | $224,000 | 2,421 |
| Income before extraordinary items | $623,000 | 2,538 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $623,000 | 2,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 657 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $626,700 | 2,491 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,064,000 | 2,575 |
| Total interest expense | $3,646,000 | 2,221 |
| Net interest income | $7,418,000 | 2,731 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $823,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $624,000 | 2,617 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $199,000 | 5,119 |
| Total noninterest expense | $5,204,000 | 3,002 |
| Salaries and employee benefits | $3,347,000 | 2,579 |
| Premises and equipment expense | $419,000 | 4,620 |
| Additional noninterest expense | $1,438,000 | 3,236 |
| Pre-tax net operating income | $3,037,000 | 2,561 |
| Securities gains (losses) | $5,000 | 3,151 |
| Applicable income taxes | $727,000 | 2,699 |
| Income before extraordinary items | $2,315,000 | 2,578 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,315,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,636 |
| Cash dividends | $1,750,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,311,200 | 2,534 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,184,000 | 2,573 |
| Total interest expense | $2,687,000 | 2,211 |
| Net interest income | $5,497,000 | 2,735 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $613,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $463,000 | 2,657 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $150,000 | 5,124 |
| Total noninterest expense | $3,870,000 | 2,988 |
| Salaries and employee benefits | $2,481,000 | 2,586 |
| Premises and equipment expense | $332,000 | 4,448 |
| Additional noninterest expense | $1,057,000 | 3,258 |
| Pre-tax net operating income | $2,240,000 | 2,613 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $525,000 | 2,818 |
| Income before extraordinary items | $1,720,000 | 2,645 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,720,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,586 |
| Cash dividends | $1,250,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,716,150 | 2,586 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,361,000 | 2,604 |
| Total interest expense | $1,740,000 | 2,252 |
| Net interest income | $3,621,000 | 2,756 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $420,000 | 3,988 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $302,000 | 2,697 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $118,000 | 4,818 |
| Total noninterest expense | $2,651,000 | 2,934 |
| Salaries and employee benefits | $1,711,000 | 2,512 |
| Premises and equipment expense | $215,000 | 4,547 |
| Additional noninterest expense | $725,000 | 3,208 |
| Pre-tax net operating income | $1,390,000 | 2,741 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $316,000 | 2,990 |
| Income before extraordinary items | $1,079,000 | 2,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,079,000 | 2,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,509 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,075,150 | 2,691 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,676,000 | 2,608 |
| Total interest expense | $874,000 | 2,263 |
| Net interest income | $1,802,000 | 2,751 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $214,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $146,000 | 2,732 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $68,000 | 4,507 |
| Total noninterest expense | $1,332,000 | 2,918 |
| Salaries and employee benefits | $860,000 | 2,523 |
| Premises and equipment expense | $108,000 | 4,563 |
| Additional noninterest expense | $364,000 | 3,176 |
| Pre-tax net operating income | $684,000 | 2,755 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $150,000 | 3,099 |
| Income before extraordinary items | $534,000 | 2,781 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $534,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $534,000 | 2,685 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,369,000 | 2,504 |
| Total interest expense | $3,775,000 | 2,347 |
| Net interest income | $7,594,000 | 2,538 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $926,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $697,000 | 2,364 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $229,000 | 5,014 |
| Total noninterest expense | $5,271,000 | 2,933 |
| Salaries and employee benefits | $3,190,000 | 2,637 |
| Premises and equipment expense | $540,000 | 3,836 |
| Additional noninterest expense | $1,541,000 | 3,005 |
| Pre-tax net operating income | $3,249,000 | 2,343 |
| Securities gains (losses) | $271,000 | 1,117 |
| Applicable income taxes | $894,000 | 2,333 |
| Income before extraordinary items | $2,626,000 | 2,279 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,626,000 | 2,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,760 |
| Cash dividends | $1,750,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,422,750 | 2,326 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,662,000 | 2,501 |
| Total interest expense | $2,858,000 | 2,406 |
| Net interest income | $5,804,000 | 2,513 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $711,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $525,000 | 2,365 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $186,000 | 4,936 |
| Total noninterest expense | $3,928,000 | 2,946 |
| Salaries and employee benefits | $2,386,000 | 2,646 |
| Premises and equipment expense | $389,000 | 3,942 |
| Additional noninterest expense | $1,153,000 | 3,001 |
| Pre-tax net operating income | $2,587,000 | 2,313 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $655,000 | 2,499 |
| Income before extraordinary items | $1,932,000 | 2,411 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,932,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,759 |
| Cash dividends | $1,250,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,932,000 | 2,292 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,846,000 | 2,492 |
| Total interest expense | $1,924,000 | 2,462 |
| Net interest income | $3,922,000 | 2,477 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $471,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $354,000 | 2,317 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $117,000 | 5,041 |
| Total noninterest expense | $2,654,000 | 2,913 |
| Salaries and employee benefits | $1,624,000 | 2,585 |
| Premises and equipment expense | $252,000 | 4,016 |
| Additional noninterest expense | $778,000 | 2,935 |
| Pre-tax net operating income | $1,739,000 | 2,306 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $443,000 | 2,502 |
| Income before extraordinary items | $1,296,000 | 2,395 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,296,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,928 |
| Cash dividends | $1,250,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,296,000 | 2,263 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 2,495 |
| Total interest expense | $983,000 | 2,474 |
| Net interest income | $1,955,000 | 2,486 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $251,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $171,000 | 2,326 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 4,337 |
| Total noninterest expense | $1,308,000 | 2,922 |
| Salaries and employee benefits | $817,000 | 2,566 |
| Premises and equipment expense | $122,000 | 4,095 |
| Additional noninterest expense | $369,000 | 3,055 |
| Pre-tax net operating income | $898,000 | 2,240 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $236,000 | 2,418 |
| Income before extraordinary items | $662,000 | 2,315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $662,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-63,000 | 9,138 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $662,000 | 2,188 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,499,000 | 2,473 |
| Total interest expense | $4,747,000 | 2,349 |
| Net interest income | $7,752,000 | 2,471 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $954,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $715,000 | 2,217 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 4,685 |
| Total noninterest expense | $5,321,000 | 2,764 |
| Salaries and employee benefits | $3,114,000 | 2,532 |
| Premises and equipment expense | $448,000 | 4,272 |
| Additional noninterest expense | $1,759,000 | 2,591 |
| Pre-tax net operating income | $3,385,000 | 2,267 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $934,000 | 2,327 |
| Income before extraordinary items | $2,451,000 | 2,393 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,451,000 | 2,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-371,000 | 9,329 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,451,000 | 2,313 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,602,000 | 2,515 |
| Total interest expense | $6,339,000 | 2,523 |
| Net interest income | $7,263,000 | 2,467 |
| Provision for loan and lease losses | $250,000 | 3,605 |
| Total noninterest income | $972,000 | 3,413 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $684,000 | 2,180 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $288,000 | 4,205 |
| Total noninterest expense | $5,248,000 | 2,700 |
| Salaries and employee benefits | $2,968,000 | 2,532 |
| Premises and equipment expense | $432,000 | 4,364 |
| Additional noninterest expense | $1,848,000 | 2,415 |
| Pre-tax net operating income | $2,737,000 | 2,471 |
| Securities gains (losses) | $25,000 | 2,980 |
| Applicable income taxes | $799,000 | 2,425 |
| Income before extraordinary items | $1,963,000 | 2,578 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,963,000 | 2,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,227 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,945,250 | 2,522 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,461,000 | 2,583 |
| Total interest expense | $6,312,000 | 2,652 |
| Net interest income | $7,149,000 | 2,489 |
| Provision for loan and lease losses | $500,000 | 1,862 |
| Total noninterest income | $956,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $739,000 | 1,878 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $217,000 | 4,604 |
| Total noninterest expense | $5,077,000 | 2,676 |
| Salaries and employee benefits | $2,754,000 | 2,580 |
| Premises and equipment expense | $458,000 | 4,074 |
| Additional noninterest expense | $1,865,000 | 2,303 |
| Pre-tax net operating income | $2,528,000 | 2,743 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $794,000 | 2,532 |
| Income before extraordinary items | $1,735,000 | 2,882 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,735,000 | 2,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,304 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,734,310 | 2,878 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,212,000 | 2,663 |
| Total interest expense | $5,561,000 | 2,657 |
| Net interest income | $6,651,000 | 2,629 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $920,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $696,000 | 1,912 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $224,000 | 4,679 |
| Total noninterest expense | $4,883,000 | 2,768 |
| Salaries and employee benefits | $2,607,000 | 2,696 |
| Premises and equipment expense | $429,000 | 4,289 |
| Additional noninterest expense | $1,847,000 | 2,358 |
| Pre-tax net operating income | $2,688,000 | 2,635 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $737,000 | 2,809 |
| Income before extraordinary items | $1,951,000 | 2,641 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,951,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,559 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,951,000 | 2,613 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,604,000 | 2,589 |
| Total interest expense | $5,956,000 | 2,541 |
| Net interest income | $6,648,000 | 2,564 |
| Provision for loan and lease losses | $500,000 | 1,714 |
| Total noninterest income | $915,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $650,000 | 1,967 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $265,000 | 4,286 |
| Total noninterest expense | $4,557,000 | 2,843 |
| Salaries and employee benefits | $2,402,000 | 2,836 |
| Premises and equipment expense | $412,000 | 4,325 |
| Additional noninterest expense | $1,743,000 | 2,383 |
| Pre-tax net operating income | $2,506,000 | 2,781 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $998,000 | 2,317 |
| Income before extraordinary items | $1,508,000 | 3,246 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,508,000 | 3,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 9,971 |
| Cash dividends | $3,975,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,508,000 | 3,154 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,270,000 | 3,164 |
| Total interest expense | $5,045,000 | 2,953 |
| Net interest income | $5,225,000 | 3,341 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $739,000 | 3,803 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $537,000 | 2,453 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $202,000 | 4,932 |
| Total noninterest expense | $3,470,000 | 3,637 |
| Salaries and employee benefits | $1,888,000 | 3,478 |
| Premises and equipment expense | $367,000 | 4,734 |
| Additional noninterest expense | $1,215,000 | 3,321 |
| Pre-tax net operating income | $2,447,000 | 2,963 |
| Securities gains (losses) | $67,000 | 1,173 |
| Applicable income taxes | $735,000 | 3,121 |
| Income before extraordinary items | $1,779,000 | 2,856 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,779,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,731,430 | 2,888 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,260,000 | 3,206 |
| Total interest expense | $4,928,000 | 3,044 |
| Net interest income | $5,332,000 | 3,320 |
| Provision for loan and lease losses | $394,000 | 2,124 |
| Total noninterest income | $794,000 | 3,735 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $558,000 | 2,439 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $236,000 | 4,706 |
| Total noninterest expense | $3,529,000 | 3,745 |
| Salaries and employee benefits | $1,901,000 | 3,494 |
| Premises and equipment expense | $406,000 | 4,483 |
| Additional noninterest expense | $1,222,000 | 3,723 |
| Pre-tax net operating income | $2,203,000 | 3,157 |
| Securities gains (losses) | $25,000 | 1,832 |
| Applicable income taxes | $601,000 | 3,581 |
| Income before extraordinary items | $1,627,000 | 2,954 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,627,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,413 |
| Cash dividends | $2,600,000 | 1,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,608,750 | 2,955 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,217,000 | 3,914 |
| Total interest expense | $4,031,000 | 3,653 |
| Net interest income | $4,186,000 | 4,152 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $949,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $474,000 | 2,864 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $475,000 | 2,977 |
| Total noninterest expense | $3,744,000 | 3,524 |
| Salaries and employee benefits | $1,620,000 | 4,006 |
| Premises and equipment expense | $368,000 | 4,852 |
| Additional noninterest expense | $1,756,000 | 2,679 |
| Pre-tax net operating income | $1,271,000 | 5,044 |
| Securities gains (losses) | $-61,000 | 11,281 |
| Applicable income taxes | $537,000 | 3,973 |
| Income before extraordinary items | $673,000 | 6,159 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $673,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $712,040 | 5,896 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,935,000 | 4,261 |
| Total interest expense | $3,202,000 | 3,730 |
| Net interest income | $3,733,000 | 4,660 |
| Provision for loan and lease losses | $111,000 | 4,322 |
| Total noninterest income | $684,000 | 4,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $312,000 | 3,976 |
| Total noninterest expense | $2,796,000 | 4,687 |
| Salaries and employee benefits | $1,413,000 | 4,514 |
| Premises and equipment expense | $306,000 | 5,631 |
| Additional noninterest expense | $1,077,000 | 4,424 |
| Pre-tax net operating income | $1,510,000 | 4,392 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $450,000 | 4,384 |
| Income before extraordinary items | $1,052,000 | 4,342 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,052,000 | 4,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,057,600 | 4,376 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,450,000 | 4,642 |
| Total interest expense | $2,973,000 | 4,140 |
| Net interest income | $3,477,000 | 4,985 |
| Provision for loan and lease losses | $108,000 | 5,571 |
| Total noninterest income | $591,000 | 5,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $319,000 | 4,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,747 |
| Total noninterest expense | $2,543,000 | 5,194 |
| Salaries and employee benefits | $1,315,000 | 4,830 |
| Premises and equipment expense | $235,000 | 6,992 |
| Additional noninterest expense | $993,000 | 4,954 |
| Pre-tax net operating income | $1,417,000 | 4,551 |
| Securities gains (losses) | $83,000 | 2,753 |
| Applicable income taxes | $496,000 | 4,226 |
| Income before extraordinary items | $1,004,000 | 4,689 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,004,000 | 4,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $552,000 | 2,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $948,390 | 4,667 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,183,000 | 5,357 |
| Total interest expense | $3,242,000 | 4,853 |
| Net interest income | $2,941,000 | 5,807 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $546,000 | 5,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 5,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $287,000 | 4,547 |
| Total noninterest expense | $2,430,000 | 5,436 |
| Salaries and employee benefits | $1,267,000 | 4,928 |
| Premises and equipment expense | $227,000 | 7,234 |
| Additional noninterest expense | $936,000 | 5,343 |
| Pre-tax net operating income | $1,057,000 | 5,411 |
| Securities gains (losses) | $112,000 | 2,830 |
| Applicable income taxes | $423,000 | 4,593 |
| Income before extraordinary items | $746,000 | 5,655 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $746,000 | 5,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $448,000 | 3,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $674,320 | 5,732 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.