Home > Farmers and Merchants Bank > Income and Expense

Farmers and Merchants Bank, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$11,115,000	2,686
Total interest expense	$3,399,000	2,468
Net interest income	$7,716,000	2,750
Provision for loan and lease losses	$100,000	2,434
Total noninterest income	$978,000	2,754
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$337,000	2,065
Trading account gains and fees	$0	123
Additional Noninterest Income	$641,000	2,729
Total noninterest expense	$5,350,000	2,958
Salaries and employee benefits	$2,777,000	3,046
Premises and equipment expense	$375,000	3,343
Additional noninterest expense	$641,000	2,729
Pre-tax net operating income	$3,244,000	2,421
Securities gains (losses)	$0	988
Applicable income taxes	$606,000	1,773
Income before extraordinary items	$2,638,000	2,479
Extraordinary gains, net	$0	54
Net income	$2,638,000	2,504
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,638,000	2,481
Net charge-offs	$115,000	1,424
Cash dividends	$918,000	2,255
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,638,000	2,504
2023-09-30 (YTD Data)		Rank
Total interest income	$8,161,000	2,692
Total interest expense	$2,250,000	2,508
Net interest income	$5,911,000	2,729
Provision for loan and lease losses	$50,000	2,479
Total noninterest income	$737,000	2,768
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$250,000	2,084
Trading account gains and fees	$0	125
Additional Noninterest Income	$487,000	2,712
Total noninterest expense	$4,060,000	2,929
Salaries and employee benefits	$2,160,000	2,976
Premises and equipment expense	$278,000	3,361
Additional noninterest expense	$487,000	2,711
Pre-tax net operating income	$2,538,000	2,429
Securities gains (losses)	$0	849
Applicable income taxes	$477,000	1,789
Income before extraordinary items	$2,061,000	2,479
Extraordinary gains, net	$0	52
Net income	$2,061,000	2,501
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,061,000	2,480
Net charge-offs	$-12,000	3,870
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,061,000	2,503
2023-06-30 (YTD Data)		Rank
Total interest income	$5,323,000	2,704
Total interest expense	$1,253,000	2,569
Net interest income	$4,070,000	2,712
Provision for loan and lease losses	$40,000	2,339
Total noninterest income	$502,000	2,694
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$171,000	2,051
Trading account gains and fees	$0	112
Additional Noninterest Income	$331,000	2,658
Total noninterest expense	$2,686,000	2,932
Salaries and employee benefits	$1,432,000	2,988
Premises and equipment expense	$185,000	3,361
Additional noninterest expense	$331,000	2,653
Pre-tax net operating income	$1,846,000	2,340
Securities gains (losses)	$0	938
Applicable income taxes	$362,000	1,718
Income before extraordinary items	$1,484,000	2,414
Extraordinary gains, net	$0	51
Net income	$1,484,000	2,441
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,484,000	2,414
Net charge-offs	$-4,000	3,681
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,484,000	2,429
2023-03-31 (YTD Data)		Rank
Total interest income	$2,594,000	2,730
Total interest expense	$539,000	2,562
Net interest income	$2,055,000	2,711
Provision for loan and lease losses	$20,000	2,126
Total noninterest income	$253,000	2,674
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$85,000	2,083
Trading account gains and fees	$0	97
Additional Noninterest Income	$168,000	2,632
Total noninterest expense	$1,368,000	2,932
Salaries and employee benefits	$757,000	2,972
Premises and equipment expense	$90,000	3,449
Additional noninterest expense	$168,000	2,632
Pre-tax net operating income	$920,000	2,402
Securities gains (losses)	$0	950
Applicable income taxes	$185,000	1,728
Income before extraordinary items	$735,000	2,469
Extraordinary gains, net	$0	4
Net income	$735,000	2,469
Minority interest net income	$0	48
Net income of bank and minority interests.	$735,000	2,469
Net charge-offs	$8,000	1,438
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$735,000	2,496
2022-12-31 (YTD Data)		Rank
Total interest income	$8,980,000	2,685
Total interest expense	$882,000	2,587
Net interest income	$8,098,000	2,665
Provision for loan and lease losses	$130,000	2,045
Total noninterest income	$1,065,000	2,728
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$318,000	2,191
Trading account gains and fees	$0	116
Additional Noninterest Income	$747,000	2,646
Total noninterest expense	$5,420,000	2,913
Salaries and employee benefits	$2,770,000	3,048
Premises and equipment expense	$357,000	3,453
Additional noninterest expense	$747,000	2,646
Pre-tax net operating income	$3,613,000	2,429
Securities gains (losses)	$0	691
Applicable income taxes	$688,000	1,821
Income before extraordinary items	$2,925,000	2,494
Extraordinary gains, net	$0	5
Net income	$2,925,000	2,492
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,925,000	2,493
Net charge-offs	$140,000	1,083
Cash dividends	$918,000	2,226
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,925,000	2,526
2022-09-30 (YTD Data)		Rank
Total interest income	$6,480,000	2,687
Total interest expense	$586,000	2,450
Net interest income	$5,894,000	2,691
Provision for loan and lease losses	$80,000	2,036
Total noninterest income	$803,000	2,762
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$241,000	2,194
Trading account gains and fees	$0	111
Additional Noninterest Income	$562,000	2,678
Total noninterest expense	$3,970,000	2,938
Salaries and employee benefits	$2,080,000	3,054
Premises and equipment expense	$254,000	3,521
Additional noninterest expense	$562,000	2,678
Pre-tax net operating income	$2,647,000	2,446
Securities gains (losses)	$0	740
Applicable income taxes	$515,000	1,822
Income before extraordinary items	$2,132,000	2,509
Extraordinary gains, net	$0	4
Net income	$2,132,000	2,507
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,132,000	2,508
Net charge-offs	$116,000	876
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,132,000	2,543
2022-06-30 (YTD Data)		Rank
Total interest income	$4,135,000	2,716
Total interest expense	$377,000	2,357
Net interest income	$3,758,000	2,725
Provision for loan and lease losses	$50,000	1,907
Total noninterest income	$575,000	2,669
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$162,000	2,188
Trading account gains and fees	$0	108
Additional Noninterest Income	$413,000	2,599
Total noninterest expense	$2,578,000	2,970
Salaries and employee benefits	$1,343,000	3,094
Premises and equipment expense	$161,000	3,602
Additional noninterest expense	$1,074,000	2,498
Pre-tax net operating income	$1,705,000	2,405
Securities gains (losses)	$0	687
Applicable income taxes	$333,000	1,778
Income before extraordinary items	$1,372,000	2,457
Extraordinary gains, net	$0	4
Net income	$1,372,000	2,457
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,372,000	2,457
Net charge-offs	$55,000	924
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,372,000	2,494
2022-03-31 (YTD Data)		Rank
Total interest income	$2,023,000	2,697
Total interest expense	$182,000	2,361
Net interest income	$1,841,000	2,712
Provision for loan and lease losses	$30,000	1,548
Total noninterest income	$347,000	2,427
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$83,000	2,150
Trading account gains and fees	$0	103
Additional Noninterest Income	$264,000	2,318
Total noninterest expense	$1,318,000	2,929
Salaries and employee benefits	$700,000	3,036
Premises and equipment expense	$76,000	3,695
Additional noninterest expense	$542,000	2,453
Pre-tax net operating income	$840,000	2,328
Securities gains (losses)	$0	623
Applicable income taxes	$173,000	1,706
Income before extraordinary items	$667,000	2,413
Extraordinary gains, net	$0	4
Net income	$667,000	2,411
Minority interest net income	$0	50
Net income of bank and minority interests.	$667,000	2,413
Net charge-offs	$44,000	723
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$667,000	2,437
2021-12-31 (YTD Data)		Rank
Total interest income	$7,428,000	2,912
Total interest expense	$759,000	2,586
Net interest income	$6,669,000	2,911
Provision for loan and lease losses	$150,000	1,910
Total noninterest income	$1,505,000	2,536
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$321,000	2,111
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,184,000	2,456
Total noninterest expense	$4,868,000	3,067
Salaries and employee benefits	$2,603,000	3,149
Premises and equipment expense	$344,000	3,555
Additional noninterest expense	$1,921,000	2,666
Pre-tax net operating income	$3,156,000	2,628
Securities gains (losses)	$130,000	755
Applicable income taxes	$614,000	1,955
Income before extraordinary items	$2,672,000	2,675
Extraordinary gains, net	$0	10
Net income	$2,672,000	2,676
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,672,000	2,676
Net charge-offs	$130,000	1,220
Cash dividends	$918,000	2,310
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,566,700	2,713
2021-09-30 (YTD Data)		Rank
Total interest income	$5,514,000	2,982
Total interest expense	$571,000	2,681
Net interest income	$4,943,000	2,979
Provision for loan and lease losses	$130,000	1,793
Total noninterest income	$1,187,000	2,523
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$238,000	2,124
Trading account gains and fees	$0	132
Additional Noninterest Income	$949,000	2,445
Total noninterest expense	$3,592,000	3,106
Salaries and employee benefits	$1,922,000	3,174
Premises and equipment expense	$261,000	3,595
Additional noninterest expense	$1,409,000	2,704
Pre-tax net operating income	$2,408,000	2,714
Securities gains (losses)	$131,000	704
Applicable income taxes	$516,000	1,958
Income before extraordinary items	$2,023,000	2,795
Extraordinary gains, net	$0	8
Net income	$2,023,000	2,794
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,023,000	2,795
Net charge-offs	$47,000	1,380
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,918,200	2,834
2021-06-30 (YTD Data)		Rank
Total interest income	$3,646,000	2,999
Total interest expense	$383,000	2,741
Net interest income	$3,263,000	3,001
Provision for loan and lease losses	$70,000	1,916
Total noninterest income	$711,000	2,600
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$146,000	2,174
Trading account gains and fees	$0	133
Additional Noninterest Income	$565,000	2,512
Total noninterest expense	$2,354,000	3,119
Salaries and employee benefits	$1,252,000	3,210
Premises and equipment expense	$178,000	3,562
Additional noninterest expense	$924,000	2,723
Pre-tax net operating income	$1,550,000	2,733
Securities gains (losses)	$0	1,818
Applicable income taxes	$292,000	2,040
Income before extraordinary items	$1,258,000	2,870
Extraordinary gains, net	$0	6
Net income	$1,258,000	2,869
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,258,000	2,870
Net charge-offs	$10,000	1,747
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,258,000	2,848
2021-03-31 (YTD Data)		Rank
Total interest income	$1,749,000	3,064
Total interest expense	$192,000	2,807
Net interest income	$1,557,000	3,053
Provision for loan and lease losses	$40,000	1,881
Total noninterest income	$469,000	2,297
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$74,000	2,151
Trading account gains and fees	$0	127
Additional Noninterest Income	$395,000	2,168
Total noninterest expense	$1,213,000	3,067
Salaries and employee benefits	$663,000	3,124
Premises and equipment expense	$91,000	3,540
Additional noninterest expense	$459,000	2,697
Pre-tax net operating income	$773,000	2,711
Securities gains (losses)	$0	1,392
Applicable income taxes	$153,000	2,005
Income before extraordinary items	$620,000	2,867
Extraordinary gains, net	$0	3
Net income	$620,000	2,866
Minority interest net income	$0	55
Net income of bank and minority interests.	$620,000	2,867
Net charge-offs	$16,000	1,219
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$620,000	2,822
2020-12-31 (YTD Data)		Rank
Total interest income	$7,238,000	3,031
Total interest expense	$965,000	2,993
Net interest income	$6,273,000	2,986
Provision for loan and lease losses	$165,000	3,204
Total noninterest income	$947,000	2,925
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$351,000	2,053
Trading account gains and fees	$0	133
Additional Noninterest Income	$596,000	2,977
Total noninterest expense	$4,288,000	3,267
Salaries and employee benefits	$2,315,000	3,323
Premises and equipment expense	$373,000	3,514
Additional noninterest expense	$1,600,000	2,939
Pre-tax net operating income	$2,767,000	2,528
Securities gains (losses)	$43,000	1,792
Applicable income taxes	$461,000	2,011
Income before extraordinary items	$2,349,000	2,623
Extraordinary gains, net	$0	4
Net income	$2,349,000	2,622
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,349,000	2,623
Net charge-offs	$49,000	2,399
Cash dividends	$826,000	2,399
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,312,880	2,593
2020-09-30 (YTD Data)		Rank
Total interest income	$5,319,000	3,085
Total interest expense	$761,000	3,018
Net interest income	$4,558,000	3,045
Provision for loan and lease losses	$95,000	3,343
Total noninterest income	$639,000	3,030
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$274,000	2,003
Trading account gains and fees	$0	125
Additional Noninterest Income	$365,000	3,141
Total noninterest expense	$3,209,000	3,253
Salaries and employee benefits	$1,694,000	3,357
Premises and equipment expense	$268,000	3,589
Additional noninterest expense	$1,247,000	2,843
Pre-tax net operating income	$1,893,000	2,657
Securities gains (losses)	$43,000	1,615
Applicable income taxes	$324,000	2,041
Income before extraordinary items	$1,612,000	2,740
Extraordinary gains, net	$0	4
Net income	$1,612,000	2,738
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,612,000	2,740
Net charge-offs	$20,000	2,499
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,576,310	2,716
2020-06-30 (YTD Data)		Rank
Total interest income	$3,542,000	3,122
Total interest expense	$521,000	3,081
Net interest income	$3,021,000	3,084
Provision for loan and lease losses	$65,000	3,275
Total noninterest income	$420,000	3,024
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$184,000	2,010
Trading account gains and fees	$0	123
Additional Noninterest Income	$236,000	3,141
Total noninterest expense	$2,109,000	3,280
Salaries and employee benefits	$1,096,000	3,414
Premises and equipment expense	$179,000	3,584
Additional noninterest expense	$834,000	2,835
Pre-tax net operating income	$1,267,000	2,619
Securities gains (losses)	$43,000	1,363
Applicable income taxes	$228,000	1,957
Income before extraordinary items	$1,082,000	2,704
Extraordinary gains, net	$0	4
Net income	$1,082,000	2,703
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,082,000	2,704
Net charge-offs	$18,000	2,227
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,046,310	2,705
2020-03-31 (YTD Data)		Rank
Total interest income	$1,744,000	3,142
Total interest expense	$264,000	3,187
Net interest income	$1,480,000	3,076
Provision for loan and lease losses	$35,000	2,766
Total noninterest income	$247,000	2,747
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$118,000	1,947
Trading account gains and fees	$0	106
Additional Noninterest Income	$129,000	2,911
Total noninterest expense	$1,017,000	3,370
Salaries and employee benefits	$517,000	3,529
Premises and equipment expense	$92,000	3,558
Additional noninterest expense	$408,000	2,898
Pre-tax net operating income	$675,000	2,397
Securities gains (losses)	$43,000	895
Applicable income taxes	$135,000	1,703
Income before extraordinary items	$583,000	2,442
Extraordinary gains, net	$0	4
Net income	$583,000	2,441
Minority interest net income	$0	56
Net income of bank and minority interests.	$583,000	2,442
Net charge-offs	$10,000	1,869
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$548,170	2,496
2019-12-31 (YTD Data)		Rank
Total interest income	$6,702,000	3,251
Total interest expense	$930,000	3,400
Net interest income	$5,772,000	3,175
Provision for loan and lease losses	$175,000	2,481
Total noninterest income	$882,000	2,987
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$411,000	2,187
Trading account gains and fees	$0	135
Additional Noninterest Income	$471,000	3,089
Total noninterest expense	$4,115,000	3,368
Salaries and employee benefits	$2,175,000	3,468
Premises and equipment expense	$371,000	3,592
Additional noninterest expense	$1,569,000	2,994
Pre-tax net operating income	$2,364,000	2,814
Securities gains (losses)	$2,000	2,225
Applicable income taxes	$371,000	2,215
Income before extraordinary items	$1,995,000	2,910
Extraordinary gains, net	$0	11
Net income	$1,995,000	2,910
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,995,000	2,911
Net charge-offs	$42,000	2,753
Cash dividends	$711,000	2,678
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,993,320	2,865
2019-09-30 (YTD Data)		Rank
Total interest income	$5,016,000	3,291
Total interest expense	$687,000	3,448
Net interest income	$4,329,000	3,214
Provision for loan and lease losses	$130,000	2,405
Total noninterest income	$653,000	3,014
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$298,000	2,235
Trading account gains and fees	$0	129
Additional Noninterest Income	$355,000	3,091
Total noninterest expense	$3,128,000	3,364
Salaries and employee benefits	$1,602,000	3,511
Premises and equipment expense	$281,000	3,609
Additional noninterest expense	$1,245,000	2,903
Pre-tax net operating income	$1,724,000	2,931
Securities gains (losses)	$2,000	1,990
Applicable income taxes	$272,000	2,305
Income before extraordinary items	$1,454,000	3,000
Extraordinary gains, net	$0	11
Net income	$1,454,000	3,001
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,454,000	3,001
Net charge-offs	$39,000	2,382
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,452,320	2,972
2019-06-30 (YTD Data)		Rank
Total interest income	$3,310,000	3,317
Total interest expense	$446,000	3,473
Net interest income	$2,864,000	3,241
Provision for loan and lease losses	$85,000	2,364
Total noninterest income	$418,000	3,036
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$189,000	2,284
Trading account gains and fees	$0	131
Additional Noninterest Income	$229,000	3,106
Total noninterest expense	$2,070,000	3,401
Salaries and employee benefits	$1,060,000	3,554
Premises and equipment expense	$190,000	3,607
Additional noninterest expense	$820,000	2,958
Pre-tax net operating income	$1,127,000	2,933
Securities gains (losses)	$2,000	1,537
Applicable income taxes	$180,000	2,279
Income before extraordinary items	$949,000	3,014
Extraordinary gains, net	$0	11
Net income	$949,000	3,013
Minority interest net income	$0	69
Net income of bank and minority interests.	$949,000	3,013
Net charge-offs	$-3,000	4,141
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$947,320	2,995
2019-03-31 (YTD Data)		Rank
Total interest income	$1,631,000	3,362
Total interest expense	$216,000	3,503
Net interest income	$1,415,000	3,285
Provision for loan and lease losses	$45,000	2,137
Total noninterest income	$211,000	2,989
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$91,000	2,332
Trading account gains and fees	$0	126
Additional Noninterest Income	$120,000	3,003
Total noninterest expense	$1,032,000	3,436
Salaries and employee benefits	$525,000	3,610
Premises and equipment expense	$96,000	3,615
Additional noninterest expense	$411,000	2,943
Pre-tax net operating income	$549,000	2,943
Securities gains (losses)	$0	1,087
Applicable income taxes	$90,000	2,233
Income before extraordinary items	$459,000	3,010
Extraordinary gains, net	$0	5
Net income	$459,000	3,008
Minority interest net income	$0	52
Net income of bank and minority interests.	$459,000	3,009
Net charge-offs	$-24,000	4,908
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$459,000	3,000
2018-12-31 (YTD Data)		Rank
Total interest income	$6,135,000	3,393
Total interest expense	$707,000	3,440
Net interest income	$5,428,000	3,344
Provision for loan and lease losses	$150,000	2,622
Total noninterest income	$841,000	3,085
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$370,000	2,405
Trading account gains and fees	$0	126
Additional Noninterest Income	$471,000	3,145
Total noninterest expense	$3,992,000	3,500
Salaries and employee benefits	$2,053,000	3,639
Premises and equipment expense	$383,000	3,604
Additional noninterest expense	$1,556,000	3,102
Pre-tax net operating income	$2,127,000	3,042
Securities gains (losses)	$-3,000	4,159
Applicable income taxes	$275,000	2,451
Income before extraordinary items	$1,849,000	3,045
Extraordinary gains, net	$0	6
Net income	$1,849,000	3,044
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,849,000	3,044
Net charge-offs	$130,000	1,961
Cash dividends	$631,000	2,737
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,851,610	3,047
2018-09-30 (YTD Data)		Rank
Total interest income	$4,533,000	3,432
Total interest expense	$513,000	3,431
Net interest income	$4,020,000	3,397
Provision for loan and lease losses	$90,000	2,683
Total noninterest income	$577,000	3,220
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$260,000	2,522
Trading account gains and fees	$0	138
Additional Noninterest Income	$317,000	3,319
Total noninterest expense	$3,002,000	3,504
Salaries and employee benefits	$1,517,000	3,681
Premises and equipment expense	$280,000	3,694
Additional noninterest expense	$1,205,000	3,022
Pre-tax net operating income	$1,505,000	3,188
Securities gains (losses)	$0	1,118
Applicable income taxes	$179,000	2,624
Income before extraordinary items	$1,326,000	3,177
Extraordinary gains, net	$0	5
Net income	$1,326,000	3,176
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,326,000	3,176
Net charge-offs	$111,000	1,660
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,326,000	3,169
2018-06-30 (YTD Data)		Rank
Total interest income	$2,951,000	3,469
Total interest expense	$323,000	3,456
Net interest income	$2,628,000	3,435
Provision for loan and lease losses	$50,000	2,796
Total noninterest income	$409,000	3,157
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$169,000	2,560
Trading account gains and fees	$0	130
Additional Noninterest Income	$240,000	3,154
Total noninterest expense	$1,982,000	3,539
Salaries and employee benefits	$991,000	3,730
Premises and equipment expense	$183,000	3,753
Additional noninterest expense	$808,000	3,037
Pre-tax net operating income	$1,005,000	3,148
Securities gains (losses)	$0	961
Applicable income taxes	$108,000	2,669
Income before extraordinary items	$897,000	3,118
Extraordinary gains, net	$0	6
Net income	$897,000	3,115
Minority interest net income	$0	65
Net income of bank and minority interests.	$897,000	3,117
Net charge-offs	$43,000	1,849
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$897,000	3,108
2018-03-31 (YTD Data)		Rank
Total interest income	$1,448,000	3,512
Total interest expense	$158,000	3,436
Net interest income	$1,290,000	3,476
Provision for loan and lease losses	$37,000	2,310
Total noninterest income	$217,000	3,057
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$84,000	2,589
Trading account gains and fees	$0	123
Additional Noninterest Income	$133,000	2,992
Total noninterest expense	$973,000	3,616
Salaries and employee benefits	$482,000	3,817
Premises and equipment expense	$101,000	3,637
Additional noninterest expense	$390,000	3,111
Pre-tax net operating income	$497,000	3,108
Securities gains (losses)	$0	735
Applicable income taxes	$58,000	2,583
Income before extraordinary items	$439,000	3,107
Extraordinary gains, net	$0	7
Net income	$439,000	3,107
Minority interest net income	$0	52
Net income of bank and minority interests.	$439,000	3,107
Net charge-offs	$17,000	1,740
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$439,000	3,106
2017-12-31 (YTD Data)		Rank
Total interest income	$5,630,000	3,542
Total interest expense	$535,000	3,578
Net interest income	$5,095,000	3,489
Provision for loan and lease losses	$271,000	2,079
Total noninterest income	$581,000	3,742
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$346,000	2,606
Trading account gains and fees	$0	151
Additional Noninterest Income	$235,000	4,060
Total noninterest expense	$3,744,000	3,681
Salaries and employee benefits	$1,923,000	3,836
Premises and equipment expense	$396,000	3,680
Additional noninterest expense	$1,425,000	3,333
Pre-tax net operating income	$1,661,000	3,394
Securities gains (losses)	$42,000	968
Applicable income taxes	$315,000	2,721
Income before extraordinary items	$1,388,000	3,255
Extraordinary gains, net	$0	9
Net income	$1,388,000	3,253
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,388,000	3,255
Net charge-offs	$96,000	2,473
Cash dividends	$574,000	2,830
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,353,560	3,273
2017-09-30 (YTD Data)		Rank
Total interest income	$4,192,000	3,585
Total interest expense	$398,000	3,589
Net interest income	$3,794,000	3,533
Provision for loan and lease losses	$249,000	1,829
Total noninterest income	$476,000	3,640
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$259,000	2,628
Trading account gains and fees	$0	145
Additional Noninterest Income	$217,000	3,878
Total noninterest expense	$2,839,000	3,668
Salaries and employee benefits	$1,441,000	3,843
Premises and equipment expense	$280,000	3,811
Additional noninterest expense	$1,118,000	3,246
Pre-tax net operating income	$1,182,000	3,512
Securities gains (losses)	$42,000	955
Applicable income taxes	$32,000	3,594
Income before extraordinary items	$1,192,000	3,220
Extraordinary gains, net	$0	9
Net income	$1,192,000	3,219
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,192,000	3,220
Net charge-offs	$20,000	2,983
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,151,260	3,264
2017-06-30 (YTD Data)		Rank
Total interest income	$2,756,000	3,611
Total interest expense	$262,000	3,582
Net interest income	$2,494,000	3,565
Provision for loan and lease losses	$188,000	1,618
Total noninterest income	$347,000	3,514
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$166,000	2,698
Trading account gains and fees	$0	139
Additional Noninterest Income	$181,000	3,618
Total noninterest expense	$1,862,000	3,718
Salaries and employee benefits	$969,000	3,848
Premises and equipment expense	$178,000	3,915
Additional noninterest expense	$715,000	3,348
Pre-tax net operating income	$791,000	3,481
Securities gains (losses)	$42,000	707
Applicable income taxes	$21,000	3,618
Income before extraordinary items	$812,000	3,143
Extraordinary gains, net	$0	11
Net income	$812,000	3,142
Minority interest net income	$0	71
Net income of bank and minority interests.	$812,000	3,143
Net charge-offs	$5,000	3,121
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$771,260	3,216
2017-03-31 (YTD Data)		Rank
Total interest income	$1,354,000	3,653
Total interest expense	$125,000	3,649
Net interest income	$1,229,000	3,613
Provision for loan and lease losses	$57,000	1,998
Total noninterest income	$176,000	3,480
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$84,000	2,675
Trading account gains and fees	$0	142
Additional Noninterest Income	$92,000	3,577
Total noninterest expense	$936,000	3,755
Salaries and employee benefits	$481,000	3,920
Premises and equipment expense	$89,000	3,957
Additional noninterest expense	$366,000	3,292
Pre-tax net operating income	$412,000	3,380
Securities gains (losses)	$0	1,153
Applicable income taxes	$11,000	3,564
Income before extraordinary items	$401,000	3,128
Extraordinary gains, net	$0	8
Net income	$401,000	3,126
Minority interest net income	$0	55
Net income of bank and minority interests.	$401,000	3,128
Net charge-offs	$-8,000	4,903
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$401,000	3,112
2016-12-31 (YTD Data)		Rank
Total interest income	$5,125,000	3,769
Total interest expense	$535,000	3,527
Net interest income	$4,590,000	3,738
Provision for loan and lease losses	$80,000	3,303
Total noninterest income	$585,000	3,850
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$355,000	2,667
Trading account gains and fees	$0	170
Additional Noninterest Income	$230,000	4,225
Total noninterest expense	$3,720,000	3,782
Salaries and employee benefits	$1,811,000	4,005
Premises and equipment expense	$400,000	3,776
Additional noninterest expense	$1,509,000	3,323
Pre-tax net operating income	$1,375,000	3,632
Securities gains (losses)	$0	3,212
Applicable income taxes	$54,000	3,571
Income before extraordinary items	$1,321,000	3,482
Extraordinary gains, net	$0	5
Net income	$1,321,000	3,480
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,321,000	3,481
Net charge-offs	$176,000	2,061
Cash dividends	$517,000	2,923
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,321,000	3,429
2016-09-30 (YTD Data)		Rank
Total interest income	$3,847,000	3,784
Total interest expense	$417,000	3,482
Net interest income	$3,430,000	3,764
Provision for loan and lease losses	$32,000	3,631
Total noninterest income	$520,000	3,616
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$267,000	2,673
Trading account gains and fees	$0	169
Additional Noninterest Income	$253,000	3,815
Total noninterest expense	$2,841,000	3,762
Salaries and employee benefits	$1,349,000	4,031
Premises and equipment expense	$303,000	3,784
Additional noninterest expense	$1,189,000	3,240
Pre-tax net operating income	$1,077,000	3,607
Securities gains (losses)	$0	3,160
Applicable income taxes	$54,000	3,535
Income before extraordinary items	$1,023,000	3,457
Extraordinary gains, net	$0	5
Net income	$1,023,000	3,454
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,023,000	3,457
Net charge-offs	$132,000	1,809
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,023,000	3,399
2016-06-30 (YTD Data)		Rank
Total interest income	$2,565,000	3,797
Total interest expense	$295,000	3,390
Net interest income	$2,270,000	3,805
Provision for loan and lease losses	$16,000	3,625
Total noninterest income	$357,000	3,570
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$174,000	2,675
Trading account gains and fees	$0	157
Additional Noninterest Income	$183,000	3,726
Total noninterest expense	$1,925,000	3,758
Salaries and employee benefits	$895,000	4,077
Premises and equipment expense	$195,000	3,858
Additional noninterest expense	$835,000	3,129
Pre-tax net operating income	$686,000	3,697
Securities gains (losses)	$0	2,835
Applicable income taxes	$37,000	3,538
Income before extraordinary items	$649,000	3,540
Extraordinary gains, net	$0	16
Net income	$649,000	3,536
Minority interest net income	$0	71
Net income of bank and minority interests.	$649,000	3,538
Net charge-offs	$121,000	1,461
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$649,000	3,474
2016-03-31 (YTD Data)		Rank
Total interest income	$1,279,000	3,804
Total interest expense	$155,000	3,301
Net interest income	$1,124,000	3,839
Provision for loan and lease losses	$4,000	3,524
Total noninterest income	$177,000	3,557
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$89,000	2,614
Trading account gains and fees	$0	142
Additional Noninterest Income	$88,000	3,732
Total noninterest expense	$928,000	3,860
Salaries and employee benefits	$447,000	4,124
Premises and equipment expense	$99,000	3,882
Additional noninterest expense	$382,000	3,329
Pre-tax net operating income	$369,000	3,537
Securities gains (losses)	$0	2,077
Applicable income taxes	$19,000	3,504
Income before extraordinary items	$350,000	3,372
Extraordinary gains, net	$0	12
Net income	$350,000	3,370
Minority interest net income	$0	62
Net income of bank and minority interests.	$350,000	3,370
Net charge-offs	$96,000	1,041
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$350,000	3,304
2015-12-31 (YTD Data)		Rank
Total interest income	$5,013,000	3,837
Total interest expense	$534,000	3,601
Net interest income	$4,479,000	3,824
Provision for loan and lease losses	$10,000	4,216
Total noninterest income	$647,000	3,776
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$364,000	2,701
Trading account gains and fees	$0	159
Additional Noninterest Income	$283,000	4,052
Total noninterest expense	$3,681,000	3,892
Salaries and employee benefits	$1,851,000	4,069
Premises and equipment expense	$436,000	3,739
Additional noninterest expense	$1,394,000	3,577
Pre-tax net operating income	$1,435,000	3,561
Securities gains (losses)	$0	3,216
Applicable income taxes	$66,000	3,527
Income before extraordinary items	$1,369,000	3,394
Extraordinary gains, net	$0	23
Net income	$1,369,000	3,392
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,369,000	3,394
Net charge-offs	$35,000	3,482
Cash dividends	$493,000	2,959
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,369,000	3,348
2015-09-30 (YTD Data)		Rank
Total interest income	$3,736,000	3,888
Total interest expense	$396,000	3,677
Net interest income	$3,340,000	3,874
Provision for loan and lease losses	$10,000	4,009
Total noninterest income	$471,000	3,858
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$265,000	2,755
Trading account gains and fees	$0	153
Additional Noninterest Income	$206,000	4,101
Total noninterest expense	$2,714,000	3,951
Salaries and employee benefits	$1,341,000	4,154
Premises and equipment expense	$334,000	3,748
Additional noninterest expense	$1,039,000	3,590
Pre-tax net operating income	$1,087,000	3,615
Securities gains (losses)	$0	3,031
Applicable income taxes	$64,000	3,520
Income before extraordinary items	$1,023,000	3,456
Extraordinary gains, net	$0	21
Net income	$1,023,000	3,454
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,023,000	3,455
Net charge-offs	$-7,000	5,060
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,023,000	3,405
2015-06-30 (YTD Data)		Rank
Total interest income	$2,465,000	3,929
Total interest expense	$260,000	3,737
Net interest income	$2,205,000	3,913
Provision for loan and lease losses	$6,000	3,882
Total noninterest income	$336,000	3,734
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$174,000	2,754
Trading account gains and fees	$0	157
Additional Noninterest Income	$162,000	3,930
Total noninterest expense	$1,775,000	4,033
Salaries and employee benefits	$864,000	4,273
Premises and equipment expense	$224,000	3,764
Additional noninterest expense	$687,000	3,634
Pre-tax net operating income	$760,000	3,509
Securities gains (losses)	$0	2,636
Applicable income taxes	$38,000	3,598
Income before extraordinary items	$722,000	3,354
Extraordinary gains, net	$0	22
Net income	$722,000	3,354
Minority interest net income	$0	75
Net income of bank and minority interests.	$722,000	3,355
Net charge-offs	$-12,000	5,310
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$722,000	3,293
2015-03-31 (YTD Data)		Rank
Total interest income	$1,215,000	3,983
Total interest expense	$129,000	3,772
Net interest income	$1,086,000	3,957
Provision for loan and lease losses	$2,000	3,615
Total noninterest income	$136,000	4,081
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$86,000	2,760
Trading account gains and fees	$0	152
Additional Noninterest Income	$50,000	4,520
Total noninterest expense	$866,000	4,122
Salaries and employee benefits	$425,000	4,329
Premises and equipment expense	$115,000	3,752
Additional noninterest expense	$326,000	3,770
Pre-tax net operating income	$354,000	3,609
Securities gains (losses)	$0	2,027
Applicable income taxes	$18,000	3,566
Income before extraordinary items	$336,000	3,443
Extraordinary gains, net	$0	13
Net income	$336,000	3,446
Minority interest net income	$0	64
Net income of bank and minority interests.	$336,000	3,446
Net charge-offs	$-8,000	5,326
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$336,000	3,359
2014-12-31 (YTD Data)		Rank
Total interest income	$4,918,000	3,994
Total interest expense	$496,000	4,025
Net interest income	$4,422,000	3,950
Provision for loan and lease losses	$34,000	4,023
Total noninterest income	$498,000	4,281
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$331,000	3,026
Trading account gains and fees	$0	180
Additional Noninterest Income	$167,000	4,741
Total noninterest expense	$3,545,000	4,106
Salaries and employee benefits	$1,781,000	4,246
Premises and equipment expense	$432,000	3,928
Additional noninterest expense	$1,332,000	3,819
Pre-tax net operating income	$1,341,000	3,668
Securities gains (losses)	$81,000	1,411
Applicable income taxes	$45,000	3,752
Income before extraordinary items	$1,377,000	3,392
Extraordinary gains, net	$0	17
Net income	$1,377,000	3,394
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,377,000	3,394
Net charge-offs	$-60,000	6,031
Cash dividends	$482,000	2,906
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,298,430	3,433
2014-09-30 (YTD Data)		Rank
Total interest income	$3,665,000	4,048
Total interest expense	$370,000	4,104
Net interest income	$3,295,000	4,004
Provision for loan and lease losses	$30,000	3,723
Total noninterest income	$334,000	4,502
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$241,000	3,110
Trading account gains and fees	$0	174
Additional Noninterest Income	$93,000	5,125
Total noninterest expense	$2,631,000	4,142
Salaries and employee benefits	$1,318,000	4,282
Premises and equipment expense	$307,000	4,087
Additional noninterest expense	$1,006,000	3,819
Pre-tax net operating income	$968,000	3,815
Securities gains (losses)	$63,000	1,298
Applicable income taxes	$64,000	3,544
Income before extraordinary items	$967,000	3,564
Extraordinary gains, net	$0	15
Net income	$967,000	3,565
Minority interest net income	$0	81
Net income of bank and minority interests.	$967,000	3,566
Net charge-offs	$8,000	4,232
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$907,780	3,620
2014-06-30 (YTD Data)		Rank
Total interest income	$2,431,000	4,074
Total interest expense	$244,000	4,168
Net interest income	$2,187,000	4,020
Provision for loan and lease losses	$28,000	3,457
Total noninterest income	$190,000	4,745
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$141,000	3,349
Trading account gains and fees	$0	172
Additional Noninterest Income	$49,000	5,360
Total noninterest expense	$1,710,000	4,238
Salaries and employee benefits	$877,000	4,319
Premises and equipment expense	$182,000	4,379
Additional noninterest expense	$651,000	3,910
Pre-tax net operating income	$639,000	3,754
Securities gains (losses)	$28,000	1,480
Applicable income taxes	$40,000	3,553
Income before extraordinary items	$627,000	3,546
Extraordinary gains, net	$0	20
Net income	$627,000	3,551
Minority interest net income	$0	80
Net income of bank and minority interests.	$627,000	3,552
Net charge-offs	$15,000	3,541
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$600,680	3,567
2014-03-31 (YTD Data)		Rank
Total interest income	$1,213,000	4,101
Total interest expense	$121,000	4,237
Net interest income	$1,092,000	4,039
Provision for loan and lease losses	$6,000	3,525
Total noninterest income	$111,000	4,471
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$72,000	3,281
Trading account gains and fees	$0	147
Additional Noninterest Income	$39,000	4,862
Total noninterest expense	$835,000	4,328
Salaries and employee benefits	$426,000	4,435
Premises and equipment expense	$88,000	4,508
Additional noninterest expense	$321,000	3,957
Pre-tax net operating income	$362,000	3,479
Securities gains (losses)	$0	1,715
Applicable income taxes	$21,000	3,473
Income before extraordinary items	$341,000	3,304
Extraordinary gains, net	$0	16
Net income	$341,000	3,307
Minority interest net income	$0	66
Net income of bank and minority interests.	$341,000	3,307
Net charge-offs	$3,000	3,257
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$341,000	3,268
2013-12-31 (YTD Data)		Rank
Total interest income	$4,804,000	4,177
Total interest expense	$494,000	4,480
Net interest income	$4,310,000	4,086
Provision for loan and lease losses	$71,000	3,992
Total noninterest income	$178,000	5,750
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$282,000	3,458
Trading account gains and fees	$0	184
Additional Noninterest Income	$-104,000	6,617
Total noninterest expense	$3,258,000	4,426
Salaries and employee benefits	$1,671,000	4,496
Premises and equipment expense	$292,000	4,917
Additional noninterest expense	$1,295,000	4,020
Pre-tax net operating income	$1,159,000	3,835
Securities gains (losses)	$140,000	1,110
Applicable income taxes	$3,000	4,470
Income before extraordinary items	$1,296,000	3,415
Extraordinary gains, net	$0	29
Net income	$1,296,000	3,416
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,296,000	3,418
Net charge-offs	$34,000	4,592
Cash dividends	$459,000	2,866
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,156,000	3,590
2013-09-30 (YTD Data)		Rank
Total interest income	$3,607,000	4,218
Total interest expense	$371,000	4,582
Net interest income	$3,236,000	4,121
Provision for loan and lease losses	$69,000	3,733
Total noninterest income	$68,000	6,343
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$208,000	3,512
Trading account gains and fees	$0	180
Additional Noninterest Income	$-140,000	6,762
Total noninterest expense	$2,431,000	4,459
Salaries and employee benefits	$1,232,000	4,551
Premises and equipment expense	$219,000	4,955
Additional noninterest expense	$980,000	3,990
Pre-tax net operating income	$804,000	4,045
Securities gains (losses)	$140,000	1,014
Applicable income taxes	$57,000	3,652
Income before extraordinary items	$887,000	3,643
Extraordinary gains, net	$0	25
Net income	$887,000	3,645
Minority interest net income	$0	84
Net income of bank and minority interests.	$887,000	3,647
Net charge-offs	$17,000	4,487
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$755,400	3,858
2013-06-30 (YTD Data)		Rank
Total interest income	$2,400,000	4,232
Total interest expense	$259,000	4,546
Net interest income	$2,141,000	4,134
Provision for loan and lease losses	$57,000	3,524
Total noninterest income	$28,000	6,570
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$138,000	3,497
Trading account gains and fees	$0	157
Additional Noninterest Income	$-110,000	6,807
Total noninterest expense	$1,638,000	4,448
Salaries and employee benefits	$823,000	4,573
Premises and equipment expense	$144,000	4,983
Additional noninterest expense	$671,000	3,937
Pre-tax net operating income	$474,000	4,235
Securities gains (losses)	$139,000	922
Applicable income taxes	$39,000	3,624
Income before extraordinary items	$574,000	3,691
Extraordinary gains, net	$0	22
Net income	$574,000	3,693
Minority interest net income	$0	82
Net income of bank and minority interests.	$574,000	3,694
Net charge-offs	$-1,000	5,537
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$443,340	4,039
2013-03-31 (YTD Data)		Rank
Total interest income	$1,208,000	4,241
Total interest expense	$132,000	4,596
Net interest income	$1,076,000	4,133
Provision for loan and lease losses	$43,000	3,009
Total noninterest income	$-43,000	6,927
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$69,000	3,493
Trading account gains and fees	$0	148
Additional Noninterest Income	$-112,000	6,937
Total noninterest expense	$807,000	4,515
Salaries and employee benefits	$407,000	4,652
Premises and equipment expense	$73,000	4,984
Additional noninterest expense	$327,000	4,020
Pre-tax net operating income	$183,000	4,599
Securities gains (losses)	$140,000	580
Applicable income taxes	$29,000	3,388
Income before extraordinary items	$294,000	3,608
Extraordinary gains, net	$0	10
Net income	$294,000	3,608
Minority interest net income	$0	76
Net income of bank and minority interests.	$294,000	3,610
Net charge-offs	$-18,000	6,405
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$166,600	4,480
2012-12-31 (YTD Data)		Rank
Total interest income	$4,913,000	4,348
Total interest expense	$666,000	4,527
Net interest income	$4,247,000	4,255
Provision for loan and lease losses	$193,000	3,982
Total noninterest income	$541,000	4,360
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$315,000	3,397
Trading account gains and fees	$0	166
Additional Noninterest Income	$226,000	4,433
Total noninterest expense	$3,047,000	4,705
Salaries and employee benefits	$1,506,000	4,838
Premises and equipment expense	$289,000	5,041
Additional noninterest expense	$1,252,000	4,255
Pre-tax net operating income	$1,548,000	3,286
Securities gains (losses)	$0	3,810
Applicable income taxes	$99,000	3,516
Income before extraordinary items	$1,449,000	3,197
Extraordinary gains, net	$0	29
Net income	$1,449,000	3,197
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,449,000	3,197
Net charge-offs	$452,000	2,780
Cash dividends	$460,000	2,877
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,449,000	3,061
2012-09-30 (YTD Data)		Rank
Total interest income	$3,706,000	4,405
Total interest expense	$529,000	4,523
Net interest income	$3,177,000	4,332
Provision for loan and lease losses	$159,000	3,821
Total noninterest income	$398,000	4,430
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$235,000	3,438
Trading account gains and fees	$0	157
Additional Noninterest Income	$163,000	4,521
Total noninterest expense	$2,202,000	4,826
Salaries and employee benefits	$1,106,000	4,914
Premises and equipment expense	$216,000	5,115
Additional noninterest expense	$880,000	4,454
Pre-tax net operating income	$1,214,000	3,290
Securities gains (losses)	$0	3,575
Applicable income taxes	$101,000	3,366
Income before extraordinary items	$1,113,000	3,219
Extraordinary gains, net	$0	20
Net income	$1,113,000	3,220
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,113,000	3,219
Net charge-offs	$94,000	4,032
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,113,000	3,076
2012-06-30 (YTD Data)		Rank
Total interest income	$2,475,000	4,440
Total interest expense	$365,000	4,547
Net interest income	$2,110,000	4,346
Provision for loan and lease losses	$114,000	3,730
Total noninterest income	$273,000	4,386
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$155,000	3,444
Trading account gains and fees	$0	153
Additional Noninterest Income	$118,000	4,421
Total noninterest expense	$1,412,000	4,948
Salaries and employee benefits	$708,000	5,063
Premises and equipment expense	$147,000	5,096
Additional noninterest expense	$557,000	4,566
Pre-tax net operating income	$857,000	3,152
Securities gains (losses)	$0	3,178
Applicable income taxes	$80,000	3,238
Income before extraordinary items	$777,000	3,101
Extraordinary gains, net	$0	19
Net income	$777,000	3,100
Minority interest net income	$0	84
Net income of bank and minority interests.	$777,000	3,101
Net charge-offs	$45,000	4,124
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$777,000	2,945
2012-03-31 (YTD Data)		Rank
Total interest income	$1,267,000	4,422
Total interest expense	$187,000	4,601
Net interest income	$1,080,000	4,309
Provision for loan and lease losses	$20,000	4,478
Total noninterest income	$91,000	5,089
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$81,000	3,352
Trading account gains and fees	$0	148
Additional Noninterest Income	$10,000	6,212
Total noninterest expense	$698,000	5,009
Salaries and employee benefits	$352,000	5,112
Premises and equipment expense	$72,000	5,172
Additional noninterest expense	$274,000	4,614
Pre-tax net operating income	$453,000	3,078
Securities gains (losses)	$0	2,210
Applicable income taxes	$56,000	2,964
Income before extraordinary items	$397,000	3,086
Extraordinary gains, net	$0	19
Net income	$397,000	3,089
Minority interest net income	$0	78
Net income of bank and minority interests.	$397,000	3,090
Net charge-offs	$-13,000	6,740
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$397,000	2,936
2011-12-31 (YTD Data)		Rank
Total interest income	$5,147,000	4,498
Total interest expense	$880,000	4,695
Net interest income	$4,267,000	4,359
Provision for loan and lease losses	$127,000	5,109
Total noninterest income	$444,000	4,586
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$307,000	3,549
Trading account gains and fees	$0	146
Additional Noninterest Income	$137,000	4,957
Total noninterest expense	$2,970,000	4,908
Salaries and employee benefits	$1,437,000	5,073
Premises and equipment expense	$364,000	4,779
Additional noninterest expense	$1,169,000	4,534
Pre-tax net operating income	$1,614,000	2,911
Securities gains (losses)	$3,000	3,591
Applicable income taxes	$99,000	3,382
Income before extraordinary items	$1,518,000	2,753
Extraordinary gains, net	$0	29
Net income	$1,518,000	2,755
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,518,000	2,755
Net charge-offs	$76,000	5,199
Cash dividends	$460,000	2,526
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,515,180	2,664
2011-09-30 (YTD Data)		Rank
Total interest income	$3,852,000	4,551
Total interest expense	$678,000	4,765
Net interest income	$3,174,000	4,414
Provision for loan and lease losses	$106,000	4,885
Total noninterest income	$377,000	4,436
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$228,000	3,580
Trading account gains and fees	$0	145
Additional Noninterest Income	$149,000	4,533
Total noninterest expense	$2,286,000	4,849
Salaries and employee benefits	$1,068,000	5,088
Premises and equipment expense	$273,000	4,839
Additional noninterest expense	$945,000	4,313
Pre-tax net operating income	$1,159,000	3,054
Securities gains (losses)	$16,000	2,895
Applicable income taxes	$75,000	3,409
Income before extraordinary items	$1,100,000	2,869
Extraordinary gains, net	$0	21
Net income	$1,100,000	2,872
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,100,000	2,872
Net charge-offs	$84,000	4,595
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,084,960	2,807
2011-06-30 (YTD Data)		Rank
Total interest income	$2,539,000	4,619
Total interest expense	$465,000	4,804
Net interest income	$2,074,000	4,482
Provision for loan and lease losses	$88,000	4,576
Total noninterest income	$274,000	4,287
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$149,000	3,604
Trading account gains and fees	$0	153
Additional Noninterest Income	$125,000	4,235
Total noninterest expense	$1,512,000	4,921
Salaries and employee benefits	$705,000	5,150
Premises and equipment expense	$178,000	4,926
Additional noninterest expense	$629,000	4,397
Pre-tax net operating income	$748,000	3,061
Securities gains (losses)	$16,000	2,184
Applicable income taxes	$40,000	3,494
Income before extraordinary items	$724,000	2,855
Extraordinary gains, net	$0	15
Net income	$724,000	2,857
Minority interest net income	$0	89
Net income of bank and minority interests.	$724,000	2,857
Net charge-offs	$96,000	3,885
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$708,800	2,821
2011-03-31 (YTD Data)		Rank
Total interest income	$1,252,000	4,676
Total interest expense	$235,000	4,895
Net interest income	$1,017,000	4,527
Provision for loan and lease losses	$31,000	4,567
Total noninterest income	$114,000	4,679
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$73,000	3,613
Trading account gains and fees	$0	158
Additional Noninterest Income	$41,000	4,959
Total noninterest expense	$737,000	5,023
Salaries and employee benefits	$351,000	5,219
Premises and equipment expense	$86,000	5,068
Additional noninterest expense	$300,000	4,528
Pre-tax net operating income	$363,000	3,172
Securities gains (losses)	$0	1,772
Applicable income taxes	$14,000	3,619
Income before extraordinary items	$349,000	2,938
Extraordinary gains, net	$0	9
Net income	$349,000	2,937
Minority interest net income	$0	86
Net income of bank and minority interests.	$349,000	2,938
Net charge-offs	$122,000	2,548
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$349,000	2,884
2010-12-31 (YTD Data)		Rank
Total interest income	$5,041,000	4,794
Total interest expense	$1,010,000	5,199
Net interest income	$4,031,000	4,570
Provision for loan and lease losses	$244,000	5,118
Total noninterest income	$422,000	4,877
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$288,000	3,721
Trading account gains and fees	$0	175
Additional Noninterest Income	$134,000	5,098
Total noninterest expense	$2,806,000	5,210
Salaries and employee benefits	$1,401,000	5,246
Premises and equipment expense	$297,000	5,435
Additional noninterest expense	$1,108,000	4,816
Pre-tax net operating income	$1,403,000	2,824
Securities gains (losses)	$72,000	2,423
Applicable income taxes	$18,000	4,043
Income before extraordinary items	$1,457,000	2,566
Extraordinary gains, net	$0	29
Net income	$1,457,000	2,562
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,457,000	2,567
Net charge-offs	$99,000	5,422
Cash dividends	$628,000	2,063
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,385,720	2,539
2010-09-30 (YTD Data)		Rank
Total interest income	$3,783,000	4,894
Total interest expense	$772,000	5,315
Net interest income	$3,011,000	4,642
Provision for loan and lease losses	$219,000	4,778
Total noninterest income	$326,000	4,897
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$212,000	3,819
Trading account gains and fees	$0	165
Additional Noninterest Income	$114,000	5,033
Total noninterest expense	$2,082,000	5,251
Salaries and employee benefits	$1,029,000	5,342
Premises and equipment expense	$226,000	5,456
Additional noninterest expense	$827,000	4,826
Pre-tax net operating income	$1,036,000	3,018
Securities gains (losses)	$72,000	2,205
Applicable income taxes	$47,000	3,600
Income before extraordinary items	$1,061,000	2,775
Extraordinary gains, net	$0	23
Net income	$1,061,000	2,772
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,061,000	2,776
Net charge-offs	$39,000	5,687
Cash dividends	$180,000	2,791
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$991,880	2,765
2010-06-30 (YTD Data)		Rank
Total interest income	$2,513,000	4,936
Total interest expense	$519,000	5,393
Net interest income	$1,994,000	4,665
Provision for loan and lease losses	$160,000	4,525
Total noninterest income	$248,000	4,641
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$140,000	3,837
Trading account gains and fees	$0	152
Additional Noninterest Income	$108,000	4,518
Total noninterest expense	$1,363,000	5,323
Salaries and employee benefits	$667,000	5,458
Premises and equipment expense	$150,000	5,511
Additional noninterest expense	$546,000	4,848
Pre-tax net operating income	$719,000	2,981
Securities gains (losses)	$72,000	1,646
Applicable income taxes	$24,000	3,688
Income before extraordinary items	$767,000	2,580
Extraordinary gains, net	$0	19
Net income	$767,000	2,577
Minority interest net income	$0	105
Net income of bank and minority interests.	$767,000	2,580
Net charge-offs	$40,000	5,066
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$697,160	2,676
2010-03-31 (YTD Data)		Rank
Total interest income	$1,250,000	5,019
Total interest expense	$257,000	5,550
Net interest income	$993,000	4,706
Provision for loan and lease losses	$87,000	4,175
Total noninterest income	$124,000	4,646
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$69,000	3,861
Trading account gains and fees	$0	175
Additional Noninterest Income	$55,000	4,521
Total noninterest expense	$680,000	5,388
Salaries and employee benefits	$346,000	5,400
Premises and equipment expense	$76,000	5,569
Additional noninterest expense	$258,000	5,022
Pre-tax net operating income	$350,000	3,078
Securities gains (losses)	$42,000	1,216
Applicable income taxes	$35,000	3,059
Income before extraordinary items	$357,000	2,774
Extraordinary gains, net	$0	16
Net income	$357,000	2,771
Minority interest net income	$0	91
Net income of bank and minority interests.	$357,000	2,774
Net charge-offs	$49,000	3,726
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$318,780	2,918
2009-12-31 (YTD Data)		Rank
Total interest income	$4,942,000	5,159
Total interest expense	$1,078,000	5,876
Net interest income	$3,864,000	4,657
Provision for loan and lease losses	$266,000	5,450
Total noninterest income	$529,000	4,635
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$341,000	3,638
Trading account gains and fees	$0	211
Additional Noninterest Income	$188,000	4,730
Total noninterest expense	$2,769,000	5,403
Salaries and employee benefits	$1,409,000	5,382
Premises and equipment expense	$313,000	5,545
Additional noninterest expense	$1,047,000	5,118
Pre-tax net operating income	$1,358,000	2,507
Securities gains (losses)	$219,000	1,486
Applicable income taxes	$51,000	3,258
Income before extraordinary items	$1,526,000	2,086
Extraordinary gains, net	$0	34
Net income	$1,526,000	2,083
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,526,000	2,085
Net charge-offs	$202,000	4,996
Cash dividends	$437,000	2,732
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,313,570	2,285
2009-09-30 (YTD Data)		Rank
Total interest income	$3,693,000	5,225
Total interest expense	$832,000	5,948
Net interest income	$2,861,000	4,719
Provision for loan and lease losses	$130,000	5,681
Total noninterest income	$398,000	4,692
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$258,000	3,632
Trading account gains and fees	$0	212
Additional Noninterest Income	$140,000	4,885
Total noninterest expense	$2,017,000	5,496
Salaries and employee benefits	$1,010,000	5,552
Premises and equipment expense	$234,000	5,615
Additional noninterest expense	$773,000	5,156
Pre-tax net operating income	$1,112,000	2,553
Securities gains (losses)	$222,000	1,221
Applicable income taxes	$144,000	2,599
Income before extraordinary items	$1,190,000	2,193
Extraordinary gains, net	$0	27
Net income	$1,190,000	2,190
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,190,000	2,193
Net charge-offs	$168,000	4,467
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$992,420	2,444
2009-06-30 (YTD Data)		Rank
Total interest income	$2,484,000	5,248
Total interest expense	$579,000	5,992
Net interest income	$1,905,000	4,721
Provision for loan and lease losses	$60,000	5,816
Total noninterest income	$268,000	4,665
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$169,000	3,647
Trading account gains and fees	$0	193
Additional Noninterest Income	$99,000	4,807
Total noninterest expense	$1,373,000	5,480
Salaries and employee benefits	$684,000	5,563
Premises and equipment expense	$156,000	5,656
Additional noninterest expense	$533,000	5,067
Pre-tax net operating income	$740,000	2,657
Securities gains (losses)	$222,000	954
Applicable income taxes	$120,000	2,482
Income before extraordinary items	$842,000	2,158
Extraordinary gains, net	$0	21
Net income	$842,000	2,156
Minority interest net income	$0	112
Net income of bank and minority interests.	$842,000	2,157
Net charge-offs	$30,000	5,342
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$646,640	2,554
2009-03-31 (YTD Data)		Rank
Total interest income	$1,243,000	5,287
Total interest expense	$297,000	6,036
Net interest income	$946,000	4,739
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$143,000	4,506
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$82,000	3,654
Trading account gains and fees	$0	171
Additional Noninterest Income	$61,000	4,486
Total noninterest expense	$705,000	5,372
Salaries and employee benefits	$367,000	5,408
Premises and equipment expense	$86,000	5,495
Additional noninterest expense	$252,000	4,929
Pre-tax net operating income	$354,000	3,050
Securities gains (losses)	$169,000	737
Applicable income taxes	$84,000	2,361
Income before extraordinary items	$439,000	2,384
Extraordinary gains, net	$0	15
Net income	$439,000	2,384
Minority interest net income	$0	102
Net income of bank and minority interests.	$439,000	2,386
Net charge-offs	$-3,000	7,537
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$297,040	3,006
2008-12-31 (YTD Data)		Rank
Total interest income	$5,246,000	5,329
Total interest expense	$1,530,000	5,938
Net interest income	$3,716,000	4,807
Provision for loan and lease losses	$107,000	5,975
Total noninterest income	$531,000	4,715
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$386,000	3,527
Trading account gains and fees	$0	154
Additional Noninterest Income	$145,000	5,369
Total noninterest expense	$3,024,000	5,088
Salaries and employee benefits	$1,435,000	5,472
Premises and equipment expense	$297,000	5,830
Additional noninterest expense	$1,292,000	4,034
Pre-tax net operating income	$1,116,000	3,566
Securities gains (losses)	$-14,000	7,048
Applicable income taxes	$4,000	4,719
Income before extraordinary items	$1,098,000	3,105
Extraordinary gains, net	$0	39
Net income	$1,098,000	3,104
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,675
Cash dividends	$425,000	3,594
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,112,000	3,238
2008-09-30 (YTD Data)		Rank
Total interest income	$3,966,000	5,369
Total interest expense	$1,200,000	5,967
Net interest income	$2,766,000	4,851
Provision for loan and lease losses	$77,000	5,479
Total noninterest income	$414,000	4,741
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$288,000	3,564
Trading account gains and fees	$0	148
Additional Noninterest Income	$126,000	5,236
Total noninterest expense	$1,963,000	5,510
Salaries and employee benefits	$1,071,000	5,495
Premises and equipment expense	$217,000	5,892
Additional noninterest expense	$675,000	5,069
Pre-tax net operating income	$1,140,000	3,417
Securities gains (losses)	$6,000	2,568
Applicable income taxes	$124,000	3,411
Income before extraordinary items	$1,022,000	3,052
Extraordinary gains, net	$0	31
Net income	$1,022,000	3,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	5,625
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,016,660	3,225
2008-06-30 (YTD Data)		Rank
Total interest income	$2,669,000	5,413
Total interest expense	$811,000	6,081
Net interest income	$1,858,000	4,849
Provision for loan and lease losses	$50,000	5,164
Total noninterest income	$277,000	4,795
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$189,000	3,595
Trading account gains and fees	$0	149
Additional Noninterest Income	$88,000	5,267
Total noninterest expense	$1,306,000	5,548
Salaries and employee benefits	$718,000	5,527
Premises and equipment expense	$135,000	6,111
Additional noninterest expense	$453,000	5,041
Pre-tax net operating income	$779,000	3,482
Securities gains (losses)	$0	3,233
Applicable income taxes	$93,000	3,524
Income before extraordinary items	$686,000	3,358
Extraordinary gains, net	$0	21
Net income	$686,000	3,359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,608
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$686,000	3,304
2008-03-31 (YTD Data)		Rank
Total interest income	$1,358,000	5,461
Total interest expense	$418,000	6,157
Net interest income	$940,000	4,829
Provision for loan and lease losses	$20,000	4,875
Total noninterest income	$140,000	4,763
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$89,000	3,686
Trading account gains and fees	$0	158
Additional Noninterest Income	$51,000	5,012
Total noninterest expense	$640,000	5,628
Salaries and employee benefits	$352,000	5,614
Premises and equipment expense	$64,000	6,286
Additional noninterest expense	$224,000	5,020
Pre-tax net operating income	$420,000	3,433
Securities gains (losses)	$0	2,688
Applicable income taxes	$62,000	3,341
Income before extraordinary items	$358,000	3,446
Extraordinary gains, net	$0	15
Net income	$358,000	3,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,393
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$358,000	3,345
2007-12-31 (YTD Data)		Rank
Total interest income	$5,508,000	5,467
Total interest expense	$2,212,000	5,591
Net interest income	$3,296,000	5,236
Provision for loan and lease losses	$0	6,851
Total noninterest income	$560,000	4,775
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$340,000	3,840
Trading account gains and fees	$0	178
Additional Noninterest Income	$220,000	4,869
Total noninterest expense	$2,469,000	5,638
Salaries and employee benefits	$1,297,000	5,752
Premises and equipment expense	$325,000	5,591
Additional noninterest expense	$847,000	5,161
Pre-tax net operating income	$1,387,000	4,045
Securities gains (losses)	$-569,000	8,383
Applicable income taxes	$-3,000	7,730
Income before extraordinary items	$821,000	4,738
Extraordinary gains, net	$0	39
Net income	$821,000	4,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	7,925
Cash dividends	$402,000	4,026
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,390,000	3,587
2007-09-30 (YTD Data)		Rank
Total interest income	$4,175,000	5,453
Total interest expense	$1,850,000	5,312
Net interest income	$2,325,000	5,440
Provision for loan and lease losses	$0	6,528
Total noninterest income	$433,000	4,730
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$239,000	3,960
Trading account gains and fees	$0	184
Additional Noninterest Income	$194,000	4,539
Total noninterest expense	$1,794,000	5,711
Salaries and employee benefits	$911,000	5,926
Premises and equipment expense	$246,000	5,555
Additional noninterest expense	$637,000	5,096
Pre-tax net operating income	$964,000	4,442
Securities gains (losses)	$-571,000	8,467
Applicable income taxes	$-126,000	8,265
Income before extraordinary items	$519,000	5,308
Extraordinary gains, net	$0	33
Net income	$519,000	5,308
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	7,814
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,090,000	3,666
2007-06-30 (YTD Data)		Rank
Total interest income	$2,844,000	5,426
Total interest expense	$1,362,000	5,065
Net interest income	$1,482,000	5,588
Provision for loan and lease losses	$0	6,209
Total noninterest income	$250,000	5,080
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$149,000	4,099
Trading account gains and fees	$0	168
Additional Noninterest Income	$101,000	5,106
Total noninterest expense	$1,217,000	5,684
Salaries and employee benefits	$624,000	5,896
Premises and equipment expense	$159,000	5,666
Additional noninterest expense	$434,000	5,017
Pre-tax net operating income	$515,000	4,979
Securities gains (losses)	$-576,000	8,539
Applicable income taxes	$-159,000	8,442
Income before extraordinary items	$98,000	7,133
Extraordinary gains, net	$0	29
Net income	$98,000	7,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,810
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$466,640	4,708
2007-03-31 (YTD Data)		Rank
Total interest income	$1,464,000	5,339
Total interest expense	$738,000	4,827
Net interest income	$726,000	5,669
Provision for loan and lease losses	$0	5,779
Total noninterest income	$125,000	5,031
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$66,000	4,317
Trading account gains and fees	$0	195
Additional Noninterest Income	$59,000	4,788
Total noninterest expense	$578,000	5,857
Salaries and employee benefits	$299,000	6,063
Premises and equipment expense	$80,000	5,684
Additional noninterest expense	$199,000	5,276
Pre-tax net operating income	$273,000	4,868
Securities gains (losses)	$0	1,187
Applicable income taxes	$35,000	4,487
Income before extraordinary items	$238,000	4,677
Extraordinary gains, net	$0	22
Net income	$238,000	4,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	8,108
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$238,000	4,661
2006-12-31 (YTD Data)		Rank
Total interest income	$5,449,000	5,313
Total interest expense	$2,433,000	4,892
Net interest income	$3,016,000	5,508
Provision for loan and lease losses	$0	6,850
Total noninterest income	$413,000	5,537
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$242,000	4,575
Trading account gains and fees	$0	130
Additional Noninterest Income	$171,000	5,395
Total noninterest expense	$2,361,000	5,667
Salaries and employee benefits	$1,269,000	5,730
Premises and equipment expense	$343,000	5,384
Additional noninterest expense	$749,000	5,438
Pre-tax net operating income	$1,068,000	5,046
Securities gains (losses)	$9,000	1,119
Applicable income taxes	$142,000	4,670
Income before extraordinary items	$935,000	4,857
Extraordinary gains, net	$0	51
Net income	$935,000	4,860
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-30,000	8,239
Cash dividends	$527,000	3,621
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$927,170	4,865
2006-09-30 (YTD Data)		Rank
Total interest income	$4,009,000	5,360
Total interest expense	$1,635,000	5,111
Net interest income	$2,374,000	5,410
Provision for loan and lease losses	$0	6,685
Total noninterest income	$298,000	5,651
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$179,000	4,652
Trading account gains and fees	$0	126
Additional Noninterest Income	$119,000	5,539
Total noninterest expense	$1,759,000	5,674
Salaries and employee benefits	$929,000	5,781
Premises and equipment expense	$255,000	5,419
Additional noninterest expense	$575,000	5,355
Pre-tax net operating income	$913,000	4,923
Securities gains (losses)	$9,000	918
Applicable income taxes	$141,000	4,534
Income before extraordinary items	$781,000	4,750
Extraordinary gains, net	$0	45
Net income	$781,000	4,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	8,234
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$773,350	4,775
2006-06-30 (YTD Data)		Rank
Total interest income	$2,603,000	5,401
Total interest expense	$1,028,000	5,157
Net interest income	$1,575,000	5,444
Provision for loan and lease losses	$0	6,419
Total noninterest income	$220,000	5,432
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$119,000	4,620
Trading account gains and fees	$0	126
Additional Noninterest Income	$101,000	5,108
Total noninterest expense	$1,152,000	5,746
Salaries and employee benefits	$628,000	5,753
Premises and equipment expense	$167,000	5,481
Additional noninterest expense	$357,000	5,554
Pre-tax net operating income	$643,000	4,826
Securities gains (losses)	$9,000	755
Applicable income taxes	$95,000	4,570
Income before extraordinary items	$557,000	4,614
Extraordinary gains, net	$0	39
Net income	$557,000	4,618
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,125
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$549,350	4,644
2006-03-31 (YTD Data)		Rank
Total interest income	$1,281,000	5,400
Total interest expense	$498,000	5,126
Net interest income	$783,000	5,456
Provision for loan and lease losses	$0	6,013
Total noninterest income	$141,000	4,826
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$59,000	4,577
Trading account gains and fees	$0	115
Additional Noninterest Income	$82,000	4,095
Total noninterest expense	$572,000	5,769
Salaries and employee benefits	$324,000	5,695
Premises and equipment expense	$86,000	5,415
Additional noninterest expense	$162,000	5,824
Pre-tax net operating income	$352,000	4,568
Securities gains (losses)	$0	955
Applicable income taxes	$55,000	4,377
Income before extraordinary items	$297,000	4,447
Extraordinary gains, net	$0	21
Net income	$297,000	4,447
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,205
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$297,000	4,433
2005-12-31 (YTD Data)		Rank
Total interest income	$4,855,000	5,253
Total interest expense	$1,587,000	5,091
Net interest income	$3,268,000	5,223
Provision for loan and lease losses	$0	7,120
Total noninterest income	$304,000	6,300
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$263,000	4,472
Trading account gains and fees	$0	138
Additional Noninterest Income	$41,000	7,593
Total noninterest expense	$2,421,000	5,475
Salaries and employee benefits	$1,313,000	5,494
Premises and equipment expense	$333,000	5,440
Additional noninterest expense	$775,000	5,275
Pre-tax net operating income	$1,151,000	4,999
Securities gains (losses)	$32,000	1,085
Applicable income taxes	$196,000	4,692
Income before extraordinary items	$987,000	4,870
Extraordinary gains, net	$0	46
Net income	$987,000	4,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,297
Cash dividends	$402,000	3,971
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$960,440	4,895
2005-09-30 (YTD Data)		Rank
Total interest income	$3,632,000	5,226
Total interest expense	$1,143,000	5,064
Net interest income	$2,489,000	5,191
Provision for loan and lease losses	$50,000	5,172
Total noninterest income	$326,000	5,585
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$196,000	4,503
Trading account gains and fees	$0	126
Additional Noninterest Income	$130,000	5,457
Total noninterest expense	$1,795,000	5,490
Salaries and employee benefits	$964,000	5,539
Premises and equipment expense	$249,000	5,446
Additional noninterest expense	$582,000	5,218
Pre-tax net operating income	$970,000	4,845
Securities gains (losses)	$18,000	1,269
Applicable income taxes	$167,000	4,683
Income before extraordinary items	$821,000	4,685
Extraordinary gains, net	$0	35
Net income	$821,000	4,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,223
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$806,060	4,700
2005-06-30 (YTD Data)		Rank
Total interest income	$2,405,000	5,183
Total interest expense	$730,000	5,017
Net interest income	$1,675,000	5,168
Provision for loan and lease losses	$50,000	4,523
Total noninterest income	$232,000	5,412
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$125,000	4,565
Trading account gains and fees	$0	116
Additional Noninterest Income	$107,000	5,049
Total noninterest expense	$1,205,000	5,463
Salaries and employee benefits	$650,000	5,482
Premises and equipment expense	$164,000	5,450
Additional noninterest expense	$391,000	5,167
Pre-tax net operating income	$652,000	4,788
Securities gains (losses)	$19,000	1,124
Applicable income taxes	$125,000	4,510
Income before extraordinary items	$546,000	4,664
Extraordinary gains, net	$0	30
Net income	$546,000	4,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,070
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$530,610	4,689
2005-03-31 (YTD Data)		Rank
Total interest income	$1,187,000	5,213
Total interest expense	$353,000	5,035
Net interest income	$834,000	5,208
Provision for loan and lease losses	$20,000	4,626
Total noninterest income	$141,000	4,864
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$57,000	4,704
Trading account gains and fees	$0	115
Additional Noninterest Income	$84,000	4,085
Total noninterest expense	$596,000	5,536
Salaries and employee benefits	$343,000	5,358
Premises and equipment expense	$73,000	5,831
Additional noninterest expense	$180,000	5,414
Pre-tax net operating income	$359,000	4,537
Securities gains (losses)	$6,000	1,143
Applicable income taxes	$85,000	4,031
Income before extraordinary items	$280,000	4,564
Extraordinary gains, net	$0	24
Net income	$280,000	4,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,116
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$275,380	4,560
2004-12-31 (YTD Data)		Rank
Total interest income	$4,540,000	5,147
Total interest expense	$1,075,000	5,457
Net interest income	$3,465,000	4,942
Provision for loan and lease losses	$210,000	3,601
Total noninterest income	$385,000	5,880
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$263,000	4,630
Trading account gains and fees	$0	138
Additional Noninterest Income	$122,000	6,074
Total noninterest expense	$2,262,000	5,607
Salaries and employee benefits	$1,270,000	5,520
Premises and equipment expense	$311,000	5,576
Additional noninterest expense	$681,000	5,609
Pre-tax net operating income	$1,378,000	4,475
Securities gains (losses)	$10,000	2,824
Applicable income taxes	$292,000	4,208
Income before extraordinary items	$1,096,000	4,456
Extraordinary gains, net	$0	34
Net income	$1,096,000	4,457
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$695,000	1,021
Cash dividends	$390,000	3,963
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,088,100	4,395
2004-09-30 (YTD Data)		Rank
Total interest income	$3,377,000	5,162
Total interest expense	$774,000	5,539
Net interest income	$2,603,000	4,922
Provision for loan and lease losses	$200,000	2,980
Total noninterest income	$289,000	5,907
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$242,000	4,176
Trading account gains and fees	$0	134
Additional Noninterest Income	$47,000	7,150
Total noninterest expense	$1,676,000	5,629
Salaries and employee benefits	$932,000	5,548
Premises and equipment expense	$230,000	5,589
Additional noninterest expense	$514,000	5,555
Pre-tax net operating income	$1,016,000	4,567
Securities gains (losses)	$7,000	2,893
Applicable income taxes	$149,000	4,859
Income before extraordinary items	$874,000	4,360
Extraordinary gains, net	$0	26
Net income	$874,000	4,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$530,000	900
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$868,050	4,304
2004-06-30 (YTD Data)		Rank
Total interest income	$2,206,000	5,238
Total interest expense	$478,000	5,776
Net interest income	$1,728,000	4,934
Provision for loan and lease losses	$140,000	2,884
Total noninterest income	$189,000	5,946
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$163,000	4,145
Trading account gains and fees	$0	130
Additional Noninterest Income	$26,000	7,425
Total noninterest expense	$1,082,000	5,752
Salaries and employee benefits	$601,000	5,689
Premises and equipment expense	$161,000	5,465
Additional noninterest expense	$320,000	5,779
Pre-tax net operating income	$695,000	4,472
Securities gains (losses)	$3,000	2,926
Applicable income taxes	$139,000	4,375
Income before extraordinary items	$559,000	4,431
Extraordinary gains, net	$0	21
Net income	$559,000	4,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$628,000	593
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$556,600	4,363
2004-03-31 (YTD Data)		Rank
Total interest income	$1,092,000	5,299
Total interest expense	$240,000	5,816
Net interest income	$852,000	4,989
Provision for loan and lease losses	$40,000	3,725
Total noninterest income	$100,000	5,773
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$60,000	4,803
Trading account gains and fees	$0	121
Additional Noninterest Income	$40,000	5,560
Total noninterest expense	$542,000	5,776
Salaries and employee benefits	$299,000	5,743
Premises and equipment expense	$87,000	5,269
Additional noninterest expense	$156,000	5,881
Pre-tax net operating income	$370,000	4,284
Securities gains (losses)	$2,000	2,612
Applicable income taxes	$93,000	3,908
Income before extraordinary items	$279,000	4,462
Extraordinary gains, net	$0	16
Net income	$279,000	4,462
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,556
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$277,500	4,356
2003-12-31 (YTD Data)		Rank
Total interest income	$4,465,000	5,269
Total interest expense	$1,057,000	5,960
Net interest income	$3,408,000	4,888
Provision for loan and lease losses	$420,000	2,478
Total noninterest income	$368,000	6,139
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$305,000	4,258
Trading account gains and fees	$0	160
Additional Noninterest Income	$63,000	7,244
Total noninterest expense	$2,158,000	5,739
Salaries and employee benefits	$1,228,000	5,564
Premises and equipment expense	$330,000	5,362
Additional noninterest expense	$600,000	5,991
Pre-tax net operating income	$1,198,000	4,691
Securities gains (losses)	$110,000	1,805
Applicable income taxes	$303,000	4,269
Income before extraordinary items	$1,005,000	4,636
Extraordinary gains, net	$0	54
Net income	$1,005,000	4,637
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,437
Cash dividends	$368,000	4,075
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$920,300	4,710
2003-09-30 (YTD Data)		Rank
Total interest income	$3,338,000	5,344
Total interest expense	$808,000	6,046
Net interest income	$2,530,000	4,932
Provision for loan and lease losses	$155,000	3,838
Total noninterest income	$273,000	6,218
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$234,000	4,220
Trading account gains and fees	$0	153
Additional Noninterest Income	$39,000	7,544
Total noninterest expense	$1,557,000	5,849
Salaries and employee benefits	$868,000	5,728
Premises and equipment expense	$249,000	5,347
Additional noninterest expense	$440,000	6,057
Pre-tax net operating income	$1,091,000	4,324
Securities gains (losses)	$100,000	1,756
Applicable income taxes	$265,000	4,156
Income before extraordinary items	$926,000	4,208
Extraordinary gains, net	$0	40
Net income	$926,000	4,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$116,000	3,015
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$848,000	4,280
2003-06-30 (YTD Data)		Rank
Total interest income	$2,205,000	5,410
Total interest expense	$545,000	6,124
Net interest income	$1,660,000	4,970
Provision for loan and lease losses	$125,000	3,389
Total noninterest income	$183,000	6,195
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$165,000	4,075
Trading account gains and fees	$0	150
Additional Noninterest Income	$18,000	7,952
Total noninterest expense	$1,027,000	5,906
Salaries and employee benefits	$570,000	5,780
Premises and equipment expense	$173,000	5,176
Additional noninterest expense	$284,000	6,149
Pre-tax net operating income	$691,000	4,463
Securities gains (losses)	$96,000	1,544
Applicable income taxes	$184,000	4,128
Income before extraordinary items	$603,000	4,279
Extraordinary gains, net	$0	30
Net income	$603,000	4,278
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	2,688
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$529,080	4,438
2003-03-31 (YTD Data)		Rank
Total interest income	$1,103,000	5,434
Total interest expense	$282,000	6,142
Net interest income	$821,000	4,998
Provision for loan and lease losses	$95,000	2,452
Total noninterest income	$100,000	5,923
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$83,000	3,993
Trading account gains and fees	$0	134
Additional Noninterest Income	$17,000	7,158
Total noninterest expense	$517,000	5,889
Salaries and employee benefits	$285,000	5,792
Premises and equipment expense	$85,000	5,226
Additional noninterest expense	$147,000	6,005
Pre-tax net operating income	$309,000	4,718
Securities gains (losses)	$88,000	1,072
Applicable income taxes	$99,000	3,958
Income before extraordinary items	$298,000	4,261
Extraordinary gains, net	$0	21
Net income	$298,000	4,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	1,867
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$232,000	4,722
2002-12-31 (YTD Data)		Rank
Total interest income	$4,617,000	5,451
Total interest expense	$1,389,000	5,958
Net interest income	$3,228,000	5,042
Provision for loan and lease losses	$28,000	7,268
Total noninterest income	$494,000	5,250
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$364,000	3,765
Trading account gains and fees	$0	153
Additional Noninterest Income	$130,000	5,899
Total noninterest expense	$2,180,000	5,562
Salaries and employee benefits	$1,192,000	5,506
Premises and equipment expense	$326,000	5,308
Additional noninterest expense	$662,000	5,592
Pre-tax net operating income	$1,514,000	4,094
Securities gains (losses)	$103,000	1,722
Applicable income taxes	$399,000	3,889
Income before extraordinary items	$1,218,000	4,048
Extraordinary gains, net	$0	70
Net income	$1,218,000	4,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,379
Cash dividends	$368,000	3,990
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,140,750	4,117
2001-12-31 (YTD Data)		Rank
Total interest income	$5,083,000	5,557
Total interest expense	$2,068,000	5,991
Net interest income	$3,015,000	5,056
Provision for loan and lease losses	$195,000	4,194
Total noninterest income	$452,000	5,346
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$333,000	3,905
Trading account gains and fees	$0	177
Additional Noninterest Income	$119,000	6,018
Total noninterest expense	$2,042,000	5,655
Salaries and employee benefits	$1,125,000	5,562
Premises and equipment expense	$325,000	5,272
Additional noninterest expense	$592,000	5,889
Pre-tax net operating income	$1,230,000	4,365
Securities gains (losses)	$140,000	1,462
Applicable income taxes	$317,000	4,158
Income before extraordinary items	$1,053,000	4,139
Extraordinary gains, net	$0	105
Net income	$1,053,000	4,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	2,857
Cash dividends	$345,000	4,158
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$945,200	4,313
2000-12-31 (YTD Data)		Rank
Total interest income	$5,210,000	5,596
Total interest expense	$2,432,000	5,654
Net interest income	$2,778,000	5,432
Provision for loan and lease losses	$195,000	3,809
Total noninterest income	$465,000	5,104
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$307,000	3,987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$158,000	5,346
Total noninterest expense	$1,898,000	5,865
Salaries and employee benefits	$1,023,000	5,823
Premises and equipment expense	$291,000	5,519
Additional noninterest expense	$584,000	5,892
Pre-tax net operating income	$1,150,000	4,847
Securities gains (losses)	$0	1,956
Applicable income taxes	$226,000	5,172
Income before extraordinary items	$924,000	4,610
Extraordinary gains, net	$0	38
Net income	$924,000	4,610
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$166,000	2,702
Cash dividends	$322,000	4,346
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$924,000	4,604
1999-12-31 (YTD Data)		Rank
Total interest income	$4,784,000	5,723
Total interest expense	$2,163,000	5,708
Net interest income	$2,621,000	5,643
Provision for loan and lease losses	$81,000	5,632
Total noninterest income	$534,000	4,768
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$300,000	3,989
Trading account gains and fees	NA	NA
Additional Noninterest Income	$234,000	4,581
Total noninterest expense	$1,860,000	5,964
Salaries and employee benefits	$1,028,000	5,770
Premises and equipment expense	$272,000	5,777
Additional noninterest expense	$560,000	6,083
Pre-tax net operating income	$1,214,000	4,726
Securities gains (losses)	$89,000	780
Applicable income taxes	$303,000	4,802
Income before extraordinary items	$1,000,000	4,443
Extraordinary gains, net	$0	35
Net income	$1,000,000	4,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	2,806
Cash dividends	$367,000	4,125
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$931,470	4,612
1998-12-31 (YTD Data)		Rank
Total interest income	$4,797,000	5,840
Total interest expense	$2,111,000	5,991
Net interest income	$2,686,000	5,570
Provision for loan and lease losses	$135,000	4,381
Total noninterest income	$387,000	5,726
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$305,000	3,899
Trading account gains and fees	NA	NA
Additional Noninterest Income	$82,000	7,117
Total noninterest expense	$1,781,000	6,036
Salaries and employee benefits	$1,018,000	5,718
Premises and equipment expense	$238,000	6,142
Additional noninterest expense	$525,000	6,263
Pre-tax net operating income	$1,157,000	4,995
Securities gains (losses)	$20,000	2,430
Applicable income taxes	$354,000	4,736
Income before extraordinary items	$823,000	5,108
Extraordinary gains, net	$0	32
Net income	$823,000	5,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,285
Cash dividends	$296,000	4,670
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$809,000	5,073
1997-12-31 (YTD Data)		Rank
Total interest income	$4,703,000	6,043
Total interest expense	$2,130,000	6,025
Net interest income	$2,573,000	5,937
Provision for loan and lease losses	$120,000	4,629
Total noninterest income	$415,000	5,608
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$263,000	4,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	5,651
Total noninterest expense	$1,783,000	6,107
Salaries and employee benefits	$998,000	5,880
Premises and equipment expense	$216,000	6,556
Additional noninterest expense	$569,000	5,996
Pre-tax net operating income	$1,085,000	5,584
Securities gains (losses)	$48,000	1,362
Applicable income taxes	$405,000	4,845
Income before extraordinary items	$728,000	5,770
Extraordinary gains, net	$0	44
Net income	$728,000	5,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	3,667
Cash dividends	$279,000	4,731
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$697,280	5,878
1996-12-31 (YTD Data)		Rank
Total interest income	$4,887,000	6,045
Total interest expense	$2,183,000	6,077
Net interest income	$2,704,000	5,870
Provision for loan and lease losses	$848,000	1,161
Total noninterest income	$279,000	7,209
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$229,000	5,118
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	8,888
Total noninterest expense	$1,958,000	6,020
Salaries and employee benefits	$1,062,000	5,735
Premises and equipment expense	$195,000	7,111
Additional noninterest expense	$701,000	5,743
Pre-tax net operating income	$177,000	9,927
Securities gains (losses)	$0	4,148
Applicable income taxes	$22,000	10,165
Income before extraordinary items	$155,000	9,735
Extraordinary gains, net	$0	53
Net income	$155,000	9,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$602,000	1,242
Cash dividends	$181,000	5,660
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$155,000	9,672
1995-12-31 (YTD Data)		Rank
Total interest income	$4,582,000	6,369
Total interest expense	$1,944,000	6,600
Net interest income	$2,638,000	6,073
Provision for loan and lease losses	$53,000	6,095
Total noninterest income	$252,000	7,676
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$204,000	5,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	9,325
Total noninterest expense	$1,759,000	6,573
Salaries and employee benefits	$1,010,000	6,009
Premises and equipment expense	$189,000	7,403
Additional noninterest expense	$560,000	6,776
Pre-tax net operating income	$1,078,000	5,678
Securities gains (losses)	$43,000	1,415
Applicable income taxes	$383,000	5,099
Income before extraordinary items	$738,000	5,772
Extraordinary gains, net	$0	65
Net income	$738,000	5,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$113,000	3,482
Cash dividends	$244,000	5,062
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$709,620	5,916
1994-12-31 (YTD Data)		Rank
Total interest income	$3,828,000	6,917
Total interest expense	$1,535,000	6,792
Net interest income	$2,293,000	6,873
Provision for loan and lease losses	$36,000	6,762
Total noninterest income	$235,000	8,163
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$184,000	6,191
Trading account gains and fees	NA	NA
Additional Noninterest Income	$51,000	9,565
Total noninterest expense	$1,691,000	7,020
Salaries and employee benefits	$974,000	6,217
Premises and equipment expense	$178,000	7,891
Additional noninterest expense	$539,000	7,526
Pre-tax net operating income	$801,000	6,863
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$273,000	6,220
Income before extraordinary items	$529,000	7,088
Extraordinary gains, net	$0	249
Net income	$529,000	7,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	6,486
Cash dividends	$153,000	6,026
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$528,340	7,134
1993-12-31 (YTD Data)		Rank
Total interest income	$3,568,000	7,440
Total interest expense	$1,556,000	7,031
Net interest income	$2,012,000	7,636
Provision for loan and lease losses	$28,000	8,567
Total noninterest income	$226,000	8,754
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$163,000	6,770
Trading account gains and fees	NA	NA
Additional Noninterest Income	$63,000	9,389
Total noninterest expense	$1,666,000	7,303
Salaries and employee benefits	$908,000	6,663
Premises and equipment expense	$178,000	8,187
Additional noninterest expense	$580,000	7,517
Pre-tax net operating income	$544,000	8,341
Securities gains (losses)	$136,000	2,097
Applicable income taxes	$211,000	7,412
Income before extraordinary items	$469,000	7,804
Extraordinary gains, net	$40,000	2,305
Net income	$509,000	7,649
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	7,435
Cash dividends	$362,000	3,903
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$375,160	8,425
1992-12-31 (YTD Data)		Rank
Total interest income	$3,720,000	7,874
Total interest expense	$1,958,000	7,203
Net interest income	$1,762,000	8,461
Provision for loan and lease losses	$48,000	9,164
Total noninterest income	$191,000	9,589
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$134,000	7,552
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	9,979
Total noninterest expense	$1,405,000	8,276
Salaries and employee benefits	$807,000	7,215
Premises and equipment expense	$138,000	9,460
Additional noninterest expense	$460,000	8,867
Pre-tax net operating income	$500,000	8,414
Securities gains (losses)	$113,000	2,816
Applicable income taxes	$194,000	7,674
Income before extraordinary items	$419,000	8,029
Extraordinary gains, net	$0	1,422
Net income	$419,000	8,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	9,788
Cash dividends	$259,000	4,398
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$342,160	8,436

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.