Home > Far East National Bank > Income and Expense

Far East National Bank, Income and Expense

2017-09-30 (YTD Data)Rank
Total interest income$8,861,0002,165
Total interest expense$745,0002,539
Net interest income$8,116,0002,101
Provision for loan and lease losses$204,0002,002
Total noninterest income$611,0003,290
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$100,0004,021
Trading account gains and fees$0145
Additional Noninterest Income$511,0002,786
Total noninterest expense$5,120,0002,550
Salaries and employee benefits$3,066,0002,440
Premises and equipment expense$818,0001,996
Additional noninterest expense$1,236,0003,036
Pre-tax net operating income$3,403,0001,876
Securities gains (losses)$02,274
Applicable income taxes$1,320,0001,224
Income before extraordinary items$2,083,0002,336
Extraordinary gains, net$09
Net income$2,083,0002,335
Minority interest net income$071
Net income of bank and minority interests.$2,083,0002,336
Net charge-offs$03,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,083,0002,310
2017-06-30 (YTD Data)Rank
Total interest income$20,995,000684
Total interest expense$2,114,000755
Net interest income$18,881,000666
Provision for loan and lease losses$-7,459,0005,778
Total noninterest income$1,719,0001,451
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$276,0001,886
Trading account gains and fees$-615,0002,201
Additional Noninterest Income$2,058,000950
Total noninterest expense$12,026,000902
Salaries and employee benefits$7,000,000871
Premises and equipment expense$1,977,000631
Additional noninterest expense$3,049,0001,058
Pre-tax net operating income$16,033,000393
Securities gains (losses)$01,906
Applicable income taxes$-33,825,0005,787
Income before extraordinary items$49,858,000148
Extraordinary gains, net$011
Net income$49,858,000147
Minority interest net income$071
Net income of bank and minority interests.$49,858,000148
Net charge-offs$-1,494,0005,767
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$49,858,000146
2017-03-31 (YTD Data)Rank
Total interest income$10,494,000669
Total interest expense$1,148,000683
Net interest income$9,346,000665
Provision for loan and lease losses$-189,0005,773
Total noninterest income$837,0001,467
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$140,0001,862
Trading account gains and fees$-283,0002,375
Additional Noninterest Income$980,000968
Total noninterest expense$6,711,000818
Salaries and employee benefits$3,588,000858
Premises and equipment expense$989,000636
Additional noninterest expense$2,134,000766
Pre-tax net operating income$3,661,000684
Securities gains (losses)$01,153
Applicable income taxes$228,0001,748
Income before extraordinary items$3,433,000591
Extraordinary gains, net$08
Net income$3,433,000591
Minority interest net income$055
Net income of bank and minority interests.$3,433,000591
Net charge-offs$-189,0005,716
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,433,000579
2016-12-31 (YTD Data)Rank
Total interest income$43,725,000620
Total interest expense$5,990,000499
Net interest income$37,735,000641
Provision for loan and lease losses$-3,083,0005,884
Total noninterest income$14,143,000537
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$652,0001,707
Trading account gains and fees$1,138,00075
Additional Noninterest Income$12,353,000438
Total noninterest expense$27,729,000776
Salaries and employee benefits$15,629,000754
Premises and equipment expense$2,961,000835
Additional noninterest expense$9,139,000730
Pre-tax net operating income$27,232,000402
Securities gains (losses)$03,212
Applicable income taxes$1,716,0001,176
Income before extraordinary items$25,516,000337
Extraordinary gains, net$05
Net income$25,516,000335
Minority interest net income$082
Net income of bank and minority interests.$25,516,000336
Net charge-offs$-3,607,0005,904
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$25,516,000332
2016-09-30 (YTD Data)Rank
Total interest income$32,914,000612
Total interest expense$4,597,000484
Net interest income$28,317,000635
Provision for loan and lease losses$-2,472,0005,954
Total noninterest income$2,079,0001,730
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$503,0001,675
Trading account gains and fees$-8,0005,954
Additional Noninterest Income$1,584,0001,534
Total noninterest expense$21,068,000765
Salaries and employee benefits$11,869,000744
Premises and equipment expense$2,195,000847
Additional noninterest expense$7,004,000715
Pre-tax net operating income$11,800,000620
Securities gains (losses)$03,160
Applicable income taxes$1,145,0001,290
Income before extraordinary items$10,655,000551
Extraordinary gains, net$05
Net income$10,655,000550
Minority interest net income$071
Net income of bank and minority interests.$10,655,000551
Net charge-offs$-2,996,0005,969
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,655,000537
2016-06-30 (YTD Data)Rank
Total interest income$20,790,000645
Total interest expense$3,041,000487
Net interest income$17,749,000670
Provision for loan and lease losses$-482,0005,961
Total noninterest income$1,970,0001,327
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$338,0001,643
Trading account gains and fees$265,00089
Additional Noninterest Income$1,367,0001,261
Total noninterest expense$14,163,000750
Salaries and employee benefits$8,039,000730
Premises and equipment expense$1,449,000860
Additional noninterest expense$4,675,000723
Pre-tax net operating income$6,038,000774
Securities gains (losses)$02,835
Applicable income taxes$744,0001,305
Income before extraordinary items$5,294,000712
Extraordinary gains, net$016
Net income$5,294,000711
Minority interest net income$071
Net income of bank and minority interests.$5,294,000711
Net charge-offs$-1,006,0006,024
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,294,000693
2016-03-31 (YTD Data)Rank
Total interest income$10,133,000660
Total interest expense$1,449,000505
Net interest income$8,684,000687
Provision for loan and lease losses$03,656
Total noninterest income$752,0001,586
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$165,0001,666
Trading account gains and fees$-114,0006,101
Additional Noninterest Income$701,0001,210
Total noninterest expense$6,976,000758
Salaries and employee benefits$4,127,000723
Premises and equipment expense$750,000841
Additional noninterest expense$2,099,000778
Pre-tax net operating income$2,460,000919
Securities gains (losses)$02,077
Applicable income taxes$806,000736
Income before extraordinary items$1,654,0001,078
Extraordinary gains, net$012
Net income$1,654,0001,079
Minority interest net income$062
Net income of bank and minority interests.$1,654,0001,079
Net charge-offs$-524,0006,074
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,654,0001,054
2015-12-31 (YTD Data)Rank
Total interest income$38,562,000671
Total interest expense$5,804,000473
Net interest income$32,758,000696
Provision for loan and lease losses$-5,256,0006,157
Total noninterest income$4,090,0001,274
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$809,0001,462
Trading account gains and fees$-106,0006,163
Additional Noninterest Income$3,387,0001,070
Total noninterest expense$28,236,000727
Salaries and employee benefits$16,565,000689
Premises and equipment expense$3,049,000815
Additional noninterest expense$8,622,000764
Pre-tax net operating income$13,868,000654
Securities gains (losses)$268,000605
Applicable income taxes$4,218,000593
Income before extraordinary items$9,918,000739
Extraordinary gains, net$023
Net income$9,918,000739
Minority interest net income$081
Net income of bank and minority interests.$9,918,000739
Net charge-offs$-7,312,0006,178
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,730,400733
2015-09-30 (YTD Data)Rank
Total interest income$28,040,000692
Total interest expense$4,347,000471
Net interest income$23,693,000715
Provision for loan and lease losses$-5,256,0006,249
Total noninterest income$3,482,0001,189
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$623,0001,441
Trading account gains and fees$243,000103
Additional Noninterest Income$2,616,0001,076
Total noninterest expense$20,773,000754
Salaries and employee benefits$12,739,000677
Premises and equipment expense$2,280,000831
Additional noninterest expense$5,754,000853
Pre-tax net operating income$11,658,000619
Securities gains (losses)$268,000519
Applicable income taxes$4,396,000487
Income before extraordinary items$7,530,000737
Extraordinary gains, net$021
Net income$7,530,000735
Minority interest net income$078
Net income of bank and minority interests.$7,530,000737
Net charge-offs$-6,905,0006,269
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,358,480730
2015-06-30 (YTD Data)Rank
Total interest income$18,712,000692
Total interest expense$2,819,000485
Net interest income$15,893,000717
Provision for loan and lease losses$-5,256,0006,333
Total noninterest income$2,317,0001,207
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$249,0002,110
Trading account gains and fees$169,000101
Additional Noninterest Income$1,899,0001,009
Total noninterest expense$14,032,000743
Salaries and employee benefits$8,693,000664
Premises and equipment expense$1,521,000833
Additional noninterest expense$3,818,000860
Pre-tax net operating income$9,434,000527
Securities gains (losses)$174,000583
Applicable income taxes$3,570,000433
Income before extraordinary items$6,038,000616
Extraordinary gains, net$022
Net income$6,038,000614
Minority interest net income$075
Net income of bank and minority interests.$6,038,000616
Net charge-offs$-6,416,0006,344
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,926,640612
2015-03-31 (YTD Data)Rank
Total interest income$9,367,000687
Total interest expense$1,459,000466
Net interest income$7,908,000721
Provision for loan and lease losses$-5,256,0006,416
Total noninterest income$1,131,0001,183
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$118,0002,199
Trading account gains and fees$266,00078
Additional Noninterest Income$747,0001,149
Total noninterest expense$6,959,000742
Salaries and employee benefits$4,258,000681
Premises and equipment expense$767,000829
Additional noninterest expense$1,934,000835
Pre-tax net operating income$7,336,000361
Securities gains (losses)$172,000405
Applicable income taxes$2,776,000305
Income before extraordinary items$4,732,000402
Extraordinary gains, net$013
Net income$4,732,000401
Minority interest net income$064
Net income of bank and minority interests.$4,732,000402
Net charge-offs$-6,004,0006,416
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,621,920401
2014-12-31 (YTD Data)Rank
Total interest income$39,344,000637
Total interest expense$6,160,000448
Net interest income$33,184,000666
Provision for loan and lease losses$04,603
Total noninterest income$6,920,000878
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$518,0002,230
Trading account gains and fees$678,00082
Additional Noninterest Income$5,724,000691
Total noninterest expense$28,126,000725
Salaries and employee benefits$16,466,000670
Premises and equipment expense$3,220,000771
Additional noninterest expense$8,440,000775
Pre-tax net operating income$11,978,000703
Securities gains (losses)$153,000959
Applicable income taxes$3,565,000639
Income before extraordinary items$8,566,000786
Extraordinary gains, net$017
Net income$8,566,000785
Minority interest net income$084
Net income of bank and minority interests.$8,566,000785
Net charge-offs$-3,488,0006,498
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$7,000805
Net operating income$8,457,370778
2014-09-30 (YTD Data)Rank
Total interest income$29,651,000633
Total interest expense$4,606,000456
Net interest income$25,045,000655
Provision for loan and lease losses$04,401
Total noninterest income$3,003,0001,295
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$417,0002,103
Trading account gains and fees$-2,205,0006,586
Additional Noninterest Income$4,791,000628
Total noninterest expense$21,648,000706
Salaries and employee benefits$12,808,000642
Premises and equipment expense$2,394,000783
Additional noninterest expense$6,446,000763
Pre-tax net operating income$6,400,000984
Securities gains (losses)$-6,0006,083
Applicable income taxes$2,786,000625
Income before extraordinary items$3,608,0001,341
Extraordinary gains, net$015
Net income$3,608,0001,340
Minority interest net income$081
Net income of bank and minority interests.$3,608,0001,341
Net charge-offs$-2,175,0006,572
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,611,8401,317
2014-06-30 (YTD Data)Rank
Total interest income$19,847,000620
Total interest expense$2,906,000481
Net interest income$16,941,000649
Provision for loan and lease losses$04,196
Total noninterest income$692,0002,621
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$287,0002,026
Trading account gains and fees$-2,205,0006,653
Additional Noninterest Income$2,610,000711
Total noninterest expense$14,870,000682
Salaries and employee benefits$8,685,000628
Premises and equipment expense$1,599,000779
Additional noninterest expense$4,586,000713
Pre-tax net operating income$2,763,0001,377
Securities gains (losses)$-7,0006,249
Applicable income taxes$1,247,000819
Income before extraordinary items$1,509,0001,970
Extraordinary gains, net$020
Net income$1,509,0001,974
Minority interest net income$080
Net income of bank and minority interests.$1,509,0001,973
Net charge-offs$-1,735,0006,637
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,513,4801,911
2014-03-31 (YTD Data)Rank
Total interest income$9,605,000645
Total interest expense$1,344,000540
Net interest income$8,261,000663
Provision for loan and lease losses$03,817
Total noninterest income$885,0001,360
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$138,0002,072
Trading account gains and fees$0147
Additional Noninterest Income$747,0001,061
Total noninterest expense$7,335,000696
Salaries and employee benefits$4,288,000643
Premises and equipment expense$803,000794
Additional noninterest expense$2,244,000728
Pre-tax net operating income$1,811,0001,063
Securities gains (losses)$-7,0006,400
Applicable income taxes$572,000836
Income before extraordinary items$1,232,0001,228
Extraordinary gains, net$016
Net income$1,232,0001,229
Minority interest net income$066
Net income of bank and minority interests.$1,232,0001,229
Net charge-offs$-977,0006,698
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,236,7601,207
2013-12-31 (YTD Data)Rank
Total interest income$36,871,000672
Total interest expense$4,082,000830
Net interest income$32,789,000650
Provision for loan and lease losses$-4,767,0006,764
Total noninterest income$3,817,0001,362
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$502,0002,373
Trading account gains and fees$0184
Additional Noninterest Income$3,315,0001,076
Total noninterest expense$30,841,000671
Salaries and employee benefits$17,839,000609
Premises and equipment expense$3,168,000768
Additional noninterest expense$9,834,000710
Pre-tax net operating income$10,532,000745
Securities gains (losses)$-95,0006,542
Applicable income taxes$3,447,000605
Income before extraordinary items$6,990,000899
Extraordinary gains, net$029
Net income$6,990,000900
Minority interest net income$090
Net income of bank and minority interests.$6,990,000900
Net charge-offs$-2,003,0006,803
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,053,650870
2013-09-30 (YTD Data)Rank
Total interest income$27,410,000673
Total interest expense$2,879,000923
Net interest income$24,531,000649
Provision for loan and lease losses$-4,767,0006,861
Total noninterest income$2,845,0001,391
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$369,0002,421
Trading account gains and fees$0180
Additional Noninterest Income$2,476,0001,104
Total noninterest expense$22,927,000676
Salaries and employee benefits$13,158,000626
Premises and equipment expense$2,359,000777
Additional noninterest expense$7,410,000708
Pre-tax net operating income$9,216,000655
Securities gains (losses)$-102,0006,727
Applicable income taxes$3,128,000533
Income before extraordinary items$5,986,000802
Extraordinary gains, net$025
Net income$5,986,000804
Minority interest net income$084
Net income of bank and minority interests.$5,986,000804
Net charge-offs$-4,517,0006,888
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,053,320771
2013-06-30 (YTD Data)Rank
Total interest income$18,438,000668
Total interest expense$1,886,000962
Net interest income$16,552,000636
Provision for loan and lease losses$-4,767,0006,916
Total noninterest income$1,862,0001,420
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$225,0002,570
Trading account gains and fees$0157
Additional Noninterest Income$1,637,0001,130
Total noninterest expense$15,318,000674
Salaries and employee benefits$8,714,000627
Premises and equipment expense$1,535,000800
Additional noninterest expense$5,069,000681
Pre-tax net operating income$7,863,000527
Securities gains (losses)$-81,0006,829
Applicable income taxes$2,795,000431
Income before extraordinary items$4,987,000661
Extraordinary gains, net$022
Net income$4,987,000663
Minority interest net income$082
Net income of bank and minority interests.$4,987,000663
Net charge-offs$-2,437,0006,935
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$5,038,840621
2013-03-31 (YTD Data)Rank
Total interest income$9,349,000667
Total interest expense$930,0001,005
Net interest income$8,419,000626
Provision for loan and lease losses$-4,767,0007,009
Total noninterest income$656,0001,830
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$95,0002,882
Trading account gains and fees$0148
Additional Noninterest Income$561,0001,448
Total noninterest expense$7,560,000690
Salaries and employee benefits$4,380,000629
Premises and equipment expense$730,000861
Additional noninterest expense$2,450,000703
Pre-tax net operating income$6,282,000366
Securities gains (losses)$-98,0006,952
Applicable income taxes$2,437,000297
Income before extraordinary items$3,747,000451
Extraordinary gains, net$010
Net income$3,747,000451
Minority interest net income$076
Net income of bank and minority interests.$3,747,000452
Net charge-offs$-2,339,0007,013
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,809,720432
2012-12-31 (YTD Data)Rank
Total interest income$41,236,000627
Total interest expense$4,760,000940
Net interest income$36,476,000599
Provision for loan and lease losses$-31,100,0007,080
Total noninterest income$6,627,000929
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$452,0002,690
Trading account gains and fees$140,000114
Additional Noninterest Income$6,035,000710
Total noninterest expense$36,121,000578
Salaries and employee benefits$20,072,000534
Premises and equipment expense$4,063,000587
Additional noninterest expense$11,986,000596
Pre-tax net operating income$38,082,000257
Securities gains (losses)$398,0001,118
Applicable income taxes$11,753,000244
Income before extraordinary items$26,727,000283
Extraordinary gains, net$029
Net income$26,727,000283
Minority interest net income$093
Net income of bank and minority interests.$26,727,000283
Net charge-offs$7,393,000407
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$26,452,380272
2012-09-30 (YTD Data)Rank
Total interest income$31,769,000621
Total interest expense$3,855,000921
Net interest income$27,914,000592
Provision for loan and lease losses$-31,100,0007,179
Total noninterest income$4,935,000925
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$353,0002,634
Trading account gains and fees$140,000104
Additional Noninterest Income$4,442,000696
Total noninterest expense$28,000,000558
Salaries and employee benefits$15,185,000525
Premises and equipment expense$3,014,000599
Additional noninterest expense$9,801,000563
Pre-tax net operating income$35,949,000227
Securities gains (losses)$534,000717
Applicable income taxes$11,061,000216
Income before extraordinary items$25,422,000236
Extraordinary gains, net$020
Net income$25,422,000235
Minority interest net income$086
Net income of bank and minority interests.$25,422,000236
Net charge-offs$7,197,000339
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$25,048,200231
2012-06-30 (YTD Data)Rank
Total interest income$21,628,000612
Total interest expense$2,822,000868
Net interest income$18,806,000578
Provision for loan and lease losses$05,619
Total noninterest income$3,588,000857
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$247,0002,510
Trading account gains and fees$140,00095
Additional Noninterest Income$3,201,000657
Total noninterest expense$19,365,000543
Salaries and employee benefits$10,095,000525
Premises and equipment expense$1,913,000629
Additional noninterest expense$7,357,000498
Pre-tax net operating income$3,029,0001,175
Securities gains (losses)$805,000350
Applicable income taxes$1,173,000779
Income before extraordinary items$2,661,0001,134
Extraordinary gains, net$019
Net income$2,661,0001,134
Minority interest net income$084
Net income of bank and minority interests.$2,661,0001,134
Net charge-offs$-96,0007,087
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,105,5501,330
2012-03-31 (YTD Data)Rank
Total interest income$11,421,000591
Total interest expense$1,608,000770
Net interest income$9,813,000568
Provision for loan and lease losses$05,254
Total noninterest income$358,0002,645
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$125,0002,469
Trading account gains and fees$140,00089
Additional Noninterest Income$93,0003,812
Total noninterest expense$9,628,000542
Salaries and employee benefits$5,208,000505
Premises and equipment expense$902,000674
Additional noninterest expense$3,518,000514
Pre-tax net operating income$543,0002,717
Securities gains (losses)$2,0002,023
Applicable income taxes$94,0002,499
Income before extraordinary items$451,0002,826
Extraordinary gains, net$019
Net income$451,0002,829
Minority interest net income$078
Net income of bank and minority interests.$451,0002,830
Net charge-offs$-17,0006,828
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$449,3402,697
2011-12-31 (YTD Data)Rank
Total interest income$51,585,000528
Total interest expense$13,407,000420
Net interest income$38,178,000571
Provision for loan and lease losses$23,341,000201
Total noninterest income$-6,488,0007,340
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$495,0002,597
Trading account gains and fees$-689,0007,339
Additional Noninterest Income$-6,294,0007,342
Total noninterest expense$52,067,000408
Salaries and employee benefits$21,170,000465
Premises and equipment expense$4,989,000501
Additional noninterest expense$25,908,000322
Pre-tax net operating income$-43,718,0007,343
Securities gains (losses)$210,0001,414
Applicable income taxes$30,207,000134
Income before extraordinary items$-73,715,0007,343
Extraordinary gains, net$029
Net income$-73,715,0007,343
Minority interest net income$096
Net income of bank and minority interests.$-73,715,0007,343
Net charge-offs$43,467,000140
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$50,000,00017
Net operating income$-73,925,0007,344
2011-09-30 (YTD Data)Rank
Total interest income$37,917,000548
Total interest expense$10,800,000408
Net interest income$27,117,000595
Provision for loan and lease losses$14,340,000244
Total noninterest income$691,0003,269
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$377,0002,578
Trading account gains and fees$1,809,00067
Additional Noninterest Income$-1,495,0007,358
Total noninterest expense$34,762,000445
Salaries and employee benefits$15,077,000485
Premises and equipment expense$3,841,000492
Additional noninterest expense$15,844,000365
Pre-tax net operating income$-21,294,0007,403
Securities gains (losses)$196,0001,231
Applicable income taxes$04,740
Income before extraordinary items$-21,098,0007,402
Extraordinary gains, net$021
Net income$-21,098,0007,401
Minority interest net income$087
Net income of bank and minority interests.$-21,098,0007,401
Net charge-offs$36,626,000124
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$50,000,00013
Net operating income$-21,294,0007,399
2011-06-30 (YTD Data)Rank
Total interest income$25,732,000543
Total interest expense$7,444,000418
Net interest income$18,288,000596
Provision for loan and lease losses$340,0002,801
Total noninterest income$-567,0007,414
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$255,0002,523
Trading account gains and fees$2,860,00052
Additional Noninterest Income$-3,682,0007,497
Total noninterest expense$24,659,000429
Salaries and employee benefits$10,054,000484
Premises and equipment expense$2,732,000477
Additional noninterest expense$11,873,000338
Pre-tax net operating income$-7,278,0007,414
Securities gains (losses)$13,0002,268
Applicable income taxes$04,697
Income before extraordinary items$-7,265,0007,415
Extraordinary gains, net$015
Net income$-7,265,0007,415
Minority interest net income$089
Net income of bank and minority interests.$-7,265,0007,415
Net charge-offs$12,674,000227
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$50,000,0009
Net operating income$-7,278,0007,414
2011-03-31 (YTD Data)Rank
Total interest income$13,064,000536
Total interest expense$3,837,000421
Net interest income$9,227,000592
Provision for loan and lease losses$3,340,000335
Total noninterest income$827,0001,388
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$118,0002,645
Trading account gains and fees$1,292,00060
Additional Noninterest Income$-583,0007,519
Total noninterest expense$14,378,000363
Salaries and employee benefits$5,263,000481
Premises and equipment expense$1,644,000413
Additional noninterest expense$7,471,000276
Pre-tax net operating income$-7,664,0007,533
Securities gains (losses)$2,0001,590
Applicable income taxes$04,545
Income before extraordinary items$-7,662,0007,525
Extraordinary gains, net$09
Net income$-7,662,0007,525
Minority interest net income$086
Net income of bank and minority interests.$-7,662,0007,525
Net charge-offs$8,016,000187
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$30,000,0008
Net operating income$-7,664,0007,526
2010-12-31 (YTD Data)Rank
Total interest income$65,934,000448
Total interest expense$22,957,000332
Net interest income$42,977,000501
Provision for loan and lease losses$74,250,000132
Total noninterest income$1,404,0002,631
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$591,0002,315
Trading account gains and fees$-59,0007,611
Additional Noninterest Income$872,0002,382
Total noninterest expense$42,957,000487
Salaries and employee benefits$20,369,000481
Premises and equipment expense$4,673,000546
Additional noninterest expense$17,915,000446
Pre-tax net operating income$-72,826,0007,624
Securities gains (losses)$1,359,000373
Applicable income taxes$-31,073,0007,642
Income before extraordinary items$-40,394,0007,585
Extraordinary gains, net$029
Net income$-40,394,0007,585
Minority interest net income$0111
Net income of bank and minority interests.$-40,394,0007,585
Net charge-offs$55,718,000159
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$146,000,00011
Net operating income$-41,263,7607,583
2010-09-30 (YTD Data)Rank
Total interest income$50,871,000440
Total interest expense$18,670,000321
Net interest income$32,201,000494
Provision for loan and lease losses$67,750,000120
Total noninterest income$1,824,0001,809
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$455,0002,333
Trading account gains and fees$-134,0007,722
Additional Noninterest Income$1,503,0001,342
Total noninterest expense$31,977,000478
Salaries and employee benefits$14,856,000488
Premises and equipment expense$3,541,000541
Additional noninterest expense$13,580,000425
Pre-tax net operating income$-65,702,0007,735
Securities gains (losses)$1,359,000318
Applicable income taxes$-27,776,0007,747
Income before extraordinary items$-36,567,0007,711
Extraordinary gains, net$023
Net income$-36,567,0007,711
Minority interest net income$0110
Net income of bank and minority interests.$-36,567,0007,711
Net charge-offs$47,235,000151
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$116,000,00014
Net operating income$-37,436,7607,713
2010-06-30 (YTD Data)Rank
Total interest income$34,771,000442
Total interest expense$13,146,000315
Net interest income$21,625,000493
Provision for loan and lease losses$48,250,000117
Total noninterest income$1,142,0001,841
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$309,0002,300
Trading account gains and fees$-251,0007,802
Additional Noninterest Income$1,084,0001,222
Total noninterest expense$21,818,000466
Salaries and employee benefits$9,916,000485
Premises and equipment expense$2,343,000548
Additional noninterest expense$9,559,000396
Pre-tax net operating income$-47,301,0007,796
Securities gains (losses)$1,347,000195
Applicable income taxes$-19,785,0007,810
Income before extraordinary items$-26,169,0007,771
Extraordinary gains, net$019
Net income$-26,169,0007,771
Minority interest net income$0105
Net income of bank and minority interests.$-26,169,0007,771
Net charge-offs$43,600,000120
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$75,000,00012
Net operating income$-27,031,0807,773
2010-03-31 (YTD Data)Rank
Total interest income$18,016,000445
Total interest expense$6,996,000321
Net interest income$11,020,000497
Provision for loan and lease losses$22,250,000127
Total noninterest income$1,240,0001,024
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$150,0002,342
Trading account gains and fees$145,00088
Additional Noninterest Income$945,000829
Total noninterest expense$10,332,000496
Salaries and employee benefits$5,029,000483
Premises and equipment expense$1,185,000560
Additional noninterest expense$4,118,000450
Pre-tax net operating income$-20,322,0007,891
Securities gains (losses)$442,000278
Applicable income taxes$-8,585,0007,909
Income before extraordinary items$-11,295,0007,858
Extraordinary gains, net$016
Net income$-11,295,0007,859
Minority interest net income$091
Net income of bank and minority interests.$-11,295,0007,859
Net charge-offs$27,445,000102
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$53,500,00012
Net operating income$-11,577,8807,859
2009-12-31 (YTD Data)Rank
Total interest income$86,081,000388
Total interest expense$39,853,000285
Net interest income$46,228,000465
Provision for loan and lease losses$87,188,000165
Total noninterest income$3,580,0001,417
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$609,0002,515
Trading account gains and fees$130,000143
Additional Noninterest Income$2,841,0001,088
Total noninterest expense$45,574,000469
Salaries and employee benefits$21,727,000447
Premises and equipment expense$6,531,000411
Additional noninterest expense$17,316,000487
Pre-tax net operating income$-82,954,0007,918
Securities gains (losses)$-41,0007,148
Applicable income taxes$-38,429,0007,959
Income before extraordinary items$-44,566,0007,862
Extraordinary gains, net$034
Net income$-44,566,0007,861
Minority interest net income$0115
Net income of bank and minority interests.$-44,566,0007,861
Net charge-offs$54,639,000190
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$50,000,00026
Net operating income$-44,539,7607,866
2009-09-30 (YTD Data)Rank
Total interest income$65,705,000392
Total interest expense$31,698,000293
Net interest income$34,007,000481
Provision for loan and lease losses$59,523,000181
Total noninterest income$4,058,0001,032
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$460,0002,520
Trading account gains and fees$1,304,00088
Additional Noninterest Income$2,294,0001,047
Total noninterest expense$32,723,000496
Salaries and employee benefits$16,688,000440
Premises and equipment expense$5,090,000410
Additional noninterest expense$10,945,000547
Pre-tax net operating income$-54,181,0007,992
Securities gains (losses)$-43,0007,364
Applicable income taxes$-26,043,0008,038
Income before extraordinary items$-28,181,0007,935
Extraordinary gains, net$027
Net income$-28,181,0007,935
Minority interest net income$0118
Net income of bank and minority interests.$-28,181,0007,935
Net charge-offs$34,967,000211
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$50,000,00020
Net operating income$-28,153,4807,940
2009-06-30 (YTD Data)Rank
Total interest income$44,624,000396
Total interest expense$22,823,000286
Net interest income$21,801,000501
Provision for loan and lease losses$38,525,000192
Total noninterest income$2,234,0001,230
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$305,0002,507
Trading account gains and fees$-74,0008,161
Additional Noninterest Income$2,003,000882
Total noninterest expense$22,325,000488
Salaries and employee benefits$11,628,000427
Premises and equipment expense$3,544,000395
Additional noninterest expense$7,153,000558
Pre-tax net operating income$-36,815,0008,075
Securities gains (losses)$-541,0007,937
Applicable income taxes$-16,489,0008,125
Income before extraordinary items$-20,867,0008,039
Extraordinary gains, net$021
Net income$-20,867,0008,039
Minority interest net income$0112
Net income of bank and minority interests.$-20,867,0008,039
Net charge-offs$17,357,000258
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$50,000,00013
Net operating income$-20,520,7608,033
2009-03-31 (YTD Data)Rank
Total interest income$22,941,000397
Total interest expense$12,526,000279
Net interest income$10,415,000511
Provision for loan and lease losses$14,325,000200
Total noninterest income$815,0001,532
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$147,0002,511
Trading account gains and fees$-339,0008,220
Additional Noninterest Income$1,007,000850
Total noninterest expense$10,162,000514
Salaries and employee benefits$6,125,000411
Premises and equipment expense$1,623,000441
Additional noninterest expense$2,414,000701
Pre-tax net operating income$-13,257,0008,126
Securities gains (losses)$53,0001,279
Applicable income taxes$-6,097,0008,166
Income before extraordinary items$-7,107,0008,094
Extraordinary gains, net$015
Net income$-7,107,0008,094
Minority interest net income$0102
Net income of bank and minority interests.$-7,107,0008,094
Net charge-offs$9,065,000224
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-7,140,9208,096
2008-12-31 (YTD Data)Rank
Total interest income$119,353,000338
Total interest expense$56,346,000290
Net interest income$63,007,000369
Provision for loan and lease losses$29,400,000272
Total noninterest income$-18,220,0008,291
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$525,0002,902
Trading account gains and fees$-24,418,0008,286
Additional Noninterest Income$5,673,000583
Total noninterest expense$41,303,000498
Salaries and employee benefits$24,177,000403
Premises and equipment expense$7,220,000382
Additional noninterest expense$9,906,000687
Pre-tax net operating income$-25,916,0008,138
Securities gains (losses)$1,234,000180
Applicable income taxes$-12,312,0008,197
Income before extraordinary items$-12,370,0008,032
Extraordinary gains, net$039
Net income$-12,370,0008,032
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,504,000367
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-13,159,7608,067
2008-09-30 (YTD Data)Rank
Total interest income$93,118,000341
Total interest expense$42,587,000305
Net interest income$50,531,000351
Provision for loan and lease losses$15,520,000289
Total noninterest income$-18,404,0008,374
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$375,0003,044
Trading account gains and fees$-23,249,0008,363
Additional Noninterest Income$4,470,000597
Total noninterest expense$29,755,000504
Salaries and employee benefits$17,788,000419
Premises and equipment expense$5,075,000418
Additional noninterest expense$6,892,000689
Pre-tax net operating income$-13,148,0008,250
Securities gains (losses)$805,000209
Applicable income taxes$-7,025,0008,292
Income before extraordinary items$-5,318,0008,134
Extraordinary gains, net$031
Net income$-5,318,0008,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,288,000379
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,833,2008,182
2008-06-30 (YTD Data)Rank
Total interest income$62,702,000345
Total interest expense$29,248,000312
Net interest income$33,454,000356
Provision for loan and lease losses$6,400,000361
Total noninterest income$3,419,000871
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$247,0003,046
Trading account gains and fees$54,000106
Additional Noninterest Income$3,118,000603
Total noninterest expense$21,021,000483
Salaries and employee benefits$13,280,000382
Premises and equipment expense$3,497,000406
Additional noninterest expense$4,244,000711
Pre-tax net operating income$9,452,000390
Securities gains (losses)$750,000223
Applicable income taxes$3,072,000380
Income before extraordinary items$7,130,000382
Extraordinary gains, net$021
Net income$7,130,000381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,756,000449
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,605,000412
2008-03-31 (YTD Data)Rank
Total interest income$32,527,000348
Total interest expense$15,799,000313
Net interest income$16,728,000361
Provision for loan and lease losses$6,400,000190
Total noninterest income$1,616,000906
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$116,0003,123
Trading account gains and fees$59,000109
Additional Noninterest Income$1,441,000633
Total noninterest expense$10,350,000482
Salaries and employee benefits$7,033,000363
Premises and equipment expense$1,689,000420
Additional noninterest expense$1,628,000880
Pre-tax net operating income$1,594,0001,186
Securities gains (losses)$775,000170
Applicable income taxes$131,0002,487
Income before extraordinary items$2,238,000691
Extraordinary gains, net$015
Net income$2,238,000692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,705,000246
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,509,500957
2007-12-31 (YTD Data)Rank
Total interest income$139,503,000336
Total interest expense$72,539,000305
Net interest income$66,964,000367
Provision for loan and lease losses$7,736,000301
Total noninterest income$9,105,000659
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$478,0003,140
Trading account gains and fees$2,215,00059
Additional Noninterest Income$6,412,000563
Total noninterest expense$42,958,000454
Salaries and employee benefits$26,747,000380
Premises and equipment expense$6,943,000392
Additional noninterest expense$9,268,000627
Pre-tax net operating income$25,375,000389
Securities gains (losses)$-38,0007,947
Applicable income taxes$9,682,000335
Income before extraordinary items$15,655,000433
Extraordinary gains, net$039
Net income$15,655,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,146,000191
Cash dividends$1,000,0002,600
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$15,679,320425
2007-09-30 (YTD Data)Rank
Total interest income$104,362,000340
Total interest expense$54,570,000302
Net interest income$49,792,000373
Provision for loan and lease losses$1,736,000582
Total noninterest income$7,111,000636
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$356,0003,145
Trading account gains and fees$1,741,00062
Additional Noninterest Income$5,014,000550
Total noninterest expense$31,969,000453
Salaries and employee benefits$20,311,000375
Premises and equipment expense$5,100,000394
Additional noninterest expense$6,558,000636
Pre-tax net operating income$23,198,000368
Securities gains (losses)$-48,0008,171
Applicable income taxes$9,067,000310
Income before extraordinary items$14,083,000409
Extraordinary gains, net$033
Net income$14,083,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,976
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$14,113,720401
2007-06-30 (YTD Data)Rank
Total interest income$69,168,000351
Total interest expense$35,824,000312
Net interest income$33,344,000377
Provision for loan and lease losses$636,000835
Total noninterest income$4,646,000671
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$226,0003,240
Trading account gains and fees$1,033,00067
Additional Noninterest Income$3,387,000567
Total noninterest expense$21,207,000470
Salaries and employee benefits$13,560,000384
Premises and equipment expense$3,388,000411
Additional noninterest expense$4,259,000661
Pre-tax net operating income$16,147,000385
Securities gains (losses)$-48,0008,298
Applicable income taxes$6,371,000323
Income before extraordinary items$9,728,000438
Extraordinary gains, net$029
Net income$9,728,000437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0001,286
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$9,758,720427
2007-03-31 (YTD Data)Rank
Total interest income$33,754,000354
Total interest expense$17,072,000322
Net interest income$16,682,000374
Provision for loan and lease losses$536,000498
Total noninterest income$2,550,000614
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$110,0003,249
Trading account gains and fees$648,00070
Additional Noninterest Income$1,792,000542
Total noninterest expense$10,222,000481
Salaries and employee benefits$6,816,000386
Premises and equipment expense$1,687,000413
Additional noninterest expense$1,719,000802
Pre-tax net operating income$8,474,000362
Securities gains (losses)$-48,0008,493
Applicable income taxes$3,333,000318
Income before extraordinary items$5,093,000409
Extraordinary gains, net$022
Net income$5,093,000408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$271,000622
Cash dividends$1,000,000781
Sale, conversion, retirement of capital stock, net$0885
Net operating income$5,123,720400
2006-12-31 (YTD Data)Rank
Total interest income$123,369,000354
Total interest expense$59,739,000311
Net interest income$63,630,000375
Provision for loan and lease losses$1,604,000679
Total noninterest income$6,971,000839
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$490,0003,102
Trading account gains and fees$0130
Additional Noninterest Income$6,481,000563
Total noninterest expense$43,467,000448
Salaries and employee benefits$26,356,000375
Premises and equipment expense$6,709,000394
Additional noninterest expense$10,402,000542
Pre-tax net operating income$25,530,000457
Securities gains (losses)$01,687
Applicable income taxes$7,258,000484
Income before extraordinary items$18,272,000456
Extraordinary gains, net$051
Net income$18,272,000455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0001,854
Cash dividends$17,0005,868
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$18,272,000446
2006-09-30 (YTD Data)Rank
Total interest income$91,022,000364
Total interest expense$43,128,000325
Net interest income$47,894,000391
Provision for loan and lease losses$1,837,000435
Total noninterest income$5,369,000826
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$375,0003,065
Trading account gains and fees$0126
Additional Noninterest Income$4,994,000559
Total noninterest expense$32,455,000461
Salaries and employee benefits$19,831,000385
Premises and equipment expense$5,033,000398
Additional noninterest expense$7,591,000558
Pre-tax net operating income$18,971,000473
Securities gains (losses)$01,388
Applicable income taxes$4,720,000562
Income before extraordinary items$14,251,000463
Extraordinary gains, net$045
Net income$14,251,000462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$210,0001,481
Cash dividends$17,0005,207
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$14,251,000451
2006-06-30 (YTD Data)Rank
Total interest income$59,076,000368
Total interest expense$27,546,000327
Net interest income$31,530,000397
Provision for loan and lease losses$1,018,000505
Total noninterest income$3,658,000808
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$264,0002,945
Trading account gains and fees$0126
Additional Noninterest Income$3,394,000551
Total noninterest expense$20,796,000483
Salaries and employee benefits$12,585,000408
Premises and equipment expense$3,321,000400
Additional noninterest expense$4,890,000584
Pre-tax net operating income$13,374,000463
Securities gains (losses)$01,185
Applicable income taxes$3,991,000481
Income before extraordinary items$9,383,000467
Extraordinary gains, net$039
Net income$9,383,000466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,000895
Cash dividends$17,0004,990
Sale, conversion, retirement of capital stock, net$0887
Net operating income$9,383,000456
2006-03-31 (YTD Data)Rank
Total interest income$28,265,000371
Total interest expense$12,903,000328
Net interest income$15,362,000405
Provision for loan and lease losses$207,0001,108
Total noninterest income$1,643,000870
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$134,0002,842
Trading account gains and fees$0115
Additional Noninterest Income$1,509,000597
Total noninterest expense$10,023,000494
Salaries and employee benefits$6,183,000417
Premises and equipment expense$1,594,000418
Additional noninterest expense$2,246,000626
Pre-tax net operating income$6,775,000453
Securities gains (losses)$0955
Applicable income taxes$2,663,000391
Income before extraordinary items$4,112,000505
Extraordinary gains, net$021
Net income$4,112,000504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0001,533
Cash dividends$10,0003,890
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,112,000496
2005-12-31 (YTD Data)Rank
Total interest income$98,427,000375
Total interest expense$38,581,000337
Net interest income$59,846,000404
Provision for loan and lease losses$-1,507,0008,790
Total noninterest income$13,456,000510
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$670,0002,428
Trading account gains and fees$0138
Additional Noninterest Income$12,786,000378
Total noninterest expense$43,479,000440
Salaries and employee benefits$23,903,000401
Premises and equipment expense$6,508,000389
Additional noninterest expense$13,068,000447
Pre-tax net operating income$31,330,000388
Securities gains (losses)$-2,000,0008,777
Applicable income taxes$11,538,000359
Income before extraordinary items$17,792,000453
Extraordinary gains, net$046
Net income$17,792,000453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,403,000526
Cash dividends$1,240,0002,088
Sale, conversion, retirement of capital stock, net$-52,0008,753
Net operating income$19,072,000421
2005-09-30 (YTD Data)Rank
Total interest income$71,040,000374
Total interest expense$26,212,000342
Net interest income$44,828,000398
Provision for loan and lease losses$2,877,000277
Total noninterest income$11,327,000473
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$509,0002,407
Trading account gains and fees$0126
Additional Noninterest Income$10,818,000342
Total noninterest expense$31,911,000442
Salaries and employee benefits$17,793,000401
Premises and equipment expense$4,890,000388
Additional noninterest expense$9,228,000466
Pre-tax net operating income$21,367,000418
Securities gains (losses)$02,317
Applicable income taxes$8,525,000363
Income before extraordinary items$12,842,000468
Extraordinary gains, net$035
Net income$12,842,000468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,000951
Cash dividends$1,230,0001,540
Sale, conversion, retirement of capital stock, net$-52,0008,800
Net operating income$12,842,000454
2005-06-30 (YTD Data)Rank
Total interest income$45,167,000379
Total interest expense$15,296,000361
Net interest income$29,871,000392
Provision for loan and lease losses$3,076,000186
Total noninterest income$9,061,000426
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$327,0002,444
Trading account gains and fees$0116
Additional Noninterest Income$8,734,000308
Total noninterest expense$21,751,000430
Salaries and employee benefits$12,077,000391
Premises and equipment expense$3,245,000383
Additional noninterest expense$6,429,000449
Pre-tax net operating income$14,105,000415
Securities gains (losses)$02,146
Applicable income taxes$5,911,000352
Income before extraordinary items$8,194,000478
Extraordinary gains, net$030
Net income$8,194,000478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-93,0008,647
Cash dividends$1,220,0001,101
Sale, conversion, retirement of capital stock, net$0643
Net operating income$8,194,000465
2005-03-31 (YTD Data)Rank
Total interest income$21,943,000375
Total interest expense$6,845,000380
Net interest income$15,098,000385
Provision for loan and lease losses$1,299,000210
Total noninterest income$1,997,000715
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$160,0002,428
Trading account gains and fees$0115
Additional Noninterest Income$1,837,000500
Total noninterest expense$10,230,000445
Salaries and employee benefits$5,462,000420
Premises and equipment expense$1,599,000386
Additional noninterest expense$3,169,000444
Pre-tax net operating income$5,566,000488
Securities gains (losses)$01,685
Applicable income taxes$2,356,000413
Income before extraordinary items$3,210,000576
Extraordinary gains, net$024
Net income$3,210,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0001,164
Cash dividends$1,210,000547
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,210,000557
2004-12-31 (YTD Data)Rank
Total interest income$81,310,000369
Total interest expense$21,355,000402
Net interest income$59,955,000372
Provision for loan and lease losses$2,070,000525
Total noninterest income$6,168,000889
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$854,0002,014
Trading account gains and fees$0138
Additional Noninterest Income$5,314,000640
Total noninterest expense$43,138,000419
Salaries and employee benefits$23,090,000391
Premises and equipment expense$6,127,000394
Additional noninterest expense$13,921,000425
Pre-tax net operating income$20,915,000477
Securities gains (losses)$134,0001,052
Applicable income taxes$8,834,000395
Income before extraordinary items$12,215,000566
Extraordinary gains, net$034
Net income$12,215,000567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,384,000309
Cash dividends$2,040,0001,323
Sale, conversion, retirement of capital stock, net$178,000592
Net operating income$12,129,240548
2004-09-30 (YTD Data)Rank
Total interest income$59,863,000376
Total interest expense$15,391,000411
Net interest income$44,472,000374
Provision for loan and lease losses$3,364,000290
Total noninterest income$4,425,000941
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$672,0001,953
Trading account gains and fees$0134
Additional Noninterest Income$3,753,000685
Total noninterest expense$30,342,000450
Salaries and employee benefits$17,260,000397
Premises and equipment expense$4,513,000401
Additional noninterest expense$8,569,000484
Pre-tax net operating income$15,191,000481
Securities gains (losses)$134,0001,001
Applicable income taxes$6,425,000403
Income before extraordinary items$8,900,000586
Extraordinary gains, net$026
Net income$8,900,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-516,0008,985
Cash dividends$2,030,000966
Sale, conversion, retirement of capital stock, net$178,000456
Net operating income$8,814,240564
2004-06-30 (YTD Data)Rank
Total interest income$39,446,000378
Total interest expense$10,167,000410
Net interest income$29,279,000375
Provision for loan and lease losses$2,764,000245
Total noninterest income$2,888,000957
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$480,0001,821
Trading account gains and fees$0130
Additional Noninterest Income$2,408,000701
Total noninterest expense$19,859,000456
Salaries and employee benefits$11,219,000416
Premises and equipment expense$2,949,000407
Additional noninterest expense$5,691,000484
Pre-tax net operating income$9,544,000505
Securities gains (losses)$123,000913
Applicable income taxes$4,052,000421
Income before extraordinary items$5,615,000604
Extraordinary gains, net$021
Net income$5,615,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-471,0009,045
Cash dividends$2,020,000685
Sale, conversion, retirement of capital stock, net$178,000350
Net operating income$5,536,280581
2004-03-31 (YTD Data)Rank
Total interest income$19,550,000390
Total interest expense$5,019,000422
Net interest income$14,531,000384
Provision for loan and lease losses$1,264,000269
Total noninterest income$1,444,000940
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$222,0001,899
Trading account gains and fees$0121
Additional Noninterest Income$1,222,000685
Total noninterest expense$10,289,000439
Salaries and employee benefits$5,897,000398
Premises and equipment expense$1,512,000399
Additional noninterest expense$2,880,000474
Pre-tax net operating income$4,422,000534
Securities gains (losses)$123,000709
Applicable income taxes$1,902,000450
Income before extraordinary items$2,643,000637
Extraordinary gains, net$016
Net income$2,643,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,486
Cash dividends$2,010,000365
Sale, conversion, retirement of capital stock, net$178,000211
Net operating income$2,564,280614
2003-12-31 (YTD Data)Rank
Total interest income$79,052,000383
Total interest expense$23,530,000393
Net interest income$55,522,000384
Provision for loan and lease losses$6,166,000286
Total noninterest income$11,001,000608
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,221,0001,419
Trading account gains and fees$0160
Additional Noninterest Income$9,780,000458
Total noninterest expense$41,536,000441
Salaries and employee benefits$24,367,000376
Premises and equipment expense$5,751,000417
Additional noninterest expense$11,418,000498
Pre-tax net operating income$18,821,000504
Securities gains (losses)$2,519,000253
Applicable income taxes$8,086,000428
Income before extraordinary items$13,259,000531
Extraordinary gains, net$054
Net income$13,259,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,604,000353
Cash dividends$1,381,0001,855
Sale, conversion, retirement of capital stock, net$5,000,000189
Net operating income$11,646,840549
2003-09-30 (YTD Data)Rank
Total interest income$59,449,000401
Total interest expense$18,292,000398
Net interest income$41,157,000393
Provision for loan and lease losses$4,250,000312
Total noninterest income$9,235,000585
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$955,0001,369
Trading account gains and fees$0153
Additional Noninterest Income$8,280,000438
Total noninterest expense$30,731,000458
Salaries and employee benefits$18,444,000376
Premises and equipment expense$4,313,000423
Additional noninterest expense$7,974,000534
Pre-tax net operating income$15,411,000478
Securities gains (losses)$2,519,000235
Applicable income taxes$7,584,000383
Income before extraordinary items$10,346,000532
Extraordinary gains, net$040
Net income$10,346,000532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-557,0009,218
Cash dividends$1,371,0001,372
Sale, conversion, retirement of capital stock, net$5,000,000126
Net operating income$8,733,840553
2003-06-30 (YTD Data)Rank
Total interest income$39,548,000405
Total interest expense$12,528,000405
Net interest income$27,020,000406
Provision for loan and lease losses$3,550,000260
Total noninterest income$6,219,000575
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$621,0001,376
Trading account gains and fees$0150
Additional Noninterest Income$5,598,000433
Total noninterest expense$20,310,000457
Salaries and employee benefits$12,390,000375
Premises and equipment expense$2,813,000435
Additional noninterest expense$5,107,000554
Pre-tax net operating income$9,379,000511
Securities gains (losses)$2,164,000218
Applicable income taxes$4,882,000396
Income before extraordinary items$6,661,000552
Extraordinary gains, net$030
Net income$6,661,000552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-484,0009,250
Cash dividends$1,361,0001,014
Sale, conversion, retirement of capital stock, net$5,000,00082
Net operating income$5,276,040610
2003-03-31 (YTD Data)Rank
Total interest income$19,204,000419
Total interest expense$6,206,000421
Net interest income$12,998,000419
Provision for loan and lease losses$1,400,000304
Total noninterest income$2,952,000598
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$286,0001,453
Trading account gains and fees$0134
Additional Noninterest Income$2,666,000453
Total noninterest expense$10,038,000459
Salaries and employee benefits$6,268,000372
Premises and equipment expense$1,376,000445
Additional noninterest expense$2,394,000584
Pre-tax net operating income$4,512,000530
Securities gains (losses)$792,000262
Applicable income taxes$2,209,000431
Income before extraordinary items$3,095,000570
Extraordinary gains, net$021
Net income$3,095,000568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-468,0009,301
Cash dividends$900,000759
Sale, conversion, retirement of capital stock, net$5,000,00041
Net operating income$2,588,120616
2002-12-31 (YTD Data)Rank
Total interest income$73,656,000449
Total interest expense$25,943,000461
Net interest income$47,713,000446
Provision for loan and lease losses$6,819,000308
Total noninterest income$10,501,000610
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,099,0001,467
Trading account gains and fees$0153
Additional Noninterest Income$9,402,000451
Total noninterest expense$34,460,000507
Salaries and employee benefits$21,007,000413
Premises and equipment expense$4,945,000471
Additional noninterest expense$8,508,000638
Pre-tax net operating income$16,935,000535
Securities gains (losses)$2,514,000245
Applicable income taxes$8,179,000415
Income before extraordinary items$11,270,000577
Extraordinary gains, net$070
Net income$11,270,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,069,000905
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$5,000,000162
Net operating income$9,661,040621
2001-12-31 (YTD Data)Rank
Total interest income$86,849,000435
Total interest expense$47,919,000390
Net interest income$38,930,000486
Provision for loan and lease losses$2,139,000668
Total noninterest income$5,103,000979
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$935,0001,605
Trading account gains and fees$0177
Additional Noninterest Income$4,168,000752
Total noninterest expense$32,279,000519
Salaries and employee benefits$17,496,000453
Premises and equipment expense$4,446,000503
Additional noninterest expense$10,337,000567
Pre-tax net operating income$9,615,000792
Securities gains (losses)$1,957,000250
Applicable income taxes$5,868,000490
Income before extraordinary items$5,704,000960
Extraordinary gains, net$0105
Net income$5,704,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,693,000641
Cash dividends$1,800,0001,440
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,451,5201,178
2000-12-31 (YTD Data)Rank
Total interest income$87,779,000456
Total interest expense$43,679,000463
Net interest income$44,100,000443
Provision for loan and lease losses$2,550,000516
Total noninterest income$3,384,0001,215
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$742,0001,872
Trading account gains and fees$11,000161
Additional Noninterest Income$2,631,000933
Total noninterest expense$28,282,000565
Salaries and employee benefits$14,437,000508
Premises and equipment expense$3,986,000558
Additional noninterest expense$9,859,000590
Pre-tax net operating income$16,652,000516
Securities gains (losses)$25,000900
Applicable income taxes$7,991,000399
Income before extraordinary items$8,686,000641
Extraordinary gains, net$038
Net income$8,686,000641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,042
Cash dividends$300,0004,469
Sale, conversion, retirement of capital stock, net$0969
Net operating income$8,670,000640
1999-12-31 (YTD Data)Rank
Total interest income$60,048,000597
Total interest expense$25,699,000644
Net interest income$34,349,000564
Provision for loan and lease losses$1,655,000654
Total noninterest income$2,717,0001,468
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$790,0001,678
Trading account gains and fees$0173
Additional Noninterest Income$1,927,0001,188
Total noninterest expense$25,050,000638
Salaries and employee benefits$11,441,000627
Premises and equipment expense$3,727,000599
Additional noninterest expense$9,882,000614
Pre-tax net operating income$10,361,000794
Securities gains (losses)$-44,0009,765
Applicable income taxes$5,296,000576
Income before extraordinary items$5,021,0001,089
Extraordinary gains, net$035
Net income$5,021,0001,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,020,000361
Cash dividends$300,0004,494
Sale, conversion, retirement of capital stock, net$10,000,00074
Net operating income$5,049,1601,063
1998-12-31 (YTD Data)Rank
Total interest income$49,030,000692
Total interest expense$21,027,000778
Net interest income$28,003,000642
Provision for loan and lease losses$1,500,000707
Total noninterest income$4,778,000965
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$835,0001,512
Trading account gains and fees$0224
Additional Noninterest Income$3,943,000756
Total noninterest expense$22,985,000661
Salaries and employee benefits$10,732,000656
Premises and equipment expense$3,328,000643
Additional noninterest expense$8,925,000636
Pre-tax net operating income$8,296,000939
Securities gains (losses)$247,000815
Applicable income taxes$4,440,000630
Income before extraordinary items$4,103,0001,299
Extraordinary gains, net$032
Net income$4,103,0001,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,884,000484
Cash dividends$300,0004,531
Sale, conversion, retirement of capital stock, net$308,000625
Net operating income$3,944,9201,291
1997-12-31 (YTD Data)Rank
Total interest income$15,292,0002,137
Total interest expense$5,803,0002,572
Net interest income$9,489,0001,837
Provision for loan and lease losses$150,0004,117
Total noninterest income$838,0003,461
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$350,0003,614
Trading account gains and fees$0239
Additional Noninterest Income$488,0002,872
Total noninterest expense$7,676,0001,698
Salaries and employee benefits$3,095,0002,136
Premises and equipment expense$1,082,0001,832
Additional noninterest expense$3,499,0001,255
Pre-tax net operating income$2,501,0002,914
Securities gains (losses)$03,944
Applicable income taxes$1,395,0001,813
Income before extraordinary items$1,106,0004,346
Extraordinary gains, net$044
Net income$1,106,0004,347
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-36,00010,421
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$376,000583
Net operating income$1,106,0004,271
1996-12-31 (YTD Data)Rank
Total interest income$40,429,000866
Total interest expense$14,335,0001,142
Net interest income$26,094,000726
Provision for loan and lease losses$1,800,000671
Total noninterest income$2,532,0001,537
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,015,0001,322
Trading account gains and fees$0262
Additional Noninterest Income$1,517,0001,380
Total noninterest expense$17,770,000877
Salaries and employee benefits$8,102,000849
Premises and equipment expense$2,841,000765
Additional noninterest expense$6,827,000910
Pre-tax net operating income$9,056,000851
Securities gains (losses)$04,148
Applicable income taxes$3,736,000740
Income before extraordinary items$5,320,000988
Extraordinary gains, net$053
Net income$5,320,000989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,725,000631
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$215,000565
Net operating income$5,320,000971
1995-12-31 (YTD Data)Rank
Total interest income$39,452,000920
Total interest expense$13,826,0001,202
Net interest income$25,626,000762
Provision for loan and lease losses$3,020,000445
Total noninterest income$2,502,0001,547
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,137,0001,171
Trading account gains and fees$0522
Additional Noninterest Income$1,365,0001,443
Total noninterest expense$17,438,000892
Salaries and employee benefits$7,694,000892
Premises and equipment expense$2,884,000786
Additional noninterest expense$6,860,000876
Pre-tax net operating income$7,670,0001,018
Securities gains (losses)$03,831
Applicable income taxes$3,170,000878
Income before extraordinary items$4,500,0001,176
Extraordinary gains, net$065
Net income$4,500,0001,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,142,000438
Cash dividends$260,0004,875
Sale, conversion, retirement of capital stock, net$62,000623
Net operating income$4,500,0001,155
1994-12-31 (YTD Data)Rank
Total interest income$35,610,000900
Total interest expense$10,653,0001,233
Net interest income$24,957,000768
Provision for loan and lease losses$4,620,000303
Total noninterest income$3,116,0001,322
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,368,000965
Trading account gains and fees$0475
Additional Noninterest Income$1,748,0001,245
Total noninterest expense$17,853,000884
Salaries and employee benefits$7,734,000888
Premises and equipment expense$2,460,000881
Additional noninterest expense$7,659,000851
Pre-tax net operating income$5,600,0001,333
Securities gains (losses)$03,600
Applicable income taxes$2,305,0001,062
Income before extraordinary items$3,295,0001,490
Extraordinary gains, net$0249
Net income$3,295,0001,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,999,000264
Cash dividends$1,0008,919
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,295,0001,512
1993-12-31 (YTD Data)Rank
Total interest income$32,545,000989
Total interest expense$10,305,0001,302
Net interest income$22,240,000846
Provision for loan and lease losses$7,072,000345
Total noninterest income$4,839,0001,008
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,466,000902
Trading account gains and fees$0532
Additional Noninterest Income$3,373,000884
Total noninterest expense$14,761,0001,067
Salaries and employee benefits$7,232,000933
Premises and equipment expense$1,801,0001,186
Additional noninterest expense$5,728,0001,140
Pre-tax net operating income$5,246,0001,332
Securities gains (losses)$910,000577
Applicable income taxes$2,350,0001,064
Income before extraordinary items$3,806,0001,334
Extraordinary gains, net$03,149
Net income$3,806,0001,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,684,000606
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$450,000620
Net operating income$3,223,6001,487
1992-12-31 (YTD Data)Rank
Total interest income$30,120,0001,218
Total interest expense$11,048,0001,582
Net interest income$19,072,000981
Provision for loan and lease losses$2,604,000938
Total noninterest income$2,709,0001,565
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,513,000865
Trading account gains and fees$0504
Additional Noninterest Income$1,196,0001,772
Total noninterest expense$11,844,0001,337
Salaries and employee benefits$5,759,0001,158
Premises and equipment expense$1,707,0001,291
Additional noninterest expense$4,378,0001,502
Pre-tax net operating income$7,333,000882
Securities gains (losses)$441,0001,187
Applicable income taxes$3,009,000778
Income before extraordinary items$4,765,000997
Extraordinary gains, net$01,422
Net income$4,765,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,557,0001,159
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$354,000618
Net operating income$4,482,760961

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.