Home > Far East National Bank > Net charge- offs to loans
Far East National Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,100 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3351% | 5,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3867% | 5,648 |
| Percentage Net Loans Charged-off:Construction & development | -0.1764% | 4,955 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5554% | 5,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1386% | 5,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2069% | 4,155 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1093% | 5,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4084% | 5,283 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0828% | 5,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1113% | 5,533 |
| Percentage Net Loans Charged-off:Construction & development | -0.3564% | 5,145 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0570% | 5,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1385% | 5,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2343% | 4,215 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0944% | 5,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3791% | 5,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4005% | 5,788 |
| Percentage Net Loans Charged-off:Construction & development | -0.0767% | 4,855 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4499% | 5,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4382% | 5,806 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1216% | 4,224 |
| All other 1-4 family - Percent of loans charged-off, net | -2.1521% | 5,807 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6016% | 5,497 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4202% | 5,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4479% | 5,853 |
| Percentage Net Loans Charged-off:Construction & development | -0.0689% | 4,869 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5745% | 5,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8595% | 5,853 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1104% | 4,235 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2784% | 5,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6417% | 5,547 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2088% | 5,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1878% | 5,771 |
| Percentage Net Loans Charged-off:Construction & development | -0.0447% | 4,873 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1681% | 5,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0284% | 5,930 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1035% | 4,261 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5635% | 5,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5231% | 5,579 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2248% | 5,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2240% | 5,868 |
| Percentage Net Loans Charged-off:Construction & development | -0.0443% | 4,964 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1550% | 5,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.6597% | 6,001 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0904% | 4,253 |
| All other 1-4 family - Percent of loans charged-off, net | -2.6309% | 6,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4326% | 5,590 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7994% | 6,117 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1287% | 6,098 |
| Percentage Net Loans Charged-off:Construction & development | -0.1309% | 5,086 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4697% | 6,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5069% | 6,016 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0835% | 4,333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8897% | 6,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1634% | 5,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2426% | 5,472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0565% | 1,255 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0047% | 6,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.4697% | 6,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.1752% | 5,215 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8971% | 6,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4772% | 6,073 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0783% | 4,352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8658% | 6,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1600% | 5,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3100% | 5,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0690% | 1,239 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.3951% | 6,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -2.1142% | 6,261 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 4,953 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.7060% | 6,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4597% | 6,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0719% | 4,378 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8857% | 6,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1433% | 5,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4297% | 5,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0932% | 1,226 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.5646% | 6,364 |
| Percentage Net Loans Charged-off: Total real estate loans | -4.0982% | 6,336 |
| Percentage Net Loans Charged-off:Construction & development | -0.0271% | 5,058 |
| Percentage Net Loans Charged-off: Commercial real estate | -5.1554% | 6,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3868% | 6,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0745% | 4,438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7724% | 6,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1557% | 5,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7094% | 5,685 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -49.4391% | 1,239 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3582% | 6,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5850% | 6,384 |
| Percentage Net Loans Charged-off:Construction & development | -6.0698% | 5,932 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3402% | 6,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8557% | 6,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8129% | 4,768 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9256% | 6,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1589% | 5,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0165% | 5,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9187% | 19 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2967% | 6,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4852% | 6,436 |
| Percentage Net Loans Charged-off:Construction & development | -4.3526% | 5,949 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3638% | 6,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4138% | 6,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0459% | 4,523 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0356% | 6,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1395% | 5,487 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0191% | 5,441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.6537% | 14 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3635% | 6,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5618% | 6,504 |
| Percentage Net Loans Charged-off:Construction & development | -6.9550% | 5,998 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3894% | 6,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1803% | 6,332 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 4,542 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4182% | 6,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2220% | 5,711 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0277% | 5,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0465% | 1,289 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4216% | 6,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6406% | 6,572 |
| Percentage Net Loans Charged-off:Construction & development | -8.5641% | 6,027 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4041% | 6,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1461% | 6,336 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0426% | 4,557 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3406% | 6,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2452% | 5,801 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0488% | 5,629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5333% | 1,267 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2593% | 6,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2576% | 1,967 |
| Percentage Net Loans Charged-off:Construction & development | -12.3471% | 6,223 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2739% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.6935% | 5,403 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4042% | 6,618 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0436% | 4,735 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0936% | 6,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4372% | 6,156 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8757% | 6,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -31.4934% | 1,428 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8181% | 6,816 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4495% | 6,732 |
| Percentage Net Loans Charged-off:Construction & development | -17.2322% | 6,271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6503% | 803 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.6100% | 5,446 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4581% | 6,689 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0445% | 4,751 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2442% | 6,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5700% | 6,290 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.6843% | 6,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -40.8171% | 1,403 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7278% | 6,850 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6548% | 6,818 |
| Percentage Net Loans Charged-off:Construction & development | -26.9935% | 6,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9983% | 530 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.4440% | 5,442 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4791% | 6,712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0421% | 4,732 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2995% | 6,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7478% | 6,381 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1601% | 6,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.7413% | 1,364 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.4452% | 6,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.7108% | 6,915 |
| Percentage Net Loans Charged-off:Construction & development | -2.3673% | 6,184 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.2110% | 6,827 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2044% | 5,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1683% | 6,634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0371% | 4,735 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4107% | 6,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0620% | 6,519 |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1771% | 5,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -7.1062% | 1,328 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0204% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5248% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 10.0549% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0739% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2730% | 5,549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8924% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6057% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9647% | 6,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2465% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3205% | 6,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6659% | 1,459 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2882% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8561% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 12.7903% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1238% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3030% | 5,579 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4793% | 258 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6655% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1047% | 7,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5082% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,003 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2304% | 6,279 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5911% | 1,444 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 6,476 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2958% | 7,061 |
| Percentage Net Loans Charged-off:Construction & development | 5.5252% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8393% | 7,025 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3648% | 5,588 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1436% | 6,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2439% | 1,071 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7959% | 7,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7503% | 1,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2384% | 6,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4108% | 1,404 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0084% | 5,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5999% | 7,153 |
| Percentage Net Loans Charged-off:Construction & development | 2.8685% | 625 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0618% | 7,090 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5748% | 5,642 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0851% | 6,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4951% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0749% | 7,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7466% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3088% | 6,294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.4525% | 1,372 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3412% | 119 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.5047% | 45 |
| Percentage Net Loans Charged-off:Construction & development | 17.2395% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2190% | 75 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3320% | 411 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3049% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 3.3144% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3802% | 6,766 |
| Percentage Net Loans Charged-off: Loans to individuals | -335.7664% | 7,230 |
| Percentage Net Loans Charged-off: Credit card loans | 43.0108% | 9 |
| Percentage Net Loans Charged-off: Other loans to individual | -1,136.3636% | 7,211 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3085% | 991 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2432% | 101 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7352% | 109 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.8753% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 12.8543% | 288 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.3748% | 56 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.4984% | 238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3166% | 2,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7922% | 1,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5142% | 6,864 |
| Percentage Net Loans Charged-off: Loans to individuals | -414.7937% | 7,302 |
| Percentage Net Loans Charged-off: Credit card loans | 12.4186% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | -1,333.3000% | 7,282 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4321% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4768% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2318% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 5.1467% | 801 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6732% | 221 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9148% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2342% | 7,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5858% | 7,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3132% | 6,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.4286% | 85 |
| Percentage Net Loans Charged-off: Credit card loans | 16.6667% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9737% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2141% | 327 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6990% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 0.1415% | 1,587 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.1482% | 147 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9448% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2385% | 7,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5908% | 7,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2542% | 6,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.9775% | 64 |
| Percentage Net Loans Charged-off: Credit card loans | 28.0702% | 31 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4970% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8902% | 190 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7065% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 8.9898% | 686 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9822% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8918% | 286 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8372% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3344% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1031% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 29.0023% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | 49.2611% | 12 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.7350% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.2703% | 157 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6447% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 12.2051% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5700% | 166 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.0456% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4233% | 2,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9923% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0238% | 2,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 32.1859% | 32 |
| Percentage Net Loans Charged-off: Credit card loans | 54.7556% | 11 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 18.3752% | 115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.0087% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.5191% | 70 |
| Percentage Net Loans Charged-off:Construction & development | 15.0962% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2192% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.7345% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6205% | 1,657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4275% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4400% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.4999% | 92 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.5725% | 77 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.1383% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 23.8469% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.0553% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.2053% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8691% | 1,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9835% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4952% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1016% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9924% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4121% | 531 |
| Percentage Net Loans Charged-off:Construction & development | 10.6402% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0325% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0632% | 876 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6788% | 1,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2972% | 1,477 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1312% | 1,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8367% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2867% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7121% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9210% | 481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3660% | 456 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0920% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 9.3708% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8299% | 973 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2476% | 573 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8511% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4008% | 1,133 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3734% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0095% | 600 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4890% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4780% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8705% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4779% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5897% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 7.1153% | 624 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9305% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0048% | 526 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0680% | 917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5992% | 784 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5981% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0226% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1701% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 15.4893% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6143% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5417% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9061% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 8.8120% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3294% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0096% | 302 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1127% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1182% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1679% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.0559% | 130 |
| Percentage Net Loans Charged-off: Credit card loans | 30.5732% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0307% | 6,707 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8217% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6905% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 1.3690% | 1,354 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4299% | 952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7639% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1931% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3779% | 1,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3331% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7899% | 2,796 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1142% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3400% | 667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6030% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3277% | 1,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.2286% | 1,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3445% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7734% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6737% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7927% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0582% | 1,773 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8046% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8021% | 720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4024% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1163% | 2,229 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 7,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 7,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2114% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6086% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5530% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6122% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3478% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4375% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8084% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2394% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 7,546 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 7,843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5301% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4003% | 64 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7909% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3195% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4956% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9613% | 174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7078% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0315% | 3,238 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 7,596 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3161% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6937% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7002% | 334 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7694% | 8,301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1553% | 7,226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 5,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0412% | 2,226 |
| Percentage Net Loans Charged-off:Construction & development | -0.0021% | 7,570 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 7,778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4171% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9299% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0271% | 7,002 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3616% | 8,331 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2114% | 7,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0335% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0641% | 1,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 7,572 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 7,786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6223% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4035% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 7,063 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9785% | 8,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3304% | 7,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0866% | 2,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1324% | 752 |
| Percentage Net Loans Charged-off:Construction & development | -0.0016% | 7,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2284% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7772% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0017% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.6745% | 8,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7067% | 7,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0474% | 2,021 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 7,673 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5655% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0423% | 2,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0819% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1581% | 2,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4073% | 416 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5429% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3714% | 7,570 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 4,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 7,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7411% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2161% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1508% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9317% | 364 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.1813% | 7,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 3,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,432 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 7,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2104% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9187% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2988% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4792% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 3,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 7,497 |
| Percentage Net Loans Charged-off:Construction & development | -0.0018% | 7,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 6,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2922% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3620% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9196% | 427 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 3,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 7,683 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0176% | 8,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3756% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6557% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1563% | 3,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1282% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8680% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5067% | 207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 4,228 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0132% | 7,936 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 7,685 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 8,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 7,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1035% | 150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0160% | 7,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,534 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 7,685 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 7,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0971% | 7,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 3,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 7,676 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 7,709 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 8,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2415% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2740% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0408% | 8,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 7,824 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0584% | 8,420 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0583% | 6,420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 7,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 8,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1569% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8861% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7129% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0550% | 8,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0525% | 8,518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 7,831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0753% | 8,488 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0748% | 6,376 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0055% | 7,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 8,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0831% | 7,522 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5657% | 3,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0747% | 8,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0768% | 8,598 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 7,807 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1111% | 8,585 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1081% | 6,346 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 8,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 8,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0687% | 7,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 7,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 8,139 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 7,794 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 8,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 8,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0362% | 8,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0293% | 2,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2941% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,936 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 7,941 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 8,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0267% | 2,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0502% | 2,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8053% | 1,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7111% | 3,310 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9127% | 1,558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0397% | 1,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0613% | 8,669 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,964 |
| Percentage Net Loans Charged-off:Construction & development | -0.0046% | 7,936 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 8,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 8,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 8,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3756% | 8,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4474% | 4,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1868% | 1,724 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0592% | 1,439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0804% | 8,684 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 8,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 7,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 8,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 8,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 8,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4653% | 8,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6989% | 2,840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2925% | 1,547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0094% | 1,393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1602% | 8,813 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 8,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.0059% | 7,890 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 8,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 8,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 8,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8856% | 8,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1257% | 1,767 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0180% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1190% | 4,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 4,068 |
| Percentage Net Loans Charged-off:Construction & development | -0.0063% | 8,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0949% | 1,089 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3168% | 6,593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0009% | 8,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 8,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5983% | 2,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0900% | 6,667 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1050% | 9,221 |
| Percentage Net Loans Charged-off:Construction & development | -0.0073% | 8,167 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0981% | 9,024 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3113% | 6,672 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4520% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3365% | 5,429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 7,315 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0849% | 1,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1791% | 722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2200% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9588% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6470% | 990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0680% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | -0.0168% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0980% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0642% | 1,362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1898% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2382% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5005% | 42 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0179% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0973% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5501% | 1,310 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6350% | 25 |
| Percentage Net Loans Charged-off:Construction & development | -0.0050% | 1,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0479% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0418% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | -3.2997% | 1,319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9848% | 16 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1800% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0369% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2493% | 241 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1994% | 1,296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0127% | 9,659 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0126% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 1,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0416% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3045% | 1,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0278% | 1,295 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8281% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0386% | 1,210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5828% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7007% | 59 |
| Percentage Net Loans Charged-off:Construction & development | 2.7277% | 36 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7512% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1130% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6277% | 1,356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4398% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3654% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3491% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3905% | 997 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1034% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0925% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 0.9544% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1014% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1512% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9808% | 6 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7537% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0503% | 5 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4835% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3134% | 69 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3612% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9497% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7317% | 49 |
| Percentage Net Loans Charged-off:Construction & development | 0.5906% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9698% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2780% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4296% | 11 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6628% | 4 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1828% | 39 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0980% | 56 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5108% | 48 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1291% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8576% | 1,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5985% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5427% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4775% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5479% | 34 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2962% | 9 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5592% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0775% | 135 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9773% | 100 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7395% | 53 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0804% | 27 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5526% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2559% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3319% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1593% | 1,297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |