Home > F&M Bank-Iowa South Central > Income and Expense

F&M Bank-Iowa South Central, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$8,645,0003,668
Total interest expense$4,837,0003,095
Net interest income$3,808,0004,292
Provision for loan and lease losses$1,0008,622
Total noninterest income$486,0005,024
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$314,0003,803
Trading account gains and fees$0224
Additional Noninterest Income$172,0005,341
Total noninterest expense$2,443,0004,845
Salaries and employee benefits$1,211,0005,041
Premises and equipment expense$335,0005,038
Additional noninterest expense$897,0004,301
Pre-tax net operating income$1,850,0003,550
Securities gains (losses)$04,449
Applicable income taxes$257,0005,577
Income before extraordinary items$1,593,0003,103
Extraordinary gains, net$032
Net income$1,593,0003,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0009,689
Cash dividends$1,858,0001,416
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,593,0003,009
1997-12-31 (YTD Data)Rank
Total interest income$8,515,0003,751
Total interest expense$4,689,0003,168
Net interest income$3,826,0004,396
Provision for loan and lease losses$303,0002,554
Total noninterest income$363,0006,059
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$272,0004,375
Trading account gains and fees$0239
Additional Noninterest Income$91,0007,039
Total noninterest expense$2,292,0005,115
Salaries and employee benefits$1,083,0005,545
Premises and equipment expense$417,0004,309
Additional noninterest expense$792,0004,767
Pre-tax net operating income$1,594,0004,253
Securities gains (losses)$03,944
Applicable income taxes$428,0004,679
Income before extraordinary items$1,166,0004,153
Extraordinary gains, net$044
Net income$1,166,0004,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,076
Cash dividends$335,0004,332
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,166,0004,094
1996-12-31 (YTD Data)Rank
Total interest income$7,899,0004,089
Total interest expense$4,357,0003,424
Net interest income$3,542,0004,780
Provision for loan and lease losses$89,0005,411
Total noninterest income$335,0006,564
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$244,0004,911
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,410
Total noninterest expense$1,968,0006,005
Salaries and employee benefits$913,0006,402
Premises and equipment expense$243,0006,346
Additional noninterest expense$812,0005,152
Pre-tax net operating income$1,820,0003,682
Securities gains (losses)$16,0002,154
Applicable income taxes$566,0003,756
Income before extraordinary items$1,270,0003,690
Extraordinary gains, net$053
Net income$1,270,0003,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0003,113
Cash dividends$300,0004,471
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,258,9603,667
1995-12-31 (YTD Data)Rank
Total interest income$7,721,0004,145
Total interest expense$4,404,0003,372
Net interest income$3,317,0005,085
Provision for loan and lease losses$302,0002,260
Total noninterest income$316,0006,906
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0005,153
Trading account gains and feesNANA
Additional Noninterest Income$83,0007,842
Total noninterest expense$1,755,0006,583
Salaries and employee benefits$861,0006,753
Premises and equipment expense$155,0008,146
Additional noninterest expense$739,0005,598
Pre-tax net operating income$1,576,0004,278
Securities gains (losses)$03,831
Applicable income taxes$474,0004,362
Income before extraordinary items$1,102,0004,241
Extraordinary gains, net$065
Net income$1,102,0004,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,180
Cash dividends$220,0005,246
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,102,0004,226
1994-12-31 (YTD Data)Rank
Total interest income$6,942,0004,254
Total interest expense$3,494,0003,458
Net interest income$3,448,0005,003
Provision for loan and lease losses$253,0002,572
Total noninterest income$271,0007,638
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$195,0005,959
Trading account gains and feesNANA
Additional Noninterest Income$76,0008,407
Total noninterest expense$1,621,0007,230
Salaries and employee benefits$811,0007,145
Premises and equipment expense$143,0008,743
Additional noninterest expense$667,0006,560
Pre-tax net operating income$1,845,0003,665
Securities gains (losses)$20,0001,779
Applicable income taxes$627,0003,379
Income before extraordinary items$1,238,0003,744
Extraordinary gains, net$0249
Net income$1,238,0003,749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,574
Cash dividends$550,0002,971
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,224,8003,821
1993-12-31 (YTD Data)Rank
Total interest income$6,586,0004,563
Total interest expense$3,404,0003,693
Net interest income$3,182,0005,390
Provision for loan and lease losses$178,0004,233
Total noninterest income$260,0008,218
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$154,0006,986
Trading account gains and feesNANA
Additional Noninterest Income$106,0007,681
Total noninterest expense$1,484,0007,890
Salaries and employee benefits$738,0007,725
Premises and equipment expense$137,0009,260
Additional noninterest expense$609,0007,251
Pre-tax net operating income$1,780,0003,719
Securities gains (losses)$10,0005,473
Applicable income taxes$690,0003,160
Income before extraordinary items$1,100,0004,323
Extraordinary gains, net$03,149
Net income$1,100,0004,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0005,209
Cash dividends$525,0002,950
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,093,6004,131
1992-12-31 (YTD Data)Rank
Total interest income$6,779,0004,965
Total interest expense$4,183,0003,910
Net interest income$2,596,0006,410
Provision for loan and lease losses$139,0006,334
Total noninterest income$219,0009,045
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0007,385
Trading account gains and feesNANA
Additional Noninterest Income$79,0008,899
Total noninterest expense$1,371,0008,405
Salaries and employee benefits$666,0008,256
Premises and equipment expense$153,0009,020
Additional noninterest expense$552,0007,964
Pre-tax net operating income$1,305,0004,597
Securities gains (losses)$08,369
Applicable income taxes$453,0004,342
Income before extraordinary items$852,0005,108
Extraordinary gains, net$01,422
Net income$852,0005,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,00013,072
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$852,0004,806

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.