Home > F&M Bank-Iowa South Central > Income and Expense
F&M Bank-Iowa South Central, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $8,645,000 | 3,668 |
Total interest expense | $4,837,000 | 3,095 |
Net interest income | $3,808,000 | 4,292 |
Provision for loan and lease losses | $1,000 | 8,622 |
Total noninterest income | $486,000 | 5,024 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $314,000 | 3,803 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $172,000 | 5,341 |
Total noninterest expense | $2,443,000 | 4,845 |
Salaries and employee benefits | $1,211,000 | 5,041 |
Premises and equipment expense | $335,000 | 5,038 |
Additional noninterest expense | $897,000 | 4,301 |
Pre-tax net operating income | $1,850,000 | 3,550 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $257,000 | 5,577 |
Income before extraordinary items | $1,593,000 | 3,103 |
Extraordinary gains, net | $0 | 32 |
Net income | $1,593,000 | 3,104 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-12,000 | 9,689 |
Cash dividends | $1,858,000 | 1,416 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $1,593,000 | 3,009 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $8,515,000 | 3,751 |
Total interest expense | $4,689,000 | 3,168 |
Net interest income | $3,826,000 | 4,396 |
Provision for loan and lease losses | $303,000 | 2,554 |
Total noninterest income | $363,000 | 6,059 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $272,000 | 4,375 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $91,000 | 7,039 |
Total noninterest expense | $2,292,000 | 5,115 |
Salaries and employee benefits | $1,083,000 | 5,545 |
Premises and equipment expense | $417,000 | 4,309 |
Additional noninterest expense | $792,000 | 4,767 |
Pre-tax net operating income | $1,594,000 | 4,253 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $428,000 | 4,679 |
Income before extraordinary items | $1,166,000 | 4,153 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,166,000 | 4,153 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 6,076 |
Cash dividends | $335,000 | 4,332 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,166,000 | 4,094 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $7,899,000 | 4,089 |
Total interest expense | $4,357,000 | 3,424 |
Net interest income | $3,542,000 | 4,780 |
Provision for loan and lease losses | $89,000 | 5,411 |
Total noninterest income | $335,000 | 6,564 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $244,000 | 4,911 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $91,000 | 7,410 |
Total noninterest expense | $1,968,000 | 6,005 |
Salaries and employee benefits | $913,000 | 6,402 |
Premises and equipment expense | $243,000 | 6,346 |
Additional noninterest expense | $812,000 | 5,152 |
Pre-tax net operating income | $1,820,000 | 3,682 |
Securities gains (losses) | $16,000 | 2,154 |
Applicable income taxes | $566,000 | 3,756 |
Income before extraordinary items | $1,270,000 | 3,690 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,270,000 | 3,689 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $154,000 | 3,113 |
Cash dividends | $300,000 | 4,471 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,258,960 | 3,667 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $7,721,000 | 4,145 |
Total interest expense | $4,404,000 | 3,372 |
Net interest income | $3,317,000 | 5,085 |
Provision for loan and lease losses | $302,000 | 2,260 |
Total noninterest income | $316,000 | 6,906 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $233,000 | 5,153 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $83,000 | 7,842 |
Total noninterest expense | $1,755,000 | 6,583 |
Salaries and employee benefits | $861,000 | 6,753 |
Premises and equipment expense | $155,000 | 8,146 |
Additional noninterest expense | $739,000 | 5,598 |
Pre-tax net operating income | $1,576,000 | 4,278 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $474,000 | 4,362 |
Income before extraordinary items | $1,102,000 | 4,241 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,102,000 | 4,238 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $133,000 | 3,180 |
Cash dividends | $220,000 | 5,246 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,102,000 | 4,226 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $6,942,000 | 4,254 |
Total interest expense | $3,494,000 | 3,458 |
Net interest income | $3,448,000 | 5,003 |
Provision for loan and lease losses | $253,000 | 2,572 |
Total noninterest income | $271,000 | 7,638 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $195,000 | 5,959 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $76,000 | 8,407 |
Total noninterest expense | $1,621,000 | 7,230 |
Salaries and employee benefits | $811,000 | 7,145 |
Premises and equipment expense | $143,000 | 8,743 |
Additional noninterest expense | $667,000 | 6,560 |
Pre-tax net operating income | $1,845,000 | 3,665 |
Securities gains (losses) | $20,000 | 1,779 |
Applicable income taxes | $627,000 | 3,379 |
Income before extraordinary items | $1,238,000 | 3,744 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,238,000 | 3,749 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $39,000 | 5,574 |
Cash dividends | $550,000 | 2,971 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,224,800 | 3,821 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $6,586,000 | 4,563 |
Total interest expense | $3,404,000 | 3,693 |
Net interest income | $3,182,000 | 5,390 |
Provision for loan and lease losses | $178,000 | 4,233 |
Total noninterest income | $260,000 | 8,218 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $154,000 | 6,986 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $106,000 | 7,681 |
Total noninterest expense | $1,484,000 | 7,890 |
Salaries and employee benefits | $738,000 | 7,725 |
Premises and equipment expense | $137,000 | 9,260 |
Additional noninterest expense | $609,000 | 7,251 |
Pre-tax net operating income | $1,780,000 | 3,719 |
Securities gains (losses) | $10,000 | 5,473 |
Applicable income taxes | $690,000 | 3,160 |
Income before extraordinary items | $1,100,000 | 4,323 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,100,000 | 4,452 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 5,209 |
Cash dividends | $525,000 | 2,950 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,093,600 | 4,131 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $6,779,000 | 4,965 |
Total interest expense | $4,183,000 | 3,910 |
Net interest income | $2,596,000 | 6,410 |
Provision for loan and lease losses | $139,000 | 6,334 |
Total noninterest income | $219,000 | 9,045 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $140,000 | 7,385 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $79,000 | 8,899 |
Total noninterest expense | $1,371,000 | 8,405 |
Salaries and employee benefits | $666,000 | 8,256 |
Premises and equipment expense | $153,000 | 9,020 |
Additional noninterest expense | $552,000 | 7,964 |
Pre-tax net operating income | $1,305,000 | 4,597 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $453,000 | 4,342 |
Income before extraordinary items | $852,000 | 5,108 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $852,000 | 5,164 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-19,000 | 13,072 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $852,000 | 4,806 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.