Home > F&M Bank-Iowa Central > Net charge- offs to loans

F&M Bank-Iowa Central, Net charge- offs to loans

2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3094%1,307
Percentage Net Loans Charged-off: Total real estate loans0.9756%1,399
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate2.3558%401
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4959%1,571
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.7626%1,173
Percentage Net Loans Charged-off: Commercial and industrial5.3842%489
Percentage Net Loans Charged-off: Loans to individuals1.3307%1,457
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8208%2,772
Percentage Net Loans Charged-off: Total real estate loans0.9640%1,967
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate2.3581%475
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.6432%1,791
Percentage Net Loans Charged-off: Home equity loans0.7961%989
All other 1-4 family - Percent of loans charged-off, net0.5676%1,835
Percentage Net Loans Charged-off: Commercial and industrial-0.0088%7,082
Percentage Net Loans Charged-off: Loans to individuals2.8000%883
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8564%2,256
Percentage Net Loans Charged-off: Total real estate loans1.0370%1,526
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate2.6031%304
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.6938%1,433
Percentage Net Loans Charged-off: Home equity loans0.6040%944
All other 1-4 family - Percent of loans charged-off, net0.7376%1,294
Percentage Net Loans Charged-off: Commercial and industrial-0.1327%7,358
Percentage Net Loans Charged-off: Loans to individuals2.5538%968
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1116%1,631
Percentage Net Loans Charged-off: Total real estate loans1.4128%1,053
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate4.2630%147
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.6960%1,263
Percentage Net Loans Charged-off: Home equity loans0.5002%852
All other 1-4 family - Percent of loans charged-off, net0.7888%1,102
Percentage Net Loans Charged-off: Commercial and industrial-0.1297%7,362
Percentage Net Loans Charged-off: Loans to individuals2.1204%1,125
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2940%2,934
Percentage Net Loans Charged-off: Total real estate loans0.1961%2,423
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3872%1,428
Percentage Net Loans Charged-off: Home equity loans-0.0230%5,839
All other 1-4 family - Percent of loans charged-off, net0.5786%1,065
Percentage Net Loans Charged-off: Commercial and industrial-0.1118%7,293
Percentage Net Loans Charged-off: Loans to individuals3.6999%536
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3084%3,334
Percentage Net Loans Charged-off: Total real estate loans0.2555%2,543
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.1180%1,683
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.4678%1,272
Percentage Net Loans Charged-off: Home equity loans0.5619%656
All other 1-4 family - Percent of loans charged-off, net0.4282%1,283
Percentage Net Loans Charged-off: Commercial and industrial0.5673%2,552
Percentage Net Loans Charged-off: Loans to individuals1.7861%1,178
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0656%4,963
Percentage Net Loans Charged-off: Total real estate loans0.3089%1,649
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.1462%1,094
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.5675%812
Percentage Net Loans Charged-off: Home equity loans0.7479%431
All other 1-4 family - Percent of loans charged-off, net0.4931%862
Percentage Net Loans Charged-off: Commercial and industrial-2.4582%7,962
Percentage Net Loans Charged-off: Loans to individuals0.4531%3,395
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2688%2,302
Percentage Net Loans Charged-off: Total real estate loans0.3627%1,194
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.2090%722
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.6402%611
Percentage Net Loans Charged-off: Home equity loans0.4465%477
All other 1-4 family - Percent of loans charged-off, net0.7187%520
Percentage Net Loans Charged-off: Commercial and industrial-0.0713%7,272
Percentage Net Loans Charged-off: Loans to individuals0.1059%4,496
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1557%2,464
Percentage Net Loans Charged-off: Total real estate loans0.2540%1,082
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.5354%561
Percentage Net Loans Charged-off: Home equity loans0.7528%255
All other 1-4 family - Percent of loans charged-off, net0.4490%614
Percentage Net Loans Charged-off: Commercial and industrial-0.0531%7,137
Percentage Net Loans Charged-off: Loans to individuals-0.6251%7,950
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1182%3,668
Percentage Net Loans Charged-off: Total real estate loans0.0990%2,110
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.2075%1,221
Percentage Net Loans Charged-off: Home equity loans0.1078%702
All other 1-4 family - Percent of loans charged-off, net0.2475%1,036
Percentage Net Loans Charged-off: Commercial and industrial-0.0606%7,368
Percentage Net Loans Charged-off: Loans to individuals0.8017%2,064
Percentage Net Loans Charged-off: Credit card loans-1,750.0000%2,016
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1168%1,339
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1083%3,058
Percentage Net Loans Charged-off: Total real estate loans0.0998%1,494
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.2090%881
Percentage Net Loans Charged-off: Home equity loans0.0336%663
All other 1-4 family - Percent of loans charged-off, net0.2798%689
Percentage Net Loans Charged-off: Commercial and industrial-0.0556%7,200
Percentage Net Loans Charged-off: Loans to individuals0.4312%2,951
Percentage Net Loans Charged-off: Credit card loans-1,600.0000%1,999
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1527%1,097
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1540%2,098
Percentage Net Loans Charged-off: Total real estate loans0.1387%983
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2864%611
Percentage Net Loans Charged-off: Home equity loans0.1488%368
All other 1-4 family - Percent of loans charged-off, net0.3423%505
Percentage Net Loans Charged-off: Commercial and industrial-0.0443%7,093
Percentage Net Loans Charged-off: Loans to individuals0.6164%2,063
Percentage Net Loans Charged-off: Credit card loans-298.5075%1,980
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2156%927
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2170%1,304
Percentage Net Loans Charged-off: Total real estate loans0.2346%505
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.4692%333
Percentage Net Loans Charged-off: Home equity loans0.2894%203
All other 1-4 family - Percent of loans charged-off, net0.5436%284
Percentage Net Loans Charged-off: Commercial and industrial-0.0624%7,197
Percentage Net Loans Charged-off: Loans to individuals0.7982%1,551
Percentage Net Loans Charged-off: Credit card loans0.0000%790
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1525%752
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0844%3,583
Percentage Net Loans Charged-off: Total real estate loans0.1017%1,309
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0021%7,791
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1892%877
Percentage Net Loans Charged-off: Home equity loans0.2682%266
All other 1-4 family - Percent of loans charged-off, net0.1561%1,000
Percentage Net Loans Charged-off: Commercial and industrial-0.0536%7,304
Percentage Net Loans Charged-off: Loans to individuals0.3361%3,706
Percentage Net Loans Charged-off: Credit card loans0.0000%1,256
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0367%4,150
Percentage Net Loans Charged-off: Total real estate loans0.0394%1,801
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0028%7,844
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0765%1,356
Percentage Net Loans Charged-off: Home equity loans0.0735%399
All other 1-4 family - Percent of loans charged-off, net0.0778%1,290
Percentage Net Loans Charged-off: Commercial and industrial-0.0524%7,193
Percentage Net Loans Charged-off: Loans to individuals0.2707%3,596
Percentage Net Loans Charged-off: Credit card loans0.0000%1,137
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0229%4,217
Percentage Net Loans Charged-off: Total real estate loans0.0331%1,677
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0370%8,149
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0837%1,131
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.1205%901
Percentage Net Loans Charged-off: Commercial and industrial-0.0554%7,118
Percentage Net Loans Charged-off: Loans to individuals0.0639%4,463
Percentage Net Loans Charged-off: Credit card loans0.0000%1,005
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0420%3,011
Percentage Net Loans Charged-off: Total real estate loans0.0653%911
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.1188%715
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1721%555
Percentage Net Loans Charged-off: Commercial and industrial-0.0673%7,168
Percentage Net Loans Charged-off: Loans to individuals-0.0418%6,809
Percentage Net Loans Charged-off: Credit card loans0.0000%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1396%3,029
Percentage Net Loans Charged-off: Total real estate loans0.0441%2,079
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.1619%8,363
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.1701%961
Percentage Net Loans Charged-off: Home equity loans0.1448%339
All other 1-4 family - Percent of loans charged-off, net0.1821%925
Percentage Net Loans Charged-off: Commercial and industrial1.0366%1,103
Percentage Net Loans Charged-off: Loans to individuals0.4125%3,975
Percentage Net Loans Charged-off: Credit card loans6.9444%154
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1597%2,348
Percentage Net Loans Charged-off: Total real estate loans0.0212%2,304
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.2125%8,416
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1579%898
Percentage Net Loans Charged-off: Home equity loans0.1906%246
All other 1-4 family - Percent of loans charged-off, net0.1423%965
Percentage Net Loans Charged-off: Commercial and industrial1.3473%769
Percentage Net Loans Charged-off: Loans to individuals0.5796%2,811
Percentage Net Loans Charged-off: Credit card loans8.5806%94
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2163%1,701
Percentage Net Loans Charged-off: Total real estate loans0.0379%1,671
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.3143%8,462
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.2439%581
Percentage Net Loans Charged-off: Home equity loans0.2652%176
All other 1-4 family - Percent of loans charged-off, net0.2337%625
Percentage Net Loans Charged-off: Commercial and industrial1.8945%545
Percentage Net Loans Charged-off: Loans to individuals0.2903%3,723
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1257%2,160
Percentage Net Loans Charged-off: Total real estate loans0.2176%471
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0141%468
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.3627%388
Percentage Net Loans Charged-off: Home equity loans0.5338%98
All other 1-4 family - Percent of loans charged-off, net0.2804%475
Percentage Net Loans Charged-off: Commercial and industrial-0.5295%8,060
Percentage Net Loans Charged-off: Loans to individuals0.6425%2,173
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4730%1,185
Percentage Net Loans Charged-off: Total real estate loans0.4248%390
Percentage Net Loans Charged-off:Construction & development-0.6366%8,005
Percentage Net Loans Charged-off: Commercial real estate0.7064%334
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2918%664
Percentage Net Loans Charged-off: Home equity loans0.0830%432
All other 1-4 family - Percent of loans charged-off, net0.3854%518
Percentage Net Loans Charged-off: Commercial and industrial1.4822%980
Percentage Net Loans Charged-off: Loans to individuals1.2679%1,538
Percentage Net Loans Charged-off: Credit card loans-0.2445%2,518
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1620%7,496
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6162%752
Percentage Net Loans Charged-off: Total real estate loans0.2197%720
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.3909%438
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.5622%308
Percentage Net Loans Charged-off: Commercial and industrial3.6544%310
Percentage Net Loans Charged-off: Loans to individuals1.3097%1,338
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2041%7,541
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7404%604
Percentage Net Loans Charged-off: Total real estate loans0.2573%594
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.4650%358
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.6644%248
Percentage Net Loans Charged-off: Commercial and industrial4.8271%216
Percentage Net Loans Charged-off: Loans to individuals1.0365%1,801
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3719%7,629
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5706%813
Percentage Net Loans Charged-off: Total real estate loans0.1646%737
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.3064%479
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.4383%363
Percentage Net Loans Charged-off: Commercial and industrial4.3221%248
Percentage Net Loans Charged-off: Loans to individuals1.6022%1,149
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7388%7,673
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9020%697
Percentage Net Loans Charged-off: Total real estate loans0.0685%2,229
Percentage Net Loans Charged-off:Construction & development0.2756%418
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1153%1,638
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.1509%1,383
Percentage Net Loans Charged-off: Commercial and industrial1.6076%1,122
Percentage Net Loans Charged-off: Loans to individuals1.4491%1,426
Percentage Net Loans Charged-off: Credit card loans1.7747%1,258
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5377%365
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4475%1,434
Percentage Net Loans Charged-off: Total real estate loans0.0847%1,689
Percentage Net Loans Charged-off:Construction & development0.3471%307
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.1420%1,209
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.1819%1,010
Percentage Net Loans Charged-off: Commercial and industrial1.8871%799
Percentage Net Loans Charged-off: Loans to individuals1.7914%931
Percentage Net Loans Charged-off: Credit card loans2.2257%1,058
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0848%1,389
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5213%1,181
Percentage Net Loans Charged-off: Total real estate loans0.0810%1,525
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1572%1,008
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1959%866
Percentage Net Loans Charged-off: Commercial and industrial2.0839%737
Percentage Net Loans Charged-off: Loans to individuals2.2297%673
Percentage Net Loans Charged-off: Credit card loans1.7606%1,096
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1306%1,134
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7424%709
Percentage Net Loans Charged-off: Total real estate loans0.1317%924
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.2595%582
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.3128%522
Percentage Net Loans Charged-off: Commercial and industrial2.6421%469
Percentage Net Loans Charged-off: Loans to individuals3.3404%426
Percentage Net Loans Charged-off: Credit card loans3.3333%672
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2733%714
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6360%1,281
Percentage Net Loans Charged-off: Total real estate loans0.2060%1,049
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.1621%935
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.2639%813
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2906%766
Percentage Net Loans Charged-off: Commercial and industrial1.8755%1,123
Percentage Net Loans Charged-off: Loans to individuals2.9526%478
Percentage Net Loans Charged-off: Credit card loans6.2379%349
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0242%1,864
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5747%1,394
Percentage Net Loans Charged-off: Total real estate loans0.0440%2,493
Percentage Net Loans Charged-off:Construction & development0.9892%206
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0550%152
Percentage Net Loans Charged-off: 1-4 family residential0.0260%2,554
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0272%2,416
Percentage Net Loans Charged-off: Commercial and industrial2.2995%866
Percentage Net Loans Charged-off: Loans to individuals1.1226%1,946
Percentage Net Loans Charged-off: Credit card loans0.1526%2,084
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1548%8,082
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1958%3,205
Percentage Net Loans Charged-off: Total real estate loans0.0000%977
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.6680%367
Percentage Net Loans Charged-off: Loans to individuals0.5194%763
Percentage Net Loans Charged-off: Credit card loans0.0611%970
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2349%2,828
Percentage Net Loans Charged-off: Total real estate loans0.0047%924
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0075%896
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0077%843
Percentage Net Loans Charged-off: Commercial and industrial1.0680%195
Percentage Net Loans Charged-off: Loans to individuals0.1378%1,224
Percentage Net Loans Charged-off: Credit card loans0.6231%867
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0894%1,314
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1059%5,002
Percentage Net Loans Charged-off: Total real estate loans0.0065%875
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0094%804
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0096%739
Percentage Net Loans Charged-off: Commercial and industrial0.0319%894
Percentage Net Loans Charged-off: Loans to individuals0.3562%978
Percentage Net Loans Charged-off: Credit card loans0.7895%862
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8488%92
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3603%2,266
Percentage Net Loans Charged-off: Total real estate loans0.0083%868
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0122%839
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0125%785
Percentage Net Loans Charged-off: Commercial and industrial1.6626%91
Percentage Net Loans Charged-off: Loans to individuals0.1011%1,238
Percentage Net Loans Charged-off: Credit card loans1.2061%826
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3500%1,282
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2928%3,039
Percentage Net Loans Charged-off: Total real estate loans0.0018%1,017
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0027%1,004
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0027%953
Percentage Net Loans Charged-off: Commercial and industrial1.0315%181
Percentage Net Loans Charged-off: Loans to individuals0.5300%883
Percentage Net Loans Charged-off: Credit card loans0.9241%901
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1645%1,286
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0903%5,867
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,049
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.2224%496
Percentage Net Loans Charged-off: Loans to individuals0.1883%1,134
Percentage Net Loans Charged-off: Credit card loans0.9281%842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1706%4,465
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0842%7,440
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1915%7,383
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA