Home > F & M Bank > Income and Expense

F & M Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,705,0001,308
Total interest expense$7,189,0001,604
Net interest income$25,516,0001,183
Provision for loan and lease losses$600,0001,141
Total noninterest income$4,512,0001,263
Gross Fiduciary activities income$0981
Service charges on deposit accounts$657,0001,384
Trading account gains and feesNANA
Additional Noninterest Income$3,855,0001,056
Total noninterest expense$17,469,0001,349
Salaries and employee benefits$10,759,0001,274
Premises and equipment expense$1,921,0001,267
Additional noninterest expense$3,855,0001,056
Pre-tax net operating income$11,959,0001,012
Securities gains (losses)$-250,0004,023
Applicable income taxes$430,0002,001
Income before extraordinary items$11,279,000916
Extraordinary gains, net$054
Net income$11,279,000930
Minority interest net income$088
Net income of bank and minority interests.$11,279,000919
Net charge-offs$-285,0004,495
Cash dividends$2,861,0001,243
Sale, conversion, retirement of capital stock, net$0540
Net operating income$11,519,000913
2023-09-30 (YTD Data)Rank
Total interest income$24,041,0001,298
Total interest expense$4,816,0001,616
Net interest income$19,225,0001,188
Provision for loan and lease losses$450,0001,058
Total noninterest income$3,463,0001,243
Gross Fiduciary activities income$0950
Service charges on deposit accounts$483,0001,408
Trading account gains and feesNANA
Additional Noninterest Income$2,980,0001,043
Total noninterest expense$12,935,0001,359
Salaries and employee benefits$8,048,0001,278
Premises and equipment expense$1,391,0001,306
Additional noninterest expense$2,980,0001,043
Pre-tax net operating income$9,303,0001,027
Securities gains (losses)$-90,0003,975
Applicable income taxes$345,0002,016
Income before extraordinary items$8,868,000916
Extraordinary gains, net$052
Net income$8,868,000921
Minority interest net income$081
Net income of bank and minority interests.$8,868,000916
Net charge-offs$-336,0004,522
Cash dividends$1,876,0001,217
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,954,400921
2023-06-30 (YTD Data)Rank
Total interest income$15,485,0001,304
Total interest expense$2,763,0001,655
Net interest income$12,722,0001,203
Provision for loan and lease losses$300,0001,014
Total noninterest income$2,388,0001,173
Gross Fiduciary activities income$0931
Service charges on deposit accounts$300,0001,452
Trading account gains and feesNANA
Additional Noninterest Income$2,088,000942
Total noninterest expense$8,573,0001,353
Salaries and employee benefits$5,339,0001,279
Premises and equipment expense$894,0001,338
Additional noninterest expense$2,088,000941
Pre-tax net operating income$6,237,0001,022
Securities gains (losses)$-5,0003,709
Applicable income taxes$268,0001,930
Income before extraordinary items$5,964,000923
Extraordinary gains, net$051
Net income$5,964,000935
Minority interest net income$081
Net income of bank and minority interests.$5,964,000923
Net charge-offs$-311,0004,577
Cash dividends$1,120,0001,293
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,968,800932
2023-03-31 (YTD Data)Rank
Total interest income$7,344,0001,332
Total interest expense$1,030,0001,801
Net interest income$6,314,0001,214
Provision for loan and lease losses$150,0001,007
Total noninterest income$1,220,0001,154
Gross Fiduciary activities income$0913
Service charges on deposit accounts$157,0001,431
Trading account gains and feesNANA
Additional Noninterest Income$1,063,000921
Total noninterest expense$4,215,0001,379
Salaries and employee benefits$2,606,0001,314
Premises and equipment expense$429,0001,405
Additional noninterest expense$1,063,000921
Pre-tax net operating income$3,169,0001,034
Securities gains (losses)$0950
Applicable income taxes$114,0002,056
Income before extraordinary items$3,055,000928
Extraordinary gains, net$04
Net income$3,055,000927
Minority interest net income$048
Net income of bank and minority interests.$3,055,000927
Net charge-offs$-353,0004,635
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,055,000945
2022-12-31 (YTD Data)Rank
Total interest income$24,090,0001,343
Total interest expense$1,427,0001,968
Net interest income$22,663,0001,300
Provision for loan and lease losses$600,0001,102
Total noninterest income$5,732,0001,099
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$709,0001,330
Trading account gains and feesNANA
Additional Noninterest Income$5,023,000908
Total noninterest expense$17,318,0001,329
Salaries and employee benefits$10,499,0001,273
Premises and equipment expense$1,795,0001,333
Additional noninterest expense$5,023,000908
Pre-tax net operating income$10,477,0001,241
Securities gains (losses)$-50,0003,752
Applicable income taxes$398,0002,205
Income before extraordinary items$10,029,0001,103
Extraordinary gains, net$05
Net income$10,029,0001,102
Minority interest net income$063
Net income of bank and minority interests.$10,029,0001,103
Net charge-offs$409,000670
Cash dividends$3,375,0001,060
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,077,0001,116
2022-09-30 (YTD Data)Rank
Total interest income$17,428,0001,329
Total interest expense$801,0002,043
Net interest income$16,627,0001,305
Provision for loan and lease losses$450,0001,008
Total noninterest income$4,626,0001,062
Gross Fiduciary activities income$0968
Service charges on deposit accounts$525,0001,359
Trading account gains and feesNANA
Additional Noninterest Income$4,101,000873
Total noninterest expense$12,994,0001,317
Salaries and employee benefits$7,891,0001,267
Premises and equipment expense$1,304,0001,378
Additional noninterest expense$4,101,000873
Pre-tax net operating income$7,809,0001,229
Securities gains (losses)$0740
Applicable income taxes$299,0002,213
Income before extraordinary items$7,510,0001,094
Extraordinary gains, net$04
Net income$7,510,0001,093
Minority interest net income$057
Net income of bank and minority interests.$7,510,0001,094
Net charge-offs$276,000600
Cash dividends$2,650,000921
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,510,0001,117
2022-06-30 (YTD Data)Rank
Total interest income$11,094,0001,351
Total interest expense$484,0002,003
Net interest income$10,610,0001,320
Provision for loan and lease losses$300,000908
Total noninterest income$3,178,0001,033
Gross Fiduciary activities income$0925
Service charges on deposit accounts$342,0001,356
Trading account gains and feesNANA
Additional Noninterest Income$2,836,000865
Total noninterest expense$8,702,0001,306
Salaries and employee benefits$5,244,0001,269
Premises and equipment expense$841,0001,402
Additional noninterest expense$2,617,0001,288
Pre-tax net operating income$4,786,0001,242
Securities gains (losses)$0687
Applicable income taxes$180,0002,215
Income before extraordinary items$4,606,0001,108
Extraordinary gains, net$04
Net income$4,606,0001,107
Minority interest net income$060
Net income of bank and minority interests.$4,606,0001,108
Net charge-offs$-7,0003,543
Cash dividends$1,925,000874
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,606,0001,136
2022-03-31 (YTD Data)Rank
Total interest income$5,435,0001,342
Total interest expense$237,0001,988
Net interest income$5,198,0001,303
Provision for loan and lease losses$150,000763
Total noninterest income$1,569,0001,036
Gross Fiduciary activities income$0892
Service charges on deposit accounts$170,0001,344
Trading account gains and feesNANA
Additional Noninterest Income$1,399,000875
Total noninterest expense$4,361,0001,303
Salaries and employee benefits$2,627,0001,264
Premises and equipment expense$417,0001,413
Additional noninterest expense$1,317,0001,272
Pre-tax net operating income$2,256,0001,238
Securities gains (losses)$0623
Applicable income taxes$74,0002,264
Income before extraordinary items$2,182,0001,127
Extraordinary gains, net$04
Net income$2,182,0001,126
Minority interest net income$050
Net income of bank and minority interests.$2,182,0001,127
Net charge-offs$-2,0003,266
Cash dividends$725,000943
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,182,0001,138
2021-12-31 (YTD Data)Rank
Total interest income$21,370,0001,392
Total interest expense$1,261,0001,882
Net interest income$20,109,0001,360
Provision for loan and lease losses$03,064
Total noninterest income$8,679,000922
Gross Fiduciary activities income$0994
Service charges on deposit accounts$632,0001,352
Trading account gains and feesNANA
Additional Noninterest Income$8,047,000780
Total noninterest expense$17,870,0001,266
Salaries and employee benefits$10,832,0001,223
Premises and equipment expense$1,621,0001,428
Additional noninterest expense$5,417,0001,237
Pre-tax net operating income$10,918,0001,205
Securities gains (losses)$-9,0004,360
Applicable income taxes$421,0002,211
Income before extraordinary items$10,488,0001,113
Extraordinary gains, net$010
Net income$10,488,0001,112
Minority interest net income$074
Net income of bank and minority interests.$10,488,0001,113
Net charge-offs$36,0001,822
Cash dividends$2,800,0001,235
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,496,6401,095
2021-09-30 (YTD Data)Rank
Total interest income$16,099,0001,421
Total interest expense$1,013,0001,878
Net interest income$15,086,0001,378
Provision for loan and lease losses$02,963
Total noninterest income$6,758,000924
Gross Fiduciary activities income$0957
Service charges on deposit accounts$465,0001,370
Trading account gains and feesNANA
Additional Noninterest Income$6,293,000784
Total noninterest expense$13,380,0001,274
Salaries and employee benefits$8,246,0001,211
Premises and equipment expense$1,189,0001,478
Additional noninterest expense$3,945,0001,270
Pre-tax net operating income$8,464,0001,216
Securities gains (losses)$02,015
Applicable income taxes$353,0002,217
Income before extraordinary items$8,111,0001,121
Extraordinary gains, net$08
Net income$8,111,0001,122
Minority interest net income$069
Net income of bank and minority interests.$8,111,0001,122
Net charge-offs$37,0001,488
Cash dividends$2,800,000911
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,111,0001,105
2021-06-30 (YTD Data)Rank
Total interest income$10,389,0001,458
Total interest expense$737,0001,832
Net interest income$9,652,0001,418
Provision for loan and lease losses$02,862
Total noninterest income$4,812,000877
Gross Fiduciary activities income$0951
Service charges on deposit accounts$291,0001,384
Trading account gains and feesNANA
Additional Noninterest Income$4,521,000741
Total noninterest expense$8,851,0001,267
Salaries and employee benefits$5,497,0001,204
Premises and equipment expense$783,0001,489
Additional noninterest expense$2,571,0001,288
Pre-tax net operating income$5,613,0001,208
Securities gains (losses)$01,818
Applicable income taxes$225,0002,223
Income before extraordinary items$5,388,0001,119
Extraordinary gains, net$06
Net income$5,388,0001,120
Minority interest net income$067
Net income of bank and minority interests.$5,388,0001,120
Net charge-offs$21,0001,478
Cash dividends$2,125,000804
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,388,0001,101
2021-03-31 (YTD Data)Rank
Total interest income$5,147,0001,469
Total interest expense$401,0001,790
Net interest income$4,746,0001,425
Provision for loan and lease losses$02,741
Total noninterest income$2,514,000852
Gross Fiduciary activities income$0922
Service charges on deposit accounts$144,0001,387
Trading account gains and feesNANA
Additional Noninterest Income$2,370,000725
Total noninterest expense$4,391,0001,261
Salaries and employee benefits$2,738,0001,195
Premises and equipment expense$401,0001,483
Additional noninterest expense$1,252,0001,294
Pre-tax net operating income$2,869,0001,172
Securities gains (losses)$01,392
Applicable income taxes$105,0002,256
Income before extraordinary items$2,764,0001,096
Extraordinary gains, net$03
Net income$2,764,0001,095
Minority interest net income$055
Net income of bank and minority interests.$2,764,0001,096
Net charge-offs$8,0001,420
Cash dividends$825,000869
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,764,0001,061
2020-12-31 (YTD Data)Rank
Total interest income$21,175,0001,428
Total interest expense$2,286,0001,808
Net interest income$18,889,0001,352
Provision for loan and lease losses$550,0002,144
Total noninterest income$8,608,000883
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$616,0001,380
Trading account gains and feesNANA
Additional Noninterest Income$7,992,000747
Total noninterest expense$16,972,0001,265
Salaries and employee benefits$10,311,0001,223
Premises and equipment expense$1,618,0001,436
Additional noninterest expense$5,043,0001,267
Pre-tax net operating income$9,975,0001,062
Securities gains (losses)$02,675
Applicable income taxes$424,0002,061
Income before extraordinary items$9,551,000996
Extraordinary gains, net$04
Net income$9,551,000996
Minority interest net income$072
Net income of bank and minority interests.$9,551,000996
Net charge-offs$16,0002,873
Cash dividends$2,575,0001,264
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,551,000963
2020-09-30 (YTD Data)Rank
Total interest income$15,866,0001,429
Total interest expense$1,864,0001,796
Net interest income$14,002,0001,360
Provision for loan and lease losses$400,0002,141
Total noninterest income$5,756,000936
Gross Fiduciary activities income$0981
Service charges on deposit accounts$450,0001,408
Trading account gains and feesNANA
Additional Noninterest Income$5,306,000781
Total noninterest expense$12,409,0001,278
Salaries and employee benefits$7,520,0001,242
Premises and equipment expense$1,144,0001,498
Additional noninterest expense$3,745,0001,253
Pre-tax net operating income$6,949,0001,093
Securities gains (losses)$02,494
Applicable income taxes$264,0002,189
Income before extraordinary items$6,685,0001,012
Extraordinary gains, net$04
Net income$6,685,0001,011
Minority interest net income$065
Net income of bank and minority interests.$6,685,0001,012
Net charge-offs$17,0002,566
Cash dividends$2,575,000895
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,685,000984
2020-06-30 (YTD Data)Rank
Total interest income$10,522,0001,452
Total interest expense$1,309,0001,817
Net interest income$9,213,0001,373
Provision for loan and lease losses$250,0002,200
Total noninterest income$3,255,000979
Gross Fiduciary activities income$0970
Service charges on deposit accounts$305,0001,395
Trading account gains and feesNANA
Additional Noninterest Income$2,950,000828
Total noninterest expense$7,819,0001,332
Salaries and employee benefits$4,775,0001,289
Premises and equipment expense$727,0001,548
Additional noninterest expense$2,317,0001,334
Pre-tax net operating income$4,399,0001,075
Securities gains (losses)$02,249
Applicable income taxes$161,0002,227
Income before extraordinary items$4,238,000994
Extraordinary gains, net$04
Net income$4,238,000994
Minority interest net income$065
Net income of bank and minority interests.$4,238,000994
Net charge-offs$-12,0004,373
Cash dividends$700,0001,638
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,238,000968
2020-03-31 (YTD Data)Rank
Total interest income$5,223,0001,458
Total interest expense$673,0001,896
Net interest income$4,550,0001,358
Provision for loan and lease losses$100,0001,942
Total noninterest income$1,552,000969
Gross Fiduciary activities income$0941
Service charges on deposit accounts$185,0001,381
Trading account gains and feesNANA
Additional Noninterest Income$1,367,000788
Total noninterest expense$3,775,0001,391
Salaries and employee benefits$2,297,0001,341
Premises and equipment expense$345,0001,634
Additional noninterest expense$1,133,0001,376
Pre-tax net operating income$2,227,000956
Securities gains (losses)$01,705
Applicable income taxes$77,0002,133
Income before extraordinary items$2,150,000876
Extraordinary gains, net$04
Net income$2,150,000875
Minority interest net income$056
Net income of bank and minority interests.$2,150,000876
Net charge-offs$-2,0003,865
Cash dividends$700,0001,037
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,150,000861
2019-12-31 (YTD Data)Rank
Total interest income$21,296,0001,442
Total interest expense$2,572,0002,012
Net interest income$18,724,0001,320
Provision for loan and lease losses$760,0001,121
Total noninterest income$5,950,0001,001
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$800,0001,338
Trading account gains and feesNANA
Additional Noninterest Income$5,150,000813
Total noninterest expense$15,196,0001,344
Salaries and employee benefits$9,050,0001,311
Premises and equipment expense$1,494,0001,505
Additional noninterest expense$4,652,0001,332
Pre-tax net operating income$8,718,0001,163
Securities gains (losses)$-5,0004,708
Applicable income taxes$350,0002,252
Income before extraordinary items$8,363,0001,076
Extraordinary gains, net$011
Net income$8,363,0001,078
Minority interest net income$076
Net income of bank and minority interests.$8,363,0001,078
Net charge-offs$157,0001,885
Cash dividends$2,650,0001,307
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,367,8001,056
2019-09-30 (YTD Data)Rank
Total interest income$15,932,0001,459
Total interest expense$1,898,0002,043
Net interest income$14,034,0001,330
Provision for loan and lease losses$350,0001,466
Total noninterest income$4,004,0001,066
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$597,0001,352
Trading account gains and feesNANA
Additional Noninterest Income$3,407,000875
Total noninterest expense$11,202,0001,370
Salaries and employee benefits$6,696,0001,326
Premises and equipment expense$1,084,0001,564
Additional noninterest expense$3,422,0001,344
Pre-tax net operating income$6,486,0001,193
Securities gains (losses)$-5,0004,797
Applicable income taxes$03,902
Income before extraordinary items$6,481,0001,079
Extraordinary gains, net$011
Net income$6,481,0001,080
Minority interest net income$072
Net income of bank and minority interests.$6,481,0001,080
Net charge-offs$123,0001,632
Cash dividends$2,650,000964
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,486,0001,053
2019-06-30 (YTD Data)Rank
Total interest income$10,511,0001,470
Total interest expense$1,224,0002,067
Net interest income$9,287,0001,341
Provision for loan and lease losses$200,0001,556
Total noninterest income$2,366,0001,138
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$382,0001,379
Trading account gains and feesNANA
Additional Noninterest Income$1,984,000935
Total noninterest expense$7,241,0001,410
Salaries and employee benefits$4,334,0001,357
Premises and equipment expense$707,0001,599
Additional noninterest expense$2,200,0001,412
Pre-tax net operating income$4,212,0001,182
Securities gains (losses)$-5,0004,829
Applicable income taxes$03,901
Income before extraordinary items$4,207,0001,065
Extraordinary gains, net$011
Net income$4,207,0001,065
Minority interest net income$069
Net income of bank and minority interests.$4,207,0001,065
Net charge-offs$74,0001,579
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,212,0001,045
2019-03-31 (YTD Data)Rank
Total interest income$5,164,0001,486
Total interest expense$570,0002,125
Net interest income$4,594,0001,352
Provision for loan and lease losses$50,0002,037
Total noninterest income$1,060,0001,193
Gross Fiduciary activities income$0972
Service charges on deposit accounts$184,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$876,000986
Total noninterest expense$3,545,0001,446
Salaries and employee benefits$2,125,0001,388
Premises and equipment expense$274,0001,956
Additional noninterest expense$1,146,0001,351
Pre-tax net operating income$2,059,0001,180
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,059,0001,056
Extraordinary gains, net$05
Net income$2,059,0001,055
Minority interest net income$052
Net income of bank and minority interests.$2,059,0001,055
Net charge-offs$-2,0004,062
Cash dividends$650,0001,116
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,059,0001,035
2018-12-31 (YTD Data)Rank
Total interest income$18,667,0001,537
Total interest expense$1,679,0002,168
Net interest income$16,988,0001,426
Provision for loan and lease losses$350,0001,803
Total noninterest income$5,175,0001,069
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$812,0001,357
Trading account gains and feesNANA
Additional Noninterest Income$4,363,000867
Total noninterest expense$14,875,0001,362
Salaries and employee benefits$8,816,0001,314
Premises and equipment expense$1,233,0001,778
Additional noninterest expense$4,826,0001,279
Pre-tax net operating income$6,938,0001,360
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$6,938,0001,228
Extraordinary gains, net$06
Net income$6,938,0001,227
Minority interest net income$072
Net income of bank and minority interests.$6,938,0001,227
Net charge-offs$282,0001,375
Cash dividends$925,0002,323
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,938,0001,227
2018-09-30 (YTD Data)Rank
Total interest income$13,696,0001,551
Total interest expense$1,204,0002,163
Net interest income$12,492,0001,446
Provision for loan and lease losses$350,0001,444
Total noninterest income$4,071,0001,049
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$597,0001,384
Trading account gains and feesNANA
Additional Noninterest Income$3,474,000849
Total noninterest expense$11,194,0001,355
Salaries and employee benefits$6,660,0001,298
Premises and equipment expense$896,0001,831
Additional noninterest expense$3,638,0001,280
Pre-tax net operating income$5,019,0001,418
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,019,0001,272
Extraordinary gains, net$05
Net income$5,019,0001,269
Minority interest net income$066
Net income of bank and minority interests.$5,019,0001,271
Net charge-offs$286,0001,028
Cash dividends$925,0001,745
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,019,0001,263
2018-06-30 (YTD Data)Rank
Total interest income$8,986,0001,560
Total interest expense$787,0002,113
Net interest income$8,199,0001,464
Provision for loan and lease losses$300,0001,165
Total noninterest income$2,589,0001,078
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$388,0001,409
Trading account gains and feesNANA
Additional Noninterest Income$2,201,000883
Total noninterest expense$7,422,0001,372
Salaries and employee benefits$4,340,0001,331
Premises and equipment expense$587,0001,856
Additional noninterest expense$2,495,0001,240
Pre-tax net operating income$3,066,0001,498
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,066,0001,341
Extraordinary gains, net$06
Net income$3,066,0001,340
Minority interest net income$065
Net income of bank and minority interests.$3,066,0001,340
Net charge-offs$262,000802
Cash dividends$500,0001,981
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,066,0001,331
2018-03-31 (YTD Data)Rank
Total interest income$4,411,0001,568
Total interest expense$395,0002,041
Net interest income$4,016,0001,494
Provision for loan and lease losses$150,0001,106
Total noninterest income$1,222,0001,105
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$198,0001,398
Trading account gains and feesNANA
Additional Noninterest Income$1,024,000918
Total noninterest expense$3,706,0001,381
Salaries and employee benefits$2,141,0001,359
Premises and equipment expense$301,0001,863
Additional noninterest expense$1,264,0001,226
Pre-tax net operating income$1,382,0001,588
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,382,0001,423
Extraordinary gains, net$07
Net income$1,382,0001,423
Minority interest net income$052
Net income of bank and minority interests.$1,382,0001,423
Net charge-offs$305,000415
Cash dividends$200,0001,882
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,382,0001,413
2017-12-31 (YTD Data)Rank
Total interest income$16,601,0001,606
Total interest expense$1,344,0002,082
Net interest income$15,257,0001,532
Provision for loan and lease losses$04,227
Total noninterest income$5,483,0001,050
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$795,0001,420
Trading account gains and fees$0151
Additional Noninterest Income$4,688,000859
Total noninterest expense$14,829,0001,339
Salaries and employee benefits$8,338,0001,356
Premises and equipment expense$1,364,0001,652
Additional noninterest expense$5,127,0001,223
Pre-tax net operating income$5,911,0001,484
Securities gains (losses)$11,0001,559
Applicable income taxes$04,135
Income before extraordinary items$5,922,0001,185
Extraordinary gains, net$09
Net income$5,922,0001,185
Minority interest net income$076
Net income of bank and minority interests.$5,922,0001,185
Net charge-offs$-278,0005,494
Cash dividends$4,450,000742
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,911,0001,168
2017-09-30 (YTD Data)Rank
Total interest income$12,243,0001,634
Total interest expense$984,0002,105
Net interest income$11,259,0001,557
Provision for loan and lease losses$04,088
Total noninterest income$3,997,0001,087
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$596,0001,432
Trading account gains and fees$0145
Additional Noninterest Income$3,401,000894
Total noninterest expense$10,793,0001,374
Salaries and employee benefits$6,125,0001,391
Premises and equipment expense$931,0001,809
Additional noninterest expense$3,737,0001,247
Pre-tax net operating income$4,463,0001,485
Securities gains (losses)$11,0001,579
Applicable income taxes$04,172
Income before extraordinary items$4,474,0001,260
Extraordinary gains, net$09
Net income$4,474,0001,260
Minority interest net income$071
Net income of bank and minority interests.$4,474,0001,260
Net charge-offs$-120,0005,389
Cash dividends$4,350,000564
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,463,0001,244
2017-06-30 (YTD Data)Rank
Total interest income$8,085,0001,629
Total interest expense$656,0002,059
Net interest income$7,429,0001,560
Provision for loan and lease losses$03,871
Total noninterest income$2,522,0001,129
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$383,0001,465
Trading account gains and fees$0139
Additional Noninterest Income$2,139,000916
Total noninterest expense$6,990,0001,435
Salaries and employee benefits$3,998,0001,419
Premises and equipment expense$589,0001,888
Additional noninterest expense$2,403,0001,281
Pre-tax net operating income$2,961,0001,477
Securities gains (losses)$-1,0005,255
Applicable income taxes$04,189
Income before extraordinary items$2,960,0001,253
Extraordinary gains, net$011
Net income$2,960,0001,253
Minority interest net income$071
Net income of bank and minority interests.$2,960,0001,253
Net charge-offs$-117,0005,472
Cash dividends$3,475,000492
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,961,0001,228
2017-03-31 (YTD Data)Rank
Total interest income$3,993,0001,628
Total interest expense$313,0002,100
Net interest income$3,680,0001,560
Provision for loan and lease losses$03,537
Total noninterest income$1,189,0001,164
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$185,0001,498
Trading account gains and fees$0142
Additional Noninterest Income$1,004,000951
Total noninterest expense$3,347,0001,500
Salaries and employee benefits$1,974,0001,447
Premises and equipment expense$279,0001,982
Additional noninterest expense$1,094,0001,383
Pre-tax net operating income$1,522,0001,423
Securities gains (losses)$1,0001,030
Applicable income taxes$04,086
Income before extraordinary items$1,523,0001,202
Extraordinary gains, net$08
Net income$1,523,0001,201
Minority interest net income$055
Net income of bank and minority interests.$1,523,0001,202
Net charge-offs$-134,0005,660
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,522,0001,184
2016-12-31 (YTD Data)Rank
Total interest income$14,717,0001,719
Total interest expense$1,185,0002,153
Net interest income$13,532,0001,654
Provision for loan and lease losses$-1,205,0005,843
Total noninterest income$5,431,0001,081
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$798,0001,443
Trading account gains and fees$0170
Additional Noninterest Income$4,633,000893
Total noninterest expense$13,363,0001,473
Salaries and employee benefits$7,623,0001,430
Premises and equipment expense$1,165,0001,916
Additional noninterest expense$4,575,0001,363
Pre-tax net operating income$6,805,0001,271
Securities gains (losses)$-39,0005,728
Applicable income taxes$04,278
Income before extraordinary items$6,766,0001,083
Extraordinary gains, net$05
Net income$6,766,0001,082
Minority interest net income$082
Net income of bank and minority interests.$6,766,0001,082
Net charge-offs$-2,163,0005,892
Cash dividends$2,000,0001,397
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,805,0001,062
2016-09-30 (YTD Data)Rank
Total interest income$10,787,0001,760
Total interest expense$861,0002,201
Net interest income$9,926,0001,704
Provision for loan and lease losses$-1,205,0005,931
Total noninterest income$4,137,0001,069
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$594,0001,448
Trading account gains and fees$0169
Additional Noninterest Income$3,543,000867
Total noninterest expense$9,886,0001,489
Salaries and employee benefits$5,647,0001,439
Premises and equipment expense$875,0001,910
Additional noninterest expense$3,364,0001,382
Pre-tax net operating income$5,382,0001,235
Securities gains (losses)$-42,0005,871
Applicable income taxes$04,325
Income before extraordinary items$5,340,0001,050
Extraordinary gains, net$05
Net income$5,340,0001,050
Minority interest net income$071
Net income of bank and minority interests.$5,340,0001,050
Net charge-offs$-2,112,0005,960
Cash dividends$1,400,0001,344
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,382,0001,015
2016-06-30 (YTD Data)Rank
Total interest income$7,080,0001,792
Total interest expense$570,0002,222
Net interest income$6,510,0001,734
Provision for loan and lease losses$125,0002,071
Total noninterest income$2,478,0001,138
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$379,0001,494
Trading account gains and fees$0157
Additional Noninterest Income$2,099,000931
Total noninterest expense$6,145,0001,581
Salaries and employee benefits$3,496,0001,549
Premises and equipment expense$566,0001,945
Additional noninterest expense$2,083,0001,484
Pre-tax net operating income$2,718,0001,524
Securities gains (losses)$-11,0005,910
Applicable income taxes$04,338
Income before extraordinary items$2,707,0001,316
Extraordinary gains, net$016
Net income$2,707,0001,316
Minority interest net income$071
Net income of bank and minority interests.$2,707,0001,316
Net charge-offs$-267,0005,898
Cash dividends$1,075,0001,245
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,718,0001,267
2016-03-31 (YTD Data)Rank
Total interest income$3,517,0001,810
Total interest expense$293,0002,175
Net interest income$3,224,0001,746
Provision for loan and lease losses$125,0001,322
Total noninterest income$1,165,0001,165
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$195,0001,462
Trading account gains and fees$0142
Additional Noninterest Income$970,000953
Total noninterest expense$2,980,0001,635
Salaries and employee benefits$1,671,0001,631
Premises and equipment expense$274,0002,007
Additional noninterest expense$1,035,0001,478
Pre-tax net operating income$1,284,0001,574
Securities gains (losses)$-11,0005,990
Applicable income taxes$04,259
Income before extraordinary items$1,273,0001,350
Extraordinary gains, net$012
Net income$1,273,0001,350
Minority interest net income$062
Net income of bank and minority interests.$1,273,0001,351
Net charge-offs$-42,0005,687
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,284,0001,297
2015-12-31 (YTD Data)Rank
Total interest income$13,147,0001,873
Total interest expense$1,119,0002,233
Net interest income$12,028,0001,822
Provision for loan and lease losses$738,0001,033
Total noninterest income$3,417,0001,459
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$852,0001,401
Trading account gains and fees$0159
Additional Noninterest Income$2,565,0001,286
Total noninterest expense$10,589,0001,790
Salaries and employee benefits$5,667,0001,841
Premises and equipment expense$1,030,0002,127
Additional noninterest expense$3,892,0001,573
Pre-tax net operating income$4,118,0001,824
Securities gains (losses)$20,0002,240
Applicable income taxes$04,402
Income before extraordinary items$4,138,0001,558
Extraordinary gains, net$023
Net income$4,138,0001,558
Minority interest net income$081
Net income of bank and minority interests.$4,138,0001,558
Net charge-offs$1,080,000643
Cash dividends$600,0002,723
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,118,0001,534
2015-09-30 (YTD Data)Rank
Total interest income$9,691,0001,917
Total interest expense$839,0002,258
Net interest income$8,852,0001,862
Provision for loan and lease losses$560,000953
Total noninterest income$2,429,0001,537
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$642,0001,412
Trading account gains and fees$0153
Additional Noninterest Income$1,787,0001,359
Total noninterest expense$7,593,0001,874
Salaries and employee benefits$4,110,0001,905
Premises and equipment expense$711,0002,289
Additional noninterest expense$2,772,0001,640
Pre-tax net operating income$3,128,0001,840
Securities gains (losses)$10,0002,368
Applicable income taxes$04,489
Income before extraordinary items$3,138,0001,568
Extraordinary gains, net$021
Net income$3,138,0001,568
Minority interest net income$078
Net income of bank and minority interests.$3,138,0001,569
Net charge-offs$637,000725
Cash dividends$425,0002,485
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,128,0001,532
2015-06-30 (YTD Data)Rank
Total interest income$6,338,0001,944
Total interest expense$568,0002,243
Net interest income$5,770,0001,898
Provision for loan and lease losses$410,000908
Total noninterest income$1,577,0001,566
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$418,0001,414
Trading account gains and fees$0157
Additional Noninterest Income$1,159,0001,397
Total noninterest expense$4,906,0001,943
Salaries and employee benefits$2,630,0001,985
Premises and equipment expense$460,0002,354
Additional noninterest expense$1,816,0001,674
Pre-tax net operating income$2,031,0001,880
Securities gains (losses)$1,0002,511
Applicable income taxes$04,497
Income before extraordinary items$2,032,0001,594
Extraordinary gains, net$022
Net income$2,032,0001,597
Minority interest net income$075
Net income of bank and minority interests.$2,032,0001,597
Net charge-offs$416,000737
Cash dividends$250,0002,577
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,031,0001,555
2015-03-31 (YTD Data)Rank
Total interest income$3,113,0001,976
Total interest expense$283,0002,270
Net interest income$2,830,0001,938
Provision for loan and lease losses$210,000862
Total noninterest income$806,0001,503
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$204,0001,422
Trading account gains and fees$0152
Additional Noninterest Income$602,0001,315
Total noninterest expense$2,406,0001,975
Salaries and employee benefits$1,248,0002,085
Premises and equipment expense$233,0002,367
Additional noninterest expense$925,0001,626
Pre-tax net operating income$1,020,0001,822
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$1,021,0001,570
Extraordinary gains, net$013
Net income$1,021,0001,571
Minority interest net income$064
Net income of bank and minority interests.$1,021,0001,572
Net charge-offs$185,000770
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,020,0001,511
2014-12-31 (YTD Data)Rank
Total interest income$12,225,0002,009
Total interest expense$1,112,0002,400
Net interest income$11,113,0001,946
Provision for loan and lease losses$285,0002,062
Total noninterest income$3,150,0001,505
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$901,0001,426
Trading account gains and fees$0180
Additional Noninterest Income$2,249,0001,343
Total noninterest expense$9,963,0001,895
Salaries and employee benefits$5,181,0001,978
Premises and equipment expense$995,0002,252
Additional noninterest expense$3,787,0001,643
Pre-tax net operating income$4,015,0001,826
Securities gains (losses)$11,0002,605
Applicable income taxes$04,531
Income before extraordinary items$4,026,0001,582
Extraordinary gains, net$017
Net income$4,026,0001,581
Minority interest net income$084
Net income of bank and minority interests.$4,026,0001,581
Net charge-offs$1,549,000634
Cash dividends$1,500,0001,559
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,015,0001,552
2014-09-30 (YTD Data)Rank
Total interest income$9,045,0002,045
Total interest expense$824,0002,462
Net interest income$8,221,0001,979
Provision for loan and lease losses$235,0001,885
Total noninterest income$2,393,0001,493
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$673,0001,443
Trading account gains and fees$0174
Additional Noninterest Income$1,720,0001,326
Total noninterest expense$7,373,0001,927
Salaries and employee benefits$3,913,0001,974
Premises and equipment expense$734,0002,311
Additional noninterest expense$2,726,0001,702
Pre-tax net operating income$3,006,0001,851
Securities gains (losses)$2,0002,770
Applicable income taxes$04,583
Income before extraordinary items$3,008,0001,576
Extraordinary gains, net$015
Net income$3,008,0001,576
Minority interest net income$081
Net income of bank and minority interests.$3,008,0001,576
Net charge-offs$448,0001,251
Cash dividends$1,175,0001,381
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,006,0001,549
2014-06-30 (YTD Data)Rank
Total interest income$5,959,0002,057
Total interest expense$543,0002,503
Net interest income$5,416,0001,992
Provision for loan and lease losses$235,0001,513
Total noninterest income$1,703,0001,420
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$439,0001,449
Trading account gains and fees$0172
Additional Noninterest Income$1,264,0001,239
Total noninterest expense$4,954,0001,908
Salaries and employee benefits$2,699,0001,911
Premises and equipment expense$489,0002,319
Additional noninterest expense$1,766,0001,741
Pre-tax net operating income$1,930,0001,872
Securities gains (losses)$2,0002,363
Applicable income taxes$04,568
Income before extraordinary items$1,932,0001,587
Extraordinary gains, net$020
Net income$1,932,0001,590
Minority interest net income$080
Net income of bank and minority interests.$1,932,0001,589
Net charge-offs$290,0001,274
Cash dividends$850,0001,313
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,930,0001,564
2014-03-31 (YTD Data)Rank
Total interest income$2,926,0002,090
Total interest expense$263,0002,574
Net interest income$2,663,0002,009
Provision for loan and lease losses$03,817
Total noninterest income$650,0001,685
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$213,0001,470
Trading account gains and fees$0147
Additional Noninterest Income$437,0001,544
Total noninterest expense$2,431,0001,955
Salaries and employee benefits$1,264,0002,053
Premises and equipment expense$240,0002,385
Additional noninterest expense$927,0001,652
Pre-tax net operating income$882,0001,945
Securities gains (losses)$3,0001,458
Applicable income taxes$04,445
Income before extraordinary items$885,0001,656
Extraordinary gains, net$016
Net income$885,0001,659
Minority interest net income$066
Net income of bank and minority interests.$885,0001,659
Net charge-offs$174,0001,033
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$882,0001,628
2013-12-31 (YTD Data)Rank
Total interest income$11,348,0002,149
Total interest expense$989,0002,963
Net interest income$10,359,0002,031
Provision for loan and lease losses$450,0001,964
Total noninterest income$3,346,0001,496
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$918,0001,469
Trading account gains and fees$0184
Additional Noninterest Income$2,428,0001,325
Total noninterest expense$9,453,0002,000
Salaries and employee benefits$4,916,0002,078
Premises and equipment expense$990,0002,271
Additional noninterest expense$3,547,0001,791
Pre-tax net operating income$3,802,0001,787
Securities gains (losses)$14,0002,505
Applicable income taxes$04,631
Income before extraordinary items$3,816,0001,567
Extraordinary gains, net$029
Net income$3,816,0001,569
Minority interest net income$090
Net income of bank and minority interests.$3,816,0001,570
Net charge-offs$-123,0006,558
Cash dividends$1,975,0001,229
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,802,0001,529
2013-09-30 (YTD Data)Rank
Total interest income$8,507,0002,170
Total interest expense$736,0003,066
Net interest income$7,771,0002,036
Provision for loan and lease losses$450,0001,622
Total noninterest income$2,648,0001,469
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$682,0001,490
Trading account gains and fees$0180
Additional Noninterest Income$1,966,0001,289
Total noninterest expense$7,093,0001,998
Salaries and employee benefits$3,700,0002,068
Premises and equipment expense$723,0002,341
Additional noninterest expense$2,670,0001,776
Pre-tax net operating income$2,876,0001,809
Securities gains (losses)$14,0002,364
Applicable income taxes$04,713
Income before extraordinary items$2,890,0001,557
Extraordinary gains, net$025
Net income$2,890,0001,560
Minority interest net income$084
Net income of bank and minority interests.$2,890,0001,561
Net charge-offs$7,0004,813
Cash dividends$1,650,0001,027
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,876,0001,525
2013-06-30 (YTD Data)Rank
Total interest income$5,658,0002,181
Total interest expense$503,0003,059
Net interest income$5,155,0002,035
Provision for loan and lease losses$450,0001,252
Total noninterest income$1,887,0001,408
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$449,0001,482
Trading account gains and fees$0157
Additional Noninterest Income$1,438,0001,237
Total noninterest expense$4,798,0001,973
Salaries and employee benefits$2,489,0002,057
Premises and equipment expense$468,0002,408
Additional noninterest expense$1,841,0001,724
Pre-tax net operating income$1,794,0001,895
Securities gains (losses)$14,0002,169
Applicable income taxes$04,679
Income before extraordinary items$1,808,0001,661
Extraordinary gains, net$022
Net income$1,808,0001,664
Minority interest net income$082
Net income of bank and minority interests.$1,808,0001,665
Net charge-offs$8,0004,402
Cash dividends$1,325,000864
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,794,0001,599
2013-03-31 (YTD Data)Rank
Total interest income$2,859,0002,180
Total interest expense$252,0003,130
Net interest income$2,607,0002,023
Provision for loan and lease losses$150,0001,610
Total noninterest income$837,0001,521
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$219,0001,504
Trading account gains and fees$0148
Additional Noninterest Income$618,0001,359
Total noninterest expense$2,299,0002,086
Salaries and employee benefits$1,224,0002,102
Premises and equipment expense$222,0002,553
Additional noninterest expense$853,0001,841
Pre-tax net operating income$995,0001,709
Securities gains (losses)$21,0001,242
Applicable income taxes$04,602
Income before extraordinary items$1,016,0001,458
Extraordinary gains, net$010
Net income$1,016,0001,460
Minority interest net income$076
Net income of bank and minority interests.$1,016,0001,460
Net charge-offs$-20,0006,443
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$995,0001,435
2012-12-31 (YTD Data)Rank
Total interest income$10,427,0002,471
Total interest expense$1,074,0003,456
Net interest income$9,353,0002,294
Provision for loan and lease losses$817,0002,042
Total noninterest income$3,156,0001,581
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$950,0001,477
Trading account gains and fees$0166
Additional Noninterest Income$2,206,0001,439
Total noninterest expense$8,805,0002,162
Salaries and employee benefits$4,530,0002,203
Premises and equipment expense$908,0002,469
Additional noninterest expense$3,367,0001,946
Pre-tax net operating income$2,887,0002,157
Securities gains (losses)$3,0003,606
Applicable income taxes$04,751
Income before extraordinary items$2,890,0001,925
Extraordinary gains, net$029
Net income$2,890,0001,924
Minority interest net income$093
Net income of bank and minority interests.$2,890,0001,926
Net charge-offs$-219,0007,007
Cash dividends$1,150,0001,781
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,887,0001,823
2012-09-30 (YTD Data)Rank
Total interest income$7,633,0002,580
Total interest expense$819,0003,524
Net interest income$6,814,0002,408
Provision for loan and lease losses$595,0002,062
Total noninterest income$2,342,0001,597
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$679,0001,552
Trading account gains and fees$0157
Additional Noninterest Income$1,663,0001,430
Total noninterest expense$6,520,0002,200
Salaries and employee benefits$3,304,0002,243
Premises and equipment expense$671,0002,520
Additional noninterest expense$2,545,0001,941
Pre-tax net operating income$2,041,0002,324
Securities gains (losses)$7,0003,196
Applicable income taxes$04,802
Income before extraordinary items$2,048,0002,064
Extraordinary gains, net$020
Net income$2,048,0002,063
Minority interest net income$086
Net income of bank and minority interests.$2,048,0002,065
Net charge-offs$-122,0007,060
Cash dividends$975,0001,372
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,041,0001,950
2012-06-30 (YTD Data)Rank
Total interest income$4,879,0002,686
Total interest expense$544,0003,634
Net interest income$4,335,0002,509
Provision for loan and lease losses$445,0001,963
Total noninterest income$1,582,0001,563
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$409,0001,673
Trading account gains and fees$0153
Additional Noninterest Income$1,173,0001,360
Total noninterest expense$4,072,0002,331
Salaries and employee benefits$2,077,0002,379
Premises and equipment expense$403,0002,756
Additional noninterest expense$1,592,0002,053
Pre-tax net operating income$1,400,0002,256
Securities gains (losses)$7,0002,812
Applicable income taxes$04,770
Income before extraordinary items$1,407,0001,997
Extraordinary gains, net$019
Net income$1,407,0001,995
Minority interest net income$084
Net income of bank and minority interests.$1,407,0001,997
Net charge-offs$-112,0007,104
Cash dividends$775,0001,192
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,400,0001,898
2012-03-31 (YTD Data)Rank
Total interest income$2,449,0002,702
Total interest expense$270,0003,751
Net interest income$2,179,0002,511
Provision for loan and lease losses$190,0002,085
Total noninterest income$685,0001,738
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$199,0001,704
Trading account gains and fees$0148
Additional Noninterest Income$486,0001,537
Total noninterest expense$1,894,0002,489
Salaries and employee benefits$972,0002,544
Premises and equipment expense$183,0002,991
Additional noninterest expense$739,0002,183
Pre-tax net operating income$780,0002,068
Securities gains (losses)$-12,0007,058
Applicable income taxes$04,704
Income before extraordinary items$768,0001,862
Extraordinary gains, net$019
Net income$768,0001,862
Minority interest net income$078
Net income of bank and minority interests.$768,0001,863
Net charge-offs$-84,0007,160
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$780,0001,739
2011-12-31 (YTD Data)Rank
Total interest income$9,333,0002,942
Total interest expense$1,220,0003,921
Net interest income$8,113,0002,695
Provision for loan and lease losses$150,0004,935
Total noninterest income$2,300,0001,821
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$846,0001,710
Trading account gains and fees$0146
Additional Noninterest Income$1,454,0001,684
Total noninterest expense$7,233,0002,592
Salaries and employee benefits$3,490,0002,758
Premises and equipment expense$859,0002,752
Additional noninterest expense$2,884,0002,285
Pre-tax net operating income$3,030,0001,824
Securities gains (losses)$10,0003,332
Applicable income taxes$04,719
Income before extraordinary items$3,040,0001,591
Extraordinary gains, net$029
Net income$3,040,0001,592
Minority interest net income$096
Net income of bank and minority interests.$3,040,0001,592
Net charge-offs$-75,0007,233
Cash dividends$625,0002,163
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,030,0001,517
2011-09-30 (YTD Data)Rank
Total interest income$4,457,0004,135
Total interest expense$738,0004,555
Net interest income$3,719,0003,949
Provision for loan and lease losses$50,0005,512
Total noninterest income$1,092,0002,492
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$353,0002,710
Trading account gains and fees$0145
Additional Noninterest Income$739,0002,154
Total noninterest expense$3,237,0003,920
Salaries and employee benefits$1,629,0003,937
Premises and equipment expense$335,0004,362
Additional noninterest expense$1,273,0003,543
Pre-tax net operating income$1,524,0002,545
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,524,0002,291
Extraordinary gains, net$021
Net income$1,524,0002,291
Minority interest net income$087
Net income of bank and minority interests.$1,524,0002,292
Net charge-offs$-39,0007,224
Cash dividends$500,0001,810
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,524,0002,193
2011-06-30 (YTD Data)Rank
Total interest income$2,821,0004,339
Total interest expense$500,0004,631
Net interest income$2,321,0004,148
Provision for loan and lease losses$06,217
Total noninterest income$773,0002,371
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$226,0002,777
Trading account gains and fees$0153
Additional Noninterest Income$547,0001,974
Total noninterest expense$2,141,0003,994
Salaries and employee benefits$1,089,0003,973
Premises and equipment expense$216,0004,481
Additional noninterest expense$836,0003,624
Pre-tax net operating income$953,0002,620
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$953,0002,371
Extraordinary gains, net$015
Net income$953,0002,371
Minority interest net income$089
Net income of bank and minority interests.$953,0002,371
Net charge-offs$-166,0007,429
Cash dividends$400,0001,605
Sale, conversion, retirement of capital stock, net$0986
Net operating income$953,0002,279
2011-03-31 (YTD Data)Rank
Total interest income$1,373,0004,419
Total interest expense$249,0004,758
Net interest income$1,124,0004,240
Provision for loan and lease losses$05,840
Total noninterest income$344,0002,597
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$112,0002,743
Trading account gains and fees$0158
Additional Noninterest Income$232,0002,265
Total noninterest expense$1,077,0003,996
Salaries and employee benefits$541,0004,017
Premises and equipment expense$116,0004,360
Additional noninterest expense$420,0003,614
Pre-tax net operating income$391,0003,021
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$391,0002,721
Extraordinary gains, net$09
Net income$391,0002,720
Minority interest net income$086
Net income of bank and minority interests.$391,0002,721
Net charge-offs$-152,0007,488
Cash dividends$300,0001,106
Sale, conversion, retirement of capital stock, net$0925
Net operating income$391,0002,656
2010-12-31 (YTD Data)Rank
Total interest income$5,812,0004,414
Total interest expense$1,239,0004,735
Net interest income$4,573,0004,191
Provision for loan and lease losses$375,0004,529
Total noninterest income$879,0003,461
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$517,0002,582
Trading account gains and fees$0175
Additional Noninterest Income$362,0003,674
Total noninterest expense$4,179,0004,096
Salaries and employee benefits$2,024,0004,195
Premises and equipment expense$414,0004,669
Additional noninterest expense$1,741,0003,614
Pre-tax net operating income$898,0003,578
Securities gains (losses)$16,0003,184
Applicable income taxes$04,655
Income before extraordinary items$914,0003,380
Extraordinary gains, net$029
Net income$914,0003,377
Minority interest net income$0111
Net income of bank and minority interests.$914,0003,380
Net charge-offs$363,0004,058
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$898,0003,303
2010-09-30 (YTD Data)Rank
Total interest income$4,434,0004,449
Total interest expense$965,0004,791
Net interest income$3,469,0004,228
Provision for loan and lease losses$325,0004,205
Total noninterest income$803,0003,143
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$429,0002,447
Trading account gains and fees$0165
Additional Noninterest Income$374,0003,205
Total noninterest expense$3,375,0003,900
Salaries and employee benefits$1,502,0004,266
Premises and equipment expense$304,0004,805
Additional noninterest expense$1,569,0003,083
Pre-tax net operating income$572,0004,021
Securities gains (losses)$2,0003,465
Applicable income taxes$04,726
Income before extraordinary items$574,0003,859
Extraordinary gains, net$023
Net income$574,0003,860
Minority interest net income$0110
Net income of bank and minority interests.$574,0003,861
Net charge-offs$392,0003,387
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$572,0003,719
2010-06-30 (YTD Data)Rank
Total interest income$2,972,0004,472
Total interest expense$669,0004,805
Net interest income$2,303,0004,250
Provision for loan and lease losses$255,0003,855
Total noninterest income$562,0002,996
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$284,0002,464
Trading account gains and fees$0152
Additional Noninterest Income$278,0002,958
Total noninterest expense$2,199,0003,967
Salaries and employee benefits$997,0004,299
Premises and equipment expense$206,0004,784
Additional noninterest expense$996,0003,213
Pre-tax net operating income$411,0003,953
Securities gains (losses)$2,0002,979
Applicable income taxes$04,691
Income before extraordinary items$413,0003,731
Extraordinary gains, net$019
Net income$413,0003,729
Minority interest net income$0105
Net income of bank and minority interests.$413,0003,730
Net charge-offs$393,0002,725
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$411,0003,636
2010-03-31 (YTD Data)Rank
Total interest income$1,466,0004,568
Total interest expense$354,0004,786
Net interest income$1,112,0004,355
Provision for loan and lease losses$150,0003,336
Total noninterest income$328,0002,699
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$140,0002,465
Trading account gains and fees$0175
Additional Noninterest Income$188,0002,489
Total noninterest expense$1,072,0004,080
Salaries and employee benefits$489,0004,417
Premises and equipment expense$102,0004,904
Additional noninterest expense$481,0003,289
Pre-tax net operating income$218,0003,908
Securities gains (losses)$1,0002,151
Applicable income taxes$04,611
Income before extraordinary items$219,0003,719
Extraordinary gains, net$016
Net income$219,0003,716
Minority interest net income$091
Net income of bank and minority interests.$219,0003,718
Net charge-offs$284,0002,084
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$218,0003,592
2009-12-31 (YTD Data)Rank
Total interest income$6,914,0004,209
Total interest expense$1,653,0004,933
Net interest income$5,261,0003,822
Provision for loan and lease losses$1,762,0002,652
Total noninterest income$1,700,0002,366
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$650,0002,397
Trading account gains and fees$0211
Additional Noninterest Income$1,050,0002,091
Total noninterest expense$6,045,0003,155
Salaries and employee benefits$2,388,0003,826
Premises and equipment expense$455,0004,641
Additional noninterest expense$3,202,0002,211
Pre-tax net operating income$-846,0006,192
Securities gains (losses)$73,0002,378
Applicable income taxes$04,388
Income before extraordinary items$-773,0006,245
Extraordinary gains, net$034
Net income$-773,0006,244
Minority interest net income$0115
Net income of bank and minority interests.$-773,0006,244
Net charge-offs$1,678,0002,251
Cash dividends$225,0003,523
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-846,0006,292
2009-09-30 (YTD Data)Rank
Total interest income$5,325,0004,188
Total interest expense$1,288,0004,979
Net interest income$4,037,0003,769
Provision for loan and lease losses$1,553,0002,171
Total noninterest income$1,514,0002,156
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$485,0002,419
Trading account gains and fees$0212
Additional Noninterest Income$1,029,0001,790
Total noninterest expense$4,846,0002,996
Salaries and employee benefits$1,851,0003,759
Premises and equipment expense$346,0004,643
Additional noninterest expense$2,649,0001,994
Pre-tax net operating income$-848,0006,569
Securities gains (losses)$76,0002,013
Applicable income taxes$04,592
Income before extraordinary items$-772,0006,611
Extraordinary gains, net$027
Net income$-772,0006,612
Minority interest net income$0118
Net income of bank and minority interests.$-772,0006,612
Net charge-offs$1,067,0002,137
Cash dividends$225,0002,949
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-848,0006,656
2009-06-30 (YTD Data)Rank
Total interest income$3,604,0004,185
Total interest expense$899,0004,995
Net interest income$2,705,0003,744
Provision for loan and lease losses$1,446,0001,679
Total noninterest income$896,0002,348
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$319,0002,421
Trading account gains and fees$0193
Additional Noninterest Income$577,0002,035
Total noninterest expense$3,632,0002,738
Salaries and employee benefits$1,265,0003,736
Premises and equipment expense$234,0004,645
Additional noninterest expense$2,133,0001,709
Pre-tax net operating income$-1,477,0007,231
Securities gains (losses)$34,0002,112
Applicable income taxes$04,657
Income before extraordinary items$-1,443,0007,307
Extraordinary gains, net$021
Net income$-1,443,0007,306
Minority interest net income$0112
Net income of bank and minority interests.$-1,443,0007,305
Net charge-offs$875,0001,747
Cash dividends$225,0002,542
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-1,477,0007,323
2009-03-31 (YTD Data)Rank
Total interest income$1,783,0004,258
Total interest expense$475,0004,968
Net interest income$1,308,0003,814
Provision for loan and lease losses$245,0002,586
Total noninterest income$446,0002,307
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$149,0002,488
Trading account gains and fees$0171
Additional Noninterest Income$297,0001,971
Total noninterest expense$1,391,0003,339
Salaries and employee benefits$662,0003,632
Premises and equipment expense$118,0004,670
Additional noninterest expense$611,0002,520
Pre-tax net operating income$118,0004,834
Securities gains (losses)$23,0001,629
Applicable income taxes$04,835
Income before extraordinary items$141,0004,444
Extraordinary gains, net$015
Net income$141,0004,447
Minority interest net income$0102
Net income of bank and minority interests.$141,0004,447
Net charge-offs$63,0003,324
Cash dividends$225,0001,606
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$118,0004,546
2008-12-31 (YTD Data)Rank
Total interest income$7,492,0004,303
Total interest expense$2,422,0004,823
Net interest income$5,070,0003,919
Provision for loan and lease losses$425,0004,045
Total noninterest income$1,535,0002,579
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$657,0002,471
Trading account gains and fees$0154
Additional Noninterest Income$878,0002,327
Total noninterest expense$4,939,0003,599
Salaries and employee benefits$2,442,0003,833
Premises and equipment expense$515,0004,375
Additional noninterest expense$1,982,0002,892
Pre-tax net operating income$1,241,0003,353
Securities gains (losses)$81,0001,287
Applicable income taxes$04,979
Income before extraordinary items$1,322,0002,745
Extraordinary gains, net$039
Net income$1,322,0002,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,0003,045
Cash dividends$825,0002,600
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,241,0002,991
2008-09-30 (YTD Data)Rank
Total interest income$5,626,0004,371
Total interest expense$1,907,0004,818
Net interest income$3,719,0003,989
Provision for loan and lease losses$70,0005,559
Total noninterest income$1,057,0002,790
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$492,0002,496
Trading account gains and fees$0148
Additional Noninterest Income$565,0002,612
Total noninterest expense$3,611,0003,666
Salaries and employee benefits$1,971,0003,658
Premises and equipment expense$305,0005,061
Additional noninterest expense$1,335,0003,065
Pre-tax net operating income$1,095,0003,500
Securities gains (losses)$81,0001,096
Applicable income taxes$05,372
Income before extraordinary items$1,176,0002,797
Extraordinary gains, net$031
Net income$1,176,0002,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-96,0008,273
Cash dividends$825,0002,063
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,095,0003,073
2008-06-30 (YTD Data)Rank
Total interest income$3,744,0004,433
Total interest expense$1,351,0004,792
Net interest income$2,393,0004,087
Provision for loan and lease losses$20,0005,946
Total noninterest income$598,0003,146
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$310,0002,571
Trading account gains and fees$0149
Additional Noninterest Income$288,0003,101
Total noninterest expense$2,208,0003,942
Salaries and employee benefits$1,222,0003,907
Premises and equipment expense$169,0005,583
Additional noninterest expense$817,0003,303
Pre-tax net operating income$763,0003,535
Securities gains (losses)$81,0001,114
Applicable income taxes$05,627
Income before extraordinary items$844,0002,941
Extraordinary gains, net$021
Net income$844,0002,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-99,0008,348
Cash dividends$600,0002,026
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$763,0003,089
2008-03-31 (YTD Data)Rank
Total interest income$1,890,0004,495
Total interest expense$720,0004,813
Net interest income$1,170,0004,174
Provision for loan and lease losses$20,0004,875
Total noninterest income$295,0003,166
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$145,0002,698
Trading account gains and fees$0158
Additional Noninterest Income$150,0003,046
Total noninterest expense$1,080,0004,019
Salaries and employee benefits$594,0004,008
Premises and equipment expense$74,0005,910
Additional noninterest expense$412,0003,228
Pre-tax net operating income$365,0003,741
Securities gains (losses)$64,000951
Applicable income taxes$05,622
Income before extraordinary items$429,0003,032
Extraordinary gains, net$015
Net income$429,0003,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$150,0002,574
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$365,0003,296
2007-12-31 (YTD Data)Rank
Total interest income$7,556,0004,530
Total interest expense$3,215,0004,592
Net interest income$4,341,0004,391
Provision for loan and lease losses$360,0002,860
Total noninterest income$1,102,0003,343
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$626,0002,588
Trading account gains and fees$0178
Additional Noninterest Income$476,0003,401
Total noninterest expense$4,033,0004,096
Salaries and employee benefits$2,180,0004,115
Premises and equipment expense$393,0005,080
Additional noninterest expense$1,460,0003,499
Pre-tax net operating income$1,050,0004,637
Securities gains (losses)$-10,0007,563
Applicable income taxes$06,070
Income before extraordinary items$1,040,0004,225
Extraordinary gains, net$039
Net income$1,040,0004,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0003,452
Cash dividends$400,0004,028
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,050,0004,190
2007-09-30 (YTD Data)Rank
Total interest income$5,612,0004,568
Total interest expense$2,393,0004,620
Net interest income$3,219,0004,453
Provision for loan and lease losses$263,0002,529
Total noninterest income$787,0003,435
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$465,0002,593
Trading account gains and fees$0184
Additional Noninterest Income$322,0003,611
Total noninterest expense$2,952,0004,147
Salaries and employee benefits$1,595,0004,184
Premises and equipment expense$294,0005,077
Additional noninterest expense$1,063,0003,533
Pre-tax net operating income$791,0004,858
Securities gains (losses)$-10,0007,777
Applicable income taxes$06,220
Income before extraordinary items$781,0004,399
Extraordinary gains, net$033
Net income$781,0004,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$154,0002,269
Cash dividends$400,0003,222
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$791,0004,362
2007-06-30 (YTD Data)Rank
Total interest income$3,792,0004,551
Total interest expense$1,562,0004,666
Net interest income$2,230,0004,377
Provision for loan and lease losses$180,0002,301
Total noninterest income$393,0004,073
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$306,0002,611
Trading account gains and fees$0168
Additional Noninterest Income$87,0005,361
Total noninterest expense$1,970,0004,170
Salaries and employee benefits$1,034,0004,316
Premises and equipment expense$201,0005,023
Additional noninterest expense$735,0003,419
Pre-tax net operating income$473,0005,154
Securities gains (losses)$-10,0007,993
Applicable income taxes$06,265
Income before extraordinary items$463,0004,734
Extraordinary gains, net$029
Net income$463,0004,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$103,0002,029
Cash dividends$275,0003,249
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$473,0004,670
2007-03-31 (YTD Data)Rank
Total interest income$1,804,0004,687
Total interest expense$765,0004,706
Net interest income$1,039,0004,573
Provision for loan and lease losses$70,0002,576
Total noninterest income$205,0003,956
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$157,0002,508
Trading account gains and fees$0195
Additional Noninterest Income$48,0005,190
Total noninterest expense$940,0004,320
Salaries and employee benefits$453,0004,763
Premises and equipment expense$79,0005,713
Additional noninterest expense$408,0003,117
Pre-tax net operating income$234,0005,187
Securities gains (losses)$-10,0008,261
Applicable income taxes$06,196
Income before extraordinary items$224,0004,804
Extraordinary gains, net$022
Net income$224,0004,805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,041
Cash dividends$150,0002,695
Sale, conversion, retirement of capital stock, net$0885
Net operating income$234,0004,698
2006-12-31 (YTD Data)Rank
Total interest income$6,683,0004,693
Total interest expense$2,636,0004,684
Net interest income$4,047,0004,632
Provision for loan and lease losses$355,0002,498
Total noninterest income$836,0003,950
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$690,0002,400
Trading account gains and fees$0130
Additional Noninterest Income$146,0005,665
Total noninterest expense$3,852,0004,096
Salaries and employee benefits$1,880,0004,484
Premises and equipment expense$473,0004,428
Additional noninterest expense$1,499,0003,287
Pre-tax net operating income$676,0005,976
Securities gains (losses)$2,0001,439
Applicable income taxes$06,600
Income before extraordinary items$678,0005,578
Extraordinary gains, net$051
Net income$678,0005,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$400,0001,387
Cash dividends$725,0003,135
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$676,0005,569
2006-09-30 (YTD Data)Rank
Total interest income$4,868,0004,760
Total interest expense$1,900,0004,706
Net interest income$2,968,0004,725
Provision for loan and lease losses$238,0002,534
Total noninterest income$642,0003,900
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$543,0002,315
Trading account gains and fees$0126
Additional Noninterest Income$99,0005,863
Total noninterest expense$2,622,0004,387
Salaries and employee benefits$1,405,0004,467
Premises and equipment expense$382,0004,214
Additional noninterest expense$835,0004,147
Pre-tax net operating income$750,0005,357
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$750,0004,854
Extraordinary gains, net$045
Net income$750,0004,858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0001,738
Cash dividends$725,0002,389
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$750,0004,841
2006-06-30 (YTD Data)Rank
Total interest income$3,141,0004,810
Total interest expense$1,220,0004,665
Net interest income$1,921,0004,834
Provision for loan and lease losses$150,0002,563
Total noninterest income$421,0003,934
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$350,0002,347
Trading account gains and fees$0126
Additional Noninterest Income$71,0005,771
Total noninterest expense$1,702,0004,492
Salaries and employee benefits$916,0004,550
Premises and equipment expense$260,0004,176
Additional noninterest expense$526,0004,313
Pre-tax net operating income$490,0005,452
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$490,0004,929
Extraordinary gains, net$039
Net income$490,0004,934
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$177,0001,195
Cash dividends$625,0002,031
Sale, conversion, retirement of capital stock, net$0887
Net operating income$490,0004,921
2006-03-31 (YTD Data)Rank
Total interest income$1,558,0004,792
Total interest expense$579,0004,673
Net interest income$979,0004,776
Provision for loan and lease losses$75,0002,394
Total noninterest income$211,0003,868
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$170,0002,342
Trading account gains and fees$0115
Additional Noninterest Income$41,0005,486
Total noninterest expense$837,0004,552
Salaries and employee benefits$464,0004,523
Premises and equipment expense$127,0004,250
Additional noninterest expense$246,0004,529
Pre-tax net operating income$278,0005,128
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$278,0004,605
Extraordinary gains, net$021
Net income$278,0004,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,000835
Cash dividends$325,0001,847
Sale, conversion, retirement of capital stock, net$0648
Net operating income$278,0004,591
2005-12-31 (YTD Data)Rank
Total interest income$5,563,0004,815
Total interest expense$1,680,0004,950
Net interest income$3,883,0004,712
Provision for loan and lease losses$408,0002,247
Total noninterest income$779,0004,108
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$664,0002,446
Trading account gains and fees$0138
Additional Noninterest Income$115,0006,187
Total noninterest expense$3,128,0004,635
Salaries and employee benefits$1,662,0004,737
Premises and equipment expense$446,0004,523
Additional noninterest expense$1,020,0004,359
Pre-tax net operating income$1,126,0005,048
Securities gains (losses)$4,0001,802
Applicable income taxes$06,964
Income before extraordinary items$1,130,0004,499
Extraordinary gains, net$046
Net income$1,130,0004,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$203,0002,264
Cash dividends$300,0004,372
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,126,0004,454
2005-09-30 (YTD Data)Rank
Total interest income$4,089,0004,848
Total interest expense$1,188,0004,960
Net interest income$2,901,0004,742
Provision for loan and lease losses$363,0001,860
Total noninterest income$566,0004,196
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$480,0002,523
Trading account gains and fees$0126
Additional Noninterest Income$86,0006,190
Total noninterest expense$2,317,0004,663
Salaries and employee benefits$1,210,0004,801
Premises and equipment expense$339,0004,458
Additional noninterest expense$768,0004,310
Pre-tax net operating income$787,0005,366
Securities gains (losses)$4,0001,810
Applicable income taxes$06,976
Income before extraordinary items$791,0004,793
Extraordinary gains, net$035
Net income$791,0004,795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,800
Cash dividends$300,0003,493
Sale, conversion, retirement of capital stock, net$0769
Net operating income$787,0004,769
2005-06-30 (YTD Data)Rank
Total interest income$2,643,0004,885
Total interest expense$745,0004,971
Net interest income$1,898,0004,767
Provision for loan and lease losses$285,0001,615
Total noninterest income$401,0004,044
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$329,0002,429
Trading account gains and fees$0116
Additional Noninterest Income$72,0005,829
Total noninterest expense$1,501,0004,726
Salaries and employee benefits$783,0004,879
Premises and equipment expense$220,0004,499
Additional noninterest expense$498,0004,387
Pre-tax net operating income$513,0005,426
Securities gains (losses)$5,0001,582
Applicable income taxes$06,961
Income before extraordinary items$518,0004,808
Extraordinary gains, net$030
Net income$518,0004,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0001,445
Cash dividends$200,0003,480
Sale, conversion, retirement of capital stock, net$0643
Net operating income$513,0004,783
2005-03-31 (YTD Data)Rank
Total interest income$1,306,0004,908
Total interest expense$353,0005,035
Net interest income$953,0004,774
Provision for loan and lease losses$128,0001,656
Total noninterest income$192,0004,074
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$147,0002,603
Trading account gains and fees$0115
Additional Noninterest Income$45,0005,411
Total noninterest expense$742,0004,782
Salaries and employee benefits$378,0005,021
Premises and equipment expense$130,0004,075
Additional noninterest expense$234,0004,589
Pre-tax net operating income$275,0005,218
Securities gains (losses)$4,0001,261
Applicable income taxes$06,892
Income before extraordinary items$279,0004,573
Extraordinary gains, net$024
Net income$279,0004,574
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,343
Cash dividends$100,0002,899
Sale, conversion, retirement of capital stock, net$0491
Net operating income$275,0004,562
2004-12-31 (YTD Data)Rank
Total interest income$5,074,0004,805
Total interest expense$1,291,0004,911
Net interest income$3,783,0004,670
Provision for loan and lease losses$730,0001,403
Total noninterest income$779,0004,119
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$673,0002,460
Trading account gains and fees$0138
Additional Noninterest Income$106,0006,316
Total noninterest expense$2,746,0004,967
Salaries and employee benefits$1,269,0005,524
Premises and equipment expense$548,0003,807
Additional noninterest expense$929,0004,596
Pre-tax net operating income$1,086,0005,021
Securities gains (losses)$6,0003,079
Applicable income taxes$07,185
Income before extraordinary items$1,092,0004,461
Extraordinary gains, net$034
Net income$1,092,0004,461
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,0001,005
Cash dividends$375,0004,013
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,086,0004,403
2004-09-30 (YTD Data)Rank
Total interest income$3,821,0004,769
Total interest expense$957,0004,904
Net interest income$2,864,0004,625
Provision for loan and lease losses$304,0002,246
Total noninterest income$577,0004,182
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$512,0002,443
Trading account gains and fees$0134
Additional Noninterest Income$65,0006,663
Total noninterest expense$2,054,0004,939
Salaries and employee benefits$1,048,0005,143
Premises and equipment expense$343,0004,345
Additional noninterest expense$663,0004,720
Pre-tax net operating income$1,083,0004,422
Securities gains (losses)$6,0002,970
Applicable income taxes$07,220
Income before extraordinary items$1,089,0003,794
Extraordinary gains, net$026
Net income$1,089,0003,794
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$333,0001,340
Cash dividends$375,0003,116
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,083,0003,739
2004-06-30 (YTD Data)Rank
Total interest income$2,537,0004,794
Total interest expense$642,0004,902
Net interest income$1,895,0004,650
Provision for loan and lease losses$180,0002,366
Total noninterest income$397,0004,109
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$351,0002,383
Trading account gains and fees$0130
Additional Noninterest Income$46,0006,590
Total noninterest expense$1,366,0004,977
Salaries and employee benefits$699,0005,171
Premises and equipment expense$222,0004,451
Additional noninterest expense$445,0004,715
Pre-tax net operating income$746,0004,288
Securities gains (losses)$6,0002,670
Applicable income taxes$07,214
Income before extraordinary items$752,0003,688
Extraordinary gains, net$021
Net income$752,0003,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$330,000977
Cash dividends$300,0002,849
Sale, conversion, retirement of capital stock, net$0638
Net operating income$746,0003,616
2004-03-31 (YTD Data)Rank
Total interest income$1,283,0004,765
Total interest expense$329,0004,894
Net interest income$954,0004,626
Provision for loan and lease losses$80,0002,465
Total noninterest income$198,0004,084
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$167,0002,448
Trading account gains and fees$0121
Additional Noninterest Income$31,0006,045
Total noninterest expense$668,0005,065
Salaries and employee benefits$348,0005,209
Premises and equipment expense$96,0004,925
Additional noninterest expense$224,0004,663
Pre-tax net operating income$404,0004,058
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$404,0003,470
Extraordinary gains, net$016
Net income$404,0003,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$311,000600
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$404,0003,369
2003-12-31 (YTD Data)Rank
Total interest income$5,293,0004,703
Total interest expense$1,465,0004,944
Net interest income$3,828,0004,505
Provision for loan and lease losses$280,0003,324
Total noninterest income$752,0004,376
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$673,0002,441
Trading account gains and fees$0160
Additional Noninterest Income$79,0006,902
Total noninterest expense$2,552,0005,151
Salaries and employee benefits$1,314,0005,316
Premises and equipment expense$395,0004,768
Additional noninterest expense$843,0004,884
Pre-tax net operating income$1,748,0003,713
Securities gains (losses)$16,0003,357
Applicable income taxes$07,459
Income before extraordinary items$1,764,0003,146
Extraordinary gains, net$054
Net income$1,764,0003,146
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,692
Cash dividends$675,0002,997
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,748,0003,025
2003-09-30 (YTD Data)Rank
Total interest income$4,007,0004,722
Total interest expense$1,129,0004,988
Net interest income$2,878,0004,516
Provision for loan and lease losses$202,0003,320
Total noninterest income$532,0004,566
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$478,0002,578
Trading account gains and fees$0153
Additional Noninterest Income$54,0007,104
Total noninterest expense$1,903,0005,148
Salaries and employee benefits$946,0005,434
Premises and equipment expense$280,0004,953
Additional noninterest expense$677,0004,573
Pre-tax net operating income$1,305,0003,834
Securities gains (losses)$16,0003,083
Applicable income taxes$07,524
Income before extraordinary items$1,321,0003,252
Extraordinary gains, net$040
Net income$1,321,0003,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0004,593
Cash dividends$675,0002,216
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,305,0003,126
2003-06-30 (YTD Data)Rank
Total interest income$2,668,0004,760
Total interest expense$774,0005,031
Net interest income$1,894,0004,559
Provision for loan and lease losses$130,0003,332
Total noninterest income$307,0004,932
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$278,0002,824
Trading account gains and fees$0150
Additional Noninterest Income$29,0007,373
Total noninterest expense$1,251,0005,197
Salaries and employee benefits$616,0005,528
Premises and equipment expense$190,0004,871
Additional noninterest expense$445,0004,629
Pre-tax net operating income$820,0003,983
Securities gains (losses)$16,0002,719
Applicable income taxes$07,529
Income before extraordinary items$836,0003,393
Extraordinary gains, net$030
Net income$836,0003,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,391
Cash dividends$500,0002,126
Sale, conversion, retirement of capital stock, net$0589
Net operating income$820,0003,262
2003-03-31 (YTD Data)Rank
Total interest income$1,318,0004,829
Total interest expense$391,0005,105
Net interest income$927,0004,619
Provision for loan and lease losses$60,0003,248
Total noninterest income$132,0005,205
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$115,0003,184
Trading account gains and fees$0134
Additional Noninterest Income$17,0007,158
Total noninterest expense$588,0005,411
Salaries and employee benefits$304,0005,581
Premises and equipment expense$74,0005,683
Additional noninterest expense$210,0004,789
Pre-tax net operating income$411,0003,969
Securities gains (losses)$16,0002,005
Applicable income taxes$07,403
Income before extraordinary items$427,0003,311
Extraordinary gains, net$021
Net income$427,0003,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,542
Cash dividends$300,0001,748
Sale, conversion, retirement of capital stock, net$0419
Net operating income$411,0003,225
2002-12-31 (YTD Data)Rank
Total interest income$5,366,0004,927
Total interest expense$1,892,0004,994
Net interest income$3,474,0004,778
Provision for loan and lease losses$310,0003,349
Total noninterest income$470,0005,385
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$416,0003,439
Trading account gains and fees$0153
Additional Noninterest Income$54,0007,501
Total noninterest expense$2,192,0005,544
Salaries and employee benefits$1,131,0005,709
Premises and equipment expense$331,0005,261
Additional noninterest expense$730,0005,268
Pre-tax net operating income$1,442,0004,221
Securities gains (losses)$8,0003,732
Applicable income taxes$07,681
Income before extraordinary items$1,450,0003,587
Extraordinary gains, net$070
Net income$1,450,0003,585
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0002,396
Cash dividends$600,0003,138
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,442,0003,503
2001-12-31 (YTD Data)Rank
Total interest income$5,596,0005,227
Total interest expense$2,710,0005,107
Net interest income$2,886,0005,211
Provision for loan and lease losses$421,0002,506
Total noninterest income$404,0005,653
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$349,0003,763
Trading account gains and fees$0177
Additional Noninterest Income$55,0007,544
Total noninterest expense$2,040,0005,661
Salaries and employee benefits$1,032,0005,874
Premises and equipment expense$341,0005,123
Additional noninterest expense$667,0005,448
Pre-tax net operating income$829,0005,399
Securities gains (losses)$04,612
Applicable income taxes$267,0004,496
Income before extraordinary items$562,0005,780
Extraordinary gains, net$0105
Net income$562,0005,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,346
Cash dividends$100,0005,729
Sale, conversion, retirement of capital stock, net$0922
Net operating income$562,0005,663
2000-12-31 (YTD Data)Rank
Total interest income$5,319,0005,507
Total interest expense$2,570,0005,454
Net interest income$2,749,0005,469
Provision for loan and lease losses$64,0006,118
Total noninterest income$323,0006,099
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$264,0004,389
Trading account gains and feesNANA
Additional Noninterest Income$59,0007,500
Total noninterest expense$1,835,0005,988
Salaries and employee benefits$1,022,0005,827
Premises and equipment expense$275,0005,711
Additional noninterest expense$538,0006,141
Pre-tax net operating income$1,173,0004,786
Securities gains (losses)$-2,0007,578
Applicable income taxes$361,0004,211
Income before extraordinary items$810,0005,008
Extraordinary gains, net$038
Net income$810,0005,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,623
Cash dividends$188,0005,240
Sale, conversion, retirement of capital stock, net$0969
Net operating income$811,3804,997
1999-12-31 (YTD Data)Rank
Total interest income$4,655,0005,826
Total interest expense$2,072,0005,877
Net interest income$2,583,0005,685
Provision for loan and lease losses$81,0005,632
Total noninterest income$284,0006,581
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$213,0004,959
Trading account gains and feesNANA
Additional Noninterest Income$71,0007,394
Total noninterest expense$1,583,0006,565
Salaries and employee benefits$851,0006,537
Premises and equipment expense$218,0006,530
Additional noninterest expense$514,0006,409
Pre-tax net operating income$1,203,0004,757
Securities gains (losses)$03,155
Applicable income taxes$365,0004,383
Income before extraordinary items$838,0004,945
Extraordinary gains, net$035
Net income$838,0004,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,488
Cash dividends$100,0006,057
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$838,0004,908
1998-12-31 (YTD Data)Rank
Total interest income$4,313,0006,214
Total interest expense$2,030,0006,142
Net interest income$2,283,0006,156
Provision for loan and lease losses$137,0004,364
Total noninterest income$239,0007,126
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$196,0005,201
Trading account gains and feesNANA
Additional Noninterest Income$43,0008,420
Total noninterest expense$1,245,0007,421
Salaries and employee benefits$672,0007,357
Premises and equipment expense$145,0007,766
Additional noninterest expense$428,0006,999
Pre-tax net operating income$1,140,0005,041
Securities gains (losses)$04,449
Applicable income taxes$374,0004,598
Income before extraordinary items$766,0005,335
Extraordinary gains, net$032
Net income$766,0005,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,584
Cash dividends$151,0005,766
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$766,0005,223
1997-12-31 (YTD Data)Rank
Total interest income$4,163,0006,506
Total interest expense$2,006,0006,260
Net interest income$2,157,0006,606
Provision for loan and lease losses$54,0006,513
Total noninterest income$236,0007,389
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0005,478
Trading account gains and feesNANA
Additional Noninterest Income$45,0008,650
Total noninterest expense$1,083,0008,056
Salaries and employee benefits$601,0007,907
Premises and equipment expense$110,0008,728
Additional noninterest expense$372,0007,603
Pre-tax net operating income$1,256,0005,087
Securities gains (losses)$-4,0009,548
Applicable income taxes$419,0004,740
Income before extraordinary items$833,0005,326
Extraordinary gains, net$044
Net income$833,0005,329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,177
Cash dividends$160,0005,769
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$835,6805,260
1996-12-31 (YTD Data)Rank
Total interest income$3,694,0007,167
Total interest expense$1,901,0006,627
Net interest income$1,793,0007,574
Provision for loan and lease losses$126,0004,482
Total noninterest income$241,0007,701
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$178,0005,952
Trading account gains and feesNANA
Additional Noninterest Income$63,0008,357
Total noninterest expense$995,0008,684
Salaries and employee benefits$530,0008,650
Premises and equipment expense$119,0008,811
Additional noninterest expense$346,0008,405
Pre-tax net operating income$913,0006,045
Securities gains (losses)$04,148
Applicable income taxes$282,0006,045
Income before extraordinary items$631,0006,088
Extraordinary gains, net$053
Net income$631,0006,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,426
Cash dividends$125,0006,318
Sale, conversion, retirement of capital stock, net$0953
Net operating income$631,0006,034
1995-12-31 (YTD Data)Rank
Total interest income$3,390,0007,694
Total interest expense$1,760,0006,992
Net interest income$1,630,0008,195
Provision for loan and lease losses$08,958
Total noninterest income$177,0008,836
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$134,0007,003
Trading account gains and feesNANA
Additional Noninterest Income$43,0009,575
Total noninterest expense$1,217,0008,152
Salaries and employee benefits$593,0008,402
Premises and equipment expense$113,0009,239
Additional noninterest expense$511,0007,168
Pre-tax net operating income$590,0007,927
Securities gains (losses)$03,831
Applicable income taxes$153,0008,204
Income before extraordinary items$437,0007,755
Extraordinary gains, net$065
Net income$437,0007,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,680
Cash dividends$80,0007,161
Sale, conversion, retirement of capital stock, net$0809
Net operating income$437,0007,723
1994-12-31 (YTD Data)Rank
Total interest income$2,786,0008,406
Total interest expense$1,168,0008,031
Net interest income$1,618,0008,531
Provision for loan and lease losses$09,146
Total noninterest income$139,0009,938
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$109,0007,867
Trading account gains and feesNANA
Additional Noninterest Income$30,00010,793
Total noninterest expense$875,0009,882
Salaries and employee benefits$467,0009,688
Premises and equipment expense$85,00010,492
Additional noninterest expense$323,0009,680
Pre-tax net operating income$882,0006,482
Securities gains (losses)$03,600
Applicable income taxes$285,0006,056
Income before extraordinary items$597,0006,575
Extraordinary gains, net$0249
Net income$597,0006,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,00011,879
Cash dividends$163,0005,898
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$597,0006,631
1993-12-31 (YTD Data)Rank
Total interest income$2,541,0009,110
Total interest expense$1,012,0009,050
Net interest income$1,529,0009,017
Provision for loan and lease losses$20,0009,046
Total noninterest income$140,00010,406
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$108,0008,152
Trading account gains and feesNANA
Additional Noninterest Income$32,00011,170
Total noninterest expense$770,00010,824
Salaries and employee benefits$405,00010,586
Premises and equipment expense$73,00011,396
Additional noninterest expense$292,00010,549
Pre-tax net operating income$879,0006,428
Securities gains (losses)$15,0005,022
Applicable income taxes$277,0006,387
Income before extraordinary items$617,0006,657
Extraordinary gains, net$03,149
Net income$617,0006,812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$250,0004,831
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$606,6506,483
1992-12-31 (YTD Data)Rank
Total interest income$2,615,0009,698
Total interest expense$1,231,0009,493
Net interest income$1,384,0009,680
Provision for loan and lease losses$30,0009,956
Total noninterest income$144,00010,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$105,0008,358
Trading account gains and feesNANA
Additional Noninterest Income$39,00011,113
Total noninterest expense$726,00011,372
Salaries and employee benefits$384,00011,048
Premises and equipment expense$65,00012,061
Additional noninterest expense$277,00011,175
Pre-tax net operating income$772,0006,700
Securities gains (losses)$33,0004,829
Applicable income taxes$268,0006,393
Income before extraordinary items$537,0007,020
Extraordinary gains, net$01,422
Net income$537,0007,114
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,00013,128
Cash dividends$101,0006,529
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$514,8906,829

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.