F&M Bank, Net Charge- offs 1- 4 Family Residential
| 2023-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-30,000 | 4,136 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-18,000 | 4,186 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 146 |
| Home equity lines of credit - net charge-offs | $-12,000 | 4,404 |
| 2023-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 3,998 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 3,839 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 131 |
| Home equity lines of credit - net charge-offs | $-9,000 | 4,439 |
| 2023-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 4,039 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 3,862 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 106 |
| Home equity lines of credit - net charge-offs | $-6,000 | 4,473 |
| 2023-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 4,139 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 3,837 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 73 |
| Home equity lines of credit - net charge-offs | $-3,000 | 4,512 |
| 2022-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 3,906 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 3,634 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 154 |
| Home equity lines of credit - net charge-offs | $-10,000 | 4,432 |
| 2022-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 3,885 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 3,573 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 125 |
| Home equity lines of credit - net charge-offs | $-7,000 | 4,463 |
| 2022-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 4,030 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 502 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 98 |
| Home equity lines of credit - net charge-offs | $-8,000 | 4,546 |
| 2022-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 4,148 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 346 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 65 |
| Home equity lines of credit - net charge-offs | $-4,000 | 4,595 |
| 2021-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-161,000 | 4,646 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-134,000 | 4,681 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-5,000 | 4,345 |
| Home equity lines of credit - net charge-offs | $-22,000 | 4,612 |
| 2021-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-28,000 | 4,366 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-5,000 | 4,062 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-5,000 | 4,487 |
| Home equity lines of credit - net charge-offs | $-18,000 | 4,700 |
| 2021-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 4,297 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-4,000 | 4,175 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 157 |
| Home equity lines of credit - net charge-offs | $-8,000 | 4,731 |
| 2021-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 4,461 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-3,000 | 4,370 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 103 |
| Home equity lines of credit - net charge-offs | $-4,000 | 4,802 |
| 2020-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-23,000 | 4,494 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-10,000 | 4,429 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 342 |
| Home equity lines of credit - net charge-offs | $-13,000 | 4,780 |
| 2020-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-18,000 | 4,531 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-9,000 | 4,493 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 287 |
| Home equity lines of credit - net charge-offs | $-9,000 | 4,813 |
| 2020-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 4,561 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-7,000 | 4,588 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 239 |
| Home equity lines of credit - net charge-offs | $-5,000 | 4,838 |
| 2020-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 4,372 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 4,133 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 173 |
| Home equity lines of credit - net charge-offs | $-2,000 | 4,844 |
| 2019-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $141,000 | 408 |
| Loans secured by 1-4 family senior liens - net charge-offs | $88,000 | 473 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 372 |
| Home equity lines of credit - net charge-offs | $48,000 | 213 |
| 2019-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 637 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 4,330 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 296 |
| Home equity lines of credit - net charge-offs | $51,000 | 169 |
| 2019-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $56,000 | 449 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-2,000 | 4,379 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 240 |
| Home equity lines of credit - net charge-offs | $53,000 | 124 |
| 2019-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 905 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 4,336 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 154 |
| Home equity lines of credit - net charge-offs | $-2,000 | 5,069 |
| 2018-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $45,000 | 1,061 |
| Loans secured by 1-4 family senior liens - net charge-offs | $53,000 | 808 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 522 |
| Home equity lines of credit - net charge-offs | $-8,000 | 5,090 |
| 2018-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $17,000 | 1,259 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 995 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 429 |
| Home equity lines of credit - net charge-offs | $-6,000 | 5,147 |
| 2018-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $19,000 | 979 |
| Loans secured by 1-4 family senior liens - net charge-offs | $23,000 | 772 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 355 |
| Home equity lines of credit - net charge-offs | $-4,000 | 5,214 |
| 2018-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $34,000 | 460 |
| Loans secured by 1-4 family senior liens - net charge-offs | $36,000 | 366 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 231 |
| Home equity lines of credit - net charge-offs | $-2,000 | 5,283 |
| 2017-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-102,000 | 5,497 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-5,000 | 4,948 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-32,000 | 5,472 |
| Home equity lines of credit - net charge-offs | $-65,000 | 5,592 |
| 2017-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-114,000 | 5,604 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-19,000 | 5,362 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-32,000 | 5,580 |
| Home equity lines of credit - net charge-offs | $-63,000 | 5,670 |
| 2017-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-24,000 | 5,402 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-12,000 | 5,384 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-32,000 | 5,666 |
| Home equity lines of credit - net charge-offs | $20,000 | 310 |
| 2017-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-32,000 | 5,664 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-11,000 | 5,568 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-32,000 | 5,780 |
| Home equity lines of credit - net charge-offs | $11,000 | 268 |
| 2016-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $131,000 | 823 |
| Loans secured by 1-4 family senior liens - net charge-offs | $71,000 | 1,039 |
| Loans secured by 1-4 family junior liens - net charge-offs | $29,000 | 407 |
| Home equity lines of credit - net charge-offs | $31,000 | 461 |
| 2016-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $55,000 | 1,105 |
| Loans secured by 1-4 family senior liens - net charge-offs | $27,000 | 1,372 |
| Loans secured by 1-4 family junior liens - net charge-offs | $29,000 | 327 |
| Home equity lines of credit - net charge-offs | $-1,000 | 5,403 |
| 2016-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 2,020 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,000 | 1,862 |
| Loans secured by 1-4 family junior liens - net charge-offs | $2,000 | 513 |
| Home equity lines of credit - net charge-offs | $-1,000 | 5,472 |
| 2016-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $4,000 | 1,415 |
| Loans secured by 1-4 family senior liens - net charge-offs | $3,000 | 1,250 |
| Loans secured by 1-4 family junior liens - net charge-offs | $2,000 | 345 |
| Home equity lines of credit - net charge-offs | $-1,000 | 5,576 |
| 2015-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $494,000 | 341 |
| Loans secured by 1-4 family senior liens - net charge-offs | $480,000 | 249 |
| Loans secured by 1-4 family junior liens - net charge-offs | $13,000 | 718 |
| Home equity lines of credit - net charge-offs | $1,000 | 932 |
| 2015-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $360,000 | 334 |
| Loans secured by 1-4 family senior liens - net charge-offs | $345,000 | 249 |
| Loans secured by 1-4 family junior liens - net charge-offs | $13,000 | 574 |
| Home equity lines of credit - net charge-offs | $2,000 | 801 |
| 2015-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $47,000 | 1,248 |
| Loans secured by 1-4 family senior liens - net charge-offs | $31,000 | 1,272 |
| Loans secured by 1-4 family junior liens - net charge-offs | $13,000 | 459 |
| Home equity lines of credit - net charge-offs | $3,000 | 673 |
| 2015-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $11,000 | 1,426 |
| Loans secured by 1-4 family senior liens - net charge-offs | $7,000 | 1,338 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 448 |
| Home equity lines of credit - net charge-offs | $4,000 | 432 |
| 2014-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $377,000 | 610 |
| Loans secured by 1-4 family senior liens - net charge-offs | $153,000 | 1,006 |
| Loans secured by 1-4 family junior liens - net charge-offs | $28,000 | 702 |
| Home equity lines of credit - net charge-offs | $196,000 | 261 |
| 2014-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $138,000 | 1,096 |
| Loans secured by 1-4 family senior liens - net charge-offs | $113,000 | 987 |
| Loans secured by 1-4 family junior liens - net charge-offs | $28,000 | 594 |
| Home equity lines of credit - net charge-offs | $-3,000 | 6,236 |
| 2014-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $88,000 | 1,133 |
| Loans secured by 1-4 family senior liens - net charge-offs | $91,000 | 899 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 6,004 |
| Home equity lines of credit - net charge-offs | $-1,000 | 6,135 |
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 935 |
| Loans secured by 1-4 family senior liens - net charge-offs | $56,000 | 719 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 6,229 |
| Home equity lines of credit - net charge-offs | $0 | 602 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $246,000 | 1,275 |
| Loans secured by 1-4 family senior liens - net charge-offs | $159,000 | 1,337 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,555 |
| Home equity lines of credit - net charge-offs | $87,000 | 664 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $206,000 | 1,177 |
| Loans secured by 1-4 family senior liens - net charge-offs | $153,000 | 1,126 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 6,187 |
| Home equity lines of credit - net charge-offs | $54,000 | 701 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $91,000 | 1,528 |
| Loans secured by 1-4 family senior liens - net charge-offs | $46,000 | 1,737 |
| Loans secured by 1-4 family junior liens - net charge-offs | $1,000 | 1,095 |
| Home equity lines of credit - net charge-offs | $44,000 | 643 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $61,000 | 1,257 |
| Loans secured by 1-4 family senior liens - net charge-offs | $14,000 | 1,746 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,000 | 727 |
| Home equity lines of credit - net charge-offs | $44,000 | 430 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $572,000 | 1,001 |
| Loans secured by 1-4 family senior liens - net charge-offs | $469,000 | 860 |
| Loans secured by 1-4 family junior liens - net charge-offs | $71,000 | 884 |
| Home equity lines of credit - net charge-offs | $32,000 | 1,288 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $169,000 | 1,810 |
| Loans secured by 1-4 family senior liens - net charge-offs | $83,000 | 2,075 |
| Loans secured by 1-4 family junior liens - net charge-offs | $65,000 | 783 |
| Home equity lines of credit - net charge-offs | $21,000 | 1,241 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $60,000 | 2,306 |
| Loans secured by 1-4 family senior liens - net charge-offs | $54,000 | 2,012 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-12,000 | 7,117 |
| Home equity lines of credit - net charge-offs | $18,000 | 1,077 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 2,594 |
| Loans secured by 1-4 family senior liens - net charge-offs | $4,000 | 2,407 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-12,000 | 7,219 |
| Home equity lines of credit - net charge-offs | $18,000 | 777 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $595,000 | 1,208 |
| Loans secured by 1-4 family senior liens - net charge-offs | $332,000 | 1,350 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,263 |
| Home equity lines of credit - net charge-offs | $263,000 | 583 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $380,000 | 1,290 |
| Loans secured by 1-4 family senior liens - net charge-offs | $142,000 | 1,759 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,952 |
| Home equity lines of credit - net charge-offs | $238,000 | 499 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $377,000 | 963 |
| Loans secured by 1-4 family senior liens - net charge-offs | $139,000 | 1,377 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,610 |
| Home equity lines of credit - net charge-offs | $238,000 | 412 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $278,000 | 685 |
| Loans secured by 1-4 family senior liens - net charge-offs | $37,000 | 1,601 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,092 |
| Home equity lines of credit - net charge-offs | $241,000 | 257 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $518,000 | 1,400 |
| Loans secured by 1-4 family senior liens - net charge-offs | $399,000 | 1,242 |
| Loans secured by 1-4 family junior liens - net charge-offs | $86,000 | 1,136 |
| Home equity lines of credit - net charge-offs | $33,000 | 1,507 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $348,000 | 1,418 |
| Loans secured by 1-4 family senior liens - net charge-offs | $229,000 | 1,384 |
| Loans secured by 1-4 family junior liens - net charge-offs | $86,000 | 911 |
| Home equity lines of credit - net charge-offs | $33,000 | 1,296 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 2,604 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 7,341 |
| Loans secured by 1-4 family junior liens - net charge-offs | $22,000 | 1,204 |
| Home equity lines of credit - net charge-offs | $33,000 | 1,039 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 1,780 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 7,421 |
| Loans secured by 1-4 family junior liens - net charge-offs | $22,000 | 791 |
| Home equity lines of credit - net charge-offs | $33,000 | 706 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $355,000 | 1,690 |
| Loans secured by 1-4 family senior liens - net charge-offs | $79,000 | 2,540 |
| Loans secured by 1-4 family junior liens - net charge-offs | $276,000 | 570 |
| Home equity lines of credit - net charge-offs | $0 | 1,932 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $184,000 | 1,798 |
| Loans secured by 1-4 family senior liens - net charge-offs | $17,000 | 3,128 |
| Loans secured by 1-4 family junior liens - net charge-offs | $167,000 | 592 |
| Home equity lines of credit - net charge-offs | $0 | 1,623 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $25,000 | 2,927 |
| Loans secured by 1-4 family senior liens - net charge-offs | $18,000 | 2,507 |
| Loans secured by 1-4 family junior liens - net charge-offs | $7,000 | 1,320 |
| Home equity lines of credit - net charge-offs | $0 | 1,296 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 7,902 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,234 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 8,113 |
| Home equity lines of credit - net charge-offs | $0 | 833 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $134,000 | 1,690 |
| Loans secured by 1-4 family senior liens - net charge-offs | $100,000 | 1,452 |
| Loans secured by 1-4 family junior liens - net charge-offs | $2,000 | 1,663 |
| Home equity lines of credit - net charge-offs | $32,000 | 991 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $135,000 | 1,182 |
| Loans secured by 1-4 family senior liens - net charge-offs | $100,000 | 976 |
| Loans secured by 1-4 family junior liens - net charge-offs | $3,000 | 1,278 |
| Home equity lines of credit - net charge-offs | $32,000 | 762 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $44,000 | 1,515 |
| Loans secured by 1-4 family senior liens - net charge-offs | $8,000 | 1,929 |
| Loans secured by 1-4 family junior liens - net charge-offs | $4,000 | 918 |
| Home equity lines of credit - net charge-offs | $32,000 | 566 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $14,000 | 1,414 |
| Loans secured by 1-4 family senior liens - net charge-offs | $9,000 | 1,196 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 540 |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $90,000 | 1,209 |
| Loans secured by 1-4 family senior liens - net charge-offs | $86,000 | 874 |
| Loans secured by 1-4 family junior liens - net charge-offs | $4,000 | 1,086 |
| Home equity lines of credit - net charge-offs | $0 | 959 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $88,000 | 791 |
| Loans secured by 1-4 family senior liens - net charge-offs | $83,000 | 573 |
| Loans secured by 1-4 family junior liens - net charge-offs | $5,000 | 778 |
| Home equity lines of credit - net charge-offs | $0 | 736 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,135 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-6,000 | 8,291 |
| Loans secured by 1-4 family junior liens - net charge-offs | $6,000 | 565 |
| Home equity lines of credit - net charge-offs | $0 | 554 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $13,000 | 967 |
| Loans secured by 1-4 family senior liens - net charge-offs | $5,000 | 937 |
| Loans secured by 1-4 family junior liens - net charge-offs | $8,000 | 339 |
| Home equity lines of credit - net charge-offs | $0 | 379 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $96,000 | 771 |
| Loans secured by 1-4 family senior liens - net charge-offs | $66,000 | 742 |
| Loans secured by 1-4 family junior liens - net charge-offs | $23,000 | 504 |
| Home equity lines of credit - net charge-offs | $7,000 | 626 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $71,000 | 682 |
| Loans secured by 1-4 family senior liens - net charge-offs | $80,000 | 449 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-16,000 | 8,653 |
| Home equity lines of credit - net charge-offs | $7,000 | 473 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 1,587 |
| Loans secured by 1-4 family senior liens - net charge-offs | $14,000 | 1,042 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-14,000 | 8,690 |
| Home equity lines of credit - net charge-offs | $7,000 | 363 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $17,000 | 731 |
| Loans secured by 1-4 family senior liens - net charge-offs | $22,000 | 480 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-12,000 | 8,730 |
| Home equity lines of credit - net charge-offs | $7,000 | 254 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $187,000 | 415 |
| Loans secured by 1-4 family senior liens - net charge-offs | $90,000 | 546 |
| Loans secured by 1-4 family junior liens - net charge-offs | $97,000 | 205 |
| Home equity lines of credit - net charge-offs | $0 | 707 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $148,000 | 361 |
| Loans secured by 1-4 family senior liens - net charge-offs | $91,000 | 392 |
| Loans secured by 1-4 family junior liens - net charge-offs | $57,000 | 208 |
| Home equity lines of credit - net charge-offs | $0 | 589 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $107,000 | 340 |
| Loans secured by 1-4 family senior liens - net charge-offs | $48,000 | 461 |
| Loans secured by 1-4 family junior liens - net charge-offs | $59,000 | 169 |
| Home equity lines of credit - net charge-offs | $0 | 467 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $28,000 | 598 |
| Loans secured by 1-4 family senior liens - net charge-offs | $24,000 | 469 |
| Loans secured by 1-4 family junior liens - net charge-offs | $4,000 | 354 |
| Home equity lines of credit - net charge-offs | $0 | 354 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $124,000 | 661 |
| Loans secured by 1-4 family senior liens - net charge-offs | $111,000 | 525 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 8,601 |
| Home equity lines of credit - net charge-offs | $14,000 | 480 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $48,000 | 978 |
| Loans secured by 1-4 family senior liens - net charge-offs | $41,000 | 820 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-7,000 | 8,857 |
| Home equity lines of credit - net charge-offs | $14,000 | 390 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $50,000 | 715 |
| Loans secured by 1-4 family senior liens - net charge-offs | $41,000 | 586 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-5,000 | 8,923 |
| Home equity lines of credit - net charge-offs | $14,000 | 314 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $30,000 | 588 |
| Loans secured by 1-4 family senior liens - net charge-offs | $16,000 | 653 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 8,955 |
| Home equity lines of credit - net charge-offs | $16,000 | 201 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $302,000 | 321 |
| Loans secured by 1-4 family senior liens - net charge-offs | $155,000 | 349 |
| Loans secured by 1-4 family junior liens - net charge-offs | $147,000 | 153 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $171,000 | 412 |
| Loans secured by 1-4 family senior liens - net charge-offs | $37,000 | 804 |
| Loans secured by 1-4 family junior liens - net charge-offs | $134,000 | 136 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $34,000 | 967 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-1,000 | 7,598 |
| Loans secured by 1-4 family junior liens - net charge-offs | $35,000 | 281 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,120 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $173,000 | 511 |
| Loans secured by 1-4 family senior liens - net charge-offs | $73,000 | 621 |
| Loans secured by 1-4 family junior liens - net charge-offs | $100,000 | 185 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $393,000 | 236 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $75,000 | 187 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $381,000 | 223 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $46,000 | 223 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $418,000 | 246 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $315,000 | 282 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $21,000 | 345 |
| 1997-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $13,000 | 2,221 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $13,000 | 461 |
| 1996-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 691 |
| 1995-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 692 |
| 1994-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 728 |
| 1993-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 837 |
| 1992-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 954 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.