Home > Extraco Banks > Income and Expense
Extraco Banks, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,614,000 | 3,676 |
| Total interest expense | $3,986,000 | 3,704 |
| Net interest income | $4,628,000 | 3,651 |
| Provision for loan and lease losses | $873,000 | 1,100 |
| Total noninterest income | $1,342,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $982,000 | 1,268 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $360,000 | 3,647 |
| Total noninterest expense | $4,640,000 | 2,797 |
| Salaries and employee benefits | $1,548,000 | 4,143 |
| Premises and equipment expense | $756,000 | 2,577 |
| Additional noninterest expense | $2,336,000 | 1,811 |
| Pre-tax net operating income | $457,000 | 7,598 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $166,000 | 6,632 |
| Income before extraordinary items | $291,000 | 7,958 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $291,000 | 7,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $967,000 | 770 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $291,000 | 7,871 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,609,000 | 3,718 |
| Total interest expense | $3,506,000 | 4,130 |
| Net interest income | $5,103,000 | 3,425 |
| Provision for loan and lease losses | $1,441,000 | 749 |
| Total noninterest income | $1,356,000 | 2,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $892,000 | 1,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $464,000 | 2,977 |
| Total noninterest expense | $4,525,000 | 2,803 |
| Salaries and employee benefits | $1,661,000 | 3,905 |
| Premises and equipment expense | $757,000 | 2,550 |
| Additional noninterest expense | $2,107,000 | 2,003 |
| Pre-tax net operating income | $493,000 | 7,956 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $179,000 | 7,191 |
| Income before extraordinary items | $314,000 | 8,263 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $314,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,116,000 | 741 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $314,000 | 8,222 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,744,000 | 4,158 |
| Total interest expense | $2,980,000 | 4,816 |
| Net interest income | $4,764,000 | 3,706 |
| Provision for loan and lease losses | $1,082,000 | 965 |
| Total noninterest income | $1,249,000 | 2,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $826,000 | 1,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,281 |
| Total noninterest expense | $3,884,000 | 3,432 |
| Salaries and employee benefits | $1,545,000 | 4,200 |
| Premises and equipment expense | $598,000 | 3,226 |
| Additional noninterest expense | $1,741,000 | 2,774 |
| Pre-tax net operating income | $1,047,000 | 5,573 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $363,000 | 5,207 |
| Income before extraordinary items | $684,000 | 5,830 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $684,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,401 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $684,000 | 5,772 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,619,000 | 4,780 |
| Total interest expense | $2,337,000 | 5,824 |
| Net interest income | $4,282,000 | 4,083 |
| Provision for loan and lease losses | $493,000 | 1,592 |
| Total noninterest income | $860,000 | 3,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $547,000 | 2,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,905 |
| Total noninterest expense | $3,527,000 | 3,720 |
| Salaries and employee benefits | $1,390,000 | 4,588 |
| Premises and equipment expense | $574,000 | 3,332 |
| Additional noninterest expense | $1,563,000 | 2,987 |
| Pre-tax net operating income | $1,122,000 | 5,513 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $389,000 | 5,037 |
| Income before extraordinary items | $733,000 | 5,801 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $733,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,963 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $733,000 | 5,779 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,958,000 | 5,708 |
| Total interest expense | $1,545,000 | 6,767 |
| Net interest income | $3,413,000 | 5,054 |
| Provision for loan and lease losses | $194,000 | 3,091 |
| Total noninterest income | $648,000 | 4,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $428,000 | 3,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,970 |
| Total noninterest expense | $2,774,000 | 4,726 |
| Salaries and employee benefits | $1,256,000 | 5,040 |
| Premises and equipment expense | $440,000 | 4,237 |
| Additional noninterest expense | $1,078,000 | 4,420 |
| Pre-tax net operating income | $1,093,000 | 5,592 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $370,000 | 5,051 |
| Income before extraordinary items | $723,000 | 5,786 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $723,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,765 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $723,000 | 5,858 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 6,394 |
| Total interest expense | $1,372,000 | 7,638 |
| Net interest income | $3,050,000 | 5,579 |
| Provision for loan and lease losses | $65,000 | 6,791 |
| Total noninterest income | $642,000 | 4,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 3,284 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 5,394 |
| Total noninterest expense | $2,551,000 | 5,177 |
| Salaries and employee benefits | $1,149,000 | 5,436 |
| Premises and equipment expense | $318,000 | 5,587 |
| Additional noninterest expense | $1,084,000 | 4,600 |
| Pre-tax net operating income | $1,076,000 | 5,592 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $355,000 | 5,435 |
| Income before extraordinary items | $721,000 | 5,978 |
| Extraordinary gains, net | $11,000 | 2,917 |
| Net income | $732,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 8,052 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $721,000 | 5,720 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,297,000 | 7,133 |
| Total interest expense | $1,554,000 | 8,350 |
| Net interest income | $2,743,000 | 6,134 |
| Provision for loan and lease losses | $23,000 | 10,448 |
| Total noninterest income | $484,000 | 5,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 7,019 |
| Total noninterest expense | $2,145,000 | 6,045 |
| Salaries and employee benefits | $954,000 | 6,300 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $978,000 | 5,134 |
| Pre-tax net operating income | $1,059,000 | 5,401 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $371,000 | 5,076 |
| Income before extraordinary items | $709,000 | 5,862 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $709,000 | 5,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $695,140 | 5,622 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.