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EverTrust Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$50,246,000	930
Total interest expense	$14,899,000	983
Net interest income	$35,347,000	902
Provision for loan and lease losses	$15,091,000	165
Total noninterest income	$957,000	2,781
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$27,000	4,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$930,000	2,351
Total noninterest expense	$15,469,000	1,485
Salaries and employee benefits	$10,181,000	1,325
Premises and equipment expense	$2,471,000	1,014
Additional noninterest expense	$930,000	2,351
Pre-tax net operating income	$5,744,000	1,768
Securities gains (losses)	$0	988
Applicable income taxes	$1,586,000	1,142
Income before extraordinary items	$4,158,000	1,943
Extraordinary gains, net	$0	54
Net income	$4,158,000	1,966
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,158,000	1,946
Net charge-offs	$0	2,884
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,158,000	1,974
2023-09-30 (YTD Data)		Rank
Total interest income	$37,602,000	906
Total interest expense	$10,373,000	970
Net interest income	$27,229,000	884
Provision for loan and lease losses	$-200,000	4,434
Total noninterest income	$637,000	2,925
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$18,000	4,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$619,000	2,459
Total noninterest expense	$12,853,000	1,363
Salaries and employee benefits	$8,865,000	1,177
Premises and equipment expense	$1,883,000	999
Additional noninterest expense	$619,000	2,458
Pre-tax net operating income	$15,213,000	700
Securities gains (losses)	$0	849
Applicable income taxes	$4,484,000	496
Income before extraordinary items	$10,729,000	780
Extraordinary gains, net	$0	52
Net income	$10,729,000	784
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,729,000	780
Net charge-offs	$0	2,641
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$10,729,000	800
2023-06-30 (YTD Data)		Rank
Total interest income	$24,203,000	905
Total interest expense	$6,155,000	963
Net interest income	$18,048,000	894
Provision for loan and lease losses	$-200,000	4,489
Total noninterest income	$475,000	2,758
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$11,000	4,194
Trading account gains and fees	NA	NA
Additional Noninterest Income	$464,000	2,276
Total noninterest expense	$8,638,000	1,348
Salaries and employee benefits	$5,977,000	1,152
Premises and equipment expense	$1,249,000	997
Additional noninterest expense	$464,000	2,272
Pre-tax net operating income	$10,085,000	691
Securities gains (losses)	$0	938
Applicable income taxes	$2,972,000	501
Income before extraordinary items	$7,113,000	786
Extraordinary gains, net	$0	51
Net income	$7,113,000	798
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,113,000	786
Net charge-offs	$0	2,431
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$7,113,000	793
2023-03-31 (YTD Data)		Rank
Total interest income	$11,674,000	927
Total interest expense	$2,596,000	984
Net interest income	$9,078,000	898
Provision for loan and lease losses	$-200,000	4,580
Total noninterest income	$260,000	2,641
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$6,000	4,190
Trading account gains and fees	NA	NA
Additional Noninterest Income	$254,000	2,168
Total noninterest expense	$4,434,000	1,333
Salaries and employee benefits	$3,128,000	1,141
Premises and equipment expense	$629,000	1,022
Additional noninterest expense	$254,000	2,168
Pre-tax net operating income	$5,104,000	707
Securities gains (losses)	$0	950
Applicable income taxes	$1,504,000	513
Income before extraordinary items	$3,600,000	804
Extraordinary gains, net	$0	4
Net income	$3,600,000	802
Minority interest net income	$0	48
Net income of bank and minority interests.	$3,600,000	803
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$3,600,000	818
2022-12-31 (YTD Data)		Rank
Total interest income	$35,491,000	991
Total interest expense	$3,130,000	1,136
Net interest income	$32,361,000	954
Provision for loan and lease losses	$0	3,012
Total noninterest income	$785,000	3,070
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$29,000	4,201
Trading account gains and fees	NA	NA
Additional Noninterest Income	$756,000	2,631
Total noninterest expense	$16,208,000	1,388
Salaries and employee benefits	$11,034,000	1,233
Premises and equipment expense	$2,689,000	947
Additional noninterest expense	$756,000	2,631
Pre-tax net operating income	$16,938,000	861
Securities gains (losses)	$0	691
Applicable income taxes	$5,349,000	580
Income before extraordinary items	$11,589,000	991
Extraordinary gains, net	$0	5
Net income	$11,589,000	991
Minority interest net income	$0	63
Net income of bank and minority interests.	$11,589,000	991
Net charge-offs	$0	2,620
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$11,589,000	1,010
2022-09-30 (YTD Data)		Rank
Total interest income	$24,313,000	1,037
Total interest expense	$1,663,000	1,198
Net interest income	$22,650,000	1,013
Provision for loan and lease losses	$0	2,835
Total noninterest income	$206,000	4,023
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$23,000	4,214
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	3,714
Total noninterest expense	$11,731,000	1,422
Salaries and employee benefits	$7,824,000	1,275
Premises and equipment expense	$1,988,000	951
Additional noninterest expense	$183,000	3,714
Pre-tax net operating income	$11,125,000	960
Securities gains (losses)	$0	740
Applicable income taxes	$3,375,000	645
Income before extraordinary items	$7,750,000	1,071
Extraordinary gains, net	$0	4
Net income	$7,750,000	1,070
Minority interest net income	$0	57
Net income of bank and minority interests.	$7,750,000	1,071
Net charge-offs	$0	2,349
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$7,750,000	1,095
2022-06-30 (YTD Data)		Rank
Total interest income	$14,974,000	1,062
Total interest expense	$1,051,000	1,093
Net interest income	$13,923,000	1,054
Provision for loan and lease losses	$0	2,599
Total noninterest income	$253,000	3,533
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$15,000	4,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	3,154
Total noninterest expense	$7,797,000	1,415
Salaries and employee benefits	$5,122,000	1,282
Premises and equipment expense	$1,320,000	950
Additional noninterest expense	$1,355,000	2,128
Pre-tax net operating income	$6,379,000	1,013
Securities gains (losses)	$0	687
Applicable income taxes	$1,885,000	686
Income before extraordinary items	$4,494,000	1,131
Extraordinary gains, net	$0	4
Net income	$4,494,000	1,129
Minority interest net income	$0	60
Net income of bank and minority interests.	$4,494,000	1,131
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$4,494,000	1,158
2022-03-31 (YTD Data)		Rank
Total interest income	$7,230,000	1,069
Total interest expense	$577,000	964
Net interest income	$6,653,000	1,065
Provision for loan and lease losses	$0	2,285
Total noninterest income	$95,000	3,740
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$8,000	4,241
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	3,416
Total noninterest expense	$3,809,000	1,435
Salaries and employee benefits	$2,569,000	1,285
Premises and equipment expense	$656,000	963
Additional noninterest expense	$584,000	2,326
Pre-tax net operating income	$2,939,000	1,029
Securities gains (losses)	$0	623
Applicable income taxes	$868,000	702
Income before extraordinary items	$2,071,000	1,171
Extraordinary gains, net	$0	4
Net income	$2,071,000	1,171
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,071,000	1,171
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,071,000	1,181
2021-12-31 (YTD Data)		Rank
Total interest income	$34,271,000	938
Total interest expense	$3,970,000	678
Net interest income	$30,301,000	961
Provision for loan and lease losses	$0	3,064
Total noninterest income	$1,941,000	2,258
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$78,000	3,685
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,863,000	1,989
Total noninterest expense	$15,216,000	1,432
Salaries and employee benefits	$10,522,000	1,248
Premises and equipment expense	$2,467,000	994
Additional noninterest expense	$2,227,000	2,411
Pre-tax net operating income	$17,026,000	852
Securities gains (losses)	$381,000	429
Applicable income taxes	$5,103,000	616
Income before extraordinary items	$12,304,000	983
Extraordinary gains, net	$0	10
Net income	$12,304,000	984
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,304,000	984
Net charge-offs	$0	2,705
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$12,003,010	979
2021-09-30 (YTD Data)		Rank
Total interest income	$26,277,000	942
Total interest expense	$3,188,000	672
Net interest income	$23,089,000	966
Provision for loan and lease losses	$0	2,963
Total noninterest income	$1,652,000	2,162
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$51,000	3,834
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,601,000	1,891
Total noninterest expense	$11,362,000	1,452
Salaries and employee benefits	$7,988,000	1,244
Premises and equipment expense	$1,859,000	1,010
Additional noninterest expense	$1,515,000	2,571
Pre-tax net operating income	$13,379,000	859
Securities gains (losses)	$381,000	392
Applicable income taxes	$4,056,000	615
Income before extraordinary items	$9,704,000	973
Extraordinary gains, net	$0	8
Net income	$9,704,000	973
Minority interest net income	$0	69
Net income of bank and minority interests.	$9,704,000	973
Net charge-offs	$0	2,463
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,403,010	982
2021-06-30 (YTD Data)		Rank
Total interest income	$17,848,000	924
Total interest expense	$2,273,000	656
Net interest income	$15,575,000	947
Provision for loan and lease losses	$0	2,862
Total noninterest income	$570,000	2,860
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$33,000	3,855
Trading account gains and fees	NA	NA
Additional Noninterest Income	$537,000	2,558
Total noninterest expense	$7,455,000	1,461
Salaries and employee benefits	$5,213,000	1,252
Premises and equipment expense	$1,228,000	1,018
Additional noninterest expense	$1,014,000	2,551
Pre-tax net operating income	$8,690,000	857
Securities gains (losses)	$261,000	412
Applicable income taxes	$2,636,000	619
Income before extraordinary items	$6,315,000	985
Extraordinary gains, net	$0	6
Net income	$6,315,000	985
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,315,000	985
Net charge-offs	$0	2,245
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,108,810	985
2021-03-31 (YTD Data)		Rank
Total interest income	$9,017,000	912
Total interest expense	$1,217,000	653
Net interest income	$7,800,000	931
Provision for loan and lease losses	$0	2,741
Total noninterest income	$198,000	3,237
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$16,000	3,875
Trading account gains and fees	NA	NA
Additional Noninterest Income	$182,000	2,936
Total noninterest expense	$3,567,000	1,499
Salaries and employee benefits	$2,644,000	1,230
Premises and equipment expense	$614,000	1,018
Additional noninterest expense	$309,000	3,379
Pre-tax net operating income	$4,431,000	845
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,303,000	626
Income before extraordinary items	$3,128,000	981
Extraordinary gains, net	$0	3
Net income	$3,128,000	981
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,128,000	981
Net charge-offs	$0	1,930
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$3,128,000	958
2020-12-31 (YTD Data)		Rank
Total interest income	$37,332,000	888
Total interest expense	$7,451,000	651
Net interest income	$29,881,000	921
Provision for loan and lease losses	$4,080,000	660
Total noninterest income	$1,176,000	2,699
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$67,000	3,948
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,109,000	2,375
Total noninterest expense	$14,941,000	1,412
Salaries and employee benefits	$9,755,000	1,283
Premises and equipment expense	$2,471,000	992
Additional noninterest expense	$2,715,000	2,086
Pre-tax net operating income	$12,036,000	908
Securities gains (losses)	$1,414,000	282
Applicable income taxes	$3,937,000	588
Income before extraordinary items	$9,513,000	1,000
Extraordinary gains, net	$0	4
Net income	$9,513,000	1,000
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,513,000	1,000
Net charge-offs	$3,803,000	264
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$8,395,940	1,068
2020-09-30 (YTD Data)		Rank
Total interest income	$27,865,000	890
Total interest expense	$6,054,000	646
Net interest income	$21,811,000	933
Provision for loan and lease losses	$3,910,000	593
Total noninterest income	$907,000	2,632
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$52,000	3,932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$855,000	2,301
Total noninterest expense	$10,799,000	1,435
Salaries and employee benefits	$7,030,000	1,308
Premises and equipment expense	$1,852,000	988
Additional noninterest expense	$1,917,000	2,141
Pre-tax net operating income	$8,009,000	974
Securities gains (losses)	$1,302,000	244
Applicable income taxes	$2,724,000	594
Income before extraordinary items	$6,587,000	1,027
Extraordinary gains, net	$0	4
Net income	$6,587,000	1,026
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,587,000	1,027
Net charge-offs	$4,062,000	198
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,558,420	1,135
2020-06-30 (YTD Data)		Rank
Total interest income	$19,277,000	878
Total interest expense	$4,502,000	629
Net interest income	$14,775,000	928
Provision for loan and lease losses	$3,910,000	478
Total noninterest income	$468,000	2,871
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$37,000	3,912
Trading account gains and fees	NA	NA
Additional Noninterest Income	$431,000	2,529
Total noninterest expense	$7,018,000	1,456
Salaries and employee benefits	$4,794,000	1,281
Premises and equipment expense	$1,215,000	996
Additional noninterest expense	$1,009,000	2,497
Pre-tax net operating income	$4,315,000	1,108
Securities gains (losses)	$611,000	320
Applicable income taxes	$1,436,000	620
Income before extraordinary items	$3,490,000	1,157
Extraordinary gains, net	$0	4
Net income	$3,490,000	1,157
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,490,000	1,157
Net charge-offs	$4,062,000	169
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$3,007,310	1,263
2020-03-31 (YTD Data)		Rank
Total interest income	$10,536,000	806
Total interest expense	$2,659,000	610
Net interest income	$7,877,000	873
Provision for loan and lease losses	$410,000	995
Total noninterest income	$223,000	2,893
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$22,000	3,933
Trading account gains and fees	NA	NA
Additional Noninterest Income	$201,000	2,429
Total noninterest expense	$3,994,000	1,326
Salaries and employee benefits	$2,866,000	1,102
Premises and equipment expense	$590,000	1,039
Additional noninterest expense	$538,000	2,408
Pre-tax net operating income	$3,696,000	608
Securities gains (losses)	$0	1,705
Applicable income taxes	$1,086,000	431
Income before extraordinary items	$2,610,000	741
Extraordinary gains, net	$0	4
Net income	$2,610,000	741
Minority interest net income	$0	56
Net income of bank and minority interests.	$2,610,000	741
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,610,000	714
2019-12-31 (YTD Data)		Rank
Total interest income	$45,803,000	752
Total interest expense	$11,633,000	609
Net interest income	$34,170,000	800
Provision for loan and lease losses	$370,000	1,756
Total noninterest income	$1,258,000	2,526
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$133,000	3,637
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,125,000	2,122
Total noninterest expense	$15,564,000	1,314
Salaries and employee benefits	$11,496,000	1,080
Premises and equipment expense	$2,429,000	1,005
Additional noninterest expense	$1,639,000	2,911
Pre-tax net operating income	$19,494,000	626
Securities gains (losses)	$0	2,379
Applicable income taxes	$5,783,000	460
Income before extraordinary items	$13,711,000	723
Extraordinary gains, net	$0	11
Net income	$13,711,000	724
Minority interest net income	$0	76
Net income of bank and minority interests.	$13,711,000	724
Net charge-offs	$0	3,726
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$13,711,000	705
2019-09-30 (YTD Data)		Rank
Total interest income	$35,112,000	733
Total interest expense	$8,590,000	618
Net interest income	$26,522,000	778
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,101,000	2,318
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$104,000	3,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$997,000	1,917
Total noninterest expense	$11,864,000	1,301
Salaries and employee benefits	$8,830,000	1,054
Premises and equipment expense	$1,815,000	1,004
Additional noninterest expense	$1,219,000	2,949
Pre-tax net operating income	$15,759,000	588
Securities gains (losses)	$0	2,167
Applicable income taxes	$4,671,000	438
Income before extraordinary items	$11,088,000	681
Extraordinary gains, net	$0	11
Net income	$11,088,000	683
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,088,000	682
Net charge-offs	$0	3,455
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$11,088,000	672
2019-06-30 (YTD Data)		Rank
Total interest income	$23,377,000	735
Total interest expense	$5,570,000	623
Net interest income	$17,807,000	775
Provision for loan and lease losses	$0	3,685
Total noninterest income	$726,000	2,312
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$64,000	3,734
Trading account gains and fees	NA	NA
Additional Noninterest Income	$662,000	1,913
Total noninterest expense	$7,870,000	1,315
Salaries and employee benefits	$5,975,000	1,030
Premises and equipment expense	$1,197,000	1,019
Additional noninterest expense	$698,000	3,270
Pre-tax net operating income	$10,663,000	569
Securities gains (losses)	$0	1,702
Applicable income taxes	$3,166,000	427
Income before extraordinary items	$7,497,000	656
Extraordinary gains, net	$0	11
Net income	$7,497,000	656
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,497,000	656
Net charge-offs	$0	3,172
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$7,497,000	644
2019-03-31 (YTD Data)		Rank
Total interest income	$11,426,000	743
Total interest expense	$2,667,000	632
Net interest income	$8,759,000	787
Provision for loan and lease losses	$0	3,406
Total noninterest income	$346,000	2,342
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$30,000	3,825
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	1,921
Total noninterest expense	$3,918,000	1,320
Salaries and employee benefits	$3,100,000	1,006
Premises and equipment expense	$580,000	1,053
Additional noninterest expense	$238,000	3,950
Pre-tax net operating income	$5,187,000	574
Securities gains (losses)	$0	1,087
Applicable income taxes	$1,530,000	434
Income before extraordinary items	$3,657,000	660
Extraordinary gains, net	$0	5
Net income	$3,657,000	660
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,657,000	659
Net charge-offs	$0	2,740
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,657,000	648
2018-12-31 (YTD Data)		Rank
Total interest income	$40,340,000	785
Total interest expense	$7,891,000	640
Net interest income	$32,449,000	823
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,426,000	2,395
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$109,000	4,050
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,317,000	1,933
Total noninterest expense	$16,132,000	1,256
Salaries and employee benefits	$10,706,000	1,117
Premises and equipment expense	$2,442,000	1,002
Additional noninterest expense	$2,984,000	1,928
Pre-tax net operating income	$17,743,000	651
Securities gains (losses)	$0	1,125
Applicable income taxes	$5,233,000	459
Income before extraordinary items	$12,510,000	749
Extraordinary gains, net	$0	6
Net income	$12,510,000	748
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,510,000	748
Net charge-offs	$-241,000	5,200
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$12,510,000	751
2018-09-30 (YTD Data)		Rank
Total interest income	$29,041,000	801
Total interest expense	$5,480,000	648
Net interest income	$23,561,000	844
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,049,000	2,434
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$81,000	4,109
Trading account gains and fees	NA	NA
Additional Noninterest Income	$968,000	1,973
Total noninterest expense	$11,861,000	1,273
Salaries and employee benefits	$7,962,000	1,124
Premises and equipment expense	$1,839,000	985
Additional noninterest expense	$2,060,000	2,071
Pre-tax net operating income	$12,749,000	678
Securities gains (losses)	$0	1,118
Applicable income taxes	$3,760,000	480
Income before extraordinary items	$8,989,000	785
Extraordinary gains, net	$0	5
Net income	$8,989,000	784
Minority interest net income	$0	66
Net income of bank and minority interests.	$8,989,000	784
Net charge-offs	$-241,000	5,280
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$8,989,000	778
2018-06-30 (YTD Data)		Rank
Total interest income	$18,656,000	816
Total interest expense	$3,304,000	663
Net interest income	$15,352,000	856
Provision for loan and lease losses	$0	3,782
Total noninterest income	$853,000	2,197
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$48,000	4,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$805,000	1,729
Total noninterest expense	$7,854,000	1,285
Salaries and employee benefits	$5,294,000	1,136
Premises and equipment expense	$1,175,000	1,025
Additional noninterest expense	$1,385,000	2,069
Pre-tax net operating income	$8,351,000	683
Securities gains (losses)	$0	961
Applicable income taxes	$2,464,000	491
Income before extraordinary items	$5,887,000	783
Extraordinary gains, net	$0	6
Net income	$5,887,000	782
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,887,000	782
Net charge-offs	$-241,000	5,378
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$5,887,000	779
2018-03-31 (YTD Data)		Rank
Total interest income	$9,008,000	837
Total interest expense	$1,498,000	680
Net interest income	$7,510,000	868
Provision for loan and lease losses	$0	3,508
Total noninterest income	$312,000	2,572
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$22,000	4,380
Trading account gains and fees	NA	NA
Additional Noninterest Income	$290,000	2,060
Total noninterest expense	$3,943,000	1,289
Salaries and employee benefits	$2,702,000	1,119
Premises and equipment expense	$537,000	1,117
Additional noninterest expense	$704,000	2,030
Pre-tax net operating income	$3,879,000	699
Securities gains (losses)	$0	735
Applicable income taxes	$1,143,000	507
Income before extraordinary items	$2,736,000	809
Extraordinary gains, net	$0	7
Net income	$2,736,000	809
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,736,000	809
Net charge-offs	$-191,000	5,476
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,736,000	798
2017-12-31 (YTD Data)		Rank
Total interest income	$35,205,000	809
Total interest expense	$5,860,000	592
Net interest income	$29,345,000	858
Provision for loan and lease losses	$280,000	2,046
Total noninterest income	$3,367,000	1,459
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$57,000	4,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,310,000	1,090
Total noninterest expense	$16,007,000	1,246
Salaries and employee benefits	$9,776,000	1,186
Premises and equipment expense	$2,139,000	1,092
Additional noninterest expense	$4,092,000	1,487
Pre-tax net operating income	$16,425,000	635
Securities gains (losses)	$-425,000	5,575
Applicable income taxes	$8,358,000	469
Income before extraordinary items	$7,642,000	937
Extraordinary gains, net	$0	9
Net income	$7,642,000	937
Minority interest net income	$0	76
Net income of bank and minority interests.	$7,642,000	937
Net charge-offs	$241,000	1,673
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$7,914,000	899
2017-09-30 (YTD Data)		Rank
Total interest income	$26,179,000	814
Total interest expense	$4,420,000	581
Net interest income	$21,759,000	867
Provision for loan and lease losses	$280,000	1,687
Total noninterest income	$3,087,000	1,279
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$40,000	4,971
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,047,000	959
Total noninterest expense	$12,334,000	1,232
Salaries and employee benefits	$7,247,000	1,199
Premises and equipment expense	$1,603,000	1,109
Additional noninterest expense	$3,484,000	1,315
Pre-tax net operating income	$12,232,000	652
Securities gains (losses)	$30,000	1,110
Applicable income taxes	$4,899,000	506
Income before extraordinary items	$7,363,000	818
Extraordinary gains, net	$0	9
Net income	$7,363,000	818
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,363,000	818
Net charge-offs	$0	3,796
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$7,343,800	809
2017-06-30 (YTD Data)		Rank
Total interest income	$17,000,000	833
Total interest expense	$2,938,000	559
Net interest income	$14,062,000	892
Provision for loan and lease losses	$280,000	1,281
Total noninterest income	$2,510,000	1,132
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$27,000	4,991
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,483,000	840
Total noninterest expense	$8,430,000	1,222
Salaries and employee benefits	$4,821,000	1,201
Premises and equipment expense	$1,050,000	1,130
Additional noninterest expense	$2,559,000	1,211
Pre-tax net operating income	$7,862,000	654
Securities gains (losses)	$30,000	834
Applicable income taxes	$3,108,000	514
Income before extraordinary items	$4,784,000	832
Extraordinary gains, net	$0	11
Net income	$4,784,000	831
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,784,000	832
Net charge-offs	$0	3,512
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,764,800	820
2017-03-31 (YTD Data)		Rank
Total interest income	$8,531,000	825
Total interest expense	$1,439,000	557
Net interest income	$7,092,000	876
Provision for loan and lease losses	$280,000	744
Total noninterest income	$880,000	1,417
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$14,000	4,999
Trading account gains and fees	NA	NA
Additional Noninterest Income	$866,000	1,066
Total noninterest expense	$4,101,000	1,252
Salaries and employee benefits	$2,438,000	1,198
Premises and equipment expense	$509,000	1,174
Additional noninterest expense	$1,154,000	1,324
Pre-tax net operating income	$3,591,000	695
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,472,000	519
Income before extraordinary items	$2,119,000	889
Extraordinary gains, net	$0	8
Net income	$2,119,000	890
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,119,000	889
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,119,000	876
2016-12-31 (YTD Data)		Rank
Total interest income	$32,372,000	833
Total interest expense	$5,187,000	579
Net interest income	$27,185,000	873
Provision for loan and lease losses	$230,000	2,280
Total noninterest income	$3,317,000	1,533
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$66,000	4,968
Trading account gains and fees	$0	170
Additional Noninterest Income	$3,251,000	1,147
Total noninterest expense	$15,031,000	1,317
Salaries and employee benefits	$8,845,000	1,263
Premises and equipment expense	$2,028,000	1,161
Additional noninterest expense	$4,158,000	1,478
Pre-tax net operating income	$15,241,000	639
Securities gains (losses)	$29,000	2,183
Applicable income taxes	$6,326,000	476
Income before extraordinary items	$8,944,000	843
Extraordinary gains, net	$0	5
Net income	$8,944,000	843
Minority interest net income	$0	82
Net income of bank and minority interests.	$8,944,000	842
Net charge-offs	$-46,000	5,346
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$8,925,440	826
2016-09-30 (YTD Data)		Rank
Total interest income	$23,933,000	838
Total interest expense	$3,820,000	582
Net interest income	$20,113,000	883
Provision for loan and lease losses	$230,000	1,890
Total noninterest income	$2,135,000	1,698
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$51,000	4,980
Trading account gains and fees	$0	169
Additional Noninterest Income	$2,084,000	1,273
Total noninterest expense	$10,917,000	1,349
Salaries and employee benefits	$6,626,000	1,270
Premises and equipment expense	$1,515,000	1,172
Additional noninterest expense	$2,776,000	1,643
Pre-tax net operating income	$11,101,000	656
Securities gains (losses)	$0	3,160
Applicable income taxes	$4,633,000	486
Income before extraordinary items	$6,468,000	863
Extraordinary gains, net	$0	5
Net income	$6,468,000	863
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,468,000	863
Net charge-offs	$-890,000	5,917
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$6,468,000	841
2016-06-30 (YTD Data)		Rank
Total interest income	$16,045,000	835
Total interest expense	$2,465,000	601
Net interest income	$13,580,000	872
Provision for loan and lease losses	$230,000	1,499
Total noninterest income	$1,231,000	1,866
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$37,000	4,920
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,194,000	1,378
Total noninterest expense	$6,975,000	1,410
Salaries and employee benefits	$4,524,000	1,255
Premises and equipment expense	$1,006,000	1,175
Additional noninterest expense	$1,445,000	2,037
Pre-tax net operating income	$7,606,000	629
Securities gains (losses)	$0	2,835
Applicable income taxes	$3,205,000	474
Income before extraordinary items	$4,401,000	838
Extraordinary gains, net	$0	16
Net income	$4,401,000	836
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,401,000	837
Net charge-offs	$445,000	654
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,401,000	813
2016-03-31 (YTD Data)		Rank
Total interest income	$8,089,000	828
Total interest expense	$1,168,000	634
Net interest income	$6,921,000	849
Provision for loan and lease losses	$0	3,656
Total noninterest income	$526,000	2,008
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$23,000	4,665
Trading account gains and fees	$0	142
Additional Noninterest Income	$503,000	1,500
Total noninterest expense	$3,516,000	1,396
Salaries and employee benefits	$2,313,000	1,231
Premises and equipment expense	$519,000	1,152
Additional noninterest expense	$684,000	2,132
Pre-tax net operating income	$3,931,000	598
Securities gains (losses)	$0	2,077
Applicable income taxes	$1,610,000	456
Income before extraordinary items	$2,321,000	789
Extraordinary gains, net	$0	12
Net income	$2,321,000	788
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,321,000	789
Net charge-offs	$513,000	334
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,321,000	763
2015-12-31 (YTD Data)		Rank
Total interest income	$29,173,000	889
Total interest expense	$3,793,000	730
Net interest income	$25,380,000	898
Provision for loan and lease losses	$1,710,000	516
Total noninterest income	$1,650,000	2,364
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$171,000	3,942
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,479,000	1,872
Total noninterest expense	$12,659,000	1,527
Salaries and employee benefits	$8,051,000	1,352
Premises and equipment expense	$2,161,000	1,101
Additional noninterest expense	$2,447,000	2,387
Pre-tax net operating income	$12,661,000	711
Securities gains (losses)	$283,000	589
Applicable income taxes	$5,325,000	496
Income before extraordinary items	$7,619,000	938
Extraordinary gains, net	$0	23
Net income	$7,619,000	938
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,619,000	938
Net charge-offs	$1,993,000	372
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$7,437,880	944
2015-09-30 (YTD Data)		Rank
Total interest income	$21,143,000	925
Total interest expense	$2,789,000	751
Net interest income	$18,354,000	939
Provision for loan and lease losses	$1,550,000	404
Total noninterest income	$1,119,000	2,512
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$137,000	3,872
Trading account gains and fees	$0	153
Additional Noninterest Income	$982,000	2,054
Total noninterest expense	$9,433,000	1,545
Salaries and employee benefits	$5,951,000	1,371
Premises and equipment expense	$1,630,000	1,112
Additional noninterest expense	$1,852,000	2,358
Pre-tax net operating income	$8,490,000	801
Securities gains (losses)	$283,000	502
Applicable income taxes	$3,585,000	559
Income before extraordinary items	$5,188,000	1,022
Extraordinary gains, net	$0	21
Net income	$5,188,000	1,022
Minority interest net income	$0	78
Net income of bank and minority interests.	$5,188,000	1,022
Net charge-offs	$1,996,000	283
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$5,006,880	1,042
2015-06-30 (YTD Data)		Rank
Total interest income	$13,679,000	950
Total interest expense	$1,855,000	755
Net interest income	$11,824,000	976
Provision for loan and lease losses	$950,000	446
Total noninterest income	$791,000	2,437
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$87,000	3,939
Trading account gains and fees	$0	157
Additional Noninterest Income	$704,000	1,956
Total noninterest expense	$6,270,000	1,555
Salaries and employee benefits	$4,012,000	1,367
Premises and equipment expense	$1,061,000	1,139
Additional noninterest expense	$1,197,000	2,434
Pre-tax net operating income	$5,395,000	838
Securities gains (losses)	$283,000	402
Applicable income taxes	$2,319,000	587
Income before extraordinary items	$3,359,000	1,050
Extraordinary gains, net	$0	22
Net income	$3,359,000	1,051
Minority interest net income	$0	75
Net income of bank and minority interests.	$3,359,000	1,051
Net charge-offs	$2,000,000	218
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,177,880	1,083
2015-03-31 (YTD Data)		Rank
Total interest income	$6,788,000	953
Total interest expense	$911,000	769
Net interest income	$5,877,000	975
Provision for loan and lease losses	$0	3,703
Total noninterest income	$324,000	2,684
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$42,000	3,976
Trading account gains and fees	$0	152
Additional Noninterest Income	$282,000	2,200
Total noninterest expense	$3,200,000	1,521
Salaries and employee benefits	$2,067,000	1,335
Premises and equipment expense	$514,000	1,176
Additional noninterest expense	$619,000	2,354
Pre-tax net operating income	$3,001,000	750
Securities gains (losses)	$202,000	363
Applicable income taxes	$1,316,000	511
Income before extraordinary items	$1,887,000	910
Extraordinary gains, net	$0	13
Net income	$1,887,000	911
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,887,000	910
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,757,720	942
2014-12-31 (YTD Data)		Rank
Total interest income	$25,554,000	1,000
Total interest expense	$3,372,000	885
Net interest income	$22,182,000	1,015
Provision for loan and lease losses	$520,000	1,424
Total noninterest income	$1,199,000	2,842
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$139,000	4,507
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,060,000	2,253
Total noninterest expense	$12,283,000	1,563
Salaries and employee benefits	$7,413,000	1,416
Premises and equipment expense	$2,287,000	1,053
Additional noninterest expense	$2,583,000	2,347
Pre-tax net operating income	$10,578,000	785
Securities gains (losses)	$24,000	2,223
Applicable income taxes	$4,417,000	542
Income before extraordinary items	$6,185,000	1,064
Extraordinary gains, net	$0	17
Net income	$6,185,000	1,062
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,185,000	1,063
Net charge-offs	$0	4,970
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$10,000,000	48
Net operating income	$6,169,640	1,043
2014-09-30 (YTD Data)		Rank
Total interest income	$19,028,000	1,013
Total interest expense	$2,492,000	909
Net interest income	$16,536,000	1,030
Provision for loan and lease losses	$520,000	1,105
Total noninterest income	$605,000	3,497
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$97,000	4,673
Trading account gains and fees	$0	174
Additional Noninterest Income	$508,000	2,890
Total noninterest expense	$9,133,000	1,577
Salaries and employee benefits	$5,485,000	1,441
Premises and equipment expense	$1,734,000	1,045
Additional noninterest expense	$1,914,000	2,353
Pre-tax net operating income	$7,488,000	840
Securities gains (losses)	$0	2,980
Applicable income taxes	$3,101,000	583
Income before extraordinary items	$4,387,000	1,139
Extraordinary gains, net	$0	15
Net income	$4,387,000	1,136
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,387,000	1,138
Net charge-offs	$0	4,696
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$10,000,000	40
Net operating income	$4,387,000	1,109
2014-06-30 (YTD Data)		Rank
Total interest income	$12,737,000	1,001
Total interest expense	$1,629,000	935
Net interest income	$11,108,000	1,008
Provision for loan and lease losses	$520,000	821
Total noninterest income	$385,000	3,570
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$67,000	4,614
Trading account gains and fees	$0	172
Additional Noninterest Income	$318,000	2,954
Total noninterest expense	$6,124,000	1,559
Salaries and employee benefits	$3,704,000	1,421
Premises and equipment expense	$1,146,000	1,064
Additional noninterest expense	$1,274,000	2,354
Pre-tax net operating income	$4,849,000	836
Securities gains (losses)	$0	2,580
Applicable income taxes	$2,011,000	577
Income before extraordinary items	$2,838,000	1,134
Extraordinary gains, net	$0	20
Net income	$2,838,000	1,135
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,838,000	1,135
Net charge-offs	$0	4,375
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,838,000	1,107
2014-03-31 (YTD Data)		Rank
Total interest income	$6,065,000	1,057
Total interest expense	$793,000	965
Net interest income	$5,272,000	1,071
Provision for loan and lease losses	$520,000	438
Total noninterest income	$193,000	3,514
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$32,000	4,672
Trading account gains and fees	$0	147
Additional Noninterest Income	$161,000	2,866
Total noninterest expense	$3,023,000	1,597
Salaries and employee benefits	$1,856,000	1,432
Premises and equipment expense	$564,000	1,107
Additional noninterest expense	$603,000	2,471
Pre-tax net operating income	$1,922,000	1,019
Securities gains (losses)	$0	1,715
Applicable income taxes	$797,000	672
Income before extraordinary items	$1,125,000	1,348
Extraordinary gains, net	$0	16
Net income	$1,125,000	1,350
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,125,000	1,350
Net charge-offs	$0	3,660
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,125,000	1,320
2013-12-31 (YTD Data)		Rank
Total interest income	$21,239,000	1,210
Total interest expense	$2,656,000	1,263
Net interest income	$18,583,000	1,183
Provision for loan and lease losses	$1,220,000	931
Total noninterest income	$3,246,000	1,536
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$92,000	5,360
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,154,000	1,116
Total noninterest expense	$11,671,000	1,649
Salaries and employee benefits	$6,503,000	1,589
Premises and equipment expense	$2,306,000	1,031
Additional noninterest expense	$2,862,000	2,184
Pre-tax net operating income	$8,938,000	863
Securities gains (losses)	$676,000	336
Applicable income taxes	$3,998,000	535
Income before extraordinary items	$5,616,000	1,101
Extraordinary gains, net	$0	29
Net income	$5,616,000	1,104
Minority interest net income	$0	90
Net income of bank and minority interests.	$5,616,000	1,104
Net charge-offs	$1,496,000	939
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$5,183,360	1,159
2013-09-30 (YTD Data)		Rank
Total interest income	$15,167,000	1,257
Total interest expense	$1,925,000	1,362
Net interest income	$13,242,000	1,246
Provision for loan and lease losses	$800,000	1,047
Total noninterest income	$3,481,000	1,219
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$71,000	5,377
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,410,000	892
Total noninterest expense	$9,519,000	1,528
Salaries and employee benefits	$4,820,000	1,620
Premises and equipment expense	$1,729,000	1,045
Additional noninterest expense	$2,970,000	1,628
Pre-tax net operating income	$6,404,000	917
Securities gains (losses)	$626,000	337
Applicable income taxes	$2,944,000	561
Income before extraordinary items	$4,086,000	1,143
Extraordinary gains, net	$0	25
Net income	$4,086,000	1,145
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,086,000	1,145
Net charge-offs	$1,434,000	768
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,685,360	1,222
2013-06-30 (YTD Data)		Rank
Total interest income	$9,749,000	1,301
Total interest expense	$1,257,000	1,430
Net interest income	$8,492,000	1,272
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,214,000	1,956
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$46,000	5,411
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,168,000	1,428
Total noninterest expense	$5,684,000	1,696
Salaries and employee benefits	$3,081,000	1,680
Premises and equipment expense	$1,127,000	1,061
Additional noninterest expense	$1,476,000	2,095
Pre-tax net operating income	$4,022,000	941
Securities gains (losses)	$453,000	403
Applicable income taxes	$1,887,000	564
Income before extraordinary items	$2,588,000	1,178
Extraordinary gains, net	$0	22
Net income	$2,588,000	1,180
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,588,000	1,181
Net charge-offs	$0	4,909
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,298,080	1,263
2013-03-31 (YTD Data)		Rank
Total interest income	$4,599,000	1,384
Total interest expense	$621,000	1,493
Net interest income	$3,978,000	1,353
Provision for loan and lease losses	$0	4,409
Total noninterest income	$1,015,000	1,352
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$23,000	5,410
Trading account gains and fees	$0	148
Additional Noninterest Income	$992,000	1,004
Total noninterest expense	$2,835,000	1,719
Salaries and employee benefits	$1,518,000	1,726
Premises and equipment expense	$536,000	1,134
Additional noninterest expense	$781,000	2,003
Pre-tax net operating income	$2,158,000	871
Securities gains (losses)	$453,000	230
Applicable income taxes	$1,085,000	511
Income before extraordinary items	$1,526,000	996
Extraordinary gains, net	$0	10
Net income	$1,526,000	996
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,526,000	998
Net charge-offs	$0	4,145
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,236,080	1,155
2012-12-31 (YTD Data)		Rank
Total interest income	$17,960,000	1,479
Total interest expense	$2,996,000	1,483
Net interest income	$14,964,000	1,465
Provision for loan and lease losses	$0	5,905
Total noninterest income	$1,790,000	2,356
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$97,000	5,488
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,693,000	1,713
Total noninterest expense	$10,119,000	1,890
Salaries and employee benefits	$5,440,000	1,852
Premises and equipment expense	$1,650,000	1,445
Additional noninterest expense	$3,029,000	2,141
Pre-tax net operating income	$6,635,000	1,076
Securities gains (losses)	$931,000	568
Applicable income taxes	$3,095,000	593
Income before extraordinary items	$4,471,000	1,318
Extraordinary gains, net	$0	29
Net income	$4,471,000	1,319
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,471,000	1,319
Net charge-offs	$-475,000	7,043
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,875,160	1,406
2012-09-30 (YTD Data)		Rank
Total interest income	$13,448,000	1,501
Total interest expense	$2,326,000	1,504
Net interest income	$11,122,000	1,499
Provision for loan and lease losses	$0	5,790
Total noninterest income	$750,000	3,285
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$71,000	5,595
Trading account gains and fees	$0	157
Additional Noninterest Income	$679,000	2,512
Total noninterest expense	$7,390,000	1,935
Salaries and employee benefits	$4,086,000	1,846
Premises and equipment expense	$1,188,000	1,511
Additional noninterest expense	$2,116,000	2,298
Pre-tax net operating income	$4,482,000	1,196
Securities gains (losses)	$931,000	432
Applicable income taxes	$2,200,000	644
Income before extraordinary items	$3,213,000	1,400
Extraordinary gains, net	$0	20
Net income	$3,213,000	1,401
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,213,000	1,401
Net charge-offs	$-356,000	7,133
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,617,160	1,578
2012-06-30 (YTD Data)		Rank
Total interest income	$8,934,000	1,526
Total interest expense	$1,600,000	1,509
Net interest income	$7,334,000	1,521
Provision for loan and lease losses	$0	5,619
Total noninterest income	$490,000	3,275
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$48,000	5,582
Trading account gains and fees	$0	153
Additional Noninterest Income	$442,000	2,504
Total noninterest expense	$4,960,000	1,945
Salaries and employee benefits	$2,731,000	1,832
Premises and equipment expense	$774,000	1,542
Additional noninterest expense	$1,455,000	2,226
Pre-tax net operating income	$2,864,000	1,244
Securities gains (losses)	$810,000	344
Applicable income taxes	$1,476,000	647
Income before extraordinary items	$2,198,000	1,351
Extraordinary gains, net	$0	19
Net income	$2,198,000	1,351
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,198,000	1,351
Net charge-offs	$-356,000	7,205
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,679,600	1,638
2012-03-31 (YTD Data)		Rank
Total interest income	$4,548,000	1,515
Total interest expense	$803,000	1,564
Net interest income	$3,745,000	1,492
Provision for loan and lease losses	$0	5,254
Total noninterest income	$140,000	4,363
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$23,000	5,630
Trading account gains and fees	$0	148
Additional Noninterest Income	$117,000	3,463
Total noninterest expense	$2,578,000	1,851
Salaries and employee benefits	$1,449,000	1,731
Premises and equipment expense	$391,000	1,530
Additional noninterest expense	$738,000	2,186
Pre-tax net operating income	$1,307,000	1,343
Securities gains (losses)	$515,000	272
Applicable income taxes	$759,000	627
Income before extraordinary items	$1,063,000	1,369
Extraordinary gains, net	$0	19
Net income	$1,063,000	1,369
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,063,000	1,370
Net charge-offs	$-300,000	7,256
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$733,400	1,836
2011-12-31 (YTD Data)		Rank
Total interest income	$18,208,000	1,563
Total interest expense	$3,240,000	1,822
Net interest income	$14,968,000	1,485
Provision for loan and lease losses	$1,240,000	2,116
Total noninterest income	$2,506,000	1,709
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$93,000	5,624
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,413,000	1,203
Total noninterest expense	$10,355,000	1,854
Salaries and employee benefits	$5,296,000	1,841
Premises and equipment expense	$1,606,000	1,539
Additional noninterest expense	$3,453,000	1,955
Pre-tax net operating income	$5,879,000	1,023
Securities gains (losses)	$1,250,000	346
Applicable income taxes	$3,021,000	576
Income before extraordinary items	$4,108,000	1,219
Extraordinary gains, net	$0	29
Net income	$4,108,000	1,219
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,108,000	1,219
Net charge-offs	$309,000	3,770
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,308,000	1,409
2011-09-30 (YTD Data)		Rank
Total interest income	$13,735,000	1,571
Total interest expense	$2,423,000	1,909
Net interest income	$11,312,000	1,476
Provision for loan and lease losses	$1,240,000	1,721
Total noninterest income	$2,244,000	1,486
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$69,000	5,649
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,175,000	1,066
Total noninterest expense	$7,629,000	1,890
Salaries and employee benefits	$4,050,000	1,808
Premises and equipment expense	$1,216,000	1,540
Additional noninterest expense	$2,363,000	2,119
Pre-tax net operating income	$4,687,000	990
Securities gains (losses)	$1,169,000	300
Applicable income taxes	$2,412,000	545
Income before extraordinary items	$3,444,000	1,111
Extraordinary gains, net	$0	21
Net income	$3,444,000	1,111
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,444,000	1,111
Net charge-offs	$290,000	3,284
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,695,840	1,341
2011-06-30 (YTD Data)		Rank
Total interest income	$9,135,000	1,587
Total interest expense	$1,626,000	1,960
Net interest income	$7,509,000	1,485
Provision for loan and lease losses	$750,000	1,800
Total noninterest income	$-109,000	7,305
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$47,000	5,624
Trading account gains and fees	$0	153
Additional Noninterest Income	$-156,000	7,246
Total noninterest expense	$5,030,000	1,916
Salaries and employee benefits	$2,583,000	1,898
Premises and equipment expense	$796,000	1,587
Additional noninterest expense	$1,651,000	2,061
Pre-tax net operating income	$1,620,000	1,761
Securities gains (losses)	$303,000	552
Applicable income taxes	$786,000	931
Income before extraordinary items	$1,137,000	2,040
Extraordinary gains, net	$0	15
Net income	$1,137,000	2,040
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,137,000	2,040
Net charge-offs	$142,000	3,476
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$943,080	2,297
2011-03-31 (YTD Data)		Rank
Total interest income	$4,640,000	1,582
Total interest expense	$856,000	1,939
Net interest income	$3,784,000	1,472
Provision for loan and lease losses	$200,000	2,421
Total noninterest income	$242,000	3,216
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$26,000	5,445
Trading account gains and fees	$0	158
Additional Noninterest Income	$216,000	2,368
Total noninterest expense	$2,564,000	1,900
Salaries and employee benefits	$1,419,000	1,736
Premises and equipment expense	$403,000	1,595
Additional noninterest expense	$742,000	2,242
Pre-tax net operating income	$1,262,000	1,164
Securities gains (losses)	$0	1,772
Applicable income taxes	$514,000	736
Income before extraordinary items	$748,000	1,578
Extraordinary gains, net	$0	9
Net income	$748,000	1,578
Minority interest net income	$0	86
Net income of bank and minority interests.	$748,000	1,578
Net charge-offs	$-2,000	6,441
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$748,000	1,531
2010-12-31 (YTD Data)		Rank
Total interest income	$20,905,000	1,464
Total interest expense	$5,080,000	1,638
Net interest income	$15,825,000	1,414
Provision for loan and lease losses	$3,259,000	1,535
Total noninterest income	$494,000	4,587
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$89,000	5,635
Trading account gains and fees	$0	175
Additional Noninterest Income	$405,000	3,488
Total noninterest expense	$11,516,000	1,711
Salaries and employee benefits	$5,910,000	1,646
Premises and equipment expense	$1,564,000	1,647
Additional noninterest expense	$4,042,000	1,783
Pre-tax net operating income	$1,544,000	2,684
Securities gains (losses)	$2,106,000	254
Applicable income taxes	$1,212,000	1,061
Income before extraordinary items	$2,438,000	1,689
Extraordinary gains, net	$0	29
Net income	$2,438,000	1,689
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,438,000	1,691
Net charge-offs	$2,541,000	1,617
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,026,980	3,047
2010-09-30 (YTD Data)		Rank
Total interest income	$15,947,000	1,477
Total interest expense	$4,026,000	1,613
Net interest income	$11,921,000	1,430
Provision for loan and lease losses	$2,370,000	1,481
Total noninterest income	$140,000	6,163
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$62,000	5,806
Trading account gains and fees	$0	165
Additional Noninterest Income	$78,000	5,525
Total noninterest expense	$8,343,000	1,765
Salaries and employee benefits	$4,557,000	1,609
Premises and equipment expense	$1,185,000	1,649
Additional noninterest expense	$2,601,000	1,992
Pre-tax net operating income	$1,348,000	2,581
Securities gains (losses)	$2,106,000	206
Applicable income taxes	$1,317,000	828
Income before extraordinary items	$2,137,000	1,556
Extraordinary gains, net	$0	23
Net income	$2,137,000	1,559
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,137,000	1,559
Net charge-offs	$2,080,000	1,474
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$789,160	3,181
2010-06-30 (YTD Data)		Rank
Total interest income	$10,926,000	1,453
Total interest expense	$2,877,000	1,563
Net interest income	$8,049,000	1,408
Provision for loan and lease losses	$2,353,000	1,133
Total noninterest income	$207,000	4,969
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$40,000	5,874
Trading account gains and fees	$0	152
Additional Noninterest Income	$167,000	3,816
Total noninterest expense	$5,613,000	1,762
Salaries and employee benefits	$3,020,000	1,629
Premises and equipment expense	$775,000	1,708
Additional noninterest expense	$1,818,000	1,907
Pre-tax net operating income	$290,000	4,455
Securities gains (losses)	$2,005,000	138
Applicable income taxes	$920,000	773
Income before extraordinary items	$1,375,000	1,591
Extraordinary gains, net	$0	19
Net income	$1,375,000	1,591
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,375,000	1,591
Net charge-offs	$1,408,000	1,421
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$91,800	5,475
2010-03-31 (YTD Data)		Rank
Total interest income	$5,606,000	1,443
Total interest expense	$1,489,000	1,580
Net interest income	$4,117,000	1,391
Provision for loan and lease losses	$847,000	1,317
Total noninterest income	$95,000	5,145
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$20,000	5,909
Trading account gains and fees	$0	175
Additional Noninterest Income	$75,000	4,016
Total noninterest expense	$2,831,000	1,756
Salaries and employee benefits	$1,605,000	1,553
Premises and equipment expense	$416,000	1,624
Additional noninterest expense	$810,000	2,097
Pre-tax net operating income	$534,000	2,288
Securities gains (losses)	$1,432,000	107
Applicable income taxes	$806,000	453
Income before extraordinary items	$1,160,000	940
Extraordinary gains, net	$0	16
Net income	$1,160,000	944
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,160,000	944
Net charge-offs	$1,201,000	911
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$243,520	3,416
2009-12-31 (YTD Data)		Rank
Total interest income	$23,651,000	1,454
Total interest expense	$8,952,000	1,335
Net interest income	$14,699,000	1,534
Provision for loan and lease losses	$13,499,000	663
Total noninterest income	$717,000	4,014
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$73,000	6,126
Trading account gains and fees	$0	211
Additional Noninterest Income	$644,000	2,795
Total noninterest expense	$10,081,000	2,005
Salaries and employee benefits	$5,294,000	1,868
Premises and equipment expense	$1,648,000	1,639
Additional noninterest expense	$3,139,000	2,261
Pre-tax net operating income	$-8,164,000	7,410
Securities gains (losses)	$655,000	719
Applicable income taxes	$-3,221,000	7,642
Income before extraordinary items	$-4,288,000	7,189
Extraordinary gains, net	$0	34
Net income	$-4,288,000	7,188
Minority interest net income	$0	115
Net income of bank and minority interests.	$-4,288,000	7,188
Net charge-offs	$10,784,000	649
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-4,707,200	7,250
2009-09-30 (YTD Data)		Rank
Total interest income	$17,512,000	1,497
Total interest expense	$7,055,000	1,330
Net interest income	$10,457,000	1,611
Provision for loan and lease losses	$8,965,000	684
Total noninterest income	$488,000	4,267
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$53,000	6,201
Trading account gains and fees	$0	212
Additional Noninterest Income	$435,000	3,040
Total noninterest expense	$7,403,000	2,037
Salaries and employee benefits	$3,928,000	1,902
Premises and equipment expense	$1,244,000	1,637
Additional noninterest expense	$2,231,000	2,334
Pre-tax net operating income	$-5,423,000	7,530
Securities gains (losses)	$486,000	720
Applicable income taxes	$-2,093,000	7,727
Income before extraordinary items	$-2,844,000	7,353
Extraordinary gains, net	$0	27
Net income	$-2,844,000	7,353
Minority interest net income	$0	118
Net income of bank and minority interests.	$-2,844,000	7,353
Net charge-offs	$7,174,000	639
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-3,155,040	7,393
2009-06-30 (YTD Data)		Rank
Total interest income	$11,294,000	1,575
Total interest expense	$4,644,000	1,427
Net interest income	$6,650,000	1,685
Provision for loan and lease losses	$4,520,000	808
Total noninterest income	$360,000	4,057
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$39,000	6,109
Trading account gains and fees	$0	193
Additional Noninterest Income	$321,000	2,885
Total noninterest expense	$4,881,000	2,081
Salaries and employee benefits	$2,609,000	1,942
Premises and equipment expense	$828,000	1,674
Additional noninterest expense	$1,444,000	2,422
Pre-tax net operating income	$-2,391,000	7,477
Securities gains (losses)	$351,000	666
Applicable income taxes	$-950,000	7,741
Income before extraordinary items	$-1,090,000	7,178
Extraordinary gains, net	$0	21
Net income	$-1,090,000	7,178
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,090,000	7,179
Net charge-offs	$2,068,000	1,101
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,314,640	7,272
2009-03-31 (YTD Data)		Rank
Total interest income	$5,609,000	1,609
Total interest expense	$2,348,000	1,478
Net interest income	$3,261,000	1,698
Provision for loan and lease losses	$1,136,000	1,098
Total noninterest income	$120,000	4,878
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$19,000	6,115
Trading account gains and fees	$0	171
Additional Noninterest Income	$101,000	3,637
Total noninterest expense	$2,349,000	2,109
Salaries and employee benefits	$1,347,000	1,908
Premises and equipment expense	$391,000	1,810
Additional noninterest expense	$611,000	2,520
Pre-tax net operating income	$-104,000	6,667
Securities gains (losses)	$253,000	573
Applicable income taxes	$41,000	3,047
Income before extraordinary items	$108,000	4,842
Extraordinary gains, net	$0	15
Net income	$108,000	4,847
Minority interest net income	$0	102
Net income of bank and minority interests.	$108,000	4,845
Net charge-offs	$0	5,728
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-74,160	6,650
2008-12-31 (YTD Data)		Rank
Total interest income	$23,418,000	1,654
Total interest expense	$10,414,000	1,557
Net interest income	$13,004,000	1,706
Provision for loan and lease losses	$1,153,000	2,495
Total noninterest income	$945,000	3,527
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$62,000	6,466
Trading account gains and fees	$0	154
Additional Noninterest Income	$883,000	2,318
Total noninterest expense	$8,356,000	2,289
Salaries and employee benefits	$4,848,000	2,097
Premises and equipment expense	$1,257,000	2,148
Additional noninterest expense	$2,251,000	2,562
Pre-tax net operating income	$4,440,000	1,231
Securities gains (losses)	$-3,641,000	8,030
Applicable income taxes	$200,000	2,817
Income before extraordinary items	$599,000	4,182
Extraordinary gains, net	$0	39
Net income	$599,000	4,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,039
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$11,071,000	147
Net operating income	$3,329,750	1,328
2008-09-30 (YTD Data)		Rank
Total interest income	$17,606,000	1,684
Total interest expense	$7,919,000	1,593
Net interest income	$9,687,000	1,735
Provision for loan and lease losses	$323,000	3,436
Total noninterest income	$772,000	3,418
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$45,000	6,537
Trading account gains and fees	$0	148
Additional Noninterest Income	$727,000	2,265
Total noninterest expense	$6,222,000	2,302
Salaries and employee benefits	$3,600,000	2,131
Premises and equipment expense	$875,000	2,311
Additional noninterest expense	$1,747,000	2,426
Pre-tax net operating income	$3,914,000	1,272
Securities gains (losses)	$-3,388,000	8,158
Applicable income taxes	$96,000	3,617
Income before extraordinary items	$430,000	4,683
Extraordinary gains, net	$0	31
Net income	$430,000	4,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$11,071,000	95
Net operating income	$3,208,160	1,225
2008-06-30 (YTD Data)		Rank
Total interest income	$11,654,000	1,728
Total interest expense	$5,321,000	1,651
Net interest income	$6,333,000	1,763
Provision for loan and lease losses	$123,000	3,938
Total noninterest income	$536,000	3,360
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$30,000	6,564
Trading account gains and fees	$0	149
Additional Noninterest Income	$506,000	2,226
Total noninterest expense	$4,283,000	2,236
Salaries and employee benefits	$2,585,000	2,011
Premises and equipment expense	$533,000	2,501
Additional noninterest expense	$1,165,000	2,406
Pre-tax net operating income	$2,463,000	1,401
Securities gains (losses)	$583,000	275
Applicable income taxes	$1,201,000	803
Income before extraordinary items	$1,845,000	1,486
Extraordinary gains, net	$0	21
Net income	$1,845,000	1,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$11,071,000	69
Net operating income	$1,471,880	1,804
2008-03-31 (YTD Data)		Rank
Total interest income	$5,727,000	1,795
Total interest expense	$2,732,000	1,720
Net interest income	$2,995,000	1,865
Provision for loan and lease losses	$123,000	2,433
Total noninterest income	$122,000	5,043
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$15,000	6,545
Trading account gains and fees	$0	158
Additional Noninterest Income	$107,000	3,641
Total noninterest expense	$1,971,000	2,401
Salaries and employee benefits	$1,237,000	2,121
Premises and equipment expense	$270,000	2,494
Additional noninterest expense	$464,000	2,901
Pre-tax net operating income	$1,023,000	1,749
Securities gains (losses)	$0	2,688
Applicable income taxes	$398,000	1,199
Income before extraordinary items	$625,000	2,236
Extraordinary gains, net	$0	15
Net income	$625,000	2,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$11,071,000	39
Net operating income	$625,000	2,159
2007-12-31 (YTD Data)		Rank
Total interest income	$16,989,000	2,423
Total interest expense	$9,009,000	2,113
Net interest income	$7,980,000	2,735
Provision for loan and lease losses	$67,000	5,388
Total noninterest income	$755,000	4,130
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$48,000	6,781
Trading account gains and fees	$0	178
Additional Noninterest Income	$707,000	2,743
Total noninterest expense	$5,344,000	3,278
Salaries and employee benefits	$3,029,000	3,205
Premises and equipment expense	$742,000	3,280
Additional noninterest expense	$1,573,000	3,284
Pre-tax net operating income	$3,324,000	2,293
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,332,000	1,529
Income before extraordinary items	$1,992,000	2,839
Extraordinary gains, net	$0	39
Net income	$1,992,000	2,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$7,000,000	236
Net operating income	$1,992,000	2,817
2007-09-30 (YTD Data)		Rank
Total interest income	$11,546,000	2,616
Total interest expense	$6,214,000	2,250
Net interest income	$5,332,000	3,059
Provision for loan and lease losses	$0	6,528
Total noninterest income	$138,000	6,895
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$31,000	6,911
Trading account gains and fees	$0	184
Additional Noninterest Income	$107,000	5,683
Total noninterest expense	$3,336,000	3,778
Salaries and employee benefits	$2,038,000	3,476
Premises and equipment expense	$476,000	3,682
Additional noninterest expense	$822,000	4,295
Pre-tax net operating income	$2,134,000	2,715
Securities gains (losses)	$0	1,655
Applicable income taxes	$878,000	1,786
Income before extraordinary items	$1,256,000	3,364
Extraordinary gains, net	$0	33
Net income	$1,256,000	3,363
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$7,000,000	169
Net operating income	$1,256,000	3,353
2007-06-30 (YTD Data)		Rank
Total interest income	$5,825,000	3,382
Total interest expense	$3,117,000	2,915
Net interest income	$2,708,000	3,812
Provision for loan and lease losses	$0	6,209
Total noninterest income	$77,000	7,175
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$15,000	7,097
Trading account gains and fees	$0	168
Additional Noninterest Income	$62,000	5,942
Total noninterest expense	$1,669,000	4,662
Salaries and employee benefits	$1,010,000	4,387
Premises and equipment expense	$233,000	4,577
Additional noninterest expense	$426,000	5,074
Pre-tax net operating income	$1,116,000	3,278
Securities gains (losses)	$0	1,444
Applicable income taxes	$459,000	2,190
Income before extraordinary items	$657,000	3,969
Extraordinary gains, net	$0	29
Net income	$657,000	3,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$7,000,000	126
Net operating income	$657,000	3,954
2007-03-31 (YTD Data)		Rank
Total interest income	$0	8,646
Total interest expense	$0	8,633
Net interest income	$0	8,643
Provision for loan and lease losses	$0	5,779
Total noninterest income	$0	8,538
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$0	7,573
Trading account gains and fees	$0	195
Additional Noninterest Income	$0	8,433
Total noninterest expense	$0	8,645
Salaries and employee benefits	$0	8,625
Premises and equipment expense	$0	8,607
Additional noninterest expense	$0	8,642
Pre-tax net operating income	$0	7,834
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$0	7,856
Extraordinary gains, net	$0	22
Net income	$0	7,855
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$0	7,840
2006-12-31 (YTD Data)		Rank
Total interest income	$22,473,000	1,802
Total interest expense	$10,887,000	1,553
Net interest income	$11,586,000	2,000
Provision for loan and lease losses	$0	6,850
Total noninterest income	$389,000	5,667
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$69,000	6,601
Trading account gains and fees	$0	130
Additional Noninterest Income	$320,000	4,177
Total noninterest expense	$6,861,000	2,559
Salaries and employee benefits	$4,124,000	2,380
Premises and equipment expense	$875,000	2,777
Additional noninterest expense	$1,862,000	2,731
Pre-tax net operating income	$5,114,000	1,838
Securities gains (losses)	$0	1,687
Applicable income taxes	$2,109,000	1,271
Income before extraordinary items	$3,005,000	2,280
Extraordinary gains, net	$0	51
Net income	$3,005,000	2,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,005,000	2,259
2006-09-30 (YTD Data)		Rank
Total interest income	$16,779,000	1,797
Total interest expense	$7,950,000	1,537
Net interest income	$8,829,000	1,990
Provision for loan and lease losses	$0	6,685
Total noninterest income	$320,000	5,501
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$54,000	6,637
Trading account gains and fees	$0	126
Additional Noninterest Income	$266,000	3,980
Total noninterest expense	$5,164,000	2,547
Salaries and employee benefits	$3,103,000	2,374
Premises and equipment expense	$654,000	2,797
Additional noninterest expense	$1,407,000	2,706
Pre-tax net operating income	$3,985,000	1,849
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,639,000	1,303
Income before extraordinary items	$2,346,000	2,265
Extraordinary gains, net	$0	45
Net income	$2,346,000	2,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,346,000	2,253
2006-06-30 (YTD Data)		Rank
Total interest income	$10,946,000	1,803
Total interest expense	$5,114,000	1,521
Net interest income	$5,832,000	2,001
Provision for loan and lease losses	$0	6,419
Total noninterest income	$210,000	5,519
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$39,000	6,568
Trading account gains and fees	$0	126
Additional Noninterest Income	$171,000	4,055
Total noninterest expense	$3,377,000	2,606
Salaries and employee benefits	$2,036,000	2,405
Premises and equipment expense	$431,000	2,809
Additional noninterest expense	$910,000	2,793
Pre-tax net operating income	$2,665,000	1,852
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,097,000	1,300
Income before extraordinary items	$1,568,000	2,264
Extraordinary gains, net	$0	39
Net income	$1,568,000	2,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,568,000	2,247
2006-03-31 (YTD Data)		Rank
Total interest income	$5,245,000	1,832
Total interest expense	$2,434,000	1,513
Net interest income	$2,811,000	2,069
Provision for loan and lease losses	$0	6,013
Total noninterest income	$119,000	5,234
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$21,000	6,441
Trading account gains and fees	$0	115
Additional Noninterest Income	$98,000	3,749
Total noninterest expense	$1,553,000	2,797
Salaries and employee benefits	$1,041,000	2,358
Premises and equipment expense	$213,000	2,850
Additional noninterest expense	$299,000	3,908
Pre-tax net operating income	$1,377,000	1,757
Securities gains (losses)	$0	955
Applicable income taxes	$566,000	1,254
Income before extraordinary items	$811,000	2,155
Extraordinary gains, net	$0	21
Net income	$811,000	2,155
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$811,000	2,140
2005-12-31 (YTD Data)		Rank
Total interest income	$18,133,000	1,856
Total interest expense	$6,962,000	1,640
Net interest income	$11,171,000	1,989
Provision for loan and lease losses	$0	7,120
Total noninterest income	$431,000	5,564
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$70,000	6,747
Trading account gains and fees	$0	138
Additional Noninterest Income	$361,000	3,949
Total noninterest expense	$6,136,000	2,696
Salaries and employee benefits	$3,661,000	2,502
Premises and equipment expense	$862,000	2,695
Additional noninterest expense	$1,613,000	3,057
Pre-tax net operating income	$5,466,000	1,705
Securities gains (losses)	$0	2,296
Applicable income taxes	$2,240,000	1,236
Income before extraordinary items	$3,226,000	2,114
Extraordinary gains, net	$0	46
Net income	$3,226,000	2,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$3,226,000	2,086
2005-09-30 (YTD Data)		Rank
Total interest income	$13,055,000	1,884
Total interest expense	$4,785,000	1,684
Net interest income	$8,270,000	1,996
Provision for loan and lease losses	$32,000	5,761
Total noninterest income	$314,000	5,671
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$51,000	6,835
Trading account gains and fees	$0	126
Additional Noninterest Income	$263,000	4,036
Total noninterest expense	$3,765,000	3,200
Salaries and employee benefits	$2,185,000	3,004
Premises and equipment expense	$648,000	2,678
Additional noninterest expense	$932,000	3,704
Pre-tax net operating income	$4,787,000	1,498
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,970,000	1,086
Income before extraordinary items	$2,817,000	1,863
Extraordinary gains, net	$0	35
Net income	$2,817,000	1,863
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$2,817,000	1,824
2005-06-30 (YTD Data)		Rank
Total interest income	$8,259,000	1,927
Total interest expense	$2,920,000	1,731
Net interest income	$5,339,000	2,043
Provision for loan and lease losses	$-156,000	8,758
Total noninterest income	$184,000	5,922
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$34,000	6,810
Trading account gains and fees	$0	116
Additional Noninterest Income	$150,000	4,323
Total noninterest expense	$2,482,000	3,217
Salaries and employee benefits	$1,448,000	3,018
Premises and equipment expense	$434,000	2,640
Additional noninterest expense	$600,000	3,801
Pre-tax net operating income	$3,197,000	1,460
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,315,000	1,067
Income before extraordinary items	$1,882,000	1,811
Extraordinary gains, net	$0	30
Net income	$1,882,000	1,811
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,882,000	1,776
2005-03-31 (YTD Data)		Rank
Total interest income	$3,952,000	1,969
Total interest expense	$1,352,000	1,763
Net interest income	$2,600,000	2,075
Provision for loan and lease losses	$-131,000	8,845
Total noninterest income	$83,000	6,080
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$16,000	6,882
Trading account gains and fees	$0	115
Additional Noninterest Income	$67,000	4,538
Total noninterest expense	$1,280,000	3,135
Salaries and employee benefits	$772,000	2,852
Premises and equipment expense	$217,000	2,672
Additional noninterest expense	$291,000	3,905
Pre-tax net operating income	$1,534,000	1,487
Securities gains (losses)	$0	1,685
Applicable income taxes	$631,000	1,095
Income before extraordinary items	$903,000	1,877
Extraordinary gains, net	$0	24
Net income	$903,000	1,878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$903,000	1,837
2004-12-31 (YTD Data)		Rank
Total interest income	$12,667,000	2,262
Total interest expense	$3,062,000	2,588
Net interest income	$9,605,000	2,120
Provision for loan and lease losses	$300,000	2,900
Total noninterest income	$479,000	5,375
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$79,000	6,781
Trading account gains and fees	$0	138
Additional Noninterest Income	$400,000	3,717
Total noninterest expense	$5,627,000	2,810
Salaries and employee benefits	$3,318,000	2,600
Premises and equipment expense	$634,000	3,381
Additional noninterest expense	$1,675,000	2,842
Pre-tax net operating income	$4,157,000	1,996
Securities gains (losses)	$743,000	345
Applicable income taxes	$2,005,000	1,270
Income before extraordinary items	$2,895,000	2,147
Extraordinary gains, net	$0	34
Net income	$2,895,000	2,148
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$66,000	710
Net operating income	$2,419,480	2,452
2004-09-30 (YTD Data)		Rank
Total interest income	$8,992,000	2,362
Total interest expense	$1,997,000	2,848
Net interest income	$6,995,000	2,169
Provision for loan and lease losses	$210,000	2,903
Total noninterest income	$381,000	5,261
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$60,000	6,812
Trading account gains and fees	$0	134
Additional Noninterest Income	$321,000	3,613
Total noninterest expense	$3,329,000	3,427
Salaries and employee benefits	$1,919,000	3,255
Premises and equipment expense	$432,000	3,661
Additional noninterest expense	$978,000	3,492
Pre-tax net operating income	$3,837,000	1,676
Securities gains (losses)	$743,000	327
Applicable income taxes	$1,787,000	1,119
Income before extraordinary items	$2,793,000	1,737
Extraordinary gains, net	$0	26
Net income	$2,793,000	1,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,317,480	1,973
2004-06-30 (YTD Data)		Rank
Total interest income	$5,763,000	2,435
Total interest expense	$1,213,000	3,051
Net interest income	$4,550,000	2,194
Provision for loan and lease losses	$180,000	2,366
Total noninterest income	$246,000	5,335
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$40,000	6,850
Trading account gains and fees	$0	130
Additional Noninterest Income	$206,000	3,672
Total noninterest expense	$2,133,000	3,556
Salaries and employee benefits	$1,249,000	3,334
Premises and equipment expense	$268,000	3,862
Additional noninterest expense	$616,000	3,671
Pre-tax net operating income	$2,483,000	1,688
Securities gains (losses)	$735,000	273
Applicable income taxes	$1,188,000	1,115
Income before extraordinary items	$2,030,000	1,582
Extraordinary gains, net	$0	21
Net income	$2,030,000	1,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,559,600	1,957
2004-03-31 (YTD Data)		Rank
Total interest income	$2,759,000	2,534
Total interest expense	$593,000	3,149
Net interest income	$2,166,000	2,298
Provision for loan and lease losses	$90,000	2,254
Total noninterest income	$128,000	5,162
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$20,000	6,805
Trading account gains and fees	$0	121
Additional Noninterest Income	$108,000	3,546
Total noninterest expense	$1,063,000	3,588
Salaries and employee benefits	$620,000	3,362
Premises and equipment expense	$115,000	4,370
Additional noninterest expense	$328,000	3,487
Pre-tax net operating income	$1,141,000	1,804
Securities gains (losses)	$619,000	224
Applicable income taxes	$653,000	1,039
Income before extraordinary items	$1,107,000	1,448
Extraordinary gains, net	$0	16
Net income	$1,107,000	1,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$710,840	2,065
2003-12-31 (YTD Data)		Rank
Total interest income	$10,490,000	2,693
Total interest expense	$2,779,000	3,065
Net interest income	$7,711,000	2,503
Provision for loan and lease losses	$360,000	2,773
Total noninterest income	$689,000	4,595
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$73,000	7,039
Trading account gains and fees	$0	160
Additional Noninterest Income	$616,000	3,206
Total noninterest expense	$4,449,000	3,381
Salaries and employee benefits	$2,659,000	3,099
Premises and equipment expense	$441,000	4,425
Additional noninterest expense	$1,349,000	3,385
Pre-tax net operating income	$3,591,000	2,168
Securities gains (losses)	$528,000	723
Applicable income taxes	$1,683,000	1,465
Income before extraordinary items	$2,436,000	2,417
Extraordinary gains, net	$0	54
Net income	$2,436,000	2,420
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$775,000	2,761
Sale, conversion, retirement of capital stock, net	$66,000	701
Net operating income	$2,098,080	2,629
2003-09-30 (YTD Data)		Rank
Total interest income	$7,782,000	2,768
Total interest expense	$2,157,000	3,080
Net interest income	$5,625,000	2,586
Provision for loan and lease losses	$270,000	2,692
Total noninterest income	$546,000	4,482
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$52,000	7,162
Trading account gains and fees	$0	153
Additional Noninterest Income	$494,000	3,162
Total noninterest expense	$2,595,000	4,136
Salaries and employee benefits	$1,501,000	3,913
Premises and equipment expense	$328,000	4,456
Additional noninterest expense	$766,000	4,189
Pre-tax net operating income	$3,306,000	1,885
Securities gains (losses)	$438,000	751
Applicable income taxes	$1,478,000	1,371
Income before extraordinary items	$2,266,000	2,084
Extraordinary gains, net	$0	40
Net income	$2,266,000	2,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$774,000	2,046
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,985,680	2,241
2003-06-30 (YTD Data)		Rank
Total interest income	$5,128,000	2,819
Total interest expense	$1,475,000	3,098
Net interest income	$3,653,000	2,663
Provision for loan and lease losses	$180,000	2,675
Total noninterest income	$347,000	4,611
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$33,000	7,215
Trading account gains and fees	$0	150
Additional Noninterest Income	$314,000	3,209
Total noninterest expense	$1,650,000	4,297
Salaries and employee benefits	$933,000	4,138
Premises and equipment expense	$214,000	4,514
Additional noninterest expense	$503,000	4,223
Pre-tax net operating income	$2,170,000	1,905
Securities gains (losses)	$438,000	628
Applicable income taxes	$1,018,000	1,351
Income before extraordinary items	$1,590,000	1,996
Extraordinary gains, net	$0	30
Net income	$1,590,000	1,995
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,309,680	2,244
2003-03-31 (YTD Data)		Rank
Total interest income	$2,525,000	2,884
Total interest expense	$760,000	3,082
Net interest income	$1,765,000	2,746
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$167,000	4,611
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$15,000	7,293
Trading account gains and fees	$0	134
Additional Noninterest Income	$152,000	3,188
Total noninterest expense	$823,000	4,276
Salaries and employee benefits	$472,000	4,075
Premises and equipment expense	$103,000	4,610
Additional noninterest expense	$248,000	4,243
Pre-tax net operating income	$1,019,000	2,002
Securities gains (losses)	$132,000	853
Applicable income taxes	$459,000	1,474
Income before extraordinary items	$692,000	2,211
Extraordinary gains, net	$0	21
Net income	$692,000	2,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$607,520	2,379
2002-12-31 (YTD Data)		Rank
Total interest income	$10,841,000	2,808
Total interest expense	$3,733,000	2,915
Net interest income	$7,108,000	2,691
Provision for loan and lease losses	$360,000	3,054
Total noninterest income	$409,000	5,726
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$52,000	7,490
Trading account gains and fees	$0	153
Additional Noninterest Income	$357,000	3,903
Total noninterest expense	$3,713,000	3,768
Salaries and employee benefits	$2,185,000	3,478
Premises and equipment expense	$412,000	4,544
Additional noninterest expense	$1,116,000	3,822
Pre-tax net operating income	$3,444,000	2,239
Securities gains (losses)	$868,000	464
Applicable income taxes	$1,769,000	1,436
Income before extraordinary items	$2,543,000	2,320
Extraordinary gains, net	$0	70
Net income	$2,543,000	2,320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$1,548,000	1,596
Sale, conversion, retirement of capital stock, net	$67,000	684
Net operating income	$1,987,480	2,733
2001-12-31 (YTD Data)		Rank
Total interest income	$11,904,000	2,853
Total interest expense	$6,435,000	2,489
Net interest income	$5,469,000	3,198
Provision for loan and lease losses	$360,000	2,816
Total noninterest income	$275,000	6,625
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$54,000	7,519
Trading account gains and fees	$0	177
Additional Noninterest Income	$221,000	4,730
Total noninterest expense	$3,220,000	4,107
Salaries and employee benefits	$1,857,000	3,814
Premises and equipment expense	$382,000	4,745
Additional noninterest expense	$981,000	4,130
Pre-tax net operating income	$2,164,000	2,999
Securities gains (losses)	$354,000	799
Applicable income taxes	$1,017,000	2,048
Income before extraordinary items	$1,501,000	3,226
Extraordinary gains, net	$0	105
Net income	$1,501,000	3,231
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,671
Cash dividends	$759,000	2,710
Sale, conversion, retirement of capital stock, net	$67,000	702
Net operating income	$1,274,440	3,543
2000-12-31 (YTD Data)		Rank
Total interest income	$11,544,000	2,989
Total interest expense	$6,218,000	2,689
Net interest income	$5,326,000	3,291
Provision for loan and lease losses	$500,000	1,862
Total noninterest income	$265,000	6,623
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$50,000	7,624
Trading account gains and fees	$0	180
Additional Noninterest Income	$215,000	4,635
Total noninterest expense	$2,741,000	4,541
Salaries and employee benefits	$1,657,000	4,035
Premises and equipment expense	$383,000	4,639
Additional noninterest expense	$701,000	5,169
Pre-tax net operating income	$2,350,000	2,926
Securities gains (losses)	$0	1,956
Applicable income taxes	$968,000	2,185
Income before extraordinary items	$1,382,000	3,472
Extraordinary gains, net	$0	38
Net income	$1,382,000	3,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,622
Cash dividends	$303,000	4,452
Sale, conversion, retirement of capital stock, net	$86,000	715
Net operating income	$1,382,000	3,455
1999-12-31 (YTD Data)		Rank
Total interest income	$7,209,000	4,284
Total interest expense	$3,357,000	4,189
Net interest income	$3,852,000	4,317
Provision for loan and lease losses	$300,000	2,624
Total noninterest income	$223,000	7,222
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$26,000	8,370
Trading account gains and fees	$0	173
Additional Noninterest Income	$197,000	4,971
Total noninterest expense	$2,391,000	5,037
Salaries and employee benefits	$1,407,000	4,568
Premises and equipment expense	$370,000	4,775
Additional noninterest expense	$614,000	5,741
Pre-tax net operating income	$1,384,000	4,336
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$558,000	3,387
Income before extraordinary items	$827,000	4,997
Extraordinary gains, net	$0	35
Net income	$827,000	4,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$274,000	1,942
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$86,000	806
Net operating income	$826,360	4,972
1998-12-31 (YTD Data)		Rank
Total interest income	$6,236,000	4,857
Total interest expense	$3,008,000	4,715
Net interest income	$3,228,000	4,889
Provision for loan and lease losses	$220,000	3,309
Total noninterest income	$259,000	6,901
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$31,000	8,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$228,000	4,641
Total noninterest expense	$2,088,000	5,432
Salaries and employee benefits	$1,234,000	4,972
Premises and equipment expense	$372,000	4,686
Additional noninterest expense	$482,000	6,561
Pre-tax net operating income	$1,179,000	4,946
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$503,000	3,816
Income before extraordinary items	$680,000	5,695
Extraordinary gains, net	$0	32
Net income	$680,000	5,694
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,129
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$86,000	795
Net operating income	$677,440	5,606
1997-12-31 (YTD Data)		Rank
Total interest income	$4,898,000	5,884
Total interest expense	$2,271,000	5,763
Net interest income	$2,627,000	5,849
Provision for loan and lease losses	$180,000	3,648
Total noninterest income	$253,000	7,186
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$23,000	9,059
Trading account gains and fees	NA	NA
Additional Noninterest Income	$230,000	4,605
Total noninterest expense	$2,039,000	5,585
Salaries and employee benefits	$1,202,000	5,092
Premises and equipment expense	$371,000	4,699
Additional noninterest expense	$466,000	6,790
Pre-tax net operating income	$661,000	7,157
Securities gains (losses)	$11,000	2,294
Applicable income taxes	$292,000	5,803
Income before extraordinary items	$380,000	7,778
Extraordinary gains, net	$0	44
Net income	$380,000	7,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$86,000	787
Net operating income	$372,960	7,776
1996-12-31 (YTD Data)		Rank
Total interest income	$3,011,000	7,976
Total interest expense	$1,350,000	7,960
Net interest income	$1,661,000	7,872
Provision for loan and lease losses	$188,000	3,558
Total noninterest income	$286,000	7,115
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$103,000	7,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$183,000	5,422
Total noninterest expense	$1,534,000	7,014
Salaries and employee benefits	$926,000	6,329
Premises and equipment expense	$245,000	6,318
Additional noninterest expense	$363,000	8,230
Pre-tax net operating income	$225,000	9,628
Securities gains (losses)	$0	4,148
Applicable income taxes	$86,000	9,001
Income before extraordinary items	$139,000	9,894
Extraordinary gains, net	$0	53
Net income	$139,000	9,892
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$536,000	457
Net operating income	$139,000	9,838
1995-12-31 (YTD Data)		Rank
Total interest income	$883,000	11,444
Total interest expense	$277,000	11,623
Net interest income	$606,000	11,105
Provision for loan and lease losses	$138,000	3,809
Total noninterest income	$77,000	10,796
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$21,000	9,976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	8,932
Total noninterest expense	$1,779,000	6,518
Salaries and employee benefits	$1,084,000	5,668
Premises and equipment expense	$356,000	4,966
Additional noninterest expense	$339,000	8,807
Pre-tax net operating income	$-1,239,000	11,890
Securities gains (losses)	$0	3,831
Applicable income taxes	$-544,000	11,873
Income before extraordinary items	$-690,000	11,828
Extraordinary gains, net	$0	65
Net income	$-690,000	11,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$11,495,000	46
Net operating income	$-690,000	11,817

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.