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EVB, Income and Expense

2017-03-31 (YTD Data)Rank
Total interest income$14,013,000508
Total interest expense$1,628,000494
Net interest income$12,385,000510
Provision for loan and lease losses$03,537
Total noninterest income$1,297,0001,102
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$743,000448
Trading account gains and fees$0142
Additional Noninterest Income$554,0001,440
Total noninterest expense$9,827,000563
Salaries and employee benefits$5,671,000545
Premises and equipment expense$1,476,000456
Additional noninterest expense$2,680,000633
Pre-tax net operating income$3,855,000650
Securities gains (losses)$2,000951
Applicable income taxes$1,139,000598
Income before extraordinary items$2,718,000718
Extraordinary gains, net$08
Net income$2,718,000718
Minority interest net income$055
Net income of bank and minority interests.$2,718,000718
Net charge-offs$318,000441
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,716,600706
2016-12-31 (YTD Data)Rank
Total interest income$51,462,000525
Total interest expense$4,950,000608
Net interest income$46,512,000517
Provision for loan and lease losses$17,0004,097
Total noninterest income$6,060,0001,007
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,966,000452
Trading account gains and fees$0170
Additional Noninterest Income$3,094,0001,182
Total noninterest expense$38,447,000565
Salaries and employee benefits$22,024,000538
Premises and equipment expense$5,861,000444
Additional noninterest expense$10,562,000657
Pre-tax net operating income$14,108,000678
Securities gains (losses)$701,000320
Applicable income taxes$4,440,000598
Income before extraordinary items$10,369,000744
Extraordinary gains, net$05
Net income$10,369,000741
Minority interest net income$082
Net income of bank and minority interests.$10,369,000743
Net charge-offs$74,0002,848
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$-4,0005,806
Net operating income$9,878,300755
2016-09-30 (YTD Data)Rank
Total interest income$37,969,000530
Total interest expense$3,664,000612
Net interest income$34,305,000520
Provision for loan and lease losses$17,0003,901
Total noninterest income$4,537,0001,001
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,221,000450
Trading account gains and fees$0169
Additional Noninterest Income$2,316,0001,185
Total noninterest expense$28,408,000572
Salaries and employee benefits$16,229,000548
Premises and equipment expense$4,244,000455
Additional noninterest expense$7,935,000656
Pre-tax net operating income$10,417,000691
Securities gains (losses)$507,000385
Applicable income taxes$3,270,000616
Income before extraordinary items$7,654,000752
Extraordinary gains, net$05
Net income$7,654,000752
Minority interest net income$071
Net income of bank and minority interests.$7,654,000752
Net charge-offs$877,000534
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$-4,0005,892
Net operating income$7,299,100757
2016-06-30 (YTD Data)Rank
Total interest income$25,273,000529
Total interest expense$2,445,000605
Net interest income$22,828,000522
Provision for loan and lease losses$17,0003,619
Total noninterest income$2,984,000996
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,467,000455
Trading account gains and fees$0157
Additional Noninterest Income$1,517,0001,182
Total noninterest expense$18,685,000579
Salaries and employee benefits$10,500,000560
Premises and equipment expense$2,770,000469
Additional noninterest expense$5,415,000638
Pre-tax net operating income$7,110,000665
Securities gains (losses)$237,000517
Applicable income taxes$2,195,000612
Income before extraordinary items$5,152,000736
Extraordinary gains, net$016
Net income$5,152,000735
Minority interest net income$071
Net income of bank and minority interests.$5,152,000735
Net charge-offs$877,000399
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,986,100740
2016-03-31 (YTD Data)Rank
Total interest income$12,654,000524
Total interest expense$1,217,000606
Net interest income$11,437,000521
Provision for loan and lease losses$17,0002,973
Total noninterest income$1,485,000970
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$739,000449
Trading account gains and fees$0142
Additional Noninterest Income$746,0001,150
Total noninterest expense$9,193,000589
Salaries and employee benefits$5,137,000576
Premises and equipment expense$1,430,000463
Additional noninterest expense$2,626,000656
Pre-tax net operating income$3,712,000628
Securities gains (losses)$65,000708
Applicable income taxes$1,123,000586
Income before extraordinary items$2,654,000698
Extraordinary gains, net$012
Net income$2,654,000697
Minority interest net income$062
Net income of bank and minority interests.$2,654,000698
Net charge-offs$408,000398
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,608,500685
2015-12-31 (YTD Data)Rank
Total interest income$47,964,000535
Total interest expense$4,373,000643
Net interest income$43,591,000528
Provision for loan and lease losses$04,380
Total noninterest income$6,189,000979
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,845,000465
Trading account gains and fees$0159
Additional Noninterest Income$3,344,0001,080
Total noninterest expense$37,835,000556
Salaries and employee benefits$21,310,000532
Premises and equipment expense$5,769,000452
Additional noninterest expense$10,756,000630
Pre-tax net operating income$11,945,000755
Securities gains (losses)$234,000666
Applicable income taxes$3,294,000708
Income before extraordinary items$8,885,000811
Extraordinary gains, net$023
Net income$8,885,000811
Minority interest net income$081
Net income of bank and minority interests.$8,885,000811
Net charge-offs$1,694,000440
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,714,180808
2015-09-30 (YTD Data)Rank
Total interest income$35,684,000545
Total interest expense$3,205,000658
Net interest income$32,479,000534
Provision for loan and lease losses$04,232
Total noninterest income$4,620,000982
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,081,000479
Trading account gains and fees$0153
Additional Noninterest Income$2,539,0001,093
Total noninterest expense$28,739,000553
Salaries and employee benefits$16,174,000528
Premises and equipment expense$4,309,000461
Additional noninterest expense$8,256,000614
Pre-tax net operating income$8,360,000810
Securities gains (losses)$132,000859
Applicable income taxes$2,219,000777
Income before extraordinary items$6,273,000856
Extraordinary gains, net$021
Net income$6,273,000856
Minority interest net income$078
Net income of bank and minority interests.$6,273,000856
Net charge-offs$1,083,000467
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,175,320847
2015-06-30 (YTD Data)Rank
Total interest income$23,700,000541
Total interest expense$2,131,000658
Net interest income$21,569,000531
Provision for loan and lease losses$04,069
Total noninterest income$2,969,0001,011
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,336,000489
Trading account gains and fees$0157
Additional Noninterest Income$1,633,0001,122
Total noninterest expense$19,483,000543
Salaries and employee benefits$10,891,000521
Premises and equipment expense$2,913,000460
Additional noninterest expense$5,679,000594
Pre-tax net operating income$5,055,000882
Securities gains (losses)$51,0001,220
Applicable income taxes$1,290,000856
Income before extraordinary items$3,816,000935
Extraordinary gains, net$022
Net income$3,816,000935
Minority interest net income$075
Net income of bank and minority interests.$3,816,000935
Net charge-offs$734,000455
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,777,750915
2015-03-31 (YTD Data)Rank
Total interest income$11,765,000537
Total interest expense$1,121,000622
Net interest income$10,644,000535
Provision for loan and lease losses$03,703
Total noninterest income$1,458,000992
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$663,000484
Trading account gains and fees$0152
Additional Noninterest Income$795,0001,097
Total noninterest expense$9,649,000550
Salaries and employee benefits$5,479,000521
Premises and equipment expense$1,521,000441
Additional noninterest expense$2,649,000627
Pre-tax net operating income$2,453,000887
Securities gains (losses)$25,0001,138
Applicable income taxes$625,000868
Income before extraordinary items$1,853,000925
Extraordinary gains, net$013
Net income$1,853,000926
Minority interest net income$064
Net income of bank and minority interests.$1,853,000925
Net charge-offs$363,000469
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,834,250899
2014-12-31 (YTD Data)Rank
Total interest income$41,918,000592
Total interest expense$4,221,000686
Net interest income$37,697,000592
Provision for loan and lease losses$250,0002,195
Total noninterest income$6,035,000959
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,257,000430
Trading account gains and fees$0180
Additional Noninterest Income$2,778,0001,151
Total noninterest expense$33,204,000621
Salaries and employee benefits$18,428,000587
Premises and equipment expense$5,109,000497
Additional noninterest expense$9,667,000691
Pre-tax net operating income$10,278,000808
Securities gains (losses)$538,000372
Applicable income taxes$2,964,000726
Income before extraordinary items$7,852,000845
Extraordinary gains, net$017
Net income$7,852,000845
Minority interest net income$084
Net income of bank and minority interests.$7,852,000844
Net charge-offs$1,996,000516
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,459,260863
2014-09-30 (YTD Data)Rank
Total interest income$30,657,000603
Total interest expense$3,197,000680
Net interest income$27,460,000600
Provision for loan and lease losses$250,0001,804
Total noninterest income$4,563,000946
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,484,000426
Trading account gains and fees$0174
Additional Noninterest Income$2,079,0001,173
Total noninterest expense$24,256,000636
Salaries and employee benefits$13,986,000579
Premises and equipment expense$3,872,000493
Additional noninterest expense$6,398,000773
Pre-tax net operating income$7,517,000838
Securities gains (losses)$496,000308
Applicable income taxes$2,142,000756
Income before extraordinary items$5,871,000846
Extraordinary gains, net$015
Net income$5,871,000845
Minority interest net income$081
Net income of bank and minority interests.$5,871,000845
Net charge-offs$876,000745
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,508,920882
2014-06-30 (YTD Data)Rank
Total interest income$20,573,000601
Total interest expense$2,124,000690
Net interest income$18,449,000595
Provision for loan and lease losses$250,0001,440
Total noninterest income$3,016,000934
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,659,000419
Trading account gains and fees$0172
Additional Noninterest Income$1,357,0001,177
Total noninterest expense$16,375,000627
Salaries and employee benefits$9,334,000578
Premises and equipment expense$2,586,000494
Additional noninterest expense$4,455,000736
Pre-tax net operating income$4,840,000839
Securities gains (losses)$489,000230
Applicable income taxes$1,418,000740
Income before extraordinary items$3,911,000835
Extraordinary gains, net$020
Net income$3,911,000835
Minority interest net income$080
Net income of bank and minority interests.$3,911,000835
Net charge-offs$399,0001,036
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,554,030891
2014-03-31 (YTD Data)Rank
Total interest income$10,376,000595
Total interest expense$1,067,000694
Net interest income$9,309,000592
Provision for loan and lease losses$250,000826
Total noninterest income$1,520,000904
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$822,000419
Trading account gains and fees$0147
Additional Noninterest Income$698,0001,126
Total noninterest expense$8,068,000639
Salaries and employee benefits$4,586,000597
Premises and equipment expense$1,319,000494
Additional noninterest expense$2,163,000749
Pre-tax net operating income$2,511,000790
Securities gains (losses)$380,000163
Applicable income taxes$785,000676
Income before extraordinary items$2,106,000741
Extraordinary gains, net$016
Net income$2,106,000742
Minority interest net income$066
Net income of bank and minority interests.$2,106,000742
Net charge-offs$111,0001,307
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,828,600837
2013-12-31 (YTD Data)Rank
Total interest income$42,024,000584
Total interest expense$7,817,000394
Net interest income$34,207,000623
Provision for loan and lease losses$1,850,000660
Total noninterest income$4,881,0001,153
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$3,286,000434
Trading account gains and fees$0184
Additional Noninterest Income$1,595,0001,784
Total noninterest expense$43,061,000484
Salaries and employee benefits$17,156,000632
Premises and equipment expense$5,226,000476
Additional noninterest expense$20,679,000368
Pre-tax net operating income$-5,823,0006,764
Securities gains (losses)$1,507,000166
Applicable income taxes$-2,151,0006,727
Income before extraordinary items$-2,165,0006,679
Extraordinary gains, net$029
Net income$-2,165,0006,679
Minority interest net income$090
Net income of bank and minority interests.$-2,165,0006,679
Net charge-offs$7,421,000237
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-3,129,4806,720
2013-09-30 (YTD Data)Rank
Total interest income$31,762,000580
Total interest expense$6,674,000356
Net interest income$25,088,000633
Provision for loan and lease losses$1,550,000629
Total noninterest income$3,265,0001,271
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$2,342,000452
Trading account gains and fees$0180
Additional Noninterest Income$923,0002,164
Total noninterest expense$34,984,000459
Salaries and employee benefits$12,713,000640
Premises and equipment expense$3,860,000481
Additional noninterest expense$18,411,000314
Pre-tax net operating income$-8,181,0006,879
Securities gains (losses)$525,000393
Applicable income taxes$-3,107,0006,853
Income before extraordinary items$-4,549,0006,850
Extraordinary gains, net$025
Net income$-4,549,0006,851
Minority interest net income$084
Net income of bank and minority interests.$-4,549,0006,851
Net charge-offs$4,994,000268
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-4,885,0006,853
2013-06-30 (YTD Data)Rank
Total interest income$21,209,000580
Total interest expense$4,886,000338
Net interest income$16,323,000644
Provision for loan and lease losses$1,200,000571
Total noninterest income$2,575,0001,134
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,495,000466
Trading account gains and fees$0157
Additional Noninterest Income$1,080,0001,498
Total noninterest expense$15,670,000665
Salaries and employee benefits$8,295,000658
Premises and equipment expense$2,527,000486
Additional noninterest expense$4,848,000711
Pre-tax net operating income$2,028,0001,698
Securities gains (losses)$525,000352
Applicable income taxes$568,0001,405
Income before extraordinary items$1,985,0001,528
Extraordinary gains, net$022
Net income$1,985,0001,531
Minority interest net income$082
Net income of bank and minority interests.$1,985,0001,533
Net charge-offs$3,705,000266
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,575,5001,781
2013-03-31 (YTD Data)Rank
Total interest income$10,577,000589
Total interest expense$2,457,000344
Net interest income$8,120,000657
Provision for loan and lease losses$600,000594
Total noninterest income$1,434,0001,051
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$766,000459
Trading account gains and fees$0148
Additional Noninterest Income$668,0001,292
Total noninterest expense$7,812,000676
Salaries and employee benefits$4,149,000669
Premises and equipment expense$1,256,000497
Additional noninterest expense$2,407,000714
Pre-tax net operating income$1,142,0001,530
Securities gains (losses)$467,000222
Applicable income taxes$410,0001,069
Income before extraordinary items$1,199,0001,251
Extraordinary gains, net$010
Net income$1,199,0001,253
Minority interest net income$076
Net income of bank and minority interests.$1,199,0001,253
Net charge-offs$1,422,000346
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$848,7501,639
2012-12-31 (YTD Data)Rank
Total interest income$45,071,000585
Total interest expense$11,226,000353
Net interest income$33,845,000638
Provision for loan and lease losses$5,658,000460
Total noninterest income$4,072,0001,313
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$3,239,000456
Trading account gains and fees$0166
Additional Noninterest Income$833,0002,617
Total noninterest expense$30,931,000666
Salaries and employee benefits$15,770,000666
Premises and equipment expense$5,165,000469
Additional noninterest expense$9,996,000710
Pre-tax net operating income$1,328,0003,539
Securities gains (losses)$3,875,000116
Applicable income taxes$1,219,0001,283
Income before extraordinary items$3,984,0001,460
Extraordinary gains, net$029
Net income$3,984,0001,461
Minority interest net income$093
Net income of bank and minority interests.$3,984,0001,461
Net charge-offs$9,422,000337
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,000,2503,755
2012-09-30 (YTD Data)Rank
Total interest income$34,059,000585
Total interest expense$8,654,000364
Net interest income$25,405,000636
Provision for loan and lease losses$4,783,000421
Total noninterest income$2,694,0001,419
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$2,374,000471
Trading account gains and fees$0157
Additional Noninterest Income$320,0003,594
Total noninterest expense$23,096,000666
Salaries and employee benefits$11,624,000671
Premises and equipment expense$3,784,000479
Additional noninterest expense$7,688,000683
Pre-tax net operating income$220,0005,607
Securities gains (losses)$3,498,000109
Applicable income taxes$805,0001,438
Income before extraordinary items$2,913,0001,521
Extraordinary gains, net$020
Net income$2,913,0001,522
Minority interest net income$086
Net income of bank and minority interests.$2,913,0001,522
Net charge-offs$6,782,000352
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$184,5605,613
2012-06-30 (YTD Data)Rank
Total interest income$22,830,000583
Total interest expense$5,919,000370
Net interest income$16,911,000636
Provision for loan and lease losses$4,158,000350
Total noninterest income$1,702,0001,477
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,559,000478
Trading account gains and fees$0153
Additional Noninterest Income$143,0004,143
Total noninterest expense$15,419,000666
Salaries and employee benefits$7,714,000671
Premises and equipment expense$2,511,000481
Additional noninterest expense$5,194,000666
Pre-tax net operating income$-964,0006,963
Securities gains (losses)$3,363,00083
Applicable income taxes$472,0001,546
Income before extraordinary items$1,927,0001,535
Extraordinary gains, net$019
Net income$1,927,0001,534
Minority interest net income$084
Net income of bank and minority interests.$1,927,0001,535
Net charge-offs$5,394,000323
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-763,4006,929
2012-03-31 (YTD Data)Rank
Total interest income$11,554,000585
Total interest expense$3,019,000375
Net interest income$8,535,000630
Provision for loan and lease losses$2,900,000257
Total noninterest income$688,0001,730
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$769,000474
Trading account gains and fees$0148
Additional Noninterest Income$-81,0007,139
Total noninterest expense$7,753,000659
Salaries and employee benefits$3,900,000671
Premises and equipment expense$1,271,000472
Additional noninterest expense$2,582,000662
Pre-tax net operating income$-1,430,0007,197
Securities gains (losses)$2,531,00058
Applicable income taxes$158,0001,967
Income before extraordinary items$943,0001,556
Extraordinary gains, net$019
Net income$943,0001,557
Minority interest net income$078
Net income of bank and minority interests.$943,0001,557
Net charge-offs$3,860,000231
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-1,233,6607,185
2011-12-31 (YTD Data)Rank
Total interest income$49,538,000559
Total interest expense$14,672,000374
Net interest income$34,866,000610
Provision for loan and lease losses$8,800,000467
Total noninterest income$4,167,0001,202
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$3,443,000445
Trading account gains and fees$0146
Additional Noninterest Income$724,0002,588
Total noninterest expense$31,368,000636
Salaries and employee benefits$14,978,000654
Premises and equipment expense$5,209,000483
Additional noninterest expense$11,181,000649
Pre-tax net operating income$-1,135,0006,622
Securities gains (losses)$3,186,000151
Applicable income taxes$-46,0006,725
Income before extraordinary items$2,097,0002,164
Extraordinary gains, net$029
Net income$2,097,0002,164
Minority interest net income$096
Net income of bank and minority interests.$2,097,0002,164
Net charge-offs$9,986,000456
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,089,0006,639
2011-09-30 (YTD Data)Rank
Total interest income$37,754,000551
Total interest expense$11,391,000381
Net interest income$26,363,000608
Provision for loan and lease losses$5,150,000601
Total noninterest income$3,091,0001,216
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$2,625,000443
Trading account gains and fees$0145
Additional Noninterest Income$466,0002,807
Total noninterest expense$24,785,000612
Salaries and employee benefits$12,132,000594
Premises and equipment expense$3,918,000486
Additional noninterest expense$8,735,000623
Pre-tax net operating income$-481,0006,592
Securities gains (losses)$1,751,000211
Applicable income taxes$-86,0006,986
Income before extraordinary items$1,356,0002,504
Extraordinary gains, net$021
Net income$1,356,0002,506
Minority interest net income$087
Net income of bank and minority interests.$1,356,0002,506
Net charge-offs$4,764,000650
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-395,0006,584
2011-06-30 (YTD Data)Rank
Total interest income$25,558,000548
Total interest expense$7,870,000387
Net interest income$17,688,000610
Provision for loan and lease losses$3,500,000600
Total noninterest income$2,708,000982
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,780,000431
Trading account gains and fees$0153
Additional Noninterest Income$928,0001,417
Total noninterest expense$16,593,000619
Salaries and employee benefits$8,112,000599
Premises and equipment expense$2,632,000493
Additional noninterest expense$5,849,000628
Pre-tax net operating income$303,0004,603
Securities gains (losses)$322,000523
Applicable income taxes$-150,0007,174
Income before extraordinary items$775,0002,726
Extraordinary gains, net$015
Net income$775,0002,727
Minority interest net income$089
Net income of bank and minority interests.$775,0002,727
Net charge-offs$2,035,000915
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$453,0003,660
2011-03-31 (YTD Data)Rank
Total interest income$12,699,000557
Total interest expense$4,011,000400
Net interest income$8,688,000628
Provision for loan and lease losses$2,000,000517
Total noninterest income$1,399,000960
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$935,000408
Trading account gains and fees$0158
Additional Noninterest Income$464,0001,416
Total noninterest expense$7,895,000650
Salaries and employee benefits$4,001,000619
Premises and equipment expense$1,210,000532
Additional noninterest expense$2,684,000676
Pre-tax net operating income$192,0004,304
Securities gains (losses)$193,000353
Applicable income taxes$-80,0007,252
Income before extraordinary items$465,0002,387
Extraordinary gains, net$09
Net income$465,0002,386
Minority interest net income$086
Net income of bank and minority interests.$465,0002,387
Net charge-offs$960,000883
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$272,0003,363
2010-12-31 (YTD Data)Rank
Total interest income$53,509,000549
Total interest expense$18,193,000438
Net interest income$35,316,000611
Provision for loan and lease losses$28,930,000271
Total noninterest income$7,603,000784
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,873,000401
Trading account gains and fees$0175
Additional Noninterest Income$3,730,000913
Total noninterest expense$34,193,000595
Salaries and employee benefits$16,362,000582
Premises and equipment expense$5,183,000497
Additional noninterest expense$12,648,000599
Pre-tax net operating income$-20,204,0007,521
Securities gains (losses)$2,377,000228
Applicable income taxes$-6,998,0007,606
Income before extraordinary items$-10,829,0007,397
Extraordinary gains, net$029
Net income$-10,829,0007,396
Minority interest net income$0111
Net income of bank and minority interests.$-10,829,0007,397
Net charge-offs$15,797,000417
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-12,350,2807,421
2010-09-30 (YTD Data)Rank
Total interest income$40,622,000543
Total interest expense$13,879,000448
Net interest income$26,743,000605
Provision for loan and lease losses$16,025,000335
Total noninterest income$6,003,000732
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,817,000407
Trading account gains and fees$0165
Additional Noninterest Income$3,186,000791
Total noninterest expense$25,067,000596
Salaries and employee benefits$12,231,000575
Premises and equipment expense$3,855,000497
Additional noninterest expense$8,981,000607
Pre-tax net operating income$-8,346,0007,517
Securities gains (losses)$2,378,000184
Applicable income taxes$-2,821,0007,642
Income before extraordinary items$-3,147,0007,292
Extraordinary gains, net$023
Net income$-3,147,0007,292
Minority interest net income$0110
Net income of bank and minority interests.$-3,147,0007,292
Net charge-offs$9,782,000468
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-4,668,9207,384
2010-06-30 (YTD Data)Rank
Total interest income$27,054,000551
Total interest expense$9,339,000458
Net interest income$17,715,000608
Provision for loan and lease losses$14,475,000270
Total noninterest income$3,451,000802
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,791,000427
Trading account gains and fees$0152
Additional Noninterest Income$1,660,000912
Total noninterest expense$16,258,000621
Salaries and employee benefits$8,069,000581
Premises and equipment expense$2,620,000493
Additional noninterest expense$5,569,000653
Pre-tax net operating income$-9,567,0007,678
Securities gains (losses)$1,531,000177
Applicable income taxes$-3,337,0007,744
Income before extraordinary items$-4,699,0007,566
Extraordinary gains, net$019
Net income$-4,699,0007,566
Minority interest net income$0105
Net income of bank and minority interests.$-4,699,0007,566
Net charge-offs$6,584,000464
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,678,8407,612
2010-03-31 (YTD Data)Rank
Total interest income$13,660,000570
Total interest expense$4,773,000480
Net interest income$8,887,000615
Provision for loan and lease losses$1,850,000788
Total noninterest income$1,993,000720
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$862,000435
Trading account gains and fees$0175
Additional Noninterest Income$1,131,000716
Total noninterest expense$7,701,000655
Salaries and employee benefits$3,890,000621
Premises and equipment expense$1,273,000521
Additional noninterest expense$2,538,000718
Pre-tax net operating income$1,329,0001,000
Securities gains (losses)$13,0001,658
Applicable income taxes$46,0002,855
Income before extraordinary items$1,296,000843
Extraordinary gains, net$016
Net income$1,296,000846
Minority interest net income$091
Net income of bank and minority interests.$1,296,000847
Net charge-offs$544,0001,518
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,283,390825
2009-12-31 (YTD Data)Rank
Total interest income$56,727,000574
Total interest expense$25,137,000444
Net interest income$31,590,000675
Provision for loan and lease losses$4,200,0001,614
Total noninterest income$6,029,000946
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,841,000431
Trading account gains and fees$0211
Additional Noninterest Income$2,188,0001,287
Total noninterest expense$29,388,000719
Salaries and employee benefits$14,974,000637
Premises and equipment expense$5,131,000518
Additional noninterest expense$9,283,000861
Pre-tax net operating income$4,031,0001,028
Securities gains (losses)$-18,853,0007,964
Applicable income taxes$-5,911,0007,796
Income before extraordinary items$-8,911,0007,511
Extraordinary gains, net$034
Net income$-8,911,0007,510
Minority interest net income$0115
Net income of bank and minority interests.$-8,911,0007,510
Net charge-offs$2,587,0001,761
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,154,9201,064
2009-09-30 (YTD Data)Rank
Total interest income$42,636,000587
Total interest expense$19,758,000457
Net interest income$22,878,000704
Provision for loan and lease losses$2,500,0001,659
Total noninterest income$4,714,000922
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,858,000435
Trading account gains and fees$0212
Additional Noninterest Income$1,856,0001,215
Total noninterest expense$21,749,000724
Salaries and employee benefits$11,271,000657
Premises and equipment expense$3,798,000536
Additional noninterest expense$6,680,000845
Pre-tax net operating income$3,343,000991
Securities gains (losses)$-18,878,0008,062
Applicable income taxes$-6,022,0007,919
Income before extraordinary items$-9,513,0007,764
Extraordinary gains, net$027
Net income$-9,513,0007,764
Minority interest net income$0118
Net income of bank and minority interests.$-9,513,0007,764
Net charge-offs$1,678,0001,673
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,568,9201,046
2009-06-30 (YTD Data)Rank
Total interest income$28,589,000603
Total interest expense$13,620,000472
Net interest income$14,969,000716
Provision for loan and lease losses$1,650,0001,574
Total noninterest income$3,036,000956
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,882,000437
Trading account gains and fees$0193
Additional Noninterest Income$1,154,0001,295
Total noninterest expense$14,801,000718
Salaries and employee benefits$7,735,000640
Premises and equipment expense$2,529,000547
Additional noninterest expense$4,537,000842
Pre-tax net operating income$1,554,0001,475
Securities gains (losses)$-3,902,0008,108
Applicable income taxes$-1,189,0007,791
Income before extraordinary items$-1,159,0007,208
Extraordinary gains, net$021
Net income$-1,159,0007,206
Minority interest net income$0112
Net income of bank and minority interests.$-1,159,0007,207
Net charge-offs$705,0001,978
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,338,2801,371
2009-03-31 (YTD Data)Rank
Total interest income$13,933,000627
Total interest expense$6,670,000498
Net interest income$7,263,000732
Provision for loan and lease losses$900,0001,253
Total noninterest income$1,493,000940
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$934,000434
Trading account gains and fees$0171
Additional Noninterest Income$559,0001,294
Total noninterest expense$7,239,000698
Salaries and employee benefits$3,933,000632
Premises and equipment expense$1,190,000594
Additional noninterest expense$2,116,000789
Pre-tax net operating income$617,0002,008
Securities gains (losses)$-8,0007,812
Applicable income taxes$86,0002,332
Income before extraordinary items$523,0002,049
Extraordinary gains, net$015
Net income$523,0002,050
Minority interest net income$0102
Net income of bank and minority interests.$523,0002,050
Net charge-offs$300,0001,770
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$529,8801,905
2008-12-31 (YTD Data)Rank
Total interest income$59,386,000623
Total interest expense$26,892,000583
Net interest income$32,494,000670
Provision for loan and lease losses$4,025,0001,171
Total noninterest income$1,279,0002,923
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,991,000437
Trading account gains and fees$0154
Additional Noninterest Income$-2,712,0008,289
Total noninterest expense$27,280,000735
Salaries and employee benefits$14,502,000678
Premises and equipment expense$4,727,000581
Additional noninterest expense$8,051,000820
Pre-tax net operating income$2,468,0002,115
Securities gains (losses)$44,0001,693
Applicable income taxes$144,0003,100
Income before extraordinary items$2,368,0001,691
Extraordinary gains, net$039
Net income$2,368,0001,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,860,0001,353
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,326,6401,834
2008-09-30 (YTD Data)Rank
Total interest income$44,971,000643
Total interest expense$20,176,000616
Net interest income$24,795,000677
Provision for loan and lease losses$2,800,000945
Total noninterest income$4,696,000919
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$3,002,000439
Trading account gains and fees$0148
Additional Noninterest Income$1,694,0001,252
Total noninterest expense$20,193,000733
Salaries and employee benefits$11,075,000680
Premises and equipment expense$3,438,000603
Additional noninterest expense$5,680,000823
Pre-tax net operating income$6,498,000778
Securities gains (losses)$-4,695,0008,209
Applicable income taxes$1,836,000697
Income before extraordinary items$-33,0006,664
Extraordinary gains, net$031
Net income$-33,0006,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,0001,831
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,971,8001,322
2008-06-30 (YTD Data)Rank
Total interest income$29,794,000649
Total interest expense$13,315,000651
Net interest income$16,479,000669
Provision for loan and lease losses$1,750,000857
Total noninterest income$3,368,000873
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,981,000433
Trading account gains and fees$0149
Additional Noninterest Income$1,387,0001,114
Total noninterest expense$13,358,000732
Salaries and employee benefits$7,444,000672
Premises and equipment expense$2,244,000610
Additional noninterest expense$3,670,000818
Pre-tax net operating income$4,739,000739
Securities gains (losses)$-256,0008,312
Applicable income taxes$1,357,000723
Income before extraordinary items$3,126,000870
Extraordinary gains, net$021
Net income$3,126,000870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,474
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,305,200809
2008-03-31 (YTD Data)Rank
Total interest income$14,762,000676
Total interest expense$6,547,000705
Net interest income$8,215,000673
Provision for loan and lease losses$450,0001,056
Total noninterest income$1,507,000964
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$965,000440
Trading account gains and fees$0158
Additional Noninterest Income$542,0001,330
Total noninterest expense$6,451,000743
Salaries and employee benefits$3,618,000700
Premises and equipment expense$1,091,000642
Additional noninterest expense$1,742,000827
Pre-tax net operating income$2,821,000681
Securities gains (losses)$-258,0008,441
Applicable income taxes$769,000714
Income before extraordinary items$1,794,000834
Extraordinary gains, net$015
Net income$1,794,000836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,870
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,974,600732
2007-12-31 (YTD Data)Rank
Total interest income$58,201,000713
Total interest expense$24,921,000791
Net interest income$33,280,000674
Provision for loan and lease losses$1,238,0001,224
Total noninterest income$5,707,000990
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,671,000466
Trading account gains and fees$0178
Additional Noninterest Income$2,036,0001,351
Total noninterest expense$25,235,000744
Salaries and employee benefits$14,206,000682
Premises and equipment expense$4,276,000625
Additional noninterest expense$6,753,000841
Pre-tax net operating income$12,514,000687
Securities gains (losses)$14,0001,219
Applicable income taxes$3,570,000702
Income before extraordinary items$8,958,000730
Extraordinary gains, net$039
Net income$8,958,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$402,0001,950
Cash dividends$4,000,000908
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$8,947,920721
2007-09-30 (YTD Data)Rank
Total interest income$43,112,000716
Total interest expense$18,342,000801
Net interest income$24,770,000677
Provision for loan and lease losses$628,0001,308
Total noninterest income$4,151,0001,013
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,658,000479
Trading account gains and fees$0184
Additional Noninterest Income$1,493,0001,379
Total noninterest expense$18,592,000744
Salaries and employee benefits$10,626,000681
Premises and equipment expense$3,140,000631
Additional noninterest expense$4,826,000851
Pre-tax net operating income$9,701,000718
Securities gains (losses)$14,000909
Applicable income taxes$2,891,000712
Income before extraordinary items$6,824,000771
Extraordinary gains, net$033
Net income$6,824,000769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0001,779
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,814,200765
2007-06-30 (YTD Data)Rank
Total interest income$28,289,000736
Total interest expense$11,922,000830
Net interest income$16,367,000699
Provision for loan and lease losses$303,0001,519
Total noninterest income$2,652,0001,069
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,737,000500
Trading account gains and fees$0168
Additional Noninterest Income$915,0001,481
Total noninterest expense$12,360,000764
Salaries and employee benefits$7,032,000701
Premises and equipment expense$2,036,000669
Additional noninterest expense$3,292,000852
Pre-tax net operating income$6,356,000762
Securities gains (losses)$01,444
Applicable income taxes$1,860,000776
Income before extraordinary items$4,496,000807
Extraordinary gains, net$029
Net income$4,496,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0001,626
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,496,000796
2007-03-31 (YTD Data)Rank
Total interest income$13,915,000739
Total interest expense$5,808,000841
Net interest income$8,107,000693
Provision for loan and lease losses$153,0001,414
Total noninterest income$1,271,0001,081
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$830,000506
Trading account gains and fees$0195
Additional Noninterest Income$441,0001,500
Total noninterest expense$6,156,000762
Salaries and employee benefits$3,602,000697
Premises and equipment expense$1,008,000671
Additional noninterest expense$1,546,000888
Pre-tax net operating income$3,069,000783
Securities gains (losses)$01,187
Applicable income taxes$936,000775
Income before extraordinary items$2,133,000839
Extraordinary gains, net$022
Net income$2,133,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0001,253
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,133,000830
2006-12-31 (YTD Data)Rank
Total interest income$51,016,000751
Total interest expense$18,827,000885
Net interest income$32,189,000683
Provision for loan and lease losses$725,0001,366
Total noninterest income$4,785,0001,131
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,234,000529
Trading account gains and fees$0130
Additional Noninterest Income$1,551,0001,629
Total noninterest expense$25,221,000706
Salaries and employee benefits$14,364,000652
Premises and equipment expense$3,911,000668
Additional noninterest expense$6,946,000780
Pre-tax net operating income$11,028,000901
Securities gains (losses)$36,000759
Applicable income taxes$3,252,000880
Income before extraordinary items$7,812,000957
Extraordinary gains, net$051
Net income$7,812,000957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0001,792
Cash dividends$6,000,000600
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,786,440945
2006-09-30 (YTD Data)Rank
Total interest income$37,287,000775
Total interest expense$13,369,000915
Net interest income$23,918,000708
Provision for loan and lease losses$521,0001,350
Total noninterest income$3,522,0001,159
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,382,000543
Trading account gains and fees$0126
Additional Noninterest Income$1,140,0001,654
Total noninterest expense$18,860,000723
Salaries and employee benefits$10,733,000664
Premises and equipment expense$2,955,000673
Additional noninterest expense$5,172,000790
Pre-tax net operating income$8,059,000959
Securities gains (losses)$36,000628
Applicable income taxes$2,267,000986
Income before extraordinary items$5,828,000992
Extraordinary gains, net$045
Net income$5,828,000991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,330
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,802,080980
2006-06-30 (YTD Data)Rank
Total interest income$24,150,000780
Total interest expense$8,381,000924
Net interest income$15,769,000717
Provision for loan and lease losses$317,0001,400
Total noninterest income$2,260,0001,200
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,543,000556
Trading account gains and fees$0126
Additional Noninterest Income$717,0001,733
Total noninterest expense$12,581,000720
Salaries and employee benefits$7,179,000673
Premises and equipment expense$1,965,000675
Additional noninterest expense$3,437,000783
Pre-tax net operating income$5,131,000995
Securities gains (losses)$31,000528
Applicable income taxes$1,445,0001,034
Income before extraordinary items$3,717,0001,032
Extraordinary gains, net$039
Net income$3,717,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0001,489
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,694,6801,025
2006-03-31 (YTD Data)Rank
Total interest income$6,507,0001,455
Total interest expense$2,154,0001,709
Net interest income$4,353,0001,315
Provision for loan and lease losses$34,0003,733
Total noninterest income$698,0001,698
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$509,000826
Trading account gains and fees$0115
Additional Noninterest Income$189,0002,587
Total noninterest expense$3,771,0001,211
Salaries and employee benefits$1,458,0001,698
Premises and equipment expense$430,0001,510
Additional noninterest expense$1,883,000724
Pre-tax net operating income$1,246,0001,908
Securities gains (losses)$4,000719
Applicable income taxes$344,0001,831
Income before extraordinary items$906,0001,963
Extraordinary gains, net$021
Net income$906,0001,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0001,641
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$903,1201,948
2005-12-31 (YTD Data)Rank
Total interest income$23,618,0001,413
Total interest expense$6,338,0001,786
Net interest income$17,280,0001,258
Provision for loan and lease losses$389,0002,320
Total noninterest income$2,934,0001,647
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,115,000818
Trading account gains and fees$0138
Additional Noninterest Income$819,0002,498
Total noninterest expense$14,414,0001,207
Salaries and employee benefits$5,958,0001,570
Premises and equipment expense$1,787,0001,375
Additional noninterest expense$6,669,000787
Pre-tax net operating income$5,411,0001,723
Securities gains (losses)$200,000501
Applicable income taxes$1,529,0001,683
Income before extraordinary items$4,082,0001,718
Extraordinary gains, net$046
Net income$4,082,0001,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0001,267
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$2,000,000399
Net operating income$3,936,0001,737
2005-09-30 (YTD Data)Rank
Total interest income$17,203,0001,412
Total interest expense$4,477,0001,792
Net interest income$12,726,0001,264
Provision for loan and lease losses$345,0001,969
Total noninterest income$2,142,0001,685
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,553,000834
Trading account gains and fees$0126
Additional Noninterest Income$589,0002,579
Total noninterest expense$10,860,0001,190
Salaries and employee benefits$4,598,0001,516
Premises and equipment expense$1,486,0001,226
Additional noninterest expense$4,776,000804
Pre-tax net operating income$3,663,0001,913
Securities gains (losses)$200,000470
Applicable income taxes$1,063,0001,796
Income before extraordinary items$2,800,0001,871
Extraordinary gains, net$035
Net income$2,800,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$413,000983
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$2,000,000295
Net operating income$2,656,0001,934
2005-06-30 (YTD Data)Rank
Total interest income$11,282,0001,400
Total interest expense$2,765,0001,819
Net interest income$8,517,0001,251
Provision for loan and lease losses$172,0002,433
Total noninterest income$1,372,0001,718
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,014,000838
Trading account gains and fees$0116
Additional Noninterest Income$358,0002,729
Total noninterest expense$7,328,0001,150
Salaries and employee benefits$3,173,0001,456
Premises and equipment expense$966,0001,240
Additional noninterest expense$3,189,000802
Pre-tax net operating income$2,389,0001,908
Securities gains (losses)$97,000572
Applicable income taxes$691,0001,803
Income before extraordinary items$1,795,0001,902
Extraordinary gains, net$030
Net income$1,795,0001,902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$308,000875
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$2,000,000197
Net operating income$1,725,1601,937
2005-03-31 (YTD Data)Rank
Total interest income$5,569,0001,388
Total interest expense$1,315,0001,807
Net interest income$4,254,0001,246
Provision for loan and lease losses$84,0002,355
Total noninterest income$634,0001,799
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$468,000873
Trading account gains and fees$0115
Additional Noninterest Income$166,0002,792
Total noninterest expense$3,647,0001,151
Salaries and employee benefits$1,662,0001,390
Premises and equipment expense$385,0001,583
Additional noninterest expense$1,600,000792
Pre-tax net operating income$1,157,0001,932
Securities gains (losses)$102,000360
Applicable income taxes$334,0001,839
Income before extraordinary items$925,0001,831
Extraordinary gains, net$024
Net income$925,0001,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,000830
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$2,000,00093
Net operating income$850,5401,941
2004-12-31 (YTD Data)Rank
Total interest income$22,227,0001,269
Total interest expense$5,047,0001,622
Net interest income$17,180,0001,172
Provision for loan and lease losses$770,0001,325
Total noninterest income$2,680,0001,767
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,008,000867
Trading account gains and fees$0138
Additional Noninterest Income$672,0002,771
Total noninterest expense$13,576,0001,202
Salaries and employee benefits$6,026,0001,472
Premises and equipment expense$1,466,0001,590
Additional noninterest expense$6,084,000823
Pre-tax net operating income$5,514,0001,546
Securities gains (losses)$262,000701
Applicable income taxes$1,533,0001,577
Income before extraordinary items$4,243,0001,521
Extraordinary gains, net$034
Net income$4,243,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$668,0001,059
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,051,7401,552
2004-09-30 (YTD Data)Rank
Total interest income$16,530,0001,264
Total interest expense$3,729,0001,619
Net interest income$12,801,0001,165
Provision for loan and lease losses$770,000988
Total noninterest income$2,017,0001,770
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,492,000875
Trading account gains and fees$0134
Additional Noninterest Income$525,0002,717
Total noninterest expense$10,197,0001,198
Salaries and employee benefits$4,466,0001,489
Premises and equipment expense$1,055,0001,658
Additional noninterest expense$4,676,000806
Pre-tax net operating income$3,851,0001,675
Securities gains (losses)$230,000708
Applicable income taxes$1,015,0001,751
Income before extraordinary items$3,066,0001,586
Extraordinary gains, net$026
Net income$3,066,0001,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,0001,144
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,893,5001,630
2004-06-30 (YTD Data)Rank
Total interest income$10,966,0001,257
Total interest expense$2,465,0001,616
Net interest income$8,501,0001,167
Provision for loan and lease losses$470,0001,064
Total noninterest income$1,328,0001,765
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$970,000884
Trading account gains and fees$0130
Additional Noninterest Income$358,0002,695
Total noninterest expense$6,784,0001,190
Salaries and employee benefits$2,960,0001,499
Premises and equipment expense$689,0001,674
Additional noninterest expense$3,135,000793
Pre-tax net operating income$2,575,0001,639
Securities gains (losses)$207,000637
Applicable income taxes$737,0001,631
Income before extraordinary items$2,045,0001,572
Extraordinary gains, net$021
Net income$2,045,0001,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$294,0001,059
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,891,8201,637
2004-03-31 (YTD Data)Rank
Total interest income$5,495,0001,261
Total interest expense$1,306,0001,532
Net interest income$4,189,0001,181
Provision for loan and lease losses$235,0001,014
Total noninterest income$709,0001,650
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$464,000897
Trading account gains and fees$0121
Additional Noninterest Income$245,0002,161
Total noninterest expense$3,342,0001,220
Salaries and employee benefits$1,488,0001,494
Premises and equipment expense$338,0001,721
Additional noninterest expense$1,516,000810
Pre-tax net operating income$1,321,0001,566
Securities gains (losses)$81,000915
Applicable income taxes$389,0001,591
Income before extraordinary items$1,013,0001,582
Extraordinary gains, net$016
Net income$1,013,0001,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,000929
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$954,6801,570
2003-12-31 (YTD Data)Rank
Total interest income$19,374,0001,480
Total interest expense$5,106,0001,753
Net interest income$14,268,0001,373
Provision for loan and lease losses$1,075,0001,110
Total noninterest income$2,156,0002,192
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,575,0001,099
Trading account gains and fees$0160
Additional Noninterest Income$581,0003,319
Total noninterest expense$9,586,0001,670
Salaries and employee benefits$4,785,0001,805
Premises and equipment expense$1,013,0002,238
Additional noninterest expense$3,788,0001,311
Pre-tax net operating income$5,763,0001,432
Securities gains (losses)$102,0001,881
Applicable income taxes$1,600,0001,538
Income before extraordinary items$4,265,0001,466
Extraordinary gains, net$054
Net income$4,265,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$671,0001,267
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$10,500,00079
Net operating income$4,190,5401,428
2003-09-30 (YTD Data)Rank
Total interest income$13,838,0001,587
Total interest expense$3,784,0001,848
Net interest income$10,054,0001,464
Provision for loan and lease losses$575,0001,466
Total noninterest income$1,405,0002,460
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,115,0001,172
Trading account gains and fees$0153
Additional Noninterest Income$290,0004,099
Total noninterest expense$6,629,0001,796
Salaries and employee benefits$3,387,0001,907
Premises and equipment expense$618,0002,700
Additional noninterest expense$2,624,0001,408
Pre-tax net operating income$4,255,0001,496
Securities gains (losses)$83,0001,905
Applicable income taxes$1,215,0001,597
Income before extraordinary items$3,123,0001,548
Extraordinary gains, net$040
Net income$3,123,0001,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0001,352
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$10,500,00053
Net operating income$3,063,2401,513
2003-06-30 (YTD Data)Rank
Total interest income$9,111,0001,614
Total interest expense$2,591,0001,858
Net interest income$6,520,0001,497
Provision for loan and lease losses$275,0001,970
Total noninterest income$899,0002,531
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$727,0001,176
Trading account gains and fees$0150
Additional Noninterest Income$172,0004,316
Total noninterest expense$4,420,0001,793
Salaries and employee benefits$2,271,0001,886
Premises and equipment expense$388,0002,847
Additional noninterest expense$1,761,0001,407
Pre-tax net operating income$2,724,0001,544
Securities gains (losses)$83,0001,647
Applicable income taxes$786,0001,644
Income before extraordinary items$2,021,0001,608
Extraordinary gains, net$030
Net income$2,021,0001,607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0001,491
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,961,2401,544
2003-03-31 (YTD Data)Rank
Total interest income$4,534,0001,635
Total interest expense$1,339,0001,842
Net interest income$3,195,0001,524
Provision for loan and lease losses$125,0001,986
Total noninterest income$442,0002,507
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$355,0001,167
Trading account gains and fees$0134
Additional Noninterest Income$87,0004,189
Total noninterest expense$2,183,0001,799
Salaries and employee benefits$1,150,0001,859
Premises and equipment expense$179,0003,031
Additional noninterest expense$854,0001,412
Pre-tax net operating income$1,329,0001,584
Securities gains (losses)$75,0001,152
Applicable income taxes$393,0001,648
Income before extraordinary items$1,011,0001,591
Extraordinary gains, net$021
Net income$1,011,0001,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0001,601
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$957,0001,575
2002-12-31 (YTD Data)Rank
Total interest income$18,418,0001,668
Total interest expense$6,181,0001,846
Net interest income$12,237,0001,579
Provision for loan and lease losses$600,0002,054
Total noninterest income$1,796,0002,326
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,450,0001,112
Trading account gains and fees$0153
Additional Noninterest Income$346,0003,972
Total noninterest expense$7,342,0002,047
Salaries and employee benefits$3,943,0002,025
Premises and equipment expense$724,0002,916
Additional noninterest expense$2,675,0001,749
Pre-tax net operating income$6,091,0001,380
Securities gains (losses)$16,0003,321
Applicable income taxes$1,710,0001,478
Income before extraordinary items$4,397,0001,415
Extraordinary gains, net$070
Net income$4,397,0001,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$673,0001,333
Cash dividends$3,300,000854
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,385,4801,371
2001-12-31 (YTD Data)Rank
Total interest income$18,808,0001,823
Total interest expense$9,034,0001,801
Net interest income$9,774,0001,823
Provision for loan and lease losses$926,0001,324
Total noninterest income$1,748,0002,247
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,347,0001,100
Trading account gains and fees$0177
Additional Noninterest Income$401,0003,526
Total noninterest expense$6,212,0002,298
Salaries and employee benefits$3,308,0002,269
Premises and equipment expense$560,0003,563
Additional noninterest expense$2,344,0001,925
Pre-tax net operating income$4,384,0001,628
Securities gains (losses)$1,0004,410
Applicable income taxes$1,117,0001,919
Income before extraordinary items$3,268,0001,623
Extraordinary gains, net$0105
Net income$3,268,0001,624
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$712,0001,200
Cash dividends$2,500,0001,072
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,267,2501,553
2000-12-31 (YTD Data)Rank
Total interest income$17,625,0002,000
Total interest expense$8,959,0001,929
Net interest income$8,666,0002,048
Provision for loan and lease losses$360,0002,489
Total noninterest income$1,753,0002,063
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,147,0001,180
Trading account gains and fees$0180
Additional Noninterest Income$606,0002,618
Total noninterest expense$6,061,0002,259
Salaries and employee benefits$2,778,0002,564
Premises and equipment expense$670,0002,981
Additional noninterest expense$2,613,0001,694
Pre-tax net operating income$3,998,0001,824
Securities gains (losses)$01,956
Applicable income taxes$923,0002,275
Income before extraordinary items$3,075,0001,703
Extraordinary gains, net$038
Net income$3,075,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$344,0001,656
Cash dividends$3,000,000949
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,075,0001,698
1999-12-31 (YTD Data)Rank
Total interest income$16,988,0001,923
Total interest expense$7,344,0002,029
Net interest income$9,644,0001,809
Provision for loan and lease losses$399,0002,128
Total noninterest income$1,348,0002,472
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$894,0001,454
Trading account gains and fees$0173
Additional Noninterest Income$454,0003,147
Total noninterest expense$6,101,0002,245
Salaries and employee benefits$3,320,0002,111
Premises and equipment expense$1,168,0001,756
Additional noninterest expense$1,613,0002,674
Pre-tax net operating income$4,492,0001,674
Securities gains (losses)$-64,0009,852
Applicable income taxes$1,249,0001,851
Income before extraordinary items$3,179,0001,680
Extraordinary gains, net$035
Net income$3,179,0001,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0002,815
Cash dividends$3,000,000958
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,225,0801,628
1998-12-31 (YTD Data)Rank
Total interest income$16,079,0002,028
Total interest expense$7,307,0002,079
Net interest income$8,772,0001,950
Provision for loan and lease losses$361,0002,231
Total noninterest income$1,440,0002,334
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$952,0001,311
Trading account gains and fees$0224
Additional Noninterest Income$488,0003,023
Total noninterest expense$5,772,0002,264
Salaries and employee benefits$2,821,0002,396
Premises and equipment expense$1,084,0001,818
Additional noninterest expense$1,867,0002,243
Pre-tax net operating income$4,079,0001,787
Securities gains (losses)$04,449
Applicable income taxes$1,141,0002,078
Income before extraordinary items$2,938,0001,796
Extraordinary gains, net$032
Net income$2,938,0001,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,519
Cash dividends$2,496,0001,135
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,938,0001,719
1997-12-31 (YTD Data)Rank
Total interest income$15,086,0002,161
Total interest expense$6,624,0002,268
Net interest income$8,462,0002,057
Provision for loan and lease losses$390,0002,143
Total noninterest income$998,0003,046
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$830,0001,567
Trading account gains and fees$0239
Additional Noninterest Income$168,0005,393
Total noninterest expense$5,151,0002,495
Salaries and employee benefits$2,334,0002,836
Premises and equipment expense$997,0001,978
Additional noninterest expense$1,820,0002,288
Pre-tax net operating income$3,919,0001,916
Securities gains (losses)$-19,00010,340
Applicable income taxes$1,105,0002,238
Income before extraordinary items$2,795,0001,884
Extraordinary gains, net$044
Net income$2,795,0001,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,872
Cash dividends$8,416,000419
Sale, conversion, retirement of capital stock, net$7,000984
Net operating income$2,808,6801,824
1996-12-31 (YTD Data)Rank
Total interest income$13,761,0002,428
Total interest expense$6,027,0002,539
Net interest income$7,734,0002,331
Provision for loan and lease losses$345,0002,341
Total noninterest income$909,0003,369
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$684,0001,978
Trading account gains and fees$0262
Additional Noninterest Income$225,0004,864
Total noninterest expense$4,731,0002,888
Salaries and employee benefits$2,251,0002,968
Premises and equipment expense$943,0002,113
Additional noninterest expense$1,537,0003,059
Pre-tax net operating income$3,567,0002,022
Securities gains (losses)$-56,00011,065
Applicable income taxes$962,0002,438
Income before extraordinary items$2,549,0001,940
Extraordinary gains, net$053
Net income$2,549,0001,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0001,390
Cash dividends$771,0002,568
Sale, conversion, retirement of capital stock, net$-130,00011,362
Net operating income$2,589,8801,873
1995-12-31 (YTD Data)Rank
Total interest income$12,843,0002,604
Total interest expense$5,963,0002,577
Net interest income$6,880,0002,603
Provision for loan and lease losses$324,0002,168
Total noninterest income$868,0003,454
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$661,0002,052
Trading account gains and fees$0522
Additional Noninterest Income$207,0005,033
Total noninterest expense$4,510,0002,980
Salaries and employee benefits$2,194,0003,039
Premises and equipment expense$931,0002,158
Additional noninterest expense$1,385,0003,302
Pre-tax net operating income$2,914,0002,489
Securities gains (losses)$03,831
Applicable income taxes$775,0002,957
Income before extraordinary items$2,139,0002,359
Extraordinary gains, net$065
Net income$2,139,0002,357
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,420
Cash dividends$723,0002,603
Sale, conversion, retirement of capital stock, net$101,000559
Net operating income$2,139,0002,332
1994-12-31 (YTD Data)Rank
Total interest income$11,401,0002,657
Total interest expense$4,509,0002,713
Net interest income$6,892,0002,617
Provision for loan and lease losses$480,0001,589
Total noninterest income$742,0003,942
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$584,0002,331
Trading account gains and fees$0475
Additional Noninterest Income$158,0006,060
Total noninterest expense$4,235,0003,238
Salaries and employee benefits$1,977,0003,325
Premises and equipment expense$858,0002,358
Additional noninterest expense$1,400,0003,528
Pre-tax net operating income$2,919,0002,433
Securities gains (losses)$-85,00011,425
Applicable income taxes$768,0002,869
Income before extraordinary items$2,066,0002,354
Extraordinary gains, net$0249
Net income$2,066,0002,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,795
Cash dividends$714,0002,488
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,128,0502,307
1993-12-31 (YTD Data)Rank
Total interest income$10,732,0002,888
Total interest expense$4,251,0002,997
Net interest income$6,481,0002,795
Provision for loan and lease losses$672,0001,712
Total noninterest income$649,0004,689
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$557,0002,477
Trading account gains and fees$0532
Additional Noninterest Income$92,0008,143
Total noninterest expense$4,035,0003,464
Salaries and employee benefits$1,844,0003,532
Premises and equipment expense$925,0002,216
Additional noninterest expense$1,266,0004,002
Pre-tax net operating income$2,423,0002,787
Securities gains (losses)$104,0002,454
Applicable income taxes$681,0003,194
Income before extraordinary items$1,846,0002,710
Extraordinary gains, net$03,149
Net income$1,846,0002,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0003,020
Cash dividends$688,0002,419
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,770,0802,657
1992-12-31 (YTD Data)Rank
Total interest income$10,494,0003,328
Total interest expense$4,658,0003,526
Net interest income$5,836,0003,146
Provision for loan and lease losses$821,0002,119
Total noninterest income$619,0004,855
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$515,0002,683
Trading account gains and fees$0504
Additional Noninterest Income$104,0007,922
Total noninterest expense$3,445,0003,982
Salaries and employee benefits$1,625,0003,937
Premises and equipment expense$707,0002,900
Additional noninterest expense$1,113,0004,644
Pre-tax net operating income$2,189,0002,855
Securities gains (losses)$26,0005,197
Applicable income taxes$584,0003,506
Income before extraordinary items$1,631,0002,820
Extraordinary gains, net$01,422
Net income$1,631,0002,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$375,0002,929
Cash dividends$638,0002,302
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,611,7602,637

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.