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EVB, Net charge- offs to loans

2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1209%1,201
Percentage Net Loans Charged-off: Total real estate loans0.0919%697
Percentage Net Loans Charged-off:Construction & development-0.0035%4,636
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.2323%438
Percentage Net Loans Charged-off: Home equity loans0.2367%174
All other 1-4 family - Percent of loans charged-off, net0.2298%432
Percentage Net Loans Charged-off: Commercial and industrial0.3155%625
Percentage Net Loans Charged-off: Loans to individuals-0.0277%4,749
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0185%4,675
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0079%3,992
Percentage Net Loans Charged-off: Total real estate loans-0.0035%4,554
Percentage Net Loans Charged-off:Construction & development-0.0155%4,574
Percentage Net Loans Charged-off: Commercial real estate-0.3457%5,666
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.3036%505
Percentage Net Loans Charged-off: Home equity loans0.4000%203
All other 1-4 family - Percent of loans charged-off, net0.2527%622
Percentage Net Loans Charged-off: Commercial and industrial-0.0019%4,233
Percentage Net Loans Charged-off: Loans to individuals0.2261%2,679
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2042%2,600
Percentage Net Loans Charged-off: All other loans and lease0.1443%1,066
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1286%1,674
Percentage Net Loans Charged-off: Total real estate loans0.1373%843
Percentage Net Loans Charged-off:Construction & development-0.0103%4,593
Percentage Net Loans Charged-off: Commercial real estate0.0786%724
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.2388%604
Percentage Net Loans Charged-off: Home equity loans0.4676%171
All other 1-4 family - Percent of loans charged-off, net0.1199%1,054
Percentage Net Loans Charged-off: Commercial and industrial-0.0139%4,325
Percentage Net Loans Charged-off: Loans to individuals0.4280%1,753
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4112%1,660
Percentage Net Loans Charged-off: All other loans and lease0.1291%935
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1950%1,174
Percentage Net Loans Charged-off: Total real estate loans0.2198%562
Percentage Net Loans Charged-off:Construction & development-0.0110%4,682
Percentage Net Loans Charged-off: Commercial real estate0.0570%679
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.4352%314
Percentage Net Loans Charged-off: Home equity loans0.6392%135
All other 1-4 family - Percent of loans charged-off, net0.3311%440
Percentage Net Loans Charged-off: Commercial and industrial0.0407%1,520
Percentage Net Loans Charged-off: Loans to individuals0.0962%2,702
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0673%2,690
Percentage Net Loans Charged-off: All other loans and lease0.1179%820
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1824%1,068
Percentage Net Loans Charged-off: Total real estate loans0.1930%547
Percentage Net Loans Charged-off:Construction & development-0.0060%4,763
Percentage Net Loans Charged-off: Commercial real estate0.1139%369
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.3222%446
Percentage Net Loans Charged-off: Home equity loans-0.0414%4,138
All other 1-4 family - Percent of loans charged-off, net0.5042%277
Percentage Net Loans Charged-off: Commercial and industrial0.0874%979
Percentage Net Loans Charged-off: Loans to individuals0.3516%1,649
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2930%1,633
Percentage Net Loans Charged-off: All other loans and lease0.0919%703
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2007%1,453
Percentage Net Loans Charged-off: Total real estate loans0.1925%968
Percentage Net Loans Charged-off:Construction & development0.2017%493
Percentage Net Loans Charged-off: Commercial real estate0.0508%1,253
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.3214%664
Percentage Net Loans Charged-off: Home equity loans0.1147%651
All other 1-4 family - Percent of loans charged-off, net0.4192%507
Percentage Net Loans Charged-off: Commercial and industrial0.3963%1,133
Percentage Net Loans Charged-off: Loans to individuals-0.1110%5,462
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0994%5,375
Percentage Net Loans Charged-off: All other loans and lease0.1165%1,000
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1730%1,444
Percentage Net Loans Charged-off: Total real estate loans0.1723%977
Percentage Net Loans Charged-off:Construction & development0.2168%441
Percentage Net Loans Charged-off: Commercial real estate0.0690%983
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.2612%776
Percentage Net Loans Charged-off: Home equity loans0.1829%490
All other 1-4 family - Percent of loans charged-off, net0.2978%676
Percentage Net Loans Charged-off: Commercial and industrial0.2720%1,140
Percentage Net Loans Charged-off: Loans to individuals-0.0895%5,336
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0813%5,250
Percentage Net Loans Charged-off: All other loans and lease0.1125%905
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1778%1,395
Percentage Net Loans Charged-off: Total real estate loans0.1957%900
Percentage Net Loans Charged-off:Construction & development0.3576%316
Percentage Net Loans Charged-off: Commercial real estate0.1050%763
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.2577%817
Percentage Net Loans Charged-off: Home equity loans0.2392%410
All other 1-4 family - Percent of loans charged-off, net0.2662%782
Percentage Net Loans Charged-off: Commercial and industrial0.1716%1,174
Percentage Net Loans Charged-off: Loans to individuals-0.3694%5,782
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3430%5,708
Percentage Net Loans Charged-off: All other loans and lease0.0677%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1774%1,218
Percentage Net Loans Charged-off: Total real estate loans0.2187%727
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.4390%467
Percentage Net Loans Charged-off: Home equity loans0.3781%252
All other 1-4 family - Percent of loans charged-off, net0.4672%437
Percentage Net Loans Charged-off: Commercial and industrial-0.0517%4,874
Percentage Net Loans Charged-off: Loans to individuals-0.4381%5,811
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4381%5,765
Percentage Net Loans Charged-off: All other loans and lease0.0812%700
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2799%1,549
Percentage Net Loans Charged-off: Total real estate loans0.2231%1,367
Percentage Net Loans Charged-off:Construction & development0.2349%773
Percentage Net Loans Charged-off: Commercial real estate0.2978%971
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1927%1,668
Percentage Net Loans Charged-off: Home equity loans0.4252%459
All other 1-4 family - Percent of loans charged-off, net0.0928%2,364
Percentage Net Loans Charged-off: Commercial and industrial0.5148%1,182
Percentage Net Loans Charged-off: Loans to individuals0.5935%1,583
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5872%1,480
Percentage Net Loans Charged-off: All other loans and lease1.0908%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1702%2,094
Percentage Net Loans Charged-off: Total real estate loans0.0545%2,653
Percentage Net Loans Charged-off:Construction & development-0.0494%5,197
Percentage Net Loans Charged-off: Commercial real estate-0.0262%5,732
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1209%2,016
Percentage Net Loans Charged-off: Home equity loans0.1555%748
All other 1-4 family - Percent of loans charged-off, net0.1064%1,999
Percentage Net Loans Charged-off: Commercial and industrial0.7838%778
Percentage Net Loans Charged-off: Loans to individuals0.8598%1,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8514%960
Percentage Net Loans Charged-off: All other loans and lease1.6866%282
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1175%2,492
Percentage Net Loans Charged-off: Total real estate loans0.0319%2,743
Percentage Net Loans Charged-off:Construction & development-0.0397%5,248
Percentage Net Loans Charged-off: Commercial real estate-0.0297%5,832
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0806%2,145
Percentage Net Loans Charged-off: Home equity loans0.0832%750
All other 1-4 family - Percent of loans charged-off, net0.0795%2,058
Percentage Net Loans Charged-off: Commercial and industrial1.1965%566
Percentage Net Loans Charged-off: Loans to individuals0.3851%1,779
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3478%1,749
Percentage Net Loans Charged-off: All other loans and lease0.1330%832
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0663%2,491
Percentage Net Loans Charged-off: Total real estate loans-0.0563%6,055
Percentage Net Loans Charged-off:Construction & development-0.0609%5,412
Percentage Net Loans Charged-off: Commercial real estate-0.0040%5,612
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0923%6,235
Percentage Net Loans Charged-off: Home equity loans0.2100%452
All other 1-4 family - Percent of loans charged-off, net-0.2222%6,393
Percentage Net Loans Charged-off: Commercial and industrial1.8916%307
Percentage Net Loans Charged-off: Loans to individuals-0.3618%5,991
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5306%6,107
Percentage Net Loans Charged-off: All other loans and lease0.2296%571
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1087%504
Percentage Net Loans Charged-off: Total real estate loans1.1682%376
Percentage Net Loans Charged-off:Construction & development2.5478%493
Percentage Net Loans Charged-off: Commercial real estate2.1204%236
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.4870%1,154
Percentage Net Loans Charged-off: Home equity loans0.1512%1,140
All other 1-4 family - Percent of loans charged-off, net0.6330%874
Percentage Net Loans Charged-off: Commercial and industrial0.7770%1,207
Percentage Net Loans Charged-off: Loans to individuals0.2433%2,967
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1947%3,032
Percentage Net Loans Charged-off: All other loans and lease0.6552%573
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9903%579
Percentage Net Loans Charged-off: Total real estate loans1.0237%446
Percentage Net Loans Charged-off:Construction & development3.1702%389
Percentage Net Loans Charged-off: Commercial real estate1.5763%341
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.4661%1,138
Percentage Net Loans Charged-off: Home equity loans0.1104%1,091
All other 1-4 family - Percent of loans charged-off, net0.6189%850
Percentage Net Loans Charged-off: Commercial and industrial0.9240%965
Percentage Net Loans Charged-off: Loans to individuals0.3453%2,325
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2748%2,423
Percentage Net Loans Charged-off: All other loans and lease0.5933%567
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0968%546
Percentage Net Loans Charged-off: Total real estate loans1.0559%495
Percentage Net Loans Charged-off:Construction & development3.7629%338
Percentage Net Loans Charged-off: Commercial real estate1.9939%261
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1773%2,116
Percentage Net Loans Charged-off: Home equity loans0.1150%944
All other 1-4 family - Percent of loans charged-off, net0.2039%1,890
Percentage Net Loans Charged-off: Commercial and industrial2.2248%488
Percentage Net Loans Charged-off: Loans to individuals0.1657%2,806
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0725%3,071
Percentage Net Loans Charged-off: All other loans and lease0.8179%452
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8393%717
Percentage Net Loans Charged-off: Total real estate loans0.6170%850
Percentage Net Loans Charged-off:Construction & development6.7001%174
Percentage Net Loans Charged-off: Commercial real estate0.0021%1,426
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0908%2,103
Percentage Net Loans Charged-off: Home equity loans0.0362%751
All other 1-4 family - Percent of loans charged-off, net0.1139%1,890
Percentage Net Loans Charged-off: Commercial and industrial4.2820%223
Percentage Net Loans Charged-off: Loans to individuals0.1819%2,353
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1212%5,668
Percentage Net Loans Charged-off: All other loans and lease1.0174%342
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3239%724
Percentage Net Loans Charged-off: Total real estate loans1.3814%618
Percentage Net Loans Charged-off:Construction & development2.8708%876
Percentage Net Loans Charged-off: Commercial real estate1.6605%512
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential1.0627%822
Percentage Net Loans Charged-off: Home equity loans1.0863%611
All other 1-4 family - Percent of loans charged-off, net1.0530%851
Percentage Net Loans Charged-off: Commercial and industrial0.9155%1,524
Percentage Net Loans Charged-off: Loans to individuals0.8900%1,536
Percentage Net Loans Charged-off: Credit card loans4.3730%183
Percentage Net Loans Charged-off: Other loans to individual0.6352%1,861
Percentage Net Loans Charged-off: All other loans and lease0.6838%664
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2587%760
Percentage Net Loans Charged-off: Total real estate loans1.2569%718
Percentage Net Loans Charged-off:Construction & development3.7583%685
Percentage Net Loans Charged-off: Commercial real estate1.5894%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.7255%1,227
Percentage Net Loans Charged-off: Home equity loans0.8634%682
All other 1-4 family - Percent of loans charged-off, net0.6692%1,295
Percentage Net Loans Charged-off: Commercial and industrial1.4161%1,018
Percentage Net Loans Charged-off: Loans to individuals1.1752%1,096
Percentage Net Loans Charged-off: Credit card loans4.2700%191
Percentage Net Loans Charged-off: Other loans to individual0.8985%1,290
Percentage Net Loans Charged-off: All other loans and lease0.6890%598
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4911%669
Percentage Net Loans Charged-off: Total real estate loans1.4758%623
Percentage Net Loans Charged-off:Construction & development5.3544%490
Percentage Net Loans Charged-off: Commercial real estate1.7903%451
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.7295%1,239
Percentage Net Loans Charged-off: Home equity loans1.0029%569
All other 1-4 family - Percent of loans charged-off, net0.6176%1,357
Percentage Net Loans Charged-off: Commercial and industrial1.6935%887
Percentage Net Loans Charged-off: Loans to individuals1.6304%790
Percentage Net Loans Charged-off: Credit card loans3.9172%227
Percentage Net Loans Charged-off: Other loans to individual1.3648%851
Percentage Net Loans Charged-off: All other loans and lease0.8442%494
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1213%430
Percentage Net Loans Charged-off: Total real estate loans2.3685%321
Percentage Net Loans Charged-off:Construction & development9.9166%244
Percentage Net Loans Charged-off: Commercial real estate3.1465%238
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.7515%1,102
Percentage Net Loans Charged-off: Home equity loans1.2534%422
All other 1-4 family - Percent of loans charged-off, net0.5470%1,297
Percentage Net Loans Charged-off: Commercial and industrial-1.1469%6,807
Percentage Net Loans Charged-off: Loans to individuals2.7465%429
Percentage Net Loans Charged-off: Credit card loans3.9972%207
Percentage Net Loans Charged-off: Other loans to individual2.5946%412
Percentage Net Loans Charged-off: All other loans and lease1.1246%363
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3237%1,245
Percentage Net Loans Charged-off: Total real estate loans1.3049%1,215
Percentage Net Loans Charged-off:Construction & development4.8898%1,005
Percentage Net Loans Charged-off: Commercial real estate1.5058%806
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.5783%2,011
Percentage Net Loans Charged-off: Home equity loans0.3563%1,411
All other 1-4 family - Percent of loans charged-off, net0.6625%1,766
Percentage Net Loans Charged-off: Commercial and industrial1.5110%1,522
Percentage Net Loans Charged-off: Loans to individuals1.4088%1,193
Percentage Net Loans Charged-off: Credit card loans5.2916%198
Percentage Net Loans Charged-off: Other loans to individual1.0173%1,428
Percentage Net Loans Charged-off: All other loans and lease0.9790%581
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8365%1,904
Percentage Net Loans Charged-off: Total real estate loans0.7077%1,938
Percentage Net Loans Charged-off:Construction & development1.9973%1,522
Percentage Net Loans Charged-off: Commercial real estate0.7942%1,253
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.4477%2,173
Percentage Net Loans Charged-off: Home equity loans0.2210%1,395
All other 1-4 family - Percent of loans charged-off, net0.5323%1,853
Percentage Net Loans Charged-off: Commercial and industrial1.7479%1,203
Percentage Net Loans Charged-off: Loans to individuals1.5109%1,022
Percentage Net Loans Charged-off: Credit card loans4.9010%219
Percentage Net Loans Charged-off: Other loans to individual1.1850%1,087
Percentage Net Loans Charged-off: All other loans and lease1.2456%472
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5324%2,502
Percentage Net Loans Charged-off: Total real estate loans0.5295%2,208
Percentage Net Loans Charged-off:Construction & development2.4596%1,259
Percentage Net Loans Charged-off: Commercial real estate0.3562%1,729
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.2801%2,552
Percentage Net Loans Charged-off: Home equity loans0.3355%1,124
All other 1-4 family - Percent of loans charged-off, net0.2597%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.0893%6,375
Percentage Net Loans Charged-off: Loans to individuals1.6385%928
Percentage Net Loans Charged-off: Credit card loans5.4766%203
Percentage Net Loans Charged-off: Other loans to individual1.2650%965
Percentage Net Loans Charged-off: All other loans and lease1.4940%393
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4984%2,228
Percentage Net Loans Charged-off: Total real estate loans0.4223%2,054
Percentage Net Loans Charged-off:Construction & development1.9744%991
Percentage Net Loans Charged-off: Commercial real estate0.2431%1,406
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2314%2,153
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.3157%1,808
Percentage Net Loans Charged-off: Commercial and industrial0.7336%1,429
Percentage Net Loans Charged-off: Loans to individuals1.3227%1,072
Percentage Net Loans Charged-off: Credit card loans3.8344%290
Percentage Net Loans Charged-off: Other loans to individual1.0330%1,036
Percentage Net Loans Charged-off: All other loans and lease1.3517%349
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9104%1,075
Percentage Net Loans Charged-off: Total real estate loans1.3410%1,450
Percentage Net Loans Charged-off:Construction & development4.3503%1,384
Percentage Net Loans Charged-off: Commercial real estate1.2026%1,091
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.8219%1,631
Percentage Net Loans Charged-off: Home equity loans0.5054%1,245
All other 1-4 family - Percent of loans charged-off, net0.9228%1,478
Percentage Net Loans Charged-off: Commercial and industrial6.7719%400
Percentage Net Loans Charged-off: Loans to individuals2.0820%1,028
Percentage Net Loans Charged-off: Credit card loans6.0837%243
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.5710%258
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5528%1,286
Percentage Net Loans Charged-off: Total real estate loans0.7430%2,162
Percentage Net Loans Charged-off:Construction & development1.5664%2,007
Percentage Net Loans Charged-off: Commercial real estate0.8090%1,335
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.5540%1,966
Percentage Net Loans Charged-off: Home equity loans0.1527%1,503
All other 1-4 family - Percent of loans charged-off, net0.6783%1,658
Percentage Net Loans Charged-off: Commercial and industrial8.1100%285
Percentage Net Loans Charged-off: Loans to individuals2.5118%801
Percentage Net Loans Charged-off: Credit card loans6.2756%233
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.8507%213
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5454%1,235
Percentage Net Loans Charged-off: Total real estate loans0.6254%2,200
Percentage Net Loans Charged-off:Construction & development2.3416%1,530
Percentage Net Loans Charged-off: Commercial real estate0.1841%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.5420%1,812
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.7038%1,472
Percentage Net Loans Charged-off: Commercial and industrial8.8412%275
Percentage Net Loans Charged-off: Loans to individuals2.5805%785
Percentage Net Loans Charged-off: Credit card loans4.8138%329
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.3558%152
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2542%3,418
Percentage Net Loans Charged-off: Total real estate loans0.1234%3,248
Percentage Net Loans Charged-off:Construction & development0.4962%1,688
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.1180%2,567
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.1527%2,288
Percentage Net Loans Charged-off: Commercial and industrial0.1830%2,440
Percentage Net Loans Charged-off: Loans to individuals2.5391%790
Percentage Net Loans Charged-off: Credit card loans4.9245%339
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9424%563
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3096%4,698
Percentage Net Loans Charged-off: Total real estate loans0.2037%4,116
Percentage Net Loans Charged-off:Construction & development0.6446%2,818
Percentage Net Loans Charged-off: Commercial real estate0.1226%2,762
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1497%3,562
Percentage Net Loans Charged-off: Home equity loans0.0517%1,849
All other 1-4 family - Percent of loans charged-off, net0.1756%3,238
Percentage Net Loans Charged-off: Commercial and industrial0.4752%3,798
Percentage Net Loans Charged-off: Loans to individuals1.5435%1,803
Percentage Net Loans Charged-off: Credit card loans5.8081%335
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1295%933
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2691%4,357
Percentage Net Loans Charged-off: Total real estate loans0.1803%3,714
Percentage Net Loans Charged-off:Construction & development0.5158%2,517
Percentage Net Loans Charged-off: Commercial real estate0.1649%2,079
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1097%3,416
Percentage Net Loans Charged-off: Home equity loans0.0691%1,536
All other 1-4 family - Percent of loans charged-off, net0.1202%3,161
Percentage Net Loans Charged-off: Commercial and industrial0.2929%3,609
Percentage Net Loans Charged-off: Loans to individuals1.4510%1,767
Percentage Net Loans Charged-off: Credit card loans5.8179%333
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0153%843
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1705%4,524
Percentage Net Loans Charged-off: Total real estate loans0.0955%3,827
Percentage Net Loans Charged-off:Construction & development0.2333%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1217%2,869
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.1523%2,529
Percentage Net Loans Charged-off: Commercial and industrial0.1727%3,351
Percentage Net Loans Charged-off: Loans to individuals1.1737%2,024
Percentage Net Loans Charged-off: Credit card loans6.1542%318
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7885%832
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1456%3,800
Percentage Net Loans Charged-off: Total real estate loans0.0057%3,697
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0112%2,692
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0138%2,467
Percentage Net Loans Charged-off: Commercial and industrial0.5450%1,812
Percentage Net Loans Charged-off: Loans to individuals1.4302%1,549
Percentage Net Loans Charged-off: Credit card loans6.1760%298
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1338%581
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2391%3,859
Percentage Net Loans Charged-off: Total real estate loans0.1616%3,127
Percentage Net Loans Charged-off:Construction & development0.6625%1,847
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0996%2,863
Percentage Net Loans Charged-off: Home equity loans0.1448%1,117
All other 1-4 family - Percent of loans charged-off, net0.0920%2,787
Percentage Net Loans Charged-off: Commercial and industrial0.4297%2,869
Percentage Net Loans Charged-off: Loans to individuals0.8652%2,598
Percentage Net Loans Charged-off: Credit card loans6.0885%201
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2327%699
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0980%4,464
Percentage Net Loans Charged-off: Total real estate loans0.0278%3,922
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0551%2,771
Percentage Net Loans Charged-off: Home equity loans0.1399%895
All other 1-4 family - Percent of loans charged-off, net0.0422%2,731
Percentage Net Loans Charged-off: Commercial and industrial0.3204%2,462
Percentage Net Loans Charged-off: Loans to individuals0.5575%3,049
Percentage Net Loans Charged-off: Credit card loans5.0875%249
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2619%580
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1102%3,692
Percentage Net Loans Charged-off: Total real estate loans0.0299%3,228
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0589%2,248
Percentage Net Loans Charged-off: Home equity loans0.2233%628
All other 1-4 family - Percent of loans charged-off, net0.0355%2,260
Percentage Net Loans Charged-off: Commercial and industrial0.7545%1,291
Percentage Net Loans Charged-off: Loans to individuals0.2001%4,037
Percentage Net Loans Charged-off: Credit card loans2.6528%488
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0026%573
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0504%3,750
Percentage Net Loans Charged-off: Total real estate loans0.0052%2,613
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0101%1,866
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0115%1,699
Percentage Net Loans Charged-off: Commercial and industrial0.2899%1,469
Percentage Net Loans Charged-off: Loans to individuals0.0543%3,886
Percentage Net Loans Charged-off: Credit card loans2.4590%453
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.8766%361
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0591%4,760
Percentage Net Loans Charged-off: Total real estate loans0.0125%3,772
Percentage Net Loans Charged-off:Construction & development0.0044%1,548
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0230%2,875
Percentage Net Loans Charged-off: Home equity loans0.0714%775
All other 1-4 family - Percent of loans charged-off, net0.0178%2,765
Percentage Net Loans Charged-off: Commercial and industrial-0.0465%7,275
Percentage Net Loans Charged-off: Loans to individuals0.5447%2,894
Percentage Net Loans Charged-off: Credit card loans2.8613%418
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5199%508
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0458%4,295
Percentage Net Loans Charged-off: Total real estate loans0.0195%2,712
Percentage Net Loans Charged-off:Construction & development0.0059%1,068
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0361%2,071
Percentage Net Loans Charged-off: Home equity loans0.1463%471
All other 1-4 family - Percent of loans charged-off, net0.0250%2,071
Percentage Net Loans Charged-off: Commercial and industrial-0.0454%7,150
Percentage Net Loans Charged-off: Loans to individuals0.2812%3,665
Percentage Net Loans Charged-off: Credit card loans2.9267%399
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.6052%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0448%3,779
Percentage Net Loans Charged-off: Total real estate loans0.0184%2,212
Percentage Net Loans Charged-off:Construction & development0.0092%750
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0329%1,702
Percentage Net Loans Charged-off: Home equity loans-0.0161%5,966
All other 1-4 family - Percent of loans charged-off, net0.0375%1,533
Percentage Net Loans Charged-off: Commercial and industrial-0.0799%7,309
Percentage Net Loans Charged-off: Loans to individuals0.4243%2,670
Percentage Net Loans Charged-off: Credit card loans3.9906%245
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5088%701
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0555%2,845
Percentage Net Loans Charged-off: Total real estate loans0.0051%1,773
Percentage Net Loans Charged-off:Construction & development0.0189%400
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0042%1,439
Percentage Net Loans Charged-off: Home equity loans-0.0170%5,961
All other 1-4 family - Percent of loans charged-off, net0.0062%1,296
Percentage Net Loans Charged-off: Commercial and industrial-0.1287%7,458
Percentage Net Loans Charged-off: Loans to individuals0.7362%1,665
Percentage Net Loans Charged-off: Credit card loans5.9191%180
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8865%426
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0448%4,539
Percentage Net Loans Charged-off: Total real estate loans0.0038%3,273
Percentage Net Loans Charged-off:Construction & development0.0015%819
Percentage Net Loans Charged-off: Commercial real estate-0.0074%7,875
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0114%2,637
Percentage Net Loans Charged-off: Home equity loans-0.0155%6,012
All other 1-4 family - Percent of loans charged-off, net0.0136%2,420
Percentage Net Loans Charged-off: Commercial and industrial0.0256%3,489
Percentage Net Loans Charged-off: Loans to individuals0.3138%3,818
Percentage Net Loans Charged-off: Credit card loans0.7846%991
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0388%381
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0534%3,660
Percentage Net Loans Charged-off: Total real estate loans0.0078%2,610
Percentage Net Loans Charged-off:Construction & development0.0021%607
Percentage Net Loans Charged-off: Commercial real estate-0.0099%7,942
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0206%2,045
Percentage Net Loans Charged-off: Home equity loans-0.0072%5,973
All other 1-4 family - Percent of loans charged-off, net0.0228%1,884
Percentage Net Loans Charged-off: Commercial and industrial0.0762%2,551
Percentage Net Loans Charged-off: Loans to individuals0.3228%3,328
Percentage Net Loans Charged-off: Credit card loans0.8313%883
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9493%350
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0424%3,608
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,437
Percentage Net Loans Charged-off:Construction & development0.0034%447
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%7,670
Percentage Net Loans Charged-off: Home equity loans-0.0112%5,958
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.0074%6,620
Percentage Net Loans Charged-off: Loans to individuals0.3207%3,070
Percentage Net Loans Charged-off: Credit card loans0.9610%767
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.4069%264
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0566%2,714
Percentage Net Loans Charged-off: Total real estate loans0.0017%1,612
Percentage Net Loans Charged-off:Construction & development0.0179%223
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0182%6,736
Percentage Net Loans Charged-off: Loans to individuals0.3312%2,624
Percentage Net Loans Charged-off: Credit card loans-0.2021%1,836
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.9426%213
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1601%2,731
Percentage Net Loans Charged-off: Total real estate loans0.0112%3,023
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0187%2,593
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0195%2,429
Percentage Net Loans Charged-off: Commercial and industrial0.6069%1,674
Percentage Net Loans Charged-off: Loans to individuals0.7403%2,589
Percentage Net Loans Charged-off: Credit card loans-0.1165%2,077
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1938%351
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1986%1,974
Percentage Net Loans Charged-off: Total real estate loans0.0181%2,387
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0300%2,020
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0312%1,895
Percentage Net Loans Charged-off: Commercial and industrial0.8316%1,123
Percentage Net Loans Charged-off: Loans to individuals0.8845%1,862
Percentage Net Loans Charged-off: Credit card loans-0.4039%2,059
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9502%331
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2246%1,650
Percentage Net Loans Charged-off: Total real estate loans0.0301%1,801
Percentage Net Loans Charged-off:Construction & development0.0167%374
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0493%1,507
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0510%1,419
Percentage Net Loans Charged-off: Commercial and industrial0.9603%940
Percentage Net Loans Charged-off: Loans to individuals0.9992%1,564
Percentage Net Loans Charged-off: Credit card loans-0.3791%2,014
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2383%397
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2219%1,476
Percentage Net Loans Charged-off: Total real estate loans0.0491%1,161
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0825%956
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0853%902
Percentage Net Loans Charged-off: Commercial and industrial-0.0869%7,396
Percentage Net Loans Charged-off: Loans to individuals1.5039%983
Percentage Net Loans Charged-off: Credit card loans0.2580%908
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2135%614
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2536%2,252
Percentage Net Loans Charged-off: Total real estate loans0.0197%3,059
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0314%2,496
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0319%2,367
Percentage Net Loans Charged-off: Commercial and industrial0.0252%4,085
Percentage Net Loans Charged-off: Loans to individuals1.8012%911
Percentage Net Loans Charged-off: Credit card loans1.7241%1,038
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2081%2,265
Percentage Net Loans Charged-off: Total real estate loans0.0098%2,945
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0154%2,407
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0155%2,267
Percentage Net Loans Charged-off: Commercial and industrial0.0522%3,282
Percentage Net Loans Charged-off: Loans to individuals1.4913%1,116
Percentage Net Loans Charged-off: Credit card loans1.4681%1,085
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2286%1,987
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0392%2,866
Percentage Net Loans Charged-off: Loans to individuals1.6912%941
Percentage Net Loans Charged-off: Credit card loans1.9694%875
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2601%1,620
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0777%1,895
Percentage Net Loans Charged-off: Loans to individuals1.8735%928
Percentage Net Loans Charged-off: Credit card loans2.3529%696
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3036%2,441
Percentage Net Loans Charged-off: Total real estate loans0.0241%3,156
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0355%2,599
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0359%2,486
Percentage Net Loans Charged-off: Commercial and industrial0.2102%3,594
Percentage Net Loans Charged-off: Loans to individuals1.6365%1,188
Percentage Net Loans Charged-off: Credit card loans2.1435%1,127
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2615%2,417
Percentage Net Loans Charged-off: Total real estate loans0.0017%3,422
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0024%2,875
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0025%2,725
Percentage Net Loans Charged-off: Commercial and industrial0.1921%3,149
Percentage Net Loans Charged-off: Loans to individuals1.4215%1,341
Percentage Net Loans Charged-off: Credit card loans4.3903%518
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2281%2,527
Percentage Net Loans Charged-off: Total real estate loans0.0027%2,864
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0038%2,347
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0039%2,231
Percentage Net Loans Charged-off: Commercial and industrial-0.0127%7,368
Percentage Net Loans Charged-off: Loans to individuals1.2714%1,576
Percentage Net Loans Charged-off: Credit card loans5.5373%385
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1790%2,506
Percentage Net Loans Charged-off: Total real estate loans0.0054%1,960
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0077%1,559
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0078%1,473
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.9468%2,050
Percentage Net Loans Charged-off: Credit card loans3.1543%696
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3506%2,389
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,119
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.6819%2,417
Percentage Net Loans Charged-off: Loans to individuals1.4114%1,511
Percentage Net Loans Charged-off: Credit card loans3.2963%857
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4055%2,024
Percentage Net Loans Charged-off: Total real estate loans0.0165%3,225
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0218%2,640
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0220%2,510
Percentage Net Loans Charged-off: Commercial and industrial0.3903%2,968
Percentage Net Loans Charged-off: Loans to individuals1.4986%1,290
Percentage Net Loans Charged-off: Credit card loans2.1045%1,225
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2026%3,126
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0950%4,938
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2716%2,700
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1200%5,104
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4159%2,144
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1788%4,176
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0551%6,865
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2262%5,044
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4462%4,675
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA