Home > Eureka Bank > Income and Expense
Eureka Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,925,000 | 3,133 |
| Total interest expense | $843,000 | 2,725 |
| Net interest income | $6,082,000 | 3,165 |
| Provision for loan and lease losses | $40,000 | 3,741 |
| Total noninterest income | $116,000 | 5,602 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $41,000 | 5,546 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $75,000 | 5,290 |
| Total noninterest expense | $4,109,000 | 3,657 |
| Salaries and employee benefits | $1,788,000 | 4,134 |
| Premises and equipment expense | $359,000 | 4,119 |
| Additional noninterest expense | $1,962,000 | 2,829 |
| Pre-tax net operating income | $2,049,000 | 2,965 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $657,000 | 1,984 |
| Income before extraordinary items | $1,392,000 | 3,363 |
| Extraordinary gains, net | $-334,000 | 6,180 |
| Net income | $1,058,000 | 3,836 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,058,000 | 3,837 |
| Net charge-offs | $85,000 | 2,809 |
| Cash dividends | $1,000,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 466 |
| Net operating income | $1,392,000 | 3,311 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,186,000 | 3,163 |
| Total interest expense | $640,000 | 2,733 |
| Net interest income | $4,546,000 | 3,189 |
| Provision for loan and lease losses | $40,000 | 3,461 |
| Total noninterest income | $63,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $25,000 | 5,726 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,571 |
| Total noninterest expense | $2,804,000 | 3,873 |
| Salaries and employee benefits | $1,224,000 | 4,332 |
| Premises and equipment expense | $269,000 | 4,178 |
| Additional noninterest expense | $1,311,000 | 3,092 |
| Pre-tax net operating income | $1,765,000 | 2,792 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $532,000 | 1,964 |
| Income before extraordinary items | $1,233,000 | 3,119 |
| Extraordinary gains, net | $-269,000 | 6,267 |
| Net income | $964,000 | 3,565 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $964,000 | 3,566 |
| Net charge-offs | $85,000 | 2,327 |
| Cash dividends | $1,000,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 451 |
| Net operating income | $1,233,000 | 3,068 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 3,188 |
| Total interest expense | $423,000 | 2,769 |
| Net interest income | $3,015,000 | 3,204 |
| Provision for loan and lease losses | $40,000 | 3,050 |
| Total noninterest income | $65,000 | 5,654 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $17,000 | 5,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $48,000 | 5,203 |
| Total noninterest expense | $1,867,000 | 3,910 |
| Salaries and employee benefits | $802,000 | 4,413 |
| Premises and equipment expense | $179,000 | 4,214 |
| Additional noninterest expense | $886,000 | 3,083 |
| Pre-tax net operating income | $1,173,000 | 2,777 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $384,000 | 1,882 |
| Income before extraordinary items | $789,000 | 3,193 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $789,000 | 3,193 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $789,000 | 3,194 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 445 |
| Net operating income | $789,000 | 3,125 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 3,187 |
| Total interest expense | $207,000 | 2,830 |
| Net interest income | $1,517,000 | 3,193 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $45,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $8,000 | 5,829 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 4,829 |
| Total noninterest expense | $936,000 | 3,939 |
| Salaries and employee benefits | $400,000 | 4,461 |
| Premises and equipment expense | $95,000 | 4,127 |
| Additional noninterest expense | $441,000 | 3,078 |
| Pre-tax net operating income | $596,000 | 2,702 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $199,000 | 1,829 |
| Income before extraordinary items | $397,000 | 3,137 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $397,000 | 3,140 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $397,000 | 3,140 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $1,000,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 413 |
| Net operating income | $397,000 | 3,069 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 3,234 |
| Total interest expense | $849,000 | 2,914 |
| Net interest income | $5,999,000 | 3,249 |
| Provision for loan and lease losses | $82,000 | 3,401 |
| Total noninterest income | $117,000 | 5,859 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $36,000 | 5,921 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $81,000 | 5,415 |
| Total noninterest expense | $3,662,000 | 4,026 |
| Salaries and employee benefits | $1,617,000 | 4,459 |
| Premises and equipment expense | $354,000 | 4,340 |
| Additional noninterest expense | $1,691,000 | 3,256 |
| Pre-tax net operating income | $2,372,000 | 2,681 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $803,000 | 1,758 |
| Income before extraordinary items | $1,569,000 | 3,167 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,569,000 | 3,167 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,569,000 | 3,168 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $750,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 527 |
| Net operating income | $1,569,000 | 3,114 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 3,273 |
| Total interest expense | $641,000 | 2,949 |
| Net interest income | $4,473,000 | 3,281 |
| Provision for loan and lease losses | $52,000 | 3,356 |
| Total noninterest income | $99,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $25,000 | 6,038 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $74,000 | 5,332 |
| Total noninterest expense | $2,733,000 | 4,060 |
| Salaries and employee benefits | $1,217,000 | 4,473 |
| Premises and equipment expense | $266,000 | 4,380 |
| Additional noninterest expense | $1,250,000 | 3,300 |
| Pre-tax net operating income | $1,787,000 | 2,719 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $595,000 | 1,806 |
| Income before extraordinary items | $1,192,000 | 3,161 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,192,000 | 3,161 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,192,000 | 3,162 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $750,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 499 |
| Net operating income | $1,192,000 | 3,119 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 3,294 |
| Total interest expense | $427,000 | 2,983 |
| Net interest income | $2,959,000 | 3,300 |
| Provision for loan and lease losses | $40,000 | 3,175 |
| Total noninterest income | $69,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $16,000 | 6,094 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $53,000 | 5,280 |
| Total noninterest expense | $1,815,000 | 4,090 |
| Salaries and employee benefits | $784,000 | 4,574 |
| Premises and equipment expense | $179,000 | 4,414 |
| Additional noninterest expense | $852,000 | 3,264 |
| Pre-tax net operating income | $1,173,000 | 2,694 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $395,000 | 1,775 |
| Income before extraordinary items | $778,000 | 3,140 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $778,000 | 3,146 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $778,000 | 3,146 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 472 |
| Net operating income | $778,000 | 3,102 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 3,327 |
| Total interest expense | $216,000 | 2,996 |
| Net interest income | $1,462,000 | 3,335 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $30,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $22,000 | 5,452 |
| Total noninterest expense | $910,000 | 4,121 |
| Salaries and employee benefits | $382,000 | 4,690 |
| Premises and equipment expense | $93,000 | 4,386 |
| Additional noninterest expense | $435,000 | 3,215 |
| Pre-tax net operating income | $567,000 | 2,674 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $188,000 | 1,777 |
| Income before extraordinary items | $379,000 | 3,111 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $379,000 | 3,113 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $379,000 | 3,114 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 434 |
| Net operating income | $379,000 | 3,075 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,722,000 | 3,360 |
| Total interest expense | $1,093,000 | 2,766 |
| Net interest income | $5,629,000 | 3,414 |
| Provision for loan and lease losses | $127,000 | 3,426 |
| Total noninterest income | $154,000 | 5,886 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $63,000 | 5,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $91,000 | 5,449 |
| Total noninterest expense | $3,432,000 | 4,303 |
| Salaries and employee benefits | $1,526,000 | 4,707 |
| Premises and equipment expense | $361,000 | 4,462 |
| Additional noninterest expense | $1,545,000 | 3,584 |
| Pre-tax net operating income | $2,224,000 | 2,654 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $781,000 | 1,703 |
| Income before extraordinary items | $1,443,000 | 3,229 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,443,000 | 3,231 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,443,000 | 3,232 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 559 |
| Net operating income | $1,443,000 | 3,168 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,055,000 | 3,383 |
| Total interest expense | $850,000 | 2,777 |
| Net interest income | $4,205,000 | 3,445 |
| Provision for loan and lease losses | $117,000 | 3,215 |
| Total noninterest income | $118,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $36,000 | 6,086 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $2,555,000 | 4,345 |
| Salaries and employee benefits | $1,220,000 | 4,580 |
| Premises and equipment expense | $272,000 | 4,477 |
| Additional noninterest expense | $1,063,000 | 3,791 |
| Pre-tax net operating income | $1,651,000 | 2,757 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $576,000 | 1,778 |
| Income before extraordinary items | $1,075,000 | 3,288 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,075,000 | 3,291 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,075,000 | 3,292 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $1,000,000 | 1,437 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 535 |
| Net operating income | $1,075,000 | 3,212 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 3,372 |
| Total interest expense | $570,000 | 2,818 |
| Net interest income | $2,818,000 | 3,435 |
| Provision for loan and lease losses | $82,000 | 3,155 |
| Total noninterest income | $43,000 | 6,411 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $18,000 | 6,289 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 5,975 |
| Total noninterest expense | $1,700,000 | 4,368 |
| Salaries and employee benefits | $989,000 | 4,145 |
| Premises and equipment expense | $176,000 | 4,543 |
| Additional noninterest expense | $535,000 | 4,479 |
| Pre-tax net operating income | $1,079,000 | 2,743 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $375,000 | 1,804 |
| Income before extraordinary items | $704,000 | 3,301 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $704,000 | 3,302 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $704,000 | 3,304 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 524 |
| Net operating income | $704,000 | 3,213 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,693,000 | 3,404 |
| Total interest expense | $298,000 | 2,791 |
| Net interest income | $1,395,000 | 3,471 |
| Provision for loan and lease losses | $42,000 | 3,013 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $859,000 | 4,374 |
| Salaries and employee benefits | $498,000 | 4,169 |
| Premises and equipment expense | $99,000 | 4,329 |
| Additional noninterest expense | $262,000 | 4,541 |
| Pre-tax net operating income | $511,000 | 2,827 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $173,000 | 1,845 |
| Income before extraordinary items | $338,000 | 3,340 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $338,000 | 3,340 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $338,000 | 3,342 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 436 |
| Net operating income | $338,000 | 3,235 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,847,000 | 3,495 |
| Total interest expense | $1,308,000 | 3,007 |
| Net interest income | $5,539,000 | 3,563 |
| Provision for loan and lease losses | $162,000 | 4,200 |
| Total noninterest income | $159,000 | 5,915 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $37,000 | 6,446 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $122,000 | 5,149 |
| Total noninterest expense | $3,372,000 | 4,469 |
| Salaries and employee benefits | $1,715,000 | 4,514 |
| Premises and equipment expense | $397,000 | 4,326 |
| Additional noninterest expense | $1,260,000 | 4,238 |
| Pre-tax net operating income | $2,164,000 | 2,669 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $771,000 | 1,738 |
| Income before extraordinary items | $1,393,000 | 3,264 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,393,000 | 3,265 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,393,000 | 3,264 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 526 |
| Net operating income | $1,393,000 | 3,127 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,168,000 | 3,542 |
| Total interest expense | $990,000 | 3,101 |
| Net interest income | $4,178,000 | 3,610 |
| Provision for loan and lease losses | $122,000 | 4,156 |
| Total noninterest income | $119,000 | 6,001 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $27,000 | 6,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $92,000 | 5,221 |
| Total noninterest expense | $2,518,000 | 4,492 |
| Salaries and employee benefits | $1,370,000 | 4,383 |
| Premises and equipment expense | $291,000 | 4,423 |
| Additional noninterest expense | $857,000 | 4,503 |
| Pre-tax net operating income | $1,657,000 | 2,700 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $574,000 | 1,791 |
| Income before extraordinary items | $1,083,000 | 3,273 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,083,000 | 3,276 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,083,000 | 3,275 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 544 |
| Net operating income | $1,083,000 | 3,132 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 3,543 |
| Total interest expense | $659,000 | 3,190 |
| Net interest income | $2,817,000 | 3,595 |
| Provision for loan and lease losses | $62,000 | 4,323 |
| Total noninterest income | $39,000 | 6,606 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $18,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 6,119 |
| Total noninterest expense | $1,659,000 | 4,548 |
| Salaries and employee benefits | $903,000 | 4,433 |
| Premises and equipment expense | $220,000 | 4,169 |
| Additional noninterest expense | $536,000 | 4,671 |
| Pre-tax net operating income | $1,135,000 | 2,614 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $393,000 | 1,730 |
| Income before extraordinary items | $742,000 | 3,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $742,000 | 3,207 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $742,000 | 3,209 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 509 |
| Net operating income | $742,000 | 3,044 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 3,567 |
| Total interest expense | $333,000 | 3,277 |
| Net interest income | $1,417,000 | 3,601 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $22,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 6,065 |
| Total noninterest expense | $785,000 | 4,715 |
| Salaries and employee benefits | $376,000 | 4,931 |
| Premises and equipment expense | $158,000 | 3,324 |
| Additional noninterest expense | $251,000 | 4,854 |
| Pre-tax net operating income | $624,000 | 2,460 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $234,000 | 1,550 |
| Income before extraordinary items | $390,000 | 3,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $390,000 | 3,131 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $390,000 | 3,132 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 443 |
| Net operating income | $390,000 | 2,971 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,815,000 | 3,736 |
| Total interest expense | $1,641,000 | 3,207 |
| Net interest income | $5,174,000 | 3,819 |
| Provision for loan and lease losses | $98,000 | 5,385 |
| Total noninterest income | $90,000 | 6,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $90,000 | 5,413 |
| Total noninterest expense | $3,039,000 | 4,847 |
| Salaries and employee benefits | $1,808,000 | 4,432 |
| Premises and equipment expense | $582,000 | 3,658 |
| Additional noninterest expense | $649,000 | 5,838 |
| Pre-tax net operating income | $2,127,000 | 2,389 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $685,000 | 1,700 |
| Income before extraordinary items | $1,442,000 | 2,853 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,442,000 | 2,855 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,442,000 | 2,855 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $3,992,000 | 171 |
| Net operating income | $1,442,000 | 2,754 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,092,000 | 3,799 |
| Total interest expense | $1,274,000 | 3,246 |
| Net interest income | $3,818,000 | 3,874 |
| Provision for loan and lease losses | $78,000 | 5,221 |
| Total noninterest income | $68,000 | 6,597 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $68,000 | 5,506 |
| Total noninterest expense | $2,302,000 | 4,832 |
| Salaries and employee benefits | $1,349,000 | 4,442 |
| Premises and equipment expense | $446,000 | 3,638 |
| Additional noninterest expense | $507,000 | 5,797 |
| Pre-tax net operating income | $1,506,000 | 2,566 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $444,000 | 1,840 |
| Income before extraordinary items | $1,062,000 | 2,944 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,062,000 | 2,947 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,062,000 | 2,947 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $3,992,000 | 141 |
| Net operating income | $1,062,000 | 2,848 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 3,851 |
| Total interest expense | $873,000 | 3,275 |
| Net interest income | $2,488,000 | 3,945 |
| Provision for loan and lease losses | $48,000 | 5,176 |
| Total noninterest income | $42,000 | 6,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 5,630 |
| Total noninterest expense | $1,498,000 | 4,950 |
| Salaries and employee benefits | $875,000 | 4,572 |
| Premises and equipment expense | $280,000 | 3,826 |
| Additional noninterest expense | $343,000 | 5,855 |
| Pre-tax net operating income | $984,000 | 2,574 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $275,000 | 1,893 |
| Income before extraordinary items | $709,000 | 2,892 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $709,000 | 2,894 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $709,000 | 2,894 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $3,992,000 | 70 |
| Net operating income | $709,000 | 2,817 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 3,899 |
| Total interest expense | $453,000 | 3,292 |
| Net interest income | $1,215,000 | 4,015 |
| Provision for loan and lease losses | $18,000 | 5,065 |
| Total noninterest income | $21,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $21,000 | 5,759 |
| Total noninterest expense | $715,000 | 5,101 |
| Salaries and employee benefits | $428,000 | 4,675 |
| Premises and equipment expense | $139,000 | 3,897 |
| Additional noninterest expense | $148,000 | 6,159 |
| Pre-tax net operating income | $503,000 | 2,546 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $206,000 | 1,475 |
| Income before extraordinary items | $297,000 | 3,264 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $297,000 | 3,261 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $297,000 | 3,262 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $3,992,000 | 39 |
| Net operating income | $297,000 | 3,204 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,268,000 | 4,188 |
| Total interest expense | $1,995,000 | 3,578 |
| Net interest income | $4,273,000 | 4,384 |
| Provision for loan and lease losses | $87,000 | 6,135 |
| Total noninterest income | $89,000 | 6,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 5,570 |
| Total noninterest expense | $2,785,000 | 5,237 |
| Salaries and employee benefits | $1,636,000 | 4,808 |
| Premises and equipment expense | $548,000 | 3,959 |
| Additional noninterest expense | $601,000 | 6,211 |
| Pre-tax net operating income | $1,490,000 | 2,736 |
| Securities gains (losses) | $-289,000 | 7,354 |
| Applicable income taxes | $469,000 | 1,945 |
| Income before extraordinary items | $732,000 | 3,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $732,000 | 3,774 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $732,000 | 3,776 |
| Net charge-offs | $2,000 | 6,772 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $916,960 | 3,251 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 4,301 |
| Total interest expense | $1,508,000 | 3,685 |
| Net interest income | $3,156,000 | 4,482 |
| Provision for loan and lease losses | $70,000 | 6,010 |
| Total noninterest income | $65,000 | 6,918 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $65,000 | 5,729 |
| Total noninterest expense | $2,073,000 | 5,265 |
| Salaries and employee benefits | $1,201,000 | 4,911 |
| Premises and equipment expense | $410,000 | 4,036 |
| Additional noninterest expense | $462,000 | 6,212 |
| Pre-tax net operating income | $1,078,000 | 2,952 |
| Securities gains (losses) | $-289,000 | 7,535 |
| Applicable income taxes | $299,000 | 2,149 |
| Income before extraordinary items | $490,000 | 4,155 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $490,000 | 4,157 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $490,000 | 4,157 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $674,960 | 3,441 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 4,366 |
| Total interest expense | $1,012,000 | 3,770 |
| Net interest income | $2,073,000 | 4,532 |
| Provision for loan and lease losses | $35,000 | 6,087 |
| Total noninterest income | $39,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $39,000 | 5,874 |
| Total noninterest expense | $1,306,000 | 5,448 |
| Salaries and employee benefits | $765,000 | 5,057 |
| Premises and equipment expense | $261,000 | 4,166 |
| Additional noninterest expense | $280,000 | 6,404 |
| Pre-tax net operating income | $771,000 | 2,857 |
| Securities gains (losses) | $-15,000 | 7,348 |
| Applicable income taxes | $264,000 | 1,862 |
| Income before extraordinary items | $492,000 | 3,445 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $492,000 | 3,442 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $492,000 | 3,444 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $501,750 | 3,294 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,520,000 | 4,466 |
| Total interest expense | $516,000 | 3,844 |
| Net interest income | $1,004,000 | 4,664 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $17,000 | 7,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $667,000 | 5,450 |
| Salaries and employee benefits | $379,000 | 5,136 |
| Premises and equipment expense | $129,000 | 4,282 |
| Additional noninterest expense | $159,000 | 6,229 |
| Pre-tax net operating income | $339,000 | 3,138 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $119,000 | 1,952 |
| Income before extraordinary items | $220,000 | 3,710 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $220,000 | 3,707 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $220,000 | 3,709 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $220,000 | 3,580 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,015,000 | 4,615 |
| Total interest expense | $2,314,000 | 4,085 |
| Net interest income | $3,701,000 | 4,803 |
| Provision for loan and lease losses | $77,000 | 6,615 |
| Total noninterest income | $90,000 | 7,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $90,000 | 5,778 |
| Total noninterest expense | $2,560,000 | 5,613 |
| Salaries and employee benefits | $1,441,000 | 5,316 |
| Premises and equipment expense | $534,000 | 4,203 |
| Additional noninterest expense | $585,000 | 6,501 |
| Pre-tax net operating income | $1,154,000 | 2,773 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $367,000 | 1,841 |
| Income before extraordinary items | $787,000 | 3,177 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $787,000 | 3,177 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $787,000 | 3,177 |
| Net charge-offs | $-31,000 | 7,931 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $787,000 | 3,107 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,492,000 | 4,674 |
| Total interest expense | $1,768,000 | 4,171 |
| Net interest income | $2,724,000 | 4,870 |
| Provision for loan and lease losses | $72,000 | 6,301 |
| Total noninterest income | $67,000 | 7,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $67,000 | 5,918 |
| Total noninterest expense | $1,943,000 | 5,600 |
| Salaries and employee benefits | $1,066,000 | 5,386 |
| Premises and equipment expense | $404,000 | 4,240 |
| Additional noninterest expense | $473,000 | 6,379 |
| Pre-tax net operating income | $776,000 | 3,161 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $226,000 | 2,200 |
| Income before extraordinary items | $550,000 | 3,528 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $550,000 | 3,525 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $550,000 | 3,528 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $550,000 | 3,436 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 4,728 |
| Total interest expense | $1,216,000 | 4,211 |
| Net interest income | $1,763,000 | 4,944 |
| Provision for loan and lease losses | $35,000 | 6,348 |
| Total noninterest income | $43,000 | 7,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $43,000 | 6,017 |
| Total noninterest expense | $1,274,000 | 5,691 |
| Salaries and employee benefits | $712,000 | 5,440 |
| Premises and equipment expense | $267,000 | 4,283 |
| Additional noninterest expense | $295,000 | 6,526 |
| Pre-tax net operating income | $497,000 | 3,312 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $145,000 | 2,300 |
| Income before extraordinary items | $352,000 | 3,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 3,693 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $352,000 | 3,693 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $352,000 | 3,585 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 4,749 |
| Total interest expense | $618,000 | 4,286 |
| Net interest income | $886,000 | 4,925 |
| Provision for loan and lease losses | $15,000 | 6,043 |
| Total noninterest income | $23,000 | 7,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $23,000 | 6,000 |
| Total noninterest expense | $621,000 | 5,709 |
| Salaries and employee benefits | $359,000 | 5,468 |
| Premises and equipment expense | $137,000 | 4,253 |
| Additional noninterest expense | $125,000 | 6,711 |
| Pre-tax net operating income | $273,000 | 3,488 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $70,000 | 2,552 |
| Income before extraordinary items | $203,000 | 3,831 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $203,000 | 3,832 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $203,000 | 3,832 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $203,000 | 3,682 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,999,000 | 4,939 |
| Total interest expense | $2,754,000 | 4,496 |
| Net interest income | $3,245,000 | 5,192 |
| Provision for loan and lease losses | $7,960,000 | 713 |
| Total noninterest income | $2,770,000 | 1,682 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,770,000 | 1,027 |
| Total noninterest expense | $2,511,000 | 5,633 |
| Salaries and employee benefits | $1,471,000 | 5,389 |
| Premises and equipment expense | $563,000 | 4,136 |
| Additional noninterest expense | $477,000 | 6,722 |
| Pre-tax net operating income | $-4,456,000 | 7,758 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $85,000 | 3,512 |
| Income before extraordinary items | $-4,541,000 | 7,786 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,541,000 | 7,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,526 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-4,541,000 | 7,840 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 5,006 |
| Total interest expense | $2,121,000 | 4,531 |
| Net interest income | $2,391,000 | 5,282 |
| Provision for loan and lease losses | $7,935,000 | 468 |
| Total noninterest income | $98,000 | 7,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $98,000 | 5,658 |
| Total noninterest expense | $1,908,000 | 5,602 |
| Salaries and employee benefits | $1,114,000 | 5,377 |
| Premises and equipment expense | $429,000 | 4,080 |
| Additional noninterest expense | $365,000 | 6,673 |
| Pre-tax net operating income | $-7,354,000 | 8,192 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $35,000 | 4,328 |
| Income before extraordinary items | $-7,389,000 | 8,186 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-7,389,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,389,000 | 8,215 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 5,002 |
| Total interest expense | $1,447,000 | 4,604 |
| Net interest income | $1,630,000 | 5,229 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $60,000 | 7,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $60,000 | 5,860 |
| Total noninterest expense | $1,235,000 | 5,712 |
| Salaries and employee benefits | $722,000 | 5,512 |
| Premises and equipment expense | $283,000 | 4,132 |
| Additional noninterest expense | $230,000 | 6,797 |
| Pre-tax net operating income | $395,000 | 4,817 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $73,000 | 3,757 |
| Income before extraordinary items | $322,000 | 4,886 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $322,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $322,000 | 4,824 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 5,063 |
| Total interest expense | $749,000 | 4,693 |
| Net interest income | $801,000 | 5,316 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 6,173 |
| Total noninterest expense | $616,000 | 5,735 |
| Salaries and employee benefits | $358,000 | 5,571 |
| Premises and equipment expense | $149,000 | 4,002 |
| Additional noninterest expense | $109,000 | 6,916 |
| Pre-tax net operating income | $180,000 | 5,145 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $156,000 | 5,155 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $156,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $156,000 | 5,049 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,029,000 | 5,219 |
| Total interest expense | $2,993,000 | 4,805 |
| Net interest income | $3,036,000 | 5,466 |
| Provision for loan and lease losses | $99,000 | 4,953 |
| Total noninterest income | $76,000 | 7,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $76,000 | 6,595 |
| Total noninterest expense | $2,195,000 | 5,955 |
| Salaries and employee benefits | $1,386,000 | 5,540 |
| Premises and equipment expense | $392,000 | 5,087 |
| Additional noninterest expense | $417,000 | 6,964 |
| Pre-tax net operating income | $818,000 | 5,140 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $169,000 | 4,023 |
| Income before extraordinary items | $649,000 | 5,209 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $649,000 | 5,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,700 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,160 |
| Net operating income | $649,000 | 5,188 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 5,264 |
| Total interest expense | $2,203,000 | 4,876 |
| Net interest income | $2,273,000 | 5,507 |
| Provision for loan and lease losses | $79,000 | 4,528 |
| Total noninterest income | $56,000 | 7,868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $56,000 | 6,645 |
| Total noninterest expense | $1,604,000 | 6,017 |
| Salaries and employee benefits | $1,021,000 | 5,576 |
| Premises and equipment expense | $275,000 | 5,269 |
| Additional noninterest expense | $308,000 | 6,990 |
| Pre-tax net operating income | $646,000 | 5,290 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $139,000 | 4,123 |
| Income before extraordinary items | $507,000 | 5,348 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $507,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,861 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 1,007 |
| Net operating income | $507,000 | 5,332 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 5,321 |
| Total interest expense | $1,439,000 | 4,918 |
| Net interest income | $1,516,000 | 5,534 |
| Provision for loan and lease losses | $37,000 | 4,716 |
| Total noninterest income | $34,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $34,000 | 6,824 |
| Total noninterest expense | $1,088,000 | 6,004 |
| Salaries and employee benefits | $695,000 | 5,574 |
| Premises and equipment expense | $176,000 | 5,407 |
| Additional noninterest expense | $217,000 | 6,916 |
| Pre-tax net operating income | $425,000 | 5,383 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $64,000 | 4,549 |
| Income before extraordinary items | $361,000 | 5,292 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $361,000 | 5,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $361,000 | 5,281 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 5,318 |
| Total interest expense | $706,000 | 4,951 |
| Net interest income | $768,000 | 5,520 |
| Provision for loan and lease losses | $18,000 | 4,475 |
| Total noninterest income | $9,000 | 8,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $517,000 | 6,197 |
| Salaries and employee benefits | $333,000 | 5,760 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $100,000 | 7,079 |
| Pre-tax net operating income | $242,000 | 5,118 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $42,000 | 4,302 |
| Income before extraordinary items | $200,000 | 5,061 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $200,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $200,000 | 5,050 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 5,191 |
| Total interest expense | $2,509,000 | 4,812 |
| Net interest income | $3,158,000 | 5,362 |
| Provision for loan and lease losses | $34,000 | 5,951 |
| Total noninterest income | $95,000 | 7,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $95,000 | 6,408 |
| Total noninterest expense | $2,024,000 | 6,136 |
| Salaries and employee benefits | $1,273,000 | 5,715 |
| Premises and equipment expense | $331,000 | 5,489 |
| Additional noninterest expense | $420,000 | 6,971 |
| Pre-tax net operating income | $1,195,000 | 4,795 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $214,000 | 4,224 |
| Income before extraordinary items | $981,000 | 4,759 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $981,000 | 4,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,095 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $981,000 | 4,751 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 5,210 |
| Total interest expense | $1,816,000 | 4,831 |
| Net interest income | $2,394,000 | 5,384 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $71,000 | 7,872 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $71,000 | 6,401 |
| Total noninterest expense | $1,536,000 | 6,082 |
| Salaries and employee benefits | $951,000 | 5,699 |
| Premises and equipment expense | $251,000 | 5,465 |
| Additional noninterest expense | $334,000 | 6,843 |
| Pre-tax net operating income | $902,000 | 4,958 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $159,000 | 4,417 |
| Income before extraordinary items | $743,000 | 4,877 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $743,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $743,000 | 4,866 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 5,194 |
| Total interest expense | $1,169,000 | 4,800 |
| Net interest income | $1,625,000 | 5,365 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $40,000 | 8,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 6,712 |
| Total noninterest expense | $1,051,000 | 6,019 |
| Salaries and employee benefits | $637,000 | 5,712 |
| Premises and equipment expense | $179,000 | 5,266 |
| Additional noninterest expense | $235,000 | 6,724 |
| Pre-tax net operating income | $602,000 | 4,984 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $100,000 | 4,512 |
| Income before extraordinary items | $502,000 | 4,866 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $502,000 | 4,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $502,000 | 4,860 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,387,000 | 5,163 |
| Total interest expense | $569,000 | 4,737 |
| Net interest income | $818,000 | 5,336 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $529,000 | 6,014 |
| Salaries and employee benefits | $318,000 | 5,758 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $124,000 | 6,561 |
| Pre-tax net operating income | $295,000 | 5,014 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $47,000 | 4,563 |
| Income before extraordinary items | $248,000 | 4,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 4,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $248,000 | 4,856 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 5,014 |
| Total interest expense | $1,890,000 | 4,603 |
| Net interest income | $3,327,000 | 5,164 |
| Provision for loan and lease losses | $83,000 | 5,092 |
| Total noninterest income | $127,000 | 7,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $127,000 | 6,018 |
| Total noninterest expense | $2,013,000 | 6,098 |
| Salaries and employee benefits | $1,299,000 | 5,530 |
| Premises and equipment expense | $374,000 | 5,070 |
| Additional noninterest expense | $340,000 | 7,397 |
| Pre-tax net operating income | $1,358,000 | 4,626 |
| Securities gains (losses) | $-1,151,000 | 8,757 |
| Applicable income taxes | $-135,000 | 8,631 |
| Income before extraordinary items | $342,000 | 7,001 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $342,000 | 7,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,493,000 | 3,765 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 5,024 |
| Total interest expense | $1,357,000 | 4,585 |
| Net interest income | $2,522,000 | 5,154 |
| Provision for loan and lease losses | $83,000 | 4,565 |
| Total noninterest income | $97,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,995 |
| Total noninterest expense | $1,525,000 | 6,021 |
| Salaries and employee benefits | $975,000 | 5,494 |
| Premises and equipment expense | $287,000 | 4,989 |
| Additional noninterest expense | $263,000 | 7,367 |
| Pre-tax net operating income | $1,011,000 | 4,738 |
| Securities gains (losses) | $-1,151,000 | 8,818 |
| Applicable income taxes | $-203,000 | 8,758 |
| Income before extraordinary items | $63,000 | 8,141 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $63,000 | 8,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $799,640 | 4,730 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 4,958 |
| Total interest expense | $876,000 | 4,514 |
| Net interest income | $1,707,000 | 5,100 |
| Provision for loan and lease losses | $53,000 | 4,474 |
| Total noninterest income | $67,000 | 7,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $67,000 | 5,953 |
| Total noninterest expense | $1,003,000 | 6,057 |
| Salaries and employee benefits | $641,000 | 5,525 |
| Premises and equipment expense | $176,000 | 5,238 |
| Additional noninterest expense | $186,000 | 7,235 |
| Pre-tax net operating income | $718,000 | 4,550 |
| Securities gains (losses) | $-1,151,000 | 8,839 |
| Applicable income taxes | $-252,000 | 8,806 |
| Income before extraordinary items | $-181,000 | 8,567 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-181,000 | 8,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $555,640 | 4,569 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 4,989 |
| Total interest expense | $419,000 | 4,530 |
| Net interest income | $854,000 | 5,125 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 6,055 |
| Total noninterest expense | $497,000 | 6,122 |
| Salaries and employee benefits | $307,000 | 5,722 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $101,000 | 7,119 |
| Pre-tax net operating income | $359,000 | 4,537 |
| Securities gains (losses) | $-1,151,000 | 8,906 |
| Applicable income taxes | $-323,000 | 8,898 |
| Income before extraordinary items | $-469,000 | 8,860 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-469,000 | 8,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $267,640 | 4,646 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 4,982 |
| Total interest expense | $1,568,000 | 4,399 |
| Net interest income | $3,233,000 | 5,175 |
| Provision for loan and lease losses | $89,000 | 5,219 |
| Total noninterest income | $146,000 | 7,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $146,000 | 5,747 |
| Total noninterest expense | $2,025,000 | 5,963 |
| Salaries and employee benefits | $1,299,000 | 5,436 |
| Premises and equipment expense | $331,000 | 5,397 |
| Additional noninterest expense | $395,000 | 7,147 |
| Pre-tax net operating income | $1,265,000 | 4,664 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $265,000 | 4,376 |
| Income before extraordinary items | $1,000,000 | 4,705 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,000,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,000,000 | 4,630 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,535,000 | 5,030 |
| Total interest expense | $1,154,000 | 4,400 |
| Net interest income | $2,381,000 | 5,225 |
| Provision for loan and lease losses | $70,000 | 4,912 |
| Total noninterest income | $113,000 | 7,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 5,689 |
| Total noninterest expense | $1,551,000 | 5,858 |
| Salaries and employee benefits | $1,004,000 | 5,304 |
| Premises and equipment expense | $254,000 | 5,294 |
| Additional noninterest expense | $293,000 | 7,146 |
| Pre-tax net operating income | $873,000 | 4,968 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $171,000 | 4,678 |
| Income before extraordinary items | $702,000 | 4,956 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $702,000 | 4,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $702,000 | 4,863 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 5,085 |
| Total interest expense | $759,000 | 4,434 |
| Net interest income | $1,563,000 | 5,278 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $82,000 | 7,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $1,115,000 | 5,666 |
| Salaries and employee benefits | $737,000 | 4,985 |
| Premises and equipment expense | $169,000 | 5,333 |
| Additional noninterest expense | $209,000 | 7,033 |
| Pre-tax net operating income | $500,000 | 5,303 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $93,000 | 4,936 |
| Income before extraordinary items | $407,000 | 5,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $407,000 | 5,197 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 5,112 |
| Total interest expense | $380,000 | 4,467 |
| Net interest income | $782,000 | 5,286 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $34,000 | 7,816 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $34,000 | 5,872 |
| Total noninterest expense | $593,000 | 5,492 |
| Salaries and employee benefits | $398,000 | 4,755 |
| Premises and equipment expense | $81,000 | 5,477 |
| Additional noninterest expense | $114,000 | 6,822 |
| Pre-tax net operating income | $208,000 | 5,738 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $36,000 | 5,209 |
| Income before extraordinary items | $172,000 | 5,694 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $172,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $172,000 | 5,575 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 5,137 |
| Total interest expense | $1,620,000 | 4,660 |
| Net interest income | $3,032,000 | 5,281 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $124,000 | 8,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $124,000 | 6,163 |
| Total noninterest expense | $2,169,000 | 5,726 |
| Salaries and employee benefits | $1,437,000 | 4,995 |
| Premises and equipment expense | $331,000 | 5,355 |
| Additional noninterest expense | $401,000 | 7,153 |
| Pre-tax net operating income | $962,000 | 5,272 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $186,000 | 5,023 |
| Income before extraordinary items | $776,000 | 5,315 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $776,000 | 5,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,047 |
| Cash dividends | $265,000 | 4,549 |
| Sale, conversion, retirement of capital stock, net | $-327,000 | 9,138 |
| Net operating income | $776,000 | 5,167 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 5,194 |
| Total interest expense | $1,230,000 | 4,738 |
| Net interest income | $2,266,000 | 5,299 |
| Provision for loan and lease losses | $10,000 | 7,100 |
| Total noninterest income | $84,000 | 8,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 6,382 |
| Total noninterest expense | $1,632,000 | 5,691 |
| Salaries and employee benefits | $1,082,000 | 4,966 |
| Premises and equipment expense | $250,000 | 5,331 |
| Additional noninterest expense | $300,000 | 7,140 |
| Pre-tax net operating income | $708,000 | 5,470 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $139,000 | 5,216 |
| Income before extraordinary items | $569,000 | 5,539 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $569,000 | 5,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $265,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $-327,000 | 9,197 |
| Net operating income | $569,000 | 5,350 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 5,265 |
| Total interest expense | $825,000 | 4,843 |
| Net interest income | $1,484,000 | 5,363 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $55,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $55,000 | 6,401 |
| Total noninterest expense | $1,070,000 | 5,753 |
| Salaries and employee benefits | $703,000 | 5,069 |
| Premises and equipment expense | $172,000 | 5,198 |
| Additional noninterest expense | $195,000 | 7,207 |
| Pre-tax net operating income | $469,000 | 5,471 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $82,000 | 5,386 |
| Income before extraordinary items | $387,000 | 5,500 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $387,000 | 5,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $178,000 | 3,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $387,000 | 5,289 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,172,000 | 5,240 |
| Total interest expense | $412,000 | 4,946 |
| Net interest income | $760,000 | 5,275 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $26,000 | 8,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $515,000 | 5,904 |
| Salaries and employee benefits | $327,000 | 5,335 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $105,000 | 7,027 |
| Pre-tax net operating income | $271,000 | 5,063 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $51,000 | 5,066 |
| Income before extraordinary items | $220,000 | 5,061 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $220,000 | 5,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $89,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $220,000 | 4,862 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 5,331 |
| Total interest expense | $1,845,000 | 5,077 |
| Net interest income | $2,928,000 | 5,362 |
| Provision for loan and lease losses | $49,000 | 6,749 |
| Total noninterest income | $123,000 | 8,133 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $123,000 | 6,013 |
| Total noninterest expense | $1,899,000 | 6,058 |
| Salaries and employee benefits | $1,179,000 | 5,542 |
| Premises and equipment expense | $315,000 | 5,412 |
| Additional noninterest expense | $405,000 | 7,124 |
| Pre-tax net operating income | $1,103,000 | 4,944 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $237,000 | 4,847 |
| Income before extraordinary items | $866,000 | 4,981 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $866,000 | 4,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $457,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $866,000 | 4,853 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,780,000 | 5,770 |
| Total interest expense | $2,244,000 | 5,756 |
| Net interest income | $2,536,000 | 5,674 |
| Provision for loan and lease losses | $71,000 | 6,188 |
| Total noninterest income | $110,000 | 8,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $110,000 | 6,201 |
| Total noninterest expense | $1,605,000 | 6,564 |
| Salaries and employee benefits | $957,000 | 6,143 |
| Premises and equipment expense | $297,000 | 5,549 |
| Additional noninterest expense | $351,000 | 7,506 |
| Pre-tax net operating income | $970,000 | 4,979 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $230,000 | 4,751 |
| Income before extraordinary items | $740,000 | 5,085 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $740,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,241 |
| Cash dividends | $378,000 | 3,993 |
| Sale, conversion, retirement of capital stock, net | $-235,000 | 9,525 |
| Net operating income | $740,000 | 4,978 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,467,000 | 6,114 |
| Total interest expense | $2,050,000 | 6,195 |
| Net interest income | $2,417,000 | 5,936 |
| Provision for loan and lease losses | $84,000 | 5,667 |
| Total noninterest income | $103,000 | 8,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $103,000 | 6,363 |
| Total noninterest expense | $1,440,000 | 6,902 |
| Salaries and employee benefits | $856,000 | 6,477 |
| Premises and equipment expense | $274,000 | 5,725 |
| Additional noninterest expense | $310,000 | 7,865 |
| Pre-tax net operating income | $996,000 | 5,264 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $249,000 | 4,993 |
| Income before extraordinary items | $747,000 | 5,244 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $747,000 | 5,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $266,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $-839,000 | 9,849 |
| Net operating income | $747,000 | 5,238 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,067,000 | 6,312 |
| Total interest expense | $1,801,000 | 6,356 |
| Net interest income | $2,266,000 | 6,152 |
| Provision for loan and lease losses | $56,000 | 6,372 |
| Total noninterest income | $100,000 | 8,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $100,000 | 6,650 |
| Total noninterest expense | $1,372,000 | 7,106 |
| Salaries and employee benefits | $838,000 | 6,584 |
| Premises and equipment expense | $245,000 | 6,111 |
| Additional noninterest expense | $289,000 | 8,207 |
| Pre-tax net operating income | $938,000 | 5,496 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $249,000 | 5,220 |
| Income before extraordinary items | $689,000 | 5,504 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $689,000 | 5,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $134,000 | 5,789 |
| Sale, conversion, retirement of capital stock, net | $5,329,000 | 229 |
| Net operating income | $689,000 | 5,471 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 6,800 |
| Total interest expense | $1,775,000 | 6,595 |
| Net interest income | $1,871,000 | 6,899 |
| Provision for loan and lease losses | $73,000 | 5,785 |
| Total noninterest income | $97,000 | 9,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $97,000 | 6,704 |
| Total noninterest expense | $1,025,000 | 8,035 |
| Salaries and employee benefits | $602,000 | 7,750 |
| Premises and equipment expense | $205,000 | 6,629 |
| Additional noninterest expense | $218,000 | 8,920 |
| Pre-tax net operating income | $870,000 | 5,843 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $236,000 | 5,775 |
| Income before extraordinary items | $634,000 | 5,888 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $634,000 | 5,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,135 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $634,000 | 5,785 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 7,137 |
| Total interest expense | $1,705,000 | 6,879 |
| Net interest income | $1,811,000 | 7,298 |
| Provision for loan and lease losses | $23,000 | 7,798 |
| Total noninterest income | $106,000 | 9,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $906,000 | 8,663 |
| Salaries and employee benefits | $542,000 | 8,315 |
| Premises and equipment expense | $181,000 | 7,183 |
| Additional noninterest expense | $183,000 | 9,625 |
| Pre-tax net operating income | $988,000 | 5,867 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $293,000 | 5,795 |
| Income before extraordinary items | $695,000 | 5,932 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $695,000 | 5,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $695,000 | 5,887 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 7,692 |
| Total interest expense | $1,686,000 | 7,120 |
| Net interest income | $1,542,000 | 8,168 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $236,000 | 7,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $236,000 | 4,706 |
| Total noninterest expense | $1,127,000 | 8,238 |
| Salaries and employee benefits | $462,000 | 9,164 |
| Premises and equipment expense | $175,000 | 7,528 |
| Additional noninterest expense | $490,000 | 7,142 |
| Pre-tax net operating income | $626,000 | 7,286 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $146,000 | 7,940 |
| Income before extraordinary items | $479,000 | 7,045 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $479,000 | 7,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $479,770 | 6,980 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 7,966 |
| Total interest expense | $1,638,000 | 7,306 |
| Net interest income | $1,536,000 | 8,438 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $255,000 | 7,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $255,000 | 4,421 |
| Total noninterest expense | $821,000 | 9,681 |
| Salaries and employee benefits | $425,000 | 9,740 |
| Premises and equipment expense | $178,000 | 7,647 |
| Additional noninterest expense | $218,000 | 10,204 |
| Pre-tax net operating income | $970,000 | 6,119 |
| Securities gains (losses) | $-33,000 | 10,904 |
| Applicable income taxes | $293,000 | 6,091 |
| Income before extraordinary items | $644,000 | 6,349 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $644,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,693 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $666,770 | 6,176 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,851,000 | 8,321 |
| Total interest expense | $1,243,000 | 7,738 |
| Net interest income | $1,608,000 | 8,563 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $185,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $185,000 | 5,523 |
| Total noninterest expense | $808,000 | 10,218 |
| Salaries and employee benefits | $398,000 | 10,303 |
| Premises and equipment expense | $178,000 | 7,891 |
| Additional noninterest expense | $232,000 | 10,746 |
| Pre-tax net operating income | $985,000 | 6,027 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $283,000 | 6,089 |
| Income before extraordinary items | $702,000 | 5,898 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $702,000 | 5,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $702,000 | 5,962 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,022,000 | 8,302 |
| Total interest expense | $1,300,000 | 7,881 |
| Net interest income | $1,722,000 | 8,437 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $263,000 | 8,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $263,000 | 4,852 |
| Total noninterest expense | $804,000 | 10,646 |
| Salaries and employee benefits | $391,000 | 10,728 |
| Premises and equipment expense | $194,000 | 7,809 |
| Additional noninterest expense | $219,000 | 11,480 |
| Pre-tax net operating income | $1,175,000 | 5,260 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $329,000 | 5,745 |
| Income before extraordinary items | $859,000 | 5,269 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $859,000 | 5,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $849,640 | 5,093 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 8,967 |
| Total interest expense | $1,517,000 | 8,461 |
| Net interest income | $1,485,000 | 9,321 |
| Provision for loan and lease losses | $73,000 | 8,154 |
| Total noninterest income | $118,000 | 11,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $716,000 | 11,432 |
| Salaries and employee benefits | $362,000 | 11,315 |
| Premises and equipment expense | $165,000 | 8,699 |
| Additional noninterest expense | $189,000 | 12,390 |
| Pre-tax net operating income | $814,000 | 6,501 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $205,000 | 7,460 |
| Income before extraordinary items | $609,000 | 6,510 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $609,000 | 6,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 5,311 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $609,000 | 6,142 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.