Home > EST National Bank > Loan Charge- Offs and Recoveries
EST National Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,070,000 | 701 |
| Loans secured by real estate, total | $252,000 | 926 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $252,000 | 926 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $1,000 | 4,011 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $251,000 | 459 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $249,000 | 1,236 |
| Loans to individuals | $1,485,000 | 488 |
| Credit card loan charge offs | $359,000 | 412 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,126,000 | 417 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $84,000 | 166 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $520,000 | 750 |
| Loans secured by real estate, total | $37,000 | 1,464 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $37,000 | 1,464 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $27,000 | 996 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,205 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $8,000 | 4,575 |
| Loans to individuals | $468,000 | 418 |
| Credit card loan recoveries | $52,000 | 405 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $416,000 | 349 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $7,000 | 198 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,550,000 | 674 |
| Loans secured by real estate, total | $215,000 | 794 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $215,000 | 793 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-26,000 | 11,189 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $241,000 | 364 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $241,000 | 920 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,017,000 | 507 |
| Credit card loan net charge offs | $307,000 | 412 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $710,000 | 436 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $77,000 | 151 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,302,000 | 952 |
| Loans secured by real estate, total | $155,000 | 1,366 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $155,000 | 1,364 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $155,000 | 800 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $564,000 | 563 |
| Loans to individuals | $523,000 | 786 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $523,000 | 606 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $60,000 | 149 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $353,000 | 979 |
| Loans secured by real estate, total | $13,000 | 2,572 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $13,000 | 2,571 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $13,000 | 1,571 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $14,000 | 4,078 |
| Loans to individuals | $311,000 | 525 |
| Credit card loan recoveries | $16,000 | 737 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $295,000 | 437 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $15,000 | 174 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $949,000 | 907 |
| Loans secured by real estate, total | $142,000 | 1,161 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $142,000 | 1,159 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $142,000 | 708 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $550,000 | 391 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $212,000 | 1,121 |
| Credit card loan net charge offs | $-16,000 | 11,937 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $228,000 | 831 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $45,000 | 133 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $932,000 | 1,196 |
| Loans secured by real estate, total | $171,000 | 1,454 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $171,000 | 1,454 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $171,000 | 836 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $365,000 | 883 |
| Loans to individuals | $391,000 | 857 |
| Credit card loan charge offs | $2,000 | 3,192 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $389,000 | 659 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $5,000 | 267 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $372,000 | 1,055 |
| Loans secured by real estate, total | $7,000 | 3,589 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $7,000 | 3,589 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,286 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $34,000 | 3,004 |
| Loans to individuals | $331,000 | 511 |
| Credit card loan recoveries | $48,000 | 471 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $283,000 | 452 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $560,000 | 1,280 |
| Loans secured by real estate, total | $164,000 | 1,226 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $164,000 | 1,227 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $164,000 | 713 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $331,000 | 666 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $60,000 | 2,246 |
| Credit card loan net charge offs | $-46,000 | 12,597 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $106,000 | 1,213 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $5,000 | 206 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $582,000 | 2,040 |
| Loans secured by real estate, total | $57,000 | 3,151 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $57,000 | 3,150 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $49,000 | 2,073 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $8,000 | 2,743 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $79,000 | 3,538 |
| Loans to individuals | $446,000 | 862 |
| Credit card loan charge offs | $16,000 | 1,733 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $430,000 | 674 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $413,000 | 1,042 |
| Loans secured by real estate, total | $14,000 | 3,058 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $14,000 | 3,058 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,800 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $15,000 | 4,958 |
| Loans to individuals | $384,000 | 486 |
| Credit card loan recoveries | $68,000 | 426 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $316,000 | 446 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $169,000 | 3,463 |
| Loans secured by real estate, total | $43,000 | 2,992 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $43,000 | 2,990 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $35,000 | 2,113 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $8,000 | 2,395 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $64,000 | 3,028 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $62,000 | 2,477 |
| Credit card loan net charge offs | $-52,000 | 13,272 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $114,000 | 1,308 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,645,000 | 930 |
| Loans secured by real estate, total | $118,000 | 2,769 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $118,000 | 2,769 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $115,000 | 1,476 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $3,000 | 3,708 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $996,000 | 781 |
| Loans to individuals | $1,531,000 | 501 |
| Credit card loan charge offs | $317,000 | 506 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,214,000 | 408 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $590,000 | 825 |
| Loans secured by real estate, total | $9,000 | 3,607 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $9,000 | 3,608 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,272 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $48,000 | 2,829 |
| Loans to individuals | $533,000 | 437 |
| Credit card loan recoveries | $80,000 | 402 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $453,000 | 376 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,055,000 | 943 |
| Loans secured by real estate, total | $109,000 | 2,589 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $109,000 | 2,589 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $106,000 | 1,369 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $3,000 | 3,407 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $948,000 | 709 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $998,000 | 532 |
| Credit card loan net charge offs | $237,000 | 533 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $761,000 | 425 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.