Home > EST National Bank > Assets and Liabilities
EST National Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 210 | 890 |
| Assets and Liabilities | ||
| Total Assets: | $514,314,000 | 949 |
| Cash and due from depository institutions | $21,437,000 | 890 |
| Interest-bearing balances | $13,000 | 6,098 |
| Securities | $93,680,000 | 1,266 |
| Federal funds sold & reverse repurchase agreements | $28,965,000 | 460 |
| Net loans & leases | $350,380,000 | 887 |
| Loan loss allowance | $4,614,000 | 941 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $11,547,000 | 651 |
| Other real estate owned | $0 | 890 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $8,305,000 | 1,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $514,314,000 | 949 |
| Total liabilities | $476,927,000 | 933 |
| Total deposits | $440,441,000 | 891 |
| Interest-bearing deposits | $345,319,000 | 979 |
| Deposits held in domestic offices | $440,441,000 | 884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,495,000 | 899 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $14,518,000 | 1,098 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,473,000 | 930 |
| Total equity capital | $37,387,000 | 1,208 |
| Total bank equity capital | $37,387,000 | 1,208 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,525,000 | 864 |
| Surplus | $12,475,000 | 1,330 |
| Undivided profits | $20,387,000 | 1,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,456,000 | 1,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,134,000 | 1,025 |
| Earning assets | $473,038,000 | 958 |
| Long-term assets (5+ years) | $122,034,000 | 616 |
| Average Assets, year-to-date | $499,716,800 | 945 |
| Average Assets, quarterly | $504,107,000 | 961 |
| Volatile liabilities | $73,567,000 | 1,068 |
| Insider loans | $7,254,000 | 584 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $88,881,000 | 711 |
| Tier 1 (core) risk-based capital | $37,374,000 | 1,147 |
| Tier 2 risk-based capital | $4,614,000 | 776 |
| Total risk weighted assets | $394,547,000 | 791 |
| Total unused commitments | $88,881,000 | 717 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 239 | 809 |
| Assets and Liabilities | ||
| Total Assets: | $493,908,000 | 1,004 |
| Cash and due from depository institutions | $30,854,000 | 809 |
| Interest-bearing balances | $12,000 | 6,371 |
| Securities | $107,883,000 | 1,162 |
| Federal funds sold & reverse repurchase agreements | $1,375,000 | 6,607 |
| Net loans & leases | $335,886,000 | 916 |
| Loan loss allowance | $4,074,000 | 1,059 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $11,623,000 | 640 |
| Other real estate owned | $218,000 | 809 |
| Goodwill and other intangibles | $661,000 | 1,412 |
| All other assets | $5,408,000 | 1,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $493,908,000 | 1,004 |
| Total liabilities | $456,901,000 | 977 |
| Total deposits | $431,750,000 | 923 |
| Interest-bearing deposits | $334,892,000 | 1,041 |
| Deposits held in domestic offices | $431,750,000 | 912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,799,000 | 789 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $425,000 | 3,559 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,927,000 | 1,231 |
| Total equity capital | $37,007,000 | 1,240 |
| Total bank equity capital | $37,007,000 | 1,240 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,525,000 | 871 |
| Surplus | $12,475,000 | 1,328 |
| Undivided profits | $20,007,000 | 1,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,295,000 | 2,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,144,000 | 1,063 |
| Earning assets | $445,156,000 | 1,022 |
| Long-term assets (5+ years) | $138,694,000 | 523 |
| Average Assets, year-to-date | $508,935,600 | 946 |
| Average Assets, quarterly | $498,161,000 | 989 |
| Volatile liabilities | $47,244,000 | 1,345 |
| Insider loans | $8,961,000 | 491 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $67,932,000 | 869 |
| Tier 1 (core) risk-based capital | $36,108,000 | 1,207 |
| Tier 2 risk-based capital | $4,074,000 | 873 |
| Total risk weighted assets | $344,007,700 | 893 |
| Total unused commitments | $67,932,000 | 873 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 313 | 642 |
| Assets and Liabilities | ||
| Total Assets: | $513,548,000 | 937 |
| Cash and due from depository institutions | $24,997,000 | 642 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $112,311,000 | 1,165 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $355,324,000 | 859 |
| Loan loss allowance | $3,672,000 | 1,173 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $12,243,000 | 594 |
| Other real estate owned | $217,000 | 642 |
| Goodwill and other intangibles | $1,007,000 | 1,068 |
| All other assets | $7,449,000 | 1,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $513,548,000 | 937 |
| Total liabilities | $475,303,000 | 923 |
| Total deposits | $452,342,000 | 857 |
| Interest-bearing deposits | $360,264,000 | 932 |
| Deposits held in domestic offices | $452,342,000 | 846 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,400,000 | 870 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $444,000 | 3,854 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,117,000 | 1,714 |
| Total equity capital | $38,245,000 | 1,087 |
| Total bank equity capital | $38,245,000 | 1,087 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,525,000 | 865 |
| Surplus | $12,475,000 | 1,266 |
| Undivided profits | $21,245,000 | 1,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,169,000 | 1,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,372,000 | 851 |
| Earning assets | $467,635,000 | 939 |
| Long-term assets (5+ years) | $157,268,000 | 463 |
| Average Assets, year-to-date | $496,320,800 | 944 |
| Average Assets, quarterly | $508,719,000 | 932 |
| Volatile liabilities | $66,759,000 | 1,041 |
| Insider loans | $11,155,000 | 404 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $29,627,000 | 1,442 |
| Tier 1 (core) risk-based capital | $37,723,000 | 1,093 |
| Tier 2 risk-based capital | $3,672,000 | 928 |
| Total risk weighted assets | $349,214,900 | 849 |
| Total unused commitments | $29,627,000 | 1,453 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 335 | 636 |
| Assets and Liabilities | ||
| Total Assets: | $477,035,000 | 1,009 |
| Cash and due from depository institutions | $24,490,000 | 636 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $135,318,000 | 1,016 |
| Federal funds sold & reverse repurchase agreements | $6,400,000 | 2,176 |
| Net loans & leases | $291,982,000 | 981 |
| Loan loss allowance | $3,739,000 | 1,225 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $10,738,000 | 673 |
| Other real estate owned | $554,000 | 636 |
| Goodwill and other intangibles | $1,354,000 | 868 |
| All other assets | $6,199,000 | 1,331 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $477,035,000 | 1,009 |
| Total liabilities | $440,390,000 | 1,011 |
| Total deposits | $420,855,000 | 952 |
| Interest-bearing deposits | $338,129,000 | 1,030 |
| Deposits held in domestic offices | $420,855,000 | 941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,239,000 | 809 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $458,000 | 3,452 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,838,000 | 1,937 |
| Total equity capital | $36,645,000 | 1,129 |
| Total bank equity capital | $36,645,000 | 1,129 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,525,000 | 848 |
| Surplus | $12,475,000 | 1,193 |
| Undivided profits | $19,645,000 | 1,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 2,592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $344,000 | 388 |
| Income earned, not collected on loans | $1,648,000 | 1,040 |
| Earning assets | $433,700,000 | 1,020 |
| Long-term assets (5+ years) | $120,090,000 | 582 |
| Average Assets, year-to-date | $467,090,400 | 1,013 |
| Average Assets, quarterly | $474,112,000 | 1,009 |
| Volatile liabilities | $34,458,000 | 1,584 |
| Insider loans | $6,799,000 | 623 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $33,406,000 | 1,329 |
| Tier 1 (core) risk-based capital | $35,291,000 | 1,127 |
| Tier 2 risk-based capital | $3,618,560 | 943 |
| Total risk weighted assets | $289,364,660 | 992 |
| Total unused commitments | $33,406,000 | 1,352 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 330 | 674 |
| Assets and Liabilities | ||
| Total Assets: | $459,160,000 | 1,088 |
| Cash and due from depository institutions | $22,338,000 | 674 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $124,671,000 | 1,089 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 2,207 |
| Net loans & leases | $287,994,000 | 1,023 |
| Loan loss allowance | $3,658,000 | 1,306 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $9,123,000 | 796 |
| Other real estate owned | $88,000 | 674 |
| Goodwill and other intangibles | $1,700,000 | 782 |
| All other assets | $5,746,000 | 1,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $459,160,000 | 1,088 |
| Total liabilities | $422,467,000 | 1,084 |
| Total deposits | $405,668,000 | 1,029 |
| Interest-bearing deposits | $327,537,000 | 1,116 |
| Deposits held in domestic offices | $405,668,000 | 1,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,554,000 | 837 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $471,000 | 3,231 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,774,000 | 2,065 |
| Total equity capital | $36,693,000 | 1,068 |
| Total bank equity capital | $36,693,000 | 1,068 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,525,000 | 853 |
| Surplus | $12,475,000 | 1,149 |
| Undivided profits | $19,693,000 | 1,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,739,000 | 2,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,606,000 | 1,198 |
| Earning assets | $420,165,000 | 1,078 |
| Long-term assets (5+ years) | $105,870,000 | 594 |
| Average Assets, year-to-date | $455,561,400 | 1,075 |
| Average Assets, quarterly | $456,775,500 | 1,079 |
| Volatile liabilities | $29,392,000 | 1,739 |
| Insider loans | $172,000 | 4,337 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $63,806,000 | 810 |
| Tier 1 (core) risk-based capital | $34,993,000 | 1,091 |
| Tier 2 risk-based capital | $3,488,070 | 987 |
| Total risk weighted assets | $278,875,470 | 1,054 |
| Total unused commitments | $63,806,000 | 824 |
| Derivatives | $0 | 651 |