Home > Essex Bank > Net charge- offs to loans
Essex Bank, Net charge- offs to loans
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0261% | 4,081 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0568% | 4,497 |
| Percentage Net Loans Charged-off:Construction & development | -0.2103% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0770% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0858% | 3,482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0714% | 4,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0772% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0073% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0073% | 333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6887% | 1,061 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0109% | 3,702 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0472% | 4,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.1539% | 4,377 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0819% | 4,530 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1126% | 3,540 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0624% | 4,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1128% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0206% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0206% | 335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0281% | 1,038 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0368% | 1,106 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0284% | 4,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0463% | 4,324 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 4,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0840% | 4,586 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0284% | 3,456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1189% | 4,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2531% | 378 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6352% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6352% | 234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.0883% | 1,002 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0345% | 4,559 |
| Percentage Net Loans Charged-off:Construction & development | -0.1000% | 4,410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0204% | 4,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 4,391 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0292% | 3,465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0290% | 4,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2366% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8291% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8291% | 697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0608% | 1,056 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0424% | 4,634 |
| Percentage Net Loans Charged-off:Construction & development | -0.1386% | 4,471 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 4,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 4,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0296% | 3,495 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 4,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3155% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8665% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8665% | 631 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0580% | 1,041 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 4,675 |
| Percentage Net Loans Charged-off:Construction & development | -0.1117% | 4,481 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0378% | 4,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 4,394 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 3,520 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0223% | 4,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5129% | 572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8285% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8285% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0544% | 1,029 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0327% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0644% | 4,769 |
| Percentage Net Loans Charged-off:Construction & development | -0.2223% | 4,564 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0436% | 4,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 4,441 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0304% | 3,548 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0340% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4068% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4068% | 489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0544% | 1,011 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.1061% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0507% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0635% | 4,162 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 4,611 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0505% | 4,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2937% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1685% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1685% | 599 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7215% | 24 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 1,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.1455% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0712% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0877% | 4,224 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0365% | 4,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0015% | 3,425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0554% | 4,787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2527% | 1,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4834% | 470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4834% | 413 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.1062% | 14 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0554% | 1,850 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 4,014 |
| Percentage Net Loans Charged-off:Construction & development | -0.0639% | 4,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1106% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1444% | 5,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0310% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2381% | 5,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2746% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8770% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8770% | 758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.0512% | 11 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0284% | 809 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 4,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2840% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3176% | 5,185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0586% | 3,784 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4533% | 5,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4959% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2014% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2014% | 568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.2375% | 6 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 3,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 2,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0743% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0092% | 4,582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0033% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 4,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0949% | 2,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0949% | 2,856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0866% | 1,145 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 3,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 1,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0882% | 199 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0098% | 4,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0588% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 4,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 3,821 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4764% | 5,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4764% | 5,111 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0883% | 1,138 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0240% | 4,647 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 4,587 |
| Percentage Net Loans Charged-off:Construction & development | -0.0633% | 4,654 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0108% | 4,732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,553 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0525% | 3,826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 1,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0297% | 1,443 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1537% | 5,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1537% | 5,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0866% | 1,114 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 4,601 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,484 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 4,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 4,783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0257% | 3,805 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 4,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2520% | 1,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2520% | 1,673 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0939% | 1,102 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 1,883 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.1273% | 314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1173% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0771% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 5,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3133% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5043% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5043% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0898% | 1,207 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1431% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0896% | 889 |
| Percentage Net Loans Charged-off:Construction & development | 0.1725% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1624% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 4,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0752% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0593% | 5,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3858% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9702% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9702% | 310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1170% | 1,194 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 3,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0425% | 5,130 |
| Percentage Net Loans Charged-off:Construction & development | -0.0977% | 4,867 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0146% | 4,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0664% | 5,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0422% | 3,938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0779% | 5,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1791% | 1,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8313% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8313% | 339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0840% | 1,175 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0089% | 4,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 4,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0524% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0589% | 5,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0907% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1281% | 5,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 3,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0962% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0962% | 673 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0778% | 1,137 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 2,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 1,623 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 4,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3329% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0769% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 4,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6401% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6401% | 433 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0404% | 1,191 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 2,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0869% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0202% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2000% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4552% | 178 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0893% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8665% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8665% | 327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0551% | 1,179 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0788% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0811% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,626 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0515% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1586% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4796% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0212% | 4,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8725% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8725% | 328 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0815% | 1,173 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0171% | 4,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 5,272 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0312% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1276% | 5,722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4404% | 4,426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 1,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9324% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9324% | 346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0385% | 5,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1286% | 1,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.7364% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 5,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1650% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0225% | 4,179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2400% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2574% | 5,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4959% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4959% | 418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0777% | 5,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1489% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | 1.2513% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 5,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0902% | 1,698 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 4,112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1281% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6916% | 5,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4326% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4326% | 398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1611% | 5,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1801% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 1.4712% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 5,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 4,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1716% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4828% | 6,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5127% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5127% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1474% | 948 |
| Percentage Net Loans Charged-off:Construction & development | -0.0741% | 5,207 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 5,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4147% | 491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 4,201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5740% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0243% | 4,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2951% | 321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2951% | 284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1675% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1304% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2859% | 1,232 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4932% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2144% | 1,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1737% | 1,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4343% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4343% | 1,840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -68.8468% | 1,352 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1323% | 2,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2105% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 5,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1958% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3224% | 1,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3926% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2988% | 1,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4173% | 5,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2888% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2888% | 2,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -17.3065% | 1,335 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 2,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1336% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | -0.0034% | 5,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2546% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 2,343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 4,435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 2,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2839% | 5,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5820% | 1,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5820% | 1,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.1502% | 1,303 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0204% | 3,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 2,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0069% | 5,199 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1094% | 6,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1855% | 1,238 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 4,487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2518% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0191% | 4,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4318% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4318% | 1,474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3714% | 1,264 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3706% | 1,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3709% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.2959% | 1,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6275% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1949% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3029% | 884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1629% | 2,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3011% | 1,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4581% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4581% | 660 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7944% | 1,399 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4528% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4508% | 1,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.4950% | 982 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7927% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1676% | 2,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3472% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1152% | 2,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3787% | 1,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7930% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7930% | 499 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8696% | 1,375 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4193% | 1,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3709% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | -1.6199% | 6,140 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1987% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 2,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2462% | 826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 2,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6681% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9974% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9974% | 439 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0370% | 1,347 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3992% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2839% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.9317% | 6,086 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9334% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0269% | 6,178 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0903% | 4,826 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 5,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1935% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3082% | 795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3082% | 716 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5546% | 1,317 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5257% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4982% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.6002% | 1,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2446% | 2,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1561% | 711 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7758% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2676% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3908% | 2,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6362% | 1,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7376% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7376% | 675 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3311% | 2,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3144% | 2,522 |
| Percentage Net Loans Charged-off:Construction & development | -1.3000% | 6,394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3249% | 1,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4043% | 529 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8262% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9443% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2885% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4091% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9684% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9684% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7397% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7719% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 1.8420% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4963% | 1,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6219% | 389 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7595% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8948% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2213% | 2,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5106% | 1,715 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8144% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8144% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9115% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8895% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 4.1411% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1017% | 6,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2549% | 226 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8162% | 1,038 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9745% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 2,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0994% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1716% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1716% | 897 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9691% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5695% | 960 |
| Percentage Net Loans Charged-off:Construction & development | 4.3260% | 1,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3539% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8155% | 1,503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7018% | 1,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8424% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6075% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8926% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8572% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4459% | 451 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9881% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 5.3995% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7048% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0105% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9376% | 787 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0274% | 1,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4149% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5610% | 2,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5317% | 2,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2922% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6805% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 7.0380% | 611 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4438% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2764% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1873% | 642 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2967% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.6843% | 115 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3169% | 2,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2924% | 2,761 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4920% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4751% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 6.7418% | 489 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8866% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4931% | 1,571 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8630% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4113% | 1,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.0992% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7891% | 7,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5802% | 7,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6935% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6573% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 9.6019% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4048% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2691% | 391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0002% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8329% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8420% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0156% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2287% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1266% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9749% | 963 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9578% | 879 |
| Percentage Net Loans Charged-off:Construction & development | 6.5643% | 876 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4371% | 1,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2117% | 288 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7244% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8576% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2826% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3112% | 877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9341% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3642% | 1,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3173% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 3.8387% | 1,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2664% | 1,884 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1572% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5860% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6895% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7041% | 1,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0260% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7713% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8816% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8742% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 4.0626% | 889 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5291% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.9612% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5263% | 1,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6135% | 1,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9713% | 1,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8482% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4805% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0498% | 2,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0510% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 2.5846% | 1,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7784% | 1,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3399% | 2,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4053% | 1,337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3295% | 2,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9460% | 2,940 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6526% | 3,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7874% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3539% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3101% | 3,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.3230% | 2,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6135% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 3,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5365% | 1,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 3,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8955% | 2,496 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8637% | 2,750 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1850% | 1,423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2185% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1143% | 3,673 |
| Percentage Net Loans Charged-off:Construction & development | 0.0576% | 2,568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2143% | 2,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8361% | 666 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1140% | 2,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4225% | 1,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4393% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5298% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3740% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.5823% | 1,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4943% | 1,234 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9965% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0624% | 2,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2299% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1517% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4060% | 2,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 4,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.0552% | 2,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1153% | 2,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3979% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 3,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3078% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6990% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 22.0588% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1525% | 1,438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3133% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 3,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0755% | 2,021 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 2,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0675% | 2,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7816% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7531% | 2,443 |
| Percentage Net Loans Charged-off: Credit card loans | 13.8408% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 4,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 7,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2567% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | 15.7895% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0635% | 3,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 7,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5848% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 17.1429% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0907% | 8,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2235% | 8,356 |
| Percentage Net Loans Charged-off:Construction & development | -1.2136% | 7,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7410% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3388% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3513% | 527 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1731% | 8,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2859% | 8,348 |
| Percentage Net Loans Charged-off:Construction & development | -1.6641% | 7,770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3098% | 1,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5226% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3920% | 490 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0378% | 3,969 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0235% | 6,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2806% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0718% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 6,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0695% | 7,228 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1302% | 7,163 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2959% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0137% | 7,829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,757 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0218% | 6,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5616% | 8,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2898% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1331% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 5,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 7,741 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0282% | 6,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2315% | 7,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9084% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0149% | 7,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 7,826 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0413% | 6,014 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3245% | 7,840 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5832% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 4,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 7,982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0815% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1087% | 7,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6576% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4973% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 4,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 7,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 8,158 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0850% | 6,071 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0044% | 7,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1308% | 3,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6538% | 911 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0402% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0449% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 7,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0217% | 8,128 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0865% | 6,032 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1757% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8771% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7548% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 7,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0221% | 8,097 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0913% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 7,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3188% | 1,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7907% | 1,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8652% | 975 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 7,912 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 8,170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0732% | 5,959 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 8,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0223% | 1,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0955% | 1,389 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7149% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2131% | 2,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 2,927 |
| Percentage Net Loans Charged-off:Construction & development | -0.0122% | 7,851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0887% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5161% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0503% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2383% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1269% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0098% | 1,358 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2725% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0357% | 2,245 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 7,869 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 1,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6899% | 1,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7146% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0514% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1691% | 1,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0128% | 1,320 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3580% | 1,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 2,079 |
| Percentage Net Loans Charged-off:Construction & development | -0.0257% | 7,860 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0920% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 1,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8481% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3235% | 148 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0978% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2523% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4767% | 956 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 8,105 |
| Percentage Net Loans Charged-off:Construction & development | -0.0526% | 7,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9221% | 539 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6798% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9362% | 967 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4202% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 3,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 2,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1390% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2331% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2264% | 711 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7349% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3946% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 2,953 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 2,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1863% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0665% | 730 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0035% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2544% | 750 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4151% | 1,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 2,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2857% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5981% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5696% | 3,305 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1329% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4195% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1093% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5959% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4410% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6502% | 2,737 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7866% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7323% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0325% | 2,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 1,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1057% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5627% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8386% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2250% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.1791% | 26 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0847% | 5,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0683% | 4,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3575% | 1,481 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9040% | 644 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1051% | 67 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1746% | 3,483 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 5,360 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2230% | 3,195 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 5,925 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 5,686 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 5,681 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0205% | 8,026 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0779% | 7,588 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1569% | 7,905 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |