Home > ESSA Bank & Trust > Income and Expense

ESSA Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$92,938,000574
Total interest expense$32,823,000535
Net interest income$60,115,000577
Provision for loan and lease losses$153,0002,180
Total noninterest income$7,582,000909
Gross Fiduciary activities income$1,070,000496
Service charges on deposit accounts$1,334,000803
Trading account gains and feesNANA
Additional Noninterest Income$5,178,000863
Total noninterest expense$45,033,000622
Salaries and employee benefits$25,750,000602
Premises and equipment expense$4,505,000608
Additional noninterest expense$5,178,000863
Pre-tax net operating income$22,511,000618
Securities gains (losses)$-310,0004,083
Applicable income taxes$4,347,000592
Income before extraordinary items$17,854,000625
Extraordinary gains, net$054
Net income$17,854,000635
Minority interest net income$088
Net income of bank and minority interests.$17,854,000628
Net charge-offs$765,000610
Cash dividends$14,000,000389
Sale, conversion, retirement of capital stock, net$0540
Net operating income$18,102,000638
2023-09-30 (YTD Data)Rank
Total interest income$66,873,000586
Total interest expense$21,444,000569
Net interest income$45,429,000579
Provision for loan and lease losses$550,000946
Total noninterest income$5,754,000905
Gross Fiduciary activities income$801,000490
Service charges on deposit accounts$1,045,000768
Trading account gains and feesNANA
Additional Noninterest Income$3,908,000873
Total noninterest expense$33,551,000629
Salaries and employee benefits$19,386,000605
Premises and equipment expense$3,281,000629
Additional noninterest expense$3,908,000873
Pre-tax net operating income$17,082,000638
Securities gains (losses)$-120,0004,045
Applicable income taxes$3,345,000605
Income before extraordinary items$13,617,000635
Extraordinary gains, net$052
Net income$13,617,000639
Minority interest net income$081
Net income of bank and minority interests.$13,617,000635
Net charge-offs$766,000469
Cash dividends$6,000,000528
Sale, conversion, retirement of capital stock, net$0507
Net operating income$13,713,000646
2023-06-30 (YTD Data)Rank
Total interest income$41,779,000590
Total interest expense$11,770,000606
Net interest income$30,009,000584
Provision for loan and lease losses$300,0001,014
Total noninterest income$3,939,000853
Gross Fiduciary activities income$523,000489
Service charges on deposit accounts$723,000747
Trading account gains and feesNANA
Additional Noninterest Income$2,693,000804
Total noninterest expense$22,454,000612
Salaries and employee benefits$13,084,000589
Premises and equipment expense$2,169,000623
Additional noninterest expense$2,693,000804
Pre-tax net operating income$11,194,000640
Securities gains (losses)$0938
Applicable income taxes$2,179,000622
Income before extraordinary items$9,015,000649
Extraordinary gains, net$051
Net income$9,015,000660
Minority interest net income$081
Net income of bank and minority interests.$9,015,000649
Net charge-offs$821,000336
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$9,015,000656
2023-03-31 (YTD Data)Rank
Total interest income$20,023,000606
Total interest expense$5,097,000599
Net interest income$14,926,000599
Provision for loan and lease losses$150,0001,007
Total noninterest income$2,034,000825
Gross Fiduciary activities income$262,000501
Service charges on deposit accounts$367,000747
Trading account gains and feesNANA
Additional Noninterest Income$1,405,000776
Total noninterest expense$11,138,000634
Salaries and employee benefits$6,627,000598
Premises and equipment expense$1,104,000634
Additional noninterest expense$1,405,000776
Pre-tax net operating income$5,672,000653
Securities gains (losses)$0950
Applicable income taxes$1,038,000658
Income before extraordinary items$4,634,000656
Extraordinary gains, net$04
Net income$4,634,000654
Minority interest net income$048
Net income of bank and minority interests.$4,634,000655
Net charge-offs$576,000254
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$4,634,000668
2022-12-31 (YTD Data)Rank
Total interest income$67,079,000582
Total interest expense$5,433,000743
Net interest income$61,646,000561
Provision for loan and lease losses$150,0001,951
Total noninterest income$8,142,000873
Gross Fiduciary activities income$1,099,000495
Service charges on deposit accounts$1,496,000740
Trading account gains and feesNANA
Additional Noninterest Income$5,547,000836
Total noninterest expense$44,026,000611
Salaries and employee benefits$25,641,000598
Premises and equipment expense$4,507,000607
Additional noninterest expense$5,547,000836
Pre-tax net operating income$25,612,000634
Securities gains (losses)$0691
Applicable income taxes$5,152,000593
Income before extraordinary items$20,460,000638
Extraordinary gains, net$05
Net income$20,460,000639
Minority interest net income$063
Net income of bank and minority interests.$20,460,000639
Net charge-offs$-381,0004,560
Cash dividends$10,000,000468
Sale, conversion, retirement of capital stock, net$0568
Net operating income$20,460,000648
2022-09-30 (YTD Data)Rank
Total interest income$48,486,000570
Total interest expense$2,404,000857
Net interest income$46,082,000554
Provision for loan and lease losses$02,835
Total noninterest income$6,251,000869
Gross Fiduciary activities income$838,000496
Service charges on deposit accounts$1,109,000758
Trading account gains and feesNANA
Additional Noninterest Income$4,304,000838
Total noninterest expense$32,793,000608
Salaries and employee benefits$19,274,000599
Premises and equipment expense$3,465,000594
Additional noninterest expense$4,304,000838
Pre-tax net operating income$19,540,000625
Securities gains (losses)$0740
Applicable income taxes$4,010,000588
Income before extraordinary items$15,530,000633
Extraordinary gains, net$04
Net income$15,530,000633
Minority interest net income$057
Net income of bank and minority interests.$15,530,000633
Net charge-offs$-318,0004,572
Cash dividends$10,000,000352
Sale, conversion, retirement of capital stock, net$0519
Net operating income$15,530,000641
2022-06-30 (YTD Data)Rank
Total interest income$30,500,000572
Total interest expense$1,373,000837
Net interest income$29,127,000557
Provision for loan and lease losses$02,599
Total noninterest income$4,145,000864
Gross Fiduciary activities income$562,000456
Service charges on deposit accounts$731,000753
Trading account gains and feesNANA
Additional Noninterest Income$2,852,000860
Total noninterest expense$21,009,000616
Salaries and employee benefits$12,323,000609
Premises and equipment expense$2,278,000599
Additional noninterest expense$6,408,000622
Pre-tax net operating income$12,263,000614
Securities gains (losses)$0687
Applicable income taxes$2,513,000573
Income before extraordinary items$9,750,000617
Extraordinary gains, net$04
Net income$9,750,000617
Minority interest net income$060
Net income of bank and minority interests.$9,750,000617
Net charge-offs$-124,0004,443
Cash dividends$10,000,000268
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,750,000628
2022-03-31 (YTD Data)Rank
Total interest income$14,963,000566
Total interest expense$763,000714
Net interest income$14,200,000557
Provision for loan and lease losses$02,285
Total noninterest income$1,989,000891
Gross Fiduciary activities income$291,000462
Service charges on deposit accounts$360,000761
Trading account gains and feesNANA
Additional Noninterest Income$1,338,000907
Total noninterest expense$10,293,000639
Salaries and employee benefits$6,094,000615
Premises and equipment expense$1,169,000585
Additional noninterest expense$3,030,000649
Pre-tax net operating income$5,896,000602
Securities gains (losses)$0623
Applicable income taxes$1,182,000576
Income before extraordinary items$4,714,000616
Extraordinary gains, net$04
Net income$4,714,000616
Minority interest net income$050
Net income of bank and minority interests.$4,714,000616
Net charge-offs$2,0001,559
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,714,000620
2021-12-31 (YTD Data)Rank
Total interest income$58,437,000585
Total interest expense$4,932,000552
Net interest income$53,505,000585
Provision for loan and lease losses$1,800,000327
Total noninterest income$10,349,000812
Gross Fiduciary activities income$1,108,000461
Service charges on deposit accounts$1,462,000706
Trading account gains and feesNANA
Additional Noninterest Income$7,779,000802
Total noninterest expense$41,729,000628
Salaries and employee benefits$24,874,000596
Premises and equipment expense$4,422,000606
Additional noninterest expense$12,433,000644
Pre-tax net operating income$20,325,000729
Securities gains (losses)$460,000384
Applicable income taxes$3,643,000765
Income before extraordinary items$17,142,000727
Extraordinary gains, net$010
Net income$17,142,000728
Minority interest net income$074
Net income of bank and minority interests.$17,142,000728
Net charge-offs$-269,0004,611
Cash dividends$6,500,000640
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,764,800720
2021-09-30 (YTD Data)Rank
Total interest income$43,976,000592
Total interest expense$4,014,000536
Net interest income$39,962,000599
Provision for loan and lease losses$1,800,000241
Total noninterest income$8,049,000814
Gross Fiduciary activities income$820,000461
Service charges on deposit accounts$1,089,000700
Trading account gains and feesNANA
Additional Noninterest Income$6,140,000798
Total noninterest expense$31,572,000623
Salaries and employee benefits$18,867,000591
Premises and equipment expense$3,332,000605
Additional noninterest expense$9,373,000630
Pre-tax net operating income$14,639,000786
Securities gains (losses)$460,000351
Applicable income taxes$2,667,000799
Income before extraordinary items$12,432,000779
Extraordinary gains, net$08
Net income$12,432,000779
Minority interest net income$069
Net income of bank and minority interests.$12,432,000779
Net charge-offs$-172,0004,622
Cash dividends$6,500,000505
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,054,800780
2021-06-30 (YTD Data)Rank
Total interest income$29,194,000597
Total interest expense$3,030,000494
Net interest income$26,164,000604
Provision for loan and lease losses$1,500,000193
Total noninterest income$5,838,000766
Gross Fiduciary activities income$534,000460
Service charges on deposit accounts$725,000671
Trading account gains and feesNANA
Additional Noninterest Income$4,579,000731
Total noninterest expense$20,814,000623
Salaries and employee benefits$12,094,000614
Premises and equipment expense$2,181,000619
Additional noninterest expense$6,539,000604
Pre-tax net operating income$9,688,000786
Securities gains (losses)$460,000289
Applicable income taxes$1,685,000824
Income before extraordinary items$8,463,000763
Extraordinary gains, net$06
Net income$8,463,000763
Minority interest net income$067
Net income of bank and minority interests.$8,463,000763
Net charge-offs$-52,0004,370
Cash dividends$6,500,000365
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,081,200768
2021-03-31 (YTD Data)Rank
Total interest income$14,733,000585
Total interest expense$1,706,000476
Net interest income$13,027,000596
Provision for loan and lease losses$900,000204
Total noninterest income$3,115,000735
Gross Fiduciary activities income$256,000466
Service charges on deposit accounts$374,000646
Trading account gains and feesNANA
Additional Noninterest Income$2,485,000706
Total noninterest expense$10,345,000630
Salaries and employee benefits$6,043,000611
Premises and equipment expense$1,126,000605
Additional noninterest expense$3,176,000603
Pre-tax net operating income$4,897,000786
Securities gains (losses)$417,000214
Applicable income taxes$886,000809
Income before extraordinary items$4,428,000749
Extraordinary gains, net$03
Net income$4,428,000749
Minority interest net income$055
Net income of bank and minority interests.$4,428,000749
Net charge-offs$-113,0004,787
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,081,890777
2020-12-31 (YTD Data)Rank
Total interest income$62,697,000551
Total interest expense$13,624,000377
Net interest income$49,073,000598
Provision for loan and lease losses$3,800,000687
Total noninterest income$11,096,000743
Gross Fiduciary activities income$1,034,000451
Service charges on deposit accounts$1,523,000657
Trading account gains and feesNANA
Additional Noninterest Income$8,539,000722
Total noninterest expense$40,683,000618
Salaries and employee benefits$23,068,000612
Premises and equipment expense$4,259,000618
Additional noninterest expense$13,356,000568
Pre-tax net operating income$15,686,000713
Securities gains (losses)$2,706,000182
Applicable income taxes$3,292,000652
Income before extraordinary items$15,100,000661
Extraordinary gains, net$04
Net income$15,100,000661
Minority interest net income$072
Net income of bank and minority interests.$15,100,000661
Net charge-offs$406,0001,113
Cash dividends$11,000,000420
Sale, conversion, retirement of capital stock, net$0566
Net operating income$12,881,080732
2020-09-30 (YTD Data)Rank
Total interest income$47,732,000540
Total interest expense$11,513,000367
Net interest income$36,219,000596
Provision for loan and lease losses$2,900,000710
Total noninterest income$8,001,000735
Gross Fiduciary activities income$774,000450
Service charges on deposit accounts$1,106,000670
Trading account gains and feesNANA
Additional Noninterest Income$6,121,000716
Total noninterest expense$30,587,000592
Salaries and employee benefits$17,018,000612
Premises and equipment expense$3,196,000596
Additional noninterest expense$10,373,000537
Pre-tax net operating income$10,733,000744
Securities gains (losses)$2,706,000150
Applicable income taxes$2,464,000626
Income before extraordinary items$10,975,000644
Extraordinary gains, net$04
Net income$10,975,000643
Minority interest net income$065
Net income of bank and minority interests.$10,975,000644
Net charge-offs$248,0001,127
Cash dividends$5,000,000559
Sale, conversion, retirement of capital stock, net$0532
Net operating income$8,756,080769
2020-06-30 (YTD Data)Rank
Total interest income$32,308,000537
Total interest expense$8,488,000366
Net interest income$23,820,000601
Provision for loan and lease losses$1,800,000766
Total noninterest income$5,228,000703
Gross Fiduciary activities income$514,000452
Service charges on deposit accounts$732,000682
Trading account gains and feesNANA
Additional Noninterest Income$3,982,000670
Total noninterest expense$18,646,000654
Salaries and employee benefits$11,338,000602
Premises and equipment expense$2,093,000614
Additional noninterest expense$5,215,000681
Pre-tax net operating income$8,602,000585
Securities gains (losses)$160,000788
Applicable income taxes$1,581,000587
Income before extraordinary items$7,181,000606
Extraordinary gains, net$04
Net income$7,181,000605
Minority interest net income$065
Net income of bank and minority interests.$7,181,000606
Net charge-offs$217,000968
Cash dividends$5,000,000428
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,049,800584
2020-03-31 (YTD Data)Rank
Total interest income$16,392,000535
Total interest expense$4,723,000379
Net interest income$11,669,000607
Provision for loan and lease losses$500,000883
Total noninterest income$2,404,000724
Gross Fiduciary activities income$270,000447
Service charges on deposit accounts$503,000600
Trading account gains and feesNANA
Additional Noninterest Income$1,631,000689
Total noninterest expense$9,567,000637
Salaries and employee benefits$5,851,000587
Premises and equipment expense$1,065,000606
Additional noninterest expense$2,651,000679
Pre-tax net operating income$4,006,000567
Securities gains (losses)$160,000446
Applicable income taxes$714,000579
Income before extraordinary items$3,452,000572
Extraordinary gains, net$04
Net income$3,452,000573
Minority interest net income$056
Net income of bank and minority interests.$3,452,000572
Net charge-offs$68,0001,061
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,319,200571
2019-12-31 (YTD Data)Rank
Total interest income$67,582,000514
Total interest expense$20,988,000370
Net interest income$46,594,000602
Provision for loan and lease losses$1,575,000630
Total noninterest income$7,919,000821
Gross Fiduciary activities income$948,000467
Service charges on deposit accounts$2,226,000564
Trading account gains and feesNANA
Additional Noninterest Income$4,745,000862
Total noninterest expense$37,703,000621
Salaries and employee benefits$22,978,000571
Premises and equipment expense$4,212,000604
Additional noninterest expense$10,513,000673
Pre-tax net operating income$15,235,000740
Securities gains (losses)$261,000552
Applicable income taxes$2,584,000764
Income before extraordinary items$12,912,000752
Extraordinary gains, net$011
Net income$12,912,000753
Minority interest net income$076
Net income of bank and minority interests.$12,912,000753
Net charge-offs$1,049,000640
Cash dividends$15,000,000356
Sale, conversion, retirement of capital stock, net$0626
Net operating income$12,695,370748
2019-09-30 (YTD Data)Rank
Total interest income$51,011,000519
Total interest expense$16,167,000367
Net interest income$34,844,000605
Provision for loan and lease losses$1,200,000595
Total noninterest income$5,760,000843
Gross Fiduciary activities income$692,000470
Service charges on deposit accounts$1,661,000564
Trading account gains and feesNANA
Additional Noninterest Income$3,407,000875
Total noninterest expense$28,043,000623
Salaries and employee benefits$17,129,000575
Premises and equipment expense$3,150,000605
Additional noninterest expense$7,764,000678
Pre-tax net operating income$11,361,000759
Securities gains (losses)$40,0001,152
Applicable income taxes$1,884,000799
Income before extraordinary items$9,517,000773
Extraordinary gains, net$011
Net income$9,517,000775
Minority interest net income$072
Net income of bank and minority interests.$9,517,000774
Net charge-offs$791,000569
Cash dividends$10,000,000366
Sale, conversion, retirement of capital stock, net$0590
Net operating income$9,483,800762
2019-06-30 (YTD Data)Rank
Total interest income$34,195,000519
Total interest expense$10,949,000355
Net interest income$23,246,000607
Provision for loan and lease losses$1,000,000487
Total noninterest income$3,722,000844
Gross Fiduciary activities income$425,000484
Service charges on deposit accounts$1,113,000558
Trading account gains and fees$0131
Additional Noninterest Income$2,184,000872
Total noninterest expense$18,949,000616
Salaries and employee benefits$11,354,000579
Premises and equipment expense$2,128,000598
Additional noninterest expense$5,467,000650
Pre-tax net operating income$7,019,000786
Securities gains (losses)$39,000817
Applicable income taxes$1,219,000793
Income before extraordinary items$5,839,000805
Extraordinary gains, net$011
Net income$5,839,000805
Minority interest net income$069
Net income of bank and minority interests.$5,839,000805
Net charge-offs$615,000497
Cash dividends$10,000,000273
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,806,630790
2019-03-31 (YTD Data)Rank
Total interest income$17,170,000511
Total interest expense$5,529,000342
Net interest income$11,641,000606
Provision for loan and lease losses$600,000408
Total noninterest income$1,954,000779
Gross Fiduciary activities income$203,000493
Service charges on deposit accounts$556,000551
Trading account gains and fees$0126
Additional Noninterest Income$1,195,000796
Total noninterest expense$9,545,000608
Salaries and employee benefits$5,693,000570
Premises and equipment expense$1,108,000577
Additional noninterest expense$2,744,000635
Pre-tax net operating income$3,450,000780
Securities gains (losses)$39,000431
Applicable income taxes$629,000754
Income before extraordinary items$2,860,000809
Extraordinary gains, net$05
Net income$2,860,000809
Minority interest net income$052
Net income of bank and minority interests.$2,860,000808
Net charge-offs$432,000370
Cash dividends$10,000,000178
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,828,020800
2018-12-31 (YTD Data)Rank
Total interest income$66,198,000495
Total interest expense$18,100,000333
Net interest income$48,098,000562
Provision for loan and lease losses$3,876,000313
Total noninterest income$7,642,000837
Gross Fiduciary activities income$822,000500
Service charges on deposit accounts$2,264,000563
Trading account gains and fees$0126
Additional Noninterest Income$4,556,000852
Total noninterest expense$38,497,000592
Salaries and employee benefits$22,837,000549
Premises and equipment expense$4,270,000590
Additional noninterest expense$11,390,000616
Pre-tax net operating income$13,367,000820
Securities gains (losses)$163,000237
Applicable income taxes$2,120,000844
Income before extraordinary items$11,410,000821
Extraordinary gains, net$06
Net income$11,410,000819
Minority interest net income$072
Net income of bank and minority interests.$11,410,000820
Net charge-offs$1,488,000435
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,273,080828
2018-09-30 (YTD Data)Rank
Total interest income$49,281,000489
Total interest expense$13,002,000329
Net interest income$36,279,000554
Provision for loan and lease losses$3,000,000292
Total noninterest income$5,469,000868
Gross Fiduciary activities income$614,000493
Service charges on deposit accounts$1,680,000567
Trading account gains and fees$0138
Additional Noninterest Income$3,175,000895
Total noninterest expense$28,851,000586
Salaries and employee benefits$16,984,000550
Premises and equipment expense$3,249,000583
Additional noninterest expense$8,618,000597
Pre-tax net operating income$9,897,000834
Securities gains (losses)$159,000235
Applicable income taxes$1,647,000836
Income before extraordinary items$8,409,000837
Extraordinary gains, net$05
Net income$8,409,000835
Minority interest net income$066
Net income of bank and minority interests.$8,409,000836
Net charge-offs$1,145,000396
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,275,440837
2018-06-30 (YTD Data)Rank
Total interest income$32,666,000484
Total interest expense$8,296,000325
Net interest income$24,370,000547
Provision for loan and lease losses$2,075,000288
Total noninterest income$3,600,000869
Gross Fiduciary activities income$405,000495
Service charges on deposit accounts$1,109,000573
Trading account gains and fees$0130
Additional Noninterest Income$2,086,000916
Total noninterest expense$19,528,000567
Salaries and employee benefits$11,517,000543
Premises and equipment expense$2,214,000576
Additional noninterest expense$5,797,000589
Pre-tax net operating income$6,367,000849
Securities gains (losses)$72,000295
Applicable income taxes$1,021,000869
Income before extraordinary items$5,418,000838
Extraordinary gains, net$06
Net income$5,418,000836
Minority interest net income$065
Net income of bank and minority interests.$5,418,000837
Net charge-offs$778,000385
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,357,520841
2018-03-31 (YTD Data)Rank
Total interest income$15,905,000493
Total interest expense$4,026,000317
Net interest income$11,879,000556
Provision for loan and lease losses$1,100,000259
Total noninterest income$1,767,000867
Gross Fiduciary activities income$184,000526
Service charges on deposit accounts$551,000579
Trading account gains and fees$0123
Additional Noninterest Income$1,032,000915
Total noninterest expense$9,785,000567
Salaries and employee benefits$5,801,000543
Premises and equipment expense$1,175,000546
Additional noninterest expense$2,809,000605
Pre-tax net operating income$2,761,000928
Securities gains (losses)$75,000197
Applicable income taxes$525,000833
Income before extraordinary items$2,311,000947
Extraordinary gains, net$07
Net income$2,311,000947
Minority interest net income$052
Net income of bank and minority interests.$2,311,000947
Net charge-offs$423,000342
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,250,250961
2017-12-31 (YTD Data)Rank
Total interest income$59,251,000489
Total interest expense$13,780,000302
Net interest income$45,471,000551
Provision for loan and lease losses$3,600,000305
Total noninterest income$8,074,000807
Gross Fiduciary activities income$602,000556
Service charges on deposit accounts$2,294,000559
Trading account gains and fees$0151
Additional Noninterest Income$5,178,000797
Total noninterest expense$40,942,000530
Salaries and employee benefits$23,846,000502
Premises and equipment expense$4,524,000550
Additional noninterest expense$12,572,000545
Pre-tax net operating income$9,003,0001,076
Securities gains (losses)$76,000725
Applicable income taxes$4,951,000669
Income before extraordinary items$4,128,0001,574
Extraordinary gains, net$09
Net income$4,128,0001,574
Minority interest net income$076
Net income of bank and minority interests.$4,128,0001,574
Net charge-offs$3,109,000289
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,079,3601,571
2017-09-30 (YTD Data)Rank
Total interest income$43,828,000497
Total interest expense$10,065,000295
Net interest income$33,763,000558
Provision for loan and lease losses$2,600,000323
Total noninterest income$6,127,000809
Gross Fiduciary activities income$428,000569
Service charges on deposit accounts$1,692,000570
Trading account gains and fees$0145
Additional Noninterest Income$4,007,000793
Total noninterest expense$30,946,000530
Salaries and employee benefits$17,939,000503
Premises and equipment expense$3,350,000566
Additional noninterest expense$9,657,000525
Pre-tax net operating income$6,344,0001,158
Securities gains (losses)$295,000291
Applicable income taxes$1,207,0001,294
Income before extraordinary items$5,432,0001,093
Extraordinary gains, net$09
Net income$5,432,0001,092
Minority interest net income$071
Net income of bank and minority interests.$5,432,0001,093
Net charge-offs$2,577,000250
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,190,1001,106
2017-06-30 (YTD Data)Rank
Total interest income$28,896,000495
Total interest expense$6,512,000290
Net interest income$22,384,000558
Provision for loan and lease losses$1,500,000349
Total noninterest income$3,501,000896
Gross Fiduciary activities income$282,000575
Service charges on deposit accounts$1,105,000571
Trading account gains and fees$0139
Additional Noninterest Income$2,114,000925
Total noninterest expense$20,561,000532
Salaries and employee benefits$11,950,000504
Premises and equipment expense$2,275,000551
Additional noninterest expense$6,336,000538
Pre-tax net operating income$3,824,0001,236
Securities gains (losses)$295,000215
Applicable income taxes$676,0001,438
Income before extraordinary items$3,443,0001,115
Extraordinary gains, net$011
Net income$3,443,0001,115
Minority interest net income$071
Net income of bank and minority interests.$3,443,0001,115
Net charge-offs$1,621,000254
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,195,2001,168
2017-03-31 (YTD Data)Rank
Total interest income$14,447,000495
Total interest expense$3,170,000285
Net interest income$11,277,000556
Provision for loan and lease losses$750,000325
Total noninterest income$1,712,000900
Gross Fiduciary activities income$140,000583
Service charges on deposit accounts$531,000590
Trading account gains and fees$0142
Additional Noninterest Income$1,041,000921
Total noninterest expense$10,322,000532
Salaries and employee benefits$5,957,000517
Premises and equipment expense$1,179,000548
Additional noninterest expense$3,186,000543
Pre-tax net operating income$1,917,0001,212
Securities gains (losses)$01,153
Applicable income taxes$231,0001,731
Income before extraordinary items$1,686,0001,112
Extraordinary gains, net$08
Net income$1,686,0001,111
Minority interest net income$055
Net income of bank and minority interests.$1,686,0001,112
Net charge-offs$726,000267
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,686,0001,088
2016-12-31 (YTD Data)Rank
Total interest income$59,469,000461
Total interest expense$12,104,000272
Net interest income$47,365,000506
Provision for loan and lease losses$2,700,000411
Total noninterest income$7,360,000871
Gross Fiduciary activities income$536,000583
Service charges on deposit accounts$2,237,000585
Trading account gains and fees$0170
Additional Noninterest Income$4,587,000899
Total noninterest expense$42,893,000512
Salaries and employee benefits$23,793,000505
Premises and equipment expense$5,072,000492
Additional noninterest expense$14,028,000501
Pre-tax net operating income$9,132,000999
Securities gains (losses)$1,255,000188
Applicable income taxes$2,512,000890
Income before extraordinary items$7,875,000949
Extraordinary gains, net$05
Net income$7,875,000948
Minority interest net income$082
Net income of bank and minority interests.$7,875,000948
Net charge-offs$2,615,000324
Cash dividends$7,000,000507
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,921,2001,046
2016-09-30 (YTD Data)Rank
Total interest income$44,742,000458
Total interest expense$8,992,000269
Net interest income$35,750,000502
Provision for loan and lease losses$1,950,000418
Total noninterest income$5,486,000874
Gross Fiduciary activities income$401,000578
Service charges on deposit accounts$1,665,000587
Trading account gains and fees$0169
Additional Noninterest Income$3,420,000899
Total noninterest expense$32,525,000513
Salaries and employee benefits$17,728,000508
Premises and equipment expense$3,991,000475
Additional noninterest expense$10,806,000485
Pre-tax net operating income$6,761,0001,015
Securities gains (losses)$1,255,000158
Applicable income taxes$2,100,000844
Income before extraordinary items$5,916,000944
Extraordinary gains, net$05
Net income$5,916,000944
Minority interest net income$071
Net income of bank and minority interests.$5,916,000944
Net charge-offs$2,151,000284
Cash dividends$7,000,000384
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,987,3001,096
2016-06-30 (YTD Data)Rank
Total interest income$30,009,000457
Total interest expense$5,927,000268
Net interest income$24,082,000490
Provision for loan and lease losses$1,200,000436
Total noninterest income$3,584,000878
Gross Fiduciary activities income$267,000584
Service charges on deposit accounts$1,099,000583
Trading account gains and fees$0157
Additional Noninterest Income$2,218,000903
Total noninterest expense$21,246,000521
Salaries and employee benefits$11,722,000509
Premises and equipment expense$2,742,000473
Additional noninterest expense$6,782,000510
Pre-tax net operating income$5,220,000896
Securities gains (losses)$778,000181
Applicable income taxes$1,605,000756
Income before extraordinary items$4,393,000841
Extraordinary gains, net$016
Net income$4,393,000839
Minority interest net income$071
Net income of bank and minority interests.$4,393,000840
Net charge-offs$1,067,000340
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,825,060928
2016-03-31 (YTD Data)Rank
Total interest income$15,228,000444
Total interest expense$2,969,000267
Net interest income$12,259,000482
Provision for loan and lease losses$600,000400
Total noninterest income$1,681,000891
Gross Fiduciary activities income$134,000587
Service charges on deposit accounts$541,000588
Trading account gains and fees$0142
Additional Noninterest Income$1,006,000926
Total noninterest expense$10,643,000518
Salaries and employee benefits$5,909,000505
Premises and equipment expense$1,411,000467
Additional noninterest expense$3,323,000521
Pre-tax net operating income$2,697,000839
Securities gains (losses)$365,000173
Applicable income taxes$802,000741
Income before extraordinary items$2,260,000812
Extraordinary gains, net$012
Net income$2,260,000810
Minority interest net income$062
Net income of bank and minority interests.$2,260,000812
Net charge-offs$442,000373
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,989,900872
2015-12-31 (YTD Data)Rank
Total interest income$54,546,000472
Total interest expense$10,820,000263
Net interest income$43,726,000523
Provision for loan and lease losses$2,225,000415
Total noninterest income$6,981,000885
Gross Fiduciary activities income$523,000585
Service charges on deposit accounts$2,006,000654
Trading account gains and fees$0159
Additional Noninterest Income$4,452,000872
Total noninterest expense$36,757,000581
Salaries and employee benefits$20,651,000551
Premises and equipment expense$4,239,000577
Additional noninterest expense$11,867,000562
Pre-tax net operating income$11,725,000765
Securities gains (losses)$788,000255
Applicable income taxes$2,776,000797
Income before extraordinary items$9,737,000750
Extraordinary gains, net$023
Net income$9,737,000750
Minority interest net income$081
Net income of bank and minority interests.$9,737,000750
Net charge-offs$1,484,000503
Cash dividends$30,000,000167
Sale, conversion, retirement of capital stock, net$0804
Net operating income$9,122,360778
2015-09-30 (YTD Data)Rank
Total interest income$40,651,000480
Total interest expense$8,005,000264
Net interest income$32,646,000530
Provision for loan and lease losses$1,625,000396
Total noninterest income$5,234,000899
Gross Fiduciary activities income$382,000592
Service charges on deposit accounts$1,481,000668
Trading account gains and fees$0153
Additional Noninterest Income$3,371,000880
Total noninterest expense$27,351,000585
Salaries and employee benefits$15,175,000568
Premises and equipment expense$3,140,000598
Additional noninterest expense$9,036,000561
Pre-tax net operating income$8,904,000772
Securities gains (losses)$785,000222
Applicable income taxes$2,202,000785
Income before extraordinary items$7,487,000742
Extraordinary gains, net$021
Net income$7,487,000740
Minority interest net income$078
Net income of bank and minority interests.$7,487,000742
Net charge-offs$1,222,000417
Cash dividends$3,000,000705
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,882,550781
2015-06-30 (YTD Data)Rank
Total interest income$27,271,000470
Total interest expense$5,316,000264
Net interest income$21,955,000517
Provision for loan and lease losses$1,050,000409
Total noninterest income$3,462,000904
Gross Fiduciary activities income$263,000593
Service charges on deposit accounts$968,000663
Trading account gains and fees$0157
Additional Noninterest Income$2,231,000893
Total noninterest expense$18,277,000579
Salaries and employee benefits$10,230,000555
Premises and equipment expense$2,110,000598
Additional noninterest expense$5,937,000572
Pre-tax net operating income$6,090,000755
Securities gains (losses)$397,000308
Applicable income taxes$1,509,000765
Income before extraordinary items$4,978,000741
Extraordinary gains, net$022
Net income$4,978,000740
Minority interest net income$075
Net income of bank and minority interests.$4,978,000741
Net charge-offs$799,000419
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,672,310767
2015-03-31 (YTD Data)Rank
Total interest income$13,642,000466
Total interest expense$2,669,000264
Net interest income$10,973,000516
Provision for loan and lease losses$525,000397
Total noninterest income$1,777,000859
Gross Fiduciary activities income$131,000601
Service charges on deposit accounts$461,000675
Trading account gains and fees$0152
Additional Noninterest Income$1,185,000819
Total noninterest expense$9,061,000585
Salaries and employee benefits$5,118,000560
Premises and equipment expense$1,124,000570
Additional noninterest expense$2,819,000596
Pre-tax net operating income$3,164,000713
Securities gains (losses)$204,000357
Applicable income taxes$872,000684
Income before extraordinary items$2,496,000713
Extraordinary gains, net$013
Net income$2,496,000710
Minority interest net income$064
Net income of bank and minority interests.$2,496,000713
Net charge-offs$373,000459
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,345,040726
2014-12-31 (YTD Data)Rank
Total interest income$52,532,000469
Total interest expense$10,967,000258
Net interest income$41,565,000533
Provision for loan and lease losses$2,050,000454
Total noninterest income$7,578,000808
Gross Fiduciary activities income$497,000614
Service charges on deposit accounts$1,785,000762
Trading account gains and fees$0180
Additional Noninterest Income$5,296,000721
Total noninterest expense$34,407,000596
Salaries and employee benefits$19,255,000569
Premises and equipment expense$4,075,000607
Additional noninterest expense$11,077,000605
Pre-tax net operating income$12,686,000666
Securities gains (losses)$334,000563
Applicable income taxes$3,328,000664
Income before extraordinary items$9,692,000708
Extraordinary gains, net$017
Net income$9,692,000708
Minority interest net income$084
Net income of bank and minority interests.$9,692,000708
Net charge-offs$1,903,000540
Cash dividends$32,000,000161
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,444,840707
2014-09-30 (YTD Data)Rank
Total interest income$38,775,000478
Total interest expense$8,216,000259
Net interest income$30,559,000539
Provision for loan and lease losses$1,600,000420
Total noninterest income$5,781,000796
Gross Fiduciary activities income$375,000606
Service charges on deposit accounts$1,323,000774
Trading account gains and fees$0174
Additional Noninterest Income$4,083,000711
Total noninterest expense$25,552,000598
Salaries and employee benefits$14,268,000569
Premises and equipment expense$3,103,000594
Additional noninterest expense$8,181,000608
Pre-tax net operating income$9,188,000689
Securities gains (losses)$333,000441
Applicable income taxes$2,459,000676
Income before extraordinary items$7,062,000721
Extraordinary gains, net$015
Net income$7,062,000719
Minority interest net income$081
Net income of bank and minority interests.$7,062,000720
Net charge-offs$1,335,000530
Cash dividends$27,000,000152
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,815,580728
2014-06-30 (YTD Data)Rank
Total interest income$25,417,000486
Total interest expense$5,460,000260
Net interest income$19,957,000549
Provision for loan and lease losses$1,250,000377
Total noninterest income$3,680,000812
Gross Fiduciary activities income$250,000609
Service charges on deposit accounts$853,000788
Trading account gains and fees$0172
Additional Noninterest Income$2,577,000719
Total noninterest expense$16,311,000629
Salaries and employee benefits$9,057,000593
Premises and equipment expense$2,097,000588
Additional noninterest expense$5,157,000643
Pre-tax net operating income$6,076,000680
Securities gains (losses)$226,000446
Applicable income taxes$1,679,000665
Income before extraordinary items$4,623,000711
Extraordinary gains, net$020
Net income$4,623,000710
Minority interest net income$080
Net income of bank and minority interests.$4,623,000711
Net charge-offs$783,000612
Cash dividends$27,000,000113
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,458,020717
2014-03-31 (YTD Data)Rank
Total interest income$11,568,000533
Total interest expense$2,679,000265
Net interest income$8,889,000617
Provision for loan and lease losses$750,000310
Total noninterest income$1,565,000884
Gross Fiduciary activities income$116,000626
Service charges on deposit accounts$397,000821
Trading account gains and fees$0147
Additional Noninterest Income$1,052,000808
Total noninterest expense$7,581,000679
Salaries and employee benefits$4,247,000653
Premises and equipment expense$1,055,000597
Additional noninterest expense$2,279,000719
Pre-tax net operating income$2,123,000928
Securities gains (losses)$236,000251
Applicable income taxes$582,000827
Income before extraordinary items$1,777,000887
Extraordinary gains, net$016
Net income$1,777,000888
Minority interest net income$066
Net income of bank and minority interests.$1,777,000888
Net charge-offs$457,000539
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,600,000955
2013-12-31 (YTD Data)Rank
Total interest income$49,514,000494
Total interest expense$11,100,000284
Net interest income$38,414,000563
Provision for loan and lease losses$3,500,000376
Total noninterest income$6,931,000891
Gross Fiduciary activities income$482,000604
Service charges on deposit accounts$1,753,000790
Trading account gains and fees$0184
Additional Noninterest Income$4,696,000849
Total noninterest expense$31,593,000660
Salaries and employee benefits$18,304,000584
Premises and equipment expense$3,827,000642
Additional noninterest expense$9,462,000738
Pre-tax net operating income$10,252,000757
Securities gains (losses)$719,000317
Applicable income taxes$2,810,000700
Income before extraordinary items$8,161,000776
Extraordinary gains, net$029
Net income$8,161,000775
Minority interest net income$090
Net income of bank and minority interests.$8,161,000777
Net charge-offs$2,686,000597
Cash dividends$15,000,000234
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,628,940811
2013-09-30 (YTD Data)Rank
Total interest income$37,301,000498
Total interest expense$8,314,000290
Net interest income$28,987,000552
Provision for loan and lease losses$2,750,000360
Total noninterest income$5,375,000883
Gross Fiduciary activities income$356,000612
Service charges on deposit accounts$1,315,000805
Trading account gains and fees$0180
Additional Noninterest Income$3,704,000830
Total noninterest expense$24,398,000643
Salaries and employee benefits$14,108,000574
Premises and equipment expense$2,918,000642
Additional noninterest expense$7,372,000712
Pre-tax net operating income$7,214,000814
Securities gains (losses)$719,000291
Applicable income taxes$1,473,000944
Income before extraordinary items$6,460,000746
Extraordinary gains, net$025
Net income$6,460,000745
Minority interest net income$084
Net income of bank and minority interests.$6,460,000748
Net charge-offs$2,241,000553
Cash dividends$15,000,000177
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,877,610795
2013-06-30 (YTD Data)Rank
Total interest income$25,282,000485
Total interest expense$5,640,000289
Net interest income$19,642,000542
Provision for loan and lease losses$1,950,000375
Total noninterest income$3,712,000865
Gross Fiduciary activities income$245,000610
Service charges on deposit accounts$868,000797
Trading account gains and fees$0157
Additional Noninterest Income$2,599,000819
Total noninterest expense$16,661,000621
Salaries and employee benefits$9,530,000566
Premises and equipment expense$1,969,000633
Additional noninterest expense$5,162,000662
Pre-tax net operating income$4,743,000810
Securities gains (losses)$719,000262
Applicable income taxes$1,181,000818
Income before extraordinary items$4,281,000739
Extraordinary gains, net$022
Net income$4,281,000740
Minority interest net income$082
Net income of bank and minority interests.$4,281,000741
Net charge-offs$1,321,000637
Cash dividends$15,000,000132
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,720,180811
2013-03-31 (YTD Data)Rank
Total interest income$12,746,000487
Total interest expense$2,901,000290
Net interest income$9,845,000546
Provision for loan and lease losses$850,000466
Total noninterest income$1,867,000868
Gross Fiduciary activities income$122,000623
Service charges on deposit accounts$416,000813
Trading account gains and fees$0148
Additional Noninterest Income$1,329,000805
Total noninterest expense$8,621,000609
Salaries and employee benefits$4,952,000559
Premises and equipment expense$1,021,000622
Additional noninterest expense$2,648,000645
Pre-tax net operating income$2,241,000836
Securities gains (losses)$708,000149
Applicable income taxes$663,000723
Income before extraordinary items$2,286,000688
Extraordinary gains, net$010
Net income$2,286,000688
Minority interest net income$076
Net income of bank and minority interests.$2,286,000689
Net charge-offs$734,000588
Cash dividends$15,000,00070
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,733,760839
2012-12-31 (YTD Data)Rank
Total interest income$48,255,000537
Total interest expense$15,337,000264
Net interest income$32,918,000653
Provision for loan and lease losses$3,050,000755
Total noninterest income$6,903,000904
Gross Fiduciary activities income$462,000620
Service charges on deposit accounts$1,761,000802
Trading account gains and fees$0166
Additional Noninterest Income$4,680,000853
Total noninterest expense$32,186,000647
Salaries and employee benefits$16,493,000634
Premises and equipment expense$3,357,000722
Additional noninterest expense$12,336,000585
Pre-tax net operating income$4,585,0001,483
Securities gains (losses)$344,0001,243
Applicable income taxes$1,199,0001,300
Income before extraordinary items$3,730,0001,538
Extraordinary gains, net$029
Net income$3,730,0001,540
Minority interest net income$093
Net income of bank and minority interests.$3,730,0001,539
Net charge-offs$3,887,000704
Cash dividends$25,000,000169
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,468,5601,557
2012-09-30 (YTD Data)Rank
Total interest income$34,265,000582
Total interest expense$12,005,000267
Net interest income$22,260,000734
Provision for loan and lease losses$2,050,000836
Total noninterest income$4,732,000965
Gross Fiduciary activities income$350,000622
Service charges on deposit accounts$1,253,000847
Trading account gains and fees$0157
Additional Noninterest Income$3,129,000916
Total noninterest expense$24,675,000632
Salaries and employee benefits$12,047,000644
Premises and equipment expense$2,418,000754
Additional noninterest expense$10,210,000547
Pre-tax net operating income$267,0005,424
Securities gains (losses)$343,000995
Applicable income taxes$-161,0006,951
Income before extraordinary items$771,0003,923
Extraordinary gains, net$020
Net income$771,0003,923
Minority interest net income$086
Net income of bank and minority interests.$771,0003,925
Net charge-offs$3,140,000660
Cash dividends$25,000,000119
Sale, conversion, retirement of capital stock, net$0952
Net operating income$428,0004,708
2012-06-30 (YTD Data)Rank
Total interest income$21,472,000619
Total interest expense$8,100,000271
Net interest income$13,372,000819
Provision for loan and lease losses$1,250,000912
Total noninterest income$2,892,0001,013
Gross Fiduciary activities income$240,000620
Service charges on deposit accounts$761,000931
Trading account gains and fees$0153
Additional Noninterest Income$1,891,000960
Total noninterest expense$12,740,000789
Salaries and employee benefits$7,673,000677
Premises and equipment expense$1,533,000793
Additional noninterest expense$3,534,000984
Pre-tax net operating income$2,274,0001,522
Securities gains (losses)$147,0001,326
Applicable income taxes$513,0001,472
Income before extraordinary items$1,908,0001,544
Extraordinary gains, net$019
Net income$1,908,0001,543
Minority interest net income$084
Net income of bank and minority interests.$1,908,0001,544
Net charge-offs$2,542,000577
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,791,8701,545
2012-03-31 (YTD Data)Rank
Total interest income$10,867,000621
Total interest expense$4,161,000274
Net interest income$6,706,000817
Provision for loan and lease losses$650,000868
Total noninterest income$1,406,0001,020
Gross Fiduciary activities income$118,000623
Service charges on deposit accounts$382,000910
Trading account gains and fees$0148
Additional Noninterest Income$906,000981
Total noninterest expense$6,434,000775
Salaries and employee benefits$3,879,000676
Premises and equipment expense$751,000807
Additional noninterest expense$1,804,000939
Pre-tax net operating income$1,028,0001,643
Securities gains (losses)$147,000725
Applicable income taxes$268,0001,407
Income before extraordinary items$907,0001,606
Extraordinary gains, net$019
Net income$907,0001,607
Minority interest net income$078
Net income of bank and minority interests.$907,0001,607
Net charge-offs$944,000697
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$793,8101,713
2011-12-31 (YTD Data)Rank
Total interest income$46,478,000593
Total interest expense$17,888,000311
Net interest income$28,590,000767
Provision for loan and lease losses$2,075,0001,531
Total noninterest income$4,684,0001,092
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$4,684,000741
Total noninterest expense$25,045,000789
Salaries and employee benefits$15,921,000612
Premises and equipment expense$4,496,000561
Additional noninterest expense$4,628,0001,486
Pre-tax net operating income$6,154,000977
Securities gains (losses)$678,000616
Applicable income taxes$1,688,000908
Income before extraordinary items$5,144,000976
Extraordinary gains, net$029
Net income$5,144,000975
Minority interest net income$096
Net income of bank and minority interests.$5,144,000976
Net charge-offs$1,420,0001,955
Cash dividends$10,000,000237
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,635,5001,029
2011-09-30 (YTD Data)Rank
Total interest income$35,416,000592
Total interest expense$13,566,000325
Net interest income$21,850,000759
Provision for loan and lease losses$1,575,0001,457
Total noninterest income$3,533,0001,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$3,533,000740
Total noninterest expense$18,864,000789
Salaries and employee benefits$11,985,000606
Premises and equipment expense$3,366,000569
Additional noninterest expense$3,513,0001,469
Pre-tax net operating income$4,944,000935
Securities gains (losses)$678,000496
Applicable income taxes$1,461,000805
Income before extraordinary items$4,161,000917
Extraordinary gains, net$021
Net income$4,161,000916
Minority interest net income$087
Net income of bank and minority interests.$4,161,000917
Net charge-offs$1,143,0001,768
Cash dividends$10,000,000151
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,659,2801,005
2011-06-30 (YTD Data)Rank
Total interest income$23,778,000598
Total interest expense$9,027,000340
Net interest income$14,751,000754
Provision for loan and lease losses$1,125,0001,391
Total noninterest income$2,068,0001,201
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$2,068,000815
Total noninterest expense$12,546,000804
Salaries and employee benefits$7,832,000625
Premises and equipment expense$2,273,000562
Additional noninterest expense$2,441,0001,438
Pre-tax net operating income$3,148,000970
Securities gains (losses)$72,0001,358
Applicable income taxes$832,000892
Income before extraordinary items$2,388,0001,037
Extraordinary gains, net$015
Net income$2,388,0001,035
Minority interest net income$089
Net income of bank and minority interests.$2,388,0001,037
Net charge-offs$638,0001,887
Cash dividends$10,000,000100
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,334,7201,027
2011-03-31 (YTD Data)Rank
Total interest income$11,897,000600
Total interest expense$4,545,000353
Net interest income$7,352,000754
Provision for loan and lease losses$650,0001,199
Total noninterest income$1,026,0001,195
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$1,026,000812
Total noninterest expense$6,246,000802
Salaries and employee benefits$3,933,000628
Premises and equipment expense$1,149,000573
Additional noninterest expense$1,164,0001,496
Pre-tax net operating income$1,482,0001,018
Securities gains (losses)$72,000633
Applicable income taxes$345,000994
Income before extraordinary items$1,209,0001,005
Extraordinary gains, net$09
Net income$1,209,0001,005
Minority interest net income$086
Net income of bank and minority interests.$1,209,0001,005
Net charge-offs$259,0001,887
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,152,8401,024
2010-12-31 (YTD Data)Rank
Total interest income$48,352,000618
Total interest expense$20,641,000377
Net interest income$27,711,000799
Provision for loan and lease losses$2,155,0001,969
Total noninterest income$4,159,0001,230
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$4,159,000848
Total noninterest expense$24,499,000819
Salaries and employee benefits$15,124,000636
Premises and equipment expense$4,632,000551
Additional noninterest expense$4,743,0001,515
Pre-tax net operating income$5,216,000994
Securities gains (losses)$1,165,000430
Applicable income taxes$1,613,000858
Income before extraordinary items$4,768,000926
Extraordinary gains, net$029
Net income$4,768,000927
Minority interest net income$0111
Net income of bank and minority interests.$4,768,000928
Net charge-offs$621,0003,350
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,894,2501,068
2010-09-30 (YTD Data)Rank
Total interest income$36,506,000618
Total interest expense$15,927,000381
Net interest income$20,579,000804
Provision for loan and lease losses$1,675,0001,847
Total noninterest income$3,286,0001,182
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0165
Additional Noninterest Income$3,286,000776
Total noninterest expense$18,266,000806
Salaries and employee benefits$11,244,000632
Premises and equipment expense$3,527,000543
Additional noninterest expense$3,495,0001,510
Pre-tax net operating income$3,924,0001,042
Securities gains (losses)$1,165,000360
Applicable income taxes$1,306,000836
Income before extraordinary items$3,783,000921
Extraordinary gains, net$023
Net income$3,783,000923
Minority interest net income$0110
Net income of bank and minority interests.$3,783,000923
Net charge-offs$431,0003,269
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,920,9001,110
2010-06-30 (YTD Data)Rank
Total interest income$24,446,000618
Total interest expense$10,644,000395
Net interest income$13,802,000798
Provision for loan and lease losses$1,150,0001,796
Total noninterest income$2,168,0001,163
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0152
Additional Noninterest Income$2,168,000753
Total noninterest expense$11,978,000823
Salaries and employee benefits$7,332,000643
Premises and equipment expense$2,322,000554
Additional noninterest expense$2,324,0001,530
Pre-tax net operating income$2,842,000954
Securities gains (losses)$558,000433
Applicable income taxes$850,000819
Income before extraordinary items$2,550,000874
Extraordinary gains, net$019
Net income$2,550,000874
Minority interest net income$0105
Net income of bank and minority interests.$2,550,000875
Net charge-offs$332,0002,928
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,131,5001,008
2010-03-31 (YTD Data)Rank
Total interest income$12,300,000627
Total interest expense$5,204,000429
Net interest income$7,096,000780
Provision for loan and lease losses$650,0001,543
Total noninterest income$1,063,0001,169
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0175
Additional Noninterest Income$1,063,000757
Total noninterest expense$5,802,000860
Salaries and employee benefits$3,601,000662
Premises and equipment expense$1,103,000605
Additional noninterest expense$1,098,0001,602
Pre-tax net operating income$1,707,000797
Securities gains (losses)$308,000375
Applicable income taxes$463,000751
Income before extraordinary items$1,552,000714
Extraordinary gains, net$016
Net income$1,552,000717
Minority interest net income$091
Net income of bank and minority interests.$1,552,000718
Net charge-offs$259,0002,188
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,314,840805
2009-12-31 (YTD Data)Rank
Total interest income$51,290,000635
Total interest expense$22,856,000489
Net interest income$28,434,000758
Provision for loan and lease losses$1,625,0002,763
Total noninterest income$3,665,0001,387
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0211
Additional Noninterest Income$3,665,000907
Total noninterest expense$23,643,000887
Salaries and employee benefits$14,728,000649
Premises and equipment expense$4,086,000650
Additional noninterest expense$4,829,0001,542
Pre-tax net operating income$6,831,000628
Securities gains (losses)$80,0002,307
Applicable income taxes$1,997,000569
Income before extraordinary items$4,914,000695
Extraordinary gains, net$034
Net income$4,914,000694
Minority interest net income$0115
Net income of bank and minority interests.$4,914,000695
Net charge-offs$223,0004,862
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,857,200696
2009-09-30 (YTD Data)Rank
Total interest income$38,782,000646
Total interest expense$17,478,000515
Net interest income$21,304,000759
Provision for loan and lease losses$1,125,0002,611
Total noninterest income$3,579,0001,153
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0212
Additional Noninterest Income$3,579,000751
Total noninterest expense$17,774,000869
Salaries and employee benefits$10,992,000670
Premises and equipment expense$3,203,000639
Additional noninterest expense$3,579,0001,502
Pre-tax net operating income$5,984,000572
Securities gains (losses)$80,0001,979
Applicable income taxes$1,844,000504
Income before extraordinary items$4,220,000637
Extraordinary gains, net$027
Net income$4,220,000638
Minority interest net income$0118
Net income of bank and minority interests.$4,220,000639
Net charge-offs$143,0004,672
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,164,000639
2009-06-30 (YTD Data)Rank
Total interest income$25,981,000657
Total interest expense$11,832,000538
Net interest income$14,149,000761
Provision for loan and lease losses$750,0002,406
Total noninterest income$2,470,0001,123
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0193
Additional Noninterest Income$2,470,000744
Total noninterest expense$11,809,000892
Salaries and employee benefits$7,226,000691
Premises and equipment expense$2,103,000664
Additional noninterest expense$2,480,0001,492
Pre-tax net operating income$4,060,000546
Securities gains (losses)$80,0001,628
Applicable income taxes$1,118,000549
Income before extraordinary items$3,022,000603
Extraordinary gains, net$021
Net income$3,022,000600
Minority interest net income$0112
Net income of bank and minority interests.$3,022,000603
Net charge-offs$87,0004,389
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,963,600594
2009-03-31 (YTD Data)Rank
Total interest income$12,970,000665
Total interest expense$6,042,000542
Net interest income$6,928,000767
Provision for loan and lease losses$375,0002,048
Total noninterest income$1,061,0001,223
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0171
Additional Noninterest Income$1,061,000814
Total noninterest expense$5,842,000867
Salaries and employee benefits$3,590,000697
Premises and equipment expense$1,083,000659
Additional noninterest expense$1,169,0001,392
Pre-tax net operating income$1,772,000711
Securities gains (losses)$02,434
Applicable income taxes$509,000662
Income before extraordinary items$1,263,000834
Extraordinary gains, net$015
Net income$1,263,000835
Minority interest net income$0102
Net income of bank and minority interests.$1,263,000836
Net charge-offs$-1,0007,151
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,263,000772
2008-12-31 (YTD Data)Rank
Total interest income$50,212,000739
Total interest expense$25,207,000630
Net interest income$25,005,000858
Provision for loan and lease losses$1,927,0001,841
Total noninterest income$4,918,0001,067
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0154
Additional Noninterest Income$4,918,000660
Total noninterest expense$21,675,000914
Salaries and employee benefits$13,239,000756
Premises and equipment expense$4,176,000659
Additional noninterest expense$4,260,0001,456
Pre-tax net operating income$6,321,000886
Securities gains (losses)$03,220
Applicable income taxes$1,718,000766
Income before extraordinary items$4,603,000884
Extraordinary gains, net$039
Net income$4,603,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0004,155
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,603,000958
2008-09-30 (YTD Data)Rank
Total interest income$37,340,000771
Total interest expense$18,945,000663
Net interest income$18,395,000882
Provision for loan and lease losses$1,552,0001,393
Total noninterest income$3,747,0001,105
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0148
Additional Noninterest Income$3,747,000699
Total noninterest expense$15,995,000928
Salaries and employee benefits$9,655,000787
Premises and equipment expense$3,138,000668
Additional noninterest expense$3,202,0001,398
Pre-tax net operating income$4,595,0001,100
Securities gains (losses)$03,106
Applicable income taxes$1,529,000824
Income before extraordinary items$3,066,0001,207
Extraordinary gains, net$031
Net income$3,066,0001,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0003,116
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,066,0001,278
2008-06-30 (YTD Data)Rank
Total interest income$24,699,000786
Total interest expense$12,742,000672
Net interest income$11,957,000899
Provision for loan and lease losses$300,0002,524
Total noninterest income$2,467,0001,122
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0149
Additional Noninterest Income$2,467,000718
Total noninterest expense$10,352,000957
Salaries and employee benefits$6,180,000837
Premises and equipment expense$2,084,000670
Additional noninterest expense$2,088,0001,406
Pre-tax net operating income$3,772,000939
Securities gains (losses)$03,233
Applicable income taxes$1,057,000902
Income before extraordinary items$2,715,0001,011
Extraordinary gains, net$021
Net income$2,715,0001,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$191,0002,280
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,715,000997
2008-03-31 (YTD Data)Rank
Total interest income$12,206,000822
Total interest expense$6,508,000710
Net interest income$5,698,000937
Provision for loan and lease losses$150,0002,123
Total noninterest income$1,198,0001,152
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0158
Additional Noninterest Income$1,198,000747
Total noninterest expense$5,106,000952
Salaries and employee benefits$3,010,000859
Premises and equipment expense$1,074,000657
Additional noninterest expense$1,022,0001,408
Pre-tax net operating income$1,640,0001,157
Securities gains (losses)$02,688
Applicable income taxes$469,0001,062
Income before extraordinary items$1,171,0001,289
Extraordinary gains, net$015
Net income$1,171,0001,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0001,908
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,171,0001,250
2007-12-31 (YTD Data)Rank
Total interest income$46,023,000910
Total interest expense$24,676,000802
Net interest income$21,347,0001,036
Provision for loan and lease losses$420,0002,620
Total noninterest income$5,070,0001,088
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0178
Additional Noninterest Income$5,070,000672
Total noninterest expense$19,579,000960
Salaries and employee benefits$11,622,000855
Premises and equipment expense$4,159,000643
Additional noninterest expense$3,798,0001,461
Pre-tax net operating income$6,418,0001,312
Securities gains (losses)$02,146
Applicable income taxes$1,782,0001,243
Income before extraordinary items$4,636,0001,391
Extraordinary gains, net$039
Net income$4,636,0001,391
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,952
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$77,903,00011
Net operating income$4,636,0001,375
2007-09-30 (YTD Data)Rank
Total interest income$33,897,000932
Total interest expense$17,980,000826
Net interest income$15,917,0001,044
Provision for loan and lease losses$270,0002,452
Total noninterest income$3,725,0001,106
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0184
Additional Noninterest Income$3,725,000692
Total noninterest expense$14,355,000969
Salaries and employee benefits$8,628,000863
Premises and equipment expense$3,118,000635
Additional noninterest expense$2,609,0001,545
Pre-tax net operating income$5,017,0001,355
Securities gains (losses)$01,655
Applicable income taxes$1,399,0001,296
Income before extraordinary items$3,618,0001,407
Extraordinary gains, net$033
Net income$3,618,0001,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,200
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$77,903,0007
Net operating income$3,618,0001,393
2007-06-30 (YTD Data)Rank
Total interest income$22,168,000962
Total interest expense$11,639,000852
Net interest income$10,529,0001,062
Provision for loan and lease losses$180,0002,301
Total noninterest income$2,485,0001,129
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0168
Additional Noninterest Income$2,485,000705
Total noninterest expense$9,287,0001,019
Salaries and employee benefits$5,794,000873
Premises and equipment expense$2,047,000665
Additional noninterest expense$1,446,0001,874
Pre-tax net operating income$3,547,0001,332
Securities gains (losses)$01,444
Applicable income taxes$1,327,0001,015
Income before extraordinary items$2,220,0001,581
Extraordinary gains, net$029
Net income$2,220,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,420
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$77,903,0006
Net operating income$2,220,0001,560
2007-03-31 (YTD Data)Rank
Total interest income$10,714,000991
Total interest expense$5,792,000846
Net interest income$4,922,0001,137
Provision for loan and lease losses$90,0002,153
Total noninterest income$1,203,0001,132
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0195
Additional Noninterest Income$1,203,000706
Total noninterest expense$4,204,0001,116
Salaries and employee benefits$2,595,000982
Premises and equipment expense$996,000681
Additional noninterest expense$613,0002,148
Pre-tax net operating income$1,831,0001,274
Securities gains (losses)$01,187
Applicable income taxes$530,0001,231
Income before extraordinary items$1,301,0001,354
Extraordinary gains, net$022
Net income$1,301,0001,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,301,0001,345
2006-12-31 (YTD Data)Rank
Total interest income$37,944,0001,038
Total interest expense$20,655,000813
Net interest income$17,289,0001,320
Provision for loan and lease losses$315,0002,676
Total noninterest income$5,106,0001,080
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$5,106,000665
Total noninterest expense$16,484,0001,094
Salaries and employee benefits$9,441,0001,019
Premises and equipment expense$3,942,000662
Additional noninterest expense$3,101,0001,698
Pre-tax net operating income$5,596,0001,720
Securities gains (losses)$01,687
Applicable income taxes$1,729,0001,484
Income before extraordinary items$3,867,0001,843
Extraordinary gains, net$051
Net income$3,867,0001,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,867,0001,822
2006-09-30 (YTD Data)Rank
Total interest income$27,850,0001,061
Total interest expense$14,819,000833
Net interest income$13,031,0001,331
Provision for loan and lease losses$225,0002,598
Total noninterest income$3,786,0001,096
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,786,000677
Total noninterest expense$12,163,0001,123
Salaries and employee benefits$6,868,0001,065
Premises and equipment expense$2,998,000662
Additional noninterest expense$2,297,0001,711
Pre-tax net operating income$4,429,0001,676
Securities gains (losses)$01,388
Applicable income taxes$1,423,0001,446
Income before extraordinary items$3,006,0001,831
Extraordinary gains, net$045
Net income$3,006,0001,833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,547
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,006,0001,808
2006-06-30 (YTD Data)Rank
Total interest income$18,135,0001,059
Total interest expense$9,423,000824
Net interest income$8,712,0001,325
Provision for loan and lease losses$150,0002,563
Total noninterest income$2,543,0001,091
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$2,543,000673
Total noninterest expense$8,216,0001,103
Salaries and employee benefits$4,626,0001,058
Premises and equipment expense$2,024,000652
Additional noninterest expense$1,566,0001,690
Pre-tax net operating income$2,889,0001,712
Securities gains (losses)$01,185
Applicable income taxes$886,0001,534
Income before extraordinary items$2,003,0001,830
Extraordinary gains, net$039
Net income$2,003,0001,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,958
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,003,0001,812
2006-03-31 (YTD Data)Rank
Total interest income$8,831,0001,060
Total interest expense$4,529,000814
Net interest income$4,302,0001,335
Provision for loan and lease losses$75,0002,394
Total noninterest income$1,228,0001,101
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,228,000692
Total noninterest expense$4,042,0001,115
Salaries and employee benefits$2,246,0001,103
Premises and equipment expense$1,013,000640
Additional noninterest expense$783,0001,665
Pre-tax net operating income$1,413,0001,718
Securities gains (losses)$0955
Applicable income taxes$429,0001,570
Income before extraordinary items$984,0001,821
Extraordinary gains, net$021
Net income$984,0001,821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0003,919
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$984,0001,803
2005-12-31 (YTD Data)Rank
Total interest income$32,874,0001,000
Total interest expense$15,479,000731
Net interest income$17,395,0001,247
Provision for loan and lease losses$605,0001,611
Total noninterest income$5,029,0001,079
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$5,029,000681
Total noninterest expense$16,197,0001,051
Salaries and employee benefits$9,101,0001,015
Premises and equipment expense$3,853,000636
Additional noninterest expense$3,243,0001,570
Pre-tax net operating income$5,622,0001,665
Securities gains (losses)$02,296
Applicable income taxes$1,368,0001,812
Income before extraordinary items$4,254,0001,648
Extraordinary gains, net$046
Net income$4,254,0001,647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,967
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,254,0001,628
2005-09-30 (YTD Data)Rank
Total interest income$24,274,000991
Total interest expense$11,074,000715
Net interest income$13,200,0001,215
Provision for loan and lease losses$530,0001,335
Total noninterest income$3,713,0001,107
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0126
Additional Noninterest Income$3,713,000690
Total noninterest expense$12,097,0001,047
Salaries and employee benefits$6,775,0001,008
Premises and equipment expense$2,886,000631
Additional noninterest expense$2,436,0001,539
Pre-tax net operating income$4,286,0001,657
Securities gains (losses)$02,317
Applicable income taxes$978,0001,912
Income before extraordinary items$3,308,0001,589
Extraordinary gains, net$035
Net income$3,308,0001,590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,308,0001,560
2005-06-30 (YTD Data)Rank
Total interest income$15,931,000978
Total interest expense$7,136,000706
Net interest income$8,795,0001,199
Provision for loan and lease losses$280,0001,629
Total noninterest income$2,490,0001,079
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$2,490,000684
Total noninterest expense$8,024,0001,044
Salaries and employee benefits$4,471,0001,008
Premises and equipment expense$1,950,000610
Additional noninterest expense$1,603,0001,549
Pre-tax net operating income$2,981,0001,558
Securities gains (losses)$02,146
Applicable income taxes$840,0001,557
Income before extraordinary items$2,141,0001,606
Extraordinary gains, net$030
Net income$2,141,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,141,0001,583
2005-03-31 (YTD Data)Rank
Total interest income$7,825,000974
Total interest expense$3,468,000697
Net interest income$4,357,0001,209
Provision for loan and lease losses$150,0001,379
Total noninterest income$1,174,0001,107
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$1,174,000706
Total noninterest expense$3,989,0001,047
Salaries and employee benefits$2,204,0001,018
Premises and equipment expense$992,000602
Additional noninterest expense$793,0001,571
Pre-tax net operating income$1,392,0001,635
Securities gains (losses)$01,685
Applicable income taxes$349,0001,782
Income before extraordinary items$1,043,0001,599
Extraordinary gains, net$024
Net income$1,043,0001,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,043,0001,582
2004-12-31 (YTD Data)Rank
Total interest income$29,399,000960
Total interest expense$12,231,000662
Net interest income$17,168,0001,174
Provision for loan and lease losses$530,0001,870
Total noninterest income$4,313,0001,203
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$4,313,000746
Total noninterest expense$15,450,0001,042
Salaries and employee benefits$8,154,0001,056
Premises and equipment expense$4,252,000539
Additional noninterest expense$3,044,0001,603
Pre-tax net operating income$5,501,0001,549
Securities gains (losses)$03,819
Applicable income taxes$1,251,0001,848
Income before extraordinary items$4,250,0001,519
Extraordinary gains, net$034
Net income$4,250,0001,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,343
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,250,0001,468
2004-09-30 (YTD Data)Rank
Total interest income$21,754,000960
Total interest expense$8,969,000670
Net interest income$12,785,0001,166
Provision for loan and lease losses$380,0001,853
Total noninterest income$3,078,0001,279
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$3,078,000776
Total noninterest expense$11,529,0001,052
Salaries and employee benefits$5,893,0001,092
Premises and equipment expense$3,320,000528
Additional noninterest expense$2,316,0001,568
Pre-tax net operating income$3,954,0001,629
Securities gains (losses)$03,710
Applicable income taxes$846,0002,026
Income before extraordinary items$3,108,0001,563
Extraordinary gains, net$026
Net income$3,108,0001,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,355
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,108,0001,514
2004-06-30 (YTD Data)Rank
Total interest income$14,342,000955
Total interest expense$5,804,000677
Net interest income$8,538,0001,159
Provision for loan and lease losses$260,0001,774
Total noninterest income$1,923,0001,327
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$1,923,000824
Total noninterest expense$7,367,0001,092
Salaries and employee benefits$3,817,0001,128
Premises and equipment expense$2,048,000553
Additional noninterest expense$1,502,0001,605
Pre-tax net operating income$2,834,0001,501
Securities gains (losses)$03,413
Applicable income taxes$793,0001,537
Income before extraordinary items$2,041,0001,574
Extraordinary gains, net$021
Net income$2,041,0001,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,060
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,041,0001,516
2004-03-31 (YTD Data)Rank
Total interest income$7,111,000977
Total interest expense$2,861,000708
Net interest income$4,250,0001,164
Provision for loan and lease losses$140,0001,616
Total noninterest income$835,0001,444
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$835,000895
Total noninterest expense$3,646,0001,106
Salaries and employee benefits$1,945,0001,117
Premises and equipment expense$1,014,000575
Additional noninterest expense$687,0001,732
Pre-tax net operating income$1,299,0001,600
Securities gains (losses)$02,934
Applicable income taxes$363,0001,685
Income before extraordinary items$936,0001,688
Extraordinary gains, net$016
Net income$936,0001,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$936,0001,604
2003-12-31 (YTD Data)Rank
Total interest income$29,241,000961
Total interest expense$11,367,000779
Net interest income$17,874,0001,080
Provision for loan and lease losses$540,0002,029
Total noninterest income$3,230,0001,587
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$3,230,0001,026
Total noninterest expense$14,231,0001,137
Salaries and employee benefits$7,839,0001,078
Premises and equipment expense$3,219,000711
Additional noninterest expense$3,173,0001,557
Pre-tax net operating income$6,333,0001,300
Securities gains (losses)$04,500
Applicable income taxes$1,801,0001,388
Income before extraordinary items$4,532,0001,395
Extraordinary gains, net$054
Net income$4,532,0001,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,121
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,532,0001,336
2003-09-30 (YTD Data)Rank
Total interest income$22,210,000967
Total interest expense$8,407,000828
Net interest income$13,803,0001,062
Provision for loan and lease losses$390,0002,061
Total noninterest income$2,452,0001,611
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$2,452,0001,077
Total noninterest expense$10,665,0001,154
Salaries and employee benefits$5,860,0001,089
Premises and equipment expense$2,356,000743
Additional noninterest expense$2,449,0001,499
Pre-tax net operating income$5,200,0001,241
Securities gains (losses)$04,204
Applicable income taxes$1,475,0001,376
Income before extraordinary items$3,725,0001,333
Extraordinary gains, net$040
Net income$3,725,0001,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,484
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,725,0001,256
2003-06-30 (YTD Data)Rank
Total interest income$14,580,000998
Total interest expense$5,536,000865
Net interest income$9,044,0001,075
Provision for loan and lease losses$240,0002,189
Total noninterest income$1,680,0001,568
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$1,680,0001,033
Total noninterest expense$7,027,0001,161
Salaries and employee benefits$3,792,0001,121
Premises and equipment expense$1,559,000751
Additional noninterest expense$1,676,0001,465
Pre-tax net operating income$3,457,0001,236
Securities gains (losses)$03,782
Applicable income taxes$1,092,0001,275
Income before extraordinary items$2,365,0001,389
Extraordinary gains, net$030
Net income$2,365,0001,389
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,910
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,365,0001,298
2003-03-31 (YTD Data)Rank
Total interest income$7,165,0001,023
Total interest expense$2,760,000891
Net interest income$4,405,0001,112
Provision for loan and lease losses$120,0002,030
Total noninterest income$850,0001,503
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$850,000997
Total noninterest expense$3,465,0001,160
Salaries and employee benefits$1,897,0001,113
Premises and equipment expense$771,000761
Additional noninterest expense$797,0001,486
Pre-tax net operating income$1,670,0001,286
Securities gains (losses)$02,891
Applicable income taxes$533,0001,293
Income before extraordinary items$1,137,0001,432
Extraordinary gains, net$021
Net income$1,137,0001,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,137,0001,344
2002-12-31 (YTD Data)Rank
Total interest income$28,857,0001,067
Total interest expense$12,047,000929
Net interest income$16,810,0001,158
Provision for loan and lease losses$865,0001,530
Total noninterest income$3,569,0001,360
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$3,569,000895
Total noninterest expense$12,462,0001,230
Salaries and employee benefits$6,595,0001,222
Premises and equipment expense$2,839,000775
Additional noninterest expense$3,028,0001,566
Pre-tax net operating income$7,052,0001,199
Securities gains (losses)$04,537
Applicable income taxes$2,323,0001,145
Income before extraordinary items$4,729,0001,328
Extraordinary gains, net$070
Net income$4,729,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,985
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,729,0001,277
2001-12-31 (YTD Data)Rank
Total interest income$28,360,0001,206
Total interest expense$14,793,0001,085
Net interest income$13,567,0001,307
Provision for loan and lease losses$247,0003,659
Total noninterest income$3,240,0001,396
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$3,240,000887
Total noninterest expense$10,398,0001,410
Salaries and employee benefits$5,447,0001,380
Premises and equipment expense$2,456,000856
Additional noninterest expense$2,495,0001,835
Pre-tax net operating income$6,162,0001,214
Securities gains (losses)$04,612
Applicable income taxes$2,063,0001,154
Income before extraordinary items$4,099,0001,330
Extraordinary gains, net$0105
Net income$4,099,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$262,0002,428
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,099,0001,272
2000-12-31 (YTD Data)Rank
Total interest income$26,893,0001,316
Total interest expense$15,168,0001,144
Net interest income$11,725,0001,497
Provision for loan and lease losses$439,0002,100
Total noninterest income$2,450,0001,620
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$2,450,000986
Total noninterest expense$9,771,0001,421
Salaries and employee benefits$5,252,0001,350
Premises and equipment expense$2,415,000825
Additional noninterest expense$2,104,0002,063
Pre-tax net operating income$3,965,0001,843
Securities gains (losses)$01,956
Applicable income taxes$1,453,0001,553
Income before extraordinary items$2,512,0002,073
Extraordinary gains, net$038
Net income$2,512,0002,073
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0001,662
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,512,0002,070
1999-12-31 (YTD Data)Rank
Total interest income$24,485,0001,328
Total interest expense$12,610,0001,203
Net interest income$11,875,0001,485
Provision for loan and lease losses$547,0001,643
Total noninterest income$1,874,0001,945
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$1,874,0001,204
Total noninterest expense$8,633,0001,589
Salaries and employee benefits$4,340,0001,595
Premises and equipment expense$2,183,000918
Additional noninterest expense$2,110,0002,059
Pre-tax net operating income$4,569,0001,646
Securities gains (losses)$03,155
Applicable income taxes$1,780,0001,371
Income before extraordinary items$2,789,0001,900
Extraordinary gains, net$035
Net income$2,789,0001,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$304,0001,801
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,789,0001,871
1998-12-31 (YTD Data)Rank
Total interest income$21,773,0001,486
Total interest expense$10,974,0001,406
Net interest income$10,799,0001,567
Provision for loan and lease losses$303,0002,552
Total noninterest income$1,721,0002,041
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$1,721,0001,287
Total noninterest expense$8,076,0001,638
Salaries and employee benefits$3,765,0001,763
Premises and equipment expense$2,506,000792
Additional noninterest expense$1,805,0002,311
Pre-tax net operating income$4,141,0001,766
Securities gains (losses)$04,449
Applicable income taxes$1,589,0001,543
Income before extraordinary items$2,552,0002,047
Extraordinary gains, net$032
Net income$2,552,0002,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,679
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,552,0001,972
1997-12-31 (YTD Data)Rank
Total interest income$20,051,0001,640
Total interest expense$10,060,0001,537
Net interest income$9,991,0001,743
Provision for loan and lease losses$289,0002,712
Total noninterest income$1,208,0002,620
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$1,208,0001,546
Total noninterest expense$6,972,0001,858
Salaries and employee benefits$3,310,0001,988
Premises and equipment expense$2,376,000850
Additional noninterest expense$1,286,0003,137
Pre-tax net operating income$3,938,0001,906
Securities gains (losses)$03,944
Applicable income taxes$1,443,0001,762
Income before extraordinary items$2,495,0002,114
Extraordinary gains, net$044
Net income$2,495,0002,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,0001,454
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,495,0002,064
1996-12-31 (YTD Data)Rank
Total interest income$19,051,0001,770
Total interest expense$9,357,0001,681
Net interest income$9,694,0001,835
Provision for loan and lease losses$501,0001,731
Total noninterest income$1,119,0002,840
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$1,119,0001,678
Total noninterest expense$7,776,0001,827
Salaries and employee benefits$3,119,0002,140
Premises and equipment expense$2,096,0001,009
Additional noninterest expense$2,561,0001,972
Pre-tax net operating income$2,536,0002,748
Securities gains (losses)$-1,0009,274
Applicable income taxes$1,077,0002,189
Income before extraordinary items$1,458,0003,279
Extraordinary gains, net$053
Net income$1,458,0003,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,582
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,458,6403,243
1995-12-31 (YTD Data)Rank
Total interest income$18,048,0001,880
Total interest expense$8,939,0001,779
Net interest income$9,109,0001,973
Provision for loan and lease losses$740,0001,175
Total noninterest income$1,612,0002,171
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$1,612,0001,318
Total noninterest expense$6,049,0002,252
Salaries and employee benefits$2,922,0002,262
Premises and equipment expense$1,923,0001,099
Additional noninterest expense$1,204,0003,727
Pre-tax net operating income$3,932,0001,887
Securities gains (losses)$03,831
Applicable income taxes$1,517,0001,636
Income before extraordinary items$2,415,0002,089
Extraordinary gains, net$065
Net income$2,415,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,397
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$2,415,0002,057
1994-12-31 (YTD Data)Rank
Total interest income$16,052,0001,921
Total interest expense$6,988,0001,808
Net interest income$9,064,0002,002
Provision for loan and lease losses$457,0001,653
Total noninterest income$970,0003,178
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$970,0001,874
Total noninterest expense$5,765,0002,440
Salaries and employee benefits$2,781,0002,410
Premises and equipment expense$1,732,0001,212
Additional noninterest expense$1,252,0003,906
Pre-tax net operating income$3,812,0001,864
Securities gains (losses)$03,600
Applicable income taxes$1,529,0001,535
Income before extraordinary items$2,283,0002,135
Extraordinary gains, net$0249
Net income$2,283,0002,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,438
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,283,0002,157
1993-12-31 (YTD Data)Rank
Total interest income$15,530,0002,026
Total interest expense$6,656,0001,951
Net interest income$8,874,0002,035
Provision for loan and lease losses$836,0001,473
Total noninterest income$1,366,0002,627
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$1,366,0001,660
Total noninterest expense$5,397,0002,649
Salaries and employee benefits$2,440,0002,711
Premises and equipment expense$1,821,0001,172
Additional noninterest expense$1,136,0004,411
Pre-tax net operating income$4,007,0001,721
Securities gains (losses)$-16,00012,875
Applicable income taxes$1,617,0001,472
Income before extraordinary items$2,374,0002,106
Extraordinary gains, net$03,149
Net income$2,374,0002,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0005,461
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,384,2401,969
1992-12-31 (YTD Data)Rank
Total interest income$15,057,0002,335
Total interest expense$7,412,0002,286
Net interest income$7,645,0002,355
Provision for loan and lease losses$191,0005,348
Total noninterest income$1,255,0002,766
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,255,0001,719
Total noninterest expense$5,003,0002,869
Salaries and employee benefits$2,283,0002,842
Premises and equipment expense$1,571,0001,381
Additional noninterest expense$1,149,0004,521
Pre-tax net operating income$3,706,0001,670
Securities gains (losses)$08,369
Applicable income taxes$1,532,0001,429
Income before extraordinary items$2,174,0002,114
Extraordinary gains, net$01,422
Net income$2,174,0002,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0009,510
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,174,0001,937

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.