ESB Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $64,669,000 | 398 |
| Total interest expense | $14,849,000 | 203 |
| Net interest income | $49,820,000 | 442 |
| Provision for loan and lease losses | $-665,000 | 6,295 |
| Total noninterest income | $5,201,000 | 1,073 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,760,000 | 768 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,441,000 | 1,009 |
| Total noninterest expense | $31,063,000 | 664 |
| Salaries and employee benefits | $17,491,000 | 627 |
| Premises and equipment expense | $3,496,000 | 705 |
| Additional noninterest expense | $10,076,000 | 662 |
| Pre-tax net operating income | $24,623,000 | 389 |
| Securities gains (losses) | $1,059,000 | 202 |
| Applicable income taxes | $6,092,000 | 433 |
| Income before extraordinary items | $19,590,000 | 383 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $19,441,000 | 385 |
| Minority interest net income | $149,000 | 48 |
| Net income of bank and minority interests. | $19,590,000 | 383 |
| Net charge-offs | $290,000 | 2,060 |
| Cash dividends | $19,000,000 | 223 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $18,785,160 | 390 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $48,401,000 | 397 |
| Total interest expense | $11,479,000 | 195 |
| Net interest income | $36,922,000 | 449 |
| Provision for loan and lease losses | $135,000 | 2,485 |
| Total noninterest income | $4,057,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,299,000 | 782 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,758,000 | 966 |
| Total noninterest expense | $21,392,000 | 715 |
| Salaries and employee benefits | $12,838,000 | 640 |
| Premises and equipment expense | $2,635,000 | 701 |
| Additional noninterest expense | $5,919,000 | 824 |
| Pre-tax net operating income | $19,452,000 | 377 |
| Securities gains (losses) | $-193,000 | 6,492 |
| Applicable income taxes | $4,495,000 | 434 |
| Income before extraordinary items | $14,764,000 | 381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,666,000 | 383 |
| Minority interest net income | $98,000 | 50 |
| Net income of bank and minority interests. | $14,764,000 | 381 |
| Net charge-offs | $189,000 | 2,055 |
| Cash dividends | $5,000,000 | 433 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $14,912,610 | 365 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $32,276,000 | 397 |
| Total interest expense | $7,925,000 | 186 |
| Net interest income | $24,351,000 | 452 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $2,773,000 | 999 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $845,000 | 796 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,928,000 | 915 |
| Total noninterest expense | $14,175,000 | 711 |
| Salaries and employee benefits | $8,571,000 | 640 |
| Premises and equipment expense | $1,791,000 | 695 |
| Additional noninterest expense | $3,813,000 | 850 |
| Pre-tax net operating income | $12,889,000 | 373 |
| Securities gains (losses) | $-193,000 | 6,580 |
| Applicable income taxes | $2,905,000 | 444 |
| Income before extraordinary items | $9,791,000 | 376 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,650,000 | 380 |
| Minority interest net income | $141,000 | 37 |
| Net income of bank and minority interests. | $9,791,000 | 376 |
| Net charge-offs | $49,000 | 2,805 |
| Cash dividends | $5,000,000 | 310 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $9,939,610 | 359 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $16,086,000 | 397 |
| Total interest expense | $4,065,000 | 182 |
| Net interest income | $12,021,000 | 453 |
| Provision for loan and lease losses | $-90,000 | 6,510 |
| Total noninterest income | $1,029,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $408,000 | 802 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $621,000 | 1,220 |
| Total noninterest expense | $6,864,000 | 745 |
| Salaries and employee benefits | $4,263,000 | 651 |
| Premises and equipment expense | $911,000 | 704 |
| Additional noninterest expense | $1,690,000 | 946 |
| Pre-tax net operating income | $6,276,000 | 365 |
| Securities gains (losses) | $-193,000 | 6,681 |
| Applicable income taxes | $1,434,000 | 437 |
| Income before extraordinary items | $4,649,000 | 376 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,587,000 | 375 |
| Minority interest net income | $62,000 | 34 |
| Net income of bank and minority interests. | $4,649,000 | 376 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $5,000,000 | 158 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $4,795,680 | 355 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $64,460,000 | 396 |
| Total interest expense | $19,224,000 | 170 |
| Net interest income | $45,236,000 | 478 |
| Provision for loan and lease losses | $500,000 | 1,831 |
| Total noninterest income | $5,427,000 | 1,062 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,659,000 | 836 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,768,000 | 979 |
| Total noninterest expense | $28,403,000 | 709 |
| Salaries and employee benefits | $16,645,000 | 653 |
| Premises and equipment expense | $3,645,000 | 676 |
| Additional noninterest expense | $8,113,000 | 840 |
| Pre-tax net operating income | $21,760,000 | 411 |
| Securities gains (losses) | $332,000 | 643 |
| Applicable income taxes | $4,625,000 | 479 |
| Income before extraordinary items | $17,467,000 | 400 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,957,000 | 408 |
| Minority interest net income | $510,000 | 39 |
| Net income of bank and minority interests. | $17,467,000 | 400 |
| Net charge-offs | $404,000 | 2,248 |
| Cash dividends | $10,000,000 | 328 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $17,204,720 | 405 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $48,298,000 | 397 |
| Total interest expense | $14,852,000 | 163 |
| Net interest income | $33,446,000 | 482 |
| Provision for loan and lease losses | $300,000 | 2,060 |
| Total noninterest income | $4,312,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,180,000 | 885 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,132,000 | 944 |
| Total noninterest expense | $21,103,000 | 726 |
| Salaries and employee benefits | $12,365,000 | 660 |
| Premises and equipment expense | $2,712,000 | 679 |
| Additional noninterest expense | $6,026,000 | 845 |
| Pre-tax net operating income | $16,355,000 | 419 |
| Securities gains (losses) | $269,000 | 686 |
| Applicable income taxes | $3,410,000 | 499 |
| Income before extraordinary items | $13,214,000 | 401 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $12,748,000 | 411 |
| Minority interest net income | $466,000 | 36 |
| Net income of bank and minority interests. | $13,214,000 | 403 |
| Net charge-offs | $296,000 | 2,133 |
| Cash dividends | $5,000,000 | 401 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $13,001,490 | 407 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $32,272,000 | 396 |
| Total interest expense | $10,302,000 | 160 |
| Net interest income | $21,970,000 | 490 |
| Provision for loan and lease losses | $225,000 | 1,972 |
| Total noninterest income | $2,980,000 | 1,020 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $752,000 | 898 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,228,000 | 911 |
| Total noninterest expense | $13,982,000 | 728 |
| Salaries and employee benefits | $8,234,000 | 665 |
| Premises and equipment expense | $1,847,000 | 666 |
| Additional noninterest expense | $3,901,000 | 870 |
| Pre-tax net operating income | $10,743,000 | 415 |
| Securities gains (losses) | $268,000 | 608 |
| Applicable income taxes | $2,276,000 | 497 |
| Income before extraordinary items | $8,735,000 | 396 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,409,000 | 408 |
| Minority interest net income | $326,000 | 35 |
| Net income of bank and minority interests. | $8,735,000 | 398 |
| Net charge-offs | $206,000 | 2,068 |
| Cash dividends | $5,000,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $8,523,280 | 396 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $16,348,000 | 393 |
| Total interest expense | $5,496,000 | 155 |
| Net interest income | $10,852,000 | 496 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $1,450,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $379,000 | 882 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,071,000 | 943 |
| Total noninterest expense | $6,936,000 | 739 |
| Salaries and employee benefits | $4,115,000 | 679 |
| Premises and equipment expense | $955,000 | 656 |
| Additional noninterest expense | $1,866,000 | 911 |
| Pre-tax net operating income | $5,216,000 | 423 |
| Securities gains (losses) | $268,000 | 358 |
| Applicable income taxes | $1,077,000 | 516 |
| Income before extraordinary items | $4,407,000 | 384 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,131,000 | 411 |
| Minority interest net income | $276,000 | 29 |
| Net income of bank and minority interests. | $4,407,000 | 385 |
| Net charge-offs | $138,000 | 1,651 |
| Cash dividends | $5,000,000 | 142 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $4,192,600 | 391 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $72,073,000 | 376 |
| Total interest expense | $26,443,000 | 161 |
| Net interest income | $45,630,000 | 491 |
| Provision for loan and lease losses | $1,100,000 | 1,662 |
| Total noninterest income | $5,388,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,679,000 | 840 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,709,000 | 1,018 |
| Total noninterest expense | $28,627,000 | 710 |
| Salaries and employee benefits | $16,320,000 | 639 |
| Premises and equipment expense | $3,663,000 | 661 |
| Additional noninterest expense | $8,644,000 | 813 |
| Pre-tax net operating income | $21,291,000 | 415 |
| Securities gains (losses) | $113,000 | 2,174 |
| Applicable income taxes | $4,200,000 | 486 |
| Income before extraordinary items | $17,204,000 | 400 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,285,000 | 420 |
| Minority interest net income | $919,000 | 32 |
| Net income of bank and minority interests. | $17,204,000 | 400 |
| Net charge-offs | $928,000 | 1,900 |
| Cash dividends | $10,000,000 | 320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $17,113,600 | 389 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $55,055,000 | 372 |
| Total interest expense | $20,355,000 | 167 |
| Net interest income | $34,700,000 | 485 |
| Provision for loan and lease losses | $850,000 | 1,635 |
| Total noninterest income | $3,646,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,245,000 | 857 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,401,000 | 1,104 |
| Total noninterest expense | $21,424,000 | 707 |
| Salaries and employee benefits | $12,158,000 | 641 |
| Premises and equipment expense | $2,742,000 | 668 |
| Additional noninterest expense | $6,524,000 | 800 |
| Pre-tax net operating income | $16,072,000 | 416 |
| Securities gains (losses) | $-5,000 | 6,828 |
| Applicable income taxes | $3,128,000 | 499 |
| Income before extraordinary items | $12,939,000 | 414 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $12,408,000 | 425 |
| Minority interest net income | $531,000 | 36 |
| Net income of bank and minority interests. | $12,939,000 | 413 |
| Net charge-offs | $824,000 | 1,641 |
| Cash dividends | $5,500,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $12,943,050 | 395 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $37,233,000 | 372 |
| Total interest expense | $13,937,000 | 169 |
| Net interest income | $23,296,000 | 486 |
| Provision for loan and lease losses | $500,000 | 1,802 |
| Total noninterest income | $2,298,000 | 1,197 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $812,000 | 867 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,486,000 | 1,144 |
| Total noninterest expense | $14,423,000 | 701 |
| Salaries and employee benefits | $8,130,000 | 636 |
| Premises and equipment expense | $1,873,000 | 649 |
| Additional noninterest expense | $4,420,000 | 789 |
| Pre-tax net operating income | $10,671,000 | 405 |
| Securities gains (losses) | $-5,000 | 6,901 |
| Applicable income taxes | $2,098,000 | 496 |
| Income before extraordinary items | $8,568,000 | 395 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,124,000 | 408 |
| Minority interest net income | $444,000 | 31 |
| Net income of bank and minority interests. | $8,568,000 | 394 |
| Net charge-offs | $296,000 | 2,338 |
| Cash dividends | $5,500,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $8,572,000 | 376 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $18,744,000 | 371 |
| Total interest expense | $7,114,000 | 169 |
| Net interest income | $11,630,000 | 487 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $1,122,000 | 1,219 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $401,000 | 865 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $721,000 | 1,153 |
| Total noninterest expense | $7,376,000 | 684 |
| Salaries and employee benefits | $4,076,000 | 639 |
| Premises and equipment expense | $936,000 | 638 |
| Additional noninterest expense | $2,364,000 | 731 |
| Pre-tax net operating income | $5,176,000 | 410 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,011,000 | 501 |
| Income before extraordinary items | $4,165,000 | 402 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,997,000 | 417 |
| Minority interest net income | $168,000 | 31 |
| Net income of bank and minority interests. | $4,165,000 | 403 |
| Net charge-offs | $104,000 | 2,412 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $4,165,000 | 381 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $78,610,000 | 364 |
| Total interest expense | $31,883,000 | 177 |
| Net interest income | $46,727,000 | 469 |
| Provision for loan and lease losses | $1,130,000 | 2,241 |
| Total noninterest income | $2,680,000 | 1,624 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,776,000 | 828 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $904,000 | 2,282 |
| Total noninterest expense | $26,895,000 | 731 |
| Salaries and employee benefits | $15,268,000 | 640 |
| Premises and equipment expense | $3,479,000 | 712 |
| Additional noninterest expense | $8,148,000 | 879 |
| Pre-tax net operating income | $21,382,000 | 350 |
| Securities gains (losses) | $666,000 | 628 |
| Applicable income taxes | $4,507,000 | 436 |
| Income before extraordinary items | $17,541,000 | 332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $16,630,000 | 349 |
| Minority interest net income | $911,000 | 32 |
| Net income of bank and minority interests. | $17,541,000 | 332 |
| Net charge-offs | $1,140,000 | 2,204 |
| Cash dividends | $15,000,000 | 173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $17,008,200 | 329 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $59,411,000 | 363 |
| Total interest expense | $24,343,000 | 180 |
| Net interest income | $35,068,000 | 469 |
| Provision for loan and lease losses | $800,000 | 2,262 |
| Total noninterest income | $2,766,000 | 1,289 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,328,000 | 838 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,438,000 | 1,385 |
| Total noninterest expense | $20,040,000 | 727 |
| Salaries and employee benefits | $11,386,000 | 647 |
| Premises and equipment expense | $2,574,000 | 734 |
| Additional noninterest expense | $6,080,000 | 880 |
| Pre-tax net operating income | $16,994,000 | 341 |
| Securities gains (losses) | $719,000 | 475 |
| Applicable income taxes | $3,835,000 | 396 |
| Income before extraordinary items | $13,878,000 | 321 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,065,000 | 339 |
| Minority interest net income | $813,000 | 30 |
| Net income of bank and minority interests. | $13,878,000 | 322 |
| Net charge-offs | $1,098,000 | 1,805 |
| Cash dividends | $10,500,000 | 145 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $13,317,180 | 316 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $39,771,000 | 364 |
| Total interest expense | $16,417,000 | 186 |
| Net interest income | $23,354,000 | 473 |
| Provision for loan and lease losses | $500,000 | 2,302 |
| Total noninterest income | $2,101,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $860,000 | 849 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,241,000 | 1,158 |
| Total noninterest expense | $13,599,000 | 722 |
| Salaries and employee benefits | $7,570,000 | 648 |
| Premises and equipment expense | $1,758,000 | 722 |
| Additional noninterest expense | $4,271,000 | 849 |
| Pre-tax net operating income | $11,356,000 | 328 |
| Securities gains (losses) | $391,000 | 440 |
| Applicable income taxes | $2,560,000 | 391 |
| Income before extraordinary items | $9,187,000 | 317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,688,000 | 334 |
| Minority interest net income | $499,000 | 31 |
| Net income of bank and minority interests. | $9,187,000 | 317 |
| Net charge-offs | $394,000 | 2,380 |
| Cash dividends | $4,000,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $8,882,020 | 316 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $19,766,000 | 370 |
| Total interest expense | $8,301,000 | 192 |
| Net interest income | $11,465,000 | 478 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $1,273,000 | 1,038 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $434,000 | 829 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $839,000 | 929 |
| Total noninterest expense | $6,912,000 | 722 |
| Salaries and employee benefits | $3,870,000 | 641 |
| Premises and equipment expense | $915,000 | 714 |
| Additional noninterest expense | $2,127,000 | 839 |
| Pre-tax net operating income | $5,526,000 | 335 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,172,000 | 408 |
| Income before extraordinary items | $4,354,000 | 325 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,086,000 | 344 |
| Minority interest net income | $268,000 | 32 |
| Net income of bank and minority interests. | $4,354,000 | 325 |
| Net charge-offs | $250,000 | 1,919 |
| Cash dividends | $4,000,000 | 108 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $4,354,000 | 320 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $84,252,000 | 363 |
| Total interest expense | $38,571,000 | 200 |
| Net interest income | $45,681,000 | 471 |
| Provision for loan and lease losses | $1,404,000 | 2,549 |
| Total noninterest income | $4,634,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,151,000 | 700 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,483,000 | 1,201 |
| Total noninterest expense | $26,881,000 | 738 |
| Salaries and employee benefits | $14,485,000 | 672 |
| Premises and equipment expense | $3,417,000 | 747 |
| Additional noninterest expense | $8,979,000 | 823 |
| Pre-tax net operating income | $22,030,000 | 276 |
| Securities gains (losses) | $-1,022,000 | 7,512 |
| Applicable income taxes | $4,600,000 | 388 |
| Income before extraordinary items | $16,408,000 | 296 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $15,976,000 | 302 |
| Minority interest net income | $432,000 | 46 |
| Net income of bank and minority interests. | $16,408,000 | 297 |
| Net charge-offs | $884,000 | 2,862 |
| Cash dividends | $8,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $17,205,160 | 276 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $64,145,000 | 357 |
| Total interest expense | $29,584,000 | 201 |
| Net interest income | $34,561,000 | 466 |
| Provision for loan and lease losses | $1,104,000 | 2,380 |
| Total noninterest income | $3,104,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,645,000 | 694 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,459,000 | 1,366 |
| Total noninterest expense | $19,930,000 | 735 |
| Salaries and employee benefits | $10,744,000 | 666 |
| Premises and equipment expense | $2,447,000 | 791 |
| Additional noninterest expense | $6,739,000 | 810 |
| Pre-tax net operating income | $16,631,000 | 278 |
| Securities gains (losses) | $-926,000 | 7,648 |
| Applicable income taxes | $3,321,000 | 396 |
| Income before extraordinary items | $12,384,000 | 293 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $12,035,000 | 300 |
| Minority interest net income | $349,000 | 52 |
| Net income of bank and minority interests. | $12,384,000 | 295 |
| Net charge-offs | $754,000 | 2,538 |
| Cash dividends | $8,000,000 | 138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $13,115,540 | 267 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $43,153,000 | 360 |
| Total interest expense | $20,252,000 | 205 |
| Net interest income | $22,901,000 | 470 |
| Provision for loan and lease losses | $554,000 | 2,704 |
| Total noninterest income | $1,896,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,073,000 | 715 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $823,000 | 1,492 |
| Total noninterest expense | $13,016,000 | 746 |
| Salaries and employee benefits | $7,017,000 | 680 |
| Premises and equipment expense | $1,655,000 | 794 |
| Additional noninterest expense | $4,344,000 | 827 |
| Pre-tax net operating income | $11,227,000 | 267 |
| Securities gains (losses) | $-541,000 | 7,694 |
| Applicable income taxes | $2,410,000 | 353 |
| Income before extraordinary items | $8,276,000 | 278 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $8,128,000 | 283 |
| Minority interest net income | $148,000 | 51 |
| Net income of bank and minority interests. | $8,276,000 | 278 |
| Net charge-offs | $323,000 | 2,961 |
| Cash dividends | $4,000,000 | 178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $8,692,570 | 265 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $21,920,000 | 368 |
| Total interest expense | $10,489,000 | 213 |
| Net interest income | $11,431,000 | 482 |
| Provision for loan and lease losses | $354,000 | 2,208 |
| Total noninterest income | $697,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $520,000 | 746 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $177,000 | 2,567 |
| Total noninterest expense | $6,903,000 | 725 |
| Salaries and employee benefits | $3,519,000 | 682 |
| Premises and equipment expense | $876,000 | 768 |
| Additional noninterest expense | $2,508,000 | 727 |
| Pre-tax net operating income | $4,871,000 | 283 |
| Securities gains (losses) | $-298,000 | 7,801 |
| Applicable income taxes | $1,057,000 | 366 |
| Income before extraordinary items | $3,516,000 | 307 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,775,000 | 290 |
| Minority interest net income | $-259,000 | 7,929 |
| Net income of bank and minority interests. | $3,516,000 | 309 |
| Net charge-offs | $246,000 | 2,235 |
| Cash dividends | $4,000,000 | 79 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $3,745,460 | 280 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $91,464,000 | 366 |
| Total interest expense | $50,691,000 | 222 |
| Net interest income | $40,773,000 | 526 |
| Provision for loan and lease losses | $912,000 | 3,643 |
| Total noninterest income | $5,220,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $2,532,000 | 663 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,688,000 | 1,114 |
| Total noninterest expense | $28,229,000 | 751 |
| Salaries and employee benefits | $13,414,000 | 723 |
| Premises and equipment expense | $3,169,000 | 855 |
| Additional noninterest expense | $11,646,000 | 697 |
| Pre-tax net operating income | $16,852,000 | 252 |
| Securities gains (losses) | $-551,000 | 7,607 |
| Applicable income taxes | $3,336,000 | 367 |
| Income before extraordinary items | $12,965,000 | 254 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,312,000 | 246 |
| Minority interest net income | $-347,000 | 8,003 |
| Net income of bank and minority interests. | $12,965,000 | 255 |
| Net charge-offs | $891,000 | 3,009 |
| Cash dividends | $7,000,000 | 258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $13,405,800 | 248 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $68,991,000 | 378 |
| Total interest expense | $39,116,000 | 233 |
| Net interest income | $29,875,000 | 549 |
| Provision for loan and lease losses | $752,000 | 3,185 |
| Total noninterest income | $4,283,000 | 994 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,877,000 | 672 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,406,000 | 1,009 |
| Total noninterest expense | $19,464,000 | 805 |
| Salaries and employee benefits | $9,839,000 | 753 |
| Premises and equipment expense | $2,379,000 | 860 |
| Additional noninterest expense | $7,246,000 | 783 |
| Pre-tax net operating income | $13,942,000 | 238 |
| Securities gains (losses) | $-407,000 | 7,707 |
| Applicable income taxes | $2,840,000 | 345 |
| Income before extraordinary items | $10,695,000 | 241 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $10,522,000 | 244 |
| Minority interest net income | $173,000 | 58 |
| Net income of bank and minority interests. | $10,695,000 | 241 |
| Net charge-offs | $519,000 | 2,988 |
| Cash dividends | $7,000,000 | 182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $11,016,530 | 231 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $46,383,000 | 387 |
| Total interest expense | $26,858,000 | 247 |
| Net interest income | $19,525,000 | 565 |
| Provision for loan and lease losses | $516,000 | 2,929 |
| Total noninterest income | $2,929,000 | 983 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $1,213,000 | 689 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,716,000 | 996 |
| Total noninterest expense | $13,212,000 | 810 |
| Salaries and employee benefits | $6,534,000 | 770 |
| Premises and equipment expense | $1,617,000 | 874 |
| Additional noninterest expense | $5,061,000 | 767 |
| Pre-tax net operating income | $8,726,000 | 258 |
| Securities gains (losses) | $-254,000 | 7,822 |
| Applicable income taxes | $1,705,000 | 386 |
| Income before extraordinary items | $6,767,000 | 267 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,668,000 | 270 |
| Minority interest net income | $99,000 | 60 |
| Net income of bank and minority interests. | $6,767,000 | 266 |
| Net charge-offs | $327,000 | 2,834 |
| Cash dividends | $3,000,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $6,970,200 | 246 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $23,410,000 | 390 |
| Total interest expense | $13,865,000 | 254 |
| Net interest income | $9,545,000 | 574 |
| Provision for loan and lease losses | $310,000 | 2,252 |
| Total noninterest income | $1,083,000 | 1,199 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $596,000 | 678 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $487,000 | 1,420 |
| Total noninterest expense | $6,059,000 | 839 |
| Salaries and employee benefits | $3,299,000 | 765 |
| Premises and equipment expense | $833,000 | 857 |
| Additional noninterest expense | $1,927,000 | 854 |
| Pre-tax net operating income | $4,259,000 | 282 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $866,000 | 400 |
| Income before extraordinary items | $3,393,000 | 287 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,388,000 | 287 |
| Minority interest net income | $5,000 | 83 |
| Net income of bank and minority interests. | $3,393,000 | 288 |
| Net charge-offs | $170,000 | 2,300 |
| Cash dividends | $3,000,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,393,000 | 270 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $94,981,000 | 410 |
| Total interest expense | $60,533,000 | 275 |
| Net interest income | $34,448,000 | 620 |
| Provision for loan and lease losses | $1,406,000 | 2,231 |
| Total noninterest income | $5,007,000 | 1,050 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,572,000 | 672 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,435,000 | 1,133 |
| Total noninterest expense | $22,529,000 | 883 |
| Salaries and employee benefits | $12,391,000 | 797 |
| Premises and equipment expense | $3,178,000 | 864 |
| Additional noninterest expense | $6,960,000 | 919 |
| Pre-tax net operating income | $15,520,000 | 350 |
| Securities gains (losses) | $-553,000 | 7,585 |
| Applicable income taxes | $2,857,000 | 489 |
| Income before extraordinary items | $12,110,000 | 326 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,110,000 | 326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $814,000 | 2,183 |
| Cash dividends | $10,500,000 | 275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $12,557,930 | 334 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $70,812,000 | 426 |
| Total interest expense | $45,740,000 | 290 |
| Net interest income | $25,072,000 | 663 |
| Provision for loan and lease losses | $920,000 | 1,928 |
| Total noninterest income | $4,505,000 | 950 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,882,000 | 698 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,623,000 | 904 |
| Total noninterest expense | $16,810,000 | 879 |
| Salaries and employee benefits | $9,247,000 | 828 |
| Premises and equipment expense | $2,388,000 | 865 |
| Additional noninterest expense | $5,175,000 | 883 |
| Pre-tax net operating income | $11,847,000 | 434 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,406,000 | 556 |
| Income before extraordinary items | $9,441,000 | 391 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $9,441,000 | 390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 1,854 |
| Cash dividends | $6,500,000 | 352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,441,000 | 409 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $46,990,000 | 438 |
| Total interest expense | $30,943,000 | 301 |
| Net interest income | $16,047,000 | 694 |
| Provision for loan and lease losses | $511,000 | 1,886 |
| Total noninterest income | $3,276,000 | 901 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,207,000 | 717 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,069,000 | 821 |
| Total noninterest expense | $11,505,000 | 851 |
| Salaries and employee benefits | $6,156,000 | 844 |
| Premises and equipment expense | $1,640,000 | 843 |
| Additional noninterest expense | $3,709,000 | 810 |
| Pre-tax net operating income | $7,307,000 | 493 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,400,000 | 700 |
| Income before extraordinary items | $5,907,000 | 469 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,907,000 | 468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,632 |
| Cash dividends | $6,500,000 | 262 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,907,000 | 456 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $23,609,000 | 452 |
| Total interest expense | $16,004,000 | 309 |
| Net interest income | $7,605,000 | 726 |
| Provision for loan and lease losses | $221,000 | 1,729 |
| Total noninterest income | $1,128,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $568,000 | 757 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $560,000 | 1,300 |
| Total noninterest expense | $5,718,000 | 837 |
| Salaries and employee benefits | $3,120,000 | 829 |
| Premises and equipment expense | $851,000 | 820 |
| Additional noninterest expense | $1,747,000 | 826 |
| Pre-tax net operating income | $2,794,000 | 687 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $402,000 | 1,189 |
| Income before extraordinary items | $2,392,000 | 639 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,392,000 | 640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,846 |
| Cash dividends | $3,000,000 | 288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,392,000 | 610 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $95,819,000 | 459 |
| Total interest expense | $66,900,000 | 319 |
| Net interest income | $28,919,000 | 759 |
| Provision for loan and lease losses | $865,000 | 1,590 |
| Total noninterest income | $6,325,000 | 903 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,424,000 | 735 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,901,000 | 840 |
| Total noninterest expense | $22,747,000 | 816 |
| Salaries and employee benefits | $12,198,000 | 805 |
| Premises and equipment expense | $3,103,000 | 851 |
| Additional noninterest expense | $7,446,000 | 773 |
| Pre-tax net operating income | $11,632,000 | 734 |
| Securities gains (losses) | $-381,000 | 8,339 |
| Applicable income taxes | $1,591,000 | 1,355 |
| Income before extraordinary items | $9,660,000 | 677 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,660,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,552 |
| Cash dividends | $9,000,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,987,660 | 643 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $71,811,000 | 459 |
| Total interest expense | $49,867,000 | 325 |
| Net interest income | $21,944,000 | 755 |
| Provision for loan and lease losses | $667,000 | 1,255 |
| Total noninterest income | $5,088,000 | 859 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,796,000 | 735 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,292,000 | 775 |
| Total noninterest expense | $17,445,000 | 784 |
| Salaries and employee benefits | $9,266,000 | 795 |
| Premises and equipment expense | $2,331,000 | 844 |
| Additional noninterest expense | $5,848,000 | 724 |
| Pre-tax net operating income | $8,920,000 | 771 |
| Securities gains (losses) | $-380,000 | 8,435 |
| Applicable income taxes | $1,200,000 | 1,446 |
| Income before extraordinary items | $7,340,000 | 718 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,340,000 | 716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 1,049 |
| Cash dividends | $5,500,000 | 520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,666,800 | 675 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $47,653,000 | 470 |
| Total interest expense | $32,861,000 | 333 |
| Net interest income | $14,792,000 | 770 |
| Provision for loan and lease losses | $511,000 | 1,010 |
| Total noninterest income | $3,341,000 | 893 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,152,000 | 768 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,189,000 | 796 |
| Total noninterest expense | $11,692,000 | 797 |
| Salaries and employee benefits | $6,214,000 | 810 |
| Premises and equipment expense | $1,575,000 | 850 |
| Additional noninterest expense | $3,903,000 | 727 |
| Pre-tax net operating income | $5,930,000 | 815 |
| Securities gains (losses) | $-398,000 | 8,519 |
| Applicable income taxes | $765,000 | 1,545 |
| Income before extraordinary items | $4,767,000 | 758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,767,000 | 757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 938 |
| Cash dividends | $5,500,000 | 384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,109,280 | 705 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $23,804,000 | 471 |
| Total interest expense | $16,333,000 | 329 |
| Net interest income | $7,471,000 | 747 |
| Provision for loan and lease losses | $326,000 | 742 |
| Total noninterest income | $1,649,000 | 877 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $548,000 | 776 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,101,000 | 770 |
| Total noninterest expense | $5,862,000 | 797 |
| Salaries and employee benefits | $3,143,000 | 808 |
| Premises and equipment expense | $786,000 | 858 |
| Additional noninterest expense | $1,933,000 | 718 |
| Pre-tax net operating income | $2,932,000 | 812 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $441,000 | 1,417 |
| Income before extraordinary items | $2,491,000 | 725 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,491,000 | 724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 872 |
| Cash dividends | $5,500,000 | 227 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,491,000 | 714 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $92,734,000 | 447 |
| Total interest expense | $60,062,000 | 310 |
| Net interest income | $32,672,000 | 675 |
| Provision for loan and lease losses | $1,113,000 | 952 |
| Total noninterest income | $6,083,000 | 934 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,004,000 | 883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,079,000 | 803 |
| Total noninterest expense | $22,855,000 | 776 |
| Salaries and employee benefits | $12,315,000 | 769 |
| Premises and equipment expense | $2,963,000 | 855 |
| Additional noninterest expense | $7,577,000 | 714 |
| Pre-tax net operating income | $14,787,000 | 694 |
| Securities gains (losses) | $424,000 | 265 |
| Applicable income taxes | $2,800,000 | 998 |
| Income before extraordinary items | $12,411,000 | 611 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,411,000 | 610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $864,000 | 780 |
| Cash dividends | $7,500,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $12,063,320 | 618 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $68,820,000 | 456 |
| Total interest expense | $43,615,000 | 323 |
| Net interest income | $25,205,000 | 677 |
| Provision for loan and lease losses | $569,000 | 1,263 |
| Total noninterest income | $4,608,000 | 937 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,440,000 | 926 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,168,000 | 780 |
| Total noninterest expense | $17,186,000 | 780 |
| Salaries and employee benefits | $9,318,000 | 782 |
| Premises and equipment expense | $2,283,000 | 835 |
| Additional noninterest expense | $5,585,000 | 733 |
| Pre-tax net operating income | $12,058,000 | 672 |
| Securities gains (losses) | $424,000 | 233 |
| Applicable income taxes | $2,437,000 | 925 |
| Income before extraordinary items | $10,045,000 | 600 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $10,045,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 685 |
| Cash dividends | $5,000,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $9,705,800 | 605 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $45,090,000 | 454 |
| Total interest expense | $27,951,000 | 322 |
| Net interest income | $17,139,000 | 670 |
| Provision for loan and lease losses | $295,000 | 1,552 |
| Total noninterest income | $2,807,000 | 1,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $901,000 | 972 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,906,000 | 853 |
| Total noninterest expense | $11,389,000 | 787 |
| Salaries and employee benefits | $6,241,000 | 774 |
| Premises and equipment expense | $1,557,000 | 825 |
| Additional noninterest expense | $3,591,000 | 755 |
| Pre-tax net operating income | $8,262,000 | 651 |
| Securities gains (losses) | $57,000 | 436 |
| Applicable income taxes | $1,582,000 | 942 |
| Income before extraordinary items | $6,737,000 | 603 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,737,000 | 601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 596 |
| Cash dividends | $2,500,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,690,830 | 590 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $22,010,000 | 452 |
| Total interest expense | $13,319,000 | 320 |
| Net interest income | $8,691,000 | 653 |
| Provision for loan and lease losses | $193,000 | 1,184 |
| Total noninterest income | $1,166,000 | 1,149 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $444,000 | 961 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $722,000 | 1,019 |
| Total noninterest expense | $5,655,000 | 790 |
| Salaries and employee benefits | $3,161,000 | 762 |
| Premises and equipment expense | $798,000 | 808 |
| Additional noninterest expense | $1,696,000 | 788 |
| Pre-tax net operating income | $4,009,000 | 664 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $757,000 | 979 |
| Income before extraordinary items | $3,252,000 | 607 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,252,000 | 606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,252,000 | 593 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $79,033,000 | 451 |
| Total interest expense | $44,918,000 | 306 |
| Net interest income | $34,115,000 | 628 |
| Provision for loan and lease losses | $568,000 | 1,719 |
| Total noninterest income | $4,839,000 | 1,114 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,693,000 | 1,048 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,146,000 | 982 |
| Total noninterest expense | $22,700,000 | 759 |
| Salaries and employee benefits | $11,841,000 | 755 |
| Premises and equipment expense | $3,197,000 | 756 |
| Additional noninterest expense | $7,662,000 | 692 |
| Pre-tax net operating income | $15,686,000 | 654 |
| Securities gains (losses) | $-2,583,000 | 8,786 |
| Applicable income taxes | $2,040,000 | 1,340 |
| Income before extraordinary items | $11,063,000 | 669 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,063,000 | 670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,050,000 | 651 |
| Cash dividends | $9,000,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $13,232,720 | 552 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $57,928,000 | 447 |
| Total interest expense | $32,077,000 | 301 |
| Net interest income | $25,851,000 | 624 |
| Provision for loan and lease losses | $69,000 | 4,823 |
| Total noninterest income | $3,854,000 | 1,068 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,195,000 | 1,104 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,659,000 | 903 |
| Total noninterest expense | $17,048,000 | 741 |
| Salaries and employee benefits | $8,933,000 | 746 |
| Premises and equipment expense | $2,381,000 | 752 |
| Additional noninterest expense | $5,734,000 | 692 |
| Pre-tax net operating income | $12,588,000 | 608 |
| Securities gains (losses) | $129,000 | 590 |
| Applicable income taxes | $2,562,000 | 884 |
| Income before extraordinary items | $10,155,000 | 558 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $10,155,000 | 558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $803,000 | 581 |
| Cash dividends | $9,000,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $10,051,800 | 545 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $37,468,000 | 448 |
| Total interest expense | $20,205,000 | 297 |
| Net interest income | $17,263,000 | 616 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $2,516,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $750,000 | 1,144 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,766,000 | 883 |
| Total noninterest expense | $11,270,000 | 743 |
| Salaries and employee benefits | $5,903,000 | 749 |
| Premises and equipment expense | $1,590,000 | 751 |
| Additional noninterest expense | $3,777,000 | 702 |
| Pre-tax net operating income | $8,507,000 | 592 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,712,000 | 863 |
| Income before extraordinary items | $6,795,000 | 553 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,795,000 | 553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 1,534 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,795,000 | 538 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $17,312,000 | 467 |
| Total interest expense | $9,289,000 | 304 |
| Net interest income | $8,023,000 | 645 |
| Provision for loan and lease losses | $-16,000 | 8,741 |
| Total noninterest income | $1,145,000 | 1,126 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $336,000 | 1,219 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $809,000 | 942 |
| Total noninterest expense | $5,301,000 | 780 |
| Salaries and employee benefits | $2,847,000 | 780 |
| Premises and equipment expense | $753,000 | 793 |
| Additional noninterest expense | $1,701,000 | 746 |
| Pre-tax net operating income | $3,883,000 | 639 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $787,000 | 919 |
| Income before extraordinary items | $3,096,000 | 593 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $3,096,000 | 593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,934 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $3,096,000 | 576 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $59,099,000 | 494 |
| Total interest expense | $33,446,000 | 283 |
| Net interest income | $25,653,000 | 762 |
| Provision for loan and lease losses | $178,000 | 3,978 |
| Total noninterest income | $6,223,000 | 882 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,075,000 | 1,632 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,148,000 | 653 |
| Total noninterest expense | $19,139,000 | 847 |
| Salaries and employee benefits | $8,847,000 | 965 |
| Premises and equipment expense | $2,422,000 | 932 |
| Additional noninterest expense | $7,870,000 | 664 |
| Pre-tax net operating income | $12,559,000 | 714 |
| Securities gains (losses) | $858,000 | 308 |
| Applicable income taxes | $2,561,000 | 1,026 |
| Income before extraordinary items | $10,856,000 | 628 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,856,000 | 629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,857 |
| Cash dividends | $9,000,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $10,161,020 | 631 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $44,014,000 | 493 |
| Total interest expense | $24,830,000 | 281 |
| Net interest income | $19,184,000 | 754 |
| Provision for loan and lease losses | $164,000 | 3,382 |
| Total noninterest income | $4,349,000 | 962 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $793,000 | 1,668 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,556,000 | 714 |
| Total noninterest expense | $14,691,000 | 826 |
| Salaries and employee benefits | $6,541,000 | 975 |
| Premises and equipment expense | $1,799,000 | 944 |
| Additional noninterest expense | $6,351,000 | 623 |
| Pre-tax net operating income | $8,678,000 | 770 |
| Securities gains (losses) | $858,000 | 299 |
| Applicable income taxes | $1,649,000 | 1,187 |
| Income before extraordinary items | $7,887,000 | 648 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,887,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,466 |
| Cash dividends | $5,000,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,174,860 | 678 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $29,277,000 | 488 |
| Total interest expense | $16,315,000 | 282 |
| Net interest income | $12,962,000 | 737 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $2,773,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $506,000 | 1,727 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,267,000 | 730 |
| Total noninterest expense | $10,283,000 | 782 |
| Salaries and employee benefits | $4,382,000 | 971 |
| Premises and equipment expense | $1,203,000 | 940 |
| Additional noninterest expense | $4,698,000 | 564 |
| Pre-tax net operating income | $5,212,000 | 837 |
| Securities gains (losses) | $858,000 | 239 |
| Applicable income taxes | $1,173,000 | 1,129 |
| Income before extraordinary items | $4,897,000 | 684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,897,000 | 684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,121 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,202,020 | 747 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $14,826,000 | 488 |
| Total interest expense | $8,194,000 | 284 |
| Net interest income | $6,632,000 | 732 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $1,147,000 | 1,129 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $256,000 | 1,663 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $891,000 | 860 |
| Total noninterest expense | $5,076,000 | 796 |
| Salaries and employee benefits | $2,231,000 | 968 |
| Premises and equipment expense | $599,000 | 969 |
| Additional noninterest expense | $2,246,000 | 584 |
| Pre-tax net operating income | $2,683,000 | 817 |
| Securities gains (losses) | $858,000 | 186 |
| Applicable income taxes | $770,000 | 924 |
| Income before extraordinary items | $2,771,000 | 614 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,771,000 | 613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $2,000,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,101,760 | 745 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $60,438,000 | 477 |
| Total interest expense | $38,177,000 | 268 |
| Net interest income | $22,261,000 | 871 |
| Provision for loan and lease losses | $-110,000 | 9,041 |
| Total noninterest income | $6,564,000 | 913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,564,000 | 611 |
| Total noninterest expense | $20,304,000 | 798 |
| Salaries and employee benefits | $9,300,000 | 915 |
| Premises and equipment expense | $3,069,000 | 742 |
| Additional noninterest expense | $7,935,000 | 676 |
| Pre-tax net operating income | $8,631,000 | 974 |
| Securities gains (losses) | $1,020,000 | 472 |
| Applicable income taxes | $1,767,000 | 1,403 |
| Income before extraordinary items | $7,884,000 | 823 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,884,000 | 826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,047,600 | 862 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $45,529,000 | 485 |
| Total interest expense | $29,526,000 | 272 |
| Net interest income | $16,003,000 | 923 |
| Provision for loan and lease losses | $-267,000 | 9,173 |
| Total noninterest income | $4,831,000 | 956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,831,000 | 654 |
| Total noninterest expense | $15,111,000 | 809 |
| Salaries and employee benefits | $7,000,000 | 928 |
| Premises and equipment expense | $2,329,000 | 748 |
| Additional noninterest expense | $5,782,000 | 692 |
| Pre-tax net operating income | $5,990,000 | 1,083 |
| Securities gains (losses) | $1,020,000 | 436 |
| Applicable income taxes | $1,256,000 | 1,554 |
| Income before extraordinary items | $5,754,000 | 883 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,754,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 8,895 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,917,600 | 959 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $31,321,000 | 479 |
| Total interest expense | $20,420,000 | 278 |
| Net interest income | $10,901,000 | 904 |
| Provision for loan and lease losses | $-30,000 | 9,135 |
| Total noninterest income | $2,904,000 | 1,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,904,000 | 688 |
| Total noninterest expense | $9,887,000 | 826 |
| Salaries and employee benefits | $4,622,000 | 930 |
| Premises and equipment expense | $1,543,000 | 755 |
| Additional noninterest expense | $3,722,000 | 711 |
| Pre-tax net operating income | $3,948,000 | 1,094 |
| Securities gains (losses) | $651,000 | 489 |
| Applicable income taxes | $813,000 | 1,596 |
| Income before extraordinary items | $3,786,000 | 899 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,786,000 | 900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,495 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,252,180 | 953 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $16,152,000 | 481 |
| Total interest expense | $10,375,000 | 284 |
| Net interest income | $5,777,000 | 841 |
| Provision for loan and lease losses | $-182,000 | 9,281 |
| Total noninterest income | $1,190,000 | 1,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,190,000 | 790 |
| Total noninterest expense | $4,843,000 | 840 |
| Salaries and employee benefits | $2,241,000 | 964 |
| Premises and equipment expense | $771,000 | 761 |
| Additional noninterest expense | $1,831,000 | 708 |
| Pre-tax net operating income | $2,306,000 | 961 |
| Securities gains (losses) | $320,000 | 492 |
| Applicable income taxes | $494,000 | 1,386 |
| Income before extraordinary items | $2,132,000 | 791 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,132,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,875 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,872,800 | 834 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $70,343,000 | 466 |
| Total interest expense | $48,534,000 | 283 |
| Net interest income | $21,809,000 | 897 |
| Provision for loan and lease losses | $-409,000 | 9,327 |
| Total noninterest income | $4,697,000 | 1,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,697,000 | 721 |
| Total noninterest expense | $17,677,000 | 887 |
| Salaries and employee benefits | $8,064,000 | 1,002 |
| Premises and equipment expense | $3,025,000 | 732 |
| Additional noninterest expense | $6,588,000 | 773 |
| Pre-tax net operating income | $9,238,000 | 927 |
| Securities gains (losses) | $1,353,000 | 352 |
| Applicable income taxes | $1,913,000 | 1,334 |
| Income before extraordinary items | $8,678,000 | 732 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,678,000 | 733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,759 |
| Cash dividends | $7,000,000 | 464 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,568,540 | 806 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $76,563,000 | 478 |
| Total interest expense | $56,571,000 | 347 |
| Net interest income | $19,992,000 | 880 |
| Provision for loan and lease losses | $-28,000 | 9,481 |
| Total noninterest income | $4,608,000 | 1,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,608,000 | 696 |
| Total noninterest expense | $17,374,000 | 867 |
| Salaries and employee benefits | $7,245,000 | 1,027 |
| Premises and equipment expense | $2,954,000 | 726 |
| Additional noninterest expense | $7,175,000 | 724 |
| Pre-tax net operating income | $7,254,000 | 1,030 |
| Securities gains (losses) | $545,000 | 580 |
| Applicable income taxes | $1,179,000 | 1,838 |
| Income before extraordinary items | $6,620,000 | 841 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $6,620,000 | 842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $6,000,000 | 528 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $6,156,750 | 855 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $75,351,000 | 520 |
| Total interest expense | $55,267,000 | 392 |
| Net interest income | $20,084,000 | 857 |
| Provision for loan and lease losses | $16,000 | 7,742 |
| Total noninterest income | $3,969,000 | 1,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,969,000 | 723 |
| Total noninterest expense | $15,935,000 | 890 |
| Salaries and employee benefits | $6,584,000 | 1,071 |
| Premises and equipment expense | $2,656,000 | 762 |
| Additional noninterest expense | $6,695,000 | 764 |
| Pre-tax net operating income | $8,102,000 | 956 |
| Securities gains (losses) | $84,000 | 602 |
| Applicable income taxes | $1,466,000 | 1,543 |
| Income before extraordinary items | $6,720,000 | 805 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,720,000 | 805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,392 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,651,120 | 807 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $61,902,000 | 586 |
| Total interest expense | $44,778,000 | 417 |
| Net interest income | $17,124,000 | 1,024 |
| Provision for loan and lease losses | $53,000 | 6,446 |
| Total noninterest income | $3,230,000 | 1,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,230,000 | 856 |
| Total noninterest expense | $13,734,000 | 1,016 |
| Salaries and employee benefits | $5,548,000 | 1,245 |
| Premises and equipment expense | $2,133,000 | 946 |
| Additional noninterest expense | $6,053,000 | 841 |
| Pre-tax net operating income | $6,567,000 | 1,174 |
| Securities gains (losses) | $153,000 | 610 |
| Applicable income taxes | $1,197,000 | 1,929 |
| Income before extraordinary items | $5,523,000 | 1,002 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $5,523,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $5,397,540 | 1,009 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $60,492,000 | 589 |
| Total interest expense | $43,807,000 | 435 |
| Net interest income | $16,685,000 | 1,013 |
| Provision for loan and lease losses | $4,000 | 8,522 |
| Total noninterest income | $2,566,000 | 1,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,566,000 | 1,001 |
| Total noninterest expense | $12,873,000 | 1,030 |
| Salaries and employee benefits | $5,032,000 | 1,302 |
| Premises and equipment expense | $1,723,000 | 1,125 |
| Additional noninterest expense | $6,118,000 | 832 |
| Pre-tax net operating income | $6,374,000 | 1,173 |
| Securities gains (losses) | $243,000 | 821 |
| Applicable income taxes | $1,271,000 | 1,888 |
| Income before extraordinary items | $5,346,000 | 1,008 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,346,000 | 1,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 9,949 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,149,170 | 1,008 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $46,474,000 | 743 |
| Total interest expense | $33,466,000 | 533 |
| Net interest income | $13,008,000 | 1,337 |
| Provision for loan and lease losses | $799,000 | 1,193 |
| Total noninterest income | $1,682,000 | 2,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-14,000 | 4,471 |
| Additional Noninterest Income | $1,696,000 | 1,227 |
| Total noninterest expense | $8,786,000 | 1,499 |
| Salaries and employee benefits | $3,888,000 | 1,689 |
| Premises and equipment expense | $1,381,000 | 1,415 |
| Additional noninterest expense | $3,517,000 | 1,248 |
| Pre-tax net operating income | $5,105,000 | 1,516 |
| Securities gains (losses) | $230,000 | 650 |
| Applicable income taxes | $1,340,000 | 1,883 |
| Income before extraordinary items | $3,995,000 | 1,377 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,995,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,822,500 | 1,390 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $44,510,000 | 807 |
| Total interest expense | $31,783,000 | 594 |
| Net interest income | $12,727,000 | 1,410 |
| Provision for loan and lease losses | $873,000 | 1,134 |
| Total noninterest income | $1,750,000 | 2,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,750,000 | 1,268 |
| Total noninterest expense | $10,464,000 | 1,368 |
| Salaries and employee benefits | $3,584,000 | 1,845 |
| Premises and equipment expense | $1,439,000 | 1,413 |
| Additional noninterest expense | $5,441,000 | 1,062 |
| Pre-tax net operating income | $3,140,000 | 2,273 |
| Securities gains (losses) | $-35,000 | 10,903 |
| Applicable income taxes | $597,000 | 3,605 |
| Income before extraordinary items | $2,508,000 | 1,972 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,508,000 | 1,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 6,057 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,536,350 | 1,909 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $42,474,000 | 864 |
| Total interest expense | $29,679,000 | 649 |
| Net interest income | $12,795,000 | 1,407 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $1,689,000 | 2,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,689,000 | 1,274 |
| Total noninterest expense | $10,121,000 | 1,396 |
| Salaries and employee benefits | $3,667,000 | 1,807 |
| Premises and equipment expense | $1,423,000 | 1,444 |
| Additional noninterest expense | $5,031,000 | 1,118 |
| Pre-tax net operating income | $4,349,000 | 1,695 |
| Securities gains (losses) | $54,000 | 1,255 |
| Applicable income taxes | $1,472,000 | 1,671 |
| Income before extraordinary items | $2,931,000 | 1,720 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,931,000 | 1,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,894,820 | 1,720 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,136,000 | 1,203 |
| Total interest expense | $18,319,000 | 776 |
| Net interest income | $7,817,000 | 2,301 |
| Provision for loan and lease losses | $34,000 | 6,932 |
| Total noninterest income | $1,253,000 | 2,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,253,000 | 1,583 |
| Total noninterest expense | $5,049,000 | 2,759 |
| Salaries and employee benefits | $2,535,000 | 2,630 |
| Premises and equipment expense | $924,000 | 2,186 |
| Additional noninterest expense | $1,590,000 | 3,144 |
| Pre-tax net operating income | $3,987,000 | 1,790 |
| Securities gains (losses) | $154,000 | 593 |
| Applicable income taxes | $1,581,000 | 1,485 |
| Income before extraordinary items | $2,560,000 | 1,901 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,560,000 | 1,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 938 |
| Net operating income | $2,461,440 | 1,995 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,739,000 | 1,399 |
| Total interest expense | $14,572,000 | 950 |
| Net interest income | $8,167,000 | 2,203 |
| Provision for loan and lease losses | $335,000 | 2,784 |
| Total noninterest income | $1,436,000 | 2,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,436,000 | 1,601 |
| Total noninterest expense | $4,941,000 | 2,886 |
| Salaries and employee benefits | $2,287,000 | 2,894 |
| Premises and equipment expense | $953,000 | 2,158 |
| Additional noninterest expense | $1,701,000 | 3,134 |
| Pre-tax net operating income | $4,327,000 | 1,611 |
| Securities gains (losses) | $334,000 | 1,206 |
| Applicable income taxes | $1,773,000 | 1,351 |
| Income before extraordinary items | $2,888,000 | 1,739 |
| Extraordinary gains, net | $125,000 | 1,386 |
| Net income | $3,013,000 | 1,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,626 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,674,240 | 1,760 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,756,000 | 1,645 |
| Total interest expense | $13,347,000 | 1,330 |
| Net interest income | $8,409,000 | 2,163 |
| Provision for loan and lease losses | $314,000 | 4,015 |
| Total noninterest income | $631,000 | 4,785 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $631,000 | 2,731 |
| Total noninterest expense | $5,363,000 | 2,689 |
| Salaries and employee benefits | $2,166,000 | 2,972 |
| Premises and equipment expense | $989,000 | 2,111 |
| Additional noninterest expense | $2,208,000 | 2,582 |
| Pre-tax net operating income | $3,363,000 | 1,840 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,322,000 | 1,606 |
| Income before extraordinary items | $2,041,000 | 2,243 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,041,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-278,000 | 13,882 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,041,000 | 2,065 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.