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ESB Bank, Net charge- offs to loans

2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0409%4,008
Percentage Net Loans Charged-off: Total real estate loans0.0120%3,664
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0164%3,365
Percentage Net Loans Charged-off: Home equity loans0.0754%971
All other 1-4 family - Percent of loans charged-off, net0.0126%3,264
Percentage Net Loans Charged-off: Commercial and industrial-0.6650%5,996
Percentage Net Loans Charged-off: Loans to individuals0.5509%1,694
Percentage Net Loans Charged-off: Credit card loans0.0000%778
Percentage Net Loans Charged-off: Other loans to individual0.5519%1,564
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0355%3,777
Percentage Net Loans Charged-off: Total real estate loans0.0162%3,249
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0223%2,975
Percentage Net Loans Charged-off: Home equity loans0.1058%835
All other 1-4 family - Percent of loans charged-off, net0.0168%2,881
Percentage Net Loans Charged-off: Commercial and industrial-0.9859%6,146
Percentage Net Loans Charged-off: Loans to individuals0.5150%1,628
Percentage Net Loans Charged-off: Credit card loans0.0000%720
Percentage Net Loans Charged-off: Other loans to individual0.5160%1,493
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0138%3,960
Percentage Net Loans Charged-off: Total real estate loans0.0243%2,846
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0336%2,578
Percentage Net Loans Charged-off: Home equity loans0.1581%652
All other 1-4 family - Percent of loans charged-off, net0.0254%2,515
Percentage Net Loans Charged-off: Commercial and industrial-1.5048%6,258
Percentage Net Loans Charged-off: Loans to individuals0.2831%2,076
Percentage Net Loans Charged-off: Credit card loans0.0000%642
Percentage Net Loans Charged-off: Other loans to individual0.2837%1,944
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0017%4,689
Percentage Net Loans Charged-off: Total real estate loans0.0291%2,190
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential0.0403%1,905
Percentage Net Loans Charged-off: Home equity loans0.3174%400
All other 1-4 family - Percent of loans charged-off, net0.0220%1,913
Percentage Net Loans Charged-off: Commercial and industrial-2.7839%6,381
Percentage Net Loans Charged-off: Loans to individuals0.3375%1,802
Percentage Net Loans Charged-off: Credit card loans0.0000%507
Percentage Net Loans Charged-off: Other loans to individual0.3382%1,680
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0586%4,405
Percentage Net Loans Charged-off: Total real estate loans0.0118%4,328
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate0.0090%2,622
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.0147%3,926
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net0.0158%3,755
Percentage Net Loans Charged-off: Commercial and industrial0.1437%2,385
Percentage Net Loans Charged-off: Loans to individuals0.5600%1,927
Percentage Net Loans Charged-off: Credit card loans0.0000%806
Percentage Net Loans Charged-off: Other loans to individual0.5609%1,799
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0575%4,084
Percentage Net Loans Charged-off: Total real estate loans0.0093%4,084
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0119%2,279
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.0107%3,649
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.0115%3,480
Percentage Net Loans Charged-off: Commercial and industrial0.1709%2,032
Percentage Net Loans Charged-off: Loans to individuals0.5602%1,725
Percentage Net Loans Charged-off: Credit card loans0.0000%736
Percentage Net Loans Charged-off: Other loans to individual0.5611%1,610
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0601%3,844
Percentage Net Loans Charged-off: Total real estate loans0.0077%3,752
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0176%1,944
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.0073%3,306
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.0079%3,119
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,362
Percentage Net Loans Charged-off: Loans to individuals0.6495%1,488
Percentage Net Loans Charged-off: Credit card loans0.0000%668
Percentage Net Loans Charged-off: Other loans to individual0.6505%1,365
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0808%3,031
Percentage Net Loans Charged-off: Total real estate loans0.0205%2,848
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0284%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.0305%2,247
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,678
Percentage Net Loans Charged-off: Loans to individuals0.7701%1,230
Percentage Net Loans Charged-off: Credit card loans0.0000%554
Percentage Net Loans Charged-off: Other loans to individual0.7713%1,117
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1385%4,308
Percentage Net Loans Charged-off: Total real estate loans0.0995%4,026
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.2107%2,246
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0979%3,679
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.1062%3,437
Percentage Net Loans Charged-off: Commercial and industrial0.2354%2,672
Percentage Net Loans Charged-off: Loans to individuals0.5938%2,110
Percentage Net Loans Charged-off: Credit card loans0.0000%887
Percentage Net Loans Charged-off: Other loans to individual0.5947%1,968
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1645%3,809
Percentage Net Loans Charged-off: Total real estate loans0.1259%3,572
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.2811%1,808
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.1212%3,248
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.1317%3,039
Percentage Net Loans Charged-off: Commercial and industrial0.3134%2,191
Percentage Net Loans Charged-off: Loans to individuals0.6180%1,893
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual0.6189%1,738
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0891%4,258
Percentage Net Loans Charged-off: Total real estate loans0.0397%4,102
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0556%3,401
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0606%3,217
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,854
Percentage Net Loans Charged-off: Loans to individuals0.6435%1,752
Percentage Net Loans Charged-off: Credit card loans0.0000%735
Percentage Net Loans Charged-off: Other loans to individual0.6445%1,612
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0629%3,865
Percentage Net Loans Charged-off: Total real estate loans0.0168%3,573
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0237%2,908
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0258%2,716
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals0.5585%1,703
Percentage Net Loans Charged-off: Credit card loans0.0000%576
Percentage Net Loans Charged-off: Other loans to individual0.5593%1,547
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1757%4,742
Percentage Net Loans Charged-off: Total real estate loans0.1333%4,363
Percentage Net Loans Charged-off:Construction & development1.0510%2,112
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.0721%4,302
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.0784%4,096
Percentage Net Loans Charged-off: Commercial and industrial1.1830%1,807
Percentage Net Loans Charged-off: Loans to individuals0.4252%3,044
Percentage Net Loans Charged-off: Credit card loans0.0000%959
Percentage Net Loans Charged-off: Other loans to individual0.3969%2,874
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2262%4,024
Percentage Net Loans Charged-off: Total real estate loans0.1738%3,779
Percentage Net Loans Charged-off:Construction & development1.4288%1,715
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0903%3,824
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0980%3,606
Percentage Net Loans Charged-off: Commercial and industrial1.4958%1,369
Percentage Net Loans Charged-off: Loans to individuals0.5260%2,469
Percentage Net Loans Charged-off: Credit card loans0.0000%902
Percentage Net Loans Charged-off: Other loans to individual0.4818%2,310
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1219%4,497
Percentage Net Loans Charged-off: Total real estate loans0.0205%4,626
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0287%3,828
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0311%3,616
Percentage Net Loans Charged-off: Commercial and industrial2.2456%935
Percentage Net Loans Charged-off: Loans to individuals0.5951%2,167
Percentage Net Loans Charged-off: Credit card loans0.0000%808
Percentage Net Loans Charged-off: Other loans to individual0.5283%2,011
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1548%3,559
Percentage Net Loans Charged-off: Total real estate loans-0.0022%6,628
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential-0.0031%6,726
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net-0.0034%6,741
Percentage Net Loans Charged-off: Commercial and industrial4.7126%421
Percentage Net Loans Charged-off: Loans to individuals0.5657%1,967
Percentage Net Loans Charged-off: Credit card loans0.0000%649
Percentage Net Loans Charged-off: Other loans to individual0.4731%1,830
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1323%5,584
Percentage Net Loans Charged-off: Total real estate loans0.0908%4,934
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.2367%2,694
Percentage Net Loans Charged-off: Multi-family residential0.0670%1,047
Percentage Net Loans Charged-off: 1-4 family residential0.0736%4,326
Percentage Net Loans Charged-off: Home equity loans0.0309%1,903
All other 1-4 family - Percent of loans charged-off, net0.0766%4,142
Percentage Net Loans Charged-off: Commercial and industrial0.0594%4,520
Percentage Net Loans Charged-off: Loans to individuals0.5489%3,257
Percentage Net Loans Charged-off: Credit card loans0.0000%1,060
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1493%5,114
Percentage Net Loans Charged-off: Total real estate loans0.1080%4,455
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.3140%2,129
Percentage Net Loans Charged-off: Multi-family residential0.0860%834
Percentage Net Loans Charged-off: 1-4 family residential0.0804%3,922
Percentage Net Loans Charged-off: Home equity loans0.0427%1,651
All other 1-4 family - Percent of loans charged-off, net0.0829%3,734
Percentage Net Loans Charged-off: Commercial and industrial0.0750%4,057
Percentage Net Loans Charged-off: Loans to individuals0.5661%2,969
Percentage Net Loans Charged-off: Credit card loans0.0000%993
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0956%5,189
Percentage Net Loans Charged-off: Total real estate loans0.0512%4,551
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0518%2,443
Percentage Net Loans Charged-off: Multi-family residential0.1289%654
Percentage Net Loans Charged-off: 1-4 family residential0.0493%3,746
Percentage Net Loans Charged-off: Home equity loans0.0669%1,351
All other 1-4 family - Percent of loans charged-off, net0.0482%3,563
Percentage Net Loans Charged-off: Commercial and industrial0.0390%3,696
Percentage Net Loans Charged-off: Loans to individuals0.5115%2,902
Percentage Net Loans Charged-off: Credit card loans0.0000%903
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1455%4,060
Percentage Net Loans Charged-off: Total real estate loans0.0938%3,411
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0875%1,653
Percentage Net Loans Charged-off: Multi-family residential0.2461%397
Percentage Net Loans Charged-off: 1-4 family residential0.0905%2,690
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0961%2,513
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals0.6622%2,332
Percentage Net Loans Charged-off: Credit card loans0.0000%753
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1306%5,890
Percentage Net Loans Charged-off: Total real estate loans0.0356%5,464
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0881%2,926
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.0325%4,599
Percentage Net Loans Charged-off: Home equity loans0.0051%1,914
All other 1-4 family - Percent of loans charged-off, net0.0339%4,375
Percentage Net Loans Charged-off: Commercial and industrial0.5673%3,618
Percentage Net Loans Charged-off: Loans to individuals0.7346%3,393
Percentage Net Loans Charged-off: Credit card loans0.0000%1,179
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1012%5,659
Percentage Net Loans Charged-off: Total real estate loans0.0309%5,025
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0791%2,409
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0280%4,147
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0293%3,899
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,579
Percentage Net Loans Charged-off: Loans to individuals0.7012%3,153
Percentage Net Loans Charged-off: Credit card loans0.0000%1,103
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0953%5,223
Percentage Net Loans Charged-off: Total real estate loans0.0310%4,459
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.1175%1,779
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0211%3,661
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.0220%3,410
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,950
Percentage Net Loans Charged-off: Loans to individuals0.6452%3,092
Percentage Net Loans Charged-off: Credit card loans0.0000%1,008
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0977%4,202
Percentage Net Loans Charged-off: Total real estate loans0.0285%3,473
Percentage Net Loans Charged-off:Construction & development0.0096%1,858
Percentage Net Loans Charged-off: Commercial real estate0.2107%940
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,745
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0000%2,521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.6973%2,543
Percentage Net Loans Charged-off: Credit card loans0.0000%800
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1226%5,017
Percentage Net Loans Charged-off: Total real estate loans0.0652%4,137
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.2797%1,237
Percentage Net Loans Charged-off: Multi-family residential0.2053%442
Percentage Net Loans Charged-off: 1-4 family residential0.0186%3,922
Percentage Net Loans Charged-off: Home equity loans0.2929%903
All other 1-4 family - Percent of loans charged-off, net0.0087%3,842
Percentage Net Loans Charged-off: Commercial and industrial0.0376%4,398
Percentage Net Loans Charged-off: Loans to individuals0.6413%3,229
Percentage Net Loans Charged-off: Credit card loans-4.1667%1,857
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1127%4,261
Percentage Net Loans Charged-off: Total real estate loans0.0565%3,461
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.2842%804
Percentage Net Loans Charged-off: Multi-family residential0.2760%283
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%7,654
Percentage Net Loans Charged-off: Home equity loans-0.0098%5,942
All other 1-4 family - Percent of loans charged-off, net-0.0007%7,636
Percentage Net Loans Charged-off: Commercial and industrial0.0510%3,554
Percentage Net Loans Charged-off: Loans to individuals0.6133%2,858
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1094%3,704
Percentage Net Loans Charged-off: Total real estate loans0.0604%2,791
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.2450%672
Percentage Net Loans Charged-off: Multi-family residential0.4121%161
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%7,635
Percentage Net Loans Charged-off: Home equity loans-0.0150%5,947
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.0783%2,759
Percentage Net Loans Charged-off: Loans to individuals0.5436%2,737
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0602%3,596
Percentage Net Loans Charged-off: Total real estate loans-0.0045%7,674
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0251%7,964
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%7,674
Percentage Net Loans Charged-off: Home equity loans-0.0305%5,940
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial-0.0556%7,156
Percentage Net Loans Charged-off: Loans to individuals0.6460%2,114
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0923%4,079
Percentage Net Loans Charged-off: Total real estate loans-0.0006%7,757
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0863%1,116
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0198%7,940
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0205%7,919
Percentage Net Loans Charged-off: Commercial and industrial0.2875%2,447
Percentage Net Loans Charged-off: Loans to individuals0.7938%2,086
Percentage Net Loans Charged-off: Credit card loans22.0588%31
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1130%2,976
Percentage Net Loans Charged-off: Total real estate loans0.0308%2,431
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.1150%671
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0186%2,333
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0193%2,155
Percentage Net Loans Charged-off: Commercial and industrial0.1190%2,536
Percentage Net Loans Charged-off: Loans to individuals0.7668%1,825
Percentage Net Loans Charged-off: Credit card loans-6.3264%1,973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1135%2,570
Percentage Net Loans Charged-off: Total real estate loans0.0328%1,930
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.1724%430
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0085%2,018
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0088%1,865
Percentage Net Loans Charged-off: Commercial and industrial0.1701%1,937
Percentage Net Loans Charged-off: Loans to individuals0.7408%1,763
Percentage Net Loans Charged-off: Credit card loans-7.3774%1,960
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1044%2,157
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0767%1,604
Percentage Net Loans Charged-off: Loans to individuals0.9240%1,357
Percentage Net Loans Charged-off: Credit card loans-15.2866%1,951
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1512%2,473
Percentage Net Loans Charged-off: Total real estate loans0.0341%2,303
Percentage Net Loans Charged-off:Construction & development0.0657%569
Percentage Net Loans Charged-off: Commercial real estate0.1339%692
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0106%2,667
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0111%2,477
Percentage Net Loans Charged-off: Commercial and industrial1.4629%698
Percentage Net Loans Charged-off: Loans to individuals0.7845%1,944
Percentage Net Loans Charged-off: Credit card loans3.8976%262
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1447%2,099
Percentage Net Loans Charged-off: Total real estate loans0.0144%2,394
Percentage Net Loans Charged-off:Construction & development0.0846%383
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0080%2,275
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0084%2,100
Percentage Net Loans Charged-off: Commercial and industrial1.9358%425
Percentage Net Loans Charged-off: Loans to individuals0.7751%1,739
Percentage Net Loans Charged-off: Credit card loans4.3518%219
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1689%1,730
Percentage Net Loans Charged-off: Total real estate loans0.0225%1,873
Percentage Net Loans Charged-off:Construction & development0.1298%244
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0130%1,809
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0137%1,683
Percentage Net Loans Charged-off: Commercial and industrial2.5709%335
Percentage Net Loans Charged-off: Loans to individuals0.8001%1,586
Percentage Net Loans Charged-off: Credit card loans4.9919%187
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2228%1,210
Percentage Net Loans Charged-off: Total real estate loans0.0132%1,417
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0198%1,180
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0209%1,080
Percentage Net Loans Charged-off: Commercial and industrial5.4445%132
Percentage Net Loans Charged-off: Loans to individuals0.8994%1,397
Percentage Net Loans Charged-off: Credit card loans0.7510%740
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2168%2,156
Percentage Net Loans Charged-off: Total real estate loans0.0975%1,306
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.4778%329
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0411%2,163
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0439%2,020
Percentage Net Loans Charged-off: Commercial and industrial0.7608%1,434
Percentage Net Loans Charged-off: Loans to individuals0.9517%1,964
Percentage Net Loans Charged-off: Credit card loans8.1407%112
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2282%1,736
Percentage Net Loans Charged-off: Total real estate loans0.1235%977
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.6386%222
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0434%1,826
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0466%1,684
Percentage Net Loans Charged-off: Commercial and industrial0.7202%1,242
Percentage Net Loans Charged-off: Loans to individuals0.8895%1,853
Percentage Net Loans Charged-off: Credit card loans7.1163%140
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0620%3,602
Percentage Net Loans Charged-off: Total real estate loans-0.0032%7,577
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0139%8,098
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%7,749
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.0018%7,759
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,870
Percentage Net Loans Charged-off: Loans to individuals0.5697%2,600
Percentage Net Loans Charged-off: Credit card loans3.6627%398
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0132%4,230
Percentage Net Loans Charged-off: Total real estate loans-0.0033%7,722
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential-0.0202%6,227
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%7,880
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0019%7,905
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.1681%3,708
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0959%4,281
Percentage Net Loans Charged-off: Total real estate loans0.0669%2,037
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.2126%119
Percentage Net Loans Charged-off: 1-4 family residential0.0630%2,012
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0681%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.0549%3,892
Percentage Net Loans Charged-off: Loans to individuals0.5492%3,588
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1139%3,445
Percentage Net Loans Charged-off: Total real estate loans0.0926%1,415
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.2805%84
Percentage Net Loans Charged-off: 1-4 family residential0.0885%1,466
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0957%1,366
Percentage Net Loans Charged-off: Commercial and industrial0.0661%3,204
Percentage Net Loans Charged-off: Loans to individuals0.4455%3,661
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1589%2,611
Percentage Net Loans Charged-off: Total real estate loans0.1445%997
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.4345%61
Percentage Net Loans Charged-off: 1-4 family residential0.1372%1,023
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1483%944
Percentage Net Loans Charged-off: Commercial and industrial0.0119%3,011
Percentage Net Loans Charged-off: Loans to individuals0.4454%3,427
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0178%4,525
Percentage Net Loans Charged-off: Total real estate loans0.0042%1,892
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0070%1,542
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0076%1,427
Percentage Net Loans Charged-off: Commercial and industrial0.0251%2,073
Percentage Net Loans Charged-off: Loans to individuals0.1427%4,225
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0063%7,166
Percentage Net Loans Charged-off: Total real estate loans-0.0066%8,150
Percentage Net Loans Charged-off:Construction & development-0.0116%7,967
Percentage Net Loans Charged-off: Commercial real estate-0.1222%8,694
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0254%2,802
Percentage Net Loans Charged-off: Home equity loans-0.0076%5,972
All other 1-4 family - Percent of loans charged-off, net0.0283%2,624
Percentage Net Loans Charged-off: Commercial and industrial0.0476%4,463
Percentage Net Loans Charged-off: Loans to individuals0.0662%6,648
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0159%8,305
Percentage Net Loans Charged-off: Total real estate loans-0.0274%8,523
Percentage Net Loans Charged-off:Construction & development-0.0103%7,950
Percentage Net Loans Charged-off: Commercial real estate-0.1557%8,761
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.0640%3,768
Percentage Net Loans Charged-off: Loans to individuals0.0227%6,453
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0053%7,858
Percentage Net Loans Charged-off: Total real estate loans-0.0036%8,052
Percentage Net Loans Charged-off:Construction & development-0.0073%7,921
Percentage Net Loans Charged-off: Commercial real estate-0.0167%8,536
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.1046%3,066
Percentage Net Loans Charged-off: Loans to individuals-0.0511%8,075
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0248%7,949
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.2454%1,796
Percentage Net Loans Charged-off: Loans to individuals-0.2538%8,353
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1109%4,948
Percentage Net Loans Charged-off: Total real estate loans-0.0080%8,347
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.1470%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0311%8,732
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0328%8,737
Percentage Net Loans Charged-off: Commercial and industrial2.9994%687
Percentage Net Loans Charged-off: Loans to individuals0.0772%6,757
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0041%7,606
Percentage Net Loans Charged-off: Total real estate loans-0.0039%8,404
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%8,605
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0053%8,629
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.0726%6,829
Percentage Net Loans Charged-off: Credit card loans-0.2768%5,421
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0873%4,898
Percentage Net Loans Charged-off: Total real estate loans0.0918%272
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.4346%54
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0594%388
Percentage Net Loans Charged-off: Home equity loans0.1559%174
All other 1-4 family - Percent of loans charged-off, net0.0561%367
Percentage Net Loans Charged-off: Commercial and industrial0.0693%905
Percentage Net Loans Charged-off: Loans to individuals0.0590%1,284
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0147%7,298
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,015
Percentage Net Loans Charged-off:Construction & development-0.0036%1,317
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0004%993
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0004%941
Percentage Net Loans Charged-off: Commercial and industrial0.3803%473
Percentage Net Loans Charged-off: Loans to individuals0.0233%1,352
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0076%9,196
Percentage Net Loans Charged-off: Total real estate loans-0.0013%1,186
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%1,250
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net-0.0018%1,249
Percentage Net Loans Charged-off: Commercial and industrial0.0361%883
Percentage Net Loans Charged-off: Loans to individuals-0.0616%1,457
Percentage Net Loans Charged-off: Credit card loans0.0000%973
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0017%9,392
Percentage Net Loans Charged-off: Total real estate loans0.0021%970
Percentage Net Loans Charged-off:Construction & development0.0219%218
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.0000%888
Percentage Net Loans Charged-off: Loans to individuals-0.0223%1,436
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0157%8,143
Percentage Net Loans Charged-off: Total real estate loans0.0060%953
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0078%918
Percentage Net Loans Charged-off: Home equity loans0.0734%297
All other 1-4 family - Percent of loans charged-off, net0.0017%975
Percentage Net Loans Charged-off: Commercial and industrial-0.0847%1,246
Percentage Net Loans Charged-off: Loans to individuals0.0827%1,303
Percentage Net Loans Charged-off: Credit card loans1.1805%843
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0107%8,404
Percentage Net Loans Charged-off: Total real estate loans0.0089%941
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate-0.0063%1,186
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0130%859
Percentage Net Loans Charged-off: Home equity loans-0.0941%1,330
All other 1-4 family - Percent of loans charged-off, net0.0223%709
Percentage Net Loans Charged-off: Commercial and industrial-0.0938%1,174
Percentage Net Loans Charged-off: Loans to individuals0.0408%1,314
Percentage Net Loans Charged-off: Credit card loans0.6353%915
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0324%7,585
Percentage Net Loans Charged-off: Total real estate loans0.0156%926
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0252%744
Percentage Net Loans Charged-off: Home equity loans0.4230%92
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial0.0000%761
Percentage Net Loans Charged-off: Loans to individuals0.0938%1,185
Percentage Net Loans Charged-off: Credit card loans2.1763%372
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1939%5,472
Percentage Net Loans Charged-off: Total real estate loans0.2099%551
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate1.0276%278
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0363%775
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0386%719
Percentage Net Loans Charged-off: Commercial and industrial-0.2511%1,298
Percentage Net Loans Charged-off: Loans to individuals0.0793%1,227
Percentage Net Loans Charged-off: Credit card loans1.2301%703
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3615%13,562
Percentage Net Loans Charged-off: Total real estate loans-0.4004%1,575
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate-1.4887%1,554
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential-0.1432%1,556
Percentage Net Loans Charged-off: Home equity loans0.1380%292
All other 1-4 family - Percent of loans charged-off, net-0.1618%1,553
Percentage Net Loans Charged-off: Commercial and industrial-1.2598%1,449
Percentage Net Loans Charged-off: Loans to individuals0.0599%1,355
Percentage Net Loans Charged-off: Credit card loans1.6706%703
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA