Home > Entegra Bank > Net charge- offs to loans
Entegra Bank, Net charge- offs to loans
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 1,822 |
| Percentage Net Loans Charged-off:Construction & development | -0.0192% | 4,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0103% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3017% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 4,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1308% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5464% | 5,112 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5466% | 5,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0068% | 2,907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | -0.0188% | 4,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3478% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 4,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2940% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.1229% | 5,161 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.1232% | 5,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 2,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 636 |
| Percentage Net Loans Charged-off:Construction & development | -0.0215% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0489% | 5,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2052% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7302% | 24 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 4,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5989% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | -7.4463% | 5,227 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | -7.4474% | 5,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | -0.0049% | 4,250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 4,749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0950% | 804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4881% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1890% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.4365% | 5,268 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.4386% | 5,239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | -0.0418% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1239% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6389% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0432% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2391% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.3053% | 5,340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.3083% | 5,311 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0242% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | -0.0389% | 4,582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0688% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0616% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1330% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1481% | 5,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1497% | 5,340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 1,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 684 |
| Percentage Net Loans Charged-off:Construction & development | -0.0580% | 4,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1273% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1452% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1244% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0501% | 4,425 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.7292% | 5,441 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.7313% | 5,410 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 1,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.1381% | 308 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0707% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5348% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 4,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1379% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.2872% | 5,535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.2900% | 5,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 2,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1042% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 0.3087% | 187 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0558% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7166% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 4,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1023% | 4,819 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.7222% | 5,596 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.7244% | 5,564 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 3,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.2442% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 4,736 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 3,824 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1051% | 4,837 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.1628% | 5,644 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.1647% | 5,610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 642 |
| Percentage Net Loans Charged-off:Construction & development | 0.8283% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 4,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 3,874 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 4,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1115% | 4,906 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.2798% | 5,706 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -4.2820% | 5,671 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 2,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 1,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.5644% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1098% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1280% | 4,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 2,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2307% | 5,278 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0573% | 5,772 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.0587% | 5,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0891% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1347% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.6600% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1520% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0175% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0514% | 4,117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2660% | 5,342 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2746% | 5,831 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2760% | 5,791 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 1,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2665% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.9816% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3986% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 1,618 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0539% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5709% | 5,597 |
| Percentage Net Loans Charged-off: Loans to individuals | -8.4540% | 5,924 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | -8.4566% | 5,890 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 4,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 1.4917% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0703% | 5,584 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5800% | 4,445 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 1,215 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2074% | 5,761 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.8136% | 5,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -10.8136% | 5,942 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 3,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | -0.3204% | 5,286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0648% | 5,545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2456% | 895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8000% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0711% | 4,962 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.0074% | 6,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -9.0074% | 6,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0139% | 5,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 2,223 |
| Percentage Net Loans Charged-off:Construction & development | -0.2176% | 5,269 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0932% | 5,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1788% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8888% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0115% | 2,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1229% | 5,204 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.7161% | 6,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -9.7161% | 6,101 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0964% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | -0.2508% | 5,351 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1431% | 5,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3245% | 654 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2429% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1017% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 4,920 |
| Percentage Net Loans Charged-off: Loans to individuals | -10.4084% | 6,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -10.4084% | 6,172 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0274% | 5,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 1,742 |
| Percentage Net Loans Charged-off:Construction & development | -0.6163% | 5,575 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1530% | 6,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2798% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6146% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1967% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1159% | 5,274 |
| Percentage Net Loans Charged-off: Loans to individuals | -11.2117% | 6,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -11.2117% | 6,232 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5976% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6618% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 0.4745% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3291% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3748% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9877% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2232% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2514% | 5,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.8531% | 6,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -9.8531% | 6,341 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6256% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6889% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 0.5029% | 525 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4644% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3531% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7525% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2546% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4393% | 5,936 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.5677% | 6,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -9.5677% | 6,415 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0168% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0909% | 228 |
| Percentage Net Loans Charged-off:Construction & development | 0.9984% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2388% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5552% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0559% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4316% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6897% | 6,099 |
| Percentage Net Loans Charged-off: Loans to individuals | -9.8274% | 6,510 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -9.8274% | 6,476 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7450% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7991% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 1.3315% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0975% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7880% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9022% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7595% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1964% | 5,708 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.4793% | 6,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.4793% | 6,514 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9266% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8960% | 547 |
| Percentage Net Loans Charged-off:Construction & development | 1.2974% | 739 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3772% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5604% | 1,003 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2421% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3795% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1575% | 5,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.3569% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 11.3569% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9175% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9198% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 1.4506% | 654 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3579% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5692% | 948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8793% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4858% | 1,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1187% | 5,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7388% | 209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7388% | 196 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0167% | 596 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0471% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 1.8922% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6387% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5291% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2245% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3410% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0221% | 5,022 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4955% | 6,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4955% | 6,692 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8383% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9548% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 1.7735% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8362% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8271% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1161% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4799% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1771% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | -23.1337% | 6,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -23.1337% | 6,846 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6601% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5665% | 523 |
| Percentage Net Loans Charged-off:Construction & development | 3.8681% | 699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9936% | 913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2095% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3040% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8939% | 1,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6924% | 973 |
| Percentage Net Loans Charged-off: Loans to individuals | 20.7112% | 34 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 20.7112% | 38 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8847% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7505% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 4.6077% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6696% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4739% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5320% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1649% | 749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4471% | 456 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.3945% | 33 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 23.3945% | 33 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9266% | 446 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8131% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 5.1014% | 509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2567% | 1,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6147% | 505 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4824% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3604% | 630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3996% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.1610% | 31 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 23.1610% | 33 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3171% | 369 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1633% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 5.4588% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1036% | 1,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2112% | 343 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4009% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8599% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2881% | 6,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 43.9513% | 19 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 43.9513% | 20 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6993% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4561% | 212 |
| Percentage Net Loans Charged-off:Construction & development | 7.6834% | 630 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1069% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4604% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8139% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3526% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3519% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 28.3807% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 27.3104% | 28 |
| Percentage Net Loans Charged-off: All other loans and lease | 72.8477% | 31 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0931% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8861% | 322 |
| Percentage Net Loans Charged-off:Construction & development | 6.6318% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4357% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0936% | 481 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6990% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2147% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4041% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.4099% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 20.3791% | 39 |
| Percentage Net Loans Charged-off: All other loans and lease | 111.7181% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3854% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1838% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 8.0494% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7469% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3825% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4455% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6696% | 366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0797% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 24.9955% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 23.3886% | 38 |
| Percentage Net Loans Charged-off: All other loans and lease | 244.4444% | 8 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4720% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3716% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 7.1276% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2078% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4678% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6785% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 4.0087% | 216 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0748% | 7,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 33.0102% | 26 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 29.7872% | 27 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6136% | 702 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5791% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 5.4576% | 1,151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7831% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1458% | 1,003 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9043% | 694 |
| Percentage Net Loans Charged-off: Home equity loans | 3.8547% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2431% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1885% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6760% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9219% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9272% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 3.7780% | 1,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4404% | 1,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2627% | 763 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6321% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4147% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0097% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8283% | 2,438 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8675% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5738% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5757% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 1.9233% | 1,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3380% | 1,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4203% | 572 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0779% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 3.9823% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4011% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7002% | 2,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2879% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7611% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7658% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 1.1440% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3385% | 1,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0181% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 5.4540% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1400% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3979% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5289% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1666% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1407% | 982 |
| Percentage Net Loans Charged-off:Construction & development | 4.4016% | 1,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1959% | 2,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5698% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6360% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1649% | 1,105 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5372% | 1,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4118% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2744% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2346% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 4.7120% | 1,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2636% | 1,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4586% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4607% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0750% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3698% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0437% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1929% | 831 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1238% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 4.7826% | 859 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0265% | 2,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1898% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9635% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8898% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4735% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9476% | 766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8561% | 781 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7635% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 4.2455% | 638 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0490% | 1,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6821% | 998 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6931% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2889% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5308% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4746% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3131% | 3,297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2870% | 2,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.3806% | 2,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3494% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5975% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2553% | 1,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4778% | 2,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2105% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3196% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2985% | 1,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.4058% | 1,539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3502% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5706% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2674% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3058% | 2,508 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1201% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1512% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1149% | 2,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0033% | 1,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2724% | 1,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4344% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2129% | 1,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4486% | 1,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5228% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1039% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0751% | 1,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1784% | 1,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6774% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0376% | 2,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5878% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 4,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0577% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0156% | 1,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 2,573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1577% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 3,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2402% | 2,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3788% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 2,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0772% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 1,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1774% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0999% | 2,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1101% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 3,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 2,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0595% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1495% | 2,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0274% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0507% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0313% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0861% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2456% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9769% | 1,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 5,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0103% | 3,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0167% | 725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 2,681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0573% | 6,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 2,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 7,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1044% | 1,303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 4,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0224% | 517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 2,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0762% | 6,066 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0257% | 6,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1408% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 3,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0360% | 360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 1,700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1143% | 6,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0724% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0395% | 6,993 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0028% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 3,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0640% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2280% | 6,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1413% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 6,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0344% | 3,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 5,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 3,076 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 7,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0021% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0243% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0194% | 619 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 2,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0052% | 4,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4562% | 3,769 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6206% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 5,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 2,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0213% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 1,018 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 2,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 7,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0139% | 3,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5549% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8619% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 4,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0137% | 2,161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0333% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0067% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0411% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 7,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0211% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7789% | 2,006 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1999% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 3,100 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0404% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.0437% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 1,077 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0326% | 278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0715% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0425% | 1,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7679% | 1,908 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1241% | 570 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 5,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 2,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0948% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2181% | 3,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9486% | 2,170 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2310% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 4,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 1,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0548% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2550% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9773% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1763% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 4,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 7,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 7,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 8,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2548% | 2,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1958% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1051% | 331 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 7,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 8,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 8,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2512% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9289% | 1,924 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1403% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1279% | 4,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 2,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1089% | 1,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1422% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1934% | 1,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8922% | 2,681 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5866% | 984 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 3,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 2,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1219% | 1,297 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5865% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9149% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3844% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1559% | 3,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 1,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1278% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8077% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8956% | 2,311 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1668% | 971 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1277% | 3,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7238% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3021% | 3,862 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1453% | 872 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2132% | 3,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 3,395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 2,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1955% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5397% | 555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7010% | 3,377 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1147% | 1,228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1133% | 4,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0226% | 3,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0356% | 2,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 2,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2167% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6082% | 3,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7846% | 1,824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0046% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8524% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7913% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6941% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 4,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0329% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9188% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8958% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2564% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 6,958 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 5,887 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 8,148 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 7,966 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 7,333 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 9,380 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 11,193 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |