Home > EnerBank USA > Income and Expense

EnerBank USA, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$204,863,000174
Total interest expense$30,560,00090
Net interest income$174,303,000182
Provision for loan and lease losses$9,487,00040
Total noninterest income$17,530,000477
Gross Fiduciary activities income$0957
Service charges on deposit accounts$04,787
Trading account gains and fees$0132
Additional Noninterest Income$17,530,000387
Total noninterest expense$68,425,000327
Salaries and employee benefits$39,302,000313
Premises and equipment expense$2,440,000814
Additional noninterest expense$26,683,000275
Pre-tax net operating income$113,921,000176
Securities gains (losses)$02,015
Applicable income taxes$26,871,000171
Income before extraordinary items$87,050,000181
Extraordinary gains, net$08
Net income$87,050,000181
Minority interest net income$069
Net income of bank and minority interests.$87,050,000181
Net charge-offs$20,351,00062
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$87,050,000181
2021-06-30 (YTD Data)Rank
Total interest income$136,080,000175
Total interest expense$21,119,00090
Net interest income$114,961,000183
Provision for loan and lease losses$11,925,00020
Total noninterest income$14,118,000413
Gross Fiduciary activities income$0951
Service charges on deposit accounts$04,816
Trading account gains and fees$0133
Additional Noninterest Income$14,118,000338
Total noninterest expense$44,699,000336
Salaries and employee benefits$24,912,000327
Premises and equipment expense$1,628,000817
Additional noninterest expense$18,159,000268
Pre-tax net operating income$72,455,000184
Securities gains (losses)$01,818
Applicable income taxes$17,038,000179
Income before extraordinary items$55,417,000191
Extraordinary gains, net$06
Net income$55,417,000191
Minority interest net income$067
Net income of bank and minority interests.$55,417,000191
Net charge-offs$15,338,00060
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$55,417,000190
2021-03-31 (YTD Data)Rank
Total interest income$68,700,000172
Total interest expense$10,977,00099
Net interest income$57,723,000183
Provision for loan and lease losses$4,502,00039
Total noninterest income$9,961,000340
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and fees$0127
Additional Noninterest Income$9,961,000275
Total noninterest expense$20,658,000349
Salaries and employee benefits$11,622,000343
Premises and equipment expense$828,000812
Additional noninterest expense$8,208,000284
Pre-tax net operating income$42,524,000176
Securities gains (losses)$01,392
Applicable income taxes$9,993,000164
Income before extraordinary items$32,531,000179
Extraordinary gains, net$03
Net income$32,531,000179
Minority interest net income$055
Net income of bank and minority interests.$32,531,000179
Net charge-offs$9,501,00061
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$32,531,000177
2020-12-31 (YTD Data)Rank
Total interest income$260,711,000181
Total interest expense$52,741,000138
Net interest income$207,970,000187
Provision for loan and lease losses$59,656,000121
Total noninterest income$6,985,0001,019
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$04,876
Trading account gains and fees$0133
Additional Noninterest Income$6,985,000815
Total noninterest expense$80,134,000346
Salaries and employee benefits$44,933,000339
Premises and equipment expense$2,946,000872
Additional noninterest expense$32,255,000292
Pre-tax net operating income$75,165,000209
Securities gains (losses)$02,675
Applicable income taxes$17,377,000198
Income before extraordinary items$57,788,000224
Extraordinary gains, net$04
Net income$57,788,000224
Minority interest net income$072
Net income of bank and minority interests.$57,788,000224
Net charge-offs$31,456,00087
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$57,788,000218
2020-09-30 (YTD Data)Rank
Total interest income$190,135,000188
Total interest expense$40,772,000145
Net interest income$149,363,000191
Provision for loan and lease losses$45,795,000140
Total noninterest income$459,0003,389
Gross Fiduciary activities income$0981
Service charges on deposit accounts$04,909
Trading account gains and fees$0125
Additional Noninterest Income$459,0002,909
Total noninterest expense$60,209,000343
Salaries and employee benefits$30,960,000355
Premises and equipment expense$2,197,000870
Additional noninterest expense$27,052,000258
Pre-tax net operating income$43,818,000236
Securities gains (losses)$02,494
Applicable income taxes$10,022,000223
Income before extraordinary items$33,796,000248
Extraordinary gains, net$04
Net income$33,796,000248
Minority interest net income$065
Net income of bank and minority interests.$33,796,000248
Net charge-offs$24,333,00090
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$33,796,000242
2020-06-30 (YTD Data)Rank
Total interest income$122,619,000192
Total interest expense$27,983,000152
Net interest income$94,636,000200
Provision for loan and lease losses$25,290,000172
Total noninterest income$332,0003,277
Gross Fiduciary activities income$0970
Service charges on deposit accounts$04,931
Trading account gains and fees$0123
Additional Noninterest Income$332,0002,798
Total noninterest expense$41,569,000324
Salaries and employee benefits$19,651,000360
Premises and equipment expense$1,442,000882
Additional noninterest expense$20,476,000228
Pre-tax net operating income$28,109,000220
Securities gains (losses)$02,249
Applicable income taxes$6,233,000208
Income before extraordinary items$21,876,000232
Extraordinary gains, net$04
Net income$21,876,000232
Minority interest net income$065
Net income of bank and minority interests.$21,876,000232
Net charge-offs$16,601,00088
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$21,876,000225
2020-03-31 (YTD Data)Rank
Total interest income$61,487,000196
Total interest expense$14,719,000165
Net interest income$46,768,000200
Provision for loan and lease losses$12,920,000173
Total noninterest income$194,0003,059
Gross Fiduciary activities income$0941
Service charges on deposit accounts$04,968
Trading account gains and fees$0106
Additional Noninterest Income$194,0002,467
Total noninterest expense$17,304,000372
Salaries and employee benefits$9,394,000380
Premises and equipment expense$718,000893
Additional noninterest expense$7,192,000305
Pre-tax net operating income$16,738,000172
Securities gains (losses)$01,705
Applicable income taxes$2,943,000198
Income before extraordinary items$13,795,000177
Extraordinary gains, net$04
Net income$13,795,000177
Minority interest net income$056
Net income of bank and minority interests.$13,795,000177
Net charge-offs$9,372,00074
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$13,795,000174
2019-12-31 (YTD Data)Rank
Total interest income$220,495,000217
Total interest expense$53,389,000192
Net interest income$167,106,000216
Provision for loan and lease losses$37,574,00072
Total noninterest income$2,780,0001,649
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$05,055
Trading account gains and fees$0135
Additional Noninterest Income$2,780,0001,264
Total noninterest expense$67,797,000358
Salaries and employee benefits$37,406,000358
Premises and equipment expense$2,988,000858
Additional noninterest expense$27,403,000305
Pre-tax net operating income$64,515,000265
Securities gains (losses)$02,379
Applicable income taxes$15,600,000246
Income before extraordinary items$48,915,000279
Extraordinary gains, net$011
Net income$48,915,000281
Minority interest net income$076
Net income of bank and minority interests.$48,915,000281
Net charge-offs$28,729,00078
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$48,915,000276
2019-09-30 (YTD Data)Rank
Total interest income$159,115,000226
Total interest expense$38,530,000203
Net interest income$120,585,000223
Provision for loan and lease losses$29,439,00075
Total noninterest income$176,0004,396
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$05,128
Trading account gains and fees$0129
Additional Noninterest Income$176,0003,847
Total noninterest expense$48,400,000370
Salaries and employee benefits$26,387,000385
Premises and equipment expense$2,273,000847
Additional noninterest expense$19,740,000313
Pre-tax net operating income$42,922,000285
Securities gains (losses)$02,167
Applicable income taxes$10,353,000268
Income before extraordinary items$32,569,000304
Extraordinary gains, net$011
Net income$32,569,000305
Minority interest net income$072
Net income of bank and minority interests.$32,569,000305
Net charge-offs$21,104,00080
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$32,569,000298
2019-06-30 (YTD Data)Rank
Total interest income$101,768,000231
Total interest expense$24,090,000211
Net interest income$77,678,000232
Provision for loan and lease losses$17,083,00081
Total noninterest income$108,0004,499
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$05,168
Trading account gains and fees$0131
Additional Noninterest Income$108,0003,917
Total noninterest expense$32,413,000372
Salaries and employee benefits$17,583,000384
Premises and equipment expense$1,524,000838
Additional noninterest expense$13,306,000316
Pre-tax net operating income$28,290,000287
Securities gains (losses)$01,702
Applicable income taxes$6,832,000268
Income before extraordinary items$21,458,000298
Extraordinary gains, net$011
Net income$21,458,000300
Minority interest net income$069
Net income of bank and minority interests.$21,458,000300
Net charge-offs$13,151,00083
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$21,458,000295
2019-03-31 (YTD Data)Rank
Total interest income$48,700,000238
Total interest expense$11,325,000214
Net interest income$37,375,000237
Provision for loan and lease losses$7,360,00086
Total noninterest income$81,0004,149
Gross Fiduciary activities income$0972
Service charges on deposit accounts$05,219
Trading account gains and fees$0126
Additional Noninterest Income$81,0003,491
Total noninterest expense$16,089,000377
Salaries and employee benefits$8,573,000391
Premises and equipment expense$780,000827
Additional noninterest expense$6,736,000307
Pre-tax net operating income$14,007,000282
Securities gains (losses)$01,087
Applicable income taxes$3,378,000263
Income before extraordinary items$10,629,000293
Extraordinary gains, net$05
Net income$10,629,000293
Minority interest net income$052
Net income of bank and minority interests.$10,629,000293
Net charge-offs$6,293,00076
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$10,629,000287
2018-12-31 (YTD Data)Rank
Total interest income$156,442,000264
Total interest expense$29,007,000232
Net interest income$127,435,000266
Provision for loan and lease losses$24,695,00089
Total noninterest income$305,0004,312
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$05,284
Trading account gains and fees$0126
Additional Noninterest Income$305,0003,660
Total noninterest expense$52,598,000440
Salaries and employee benefits$29,069,000435
Premises and equipment expense$2,907,000858
Additional noninterest expense$20,622,000379
Pre-tax net operating income$50,447,000312
Securities gains (losses)$01,125
Applicable income taxes$12,360,000270
Income before extraordinary items$38,087,000325
Extraordinary gains, net$06
Net income$38,087,000325
Minority interest net income$072
Net income of bank and minority interests.$38,087,000325
Net charge-offs$20,083,00096
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$38,087,000327
2018-09-30 (YTD Data)Rank
Total interest income$110,557,000273
Total interest expense$19,361,000244
Net interest income$91,196,000276
Provision for loan and lease losses$17,747,00090
Total noninterest income$261,0004,209
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$05,347
Trading account gains and fees$0138
Additional Noninterest Income$261,0003,537
Total noninterest expense$38,479,000449
Salaries and employee benefits$21,989,000428
Premises and equipment expense$2,157,000866
Additional noninterest expense$14,333,000390
Pre-tax net operating income$35,231,000331
Securities gains (losses)$01,118
Applicable income taxes$8,491,000280
Income before extraordinary items$26,740,000343
Extraordinary gains, net$05
Net income$26,740,000343
Minority interest net income$066
Net income of bank and minority interests.$26,740,000343
Net charge-offs$14,636,00094
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$26,740,000338
2018-06-30 (YTD Data)Rank
Total interest income$70,362,000280
Total interest expense$11,626,000246
Net interest income$58,736,000279
Provision for loan and lease losses$12,776,00090
Total noninterest income$200,0004,096
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$05,406
Trading account gains and fees$0130
Additional Noninterest Income$200,0003,395
Total noninterest expense$24,621,000465
Salaries and employee benefits$14,292,000441
Premises and equipment expense$1,431,000873
Additional noninterest expense$8,898,000417
Pre-tax net operating income$21,539,000333
Securities gains (losses)$0961
Applicable income taxes$5,191,000294
Income before extraordinary items$16,348,000352
Extraordinary gains, net$06
Net income$16,348,000352
Minority interest net income$065
Net income of bank and minority interests.$16,348,000352
Net charge-offs$9,804,00091
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$16,348,000350
2018-03-31 (YTD Data)Rank
Total interest income$34,790,000279
Total interest expense$5,535,000241
Net interest income$29,255,000278
Provision for loan and lease losses$5,870,00093
Total noninterest income$118,0003,896
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and fees$0123
Additional Noninterest Income$118,0003,132
Total noninterest expense$11,957,000479
Salaries and employee benefits$6,853,000459
Premises and equipment expense$667,000936
Additional noninterest expense$4,437,000413
Pre-tax net operating income$11,546,000316
Securities gains (losses)$0735
Applicable income taxes$2,783,000284
Income before extraordinary items$8,763,000332
Extraordinary gains, net$07
Net income$8,763,000332
Minority interest net income$052
Net income of bank and minority interests.$8,763,000332
Net charge-offs$4,991,00085
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$8,763,000330
2017-12-31 (YTD Data)Rank
Total interest income$130,501,000274
Total interest expense$19,259,000217
Net interest income$111,242,000276
Provision for loan and lease losses$20,123,000103
Total noninterest income$4,157,0001,247
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$05,539
Trading account gains and fees$0151
Additional Noninterest Income$4,157,000921
Total noninterest expense$45,033,000489
Salaries and employee benefits$26,813,000446
Premises and equipment expense$2,719,000901
Additional noninterest expense$15,501,000452
Pre-tax net operating income$50,243,000290
Securities gains (losses)$02,243
Applicable income taxes$21,603,000247
Income before extraordinary items$28,640,000306
Extraordinary gains, net$09
Net income$28,640,000306
Minority interest net income$076
Net income of bank and minority interests.$28,640,000306
Net charge-offs$16,122,000102
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$28,640,000308
2017-09-30 (YTD Data)Rank
Total interest income$95,791,000276
Total interest expense$13,797,000220
Net interest income$81,994,000280
Provision for loan and lease losses$14,832,000103
Total noninterest income$2,177,0001,646
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$05,596
Trading account gains and fees$0145
Additional Noninterest Income$2,177,0001,199
Total noninterest expense$33,282,000495
Salaries and employee benefits$19,966,000455
Premises and equipment expense$2,039,000909
Additional noninterest expense$11,277,000458
Pre-tax net operating income$36,057,000300
Securities gains (losses)$02,274
Applicable income taxes$13,695,000253
Income before extraordinary items$22,362,000328
Extraordinary gains, net$09
Net income$22,362,000328
Minority interest net income$071
Net income of bank and minority interests.$22,362,000328
Net charge-offs$11,172,00098
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$22,362,000326
2017-06-30 (YTD Data)Rank
Total interest income$63,195,000278
Total interest expense$8,938,000219
Net interest income$54,257,000280
Provision for loan and lease losses$9,463,000113
Total noninterest income$2,119,0001,260
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$2,119,000923
Total noninterest expense$22,114,000501
Salaries and employee benefits$13,259,000460
Premises and equipment expense$1,361,000906
Additional noninterest expense$7,494,000465
Pre-tax net operating income$24,799,000291
Securities gains (losses)$01,906
Applicable income taxes$9,406,000242
Income before extraordinary items$15,393,000322
Extraordinary gains, net$011
Net income$15,393,000322
Minority interest net income$071
Net income of bank and minority interests.$15,393,000322
Net charge-offs$7,089,000107
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$15,393,000320
2017-03-31 (YTD Data)Rank
Total interest income$31,838,000268
Total interest expense$4,468,000217
Net interest income$27,370,000278
Provision for loan and lease losses$4,879,000105
Total noninterest income$1,650,000919
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$1,650,000676
Total noninterest expense$10,596,000520
Salaries and employee benefits$6,239,000493
Premises and equipment expense$922,000693
Additional noninterest expense$3,435,000503
Pre-tax net operating income$13,545,000262
Securities gains (losses)$01,153
Applicable income taxes$5,117,000228
Income before extraordinary items$8,428,000290
Extraordinary gains, net$08
Net income$8,428,000291
Minority interest net income$055
Net income of bank and minority interests.$8,428,000291
Net charge-offs$3,811,000102
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$8,428,000284
2016-12-31 (YTD Data)Rank
Total interest income$119,499,000274
Total interest expense$16,225,000216
Net interest income$103,274,000280
Provision for loan and lease losses$19,225,000113
Total noninterest income$569,0003,898
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$569,0003,073
Total noninterest expense$38,548,000563
Salaries and employee benefits$22,703,000520
Premises and equipment expense$3,150,000792
Additional noninterest expense$12,695,000548
Pre-tax net operating income$46,070,000274
Securities gains (losses)$03,212
Applicable income taxes$17,237,000242
Income before extraordinary items$28,833,000309
Extraordinary gains, net$05
Net income$28,833,000309
Minority interest net income$082
Net income of bank and minority interests.$28,833,000309
Net charge-offs$12,366,000118
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$28,833,000299
2016-09-30 (YTD Data)Rank
Total interest income$88,351,000275
Total interest expense$11,877,000216
Net interest income$76,474,000279
Provision for loan and lease losses$11,335,000124
Total noninterest income$261,0004,554
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$261,0003,769
Total noninterest expense$29,202,000558
Salaries and employee benefits$17,793,000507
Premises and equipment expense$2,312,000812
Additional noninterest expense$9,097,000570
Pre-tax net operating income$36,198,000268
Securities gains (losses)$03,160
Applicable income taxes$13,305,000240
Income before extraordinary items$22,893,000289
Extraordinary gains, net$05
Net income$22,893,000289
Minority interest net income$071
Net income of bank and minority interests.$22,893,000289
Net charge-offs$8,227,000122
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$22,893,000284
2016-06-30 (YTD Data)Rank
Total interest income$58,424,000276
Total interest expense$7,732,000221
Net interest income$50,692,000281
Provision for loan and lease losses$6,527,000137
Total noninterest income$151,0004,739
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$151,0003,961
Total noninterest expense$18,944,000572
Salaries and employee benefits$11,833,000507
Premises and equipment expense$1,469,000850
Additional noninterest expense$5,642,000607
Pre-tax net operating income$25,372,000257
Securities gains (losses)$02,835
Applicable income taxes$9,213,000229
Income before extraordinary items$16,159,000277
Extraordinary gains, net$016
Net income$16,159,000276
Minority interest net income$071
Net income of bank and minority interests.$16,159,000276
Net charge-offs$4,951,000132
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$16,159,000274
2016-03-31 (YTD Data)Rank
Total interest income$29,474,000270
Total interest expense$3,791,000222
Net interest income$25,683,000274
Provision for loan and lease losses$3,160,000134
Total noninterest income$63,0004,918
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$63,0004,150
Total noninterest expense$9,604,000562
Salaries and employee benefits$5,890,000508
Premises and equipment expense$738,000855
Additional noninterest expense$2,976,000574
Pre-tax net operating income$12,982,000246
Securities gains (losses)$02,077
Applicable income taxes$4,525,000228
Income before extraordinary items$8,457,000265
Extraordinary gains, net$012
Net income$8,457,000265
Minority interest net income$062
Net income of bank and minority interests.$8,457,000265
Net charge-offs$2,513,000126
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$8,457,000260
2015-12-31 (YTD Data)Rank
Total interest income$100,372,000289
Total interest expense$12,210,000238
Net interest income$88,162,000296
Provision for loan and lease losses$7,918,000158
Total noninterest income$1,203,0002,785
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$1,203,0002,131
Total noninterest expense$36,472,000584
Salaries and employee benefits$24,410,000469
Premises and equipment expense$2,502,000962
Additional noninterest expense$9,560,000701
Pre-tax net operating income$44,975,000266
Securities gains (losses)$03,216
Applicable income taxes$17,317,000231
Income before extraordinary items$27,658,000299
Extraordinary gains, net$023
Net income$27,658,000299
Minority interest net income$081
Net income of bank and minority interests.$27,658,000299
Net charge-offs$6,561,000153
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$27,658,000298
2015-09-30 (YTD Data)Rank
Total interest income$72,542,000303
Total interest expense$8,739,000245
Net interest income$63,803,000309
Provision for loan and lease losses$5,706,000151
Total noninterest income$1,152,0002,474
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$1,152,0001,842
Total noninterest expense$26,116,000619
Salaries and employee benefits$17,374,000496
Premises and equipment expense$1,803,0001,016
Additional noninterest expense$6,939,000721
Pre-tax net operating income$33,133,000276
Securities gains (losses)$03,031
Applicable income taxes$12,373,000238
Income before extraordinary items$20,760,000299
Extraordinary gains, net$021
Net income$20,760,000299
Minority interest net income$078
Net income of bank and minority interests.$20,760,000299
Net charge-offs$4,622,000152
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$20,760,000297
2015-06-30 (YTD Data)Rank
Total interest income$46,869,000304
Total interest expense$5,611,000249
Net interest income$41,258,000313
Provision for loan and lease losses$3,511,000161
Total noninterest income$1,105,0002,003
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$1,105,0001,451
Total noninterest expense$16,635,000644
Salaries and employee benefits$10,848,000524
Premises and equipment expense$1,125,0001,078
Additional noninterest expense$4,662,000721
Pre-tax net operating income$22,217,000269
Securities gains (losses)$02,636
Applicable income taxes$8,388,000237
Income before extraordinary items$13,829,000304
Extraordinary gains, net$022
Net income$13,829,000304
Minority interest net income$075
Net income of bank and minority interests.$13,829,000304
Net charge-offs$3,030,000159
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$13,829,000301
2015-03-31 (YTD Data)Rank
Total interest income$23,318,000308
Total interest expense$2,730,000256
Net interest income$20,588,000313
Provision for loan and lease losses$1,699,000158
Total noninterest income$46,0005,390
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$46,0004,610
Total noninterest expense$8,146,000650
Salaries and employee benefits$5,002,000570
Premises and equipment expense$1,036,000612
Additional noninterest expense$2,108,000780
Pre-tax net operating income$10,789,000272
Securities gains (losses)$02,027
Applicable income taxes$4,033,000241
Income before extraordinary items$6,756,000304
Extraordinary gains, net$013
Net income$6,756,000303
Minority interest net income$064
Net income of bank and minority interests.$6,756,000303
Net charge-offs$1,540,000159
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$6,756,000299
2014-12-31 (YTD Data)Rank
Total interest income$77,440,000351
Total interest expense$8,340,000332
Net interest income$69,100,000356
Provision for loan and lease losses$8,130,000147
Total noninterest income$287,0005,039
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$287,0004,068
Total noninterest expense$27,599,000736
Salaries and employee benefits$17,903,000609
Premises and equipment expense$3,622,000682
Additional noninterest expense$6,074,0001,092
Pre-tax net operating income$33,658,000305
Securities gains (losses)$03,259
Applicable income taxes$13,195,000254
Income before extraordinary items$20,463,000364
Extraordinary gains, net$017
Net income$20,463,000364
Minority interest net income$084
Net income of bank and minority interests.$20,463,000364
Net charge-offs$5,337,000223
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$20,463,000355
2014-09-30 (YTD Data)Rank
Total interest income$56,257,000361
Total interest expense$5,812,000358
Net interest income$50,445,000364
Provision for loan and lease losses$5,150,000167
Total noninterest income$218,0005,078
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$218,0004,095
Total noninterest expense$20,474,000743
Salaries and employee benefits$13,321,000612
Premises and equipment expense$2,665,000688
Additional noninterest expense$4,488,0001,103
Pre-tax net operating income$25,039,000308
Securities gains (losses)$02,980
Applicable income taxes$9,372,000268
Income before extraordinary items$15,667,000354
Extraordinary gains, net$015
Net income$15,667,000354
Minority interest net income$081
Net income of bank and minority interests.$15,667,000354
Net charge-offs$3,571,000241
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$15,667,000353
2014-06-30 (YTD Data)Rank
Total interest income$36,765,000364
Total interest expense$3,708,000372
Net interest income$33,057,000367
Provision for loan and lease losses$3,081,000181
Total noninterest income$147,0005,067
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$147,0004,062
Total noninterest expense$13,390,000756
Salaries and employee benefits$8,655,000629
Premises and equipment expense$1,747,000715
Additional noninterest expense$2,988,0001,092
Pre-tax net operating income$16,733,000299
Securities gains (losses)$02,580
Applicable income taxes$6,238,000261
Income before extraordinary items$10,495,000348
Extraordinary gains, net$020
Net income$10,495,000347
Minority interest net income$080
Net income of bank and minority interests.$10,495,000348
Net charge-offs$2,297,000255
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$10,495,000341
2014-03-31 (YTD Data)Rank
Total interest income$18,187,000366
Total interest expense$1,800,000393
Net interest income$16,387,000370
Provision for loan and lease losses$1,669,000170
Total noninterest income$69,0005,120
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$69,0004,116
Total noninterest expense$6,434,000795
Salaries and employee benefits$4,093,000680
Premises and equipment expense$832,000768
Additional noninterest expense$1,509,0001,070
Pre-tax net operating income$8,353,000296
Securities gains (losses)$01,715
Applicable income taxes$3,104,000255
Income before extraordinary items$5,249,000333
Extraordinary gains, net$016
Net income$5,249,000333
Minority interest net income$066
Net income of bank and minority interests.$5,249,000333
Net charge-offs$1,230,000255
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,249,000327
2013-12-31 (YTD Data)Rank
Total interest income$61,827,000409
Total interest expense$6,189,000509
Net interest income$55,638,000404
Provision for loan and lease losses$3,629,000365
Total noninterest income$206,0005,575
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$206,0004,575
Total noninterest expense$22,557,000899
Salaries and employee benefits$14,916,000738
Premises and equipment expense$3,093,000791
Additional noninterest expense$4,548,0001,460
Pre-tax net operating income$29,658,000313
Securities gains (losses)$03,182
Applicable income taxes$11,080,000255
Income before extraordinary items$18,578,000385
Extraordinary gains, net$029
Net income$18,578,000384
Minority interest net income$090
Net income of bank and minority interests.$18,578,000385
Net charge-offs$3,777,000441
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$18,578,000377
2013-09-30 (YTD Data)Rank
Total interest income$45,382,000419
Total interest expense$4,471,000545
Net interest income$40,911,000410
Provision for loan and lease losses$2,648,000381
Total noninterest income$154,0005,666
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$154,0004,674
Total noninterest expense$16,732,000917
Salaries and employee benefits$11,193,000735
Premises and equipment expense$2,310,000798
Additional noninterest expense$3,229,0001,526
Pre-tax net operating income$21,685,000327
Securities gains (losses)$03,040
Applicable income taxes$8,076,000271
Income before extraordinary items$13,609,000390
Extraordinary gains, net$025
Net income$13,609,000392
Minority interest net income$084
Net income of bank and minority interests.$13,609,000392
Net charge-offs$2,807,000453
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,609,000386
2013-06-30 (YTD Data)Rank
Total interest income$30,499,000414
Total interest expense$2,970,000560
Net interest income$27,529,000408
Provision for loan and lease losses$1,578,000460
Total noninterest income$104,0005,684
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$104,0004,698
Total noninterest expense$10,832,000936
Salaries and employee benefits$7,234,000753
Premises and equipment expense$1,551,000793
Additional noninterest expense$2,047,0001,583
Pre-tax net operating income$15,223,000315
Securities gains (losses)$02,791
Applicable income taxes$5,669,000263
Income before extraordinary items$9,554,000364
Extraordinary gains, net$022
Net income$9,554,000366
Minority interest net income$082
Net income of bank and minority interests.$9,554,000366
Net charge-offs$1,924,000471
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$9,554,000355
2013-03-31 (YTD Data)Rank
Total interest income$14,947,000425
Total interest expense$1,486,000591
Net interest income$13,461,000416
Provision for loan and lease losses$685,000546
Total noninterest income$50,0005,730
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$50,0004,707
Total noninterest expense$5,176,000986
Salaries and employee benefits$3,447,000794
Premises and equipment expense$744,000844
Additional noninterest expense$985,0001,631
Pre-tax net operating income$7,650,000313
Securities gains (losses)$01,966
Applicable income taxes$2,827,000266
Income before extraordinary items$4,823,000360
Extraordinary gains, net$010
Net income$4,823,000361
Minority interest net income$076
Net income of bank and minority interests.$4,823,000361
Net charge-offs$950,000492
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,823,000350
2012-12-31 (YTD Data)Rank
Total interest income$54,576,000479
Total interest expense$6,131,000707
Net interest income$48,445,000464
Provision for loan and lease losses$4,244,000584
Total noninterest income$215,0005,607
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$215,0004,506
Total noninterest expense$19,721,0001,012
Salaries and employee benefits$13,115,000799
Premises and equipment expense$2,562,000932
Additional noninterest expense$4,044,0001,663
Pre-tax net operating income$24,695,000366
Securities gains (losses)$03,810
Applicable income taxes$9,350,000290
Income before extraordinary items$15,345,000439
Extraordinary gains, net$029
Net income$15,345,000438
Minority interest net income$093
Net income of bank and minority interests.$15,345,000438
Net charge-offs$4,239,000654
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$15,345,000428
2012-09-30 (YTD Data)Rank
Total interest income$39,836,000496
Total interest expense$4,561,000752
Net interest income$35,275,000477
Provision for loan and lease losses$2,575,000699
Total noninterest income$170,0005,619
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$170,0004,470
Total noninterest expense$14,597,0001,023
Salaries and employee benefits$9,779,000800
Premises and equipment expense$1,871,000961
Additional noninterest expense$2,947,0001,701
Pre-tax net operating income$18,273,000374
Securities gains (losses)$03,575
Applicable income taxes$6,759,000306
Income before extraordinary items$11,514,000448
Extraordinary gains, net$020
Net income$11,514,000447
Minority interest net income$086
Net income of bank and minority interests.$11,514,000447
Net charge-offs$3,039,000669
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,514,000434
2012-06-30 (YTD Data)Rank
Total interest income$25,982,000512
Total interest expense$3,024,000794
Net interest income$22,958,000497
Provision for loan and lease losses$1,792,000703
Total noninterest income$121,0005,574
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$121,0004,386
Total noninterest expense$9,072,0001,098
Salaries and employee benefits$6,251,000838
Premises and equipment expense$1,200,000993
Additional noninterest expense$1,621,0002,012
Pre-tax net operating income$12,215,000360
Securities gains (losses)$03,178
Applicable income taxes$4,538,000299
Income before extraordinary items$7,677,000429
Extraordinary gains, net$019
Net income$7,677,000428
Minority interest net income$084
Net income of bank and minority interests.$7,677,000428
Net charge-offs$2,108,000662
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,677,000413
2012-03-31 (YTD Data)Rank
Total interest income$13,014,000516
Total interest expense$1,522,000822
Net interest income$11,492,000496
Provision for loan and lease losses$745,000792
Total noninterest income$63,0005,584
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$63,0004,373
Total noninterest expense$4,525,0001,103
Salaries and employee benefits$3,073,000843
Premises and equipment expense$612,000982
Additional noninterest expense$840,0001,953
Pre-tax net operating income$6,285,000347
Securities gains (losses)$02,210
Applicable income taxes$2,319,000290
Income before extraordinary items$3,966,000421
Extraordinary gains, net$019
Net income$3,966,000422
Minority interest net income$078
Net income of bank and minority interests.$3,966,000422
Net charge-offs$993,000671
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,966,000399
2011-12-31 (YTD Data)Rank
Total interest income$43,632,000627
Total interest expense$6,299,000969
Net interest income$37,333,000583
Provision for loan and lease losses$4,199,000915
Total noninterest income$336,0005,030
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$336,0003,694
Total noninterest expense$16,791,0001,172
Salaries and employee benefits$11,540,000853
Premises and equipment expense$1,922,0001,299
Additional noninterest expense$3,329,0002,011
Pre-tax net operating income$16,679,000422
Securities gains (losses)$03,838
Applicable income taxes$6,288,000354
Income before extraordinary items$10,391,000515
Extraordinary gains, net$029
Net income$10,391,000515
Minority interest net income$096
Net income of bank and minority interests.$10,391,000516
Net charge-offs$3,960,000979
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,391,000507
2011-09-30 (YTD Data)Rank
Total interest income$31,728,000668
Total interest expense$4,724,0001,010
Net interest income$27,004,000596
Provision for loan and lease losses$3,272,000869
Total noninterest income$275,0004,972
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$275,0003,592
Total noninterest expense$12,050,0001,225
Salaries and employee benefits$8,343,000882
Premises and equipment expense$1,369,0001,372
Additional noninterest expense$2,338,0002,146
Pre-tax net operating income$11,957,000444
Securities gains (losses)$03,555
Applicable income taxes$4,464,000368
Income before extraordinary items$7,493,000547
Extraordinary gains, net$021
Net income$7,493,000546
Minority interest net income$087
Net income of bank and minority interests.$7,493,000547
Net charge-offs$3,089,000933
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,493,000534
2011-06-30 (YTD Data)Rank
Total interest income$21,200,000675
Total interest expense$3,142,0001,049
Net interest income$18,058,000603
Provision for loan and lease losses$1,959,000924
Total noninterest income$212,0004,772
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$212,0003,401
Total noninterest expense$8,132,0001,230
Salaries and employee benefits$5,733,000871
Premises and equipment expense$837,0001,504
Additional noninterest expense$1,562,0002,175
Pre-tax net operating income$8,179,000435
Securities gains (losses)$02,914
Applicable income taxes$3,068,000355
Income before extraordinary items$5,111,000526
Extraordinary gains, net$015
Net income$5,111,000525
Minority interest net income$089
Net income of bank and minority interests.$5,111,000526
Net charge-offs$2,058,000910
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,111,000513
2011-03-31 (YTD Data)Rank
Total interest income$11,109,000651
Total interest expense$1,575,0001,083
Net interest income$9,534,000573
Provision for loan and lease losses$1,005,000846
Total noninterest income$110,0004,753
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$110,0003,402
Total noninterest expense$3,899,0001,284
Salaries and employee benefits$2,707,000929
Premises and equipment expense$302,0002,123
Additional noninterest expense$890,0001,898
Pre-tax net operating income$4,740,000383
Securities gains (losses)$01,772
Applicable income taxes$1,770,000306
Income before extraordinary items$2,970,000449
Extraordinary gains, net$09
Net income$2,970,000449
Minority interest net income$086
Net income of bank and minority interests.$2,970,000449
Net charge-offs$1,137,000787
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,970,000434
2010-12-31 (YTD Data)Rank
Total interest income$36,101,000831
Total interest expense$6,126,0001,356
Net interest income$29,975,000732
Provision for loan and lease losses$3,560,0001,439
Total noninterest income$113,0006,582
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$113,0005,298
Total noninterest expense$12,538,0001,581
Salaries and employee benefits$8,715,0001,132
Premises and equipment expense$1,295,0001,964
Additional noninterest expense$2,528,0002,664
Pre-tax net operating income$13,990,000406
Securities gains (losses)$03,793
Applicable income taxes$5,146,000352
Income before extraordinary items$8,844,000515
Extraordinary gains, net$029
Net income$8,844,000515
Minority interest net income$0111
Net income of bank and minority interests.$8,844,000517
Net charge-offs$4,557,0001,099
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,844,000485
2010-09-30 (YTD Data)Rank
Total interest income$26,295,000876
Total interest expense$4,568,0001,422
Net interest income$21,727,000758
Provision for loan and lease losses$3,168,0001,218
Total noninterest income$52,0007,058
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$52,0005,943
Total noninterest expense$8,777,0001,683
Salaries and employee benefits$6,117,0001,199
Premises and equipment expense$321,0004,665
Additional noninterest expense$2,339,0002,196
Pre-tax net operating income$9,834,000431
Securities gains (losses)$03,651
Applicable income taxes$3,551,000376
Income before extraordinary items$6,283,000547
Extraordinary gains, net$023
Net income$6,283,000547
Minority interest net income$0110
Net income of bank and minority interests.$6,283,000549
Net charge-offs$3,555,000996
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,283,000520
2010-06-30 (YTD Data)Rank
Total interest income$16,685,000936
Total interest expense$3,006,0001,489
Net interest income$13,679,000808
Provision for loan and lease losses$2,441,0001,096
Total noninterest income$34,0007,126
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$34,0006,017
Total noninterest expense$5,456,0001,805
Salaries and employee benefits$3,758,0001,312
Premises and equipment expense$207,0004,773
Additional noninterest expense$1,491,0002,270
Pre-tax net operating income$5,816,000473
Securities gains (losses)$03,184
Applicable income taxes$2,106,000389
Income before extraordinary items$3,710,000602
Extraordinary gains, net$019
Net income$3,710,000602
Minority interest net income$0105
Net income of bank and minority interests.$3,710,000603
Net charge-offs$2,540,000943
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,710,000578
2010-03-31 (YTD Data)Rank
Total interest income$8,318,000961
Total interest expense$1,471,0001,602
Net interest income$6,847,000803
Provision for loan and lease losses$674,0001,522
Total noninterest income$18,0007,169
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$18,0006,058
Total noninterest expense$2,640,0001,887
Salaries and employee benefits$1,816,0001,383
Premises and equipment expense$100,0004,948
Additional noninterest expense$724,0002,327
Pre-tax net operating income$3,551,000379
Securities gains (losses)$02,284
Applicable income taxes$1,259,000322
Income before extraordinary items$2,292,000474
Extraordinary gains, net$016
Net income$2,292,000475
Minority interest net income$091
Net income of bank and minority interests.$2,292,000476
Net charge-offs$1,126,000958
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,292,000464
2009-12-31 (YTD Data)Rank
Total interest income$25,074,0001,365
Total interest expense$6,385,0001,825
Net interest income$18,689,0001,193
Provision for loan and lease losses$6,657,0001,163
Total noninterest income$130,0006,733
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$130,0005,304
Total noninterest expense$8,598,0002,300
Salaries and employee benefits$5,694,0001,742
Premises and equipment expense$386,0005,079
Additional noninterest expense$2,518,0002,721
Pre-tax net operating income$3,564,0001,146
Securities gains (losses)$03,754
Applicable income taxes$1,347,000766
Income before extraordinary items$2,217,0001,508
Extraordinary gains, net$034
Net income$2,217,0001,505
Minority interest net income$0115
Net income of bank and minority interests.$2,217,0001,507
Net charge-offs$4,482,0001,245
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,217,0001,474
2009-09-30 (YTD Data)Rank
Total interest income$17,816,0001,474
Total interest expense$4,913,0001,856
Net interest income$12,903,0001,292
Provision for loan and lease losses$5,687,000960
Total noninterest income$103,0006,801
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$103,0005,351
Total noninterest expense$6,178,0002,399
Salaries and employee benefits$3,997,0001,877
Premises and equipment expense$289,0005,133
Additional noninterest expense$1,892,0002,687
Pre-tax net operating income$1,141,0002,506
Securities gains (losses)$03,497
Applicable income taxes$398,0001,633
Income before extraordinary items$743,0003,006
Extraordinary gains, net$027
Net income$743,0003,004
Minority interest net income$0118
Net income of bank and minority interests.$743,0003,007
Net charge-offs$3,353,0001,105
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$743,0002,924
2009-06-30 (YTD Data)Rank
Total interest income$11,296,0001,574
Total interest expense$3,405,0001,879
Net interest income$7,891,0001,407
Provision for loan and lease losses$3,450,000995
Total noninterest income$70,0006,832
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$70,0005,361
Total noninterest expense$4,112,0002,431
Salaries and employee benefits$2,667,0001,895
Premises and equipment expense$192,0005,183
Additional noninterest expense$1,253,0002,720
Pre-tax net operating income$399,0003,690
Securities gains (losses)$03,136
Applicable income taxes$128,0002,423
Income before extraordinary items$271,0004,123
Extraordinary gains, net$021
Net income$271,0004,123
Minority interest net income$0112
Net income of bank and minority interests.$271,0004,123
Net charge-offs$2,063,0001,102
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$271,0004,012
2009-03-31 (YTD Data)Rank
Total interest income$5,671,0001,596
Total interest expense$1,800,0001,850
Net interest income$3,871,0001,435
Provision for loan and lease losses$1,467,000938
Total noninterest income$33,0006,915
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$33,0005,480
Total noninterest expense$1,997,0002,430
Salaries and employee benefits$1,358,0001,894
Premises and equipment expense$95,0005,244
Additional noninterest expense$544,0002,805
Pre-tax net operating income$440,0002,618
Securities gains (losses)$02,434
Applicable income taxes$124,0001,969
Income before extraordinary items$316,0003,022
Extraordinary gains, net$015
Net income$316,0003,023
Minority interest net income$0102
Net income of bank and minority interests.$316,0003,023
Net charge-offs$954,000975
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$316,0002,876
2008-12-31 (YTD Data)Rank
Total interest income$20,328,0001,884
Total interest expense$7,735,0002,029
Net interest income$12,593,0001,769
Provision for loan and lease losses$4,018,0001,174
Total noninterest income$121,0007,108
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$121,0005,664
Total noninterest expense$7,196,0002,622
Salaries and employee benefits$4,603,0002,207
Premises and equipment expense$373,0005,279
Additional noninterest expense$2,220,0002,592
Pre-tax net operating income$1,500,0003,037
Securities gains (losses)$03,220
Applicable income taxes$611,0001,647
Income before extraordinary items$889,0003,516
Extraordinary gains, net$039
Net income$889,0003,516
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,466,0001,138
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$889,0003,657
2008-09-30 (YTD Data)Rank
Total interest income$14,874,0001,968
Total interest expense$5,754,0002,114
Net interest income$9,120,0001,853
Provision for loan and lease losses$2,406,0001,046
Total noninterest income$86,0007,263
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$86,0005,854
Total noninterest expense$5,295,0002,654
Salaries and employee benefits$3,409,0002,260
Premises and equipment expense$296,0005,143
Additional noninterest expense$1,590,0002,637
Pre-tax net operating income$1,505,0002,840
Securities gains (losses)$03,106
Applicable income taxes$584,0001,715
Income before extraordinary items$921,0003,264
Extraordinary gains, net$031
Net income$921,0003,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,647,000957
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$921,0003,403
2008-06-30 (YTD Data)Rank
Total interest income$9,826,0002,014
Total interest expense$3,859,0002,179
Net interest income$5,967,0001,880
Provision for loan and lease losses$1,196,0001,103
Total noninterest income$51,0007,473
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$51,0006,108
Total noninterest expense$3,684,0002,562
Salaries and employee benefits$2,446,0002,116
Premises and equipment expense$189,0005,302
Additional noninterest expense$1,049,0002,631
Pre-tax net operating income$1,138,0002,693
Securities gains (losses)$03,233
Applicable income taxes$456,0001,708
Income before extraordinary items$682,0003,368
Extraordinary gains, net$021
Net income$682,0003,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$975,000876
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$682,0003,316
2008-03-31 (YTD Data)Rank
Total interest income$4,908,0002,077
Total interest expense$1,971,0002,265
Net interest income$2,937,0001,899
Provision for loan and lease losses$748,000765
Total noninterest income$22,0007,623
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$22,0006,334
Total noninterest expense$1,774,0002,653
Salaries and employee benefits$1,184,0002,223
Premises and equipment expense$87,0005,531
Additional noninterest expense$503,0002,713
Pre-tax net operating income$437,0003,342
Securities gains (losses)$02,688
Applicable income taxes$154,0002,289
Income before extraordinary items$283,0003,933
Extraordinary gains, net$015
Net income$283,0003,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$454,000759
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$283,0003,849
2007-12-31 (YTD Data)Rank
Total interest income$16,639,0002,454
Total interest expense$6,890,0002,668
Net interest income$9,749,0002,297
Provision for loan and lease losses$2,353,000735
Total noninterest income$89,0007,679
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$89,0006,391
Total noninterest expense$5,955,0002,982
Salaries and employee benefits$3,914,0002,537
Premises and equipment expense$389,0005,112
Additional noninterest expense$1,652,0003,154
Pre-tax net operating income$1,530,0003,873
Securities gains (losses)$02,146
Applicable income taxes$587,0002,535
Income before extraordinary items$943,0004,443
Extraordinary gains, net$039
Net income$943,0004,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,342,000817
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$943,0004,436
2007-09-30 (YTD Data)Rank
Total interest income$12,325,0002,491
Total interest expense$4,959,0002,756
Net interest income$7,366,0002,288
Provision for loan and lease losses$1,067,000853
Total noninterest income$62,0007,787
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$62,0006,500
Total noninterest expense$4,562,0002,915
Salaries and employee benefits$3,017,0002,484
Premises and equipment expense$352,0004,530
Additional noninterest expense$1,193,0003,212
Pre-tax net operating income$1,799,0003,062
Securities gains (losses)$01,655
Applicable income taxes$632,0002,213
Income before extraordinary items$1,167,0003,535
Extraordinary gains, net$033
Net income$1,167,0003,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$766,000784
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,167,0003,519
2007-06-30 (YTD Data)Rank
Total interest income$8,163,0002,521
Total interest expense$3,214,0002,820
Net interest income$4,949,0002,303
Provision for loan and lease losses$681,000795
Total noninterest income$41,0007,837
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$41,0006,570
Total noninterest expense$3,102,0002,888
Salaries and employee benefits$2,095,0002,435
Premises and equipment expense$222,0004,713
Additional noninterest expense$785,0003,247
Pre-tax net operating income$1,207,0003,101
Securities gains (losses)$01,444
Applicable income taxes$424,0002,303
Income before extraordinary items$783,0003,563
Extraordinary gains, net$029
Net income$783,0003,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$491,000718
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$783,0003,541
2007-03-31 (YTD Data)Rank
Total interest income$4,122,0002,498
Total interest expense$1,603,0002,819
Net interest income$2,519,0002,281
Provision for loan and lease losses$388,000642
Total noninterest income$19,0007,910
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$19,0006,688
Total noninterest expense$1,594,0002,822
Salaries and employee benefits$1,109,0002,317
Premises and equipment expense$101,0005,017
Additional noninterest expense$384,0003,279
Pre-tax net operating income$556,0003,284
Securities gains (losses)$01,187
Applicable income taxes$195,0002,431
Income before extraordinary items$361,0003,742
Extraordinary gains, net$022
Net income$361,0003,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$276,000613
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$361,0003,723
2006-12-31 (YTD Data)Rank
Total interest income$12,576,0002,965
Total interest expense$4,589,0003,256
Net interest income$7,987,0002,757
Provision for loan and lease losses$640,0001,523
Total noninterest income$65,0008,083
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$65,0006,959
Total noninterest expense$5,970,0002,881
Salaries and employee benefits$3,853,0002,523
Premises and equipment expense$541,0004,048
Additional noninterest expense$1,576,0003,161
Pre-tax net operating income$1,442,0004,378
Securities gains (losses)$01,687
Applicable income taxes$566,0002,967
Income before extraordinary items$876,0005,007
Extraordinary gains, net$051
Net income$876,0005,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$625,000984
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$876,0005,000
2006-09-30 (YTD Data)Rank
Total interest income$8,757,0003,139
Total interest expense$3,084,0003,437
Net interest income$5,673,0002,928
Provision for loan and lease losses$364,0001,840
Total noninterest income$48,0008,179
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$48,0006,985
Total noninterest expense$4,450,0002,890
Salaries and employee benefits$2,885,0002,522
Premises and equipment expense$204,0006,013
Additional noninterest expense$1,361,0002,783
Pre-tax net operating income$907,0004,940
Securities gains (losses)$01,388
Applicable income taxes$320,0003,493
Income before extraordinary items$587,0005,411
Extraordinary gains, net$045
Net income$587,0005,414
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$378,000989
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$587,0005,404
2006-06-30 (YTD Data)Rank
Total interest income$5,383,0003,304
Total interest expense$1,776,0003,685
Net interest income$3,607,0003,062
Provision for loan and lease losses$176,0002,346
Total noninterest income$30,0008,281
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$30,0007,109
Total noninterest expense$2,744,0003,095
Salaries and employee benefits$1,826,0002,648
Premises and equipment expense$137,0006,003
Additional noninterest expense$781,0003,203
Pre-tax net operating income$717,0004,576
Securities gains (losses)$01,185
Applicable income taxes$252,0003,295
Income before extraordinary items$465,0005,064
Extraordinary gains, net$039
Net income$465,0005,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,0001,002
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$465,0005,049
2006-03-31 (YTD Data)Rank
Total interest income$2,534,0003,409
Total interest expense$802,0003,815
Net interest income$1,732,0003,159
Provision for loan and lease losses$88,0002,247
Total noninterest income$15,0008,268
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$15,0007,090
Total noninterest expense$1,350,0003,158
Salaries and employee benefits$912,0002,654
Premises and equipment expense$66,0006,124
Additional noninterest expense$372,0003,316
Pre-tax net operating income$309,0004,895
Securities gains (losses)$0955
Applicable income taxes$111,0003,459
Income before extraordinary items$198,0005,374
Extraordinary gains, net$021
Net income$198,0005,373
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,000811
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$198,0005,379
2005-12-31 (YTD Data)Rank
Total interest income$7,264,0004,032
Total interest expense$1,981,0004,459
Net interest income$5,283,0003,802
Provision for loan and lease losses$512,0001,863
Total noninterest income$43,0008,469
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$43,0007,546
Total noninterest expense$4,436,0003,578
Salaries and employee benefits$2,761,0003,194
Premises and equipment expense$253,0006,180
Additional noninterest expense$1,422,0003,366
Pre-tax net operating income$378,0007,129
Securities gains (losses)$02,296
Applicable income taxes$134,0005,116
Income before extraordinary items$244,0007,401
Extraordinary gains, net$046
Net income$244,0007,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0001,017
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$244,0007,375
2005-09-30 (YTD Data)Rank
Total interest income$5,047,0004,211
Total interest expense$1,325,0004,656
Net interest income$3,722,0003,967
Provision for loan and lease losses$376,0001,803
Total noninterest income$31,0008,525
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$31,0007,617
Total noninterest expense$3,307,0003,566
Salaries and employee benefits$2,071,0003,172
Premises and equipment expense$187,0006,196
Additional noninterest expense$1,049,0003,382
Pre-tax net operating income$70,0008,117
Securities gains (losses)$02,317
Applicable income taxes$26,0006,161
Income before extraordinary items$44,0008,206
Extraordinary gains, net$035
Net income$44,0008,203
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$363,0001,091
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$44,0008,174
2005-06-30 (YTD Data)Rank
Total interest income$3,218,0004,280
Total interest expense$831,0004,679
Net interest income$2,387,0004,065
Provision for loan and lease losses$225,0001,956
Total noninterest income$22,0008,519
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$22,0007,544
Total noninterest expense$2,278,0003,439
Salaries and employee benefits$1,454,0003,009
Premises and equipment expense$124,0006,206
Additional noninterest expense$700,0003,365
Pre-tax net operating income$-94,0008,476
Securities gains (losses)$02,146
Applicable income taxes$-31,0008,682
Income before extraordinary items$-63,0008,481
Extraordinary gains, net$030
Net income$-63,0008,481
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0001,135
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-63,0008,453
2005-03-31 (YTD Data)Rank
Total interest income$1,561,0004,355
Total interest expense$404,0004,644
Net interest income$1,157,0004,186
Provision for loan and lease losses$143,0001,532
Total noninterest income$10,0008,609
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$10,0007,741
Total noninterest expense$1,166,0003,391
Salaries and employee benefits$763,0002,883
Premises and equipment expense$60,0006,332
Additional noninterest expense$343,0003,422
Pre-tax net operating income$-142,0008,687
Securities gains (losses)$01,685
Applicable income taxes$-48,0008,795
Income before extraordinary items$-94,0008,660
Extraordinary gains, net$024
Net income$-94,0008,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,000984
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-94,0008,637
2004-12-31 (YTD Data)Rank
Total interest income$4,661,0005,069
Total interest expense$914,0005,910
Net interest income$3,747,0004,695
Provision for loan and lease losses$940,0001,107
Total noninterest income$46,0008,616
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$46,0007,502
Total noninterest expense$4,276,0003,549
Salaries and employee benefits$2,698,0003,146
Premises and equipment expense$193,0006,844
Additional noninterest expense$1,385,0003,333
Pre-tax net operating income$-1,423,0008,860
Securities gains (losses)$03,819
Applicable income taxes$-530,0008,904
Income before extraordinary items$-893,0008,815
Extraordinary gains, net$034
Net income$-893,0008,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,0001,290
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-893,0008,794
2004-09-30 (YTD Data)Rank
Total interest income$3,134,0005,397
Total interest expense$561,0006,407
Net interest income$2,573,0004,959
Provision for loan and lease losses$501,0001,447
Total noninterest income$36,0008,652
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$36,0007,481
Total noninterest expense$3,127,0003,582
Salaries and employee benefits$1,954,0003,205
Premises and equipment expense$126,0007,104
Additional noninterest expense$1,047,0003,288
Pre-tax net operating income$-1,019,0008,900
Securities gains (losses)$03,710
Applicable income taxes$-358,0008,962
Income before extraordinary items$-661,0008,861
Extraordinary gains, net$026
Net income$-661,0008,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,0001,444
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$-661,0008,839
2004-06-30 (YTD Data)Rank
Total interest income$1,673,0006,131
Total interest expense$257,0007,334
Net interest income$1,416,0005,587
Provision for loan and lease losses$176,0002,457
Total noninterest income$17,0008,802
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$07,979
Trading account gains and fees$0130
Additional Noninterest Income$17,0007,905
Total noninterest expense$1,976,0003,771
Salaries and employee benefits$1,206,0003,427
Premises and equipment expense$131,0006,070
Additional noninterest expense$639,0003,555
Pre-tax net operating income$-719,0008,966
Securities gains (losses)$03,413
Applicable income taxes$-252,0009,010
Income before extraordinary items$-467,0008,921
Extraordinary gains, net$021
Net income$-467,0008,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0001,681
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$-467,0008,900
2004-03-31 (YTD Data)Rank
Total interest income$761,0006,439
Total interest expense$100,0007,846
Net interest income$661,0005,819
Provision for loan and lease losses$52,0003,247
Total noninterest income$7,0008,881
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,976
Trading account gains and fees$0121
Additional Noninterest Income$7,0008,076
Total noninterest expense$914,0004,039
Salaries and employee benefits$575,0003,595
Premises and equipment expense$42,0007,151
Additional noninterest expense$297,0003,771
Pre-tax net operating income$-298,0008,962
Securities gains (losses)$02,934
Applicable income taxes$-104,0009,037
Income before extraordinary items$-194,0008,938
Extraordinary gains, net$016
Net income$-194,0008,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,497
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-194,0008,907
2003-12-31 (YTD Data)Rank
Total interest income$2,245,0007,320
Total interest expense$229,0008,665
Net interest income$2,016,0006,573
Provision for loan and lease losses$443,0002,396
Total noninterest income$51,0008,796
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$08,063
Trading account gains and fees$0160
Additional Noninterest Income$51,0007,539
Total noninterest expense$3,582,0004,031
Salaries and employee benefits$2,156,0003,685
Premises and equipment expense$152,0007,371
Additional noninterest expense$1,274,0003,557
Pre-tax net operating income$-1,958,0009,074
Securities gains (losses)$04,500
Applicable income taxes$-679,0009,110
Income before extraordinary items$-1,279,0009,070
Extraordinary gains, net$054
Net income$-1,279,0009,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$282,0002,336
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-1,279,0009,028
2003-09-30 (YTD Data)Rank
Total interest income$1,535,0007,574
Total interest expense$147,0008,857
Net interest income$1,388,0006,859
Provision for loan and lease losses$393,0002,056
Total noninterest income$44,0008,789
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$08,111
Trading account gains and fees$0153
Additional Noninterest Income$44,0007,400
Total noninterest expense$2,518,0004,241
Salaries and employee benefits$1,493,0003,933
Premises and equipment expense$109,0007,481
Additional noninterest expense$916,0003,663
Pre-tax net operating income$-1,479,0009,129
Securities gains (losses)$04,204
Applicable income taxes$-514,0009,172
Income before extraordinary items$-965,0009,122
Extraordinary gains, net$040
Net income$-965,0009,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0002,327
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-965,0009,082
2003-06-30 (YTD Data)Rank
Total interest income$954,0007,803
Total interest expense$86,0008,962
Net interest income$868,0007,061
Provision for loan and lease losses$298,0001,882
Total noninterest income$40,0008,577
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$08,133
Trading account gains and fees$0150
Additional Noninterest Income$40,0006,937
Total noninterest expense$1,655,0004,290
Salaries and employee benefits$963,0004,037
Premises and equipment expense$107,0006,600
Additional noninterest expense$585,0003,773
Pre-tax net operating income$-1,045,0009,163
Securities gains (losses)$03,782
Applicable income taxes$-362,0009,207
Income before extraordinary items$-683,0009,171
Extraordinary gains, net$030
Net income$-683,0009,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,149
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-683,0009,121
2003-03-31 (YTD Data)Rank
Total interest income$436,0008,025
Total interest expense$39,0009,060
Net interest income$397,0007,312
Provision for loan and lease losses$140,0001,874
Total noninterest income$30,0008,154
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$08,142
Trading account gains and fees$0134
Additional Noninterest Income$30,0006,231
Total noninterest expense$801,0004,366
Salaries and employee benefits$463,0004,138
Premises and equipment expense$30,0007,859
Additional noninterest expense$308,0003,586
Pre-tax net operating income$-514,0009,199
Securities gains (losses)$02,891
Applicable income taxes$-177,0009,249
Income before extraordinary items$-337,0009,200
Extraordinary gains, net$021
Net income$-337,0009,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0001,904
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-337,0009,148
2002-12-31 (YTD Data)Rank
Total interest income$746,0009,031
Total interest expense$26,0009,270
Net interest income$720,0008,709
Provision for loan and lease losses$189,0004,484
Total noninterest income$1,0009,283
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$08,205
Trading account gains and fees$0153
Additional Noninterest Income$1,0009,177
Total noninterest expense$1,811,0006,236
Salaries and employee benefits$969,0006,255
Premises and equipment expense$69,0008,615
Additional noninterest expense$773,0005,056
Pre-tax net operating income$-1,279,0009,177
Securities gains (losses)$04,537
Applicable income taxes$-449,0009,234
Income before extraordinary items$-830,0009,144
Extraordinary gains, net$070
Net income$-830,0009,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0005,060
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-830,0009,106

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.