Home > Elmira Savings Bank > Income and Expense
Elmira Savings Bank, Income and Expense
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 1,568 |
| Total interest expense | $390,000 | 1,332 |
| Net interest income | $4,122,000 | 1,565 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $892,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $187,000 | 1,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $705,000 | 1,372 |
| Total noninterest expense | $3,528,000 | 1,526 |
| Salaries and employee benefits | $1,760,000 | 1,725 |
| Premises and equipment expense | $802,000 | 807 |
| Additional noninterest expense | $966,000 | 1,615 |
| Pre-tax net operating income | $1,486,000 | 1,650 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $318,000 | 1,261 |
| Income before extraordinary items | $1,168,000 | 1,727 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,168,000 | 1,728 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,168,000 | 1,727 |
| Net charge-offs | $51,000 | 670 |
| Cash dividends | $534,000 | 1,122 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 234 |
| Net operating income | $1,168,000 | 1,747 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,591,000 | 1,446 |
| Total interest expense | $2,585,000 | 1,048 |
| Net interest income | $18,006,000 | 1,492 |
| Provision for loan and lease losses | $150,000 | 1,910 |
| Total noninterest income | $6,019,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $735,000 | 1,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,284,000 | 1,032 |
| Total noninterest expense | $17,128,000 | 1,317 |
| Salaries and employee benefits | $9,109,000 | 1,399 |
| Premises and equipment expense | $3,209,000 | 809 |
| Additional noninterest expense | $4,810,000 | 1,378 |
| Pre-tax net operating income | $6,747,000 | 1,685 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,528,000 | 1,298 |
| Income before extraordinary items | $5,219,000 | 1,835 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,219,000 | 1,835 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,219,000 | 1,836 |
| Net charge-offs | $285,000 | 861 |
| Cash dividends | $2,127,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 410 |
| Net operating income | $5,219,000 | 1,794 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,727,000 | 1,445 |
| Total interest expense | $2,158,000 | 998 |
| Net interest income | $13,569,000 | 1,510 |
| Provision for loan and lease losses | $150,000 | 1,662 |
| Total noninterest income | $4,862,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $536,000 | 1,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,326,000 | 989 |
| Total noninterest expense | $12,937,000 | 1,312 |
| Salaries and employee benefits | $6,687,000 | 1,428 |
| Premises and equipment expense | $2,385,000 | 837 |
| Additional noninterest expense | $3,865,000 | 1,292 |
| Pre-tax net operating income | $5,344,000 | 1,677 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,227,000 | 1,305 |
| Income before extraordinary items | $4,117,000 | 1,837 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,117,000 | 1,836 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,117,000 | 1,837 |
| Net charge-offs | $278,000 | 672 |
| Cash dividends | $1,595,000 | 1,334 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 379 |
| Net operating income | $4,117,000 | 1,808 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,482,000 | 1,451 |
| Total interest expense | $1,621,000 | 924 |
| Net interest income | $8,861,000 | 1,513 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $3,295,000 | 1,120 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $347,000 | 1,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,948,000 | 987 |
| Total noninterest expense | $8,627,000 | 1,302 |
| Salaries and employee benefits | $4,459,000 | 1,420 |
| Premises and equipment expense | $1,829,000 | 732 |
| Additional noninterest expense | $2,339,000 | 1,397 |
| Pre-tax net operating income | $3,379,000 | 1,711 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $773,000 | 1,346 |
| Income before extraordinary items | $2,606,000 | 1,881 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,606,000 | 1,880 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,606,000 | 1,881 |
| Net charge-offs | $114,000 | 858 |
| Cash dividends | $1,063,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 350 |
| Net operating income | $2,606,000 | 1,844 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,424,000 | 1,395 |
| Total interest expense | $903,000 | 884 |
| Net interest income | $4,521,000 | 1,485 |
| Provision for loan and lease losses | $150,000 | 937 |
| Total noninterest income | $1,928,000 | 1,026 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $171,000 | 1,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,757,000 | 886 |
| Total noninterest expense | $4,703,000 | 1,196 |
| Salaries and employee benefits | $2,307,000 | 1,380 |
| Premises and equipment expense | $1,068,000 | 642 |
| Additional noninterest expense | $1,328,000 | 1,230 |
| Pre-tax net operating income | $1,596,000 | 1,806 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $392,000 | 1,327 |
| Income before extraordinary items | $1,204,000 | 1,985 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,204,000 | 1,985 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,204,000 | 1,985 |
| Net charge-offs | $40,000 | 910 |
| Cash dividends | $531,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 337 |
| Net operating income | $1,204,000 | 1,952 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $22,480,000 | 1,343 |
| Total interest expense | $5,900,000 | 814 |
| Net interest income | $16,580,000 | 1,514 |
| Provision for loan and lease losses | $1,450,000 | 1,275 |
| Total noninterest income | $7,111,000 | 1,013 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $730,000 | 1,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,381,000 | 868 |
| Total noninterest expense | $16,989,000 | 1,264 |
| Salaries and employee benefits | $8,965,000 | 1,373 |
| Premises and equipment expense | $3,283,000 | 789 |
| Additional noninterest expense | $4,741,000 | 1,343 |
| Pre-tax net operating income | $5,252,000 | 1,728 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,093,000 | 1,363 |
| Income before extraordinary items | $4,159,000 | 1,867 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,159,000 | 1,866 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,159,000 | 1,867 |
| Net charge-offs | $271,000 | 1,346 |
| Cash dividends | $2,394,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 338 |
| Net operating income | $4,159,000 | 1,826 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $16,992,000 | 1,341 |
| Total interest expense | $4,722,000 | 816 |
| Net interest income | $12,270,000 | 1,525 |
| Provision for loan and lease losses | $1,075,000 | 1,294 |
| Total noninterest income | $4,979,000 | 1,027 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $546,000 | 1,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,433,000 | 880 |
| Total noninterest expense | $12,585,000 | 1,259 |
| Salaries and employee benefits | $6,450,000 | 1,401 |
| Premises and equipment expense | $2,410,000 | 792 |
| Additional noninterest expense | $3,725,000 | 1,261 |
| Pre-tax net operating income | $3,589,000 | 1,820 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $714,000 | 1,440 |
| Income before extraordinary items | $2,875,000 | 1,953 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,875,000 | 1,952 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,875,000 | 1,953 |
| Net charge-offs | $233,000 | 1,173 |
| Cash dividends | $1,866,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $215,000 | 311 |
| Net operating income | $2,875,000 | 1,902 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,616,000 | 1,325 |
| Total interest expense | $3,198,000 | 867 |
| Net interest income | $8,418,000 | 1,483 |
| Provision for loan and lease losses | $625,000 | 1,416 |
| Total noninterest income | $2,888,000 | 1,066 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $369,000 | 1,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,519,000 | 918 |
| Total noninterest expense | $8,267,000 | 1,266 |
| Salaries and employee benefits | $4,214,000 | 1,422 |
| Premises and equipment expense | $1,613,000 | 791 |
| Additional noninterest expense | $2,440,000 | 1,272 |
| Pre-tax net operating income | $2,414,000 | 1,751 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $487,000 | 1,371 |
| Income before extraordinary items | $1,927,000 | 1,895 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,927,000 | 1,895 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,927,000 | 1,896 |
| Net charge-offs | $176,000 | 1,073 |
| Cash dividends | $1,337,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 275 |
| Net operating income | $1,927,000 | 1,855 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,917,000 | 1,311 |
| Total interest expense | $1,636,000 | 935 |
| Net interest income | $4,281,000 | 1,430 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $1,138,000 | 1,189 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $224,000 | 1,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $914,000 | 1,031 |
| Total noninterest expense | $4,080,000 | 1,302 |
| Salaries and employee benefits | $2,144,000 | 1,416 |
| Premises and equipment expense | $794,000 | 807 |
| Additional noninterest expense | $1,142,000 | 1,363 |
| Pre-tax net operating income | $1,289,000 | 1,493 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $271,000 | 1,153 |
| Income before extraordinary items | $1,018,000 | 1,640 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,018,000 | 1,641 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,018,000 | 1,641 |
| Net charge-offs | $60,000 | 1,125 |
| Cash dividends | $809,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 247 |
| Net operating income | $1,018,000 | 1,616 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $23,261,000 | 1,335 |
| Total interest expense | $6,833,000 | 945 |
| Net interest income | $16,428,000 | 1,470 |
| Provision for loan and lease losses | $744,000 | 1,148 |
| Total noninterest income | $4,705,000 | 1,172 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $962,000 | 1,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,743,000 | 1,023 |
| Total noninterest expense | $16,304,000 | 1,260 |
| Salaries and employee benefits | $8,537,000 | 1,380 |
| Premises and equipment expense | $3,079,000 | 829 |
| Additional noninterest expense | $4,688,000 | 1,322 |
| Pre-tax net operating income | $4,085,000 | 2,025 |
| Securities gains (losses) | $90,000 | 983 |
| Applicable income taxes | $689,000 | 1,726 |
| Income before extraordinary items | $3,486,000 | 2,088 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,486,000 | 2,090 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,486,000 | 2,090 |
| Net charge-offs | $540,000 | 979 |
| Cash dividends | $3,230,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $218,000 | 386 |
| Net operating income | $3,411,300 | 2,077 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,305,000 | 1,355 |
| Total interest expense | $5,036,000 | 969 |
| Net interest income | $12,269,000 | 1,491 |
| Provision for loan and lease losses | $544,000 | 1,089 |
| Total noninterest income | $3,331,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $717,000 | 1,173 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,614,000 | 1,054 |
| Total noninterest expense | $12,109,000 | 1,277 |
| Salaries and employee benefits | $6,383,000 | 1,395 |
| Premises and equipment expense | $2,343,000 | 814 |
| Additional noninterest expense | $3,383,000 | 1,364 |
| Pre-tax net operating income | $2,947,000 | 2,135 |
| Securities gains (losses) | $90,000 | 830 |
| Applicable income taxes | $491,000 | 1,811 |
| Income before extraordinary items | $2,546,000 | 2,171 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,546,000 | 2,171 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,546,000 | 2,172 |
| Net charge-offs | $357,000 | 929 |
| Cash dividends | $2,422,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 354 |
| Net operating income | $2,470,400 | 2,179 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,397,000 | 1,369 |
| Total interest expense | $3,200,000 | 1,000 |
| Net interest income | $8,197,000 | 1,486 |
| Provision for loan and lease losses | $294,000 | 1,274 |
| Total noninterest income | $2,115,000 | 1,225 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $481,000 | 1,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,634,000 | 1,093 |
| Total noninterest expense | $8,063,000 | 1,288 |
| Salaries and employee benefits | $4,125,000 | 1,423 |
| Premises and equipment expense | $1,583,000 | 807 |
| Additional noninterest expense | $2,355,000 | 1,325 |
| Pre-tax net operating income | $1,955,000 | 2,126 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $310,000 | 1,824 |
| Income before extraordinary items | $1,645,000 | 2,204 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,645,000 | 2,203 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,645,000 | 2,204 |
| Net charge-offs | $222,000 | 927 |
| Cash dividends | $1,614,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 341 |
| Net operating income | $1,645,000 | 2,174 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,571,000 | 1,380 |
| Total interest expense | $1,471,000 | 1,042 |
| Net interest income | $4,100,000 | 1,483 |
| Provision for loan and lease losses | $132,000 | 1,283 |
| Total noninterest income | $998,000 | 1,235 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $248,000 | 1,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $750,000 | 1,108 |
| Total noninterest expense | $3,867,000 | 1,341 |
| Salaries and employee benefits | $2,020,000 | 1,447 |
| Premises and equipment expense | $808,000 | 803 |
| Additional noninterest expense | $1,039,000 | 1,475 |
| Pre-tax net operating income | $1,099,000 | 1,933 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $172,000 | 1,716 |
| Income before extraordinary items | $927,000 | 1,988 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $927,000 | 1,986 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $927,000 | 1,987 |
| Net charge-offs | $117,000 | 823 |
| Cash dividends | $807,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 301 |
| Net operating income | $927,000 | 1,970 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,078,000 | 1,376 |
| Total interest expense | $4,508,000 | 1,018 |
| Net interest income | $16,570,000 | 1,458 |
| Provision for loan and lease losses | $367,000 | 1,749 |
| Total noninterest income | $4,621,000 | 1,146 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,014,000 | 1,163 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,607,000 | 1,002 |
| Total noninterest expense | $15,597,000 | 1,301 |
| Salaries and employee benefits | $8,088,000 | 1,409 |
| Premises and equipment expense | $2,988,000 | 840 |
| Additional noninterest expense | $4,521,000 | 1,355 |
| Pre-tax net operating income | $5,227,000 | 1,729 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $988,000 | 1,402 |
| Income before extraordinary items | $4,239,000 | 1,829 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,239,000 | 1,828 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,239,000 | 1,828 |
| Net charge-offs | $437,000 | 1,041 |
| Cash dividends | $3,184,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $334,000 | 344 |
| Net operating income | $4,239,000 | 1,819 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,576,000 | 1,378 |
| Total interest expense | $3,231,000 | 992 |
| Net interest income | $12,345,000 | 1,457 |
| Provision for loan and lease losses | $217,000 | 1,917 |
| Total noninterest income | $3,508,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $751,000 | 1,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,757,000 | 988 |
| Total noninterest expense | $11,565,000 | 1,312 |
| Salaries and employee benefits | $5,920,000 | 1,437 |
| Premises and equipment expense | $2,228,000 | 842 |
| Additional noninterest expense | $3,417,000 | 1,350 |
| Pre-tax net operating income | $4,071,000 | 1,670 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $767,000 | 1,414 |
| Income before extraordinary items | $3,304,000 | 1,771 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,304,000 | 1,770 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,304,000 | 1,770 |
| Net charge-offs | $238,000 | 1,127 |
| Cash dividends | $2,378,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 342 |
| Net operating income | $3,304,000 | 1,760 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,316,000 | 1,374 |
| Total interest expense | $2,061,000 | 968 |
| Net interest income | $8,255,000 | 1,457 |
| Provision for loan and lease losses | $67,000 | 2,519 |
| Total noninterest income | $2,332,000 | 1,146 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $513,000 | 1,132 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,819,000 | 1,004 |
| Total noninterest expense | $7,652,000 | 1,325 |
| Salaries and employee benefits | $3,945,000 | 1,444 |
| Premises and equipment expense | $1,480,000 | 849 |
| Additional noninterest expense | $2,227,000 | 1,377 |
| Pre-tax net operating income | $2,868,000 | 1,571 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $574,000 | 1,283 |
| Income before extraordinary items | $2,294,000 | 1,693 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,294,000 | 1,692 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,294,000 | 1,692 |
| Net charge-offs | $147,000 | 1,091 |
| Cash dividends | $1,573,000 | 919 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 319 |
| Net operating income | $2,294,000 | 1,680 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,168,000 | 1,355 |
| Total interest expense | $993,000 | 960 |
| Net interest income | $4,175,000 | 1,445 |
| Provision for loan and lease losses | $42,000 | 2,239 |
| Total noninterest income | $1,168,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $261,000 | 1,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $907,000 | 990 |
| Total noninterest expense | $3,886,000 | 1,309 |
| Salaries and employee benefits | $1,947,000 | 1,470 |
| Premises and equipment expense | $765,000 | 828 |
| Additional noninterest expense | $1,174,000 | 1,310 |
| Pre-tax net operating income | $1,415,000 | 1,553 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $284,000 | 1,264 |
| Income before extraordinary items | $1,131,000 | 1,663 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,131,000 | 1,663 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,131,000 | 1,663 |
| Net charge-offs | $51,000 | 1,187 |
| Cash dividends | $765,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 321 |
| Net operating income | $1,131,000 | 1,649 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $20,546,000 | 1,317 |
| Total interest expense | $3,998,000 | 837 |
| Net interest income | $16,548,000 | 1,410 |
| Provision for loan and lease losses | $895,000 | 983 |
| Total noninterest income | $5,473,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,087,000 | 1,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,386,000 | 891 |
| Total noninterest expense | $15,920,000 | 1,254 |
| Salaries and employee benefits | $8,183,000 | 1,380 |
| Premises and equipment expense | $2,777,000 | 883 |
| Additional noninterest expense | $4,960,000 | 1,258 |
| Pre-tax net operating income | $5,206,000 | 1,656 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $350,000 | 2,671 |
| Income before extraordinary items | $4,856,000 | 1,372 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,851,000 | 1,370 |
| Minority interest net income | $5,000 | 64 |
| Net income of bank and minority interests. | $4,856,000 | 1,372 |
| Net charge-offs | $716,000 | 867 |
| Cash dividends | $3,765,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $-115,000 | 5,624 |
| Net operating income | $4,856,000 | 1,361 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,412,000 | 1,320 |
| Total interest expense | $3,006,000 | 825 |
| Net interest income | $12,406,000 | 1,414 |
| Provision for loan and lease losses | $315,000 | 1,575 |
| Total noninterest income | $4,265,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $807,000 | 1,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,458,000 | 888 |
| Total noninterest expense | $11,395,000 | 1,304 |
| Salaries and employee benefits | $5,941,000 | 1,418 |
| Premises and equipment expense | $2,059,000 | 901 |
| Additional noninterest expense | $3,395,000 | 1,352 |
| Pre-tax net operating income | $4,961,000 | 1,380 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,559,000 | 1,085 |
| Income before extraordinary items | $3,402,000 | 1,552 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,402,000 | 1,552 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,402,000 | 1,552 |
| Net charge-offs | $188,000 | 1,449 |
| Cash dividends | $2,833,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $9,211,000 | 56 |
| Net operating income | $3,402,000 | 1,533 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,341,000 | 1,311 |
| Total interest expense | $1,982,000 | 809 |
| Net interest income | $8,359,000 | 1,406 |
| Provision for loan and lease losses | $195,000 | 1,587 |
| Total noninterest income | $2,643,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $506,000 | 1,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,137,000 | 917 |
| Total noninterest expense | $7,639,000 | 1,305 |
| Salaries and employee benefits | $3,861,000 | 1,454 |
| Premises and equipment expense | $1,390,000 | 891 |
| Additional noninterest expense | $2,388,000 | 1,289 |
| Pre-tax net operating income | $3,168,000 | 1,401 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $981,000 | 1,117 |
| Income before extraordinary items | $2,187,000 | 1,584 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,187,000 | 1,584 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,187,000 | 1,584 |
| Net charge-offs | $160,000 | 1,199 |
| Cash dividends | $1,845,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $9,101,000 | 43 |
| Net operating income | $2,187,000 | 1,563 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,168,000 | 1,292 |
| Total interest expense | $995,000 | 785 |
| Net interest income | $4,173,000 | 1,399 |
| Provision for loan and lease losses | $40,000 | 2,253 |
| Total noninterest income | $1,281,000 | 1,110 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $246,000 | 1,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,035,000 | 926 |
| Total noninterest expense | $3,848,000 | 1,308 |
| Salaries and employee benefits | $1,959,000 | 1,461 |
| Premises and equipment expense | $724,000 | 867 |
| Additional noninterest expense | $1,165,000 | 1,317 |
| Pre-tax net operating income | $1,566,000 | 1,395 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $487,000 | 1,100 |
| Income before extraordinary items | $1,079,000 | 1,575 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,079,000 | 1,574 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,079,000 | 1,575 |
| Net charge-offs | $16,000 | 2,006 |
| Cash dividends | $859,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $144,000 | 212 |
| Net operating income | $1,079,000 | 1,559 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,889,000 | 1,255 |
| Total interest expense | $4,369,000 | 670 |
| Net interest income | $16,520,000 | 1,373 |
| Provision for loan and lease losses | $487,000 | 1,503 |
| Total noninterest income | $5,748,000 | 1,039 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $972,000 | 1,232 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $4,776,000 | 869 |
| Total noninterest expense | $15,630,000 | 1,284 |
| Salaries and employee benefits | $7,927,000 | 1,381 |
| Premises and equipment expense | $2,616,000 | 930 |
| Additional noninterest expense | $5,087,000 | 1,240 |
| Pre-tax net operating income | $6,151,000 | 1,373 |
| Securities gains (losses) | $180,000 | 941 |
| Applicable income taxes | $1,989,000 | 1,051 |
| Income before extraordinary items | $4,342,000 | 1,552 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,337,000 | 1,551 |
| Minority interest net income | $5,000 | 71 |
| Net income of bank and minority interests. | $4,342,000 | 1,551 |
| Net charge-offs | $372,000 | 1,329 |
| Cash dividends | $3,418,000 | 930 |
| Sale, conversion, retirement of capital stock, net | $425,000 | 302 |
| Net operating income | $4,217,800 | 1,557 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,690,000 | 1,252 |
| Total interest expense | $3,325,000 | 666 |
| Net interest income | $12,365,000 | 1,382 |
| Provision for loan and lease losses | $312,000 | 1,583 |
| Total noninterest income | $4,355,000 | 1,028 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $722,000 | 1,243 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $3,633,000 | 852 |
| Total noninterest expense | $11,744,000 | 1,287 |
| Salaries and employee benefits | $5,982,000 | 1,372 |
| Premises and equipment expense | $1,962,000 | 931 |
| Additional noninterest expense | $3,800,000 | 1,249 |
| Pre-tax net operating income | $4,664,000 | 1,385 |
| Securities gains (losses) | $180,000 | 868 |
| Applicable income taxes | $1,549,000 | 1,051 |
| Income before extraordinary items | $3,295,000 | 1,555 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,295,000 | 1,554 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,295,000 | 1,555 |
| Net charge-offs | $141,000 | 1,749 |
| Cash dividends | $2,562,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $293,000 | 287 |
| Net operating income | $3,172,600 | 1,564 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,424,000 | 1,261 |
| Total interest expense | $2,270,000 | 650 |
| Net interest income | $8,154,000 | 1,401 |
| Provision for loan and lease losses | $225,000 | 1,514 |
| Total noninterest income | $2,630,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $467,000 | 1,256 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,163,000 | 919 |
| Total noninterest expense | $7,760,000 | 1,296 |
| Salaries and employee benefits | $3,896,000 | 1,407 |
| Premises and equipment expense | $1,298,000 | 946 |
| Additional noninterest expense | $2,566,000 | 1,239 |
| Pre-tax net operating income | $2,799,000 | 1,489 |
| Securities gains (losses) | $180,000 | 643 |
| Applicable income taxes | $886,000 | 1,178 |
| Income before extraordinary items | $2,093,000 | 1,585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,093,000 | 1,586 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,093,000 | 1,586 |
| Net charge-offs | $88,000 | 1,733 |
| Cash dividends | $1,706,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $164,000 | 306 |
| Net operating income | $1,967,000 | 1,635 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,233,000 | 1,256 |
| Total interest expense | $1,133,000 | 653 |
| Net interest income | $4,100,000 | 1,394 |
| Provision for loan and lease losses | $140,000 | 1,265 |
| Total noninterest income | $1,187,000 | 1,152 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $229,000 | 1,271 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $958,000 | 961 |
| Total noninterest expense | $3,863,000 | 1,299 |
| Salaries and employee benefits | $1,927,000 | 1,420 |
| Premises and equipment expense | $645,000 | 959 |
| Additional noninterest expense | $1,291,000 | 1,233 |
| Pre-tax net operating income | $1,284,000 | 1,574 |
| Securities gains (losses) | $180,000 | 328 |
| Applicable income taxes | $428,000 | 1,186 |
| Income before extraordinary items | $1,036,000 | 1,570 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,036,000 | 1,570 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,036,000 | 1,571 |
| Net charge-offs | $74,000 | 1,191 |
| Cash dividends | $853,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 271 |
| Net operating income | $908,200 | 1,724 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $20,734,000 | 1,230 |
| Total interest expense | $5,100,000 | 537 |
| Net interest income | $15,634,000 | 1,421 |
| Provision for loan and lease losses | $630,000 | 1,139 |
| Total noninterest income | $5,118,000 | 1,105 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $983,000 | 1,242 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,135,000 | 922 |
| Total noninterest expense | $14,604,000 | 1,345 |
| Salaries and employee benefits | $7,324,000 | 1,452 |
| Premises and equipment expense | $2,444,000 | 985 |
| Additional noninterest expense | $4,836,000 | 1,307 |
| Pre-tax net operating income | $5,518,000 | 1,456 |
| Securities gains (losses) | $284,000 | 587 |
| Applicable income taxes | $1,675,000 | 1,146 |
| Income before extraordinary items | $4,127,000 | 1,563 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,122,000 | 1,565 |
| Minority interest net income | $5,000 | 73 |
| Net income of bank and minority interests. | $4,127,000 | 1,563 |
| Net charge-offs | $456,000 | 1,252 |
| Cash dividends | $3,403,000 | 891 |
| Sale, conversion, retirement of capital stock, net | $-964,000 | 6,144 |
| Net operating income | $3,925,360 | 1,592 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,428,000 | 1,246 |
| Total interest expense | $3,922,000 | 528 |
| Net interest income | $11,506,000 | 1,451 |
| Provision for loan and lease losses | $360,000 | 1,343 |
| Total noninterest income | $3,726,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $729,000 | 1,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,997,000 | 968 |
| Total noninterest expense | $10,817,000 | 1,360 |
| Salaries and employee benefits | $5,407,000 | 1,480 |
| Premises and equipment expense | $1,826,000 | 1,002 |
| Additional noninterest expense | $3,584,000 | 1,310 |
| Pre-tax net operating income | $4,055,000 | 1,505 |
| Securities gains (losses) | $284,000 | 501 |
| Applicable income taxes | $1,253,000 | 1,185 |
| Income before extraordinary items | $3,086,000 | 1,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,086,000 | 1,582 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,086,000 | 1,583 |
| Net charge-offs | $252,000 | 1,335 |
| Cash dividends | $2,552,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $-1,016,000 | 6,247 |
| Net operating income | $2,884,360 | 1,645 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,227,000 | 1,250 |
| Total interest expense | $2,573,000 | 537 |
| Net interest income | $7,654,000 | 1,466 |
| Provision for loan and lease losses | $190,000 | 1,565 |
| Total noninterest income | $2,191,000 | 1,251 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $471,000 | 1,277 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,720,000 | 1,085 |
| Total noninterest expense | $7,096,000 | 1,387 |
| Salaries and employee benefits | $3,545,000 | 1,511 |
| Premises and equipment expense | $1,235,000 | 992 |
| Additional noninterest expense | $2,316,000 | 1,352 |
| Pre-tax net operating income | $2,559,000 | 1,549 |
| Securities gains (losses) | $284,000 | 401 |
| Applicable income taxes | $814,000 | 1,201 |
| Income before extraordinary items | $2,029,000 | 1,599 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,029,000 | 1,602 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,029,000 | 1,602 |
| Net charge-offs | $136,000 | 1,455 |
| Cash dividends | $1,700,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $-1,079,000 | 6,329 |
| Net operating income | $1,827,360 | 1,699 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 1,249 |
| Total interest expense | $1,270,000 | 548 |
| Net interest income | $3,824,000 | 1,462 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $1,037,000 | 1,257 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $225,000 | 1,302 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $812,000 | 1,075 |
| Total noninterest expense | $3,574,000 | 1,378 |
| Salaries and employee benefits | $1,794,000 | 1,501 |
| Premises and equipment expense | $646,000 | 962 |
| Additional noninterest expense | $1,134,000 | 1,358 |
| Pre-tax net operating income | $1,237,000 | 1,561 |
| Securities gains (losses) | $204,000 | 357 |
| Applicable income taxes | $431,000 | 1,128 |
| Income before extraordinary items | $1,010,000 | 1,580 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,010,000 | 1,581 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,010,000 | 1,582 |
| Net charge-offs | $22,000 | 2,069 |
| Cash dividends | $850,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $277,000 | 161 |
| Net operating income | $867,200 | 1,737 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $20,267,000 | 1,247 |
| Total interest expense | $4,855,000 | 583 |
| Net interest income | $15,412,000 | 1,439 |
| Provision for loan and lease losses | $407,000 | 1,651 |
| Total noninterest income | $4,372,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $950,000 | 1,353 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,422,000 | 1,012 |
| Total noninterest expense | $14,539,000 | 1,341 |
| Salaries and employee benefits | $7,692,000 | 1,371 |
| Premises and equipment expense | $2,427,000 | 991 |
| Additional noninterest expense | $4,420,000 | 1,440 |
| Pre-tax net operating income | $4,838,000 | 1,568 |
| Securities gains (losses) | $422,000 | 472 |
| Applicable income taxes | $1,590,000 | 1,151 |
| Income before extraordinary items | $3,670,000 | 1,693 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,665,000 | 1,694 |
| Minority interest net income | $5,000 | 77 |
| Net income of bank and minority interests. | $3,670,000 | 1,692 |
| Net charge-offs | $267,000 | 2,142 |
| Cash dividends | $3,381,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $979,000 | 215 |
| Net operating income | $3,374,600 | 1,799 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $15,009,000 | 1,267 |
| Total interest expense | $3,616,000 | 598 |
| Net interest income | $11,393,000 | 1,465 |
| Provision for loan and lease losses | $267,000 | 1,756 |
| Total noninterest income | $3,314,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $714,000 | 1,367 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,600,000 | 1,003 |
| Total noninterest expense | $11,114,000 | 1,335 |
| Salaries and employee benefits | $6,083,000 | 1,309 |
| Premises and equipment expense | $1,827,000 | 995 |
| Additional noninterest expense | $3,204,000 | 1,488 |
| Pre-tax net operating income | $3,326,000 | 1,707 |
| Securities gains (losses) | $422,000 | 365 |
| Applicable income taxes | $1,114,000 | 1,208 |
| Income before extraordinary items | $2,634,000 | 1,771 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,634,000 | 1,772 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,634,000 | 1,771 |
| Net charge-offs | $173,000 | 2,151 |
| Cash dividends | $2,534,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $847,000 | 165 |
| Net operating income | $2,338,600 | 1,906 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,983,000 | 1,261 |
| Total interest expense | $2,391,000 | 611 |
| Net interest income | $7,592,000 | 1,450 |
| Provision for loan and lease losses | $129,000 | 2,067 |
| Total noninterest income | $2,157,000 | 1,216 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $458,000 | 1,398 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,699,000 | 1,006 |
| Total noninterest expense | $6,923,000 | 1,400 |
| Salaries and employee benefits | $3,571,000 | 1,466 |
| Premises and equipment expense | $1,248,000 | 982 |
| Additional noninterest expense | $2,104,000 | 1,491 |
| Pre-tax net operating income | $2,697,000 | 1,406 |
| Securities gains (losses) | $422,000 | 271 |
| Applicable income taxes | $960,000 | 995 |
| Income before extraordinary items | $2,159,000 | 1,436 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,159,000 | 1,438 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,159,000 | 1,438 |
| Net charge-offs | $180,000 | 1,686 |
| Cash dividends | $1,687,000 | 752 |
| Sale, conversion, retirement of capital stock, net | $603,000 | 143 |
| Net operating income | $1,867,820 | 1,598 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,065,000 | 1,249 |
| Total interest expense | $1,192,000 | 621 |
| Net interest income | $3,873,000 | 1,421 |
| Provision for loan and lease losses | $54,000 | 2,182 |
| Total noninterest income | $1,073,000 | 1,177 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $216,000 | 1,451 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $857,000 | 954 |
| Total noninterest expense | $3,563,000 | 1,379 |
| Salaries and employee benefits | $1,839,000 | 1,441 |
| Premises and equipment expense | $666,000 | 950 |
| Additional noninterest expense | $1,058,000 | 1,482 |
| Pre-tax net operating income | $1,329,000 | 1,398 |
| Securities gains (losses) | $216,000 | 265 |
| Applicable income taxes | $485,000 | 949 |
| Income before extraordinary items | $1,060,000 | 1,427 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,060,000 | 1,429 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,060,000 | 1,429 |
| Net charge-offs | $37,000 | 2,083 |
| Cash dividends | $842,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $487,000 | 106 |
| Net operating income | $910,960 | 1,582 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $20,253,000 | 1,250 |
| Total interest expense | $5,200,000 | 627 |
| Net interest income | $15,053,000 | 1,445 |
| Provision for loan and lease losses | $315,000 | 2,382 |
| Total noninterest income | $5,519,000 | 1,053 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $904,000 | 1,485 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,615,000 | 859 |
| Total noninterest expense | $13,885,000 | 1,417 |
| Salaries and employee benefits | $7,382,000 | 1,417 |
| Premises and equipment expense | $2,281,000 | 1,043 |
| Additional noninterest expense | $4,222,000 | 1,557 |
| Pre-tax net operating income | $6,372,000 | 1,162 |
| Securities gains (losses) | $61,000 | 1,655 |
| Applicable income taxes | $1,374,000 | 1,192 |
| Income before extraordinary items | $5,059,000 | 1,211 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,054,000 | 1,214 |
| Minority interest net income | $5,000 | 82 |
| Net income of bank and minority interests. | $5,059,000 | 1,214 |
| Net charge-offs | $221,000 | 2,904 |
| Cash dividends | $3,437,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $-13,275,000 | 6,807 |
| Net operating income | $5,010,810 | 1,199 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $15,186,000 | 1,255 |
| Total interest expense | $3,905,000 | 646 |
| Net interest income | $11,281,000 | 1,443 |
| Provision for loan and lease losses | $315,000 | 2,017 |
| Total noninterest income | $4,340,000 | 1,040 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $679,000 | 1,497 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,661,000 | 840 |
| Total noninterest expense | $10,312,000 | 1,433 |
| Salaries and employee benefits | $5,444,000 | 1,447 |
| Premises and equipment expense | $1,706,000 | 1,059 |
| Additional noninterest expense | $3,162,000 | 1,554 |
| Pre-tax net operating income | $4,994,000 | 1,143 |
| Securities gains (losses) | $61,000 | 1,522 |
| Applicable income taxes | $1,120,000 | 1,154 |
| Income before extraordinary items | $3,935,000 | 1,184 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,935,000 | 1,185 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,935,000 | 1,186 |
| Net charge-offs | $236,000 | 2,383 |
| Cash dividends | $2,596,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $-9,996,000 | 6,885 |
| Net operating income | $3,887,420 | 1,159 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $10,111,000 | 1,253 |
| Total interest expense | $2,600,000 | 676 |
| Net interest income | $7,511,000 | 1,428 |
| Provision for loan and lease losses | $265,000 | 1,808 |
| Total noninterest income | $2,867,000 | 1,054 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $441,000 | 1,499 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,426,000 | 854 |
| Total noninterest expense | $6,885,000 | 1,434 |
| Salaries and employee benefits | $3,608,000 | 1,455 |
| Premises and equipment expense | $1,155,000 | 1,038 |
| Additional noninterest expense | $2,122,000 | 1,539 |
| Pre-tax net operating income | $3,228,000 | 1,155 |
| Securities gains (losses) | $61,000 | 1,397 |
| Applicable income taxes | $723,000 | 1,168 |
| Income before extraordinary items | $2,566,000 | 1,188 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,566,000 | 1,190 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,566,000 | 1,191 |
| Net charge-offs | $196,000 | 2,117 |
| Cash dividends | $1,773,000 | 698 |
| Sale, conversion, retirement of capital stock, net | $-10,123,000 | 6,936 |
| Net operating income | $2,518,420 | 1,164 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $5,105,000 | 1,255 |
| Total interest expense | $1,306,000 | 704 |
| Net interest income | $3,799,000 | 1,417 |
| Provision for loan and lease losses | $180,000 | 1,441 |
| Total noninterest income | $1,437,000 | 1,050 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $221,000 | 1,488 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,216,000 | 856 |
| Total noninterest expense | $3,389,000 | 1,461 |
| Salaries and employee benefits | $1,821,000 | 1,460 |
| Premises and equipment expense | $584,000 | 1,052 |
| Additional noninterest expense | $984,000 | 1,632 |
| Pre-tax net operating income | $1,667,000 | 1,102 |
| Securities gains (losses) | $61,000 | 843 |
| Applicable income taxes | $536,000 | 857 |
| Income before extraordinary items | $1,192,000 | 1,256 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,192,000 | 1,258 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,192,000 | 1,258 |
| Net charge-offs | $196,000 | 1,374 |
| Cash dividends | $952,000 | 578 |
| Sale, conversion, retirement of capital stock, net | $-10,248,000 | 7,017 |
| Net operating income | $1,149,910 | 1,238 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,985,000 | 1,274 |
| Total interest expense | $5,896,000 | 737 |
| Net interest income | $15,089,000 | 1,454 |
| Provision for loan and lease losses | $463,000 | 2,825 |
| Total noninterest income | $5,876,000 | 1,022 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $953,000 | 1,470 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,923,000 | 823 |
| Total noninterest expense | $12,845,000 | 1,518 |
| Salaries and employee benefits | $6,770,000 | 1,502 |
| Premises and equipment expense | $2,076,000 | 1,137 |
| Additional noninterest expense | $3,999,000 | 1,675 |
| Pre-tax net operating income | $7,657,000 | 930 |
| Securities gains (losses) | $75,000 | 2,479 |
| Applicable income taxes | $2,514,000 | 716 |
| Income before extraordinary items | $5,218,000 | 1,131 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,213,000 | 1,133 |
| Minority interest net income | $5,000 | 86 |
| Net income of bank and minority interests. | $5,218,000 | 1,132 |
| Net charge-offs | $22,000 | 5,356 |
| Cash dividends | $3,576,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $704,000 | 264 |
| Net operating income | $5,167,750 | 1,083 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $15,856,000 | 1,287 |
| Total interest expense | $4,506,000 | 768 |
| Net interest income | $11,350,000 | 1,465 |
| Provision for loan and lease losses | $421,000 | 2,515 |
| Total noninterest income | $4,348,000 | 1,031 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $718,000 | 1,483 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,630,000 | 808 |
| Total noninterest expense | $9,545,000 | 1,532 |
| Salaries and employee benefits | $4,967,000 | 1,524 |
| Premises and equipment expense | $1,546,000 | 1,150 |
| Additional noninterest expense | $3,032,000 | 1,658 |
| Pre-tax net operating income | $5,732,000 | 948 |
| Securities gains (losses) | $75,000 | 2,189 |
| Applicable income taxes | $1,893,000 | 741 |
| Income before extraordinary items | $3,914,000 | 1,153 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,914,000 | 1,154 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,914,000 | 1,154 |
| Net charge-offs | $-9,000 | 6,584 |
| Cash dividends | $2,663,000 | 613 |
| Sale, conversion, retirement of capital stock, net | $504,000 | 234 |
| Net operating income | $3,863,750 | 1,096 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $10,619,000 | 1,297 |
| Total interest expense | $3,079,000 | 774 |
| Net interest income | $7,540,000 | 1,480 |
| Provision for loan and lease losses | $267,000 | 2,600 |
| Total noninterest income | $2,624,000 | 1,088 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $482,000 | 1,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,142,000 | 874 |
| Total noninterest expense | $6,273,000 | 1,554 |
| Salaries and employee benefits | $3,324,000 | 1,520 |
| Premises and equipment expense | $1,032,000 | 1,149 |
| Additional noninterest expense | $1,917,000 | 1,731 |
| Pre-tax net operating income | $3,624,000 | 983 |
| Securities gains (losses) | $75,000 | 1,794 |
| Applicable income taxes | $1,183,000 | 772 |
| Income before extraordinary items | $2,516,000 | 1,198 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,516,000 | 1,197 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,516,000 | 1,197 |
| Net charge-offs | $10,000 | 4,928 |
| Cash dividends | $1,752,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $229,000 | 251 |
| Net operating income | $2,465,000 | 1,144 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 1,290 |
| Total interest expense | $1,581,000 | 788 |
| Net interest income | $3,768,000 | 1,475 |
| Provision for loan and lease losses | $125,000 | 2,605 |
| Total noninterest income | $1,167,000 | 1,186 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $241,000 | 1,446 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $926,000 | 966 |
| Total noninterest expense | $3,132,000 | 1,558 |
| Salaries and employee benefits | $1,652,000 | 1,539 |
| Premises and equipment expense | $519,000 | 1,155 |
| Additional noninterest expense | $961,000 | 1,734 |
| Pre-tax net operating income | $1,678,000 | 1,050 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $520,000 | 854 |
| Income before extraordinary items | $1,158,000 | 1,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,158,000 | 1,250 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,158,000 | 1,250 |
| Net charge-offs | $-9,000 | 6,608 |
| Cash dividends | $871,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 237 |
| Net operating income | $1,158,000 | 1,184 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $22,100,000 | 1,293 |
| Total interest expense | $6,550,000 | 927 |
| Net interest income | $15,550,000 | 1,430 |
| Provision for loan and lease losses | $668,000 | 3,015 |
| Total noninterest income | $4,292,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,085,000 | 1,369 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,207,000 | 989 |
| Total noninterest expense | $12,220,000 | 1,603 |
| Salaries and employee benefits | $6,490,000 | 1,520 |
| Premises and equipment expense | $2,008,000 | 1,253 |
| Additional noninterest expense | $3,722,000 | 1,816 |
| Pre-tax net operating income | $6,954,000 | 876 |
| Securities gains (losses) | $448,000 | 862 |
| Applicable income taxes | $2,373,000 | 690 |
| Income before extraordinary items | $5,029,000 | 1,000 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,029,000 | 1,000 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $5,029,000 | 1,000 |
| Net charge-offs | $278,000 | 3,884 |
| Cash dividends | $3,128,000 | 639 |
| Sale, conversion, retirement of capital stock, net | $5,304,000 | 126 |
| Net operating income | $4,724,360 | 1,016 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $16,649,000 | 1,300 |
| Total interest expense | $4,944,000 | 967 |
| Net interest income | $11,705,000 | 1,437 |
| Provision for loan and lease losses | $527,000 | 2,806 |
| Total noninterest income | $3,220,000 | 1,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $815,000 | 1,372 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,405,000 | 984 |
| Total noninterest expense | $9,361,000 | 1,561 |
| Salaries and employee benefits | $4,792,000 | 1,547 |
| Premises and equipment expense | $1,514,000 | 1,261 |
| Additional noninterest expense | $3,055,000 | 1,672 |
| Pre-tax net operating income | $5,037,000 | 924 |
| Securities gains (losses) | $297,000 | 932 |
| Applicable income taxes | $1,596,000 | 752 |
| Income before extraordinary items | $3,738,000 | 1,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,738,000 | 1,032 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,738,000 | 1,034 |
| Net charge-offs | $413,000 | 2,873 |
| Cash dividends | $2,538,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $4,986,000 | 116 |
| Net operating income | $3,530,100 | 1,034 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,194,000 | 1,298 |
| Total interest expense | $3,324,000 | 998 |
| Net interest income | $7,870,000 | 1,425 |
| Provision for loan and lease losses | $332,000 | 2,830 |
| Total noninterest income | $1,967,000 | 1,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $539,000 | 1,359 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,428,000 | 1,058 |
| Total noninterest expense | $6,305,000 | 1,561 |
| Salaries and employee benefits | $3,183,000 | 1,572 |
| Premises and equipment expense | $1,033,000 | 1,243 |
| Additional noninterest expense | $2,089,000 | 1,650 |
| Pre-tax net operating income | $3,200,000 | 954 |
| Securities gains (losses) | $297,000 | 555 |
| Applicable income taxes | $1,075,000 | 717 |
| Income before extraordinary items | $2,422,000 | 1,024 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,422,000 | 1,022 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,422,000 | 1,024 |
| Net charge-offs | $452,000 | 2,249 |
| Cash dividends | $1,507,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 928 |
| Net operating income | $2,217,070 | 1,078 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 1,306 |
| Total interest expense | $1,676,000 | 1,027 |
| Net interest income | $3,924,000 | 1,420 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $879,000 | 1,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 1,396 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $622,000 | 1,154 |
| Total noninterest expense | $3,148,000 | 1,570 |
| Salaries and employee benefits | $1,561,000 | 1,600 |
| Premises and equipment expense | $548,000 | 1,202 |
| Additional noninterest expense | $1,039,000 | 1,659 |
| Pre-tax net operating income | $1,505,000 | 1,003 |
| Securities gains (losses) | $66,000 | 656 |
| Applicable income taxes | $457,000 | 799 |
| Income before extraordinary items | $1,114,000 | 1,101 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,114,000 | 1,100 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,114,000 | 1,101 |
| Net charge-offs | $232,000 | 1,988 |
| Cash dividends | $752,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,067,140 | 1,120 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $22,689,000 | 1,352 |
| Total interest expense | $7,770,000 | 1,066 |
| Net interest income | $14,919,000 | 1,501 |
| Provision for loan and lease losses | $515,000 | 4,071 |
| Total noninterest income | $3,086,000 | 1,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,086,000 | 1,041 |
| Total noninterest expense | $12,168,000 | 1,636 |
| Salaries and employee benefits | $6,005,000 | 1,618 |
| Premises and equipment expense | $2,008,000 | 1,291 |
| Additional noninterest expense | $4,155,000 | 1,733 |
| Pre-tax net operating income | $5,322,000 | 978 |
| Securities gains (losses) | $1,601,000 | 327 |
| Applicable income taxes | $2,094,000 | 721 |
| Income before extraordinary items | $4,829,000 | 916 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,834,000 | 915 |
| Minority interest net income | $-5,000 | 7,636 |
| Net income of bank and minority interests. | $4,829,000 | 918 |
| Net charge-offs | $745,000 | 3,086 |
| Cash dividends | $3,017,000 | 542 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 887 |
| Net operating income | $3,708,300 | 1,119 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,999,000 | 1,379 |
| Total interest expense | $5,948,000 | 1,082 |
| Net interest income | $11,051,000 | 1,540 |
| Provision for loan and lease losses | $435,000 | 3,784 |
| Total noninterest income | $2,359,000 | 1,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,359,000 | 987 |
| Total noninterest expense | $9,045,000 | 1,628 |
| Salaries and employee benefits | $4,503,000 | 1,625 |
| Premises and equipment expense | $1,516,000 | 1,304 |
| Additional noninterest expense | $3,026,000 | 1,758 |
| Pre-tax net operating income | $3,930,000 | 1,039 |
| Securities gains (losses) | $1,249,000 | 338 |
| Applicable income taxes | $1,571,000 | 718 |
| Income before extraordinary items | $3,608,000 | 965 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,608,000 | 968 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,608,000 | 968 |
| Net charge-offs | $711,000 | 2,616 |
| Cash dividends | $2,260,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 784 |
| Net operating income | $2,733,700 | 1,179 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,348,000 | 1,392 |
| Total interest expense | $3,981,000 | 1,123 |
| Net interest income | $7,367,000 | 1,538 |
| Provision for loan and lease losses | $350,000 | 3,380 |
| Total noninterest income | $1,569,000 | 1,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,569,000 | 946 |
| Total noninterest expense | $5,998,000 | 1,643 |
| Salaries and employee benefits | $3,058,000 | 1,614 |
| Premises and equipment expense | $1,022,000 | 1,294 |
| Additional noninterest expense | $1,918,000 | 1,834 |
| Pre-tax net operating income | $2,588,000 | 1,039 |
| Securities gains (losses) | $761,000 | 333 |
| Applicable income taxes | $1,036,000 | 700 |
| Income before extraordinary items | $2,313,000 | 981 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,313,000 | 982 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,313,000 | 982 |
| Net charge-offs | $483,000 | 2,491 |
| Cash dividends | $1,501,000 | 451 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 615 |
| Net operating income | $1,787,910 | 1,202 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,813,000 | 1,395 |
| Total interest expense | $2,002,000 | 1,181 |
| Net interest income | $3,811,000 | 1,508 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $751,000 | 1,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $751,000 | 970 |
| Total noninterest expense | $3,041,000 | 1,646 |
| Salaries and employee benefits | $1,548,000 | 1,623 |
| Premises and equipment expense | $538,000 | 1,269 |
| Additional noninterest expense | $955,000 | 1,815 |
| Pre-tax net operating income | $1,221,000 | 1,080 |
| Securities gains (losses) | $355,000 | 336 |
| Applicable income taxes | $496,000 | 708 |
| Income before extraordinary items | $1,080,000 | 1,011 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,080,000 | 1,013 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,080,000 | 1,014 |
| Net charge-offs | $425,000 | 1,719 |
| Cash dividends | $743,000 | 462 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 664 |
| Net operating income | $835,050 | 1,271 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $25,141,000 | 1,359 |
| Total interest expense | $9,438,000 | 1,260 |
| Net interest income | $15,703,000 | 1,417 |
| Provision for loan and lease losses | $592,000 | 4,291 |
| Total noninterest income | $3,500,000 | 1,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,500,000 | 938 |
| Total noninterest expense | $13,479,000 | 1,533 |
| Salaries and employee benefits | $6,541,000 | 1,527 |
| Premises and equipment expense | $2,211,000 | 1,233 |
| Additional noninterest expense | $4,727,000 | 1,580 |
| Pre-tax net operating income | $5,132,000 | 821 |
| Securities gains (losses) | $1,352,000 | 385 |
| Applicable income taxes | $1,955,000 | 577 |
| Income before extraordinary items | $4,529,000 | 751 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,529,000 | 749 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $4,529,000 | 751 |
| Net charge-offs | $488,000 | 3,826 |
| Cash dividends | $2,952,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $3,582,600 | 950 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,114,000 | 1,372 |
| Total interest expense | $7,304,000 | 1,291 |
| Net interest income | $11,810,000 | 1,414 |
| Provision for loan and lease losses | $592,000 | 3,553 |
| Total noninterest income | $2,745,000 | 1,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,745,000 | 919 |
| Total noninterest expense | $10,435,000 | 1,477 |
| Salaries and employee benefits | $5,008,000 | 1,516 |
| Premises and equipment expense | $1,662,000 | 1,242 |
| Additional noninterest expense | $3,765,000 | 1,438 |
| Pre-tax net operating income | $3,528,000 | 947 |
| Securities gains (losses) | $1,078,000 | 354 |
| Applicable income taxes | $1,330,000 | 668 |
| Income before extraordinary items | $3,276,000 | 837 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,276,000 | 838 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,276,000 | 838 |
| Net charge-offs | $404,000 | 3,335 |
| Cash dividends | $2,198,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,510,620 | 1,072 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $12,769,000 | 1,398 |
| Total interest expense | $4,931,000 | 1,341 |
| Net interest income | $7,838,000 | 1,420 |
| Provision for loan and lease losses | $592,000 | 2,745 |
| Total noninterest income | $1,896,000 | 1,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,896,000 | 925 |
| Total noninterest expense | $7,102,000 | 1,458 |
| Salaries and employee benefits | $3,318,000 | 1,553 |
| Premises and equipment expense | $1,121,000 | 1,255 |
| Additional noninterest expense | $2,663,000 | 1,396 |
| Pre-tax net operating income | $2,040,000 | 1,118 |
| Securities gains (losses) | $903,000 | 315 |
| Applicable income taxes | $825,000 | 724 |
| Income before extraordinary items | $2,118,000 | 891 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,118,000 | 891 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,118,000 | 891 |
| Net charge-offs | $324,000 | 2,846 |
| Cash dividends | $1,449,000 | 632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,467,840 | 1,248 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,672,000 | 1,359 |
| Total interest expense | $2,448,000 | 1,405 |
| Net interest income | $4,224,000 | 1,312 |
| Provision for loan and lease losses | $456,000 | 1,864 |
| Total noninterest income | $862,000 | 1,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $862,000 | 948 |
| Total noninterest expense | $3,604,000 | 1,382 |
| Salaries and employee benefits | $1,636,000 | 1,589 |
| Premises and equipment expense | $574,000 | 1,244 |
| Additional noninterest expense | $1,394,000 | 1,191 |
| Pre-tax net operating income | $1,026,000 | 1,253 |
| Securities gains (losses) | $379,000 | 430 |
| Applicable income taxes | $386,000 | 856 |
| Income before extraordinary items | $1,019,000 | 1,059 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,019,000 | 1,059 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,019,000 | 1,061 |
| Net charge-offs | $262,000 | 1,903 |
| Cash dividends | $698,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $742,330 | 1,386 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $25,226,000 | 1,540 |
| Total interest expense | $11,458,000 | 1,430 |
| Net interest income | $13,768,000 | 1,621 |
| Provision for loan and lease losses | $919,000 | 2,838 |
| Total noninterest income | $4,899,000 | 1,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,899,000 | 662 |
| Total noninterest expense | $14,568,000 | 1,339 |
| Salaries and employee benefits | $7,460,000 | 1,368 |
| Premises and equipment expense | $2,364,000 | 1,167 |
| Additional noninterest expense | $4,744,000 | 1,332 |
| Pre-tax net operating income | $3,180,000 | 1,705 |
| Securities gains (losses) | $923,000 | 235 |
| Applicable income taxes | $1,085,000 | 1,126 |
| Income before extraordinary items | $3,018,000 | 1,353 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,018,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $362,000 | 3,267 |
| Cash dividends | $2,456,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $9,304,000 | 168 |
| Net operating income | $2,334,980 | 1,830 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $18,905,000 | 1,579 |
| Total interest expense | $8,894,000 | 1,429 |
| Net interest income | $10,011,000 | 1,675 |
| Provision for loan and lease losses | $419,000 | 3,004 |
| Total noninterest income | $2,339,000 | 1,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,339,000 | 985 |
| Total noninterest expense | $10,171,000 | 1,423 |
| Salaries and employee benefits | $5,258,000 | 1,500 |
| Premises and equipment expense | $1,764,000 | 1,180 |
| Additional noninterest expense | $3,149,000 | 1,422 |
| Pre-tax net operating income | $1,760,000 | 2,520 |
| Securities gains (losses) | $702,000 | 245 |
| Applicable income taxes | $599,000 | 1,681 |
| Income before extraordinary items | $1,863,000 | 1,897 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,863,000 | 1,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,854 |
| Cash dividends | $1,840,000 | 1,112 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 554 |
| Net operating income | $1,329,480 | 2,686 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $12,601,000 | 1,607 |
| Total interest expense | $6,206,000 | 1,420 |
| Net interest income | $6,395,000 | 1,747 |
| Provision for loan and lease losses | $174,000 | 3,393 |
| Total noninterest income | $1,482,000 | 1,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,482,000 | 1,068 |
| Total noninterest expense | $6,715,000 | 1,435 |
| Salaries and employee benefits | $3,481,000 | 1,518 |
| Premises and equipment expense | $1,188,000 | 1,164 |
| Additional noninterest expense | $2,046,000 | 1,433 |
| Pre-tax net operating income | $988,000 | 2,984 |
| Securities gains (losses) | $484,000 | 325 |
| Applicable income taxes | $336,000 | 2,073 |
| Income before extraordinary items | $1,136,000 | 2,315 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,136,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,979 |
| Cash dividends | $1,225,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $214,000 | 396 |
| Net operating income | $763,320 | 3,088 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,212,000 | 1,674 |
| Total interest expense | $3,180,000 | 1,478 |
| Net interest income | $3,032,000 | 1,844 |
| Provision for loan and lease losses | $70,000 | 3,305 |
| Total noninterest income | $685,000 | 1,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $685,000 | 1,138 |
| Total noninterest expense | $3,220,000 | 1,491 |
| Salaries and employee benefits | $1,709,000 | 1,556 |
| Premises and equipment expense | $543,000 | 1,269 |
| Additional noninterest expense | $968,000 | 1,490 |
| Pre-tax net operating income | $427,000 | 3,397 |
| Securities gains (losses) | $252,000 | 381 |
| Applicable income taxes | $170,000 | 2,168 |
| Income before extraordinary items | $509,000 | 2,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $509,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,134 |
| Cash dividends | $611,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 520 |
| Net operating income | $320,000 | 3,567 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $22,729,000 | 1,863 |
| Total interest expense | $12,177,000 | 1,640 |
| Net interest income | $10,552,000 | 2,147 |
| Provision for loan and lease losses | $525,000 | 2,254 |
| Total noninterest income | $2,348,000 | 1,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,348,000 | 1,226 |
| Total noninterest expense | $10,001,000 | 1,852 |
| Salaries and employee benefits | $5,189,000 | 1,943 |
| Premises and equipment expense | $1,746,000 | 1,528 |
| Additional noninterest expense | $3,066,000 | 1,799 |
| Pre-tax net operating income | $2,374,000 | 2,939 |
| Securities gains (losses) | $263,000 | 387 |
| Applicable income taxes | $542,000 | 2,634 |
| Income before extraordinary items | $2,095,000 | 2,718 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,095,000 | 2,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,624 |
| Cash dividends | $1,386,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $9,421,000 | 197 |
| Net operating income | $1,887,230 | 2,938 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,825,000 | 1,888 |
| Total interest expense | $9,058,000 | 1,652 |
| Net interest income | $7,767,000 | 2,195 |
| Provision for loan and lease losses | $240,000 | 2,679 |
| Total noninterest income | $1,741,000 | 1,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,741,000 | 1,245 |
| Total noninterest expense | $6,776,000 | 2,015 |
| Salaries and employee benefits | $3,552,000 | 2,122 |
| Premises and equipment expense | $1,286,000 | 1,544 |
| Additional noninterest expense | $1,938,000 | 2,076 |
| Pre-tax net operating income | $2,492,000 | 2,440 |
| Securities gains (losses) | $84,000 | 525 |
| Applicable income taxes | $628,000 | 2,221 |
| Income before extraordinary items | $1,948,000 | 2,427 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,948,000 | 2,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,611 |
| Cash dividends | $893,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $-292,000 | 8,508 |
| Net operating income | $1,884,160 | 2,474 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,977,000 | 1,945 |
| Total interest expense | $5,887,000 | 1,705 |
| Net interest income | $5,090,000 | 2,257 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $1,038,000 | 2,189 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,038,000 | 1,360 |
| Total noninterest expense | $4,447,000 | 2,067 |
| Salaries and employee benefits | $2,346,000 | 2,183 |
| Premises and equipment expense | $847,000 | 1,582 |
| Additional noninterest expense | $1,254,000 | 2,139 |
| Pre-tax net operating income | $1,621,000 | 2,545 |
| Securities gains (losses) | $30,000 | 626 |
| Applicable income taxes | $410,000 | 2,343 |
| Income before extraordinary items | $1,241,000 | 2,566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,241,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,035 |
| Cash dividends | $569,000 | 2,286 |
| Sale, conversion, retirement of capital stock, net | $-325,000 | 8,581 |
| Net operating income | $1,218,500 | 2,588 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 1,972 |
| Total interest expense | $2,882,000 | 1,725 |
| Net interest income | $2,513,000 | 2,285 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $499,000 | 2,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $499,000 | 1,360 |
| Total noninterest expense | $2,181,000 | 2,124 |
| Salaries and employee benefits | $1,141,000 | 2,256 |
| Premises and equipment expense | $437,000 | 1,534 |
| Additional noninterest expense | $603,000 | 2,187 |
| Pre-tax net operating income | $831,000 | 2,501 |
| Securities gains (losses) | $19,000 | 575 |
| Applicable income taxes | $220,000 | 2,271 |
| Income before extraordinary items | $630,000 | 2,529 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $630,000 | 2,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,850 |
| Cash dividends | $279,000 | 2,096 |
| Sale, conversion, retirement of capital stock, net | $-325,000 | 8,621 |
| Net operating income | $615,940 | 2,560 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,026,000 | 2,079 |
| Total interest expense | $9,169,000 | 1,820 |
| Net interest income | $9,857,000 | 2,313 |
| Provision for loan and lease losses | $-290,000 | 8,564 |
| Total noninterest income | $1,886,000 | 2,326 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,886,000 | 1,426 |
| Total noninterest expense | $9,050,000 | 1,949 |
| Salaries and employee benefits | $4,491,000 | 2,179 |
| Premises and equipment expense | $1,703,000 | 1,513 |
| Additional noninterest expense | $2,856,000 | 1,842 |
| Pre-tax net operating income | $2,983,000 | 2,790 |
| Securities gains (losses) | $-821,000 | 8,562 |
| Applicable income taxes | $468,000 | 3,234 |
| Income before extraordinary items | $1,694,000 | 3,495 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,694,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,682 |
| Cash dividends | $1,056,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 851 |
| Net operating income | $2,334,380 | 2,754 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,837,000 | 2,121 |
| Total interest expense | $6,338,000 | 1,900 |
| Net interest income | $7,499,000 | 2,313 |
| Provision for loan and lease losses | $-290,000 | 8,639 |
| Total noninterest income | $1,390,000 | 2,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,390,000 | 1,440 |
| Total noninterest expense | $6,530,000 | 2,021 |
| Salaries and employee benefits | $3,336,000 | 2,202 |
| Premises and equipment expense | $1,283,000 | 1,514 |
| Additional noninterest expense | $1,911,000 | 2,058 |
| Pre-tax net operating income | $2,649,000 | 2,546 |
| Securities gains (losses) | $90,000 | 457 |
| Applicable income taxes | $783,000 | 2,232 |
| Income before extraordinary items | $1,956,000 | 2,615 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,956,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,180 |
| Cash dividends | $777,000 | 2,290 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 679 |
| Net operating income | $1,892,100 | 2,675 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,006,000 | 2,131 |
| Total interest expense | $3,961,000 | 1,927 |
| Net interest income | $5,045,000 | 2,311 |
| Provision for loan and lease losses | $-65,000 | 8,601 |
| Total noninterest income | $901,000 | 2,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $901,000 | 1,470 |
| Total noninterest expense | $4,249,000 | 2,072 |
| Salaries and employee benefits | $2,194,000 | 2,235 |
| Premises and equipment expense | $858,000 | 1,514 |
| Additional noninterest expense | $1,197,000 | 2,179 |
| Pre-tax net operating income | $1,762,000 | 2,554 |
| Securities gains (losses) | $51,000 | 452 |
| Applicable income taxes | $502,000 | 2,307 |
| Income before extraordinary items | $1,311,000 | 2,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,311,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 1,643 |
| Cash dividends | $499,000 | 2,414 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 511 |
| Net operating income | $1,274,280 | 2,642 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 2,117 |
| Total interest expense | $1,909,000 | 1,909 |
| Net interest income | $2,539,000 | 2,295 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $439,000 | 2,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $439,000 | 1,472 |
| Total noninterest expense | $2,084,000 | 2,122 |
| Salaries and employee benefits | $1,093,000 | 2,256 |
| Premises and equipment expense | $430,000 | 1,510 |
| Additional noninterest expense | $561,000 | 2,282 |
| Pre-tax net operating income | $864,000 | 2,550 |
| Securities gains (losses) | $28,000 | 420 |
| Applicable income taxes | $254,000 | 2,242 |
| Income before extraordinary items | $638,000 | 2,623 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $638,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,486 |
| Cash dividends | $241,000 | 2,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $617,840 | 2,670 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $16,817,000 | 1,991 |
| Total interest expense | $6,562,000 | 1,735 |
| Net interest income | $10,255,000 | 2,160 |
| Provision for loan and lease losses | $155,000 | 4,066 |
| Total noninterest income | $2,500,000 | 1,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,500,000 | 1,161 |
| Total noninterest expense | $8,800,000 | 1,915 |
| Salaries and employee benefits | $4,473,000 | 2,058 |
| Premises and equipment expense | $1,574,000 | 1,544 |
| Additional noninterest expense | $2,753,000 | 1,838 |
| Pre-tax net operating income | $3,800,000 | 2,296 |
| Securities gains (losses) | $213,000 | 489 |
| Applicable income taxes | $1,231,000 | 1,965 |
| Income before extraordinary items | $2,782,000 | 2,386 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,782,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,078 |
| Cash dividends | $915,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $-46,000 | 8,752 |
| Net operating income | $2,635,030 | 2,461 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,508,000 | 1,954 |
| Total interest expense | $4,770,000 | 1,690 |
| Net interest income | $7,738,000 | 2,125 |
| Provision for loan and lease losses | $60,000 | 4,948 |
| Total noninterest income | $1,357,000 | 2,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,357,000 | 1,458 |
| Total noninterest expense | $6,371,000 | 1,955 |
| Salaries and employee benefits | $3,212,000 | 2,129 |
| Premises and equipment expense | $1,156,000 | 1,568 |
| Additional noninterest expense | $2,003,000 | 1,870 |
| Pre-tax net operating income | $2,664,000 | 2,452 |
| Securities gains (losses) | $172,000 | 512 |
| Applicable income taxes | $854,000 | 2,106 |
| Income before extraordinary items | $1,982,000 | 2,502 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,982,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,463 |
| Cash dividends | $674,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $-46,000 | 8,798 |
| Net operating income | $1,861,600 | 2,589 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 1,912 |
| Total interest expense | $3,122,000 | 1,625 |
| Net interest income | $5,202,000 | 2,089 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $878,000 | 2,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $878,000 | 1,481 |
| Total noninterest expense | $4,284,000 | 1,937 |
| Salaries and employee benefits | $2,208,000 | 2,052 |
| Premises and equipment expense | $764,000 | 1,580 |
| Additional noninterest expense | $1,312,000 | 1,877 |
| Pre-tax net operating income | $1,736,000 | 2,437 |
| Securities gains (losses) | $136,000 | 484 |
| Applicable income taxes | $583,000 | 2,051 |
| Income before extraordinary items | $1,289,000 | 2,505 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,289,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,677 |
| Cash dividends | $432,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $-46,000 | 8,825 |
| Net operating income | $1,195,160 | 2,622 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,103,000 | 1,893 |
| Total interest expense | $1,503,000 | 1,589 |
| Net interest income | $2,600,000 | 2,075 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $460,000 | 2,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $460,000 | 1,405 |
| Total noninterest expense | $2,189,000 | 1,888 |
| Salaries and employee benefits | $1,112,000 | 2,054 |
| Premises and equipment expense | $402,000 | 1,503 |
| Additional noninterest expense | $675,000 | 1,827 |
| Pre-tax net operating income | $856,000 | 2,435 |
| Securities gains (losses) | $52,000 | 535 |
| Applicable income taxes | $292,000 | 2,012 |
| Income before extraordinary items | $616,000 | 2,555 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $616,000 | 2,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $209,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 469 |
| Net operating income | $580,640 | 2,642 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,750,000 | 1,822 |
| Total interest expense | $5,307,000 | 1,548 |
| Net interest income | $10,443,000 | 1,948 |
| Provision for loan and lease losses | $165,000 | 4,077 |
| Total noninterest income | $1,567,000 | 2,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,567,000 | 1,592 |
| Total noninterest expense | $8,553,000 | 1,888 |
| Salaries and employee benefits | $4,457,000 | 1,956 |
| Premises and equipment expense | $1,528,000 | 1,527 |
| Additional noninterest expense | $2,568,000 | 1,890 |
| Pre-tax net operating income | $3,292,000 | 2,395 |
| Securities gains (losses) | $524,000 | 443 |
| Applicable income taxes | $1,216,000 | 1,881 |
| Income before extraordinary items | $2,600,000 | 2,346 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,600,000 | 2,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 1,075 |
| Cash dividends | $813,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $-1,350,000 | 8,948 |
| Net operating income | $2,243,680 | 2,599 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,682,000 | 1,817 |
| Total interest expense | $3,866,000 | 1,570 |
| Net interest income | $7,816,000 | 1,922 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $1,140,000 | 2,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,140,000 | 1,611 |
| Total noninterest expense | $6,362,000 | 1,878 |
| Salaries and employee benefits | $3,307,000 | 1,975 |
| Premises and equipment expense | $1,150,000 | 1,507 |
| Additional noninterest expense | $1,905,000 | 1,884 |
| Pre-tax net operating income | $2,459,000 | 2,423 |
| Securities gains (losses) | $376,000 | 510 |
| Applicable income taxes | $905,000 | 1,936 |
| Income before extraordinary items | $1,930,000 | 2,395 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,930,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 797 |
| Cash dividends | $605,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $-1,353,000 | 9,007 |
| Net operating income | $1,674,320 | 2,645 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,598,000 | 1,844 |
| Total interest expense | $2,485,000 | 1,598 |
| Net interest income | $5,113,000 | 1,947 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $719,000 | 2,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $719,000 | 1,683 |
| Total noninterest expense | $4,199,000 | 1,904 |
| Salaries and employee benefits | $2,194,000 | 1,986 |
| Premises and equipment expense | $785,000 | 1,471 |
| Additional noninterest expense | $1,220,000 | 1,960 |
| Pre-tax net operating income | $1,543,000 | 2,529 |
| Securities gains (losses) | $286,000 | 505 |
| Applicable income taxes | $575,000 | 1,997 |
| Income before extraordinary items | $1,254,000 | 2,430 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,254,000 | 2,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $646,000 | 584 |
| Cash dividends | $396,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $-1,353,000 | 9,066 |
| Net operating income | $1,056,660 | 2,731 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 1,898 |
| Total interest expense | $1,216,000 | 1,654 |
| Net interest income | $2,494,000 | 1,992 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $342,000 | 2,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $342,000 | 1,712 |
| Total noninterest expense | $2,153,000 | 1,862 |
| Salaries and employee benefits | $1,124,000 | 1,945 |
| Premises and equipment expense | $393,000 | 1,487 |
| Additional noninterest expense | $636,000 | 1,854 |
| Pre-tax net operating income | $638,000 | 2,924 |
| Securities gains (losses) | $271,000 | 408 |
| Applicable income taxes | $302,000 | 1,922 |
| Income before extraordinary items | $607,000 | 2,466 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $607,000 | 2,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 429 |
| Cash dividends | $197,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $-522,000 | 9,105 |
| Net operating income | $425,430 | 3,227 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,554,000 | 1,827 |
| Total interest expense | $5,605,000 | 1,608 |
| Net interest income | $9,949,000 | 1,969 |
| Provision for loan and lease losses | $620,000 | 1,792 |
| Total noninterest income | $1,619,000 | 2,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,619,000 | 1,719 |
| Total noninterest expense | $8,356,000 | 1,900 |
| Salaries and employee benefits | $4,237,000 | 2,011 |
| Premises and equipment expense | $1,487,000 | 1,533 |
| Additional noninterest expense | $2,632,000 | 1,829 |
| Pre-tax net operating income | $2,592,000 | 2,809 |
| Securities gains (losses) | $1,099,000 | 444 |
| Applicable income taxes | $1,248,000 | 1,879 |
| Income before extraordinary items | $2,443,000 | 2,412 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,443,000 | 2,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,719 |
| Cash dividends | $759,000 | 2,799 |
| Sale, conversion, retirement of capital stock, net | $-361,000 | 9,139 |
| Net operating income | $1,717,660 | 3,077 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,737,000 | 1,857 |
| Total interest expense | $4,352,000 | 1,616 |
| Net interest income | $7,385,000 | 1,996 |
| Provision for loan and lease losses | $460,000 | 1,778 |
| Total noninterest income | $1,279,000 | 2,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,279,000 | 1,724 |
| Total noninterest expense | $6,217,000 | 1,910 |
| Salaries and employee benefits | $3,166,000 | 2,027 |
| Premises and equipment expense | $1,093,000 | 1,567 |
| Additional noninterest expense | $1,958,000 | 1,845 |
| Pre-tax net operating income | $1,987,000 | 2,870 |
| Securities gains (losses) | $740,000 | 541 |
| Applicable income taxes | $923,000 | 1,981 |
| Income before extraordinary items | $1,804,000 | 2,565 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,804,000 | 2,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,457 |
| Cash dividends | $561,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $-361,000 | 9,198 |
| Net operating income | $1,315,600 | 3,107 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,984,000 | 1,834 |
| Total interest expense | $3,011,000 | 1,603 |
| Net interest income | $4,973,000 | 1,961 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $893,000 | 2,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $893,000 | 1,643 |
| Total noninterest expense | $4,182,000 | 1,892 |
| Salaries and employee benefits | $2,100,000 | 2,024 |
| Premises and equipment expense | $740,000 | 1,544 |
| Additional noninterest expense | $1,342,000 | 1,792 |
| Pre-tax net operating income | $1,284,000 | 2,931 |
| Securities gains (losses) | $549,000 | 544 |
| Applicable income taxes | $630,000 | 1,971 |
| Income before extraordinary items | $1,203,000 | 2,576 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,203,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,876 |
| Cash dividends | $365,000 | 2,593 |
| Sale, conversion, retirement of capital stock, net | $-361,000 | 9,234 |
| Net operating income | $840,660 | 3,198 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 1,838 |
| Total interest expense | $1,569,000 | 1,576 |
| Net interest income | $2,422,000 | 2,029 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $583,000 | 2,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $583,000 | 1,332 |
| Total noninterest expense | $2,158,000 | 1,824 |
| Salaries and employee benefits | $1,092,000 | 1,949 |
| Premises and equipment expense | $403,000 | 1,436 |
| Additional noninterest expense | $663,000 | 1,772 |
| Pre-tax net operating income | $787,000 | 2,508 |
| Securities gains (losses) | $86,000 | 1,084 |
| Applicable income taxes | $300,000 | 2,054 |
| Income before extraordinary items | $573,000 | 2,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $573,000 | 2,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $181,000 | 2,339 |
| Sale, conversion, retirement of capital stock, net | $-455,000 | 9,295 |
| Net operating income | $516,240 | 2,738 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,480,000 | 1,772 |
| Total interest expense | $7,869,000 | 1,429 |
| Net interest income | $9,611,000 | 2,017 |
| Provision for loan and lease losses | $406,000 | 2,795 |
| Total noninterest income | $1,966,000 | 2,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,966,000 | 1,326 |
| Total noninterest expense | $7,800,000 | 1,937 |
| Salaries and employee benefits | $4,079,000 | 1,962 |
| Premises and equipment expense | $1,367,000 | 1,613 |
| Additional noninterest expense | $2,354,000 | 1,970 |
| Pre-tax net operating income | $3,371,000 | 2,274 |
| Securities gains (losses) | $193,000 | 1,199 |
| Applicable income taxes | $1,228,000 | 1,917 |
| Income before extraordinary items | $2,336,000 | 2,475 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,336,000 | 2,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,788 |
| Cash dividends | $660,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $-261,000 | 9,276 |
| Net operating income | $2,208,620 | 2,504 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,657,000 | 1,729 |
| Total interest expense | $10,275,000 | 1,583 |
| Net interest income | $9,382,000 | 1,901 |
| Provision for loan and lease losses | $255,000 | 3,548 |
| Total noninterest income | $1,675,000 | 2,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,675,000 | 1,410 |
| Total noninterest expense | $7,522,000 | 1,917 |
| Salaries and employee benefits | $3,896,000 | 1,926 |
| Premises and equipment expense | $1,366,000 | 1,573 |
| Additional noninterest expense | $2,260,000 | 1,992 |
| Pre-tax net operating income | $3,280,000 | 2,086 |
| Securities gains (losses) | $163,000 | 1,349 |
| Applicable income taxes | $1,171,000 | 1,855 |
| Income before extraordinary items | $2,272,000 | 2,267 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,272,000 | 2,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 3,049 |
| Cash dividends | $593,000 | 3,191 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 796 |
| Net operating income | $2,164,420 | 2,291 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,048,000 | 1,729 |
| Total interest expense | $10,370,000 | 1,661 |
| Net interest income | $9,678,000 | 1,819 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $1,319,000 | 2,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,319,000 | 1,536 |
| Total noninterest expense | $7,656,000 | 1,817 |
| Salaries and employee benefits | $3,891,000 | 1,855 |
| Premises and equipment expense | $1,262,000 | 1,647 |
| Additional noninterest expense | $2,503,000 | 1,774 |
| Pre-tax net operating income | $3,161,000 | 2,292 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $1,150,000 | 1,885 |
| Income before extraordinary items | $2,017,000 | 2,534 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,017,000 | 2,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,185 |
| Cash dividends | $497,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 799 |
| Net operating income | $2,013,160 | 2,549 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,027,000 | 1,806 |
| Total interest expense | $8,565,000 | 1,735 |
| Net interest income | $9,462,000 | 1,846 |
| Provision for loan and lease losses | $342,000 | 2,405 |
| Total noninterest income | $1,279,000 | 2,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,279,000 | 1,558 |
| Total noninterest expense | $7,642,000 | 1,806 |
| Salaries and employee benefits | $3,711,000 | 1,880 |
| Premises and equipment expense | $1,188,000 | 1,723 |
| Additional noninterest expense | $2,743,000 | 1,625 |
| Pre-tax net operating income | $2,757,000 | 2,581 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $1,127,000 | 2,023 |
| Income before extraordinary items | $1,626,000 | 3,051 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,626,000 | 3,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,038 |
| Cash dividends | $475,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,628,560 | 3,007 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,473,000 | 1,851 |
| Total interest expense | $9,041,000 | 1,703 |
| Net interest income | $8,432,000 | 2,033 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $1,007,000 | 3,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,007,000 | 1,847 |
| Total noninterest expense | $7,000,000 | 1,857 |
| Salaries and employee benefits | $3,609,000 | 1,853 |
| Premises and equipment expense | $1,007,000 | 1,954 |
| Additional noninterest expense | $2,384,000 | 1,778 |
| Pre-tax net operating income | $2,139,000 | 3,164 |
| Securities gains (losses) | $78,000 | 1,438 |
| Applicable income taxes | $895,000 | 2,505 |
| Income before extraordinary items | $1,322,000 | 3,629 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,322,000 | 3,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,715 |
| Cash dividends | $456,000 | 3,730 |
| Sale, conversion, retirement of capital stock, net | $-426,000 | 10,398 |
| Net operating income | $1,272,080 | 3,661 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,085,000 | 1,927 |
| Total interest expense | $9,168,000 | 1,700 |
| Net interest income | $7,917,000 | 2,214 |
| Provision for loan and lease losses | $338,000 | 2,389 |
| Total noninterest income | $2,259,000 | 1,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,259,000 | 1,011 |
| Total noninterest expense | $8,188,000 | 1,612 |
| Salaries and employee benefits | $4,106,000 | 1,589 |
| Premises and equipment expense | $1,139,000 | 1,727 |
| Additional noninterest expense | $2,943,000 | 1,467 |
| Pre-tax net operating income | $1,650,000 | 4,134 |
| Securities gains (losses) | $182,000 | 751 |
| Applicable income taxes | $957,000 | 2,527 |
| Income before extraordinary items | $875,000 | 5,146 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $875,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,604 |
| Cash dividends | $442,000 | 3,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $758,520 | 5,594 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,736,000 | 2,023 |
| Total interest expense | $8,839,000 | 1,774 |
| Net interest income | $7,897,000 | 2,281 |
| Provision for loan and lease losses | $361,000 | 2,247 |
| Total noninterest income | $1,418,000 | 2,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,418,000 | 1,429 |
| Total noninterest expense | $7,963,000 | 1,780 |
| Salaries and employee benefits | $3,911,000 | 1,697 |
| Premises and equipment expense | $1,479,000 | 1,375 |
| Additional noninterest expense | $2,573,000 | 1,961 |
| Pre-tax net operating income | $991,000 | 5,764 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $370,000 | 5,140 |
| Income before extraordinary items | $623,000 | 6,132 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $623,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,688 |
| Cash dividends | $452,000 | 3,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $621,720 | 6,090 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $17,162,000 | 1,963 |
| Total interest expense | $9,158,000 | 1,731 |
| Net interest income | $8,004,000 | 2,249 |
| Provision for loan and lease losses | $979,000 | 962 |
| Total noninterest income | $955,000 | 3,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $955,000 | 1,854 |
| Total noninterest expense | $7,403,000 | 1,886 |
| Salaries and employee benefits | $3,825,000 | 1,737 |
| Premises and equipment expense | $1,241,000 | 1,630 |
| Additional noninterest expense | $2,337,000 | 2,121 |
| Pre-tax net operating income | $577,000 | 8,008 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $226,000 | 7,005 |
| Income before extraordinary items | $339,000 | 8,576 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $339,000 | 8,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $589,000 | 1,241 |
| Cash dividends | $453,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $346,680 | 8,490 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,214,000 | 1,901 |
| Total interest expense | $8,052,000 | 1,581 |
| Net interest income | $8,162,000 | 2,210 |
| Provision for loan and lease losses | $2,564,000 | 477 |
| Total noninterest income | $777,000 | 3,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $777,000 | 2,175 |
| Total noninterest expense | $6,967,000 | 2,053 |
| Salaries and employee benefits | $3,408,000 | 1,960 |
| Premises and equipment expense | $1,154,000 | 1,781 |
| Additional noninterest expense | $2,405,000 | 2,204 |
| Pre-tax net operating income | $-592,000 | 12,404 |
| Securities gains (losses) | $10,000 | 2,219 |
| Applicable income taxes | $-274,000 | 12,423 |
| Income before extraordinary items | $-308,000 | 12,284 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-308,000 | 12,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,467,000 | 480 |
| Cash dividends | $449,000 | 3,483 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 916 |
| Net operating income | $-314,400 | 12,301 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,996,000 | 1,844 |
| Total interest expense | $8,815,000 | 1,514 |
| Net interest income | $8,181,000 | 2,201 |
| Provision for loan and lease losses | $1,281,000 | 1,108 |
| Total noninterest income | $908,000 | 3,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $908,000 | 2,184 |
| Total noninterest expense | $6,411,000 | 2,264 |
| Salaries and employee benefits | $3,277,000 | 2,028 |
| Premises and equipment expense | $977,000 | 2,096 |
| Additional noninterest expense | $2,157,000 | 2,561 |
| Pre-tax net operating income | $1,397,000 | 4,602 |
| Securities gains (losses) | $272,000 | 1,390 |
| Applicable income taxes | $646,000 | 3,360 |
| Income before extraordinary items | $1,023,000 | 4,612 |
| Extraordinary gains, net | $210,000 | 979 |
| Net income | $1,233,000 | 4,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $844,000 | 1,282 |
| Cash dividends | $405,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $684,000 | 542 |
| Net operating income | $848,920 | 5,096 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,624,000 | 1,904 |
| Total interest expense | $10,737,000 | 1,617 |
| Net interest income | $7,887,000 | 2,299 |
| Provision for loan and lease losses | $844,000 | 2,084 |
| Total noninterest income | $789,000 | 4,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $789,000 | 2,324 |
| Total noninterest expense | $6,002,000 | 2,421 |
| Salaries and employee benefits | $2,876,000 | 2,265 |
| Premises and equipment expense | $1,039,000 | 2,023 |
| Additional noninterest expense | $2,087,000 | 2,699 |
| Pre-tax net operating income | $1,830,000 | 3,374 |
| Securities gains (losses) | $-8,000 | 13,215 |
| Applicable income taxes | $733,000 | 2,829 |
| Income before extraordinary items | $1,089,000 | 4,162 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,089,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $844,000 | 1,750 |
| Cash dividends | $314,000 | 3,905 |
| Sale, conversion, retirement of capital stock, net | $892,000 | 444 |
| Net operating income | $1,094,120 | 3,839 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.