Home > Edgewater Bank > Income and Expense
Edgewater Bank, Income and Expense
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,206,000 | 2,702 |
| Total interest expense | $311,000 | 2,128 |
| Net interest income | $1,895,000 | 2,751 |
| Provision for loan and lease losses | $105,000 | 1,210 |
| Total noninterest income | $701,000 | 1,880 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $41,000 | 2,882 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $660,000 | 1,636 |
| Total noninterest expense | $1,843,000 | 2,386 |
| Salaries and employee benefits | $895,000 | 2,671 |
| Premises and equipment expense | $163,000 | 2,648 |
| Additional noninterest expense | $785,000 | 1,859 |
| Pre-tax net operating income | $648,000 | 2,942 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $140,000 | 2,057 |
| Income before extraordinary items | $508,000 | 3,096 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $508,000 | 3,095 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $508,000 | 3,096 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $508,000 | 3,069 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,009,000 | 2,678 |
| Total interest expense | $1,488,000 | 2,394 |
| Net interest income | $7,521,000 | 2,702 |
| Provision for loan and lease losses | $295,000 | 2,707 |
| Total noninterest income | $2,167,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $195,000 | 2,800 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,972,000 | 1,796 |
| Total noninterest expense | $6,918,000 | 2,476 |
| Salaries and employee benefits | $3,672,000 | 2,613 |
| Premises and equipment expense | $652,000 | 2,641 |
| Additional noninterest expense | $2,594,000 | 2,154 |
| Pre-tax net operating income | $2,475,000 | 2,684 |
| Securities gains (losses) | $16,000 | 2,179 |
| Applicable income taxes | $551,000 | 1,873 |
| Income before extraordinary items | $1,940,000 | 2,868 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,940,000 | 2,867 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,940,000 | 2,868 |
| Net charge-offs | $-12,000 | 4,281 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,927,360 | 2,824 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 2,745 |
| Total interest expense | $1,141,000 | 2,459 |
| Net interest income | $5,390,000 | 2,788 |
| Provision for loan and lease losses | $190,000 | 2,811 |
| Total noninterest income | $1,387,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $147,000 | 2,813 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,240,000 | 1,934 |
| Total noninterest expense | $4,823,000 | 2,569 |
| Salaries and employee benefits | $2,865,000 | 2,536 |
| Premises and equipment expense | $491,000 | 2,624 |
| Additional noninterest expense | $1,467,000 | 2,548 |
| Pre-tax net operating income | $1,764,000 | 2,756 |
| Securities gains (losses) | $16,000 | 1,993 |
| Applicable income taxes | $389,000 | 1,891 |
| Income before extraordinary items | $1,391,000 | 2,931 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,391,000 | 2,930 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,391,000 | 2,931 |
| Net charge-offs | $-9,000 | 4,226 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,378,360 | 2,896 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 2,793 |
| Total interest expense | $801,000 | 2,494 |
| Net interest income | $3,546,000 | 2,818 |
| Provision for loan and lease losses | $85,000 | 3,127 |
| Total noninterest income | $775,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $103,000 | 2,784 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $672,000 | 2,060 |
| Total noninterest expense | $3,228,000 | 2,564 |
| Salaries and employee benefits | $1,971,000 | 2,493 |
| Premises and equipment expense | $318,000 | 2,665 |
| Additional noninterest expense | $939,000 | 2,622 |
| Pre-tax net operating income | $1,008,000 | 2,927 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $221,000 | 1,980 |
| Income before extraordinary items | $787,000 | 3,125 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $787,000 | 3,124 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $787,000 | 3,125 |
| Net charge-offs | $-7,000 | 4,216 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $787,000 | 3,080 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 2,869 |
| Total interest expense | $424,000 | 2,547 |
| Net interest income | $1,658,000 | 2,902 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $252,000 | 2,722 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $70,000 | 2,614 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $182,000 | 2,546 |
| Total noninterest expense | $1,466,000 | 2,751 |
| Salaries and employee benefits | $845,000 | 2,755 |
| Premises and equipment expense | $161,000 | 2,666 |
| Additional noninterest expense | $460,000 | 2,676 |
| Pre-tax net operating income | $414,000 | 3,016 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $92,000 | 2,006 |
| Income before extraordinary items | $322,000 | 3,196 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $322,000 | 3,196 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $322,000 | 3,197 |
| Net charge-offs | $-4,000 | 4,126 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $322,000 | 3,168 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,694,000 | 3,025 |
| Total interest expense | $1,410,000 | 2,824 |
| Net interest income | $6,284,000 | 3,017 |
| Provision for loan and lease losses | $262,000 | 2,096 |
| Total noninterest income | $861,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $293,000 | 2,646 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $568,000 | 2,887 |
| Total noninterest expense | $5,715,000 | 2,782 |
| Salaries and employee benefits | $3,501,000 | 2,664 |
| Premises and equipment expense | $638,000 | 2,701 |
| Additional noninterest expense | $1,576,000 | 2,984 |
| Pre-tax net operating income | $1,168,000 | 3,704 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-273,000 | 5,121 |
| Income before extraordinary items | $1,441,000 | 3,316 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,441,000 | 3,317 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,441,000 | 3,317 |
| Net charge-offs | $50,000 | 2,644 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,441,000 | 3,289 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 3,107 |
| Total interest expense | $988,000 | 2,943 |
| Net interest income | $4,615,000 | 3,094 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $633,000 | 3,057 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $217,000 | 2,708 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $416,000 | 2,917 |
| Total noninterest expense | $3,986,000 | 2,914 |
| Salaries and employee benefits | $2,326,000 | 2,882 |
| Premises and equipment expense | $471,000 | 2,740 |
| Additional noninterest expense | $1,189,000 | 2,992 |
| Pre-tax net operating income | $1,172,000 | 3,425 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $-274,000 | 5,220 |
| Income before extraordinary items | $1,446,000 | 3,005 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,446,000 | 3,006 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,446,000 | 3,006 |
| Net charge-offs | $9,000 | 2,987 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,446,000 | 2,980 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 3,141 |
| Total interest expense | $661,000 | 2,926 |
| Net interest income | $3,012,000 | 3,149 |
| Provision for loan and lease losses | $45,000 | 2,856 |
| Total noninterest income | $374,000 | 3,168 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $143,000 | 2,706 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $231,000 | 3,090 |
| Total noninterest expense | $2,632,000 | 2,945 |
| Salaries and employee benefits | $1,534,000 | 2,919 |
| Premises and equipment expense | $312,000 | 2,751 |
| Additional noninterest expense | $786,000 | 3,039 |
| Pre-tax net operating income | $709,000 | 3,544 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $-374,000 | 5,277 |
| Income before extraordinary items | $1,083,000 | 2,836 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,083,000 | 2,835 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,083,000 | 2,835 |
| Net charge-offs | $11,000 | 2,558 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,083,000 | 2,810 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 3,184 |
| Total interest expense | $335,000 | 2,882 |
| Net interest income | $1,473,000 | 3,212 |
| Provision for loan and lease losses | $13,000 | 3,012 |
| Total noninterest income | $161,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $67,000 | 2,814 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $94,000 | 3,301 |
| Total noninterest expense | $1,306,000 | 2,980 |
| Salaries and employee benefits | $752,000 | 2,978 |
| Premises and equipment expense | $162,000 | 2,714 |
| Additional noninterest expense | $392,000 | 3,045 |
| Pre-tax net operating income | $315,000 | 3,710 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $71,000 | 2,405 |
| Income before extraordinary items | $244,000 | 3,875 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $244,000 | 3,873 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $244,000 | 3,874 |
| Net charge-offs | $13,000 | 1,875 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $244,000 | 3,872 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 3,308 |
| Total interest expense | $911,000 | 3,075 |
| Net interest income | $5,564,000 | 3,296 |
| Provision for loan and lease losses | $150,000 | 2,622 |
| Total noninterest income | $822,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $261,000 | 2,947 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $561,000 | 2,924 |
| Total noninterest expense | $6,112,000 | 2,698 |
| Salaries and employee benefits | $4,049,000 | 2,442 |
| Premises and equipment expense | $631,000 | 2,743 |
| Additional noninterest expense | $1,432,000 | 3,257 |
| Pre-tax net operating income | $124,000 | 5,102 |
| Securities gains (losses) | $-1,000 | 4,008 |
| Applicable income taxes | $-1,341,000 | 5,381 |
| Income before extraordinary items | $1,464,000 | 3,397 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,464,000 | 3,395 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,464,000 | 3,396 |
| Net charge-offs | $24,000 | 3,022 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,465,000 | 3,401 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 3,367 |
| Total interest expense | $578,000 | 3,256 |
| Net interest income | $4,135,000 | 3,342 |
| Provision for loan and lease losses | $80,000 | 2,859 |
| Total noninterest income | $630,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $183,000 | 3,068 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $447,000 | 2,896 |
| Total noninterest expense | $4,922,000 | 2,577 |
| Salaries and employee benefits | $3,356,000 | 2,274 |
| Premises and equipment expense | $464,000 | 2,799 |
| Additional noninterest expense | $1,102,000 | 3,215 |
| Pre-tax net operating income | $-237,000 | 5,386 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-1,419,000 | 5,465 |
| Income before extraordinary items | $1,182,000 | 3,338 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,182,000 | 3,337 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,182,000 | 3,337 |
| Net charge-offs | $24,000 | 2,616 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,182,000 | 3,338 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 3,391 |
| Total interest expense | $358,000 | 3,291 |
| Net interest income | $2,719,000 | 3,359 |
| Provision for loan and lease losses | $50,000 | 2,796 |
| Total noninterest income | $410,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $118,000 | 3,113 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $292,000 | 2,926 |
| Total noninterest expense | $3,651,000 | 2,414 |
| Salaries and employee benefits | $2,629,000 | 2,024 |
| Premises and equipment expense | $305,000 | 2,837 |
| Additional noninterest expense | $717,000 | 3,272 |
| Pre-tax net operating income | $-572,000 | 5,480 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $-1,490,000 | 5,530 |
| Income before extraordinary items | $918,000 | 3,086 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $918,000 | 3,084 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $918,000 | 3,085 |
| Net charge-offs | $21,000 | 2,226 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $918,000 | 3,076 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 3,426 |
| Total interest expense | $177,000 | 3,276 |
| Net interest income | $1,332,000 | 3,402 |
| Provision for loan and lease losses | $20,000 | 2,793 |
| Total noninterest income | $187,000 | 3,267 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $57,000 | 3,182 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $130,000 | 3,016 |
| Total noninterest expense | $1,211,000 | 3,162 |
| Salaries and employee benefits | $695,000 | 3,133 |
| Premises and equipment expense | $153,000 | 2,883 |
| Additional noninterest expense | $363,000 | 3,271 |
| Pre-tax net operating income | $288,000 | 3,914 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $3,000 | 3,761 |
| Income before extraordinary items | $285,000 | 3,752 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $285,000 | 3,752 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $285,000 | 3,752 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $285,000 | 3,757 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,552,000 | 3,565 |
| Total interest expense | $682,000 | 3,172 |
| Net interest income | $4,870,000 | 3,589 |
| Provision for loan and lease losses | $60,000 | 3,409 |
| Total noninterest income | $863,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $214,000 | 3,370 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $649,000 | 2,824 |
| Total noninterest expense | $4,949,000 | 3,106 |
| Salaries and employee benefits | $2,707,000 | 3,186 |
| Premises and equipment expense | $720,000 | 2,614 |
| Additional noninterest expense | $1,522,000 | 3,202 |
| Pre-tax net operating income | $724,000 | 4,434 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $20,000 | 3,751 |
| Income before extraordinary items | $704,000 | 4,145 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $704,000 | 4,145 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $704,000 | 4,145 |
| Net charge-offs | $35,000 | 3,157 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $704,000 | 4,134 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 3,633 |
| Total interest expense | $503,000 | 3,203 |
| Net interest income | $3,568,000 | 3,655 |
| Provision for loan and lease losses | $40,000 | 3,409 |
| Total noninterest income | $654,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $158,000 | 3,403 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $496,000 | 2,820 |
| Total noninterest expense | $3,698,000 | 3,130 |
| Salaries and employee benefits | $2,001,000 | 3,226 |
| Premises and equipment expense | $526,000 | 2,678 |
| Additional noninterest expense | $1,171,000 | 3,153 |
| Pre-tax net operating income | $484,000 | 4,623 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $17,000 | 3,760 |
| Income before extraordinary items | $467,000 | 4,481 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $467,000 | 4,480 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $467,000 | 4,481 |
| Net charge-offs | $25,000 | 2,878 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $467,000 | 4,474 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 3,690 |
| Total interest expense | $335,000 | 3,173 |
| Net interest income | $2,311,000 | 3,712 |
| Provision for loan and lease losses | $20,000 | 3,394 |
| Total noninterest income | $410,000 | 3,290 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $108,000 | 3,380 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $302,000 | 2,927 |
| Total noninterest expense | $2,447,000 | 3,169 |
| Salaries and employee benefits | $1,312,000 | 3,270 |
| Premises and equipment expense | $350,000 | 2,684 |
| Additional noninterest expense | $785,000 | 3,151 |
| Pre-tax net operating income | $254,000 | 4,823 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $12,000 | 3,765 |
| Income before extraordinary items | $242,000 | 4,719 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $242,000 | 4,718 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $242,000 | 4,719 |
| Net charge-offs | $19,000 | 2,606 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $242,000 | 4,708 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 3,743 |
| Total interest expense | $172,000 | 3,124 |
| Net interest income | $1,120,000 | 3,783 |
| Provision for loan and lease losses | $10,000 | 3,145 |
| Total noninterest income | $212,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $55,000 | 3,369 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $157,000 | 2,871 |
| Total noninterest expense | $1,208,000 | 3,224 |
| Salaries and employee benefits | $662,000 | 3,286 |
| Premises and equipment expense | $174,000 | 2,742 |
| Additional noninterest expense | $372,000 | 3,260 |
| Pre-tax net operating income | $114,000 | 4,862 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $6,000 | 3,734 |
| Income before extraordinary items | $108,000 | 4,800 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $108,000 | 4,800 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $108,000 | 4,800 |
| Net charge-offs | $19,000 | 1,916 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $108,000 | 4,789 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 3,709 |
| Total interest expense | $646,000 | 3,190 |
| Net interest income | $4,590,000 | 3,738 |
| Provision for loan and lease losses | $183,000 | 2,540 |
| Total noninterest income | $876,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $208,000 | 3,508 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $668,000 | 2,902 |
| Total noninterest expense | $4,810,000 | 3,257 |
| Salaries and employee benefits | $2,587,000 | 3,340 |
| Premises and equipment expense | $720,000 | 2,675 |
| Additional noninterest expense | $1,503,000 | 3,341 |
| Pre-tax net operating income | $473,000 | 4,869 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $23,000 | 3,822 |
| Income before extraordinary items | $450,000 | 4,819 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $450,000 | 4,818 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $450,000 | 4,818 |
| Net charge-offs | $7,000 | 3,950 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $450,000 | 4,783 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 3,756 |
| Total interest expense | $463,000 | 3,284 |
| Net interest income | $3,423,000 | 3,773 |
| Provision for loan and lease losses | $143,000 | 2,411 |
| Total noninterest income | $686,000 | 3,183 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $154,000 | 3,555 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $532,000 | 2,817 |
| Total noninterest expense | $3,633,000 | 3,245 |
| Salaries and employee benefits | $1,951,000 | 3,309 |
| Premises and equipment expense | $548,000 | 2,653 |
| Additional noninterest expense | $1,134,000 | 3,344 |
| Pre-tax net operating income | $333,000 | 4,988 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $5,000 | 4,121 |
| Income before extraordinary items | $328,000 | 4,911 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $328,000 | 4,911 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $328,000 | 4,911 |
| Net charge-offs | $-3,000 | 4,630 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $328,000 | 4,866 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,543,000 | 3,821 |
| Total interest expense | $302,000 | 3,342 |
| Net interest income | $2,241,000 | 3,834 |
| Provision for loan and lease losses | $63,000 | 2,677 |
| Total noninterest income | $377,000 | 3,482 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $99,000 | 3,606 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $278,000 | 3,122 |
| Total noninterest expense | $2,414,000 | 3,279 |
| Salaries and employee benefits | $1,298,000 | 3,343 |
| Premises and equipment expense | $371,000 | 2,650 |
| Additional noninterest expense | $745,000 | 3,394 |
| Pre-tax net operating income | $141,000 | 5,310 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $3,000 | 4,154 |
| Income before extraordinary items | $138,000 | 5,283 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $138,000 | 5,283 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $138,000 | 5,283 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $138,000 | 5,225 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 3,883 |
| Total interest expense | $149,000 | 3,387 |
| Net interest income | $1,085,000 | 3,913 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $158,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $48,000 | 3,654 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $110,000 | 3,417 |
| Total noninterest expense | $1,221,000 | 3,278 |
| Salaries and employee benefits | $651,000 | 3,350 |
| Premises and equipment expense | $189,000 | 2,647 |
| Additional noninterest expense | $381,000 | 3,337 |
| Pre-tax net operating income | $22,000 | 5,667 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $20,000 | 5,699 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $20,000 | 5,698 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $20,000 | 5,698 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $20,000 | 5,657 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 3,911 |
| Total interest expense | $533,000 | 3,602 |
| Net interest income | $4,304,000 | 3,917 |
| Provision for loan and lease losses | $65,000 | 3,401 |
| Total noninterest income | $892,000 | 3,274 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $210,000 | 3,636 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $682,000 | 2,878 |
| Total noninterest expense | $4,761,000 | 3,331 |
| Salaries and employee benefits | $2,465,000 | 3,451 |
| Premises and equipment expense | $742,000 | 2,707 |
| Additional noninterest expense | $1,554,000 | 3,328 |
| Pre-tax net operating income | $370,000 | 5,137 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $8,000 | 4,139 |
| Income before extraordinary items | $362,000 | 5,102 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $362,000 | 5,106 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $362,000 | 5,106 |
| Net charge-offs | $65,000 | 3,050 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $362,000 | 5,057 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 3,970 |
| Total interest expense | $390,000 | 3,705 |
| Net interest income | $3,216,000 | 3,962 |
| Provision for loan and lease losses | $45,000 | 3,330 |
| Total noninterest income | $652,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $159,000 | 3,649 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $493,000 | 2,938 |
| Total noninterest expense | $3,542,000 | 3,382 |
| Salaries and employee benefits | $1,831,000 | 3,476 |
| Premises and equipment expense | $570,000 | 2,695 |
| Additional noninterest expense | $1,141,000 | 3,389 |
| Pre-tax net operating income | $281,000 | 5,259 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $281,000 | 5,168 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 5,172 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $281,000 | 5,174 |
| Net charge-offs | $66,000 | 2,550 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $281,000 | 5,118 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,378,000 | 4,020 |
| Total interest expense | $254,000 | 3,775 |
| Net interest income | $2,124,000 | 4,001 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $430,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $105,000 | 3,644 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $325,000 | 2,962 |
| Total noninterest expense | $2,353,000 | 3,409 |
| Salaries and employee benefits | $1,220,000 | 3,505 |
| Premises and equipment expense | $374,000 | 2,746 |
| Additional noninterest expense | $759,000 | 3,408 |
| Pre-tax net operating income | $186,000 | 5,293 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $186,000 | 5,187 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $186,000 | 5,189 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $186,000 | 5,191 |
| Net charge-offs | $66,000 | 2,089 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $186,000 | 5,143 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 4,037 |
| Total interest expense | $125,000 | 3,833 |
| Net interest income | $1,063,000 | 4,017 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $210,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $53,000 | 3,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $157,000 | 2,957 |
| Total noninterest expense | $1,169,000 | 3,441 |
| Salaries and employee benefits | $598,000 | 3,576 |
| Premises and equipment expense | $193,000 | 2,717 |
| Additional noninterest expense | $378,000 | 3,410 |
| Pre-tax net operating income | $104,000 | 5,183 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $104,000 | 5,095 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $104,000 | 5,097 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $104,000 | 5,099 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $104,000 | 5,029 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 4,379 |
| Total interest expense | $487,000 | 4,058 |
| Net interest income | $3,685,000 | 4,359 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $702,000 | 3,696 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $198,000 | 3,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $504,000 | 3,264 |
| Total noninterest expense | $5,036,000 | 3,295 |
| Salaries and employee benefits | $2,423,000 | 3,544 |
| Premises and equipment expense | $802,000 | 2,657 |
| Additional noninterest expense | $1,811,000 | 3,103 |
| Pre-tax net operating income | $-649,000 | 6,312 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $11,000 | 4,190 |
| Income before extraordinary items | $-660,000 | 6,323 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-660,000 | 6,323 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-660,000 | 6,323 |
| Net charge-offs | $-14,000 | 5,722 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-660,000 | 6,320 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 4,392 |
| Total interest expense | $369,000 | 4,108 |
| Net interest income | $2,800,000 | 4,376 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $521,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $147,000 | 3,981 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $374,000 | 3,302 |
| Total noninterest expense | $3,811,000 | 3,296 |
| Salaries and employee benefits | $1,816,000 | 3,554 |
| Premises and equipment expense | $616,000 | 2,644 |
| Additional noninterest expense | $1,379,000 | 3,076 |
| Pre-tax net operating income | $-490,000 | 6,389 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $11,000 | 4,170 |
| Income before extraordinary items | $-501,000 | 6,399 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-501,000 | 6,398 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-501,000 | 6,398 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-501,000 | 6,397 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 4,419 |
| Total interest expense | $252,000 | 4,101 |
| Net interest income | $1,849,000 | 4,397 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $333,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $95,000 | 4,029 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $238,000 | 3,372 |
| Total noninterest expense | $2,546,000 | 3,304 |
| Salaries and employee benefits | $1,212,000 | 3,582 |
| Premises and equipment expense | $420,000 | 2,610 |
| Additional noninterest expense | $914,000 | 3,104 |
| Pre-tax net operating income | $-364,000 | 6,461 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $12,000 | 4,039 |
| Income before extraordinary items | $-376,000 | 6,480 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-376,000 | 6,481 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-376,000 | 6,481 |
| Net charge-offs | $-21,000 | 5,911 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-376,000 | 6,477 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 4,439 |
| Total interest expense | $132,000 | 4,059 |
| Net interest income | $921,000 | 4,445 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $169,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $46,000 | 4,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $123,000 | 3,269 |
| Total noninterest expense | $1,317,000 | 3,252 |
| Salaries and employee benefits | $620,000 | 3,569 |
| Premises and equipment expense | $223,000 | 2,549 |
| Additional noninterest expense | $474,000 | 3,008 |
| Pre-tax net operating income | $-227,000 | 6,549 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $6,000 | 3,988 |
| Income before extraordinary items | $-233,000 | 6,555 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-233,000 | 6,555 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-233,000 | 6,555 |
| Net charge-offs | $-71,000 | 6,407 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-233,000 | 6,557 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,356,000 | 4,419 |
| Total interest expense | $552,000 | 4,255 |
| Net interest income | $3,804,000 | 4,399 |
| Provision for loan and lease losses | $640,000 | 1,569 |
| Total noninterest income | $780,000 | 3,649 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $268,000 | 3,569 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $512,000 | 3,324 |
| Total noninterest expense | $5,542,000 | 3,158 |
| Salaries and employee benefits | $2,331,000 | 3,721 |
| Premises and equipment expense | $822,000 | 2,648 |
| Additional noninterest expense | $2,389,000 | 2,564 |
| Pre-tax net operating income | $-1,598,000 | 6,629 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $16,000 | 4,174 |
| Income before extraordinary items | $-1,614,000 | 6,647 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,614,000 | 6,647 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-1,614,000 | 6,647 |
| Net charge-offs | $1,083,000 | 1,193 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-1,614,000 | 6,644 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 4,468 |
| Total interest expense | $422,000 | 4,301 |
| Net interest income | $2,845,000 | 4,431 |
| Provision for loan and lease losses | $490,000 | 1,541 |
| Total noninterest income | $603,000 | 3,672 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $202,000 | 3,584 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $401,000 | 3,334 |
| Total noninterest expense | $4,110,000 | 3,194 |
| Salaries and employee benefits | $1,713,000 | 3,774 |
| Premises and equipment expense | $626,000 | 2,639 |
| Additional noninterest expense | $1,771,000 | 2,591 |
| Pre-tax net operating income | $-1,152,000 | 6,720 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $18,000 | 4,132 |
| Income before extraordinary items | $-1,170,000 | 6,733 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-1,170,000 | 6,734 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,170,000 | 6,734 |
| Net charge-offs | $951,000 | 1,038 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-1,170,000 | 6,722 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 4,497 |
| Total interest expense | $288,000 | 4,307 |
| Net interest income | $1,874,000 | 4,472 |
| Provision for loan and lease losses | $240,000 | 1,905 |
| Total noninterest income | $545,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $134,000 | 3,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $411,000 | 2,761 |
| Total noninterest expense | $2,665,000 | 3,265 |
| Salaries and employee benefits | $1,109,000 | 3,863 |
| Premises and equipment expense | $428,000 | 2,601 |
| Additional noninterest expense | $1,128,000 | 2,676 |
| Pre-tax net operating income | $-486,000 | 6,681 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $12,000 | 4,133 |
| Income before extraordinary items | $-498,000 | 6,721 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-498,000 | 6,723 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-498,000 | 6,722 |
| Net charge-offs | $452,000 | 1,332 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-498,000 | 6,702 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 4,523 |
| Total interest expense | $148,000 | 4,335 |
| Net interest income | $938,000 | 4,489 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $274,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $67,000 | 3,545 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $207,000 | 2,736 |
| Total noninterest expense | $1,317,000 | 3,319 |
| Salaries and employee benefits | $551,000 | 3,926 |
| Premises and equipment expense | $220,000 | 2,566 |
| Additional noninterest expense | $546,000 | 2,761 |
| Pre-tax net operating income | $-120,000 | 6,642 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $6,000 | 4,117 |
| Income before extraordinary items | $-126,000 | 6,686 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-126,000 | 6,687 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-126,000 | 6,687 |
| Net charge-offs | $19,000 | 3,117 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-126,000 | 6,658 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,340,000 | 4,149 |
| Total interest expense | $932,000 | 3,784 |
| Net interest income | $4,408,000 | 4,150 |
| Provision for loan and lease losses | $890,000 | 1,912 |
| Total noninterest income | $906,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $301,000 | 3,476 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $605,000 | 3,087 |
| Total noninterest expense | $5,245,000 | 3,349 |
| Salaries and employee benefits | $2,282,000 | 3,801 |
| Premises and equipment expense | $827,000 | 2,667 |
| Additional noninterest expense | $2,136,000 | 2,932 |
| Pre-tax net operating income | $-821,000 | 6,602 |
| Securities gains (losses) | $16,000 | 3,242 |
| Applicable income taxes | $24,000 | 4,147 |
| Income before extraordinary items | $-829,000 | 6,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-829,000 | 6,674 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-829,000 | 6,676 |
| Net charge-offs | $829,000 | 2,018 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-845,000 | 6,635 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,146,000 | 4,119 |
| Total interest expense | $776,000 | 3,648 |
| Net interest income | $3,370,000 | 4,162 |
| Provision for loan and lease losses | $790,000 | 1,726 |
| Total noninterest income | $933,000 | 2,911 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $225,000 | 3,518 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $708,000 | 2,447 |
| Total noninterest expense | $3,824,000 | 3,446 |
| Salaries and employee benefits | $1,765,000 | 3,732 |
| Premises and equipment expense | $636,000 | 2,648 |
| Additional noninterest expense | $1,423,000 | 3,241 |
| Pre-tax net operating income | $-311,000 | 6,594 |
| Securities gains (losses) | $16,000 | 2,965 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $-313,000 | 6,684 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-313,000 | 6,682 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-313,000 | 6,682 |
| Net charge-offs | $632,000 | 1,928 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-329,000 | 6,624 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 4,098 |
| Total interest expense | $554,000 | 3,588 |
| Net interest income | $2,264,000 | 4,145 |
| Provision for loan and lease losses | $230,000 | 2,812 |
| Total noninterest income | $526,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $264,000 | 2,387 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $262,000 | 3,264 |
| Total noninterest expense | $2,488,000 | 3,512 |
| Salaries and employee benefits | $1,204,000 | 3,694 |
| Premises and equipment expense | $361,000 | 2,992 |
| Additional noninterest expense | $923,000 | 3,330 |
| Pre-tax net operating income | $72,000 | 6,002 |
| Securities gains (losses) | $16,000 | 2,581 |
| Applicable income taxes | $12,000 | 4,173 |
| Income before extraordinary items | $76,000 | 6,088 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $76,000 | 6,088 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $76,000 | 6,088 |
| Net charge-offs | $114,000 | 3,286 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $62,240 | 6,026 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 4,072 |
| Total interest expense | $302,000 | 3,500 |
| Net interest income | $1,140,000 | 4,156 |
| Provision for loan and lease losses | $140,000 | 2,491 |
| Total noninterest income | $319,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $127,000 | 2,440 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 2,727 |
| Total noninterest expense | $1,250,000 | 3,527 |
| Salaries and employee benefits | $610,000 | 3,689 |
| Premises and equipment expense | $177,000 | 3,067 |
| Additional noninterest expense | $463,000 | 3,281 |
| Pre-tax net operating income | $69,000 | 5,739 |
| Securities gains (losses) | $16,000 | 1,662 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $79,000 | 5,622 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $79,000 | 5,622 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $79,000 | 5,622 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $64,120 | 5,677 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 3,899 |
| Total interest expense | $1,731,000 | 3,086 |
| Net interest income | $4,669,000 | 4,099 |
| Provision for loan and lease losses | $225,000 | 4,499 |
| Total noninterest income | $956,000 | 3,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $956,000 | 2,203 |
| Total noninterest expense | $5,101,000 | 3,481 |
| Salaries and employee benefits | $2,372,000 | 3,709 |
| Premises and equipment expense | $1,466,000 | 1,689 |
| Additional noninterest expense | $1,263,000 | 4,314 |
| Pre-tax net operating income | $299,000 | 5,244 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $24,000 | 4,054 |
| Income before extraordinary items | $275,000 | 5,332 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $275,000 | 5,334 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $275,000 | 5,334 |
| Net charge-offs | $790,000 | 2,656 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $275,000 | 5,217 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 3,899 |
| Total interest expense | $1,376,000 | 3,070 |
| Net interest income | $3,504,000 | 4,109 |
| Provision for loan and lease losses | $-30,000 | 7,313 |
| Total noninterest income | $707,000 | 3,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $707,000 | 2,205 |
| Total noninterest expense | $3,845,000 | 3,476 |
| Salaries and employee benefits | $1,802,000 | 3,670 |
| Premises and equipment expense | $1,109,000 | 1,701 |
| Additional noninterest expense | $934,000 | 4,351 |
| Pre-tax net operating income | $396,000 | 4,780 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $18,000 | 4,077 |
| Income before extraordinary items | $378,000 | 4,748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 4,749 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $378,000 | 4,749 |
| Net charge-offs | $154,000 | 3,987 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $378,000 | 4,617 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,275,000 | 3,908 |
| Total interest expense | $967,000 | 3,031 |
| Net interest income | $2,308,000 | 4,168 |
| Provision for loan and lease losses | $-60,000 | 7,409 |
| Total noninterest income | $443,000 | 3,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $443,000 | 2,285 |
| Total noninterest expense | $2,609,000 | 3,465 |
| Salaries and employee benefits | $1,209,000 | 3,682 |
| Premises and equipment expense | $742,000 | 1,707 |
| Additional noninterest expense | $658,000 | 4,265 |
| Pre-tax net operating income | $202,000 | 5,101 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $12,000 | 4,034 |
| Income before extraordinary items | $190,000 | 5,101 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $190,000 | 5,101 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $190,000 | 5,101 |
| Net charge-offs | $139,000 | 3,494 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $190,000 | 5,003 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 3,912 |
| Total interest expense | $522,000 | 2,940 |
| Net interest income | $1,137,000 | 4,206 |
| Provision for loan and lease losses | $-80,000 | 7,494 |
| Total noninterest income | $218,000 | 3,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $218,000 | 2,351 |
| Total noninterest expense | $1,288,000 | 3,497 |
| Salaries and employee benefits | $611,000 | 3,670 |
| Premises and equipment expense | $381,000 | 1,693 |
| Additional noninterest expense | $296,000 | 4,567 |
| Pre-tax net operating income | $147,000 | 4,670 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $6,000 | 3,979 |
| Income before extraordinary items | $141,000 | 4,552 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $141,000 | 4,551 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $141,000 | 4,552 |
| Net charge-offs | $-29,000 | 7,265 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $141,000 | 4,494 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,591,000 | 3,682 |
| Total interest expense | $2,758,000 | 2,778 |
| Net interest income | $4,833,000 | 4,053 |
| Provision for loan and lease losses | $197,000 | 5,366 |
| Total noninterest income | $1,057,000 | 3,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,057,000 | 2,111 |
| Total noninterest expense | $5,509,000 | 3,337 |
| Salaries and employee benefits | $2,360,000 | 3,750 |
| Premises and equipment expense | $1,422,000 | 1,804 |
| Additional noninterest expense | $1,727,000 | 3,634 |
| Pre-tax net operating income | $184,000 | 5,241 |
| Securities gains (losses) | $20,000 | 3,102 |
| Applicable income taxes | $25,000 | 3,929 |
| Income before extraordinary items | $179,000 | 5,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $179,000 | 5,359 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $179,000 | 5,360 |
| Net charge-offs | $564,000 | 3,493 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $161,400 | 5,278 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,777,000 | 3,722 |
| Total interest expense | $2,161,000 | 2,794 |
| Net interest income | $3,616,000 | 4,114 |
| Provision for loan and lease losses | $160,000 | 5,166 |
| Total noninterest income | $774,000 | 3,216 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $774,000 | 2,113 |
| Total noninterest expense | $4,047,000 | 3,377 |
| Salaries and employee benefits | $1,763,000 | 3,797 |
| Premises and equipment expense | $1,062,000 | 1,831 |
| Additional noninterest expense | $1,222,000 | 3,757 |
| Pre-tax net operating income | $183,000 | 5,323 |
| Securities gains (losses) | $20,000 | 2,883 |
| Applicable income taxes | $19,000 | 4,026 |
| Income before extraordinary items | $184,000 | 5,368 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $184,000 | 5,370 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $184,000 | 5,371 |
| Net charge-offs | $266,000 | 3,884 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $165,800 | 5,291 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 3,682 |
| Total interest expense | $1,482,000 | 2,818 |
| Net interest income | $2,476,000 | 4,040 |
| Provision for loan and lease losses | $100,000 | 5,137 |
| Total noninterest income | $453,000 | 3,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $453,000 | 2,235 |
| Total noninterest expense | $2,682,000 | 3,403 |
| Salaries and employee benefits | $1,166,000 | 3,844 |
| Premises and equipment expense | $707,000 | 1,847 |
| Additional noninterest expense | $809,000 | 3,767 |
| Pre-tax net operating income | $147,000 | 5,225 |
| Securities gains (losses) | $31,000 | 2,160 |
| Applicable income taxes | $13,000 | 3,989 |
| Income before extraordinary items | $165,000 | 5,126 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $165,000 | 5,129 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $165,000 | 5,128 |
| Net charge-offs | $-17,000 | 7,567 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $136,170 | 5,162 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 3,637 |
| Total interest expense | $758,000 | 2,882 |
| Net interest income | $1,298,000 | 3,932 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $196,000 | 3,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $196,000 | 2,429 |
| Total noninterest expense | $1,318,000 | 3,507 |
| Salaries and employee benefits | $598,000 | 3,828 |
| Premises and equipment expense | $353,000 | 1,908 |
| Additional noninterest expense | $367,000 | 4,024 |
| Pre-tax net operating income | $116,000 | 4,882 |
| Securities gains (losses) | $31,000 | 1,347 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $140,000 | 4,502 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $140,000 | 4,502 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $140,000 | 4,501 |
| Net charge-offs | $176,000 | 2,574 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $110,550 | 4,740 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,064,000 | 3,487 |
| Total interest expense | $4,246,000 | 2,607 |
| Net interest income | $4,818,000 | 4,038 |
| Provision for loan and lease losses | $4,451,000 | 1,553 |
| Total noninterest income | $126,000 | 6,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $126,000 | 5,345 |
| Total noninterest expense | $8,736,000 | 2,266 |
| Salaries and employee benefits | $2,497,000 | 3,686 |
| Premises and equipment expense | $1,654,000 | 1,627 |
| Additional noninterest expense | $4,585,000 | 1,621 |
| Pre-tax net operating income | $-8,243,000 | 7,416 |
| Securities gains (losses) | $361,000 | 1,084 |
| Applicable income taxes | $-609,000 | 7,113 |
| Income before extraordinary items | $-7,273,000 | 7,442 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,273,000 | 7,439 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,273,000 | 7,440 |
| Net charge-offs | $4,933,000 | 1,159 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,605,120 | 7,476 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 3,489 |
| Total interest expense | $3,369,000 | 2,598 |
| Net interest income | $3,548,000 | 4,089 |
| Provision for loan and lease losses | $4,021,000 | 1,225 |
| Total noninterest income | $296,000 | 5,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $296,000 | 3,642 |
| Total noninterest expense | $5,630,000 | 2,630 |
| Salaries and employee benefits | $1,867,000 | 3,734 |
| Premises and equipment expense | $1,227,000 | 1,669 |
| Additional noninterest expense | $2,536,000 | 2,081 |
| Pre-tax net operating income | $-5,807,000 | 7,555 |
| Securities gains (losses) | $231,000 | 1,193 |
| Applicable income taxes | $-2,001,000 | 7,722 |
| Income before extraordinary items | $-3,575,000 | 7,440 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,575,000 | 7,440 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,575,000 | 7,440 |
| Net charge-offs | $3,766,000 | 1,024 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,722,840 | 7,466 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 3,458 |
| Total interest expense | $2,285,000 | 2,659 |
| Net interest income | $2,425,000 | 4,013 |
| Provision for loan and lease losses | $3,391,000 | 1,001 |
| Total noninterest income | $123,000 | 6,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $123,000 | 4,448 |
| Total noninterest expense | $4,216,000 | 2,369 |
| Salaries and employee benefits | $1,215,000 | 3,863 |
| Premises and equipment expense | $822,000 | 1,688 |
| Additional noninterest expense | $2,179,000 | 1,672 |
| Pre-tax net operating income | $-5,059,000 | 7,744 |
| Securities gains (losses) | $162,000 | 1,155 |
| Applicable income taxes | $-1,744,000 | 7,871 |
| Income before extraordinary items | $-3,153,000 | 7,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,153,000 | 7,648 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,153,000 | 7,648 |
| Net charge-offs | $3,133,000 | 836 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,256,680 | 7,664 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 3,501 |
| Total interest expense | $1,147,000 | 2,737 |
| Net interest income | $1,207,000 | 4,038 |
| Provision for loan and lease losses | $3,346,000 | 525 |
| Total noninterest income | $-119,000 | 8,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-119,000 | 8,130 |
| Total noninterest expense | $2,711,000 | 1,830 |
| Salaries and employee benefits | $527,000 | 4,303 |
| Premises and equipment expense | $425,000 | 1,666 |
| Additional noninterest expense | $1,759,000 | 952 |
| Pre-tax net operating income | $-4,969,000 | 8,028 |
| Securities gains (losses) | $75,000 | 1,121 |
| Applicable income taxes | $-1,709,000 | 8,068 |
| Income before extraordinary items | $-3,185,000 | 7,985 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,185,000 | 7,986 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,185,000 | 7,986 |
| Net charge-offs | $2,864,000 | 466 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,233,750 | 7,992 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,257,000 | 3,459 |
| Total interest expense | $5,235,000 | 2,855 |
| Net interest income | $5,022,000 | 3,935 |
| Provision for loan and lease losses | $2,930,000 | 1,416 |
| Total noninterest income | $1,168,000 | 3,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,168,000 | 1,911 |
| Total noninterest expense | $5,538,000 | 3,297 |
| Salaries and employee benefits | $2,618,000 | 3,641 |
| Premises and equipment expense | $1,563,000 | 1,758 |
| Additional noninterest expense | $1,357,000 | 3,898 |
| Pre-tax net operating income | $-2,278,000 | 7,442 |
| Securities gains (losses) | $75,000 | 1,332 |
| Applicable income taxes | $-892,000 | 7,673 |
| Income before extraordinary items | $-1,311,000 | 7,134 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,311,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,529,000 | 1,534 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,359,000 | 7,264 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,767,000 | 3,496 |
| Total interest expense | $3,980,000 | 2,915 |
| Net interest income | $3,787,000 | 3,943 |
| Provision for loan and lease losses | $2,930,000 | 917 |
| Total noninterest income | $841,000 | 3,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $841,000 | 2,051 |
| Total noninterest expense | $4,113,000 | 3,313 |
| Salaries and employee benefits | $1,904,000 | 3,759 |
| Premises and equipment expense | $1,196,000 | 1,727 |
| Additional noninterest expense | $1,013,000 | 3,826 |
| Pre-tax net operating income | $-2,415,000 | 7,932 |
| Securities gains (losses) | $67,000 | 1,228 |
| Applicable income taxes | $-892,000 | 8,017 |
| Income before extraordinary items | $-1,456,000 | 7,688 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,456,000 | 7,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,457,000 | 1,037 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,498,880 | 7,799 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,325,000 | 3,473 |
| Total interest expense | $2,801,000 | 2,888 |
| Net interest income | $2,524,000 | 3,944 |
| Provision for loan and lease losses | $654,000 | 1,602 |
| Total noninterest income | $580,000 | 3,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $580,000 | 2,036 |
| Total noninterest expense | $2,758,000 | 3,314 |
| Salaries and employee benefits | $1,337,000 | 3,644 |
| Premises and equipment expense | $802,000 | 1,719 |
| Additional noninterest expense | $619,000 | 4,088 |
| Pre-tax net operating income | $-308,000 | 7,439 |
| Securities gains (losses) | $63,000 | 1,279 |
| Applicable income taxes | $-147,000 | 7,930 |
| Income before extraordinary items | $-98,000 | 7,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-98,000 | 7,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,500 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-138,320 | 7,291 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 3,505 |
| Total interest expense | $1,578,000 | 2,750 |
| Net interest income | $1,140,000 | 4,233 |
| Provision for loan and lease losses | $609,000 | 886 |
| Total noninterest income | $266,000 | 3,382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $266,000 | 2,126 |
| Total noninterest expense | $1,312,000 | 3,446 |
| Salaries and employee benefits | $587,000 | 4,038 |
| Premises and equipment expense | $416,000 | 1,666 |
| Additional noninterest expense | $309,000 | 4,023 |
| Pre-tax net operating income | $-515,000 | 8,097 |
| Securities gains (losses) | $39,000 | 1,222 |
| Applicable income taxes | $-194,000 | 8,256 |
| Income before extraordinary items | $-282,000 | 7,961 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-282,000 | 7,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 852 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-306,960 | 7,961 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,302,000 | 3,448 |
| Total interest expense | $5,823,000 | 3,077 |
| Net interest income | $5,479,000 | 3,746 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $1,224,000 | 3,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,224,000 | 1,940 |
| Total noninterest expense | $6,012,000 | 2,963 |
| Salaries and employee benefits | $3,085,000 | 3,151 |
| Premises and equipment expense | $1,589,000 | 1,668 |
| Additional noninterest expense | $1,338,000 | 3,752 |
| Pre-tax net operating income | $676,000 | 5,502 |
| Securities gains (losses) | $108,000 | 588 |
| Applicable income taxes | $156,000 | 4,096 |
| Income before extraordinary items | $628,000 | 5,256 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $628,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,798 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $541,600 | 5,527 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,533,000 | 3,436 |
| Total interest expense | $4,340,000 | 3,100 |
| Net interest income | $4,193,000 | 3,697 |
| Provision for loan and lease losses | $-20,000 | 8,331 |
| Total noninterest income | $829,000 | 3,317 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $829,000 | 2,082 |
| Total noninterest expense | $4,551,000 | 2,920 |
| Salaries and employee benefits | $2,350,000 | 3,093 |
| Premises and equipment expense | $1,204,000 | 1,637 |
| Additional noninterest expense | $997,000 | 3,712 |
| Pre-tax net operating income | $491,000 | 5,808 |
| Securities gains (losses) | $68,000 | 575 |
| Applicable income taxes | $105,000 | 4,391 |
| Income before extraordinary items | $454,000 | 5,560 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $454,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,220 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $398,920 | 5,823 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,715,000 | 3,438 |
| Total interest expense | $2,888,000 | 3,097 |
| Net interest income | $2,827,000 | 3,691 |
| Provision for loan and lease losses | $-20,000 | 8,382 |
| Total noninterest income | $539,000 | 3,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $539,000 | 2,141 |
| Total noninterest expense | $3,025,000 | 2,960 |
| Salaries and employee benefits | $1,566,000 | 3,124 |
| Premises and equipment expense | $802,000 | 1,654 |
| Additional noninterest expense | $657,000 | 3,742 |
| Pre-tax net operating income | $361,000 | 5,717 |
| Securities gains (losses) | $43,000 | 565 |
| Applicable income taxes | $78,000 | 4,370 |
| Income before extraordinary items | $326,000 | 5,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $326,000 | 5,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,239 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $291,170 | 5,704 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,901,000 | 3,371 |
| Total interest expense | $1,440,000 | 3,094 |
| Net interest income | $1,461,000 | 3,616 |
| Provision for loan and lease losses | $-20,000 | 8,465 |
| Total noninterest income | $257,000 | 3,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $257,000 | 2,180 |
| Total noninterest expense | $1,497,000 | 2,991 |
| Salaries and employee benefits | $759,000 | 3,235 |
| Premises and equipment expense | $413,000 | 1,623 |
| Additional noninterest expense | $325,000 | 3,724 |
| Pre-tax net operating income | $241,000 | 5,129 |
| Securities gains (losses) | $29,000 | 486 |
| Applicable income taxes | $60,000 | 3,913 |
| Income before extraordinary items | $210,000 | 4,945 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $210,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 8,343 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $187,380 | 5,204 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,405,000 | 3,231 |
| Total interest expense | $5,413,000 | 2,831 |
| Net interest income | $5,992,000 | 3,523 |
| Provision for loan and lease losses | $190,000 | 3,623 |
| Total noninterest income | $1,248,000 | 3,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,248,000 | 1,904 |
| Total noninterest expense | $5,982,000 | 2,876 |
| Salaries and employee benefits | $3,027,000 | 3,104 |
| Premises and equipment expense | $1,610,000 | 1,593 |
| Additional noninterest expense | $1,345,000 | 3,597 |
| Pre-tax net operating income | $1,068,000 | 5,046 |
| Securities gains (losses) | $-101,000 | 8,207 |
| Applicable income taxes | $290,000 | 3,861 |
| Income before extraordinary items | $677,000 | 5,580 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $677,000 | 5,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,639 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $747,700 | 5,358 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,492,000 | 3,230 |
| Total interest expense | $4,000,000 | 2,784 |
| Net interest income | $4,492,000 | 3,546 |
| Provision for loan and lease losses | $170,000 | 3,189 |
| Total noninterest income | $936,000 | 3,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $936,000 | 1,909 |
| Total noninterest expense | $4,539,000 | 2,848 |
| Salaries and employee benefits | $2,272,000 | 3,089 |
| Premises and equipment expense | $1,212,000 | 1,604 |
| Additional noninterest expense | $1,055,000 | 3,456 |
| Pre-tax net operating income | $719,000 | 5,455 |
| Securities gains (losses) | $-120,000 | 8,453 |
| Applicable income taxes | $176,000 | 4,302 |
| Income before extraordinary items | $423,000 | 6,124 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $423,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 1,870 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $508,200 | 5,719 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,581,000 | 3,225 |
| Total interest expense | $2,607,000 | 2,720 |
| Net interest income | $2,974,000 | 3,572 |
| Provision for loan and lease losses | $125,000 | 2,925 |
| Total noninterest income | $612,000 | 3,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $612,000 | 1,929 |
| Total noninterest expense | $3,028,000 | 2,856 |
| Salaries and employee benefits | $1,465,000 | 3,188 |
| Premises and equipment expense | $823,000 | 1,574 |
| Additional noninterest expense | $740,000 | 3,329 |
| Pre-tax net operating income | $433,000 | 5,723 |
| Securities gains (losses) | $-146,000 | 8,601 |
| Applicable income taxes | $72,000 | 4,887 |
| Income before extraordinary items | $215,000 | 6,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $215,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,936 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $324,500 | 5,849 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 3,215 |
| Total interest expense | $1,254,000 | 2,711 |
| Net interest income | $1,481,000 | 3,573 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $275,000 | 3,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $275,000 | 2,059 |
| Total noninterest expense | $1,549,000 | 2,802 |
| Salaries and employee benefits | $701,000 | 3,332 |
| Premises and equipment expense | $419,000 | 1,552 |
| Additional noninterest expense | $429,000 | 2,931 |
| Pre-tax net operating income | $177,000 | 6,086 |
| Securities gains (losses) | $-165,000 | 8,700 |
| Applicable income taxes | $-7,000 | 8,504 |
| Income before extraordinary items | $19,000 | 7,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 7,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,099 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $184,000 | 5,517 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,324,000 | 3,071 |
| Total interest expense | $4,705,000 | 2,327 |
| Net interest income | $5,619,000 | 3,621 |
| Provision for loan and lease losses | $105,000 | 4,737 |
| Total noninterest income | $2,039,000 | 2,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,039,000 | 1,350 |
| Total noninterest expense | $5,726,000 | 2,867 |
| Salaries and employee benefits | $2,945,000 | 3,012 |
| Premises and equipment expense | $1,339,000 | 1,799 |
| Additional noninterest expense | $1,442,000 | 3,330 |
| Pre-tax net operating income | $1,827,000 | 3,910 |
| Securities gains (losses) | $139,000 | 601 |
| Applicable income taxes | $667,000 | 2,903 |
| Income before extraordinary items | $1,299,000 | 4,156 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,299,000 | 4,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,630 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,207,260 | 4,303 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,644,000 | 3,059 |
| Total interest expense | $3,467,000 | 2,239 |
| Net interest income | $4,177,000 | 3,640 |
| Provision for loan and lease losses | $65,000 | 4,879 |
| Total noninterest income | $1,271,000 | 2,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,271,000 | 1,524 |
| Total noninterest expense | $4,169,000 | 2,913 |
| Salaries and employee benefits | $2,179,000 | 3,011 |
| Premises and equipment expense | $993,000 | 1,813 |
| Additional noninterest expense | $997,000 | 3,506 |
| Pre-tax net operating income | $1,214,000 | 4,282 |
| Securities gains (losses) | $101,000 | 658 |
| Applicable income taxes | $443,000 | 3,149 |
| Income before extraordinary items | $872,000 | 4,533 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $872,000 | 4,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,195 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $805,340 | 4,705 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 3,015 |
| Total interest expense | $2,246,000 | 2,188 |
| Net interest income | $2,783,000 | 3,616 |
| Provision for loan and lease losses | $35,000 | 5,026 |
| Total noninterest income | $480,000 | 3,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $480,000 | 2,250 |
| Total noninterest expense | $2,696,000 | 2,987 |
| Salaries and employee benefits | $1,418,000 | 3,076 |
| Premises and equipment expense | $650,000 | 1,845 |
| Additional noninterest expense | $628,000 | 3,662 |
| Pre-tax net operating income | $532,000 | 5,314 |
| Securities gains (losses) | $78,000 | 650 |
| Applicable income taxes | $201,000 | 3,781 |
| Income before extraordinary items | $409,000 | 5,389 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $409,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $356,740 | 5,695 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 2,995 |
| Total interest expense | $1,092,000 | 2,152 |
| Net interest income | $1,406,000 | 3,596 |
| Provision for loan and lease losses | $25,000 | 4,374 |
| Total noninterest income | $198,000 | 3,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $198,000 | 2,495 |
| Total noninterest expense | $1,319,000 | 3,054 |
| Salaries and employee benefits | $731,000 | 3,002 |
| Premises and equipment expense | $338,000 | 1,781 |
| Additional noninterest expense | $250,000 | 4,364 |
| Pre-tax net operating income | $260,000 | 5,357 |
| Securities gains (losses) | $29,000 | 684 |
| Applicable income taxes | $96,000 | 3,827 |
| Income before extraordinary items | $193,000 | 5,506 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $193,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $173,570 | 5,732 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,457,000 | 2,976 |
| Total interest expense | $4,203,000 | 1,940 |
| Net interest income | $5,254,000 | 3,665 |
| Provision for loan and lease losses | $288,000 | 3,013 |
| Total noninterest income | $1,179,000 | 3,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,179,000 | 1,929 |
| Total noninterest expense | $5,387,000 | 2,913 |
| Salaries and employee benefits | $2,771,000 | 3,067 |
| Premises and equipment expense | $1,348,000 | 1,721 |
| Additional noninterest expense | $1,268,000 | 3,592 |
| Pre-tax net operating income | $758,000 | 5,918 |
| Securities gains (losses) | $200,000 | 830 |
| Applicable income taxes | $337,000 | 4,000 |
| Income before extraordinary items | $621,000 | 5,872 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $621,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,115 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $491,000 | 6,325 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,999,000 | 2,972 |
| Total interest expense | $3,145,000 | 1,904 |
| Net interest income | $3,854,000 | 3,706 |
| Provision for loan and lease losses | $258,000 | 2,533 |
| Total noninterest income | $821,000 | 3,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $821,000 | 2,041 |
| Total noninterest expense | $4,019,000 | 2,896 |
| Salaries and employee benefits | $2,049,000 | 3,068 |
| Premises and equipment expense | $1,008,000 | 1,727 |
| Additional noninterest expense | $962,000 | 3,532 |
| Pre-tax net operating income | $398,000 | 6,746 |
| Securities gains (losses) | $153,000 | 925 |
| Applicable income taxes | $196,000 | 4,463 |
| Income before extraordinary items | $355,000 | 6,582 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $355,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 1,553 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $257,080 | 7,099 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,642,000 | 2,983 |
| Total interest expense | $2,124,000 | 1,861 |
| Net interest income | $2,518,000 | 3,758 |
| Provision for loan and lease losses | $228,000 | 1,988 |
| Total noninterest income | $477,000 | 3,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $477,000 | 2,265 |
| Total noninterest expense | $2,667,000 | 2,921 |
| Salaries and employee benefits | $1,326,000 | 3,162 |
| Premises and equipment expense | $674,000 | 1,716 |
| Additional noninterest expense | $667,000 | 3,438 |
| Pre-tax net operating income | $100,000 | 7,922 |
| Securities gains (losses) | $112,000 | 960 |
| Applicable income taxes | $74,000 | 5,210 |
| Income before extraordinary items | $138,000 | 7,429 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 1,334 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $65,200 | 8,057 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 2,995 |
| Total interest expense | $1,094,000 | 1,829 |
| Net interest income | $1,223,000 | 3,839 |
| Provision for loan and lease losses | $57,000 | 3,144 |
| Total noninterest income | $258,000 | 3,444 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $258,000 | 2,082 |
| Total noninterest expense | $1,317,000 | 2,947 |
| Salaries and employee benefits | $644,000 | 3,253 |
| Premises and equipment expense | $332,000 | 1,759 |
| Additional noninterest expense | $341,000 | 3,372 |
| Pre-tax net operating income | $107,000 | 7,030 |
| Securities gains (losses) | $82,000 | 908 |
| Applicable income taxes | $68,000 | 4,390 |
| Income before extraordinary items | $121,000 | 6,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $121,000 | 6,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 837 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $68,520 | 7,364 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,885,000 | 2,855 |
| Total interest expense | $5,030,000 | 1,782 |
| Net interest income | $4,855,000 | 3,756 |
| Provision for loan and lease losses | $203,000 | 4,002 |
| Total noninterest income | $1,199,000 | 3,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,199,000 | 2,124 |
| Total noninterest expense | $5,344,000 | 2,890 |
| Salaries and employee benefits | $2,836,000 | 2,912 |
| Premises and equipment expense | $1,341,000 | 1,693 |
| Additional noninterest expense | $1,167,000 | 3,801 |
| Pre-tax net operating income | $507,000 | 6,655 |
| Securities gains (losses) | $947,000 | 502 |
| Applicable income taxes | $533,000 | 3,272 |
| Income before extraordinary items | $921,000 | 4,875 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $921,000 | 4,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,474 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $314,920 | 7,069 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,535,000 | 2,847 |
| Total interest expense | $3,909,000 | 1,786 |
| Net interest income | $3,626,000 | 3,798 |
| Provision for loan and lease losses | $158,000 | 3,807 |
| Total noninterest income | $882,000 | 3,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $882,000 | 2,227 |
| Total noninterest expense | $4,039,000 | 2,879 |
| Salaries and employee benefits | $2,153,000 | 2,883 |
| Premises and equipment expense | $1,022,000 | 1,675 |
| Additional noninterest expense | $864,000 | 3,834 |
| Pre-tax net operating income | $311,000 | 7,121 |
| Securities gains (losses) | $884,000 | 481 |
| Applicable income taxes | $438,000 | 3,266 |
| Income before extraordinary items | $757,000 | 4,752 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $757,000 | 4,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,161 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $191,240 | 7,492 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 2,803 |
| Total interest expense | $2,713,000 | 1,779 |
| Net interest income | $2,441,000 | 3,780 |
| Provision for loan and lease losses | $133,000 | 3,303 |
| Total noninterest income | $609,000 | 3,308 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $609,000 | 2,171 |
| Total noninterest expense | $2,708,000 | 2,854 |
| Salaries and employee benefits | $1,442,000 | 2,881 |
| Premises and equipment expense | $691,000 | 1,656 |
| Additional noninterest expense | $575,000 | 3,831 |
| Pre-tax net operating income | $209,000 | 7,137 |
| Securities gains (losses) | $758,000 | 443 |
| Applicable income taxes | $367,000 | 2,866 |
| Income before extraordinary items | $600,000 | 4,299 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $600,000 | 4,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,623 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $114,880 | 7,629 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 2,807 |
| Total interest expense | $1,405,000 | 1,767 |
| Net interest income | $1,195,000 | 3,837 |
| Provision for loan and lease losses | $115,000 | 2,156 |
| Total noninterest income | $270,000 | 3,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $270,000 | 2,254 |
| Total noninterest expense | $1,368,000 | 2,808 |
| Salaries and employee benefits | $723,000 | 2,868 |
| Premises and equipment expense | $331,000 | 1,720 |
| Additional noninterest expense | $314,000 | 3,528 |
| Pre-tax net operating income | $-18,000 | 8,804 |
| Securities gains (losses) | $451,000 | 376 |
| Applicable income taxes | $166,000 | 3,033 |
| Income before extraordinary items | $267,000 | 4,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $267,000 | 4,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,659 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-21,640 | 8,780 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,155,000 | 2,732 |
| Total interest expense | $6,635,000 | 1,723 |
| Net interest income | $4,520,000 | 3,976 |
| Provision for loan and lease losses | $265,000 | 3,725 |
| Total noninterest income | $1,048,000 | 3,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,048,000 | 2,110 |
| Total noninterest expense | $4,768,000 | 3,047 |
| Salaries and employee benefits | $2,504,000 | 3,123 |
| Premises and equipment expense | $1,231,000 | 1,805 |
| Additional noninterest expense | $1,033,000 | 4,066 |
| Pre-tax net operating income | $535,000 | 6,635 |
| Securities gains (losses) | $597,000 | 596 |
| Applicable income taxes | $435,000 | 3,723 |
| Income before extraordinary items | $697,000 | 5,577 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $697,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,876 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $314,920 | 7,146 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,757,000 | 2,665 |
| Total interest expense | $8,116,000 | 1,994 |
| Net interest income | $4,641,000 | 3,654 |
| Provision for loan and lease losses | $111,000 | 5,423 |
| Total noninterest income | $1,074,000 | 3,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,074,000 | 1,939 |
| Total noninterest expense | $4,339,000 | 3,191 |
| Salaries and employee benefits | $2,232,000 | 3,282 |
| Premises and equipment expense | $1,117,000 | 1,917 |
| Additional noninterest expense | $990,000 | 4,099 |
| Pre-tax net operating income | $1,265,000 | 4,298 |
| Securities gains (losses) | $623,000 | 544 |
| Applicable income taxes | $716,000 | 2,623 |
| Income before extraordinary items | $1,172,000 | 3,873 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,172,000 | 3,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,796 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $773,280 | 4,837 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,963,000 | 2,678 |
| Total interest expense | $8,418,000 | 2,042 |
| Net interest income | $4,545,000 | 3,761 |
| Provision for loan and lease losses | $51,000 | 6,491 |
| Total noninterest income | $915,000 | 3,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $915,000 | 1,965 |
| Total noninterest expense | $3,786,000 | 3,479 |
| Salaries and employee benefits | $1,924,000 | 3,590 |
| Premises and equipment expense | $962,000 | 2,144 |
| Additional noninterest expense | $900,000 | 4,336 |
| Pre-tax net operating income | $1,623,000 | 3,852 |
| Securities gains (losses) | $-48,000 | 9,187 |
| Applicable income taxes | $600,000 | 3,107 |
| Income before extraordinary items | $975,000 | 4,457 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $975,000 | 4,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,005,720 | 4,372 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,623,000 | 2,789 |
| Total interest expense | $7,185,000 | 2,077 |
| Net interest income | $4,438,000 | 3,834 |
| Provision for loan and lease losses | $6,000 | 8,268 |
| Total noninterest income | $770,000 | 3,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $770,000 | 2,210 |
| Total noninterest expense | $3,843,000 | 3,435 |
| Salaries and employee benefits | $1,887,000 | 3,611 |
| Premises and equipment expense | $1,067,000 | 1,923 |
| Additional noninterest expense | $889,000 | 4,424 |
| Pre-tax net operating income | $1,359,000 | 4,390 |
| Securities gains (losses) | $190,000 | 555 |
| Applicable income taxes | $584,000 | 3,275 |
| Income before extraordinary items | $965,000 | 4,537 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $965,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,247 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $843,400 | 4,889 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,286,000 | 2,859 |
| Total interest expense | $7,157,000 | 2,120 |
| Net interest income | $4,129,000 | 4,024 |
| Provision for loan and lease losses | $85,000 | 5,461 |
| Total noninterest income | $1,351,000 | 2,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,351,000 | 1,501 |
| Total noninterest expense | $4,144,000 | 3,127 |
| Salaries and employee benefits | $2,243,000 | 2,999 |
| Premises and equipment expense | $1,511,000 | 1,274 |
| Additional noninterest expense | $390,000 | 7,299 |
| Pre-tax net operating income | $1,251,000 | 4,750 |
| Securities gains (losses) | $686,000 | 467 |
| Applicable income taxes | $696,000 | 3,040 |
| Income before extraordinary items | $1,241,000 | 3,824 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,241,000 | 3,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $801,960 | 5,097 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,745,000 | 3,024 |
| Total interest expense | $6,706,000 | 2,248 |
| Net interest income | $4,039,000 | 4,206 |
| Provision for loan and lease losses | $37,000 | 7,107 |
| Total noninterest income | $960,000 | 3,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $960,000 | 1,784 |
| Total noninterest expense | $3,065,000 | 4,025 |
| Salaries and employee benefits | $1,612,000 | 3,994 |
| Premises and equipment expense | $1,021,000 | 1,938 |
| Additional noninterest expense | $432,000 | 7,087 |
| Pre-tax net operating income | $1,897,000 | 3,709 |
| Securities gains (losses) | $134,000 | 859 |
| Applicable income taxes | $732,000 | 3,128 |
| Income before extraordinary items | $1,299,000 | 3,799 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,299,000 | 3,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,783 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,213,240 | 3,948 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,308,000 | 3,506 |
| Total interest expense | $5,770,000 | 2,637 |
| Net interest income | $3,538,000 | 4,785 |
| Provision for loan and lease losses | $52,000 | 6,510 |
| Total noninterest income | $843,000 | 3,563 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $843,000 | 2,026 |
| Total noninterest expense | $3,468,000 | 3,803 |
| Salaries and employee benefits | $1,450,000 | 4,455 |
| Premises and equipment expense | $933,000 | 2,140 |
| Additional noninterest expense | $1,085,000 | 4,112 |
| Pre-tax net operating income | $861,000 | 6,241 |
| Securities gains (losses) | $85,000 | 1,033 |
| Applicable income taxes | $315,000 | 5,673 |
| Income before extraordinary items | $631,000 | 6,088 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $631,000 | 6,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $574,050 | 6,362 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,680,000 | 3,739 |
| Total interest expense | $5,313,000 | 2,871 |
| Net interest income | $3,367,000 | 5,020 |
| Provision for loan and lease losses | $33,000 | 6,978 |
| Total noninterest income | $590,000 | 4,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $590,000 | 2,564 |
| Total noninterest expense | $2,755,000 | 4,592 |
| Salaries and employee benefits | $1,372,000 | 4,645 |
| Premises and equipment expense | $892,000 | 2,248 |
| Additional noninterest expense | $491,000 | 7,329 |
| Pre-tax net operating income | $1,169,000 | 5,351 |
| Securities gains (losses) | $108,000 | 920 |
| Applicable income taxes | $460,000 | 4,459 |
| Income before extraordinary items | $817,000 | 5,363 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $817,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $747,880 | 5,700 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,048,000 | 4,197 |
| Total interest expense | $4,048,000 | 3,014 |
| Net interest income | $3,000,000 | 5,614 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $596,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $596,000 | 2,599 |
| Total noninterest expense | $2,584,000 | 5,004 |
| Salaries and employee benefits | $1,231,000 | 5,133 |
| Premises and equipment expense | $805,000 | 2,514 |
| Additional noninterest expense | $548,000 | 7,436 |
| Pre-tax net operating income | $955,000 | 6,146 |
| Securities gains (losses) | $6,000 | 2,522 |
| Applicable income taxes | $339,000 | 5,403 |
| Income before extraordinary items | $622,000 | 6,381 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $622,000 | 6,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $618,100 | 6,476 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,266,000 | 4,174 |
| Total interest expense | $4,082,000 | 3,112 |
| Net interest income | $3,184,000 | 5,383 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $520,000 | 5,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $520,000 | 3,187 |
| Total noninterest expense | $2,247,000 | 5,765 |
| Salaries and employee benefits | $1,127,000 | 5,525 |
| Premises and equipment expense | $483,000 | 3,991 |
| Additional noninterest expense | $637,000 | 7,034 |
| Pre-tax net operating income | $1,450,000 | 4,451 |
| Securities gains (losses) | $335,000 | 1,203 |
| Applicable income taxes | $602,000 | 3,598 |
| Income before extraordinary items | $1,183,000 | 4,070 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,183,000 | 4,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $961,900 | 4,593 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,294,000 | 4,163 |
| Total interest expense | $5,164,000 | 3,223 |
| Net interest income | $3,130,000 | 5,519 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $503,000 | 5,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $503,000 | 3,168 |
| Total noninterest expense | $2,136,000 | 6,069 |
| Salaries and employee benefits | $1,015,000 | 5,946 |
| Premises and equipment expense | $449,000 | 4,363 |
| Additional noninterest expense | $672,000 | 6,941 |
| Pre-tax net operating income | $1,457,000 | 4,150 |
| Securities gains (losses) | $511,000 | 1,068 |
| Applicable income taxes | $685,000 | 3,043 |
| Income before extraordinary items | $1,283,000 | 3,584 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,283,000 | 3,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $950,850 | 4,391 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.