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Eastwood Bank, Income and Expense

2014-12-31 (YTD Data)Rank
Total interest income$23,406,0001,097
Total interest expense$2,380,0001,221
Net interest income$21,026,0001,071
Provision for loan and lease losses$-67,0005,992
Total noninterest income$6,552,000907
Gross Fiduciary activities income$730,000533
Service charges on deposit accounts$1,719,000784
Trading account gains and fees$0180
Additional Noninterest Income$4,103,000888
Total noninterest expense$22,595,000897
Salaries and employee benefits$12,510,000875
Premises and equipment expense$2,355,0001,026
Additional noninterest expense$7,730,000844
Pre-tax net operating income$5,050,0001,501
Securities gains (losses)$1,665,000124
Applicable income taxes$16,0004,092
Income before extraordinary items$6,699,000998
Extraordinary gains, net$017
Net income$6,699,000997
Minority interest net income$084
Net income of bank and minority interests.$6,699,000997
Net charge-offs$183,0002,564
Cash dividends$6,129,000509
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,034,0001,270
2014-09-30 (YTD Data)Rank
Total interest income$17,851,0001,082
Total interest expense$1,821,0001,211
Net interest income$16,030,0001,062
Provision for loan and lease losses$-48,0006,138
Total noninterest income$4,720,000921
Gross Fiduciary activities income$519,000541
Service charges on deposit accounts$1,274,000797
Trading account gains and fees$0174
Additional Noninterest Income$2,927,000917
Total noninterest expense$16,541,000909
Salaries and employee benefits$9,460,000872
Premises and equipment expense$1,793,0001,016
Additional noninterest expense$5,288,000914
Pre-tax net operating income$4,257,0001,391
Securities gains (losses)$508,000298
Applicable income taxes$13,0004,124
Income before extraordinary items$4,752,0001,052
Extraordinary gains, net$015
Net income$4,752,0001,051
Minority interest net income$081
Net income of bank and minority interests.$4,752,0001,051
Net charge-offs$202,0001,979
Cash dividends$4,982,000454
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,244,0001,149
2014-06-30 (YTD Data)Rank
Total interest income$11,989,0001,069
Total interest expense$1,240,0001,201
Net interest income$10,749,0001,049
Provision for loan and lease losses$199,0001,676
Total noninterest income$3,165,000902
Gross Fiduciary activities income$338,000548
Service charges on deposit accounts$821,000817
Trading account gains and fees$0172
Additional Noninterest Income$2,006,000890
Total noninterest expense$10,993,000910
Salaries and employee benefits$6,441,000846
Premises and equipment expense$1,208,0001,015
Additional noninterest expense$3,344,000968
Pre-tax net operating income$2,722,0001,398
Securities gains (losses)$278,000388
Applicable income taxes$10,0004,090
Income before extraordinary items$2,990,0001,079
Extraordinary gains, net$020
Net income$2,990,0001,079
Minority interest net income$080
Net income of bank and minority interests.$2,990,0001,080
Net charge-offs$349,0001,144
Cash dividends$2,894,000492
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,712,0001,155
2014-03-31 (YTD Data)Rank
Total interest income$5,969,0001,073
Total interest expense$633,0001,192
Net interest income$5,336,0001,057
Provision for loan and lease losses$137,0001,360
Total noninterest income$1,502,000918
Gross Fiduciary activities income$170,000547
Service charges on deposit accounts$392,000829
Trading account gains and fees$0147
Additional Noninterest Income$940,000891
Total noninterest expense$5,540,000909
Salaries and employee benefits$3,283,000846
Premises and equipment expense$609,0001,025
Additional noninterest expense$1,648,000973
Pre-tax net operating income$1,161,0001,560
Securities gains (losses)$157,000315
Applicable income taxes$2,0004,234
Income before extraordinary items$1,316,0001,166
Extraordinary gains, net$016
Net income$1,316,0001,166
Minority interest net income$066
Net income of bank and minority interests.$1,316,0001,167
Net charge-offs$287,000735
Cash dividends$1,771,000373
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,159,0001,275
2013-12-31 (YTD Data)Rank
Total interest income$23,499,0001,083
Total interest expense$2,890,0001,169
Net interest income$20,609,0001,072
Provision for loan and lease losses$105,0003,638
Total noninterest income$7,387,000848
Gross Fiduciary activities income$559,000577
Service charges on deposit accounts$1,681,000821
Trading account gains and fees$0184
Additional Noninterest Income$5,147,000786
Total noninterest expense$21,744,000934
Salaries and employee benefits$12,312,000876
Premises and equipment expense$2,193,0001,083
Additional noninterest expense$7,239,000939
Pre-tax net operating income$6,147,0001,200
Securities gains (losses)$455,000491
Applicable income taxes$8,0004,340
Income before extraordinary items$6,594,000947
Extraordinary gains, net$029
Net income$6,594,000949
Minority interest net income$090
Net income of bank and minority interests.$6,594,000949
Net charge-offs$655,0001,710
Cash dividends$3,793,000728
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,139,000986
2013-09-30 (YTD Data)Rank
Total interest income$17,214,0001,120
Total interest expense$2,196,0001,191
Net interest income$15,018,0001,101
Provision for loan and lease losses$-126,0006,587
Total noninterest income$5,757,000835
Gross Fiduciary activities income$414,000581
Service charges on deposit accounts$1,226,000847
Trading account gains and fees$0180
Additional Noninterest Income$4,117,000769
Total noninterest expense$15,535,000988
Salaries and employee benefits$9,016,000899
Premises and equipment expense$1,628,0001,096
Additional noninterest expense$4,891,0001,038
Pre-tax net operating income$5,366,0001,073
Securities gains (losses)$455,000446
Applicable income taxes$6,0004,418
Income before extraordinary items$5,815,000820
Extraordinary gains, net$025
Net income$5,815,000822
Minority interest net income$084
Net income of bank and minority interests.$5,815,000822
Net charge-offs$424,0001,773
Cash dividends$3,719,000540
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,360,000869
2013-06-30 (YTD Data)Rank
Total interest income$11,352,0001,124
Total interest expense$1,503,0001,192
Net interest income$9,849,0001,105
Provision for loan and lease losses$-269,0006,755
Total noninterest income$4,005,000815
Gross Fiduciary activities income$275,000586
Service charges on deposit accounts$786,000860
Trading account gains and fees$0157
Additional Noninterest Income$2,944,000742
Total noninterest expense$10,166,0001,001
Salaries and employee benefits$6,014,000900
Premises and equipment expense$1,089,0001,096
Additional noninterest expense$3,063,0001,101
Pre-tax net operating income$3,957,000957
Securities gains (losses)$455,000399
Applicable income taxes$4,0004,412
Income before extraordinary items$4,408,000730
Extraordinary gains, net$022
Net income$4,408,000731
Minority interest net income$082
Net income of bank and minority interests.$4,408,000732
Net charge-offs$281,0001,755
Cash dividends$3,286,000416
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,953,000760
2013-03-31 (YTD Data)Rank
Total interest income$5,619,0001,144
Total interest expense$778,0001,193
Net interest income$4,841,0001,129
Provision for loan and lease losses$-255,0006,917
Total noninterest income$2,071,000804
Gross Fiduciary activities income$129,000612
Service charges on deposit accounts$379,000882
Trading account gains and fees$0148
Additional Noninterest Income$1,563,000725
Total noninterest expense$5,048,0001,020
Salaries and employee benefits$3,047,000897
Premises and equipment expense$543,0001,118
Additional noninterest expense$1,458,0001,137
Pre-tax net operating income$2,119,000883
Securities gains (losses)$01,966
Applicable income taxes$2,0004,407
Income before extraordinary items$2,117,000734
Extraordinary gains, net$010
Net income$2,117,000735
Minority interest net income$076
Net income of bank and minority interests.$2,117,000736
Net charge-offs$95,0001,944
Cash dividends$2,090,000290
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,117,000704
2012-12-31 (YTD Data)Rank
Total interest income$23,764,0001,126
Total interest expense$3,766,0001,188
Net interest income$19,998,0001,092
Provision for loan and lease losses$556,0002,577
Total noninterest income$6,667,000926
Gross Fiduciary activities income$441,000628
Service charges on deposit accounts$1,733,000812
Trading account gains and fees$0166
Additional Noninterest Income$4,493,000883
Total noninterest expense$19,292,0001,040
Salaries and employee benefits$10,997,000948
Premises and equipment expense$1,925,0001,227
Additional noninterest expense$6,370,0001,085
Pre-tax net operating income$6,817,0001,044
Securities gains (losses)$183,0001,783
Applicable income taxes$-5,0006,510
Income before extraordinary items$7,005,000843
Extraordinary gains, net$029
Net income$7,005,000842
Minority interest net income$093
Net income of bank and minority interests.$7,005,000843
Net charge-offs$1,206,0001,626
Cash dividends$4,051,000685
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,822,000817
2012-09-30 (YTD Data)Rank
Total interest income$18,063,0001,133
Total interest expense$2,936,0001,208
Net interest income$15,127,0001,101
Provision for loan and lease losses$237,0003,285
Total noninterest income$4,885,000936
Gross Fiduciary activities income$302,000653
Service charges on deposit accounts$1,293,000812
Trading account gains and fees$0157
Additional Noninterest Income$3,290,000878
Total noninterest expense$14,131,0001,058
Salaries and employee benefits$8,118,000959
Premises and equipment expense$1,406,0001,272
Additional noninterest expense$4,607,0001,114
Pre-tax net operating income$5,644,000965
Securities gains (losses)$183,0001,506
Applicable income taxes$-6,0006,736
Income before extraordinary items$5,833,000784
Extraordinary gains, net$020
Net income$5,833,000782
Minority interest net income$086
Net income of bank and minority interests.$5,833,000784
Net charge-offs$487,0002,223
Cash dividends$3,694,000461
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,650,000756
2012-06-30 (YTD Data)Rank
Total interest income$12,100,0001,131
Total interest expense$2,036,0001,203
Net interest income$10,064,0001,103
Provision for loan and lease losses$125,0003,566
Total noninterest income$3,354,000899
Gross Fiduciary activities income$197,000661
Service charges on deposit accounts$832,000837
Trading account gains and fees$0153
Additional Noninterest Income$2,325,000833
Total noninterest expense$9,389,0001,059
Salaries and employee benefits$5,401,000969
Premises and equipment expense$926,0001,286
Additional noninterest expense$3,062,0001,127
Pre-tax net operating income$3,904,000929
Securities gains (losses)$183,0001,168
Applicable income taxes$-8,0006,821
Income before extraordinary items$4,095,000747
Extraordinary gains, net$019
Net income$4,095,000746
Minority interest net income$084
Net income of bank and minority interests.$4,095,000747
Net charge-offs$125,0003,212
Cash dividends$3,227,000360
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,912,000734
2012-03-31 (YTD Data)Rank
Total interest income$6,107,0001,131
Total interest expense$1,082,0001,175
Net interest income$5,025,0001,105
Provision for loan and lease losses$81,0003,116
Total noninterest income$1,601,000929
Gross Fiduciary activities income$97,000662
Service charges on deposit accounts$403,000861
Trading account gains and fees$0148
Additional Noninterest Income$1,101,000845
Total noninterest expense$4,560,0001,094
Salaries and employee benefits$2,645,000981
Premises and equipment expense$461,0001,296
Additional noninterest expense$1,454,0001,170
Pre-tax net operating income$1,985,000897
Securities gains (losses)$02,210
Applicable income taxes$1,0004,577
Income before extraordinary items$1,984,000760
Extraordinary gains, net$019
Net income$1,984,000762
Minority interest net income$078
Net income of bank and minority interests.$1,984,000762
Net charge-offs$81,0002,633
Cash dividends$1,895,000283
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,984,000715
2011-12-31 (YTD Data)Rank
Total interest income$25,090,0001,128
Total interest expense$5,622,0001,069
Net interest income$19,468,0001,146
Provision for loan and lease losses$1,212,0002,141
Total noninterest income$5,775,000929
Gross Fiduciary activities income$388,000613
Service charges on deposit accounts$1,781,000826
Trading account gains and fees$0146
Additional Noninterest Income$3,606,000914
Total noninterest expense$17,250,0001,140
Salaries and employee benefits$9,556,0001,023
Premises and equipment expense$1,795,0001,391
Additional noninterest expense$5,899,0001,185
Pre-tax net operating income$6,781,000897
Securities gains (losses)$60,0002,446
Applicable income taxes$25,0004,037
Income before extraordinary items$6,816,000738
Extraordinary gains, net$029
Net income$6,816,000737
Minority interest net income$096
Net income of bank and minority interests.$6,816,000738
Net charge-offs$1,295,0002,066
Cash dividends$4,113,000506
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$6,756,000718
2011-09-30 (YTD Data)Rank
Total interest income$18,891,0001,143
Total interest expense$4,430,0001,065
Net interest income$14,461,0001,161
Provision for loan and lease losses$608,0002,623
Total noninterest income$4,065,000980
Gross Fiduciary activities income$283,000612
Service charges on deposit accounts$1,333,000836
Trading account gains and fees$0145
Additional Noninterest Income$2,449,000969
Total noninterest expense$12,547,0001,173
Salaries and employee benefits$7,096,0001,038
Premises and equipment expense$1,327,0001,428
Additional noninterest expense$4,124,0001,255
Pre-tax net operating income$5,371,000872
Securities gains (losses)$60,0002,204
Applicable income taxes$18,0004,077
Income before extraordinary items$5,413,000727
Extraordinary gains, net$021
Net income$5,413,000726
Minority interest net income$087
Net income of bank and minority interests.$5,413,000727
Net charge-offs$591,0002,487
Cash dividends$3,662,000376
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,353,000696
2011-06-30 (YTD Data)Rank
Total interest income$12,578,0001,151
Total interest expense$3,074,0001,067
Net interest income$9,504,0001,174
Provision for loan and lease losses$427,0002,514
Total noninterest income$2,749,000973
Gross Fiduciary activities income$185,000629
Service charges on deposit accounts$868,000843
Trading account gains and fees$0153
Additional Noninterest Income$1,696,000934
Total noninterest expense$8,419,0001,181
Salaries and employee benefits$4,772,0001,038
Premises and equipment expense$881,0001,435
Additional noninterest expense$2,766,0001,278
Pre-tax net operating income$3,407,000884
Securities gains (losses)$02,914
Applicable income taxes$15,0003,950
Income before extraordinary items$3,392,000753
Extraordinary gains, net$015
Net income$3,392,000750
Minority interest net income$089
Net income of bank and minority interests.$3,392,000753
Net charge-offs$410,0002,337
Cash dividends$2,976,000317
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,392,000726
2011-03-31 (YTD Data)Rank
Total interest income$6,230,0001,180
Total interest expense$1,581,0001,079
Net interest income$4,649,0001,197
Provision for loan and lease losses$264,0002,121
Total noninterest income$1,290,0001,026
Gross Fiduciary activities income$85,000645
Service charges on deposit accounts$410,000869
Trading account gains and fees$0158
Additional Noninterest Income$795,000973
Total noninterest expense$4,197,0001,195
Salaries and employee benefits$2,357,0001,066
Premises and equipment expense$437,0001,471
Additional noninterest expense$1,403,0001,263
Pre-tax net operating income$1,478,0001,021
Securities gains (losses)$01,772
Applicable income taxes$6,0003,979
Income before extraordinary items$1,472,000836
Extraordinary gains, net$09
Net income$1,472,000835
Minority interest net income$086
Net income of bank and minority interests.$1,472,000836
Net charge-offs$247,0001,935
Cash dividends$1,890,000224
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,472,000821
2010-12-31 (YTD Data)Rank
Total interest income$25,360,0001,219
Total interest expense$7,181,0001,145
Net interest income$18,179,0001,238
Provision for loan and lease losses$1,696,0002,298
Total noninterest income$5,771,000962
Gross Fiduciary activities income$323,000655
Service charges on deposit accounts$2,122,000710
Trading account gains and fees$0175
Additional Noninterest Income$3,326,000988
Total noninterest expense$16,664,0001,210
Salaries and employee benefits$9,047,0001,096
Premises and equipment expense$1,766,0001,453
Additional noninterest expense$5,851,0001,263
Pre-tax net operating income$5,590,000923
Securities gains (losses)$70,0002,439
Applicable income taxes$5,0004,343
Income before extraordinary items$5,655,000775
Extraordinary gains, net$029
Net income$5,655,000775
Minority interest net income$0111
Net income of bank and minority interests.$5,655,000776
Net charge-offs$1,005,0002,676
Cash dividends$2,587,000632
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,585,000752
2010-09-30 (YTD Data)Rank
Total interest income$18,928,0001,245
Total interest expense$5,455,0001,176
Net interest income$13,473,0001,262
Provision for loan and lease losses$1,463,0002,008
Total noninterest income$4,247,000953
Gross Fiduciary activities income$231,000654
Service charges on deposit accounts$1,641,000698
Trading account gains and fees$0165
Additional Noninterest Income$2,375,000980
Total noninterest expense$12,022,0001,243
Salaries and employee benefits$6,700,0001,103
Premises and equipment expense$1,299,0001,492
Additional noninterest expense$4,023,0001,336
Pre-tax net operating income$4,235,000964
Securities gains (losses)$70,0002,227
Applicable income taxes$4,0004,431
Income before extraordinary items$4,301,000805
Extraordinary gains, net$023
Net income$4,301,000803
Minority interest net income$0110
Net income of bank and minority interests.$4,301,000806
Net charge-offs$815,0002,440
Cash dividends$2,116,000502
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,231,000779
2010-06-30 (YTD Data)Rank
Total interest income$12,479,0001,269
Total interest expense$3,649,0001,219
Net interest income$8,830,0001,296
Provision for loan and lease losses$922,0002,025
Total noninterest income$2,591,0001,013
Gross Fiduciary activities income$151,000660
Service charges on deposit accounts$1,109,000691
Trading account gains and fees$0152
Additional Noninterest Income$1,331,0001,068
Total noninterest expense$7,706,0001,280
Salaries and employee benefits$4,371,0001,129
Premises and equipment expense$863,0001,520
Additional noninterest expense$2,472,0001,443
Pre-tax net operating income$2,793,000966
Securities gains (losses)$03,184
Applicable income taxes$3,0004,407
Income before extraordinary items$2,790,000798
Extraordinary gains, net$019
Net income$2,790,000798
Minority interest net income$0105
Net income of bank and minority interests.$2,790,000799
Net charge-offs$424,0002,632
Cash dividends$1,289,000539
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,790,000770
2010-03-31 (YTD Data)Rank
Total interest income$6,209,0001,298
Total interest expense$1,857,0001,255
Net interest income$4,352,0001,321
Provision for loan and lease losses$592,0001,662
Total noninterest income$1,277,000995
Gross Fiduciary activities income$69,000694
Service charges on deposit accounts$556,000696
Trading account gains and fees$0175
Additional Noninterest Income$652,0001,066
Total noninterest expense$3,848,0001,295
Salaries and employee benefits$2,197,0001,132
Premises and equipment expense$438,0001,539
Additional noninterest expense$1,213,0001,458
Pre-tax net operating income$1,189,0001,115
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$1,188,000918
Extraordinary gains, net$016
Net income$1,188,000922
Minority interest net income$091
Net income of bank and minority interests.$1,188,000922
Net charge-offs$121,0002,946
Cash dividends$550,000607
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,188,000895
2009-12-31 (YTD Data)Rank
Total interest income$25,042,0001,370
Total interest expense$8,893,0001,348
Net interest income$16,149,0001,368
Provision for loan and lease losses$6,124,0001,220
Total noninterest income$7,142,000827
Gross Fiduciary activities income$307,000662
Service charges on deposit accounts$2,389,000698
Trading account gains and fees$0211
Additional Noninterest Income$4,446,000780
Total noninterest expense$15,156,0001,351
Salaries and employee benefits$8,352,0001,174
Premises and equipment expense$1,655,0001,625
Additional noninterest expense$5,149,0001,450
Pre-tax net operating income$2,011,0001,898
Securities gains (losses)$178,0001,640
Applicable income taxes$5,0004,022
Income before extraordinary items$2,184,0001,534
Extraordinary gains, net$034
Net income$2,184,0001,531
Minority interest net income$0115
Net income of bank and minority interests.$2,184,0001,533
Net charge-offs$4,380,0001,261
Cash dividends$1,638,0001,101
Sale, conversion, retirement of capital stock, net$3,500,000236
Net operating income$2,006,0001,623
2009-09-30 (YTD Data)Rank
Total interest income$18,731,0001,400
Total interest expense$6,849,0001,376
Net interest income$11,882,0001,403
Provision for loan and lease losses$3,715,0001,294
Total noninterest income$5,628,000794
Gross Fiduciary activities income$208,000684
Service charges on deposit accounts$1,792,000694
Trading account gains and fees$0212
Additional Noninterest Income$3,628,000742
Total noninterest expense$11,262,0001,357
Salaries and employee benefits$6,363,0001,161
Premises and equipment expense$1,225,0001,672
Additional noninterest expense$3,674,0001,472
Pre-tax net operating income$2,533,0001,281
Securities gains (losses)$178,0001,378
Applicable income taxes$4,0004,272
Income before extraordinary items$2,707,000999
Extraordinary gains, net$027
Net income$2,707,000998
Minority interest net income$0118
Net income of bank and minority interests.$2,707,000999
Net charge-offs$2,694,0001,259
Cash dividends$1,638,000784
Sale, conversion, retirement of capital stock, net$500,000432
Net operating income$2,529,0001,065
2009-06-30 (YTD Data)Rank
Total interest income$12,515,0001,420
Total interest expense$4,633,0001,436
Net interest income$7,882,0001,410
Provision for loan and lease losses$2,505,0001,220
Total noninterest income$4,202,000744
Gross Fiduciary activities income$144,000679
Service charges on deposit accounts$1,170,000706
Trading account gains and fees$0193
Additional Noninterest Income$2,888,000657
Total noninterest expense$7,767,0001,345
Salaries and employee benefits$4,397,0001,148
Premises and equipment expense$833,0001,664
Additional noninterest expense$2,537,0001,460
Pre-tax net operating income$1,812,0001,265
Securities gains (losses)$112,0001,413
Applicable income taxes$3,0004,355
Income before extraordinary items$1,921,000987
Extraordinary gains, net$021
Net income$1,921,000987
Minority interest net income$0112
Net income of bank and minority interests.$1,921,000987
Net charge-offs$1,651,0001,266
Cash dividends$1,596,000561
Sale, conversion, retirement of capital stock, net$500,000344
Net operating income$1,809,0001,022
2009-03-31 (YTD Data)Rank
Total interest income$6,232,0001,447
Total interest expense$2,322,0001,490
Net interest income$3,910,0001,416
Provision for loan and lease losses$1,510,000910
Total noninterest income$1,817,000797
Gross Fiduciary activities income$71,000691
Service charges on deposit accounts$564,000714
Trading account gains and fees$0171
Additional Noninterest Income$1,182,000739
Total noninterest expense$3,673,0001,366
Salaries and employee benefits$2,198,0001,151
Premises and equipment expense$426,0001,662
Additional noninterest expense$1,049,0001,541
Pre-tax net operating income$544,0002,223
Securities gains (losses)$112,000947
Applicable income taxes$1,0004,679
Income before extraordinary items$655,0001,646
Extraordinary gains, net$015
Net income$655,0001,647
Minority interest net income$0102
Net income of bank and minority interests.$655,0001,648
Net charge-offs$1,000,000954
Cash dividends$569,000762
Sale, conversion, retirement of capital stock, net$500,000199
Net operating income$543,0001,861
2008-12-31 (YTD Data)Rank
Total interest income$24,665,0001,572
Total interest expense$9,887,0001,638
Net interest income$14,778,0001,512
Provision for loan and lease losses$2,504,0001,560
Total noninterest income$5,089,0001,036
Gross Fiduciary activities income$270,000717
Service charges on deposit accounts$2,194,000806
Trading account gains and fees$0154
Additional Noninterest Income$2,625,0001,077
Total noninterest expense$13,683,0001,433
Salaries and employee benefits$7,480,0001,366
Premises and equipment expense$1,572,0001,749
Additional noninterest expense$4,631,0001,361
Pre-tax net operating income$3,680,0001,480
Securities gains (losses)$116,0001,025
Applicable income taxes$5,0004,660
Income before extraordinary items$3,791,0001,092
Extraordinary gains, net$039
Net income$3,791,0001,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,668,0001,460
Cash dividends$1,977,0001,384
Sale, conversion, retirement of capital stock, net$1,550,000362
Net operating income$3,675,0001,194
2008-09-30 (YTD Data)Rank
Total interest income$18,342,0001,627
Total interest expense$7,460,0001,693
Net interest income$10,882,0001,553
Provision for loan and lease losses$1,188,0001,668
Total noninterest income$3,766,0001,098
Gross Fiduciary activities income$202,000717
Service charges on deposit accounts$1,603,000829
Trading account gains and fees$0148
Additional Noninterest Income$1,961,0001,121
Total noninterest expense$10,071,0001,440
Salaries and employee benefits$5,558,0001,398
Premises and equipment expense$1,161,0001,771
Additional noninterest expense$3,352,0001,342
Pre-tax net operating income$3,389,0001,444
Securities gains (losses)$42,0001,531
Applicable income taxes$4,0005,079
Income before extraordinary items$3,427,0001,084
Extraordinary gains, net$031
Net income$3,427,0001,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$863,0001,429
Cash dividends$1,977,0001,049
Sale, conversion, retirement of capital stock, net$1,250,000275
Net operating income$3,385,0001,162
2008-06-30 (YTD Data)Rank
Total interest income$12,107,0001,664
Total interest expense$4,963,0001,780
Net interest income$7,144,0001,572
Provision for loan and lease losses$618,0001,668
Total noninterest income$2,468,0001,121
Gross Fiduciary activities income$129,000737
Service charges on deposit accounts$1,018,000849
Trading account gains and fees$0149
Additional Noninterest Income$1,321,0001,156
Total noninterest expense$6,670,0001,446
Salaries and employee benefits$3,723,0001,402
Premises and equipment expense$760,0001,801
Additional noninterest expense$2,187,0001,349
Pre-tax net operating income$2,324,0001,475
Securities gains (losses)$42,0001,555
Applicable income taxes$3,0005,335
Income before extraordinary items$2,363,0001,168
Extraordinary gains, net$021
Net income$2,363,0001,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$246,0002,002
Cash dividends$1,576,000949
Sale, conversion, retirement of capital stock, net$1,050,000203
Net operating income$2,321,0001,175
2008-03-31 (YTD Data)Rank
Total interest income$5,988,0001,720
Total interest expense$2,506,0001,867
Net interest income$3,482,0001,594
Provision for loan and lease losses$305,0001,357
Total noninterest income$1,230,0001,124
Gross Fiduciary activities income$66,000747
Service charges on deposit accounts$490,000881
Trading account gains and fees$0158
Additional Noninterest Income$674,0001,150
Total noninterest expense$3,301,0001,451
Salaries and employee benefits$1,825,0001,451
Premises and equipment expense$386,0001,775
Additional noninterest expense$1,090,0001,316
Pre-tax net operating income$1,106,0001,629
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$1,105,0001,369
Extraordinary gains, net$015
Net income$1,105,0001,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0001,490
Cash dividends$653,0001,083
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,105,0001,325
2007-12-31 (YTD Data)Rank
Total interest income$22,494,0001,885
Total interest expense$9,961,0001,954
Net interest income$12,533,0001,804
Provision for loan and lease losses$812,0001,661
Total noninterest income$4,248,0001,243
Gross Fiduciary activities income$289,000716
Service charges on deposit accounts$2,033,000878
Trading account gains and fees$0178
Additional Noninterest Income$1,926,0001,396
Total noninterest expense$11,812,0001,559
Salaries and employee benefits$6,424,0001,575
Premises and equipment expense$1,214,0002,138
Additional noninterest expense$4,174,0001,341
Pre-tax net operating income$4,157,0001,917
Securities gains (losses)$17,0001,155
Applicable income taxes$-17,0007,834
Income before extraordinary items$4,191,0001,511
Extraordinary gains, net$039
Net income$4,191,0001,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$447,0001,819
Cash dividends$2,684,0001,302
Sale, conversion, retirement of capital stock, net$4,000,000288
Net operating income$4,174,0001,505
2007-09-30 (YTD Data)Rank
Total interest income$16,354,0001,937
Total interest expense$7,284,0001,985
Net interest income$9,070,0001,882
Provision for loan and lease losses$837,0001,042
Total noninterest income$3,066,0001,279
Gross Fiduciary activities income$200,000732
Service charges on deposit accounts$1,466,000897
Trading account gains and fees$0184
Additional Noninterest Income$1,400,0001,444
Total noninterest expense$8,533,0001,598
Salaries and employee benefits$4,598,0001,641
Premises and equipment expense$873,0002,216
Additional noninterest expense$3,062,0001,330
Pre-tax net operating income$2,766,0002,253
Securities gains (losses)$01,655
Applicable income taxes$4,0005,949
Income before extraordinary items$2,762,0001,824
Extraordinary gains, net$033
Net income$2,762,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$286,0001,576
Cash dividends$2,305,0001,090
Sale, conversion, retirement of capital stock, net$4,000,000213
Net operating income$2,762,0001,811
2007-06-30 (YTD Data)Rank
Total interest income$10,331,0002,053
Total interest expense$4,599,0002,073
Net interest income$5,732,0002,031
Provision for loan and lease losses$415,0001,199
Total noninterest income$1,975,0001,338
Gross Fiduciary activities income$137,000735
Service charges on deposit accounts$922,000964
Trading account gains and fees$0168
Additional Noninterest Income$916,0001,478
Total noninterest expense$5,231,0001,770
Salaries and employee benefits$3,008,0001,706
Premises and equipment expense$526,0002,456
Additional noninterest expense$1,697,0001,594
Pre-tax net operating income$2,061,0002,101
Securities gains (losses)$01,444
Applicable income taxes$3,0006,009
Income before extraordinary items$2,058,0001,682
Extraordinary gains, net$029
Net income$2,058,0001,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0001,743
Cash dividends$2,010,000865
Sale, conversion, retirement of capital stock, net$4,000,000155
Net operating income$2,058,0001,657
2007-03-31 (YTD Data)Rank
Total interest income$4,887,0002,151
Total interest expense$2,194,0002,147
Net interest income$2,693,0002,152
Provision for loan and lease losses$249,000978
Total noninterest income$860,0001,466
Gross Fiduciary activities income$59,000785
Service charges on deposit accounts$429,0001,000
Trading account gains and fees$0195
Additional Noninterest Income$372,0001,678
Total noninterest expense$2,587,0001,786
Salaries and employee benefits$1,471,0001,761
Premises and equipment expense$342,0001,914
Additional noninterest expense$774,0001,734
Pre-tax net operating income$717,0002,750
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$716,0002,271
Extraordinary gains, net$022
Net income$716,0002,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$68,0001,475
Cash dividends$1,143,000726
Sale, conversion, retirement of capital stock, net$0885
Net operating income$716,0002,250
2006-12-31 (YTD Data)Rank
Total interest income$18,416,0002,140
Total interest expense$7,658,0002,122
Net interest income$10,758,0002,152
Provision for loan and lease losses$378,0002,375
Total noninterest income$3,517,0001,428
Gross Fiduciary activities income$233,000764
Service charges on deposit accounts$1,931,000918
Trading account gains and fees$0130
Additional Noninterest Income$1,353,0001,795
Total noninterest expense$9,653,0001,850
Salaries and employee benefits$5,511,0001,776
Premises and equipment expense$1,285,0001,959
Additional noninterest expense$2,857,0001,841
Pre-tax net operating income$4,244,0002,156
Securities gains (losses)$-107,0008,230
Applicable income taxes$5,0006,317
Income before extraordinary items$4,132,0001,736
Extraordinary gains, net$051
Net income$4,132,0001,737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$297,0001,684
Cash dividends$2,261,0001,389
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,239,0001,689
2006-09-30 (YTD Data)Rank
Total interest income$13,502,0002,169
Total interest expense$5,502,0002,147
Net interest income$8,000,0002,181
Provision for loan and lease losses$-4,0008,454
Total noninterest income$2,555,0001,471
Gross Fiduciary activities income$173,000758
Service charges on deposit accounts$1,431,000929
Trading account gains and fees$0126
Additional Noninterest Income$951,0001,887
Total noninterest expense$7,305,0001,829
Salaries and employee benefits$4,185,0001,753
Premises and equipment expense$1,015,0001,862
Additional noninterest expense$2,105,0001,847
Pre-tax net operating income$3,254,0002,188
Securities gains (losses)$-58,0008,232
Applicable income taxes$4,0006,438
Income before extraordinary items$3,192,0001,744
Extraordinary gains, net$045
Net income$3,192,0001,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,074
Cash dividends$2,002,0001,143
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,250,0001,703
2006-06-30 (YTD Data)Rank
Total interest income$8,782,0002,184
Total interest expense$3,464,0002,148
Net interest income$5,318,0002,193
Provision for loan and lease losses$-19,0008,528
Total noninterest income$1,673,0001,487
Gross Fiduciary activities income$112,000778
Service charges on deposit accounts$949,000926
Trading account gains and fees$0126
Additional Noninterest Income$612,0001,929
Total noninterest expense$4,911,0001,814
Salaries and employee benefits$2,843,0001,725
Premises and equipment expense$716,0001,770
Additional noninterest expense$1,352,0001,940
Pre-tax net operating income$2,099,0002,225
Securities gains (losses)$-58,0008,400
Applicable income taxes$3,0006,457
Income before extraordinary items$2,038,0001,792
Extraordinary gains, net$039
Net income$2,038,0001,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0002,811
Cash dividends$1,632,000976
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,096,0001,715
2006-03-31 (YTD Data)Rank
Total interest income$4,269,0002,199
Total interest expense$1,665,0002,141
Net interest income$2,604,0002,234
Provision for loan and lease losses$2,0005,907
Total noninterest income$786,0001,539
Gross Fiduciary activities income$51,000803
Service charges on deposit accounts$453,000936
Trading account gains and fees$0115
Additional Noninterest Income$282,0002,031
Total noninterest expense$2,429,0001,832
Salaries and employee benefits$1,413,0001,735
Premises and equipment expense$358,0001,776
Additional noninterest expense$658,0001,974
Pre-tax net operating income$959,0002,351
Securities gains (losses)$0955
Applicable income taxes$1,0006,453
Income before extraordinary items$958,0001,870
Extraordinary gains, net$021
Net income$958,0001,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$863,000851
Sale, conversion, retirement of capital stock, net$0648
Net operating income$958,0001,854
2005-12-31 (YTD Data)Rank
Total interest income$15,574,0002,134
Total interest expense$5,834,0001,935
Net interest income$9,740,0002,276
Provision for loan and lease losses$419,0002,210
Total noninterest income$3,734,0001,351
Gross Fiduciary activities income$131,000897
Service charges on deposit accounts$1,956,000888
Trading account gains and fees$0138
Additional Noninterest Income$1,647,0001,550
Total noninterest expense$9,327,0001,818
Salaries and employee benefits$5,230,0001,780
Premises and equipment expense$1,277,0001,895
Additional noninterest expense$2,820,0001,788
Pre-tax net operating income$3,728,0002,337
Securities gains (losses)$-18,0007,776
Applicable income taxes$5,0006,664
Income before extraordinary items$3,705,0001,858
Extraordinary gains, net$046
Net income$3,705,0001,857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,777
Cash dividends$1,596,0001,757
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,723,0001,827
2005-09-30 (YTD Data)Rank
Total interest income$11,423,0002,133
Total interest expense$4,188,0001,909
Net interest income$7,235,0002,262
Provision for loan and lease losses$253,0002,527
Total noninterest income$2,896,0001,327
Gross Fiduciary activities income$77,000925
Service charges on deposit accounts$1,488,000882
Trading account gains and fees$0126
Additional Noninterest Income$1,331,0001,481
Total noninterest expense$6,955,0001,809
Salaries and employee benefits$3,876,0001,790
Premises and equipment expense$960,0001,876
Additional noninterest expense$2,119,0001,761
Pre-tax net operating income$2,923,0002,289
Securities gains (losses)$-18,0008,135
Applicable income taxes$4,0006,719
Income before extraordinary items$2,901,0001,805
Extraordinary gains, net$035
Net income$2,901,0001,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,609
Cash dividends$1,471,0001,378
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,919,0001,761
2005-06-30 (YTD Data)Rank
Total interest income$7,481,0002,115
Total interest expense$2,659,0001,877
Net interest income$4,822,0002,247
Provision for loan and lease losses$278,0001,640
Total noninterest income$1,844,0001,353
Gross Fiduciary activities income$35,000994
Service charges on deposit accounts$952,000895
Trading account gains and fees$0116
Additional Noninterest Income$857,0001,500
Total noninterest expense$4,449,0001,859
Salaries and employee benefits$2,596,0001,767
Premises and equipment expense$579,0002,039
Additional noninterest expense$1,274,0001,924
Pre-tax net operating income$1,939,0002,246
Securities gains (losses)$-18,0008,332
Applicable income taxes$3,0006,722
Income before extraordinary items$1,918,0001,783
Extraordinary gains, net$030
Net income$1,918,0001,783
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,029
Cash dividends$1,184,0001,144
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,936,0001,736
2005-03-31 (YTD Data)Rank
Total interest income$3,635,0002,128
Total interest expense$1,268,0001,867
Net interest income$2,367,0002,272
Provision for loan and lease losses$65,0002,741
Total noninterest income$952,0001,293
Gross Fiduciary activities income$10,0001,066
Service charges on deposit accounts$456,000906
Trading account gains and fees$0115
Additional Noninterest Income$486,0001,346
Total noninterest expense$2,193,0001,885
Salaries and employee benefits$1,311,0001,761
Premises and equipment expense$293,0002,042
Additional noninterest expense$589,0002,084
Pre-tax net operating income$1,061,0002,062
Securities gains (losses)$-51,0008,787
Applicable income taxes$1,0006,740
Income before extraordinary items$1,009,0001,660
Extraordinary gains, net$024
Net income$1,009,0001,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,643
Cash dividends$600,0001,028
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,060,0001,564
2004-12-31 (YTD Data)Rank
Total interest income$13,717,0002,073
Total interest expense$4,655,0001,748
Net interest income$9,062,0002,258
Provision for loan and lease losses$45,0006,047
Total noninterest income$3,546,0001,409
Gross Fiduciary activities income$21,0001,193
Service charges on deposit accounts$1,700,0001,057
Trading account gains and fees$0138
Additional Noninterest Income$1,825,0001,413
Total noninterest expense$8,270,0001,941
Salaries and employee benefits$4,875,0001,804
Premises and equipment expense$1,040,0002,200
Additional noninterest expense$2,355,0002,074
Pre-tax net operating income$4,293,0001,931
Securities gains (losses)$120,0001,124
Applicable income taxes$5,0006,914
Income before extraordinary items$4,408,0001,463
Extraordinary gains, net$034
Net income$4,408,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,407
Cash dividends$1,844,0001,461
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,288,0001,451
2004-09-30 (YTD Data)Rank
Total interest income$10,122,0002,077
Total interest expense$3,419,0001,753
Net interest income$6,703,0002,252
Provision for loan and lease losses$-5,0008,762
Total noninterest income$2,610,0001,440
Gross Fiduciary activities income$15,0001,187
Service charges on deposit accounts$1,270,0001,064
Trading account gains and fees$0134
Additional Noninterest Income$1,325,0001,457
Total noninterest expense$6,123,0001,960
Salaries and employee benefits$3,605,0001,815
Premises and equipment expense$769,0002,233
Additional noninterest expense$1,749,0002,067
Pre-tax net operating income$3,195,0001,968
Securities gains (losses)$1,0003,538
Applicable income taxes$4,0006,986
Income before extraordinary items$3,192,0001,522
Extraordinary gains, net$026
Net income$3,192,0001,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,322
Cash dividends$1,482,0001,287
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,191,0001,477
2004-06-30 (YTD Data)Rank
Total interest income$6,657,0002,101
Total interest expense$2,223,0001,789
Net interest income$4,434,0002,257
Provision for loan and lease losses$-83,0008,950
Total noninterest income$1,847,0001,364
Gross Fiduciary activities income$9,0001,203
Service charges on deposit accounts$807,0001,096
Trading account gains and fees$0130
Additional Noninterest Income$1,031,0001,292
Total noninterest expense$4,111,0001,947
Salaries and employee benefits$2,440,0001,795
Premises and equipment expense$509,0002,249
Additional noninterest expense$1,162,0002,079
Pre-tax net operating income$2,253,0001,859
Securities gains (losses)$10,0002,414
Applicable income taxes$2,0007,043
Income before extraordinary items$2,261,0001,428
Extraordinary gains, net$021
Net income$2,261,0001,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,234
Cash dividends$1,178,0001,106
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,251,0001,382
2004-03-31 (YTD Data)Rank
Total interest income$3,251,0002,150
Total interest expense$1,108,0001,807
Net interest income$2,143,0002,325
Provision for loan and lease losses$100,0002,105
Total noninterest income$756,0001,558
Gross Fiduciary activities income$5,0001,183
Service charges on deposit accounts$371,0001,152
Trading account gains and fees$0121
Additional Noninterest Income$380,0001,588
Total noninterest expense$2,131,0001,881
Salaries and employee benefits$1,259,0001,758
Premises and equipment expense$247,0002,338
Additional noninterest expense$625,0001,888
Pre-tax net operating income$668,0002,805
Securities gains (losses)$10,0002,045
Applicable income taxes$1,0006,972
Income before extraordinary items$677,0002,240
Extraordinary gains, net$016
Net income$677,0002,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$400,0001,429
Sale, conversion, retirement of capital stock, net$0464
Net operating income$667,0002,189
2003-12-31 (YTD Data)Rank
Total interest income$13,574,0002,095
Total interest expense$4,713,0001,905
Net interest income$8,861,0002,177
Provision for loan and lease losses$498,0002,177
Total noninterest income$3,569,0001,468
Gross Fiduciary activities income$1,0001,575
Service charges on deposit accounts$1,329,0001,306
Trading account gains and fees$0160
Additional Noninterest Income$2,239,0001,353
Total noninterest expense$7,780,0002,029
Salaries and employee benefits$4,637,0001,859
Premises and equipment expense$991,0002,279
Additional noninterest expense$2,152,0002,241
Pre-tax net operating income$4,152,0001,924
Securities gains (losses)$27,0003,018
Applicable income taxes$5,0007,192
Income before extraordinary items$4,174,0001,501
Extraordinary gains, net$054
Net income$4,174,0001,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$192,0002,948
Cash dividends$1,954,0001,413
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,147,0001,445
2003-09-30 (YTD Data)Rank
Total interest income$10,264,0002,113
Total interest expense$3,588,0001,945
Net interest income$6,676,0002,186
Provision for loan and lease losses$320,0002,381
Total noninterest income$2,641,0001,518
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$991,0001,319
Trading account gains and fees$0153
Additional Noninterest Income$1,650,0001,432
Total noninterest expense$5,817,0002,042
Salaries and employee benefits$3,434,0001,884
Premises and equipment expense$757,0002,249
Additional noninterest expense$1,626,0002,206
Pre-tax net operating income$3,180,0001,952
Securities gains (losses)$27,0002,773
Applicable income taxes$4,0007,286
Income before extraordinary items$3,203,0001,522
Extraordinary gains, net$040
Net income$3,203,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,912
Cash dividends$1,643,0001,187
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,176,0001,461
2003-06-30 (YTD Data)Rank
Total interest income$6,846,0002,122
Total interest expense$2,450,0001,964
Net interest income$4,396,0002,212
Provision for loan and lease losses$225,0002,308
Total noninterest income$1,863,0001,439
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$652,0001,317
Trading account gains and fees$0150
Additional Noninterest Income$1,211,0001,328
Total noninterest expense$4,036,0001,949
Salaries and employee benefits$2,288,0001,873
Premises and equipment expense$516,0002,191
Additional noninterest expense$1,232,0001,945
Pre-tax net operating income$1,998,0002,039
Securities gains (losses)$27,0002,433
Applicable income taxes$3,0007,303
Income before extraordinary items$2,022,0001,607
Extraordinary gains, net$030
Net income$2,022,0001,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-34,0008,902
Cash dividends$1,183,0001,155
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,995,0001,516
2003-03-31 (YTD Data)Rank
Total interest income$3,384,0002,174
Total interest expense$1,257,0001,964
Net interest income$2,127,0002,287
Provision for loan and lease losses$113,0002,176
Total noninterest income$832,0001,537
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$324,0001,304
Trading account gains and fees$0134
Additional Noninterest Income$508,0001,470
Total noninterest expense$1,963,0001,999
Salaries and employee benefits$1,159,0001,843
Premises and equipment expense$259,0002,185
Additional noninterest expense$545,0002,156
Pre-tax net operating income$883,0002,275
Securities gains (losses)$18,0001,950
Applicable income taxes$1,0007,273
Income before extraordinary items$900,0001,770
Extraordinary gains, net$021
Net income$900,0001,769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,875
Cash dividends$400,0001,446
Sale, conversion, retirement of capital stock, net$0419
Net operating income$882,0001,685
2002-12-31 (YTD Data)Rank
Total interest income$13,631,0002,257
Total interest expense$5,539,0002,039
Net interest income$8,092,0002,373
Provision for loan and lease losses$475,0002,480
Total noninterest income$2,887,0001,610
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,358,0001,187
Trading account gains and fees$0153
Additional Noninterest Income$1,529,0001,627
Total noninterest expense$7,444,0002,023
Salaries and employee benefits$4,251,0001,896
Premises and equipment expense$1,010,0002,164
Additional noninterest expense$2,183,0002,126
Pre-tax net operating income$3,060,0002,462
Securities gains (losses)$-114,0009,143
Applicable income taxes$10,0007,292
Income before extraordinary items$2,936,0002,041
Extraordinary gains, net$070
Net income$2,936,0002,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,680
Cash dividends$1,898,0001,371
Sale, conversion, retirement of capital stock, net$1,000,000372
Net operating income$3,050,0001,907
2001-12-31 (YTD Data)Rank
Total interest income$14,222,0002,404
Total interest expense$6,969,0002,301
Net interest income$7,253,0002,470
Provision for loan and lease losses$393,0002,658
Total noninterest income$2,404,0001,734
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,288,0001,151
Trading account gains and fees$0177
Additional Noninterest Income$1,116,0001,896
Total noninterest expense$6,547,0002,202
Salaries and employee benefits$3,858,0001,946
Premises and equipment expense$1,000,0002,130
Additional noninterest expense$1,689,0002,603
Pre-tax net operating income$2,717,0002,496
Securities gains (losses)$9,0003,652
Applicable income taxes$61,0006,524
Income before extraordinary items$2,665,0001,967
Extraordinary gains, net$0105
Net income$2,665,0001,970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0002,798
Cash dividends$1,784,0001,454
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,656,1801,894
2000-12-31 (YTD Data)Rank
Total interest income$13,890,0002,500
Total interest expense$7,365,0002,302
Net interest income$6,525,0002,724
Provision for loan and lease losses$275,0003,040
Total noninterest income$1,883,0001,959
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,054,0001,292
Trading account gains and fees$0180
Additional Noninterest Income$829,0002,109
Total noninterest expense$6,099,0002,247
Salaries and employee benefits$3,516,0002,019
Premises and equipment expense$956,0002,156
Additional noninterest expense$1,627,0002,621
Pre-tax net operating income$2,034,0003,287
Securities gains (losses)$171,000447
Applicable income taxes$214,0005,271
Income before extraordinary items$1,991,0002,583
Extraordinary gains, net$038
Net income$1,991,0002,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,408
Cash dividends$1,131,0002,085
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,837,1002,763
1999-12-31 (YTD Data)Rank
Total interest income$11,972,0002,708
Total interest expense$5,775,0002,547
Net interest income$6,197,0002,837
Provision for loan and lease losses$223,0003,333
Total noninterest income$1,498,0002,311
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$858,0001,537
Trading account gains and fees$0173
Additional Noninterest Income$640,0002,527
Total noninterest expense$5,740,0002,365
Salaries and employee benefits$3,390,0002,070
Premises and equipment expense$849,0002,372
Additional noninterest expense$1,501,0002,861
Pre-tax net operating income$1,732,0003,720
Securities gains (losses)$-4,0009,004
Applicable income taxes$206,0005,635
Income before extraordinary items$1,522,0003,207
Extraordinary gains, net$035
Net income$1,522,0003,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,636
Cash dividends$857,0002,551
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,525,5203,162
1998-12-31 (YTD Data)Rank
Total interest income$11,330,0002,846
Total interest expense$5,981,0002,530
Net interest income$5,349,0003,210
Provision for loan and lease losses$124,0004,562
Total noninterest income$1,250,0002,602
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$801,0001,582
Trading account gains and fees$0224
Additional Noninterest Income$449,0003,194
Total noninterest expense$5,046,0002,593
Salaries and employee benefits$3,077,0002,194
Premises and equipment expense$761,0002,559
Additional noninterest expense$1,208,0003,356
Pre-tax net operating income$1,429,0004,340
Securities gains (losses)$157,0001,028
Applicable income taxes$310,0005,088
Income before extraordinary items$1,276,0003,744
Extraordinary gains, net$032
Net income$1,276,0003,743
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0002,964
Cash dividends$1,020,0002,172
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,150,4003,974
1997-12-31 (YTD Data)Rank
Total interest income$10,574,0003,067
Total interest expense$5,651,0002,643
Net interest income$4,923,0003,541
Provision for loan and lease losses$332,0002,414
Total noninterest income$1,158,0002,712
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$821,0001,582
Trading account gains and fees$0239
Additional Noninterest Income$337,0003,669
Total noninterest expense$4,616,0002,757
Salaries and employee benefits$2,761,0002,406
Premises and equipment expense$795,0002,441
Additional noninterest expense$1,060,0003,696
Pre-tax net operating income$1,133,0005,427
Securities gains (losses)$1,468,000229
Applicable income taxes$873,0002,732
Income before extraordinary items$1,728,0002,947
Extraordinary gains, net$044
Net income$1,728,0002,946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,034
Cash dividends$605,0003,042
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$759,1205,590
1996-12-31 (YTD Data)Rank
Total interest income$9,588,0003,410
Total interest expense$5,061,0002,971
Net interest income$4,527,0003,885
Provision for loan and lease losses$99,0005,170
Total noninterest income$1,274,0002,576
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$773,0001,736
Trading account gains and fees$0262
Additional Noninterest Income$501,0002,915
Total noninterest expense$4,196,0003,201
Salaries and employee benefits$2,498,0002,706
Premises and equipment expense$795,0002,466
Additional noninterest expense$903,0004,735
Pre-tax net operating income$1,506,0004,328
Securities gains (losses)$218,000660
Applicable income taxes$536,0003,926
Income before extraordinary items$1,188,0003,899
Extraordinary gains, net$053
Net income$1,188,0003,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,598
Cash dividends$322,0004,357
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,037,5804,297
1995-12-31 (YTD Data)Rank
Total interest income$9,171,0003,562
Total interest expense$5,150,0002,952
Net interest income$4,021,0004,284
Provision for loan and lease losses$132,0003,911
Total noninterest income$892,0003,386
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$707,0001,916
Trading account gains and fees$0522
Additional Noninterest Income$185,0005,343
Total noninterest expense$4,107,0003,236
Salaries and employee benefits$2,456,0002,718
Premises and equipment expense$706,0002,783
Additional noninterest expense$945,0004,565
Pre-tax net operating income$674,0007,447
Securities gains (losses)$390,000420
Applicable income taxes$344,0005,517
Income before extraordinary items$720,0005,864
Extraordinary gains, net$065
Net income$720,0005,862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,105
Cash dividends$307,0004,446
Sale, conversion, retirement of capital stock, net$0809
Net operating income$454,8007,573
1994-12-31 (YTD Data)Rank
Total interest income$8,123,0003,691
Total interest expense$4,009,0003,052
Net interest income$4,114,0004,270
Provision for loan and lease losses$200,0003,000
Total noninterest income$812,0003,676
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$671,0002,017
Trading account gains and fees$0475
Additional Noninterest Income$141,0006,387
Total noninterest expense$3,994,0003,434
Salaries and employee benefits$2,331,0002,841
Premises and equipment expense$660,0002,988
Additional noninterest expense$1,003,0004,701
Pre-tax net operating income$732,0007,232
Securities gains (losses)$173,000548
Applicable income taxes$40,00010,689
Income before extraordinary items$865,0005,053
Extraordinary gains, net$0249
Net income$865,0005,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,634
Cash dividends$262,0004,809
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$698,9205,984
1993-12-31 (YTD Data)Rank
Total interest income$7,552,0004,028
Total interest expense$3,440,0003,651
Net interest income$4,112,0004,291
Provision for loan and lease losses$216,0003,743
Total noninterest income$670,0004,577
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$504,0002,776
Trading account gains and feesNANA
Additional Noninterest Income$166,0006,237
Total noninterest expense$3,609,0003,807
Salaries and employee benefits$2,075,0003,163
Premises and equipment expense$593,0003,370
Additional noninterest expense$941,0005,184
Pre-tax net operating income$957,0006,080
Securities gains (losses)$327,0001,224
Applicable income taxes$369,0005,305
Income before extraordinary items$915,0005,033
Extraordinary gains, net$-61,00012,779
Net income$854,0005,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0006,716
Cash dividends$261,0004,735
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$682,8305,967
1992-12-31 (YTD Data)Rank
Total interest income$6,938,0004,856
Total interest expense$3,598,0004,446
Net interest income$3,340,0005,221
Provision for loan and lease losses$288,0004,244
Total noninterest income$1,030,0003,235
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$556,0002,475
Trading account gains and feesNANA
Additional Noninterest Income$474,0003,301
Total noninterest expense$2,869,0004,714
Salaries and employee benefits$1,670,0003,841
Premises and equipment expense$380,0004,992
Additional noninterest expense$819,0005,955
Pre-tax net operating income$1,213,0004,878
Securities gains (losses)$206,0001,976
Applicable income taxes$541,0003,736
Income before extraordinary items$878,0005,010
Extraordinary gains, net$01,422
Net income$878,0005,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0007,683
Cash dividends$185,0005,270
Sale, conversion, retirement of capital stock, net$800,000454
Net operating income$746,1605,315

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.