Home > East Boston Savings Bank > Income and Expense

East Boston Savings Bank, Income and Expense

2021-09-30 (YTD Data)		Rank
Total interest income	$167,698,000	203
Total interest expense	$23,997,000	116
Net interest income	$143,701,000	208
Provision for loan and lease losses	$-4,270,000	4,745
Total noninterest income	$8,965,000	748
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$2,541,000	365
Trading account gains and fees	$0	132
Additional Noninterest Income	$6,424,000	772
Total noninterest expense	$77,746,000	296
Salaries and employee benefits	$45,027,000	290
Premises and equipment expense	$9,077,000	252
Additional noninterest expense	$23,642,000	306
Pre-tax net operating income	$79,190,000	224
Securities gains (losses)	$1,881,000	124
Applicable income taxes	$20,671,000	198
Income before extraordinary items	$60,400,000	233
Extraordinary gains, net	$0	8
Net income	$60,400,000	234
Minority interest net income	$0	69
Net income of bank and minority interests.	$60,400,000	234
Net charge-offs	$3,705,000	170
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$1,164,000	174
Net operating income	$58,914,010	234
2021-06-30 (YTD Data)		Rank
Total interest income	$114,686,000	200
Total interest expense	$17,277,000	115
Net interest income	$97,409,000	204
Provision for loan and lease losses	$-4,487,000	4,798
Total noninterest income	$5,923,000	758
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,620,000	363
Trading account gains and fees	$0	133
Additional Noninterest Income	$4,303,000	767
Total noninterest expense	$53,424,000	287
Salaries and employee benefits	$30,840,000	284
Premises and equipment expense	$6,266,000	248
Additional noninterest expense	$16,318,000	294
Pre-tax net operating income	$54,395,000	218
Securities gains (losses)	$1,985,000	99
Applicable income taxes	$14,566,000	199
Income before extraordinary items	$41,814,000	225
Extraordinary gains, net	$0	6
Net income	$41,814,000	226
Minority interest net income	$0	67
Net income of bank and minority interests.	$41,814,000	226
Net charge-offs	$37,000	1,256
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$717,000	157
Net operating income	$40,245,850	229
2021-03-31 (YTD Data)		Rank
Total interest income	$58,667,000	196
Total interest expense	$9,468,000	114
Net interest income	$49,199,000	202
Provision for loan and lease losses	$-5,236,000	4,881
Total noninterest income	$3,077,000	740
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$775,000	378
Trading account gains and fees	$0	127
Additional Noninterest Income	$2,302,000	736
Total noninterest expense	$26,206,000	286
Salaries and employee benefits	$16,343,000	268
Premises and equipment expense	$3,207,000	242
Additional noninterest expense	$6,656,000	331
Pre-tax net operating income	$31,306,000	207
Securities gains (losses)	$1,785,000	72
Applicable income taxes	$8,723,000	182
Income before extraordinary items	$24,368,000	210
Extraordinary gains, net	$0	3
Net income	$24,368,000	210
Minority interest net income	$0	55
Net income of bank and minority interests.	$24,368,000	210
Net charge-offs	$152,000	505
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$825,000	89
Net operating income	$22,957,850	215
2020-12-31 (YTD Data)		Rank
Total interest income	$254,657,000	185
Total interest expense	$59,994,000	120
Net interest income	$194,663,000	198
Provision for loan and lease losses	$26,456,000	195
Total noninterest income	$16,202,000	572
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$3,276,000	356
Trading account gains and fees	$0	133
Additional Noninterest Income	$12,926,000	546
Total noninterest expense	$97,664,000	297
Salaries and employee benefits	$59,815,000	270
Premises and equipment expense	$11,837,000	262
Additional noninterest expense	$26,012,000	344
Pre-tax net operating income	$86,745,000	192
Securities gains (losses)	$695,000	488
Applicable income taxes	$22,071,000	168
Income before extraordinary items	$65,369,000	204
Extraordinary gains, net	$0	4
Net income	$65,369,000	204
Minority interest net income	$0	72
Net income of bank and minority interests.	$65,369,000	204
Net charge-offs	$255,000	1,390
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$4,914,000	97
Net operating income	$64,819,950	201
2020-09-30 (YTD Data)		Rank
Total interest income	$192,248,000	185
Total interest expense	$48,956,000	120
Net interest income	$143,292,000	202
Provision for loan and lease losses	$17,529,000	228
Total noninterest income	$12,742,000	539
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,360,000	360
Trading account gains and fees	$0	125
Additional Noninterest Income	$10,382,000	497
Total noninterest expense	$73,306,000	284
Salaries and employee benefits	$44,638,000	264
Premises and equipment expense	$8,827,000	262
Additional noninterest expense	$19,841,000	329
Pre-tax net operating income	$65,199,000	172
Securities gains (losses)	$-2,159,000	5,018
Applicable income taxes	$15,864,000	147
Income before extraordinary items	$47,176,000	194
Extraordinary gains, net	$0	4
Net income	$47,176,000	194
Minority interest net income	$0	65
Net income of bank and minority interests.	$47,176,000	194
Net charge-offs	$212,000	1,225
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$3,883,000	83
Net operating income	$48,881,610	185
2020-06-30 (YTD Data)		Rank
Total interest income	$130,025,000	183
Total interest expense	$36,005,000	123
Net interest income	$94,020,000	201
Provision for loan and lease losses	$10,366,000	257
Total noninterest income	$9,537,000	465
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,601,000	357
Trading account gains and fees	$0	123
Additional Noninterest Income	$7,936,000	420
Total noninterest expense	$50,331,000	279
Salaries and employee benefits	$30,917,000	250
Premises and equipment expense	$5,988,000	256
Additional noninterest expense	$13,426,000	326
Pre-tax net operating income	$42,860,000	156
Securities gains (losses)	$-2,281,000	5,041
Applicable income taxes	$10,129,000	136
Income before extraordinary items	$30,450,000	174
Extraordinary gains, net	$0	4
Net income	$30,450,000	174
Minority interest net income	$0	65
Net income of bank and minority interests.	$30,450,000	174
Net charge-offs	$141,000	1,186
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$2,639,000	74
Net operating income	$32,251,990	160
2020-03-31 (YTD Data)		Rank
Total interest income	$66,855,000	184
Total interest expense	$21,074,000	126
Net interest income	$45,781,000	206
Provision for loan and lease losses	$725,000	729
Total noninterest income	$2,853,000	632
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$883,000	372
Trading account gains and fees	$0	106
Additional Noninterest Income	$1,970,000	614
Total noninterest expense	$26,263,000	270
Salaries and employee benefits	$16,060,000	244
Premises and equipment expense	$3,079,000	252
Additional noninterest expense	$7,124,000	306
Pre-tax net operating income	$21,646,000	136
Securities gains (losses)	$-4,314,000	5,084
Applicable income taxes	$4,276,000	146
Income before extraordinary items	$13,056,000	186
Extraordinary gains, net	$0	4
Net income	$13,056,000	186
Minority interest net income	$0	56
Net income of bank and minority interests.	$13,056,000	186
Net charge-offs	$101,000	877
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$1,432,000	67
Net operating income	$16,464,060	148
2019-12-31 (YTD Data)		Rank
Total interest income	$267,096,000	188
Total interest expense	$93,802,000	127
Net interest income	$173,294,000	209
Provision for loan and lease losses	$-2,561,000	5,153
Total noninterest income	$10,946,000	651
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$4,033,000	339
Trading account gains and fees	$0	135
Additional Noninterest Income	$6,913,000	669
Total noninterest expense	$99,843,000	269
Salaries and employee benefits	$61,994,000	246
Premises and equipment expense	$11,125,000	261
Additional noninterest expense	$26,724,000	314
Pre-tax net operating income	$86,958,000	206
Securities gains (losses)	$2,019,000	149
Applicable income taxes	$21,846,000	199
Income before extraordinary items	$67,131,000	211
Extraordinary gains, net	$0	11
Net income	$67,131,000	212
Minority interest net income	$0	76
Net income of bank and minority interests.	$67,131,000	212
Net charge-offs	$348,000	1,267
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$6,250,000	85
Net operating income	$65,535,990	212
2019-09-30 (YTD Data)		Rank
Total interest income	$200,093,000	191
Total interest expense	$70,466,000	131
Net interest income	$129,627,000	212
Provision for loan and lease losses	$-2,057,000	5,232
Total noninterest income	$8,139,000	654
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$2,929,000	347
Trading account gains and fees	$0	129
Additional Noninterest Income	$5,210,000	675
Total noninterest expense	$74,601,000	274
Salaries and employee benefits	$46,119,000	247
Premises and equipment expense	$8,348,000	261
Additional noninterest expense	$20,134,000	310
Pre-tax net operating income	$65,222,000	209
Securities gains (losses)	$1,089,000	186
Applicable income taxes	$16,312,000	197
Income before extraordinary items	$49,999,000	213
Extraordinary gains, net	$0	11
Net income	$49,999,000	214
Minority interest net income	$0	72
Net income of bank and minority interests.	$49,999,000	214
Net charge-offs	$343,000	953
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$4,522,000	75
Net operating income	$49,138,690	212
2019-06-30 (YTD Data)		Rank
Total interest income	$131,041,000	192
Total interest expense	$46,000,000	131
Net interest income	$85,041,000	215
Provision for loan and lease losses	$921,000	522
Total noninterest income	$5,213,000	656
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,919,000	351
Trading account gains and fees	$0	131
Additional Noninterest Income	$3,294,000	683
Total noninterest expense	$50,823,000	270
Salaries and employee benefits	$30,866,000	245
Premises and equipment expense	$5,692,000	259
Additional noninterest expense	$14,265,000	301
Pre-tax net operating income	$38,510,000	224
Securities gains (losses)	$1,549,000	117
Applicable income taxes	$9,788,000	210
Income before extraordinary items	$30,271,000	233
Extraordinary gains, net	$0	11
Net income	$30,271,000	235
Minority interest net income	$0	69
Net income of bank and minority interests.	$30,271,000	235
Net charge-offs	$287,000	808
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$2,967,000	60
Net operating income	$29,047,290	233
2019-03-31 (YTD Data)		Rank
Total interest income	$64,591,000	193
Total interest expense	$22,036,000	131
Net interest income	$42,555,000	215
Provision for loan and lease losses	$843,000	322
Total noninterest income	$2,479,000	657
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$929,000	354
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,550,000	676
Total noninterest expense	$25,748,000	272
Salaries and employee benefits	$15,748,000	246
Premises and equipment expense	$2,830,000	261
Additional noninterest expense	$7,170,000	297
Pre-tax net operating income	$18,443,000	233
Securities gains (losses)	$1,326,000	71
Applicable income taxes	$4,710,000	217
Income before extraordinary items	$15,059,000	234
Extraordinary gains, net	$0	5
Net income	$15,059,000	234
Minority interest net income	$0	52
Net income of bank and minority interests.	$15,059,000	234
Net charge-offs	$77,000	1,011
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$1,458,000	52
Net operating income	$14,011,460	238
2018-12-31 (YTD Data)		Rank
Total interest income	$228,484,000	200
Total interest expense	$63,896,000	136
Net interest income	$164,588,000	218
Provision for loan and lease losses	$7,848,000	195
Total noninterest income	$10,850,000	637
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$4,219,000	343
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,631,000	676
Total noninterest expense	$94,590,000	284
Salaries and employee benefits	$59,596,000	249
Premises and equipment expense	$9,579,000	295
Additional noninterest expense	$25,415,000	318
Pre-tax net operating income	$73,000,000	241
Securities gains (losses)	$-2,065,000	5,356
Applicable income taxes	$15,062,000	236
Income before extraordinary items	$55,873,000	251
Extraordinary gains, net	$0	6
Net income	$55,873,000	251
Minority interest net income	$0	72
Net income of bank and minority interests.	$55,873,000	251
Net charge-offs	$-198,000	5,173
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$6,354,000	91
Net operating income	$57,504,350	247
2018-09-30 (YTD Data)		Rank
Total interest income	$166,620,000	197
Total interest expense	$44,193,000	138
Net interest income	$122,427,000	217
Provision for loan and lease losses	$4,285,000	233
Total noninterest income	$8,007,000	648
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$3,082,000	348
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,925,000	689
Total noninterest expense	$70,960,000	284
Salaries and employee benefits	$44,774,000	248
Premises and equipment expense	$7,215,000	296
Additional noninterest expense	$18,971,000	317
Pre-tax net operating income	$55,189,000	240
Securities gains (losses)	$632,000	111
Applicable income taxes	$12,309,000	231
Income before extraordinary items	$43,512,000	239
Extraordinary gains, net	$0	5
Net income	$43,512,000	239
Minority interest net income	$0	66
Net income of bank and minority interests.	$43,512,000	239
Net charge-offs	$-139,000	5,182
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$4,787,000	80
Net operating income	$43,012,720	239
2018-06-30 (YTD Data)		Rank
Total interest income	$108,108,000	198
Total interest expense	$27,280,000	138
Net interest income	$80,828,000	213
Provision for loan and lease losses	$4,059,000	183
Total noninterest income	$5,357,000	651
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$2,066,000	347
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,291,000	690
Total noninterest expense	$47,977,000	277
Salaries and employee benefits	$30,239,000	245
Premises and equipment expense	$4,935,000	288
Additional noninterest expense	$12,803,000	315
Pre-tax net operating income	$34,149,000	246
Securities gains (losses)	$-148,000	5,393
Applicable income taxes	$7,853,000	230
Income before extraordinary items	$26,148,000	255
Extraordinary gains, net	$0	6
Net income	$26,148,000	255
Minority interest net income	$0	65
Net income of bank and minority interests.	$26,148,000	255
Net charge-offs	$-157,000	5,305
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$3,233,000	72
Net operating income	$26,264,920	254
2018-03-31 (YTD Data)		Rank
Total interest income	$52,364,000	201
Total interest expense	$12,316,000	136
Net interest income	$40,048,000	210
Provision for loan and lease losses	$2,189,000	163
Total noninterest income	$2,652,000	649
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$1,021,000	348
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,631,000	669
Total noninterest expense	$24,707,000	269
Salaries and employee benefits	$15,632,000	237
Premises and equipment expense	$2,631,000	278
Additional noninterest expense	$6,444,000	308
Pre-tax net operating income	$15,804,000	256
Securities gains (losses)	$-537,000	5,572
Applicable income taxes	$3,299,000	256
Income before extraordinary items	$11,968,000	267
Extraordinary gains, net	$0	7
Net income	$11,968,000	267
Minority interest net income	$0	52
Net income of bank and minority interests.	$11,968,000	267
Net charge-offs	$-114,000	5,404
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$1,644,000	61
Net operating income	$12,392,230	262
2017-12-31 (YTD Data)		Rank
Total interest income	$185,914,000	202
Total interest expense	$39,593,000	138
Net interest income	$146,321,000	218
Provision for loan and lease losses	$4,859,000	256
Total noninterest income	$13,321,000	563
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$3,962,000	359
Trading account gains and fees	$0	151
Additional Noninterest Income	$9,359,000	536
Total noninterest expense	$87,570,000	288
Salaries and employee benefits	$54,040,000	251
Premises and equipment expense	$8,752,000	321
Additional noninterest expense	$24,778,000	317
Pre-tax net operating income	$67,213,000	235
Securities gains (losses)	$9,305,000	29
Applicable income taxes	$33,522,000	191
Income before extraordinary items	$42,996,000	242
Extraordinary gains, net	$0	9
Net income	$42,996,000	242
Minority interest net income	$0	76
Net income of bank and minority interests.	$42,996,000	242
Net charge-offs	$-177,000	5,415
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$5,658,000	95
Net operating income	$37,040,800	261
2017-09-30 (YTD Data)		Rank
Total interest income	$134,874,000	206
Total interest expense	$27,880,000	141
Net interest income	$106,994,000	220
Provision for loan and lease losses	$5,574,000	192
Total noninterest income	$10,718,000	547
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$2,948,000	369
Trading account gains and fees	$0	145
Additional Noninterest Income	$7,770,000	505
Total noninterest expense	$63,883,000	291
Salaries and employee benefits	$40,082,000	252
Premises and equipment expense	$6,699,000	319
Additional noninterest expense	$17,102,000	339
Pre-tax net operating income	$48,255,000	237
Securities gains (losses)	$3,247,000	60
Applicable income taxes	$17,605,000	210
Income before extraordinary items	$33,897,000	248
Extraordinary gains, net	$0	9
Net income	$33,897,000	248
Minority interest net income	$0	71
Net income of bank and minority interests.	$33,897,000	248
Net charge-offs	$80,000	2,102
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$3,921,000	90
Net operating income	$31,753,980	258
2017-06-30 (YTD Data)		Rank
Total interest income	$86,731,000	211
Total interest expense	$17,792,000	136
Net interest income	$68,939,000	224
Provision for loan and lease losses	$3,116,000	209
Total noninterest income	$6,461,000	581
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$2,028,000	353
Trading account gains and fees	$0	139
Additional Noninterest Income	$4,433,000	566
Total noninterest expense	$43,500,000	289
Salaries and employee benefits	$26,932,000	253
Premises and equipment expense	$4,637,000	304
Additional noninterest expense	$11,931,000	329
Pre-tax net operating income	$28,784,000	257
Securities gains (losses)	$2,382,000	56
Applicable income taxes	$10,781,000	223
Income before extraordinary items	$20,385,000	266
Extraordinary gains, net	$0	11
Net income	$20,385,000	266
Minority interest net income	$0	71
Net income of bank and minority interests.	$20,385,000	266
Net charge-offs	$36,000	2,232
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$2,480,000	92
Net operating income	$18,836,700	274
2017-03-31 (YTD Data)		Rank
Total interest income	$41,851,000	211
Total interest expense	$8,569,000	135
Net interest income	$33,282,000	228
Provision for loan and lease losses	$1,619,000	198
Total noninterest income	$2,484,000	683
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$991,000	362
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,493,000	731
Total noninterest expense	$21,980,000	289
Salaries and employee benefits	$13,915,000	250
Premises and equipment expense	$2,336,000	301
Additional noninterest expense	$5,729,000	338
Pre-tax net operating income	$12,167,000	290
Securities gains (losses)	$1,574,000	48
Applicable income taxes	$4,608,000	245
Income before extraordinary items	$9,133,000	274
Extraordinary gains, net	$0	8
Net income	$9,133,000	275
Minority interest net income	$0	55
Net income of bank and minority interests.	$9,133,000	275
Net charge-offs	$4,000	2,506
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$1,256,000	66
Net operating income	$8,094,160	297
2016-12-31 (YTD Data)		Rank
Total interest income	$151,155,000	218
Total interest expense	$27,839,000	146
Net interest income	$123,316,000	236
Provision for loan and lease losses	$7,180,000	207
Total noninterest income	$10,485,000	666
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$4,185,000	343
Trading account gains and fees	$0	170
Additional Noninterest Income	$6,300,000	712
Total noninterest expense	$77,782,000	318
Salaries and employee benefits	$50,009,000	263
Premises and equipment expense	$8,011,000	346
Additional noninterest expense	$19,762,000	381
Pre-tax net operating income	$48,839,000	267
Securities gains (losses)	$2,838,000	94
Applicable income taxes	$17,720,000	239
Income before extraordinary items	$33,957,000	276
Extraordinary gains, net	$0	5
Net income	$33,957,000	275
Minority interest net income	$0	82
Net income of bank and minority interests.	$33,957,000	275
Net charge-offs	$436,000	1,184
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$5,472,000	86
Net operating income	$32,083,920	278
2016-09-30 (YTD Data)		Rank
Total interest income	$109,345,000	222
Total interest expense	$19,833,000	146
Net interest income	$89,512,000	240
Provision for loan and lease losses	$5,876,000	185
Total noninterest income	$7,732,000	679
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$3,039,000	358
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,693,000	723
Total noninterest expense	$57,859,000	319
Salaries and employee benefits	$37,438,000	261
Premises and equipment expense	$5,871,000	351
Additional noninterest expense	$14,550,000	379
Pre-tax net operating income	$33,509,000	278
Securities gains (losses)	$212,000	767
Applicable income taxes	$11,076,000	269
Income before extraordinary items	$22,645,000	294
Extraordinary gains, net	$0	5
Net income	$22,645,000	295
Minority interest net income	$0	71
Net income of bank and minority interests.	$22,645,000	295
Net charge-offs	$584,000	704
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$4,009,000	79
Net operating income	$22,502,960	290
2016-06-30 (YTD Data)		Rank
Total interest income	$70,432,000	231
Total interest expense	$12,540,000	153
Net interest income	$57,892,000	248
Provision for loan and lease losses	$5,018,000	156
Total noninterest income	$4,936,000	690
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$2,032,000	348
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,904,000	750
Total noninterest expense	$38,536,000	321
Salaries and employee benefits	$24,975,000	258
Premises and equipment expense	$3,951,000	350
Additional noninterest expense	$9,610,000	384
Pre-tax net operating income	$19,274,000	304
Securities gains (losses)	$127,000	821
Applicable income taxes	$6,099,000	292
Income before extraordinary items	$13,302,000	317
Extraordinary gains, net	$0	16
Net income	$13,302,000	317
Minority interest net income	$0	71
Net income of bank and minority interests.	$13,302,000	317
Net charge-offs	$106,000	1,563
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$2,653,000	71
Net operating income	$13,214,370	315
2016-03-31 (YTD Data)		Rank
Total interest income	$34,484,000	233
Total interest expense	$5,980,000	158
Net interest income	$28,504,000	250
Provision for loan and lease losses	$1,066,000	268
Total noninterest income	$2,374,000	695
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$984,000	354
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,390,000	750
Total noninterest expense	$19,304,000	317
Salaries and employee benefits	$12,704,000	253
Premises and equipment expense	$1,868,000	368
Additional noninterest expense	$4,732,000	384
Pre-tax net operating income	$10,508,000	280
Securities gains (losses)	$59,000	752
Applicable income taxes	$3,213,000	282
Income before extraordinary items	$7,354,000	292
Extraordinary gains, net	$0	12
Net income	$7,354,000	292
Minority interest net income	$0	62
Net income of bank and minority interests.	$7,354,000	292
Net charge-offs	$81,000	1,129
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$1,167,000	63
Net operating income	$7,312,700	290
2015-12-31 (YTD Data)		Rank
Total interest income	$124,053,000	245
Total interest expense	$21,173,000	154
Net interest income	$102,880,000	258
Provision for loan and lease losses	$6,667,000	176
Total noninterest income	$9,781,000	689
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$4,001,000	356
Trading account gains and fees	$0	159
Additional Noninterest Income	$5,780,000	731
Total noninterest expense	$72,439,000	321
Salaries and employee benefits	$45,550,000	270
Premises and equipment expense	$7,501,000	367
Additional noninterest expense	$19,388,000	381
Pre-tax net operating income	$33,555,000	327
Securities gains (losses)	$2,432,000	86
Applicable income taxes	$11,726,000	283
Income before extraordinary items	$24,261,000	324
Extraordinary gains, net	$0	23
Net income	$24,261,000	324
Minority interest net income	$0	81
Net income of bank and minority interests.	$24,261,000	324
Net charge-offs	$1,731,000	426
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$3,006,000	117
Net operating income	$22,631,560	343
2015-09-30 (YTD Data)		Rank
Total interest income	$91,188,000	254
Total interest expense	$15,692,000	155
Net interest income	$75,496,000	268
Provision for loan and lease losses	$6,123,000	146
Total noninterest income	$7,324,000	705
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$2,909,000	370
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,415,000	727
Total noninterest expense	$53,336,000	336
Salaries and employee benefits	$33,669,000	280
Premises and equipment expense	$5,687,000	370
Additional noninterest expense	$13,980,000	394
Pre-tax net operating income	$23,361,000	351
Securities gains (losses)	$2,489,000	68
Applicable income taxes	$8,379,000	306
Income before extraordinary items	$17,471,000	347
Extraordinary gains, net	$0	21
Net income	$17,471,000	347
Minority interest net income	$0	78
Net income of bank and minority interests.	$17,471,000	347
Net charge-offs	$2,007,000	282
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$1,917,000	120
Net operating income	$15,778,480	377
2015-06-30 (YTD Data)		Rank
Total interest income	$59,579,000	258
Total interest expense	$10,387,000	156
Net interest income	$49,192,000	272
Provision for loan and lease losses	$3,711,000	155
Total noninterest income	$4,838,000	708
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,871,000	380
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,967,000	719
Total noninterest expense	$35,352,000	336
Salaries and employee benefits	$22,213,000	286
Premises and equipment expense	$3,960,000	346
Additional noninterest expense	$9,179,000	398
Pre-tax net operating income	$14,967,000	364
Securities gains (losses)	$2,444,000	62
Applicable income taxes	$5,641,000	303
Income before extraordinary items	$11,770,000	342
Extraordinary gains, net	$0	22
Net income	$11,770,000	341
Minority interest net income	$0	75
Net income of bank and minority interests.	$11,770,000	341
Net charge-offs	$2,071,000	212
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$1,286,000	120
Net operating income	$10,108,080	387
2015-03-31 (YTD Data)		Rank
Total interest income	$29,643,000	257
Total interest expense	$5,367,000	149
Net interest income	$24,276,000	273
Provision for loan and lease losses	$60,000	1,893
Total noninterest income	$2,219,000	730
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$891,000	389
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,328,000	744
Total noninterest expense	$17,954,000	335
Salaries and employee benefits	$11,315,000	282
Premises and equipment expense	$2,075,000	340
Additional noninterest expense	$4,564,000	386
Pre-tax net operating income	$8,481,000	322
Securities gains (losses)	$1,020,000	88
Applicable income taxes	$3,164,000	282
Income before extraordinary items	$6,337,000	319
Extraordinary gains, net	$0	13
Net income	$6,337,000	317
Minority interest net income	$0	64
Net income of bank and minority interests.	$6,337,000	318
Net charge-offs	$-72,000	6,046
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$615,000	107
Net operating income	$5,653,600	341
2014-12-31 (YTD Data)		Rank
Total interest income	$109,470,000	262
Total interest expense	$21,088,000	147
Net interest income	$88,382,000	287
Provision for loan and lease losses	$3,313,000	296
Total noninterest income	$9,450,000	672
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$3,847,000	381
Trading account gains and fees	$0	180
Additional Noninterest Income	$5,603,000	701
Total noninterest expense	$67,136,000	340
Salaries and employee benefits	$41,861,000	290
Premises and equipment expense	$7,195,000	375
Additional noninterest expense	$18,080,000	400
Pre-tax net operating income	$27,383,000	365
Securities gains (losses)	$6,258,000	46
Applicable income taxes	$11,216,000	282
Income before extraordinary items	$22,425,000	328
Extraordinary gains, net	$0	17
Net income	$22,425,000	326
Minority interest net income	$0	84
Net income of bank and minority interests.	$22,425,000	327
Net charge-offs	$179,000	2,589
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$-13,996,000	6,506
Net operating income	$18,232,140	405
2014-09-30 (YTD Data)		Rank
Total interest income	$80,456,000	263
Total interest expense	$15,614,000	149
Net interest income	$64,842,000	291
Provision for loan and lease losses	$1,484,000	464
Total noninterest income	$7,010,000	670
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$2,814,000	391
Trading account gains and fees	$0	174
Additional Noninterest Income	$4,196,000	701
Total noninterest expense	$50,249,000	338
Salaries and employee benefits	$31,382,000	284
Premises and equipment expense	$5,486,000	369
Additional noninterest expense	$13,381,000	398
Pre-tax net operating income	$20,119,000	368
Securities gains (losses)	$4,411,000	51
Applicable income taxes	$8,149,000	288
Income before extraordinary items	$16,381,000	339
Extraordinary gains, net	$0	15
Net income	$16,381,000	339
Minority interest net income	$0	81
Net income of bank and minority interests.	$16,381,000	339
Net charge-offs	$80,000	2,898
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$-14,753,000	6,587
Net operating income	$13,425,630	403
2014-06-30 (YTD Data)		Rank
Total interest income	$52,344,000	268
Total interest expense	$10,307,000	148
Net interest income	$42,037,000	292
Provision for loan and lease losses	$829,000	542
Total noninterest income	$4,763,000	656
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,833,000	393
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,930,000	663
Total noninterest expense	$33,520,000	337
Salaries and employee benefits	$21,005,000	278
Premises and equipment expense	$3,753,000	359
Additional noninterest expense	$8,762,000	403
Pre-tax net operating income	$12,451,000	383
Securities gains (losses)	$3,065,000	57
Applicable income taxes	$5,131,000	294
Income before extraordinary items	$10,385,000	352
Extraordinary gains, net	$0	20
Net income	$10,385,000	352
Minority interest net income	$0	80
Net income of bank and minority interests.	$10,385,000	352
Net charge-offs	$33,000	3,108
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$945,000	108
Net operating income	$8,331,450	414
2014-03-31 (YTD Data)		Rank
Total interest income	$25,855,000	270
Total interest expense	$5,135,000	153
Net interest income	$20,720,000	292
Provision for loan and lease losses	$133,000	1,385
Total noninterest income	$2,285,000	660
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$867,000	404
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,418,000	655
Total noninterest expense	$17,343,000	328
Salaries and employee benefits	$10,870,000	266
Premises and equipment expense	$2,028,000	339
Additional noninterest expense	$4,445,000	400
Pre-tax net operating income	$5,529,000	397
Securities gains (losses)	$1,560,000	64
Applicable income taxes	$2,284,000	303
Income before extraordinary items	$4,805,000	362
Extraordinary gains, net	$0	16
Net income	$4,805,000	361
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,805,000	362
Net charge-offs	$28,000	2,278
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$477,000	107
Net operating income	$3,744,200	429
2013-12-31 (YTD Data)		Rank
Total interest income	$96,286,000	283
Total interest expense	$20,592,000	159
Net interest income	$75,694,000	310
Provision for loan and lease losses	$6,470,000	229
Total noninterest income	$9,533,000	699
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$3,729,000	396
Trading account gains and fees	$0	184
Additional Noninterest Income	$5,804,000	722
Total noninterest expense	$64,652,000	351
Salaries and employee benefits	$40,444,000	285
Premises and equipment expense	$6,804,000	381
Additional noninterest expense	$17,404,000	418
Pre-tax net operating income	$14,105,000	577
Securities gains (losses)	$8,695,000	41
Applicable income taxes	$7,821,000	325
Income before extraordinary items	$14,979,000	460
Extraordinary gains, net	$0	29
Net income	$14,979,000	459
Minority interest net income	$0	90
Net income of bank and minority interests.	$14,979,000	461
Net charge-offs	$1,639,000	886
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$2,019,000	153
Net operating income	$9,240,300	670
2013-09-30 (YTD Data)		Rank
Total interest income	$70,822,000	287
Total interest expense	$15,293,000	159
Net interest income	$55,529,000	315
Provision for loan and lease losses	$4,630,000	232
Total noninterest income	$6,734,000	742
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$2,741,000	405
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,993,000	782
Total noninterest expense	$47,692,000	355
Salaries and employee benefits	$30,283,000	288
Premises and equipment expense	$5,055,000	388
Additional noninterest expense	$12,354,000	433
Pre-tax net operating income	$9,941,000	610
Securities gains (losses)	$6,611,000	44
Applicable income taxes	$5,633,000	351
Income before extraordinary items	$10,919,000	472
Extraordinary gains, net	$0	25
Net income	$10,919,000	471
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,919,000	473
Net charge-offs	$1,455,000	759
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$1,329,000	141
Net operating income	$6,555,740	712
2013-06-30 (YTD Data)		Rank
Total interest income	$46,152,000	291
Total interest expense	$9,955,000	168
Net interest income	$36,197,000	321
Provision for loan and lease losses	$4,479,000	178
Total noninterest income	$4,610,000	739
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,774,000	408
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,836,000	761
Total noninterest expense	$32,031,000	358
Salaries and employee benefits	$20,046,000	289
Premises and equipment expense	$3,465,000	377
Additional noninterest expense	$8,520,000	420
Pre-tax net operating income	$4,297,000	885
Securities gains (losses)	$4,210,000	52
Applicable income taxes	$2,535,000	461
Income before extraordinary items	$5,972,000	570
Extraordinary gains, net	$0	22
Net income	$5,972,000	570
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,972,000	572
Net charge-offs	$1,533,000	562
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$853,000	124
Net operating income	$3,025,000	976
2013-03-31 (YTD Data)		Rank
Total interest income	$22,658,000	299
Total interest expense	$4,905,000	179
Net interest income	$17,753,000	329
Provision for loan and lease losses	$1,260,000	310
Total noninterest income	$2,048,000	811
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$865,000	408
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,183,000	873
Total noninterest expense	$16,416,000	351
Salaries and employee benefits	$10,343,000	286
Premises and equipment expense	$1,852,000	347
Additional noninterest expense	$4,221,000	436
Pre-tax net operating income	$2,125,000	879
Securities gains (losses)	$2,082,000	65
Applicable income taxes	$1,292,000	457
Income before extraordinary items	$2,915,000	559
Extraordinary gains, net	$0	10
Net income	$2,915,000	556
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,915,000	560
Net charge-offs	$881,000	522
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$410,000	98
Net operating income	$1,478,420	981
2012-12-31 (YTD Data)		Rank
Total interest income	$86,466,000	323
Total interest expense	$19,421,000	216
Net interest income	$67,045,000	352
Provision for loan and lease losses	$8,581,000	312
Total noninterest income	$10,406,000	666
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$3,460,000	426
Trading account gains and fees	$0	166
Additional Noninterest Income	$6,946,000	627
Total noninterest expense	$60,769,000	372
Salaries and employee benefits	$37,835,000	294
Premises and equipment expense	$5,767,000	433
Additional noninterest expense	$17,167,000	451
Pre-tax net operating income	$8,101,000	878
Securities gains (losses)	$5,204,000	88
Applicable income taxes	$4,148,000	490
Income before extraordinary items	$9,157,000	660
Extraordinary gains, net	$0	29
Net income	$9,157,000	660
Minority interest net income	$0	93
Net income of bank and minority interests.	$9,157,000	660
Net charge-offs	$1,130,000	1,698
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$1,480,000	180
Net operating income	$5,566,240	1,016
2012-09-30 (YTD Data)		Rank
Total interest income	$64,026,000	330
Total interest expense	$14,458,000	228
Net interest income	$49,568,000	360
Provision for loan and lease losses	$5,778,000	358
Total noninterest income	$7,832,000	660
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$2,502,000	449
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,330,000	611
Total noninterest expense	$45,149,000	373
Salaries and employee benefits	$27,685,000	299
Premises and equipment expense	$4,369,000	424
Additional noninterest expense	$13,095,000	440
Pre-tax net operating income	$6,473,000	867
Securities gains (losses)	$3,598,000	103
Applicable income taxes	$3,045,000	505
Income before extraordinary items	$7,026,000	664
Extraordinary gains, net	$0	20
Net income	$7,026,000	662
Minority interest net income	$0	86
Net income of bank and minority interests.	$7,026,000	664
Net charge-offs	$210,000	3,250
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$1,086,000	156
Net operating income	$4,507,400	969
2012-06-30 (YTD Data)		Rank
Total interest income	$42,527,000	329
Total interest expense	$9,598,000	235
Net interest income	$32,929,000	359
Provision for loan and lease losses	$3,434,000	407
Total noninterest income	$4,943,000	684
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,605,000	457
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,338,000	638
Total noninterest expense	$30,577,000	365
Salaries and employee benefits	$18,679,000	293
Premises and equipment expense	$2,914,000	429
Additional noninterest expense	$8,984,000	426
Pre-tax net operating income	$3,861,000	935
Securities gains (losses)	$2,342,000	117
Applicable income taxes	$1,914,000	523
Income before extraordinary items	$4,289,000	708
Extraordinary gains, net	$0	19
Net income	$4,289,000	707
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,289,000	708
Net charge-offs	$216,000	2,661
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$705,000	140
Net operating income	$2,673,020	1,054
2012-03-31 (YTD Data)		Rank
Total interest income	$21,000,000	335
Total interest expense	$4,905,000	233
Net interest income	$16,095,000	368
Provision for loan and lease losses	$1,264,000	517
Total noninterest income	$2,605,000	661
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$844,000	429
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,761,000	608
Total noninterest expense	$15,558,000	356
Salaries and employee benefits	$9,639,000	280
Premises and equipment expense	$1,474,000	428
Additional noninterest expense	$4,445,000	416
Pre-tax net operating income	$1,878,000	947
Securities gains (losses)	$1,083,000	128
Applicable income taxes	$955,000	527
Income before extraordinary items	$2,006,000	754
Extraordinary gains, net	$0	19
Net income	$2,006,000	755
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,006,000	755
Net charge-offs	$220,000	1,753
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$350,000	123
Net operating income	$1,269,560	1,100
2011-12-31 (YTD Data)		Rank
Total interest income	$80,235,000	353
Total interest expense	$21,464,000	256
Net interest income	$58,771,000	376
Provision for loan and lease losses	$3,662,000	1,016
Total noninterest income	$9,673,000	635
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$3,248,000	463
Trading account gains and fees	$0	146
Additional Noninterest Income	$6,425,000	590
Total noninterest expense	$51,697,000	410
Salaries and employee benefits	$30,427,000	334
Premises and equipment expense	$6,119,000	430
Additional noninterest expense	$15,151,000	497
Pre-tax net operating income	$13,085,000	499
Securities gains (losses)	$4,464,000	114
Applicable income taxes	$6,192,000	358
Income before extraordinary items	$11,357,000	483
Extraordinary gains, net	$0	29
Net income	$11,357,000	484
Minority interest net income	$0	96
Net income of bank and minority interests.	$11,357,000	484
Net charge-offs	$764,000	2,693
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$1,319,000	288
Net operating income	$8,455,400	587
2011-09-30 (YTD Data)		Rank
Total interest income	$59,929,000	359
Total interest expense	$16,441,000	263
Net interest income	$43,488,000	383
Provision for loan and lease losses	$2,391,000	1,095
Total noninterest income	$7,130,000	638
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$2,205,000	515
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,925,000	584
Total noninterest expense	$37,916,000	412
Salaries and employee benefits	$22,473,000	335
Premises and equipment expense	$4,610,000	432
Additional noninterest expense	$10,833,000	514
Pre-tax net operating income	$10,311,000	493
Securities gains (losses)	$4,256,000	102
Applicable income taxes	$5,217,000	325
Income before extraordinary items	$9,350,000	440
Extraordinary gains, net	$0	21
Net income	$9,350,000	439
Minority interest net income	$0	87
Net income of bank and minority interests.	$9,350,000	440
Net charge-offs	$416,000	2,865
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$980,000	279
Net operating income	$6,626,160	593
2011-06-30 (YTD Data)		Rank
Total interest income	$40,060,000	360
Total interest expense	$11,115,000	276
Net interest income	$28,945,000	384
Provision for loan and lease losses	$828,000	1,682
Total noninterest income	$4,361,000	691
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$1,333,000	559
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,028,000	612
Total noninterest expense	$25,581,000	418
Salaries and employee benefits	$14,651,000	345
Premises and equipment expense	$3,167,000	417
Additional noninterest expense	$7,763,000	485
Pre-tax net operating income	$6,897,000	488
Securities gains (losses)	$3,789,000	70
Applicable income taxes	$3,887,000	293
Income before extraordinary items	$6,799,000	404
Extraordinary gains, net	$0	15
Net income	$6,799,000	404
Minority interest net income	$0	89
Net income of bank and minority interests.	$6,799,000	404
Net charge-offs	$122,000	3,648
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$649,000	196
Net operating income	$4,374,040	584
2011-03-31 (YTD Data)		Rank
Total interest income	$20,312,000	360
Total interest expense	$5,584,000	287
Net interest income	$14,728,000	384
Provision for loan and lease losses	$342,000	1,805
Total noninterest income	$2,280,000	663
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$586,000	610
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,694,000	573
Total noninterest expense	$13,016,000	406
Salaries and employee benefits	$7,413,000	338
Premises and equipment expense	$1,741,000	389
Additional noninterest expense	$3,862,000	492
Pre-tax net operating income	$3,650,000	468
Securities gains (losses)	$867,000	110
Applicable income taxes	$1,653,000	324
Income before extraordinary items	$2,864,000	473
Extraordinary gains, net	$0	9
Net income	$2,864,000	471
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,864,000	473
Net charge-offs	$174,000	2,226
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$321,000	167
Net operating income	$2,309,120	555
2010-12-31 (YTD Data)		Rank
Total interest income	$83,764,000	367
Total interest expense	$21,549,000	356
Net interest income	$62,215,000	364
Provision for loan and lease losses	$3,181,000	1,567
Total noninterest income	$9,312,000	672
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$3,085,000	484
Trading account gains and fees	$0	175
Additional Noninterest Income	$6,227,000	631
Total noninterest expense	$50,029,000	434
Salaries and employee benefits	$27,145,000	366
Premises and equipment expense	$5,522,000	471
Additional noninterest expense	$17,362,000	461
Pre-tax net operating income	$18,317,000	327
Securities gains (losses)	$1,790,000	287
Applicable income taxes	$7,366,000	270
Income before extraordinary items	$12,741,000	367
Extraordinary gains, net	$0	29
Net income	$12,741,000	366
Minority interest net income	$0	111
Net income of bank and minority interests.	$12,741,000	367
Net charge-offs	$2,268,000	1,733
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$1,156,000	353
Net operating income	$11,595,400	377
2010-09-30 (YTD Data)		Rank
Total interest income	$62,804,000	367
Total interest expense	$15,949,000	379
Net interest income	$46,855,000	356
Provision for loan and lease losses	$2,245,000	1,538
Total noninterest income	$6,857,000	669
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$2,425,000	468
Trading account gains and fees	$0	165
Additional Noninterest Income	$4,432,000	624
Total noninterest expense	$38,563,000	404
Salaries and employee benefits	$20,655,000	352
Premises and equipment expense	$3,898,000	493
Additional noninterest expense	$14,010,000	411
Pre-tax net operating income	$12,904,000	344
Securities gains (losses)	$785,000	505
Applicable income taxes	$5,046,000	274
Income before extraordinary items	$8,643,000	393
Extraordinary gains, net	$0	23
Net income	$8,643,000	393
Minority interest net income	$0	110
Net income of bank and minority interests.	$8,643,000	394
Net charge-offs	$5,000	6,437
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$856,000	310
Net operating income	$8,140,600	405
2010-06-30 (YTD Data)		Rank
Total interest income	$41,161,000	374
Total interest expense	$10,589,000	396
Net interest income	$30,572,000	362
Provision for loan and lease losses	$2,168,000	1,210
Total noninterest income	$4,463,000	664
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$1,558,000	481
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,905,000	608
Total noninterest expense	$23,551,000	436
Salaries and employee benefits	$13,369,000	360
Premises and equipment expense	$2,679,000	483
Additional noninterest expense	$7,503,000	499
Pre-tax net operating income	$9,316,000	317
Securities gains (losses)	$0	3,184
Applicable income taxes	$3,449,000	261
Income before extraordinary items	$5,867,000	373
Extraordinary gains, net	$0	19
Net income	$5,867,000	373
Minority interest net income	$0	105
Net income of bank and minority interests.	$5,867,000	373
Net charge-offs	$145,000	3,865
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$558,000	259
Net operating income	$5,867,000	364
2010-03-31 (YTD Data)		Rank
Total interest income	$20,374,000	392
Total interest expense	$5,242,000	424
Net interest income	$15,132,000	374
Provision for loan and lease losses	$1,374,000	945
Total noninterest income	$2,413,000	617
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$758,000	497
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,655,000	550
Total noninterest expense	$11,696,000	439
Salaries and employee benefits	$6,641,000	371
Premises and equipment expense	$1,408,000	475
Additional noninterest expense	$3,647,000	503
Pre-tax net operating income	$4,475,000	319
Securities gains (losses)	$0	2,284
Applicable income taxes	$1,714,000	256
Income before extraordinary items	$2,761,000	389
Extraordinary gains, net	$0	16
Net income	$2,761,000	390
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,761,000	391
Net charge-offs	$-13,000	7,555
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$256,000	203
Net operating income	$2,761,000	384
2009-12-31 (YTD Data)		Rank
Total interest income	$57,148,000	569
Total interest expense	$20,912,000	545
Net interest income	$36,236,000	595
Provision for loan and lease losses	$4,082,000	1,638
Total noninterest income	$4,906,000	1,120
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,764,000	982
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,142,000	1,013
Total noninterest expense	$31,385,000	668
Salaries and employee benefits	$18,608,000	523
Premises and equipment expense	$3,064,000	881
Additional noninterest expense	$9,713,000	817
Pre-tax net operating income	$5,675,000	747
Securities gains (losses)	$-586,000	7,619
Applicable income taxes	$1,897,000	591
Income before extraordinary items	$3,192,000	1,052
Extraordinary gains, net	$0	34
Net income	$3,192,000	1,049
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,192,000	1,051
Net charge-offs	$1,751,000	2,202
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$-2,423,000	7,998
Net operating income	$3,567,040	955
2009-09-30 (YTD Data)		Rank
Total interest income	$41,980,000	598
Total interest expense	$16,544,000	547
Net interest income	$25,436,000	634
Provision for loan and lease losses	$1,808,000	2,032
Total noninterest income	$3,629,000	1,141
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,267,000	1,028
Trading account gains and fees	$0	212
Additional Noninterest Income	$2,362,000	1,023
Total noninterest expense	$24,356,000	646
Salaries and employee benefits	$14,502,000	511
Premises and equipment expense	$2,323,000	877
Additional noninterest expense	$7,531,000	764
Pre-tax net operating income	$2,901,000	1,131
Securities gains (losses)	$-718,000	7,806
Applicable income taxes	$717,000	1,075
Income before extraordinary items	$1,466,000	1,820
Extraordinary gains, net	$0	27
Net income	$1,466,000	1,819
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,466,000	1,820
Net charge-offs	$8,000	6,593
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$-2,607,000	8,090
Net operating income	$1,947,060	1,348
2009-06-30 (YTD Data)		Rank
Total interest income	$27,214,000	636
Total interest expense	$11,503,000	554
Net interest income	$15,711,000	684
Provision for loan and lease losses	$1,114,000	1,943
Total noninterest income	$2,404,000	1,152
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$793,000	1,081
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,611,000	1,038
Total noninterest expense	$17,013,000	629
Salaries and employee benefits	$10,218,000	495
Premises and equipment expense	$1,570,000	894
Additional noninterest expense	$5,225,000	739
Pre-tax net operating income	$-12,000	5,843
Securities gains (losses)	$-373,000	7,870
Applicable income taxes	$-101,000	7,145
Income before extraordinary items	$-284,000	6,518
Extraordinary gains, net	$0	21
Net income	$-284,000	6,517
Minority interest net income	$0	112
Net income of bank and minority interests.	$-284,000	6,517
Net charge-offs	$-95,000	8,144
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$-2,821,000	8,187
Net operating income	$-7,980	5,873
2009-03-31 (YTD Data)		Rank
Total interest income	$13,346,000	647
Total interest expense	$5,925,000	557
Net interest income	$7,421,000	716
Provision for loan and lease losses	$546,000	1,706
Total noninterest income	$1,110,000	1,174
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$399,000	1,040
Trading account gains and fees	$0	171
Additional Noninterest Income	$711,000	1,104
Total noninterest expense	$9,473,000	544
Salaries and employee benefits	$6,203,000	404
Premises and equipment expense	$864,000	820
Additional noninterest expense	$2,406,000	704
Pre-tax net operating income	$-1,488,000	7,750
Securities gains (losses)	$-124,000	8,006
Applicable income taxes	$-408,000	7,862
Income before extraordinary items	$-1,204,000	7,757
Extraordinary gains, net	$0	15
Net income	$-1,204,000	7,760
Minority interest net income	$0	102
Net income of bank and minority interests.	$-1,204,000	7,759
Net charge-offs	$-4,000	7,635
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$-3,203,000	8,240
Net operating income	$-1,111,000	7,731
2008-12-31 (YTD Data)		Rank
Total interest income	$52,086,000	715
Total interest expense	$27,484,000	572
Net interest income	$24,602,000	871
Provision for loan and lease losses	$5,638,000	925
Total noninterest income	$4,192,000	1,232
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,625,000	1,097
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,567,000	1,094
Total noninterest expense	$27,543,000	727
Salaries and employee benefits	$17,012,000	569
Premises and equipment expense	$2,917,000	947
Additional noninterest expense	$7,614,000	861
Pre-tax net operating income	$-4,387,000	7,752
Securities gains (losses)	$4,433,000	78
Applicable income taxes	$-230,000	7,245
Income before extraordinary items	$276,000	5,204
Extraordinary gains, net	$0	39
Net income	$276,000	5,203
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,397,000	1,154
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$40,732,000	41
Net operating income	$-4,157,000	7,812
2008-09-30 (YTD Data)		Rank
Total interest income	$38,731,000	744
Total interest expense	$21,213,000	587
Net interest income	$17,518,000	929
Provision for loan and lease losses	$2,731,000	960
Total noninterest income	$3,159,000	1,257
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,183,000	1,151
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,976,000	1,112
Total noninterest expense	$20,539,000	721
Salaries and employee benefits	$13,339,000	558
Premises and equipment expense	$2,198,000	944
Additional noninterest expense	$5,002,000	911
Pre-tax net operating income	$-2,593,000	7,957
Securities gains (losses)	$5,092,000	66
Applicable income taxes	$728,000	1,485
Income before extraordinary items	$1,771,000	1,989
Extraordinary gains, net	$0	31
Net income	$1,771,000	1,988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$672,000	1,640
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$40,732,000	20
Net operating income	$-1,844,320	7,906
2008-06-30 (YTD Data)		Rank
Total interest income	$25,567,000	758
Total interest expense	$14,513,000	598
Net interest income	$11,054,000	975
Provision for loan and lease losses	$2,328,000	705
Total noninterest income	$2,105,000	1,279
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$769,000	1,162
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,336,000	1,149
Total noninterest expense	$14,076,000	693
Salaries and employee benefits	$9,462,000	525
Premises and equipment expense	$1,475,000	928
Additional noninterest expense	$3,139,000	941
Pre-tax net operating income	$-3,245,000	8,237
Securities gains (losses)	$2,313,000	103
Applicable income taxes	$-504,000	8,179
Income before extraordinary items	$-428,000	7,638
Extraordinary gains, net	$0	21
Net income	$-428,000	7,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,064
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$40,629,000	12
Net operating income	$-1,908,320	8,186
2008-03-31 (YTD Data)		Rank
Total interest income	$12,917,000	778
Total interest expense	$7,370,000	634
Net interest income	$5,547,000	967
Provision for loan and lease losses	$131,000	2,345
Total noninterest income	$1,052,000	1,281
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$372,000	1,183
Trading account gains and fees	$0	158
Additional Noninterest Income	$680,000	1,146
Total noninterest expense	$6,042,000	794
Salaries and employee benefits	$3,872,000	647
Premises and equipment expense	$780,000	883
Additional noninterest expense	$1,390,000	1,038
Pre-tax net operating income	$426,000	3,400
Securities gains (losses)	$2,266,000	83
Applicable income taxes	$954,000	603
Income before extraordinary items	$1,738,000	859
Extraordinary gains, net	$0	15
Net income	$1,738,000	861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,162
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$40,521,000	5
Net operating income	$265,100	3,987
2007-12-31 (YTD Data)		Rank
Total interest income	$49,063,000	855
Total interest expense	$28,096,000	699
Net interest income	$20,967,000	1,057
Provision for loan and lease losses	$465,000	2,451
Total noninterest income	$4,076,000	1,285
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,595,000	1,112
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,481,000	1,163
Total noninterest expense	$21,374,000	872
Salaries and employee benefits	$14,074,000	686
Premises and equipment expense	$2,602,000	1,009
Additional noninterest expense	$4,698,000	1,197
Pre-tax net operating income	$3,204,000	2,344
Securities gains (losses)	$299,000	360
Applicable income taxes	$563,000	2,590
Income before extraordinary items	$2,940,000	2,082
Extraordinary gains, net	$0	39
Net income	$2,940,000	2,081
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	2,730
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,688,840	2,208
2007-09-30 (YTD Data)		Rank
Total interest income	$36,618,000	855
Total interest expense	$20,594,000	716
Net interest income	$16,024,000	1,035
Provision for loan and lease losses	$260,000	2,550
Total noninterest income	$3,141,000	1,255
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,178,000	1,123
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,963,000	1,132
Total noninterest expense	$16,446,000	834
Salaries and employee benefits	$10,601,000	682
Premises and equipment expense	$2,031,000	950
Additional noninterest expense	$3,814,000	1,075
Pre-tax net operating income	$2,459,000	2,471
Securities gains (losses)	$1,172,000	140
Applicable income taxes	$1,349,000	1,326
Income before extraordinary items	$2,282,000	2,134
Extraordinary gains, net	$0	33
Net income	$2,282,000	2,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	4,091
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,531,920	2,912
2007-06-30 (YTD Data)		Rank
Total interest income	$24,130,000	872
Total interest expense	$13,391,000	734
Net interest income	$10,739,000	1,045
Provision for loan and lease losses	$143,000	2,732
Total noninterest income	$2,179,000	1,245
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$780,000	1,130
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,399,000	1,106
Total noninterest expense	$10,755,000	864
Salaries and employee benefits	$7,051,000	699
Premises and equipment expense	$1,373,000	951
Additional noninterest expense	$2,331,000	1,197
Pre-tax net operating income	$2,020,000	2,138
Securities gains (losses)	$2,032,000	78
Applicable income taxes	$1,410,000	971
Income before extraordinary items	$2,642,000	1,342
Extraordinary gains, net	$0	29
Net income	$2,642,000	1,341
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,576
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,321,200	2,430
2007-03-31 (YTD Data)		Rank
Total interest income	$11,994,000	871
Total interest expense	$6,593,000	739
Net interest income	$5,401,000	1,033
Provision for loan and lease losses	$72,000	2,558
Total noninterest income	$857,000	1,473
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$361,000	1,197
Trading account gains and fees	$0	195
Additional Noninterest Income	$496,000	1,366
Total noninterest expense	$5,511,000	842
Salaries and employee benefits	$3,654,000	690
Premises and equipment expense	$711,000	933
Additional noninterest expense	$1,146,000	1,187
Pre-tax net operating income	$675,000	2,869
Securities gains (losses)	$2,032,000	48
Applicable income taxes	$832,000	834
Income before extraordinary items	$1,875,000	939
Extraordinary gains, net	$0	22
Net income	$1,875,000	938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	3,204
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$472,920	3,131
2006-12-31 (YTD Data)		Rank
Total interest income	$45,665,000	846
Total interest expense	$21,828,000	767
Net interest income	$23,837,000	927
Provision for loan and lease losses	$434,000	2,138
Total noninterest income	$3,328,000	1,482
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,408,000	1,265
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,920,000	1,403
Total noninterest expense	$21,794,000	813
Salaries and employee benefits	$12,940,000	725
Premises and equipment expense	$2,668,000	935
Additional noninterest expense	$6,186,000	865
Pre-tax net operating income	$4,937,000	1,905
Securities gains (losses)	$-41,000	7,867
Applicable income taxes	$1,258,000	1,901
Income before extraordinary items	$3,638,000	1,939
Extraordinary gains, net	$0	51
Net income	$3,638,000	1,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	5,171
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,668,340	1,922
2006-09-30 (YTD Data)		Rank
Total interest income	$33,485,000	868
Total interest expense	$15,278,000	801
Net interest income	$18,207,000	936
Provision for loan and lease losses	$403,000	1,689
Total noninterest income	$2,404,000	1,534
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,002,000	1,342
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,402,000	1,431
Total noninterest expense	$15,738,000	851
Salaries and employee benefits	$9,673,000	741
Premises and equipment expense	$2,034,000	929
Additional noninterest expense	$4,031,000	1,000
Pre-tax net operating income	$4,470,000	1,662
Securities gains (losses)	$389,000	235
Applicable income taxes	$1,676,000	1,279
Income before extraordinary items	$3,183,000	1,751
Extraordinary gains, net	$0	45
Net income	$3,183,000	1,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,924
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,926,260	1,856
2006-06-30 (YTD Data)		Rank
Total interest income	$22,025,000	852
Total interest expense	$9,590,000	807
Net interest income	$12,435,000	909
Provision for loan and lease losses	$180,000	2,262
Total noninterest income	$1,582,000	1,556
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$634,000	1,398
Trading account gains and fees	$0	126
Additional Noninterest Income	$948,000	1,409
Total noninterest expense	$10,552,000	849
Salaries and employee benefits	$6,468,000	746
Premises and equipment expense	$1,354,000	938
Additional noninterest expense	$2,730,000	988
Pre-tax net operating income	$3,285,000	1,536
Securities gains (losses)	$1,036,000	112
Applicable income taxes	$1,485,000	1,004
Income before extraordinary items	$2,836,000	1,327
Extraordinary gains, net	$0	39
Net income	$2,836,000	1,328
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,860
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,152,240	1,677
2006-03-31 (YTD Data)		Rank
Total interest income	$10,887,000	841
Total interest expense	$4,596,000	793
Net interest income	$6,291,000	897
Provision for loan and lease losses	$69,000	2,655
Total noninterest income	$763,000	1,573
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$289,000	1,475
Trading account gains and fees	$0	115
Additional Noninterest Income	$474,000	1,397
Total noninterest expense	$5,268,000	848
Salaries and employee benefits	$3,208,000	747
Premises and equipment expense	$684,000	927
Additional noninterest expense	$1,376,000	969
Pre-tax net operating income	$1,717,000	1,444
Securities gains (losses)	$1,036,000	70
Applicable income taxes	$944,000	824
Income before extraordinary items	$1,809,000	1,048
Extraordinary gains, net	$0	21
Net income	$1,809,000	1,047
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,481
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,125,240	1,582
2005-12-31 (YTD Data)		Rank
Total interest income	$40,692,000	790
Total interest expense	$14,523,000	787
Net interest income	$26,169,000	815
Provision for loan and lease losses	$456,000	2,042
Total noninterest income	$3,011,000	1,603
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,211,000	1,447
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,800,000	1,451
Total noninterest expense	$20,635,000	816
Salaries and employee benefits	$13,114,000	685
Premises and equipment expense	$2,610,000	919
Additional noninterest expense	$4,911,000	1,053
Pre-tax net operating income	$8,089,000	1,187
Securities gains (losses)	$117,000	656
Applicable income taxes	$2,794,000	1,014
Income before extraordinary items	$5,412,000	1,322
Extraordinary gains, net	$0	46
Net income	$5,412,000	1,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,206
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$5,334,780	1,326
2005-09-30 (YTD Data)		Rank
Total interest income	$29,974,000	781
Total interest expense	$10,367,000	776
Net interest income	$19,607,000	807
Provision for loan and lease losses	$489,000	1,433
Total noninterest income	$2,296,000	1,577
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$902,000	1,435
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,394,000	1,430
Total noninterest expense	$15,728,000	801
Salaries and employee benefits	$10,210,000	658
Premises and equipment expense	$1,991,000	885
Additional noninterest expense	$3,527,000	1,072
Pre-tax net operating income	$5,686,000	1,256
Securities gains (losses)	$183,000	501
Applicable income taxes	$2,228,000	975
Income before extraordinary items	$3,641,000	1,464
Extraordinary gains, net	$0	35
Net income	$3,641,000	1,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,995
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,523,880	1,479
2005-06-30 (YTD Data)		Rank
Total interest income	$19,654,000	780
Total interest expense	$6,532,000	768
Net interest income	$13,122,000	795
Provision for loan and lease losses	$300,000	1,505
Total noninterest income	$1,594,000	1,515
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$610,000	1,392
Trading account gains and fees	$0	116
Additional Noninterest Income	$984,000	1,367
Total noninterest expense	$10,400,000	801
Salaries and employee benefits	$6,747,000	660
Premises and equipment expense	$1,343,000	868
Additional noninterest expense	$2,310,000	1,088
Pre-tax net operating income	$4,016,000	1,160
Securities gains (losses)	$631,000	190
Applicable income taxes	$1,809,000	831
Income before extraordinary items	$2,838,000	1,238
Extraordinary gains, net	$0	30
Net income	$2,838,000	1,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,434,160	1,409
2005-03-31 (YTD Data)		Rank
Total interest income	$9,662,000	775
Total interest expense	$3,146,000	763
Net interest income	$6,516,000	800
Provision for loan and lease losses	$176,000	1,250
Total noninterest income	$837,000	1,441
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$308,000	1,334
Trading account gains and fees	$0	115
Additional Noninterest Income	$529,000	1,275
Total noninterest expense	$5,111,000	814
Salaries and employee benefits	$3,361,000	652
Premises and equipment expense	$692,000	850
Additional noninterest expense	$1,058,000	1,156
Pre-tax net operating income	$2,066,000	1,121
Securities gains (losses)	$632,000	131
Applicable income taxes	$1,009,000	761
Income before extraordinary items	$1,689,000	1,031
Extraordinary gains, net	$0	24
Net income	$1,689,000	1,031
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,284,520	1,318
2004-12-31 (YTD Data)		Rank
Total interest income	$38,754,000	716
Total interest expense	$11,936,000	688
Net interest income	$26,818,000	722
Provision for loan and lease losses	$-113,000	8,802
Total noninterest income	$3,123,000	1,547
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,459,000	1,228
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,664,000	1,518
Total noninterest expense	$19,924,000	803
Salaries and employee benefits	$12,528,000	677
Premises and equipment expense	$2,443,000	918
Additional noninterest expense	$4,953,000	1,013
Pre-tax net operating income	$10,130,000	869
Securities gains (losses)	$535,000	438
Applicable income taxes	$4,012,000	704
Income before extraordinary items	$6,653,000	997
Extraordinary gains, net	$0	34
Net income	$6,653,000	998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,577
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$6,310,600	1,011
2004-09-30 (YTD Data)		Rank
Total interest income	$28,976,000	718
Total interest expense	$8,883,000	676
Net interest income	$20,093,000	714
Provision for loan and lease losses	$37,000	5,797
Total noninterest income	$2,279,000	1,599
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,104,000	1,216
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,175,000	1,581
Total noninterest expense	$14,965,000	800
Salaries and employee benefits	$9,512,000	664
Premises and equipment expense	$1,857,000	899
Additional noninterest expense	$3,596,000	1,032
Pre-tax net operating income	$7,370,000	900
Securities gains (losses)	$1,720,000	182
Applicable income taxes	$3,442,000	654
Income before extraordinary items	$5,648,000	876
Extraordinary gains, net	$0	26
Net income	$5,648,000	877
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,844
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$4,547,200	1,044
2004-06-30 (YTD Data)		Rank
Total interest income	$19,422,000	708
Total interest expense	$5,957,000	664
Net interest income	$13,465,000	710
Provision for loan and lease losses	$-44,000	8,923
Total noninterest income	$1,479,000	1,621
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$759,000	1,160
Trading account gains and fees	$0	130
Additional Noninterest Income	$720,000	1,679
Total noninterest expense	$9,988,000	804
Salaries and employee benefits	$6,433,000	651
Premises and equipment expense	$1,246,000	895
Additional noninterest expense	$2,309,000	1,064
Pre-tax net operating income	$5,000,000	872
Securities gains (losses)	$1,480,000	173
Applicable income taxes	$2,465,000	619
Income before extraordinary items	$4,015,000	815
Extraordinary gains, net	$0	21
Net income	$4,015,000	815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	4,267
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,067,800	1,033
2004-03-31 (YTD Data)		Rank
Total interest income	$9,701,000	718
Total interest expense	$3,077,000	658
Net interest income	$6,624,000	733
Provision for loan and lease losses	$-19,000	8,949
Total noninterest income	$856,000	1,414
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$383,000	1,122
Trading account gains and fees	$0	121
Additional Noninterest Income	$473,000	1,347
Total noninterest expense	$5,011,000	805
Salaries and employee benefits	$3,274,000	651
Premises and equipment expense	$627,000	907
Additional noninterest expense	$1,110,000	1,107
Pre-tax net operating income	$2,488,000	872
Securities gains (losses)	$1,480,000	142
Applicable income taxes	$1,528,000	524
Income before extraordinary items	$2,440,000	687
Extraordinary gains, net	$0	16
Net income	$2,440,000	687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,206
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,492,800	1,037
2003-12-31 (YTD Data)		Rank
Total interest income	$41,142,000	675
Total interest expense	$13,027,000	678
Net interest income	$28,115,000	671
Provision for loan and lease losses	$375,000	2,706
Total noninterest income	$3,645,000	1,443
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,562,000	1,106
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,083,000	1,432
Total noninterest expense	$19,275,000	833
Salaries and employee benefits	$12,055,000	704
Premises and equipment expense	$2,456,000	912
Additional noninterest expense	$4,764,000	1,070
Pre-tax net operating income	$12,110,000	723
Securities gains (losses)	$-23,000	8,882
Applicable income taxes	$4,296,000	699
Income before extraordinary items	$7,791,000	831
Extraordinary gains, net	$0	54
Net income	$7,791,000	833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,961
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$7,805,720	780
2003-09-30 (YTD Data)		Rank
Total interest income	$31,178,000	689
Total interest expense	$10,064,000	690
Net interest income	$21,114,000	678
Provision for loan and lease losses	$110,000	4,499
Total noninterest income	$2,818,000	1,436
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,165,000	1,114
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,653,000	1,431
Total noninterest expense	$13,902,000	873
Salaries and employee benefits	$8,785,000	744
Premises and equipment expense	$1,842,000	922
Additional noninterest expense	$3,275,000	1,157
Pre-tax net operating income	$9,920,000	692
Securities gains (losses)	$154,000	1,405
Applicable income taxes	$3,829,000	638
Income before extraordinary items	$6,245,000	812
Extraordinary gains, net	$0	40
Net income	$6,245,000	813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,999
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$6,146,440	765
2003-06-30 (YTD Data)		Rank
Total interest income	$20,850,000	696
Total interest expense	$7,070,000	680
Net interest income	$13,780,000	690
Provision for loan and lease losses	$98,000	3,921
Total noninterest income	$2,701,000	1,087
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$753,000	1,126
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,948,000	930
Total noninterest expense	$9,897,000	823
Salaries and employee benefits	$6,413,000	679
Premises and equipment expense	$1,244,000	919
Additional noninterest expense	$2,240,000	1,127
Pre-tax net operating income	$6,486,000	702
Securities gains (losses)	$177,000	1,118
Applicable income taxes	$2,529,000	643
Income before extraordinary items	$4,134,000	817
Extraordinary gains, net	$0	30
Net income	$4,134,000	818
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$4,020,720	776
2003-03-31 (YTD Data)		Rank
Total interest income	$10,568,000	691
Total interest expense	$3,680,000	666
Net interest income	$6,888,000	697
Provision for loan and lease losses	$-27,000	9,215
Total noninterest income	$1,302,000	1,087
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$365,000	1,133
Trading account gains and fees	$0	134
Additional Noninterest Income	$937,000	934
Total noninterest expense	$4,944,000	824
Salaries and employee benefits	$3,263,000	671
Premises and equipment expense	$648,000	889
Additional noninterest expense	$1,033,000	1,182
Pre-tax net operating income	$3,273,000	699
Securities gains (losses)	$-7,000	9,134
Applicable income taxes	$1,240,000	660
Income before extraordinary items	$2,026,000	833
Extraordinary gains, net	$0	21
Net income	$2,026,000	832
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,123
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$2,030,480	766
2002-12-31 (YTD Data)		Rank
Total interest income	$41,972,000	723
Total interest expense	$16,295,000	693
Net interest income	$25,677,000	735
Provision for loan and lease losses	$232,000	4,055
Total noninterest income	$3,598,000	1,357
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,530,000	1,050
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,068,000	1,277
Total noninterest expense	$17,743,000	885
Salaries and employee benefits	$10,922,000	744
Premises and equipment expense	$2,340,000	935
Additional noninterest expense	$4,481,000	1,106
Pre-tax net operating income	$11,300,000	769
Securities gains (losses)	$-161,000	9,180
Applicable income taxes	$4,236,000	692
Income before extraordinary items	$6,903,000	906
Extraordinary gains, net	$0	70
Net income	$6,903,000	904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	9,024
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$7,006,040	863
2001-12-31 (YTD Data)		Rank
Total interest income	$40,354,000	849
Total interest expense	$20,208,000	809
Net interest income	$20,146,000	872
Provision for loan and lease losses	$486,000	2,257
Total noninterest income	$4,585,000	1,066
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,506,000	984
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,079,000	929
Total noninterest expense	$14,773,000	1,006
Salaries and employee benefits	$9,144,000	804
Premises and equipment expense	$1,856,000	1,144
Additional noninterest expense	$3,773,000	1,259
Pre-tax net operating income	$9,472,000	803
Securities gains (losses)	$-187,000	9,540
Applicable income taxes	$3,383,000	755
Income before extraordinary items	$5,902,000	930
Extraordinary gains, net	$0	105
Net income	$5,902,000	930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	5,877
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$6,021,680	870
2000-12-31 (YTD Data)		Rank
Total interest income	$36,796,000	964
Total interest expense	$20,162,000	882
Net interest income	$16,634,000	1,059
Provision for loan and lease losses	$324,000	2,697
Total noninterest income	$2,476,000	1,601
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,162,000	1,166
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,314,000	1,544
Total noninterest expense	$13,116,000	1,062
Salaries and employee benefits	$7,866,000	883
Premises and equipment expense	$1,712,000	1,175
Additional noninterest expense	$3,538,000	1,284
Pre-tax net operating income	$5,670,000	1,299
Securities gains (losses)	$294,000	346
Applicable income taxes	$2,261,000	1,039
Income before extraordinary items	$3,703,000	1,432
Extraordinary gains, net	$0	38
Net income	$3,703,000	1,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,432
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$3,514,840	1,492
1999-12-31 (YTD Data)		Rank
Total interest income	$34,391,000	969
Total interest expense	$18,068,000	875
Net interest income	$16,323,000	1,071
Provision for loan and lease losses	$169,000	3,994
Total noninterest income	$2,109,000	1,791
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$918,000	1,416
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,191,000	1,647
Total noninterest expense	$12,711,000	1,096
Salaries and employee benefits	$7,454,000	923
Premises and equipment expense	$1,598,000	1,272
Additional noninterest expense	$3,659,000	1,259
Pre-tax net operating income	$5,552,000	1,372
Securities gains (losses)	$343,000	419
Applicable income taxes	$2,487,000	1,021
Income before extraordinary items	$3,408,000	1,570
Extraordinary gains, net	$0	35
Net income	$3,408,000	1,571
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	5,586
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,188,480	1,640
1998-12-31 (YTD Data)		Rank
Total interest income	$34,086,000	967
Total interest expense	$17,736,000	893
Net interest income	$16,350,000	1,033
Provision for loan and lease losses	$-618,000	10,416
Total noninterest income	$1,705,000	2,056
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$805,000	1,574
Trading account gains and fees	$0	224
Additional Noninterest Income	$900,000	2,007
Total noninterest expense	$12,180,000	1,085
Salaries and employee benefits	$6,628,000	985
Premises and equipment expense	$1,621,000	1,175
Additional noninterest expense	$3,931,000	1,135
Pre-tax net operating income	$6,493,000	1,150
Securities gains (losses)	$751,000	449
Applicable income taxes	$2,886,000	902
Income before extraordinary items	$4,358,000	1,224
Extraordinary gains, net	$0	32
Net income	$4,358,000	1,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,871
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,877,360	1,311
1997-12-31 (YTD Data)		Rank
Total interest income	$32,300,000	1,057
Total interest expense	$16,261,000	999
Net interest income	$16,039,000	1,101
Provision for loan and lease losses	$55,000	6,469
Total noninterest income	$1,926,000	1,824
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$758,000	1,714
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,168,000	1,583
Total noninterest expense	$11,484,000	1,159
Salaries and employee benefits	$6,619,000	1,002
Premises and equipment expense	$1,238,000	1,570
Additional noninterest expense	$3,627,000	1,215
Pre-tax net operating income	$6,426,000	1,223
Securities gains (losses)	$683,000	357
Applicable income taxes	$2,707,000	1,024
Income before extraordinary items	$4,402,000	1,241
Extraordinary gains, net	$0	44
Net income	$4,402,000	1,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	6,314
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,964,880	1,338
1996-12-31 (YTD Data)		Rank
Total interest income	$31,036,000	1,112
Total interest expense	$15,410,000	1,064
Net interest income	$15,616,000	1,155
Provision for loan and lease losses	$853,000	1,151
Total noninterest income	$1,501,000	2,296
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$440,000	3,071
Trading account gains and fees	$0	262
Additional Noninterest Income	$1,061,000	1,740
Total noninterest expense	$10,466,000	1,367
Salaries and employee benefits	$6,071,000	1,105
Premises and equipment expense	$1,200,000	1,695
Additional noninterest expense	$3,195,000	1,630
Pre-tax net operating income	$5,798,000	1,240
Securities gains (losses)	$503,000	419
Applicable income taxes	$2,656,000	965
Income before extraordinary items	$3,645,000	1,361
Extraordinary gains, net	$0	53
Net income	$3,645,000	1,362
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	3,715
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$3,323,080	1,453
1995-12-31 (YTD Data)		Rank
Total interest income	$29,179,000	1,189
Total interest expense	$14,649,000	1,147
Net interest income	$14,530,000	1,241
Provision for loan and lease losses	$232,000	2,745
Total noninterest income	$1,314,000	2,524
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$644,000	2,110
Trading account gains and fees	$0	522
Additional Noninterest Income	$670,000	2,362
Total noninterest expense	$9,279,000	1,532
Salaries and employee benefits	$5,156,000	1,292
Premises and equipment expense	$1,079,000	1,872
Additional noninterest expense	$3,044,000	1,679
Pre-tax net operating income	$6,333,000	1,207
Securities gains (losses)	$819,000	256
Applicable income taxes	$2,651,000	1,002
Income before extraordinary items	$4,501,000	1,175
Extraordinary gains, net	$0	65
Net income	$4,501,000	1,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$598,000	1,233
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$3,976,840	1,311
1994-12-31 (YTD Data)		Rank
Total interest income	$26,732,000	1,171
Total interest expense	$11,285,000	1,166
Net interest income	$15,447,000	1,182
Provision for loan and lease losses	$328,000	2,125
Total noninterest income	$995,000	3,127
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$517,000	2,639
Trading account gains and fees	$0	475
Additional Noninterest Income	$478,000	3,034
Total noninterest expense	$9,833,000	1,495
Salaries and employee benefits	$5,374,000	1,248
Premises and equipment expense	$1,123,000	1,826
Additional noninterest expense	$3,336,000	1,652
Pre-tax net operating income	$6,281,000	1,195
Securities gains (losses)	$0	3,600
Applicable income taxes	$2,951,000	890
Income before extraordinary items	$3,330,000	1,481
Extraordinary gains, net	$0	249
Net income	$3,330,000	1,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$291,000	1,942
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$3,330,000	1,502
1993-12-31 (YTD Data)		Rank
Total interest income	$27,420,000	1,162
Total interest expense	$12,055,000	1,119
Net interest income	$15,365,000	1,180
Provision for loan and lease losses	$542,000	1,986
Total noninterest income	$1,389,000	2,596
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$470,000	2,972
Trading account gains and fees	$0	532
Additional Noninterest Income	$919,000	2,160
Total noninterest expense	$9,241,000	1,634
Salaries and employee benefits	$4,920,000	1,368
Premises and equipment expense	$1,058,000	1,953
Additional noninterest expense	$3,263,000	1,784
Pre-tax net operating income	$6,971,000	1,018
Securities gains (losses)	$129,000	2,164
Applicable income taxes	$2,595,000	972
Income before extraordinary items	$4,505,000	1,153
Extraordinary gains, net	$64,000	1,977
Net income	$4,569,000	1,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$440,000	1,930
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$4,422,440	1,082
1992-12-31 (YTD Data)		Rank
Total interest income	$28,522,000	1,282
Total interest expense	$14,177,000	1,246
Net interest income	$14,345,000	1,296
Provision for loan and lease losses	$925,000	1,930
Total noninterest income	$847,000	3,808
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$387,000	3,595
Trading account gains and fees	$0	504
Additional Noninterest Income	$460,000	3,373
Total noninterest expense	$8,342,000	1,819
Salaries and employee benefits	$4,384,000	1,512
Premises and equipment expense	$853,000	2,419
Additional noninterest expense	$3,105,000	1,950
Pre-tax net operating income	$5,925,000	1,099
Securities gains (losses)	$-62,000	13,708
Applicable income taxes	$2,837,000	828
Income before extraordinary items	$3,026,000	1,529
Extraordinary gains, net	$0	1,422
Net income	$3,026,000	1,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$496,000	2,478
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$3,065,680	1,406

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.