Home > Eagle Valley Bank > Income and Expense
Eagle Valley Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 3,338 |
| Total interest expense | $246,000 | 2,775 |
| Net interest income | $1,346,000 | 3,386 |
| Provision for loan and lease losses | $140,000 | 1,218 |
| Total noninterest income | $83,000 | 4,312 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $38,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 4,235 |
| Total noninterest expense | $1,259,000 | 3,089 |
| Salaries and employee benefits | $645,000 | 3,278 |
| Premises and equipment expense | $342,000 | 1,675 |
| Additional noninterest expense | $272,000 | 3,830 |
| Pre-tax net operating income | $30,000 | 5,282 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-850,000 | 5,593 |
| Income before extraordinary items | $880,000 | 2,027 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $880,000 | 2,026 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $880,000 | 2,027 |
| Net charge-offs | $175,000 | 621 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $880,000 | 2,014 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,966,000 | 3,437 |
| Total interest expense | $1,126,000 | 2,347 |
| Net interest income | $4,840,000 | 3,596 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $482,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $155,000 | 3,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,698 |
| Total noninterest expense | $4,180,000 | 3,470 |
| Salaries and employee benefits | $2,402,000 | 3,407 |
| Premises and equipment expense | $824,000 | 2,411 |
| Additional noninterest expense | $954,000 | 4,100 |
| Pre-tax net operating income | $1,142,000 | 3,878 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $4,000 | 3,980 |
| Income before extraordinary items | $1,138,000 | 3,551 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,138,000 | 3,550 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,138,000 | 3,551 |
| Net charge-offs | $1,000 | 4,064 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,138,000 | 3,529 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,428,000 | 3,474 |
| Total interest expense | $897,000 | 2,229 |
| Net interest income | $3,531,000 | 3,666 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $365,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $113,000 | 3,859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 3,701 |
| Total noninterest expense | $3,123,000 | 3,492 |
| Salaries and employee benefits | $1,804,000 | 3,411 |
| Premises and equipment expense | $596,000 | 2,489 |
| Additional noninterest expense | $723,000 | 4,082 |
| Pre-tax net operating income | $773,000 | 4,099 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $14,000 | 3,805 |
| Income before extraordinary items | $759,000 | 3,917 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $759,000 | 3,916 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $759,000 | 3,917 |
| Net charge-offs | $-8,000 | 4,678 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $759,000 | 3,901 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 3,488 |
| Total interest expense | $641,000 | 2,104 |
| Net interest income | $2,280,000 | 3,738 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $224,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $75,000 | 3,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 3,853 |
| Total noninterest expense | $2,074,000 | 3,519 |
| Salaries and employee benefits | $1,205,000 | 3,428 |
| Premises and equipment expense | $394,000 | 2,510 |
| Additional noninterest expense | $475,000 | 4,132 |
| Pre-tax net operating income | $430,000 | 4,303 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $14,000 | 3,736 |
| Income before extraordinary items | $416,000 | 4,109 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $416,000 | 4,108 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $416,000 | 4,109 |
| Net charge-offs | $-6,000 | 4,624 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $416,000 | 4,092 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 3,530 |
| Total interest expense | $306,000 | 2,134 |
| Net interest income | $1,132,000 | 3,766 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $99,000 | 4,289 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $35,000 | 3,988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 4,031 |
| Total noninterest expense | $1,048,000 | 3,523 |
| Salaries and employee benefits | $598,000 | 3,495 |
| Premises and equipment expense | $203,000 | 2,488 |
| Additional noninterest expense | $247,000 | 4,088 |
| Pre-tax net operating income | $183,000 | 4,436 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $183,000 | 4,245 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $183,000 | 4,245 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $183,000 | 4,245 |
| Net charge-offs | $-4,000 | 4,579 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $183,000 | 4,230 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,695,000 | 3,543 |
| Total interest expense | $1,375,000 | 1,920 |
| Net interest income | $4,320,000 | 3,863 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $424,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $172,000 | 3,777 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $252,000 | 4,126 |
| Total noninterest expense | $4,000,000 | 3,650 |
| Salaries and employee benefits | $2,266,000 | 3,590 |
| Premises and equipment expense | $776,000 | 2,552 |
| Additional noninterest expense | $958,000 | 4,235 |
| Pre-tax net operating income | $744,000 | 4,430 |
| Securities gains (losses) | $-7,000 | 5,612 |
| Applicable income taxes | $7,000 | 4,051 |
| Income before extraordinary items | $730,000 | 4,310 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $730,000 | 4,308 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $730,000 | 4,309 |
| Net charge-offs | $8,000 | 3,921 |
| Cash dividends | $234,000 | 3,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $736,930 | 4,243 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 3,563 |
| Total interest expense | $1,032,000 | 1,933 |
| Net interest income | $3,217,000 | 3,903 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $312,000 | 4,345 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $128,000 | 3,818 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $184,000 | 4,205 |
| Total noninterest expense | $2,992,000 | 3,664 |
| Salaries and employee benefits | $1,708,000 | 3,581 |
| Premises and equipment expense | $577,000 | 2,570 |
| Additional noninterest expense | $707,000 | 4,293 |
| Pre-tax net operating income | $537,000 | 4,558 |
| Securities gains (losses) | $-7,000 | 5,778 |
| Applicable income taxes | $6,000 | 4,094 |
| Income before extraordinary items | $524,000 | 4,433 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $524,000 | 4,431 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $524,000 | 4,433 |
| Net charge-offs | $6,000 | 3,575 |
| Cash dividends | $234,000 | 3,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $530,930 | 4,347 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 3,573 |
| Total interest expense | $687,000 | 1,937 |
| Net interest income | $2,158,000 | 3,913 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $207,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $82,000 | 3,882 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $125,000 | 4,198 |
| Total noninterest expense | $1,993,000 | 3,690 |
| Salaries and employee benefits | $1,128,000 | 3,637 |
| Premises and equipment expense | $387,000 | 2,574 |
| Additional noninterest expense | $478,000 | 4,303 |
| Pre-tax net operating income | $372,000 | 4,522 |
| Securities gains (losses) | $-7,000 | 5,873 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $364,000 | 4,389 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $364,000 | 4,386 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $364,000 | 4,387 |
| Net charge-offs | $15,000 | 2,919 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $371,000 | 4,302 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 3,592 |
| Total interest expense | $344,000 | 1,932 |
| Net interest income | $1,074,000 | 3,931 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $91,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $43,000 | 3,794 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $48,000 | 4,441 |
| Total noninterest expense | $997,000 | 3,717 |
| Salaries and employee benefits | $562,000 | 3,659 |
| Premises and equipment expense | $200,000 | 2,544 |
| Additional noninterest expense | $235,000 | 4,359 |
| Pre-tax net operating income | $168,000 | 4,630 |
| Securities gains (losses) | $-7,000 | 5,955 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $161,000 | 4,538 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $161,000 | 4,537 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $161,000 | 4,539 |
| Net charge-offs | $18,000 | 2,041 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $168,000 | 4,417 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,250,000 | 3,733 |
| Total interest expense | $1,378,000 | 1,902 |
| Net interest income | $3,872,000 | 4,139 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $580,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $227,000 | 3,512 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $353,000 | 3,759 |
| Total noninterest expense | $3,954,000 | 3,743 |
| Salaries and employee benefits | $2,129,000 | 3,769 |
| Premises and equipment expense | $776,000 | 2,614 |
| Additional noninterest expense | $1,049,000 | 4,208 |
| Pre-tax net operating income | $498,000 | 4,932 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-495,000 | 6,078 |
| Income before extraordinary items | $993,000 | 3,953 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $993,000 | 3,953 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $993,000 | 3,954 |
| Net charge-offs | $3,000 | 4,283 |
| Cash dividends | $300,000 | 3,400 |
| Sale, conversion, retirement of capital stock, net | $2,602,000 | 133 |
| Net operating income | $993,000 | 3,892 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 3,809 |
| Total interest expense | $1,026,000 | 1,932 |
| Net interest income | $2,861,000 | 4,211 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $487,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $167,000 | 3,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 3,516 |
| Total noninterest expense | $2,963,000 | 3,770 |
| Salaries and employee benefits | $1,579,000 | 3,810 |
| Premises and equipment expense | $581,000 | 2,652 |
| Additional noninterest expense | $803,000 | 4,170 |
| Pre-tax net operating income | $385,000 | 5,024 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-495,000 | 6,215 |
| Income before extraordinary items | $880,000 | 3,717 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $880,000 | 3,716 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $880,000 | 3,717 |
| Net charge-offs | $-24,000 | 5,396 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $2,602,000 | 96 |
| Net operating income | $880,000 | 3,675 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 3,831 |
| Total interest expense | $677,000 | 1,947 |
| Net interest income | $1,900,000 | 4,243 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $365,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $107,000 | 3,618 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $258,000 | 3,265 |
| Total noninterest expense | $1,980,000 | 3,792 |
| Salaries and employee benefits | $1,047,000 | 3,855 |
| Premises and equipment expense | $386,000 | 2,669 |
| Additional noninterest expense | $547,000 | 4,160 |
| Pre-tax net operating income | $285,000 | 4,916 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-495,000 | 6,305 |
| Income before extraordinary items | $780,000 | 3,210 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $780,000 | 3,210 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $780,000 | 3,211 |
| Net charge-offs | $-23,000 | 5,514 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $2,602,000 | 72 |
| Net operating income | $780,000 | 3,146 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 3,881 |
| Total interest expense | $335,000 | 1,986 |
| Net interest income | $928,000 | 4,311 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $246,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $55,000 | 3,545 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $191,000 | 2,692 |
| Total noninterest expense | $1,013,000 | 3,768 |
| Salaries and employee benefits | $525,000 | 3,875 |
| Premises and equipment expense | $195,000 | 2,700 |
| Additional noninterest expense | $293,000 | 4,024 |
| Pre-tax net operating income | $161,000 | 4,741 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $160,000 | 4,612 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $160,000 | 4,614 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $160,000 | 4,616 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 194 |
| Net operating income | $160,000 | 4,535 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 3,878 |
| Total interest expense | $1,661,000 | 1,737 |
| Net interest income | $3,537,000 | 4,451 |
| Provision for loan and lease losses | $-25,000 | 5,914 |
| Total noninterest income | $692,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $234,000 | 3,662 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $458,000 | 3,392 |
| Total noninterest expense | $4,443,000 | 3,571 |
| Salaries and employee benefits | $1,988,000 | 4,000 |
| Premises and equipment expense | $818,000 | 2,620 |
| Additional noninterest expense | $1,637,000 | 3,341 |
| Pre-tax net operating income | $-189,000 | 6,216 |
| Securities gains (losses) | $-233,000 | 6,414 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $-424,000 | 6,289 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-424,000 | 6,289 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-424,000 | 6,289 |
| Net charge-offs | $168,000 | 2,658 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $1,833,000 | 147 |
| Net operating income | $-191,000 | 6,225 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 3,914 |
| Total interest expense | $1,245,000 | 1,754 |
| Net interest income | $2,646,000 | 4,492 |
| Provision for loan and lease losses | $-25,000 | 6,100 |
| Total noninterest income | $565,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $177,000 | 3,687 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $388,000 | 3,258 |
| Total noninterest expense | $3,084,000 | 3,783 |
| Salaries and employee benefits | $1,480,000 | 4,011 |
| Premises and equipment expense | $615,000 | 2,649 |
| Additional noninterest expense | $989,000 | 3,865 |
| Pre-tax net operating income | $152,000 | 5,748 |
| Securities gains (losses) | $-233,000 | 6,508 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $-83,000 | 6,254 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-83,000 | 6,254 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-83,000 | 6,254 |
| Net charge-offs | $83,000 | 2,865 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $912,000 | 157 |
| Net operating income | $150,000 | 5,701 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,596,000 | 3,917 |
| Total interest expense | $823,000 | 1,793 |
| Net interest income | $1,773,000 | 4,486 |
| Provision for loan and lease losses | $-25,000 | 6,249 |
| Total noninterest income | $363,000 | 3,668 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $120,000 | 3,634 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $243,000 | 3,340 |
| Total noninterest expense | $2,053,000 | 3,816 |
| Salaries and employee benefits | $984,000 | 4,043 |
| Premises and equipment expense | $419,000 | 2,613 |
| Additional noninterest expense | $650,000 | 3,916 |
| Pre-tax net operating income | $108,000 | 5,744 |
| Securities gains (losses) | $-196,000 | 6,581 |
| Applicable income taxes | $1,000 | 4,472 |
| Income before extraordinary items | $-89,000 | 6,342 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-89,000 | 6,343 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-89,000 | 6,344 |
| Net charge-offs | $-9,000 | 5,629 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $912,000 | 110 |
| Net operating income | $107,000 | 5,677 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 4,001 |
| Total interest expense | $409,000 | 1,824 |
| Net interest income | $853,000 | 4,620 |
| Provision for loan and lease losses | $-25,000 | 6,433 |
| Total noninterest income | $130,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $58,000 | 3,686 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $72,000 | 4,055 |
| Total noninterest expense | $1,004,000 | 3,889 |
| Salaries and employee benefits | $488,000 | 4,104 |
| Premises and equipment expense | $220,000 | 2,565 |
| Additional noninterest expense | $296,000 | 4,130 |
| Pre-tax net operating income | $4,000 | 6,166 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $4,000 | 6,193 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,000 | 6,192 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,000 | 6,194 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $912,000 | 69 |
| Net operating income | $4,000 | 6,175 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 4,040 |
| Total interest expense | $1,654,000 | 1,997 |
| Net interest income | $3,418,000 | 4,659 |
| Provision for loan and lease losses | $-95,000 | 6,378 |
| Total noninterest income | $819,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $285,000 | 3,444 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $534,000 | 3,267 |
| Total noninterest expense | $4,518,000 | 3,638 |
| Salaries and employee benefits | $2,002,000 | 4,071 |
| Premises and equipment expense | $955,000 | 2,331 |
| Additional noninterest expense | $1,561,000 | 3,555 |
| Pre-tax net operating income | $-186,000 | 6,355 |
| Securities gains (losses) | $190,000 | 922 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $2,000 | 6,247 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,000 | 6,248 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,000 | 6,249 |
| Net charge-offs | $-486,000 | 6,732 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 916 |
| Net operating income | $-119,600 | 6,325 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,837,000 | 4,050 |
| Total interest expense | $1,251,000 | 2,036 |
| Net interest income | $2,586,000 | 4,676 |
| Provision for loan and lease losses | $-35,000 | 6,490 |
| Total noninterest income | $661,000 | 3,505 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $212,000 | 3,483 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $449,000 | 3,178 |
| Total noninterest expense | $3,358,000 | 3,675 |
| Salaries and employee benefits | $1,477,000 | 4,120 |
| Premises and equipment expense | $721,000 | 2,350 |
| Additional noninterest expense | $1,160,000 | 3,581 |
| Pre-tax net operating income | $-76,000 | 6,388 |
| Securities gains (losses) | $206,000 | 808 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $129,000 | 5,901 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $129,000 | 5,903 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $129,000 | 5,903 |
| Net charge-offs | $-494,000 | 6,818 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 858 |
| Net operating income | $-74,940 | 6,405 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,586,000 | 4,032 |
| Total interest expense | $843,000 | 2,050 |
| Net interest income | $1,743,000 | 4,649 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $441,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $143,000 | 3,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $298,000 | 3,212 |
| Total noninterest expense | $2,268,000 | 3,669 |
| Salaries and employee benefits | $984,000 | 4,158 |
| Premises and equipment expense | $495,000 | 2,308 |
| Additional noninterest expense | $789,000 | 3,534 |
| Pre-tax net operating income | $-84,000 | 6,453 |
| Securities gains (losses) | $206,000 | 736 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $122,000 | 5,713 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $122,000 | 5,715 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $122,000 | 5,715 |
| Net charge-offs | $-512,000 | 6,889 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 822 |
| Net operating income | $-84,000 | 6,468 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 4,003 |
| Total interest expense | $426,000 | 2,075 |
| Net interest income | $900,000 | 4,592 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $181,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $74,000 | 3,357 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $107,000 | 3,658 |
| Total noninterest expense | $1,169,000 | 3,624 |
| Salaries and employee benefits | $488,000 | 4,216 |
| Premises and equipment expense | $255,000 | 2,281 |
| Additional noninterest expense | $426,000 | 3,356 |
| Pre-tax net operating income | $-88,000 | 6,601 |
| Securities gains (losses) | $190,000 | 478 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $102,000 | 5,219 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $102,000 | 5,221 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $102,000 | 5,221 |
| Net charge-offs | $-26,000 | 6,529 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 761 |
| Net operating income | $-88,000 | 6,615 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 3,942 |
| Total interest expense | $1,888,000 | 2,236 |
| Net interest income | $3,861,000 | 4,501 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $780,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $301,000 | 3,476 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $479,000 | 3,399 |
| Total noninterest expense | $5,107,000 | 3,412 |
| Salaries and employee benefits | $1,946,000 | 4,200 |
| Premises and equipment expense | $983,000 | 2,305 |
| Additional noninterest expense | $2,178,000 | 2,892 |
| Pre-tax net operating income | $-466,000 | 6,487 |
| Securities gains (losses) | $21,000 | 3,160 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-445,000 | 6,564 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-445,000 | 6,558 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-445,000 | 6,560 |
| Net charge-offs | $608,000 | 2,397 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $2,818,000 | 136 |
| Net operating income | $-466,000 | 6,511 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,386,000 | 3,969 |
| Total interest expense | $1,444,000 | 2,284 |
| Net interest income | $2,942,000 | 4,521 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $581,000 | 3,741 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $217,000 | 3,592 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $364,000 | 3,399 |
| Total noninterest expense | $3,897,000 | 3,398 |
| Salaries and employee benefits | $1,448,000 | 4,237 |
| Premises and equipment expense | $736,000 | 2,341 |
| Additional noninterest expense | $1,713,000 | 2,794 |
| Pre-tax net operating income | $-374,000 | 6,625 |
| Securities gains (losses) | $21,000 | 2,854 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $-355,000 | 6,704 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-355,000 | 6,702 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-355,000 | 6,702 |
| Net charge-offs | $583,000 | 2,007 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $2,808,000 | 95 |
| Net operating income | $-376,000 | 6,644 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 3,938 |
| Total interest expense | $986,000 | 2,308 |
| Net interest income | $2,011,000 | 4,476 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $409,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $142,000 | 3,620 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 3,242 |
| Total noninterest expense | $2,662,000 | 3,357 |
| Salaries and employee benefits | $1,010,000 | 4,147 |
| Premises and equipment expense | $487,000 | 2,338 |
| Additional noninterest expense | $1,165,000 | 2,760 |
| Pre-tax net operating income | $-242,000 | 6,658 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-242,000 | 6,745 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-242,000 | 6,745 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-242,000 | 6,745 |
| Net charge-offs | $499,000 | 1,768 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $926,000 | 122 |
| Net operating income | $-242,000 | 6,676 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 3,887 |
| Total interest expense | $509,000 | 2,329 |
| Net interest income | $1,042,000 | 4,397 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $244,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $70,000 | 3,642 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $174,000 | 2,858 |
| Total noninterest expense | $1,371,000 | 3,292 |
| Salaries and employee benefits | $478,000 | 4,320 |
| Premises and equipment expense | $266,000 | 2,166 |
| Additional noninterest expense | $627,000 | 2,550 |
| Pre-tax net operating income | $-85,000 | 6,699 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-85,000 | 6,780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-85,000 | 6,781 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-85,000 | 6,781 |
| Net charge-offs | $281,000 | 1,548 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 597 |
| Net operating income | $-85,000 | 6,719 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 3,748 |
| Total interest expense | $2,293,000 | 2,492 |
| Net interest income | $4,502,000 | 4,202 |
| Provision for loan and lease losses | $757,000 | 2,817 |
| Total noninterest income | $-117,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $359,000 | 3,237 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-476,000 | 7,084 |
| Total noninterest expense | $6,148,000 | 2,996 |
| Salaries and employee benefits | $2,057,000 | 4,108 |
| Premises and equipment expense | $1,133,000 | 2,154 |
| Additional noninterest expense | $2,958,000 | 2,229 |
| Pre-tax net operating income | $-2,520,000 | 6,860 |
| Securities gains (losses) | $365,000 | 993 |
| Applicable income taxes | $4,000 | 4,504 |
| Income before extraordinary items | $-2,159,000 | 6,861 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,159,000 | 6,861 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,159,000 | 6,861 |
| Net charge-offs | $1,214,000 | 2,134 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,088 |
| Net operating income | $-2,524,000 | 6,886 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 3,761 |
| Total interest expense | $1,763,000 | 2,537 |
| Net interest income | $3,394,000 | 4,213 |
| Provision for loan and lease losses | $744,000 | 2,369 |
| Total noninterest income | $110,000 | 6,181 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $276,000 | 3,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-166,000 | 7,107 |
| Total noninterest expense | $4,551,000 | 3,023 |
| Salaries and employee benefits | $1,548,000 | 4,095 |
| Premises and equipment expense | $874,000 | 2,132 |
| Additional noninterest expense | $2,129,000 | 2,329 |
| Pre-tax net operating income | $-1,791,000 | 6,973 |
| Securities gains (losses) | $334,000 | 859 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $-1,459,000 | 6,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,459,000 | 6,970 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,459,000 | 6,970 |
| Net charge-offs | $1,020,000 | 1,870 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,016 |
| Net operating income | $-1,793,000 | 7,017 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 3,773 |
| Total interest expense | $1,197,000 | 2,574 |
| Net interest income | $2,291,000 | 4,193 |
| Provision for loan and lease losses | $695,000 | 1,912 |
| Total noninterest income | $67,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $180,000 | 3,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-113,000 | 7,221 |
| Total noninterest expense | $3,127,000 | 2,992 |
| Salaries and employee benefits | $1,095,000 | 3,961 |
| Premises and equipment expense | $593,000 | 2,131 |
| Additional noninterest expense | $1,439,000 | 2,331 |
| Pre-tax net operating income | $-1,464,000 | 7,093 |
| Securities gains (losses) | $240,000 | 643 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,224,000 | 7,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,224,000 | 7,091 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,224,000 | 7,092 |
| Net charge-offs | $830,000 | 1,633 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 964 |
| Net operating income | $-1,464,000 | 7,123 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 3,725 |
| Total interest expense | $612,000 | 2,594 |
| Net interest income | $1,168,000 | 4,120 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $-66,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $87,000 | 3,269 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-153,000 | 7,410 |
| Total noninterest expense | $1,457,000 | 3,176 |
| Salaries and employee benefits | $565,000 | 3,895 |
| Premises and equipment expense | $347,000 | 1,863 |
| Additional noninterest expense | $545,000 | 2,972 |
| Pre-tax net operating income | $-505,000 | 7,081 |
| Securities gains (losses) | $215,000 | 322 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-290,000 | 6,979 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-290,000 | 6,979 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-290,000 | 6,979 |
| Net charge-offs | $180,000 | 2,205 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 891 |
| Net operating income | $-505,000 | 7,122 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,274,000 | 3,460 |
| Total interest expense | $3,224,000 | 2,438 |
| Net interest income | $5,050,000 | 3,935 |
| Provision for loan and lease losses | $1,647,000 | 2,333 |
| Total noninterest income | $1,157,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $453,000 | 2,836 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $704,000 | 2,680 |
| Total noninterest expense | $7,570,000 | 2,565 |
| Salaries and employee benefits | $3,046,000 | 3,071 |
| Premises and equipment expense | $1,410,000 | 1,822 |
| Additional noninterest expense | $3,114,000 | 2,223 |
| Pre-tax net operating income | $-3,010,000 | 6,919 |
| Securities gains (losses) | $946,000 | 519 |
| Applicable income taxes | $2,300,000 | 663 |
| Income before extraordinary items | $-4,364,000 | 7,133 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,364,000 | 7,133 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,364,000 | 7,133 |
| Net charge-offs | $1,626,000 | 2,089 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,310,000 | 7,174 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,385,000 | 3,457 |
| Total interest expense | $2,515,000 | 2,459 |
| Net interest income | $3,870,000 | 3,928 |
| Provision for loan and lease losses | $1,544,000 | 1,938 |
| Total noninterest income | $689,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $355,000 | 2,796 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $334,000 | 3,374 |
| Total noninterest expense | $5,650,000 | 2,566 |
| Salaries and employee benefits | $2,276,000 | 3,105 |
| Premises and equipment expense | $1,056,000 | 1,840 |
| Additional noninterest expense | $2,318,000 | 2,209 |
| Pre-tax net operating income | $-2,635,000 | 7,154 |
| Securities gains (losses) | $946,000 | 433 |
| Applicable income taxes | $2,300,000 | 530 |
| Income before extraordinary items | $-3,989,000 | 7,358 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,989,000 | 7,358 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,989,000 | 7,359 |
| Net charge-offs | $1,145,000 | 2,040 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,935,000 | 7,398 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,474,000 | 3,337 |
| Total interest expense | $1,727,000 | 2,479 |
| Net interest income | $2,747,000 | 3,764 |
| Provision for loan and lease losses | $1,478,000 | 1,540 |
| Total noninterest income | $293,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $248,000 | 2,732 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 5,714 |
| Total noninterest expense | $3,865,000 | 2,500 |
| Salaries and employee benefits | $1,559,000 | 3,041 |
| Premises and equipment expense | $717,000 | 1,824 |
| Additional noninterest expense | $1,589,000 | 2,150 |
| Pre-tax net operating income | $-2,303,000 | 7,320 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $2,300,000 | 363 |
| Income before extraordinary items | $-4,592,000 | 7,562 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,592,000 | 7,562 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,592,000 | 7,562 |
| Net charge-offs | $1,149,000 | 1,591 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,603,000 | 7,557 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 3,317 |
| Total interest expense | $905,000 | 2,481 |
| Net interest income | $1,392,000 | 3,763 |
| Provision for loan and lease losses | $1,223,000 | 1,018 |
| Total noninterest income | $104,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $122,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-18,000 | 7,600 |
| Total noninterest expense | $1,955,000 | 2,496 |
| Salaries and employee benefits | $818,000 | 2,954 |
| Premises and equipment expense | $365,000 | 1,847 |
| Additional noninterest expense | $772,000 | 2,199 |
| Pre-tax net operating income | $-1,682,000 | 7,552 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,682,000 | 7,602 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,682,000 | 7,603 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,682,000 | 7,603 |
| Net charge-offs | $1,009,000 | 1,034 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,682,000 | 7,597 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,499,000 | 3,111 |
| Total interest expense | $4,725,000 | 2,386 |
| Net interest income | $5,774,000 | 3,570 |
| Provision for loan and lease losses | $4,388,000 | 1,564 |
| Total noninterest income | $1,434,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $580,000 | 2,600 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $854,000 | 2,356 |
| Total noninterest expense | $8,977,000 | 2,213 |
| Salaries and employee benefits | $3,939,000 | 2,482 |
| Premises and equipment expense | $1,657,000 | 1,622 |
| Additional noninterest expense | $3,381,000 | 2,119 |
| Pre-tax net operating income | $-6,157,000 | 7,286 |
| Securities gains (losses) | $73,000 | 2,378 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-6,084,000 | 7,359 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,084,000 | 7,358 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,084,000 | 7,358 |
| Net charge-offs | $4,094,000 | 1,320 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,157,000 | 7,376 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,110,000 | 3,069 |
| Total interest expense | $3,724,000 | 2,367 |
| Net interest income | $4,386,000 | 3,545 |
| Provision for loan and lease losses | $2,608,000 | 1,615 |
| Total noninterest income | $1,024,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $437,000 | 2,596 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $587,000 | 2,552 |
| Total noninterest expense | $5,767,000 | 2,571 |
| Salaries and employee benefits | $2,852,000 | 2,581 |
| Premises and equipment expense | $1,248,000 | 1,631 |
| Additional noninterest expense | $1,667,000 | 3,021 |
| Pre-tax net operating income | $-2,965,000 | 7,281 |
| Securities gains (losses) | $73,000 | 2,045 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,892,000 | 7,361 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,892,000 | 7,361 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,892,000 | 7,361 |
| Net charge-offs | $2,470,000 | 1,334 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,965,000 | 7,365 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,589,000 | 3,008 |
| Total interest expense | $2,646,000 | 2,321 |
| Net interest income | $2,943,000 | 3,509 |
| Provision for loan and lease losses | $652,000 | 2,583 |
| Total noninterest income | $712,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $290,000 | 2,584 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $422,000 | 2,470 |
| Total noninterest expense | $3,746,000 | 2,663 |
| Salaries and employee benefits | $1,982,000 | 2,535 |
| Premises and equipment expense | $880,000 | 1,582 |
| Additional noninterest expense | $884,000 | 3,598 |
| Pre-tax net operating income | $-743,000 | 6,854 |
| Securities gains (losses) | $71,000 | 1,691 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-672,000 | 6,925 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-672,000 | 6,925 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-672,000 | 6,925 |
| Net charge-offs | $825,000 | 1,805 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-743,000 | 6,969 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 2,910 |
| Total interest expense | $1,371,000 | 2,321 |
| Net interest income | $1,577,000 | 3,301 |
| Provision for loan and lease losses | $84,000 | 4,181 |
| Total noninterest income | $364,000 | 2,668 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $137,000 | 2,645 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $227,000 | 2,341 |
| Total noninterest expense | $1,834,000 | 2,630 |
| Salaries and employee benefits | $1,016,000 | 2,515 |
| Premises and equipment expense | $445,000 | 1,600 |
| Additional noninterest expense | $373,000 | 3,775 |
| Pre-tax net operating income | $23,000 | 5,975 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $23,000 | 6,102 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,000 | 6,104 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $23,000 | 6,104 |
| Net charge-offs | $396,000 | 1,553 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $23,000 | 5,942 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,308,000 | 2,770 |
| Total interest expense | $6,294,000 | 2,415 |
| Net interest income | $7,014,000 | 3,046 |
| Provision for loan and lease losses | $990,000 | 2,723 |
| Total noninterest income | $1,208,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $615,000 | 2,602 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $593,000 | 2,909 |
| Total noninterest expense | $8,105,000 | 2,351 |
| Salaries and employee benefits | $4,804,000 | 2,114 |
| Premises and equipment expense | $1,714,000 | 1,618 |
| Additional noninterest expense | $1,587,000 | 3,481 |
| Pre-tax net operating income | $-873,000 | 6,956 |
| Securities gains (losses) | $119,000 | 1,004 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-754,000 | 6,868 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-754,000 | 6,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $723,000 | 2,325 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-873,000 | 7,050 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,922,000 | 2,837 |
| Total interest expense | $4,801,000 | 2,466 |
| Net interest income | $5,121,000 | 3,144 |
| Provision for loan and lease losses | $310,000 | 3,488 |
| Total noninterest income | $1,142,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $469,000 | 2,579 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $673,000 | 2,374 |
| Total noninterest expense | $5,837,000 | 2,424 |
| Salaries and employee benefits | $3,460,000 | 2,229 |
| Premises and equipment expense | $1,265,000 | 1,647 |
| Additional noninterest expense | $1,112,000 | 3,582 |
| Pre-tax net operating income | $116,000 | 6,338 |
| Securities gains (losses) | $109,000 | 909 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $225,000 | 5,569 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $225,000 | 5,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 1,739 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $116,000 | 6,259 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,557,000 | 2,897 |
| Total interest expense | $3,282,000 | 2,501 |
| Net interest income | $3,275,000 | 3,258 |
| Provision for loan and lease losses | $165,000 | 3,451 |
| Total noninterest income | $807,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $311,000 | 2,564 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $496,000 | 2,260 |
| Total noninterest expense | $3,888,000 | 2,437 |
| Salaries and employee benefits | $2,315,000 | 2,244 |
| Premises and equipment expense | $829,000 | 1,671 |
| Additional noninterest expense | $744,000 | 3,545 |
| Pre-tax net operating income | $29,000 | 6,781 |
| Securities gains (losses) | $109,000 | 907 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $138,000 | 6,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,882 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $29,000 | 6,771 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 2,978 |
| Total interest expense | $1,742,000 | 2,509 |
| Net interest income | $1,528,000 | 3,440 |
| Provision for loan and lease losses | $45,000 | 3,899 |
| Total noninterest income | $380,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $155,000 | 2,548 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $225,000 | 2,398 |
| Total noninterest expense | $1,983,000 | 2,385 |
| Salaries and employee benefits | $1,194,000 | 2,202 |
| Premises and equipment expense | $420,000 | 1,648 |
| Additional noninterest expense | $369,000 | 3,522 |
| Pre-tax net operating income | $-120,000 | 7,619 |
| Securities gains (losses) | $89,000 | 774 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-31,000 | 7,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-31,000 | 7,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,041 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-120,000 | 7,666 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,809,000 | 2,712 |
| Total interest expense | $8,228,000 | 2,265 |
| Net interest income | $6,581,000 | 3,262 |
| Provision for loan and lease losses | $3,859,000 | 513 |
| Total noninterest income | $2,690,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $622,000 | 2,604 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,068,000 | 1,339 |
| Total noninterest expense | $8,713,000 | 2,115 |
| Salaries and employee benefits | $4,921,000 | 2,045 |
| Premises and equipment expense | $1,875,000 | 1,425 |
| Additional noninterest expense | $1,917,000 | 2,765 |
| Pre-tax net operating income | $-3,301,000 | 8,388 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,233,000 | 8,424 |
| Income before extraordinary items | $-2,068,000 | 8,325 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,068,000 | 8,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,244,000 | 439 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-2,068,000 | 8,312 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,226,000 | 2,689 |
| Total interest expense | $6,290,000 | 2,236 |
| Net interest income | $4,936,000 | 3,266 |
| Provision for loan and lease losses | $3,766,000 | 318 |
| Total noninterest income | $2,440,000 | 1,554 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $464,000 | 2,598 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,976,000 | 1,126 |
| Total noninterest expense | $6,410,000 | 2,119 |
| Salaries and employee benefits | $3,605,000 | 2,098 |
| Premises and equipment expense | $1,482,000 | 1,324 |
| Additional noninterest expense | $1,323,000 | 2,932 |
| Pre-tax net operating income | $-2,800,000 | 8,483 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-1,233,000 | 8,503 |
| Income before extraordinary items | $-1,567,000 | 8,422 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,567,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,098,000 | 288 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,567,000 | 8,409 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 2,695 |
| Total interest expense | $4,170,000 | 2,257 |
| Net interest income | $3,348,000 | 3,238 |
| Provision for loan and lease losses | $886,000 | 649 |
| Total noninterest income | $587,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $321,000 | 2,521 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $266,000 | 3,224 |
| Total noninterest expense | $4,209,000 | 2,183 |
| Salaries and employee benefits | $2,385,000 | 2,149 |
| Premises and equipment expense | $1,026,000 | 1,304 |
| Additional noninterest expense | $798,000 | 3,198 |
| Pre-tax net operating income | $-1,160,000 | 8,486 |
| Securities gains (losses) | $50,000 | 536 |
| Applicable income taxes | $-518,000 | 8,554 |
| Income before extraordinary items | $-592,000 | 8,371 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-592,000 | 8,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,140 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-624,000 | 8,375 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,776,000 | 2,675 |
| Total interest expense | $2,065,000 | 2,262 |
| Net interest income | $1,711,000 | 3,176 |
| Provision for loan and lease losses | $45,000 | 3,197 |
| Total noninterest income | $307,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $153,000 | 2,568 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $2,126,000 | 2,174 |
| Salaries and employee benefits | $1,224,000 | 2,095 |
| Premises and equipment expense | $519,000 | 1,295 |
| Additional noninterest expense | $383,000 | 3,292 |
| Pre-tax net operating income | $-153,000 | 8,234 |
| Securities gains (losses) | $50,000 | 415 |
| Applicable income taxes | $-79,000 | 8,482 |
| Income before extraordinary items | $-24,000 | 7,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-24,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-56,000 | 8,054 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,671,000 | 2,601 |
| Total interest expense | $7,128,000 | 2,251 |
| Net interest income | $7,543,000 | 2,903 |
| Provision for loan and lease losses | $2,618,000 | 437 |
| Total noninterest income | $1,563,000 | 2,633 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $709,000 | 2,345 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $854,000 | 2,477 |
| Total noninterest expense | $9,059,000 | 1,944 |
| Salaries and employee benefits | $5,271,000 | 1,848 |
| Premises and equipment expense | $2,031,000 | 1,271 |
| Additional noninterest expense | $1,757,000 | 2,883 |
| Pre-tax net operating income | $-2,571,000 | 8,616 |
| Securities gains (losses) | $168,000 | 423 |
| Applicable income taxes | $-1,074,000 | 8,631 |
| Income before extraordinary items | $-1,329,000 | 8,530 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,329,000 | 8,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,045,000 | 276 |
| Cash dividends | $300,000 | 4,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-1,436,520 | 8,536 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,891,000 | 2,611 |
| Total interest expense | $5,051,000 | 2,298 |
| Net interest income | $5,840,000 | 2,844 |
| Provision for loan and lease losses | $62,000 | 4,829 |
| Total noninterest income | $1,324,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $533,000 | 2,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $791,000 | 2,142 |
| Total noninterest expense | $6,718,000 | 1,965 |
| Salaries and employee benefits | $3,934,000 | 1,853 |
| Premises and equipment expense | $1,522,000 | 1,282 |
| Additional noninterest expense | $1,262,000 | 2,987 |
| Pre-tax net operating income | $384,000 | 6,672 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $77,000 | 5,153 |
| Income before extraordinary items | $307,000 | 6,695 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $307,000 | 6,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 2,046 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $307,000 | 6,697 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 2,614 |
| Total interest expense | $3,119,000 | 2,352 |
| Net interest income | $4,045,000 | 2,761 |
| Provision for loan and lease losses | $-1,000 | 8,460 |
| Total noninterest income | $792,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $345,000 | 2,378 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $447,000 | 2,376 |
| Total noninterest expense | $4,518,000 | 1,957 |
| Salaries and employee benefits | $2,644,000 | 1,852 |
| Premises and equipment expense | $1,032,000 | 1,252 |
| Additional noninterest expense | $842,000 | 2,989 |
| Pre-tax net operating income | $320,000 | 6,334 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $76,000 | 4,830 |
| Income before extraordinary items | $244,000 | 6,418 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $244,000 | 6,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $244,000 | 6,425 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 2,691 |
| Total interest expense | $1,439,000 | 2,408 |
| Net interest income | $1,929,000 | 2,869 |
| Provision for loan and lease losses | $-49,000 | 8,621 |
| Total noninterest income | $429,000 | 2,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $161,000 | 2,439 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $268,000 | 2,103 |
| Total noninterest expense | $2,358,000 | 1,892 |
| Salaries and employee benefits | $1,428,000 | 1,723 |
| Premises and equipment expense | $517,000 | 1,257 |
| Additional noninterest expense | $413,000 | 3,028 |
| Pre-tax net operating income | $49,000 | 7,711 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-7,000 | 8,504 |
| Income before extraordinary items | $56,000 | 7,431 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $56,000 | 7,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $56,000 | 7,436 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,240,000 | 2,489 |
| Total interest expense | $4,825,000 | 2,269 |
| Net interest income | $8,415,000 | 2,584 |
| Provision for loan and lease losses | $462,000 | 2,023 |
| Total noninterest income | $2,264,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $632,000 | 2,552 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,632,000 | 1,560 |
| Total noninterest expense | $10,206,000 | 1,672 |
| Salaries and employee benefits | $6,100,000 | 1,537 |
| Premises and equipment expense | $1,934,000 | 1,270 |
| Additional noninterest expense | $2,172,000 | 2,305 |
| Pre-tax net operating income | $11,000 | 8,212 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-94,000 | 8,600 |
| Income before extraordinary items | $105,000 | 7,958 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $105,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 1,202 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $105,000 | 7,927 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,921,000 | 2,436 |
| Total interest expense | $3,503,000 | 2,215 |
| Net interest income | $6,418,000 | 2,522 |
| Provision for loan and lease losses | $392,000 | 1,755 |
| Total noninterest income | $1,724,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $462,000 | 2,603 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,262,000 | 1,531 |
| Total noninterest expense | $7,811,000 | 1,621 |
| Salaries and employee benefits | $4,708,000 | 1,478 |
| Premises and equipment expense | $1,440,000 | 1,271 |
| Additional noninterest expense | $1,663,000 | 2,223 |
| Pre-tax net operating income | $-61,000 | 8,397 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-93,000 | 8,715 |
| Income before extraordinary items | $32,000 | 8,258 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $32,000 | 8,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 996 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $32,000 | 8,224 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,542,000 | 2,402 |
| Total interest expense | $2,196,000 | 2,227 |
| Net interest income | $4,346,000 | 2,469 |
| Provision for loan and lease losses | $352,000 | 1,332 |
| Total noninterest income | $1,283,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $309,000 | 2,566 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $974,000 | 1,376 |
| Total noninterest expense | $5,178,000 | 1,629 |
| Salaries and employee benefits | $3,055,000 | 1,518 |
| Premises and equipment expense | $943,000 | 1,276 |
| Additional noninterest expense | $1,180,000 | 2,085 |
| Pre-tax net operating income | $99,000 | 7,853 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-4,000 | 8,591 |
| Income before extraordinary items | $103,000 | 7,717 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $103,000 | 7,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 885 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $103,000 | 7,671 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 2,426 |
| Total interest expense | $1,033,000 | 2,273 |
| Net interest income | $2,148,000 | 2,488 |
| Provision for loan and lease losses | $255,000 | 906 |
| Total noninterest income | $711,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $158,000 | 2,451 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $553,000 | 1,233 |
| Total noninterest expense | $2,494,000 | 1,685 |
| Salaries and employee benefits | $1,481,000 | 1,564 |
| Premises and equipment expense | $463,000 | 1,301 |
| Additional noninterest expense | $550,000 | 2,225 |
| Pre-tax net operating income | $110,000 | 7,082 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $87,000 | 7,108 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $87,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,233 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $87,000 | 7,079 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,812,000 | 2,432 |
| Total interest expense | $3,167,000 | 2,506 |
| Net interest income | $8,645,000 | 2,366 |
| Provision for loan and lease losses | $894,000 | 1,162 |
| Total noninterest income | $2,159,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $619,000 | 2,637 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,540,000 | 1,612 |
| Total noninterest expense | $9,684,000 | 1,677 |
| Salaries and employee benefits | $5,997,000 | 1,480 |
| Premises and equipment expense | $1,373,000 | 1,696 |
| Additional noninterest expense | $2,314,000 | 2,104 |
| Pre-tax net operating income | $226,000 | 7,690 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $221,000 | 7,543 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $221,000 | 7,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 1,240 |
| Cash dividends | $26,000 | 6,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $221,000 | 7,505 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,414,000 | 2,516 |
| Total interest expense | $2,181,000 | 2,655 |
| Net interest income | $6,233,000 | 2,428 |
| Provision for loan and lease losses | $570,000 | 1,285 |
| Total noninterest income | $1,603,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $456,000 | 2,683 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,147,000 | 1,604 |
| Total noninterest expense | $7,004,000 | 1,725 |
| Salaries and employee benefits | $4,395,000 | 1,511 |
| Premises and equipment expense | $986,000 | 1,760 |
| Additional noninterest expense | $1,623,000 | 2,227 |
| Pre-tax net operating income | $262,000 | 7,402 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $40,000 | 6,113 |
| Income before extraordinary items | $222,000 | 7,355 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $222,000 | 7,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,697 |
| Cash dividends | $26,000 | 5,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $222,000 | 7,300 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 2,631 |
| Total interest expense | $1,340,000 | 2,814 |
| Net interest income | $3,970,000 | 2,504 |
| Provision for loan and lease losses | $360,000 | 1,336 |
| Total noninterest income | $1,097,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $296,000 | 2,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $801,000 | 1,549 |
| Total noninterest expense | $4,473,000 | 1,788 |
| Salaries and employee benefits | $2,778,000 | 1,588 |
| Premises and equipment expense | $611,000 | 1,866 |
| Additional noninterest expense | $1,084,000 | 2,229 |
| Pre-tax net operating income | $234,000 | 6,948 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $49,000 | 5,655 |
| Income before extraordinary items | $185,000 | 7,024 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 7,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,855 |
| Cash dividends | $26,000 | 4,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $185,000 | 6,954 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 2,826 |
| Total interest expense | $638,000 | 2,978 |
| Net interest income | $1,833,000 | 2,704 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $569,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $146,000 | 2,732 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $423,000 | 1,471 |
| Total noninterest expense | $2,117,000 | 1,896 |
| Salaries and employee benefits | $1,317,000 | 1,683 |
| Premises and equipment expense | $311,000 | 1,864 |
| Additional noninterest expense | $489,000 | 2,418 |
| Pre-tax net operating income | $105,000 | 7,071 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $85,000 | 7,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $85,000 | 7,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 1,157 |
| Cash dividends | $26,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $85,000 | 7,058 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,629,000 | 3,211 |
| Total interest expense | $2,152,000 | 3,795 |
| Net interest income | $6,477,000 | 2,970 |
| Provision for loan and lease losses | $670,000 | 1,681 |
| Total noninterest income | $2,549,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $636,000 | 2,584 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,913,000 | 1,515 |
| Total noninterest expense | $7,807,000 | 2,022 |
| Salaries and employee benefits | $4,532,000 | 1,901 |
| Premises and equipment expense | $1,147,000 | 1,988 |
| Additional noninterest expense | $2,128,000 | 2,274 |
| Pre-tax net operating income | $549,000 | 6,518 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $138,000 | 5,380 |
| Income before extraordinary items | $411,000 | 6,761 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $411,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,746 |
| Cash dividends | $40,000 | 5,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $411,000 | 6,600 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 3,325 |
| Total interest expense | $1,561,000 | 4,015 |
| Net interest income | $4,769,000 | 3,030 |
| Provision for loan and lease losses | $490,000 | 1,695 |
| Total noninterest income | $2,057,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $475,000 | 2,595 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,582,000 | 1,480 |
| Total noninterest expense | $5,542,000 | 2,140 |
| Salaries and employee benefits | $3,227,000 | 1,995 |
| Premises and equipment expense | $854,000 | 2,010 |
| Additional noninterest expense | $1,461,000 | 2,451 |
| Pre-tax net operating income | $794,000 | 5,151 |
| Securities gains (losses) | $-1,000 | 8,731 |
| Applicable income taxes | $256,000 | 4,238 |
| Income before extraordinary items | $537,000 | 5,666 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $537,000 | 5,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,593 |
| Cash dividends | $40,000 | 5,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $537,680 | 5,487 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 3,484 |
| Total interest expense | $1,037,000 | 4,127 |
| Net interest income | $3,003,000 | 3,189 |
| Provision for loan and lease losses | $310,000 | 1,741 |
| Total noninterest income | $1,418,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $309,000 | 2,583 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,109,000 | 1,402 |
| Total noninterest expense | $3,449,000 | 2,279 |
| Salaries and employee benefits | $1,972,000 | 2,154 |
| Premises and equipment expense | $567,000 | 2,019 |
| Additional noninterest expense | $910,000 | 2,595 |
| Pre-tax net operating income | $662,000 | 4,579 |
| Securities gains (losses) | $-1,000 | 8,850 |
| Applicable income taxes | $217,000 | 3,802 |
| Income before extraordinary items | $444,000 | 5,118 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $444,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,199 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $444,670 | 4,917 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 3,550 |
| Total interest expense | $534,000 | 4,133 |
| Net interest income | $1,449,000 | 3,276 |
| Provision for loan and lease losses | $105,000 | 2,265 |
| Total noninterest income | $688,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $135,000 | 2,807 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $553,000 | 1,380 |
| Total noninterest expense | $1,706,000 | 2,280 |
| Salaries and employee benefits | $967,000 | 2,182 |
| Premises and equipment expense | $304,000 | 1,879 |
| Additional noninterest expense | $435,000 | 2,653 |
| Pre-tax net operating income | $326,000 | 4,572 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $111,000 | 3,758 |
| Income before extraordinary items | $216,000 | 5,115 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $216,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $215,340 | 4,942 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,153,000 | 3,592 |
| Total interest expense | $2,571,000 | 4,013 |
| Net interest income | $5,582,000 | 3,337 |
| Provision for loan and lease losses | $495,000 | 2,398 |
| Total noninterest income | $2,116,000 | 2,039 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $527,000 | 2,847 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,589,000 | 1,576 |
| Total noninterest expense | $5,776,000 | 2,559 |
| Salaries and employee benefits | $3,140,000 | 2,516 |
| Premises and equipment expense | $851,000 | 2,536 |
| Additional noninterest expense | $1,785,000 | 2,560 |
| Pre-tax net operating income | $1,427,000 | 4,242 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $528,000 | 3,350 |
| Income before extraordinary items | $899,000 | 4,892 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $899,000 | 4,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,894 |
| Cash dividends | $40,000 | 6,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $899,000 | 4,759 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,252,000 | 3,915 |
| Total interest expense | $3,647,000 | 4,084 |
| Net interest income | $4,605,000 | 3,673 |
| Provision for loan and lease losses | $205,000 | 4,072 |
| Total noninterest income | $1,559,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $468,000 | 2,997 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,091,000 | 1,918 |
| Total noninterest expense | $4,383,000 | 3,154 |
| Salaries and employee benefits | $2,369,000 | 3,098 |
| Premises and equipment expense | $516,000 | 3,775 |
| Additional noninterest expense | $1,498,000 | 2,875 |
| Pre-tax net operating income | $1,576,000 | 3,730 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $578,000 | 3,035 |
| Income before extraordinary items | $997,000 | 4,300 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $997,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,421 |
| Cash dividends | $105,000 | 5,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $997,640 | 4,176 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,291,000 | 4,005 |
| Total interest expense | $4,016,000 | 3,967 |
| Net interest income | $4,275,000 | 3,957 |
| Provision for loan and lease losses | $135,000 | 4,606 |
| Total noninterest income | $738,000 | 3,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $383,000 | 3,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,598 |
| Total noninterest expense | $3,976,000 | 3,347 |
| Salaries and employee benefits | $2,116,000 | 3,304 |
| Premises and equipment expense | $531,000 | 3,615 |
| Additional noninterest expense | $1,329,000 | 3,115 |
| Pre-tax net operating income | $902,000 | 5,537 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $250,000 | 4,981 |
| Income before extraordinary items | $652,000 | 5,610 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $652,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $652,000 | 5,619 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,813,000 | 4,500 |
| Total interest expense | $2,844,000 | 4,788 |
| Net interest income | $3,969,000 | 4,193 |
| Provision for loan and lease losses | $245,000 | 3,088 |
| Total noninterest income | $626,000 | 4,307 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,891 |
| Total noninterest expense | $3,821,000 | 3,454 |
| Salaries and employee benefits | $2,105,000 | 3,272 |
| Premises and equipment expense | $432,000 | 4,259 |
| Additional noninterest expense | $1,284,000 | 3,248 |
| Pre-tax net operating income | $529,000 | 7,004 |
| Securities gains (losses) | $-6,000 | 9,143 |
| Applicable income taxes | $126,000 | 6,567 |
| Income before extraordinary items | $397,000 | 7,009 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $397,000 | 7,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $30,000 | 6,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $401,560 | 6,956 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,874,000 | 5,084 |
| Total interest expense | $2,455,000 | 5,430 |
| Net interest income | $3,419,000 | 4,683 |
| Provision for loan and lease losses | $121,000 | 4,603 |
| Total noninterest income | $576,000 | 4,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 4,115 |
| Total noninterest expense | $3,622,000 | 3,508 |
| Salaries and employee benefits | $1,684,000 | 3,869 |
| Premises and equipment expense | $405,000 | 4,386 |
| Additional noninterest expense | $1,533,000 | 2,714 |
| Pre-tax net operating income | $252,000 | 8,656 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $44,000 | 8,433 |
| Income before extraordinary items | $216,000 | 8,504 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $216,000 | 8,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,514 |
| Cash dividends | $1,195,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $209,360 | 8,473 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,175,000 | 6,497 |
| Total interest expense | $1,803,000 | 6,678 |
| Net interest income | $2,372,000 | 6,257 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $457,000 | 5,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,534 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,977 |
| Total noninterest expense | $1,945,000 | 5,763 |
| Salaries and employee benefits | $1,002,000 | 5,859 |
| Premises and equipment expense | $286,000 | 5,585 |
| Additional noninterest expense | $657,000 | 5,466 |
| Pre-tax net operating income | $848,000 | 6,339 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $253,000 | 6,233 |
| Income before extraordinary items | $597,000 | 6,392 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $597,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $250,000 | 4,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $595,600 | 6,343 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 7,191 |
| Total interest expense | $1,603,000 | 7,322 |
| Net interest income | $2,076,000 | 6,995 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $491,000 | 5,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,293 |
| Total noninterest expense | $1,830,000 | 6,320 |
| Salaries and employee benefits | $891,000 | 6,501 |
| Premises and equipment expense | $289,000 | 5,733 |
| Additional noninterest expense | $650,000 | 6,028 |
| Pre-tax net operating income | $707,000 | 6,903 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $201,000 | 7,127 |
| Income before extraordinary items | $508,000 | 6,843 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $508,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $506,560 | 6,800 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 7,811 |
| Total interest expense | $1,499,000 | 7,709 |
| Net interest income | $1,796,000 | 7,783 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $465,000 | 5,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $1,882,000 | 6,271 |
| Salaries and employee benefits | $900,000 | 6,553 |
| Premises and equipment expense | $282,000 | 5,896 |
| Additional noninterest expense | $700,000 | 5,844 |
| Pre-tax net operating income | $379,000 | 9,204 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $55,000 | 10,091 |
| Income before extraordinary items | $325,000 | 8,701 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $325,000 | 8,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $144,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $324,140 | 8,679 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,029,000 | 7,984 |
| Total interest expense | $1,186,000 | 7,966 |
| Net interest income | $1,843,000 | 7,934 |
| Provision for loan and lease losses | $81,000 | 5,013 |
| Total noninterest income | $539,000 | 5,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,576 |
| Total noninterest expense | $1,855,000 | 6,554 |
| Salaries and employee benefits | $960,000 | 6,296 |
| Premises and equipment expense | $215,000 | 7,137 |
| Additional noninterest expense | $680,000 | 6,470 |
| Pre-tax net operating income | $446,000 | 9,019 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $25,000 | 11,050 |
| Income before extraordinary items | $419,000 | 8,005 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $419,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,905 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $420,880 | 8,036 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 8,010 |
| Total interest expense | $1,283,000 | 7,941 |
| Net interest income | $1,916,000 | 7,922 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $532,000 | 5,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,726 |
| Total noninterest expense | $1,776,000 | 6,959 |
| Salaries and employee benefits | $901,000 | 6,705 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $652,000 | 6,923 |
| Pre-tax net operating income | $612,000 | 7,866 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $140,000 | 8,855 |
| Income before extraordinary items | $472,000 | 7,777 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $472,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $65,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $472,000 | 7,513 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 7,881 |
| Total interest expense | $1,683,000 | 7,944 |
| Net interest income | $2,034,000 | 7,658 |
| Provision for loan and lease losses | $67,000 | 8,339 |
| Total noninterest income | $370,000 | 6,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,823 |
| Total noninterest expense | $1,679,000 | 7,318 |
| Salaries and employee benefits | $829,000 | 7,068 |
| Premises and equipment expense | $238,000 | 7,007 |
| Additional noninterest expense | $612,000 | 7,403 |
| Pre-tax net operating income | $658,000 | 7,337 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $219,000 | 7,205 |
| Income before extraordinary items | $447,000 | 7,772 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $447,000 | 7,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $48,000 | 7,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $441,640 | 7,469 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.