Home > Dubuque Bank and Trust Company > Net charge- offs to loans
Dubuque Bank and Trust Company, Net charge- offs to loans
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 376 |
| Percentage Net Loans Charged-off:Construction & development | -0.0054% | 4,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0710% | 232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1575% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6000% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7947% | 72 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3677% | 1,224 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0732% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,367 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,318 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2307% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6867% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7718% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3971% | 1,109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0469% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0957% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8872% | 37 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4973% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2160% | 378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4014% | 48 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,270 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1560% | 123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1760% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 3,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5143% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8398% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1329% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2745% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5253% | 30 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1416% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1604% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0318% | 3,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3421% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9633% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1077% | 1,818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4063% | 173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7951% | 26 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 3,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2173% | 88 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2476% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0505% | 3,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4196% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2808% | 40 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1538% | 1,512 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8619% | 81 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6267% | 14 |
| Percentage Net Loans Charged-off:Construction & development | -0.0043% | 4,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4432% | 41 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5080% | 37 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1016% | 4,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3919% | 981 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7493% | 67 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2068% | 1,193 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 754 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 3,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0813% | 387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1013% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0637% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2318% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5913% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0331% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0614% | 1,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 794 |
| Percentage Net Loans Charged-off:Construction & development | -0.0036% | 4,001 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1130% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4316% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5739% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2467% | 269 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1639% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0524% | 506 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1130% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1181% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0393% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7511% | 63 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8730% | 170 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0122% | 4,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 3,503 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6094% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4543% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8083% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 2,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1470% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.1083% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0497% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 716 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 3,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4249% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2972% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2411% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0658% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.1469% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 1,304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 1,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 3,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5096% | 1,160 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9919% | 107 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2909% | 1,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0915% | 4,826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.2252% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1003% | 4,759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1155% | 4,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 3,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4718% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6463% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1687% | 1,933 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1901% | 4,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0384% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1596% | 268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1836% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 3,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2822% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9841% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1519% | 1,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2230% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1417% | 549 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1580% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0418% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1740% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0696% | 4,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6909% | 1,196 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8288% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4631% | 1,539 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2706% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1844% | 369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 4,241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1990% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2263% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0267% | 4,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7810% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6172% | 153 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5822% | 1,208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1363% | 1,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2430% | 270 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 4,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3270% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3723% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 4,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6962% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9696% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4688% | 1,306 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2327% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4156% | 139 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,441 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4037% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4608% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 4,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2376% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0831% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8452% | 806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1510% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0621% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1040% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1011% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1043% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0430% | 1,912 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1281% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8186% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0922% | 2,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1718% | 966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0541% | 963 |
| Percentage Net Loans Charged-off:Construction & development | -0.0035% | 4,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1359% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0337% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0522% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3439% | 1,797 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1847% | 61 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0778% | 2,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1023% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 4,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1936% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1579% | 2,290 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1661% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0748% | 2,505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0155% | 4,433 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 4,917 |
| Percentage Net Loans Charged-off:Construction & development | -0.0055% | 4,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1012% | 5,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4156% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1585% | 5,313 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 4,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2366% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3599% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1536% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4442% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4078% | 218 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 4,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0702% | 1,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 2,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0323% | 3,515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3177% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0248% | 3,409 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3081% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,416 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0179% | 4,932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1578% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1729% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0089% | 1,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0330% | 3,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4754% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0225% | 3,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0710% | 977 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 4,482 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 5,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2369% | 461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2592% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0507% | 2,909 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0519% | 2,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0875% | 1,468 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1579% | 458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4819% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5279% | 201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0319% | 4,362 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0343% | 4,762 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0351% | 4,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0186% | 3,690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 1,657 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 983 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1296% | 5,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2742% | 2,490 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2780% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0365% | 1,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 3,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0441% | 1,631 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0181% | 1,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1323% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1430% | 923 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0444% | 4,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1378% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1394% | 2,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0320% | 1,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 3,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 4,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0522% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0526% | 2,754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0138% | 1,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 2,879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 1,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 1,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0114% | 4,297 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0354% | 4,874 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0356% | 4,802 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0055% | 933 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 3,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 2,197 |
| Percentage Net Loans Charged-off:Construction & development | -0.0315% | 4,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1487% | 886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 2,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 2,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0599% | 4,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0692% | 3,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0692% | 3,234 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1420% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0722% | 2,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 1,801 |
| Percentage Net Loans Charged-off:Construction & development | -0.0436% | 4,960 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1971% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 2,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0497% | 2,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0275% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0460% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0460% | 3,086 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1843% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1080% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1155% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2919% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0721% | 1,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0372% | 4,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0524% | 2,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0524% | 2,765 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2522% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 1,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1105% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2239% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1161% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1243% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0566% | 4,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0352% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0352% | 2,331 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2545% | 515 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6743% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 5,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.2285% | 5,440 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 5,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 2,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0884% | 939 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 2,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2639% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0347% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0347% | 5,361 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6677% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8960% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 5,454 |
| Percentage Net Loans Charged-off:Construction & development | -0.3170% | 5,576 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0297% | 5,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1195% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1003% | 2,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9955% | 243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8184% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3203% | 226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 5,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.5093% | 5,708 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0441% | 5,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1709% | 1,594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1843% | 629 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1699% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3962% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0355% | 5,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0355% | 5,218 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0501% | 355 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6227% | 87 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0454% | 5,997 |
| Percentage Net Loans Charged-off:Construction & development | -1.0508% | 5,855 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0870% | 6,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2643% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3815% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2552% | 982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.8167% | 68 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0367% | 5,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0367% | 5,195 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9512% | 231 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1331% | 3,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1447% | 2,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.9855% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 6,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2670% | 1,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2863% | 1,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1592% | 2,327 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0800% | 5,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0800% | 5,810 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0450% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 3,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1500% | 2,523 |
| Percentage Net Loans Charged-off:Construction & development | 1.3289% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 5,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1831% | 2,183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1963% | 2,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0409% | 5,267 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0136% | 5,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0136% | 5,455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0471% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1096% | 3,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1852% | 2,183 |
| Percentage Net Loans Charged-off:Construction & development | 1.9273% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 6,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1517% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1624% | 2,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0347% | 5,176 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0208% | 5,450 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0208% | 5,384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0374% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2308% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4067% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 3.6513% | 282 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 6,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2209% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2369% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0985% | 5,596 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0414% | 5,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0414% | 5,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0249% | 920 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 5,977 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 5,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.1105% | 2,183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 6,468 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0178% | 5,452 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0668% | 3,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1956% | 1,422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0567% | 3,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0484% | 5,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1759% | 3,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2529% | 3,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0998% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0528% | 6,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0085% | 4,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.1551% | 1,958 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 6,549 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0246% | 5,497 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 3,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2581% | 1,184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 3,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2244% | 6,336 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1634% | 6,345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0594% | 5,949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0761% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0887% | 6,833 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 6,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.2352% | 1,694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0319% | 6,636 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0311% | 5,512 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 3,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3836% | 942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 3,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3050% | 6,433 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2021% | 6,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0449% | 5,736 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0635% | 1,072 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1670% | 6,947 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0413% | 6,737 |
| Percentage Net Loans Charged-off:Construction & development | -0.0174% | 5,998 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 2,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7556% | 582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5331% | 6,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0452% | 2,951 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0452% | 2,783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0627% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3983% | 3,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6708% | 2,232 |
| Percentage Net Loans Charged-off:Construction & development | 5.2509% | 945 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4403% | 2,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1945% | 891 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0525% | 4,466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 4,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1680% | 6,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0419% | 4,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0477% | 4,615 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0926% | 1,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3010% | 3,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5427% | 2,276 |
| Percentage Net Loans Charged-off:Construction & development | 3.4102% | 1,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4891% | 1,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2576% | 721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0753% | 3,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0860% | 3,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2409% | 6,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5362% | 2,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4904% | 2,288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0914% | 1,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5095% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7990% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | 5.5341% | 748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6733% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0558% | 645 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1312% | 3,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1508% | 2,960 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0692% | 6,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6694% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5742% | 1,885 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0668% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 3,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1779% | 2,844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0599% | 1,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2977% | 1,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1006% | 2,652 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1164% | 2,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0767% | 2,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1332% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9022% | 1,165 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0283% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1696% | 5,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 5,208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0418% | 3,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1066% | 4,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0649% | 1,851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1136% | 3,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4308% | 3,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8201% | 2,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0408% | 1,800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1674% | 4,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 4,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 3,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1217% | 3,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1427% | 3,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4678% | 2,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4809% | 3,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0411% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1946% | 4,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 4,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0066% | 2,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1302% | 3,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 2,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5908% | 2,513 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1139% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1601% | 1,161 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 5,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 3,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 3,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 2,941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0023% | 2,837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5947% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2085% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2825% | 4,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 4,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.1884% | 3,240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0496% | 3,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2847% | 2,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0939% | 1,765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3209% | 2,545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7907% | 3,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4203% | 4,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0750% | 1,869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2572% | 4,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1209% | 4,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.2386% | 2,765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0385% | 2,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3609% | 2,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1233% | 1,456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4071% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7147% | 2,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4283% | 3,963 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0819% | 1,631 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3494% | 3,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1763% | 3,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.3857% | 2,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0560% | 1,998 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4566% | 1,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5470% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9545% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6256% | 3,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0806% | 1,425 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2010% | 3,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2692% | 2,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1095% | 1,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7737% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9368% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 6,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7314% | 2,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0256% | 1,197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2712% | 3,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2389% | 2,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.2230% | 2,364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3935% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 3,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0432% | 1,313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0447% | 3,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3684% | 3,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2176% | 4,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3305% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 5,262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 7,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0295% | 7,874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0599% | 2,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0588% | 1,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 2,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2282% | 2,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3011% | 3,999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0751% | 1,384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0577% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0204% | 3,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0764% | 801 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1113% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1719% | 2,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2332% | 3,883 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0806% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 2,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1142% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1756% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1011% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1329% | 7,225 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0886% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 4,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 2,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 2,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1740% | 2,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9092% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5112% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0596% | 1,513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 4,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 2,436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0304% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 1,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0802% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0051% | 6,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1231% | 1,205 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4525% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0533% | 1,328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 3,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0398% | 1,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0671% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 1,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1159% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7392% | 1,766 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2793% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0630% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8366% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8835% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0521% | 870 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 4,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 1,988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0823% | 840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 6,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2351% | 4,270 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5211% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0602% | 1,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0522% | 3,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0648% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1084% | 589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1513% | 4,343 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6195% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0622% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 2,940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1458% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2770% | 3,280 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6405% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0704% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1479% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1776% | 475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2950% | 209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4420% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5259% | 585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2131% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 4,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0743% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 7,864 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0261% | 6,028 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 2,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 3,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8963% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9156% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0501% | 1,422 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 4,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0512% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0813% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 7,875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0438% | 6,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0023% | 3,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5869% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8327% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0495% | 1,249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 3,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0822% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1228% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0034% | 2,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3461% | 3,497 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4941% | 824 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0376% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3966% | 2,878 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5566% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0751% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 4,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 3,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 8,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0827% | 1,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1076% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1395% | 3,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6774% | 3,067 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7320% | 1,435 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0767% | 1,384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0629% | 4,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 8,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0140% | 8,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1842% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5539% | 3,191 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9918% | 1,247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0735% | 1,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 3,516 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0141% | 8,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 8,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2708% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8441% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1617% | 1,108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0756% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0097% | 7,196 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0291% | 8,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0452% | 8,551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1286% | 4,285 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8846% | 786 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0542% | 819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 6,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 8,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0141% | 8,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0383% | 2,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 2,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0225% | 7,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6715% | 3,483 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8010% | 1,598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0913% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 6,108 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 8,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0186% | 8,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0501% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0601% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 7,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6071% | 3,376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9076% | 1,489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0889% | 1,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0325% | 5,396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0130% | 2,537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 1,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0893% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0464% | 7,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7012% | 2,835 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9772% | 1,348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0808% | 1,224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 1,768 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1021% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1214% | 912 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0203% | 4,975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5772% | 1,188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1107% | 842 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0891% | 9,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 3,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 2,620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3019% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 8,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6203% | 8,628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6245% | 3,716 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8825% | 1,701 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1073% | 1,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2601% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0231% | 3,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 8,776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1168% | 1,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6753% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 2,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2002% | 1,562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3604% | 4,921 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2786% | 5,422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 5,962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0185% | 663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1642% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0069% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4504% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5674% | 883 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0086% | 1,281 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0136% | 7,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 956 |
| Percentage Net Loans Charged-off:Construction & development | 0.1413% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0091% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2682% | 1,049 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6022% | 876 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0121% | 1,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0735% | 5,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0162% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 568 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3076% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3133% | 1,008 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9935% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 7,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0272% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2328% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3778% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0288% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 6,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0168% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8512% | 612 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6916% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1246% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0510% | 6,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1203% | 609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6590% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0205% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 7,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0156% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0320% | 707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5299% | 605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1047% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 8,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.1562% | 1,372 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1145% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4900% | 755 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0858% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 9,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0523% | 1,082 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2807% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0475% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0670% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4966% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0569% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |