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Doral Bank, Income and Expense

2014-12-31 (YTD Data)Rank
Total interest income$302,408,000130
Total interest expense$92,662,00063
Net interest income$209,746,000155
Provision for loan and lease losses$222,985,00023
Total noninterest income$11,137,000596
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$12,517,000147
Trading account gains and fees$-2,268,0006,506
Additional Noninterest Income$888,0002,495
Total noninterest expense$320,407,000100
Salaries and employee benefits$79,395,000154
Premises and equipment expense$36,521,00088
Additional noninterest expense$204,491,00077
Pre-tax net operating income$-322,509,0006,517
Securities gains (losses)$03,259
Applicable income taxes$13,760,000248
Income before extraordinary items$-336,269,0006,508
Extraordinary gains, net$017
Net income$-336,269,0006,508
Minority interest net income$084
Net income of bank and minority interests.$-336,269,0006,508
Net charge-offs$209,782,00025
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-336,269,0006,508
2014-09-30 (YTD Data)Rank
Total interest income$239,896,000126
Total interest expense$72,821,00062
Net interest income$167,075,000151
Provision for loan and lease losses$196,715,00024
Total noninterest income$1,889,0001,799
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$9,511,000145
Trading account gains and fees$-1,918,0006,585
Additional Noninterest Income$-5,704,0006,589
Total noninterest expense$246,686,00098
Salaries and employee benefits$61,587,000148
Premises and equipment expense$26,378,00092
Additional noninterest expense$158,721,00075
Pre-tax net operating income$-274,437,0006,597
Securities gains (losses)$02,980
Applicable income taxes$4,209,000454
Income before extraordinary items$-278,646,0006,588
Extraordinary gains, net$015
Net income$-278,646,0006,588
Minority interest net income$081
Net income of bank and minority interests.$-278,646,0006,588
Net charge-offs$194,950,00025
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-278,646,0006,588
2014-06-30 (YTD Data)Rank
Total interest income$165,213,000122
Total interest expense$49,986,00060
Net interest income$115,227,000144
Provision for loan and lease losses$179,868,00017
Total noninterest income$9,962,000376
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$6,473,000141
Trading account gains and fees$-99,0006,639
Additional Noninterest Income$3,588,000572
Total noninterest expense$159,929,000100
Salaries and employee benefits$45,069,000136
Premises and equipment expense$17,479,00093
Additional noninterest expense$97,381,00077
Pre-tax net operating income$-214,608,0006,665
Securities gains (losses)$02,580
Applicable income taxes$3,938,000359
Income before extraordinary items$-218,546,0006,656
Extraordinary gains, net$020
Net income$-218,546,0006,656
Minority interest net income$080
Net income of bank and minority interests.$-218,546,0006,656
Net charge-offs$175,555,00020
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-218,546,0006,656
2014-03-31 (YTD Data)Rank
Total interest income$83,858,000122
Total interest expense$25,563,00059
Net interest income$58,295,000143
Provision for loan and lease losses$30,612,00033
Total noninterest income$16,855,000153
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$3,254,000135
Trading account gains and fees$750,00062
Additional Noninterest Income$12,851,000134
Total noninterest expense$71,084,000105
Salaries and employee benefits$23,598,000130
Premises and equipment expense$8,933,00094
Additional noninterest expense$38,553,00088
Pre-tax net operating income$-26,546,0006,736
Securities gains (losses)$01,715
Applicable income taxes$2,207,000312
Income before extraordinary items$-28,753,0006,728
Extraordinary gains, net$016
Net income$-28,753,0006,728
Minority interest net income$066
Net income of bank and minority interests.$-28,753,0006,728
Net charge-offs$16,983,00045
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-28,753,0006,728
2013-12-31 (YTD Data)Rank
Total interest income$335,825,000121
Total interest expense$113,151,00055
Net interest income$222,674,000145
Provision for loan and lease losses$62,210,00050
Total noninterest income$54,767,000197
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$7,977,000207
Trading account gains and fees$35,113,00024
Additional Noninterest Income$11,677,000429
Total noninterest expense$291,569,000103
Salaries and employee benefits$100,547,000119
Premises and equipment expense$37,371,00080
Additional noninterest expense$153,651,00086
Pre-tax net operating income$-76,338,0006,813
Securities gains (losses)$329,000651
Applicable income taxes$4,875,000465
Income before extraordinary items$-80,884,0006,809
Extraordinary gains, net$029
Net income$-80,884,0006,809
Minority interest net income$090
Net income of bank and minority interests.$-80,884,0006,809
Net charge-offs$69,663,00051
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-81,213,0006,809
2013-09-30 (YTD Data)Rank
Total interest income$252,413,000120
Total interest expense$85,727,00056
Net interest income$166,686,000144
Provision for loan and lease losses$36,036,00056
Total noninterest income$48,734,000173
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$6,023,000208
Trading account gains and fees$30,547,00024
Additional Noninterest Income$12,164,000351
Total noninterest expense$208,214,000105
Salaries and employee benefits$72,419,000124
Premises and equipment expense$28,472,00081
Additional noninterest expense$107,323,00090
Pre-tax net operating income$-28,830,0006,892
Securities gains (losses)$329,000593
Applicable income taxes$4,792,000405
Income before extraordinary items$-33,293,0006,887
Extraordinary gains, net$025
Net income$-33,293,0006,887
Minority interest net income$084
Net income of bank and minority interests.$-33,293,0006,887
Net charge-offs$55,299,00050
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-33,622,0006,887
2013-06-30 (YTD Data)Rank
Total interest income$166,691,000120
Total interest expense$57,078,00058
Net interest income$109,613,000145
Provision for loan and lease losses$19,648,00064
Total noninterest income$34,016,000167
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$4,145,000197
Trading account gains and fees$27,365,00023
Additional Noninterest Income$2,506,000838
Total noninterest expense$142,578,000105
Salaries and employee benefits$47,623,000124
Premises and equipment expense$19,302,00080
Additional noninterest expense$75,653,00088
Pre-tax net operating income$-18,597,0006,941
Securities gains (losses)$329,000522
Applicable income taxes$3,384,000383
Income before extraordinary items$-21,652,0006,936
Extraordinary gains, net$022
Net income$-21,652,0006,936
Minority interest net income$082
Net income of bank and minority interests.$-21,652,0006,936
Net charge-offs$41,003,00049
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-21,981,0006,936
2013-03-31 (YTD Data)Rank
Total interest income$87,963,000117
Total interest expense$28,514,00058
Net interest income$59,449,000138
Provision for loan and lease losses$16,440,00053
Total noninterest income$19,710,000149
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$2,140,000183
Trading account gains and fees$15,675,00020
Additional Noninterest Income$1,895,000610
Total noninterest expense$70,472,000107
Salaries and employee benefits$22,763,000129
Premises and equipment expense$9,474,00081
Additional noninterest expense$38,235,00088
Pre-tax net operating income$-7,753,0007,016
Securities gains (losses)$01,966
Applicable income taxes$3,141,000251
Income before extraordinary items$-10,894,0007,014
Extraordinary gains, net$010
Net income$-10,894,0007,014
Minority interest net income$076
Net income of bank and minority interests.$-10,894,0007,014
Net charge-offs$25,946,00049
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-10,894,0007,013
2012-12-31 (YTD Data)Rank
Total interest income$339,531,000122
Total interest expense$124,384,00060
Net interest income$215,147,000147
Provision for loan and lease losses$150,108,00041
Total noninterest income$53,029,000206
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$8,724,000191
Trading account gains and fees$44,733,00024
Additional Noninterest Income$-428,0006,906
Total noninterest expense$272,878,000103
Salaries and employee benefits$78,295,000143
Premises and equipment expense$39,447,00080
Additional noninterest expense$155,136,00086
Pre-tax net operating income$-154,810,0007,087
Securities gains (losses)$4,372,000102
Applicable income taxes$-59,509,0007,074
Income before extraordinary items$-90,929,0007,078
Extraordinary gains, net$029
Net income$-90,929,0007,078
Minority interest net income$093
Net income of bank and minority interests.$-90,929,0007,078
Net charge-offs$118,515,00051
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-93,727,0807,078
2012-09-30 (YTD Data)Rank
Total interest income$252,477,000122
Total interest expense$94,351,00060
Net interest income$158,126,000148
Provision for loan and lease losses$131,471,00040
Total noninterest income$38,644,000213
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$6,468,000193
Trading account gains and fees$25,009,00028
Additional Noninterest Income$7,167,000501
Total noninterest expense$192,760,000109
Salaries and employee benefits$53,330,000161
Premises and equipment expense$28,404,00083
Additional noninterest expense$111,026,00090
Pre-tax net operating income$-127,461,0007,186
Securities gains (losses)$2,632,000150
Applicable income taxes$-59,661,0007,177
Income before extraordinary items$-65,168,0007,175
Extraordinary gains, net$020
Net income$-65,168,0007,175
Minority interest net income$086
Net income of bank and minority interests.$-65,168,0007,175
Net charge-offs$89,691,00053
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-66,852,4807,176
2012-06-30 (YTD Data)Rank
Total interest income$167,557,000123
Total interest expense$63,884,00061
Net interest income$103,673,000150
Provision for loan and lease losses$98,247,00035
Total noninterest income$28,412,000189
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$4,184,000197
Trading account gains and fees$13,347,00029
Additional Noninterest Income$10,881,000283
Total noninterest expense$126,030,000109
Salaries and employee benefits$35,802,000159
Premises and equipment expense$18,407,00086
Additional noninterest expense$71,821,00091
Pre-tax net operating income$-92,192,0007,249
Securities gains (losses)$591,000459
Applicable income taxes$-60,184,0007,239
Income before extraordinary items$-31,417,0007,239
Extraordinary gains, net$019
Net income$-31,417,0007,239
Minority interest net income$084
Net income of bank and minority interests.$-31,417,0007,239
Net charge-offs$51,740,00056
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-31,795,2407,239
2012-03-31 (YTD Data)Rank
Total interest income$83,118,000123
Total interest expense$32,304,00063
Net interest income$50,814,000150
Provision for loan and lease losses$87,863,00024
Total noninterest income$16,072,000163
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$2,227,000183
Trading account gains and fees$5,590,00033
Additional Noninterest Income$8,255,000211
Total noninterest expense$59,045,000113
Salaries and employee benefits$16,812,000160
Premises and equipment expense$8,665,00091
Additional noninterest expense$33,568,00093
Pre-tax net operating income$-80,022,0007,315
Securities gains (losses)$243,000523
Applicable income taxes$-61,901,0007,307
Income before extraordinary items$-17,878,0007,304
Extraordinary gains, net$019
Net income$-17,878,0007,304
Minority interest net income$078
Net income of bank and minority interests.$-17,878,0007,304
Net charge-offs$35,539,00050
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-18,033,5207,303
2011-12-31 (YTD Data)Rank
Total interest income$334,627,000124
Total interest expense$152,983,00061
Net interest income$181,644,000161
Provision for loan and lease losses$57,380,000104
Total noninterest income$73,654,000140
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$9,353,000190
Trading account gains and fees$23,040,00030
Additional Noninterest Income$41,261,000162
Total noninterest expense$231,133,000114
Salaries and employee benefits$70,746,000146
Premises and equipment expense$36,335,00086
Additional noninterest expense$124,052,00096
Pre-tax net operating income$-33,215,0007,330
Securities gains (losses)$27,467,00033
Applicable income taxes$6,182,000359
Income before extraordinary items$-11,930,0007,233
Extraordinary gains, net$029
Net income$-11,930,0007,232
Minority interest net income$096
Net income of bank and minority interests.$-11,930,0007,233
Net charge-offs$79,316,00088
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-39,397,0007,334
2011-09-30 (YTD Data)Rank
Total interest income$246,524,000124
Total interest expense$117,042,00061
Net interest income$129,482,000165
Provision for loan and lease losses$50,401,00089
Total noninterest income$57,362,000136
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$7,101,000184
Trading account gains and fees$16,683,00034
Additional Noninterest Income$33,578,000156
Total noninterest expense$168,840,000114
Salaries and employee benefits$50,152,000153
Premises and equipment expense$25,305,00092
Additional noninterest expense$93,383,00096
Pre-tax net operating income$-32,397,0007,425
Securities gains (losses)$26,464,00028
Applicable income taxes$9,254,000226
Income before extraordinary items$-15,187,0007,378
Extraordinary gains, net$021
Net income$-15,187,0007,378
Minority interest net income$087
Net income of bank and minority interests.$-15,187,0007,378
Net charge-offs$56,242,00091
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-41,651,0007,422
2011-06-30 (YTD Data)Rank
Total interest income$165,969,000126
Total interest expense$82,104,00062
Net interest income$83,865,000168
Provision for loan and lease losses$12,080,000208
Total noninterest income$41,710,000134
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$4,894,000177
Trading account gains and fees$8,697,00038
Additional Noninterest Income$28,119,000137
Total noninterest expense$111,166,000116
Salaries and employee benefits$33,266,000155
Premises and equipment expense$16,271,00099
Additional noninterest expense$61,629,000100
Pre-tax net operating income$2,329,0001,272
Securities gains (losses)$17,519,00026
Applicable income taxes$6,091,000216
Income before extraordinary items$13,757,000239
Extraordinary gains, net$015
Net income$13,757,000239
Minority interest net income$089
Net income of bank and minority interests.$13,757,000239
Net charge-offs$43,699,00091
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,668,8901,409
2011-03-31 (YTD Data)Rank
Total interest income$84,413,000129
Total interest expense$43,593,00062
Net interest income$40,820,000170
Provision for loan and lease losses$2,631,000411
Total noninterest income$22,173,000133
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$2,450,000178
Trading account gains and fees$2,387,00046
Additional Noninterest Income$17,336,000122
Total noninterest expense$53,762,000124
Salaries and employee benefits$16,253,000159
Premises and equipment expense$7,940,000100
Additional noninterest expense$29,569,000107
Pre-tax net operating income$6,600,000289
Securities gains (losses)$2,853,00044
Applicable income taxes$2,831,000225
Income before extraordinary items$6,622,000237
Extraordinary gains, net$09
Net income$6,622,000237
Minority interest net income$086
Net income of bank and minority interests.$6,622,000237
Net charge-offs$5,395,000260
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,624,900304
2010-12-31 (YTD Data)Rank
Total interest income$358,443,000123
Total interest expense$211,749,00056
Net interest income$146,694,000180
Provision for loan and lease losses$93,089,000115
Total noninterest income$54,829,000185
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$9,093,000188
Trading account gains and fees$16,630,00040
Additional Noninterest Income$29,106,000229
Total noninterest expense$251,572,000116
Salaries and employee benefits$63,580,000152
Premises and equipment expense$33,713,00092
Additional noninterest expense$154,279,00093
Pre-tax net operating income$-143,138,0007,642
Securities gains (losses)$-106,969,0007,655
Applicable income taxes$10,637,000214
Income before extraordinary items$-260,744,0007,645
Extraordinary gains, net$029
Net income$-260,744,0007,645
Minority interest net income$0111
Net income of bank and minority interests.$-260,744,0007,645
Net charge-offs$111,481,00097
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-153,775,0007,637
2010-09-30 (YTD Data)Rank
Total interest income$276,473,000120
Total interest expense$164,542,00056
Net interest income$111,931,000176
Provision for loan and lease losses$71,129,000117
Total noninterest income$33,595,000213
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$7,006,000186
Trading account gains and fees$10,666,00041
Additional Noninterest Income$15,923,000264
Total noninterest expense$186,927,000115
Salaries and employee benefits$46,216,000154
Premises and equipment expense$24,422,00096
Additional noninterest expense$116,289,00093
Pre-tax net operating income$-112,530,0007,750
Securities gains (losses)$-106,969,0007,760
Applicable income taxes$7,560,000215
Income before extraordinary items$-227,059,0007,753
Extraordinary gains, net$023
Net income$-227,059,0007,753
Minority interest net income$0110
Net income of bank and minority interests.$-227,059,0007,753
Net charge-offs$95,305,00091
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-120,090,0007,742
2010-06-30 (YTD Data)Rank
Total interest income$187,709,000121
Total interest expense$112,159,00055
Net interest income$75,550,000172
Provision for loan and lease losses$52,227,000114
Total noninterest income$16,155,000268
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$4,982,000174
Trading account gains and fees$6,155,00045
Additional Noninterest Income$5,018,000420
Total noninterest expense$121,439,000119
Salaries and employee benefits$30,819,000153
Premises and equipment expense$15,795,00099
Additional noninterest expense$74,825,00095
Pre-tax net operating income$-81,961,0007,815
Securities gains (losses)$-124,047,0007,830
Applicable income taxes$4,812,000209
Income before extraordinary items$-210,820,0007,824
Extraordinary gains, net$019
Net income$-210,820,0007,823
Minority interest net income$0105
Net income of bank and minority interests.$-210,820,0007,824
Net charge-offs$61,454,00096
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-86,773,0007,810
2010-03-31 (YTD Data)Rank
Total interest income$97,301,000117
Total interest expense$58,329,00055
Net interest income$38,972,000171
Provision for loan and lease losses$11,799,000199
Total noninterest income$17,290,000156
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$2,616,000172
Trading account gains and fees$1,115,00058
Additional Noninterest Income$13,559,000146
Total noninterest expense$53,947,000124
Salaries and employee benefits$14,581,000161
Premises and equipment expense$7,742,000100
Additional noninterest expense$31,624,00098
Pre-tax net operating income$-9,484,0007,843
Securities gains (losses)$13,158,00021
Applicable income taxes$1,209,000334
Income before extraordinary items$2,465,000438
Extraordinary gains, net$016
Net income$2,465,000439
Minority interest net income$091
Net income of bank and minority interests.$2,465,000440
Net charge-offs$5,987,000292
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-6,350,8607,810
2009-12-31 (YTD Data)Rank
Total interest income$413,933,000112
Total interest expense$265,013,00057
Net interest income$148,920,000171
Provision for loan and lease losses$53,325,000222
Total noninterest income$55,179,000191
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$10,375,000182
Trading account gains and fees$-6,155,0008,004
Additional Noninterest Income$50,959,000153
Total noninterest expense$194,989,000137
Salaries and employee benefits$58,902,000154
Premises and equipment expense$30,391,00099
Additional noninterest expense$105,696,000123
Pre-tax net operating income$-44,215,0007,850
Securities gains (losses)$7,576,00086
Applicable income taxes$-467,0007,009
Income before extraordinary items$-36,172,0007,837
Extraordinary gains, net$034
Net income$-36,172,0007,836
Minority interest net income$0115
Net income of bank and minority interests.$-36,172,0007,837
Net charge-offs$41,322,000225
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-43,672,2407,864
2009-09-30 (YTD Data)Rank
Total interest income$305,098,000121
Total interest expense$198,042,00063
Net interest income$107,056,000182
Provision for loan and lease losses$42,121,000232
Total noninterest income$41,153,000190
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$7,812,000181
Trading account gains and fees$-10,556,0008,097
Additional Noninterest Income$43,897,000141
Total noninterest expense$144,625,000144
Salaries and employee benefits$45,115,000160
Premises and equipment expense$22,162,000105
Additional noninterest expense$77,348,000130
Pre-tax net operating income$-38,537,0007,952
Securities gains (losses)$-7,170,0008,027
Applicable income taxes$2,820,000348
Income before extraordinary items$-48,527,0007,985
Extraordinary gains, net$027
Net income$-48,527,0007,984
Minority interest net income$0118
Net income of bank and minority interests.$-48,527,0007,984
Net charge-offs$27,598,000228
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-41,357,0007,975
2009-06-30 (YTD Data)Rank
Total interest income$203,219,000123
Total interest expense$135,009,00067
Net interest income$68,210,000191
Provision for loan and lease losses$36,010,000198
Total noninterest income$17,851,000252
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$4,995,000190
Trading account gains and fees$-13,132,0008,191
Additional Noninterest Income$25,988,000157
Total noninterest expense$94,676,000154
Salaries and employee benefits$31,557,000160
Premises and equipment expense$14,271,000113
Additional noninterest expense$48,848,000143
Pre-tax net operating income$-44,625,0008,093
Securities gains (losses)$-883,0007,987
Applicable income taxes$-536,0007,601
Income before extraordinary items$-44,972,0008,105
Extraordinary gains, net$021
Net income$-44,972,0008,104
Minority interest net income$0112
Net income of bank and minority interests.$-44,972,0008,104
Net charge-offs$18,189,000244
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-44,097,8308,097
2009-03-31 (YTD Data)Rank
Total interest income$102,087,000126
Total interest expense$71,218,00069
Net interest income$30,869,000207
Provision for loan and lease losses$31,219,000139
Total noninterest income$-128,0008,163
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,559,000179
Trading account gains and fees$-6,766,0008,240
Additional Noninterest Income$4,079,000289
Total noninterest expense$49,374,000145
Salaries and employee benefits$18,506,000143
Premises and equipment expense$7,793,000107
Additional noninterest expense$23,075,000136
Pre-tax net operating income$-49,852,0008,197
Securities gains (losses)$-13,0007,850
Applicable income taxes$296,0001,065
Income before extraordinary items$-50,161,0008,197
Extraordinary gains, net$015
Net income$-50,161,0008,197
Minority interest net income$0102
Net income of bank and minority interests.$-50,161,0008,197
Net charge-offs$11,498,000192
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-50,148,0008,199
2008-12-31 (YTD Data)Rank
Total interest income$452,923,000119
Total interest expense$297,942,00085
Net interest income$154,981,000177
Provision for loan and lease losses$45,805,000203
Total noninterest income$64,637,000155
Gross Fiduciary activities income$18,0001,123
Service charges on deposit accounts$10,455,000187
Trading account gains and fees$24,133,00023
Additional Noninterest Income$30,031,000185
Total noninterest expense$197,338,000146
Salaries and employee benefits$60,610,000165
Premises and equipment expense$33,286,00095
Additional noninterest expense$103,442,000136
Pre-tax net operating income$-23,525,0008,124
Securities gains (losses)$-4,121,0008,050
Applicable income taxes$104,442,00039
Income before extraordinary items$-132,088,0008,242
Extraordinary gains, net$039
Net income$-132,088,0008,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,043,000164
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-127,967,0008,246
2008-09-30 (YTD Data)Rank
Total interest income$339,408,000126
Total interest expense$222,588,00093
Net interest income$116,820,000179
Provision for loan and lease losses$20,512,000241
Total noninterest income$48,139,000163
Gross Fiduciary activities income$12,0001,122
Service charges on deposit accounts$7,763,000195
Trading account gains and fees$1,441,00062
Additional Noninterest Income$38,923,000151
Total noninterest expense$139,208,000151
Salaries and employee benefits$46,624,000168
Premises and equipment expense$25,231,000100
Additional noninterest expense$67,353,000136
Pre-tax net operating income$5,239,000964
Securities gains (losses)$-4,121,0008,185
Applicable income taxes$5,328,000301
Income before extraordinary items$-4,210,0008,095
Extraordinary gains, net$031
Net income$-4,210,0008,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,972,000164
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,572,5607,822
2008-06-30 (YTD Data)Rank
Total interest income$224,378,000130
Total interest expense$149,143,00098
Net interest income$75,235,000187
Provision for loan and lease losses$13,970,000207
Total noninterest income$34,414,000159
Gross Fiduciary activities income$5,0001,218
Service charges on deposit accounts$5,002,000195
Trading account gains and fees$-459,0008,403
Additional Noninterest Income$29,866,000146
Total noninterest expense$90,400,000153
Salaries and employee benefits$31,335,000169
Premises and equipment expense$15,482,000110
Additional noninterest expense$43,583,000134
Pre-tax net operating income$5,279,000667
Securities gains (losses)$194,000630
Applicable income taxes$4,731,000267
Income before extraordinary items$742,0003,211
Extraordinary gains, net$021
Net income$742,0003,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,944,000142
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$617,8403,529
2008-03-31 (YTD Data)Rank
Total interest income$107,906,000139
Total interest expense$75,360,000103
Net interest income$32,546,000211
Provision for loan and lease losses$4,057,000248
Total noninterest income$12,894,000196
Gross Fiduciary activities income$1,0001,254
Service charges on deposit accounts$2,707,000180
Trading account gains and fees$6,759,00029
Additional Noninterest Income$3,427,000350
Total noninterest expense$45,733,000145
Salaries and employee benefits$16,640,000164
Premises and equipment expense$7,700,000112
Additional noninterest expense$21,393,000132
Pre-tax net operating income$-4,350,0008,425
Securities gains (losses)$194,000450
Applicable income taxes$-315,0008,317
Income before extraordinary items$-3,841,0008,423
Extraordinary gains, net$015
Net income$-3,841,0008,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,319,000133
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-4,019,4808,424
2007-12-31 (YTD Data)Rank
Total interest income$469,210,000133
Total interest expense$322,474,000105
Net interest income$146,736,000186
Provision for loan and lease losses$69,881,00078
Total noninterest income$19,273,000389
Gross Fiduciary activities income$17,0001,174
Service charges on deposit accounts$10,410,000186
Trading account gains and fees$-6,416,0008,519
Additional Noninterest Income$15,262,000309
Total noninterest expense$181,348,000138
Salaries and employee benefits$68,066,000152
Premises and equipment expense$29,435,000109
Additional noninterest expense$83,847,000128
Pre-tax net operating income$-85,220,0008,526
Securities gains (losses)$-89,604,0008,524
Applicable income taxes$22,028,000179
Income before extraordinary items$-196,852,0008,527
Extraordinary gains, net$039
Net income$-196,852,0008,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,306,000115
Cash dividends$155,000,00061
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-107,248,0008,522
2007-09-30 (YTD Data)Rank
Total interest income$359,314,000132
Total interest expense$245,672,000101
Net interest income$113,642,000178
Provision for loan and lease losses$23,544,00097
Total noninterest income$19,324,000321
Gross Fiduciary activities income$169,000772
Service charges on deposit accounts$12,063,000132
Trading account gains and fees$-3,204,0008,548
Additional Noninterest Income$10,296,000337
Total noninterest expense$111,742,000154
Salaries and employee benefits$42,674,000180
Premises and equipment expense$22,297,000109
Additional noninterest expense$46,771,000145
Pre-tax net operating income$-2,320,0008,460
Securities gains (losses)$-109,709,0008,556
Applicable income taxes$20,652,000173
Income before extraordinary items$-132,681,0008,558
Extraordinary gains, net$033
Net income$-132,681,0008,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,054,000134
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-22,972,0008,548
2007-06-30 (YTD Data)Rank
Total interest income$243,082,000142
Total interest expense$169,998,000109
Net interest income$73,084,000197
Provision for loan and lease losses$18,491,00080
Total noninterest income$16,023,000284
Gross Fiduciary activities income$117,000774
Service charges on deposit accounts$8,209,000132
Trading account gains and fees$7,169,00040
Additional Noninterest Income$528,0002,172
Total noninterest expense$58,562,000204
Salaries and employee benefits$23,450,000224
Premises and equipment expense$11,384,000141
Additional noninterest expense$23,728,000180
Pre-tax net operating income$12,054,000462
Securities gains (losses)$16,000755
Applicable income taxes$-5,108,0008,607
Income before extraordinary items$17,178,000268
Extraordinary gains, net$029
Net income$17,178,000267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,139,000120
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$17,162,000266
2007-03-31 (YTD Data)Rank
Total interest income$122,471,000139
Total interest expense$85,486,000101
Net interest income$36,985,000191
Provision for loan and lease losses$5,861,00090
Total noninterest income$2,801,000579
Gross Fiduciary activities income$35,000885
Service charges on deposit accounts$4,158,000128
Trading account gains and fees$-1,453,0008,644
Additional Noninterest Income$61,0004,714
Total noninterest expense$28,566,000205
Salaries and employee benefits$11,652,000225
Premises and equipment expense$5,687,000144
Additional noninterest expense$11,227,000189
Pre-tax net operating income$5,359,000501
Securities gains (losses)$01,187
Applicable income taxes$-2,609,0008,643
Income before extraordinary items$7,968,000291
Extraordinary gains, net$022
Net income$7,968,000289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,796,000166
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$7,968,000288
2006-12-31 (YTD Data)Rank
Total interest income$578,832,000110
Total interest expense$403,805,00086
Net interest income$175,027,000165
Provision for loan and lease losses$37,858,00064
Total noninterest income$23,137,000341
Gross Fiduciary activities income$313,000706
Service charges on deposit accounts$13,719,000141
Trading account gains and fees$10,793,00039
Additional Noninterest Income$-1,688,0008,689
Total noninterest expense$110,971,000200
Salaries and employee benefits$43,576,000223
Premises and equipment expense$22,688,000134
Additional noninterest expense$44,707,000185
Pre-tax net operating income$49,335,000280
Securities gains (losses)$-35,686,0008,664
Applicable income taxes$-5,843,0008,669
Income before extraordinary items$19,492,000437
Extraordinary gains, net$051
Net income$19,492,000436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,937,000158
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$469,000618
Net operating income$55,178,000190
2006-09-30 (YTD Data)Rank
Total interest income$435,787,000115
Total interest expense$300,232,00093
Net interest income$135,555,000168
Provision for loan and lease losses$19,785,00078
Total noninterest income$12,689,000446
Gross Fiduciary activities income$15,0001,144
Service charges on deposit accounts$9,574,000152
Trading account gains and fees$7,601,00042
Additional Noninterest Income$-4,501,0008,754
Total noninterest expense$79,043,000217
Salaries and employee benefits$29,543,000261
Premises and equipment expense$16,916,000141
Additional noninterest expense$32,584,000200
Pre-tax net operating income$49,416,000235
Securities gains (losses)$41,000599
Applicable income taxes$1,288,0001,560
Income before extraordinary items$48,169,000187
Extraordinary gains, net$045
Net income$48,169,000187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,968,000207
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$48,129,230186
2006-06-30 (YTD Data)Rank
Total interest income$288,133,000116
Total interest expense$196,342,00093
Net interest income$91,791,000171
Provision for loan and lease losses$9,600,00095
Total noninterest income$19,383,000253
Gross Fiduciary activities income$14,0001,120
Service charges on deposit accounts$6,447,000155
Trading account gains and fees$10,569,00031
Additional Noninterest Income$2,353,000710
Total noninterest expense$53,971,000218
Salaries and employee benefits$23,630,000226
Premises and equipment expense$11,331,000142
Additional noninterest expense$19,010,000225
Pre-tax net operating income$47,603,000184
Securities gains (losses)$64,000411
Applicable income taxes$5,880,000369
Income before extraordinary items$41,787,000158
Extraordinary gains, net$039
Net income$41,787,000159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,844,000228
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$41,730,680154
2006-03-31 (YTD Data)Rank
Total interest income$141,430,000115
Total interest expense$95,013,00092
Net interest income$46,417,000170
Provision for loan and lease losses$2,603,000134
Total noninterest income$10,583,000240
Gross Fiduciary activities income$8,0001,094
Service charges on deposit accounts$3,184,000153
Trading account gains and fees$6,424,00025
Additional Noninterest Income$967,000826
Total noninterest expense$27,677,000215
Salaries and employee benefits$12,875,000210
Premises and equipment expense$5,813,000143
Additional noninterest expense$8,989,000233
Pre-tax net operating income$26,720,000167
Securities gains (losses)$63,000310
Applicable income taxes$1,119,000725
Income before extraordinary items$25,664,000142
Extraordinary gains, net$021
Net income$25,664,000143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$832,000237
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$25,603,520139
2005-12-31 (YTD Data)Rank
Total interest income$531,498,000104
Total interest expense$356,166,00078
Net interest income$175,332,000172
Provision for loan and lease losses$21,202,00092
Total noninterest income$52,744,000211
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$11,816,000160
Trading account gains and fees$-1,701,0008,823
Additional Noninterest Income$42,629,000180
Total noninterest expense$108,120,000208
Salaries and employee benefits$45,619,000222
Premises and equipment expense$23,132,000142
Additional noninterest expense$39,369,000221
Pre-tax net operating income$98,754,000177
Securities gains (losses)$1,739,000154
Applicable income taxes$5,029,000637
Income before extraordinary items$95,464,000144
Extraordinary gains, net$046
Net income$95,464,000144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,672,000160
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$93,811,950139
2005-09-30 (YTD Data)Rank
Total interest income$381,363,000110
Total interest expense$260,764,00078
Net interest income$120,599,000187
Provision for loan and lease losses$3,958,000221
Total noninterest income$52,363,000183
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$8,613,000162
Trading account gains and fees$2,742,00048
Additional Noninterest Income$41,008,000167
Total noninterest expense$80,690,000209
Salaries and employee benefits$35,548,000215
Premises and equipment expense$16,967,000147
Additional noninterest expense$28,175,000227
Pre-tax net operating income$88,314,000160
Securities gains (losses)$1,740,000133
Applicable income taxes$10,220,000324
Income before extraordinary items$79,834,000133
Extraordinary gains, net$035
Net income$79,834,000133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,782,000137
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$78,285,400132
2005-06-30 (YTD Data)Rank
Total interest income$247,208,000112
Total interest expense$164,316,00077
Net interest income$82,892,000180
Provision for loan and lease losses$3,219,000182
Total noninterest income$37,735,000177
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$5,545,000160
Trading account gains and fees$-4,206,0008,863
Additional Noninterest Income$36,396,000141
Total noninterest expense$52,205,000212
Salaries and employee benefits$23,197,000214
Premises and equipment expense$10,722,000149
Additional noninterest expense$18,286,000232
Pre-tax net operating income$65,203,000151
Securities gains (losses)$2,858,00085
Applicable income taxes$6,926,000319
Income before extraordinary items$61,135,000122
Extraordinary gains, net$030
Net income$61,135,000123
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,593,000117
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$58,562,800121
2005-03-31 (YTD Data)Rank
Total interest income$119,201,000115
Total interest expense$76,842,00080
Net interest income$42,359,000177
Provision for loan and lease losses$1,467,000196
Total noninterest income$34,327,000127
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$2,620,000163
Trading account gains and fees$7,438,00023
Additional Noninterest Income$24,269,000118
Total noninterest expense$24,106,000226
Salaries and employee benefits$10,667,000232
Premises and equipment expense$5,146,000156
Additional noninterest expense$8,293,000243
Pre-tax net operating income$51,113,000110
Securities gains (losses)$3,746,00048
Applicable income taxes$7,853,000184
Income before extraordinary items$47,006,00094
Extraordinary gains, net$024
Net income$47,006,00094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$421,000394
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$43,784,44096
2004-12-31 (YTD Data)Rank
Total interest income$384,743,000129
Total interest expense$215,429,00084
Net interest income$169,314,000171
Provision for loan and lease losses$8,710,000162
Total noninterest income$97,569,000154
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$9,506,000194
Trading account gains and fees$-44,501,0008,975
Additional Noninterest Income$132,564,00096
Total noninterest expense$93,774,000232
Salaries and employee benefits$41,330,000234
Premises and equipment expense$20,446,000151
Additional noninterest expense$31,998,000251
Pre-tax net operating income$164,399,000120
Securities gains (losses)$16,270,00044
Applicable income taxes$16,651,000262
Income before extraordinary items$164,018,000100
Extraordinary gains, net$034
Net income$164,018,000101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,941,000347
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$149,212,300100
2004-09-30 (YTD Data)Rank
Total interest income$268,298,000134
Total interest expense$148,495,00090
Net interest income$119,803,000178
Provision for loan and lease losses$5,053,000203
Total noninterest income$100,569,000137
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$6,990,000199
Trading account gains and fees$-18,936,0009,021
Additional Noninterest Income$112,515,00096
Total noninterest expense$64,028,000245
Salaries and employee benefits$27,489,000262
Premises and equipment expense$14,705,000159
Additional noninterest expense$21,834,000260
Pre-tax net operating income$151,291,000109
Securities gains (losses)$12,507,00050
Applicable income taxes$17,189,000207
Income before extraordinary items$146,609,00090
Extraordinary gains, net$026
Net income$146,609,00092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,030,000351
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$135,352,70091
2004-06-30 (YTD Data)Rank
Total interest income$167,422,000143
Total interest expense$92,502,00090
Net interest income$74,920,000187
Provision for loan and lease losses$2,999,000226
Total noninterest income$72,713,000131
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$4,565,000197
Trading account gains and fees$2,998,00049
Additional Noninterest Income$65,150,000108
Total noninterest expense$41,288,000254
Salaries and employee benefits$17,578,000269
Premises and equipment expense$9,488,000163
Additional noninterest expense$14,222,000257
Pre-tax net operating income$103,346,000109
Securities gains (losses)$7,846,00056
Applicable income taxes$12,588,000201
Income before extraordinary items$98,604,00088
Extraordinary gains, net$021
Net income$98,604,00090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,437,000324
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$91,621,06089
2004-03-31 (YTD Data)Rank
Total interest income$76,495,000144
Total interest expense$44,414,00094
Net interest income$32,081,000210
Provision for loan and lease losses$797,000365
Total noninterest income$51,044,000108
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,200,000203
Trading account gains and fees$17,326,00020
Additional Noninterest Income$31,518,000105
Total noninterest expense$24,297,000227
Salaries and employee benefits$8,489,000280
Premises and equipment expense$4,593,000167
Additional noninterest expense$11,215,000199
Pre-tax net operating income$58,031,000100
Securities gains (losses)$7,354,00051
Applicable income taxes$5,188,000223
Income before extraordinary items$60,197,00076
Extraordinary gains, net$016
Net income$60,197,00077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$515,000425
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$53,431,32077
2003-12-31 (YTD Data)Rank
Total interest income$291,289,000151
Total interest expense$173,783,000104
Net interest income$117,506,000216
Provision for loan and lease losses$12,269,000170
Total noninterest income$97,255,000159
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$7,922,000226
Trading account gains and fees$46,654,00022
Additional Noninterest Income$42,679,000203
Total noninterest expense$69,237,000290
Salaries and employee benefits$26,686,000348
Premises and equipment expense$16,659,000174
Additional noninterest expense$25,892,000281
Pre-tax net operating income$133,255,000131
Securities gains (losses)$-7,805,0009,177
Applicable income taxes$6,483,000501
Income before extraordinary items$118,967,000116
Extraordinary gains, net$054
Net income$118,967,000117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,814,000340
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$126,381,750109
2003-09-30 (YTD Data)Rank
Total interest income$209,094,000157
Total interest expense$129,646,000106
Net interest income$79,448,000234
Provision for loan and lease losses$9,781,000181
Total noninterest income$84,825,000149
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$5,781,000241
Trading account gains and fees$45,844,00019
Additional Noninterest Income$33,200,000205
Total noninterest expense$48,273,000317
Salaries and employee benefits$18,260,000383
Premises and equipment expense$11,996,000183
Additional noninterest expense$18,017,000298
Pre-tax net operating income$106,219,000124
Securities gains (losses)$-8,986,0009,235
Applicable income taxes$5,514,000472
Income before extraordinary items$91,719,000116
Extraordinary gains, net$040
Net income$91,719,000116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,269,000398
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$100,165,840103
2003-06-30 (YTD Data)Rank
Total interest income$138,817,000158
Total interest expense$85,939,000109
Net interest income$52,878,000237
Provision for loan and lease losses$6,801,000175
Total noninterest income$65,041,000142
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$4,067,000230
Trading account gains and fees$39,886,00018
Additional Noninterest Income$21,088,000206
Total noninterest expense$35,249,000291
Salaries and employee benefits$11,425,000406
Premises and equipment expense$7,768,000188
Additional noninterest expense$16,056,000251
Pre-tax net operating income$75,869,000122
Securities gains (losses)$7,012,000114
Applicable income taxes$5,975,000344
Income before extraordinary items$76,906,00096
Extraordinary gains, net$030
Net income$76,906,00096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,503,000406
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$70,384,84098
2003-03-31 (YTD Data)Rank
Total interest income$68,514,000162
Total interest expense$42,388,000111
Net interest income$26,126,000241
Provision for loan and lease losses$4,051,000157
Total noninterest income$30,389,000143
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,994,000233
Trading account gains and fees$10,702,00025
Additional Noninterest Income$17,693,000148
Total noninterest expense$15,680,000322
Salaries and employee benefits$5,361,000431
Premises and equipment expense$4,054,000182
Additional noninterest expense$6,265,000287
Pre-tax net operating income$36,784,000125
Securities gains (losses)$-519,0009,298
Applicable income taxes$4,049,000286
Income before extraordinary items$32,216,000115
Extraordinary gains, net$021
Net income$32,216,000115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,000389
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$32,677,910103
2002-12-31 (YTD Data)Rank
Total interest income$241,456,000188
Total interest expense$156,194,000129
Net interest income$85,262,000287
Provision for loan and lease losses$5,726,000346
Total noninterest income$62,963,000202
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$5,848,000292
Trading account gains and fees$29,209,00021
Additional Noninterest Income$27,906,000248
Total noninterest expense$53,793,000350
Salaries and employee benefits$19,791,000438
Premises and equipment expense$13,588,000210
Additional noninterest expense$20,414,000346
Pre-tax net operating income$88,706,000162
Securities gains (losses)$9,727,000109
Applicable income taxes$9,602,000368
Income before extraordinary items$88,831,000144
Extraordinary gains, net$070
Net income$88,831,000144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,490,000673
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$80,076,700145
2001-12-31 (YTD Data)Rank
Total interest income$201,086,000235
Total interest expense$143,112,000174
Net interest income$57,974,000365
Provision for loan and lease losses$1,856,000755
Total noninterest income$27,155,000317
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$4,150,000363
Trading account gains and fees$0177
Additional Noninterest Income$23,005,000273
Total noninterest expense$39,880,000435
Salaries and employee benefits$13,539,000581
Premises and equipment expense$9,611,000271
Additional noninterest expense$16,730,000399
Pre-tax net operating income$43,393,000244
Securities gains (losses)$8,253,000100
Applicable income taxes$3,104,000821
Income before extraordinary items$48,542,000189
Extraordinary gains, net$0105
Net income$48,542,000188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$629,0001,319
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$35,000,00023
Net operating income$40,784,180200
2000-12-31 (YTD Data)Rank
Total interest income$157,841,000300
Total interest expense$110,956,000240
Net interest income$46,885,000425
Provision for loan and lease losses$3,349,000423
Total noninterest income$16,925,000420
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$2,632,000517
Trading account gains and fees$0180
Additional Noninterest Income$14,293,000352
Total noninterest expense$29,741,000542
Salaries and employee benefits$9,492,000739
Premises and equipment expense$6,388,000359
Additional noninterest expense$13,861,000463
Pre-tax net operating income$30,720,000327
Securities gains (losses)$16,0001,014
Applicable income taxes$4,027,000644
Income before extraordinary items$26,709,000281
Extraordinary gains, net$038
Net income$26,709,000280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$931,000787
Cash dividends$20,000,000239
Sale, conversion, retirement of capital stock, net$20,000,00027
Net operating income$26,695,080278
1999-12-31 (YTD Data)Rank
Total interest income$88,525,000438
Total interest expense$58,735,000340
Net interest income$29,790,000639
Provision for loan and lease losses$1,445,000729
Total noninterest income$8,697,000667
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,334,0001,001
Trading account gains and fees$0173
Additional Noninterest Income$7,363,000522
Total noninterest expense$20,815,000737
Salaries and employee benefits$10,457,000676
Premises and equipment expense$3,724,000600
Additional noninterest expense$6,634,000793
Pre-tax net operating income$16,227,000571
Securities gains (losses)$03,155
Applicable income taxes$93,0007,020
Income before extraordinary items$16,134,000430
Extraordinary gains, net$035
Net income$16,134,000430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$470,0001,276
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$60,000,00012
Net operating income$16,134,000422
1998-12-31 (YTD Data)Rank
Total interest income$40,088,000834
Total interest expense$24,753,000673
Net interest income$15,335,0001,105
Provision for loan and lease losses$466,0001,828
Total noninterest income$5,307,000897
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$409,0003,077
Trading account gains and fees$0224
Additional Noninterest Income$4,898,000648
Total noninterest expense$9,790,0001,343
Salaries and employee benefits$4,843,0001,357
Premises and equipment expense$1,733,0001,117
Additional noninterest expense$3,214,0001,366
Pre-tax net operating income$10,386,000751
Securities gains (losses)$121,0001,167
Applicable income taxes$2,310,0001,086
Income before extraordinary items$8,197,000699
Extraordinary gains, net$032
Net income$8,197,000699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,916
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$10,000,00097
Net operating income$8,102,620677
1997-12-31 (YTD Data)Rank
Total interest income$25,072,0001,324
Total interest expense$14,654,0001,108
Net interest income$10,418,0001,677
Provision for loan and lease losses$600,0001,510
Total noninterest income$2,785,0001,357
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$206,0005,253
Trading account gains and fees$0239
Additional Noninterest Income$2,579,000934
Total noninterest expense$5,426,0002,373
Salaries and employee benefits$2,255,0002,939
Premises and equipment expense$985,0002,006
Additional noninterest expense$2,186,0001,942
Pre-tax net operating income$7,177,0001,123
Securities gains (losses)$253,000618
Applicable income taxes$2,388,0001,139
Income before extraordinary items$5,042,0001,098
Extraordinary gains, net$044
Net income$5,042,0001,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,288
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$3,000,000310
Net operating income$4,869,9601,116
1996-12-31 (YTD Data)Rank
Total interest income$15,509,0002,176
Total interest expense$8,501,0001,851
Net interest income$7,008,0002,529
Provision for loan and lease losses$655,0001,398
Total noninterest income$359,0006,335
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$359,0003,633
Total noninterest expense$3,665,0003,611
Salaries and employee benefits$1,190,0005,249
Premises and equipment expense$733,0002,668
Additional noninterest expense$1,742,0002,772
Pre-tax net operating income$3,047,0002,341
Securities gains (losses)$37,0001,547
Applicable income taxes$771,0002,949
Income before extraordinary items$2,313,0002,141
Extraordinary gains, net$053
Net income$2,313,0002,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,862
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$5,000,000146
Net operating income$2,285,2502,117
1995-12-31 (YTD Data)Rank
Total interest income$8,153,0003,943
Total interest expense$3,864,0003,784
Net interest income$4,289,0004,078
Provision for loan and lease losses$110,0004,388
Total noninterest income$286,0007,254
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$286,0004,119
Total noninterest expense$2,399,0005,176
Salaries and employee benefits$850,0006,821
Premises and equipment expense$592,0003,238
Additional noninterest expense$957,0004,520
Pre-tax net operating income$2,066,0003,382
Securities gains (losses)$36,0001,516
Applicable income taxes$552,0003,890
Income before extraordinary items$1,550,0003,152
Extraordinary gains, net$065
Net income$1,550,0003,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$278,0002,038
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$1,523,3603,187
1994-12-31 (YTD Data)Rank
Total interest income$3,407,0007,475
Total interest expense$1,294,0007,571
Net interest income$2,113,0007,291
Provision for loan and lease losses$167,0003,389
Total noninterest income$297,0007,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$297,0004,121
Total noninterest expense$2,038,0006,107
Salaries and employee benefits$792,0007,251
Premises and equipment expense$431,0004,316
Additional noninterest expense$815,0005,613
Pre-tax net operating income$205,00010,854
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$205,00010,214
Extraordinary gains, net$0249
Net income$205,00010,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00011,414
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$205,00010,263
1993-12-31 (YTD Data)Rank
Total interest income$1,249,00011,785
Total interest expense$559,00011,373
Net interest income$690,00011,918
Provision for loan and lease losses$23,0008,904
Total noninterest income$144,00010,332
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$144,0006,692
Total noninterest expense$912,00010,146
Salaries and employee benefits$415,00010,485
Premises and equipment expense$135,0009,319
Additional noninterest expense$362,0009,699
Pre-tax net operating income$-101,00012,592
Securities gains (losses)$8,0005,699
Applicable income taxes$012,141
Income before extraordinary items$-93,00012,656
Extraordinary gains, net$03,149
Net income$-93,00012,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$392,0002,077
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$5,547,000182
Net operating income$-101,00012,565
1992-12-31 (YTD Data)Rank
Total interest income$1,358,00012,274
Total interest expense$816,00011,257
Net interest income$542,00012,931
Provision for loan and lease losses$66,0008,365
Total noninterest income$208,0009,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$208,0005,533
Total noninterest expense$876,00010,631
Salaries and employee benefits$393,00010,951
Premises and equipment expense$135,0009,539
Additional noninterest expense$348,00010,214
Pre-tax net operating income$-192,00013,078
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-192,00013,171
Extraordinary gains, net$01,422
Net income$-192,00013,164
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-192,00013,051

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.