Home > Discover Bank > Net charge- offs to loans
Discover Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4040% | 26 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0207% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0207% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5463% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5455% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8820% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9009% | 291 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1447% | 28 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0107% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0107% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5751% | 106 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2692% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5922% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7047% | 319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9317% | 29 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6138% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0417% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3453% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5733% | 388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6706% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3523% | 88 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7659% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0437% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4239% | 376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8038% | 36 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 3,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 3,807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 3,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1420% | 97 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8572% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0224% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1039% | 439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6843% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 4,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0195% | 4,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 3,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0463% | 78 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7323% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8972% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9958% | 446 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6697% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0156% | 3,908 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 3,896 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0156% | 3,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9850% | 72 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7150% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8786% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9940% | 452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5717% | 48 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 4,251 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 4,139 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 4,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8740% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6127% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7878% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8574% | 525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8210% | 26 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 789 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2594% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8628% | 206 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0523% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0799% | 347 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9841% | 26 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 774 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4250% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0286% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2525% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1162% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2518% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 671 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5328% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3016% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5604% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2494% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4281% | 29 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 475 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0862% | 41 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4794% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7333% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4525% | 262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9925% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0517% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0517% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1370% | 64 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0448% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3625% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7147% | 297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2064% | 29 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0732% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0732% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2672% | 62 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2606% | 149 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6195% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7563% | 267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3182% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0836% | 564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0836% | 468 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0836% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5975% | 93 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3723% | 167 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7191% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9004% | 268 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2585% | 39 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0981% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0696% | 122 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3087% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6212% | 158 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9619% | 324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1510% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 1,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1941% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1895% | 180 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3991% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2891% | 242 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1448% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0556% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1813% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4064% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2229% | 246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1899% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0272% | 1,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0272% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8329% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2249% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4434% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2947% | 234 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1931% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0772% | 476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4850% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2261% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4346% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3429% | 251 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0363% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1010% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1010% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 71.1995% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 1,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9509% | 252 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0583% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2296% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3554% | 220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0336% | 33 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1473% | 434 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 79.8781% | 2 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 1,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0020% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0535% | 171 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2396% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3005% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0587% | 31 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2574% | 232 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2574% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 103.9911% | 1 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0851% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0765% | 177 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2748% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2762% | 217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0417% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 427 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 8.8968% | 5 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0959% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2780% | 156 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0585% | 202 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2527% | 175 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2834% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6750% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0592% | 1,371 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6306% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0541% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6329% | 414 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6879% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8761% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9538% | 325 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6199% | 53 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1051% | 785 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7411% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0982% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5847% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6320% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8328% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8568% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6099% | 56 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2036% | 440 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2036% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5749% | 4,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2135% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4740% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6213% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8440% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7584% | 352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5425% | 69 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0341% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1079% | 4,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2250% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5541% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7846% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6622% | 405 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1329% | 66 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1981% | 662 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1981% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | -1.1308% | 4,388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2221% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7158% | 380 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1404% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3120% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4681% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0813% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | -1.4767% | 4,423 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8012% | 294 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0887% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2713% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3759% | 497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1125% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0586% | 5,425 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0586% | 5,465 |
| Percentage Net Loans Charged-off: Home equity loans | -2.6626% | 4,481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8118% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1203% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3211% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3274% | 501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0853% | 72 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1100% | 5,696 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1100% | 5,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1124% | 5,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8158% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0929% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2980% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2838% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9930% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3546% | 500 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3546% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3646% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5917% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9988% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1939% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2195% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9906% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4567% | 328 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4567% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4702% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6737% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9959% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2070% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1560% | 529 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0601% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3341% | 539 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3341% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3447% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7140% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0658% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2870% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1804% | 542 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0992% | 84 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5771% | 293 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5771% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5967% | 338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7665% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1043% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3321% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1919% | 570 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0229% | 95 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1796% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1796% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7149% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0271% | 383 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2365% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1674% | 697 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0136% | 101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1396% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1396% | 1,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1513% | 1,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7394% | 427 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0174% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2383% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1122% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0469% | 109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1304% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1304% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1450% | 1,660 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6971% | 421 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0507% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2746% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1267% | 693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0373% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3805% | 746 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3805% | 797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4448% | 701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7096% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0404% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2582% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1383% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9650% | 197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7717% | 685 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7717% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6572% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0884% | 6,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0473% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9658% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1740% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0677% | 971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9975% | 191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6999% | 734 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6999% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1538% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | -1.7668% | 6,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2961% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9974% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2179% | 322 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0444% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0635% | 217 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5111% | 122 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5111% | 150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3453% | 4,967 |
| All other 1-4 family - Percent of loans charged-off, net | 7.4243% | 25 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3636% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0629% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2965% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0384% | 887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0468% | 224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5926% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0454% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3001% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9182% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2304% | 299 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5583% | 209 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5583% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0159% | 644 |
| All other 1-4 family - Percent of loans charged-off, net | 5.1007% | 64 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1904% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2270% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5389% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8368% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2970% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5935% | 486 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5935% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3902% | 1,036 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5624% | 164 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4906% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2929% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6353% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7797% | 1,438 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4167% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5088% | 127 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5088% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5145% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4995% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7294% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4118% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7805% | 314 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7796% | 1,391 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4973% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7877% | 73 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.7877% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1367% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 6.8228% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9407% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4914% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8812% | 289 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7710% | 1,247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6870% | 190 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.7526% | 9 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.7526% | 18 |
| Percentage Net Loans Charged-off: Home equity loans | 10.3621% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 11.3463% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9431% | 274 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6716% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2023% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8562% | 1,647 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0333% | 162 |
| Percentage Net Loans Charged-off: Total real estate loans | 10.8249% | 13 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 10.8249% | 21 |
| Percentage Net Loans Charged-off: Home equity loans | 10.4131% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 11.4485% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7015% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0156% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5737% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8945% | 1,438 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5293% | 161 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.6480% | 35 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.6480% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 12.6159% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7380% | 354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6688% | 185 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5096% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0757% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0013% | 1,202 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.9740% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,921 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.0352% | 163 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9521% | 274 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5612% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0877% | 988 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.2645% | 48 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0352% | 902 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0352% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 9.6078% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3016% | 2,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 23.6873% | 45 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1644% | 200 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6811% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.8001% | 46 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8574% | 938 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8574% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 10.0870% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2680% | 2,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 26.6920% | 40 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6773% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1569% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.0615% | 60 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3541% | 676 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3541% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 14.7881% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 3,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 18.0051% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9972% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5273% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.2953% | 88 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.0417% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2271% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7324% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8516% | 129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,924 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.6332% | 124 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7826% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0965% | 264 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.5295% | 92 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.6443% | 126 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4837% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8666% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.2649% | 124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.9946% | 187 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2510% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5327% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.5649% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3696% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5958% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8372% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3525% | 137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 3,669 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 2,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1175% | 2,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8373% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4883% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6111% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1947% | 97 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 3,352 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0631% | 2,677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 2,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0233% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3596% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4739% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0109% | 104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0943% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0943% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1067% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4507% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1557% | 293 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2458% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7449% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7695% | 264 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8979% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9642% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1021% | 77 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8242% | 696 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2323% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2392% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1468% | 71 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3166% | 748 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2709% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2701% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2352% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7368% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3994% | 222 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3971% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2686% | 85 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2709% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4599% | 240 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4564% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9813% | 51 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0062% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0002% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8190% | 48 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8439% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8372% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5966% | 67 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6230% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6140% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4890% | 72 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5224% | 430 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5091% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.1166% | 22 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 7,903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 8,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0096% | 7,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1534% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1298% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6489% | 24 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 7,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 7,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 7,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6838% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6580% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5732% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 7,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 8,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 8,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6102% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5824% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.5047% | 35 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0289% | 8,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0289% | 8,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0300% | 8,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5483% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5182% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3506% | 40 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1122% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1136% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1261% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4073% | 135 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3820% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6397% | 30 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1481% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1503% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1699% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7025% | 120 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6797% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.9628% | 32 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1562% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1591% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1843% | 810 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0325% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0160% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0028% | 35 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2158% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2196% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2672% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0766% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0623% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1162% | 35 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 3,358 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 2,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 2,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1998% | 118 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1866% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0141% | 34 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 2,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0964% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0831% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8607% | 38 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0062% | 2,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0063% | 2,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 2,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9396% | 127 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9247% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8480% | 36 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9313% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9160% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8942% | 40 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 2,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 2,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 2,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9558% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9580% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8494% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 2,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0679% | 1,865 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0679% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8928% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8950% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3369% | 8,359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4364% | 89 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0513% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4664% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4665% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0975% | 1,340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9800% | 73 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 1,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0273% | 75 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0273% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.4229% | 1,366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0042% | 55 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0530% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0546% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0546% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0565% | 36 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0572% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -86.0465% | 1,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4912% | 52 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0108% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5205% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5280% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4638% | 105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2663% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2803% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2803% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4740% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4846% | 344 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8282% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0766% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4745% | 27 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4745% | 22 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8301% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8384% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1771% | 224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1833% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1536% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2121% | 184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2540% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2656% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6068% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6465% | 101 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4702% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |