Home > Delta Trust & Bank > Income and Expense
Delta Trust & Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,370,000 | 1,425 |
| Total interest expense | $1,462,000 | 1,539 |
| Net interest income | $11,908,000 | 1,408 |
| Provision for loan and lease losses | $376,000 | 1,429 |
| Total noninterest income | $5,595,000 | 820 |
| Gross Fiduciary activities income | $1,615,000 | 322 |
| Service charges on deposit accounts | $382,000 | 2,264 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,598,000 | 781 |
| Total noninterest expense | $14,661,000 | 1,045 |
| Salaries and employee benefits | $10,648,000 | 776 |
| Premises and equipment expense | $1,362,000 | 1,324 |
| Additional noninterest expense | $2,651,000 | 1,738 |
| Pre-tax net operating income | $2,466,000 | 2,170 |
| Securities gains (losses) | $-134,000 | 6,465 |
| Applicable income taxes | $709,000 | 1,631 |
| Income before extraordinary items | $1,623,000 | 2,584 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,623,000 | 2,585 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,623,000 | 2,584 |
| Net charge-offs | $137,000 | 2,378 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,716,800 | 2,442 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,934,000 | 1,417 |
| Total interest expense | $988,000 | 1,527 |
| Net interest income | $7,946,000 | 1,398 |
| Provision for loan and lease losses | $365,000 | 1,077 |
| Total noninterest income | $3,887,000 | 771 |
| Gross Fiduciary activities income | $1,190,000 | 307 |
| Service charges on deposit accounts | $251,000 | 2,260 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,446,000 | 750 |
| Total noninterest expense | $8,085,000 | 1,240 |
| Salaries and employee benefits | $5,405,000 | 1,003 |
| Premises and equipment expense | $912,000 | 1,318 |
| Additional noninterest expense | $1,768,000 | 1,735 |
| Pre-tax net operating income | $3,383,000 | 1,174 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $1,175,000 | 858 |
| Income before extraordinary items | $2,209,000 | 1,411 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,209,000 | 1,413 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,209,000 | 1,413 |
| Net charge-offs | $136,000 | 1,930 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,208,350 | 1,387 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,421,000 | 1,432 |
| Total interest expense | $499,000 | 1,529 |
| Net interest income | $3,922,000 | 1,407 |
| Provision for loan and lease losses | $250,000 | 826 |
| Total noninterest income | $1,923,000 | 747 |
| Gross Fiduciary activities income | $583,000 | 312 |
| Service charges on deposit accounts | $120,000 | 2,307 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,220,000 | 718 |
| Total noninterest expense | $3,971,000 | 1,274 |
| Salaries and employee benefits | $2,684,000 | 1,020 |
| Premises and equipment expense | $455,000 | 1,346 |
| Additional noninterest expense | $832,000 | 1,826 |
| Pre-tax net operating income | $1,624,000 | 1,176 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $561,000 | 854 |
| Income before extraordinary items | $1,064,000 | 1,418 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,064,000 | 1,420 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,064,000 | 1,420 |
| Net charge-offs | $-9,000 | 5,700 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,063,350 | 1,399 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,572,000 | 1,366 |
| Total interest expense | $2,242,000 | 1,519 |
| Net interest income | $16,330,000 | 1,334 |
| Provision for loan and lease losses | $950,000 | 1,146 |
| Total noninterest income | $6,490,000 | 939 |
| Gross Fiduciary activities income | $1,849,000 | 336 |
| Service charges on deposit accounts | $568,000 | 2,164 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,073,000 | 928 |
| Total noninterest expense | $15,429,000 | 1,295 |
| Salaries and employee benefits | $10,157,000 | 1,069 |
| Premises and equipment expense | $1,803,000 | 1,323 |
| Additional noninterest expense | $3,469,000 | 1,838 |
| Pre-tax net operating income | $6,441,000 | 1,149 |
| Securities gains (losses) | $13,000 | 2,535 |
| Applicable income taxes | $2,153,000 | 856 |
| Income before extraordinary items | $4,301,000 | 1,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,301,000 | 1,402 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,301,000 | 1,402 |
| Net charge-offs | $446,000 | 2,137 |
| Cash dividends | $1,134,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,292,290 | 1,380 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,044,000 | 1,360 |
| Total interest expense | $1,726,000 | 1,523 |
| Net interest income | $12,318,000 | 1,323 |
| Provision for loan and lease losses | $788,000 | 1,078 |
| Total noninterest income | $4,406,000 | 1,028 |
| Gross Fiduciary activities income | $1,350,000 | 342 |
| Service charges on deposit accounts | $425,000 | 2,171 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,631,000 | 1,065 |
| Total noninterest expense | $11,415,000 | 1,311 |
| Salaries and employee benefits | $7,373,000 | 1,105 |
| Premises and equipment expense | $1,377,000 | 1,303 |
| Additional noninterest expense | $2,665,000 | 1,782 |
| Pre-tax net operating income | $4,521,000 | 1,248 |
| Securities gains (losses) | $11,000 | 2,471 |
| Applicable income taxes | $1,543,000 | 909 |
| Income before extraordinary items | $2,989,000 | 1,509 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,989,000 | 1,511 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,989,000 | 1,512 |
| Net charge-offs | $449,000 | 1,708 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,981,740 | 1,471 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,442,000 | 1,343 |
| Total interest expense | $1,181,000 | 1,519 |
| Net interest income | $8,261,000 | 1,302 |
| Provision for loan and lease losses | $648,000 | 933 |
| Total noninterest income | $2,804,000 | 1,079 |
| Gross Fiduciary activities income | $986,000 | 323 |
| Service charges on deposit accounts | $271,000 | 2,213 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,547,000 | 1,179 |
| Total noninterest expense | $7,483,000 | 1,334 |
| Salaries and employee benefits | $4,834,000 | 1,126 |
| Premises and equipment expense | $886,000 | 1,347 |
| Additional noninterest expense | $1,763,000 | 1,797 |
| Pre-tax net operating income | $2,934,000 | 1,265 |
| Securities gains (losses) | $7,000 | 2,393 |
| Applicable income taxes | $1,000,000 | 940 |
| Income before extraordinary items | $1,941,000 | 1,560 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,941,000 | 1,563 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,941,000 | 1,565 |
| Net charge-offs | $429,000 | 1,383 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,936,380 | 1,500 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,503,000 | 1,419 |
| Total interest expense | $608,000 | 1,523 |
| Net interest income | $3,895,000 | 1,377 |
| Provision for loan and lease losses | $273,000 | 1,094 |
| Total noninterest income | $1,614,000 | 974 |
| Gross Fiduciary activities income | $502,000 | 319 |
| Service charges on deposit accounts | $130,000 | 2,279 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $982,000 | 1,010 |
| Total noninterest expense | $3,598,000 | 1,387 |
| Salaries and employee benefits | $2,349,000 | 1,169 |
| Premises and equipment expense | $436,000 | 1,401 |
| Additional noninterest expense | $813,000 | 1,933 |
| Pre-tax net operating income | $1,638,000 | 1,118 |
| Securities gains (losses) | $6,000 | 1,600 |
| Applicable income taxes | $569,000 | 812 |
| Income before extraordinary items | $1,075,000 | 1,376 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,075,000 | 1,378 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,075,000 | 1,378 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,071,100 | 1,329 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $20,052,000 | 1,333 |
| Total interest expense | $2,858,000 | 1,553 |
| Net interest income | $17,194,000 | 1,277 |
| Provision for loan and lease losses | $1,335,000 | 1,445 |
| Total noninterest income | $5,553,000 | 1,066 |
| Gross Fiduciary activities income | $1,652,000 | 344 |
| Service charges on deposit accounts | $653,000 | 2,008 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,248,000 | 1,099 |
| Total noninterest expense | $14,600,000 | 1,357 |
| Salaries and employee benefits | $9,491,000 | 1,107 |
| Premises and equipment expense | $1,763,000 | 1,350 |
| Additional noninterest expense | $3,346,000 | 1,958 |
| Pre-tax net operating income | $6,812,000 | 1,045 |
| Securities gains (losses) | $12,000 | 3,338 |
| Applicable income taxes | $2,454,000 | 735 |
| Income before extraordinary items | $4,370,000 | 1,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,370,000 | 1,350 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,370,000 | 1,350 |
| Net charge-offs | $1,064,000 | 1,760 |
| Cash dividends | $1,050,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,362,320 | 1,284 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,933,000 | 1,366 |
| Total interest expense | $2,197,000 | 1,584 |
| Net interest income | $12,736,000 | 1,303 |
| Provision for loan and lease losses | $976,000 | 1,464 |
| Total noninterest income | $4,293,000 | 1,040 |
| Gross Fiduciary activities income | $1,237,000 | 343 |
| Service charges on deposit accounts | $481,000 | 2,067 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,575,000 | 1,052 |
| Total noninterest expense | $11,093,000 | 1,342 |
| Salaries and employee benefits | $7,143,000 | 1,093 |
| Premises and equipment expense | $1,382,000 | 1,303 |
| Additional noninterest expense | $2,568,000 | 1,924 |
| Pre-tax net operating income | $4,960,000 | 1,088 |
| Securities gains (losses) | $7,000 | 3,196 |
| Applicable income taxes | $1,797,000 | 782 |
| Income before extraordinary items | $3,170,000 | 1,415 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,170,000 | 1,416 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,170,000 | 1,416 |
| Net charge-offs | $261,000 | 3,002 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,165,520 | 1,337 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,874,000 | 1,385 |
| Total interest expense | $1,499,000 | 1,606 |
| Net interest income | $8,375,000 | 1,321 |
| Provision for loan and lease losses | $909,000 | 1,184 |
| Total noninterest income | $2,873,000 | 1,019 |
| Gross Fiduciary activities income | $825,000 | 347 |
| Service charges on deposit accounts | $328,000 | 2,007 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,720,000 | 1,034 |
| Total noninterest expense | $7,486,000 | 1,330 |
| Salaries and employee benefits | $4,758,000 | 1,096 |
| Premises and equipment expense | $952,000 | 1,252 |
| Additional noninterest expense | $1,776,000 | 1,872 |
| Pre-tax net operating income | $2,853,000 | 1,253 |
| Securities gains (losses) | $6,000 | 2,847 |
| Applicable income taxes | $1,027,000 | 865 |
| Income before extraordinary items | $1,832,000 | 1,599 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,832,000 | 1,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,832,000 | 1,599 |
| Net charge-offs | $237,000 | 2,560 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,828,160 | 1,519 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,860,000 | 1,418 |
| Total interest expense | $767,000 | 1,630 |
| Net interest income | $4,093,000 | 1,348 |
| Provision for loan and lease losses | $309,000 | 1,476 |
| Total noninterest income | $1,484,000 | 983 |
| Gross Fiduciary activities income | $413,000 | 339 |
| Service charges on deposit accounts | $165,000 | 1,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $906,000 | 981 |
| Total noninterest expense | $3,819,000 | 1,299 |
| Salaries and employee benefits | $2,452,000 | 1,057 |
| Premises and equipment expense | $444,000 | 1,341 |
| Additional noninterest expense | $923,000 | 1,796 |
| Pre-tax net operating income | $1,449,000 | 1,213 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $524,000 | 846 |
| Income before extraordinary items | $929,000 | 1,572 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $929,000 | 1,573 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $929,000 | 1,573 |
| Net charge-offs | $239,000 | 1,693 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $926,440 | 1,479 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,007,000 | 1,497 |
| Total interest expense | $3,921,000 | 1,549 |
| Net interest income | $15,086,000 | 1,470 |
| Provision for loan and lease losses | $1,084,000 | 2,305 |
| Total noninterest income | $5,223,000 | 1,009 |
| Gross Fiduciary activities income | $1,526,000 | 319 |
| Service charges on deposit accounts | $745,000 | 1,886 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,952,000 | 1,054 |
| Total noninterest expense | $13,500,000 | 1,434 |
| Salaries and employee benefits | $8,553,000 | 1,161 |
| Premises and equipment expense | $1,615,000 | 1,531 |
| Additional noninterest expense | $3,332,000 | 2,010 |
| Pre-tax net operating income | $5,725,000 | 1,047 |
| Securities gains (losses) | $45,000 | 2,657 |
| Applicable income taxes | $2,071,000 | 764 |
| Income before extraordinary items | $3,699,000 | 1,337 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,699,000 | 1,337 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,699,000 | 1,337 |
| Net charge-offs | $396,000 | 3,461 |
| Cash dividends | $826,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,670,200 | 1,278 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,180,000 | 1,527 |
| Total interest expense | $3,087,000 | 1,526 |
| Net interest income | $11,093,000 | 1,514 |
| Provision for loan and lease losses | $798,000 | 2,278 |
| Total noninterest income | $4,160,000 | 961 |
| Gross Fiduciary activities income | $1,208,000 | 307 |
| Service charges on deposit accounts | $566,000 | 1,871 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,386,000 | 987 |
| Total noninterest expense | $10,225,000 | 1,432 |
| Salaries and employee benefits | $6,349,000 | 1,172 |
| Premises and equipment expense | $1,163,000 | 1,616 |
| Additional noninterest expense | $2,713,000 | 1,875 |
| Pre-tax net operating income | $4,230,000 | 1,093 |
| Securities gains (losses) | $58,000 | 2,236 |
| Applicable income taxes | $1,555,000 | 768 |
| Income before extraordinary items | $2,733,000 | 1,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,733,000 | 1,402 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,733,000 | 1,402 |
| Net charge-offs | $24,000 | 5,453 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,695,880 | 1,340 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,257,000 | 1,569 |
| Total interest expense | $2,127,000 | 1,535 |
| Net interest income | $7,130,000 | 1,581 |
| Provision for loan and lease losses | $310,000 | 2,904 |
| Total noninterest income | $2,672,000 | 991 |
| Gross Fiduciary activities income | $838,000 | 302 |
| Service charges on deposit accounts | $366,000 | 1,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,468,000 | 1,035 |
| Total noninterest expense | $6,824,000 | 1,449 |
| Salaries and employee benefits | $4,161,000 | 1,203 |
| Premises and equipment expense | $773,000 | 1,638 |
| Additional noninterest expense | $1,890,000 | 1,811 |
| Pre-tax net operating income | $2,668,000 | 1,122 |
| Securities gains (losses) | $23,000 | 2,027 |
| Applicable income taxes | $972,000 | 779 |
| Income before extraordinary items | $1,719,000 | 1,430 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,719,000 | 1,431 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,719,000 | 1,431 |
| Net charge-offs | $21,000 | 5,023 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,704,280 | 1,386 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 1,629 |
| Total interest expense | $1,128,000 | 1,505 |
| Net interest income | $3,352,000 | 1,667 |
| Provision for loan and lease losses | $143,000 | 2,946 |
| Total noninterest income | $1,370,000 | 980 |
| Gross Fiduciary activities income | $393,000 | 315 |
| Service charges on deposit accounts | $186,000 | 1,853 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $791,000 | 981 |
| Total noninterest expense | $3,358,000 | 1,474 |
| Salaries and employee benefits | $2,038,000 | 1,237 |
| Premises and equipment expense | $389,000 | 1,649 |
| Additional noninterest expense | $931,000 | 1,818 |
| Pre-tax net operating income | $1,221,000 | 1,195 |
| Securities gains (losses) | $3,000 | 1,535 |
| Applicable income taxes | $435,000 | 829 |
| Income before extraordinary items | $789,000 | 1,503 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $789,000 | 1,503 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $789,000 | 1,503 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $787,080 | 1,457 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $17,582,000 | 1,722 |
| Total interest expense | $4,193,000 | 1,906 |
| Net interest income | $13,389,000 | 1,652 |
| Provision for loan and lease losses | $1,471,000 | 2,497 |
| Total noninterest income | $5,349,000 | 1,038 |
| Gross Fiduciary activities income | $1,374,000 | 332 |
| Service charges on deposit accounts | $705,000 | 2,027 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,270,000 | 998 |
| Total noninterest expense | $12,736,000 | 1,554 |
| Salaries and employee benefits | $7,978,000 | 1,235 |
| Premises and equipment expense | $1,426,000 | 1,797 |
| Additional noninterest expense | $3,332,000 | 2,090 |
| Pre-tax net operating income | $4,531,000 | 1,118 |
| Securities gains (losses) | $111,000 | 2,070 |
| Applicable income taxes | $1,713,000 | 822 |
| Income before extraordinary items | $2,929,000 | 1,433 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,929,000 | 1,435 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,929,000 | 1,436 |
| Net charge-offs | $275,000 | 4,413 |
| Cash dividends | $659,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,857,960 | 1,408 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,803,000 | 1,805 |
| Total interest expense | $3,073,000 | 2,035 |
| Net interest income | $9,730,000 | 1,732 |
| Provision for loan and lease losses | $1,062,000 | 2,425 |
| Total noninterest income | $4,012,000 | 995 |
| Gross Fiduciary activities income | $1,068,000 | 324 |
| Service charges on deposit accounts | $509,000 | 2,139 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,435,000 | 964 |
| Total noninterest expense | $9,654,000 | 1,530 |
| Salaries and employee benefits | $5,997,000 | 1,226 |
| Premises and equipment expense | $1,099,000 | 1,768 |
| Additional noninterest expense | $2,558,000 | 2,024 |
| Pre-tax net operating income | $3,026,000 | 1,316 |
| Securities gains (losses) | $110,000 | 1,858 |
| Applicable income taxes | $1,172,000 | 896 |
| Income before extraordinary items | $1,964,000 | 1,673 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,964,000 | 1,677 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,964,000 | 1,677 |
| Net charge-offs | $115,000 | 4,772 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,893,600 | 1,653 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,137,000 | 1,923 |
| Total interest expense | $1,971,000 | 2,195 |
| Net interest income | $6,166,000 | 1,817 |
| Provision for loan and lease losses | $729,000 | 2,321 |
| Total noninterest income | $2,615,000 | 1,002 |
| Gross Fiduciary activities income | $779,000 | 311 |
| Service charges on deposit accounts | $337,000 | 2,158 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,499,000 | 976 |
| Total noninterest expense | $6,309,000 | 1,568 |
| Salaries and employee benefits | $3,865,000 | 1,270 |
| Premises and equipment expense | $750,000 | 1,750 |
| Additional noninterest expense | $1,694,000 | 2,029 |
| Pre-tax net operating income | $1,743,000 | 1,490 |
| Securities gains (losses) | $35,000 | 2,105 |
| Applicable income taxes | $664,000 | 980 |
| Income before extraordinary items | $1,114,000 | 1,927 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,114,000 | 1,927 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,114,000 | 1,927 |
| Net charge-offs | $307,000 | 3,013 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,091,600 | 1,872 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 2,127 |
| Total interest expense | $945,000 | 2,384 |
| Net interest income | $2,810,000 | 1,997 |
| Provision for loan and lease losses | $206,000 | 2,948 |
| Total noninterest income | $1,307,000 | 979 |
| Gross Fiduciary activities income | $469,000 | 275 |
| Service charges on deposit accounts | $154,000 | 2,292 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $684,000 | 1,031 |
| Total noninterest expense | $3,030,000 | 1,653 |
| Salaries and employee benefits | $1,811,000 | 1,386 |
| Premises and equipment expense | $351,000 | 1,916 |
| Additional noninterest expense | $868,000 | 1,959 |
| Pre-tax net operating income | $881,000 | 1,487 |
| Securities gains (losses) | $6,000 | 1,850 |
| Applicable income taxes | $334,000 | 957 |
| Income before extraordinary items | $553,000 | 1,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $553,000 | 1,954 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $553,000 | 1,956 |
| Net charge-offs | $41,000 | 3,895 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $549,160 | 1,897 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,484,000 | 2,308 |
| Total interest expense | $4,058,000 | 2,706 |
| Net interest income | $10,426,000 | 2,106 |
| Provision for loan and lease losses | $2,345,000 | 2,273 |
| Total noninterest income | $4,152,000 | 1,262 |
| Gross Fiduciary activities income | $1,206,000 | 345 |
| Service charges on deposit accounts | $719,000 | 2,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,227,000 | 1,273 |
| Total noninterest expense | $11,380,000 | 1,790 |
| Salaries and employee benefits | $6,631,000 | 1,509 |
| Premises and equipment expense | $1,308,000 | 2,037 |
| Additional noninterest expense | $3,441,000 | 2,084 |
| Pre-tax net operating income | $853,000 | 3,238 |
| Securities gains (losses) | $-5,000 | 6,952 |
| Applicable income taxes | $296,000 | 2,039 |
| Income before extraordinary items | $552,000 | 3,725 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $552,000 | 3,722 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $552,000 | 3,723 |
| Net charge-offs | $1,242,000 | 2,597 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $555,250 | 3,629 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,552,000 | 2,419 |
| Total interest expense | $3,102,000 | 2,776 |
| Net interest income | $7,450,000 | 2,204 |
| Provision for loan and lease losses | $1,620,000 | 2,129 |
| Total noninterest income | $3,106,000 | 1,285 |
| Gross Fiduciary activities income | $902,000 | 346 |
| Service charges on deposit accounts | $545,000 | 2,201 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,659,000 | 1,303 |
| Total noninterest expense | $8,289,000 | 1,834 |
| Salaries and employee benefits | $4,933,000 | 1,535 |
| Premises and equipment expense | $932,000 | 2,166 |
| Additional noninterest expense | $2,424,000 | 2,167 |
| Pre-tax net operating income | $647,000 | 3,464 |
| Securities gains (losses) | $43,000 | 2,389 |
| Applicable income taxes | $284,000 | 1,979 |
| Income before extraordinary items | $406,000 | 4,024 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $406,000 | 4,020 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $406,000 | 4,023 |
| Net charge-offs | $770,000 | 2,525 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $378,480 | 4,039 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,870,000 | 2,506 |
| Total interest expense | $2,103,000 | 2,846 |
| Net interest income | $4,767,000 | 2,297 |
| Provision for loan and lease losses | $1,140,000 | 1,919 |
| Total noninterest income | $2,021,000 | 1,328 |
| Gross Fiduciary activities income | $613,000 | 343 |
| Service charges on deposit accounts | $354,000 | 2,222 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,054,000 | 1,377 |
| Total noninterest expense | $5,283,000 | 1,929 |
| Salaries and employee benefits | $3,134,000 | 1,637 |
| Premises and equipment expense | $608,000 | 2,244 |
| Additional noninterest expense | $1,541,000 | 2,280 |
| Pre-tax net operating income | $365,000 | 3,847 |
| Securities gains (losses) | $27,000 | 2,212 |
| Applicable income taxes | $131,000 | 2,399 |
| Income before extraordinary items | $261,000 | 4,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 4,184 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $261,000 | 4,184 |
| Net charge-offs | $664,000 | 2,034 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $242,910 | 4,181 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,548,000 | 2,444 |
| Total interest expense | $1,083,000 | 2,876 |
| Net interest income | $2,465,000 | 2,228 |
| Provision for loan and lease losses | $195,000 | 2,897 |
| Total noninterest income | $967,000 | 1,321 |
| Gross Fiduciary activities income | $303,000 | 344 |
| Service charges on deposit accounts | $169,000 | 2,245 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $495,000 | 1,401 |
| Total noninterest expense | $2,544,000 | 1,954 |
| Salaries and employee benefits | $1,526,000 | 1,691 |
| Premises and equipment expense | $296,000 | 2,325 |
| Additional noninterest expense | $722,000 | 2,167 |
| Pre-tax net operating income | $693,000 | 1,825 |
| Securities gains (losses) | $-5,000 | 7,781 |
| Applicable income taxes | $259,000 | 1,194 |
| Income before extraordinary items | $429,000 | 2,420 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $429,000 | 2,420 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $429,000 | 2,422 |
| Net charge-offs | $129,000 | 2,580 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $432,200 | 2,269 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,916,000 | 2,653 |
| Total interest expense | $5,308,000 | 2,820 |
| Net interest income | $8,608,000 | 2,513 |
| Provision for loan and lease losses | $1,364,000 | 2,272 |
| Total noninterest income | $4,045,000 | 1,268 |
| Gross Fiduciary activities income | $1,115,000 | 388 |
| Service charges on deposit accounts | $761,000 | 2,202 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,169,000 | 1,230 |
| Total noninterest expense | $9,787,000 | 1,970 |
| Salaries and employee benefits | $5,749,000 | 1,775 |
| Premises and equipment expense | $1,295,000 | 2,086 |
| Additional noninterest expense | $2,743,000 | 2,179 |
| Pre-tax net operating income | $1,502,000 | 3,035 |
| Securities gains (losses) | $-139,000 | 7,285 |
| Applicable income taxes | $515,000 | 1,828 |
| Income before extraordinary items | $848,000 | 3,596 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $848,000 | 3,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,268,000 | 1,721 |
| Cash dividends | $189,000 | 4,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $936,960 | 3,562 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,611,000 | 2,673 |
| Total interest expense | $4,079,000 | 2,858 |
| Net interest income | $6,532,000 | 2,516 |
| Provision for loan and lease losses | $804,000 | 2,095 |
| Total noninterest income | $3,012,000 | 1,304 |
| Gross Fiduciary activities income | $858,000 | 384 |
| Service charges on deposit accounts | $573,000 | 2,217 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,581,000 | 1,313 |
| Total noninterest expense | $7,300,000 | 1,972 |
| Salaries and employee benefits | $4,285,000 | 1,810 |
| Premises and equipment expense | $923,000 | 2,195 |
| Additional noninterest expense | $2,092,000 | 2,069 |
| Pre-tax net operating income | $1,440,000 | 2,921 |
| Securities gains (losses) | $-80,000 | 7,510 |
| Applicable income taxes | $501,000 | 1,900 |
| Income before extraordinary items | $859,000 | 3,426 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $859,000 | 3,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $614,000 | 1,742 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $910,200 | 3,429 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,966,000 | 2,733 |
| Total interest expense | $2,759,000 | 2,921 |
| Net interest income | $4,207,000 | 2,597 |
| Provision for loan and lease losses | $532,000 | 1,850 |
| Total noninterest income | $2,200,000 | 1,221 |
| Gross Fiduciary activities income | $591,000 | 385 |
| Service charges on deposit accounts | $373,000 | 2,248 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,236,000 | 1,219 |
| Total noninterest expense | $4,815,000 | 1,990 |
| Salaries and employee benefits | $2,899,000 | 1,796 |
| Premises and equipment expense | $587,000 | 2,303 |
| Additional noninterest expense | $1,329,000 | 2,131 |
| Pre-tax net operating income | $1,060,000 | 2,826 |
| Securities gains (losses) | $34,000 | 1,705 |
| Applicable income taxes | $406,000 | 1,853 |
| Income before extraordinary items | $688,000 | 3,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $688,000 | 3,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,286 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $666,240 | 3,363 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 2,804 |
| Total interest expense | $1,476,000 | 2,918 |
| Net interest income | $2,000,000 | 2,704 |
| Provision for loan and lease losses | $254,000 | 1,569 |
| Total noninterest income | $1,138,000 | 1,206 |
| Gross Fiduciary activities income | $299,000 | 384 |
| Service charges on deposit accounts | $178,000 | 2,282 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $661,000 | 1,167 |
| Total noninterest expense | $2,467,000 | 1,938 |
| Salaries and employee benefits | $1,490,000 | 1,766 |
| Premises and equipment expense | $316,000 | 2,157 |
| Additional noninterest expense | $661,000 | 2,118 |
| Pre-tax net operating income | $417,000 | 3,455 |
| Securities gains (losses) | $21,000 | 1,562 |
| Applicable income taxes | $159,000 | 2,248 |
| Income before extraordinary items | $279,000 | 3,975 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $279,000 | 3,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 1,470 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $265,560 | 3,985 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,286,000 | 2,628 |
| Total interest expense | $7,593,000 | 2,441 |
| Net interest income | $7,693,000 | 2,837 |
| Provision for loan and lease losses | $854,000 | 1,609 |
| Total noninterest income | $4,207,000 | 1,252 |
| Gross Fiduciary activities income | $998,000 | 419 |
| Service charges on deposit accounts | $751,000 | 2,236 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,458,000 | 1,176 |
| Total noninterest expense | $9,523,000 | 1,948 |
| Salaries and employee benefits | $5,734,000 | 1,762 |
| Premises and equipment expense | $1,286,000 | 2,031 |
| Additional noninterest expense | $2,503,000 | 2,176 |
| Pre-tax net operating income | $1,523,000 | 3,881 |
| Securities gains (losses) | $4,000 | 1,644 |
| Applicable income taxes | $521,000 | 2,688 |
| Income before extraordinary items | $1,006,000 | 4,309 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,006,000 | 4,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 1,401 |
| Cash dividends | $181,000 | 4,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,003,360 | 4,304 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,532,000 | 2,618 |
| Total interest expense | $5,803,000 | 2,380 |
| Net interest income | $5,729,000 | 2,855 |
| Provision for loan and lease losses | $520,000 | 1,519 |
| Total noninterest income | $3,079,000 | 1,276 |
| Gross Fiduciary activities income | $719,000 | 426 |
| Service charges on deposit accounts | $554,000 | 2,248 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,806,000 | 1,206 |
| Total noninterest expense | $6,986,000 | 1,971 |
| Salaries and employee benefits | $4,200,000 | 1,802 |
| Premises and equipment expense | $939,000 | 2,066 |
| Additional noninterest expense | $1,847,000 | 2,161 |
| Pre-tax net operating income | $1,302,000 | 3,775 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $490,000 | 2,557 |
| Income before extraordinary items | $812,000 | 4,321 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $812,000 | 4,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,521 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $812,000 | 4,308 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,583,000 | 2,670 |
| Total interest expense | $3,883,000 | 2,388 |
| Net interest income | $3,700,000 | 2,971 |
| Provision for loan and lease losses | $316,000 | 1,482 |
| Total noninterest income | $1,986,000 | 1,333 |
| Gross Fiduciary activities income | $477,000 | 437 |
| Service charges on deposit accounts | $370,000 | 2,256 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,139,000 | 1,273 |
| Total noninterest expense | $4,623,000 | 2,001 |
| Salaries and employee benefits | $2,830,000 | 1,815 |
| Premises and equipment expense | $604,000 | 2,144 |
| Additional noninterest expense | $1,189,000 | 2,230 |
| Pre-tax net operating income | $747,000 | 4,170 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $247,000 | 2,981 |
| Income before extraordinary items | $500,000 | 4,545 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $500,000 | 4,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,616 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $500,000 | 4,543 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 2,734 |
| Total interest expense | $1,928,000 | 2,389 |
| Net interest income | $1,759,000 | 3,105 |
| Provision for loan and lease losses | $108,000 | 1,911 |
| Total noninterest income | $1,001,000 | 1,311 |
| Gross Fiduciary activities income | $251,000 | 425 |
| Service charges on deposit accounts | $181,000 | 2,242 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $569,000 | 1,242 |
| Total noninterest expense | $2,366,000 | 1,955 |
| Salaries and employee benefits | $1,401,000 | 1,838 |
| Premises and equipment expense | $336,000 | 1,943 |
| Additional noninterest expense | $629,000 | 2,089 |
| Pre-tax net operating income | $286,000 | 4,758 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $100,000 | 3,266 |
| Income before extraordinary items | $186,000 | 5,227 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $186,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $186,000 | 5,210 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,916,000 | 2,702 |
| Total interest expense | $6,709,000 | 2,360 |
| Net interest income | $7,207,000 | 3,024 |
| Provision for loan and lease losses | $385,000 | 2,344 |
| Total noninterest income | $3,876,000 | 1,321 |
| Gross Fiduciary activities income | $736,000 | 489 |
| Service charges on deposit accounts | $902,000 | 1,914 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,238,000 | 1,247 |
| Total noninterest expense | $9,246,000 | 1,917 |
| Salaries and employee benefits | $5,533,000 | 1,770 |
| Premises and equipment expense | $1,390,000 | 1,815 |
| Additional noninterest expense | $2,323,000 | 2,242 |
| Pre-tax net operating income | $1,452,000 | 4,360 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $498,000 | 3,160 |
| Income before extraordinary items | $954,000 | 4,815 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $954,000 | 4,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 1,430 |
| Cash dividends | $164,000 | 5,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $954,000 | 4,800 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,138,000 | 2,763 |
| Total interest expense | $4,745,000 | 2,423 |
| Net interest income | $5,393,000 | 3,065 |
| Provision for loan and lease losses | $297,000 | 2,177 |
| Total noninterest income | $2,889,000 | 1,343 |
| Gross Fiduciary activities income | $526,000 | 497 |
| Service charges on deposit accounts | $680,000 | 1,898 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,683,000 | 1,255 |
| Total noninterest expense | $6,756,000 | 1,953 |
| Salaries and employee benefits | $3,899,000 | 1,868 |
| Premises and equipment expense | $1,009,000 | 1,871 |
| Additional noninterest expense | $1,848,000 | 2,113 |
| Pre-tax net operating income | $1,229,000 | 4,241 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $479,000 | 2,918 |
| Income before extraordinary items | $750,000 | 4,854 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $750,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,987 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $750,000 | 4,841 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,631,000 | 2,776 |
| Total interest expense | $2,972,000 | 2,457 |
| Net interest income | $3,659,000 | 3,022 |
| Provision for loan and lease losses | $242,000 | 1,799 |
| Total noninterest income | $1,852,000 | 1,388 |
| Gross Fiduciary activities income | $345,000 | 506 |
| Service charges on deposit accounts | $461,000 | 1,864 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,046,000 | 1,306 |
| Total noninterest expense | $4,401,000 | 2,001 |
| Salaries and employee benefits | $2,521,000 | 1,930 |
| Premises and equipment expense | $681,000 | 1,853 |
| Additional noninterest expense | $1,199,000 | 2,177 |
| Pre-tax net operating income | $868,000 | 4,133 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $322,000 | 2,945 |
| Income before extraordinary items | $546,000 | 4,666 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $546,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 1,468 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $546,000 | 4,658 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 2,808 |
| Total interest expense | $1,402,000 | 2,466 |
| Net interest income | $1,802,000 | 3,053 |
| Provision for loan and lease losses | $100,000 | 1,992 |
| Total noninterest income | $1,042,000 | 1,244 |
| Gross Fiduciary activities income | $172,000 | 512 |
| Service charges on deposit accounts | $211,000 | 1,952 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $659,000 | 1,092 |
| Total noninterest expense | $2,219,000 | 1,991 |
| Salaries and employee benefits | $1,280,000 | 1,920 |
| Premises and equipment expense | $335,000 | 1,884 |
| Additional noninterest expense | $604,000 | 2,145 |
| Pre-tax net operating income | $525,000 | 3,618 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $48,000 | 4,542 |
| Income before extraordinary items | $477,000 | 3,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $477,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $477,000 | 3,263 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,992,000 | 2,710 |
| Total interest expense | $4,485,000 | 2,418 |
| Net interest income | $7,507,000 | 2,855 |
| Provision for loan and lease losses | $1,601,000 | 662 |
| Total noninterest income | $3,803,000 | 1,336 |
| Gross Fiduciary activities income | $554,000 | 560 |
| Service charges on deposit accounts | $748,000 | 2,228 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,501,000 | 1,159 |
| Total noninterest expense | $8,769,000 | 1,919 |
| Salaries and employee benefits | $4,976,000 | 1,872 |
| Premises and equipment expense | $1,378,000 | 1,759 |
| Additional noninterest expense | $2,415,000 | 2,078 |
| Pre-tax net operating income | $940,000 | 5,527 |
| Securities gains (losses) | $-85,000 | 8,369 |
| Applicable income taxes | $282,000 | 4,213 |
| Income before extraordinary items | $573,000 | 6,098 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $573,000 | 6,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,198,000 | 364 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $629,950 | 5,867 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,754,000 | 2,723 |
| Total interest expense | $3,170,000 | 2,432 |
| Net interest income | $5,584,000 | 2,863 |
| Provision for loan and lease losses | $1,474,000 | 514 |
| Total noninterest income | $2,581,000 | 1,455 |
| Gross Fiduciary activities income | $408,000 | 554 |
| Service charges on deposit accounts | $525,000 | 2,340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,648,000 | 1,265 |
| Total noninterest expense | $6,369,000 | 1,957 |
| Salaries and employee benefits | $2,942,000 | 2,309 |
| Premises and equipment expense | $984,000 | 1,829 |
| Additional noninterest expense | $2,443,000 | 1,532 |
| Pre-tax net operating income | $322,000 | 7,106 |
| Securities gains (losses) | $-85,000 | 8,599 |
| Applicable income taxes | $43,000 | 5,893 |
| Income before extraordinary items | $194,000 | 7,482 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $194,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,566,000 | 361 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $263,700 | 7,081 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 2,728 |
| Total interest expense | $1,959,000 | 2,456 |
| Net interest income | $3,708,000 | 2,847 |
| Provision for loan and lease losses | $1,379,000 | 369 |
| Total noninterest income | $1,791,000 | 1,388 |
| Gross Fiduciary activities income | $273,000 | 559 |
| Service charges on deposit accounts | $359,000 | 2,252 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,159,000 | 1,211 |
| Total noninterest expense | $4,357,000 | 1,902 |
| Salaries and employee benefits | $2,478,000 | 1,847 |
| Premises and equipment expense | $640,000 | 1,867 |
| Additional noninterest expense | $1,239,000 | 1,981 |
| Pre-tax net operating income | $-237,000 | 8,578 |
| Securities gains (losses) | $-79,000 | 8,670 |
| Applicable income taxes | $25,000 | 5,980 |
| Income before extraordinary items | $-341,000 | 8,652 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-341,000 | 8,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,412,000 | 288 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-262,000 | 8,593 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,798,000 | 2,733 |
| Total interest expense | $880,000 | 2,590 |
| Net interest income | $1,918,000 | 2,751 |
| Provision for loan and lease losses | $382,000 | 614 |
| Total noninterest income | $921,000 | 1,331 |
| Gross Fiduciary activities income | $142,000 | 563 |
| Service charges on deposit accounts | $178,000 | 2,221 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $601,000 | 1,171 |
| Total noninterest expense | $2,192,000 | 1,886 |
| Salaries and employee benefits | $1,262,000 | 1,829 |
| Premises and equipment expense | $334,000 | 1,799 |
| Additional noninterest expense | $596,000 | 2,062 |
| Pre-tax net operating income | $265,000 | 5,312 |
| Securities gains (losses) | $-67,000 | 8,812 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $190,000 | 5,547 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $190,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 902 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $254,320 | 4,783 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,210,000 | 2,778 |
| Total interest expense | $2,764,000 | 2,799 |
| Net interest income | $7,446,000 | 2,718 |
| Provision for loan and lease losses | $1,421,000 | 753 |
| Total noninterest income | $3,102,000 | 1,554 |
| Gross Fiduciary activities income | $423,000 | 616 |
| Service charges on deposit accounts | $753,000 | 2,249 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,926,000 | 1,357 |
| Total noninterest expense | $8,801,000 | 1,837 |
| Salaries and employee benefits | $4,937,000 | 1,780 |
| Premises and equipment expense | $1,486,000 | 1,566 |
| Additional noninterest expense | $2,378,000 | 2,059 |
| Pre-tax net operating income | $326,000 | 7,358 |
| Securities gains (losses) | $48,000 | 1,775 |
| Applicable income taxes | $238,000 | 4,518 |
| Income before extraordinary items | $136,000 | 7,945 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $136,000 | 7,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,182,000 | 686 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $105,280 | 8,026 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,409,000 | 2,829 |
| Total interest expense | $1,951,000 | 2,904 |
| Net interest income | $5,458,000 | 2,757 |
| Provision for loan and lease losses | $866,000 | 894 |
| Total noninterest income | $2,306,000 | 1,579 |
| Gross Fiduciary activities income | $308,000 | 624 |
| Service charges on deposit accounts | $543,000 | 2,333 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,455,000 | 1,360 |
| Total noninterest expense | $6,445,000 | 1,856 |
| Salaries and employee benefits | $3,649,000 | 1,801 |
| Premises and equipment expense | $1,079,000 | 1,616 |
| Additional noninterest expense | $1,717,000 | 2,105 |
| Pre-tax net operating income | $453,000 | 6,533 |
| Securities gains (losses) | $56,000 | 1,578 |
| Applicable income taxes | $33,000 | 6,230 |
| Income before extraordinary items | $476,000 | 5,936 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $476,000 | 5,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,466 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $423,360 | 6,117 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,785,000 | 2,908 |
| Total interest expense | $1,297,000 | 2,894 |
| Net interest income | $3,488,000 | 2,861 |
| Provision for loan and lease losses | $416,000 | 1,190 |
| Total noninterest income | $1,473,000 | 1,626 |
| Gross Fiduciary activities income | $203,000 | 634 |
| Service charges on deposit accounts | $288,000 | 2,804 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $982,000 | 1,341 |
| Total noninterest expense | $4,358,000 | 1,832 |
| Salaries and employee benefits | $2,458,000 | 1,784 |
| Premises and equipment expense | $720,000 | 1,606 |
| Additional noninterest expense | $1,180,000 | 2,038 |
| Pre-tax net operating income | $187,000 | 7,278 |
| Securities gains (losses) | $41,000 | 1,579 |
| Applicable income taxes | $26,000 | 6,137 |
| Income before extraordinary items | $202,000 | 6,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 1,473 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $165,510 | 7,137 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,266,000 | 3,051 |
| Total interest expense | $669,000 | 2,856 |
| Net interest income | $1,597,000 | 3,104 |
| Provision for loan and lease losses | $316,000 | 761 |
| Total noninterest income | $751,000 | 1,570 |
| Gross Fiduciary activities income | $97,000 | 651 |
| Service charges on deposit accounts | $134,000 | 2,908 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $520,000 | 1,261 |
| Total noninterest expense | $2,202,000 | 1,827 |
| Salaries and employee benefits | $1,242,000 | 1,781 |
| Premises and equipment expense | $343,000 | 1,701 |
| Additional noninterest expense | $617,000 | 1,926 |
| Pre-tax net operating income | $-170,000 | 8,885 |
| Securities gains (losses) | $32,000 | 1,456 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $-159,000 | 8,915 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-159,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-191,000 | 8,905 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,127,000 | 2,798 |
| Total interest expense | $3,229,000 | 2,682 |
| Net interest income | $6,898,000 | 2,792 |
| Provision for loan and lease losses | $1,963,000 | 662 |
| Total noninterest income | $2,707,000 | 1,824 |
| Gross Fiduciary activities income | $305,000 | 701 |
| Service charges on deposit accounts | $519,000 | 2,997 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,883,000 | 1,535 |
| Total noninterest expense | $8,080,000 | 1,968 |
| Salaries and employee benefits | $4,724,000 | 1,822 |
| Premises and equipment expense | $1,362,000 | 1,668 |
| Additional noninterest expense | $1,994,000 | 2,414 |
| Pre-tax net operating income | $-438,000 | 8,796 |
| Securities gains (losses) | $96,000 | 1,933 |
| Applicable income taxes | $-123,000 | 8,966 |
| Income before extraordinary items | $-219,000 | 8,791 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-219,000 | 8,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,573,000 | 659 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-280,440 | 8,749 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,764,000 | 2,774 |
| Total interest expense | $2,469,000 | 2,716 |
| Net interest income | $5,295,000 | 2,754 |
| Provision for loan and lease losses | $1,066,000 | 843 |
| Total noninterest income | $2,037,000 | 1,865 |
| Gross Fiduciary activities income | $210,000 | 729 |
| Service charges on deposit accounts | $379,000 | 3,075 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,448,000 | 1,572 |
| Total noninterest expense | $6,127,000 | 1,945 |
| Salaries and employee benefits | $3,602,000 | 1,807 |
| Premises and equipment expense | $1,009,000 | 1,692 |
| Additional noninterest expense | $1,516,000 | 2,370 |
| Pre-tax net operating income | $139,000 | 8,032 |
| Securities gains (losses) | $95,000 | 1,798 |
| Applicable income taxes | $26,000 | 6,659 |
| Income before extraordinary items | $208,000 | 7,549 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $208,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $546,000 | 1,093 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $123,450 | 7,940 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,084,000 | 2,841 |
| Total interest expense | $1,716,000 | 2,693 |
| Net interest income | $3,368,000 | 2,865 |
| Provision for loan and lease losses | $285,000 | 1,934 |
| Total noninterest income | $1,312,000 | 1,911 |
| Gross Fiduciary activities income | $128,000 | 736 |
| Service charges on deposit accounts | $309,000 | 2,583 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $875,000 | 1,669 |
| Total noninterest expense | $4,023,000 | 1,962 |
| Salaries and employee benefits | $2,355,000 | 1,826 |
| Premises and equipment expense | $678,000 | 1,682 |
| Additional noninterest expense | $990,000 | 2,385 |
| Pre-tax net operating income | $372,000 | 6,037 |
| Securities gains (losses) | $69,000 | 1,788 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $433,000 | 5,196 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $433,000 | 5,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,193 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $365,380 | 5,414 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,428,000 | 2,990 |
| Total interest expense | $896,000 | 2,656 |
| Net interest income | $1,532,000 | 3,121 |
| Provision for loan and lease losses | $135,000 | 1,910 |
| Total noninterest income | $579,000 | 2,049 |
| Gross Fiduciary activities income | $61,000 | 763 |
| Service charges on deposit accounts | $127,000 | 2,959 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $391,000 | 1,766 |
| Total noninterest expense | $1,872,000 | 2,088 |
| Salaries and employee benefits | $907,000 | 2,315 |
| Premises and equipment expense | $333,000 | 1,710 |
| Additional noninterest expense | $632,000 | 1,862 |
| Pre-tax net operating income | $104,000 | 7,126 |
| Securities gains (losses) | $15,000 | 2,029 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $112,000 | 6,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $97,900 | 6,801 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,662,000 | 3,114 |
| Total interest expense | $3,702,000 | 2,941 |
| Net interest income | $5,960,000 | 3,154 |
| Provision for loan and lease losses | $1,033,000 | 1,309 |
| Total noninterest income | $2,040,000 | 2,091 |
| Gross Fiduciary activities income | $197,000 | 833 |
| Service charges on deposit accounts | $507,000 | 2,939 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,336,000 | 1,810 |
| Total noninterest expense | $7,531,000 | 1,994 |
| Salaries and employee benefits | $4,256,000 | 1,894 |
| Premises and equipment expense | $1,356,000 | 1,623 |
| Additional noninterest expense | $1,919,000 | 2,404 |
| Pre-tax net operating income | $-564,000 | 9,009 |
| Securities gains (losses) | $83,000 | 1,920 |
| Applicable income taxes | $-136,000 | 9,089 |
| Income before extraordinary items | $-345,000 | 8,987 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-345,000 | 8,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,348 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-404,760 | 8,961 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,497,000 | 3,815 |
| Total interest expense | $3,892,000 | 3,889 |
| Net interest income | $4,605,000 | 3,673 |
| Provision for loan and lease losses | $511,000 | 2,158 |
| Total noninterest income | $1,592,000 | 2,394 |
| Gross Fiduciary activities income | $101,000 | 994 |
| Service charges on deposit accounts | $487,000 | 2,896 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,004,000 | 2,037 |
| Total noninterest expense | $5,653,000 | 2,503 |
| Salaries and employee benefits | $3,394,000 | 2,212 |
| Premises and equipment expense | $827,000 | 2,547 |
| Additional noninterest expense | $1,432,000 | 2,992 |
| Pre-tax net operating income | $33,000 | 8,600 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $22,000 | 7,256 |
| Income before extraordinary items | $10,000 | 8,778 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $10,000 | 8,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,480 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $10,640 | 8,695 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,155,000 | 4,987 |
| Total interest expense | $2,854,000 | 5,111 |
| Net interest income | $3,301,000 | 4,820 |
| Provision for loan and lease losses | $158,000 | 4,296 |
| Total noninterest income | $1,316,000 | 2,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $916,000 | 1,963 |
| Total noninterest expense | $4,443,000 | 3,030 |
| Salaries and employee benefits | $2,510,000 | 2,823 |
| Premises and equipment expense | $677,000 | 2,953 |
| Additional noninterest expense | $1,256,000 | 3,273 |
| Pre-tax net operating income | $16,000 | 9,065 |
| Securities gains (losses) | $15,000 | 1,035 |
| Applicable income taxes | $-5,000 | 9,296 |
| Income before extraordinary items | $36,000 | 9,007 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $36,000 | 9,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,656 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $21,000 | 9,056 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,539,000 | 5,901 |
| Total interest expense | $2,244,000 | 5,567 |
| Net interest income | $2,295,000 | 6,105 |
| Provision for loan and lease losses | $515,000 | 1,725 |
| Total noninterest income | $299,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,198 |
| Total noninterest expense | $1,862,000 | 5,958 |
| Salaries and employee benefits | $926,000 | 6,197 |
| Premises and equipment expense | $289,000 | 5,583 |
| Additional noninterest expense | $647,000 | 5,535 |
| Pre-tax net operating income | $217,000 | 8,493 |
| Securities gains (losses) | $-5,000 | 9,083 |
| Applicable income taxes | $14,000 | 8,380 |
| Income before extraordinary items | $198,000 | 8,325 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $198,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,689 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $202,650 | 8,259 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 6,226 |
| Total interest expense | $2,181,000 | 5,869 |
| Net interest income | $2,111,000 | 6,477 |
| Provision for loan and lease losses | $538,000 | 1,632 |
| Total noninterest income | $292,000 | 6,562 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $1,684,000 | 6,256 |
| Salaries and employee benefits | $852,000 | 6,460 |
| Premises and equipment expense | $274,000 | 5,648 |
| Additional noninterest expense | $558,000 | 6,036 |
| Pre-tax net operating income | $181,000 | 9,007 |
| Securities gains (losses) | $42,000 | 1,862 |
| Applicable income taxes | $134,000 | 7,060 |
| Income before extraordinary items | $89,000 | 9,408 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $89,000 | 9,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $488,000 | 1,279 |
| Cash dividends | $48,000 | 6,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $62,120 | 9,493 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,210,000 | 6,463 |
| Total interest expense | $2,116,000 | 6,057 |
| Net interest income | $2,094,000 | 6,722 |
| Provision for loan and lease losses | $157,000 | 4,035 |
| Total noninterest income | $304,000 | 6,599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,649,000 | 6,418 |
| Salaries and employee benefits | $866,000 | 6,458 |
| Premises and equipment expense | $267,000 | 5,836 |
| Additional noninterest expense | $516,000 | 6,376 |
| Pre-tax net operating income | $592,000 | 7,470 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $137,000 | 7,803 |
| Income before extraordinary items | $457,000 | 7,250 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $457,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,759 |
| Cash dividends | $48,000 | 7,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $455,460 | 7,213 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,791,000 | 7,064 |
| Total interest expense | $1,905,000 | 6,611 |
| Net interest income | $1,886,000 | 7,382 |
| Provision for loan and lease losses | $46,000 | 6,787 |
| Total noninterest income | $273,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $1,517,000 | 7,064 |
| Salaries and employee benefits | $776,000 | 7,112 |
| Premises and equipment expense | $250,000 | 6,254 |
| Additional noninterest expense | $491,000 | 7,132 |
| Pre-tax net operating income | $596,000 | 7,439 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $241,000 | 6,572 |
| Income before extraordinary items | $362,000 | 7,915 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $362,000 | 7,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $44,000 | 7,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $357,520 | 7,883 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 8,608 |
| Total interest expense | $1,446,000 | 7,834 |
| Net interest income | $1,270,000 | 9,156 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $231,000 | 7,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 5,806 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $1,182,000 | 8,265 |
| Salaries and employee benefits | $536,000 | 8,808 |
| Premises and equipment expense | $242,000 | 6,482 |
| Additional noninterest expense | $404,000 | 8,150 |
| Pre-tax net operating income | $304,000 | 9,716 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $70,000 | 9,795 |
| Income before extraordinary items | $227,000 | 9,641 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $227,000 | 9,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,598 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $232,320 | 9,562 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 9,673 |
| Total interest expense | $964,000 | 8,850 |
| Net interest income | $1,104,000 | 10,053 |
| Provision for loan and lease losses | $211,000 | 2,919 |
| Total noninterest income | $226,000 | 8,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $945,000 | 9,573 |
| Salaries and employee benefits | $476,000 | 9,608 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $377,000 | 9,069 |
| Pre-tax net operating income | $174,000 | 11,092 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $179,000 | 7,729 |
| Income before extraordinary items | $-9,000 | 12,054 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-9,000 | 12,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $32,000 | 8,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-6,440 | 12,075 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 10,124 |
| Total interest expense | $847,000 | 9,801 |
| Net interest income | $1,178,000 | 10,135 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $174,000 | 9,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $877,000 | 10,306 |
| Salaries and employee benefits | $448,000 | 10,169 |
| Premises and equipment expense | $95,000 | 10,609 |
| Additional noninterest expense | $334,000 | 10,027 |
| Pre-tax net operating income | $412,000 | 9,322 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $140,000 | 8,855 |
| Income before extraordinary items | $265,000 | 9,869 |
| Extraordinary gains, net | $32,000 | 2,460 |
| Net income | $297,000 | 9,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $32,000 | 8,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $269,550 | 9,565 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 10,637 |
| Total interest expense | $905,000 | 10,849 |
| Net interest income | $1,226,000 | 10,230 |
| Provision for loan and lease losses | $57,000 | 8,768 |
| Total noninterest income | $149,000 | 10,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $891,000 | 10,545 |
| Salaries and employee benefits | $437,000 | 10,435 |
| Premises and equipment expense | $106,000 | 10,520 |
| Additional noninterest expense | $348,000 | 10,214 |
| Pre-tax net operating income | $427,000 | 8,996 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $159,000 | 8,397 |
| Income before extraordinary items | $279,000 | 9,558 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $279,000 | 9,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 8,022 |
| Cash dividends | $24,000 | 8,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $271,960 | 9,287 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.