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Danville State Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$5,910,000	3,503
Total interest expense	$1,727,000	3,199
Net interest income	$4,183,000	3,564
Provision for loan and lease losses	$180,000	2,075
Total noninterest income	$2,435,000	1,820
Gross Fiduciary activities income	$12,000	853
Service charges on deposit accounts	$198,000	2,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,225,000	1,526
Total noninterest expense	$5,018,000	3,044
Salaries and employee benefits	$2,983,000	2,947
Premises and equipment expense	$247,000	3,774
Additional noninterest expense	$2,225,000	1,526
Pre-tax net operating income	$1,420,000	3,297
Securities gains (losses)	$0	988
Applicable income taxes	$66,000	2,944
Income before extraordinary items	$1,354,000	3,187
Extraordinary gains, net	$0	54
Net income	$1,354,000	3,222
Minority interest net income	$0	88
Net income of bank and minority interests.	$1,354,000	3,189
Net charge-offs	$70,000	1,673
Cash dividends	$655,000	2,555
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,354,000	3,227
2023-06-30 (YTD Data)		Rank
Total interest income	$2,911,000	3,478
Total interest expense	$717,000	3,152
Net interest income	$2,194,000	3,549
Provision for loan and lease losses	$80,000	1,948
Total noninterest income	$1,065,000	1,880
Gross Fiduciary activities income	$5,000	831
Service charges on deposit accounts	$105,000	2,629
Trading account gains and fees	NA	NA
Additional Noninterest Income	$955,000	1,578
Total noninterest expense	$2,415,000	3,086
Salaries and employee benefits	$1,471,000	2,952
Premises and equipment expense	$97,000	3,992
Additional noninterest expense	$955,000	1,576
Pre-tax net operating income	$764,000	3,333
Securities gains (losses)	$0	938
Applicable income taxes	$30,000	3,045
Income before extraordinary items	$734,000	3,221
Extraordinary gains, net	$0	51
Net income	$734,000	3,254
Minority interest net income	$0	81
Net income of bank and minority interests.	$734,000	3,220
Net charge-offs	$46,000	1,202
Cash dividends	$350,000	2,208
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$734,000	3,231
2023-03-31 (YTD Data)		Rank
Total interest income	$1,387,000	3,547
Total interest expense	$297,000	3,187
Net interest income	$1,090,000	3,579
Provision for loan and lease losses	$20,000	2,126
Total noninterest income	$511,000	1,922
Gross Fiduciary activities income	$3,000	843
Service charges on deposit accounts	$59,000	2,514
Trading account gains and fees	NA	NA
Additional Noninterest Income	$449,000	1,617
Total noninterest expense	$1,236,000	3,092
Salaries and employee benefits	$772,000	2,937
Premises and equipment expense	$58,000	3,888
Additional noninterest expense	$449,000	1,617
Pre-tax net operating income	$345,000	3,497
Securities gains (losses)	$0	950
Applicable income taxes	$10,000	3,133
Income before extraordinary items	$335,000	3,378
Extraordinary gains, net	$0	4
Net income	$335,000	3,376
Minority interest net income	$0	48
Net income of bank and minority interests.	$335,000	3,378
Net charge-offs	$-25,000	4,279
Cash dividends	$350,000	1,482
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$335,000	3,402
2022-09-30 (YTD Data)		Rank
Total interest income	$3,881,000	3,390
Total interest expense	$658,000	2,285
Net interest income	$3,223,000	3,519
Provision for loan and lease losses	$120,000	1,768
Total noninterest income	$1,623,000	1,985
Gross Fiduciary activities income	$6,000	893
Service charges on deposit accounts	$143,000	2,830
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,474,000	1,667
Total noninterest expense	$3,237,000	3,238
Salaries and employee benefits	$1,973,000	3,118
Premises and equipment expense	$176,000	3,889
Additional noninterest expense	$1,474,000	1,667
Pre-tax net operating income	$1,489,000	3,106
Securities gains (losses)	$17,000	360
Applicable income taxes	$74,000	3,015
Income before extraordinary items	$1,432,000	2,974
Extraordinary gains, net	$0	4
Net income	$1,432,000	2,972
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,432,000	2,973
Net charge-offs	$16,000	1,674
Cash dividends	$909,000	1,745
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,415,850	3,017
2022-06-30 (YTD Data)		Rank
Total interest income	$2,516,000	3,411
Total interest expense	$461,000	2,059
Net interest income	$2,055,000	3,563
Provision for loan and lease losses	$60,000	1,769
Total noninterest income	$976,000	2,091
Gross Fiduciary activities income	$6,000	827
Service charges on deposit accounts	$82,000	3,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$888,000	1,794
Total noninterest expense	$2,052,000	3,304
Salaries and employee benefits	$1,332,000	3,109
Premises and equipment expense	$97,000	4,083
Additional noninterest expense	$623,000	3,367
Pre-tax net operating income	$919,000	3,096
Securities gains (losses)	$17,000	325
Applicable income taxes	$49,000	2,939
Income before extraordinary items	$887,000	2,955
Extraordinary gains, net	$0	4
Net income	$887,000	2,954
Minority interest net income	$0	60
Net income of bank and minority interests.	$887,000	2,955
Net charge-offs	$18,000	1,359
Cash dividends	$452,000	1,968
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$870,850	3,019
2022-03-31 (YTD Data)		Rank
Total interest income	$1,209,000	3,431
Total interest expense	$235,000	1,991
Net interest income	$974,000	3,593
Provision for loan and lease losses	$0	2,285
Total noninterest income	$512,000	2,051
Gross Fiduciary activities income	$2,000	841
Service charges on deposit accounts	$36,000	3,101
Trading account gains and fees	NA	NA
Additional Noninterest Income	$474,000	1,723
Total noninterest expense	$1,024,000	3,319
Salaries and employee benefits	$652,000	3,142
Premises and equipment expense	$47,000	4,132
Additional noninterest expense	$325,000	3,299
Pre-tax net operating income	$462,000	3,003
Securities gains (losses)	$0	623
Applicable income taxes	$31,000	2,745
Income before extraordinary items	$431,000	2,899
Extraordinary gains, net	$0	4
Net income	$431,000	2,897
Minority interest net income	$0	50
Net income of bank and minority interests.	$431,000	2,899
Net charge-offs	$15,000	1,053
Cash dividends	$382,000	1,356
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$431,000	2,925
2021-12-31 (YTD Data)		Rank
Total interest income	$4,831,000	3,536
Total interest expense	$1,136,000	2,034
Net interest income	$3,695,000	3,744
Provision for loan and lease losses	$240,000	1,589
Total noninterest income	$2,231,000	2,100
Gross Fiduciary activities income	$5,000	902
Service charges on deposit accounts	$126,000	3,195
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,100,000	1,858
Total noninterest expense	$4,167,000	3,302
Salaries and employee benefits	$2,554,000	3,167
Premises and equipment expense	$274,000	3,824
Additional noninterest expense	$1,339,000	3,263
Pre-tax net operating income	$1,519,000	3,460
Securities gains (losses)	$25,000	1,416
Applicable income taxes	$61,000	3,240
Income before extraordinary items	$1,483,000	3,356
Extraordinary gains, net	$0	10
Net income	$1,483,000	3,356
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,483,000	3,356
Net charge-offs	$30,000	1,908
Cash dividends	$630,000	2,637
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,459,000	3,359
2021-09-30 (YTD Data)		Rank
Total interest income	$3,643,000	3,597
Total interest expense	$879,000	2,069
Net interest income	$2,764,000	3,805
Provision for loan and lease losses	$200,000	1,464
Total noninterest income	$1,688,000	2,145
Gross Fiduciary activities income	$5,000	879
Service charges on deposit accounts	$90,000	3,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,593,000	1,897
Total noninterest expense	$3,091,000	3,326
Salaries and employee benefits	$1,919,000	3,177
Premises and equipment expense	$189,000	3,959
Additional noninterest expense	$983,000	3,324
Pre-tax net operating income	$1,161,000	3,570
Securities gains (losses)	$25,000	1,323
Applicable income taxes	$49,000	3,196
Income before extraordinary items	$1,137,000	3,458
Extraordinary gains, net	$0	8
Net income	$1,137,000	3,458
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,137,000	3,458
Net charge-offs	$27,000	1,611
Cash dividends	$631,000	2,118
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,113,000	3,454
2021-06-30 (YTD Data)		Rank
Total interest income	$2,367,000	3,651
Total interest expense	$609,000	2,086
Net interest income	$1,758,000	3,891
Provision for loan and lease losses	$160,000	1,328
Total noninterest income	$1,089,000	2,148
Gross Fiduciary activities income	$5,000	856
Service charges on deposit accounts	$55,000	3,321
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,029,000	1,876
Total noninterest expense	$2,014,000	3,363
Salaries and employee benefits	$1,270,000	3,192
Premises and equipment expense	$109,000	4,121
Additional noninterest expense	$635,000	3,368
Pre-tax net operating income	$673,000	3,699
Securities gains (losses)	$25,000	1,111
Applicable income taxes	$23,000	3,285
Income before extraordinary items	$675,000	3,601
Extraordinary gains, net	$0	6
Net income	$675,000	3,600
Minority interest net income	$0	67
Net income of bank and minority interests.	$675,000	3,601
Net charge-offs	$6,000	1,873
Cash dividends	$307,000	2,331
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$650,750	3,611
2021-03-31 (YTD Data)		Rank
Total interest income	$1,129,000	3,704
Total interest expense	$318,000	2,099
Net interest income	$811,000	3,975
Provision for loan and lease losses	$60,000	1,591
Total noninterest income	$618,000	2,010
Gross Fiduciary activities income	$2,000	863
Service charges on deposit accounts	$29,000	3,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$587,000	1,747
Total noninterest expense	$971,000	3,424
Salaries and employee benefits	$625,000	3,212
Premises and equipment expense	$56,000	4,106
Additional noninterest expense	$290,000	3,470
Pre-tax net operating income	$398,000	3,502
Securities gains (losses)	$25,000	828
Applicable income taxes	$13,000	3,212
Income before extraordinary items	$410,000	3,353
Extraordinary gains, net	$0	3
Net income	$410,000	3,354
Minority interest net income	$0	55
Net income of bank and minority interests.	$410,000	3,353
Net charge-offs	$6,000	1,479
Cash dividends	$307,000	1,537
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$385,750	3,393
2020-12-31 (YTD Data)		Rank
Total interest income	$4,502,000	3,744
Total interest expense	$1,482,000	2,403
Net interest income	$3,020,000	4,032
Provision for loan and lease losses	$40,000	3,960
Total noninterest income	$1,944,000	2,158
Gross Fiduciary activities income	$5,000	940
Service charges on deposit accounts	$131,000	3,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,808,000	1,892
Total noninterest expense	$3,661,000	3,520
Salaries and employee benefits	$2,382,000	3,277
Premises and equipment expense	$213,000	4,185
Additional noninterest expense	$1,066,000	3,609
Pre-tax net operating income	$1,263,000	3,468
Securities gains (losses)	$5,000	2,442
Applicable income taxes	$64,000	3,096
Income before extraordinary items	$1,204,000	3,460
Extraordinary gains, net	$0	4
Net income	$1,204,000	3,460
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,204,000	3,460
Net charge-offs	$249,000	1,415
Cash dividends	$707,000	2,534
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,199,250	3,404
2020-09-30 (YTD Data)		Rank
Total interest income	$3,397,000	3,763
Total interest expense	$1,114,000	2,500
Net interest income	$2,283,000	4,044
Provision for loan and lease losses	$0	4,239
Total noninterest income	$1,478,000	2,101
Gross Fiduciary activities income	$5,000	901
Service charges on deposit accounts	$99,000	3,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,374,000	1,834
Total noninterest expense	$2,663,000	3,552
Salaries and employee benefits	$1,798,000	3,258
Premises and equipment expense	$106,000	4,541
Additional noninterest expense	$759,000	3,676
Pre-tax net operating income	$1,098,000	3,341
Securities gains (losses)	$5,000	2,254
Applicable income taxes	$54,000	3,047
Income before extraordinary items	$1,049,000	3,294
Extraordinary gains, net	$0	4
Net income	$1,049,000	3,294
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,049,000	3,294
Net charge-offs	$239,000	1,152
Cash dividends	$707,000	2,020
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,044,250	3,246
2020-06-30 (YTD Data)		Rank
Total interest income	$2,286,000	3,787
Total interest expense	$747,000	2,575
Net interest income	$1,539,000	4,059
Provision for loan and lease losses	$0	4,134
Total noninterest income	$1,032,000	1,988
Gross Fiduciary activities income	$5,000	874
Service charges on deposit accounts	$64,000	3,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$963,000	1,708
Total noninterest expense	$1,752,000	3,584
Salaries and employee benefits	$1,208,000	3,264
Premises and equipment expense	$54,000	4,692
Additional noninterest expense	$490,000	3,740
Pre-tax net operating income	$819,000	3,201
Securities gains (losses)	$5,000	2,004
Applicable income taxes	$37,000	3,014
Income before extraordinary items	$787,000	3,125
Extraordinary gains, net	$0	4
Net income	$787,000	3,124
Minority interest net income	$0	65
Net income of bank and minority interests.	$787,000	3,125
Net charge-offs	$96,000	1,382
Cash dividends	$400,000	2,160
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$782,200	3,086
2020-03-31 (YTD Data)		Rank
Total interest income	$1,158,000	3,801
Total interest expense	$376,000	2,691
Net interest income	$782,000	4,058
Provision for loan and lease losses	$0	3,711
Total noninterest income	$616,000	1,728
Gross Fiduciary activities income	$4,000	843
Service charges on deposit accounts	$38,000	3,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$574,000	1,390
Total noninterest expense	$896,000	3,577
Salaries and employee benefits	$605,000	3,291
Premises and equipment expense	$28,000	4,711
Additional noninterest expense	$263,000	3,675
Pre-tax net operating income	$502,000	2,774
Securities gains (losses)	$5,000	1,450
Applicable income taxes	$25,000	2,784
Income before extraordinary items	$482,000	2,677
Extraordinary gains, net	$0	4
Net income	$482,000	2,676
Minority interest net income	$0	56
Net income of bank and minority interests.	$482,000	2,678
Net charge-offs	$93,000	913
Cash dividends	$400,000	1,445
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$477,250	2,681
2019-12-31 (YTD Data)		Rank
Total interest income	$4,829,000	3,797
Total interest expense	$1,452,000	2,777
Net interest income	$3,377,000	4,023
Provision for loan and lease losses	$0	3,973
Total noninterest income	$2,020,000	1,959
Gross Fiduciary activities income	$14,000	900
Service charges on deposit accounts	$207,000	3,116
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,799,000	1,635
Total noninterest expense	$3,521,000	3,640
Salaries and employee benefits	$2,279,000	3,387
Premises and equipment expense	$213,000	4,311
Additional noninterest expense	$1,029,000	3,753
Pre-tax net operating income	$1,876,000	3,110
Securities gains (losses)	$5,000	2,084
Applicable income taxes	$80,000	3,127
Income before extraordinary items	$1,801,000	3,042
Extraordinary gains, net	$0	11
Net income	$1,801,000	3,041
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,801,000	3,043
Net charge-offs	$14,000	3,227
Cash dividends	$1,725,000	1,732
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,796,200	3,009
2019-09-30 (YTD Data)		Rank
Total interest income	$3,599,000	3,859
Total interest expense	$1,077,000	2,816
Net interest income	$2,522,000	4,084
Provision for loan and lease losses	$0	3,836
Total noninterest income	$1,564,000	1,928
Gross Fiduciary activities income	$14,000	859
Service charges on deposit accounts	$161,000	3,112
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,389,000	1,598
Total noninterest expense	$2,586,000	3,700
Salaries and employee benefits	$1,712,000	3,401
Premises and equipment expense	$112,000	4,670
Additional noninterest expense	$762,000	3,798
Pre-tax net operating income	$1,500,000	3,103
Securities gains (losses)	$0	2,167
Applicable income taxes	$59,000	3,186
Income before extraordinary items	$1,441,000	3,008
Extraordinary gains, net	$0	11
Net income	$1,441,000	3,009
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,441,000	3,009
Net charge-offs	$-15,000	4,529
Cash dividends	$1,290,000	1,564
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,441,000	2,984
2019-06-30 (YTD Data)		Rank
Total interest income	$2,400,000	3,876
Total interest expense	$704,000	2,836
Net interest income	$1,696,000	4,101
Provision for loan and lease losses	$0	3,685
Total noninterest income	$1,093,000	1,868
Gross Fiduciary activities income	$14,000	833
Service charges on deposit accounts	$113,000	3,052
Trading account gains and fees	NA	NA
Additional Noninterest Income	$966,000	1,524
Total noninterest expense	$1,722,000	3,728
Salaries and employee benefits	$1,141,000	3,426
Premises and equipment expense	$64,000	4,811
Additional noninterest expense	$517,000	3,802
Pre-tax net operating income	$1,067,000	3,012
Securities gains (losses)	$0	1,702
Applicable income taxes	$38,000	3,219
Income before extraordinary items	$1,029,000	2,910
Extraordinary gains, net	$0	11
Net income	$1,029,000	2,909
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,029,000	2,909
Net charge-offs	$-22,000	4,706
Cash dividends	$850,000	1,591
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,029,000	2,884
2019-03-31 (YTD Data)		Rank
Total interest income	$1,187,000	3,906
Total interest expense	$341,000	2,859
Net interest income	$846,000	4,143
Provision for loan and lease losses	$0	3,406
Total noninterest income	$655,000	1,635
Gross Fiduciary activities income	$13,000	794
Service charges on deposit accounts	$57,000	3,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$585,000	1,303
Total noninterest expense	$877,000	3,736
Salaries and employee benefits	$561,000	3,492
Premises and equipment expense	$32,000	4,851
Additional noninterest expense	$284,000	3,666
Pre-tax net operating income	$624,000	2,755
Securities gains (losses)	$0	1,087
Applicable income taxes	$13,000	3,316
Income before extraordinary items	$611,000	2,593
Extraordinary gains, net	$0	5
Net income	$611,000	2,592
Minority interest net income	$0	52
Net income of bank and minority interests.	$611,000	2,592
Net charge-offs	$-23,000	4,898
Cash dividends	$400,000	1,497
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$611,000	2,576
2018-12-31 (YTD Data)		Rank
Total interest income	$4,764,000	3,832
Total interest expense	$1,245,000	2,617
Net interest income	$3,519,000	4,092
Provision for loan and lease losses	$0	4,082
Total noninterest income	$1,843,000	2,076
Gross Fiduciary activities income	$1,000	1,056
Service charges on deposit accounts	$254,000	2,988
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,588,000	1,734
Total noninterest expense	$3,148,000	3,928
Salaries and employee benefits	$2,109,000	3,592
Premises and equipment expense	$172,000	4,673
Additional noninterest expense	$867,000	4,097
Pre-tax net operating income	$2,214,000	2,972
Securities gains (losses)	$0	1,125
Applicable income taxes	$108,000	3,047
Income before extraordinary items	$2,106,000	2,857
Extraordinary gains, net	$0	6
Net income	$2,106,000	2,856
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,106,000	2,856
Net charge-offs	$113,000	2,067
Cash dividends	$960,000	2,285
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,106,000	2,851
2018-09-30 (YTD Data)		Rank
Total interest income	$3,577,000	3,855
Total interest expense	$906,000	2,581
Net interest income	$2,671,000	4,124
Provision for loan and lease losses	$0	3,948
Total noninterest income	$1,368,000	2,099
Gross Fiduciary activities income	$1,000	1,014
Service charges on deposit accounts	$195,000	2,963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,172,000	1,768
Total noninterest expense	$2,322,000	3,982
Salaries and employee benefits	$1,589,000	3,583
Premises and equipment expense	$109,000	4,865
Additional noninterest expense	$624,000	4,189
Pre-tax net operating income	$1,717,000	2,990
Securities gains (losses)	$0	1,118
Applicable income taxes	$84,000	3,105
Income before extraordinary items	$1,633,000	2,866
Extraordinary gains, net	$0	5
Net income	$1,633,000	2,865
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,633,000	2,865
Net charge-offs	$31,000	2,482
Cash dividends	$955,000	1,718
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,633,000	2,853
2018-06-30 (YTD Data)		Rank
Total interest income	$2,407,000	3,839
Total interest expense	$600,000	2,521
Net interest income	$1,807,000	4,123
Provision for loan and lease losses	$0	3,782
Total noninterest income	$883,000	2,154
Gross Fiduciary activities income	$1,000	997
Service charges on deposit accounts	$127,000	2,998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$755,000	1,794
Total noninterest expense	$1,525,000	4,043
Salaries and employee benefits	$1,057,000	3,601
Premises and equipment expense	$53,000	5,122
Additional noninterest expense	$415,000	4,232
Pre-tax net operating income	$1,165,000	2,925
Securities gains (losses)	$0	961
Applicable income taxes	$57,000	3,079
Income before extraordinary items	$1,108,000	2,802
Extraordinary gains, net	$0	6
Net income	$1,108,000	2,801
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,108,000	2,801
Net charge-offs	$26,000	2,109
Cash dividends	$350,000	2,332
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,108,000	2,797
2018-03-31 (YTD Data)		Rank
Total interest income	$1,199,000	3,862
Total interest expense	$300,000	2,469
Net interest income	$899,000	4,149
Provision for loan and lease losses	$0	3,508
Total noninterest income	$439,000	2,141
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$61,000	3,080
Trading account gains and fees	NA	NA
Additional Noninterest Income	$378,000	1,768
Total noninterest expense	$754,000	4,096
Salaries and employee benefits	$525,000	3,665
Premises and equipment expense	$33,000	5,017
Additional noninterest expense	$196,000	4,339
Pre-tax net operating income	$584,000	2,855
Securities gains (losses)	$0	735
Applicable income taxes	$30,000	3,020
Income before extraordinary items	$554,000	2,739
Extraordinary gains, net	$0	7
Net income	$554,000	2,739
Minority interest net income	$0	52
Net income of bank and minority interests.	$554,000	2,739
Net charge-offs	$27,000	1,506
Cash dividends	$350,000	1,476
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$554,000	2,730
2017-12-31 (YTD Data)		Rank
Total interest income	$4,862,000	3,799
Total interest expense	$1,175,000	2,275
Net interest income	$3,687,000	4,086
Provision for loan and lease losses	$296,000	2,010
Total noninterest income	$1,485,000	2,410
Gross Fiduciary activities income	$34,000	881
Service charges on deposit accounts	$202,000	3,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,249,000	2,028
Total noninterest expense	$2,819,000	4,233
Salaries and employee benefits	$1,962,000	3,792
Premises and equipment expense	$152,000	4,993
Additional noninterest expense	$705,000	4,578
Pre-tax net operating income	$2,057,000	3,066
Securities gains (losses)	$0	2,243
Applicable income taxes	$111,000	3,245
Income before extraordinary items	$1,946,000	2,741
Extraordinary gains, net	$0	9
Net income	$1,946,000	2,740
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,946,000	2,741
Net charge-offs	$74,000	2,701
Cash dividends	$1,430,000	1,762
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,946,000	2,725
2017-09-30 (YTD Data)		Rank
Total interest income	$3,657,000	3,824
Total interest expense	$878,000	2,258
Net interest income	$2,779,000	4,113
Provision for loan and lease losses	$296,000	1,651
Total noninterest income	$1,065,000	2,495
Gross Fiduciary activities income	$34,000	848
Service charges on deposit accounts	$135,000	3,630
Trading account gains and fees	NA	NA
Additional Noninterest Income	$896,000	2,106
Total noninterest expense	$2,088,000	4,271
Salaries and employee benefits	$1,487,000	3,785
Premises and equipment expense	$103,000	5,116
Additional noninterest expense	$498,000	4,696
Pre-tax net operating income	$1,460,000	3,232
Securities gains (losses)	$0	2,274
Applicable income taxes	$82,000	3,254
Income before extraordinary items	$1,378,000	2,990
Extraordinary gains, net	$0	9
Net income	$1,378,000	2,989
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,378,000	2,990
Net charge-offs	$69,000	2,211
Cash dividends	$1,430,000	1,353
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,378,000	2,967
2017-06-30 (YTD Data)		Rank
Total interest income	$2,425,000	3,834
Total interest expense	$583,000	2,237
Net interest income	$1,842,000	4,129
Provision for loan and lease losses	$296,000	1,255
Total noninterest income	$692,000	2,521
Gross Fiduciary activities income	$34,000	824
Service charges on deposit accounts	$67,000	4,018
Trading account gains and fees	NA	NA
Additional Noninterest Income	$591,000	2,128
Total noninterest expense	$1,388,000	4,305
Salaries and employee benefits	$997,000	3,784
Premises and equipment expense	$37,000	5,513
Additional noninterest expense	$354,000	4,628
Pre-tax net operating income	$850,000	3,383
Securities gains (losses)	$0	1,906
Applicable income taxes	$52,000	3,278
Income before extraordinary items	$798,000	3,173
Extraordinary gains, net	$0	11
Net income	$798,000	3,172
Minority interest net income	$0	71
Net income of bank and minority interests.	$798,000	3,173
Net charge-offs	$15,000	2,739
Cash dividends	$500,000	1,993
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$798,000	3,156
2017-03-31 (YTD Data)		Rank
Total interest income	$1,221,000	3,842
Total interest expense	$291,000	2,226
Net interest income	$930,000	4,127
Provision for loan and lease losses	$296,000	720
Total noninterest income	$371,000	2,434
Gross Fiduciary activities income	$17,000	831
Service charges on deposit accounts	$27,000	4,309
Trading account gains and fees	NA	NA
Additional Noninterest Income	$327,000	1,984
Total noninterest expense	$674,000	4,389
Salaries and employee benefits	$496,000	3,865
Premises and equipment expense	$20,000	5,527
Additional noninterest expense	$158,000	4,844
Pre-tax net operating income	$331,000	3,699
Securities gains (losses)	$0	1,153
Applicable income taxes	$26,000	3,238
Income before extraordinary items	$305,000	3,575
Extraordinary gains, net	$0	8
Net income	$305,000	3,574
Minority interest net income	$0	55
Net income of bank and minority interests.	$305,000	3,575
Net charge-offs	$15,000	2,041
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$305,000	3,552
2016-12-31 (YTD Data)		Rank
Total interest income	$5,181,000	3,741
Total interest expense	$1,143,000	2,213
Net interest income	$4,038,000	3,990
Provision for loan and lease losses	$100,000	3,103
Total noninterest income	$1,394,000	2,582
Gross Fiduciary activities income	$13,000	997
Service charges on deposit accounts	$119,000	4,308
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,262,000	2,113
Total noninterest expense	$2,864,000	4,325
Salaries and employee benefits	$1,928,000	3,904
Premises and equipment expense	$164,000	5,116
Additional noninterest expense	$772,000	4,618
Pre-tax net operating income	$2,468,000	2,701
Securities gains (losses)	$0	3,212
Applicable income taxes	$121,000	3,205
Income before extraordinary items	$2,347,000	2,515
Extraordinary gains, net	$0	5
Net income	$2,347,000	2,514
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,347,000	2,515
Net charge-offs	$267,000	1,650
Cash dividends	$800,000	2,447
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,347,000	2,461
2016-09-30 (YTD Data)		Rank
Total interest income	$3,958,000	3,713
Total interest expense	$852,000	2,218
Net interest income	$3,106,000	3,966
Provision for loan and lease losses	$75,000	3,003
Total noninterest income	$1,015,000	2,618
Gross Fiduciary activities income	$1,000	1,085
Service charges on deposit accounts	$89,000	4,333
Trading account gains and fees	$0	169
Additional Noninterest Income	$925,000	2,142
Total noninterest expense	$2,135,000	4,360
Salaries and employee benefits	$1,471,000	3,866
Premises and equipment expense	$85,000	5,452
Additional noninterest expense	$579,000	4,645
Pre-tax net operating income	$1,911,000	2,696
Securities gains (losses)	$0	3,160
Applicable income taxes	$94,000	3,255
Income before extraordinary items	$1,817,000	2,498
Extraordinary gains, net	$0	5
Net income	$1,817,000	2,499
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,817,000	2,499
Net charge-offs	$18,000	3,215
Cash dividends	$800,000	1,879
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,817,000	2,447
2016-06-30 (YTD Data)		Rank
Total interest income	$2,576,000	3,781
Total interest expense	$565,000	2,239
Net interest income	$2,011,000	4,050
Provision for loan and lease losses	$50,000	2,917
Total noninterest income	$669,000	2,602
Gross Fiduciary activities income	$1,000	1,067
Service charges on deposit accounts	$59,000	4,357
Trading account gains and fees	$0	157
Additional Noninterest Income	$609,000	2,119
Total noninterest expense	$1,448,000	4,358
Salaries and employee benefits	$997,000	3,857
Premises and equipment expense	$40,000	5,739
Additional noninterest expense	$411,000	4,576
Pre-tax net operating income	$1,182,000	2,780
Securities gains (losses)	$0	2,835
Applicable income taxes	$58,000	3,311
Income before extraordinary items	$1,124,000	2,599
Extraordinary gains, net	$0	16
Net income	$1,124,000	2,598
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,124,000	2,598
Net charge-offs	$7,000	3,214
Cash dividends	$450,000	2,110
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,124,000	2,531
2016-03-31 (YTD Data)		Rank
Total interest income	$1,259,000	3,847
Total interest expense	$283,000	2,238
Net interest income	$976,000	4,120
Provision for loan and lease losses	$25,000	2,733
Total noninterest income	$371,000	2,450
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$27,000	4,472
Trading account gains and fees	$0	142
Additional Noninterest Income	$344,000	1,926
Total noninterest expense	$728,000	4,369
Salaries and employee benefits	$509,000	3,853
Premises and equipment expense	$20,000	5,777
Additional noninterest expense	$199,000	4,667
Pre-tax net operating income	$594,000	2,749
Securities gains (losses)	$0	2,077
Applicable income taxes	$28,000	3,322
Income before extraordinary items	$566,000	2,540
Extraordinary gains, net	$0	12
Net income	$566,000	2,540
Minority interest net income	$0	62
Net income of bank and minority interests.	$566,000	2,540
Net charge-offs	$8,000	2,423
Cash dividends	$400,000	1,369
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$566,000	2,493
2015-12-31 (YTD Data)		Rank
Total interest income	$4,798,000	3,931
Total interest expense	$1,128,000	2,219
Net interest income	$3,670,000	4,243
Provision for loan and lease losses	$334,000	1,791
Total noninterest income	$1,512,000	2,467
Gross Fiduciary activities income	$6,000	1,079
Service charges on deposit accounts	$116,000	4,504
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,390,000	1,946
Total noninterest expense	$3,131,000	4,244
Salaries and employee benefits	$2,049,000	3,859
Premises and equipment expense	$218,000	4,970
Additional noninterest expense	$864,000	4,545
Pre-tax net operating income	$1,717,000	3,272
Securities gains (losses)	$0	3,216
Applicable income taxes	$83,000	3,419
Income before extraordinary items	$1,634,000	3,078
Extraordinary gains, net	$0	23
Net income	$1,634,000	3,080
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,634,000	3,081
Net charge-offs	$76,000	2,906
Cash dividends	$800,000	2,367
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,634,000	3,034
2015-09-30 (YTD Data)		Rank
Total interest income	$3,527,000	4,021
Total interest expense	$842,000	2,253
Net interest income	$2,685,000	4,334
Provision for loan and lease losses	$334,000	1,419
Total noninterest income	$1,096,000	2,538
Gross Fiduciary activities income	$1,000	1,117
Service charges on deposit accounts	$86,000	4,571
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,009,000	2,014
Total noninterest expense	$2,310,000	4,301
Salaries and employee benefits	$1,534,000	3,876
Premises and equipment expense	$157,000	5,080
Additional noninterest expense	$619,000	4,671
Pre-tax net operating income	$1,137,000	3,548
Securities gains (losses)	$0	3,031
Applicable income taxes	$58,000	3,570
Income before extraordinary items	$1,079,000	3,373
Extraordinary gains, net	$0	21
Net income	$1,079,000	3,371
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,079,000	3,372
Net charge-offs	$74,000	2,434
Cash dividends	$800,000	1,824
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,079,000	3,324
2015-06-30 (YTD Data)		Rank
Total interest income	$2,327,000	4,066
Total interest expense	$555,000	2,287
Net interest income	$1,772,000	4,381
Provision for loan and lease losses	$0	4,069
Total noninterest income	$653,000	2,709
Gross Fiduciary activities income	$1,000	1,108
Service charges on deposit accounts	$56,000	4,594
Trading account gains and fees	$0	157
Additional Noninterest Income	$596,000	2,195
Total noninterest expense	$1,519,000	4,372
Salaries and employee benefits	$1,018,000	3,916
Premises and equipment expense	$83,000	5,396
Additional noninterest expense	$418,000	4,679
Pre-tax net operating income	$906,000	3,247
Securities gains (losses)	$0	2,636
Applicable income taxes	$44,000	3,517
Income before extraordinary items	$862,000	3,038
Extraordinary gains, net	$0	22
Net income	$862,000	3,039
Minority interest net income	$0	75
Net income of bank and minority interests.	$862,000	3,040
Net charge-offs	$8,000	3,322
Cash dividends	$450,000	2,036
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$862,000	2,972
2015-03-31 (YTD Data)		Rank
Total interest income	$1,157,000	4,088
Total interest expense	$267,000	2,375
Net interest income	$890,000	4,399
Provision for loan and lease losses	$0	3,703
Total noninterest income	$336,000	2,636
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$27,000	4,656
Trading account gains and fees	$0	152
Additional Noninterest Income	$309,000	2,082
Total noninterest expense	$747,000	4,443
Salaries and employee benefits	$506,000	3,950
Premises and equipment expense	$32,000	5,717
Additional noninterest expense	$209,000	4,720
Pre-tax net operating income	$479,000	3,094
Securities gains (losses)	$0	2,027
Applicable income taxes	$24,000	3,446
Income before extraordinary items	$455,000	2,896
Extraordinary gains, net	$0	13
Net income	$455,000	2,899
Minority interest net income	$0	64
Net income of bank and minority interests.	$455,000	2,899
Net charge-offs	$0	3,288
Cash dividends	$450,000	1,199
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$455,000	2,822
2014-12-31 (YTD Data)		Rank
Total interest income	$4,543,000	4,181
Total interest expense	$1,080,000	2,461
Net interest income	$3,463,000	4,501
Provision for loan and lease losses	$40,000	3,914
Total noninterest income	$1,066,000	3,020
Gross Fiduciary activities income	$5,000	1,119
Service charges on deposit accounts	$136,000	4,536
Trading account gains and fees	$0	180
Additional Noninterest Income	$925,000	2,425
Total noninterest expense	$2,671,000	4,755
Salaries and employee benefits	$1,755,000	4,279
Premises and equipment expense	$193,000	5,406
Additional noninterest expense	$723,000	5,097
Pre-tax net operating income	$1,818,000	3,157
Securities gains (losses)	$0	3,259
Applicable income taxes	$91,000	3,442
Income before extraordinary items	$1,727,000	2,977
Extraordinary gains, net	$0	17
Net income	$1,727,000	2,976
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,727,000	2,977
Net charge-offs	$11,000	4,538
Cash dividends	$700,000	2,463
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,727,000	2,932
2014-09-30 (YTD Data)		Rank
Total interest income	$3,371,000	4,249
Total interest expense	$806,000	2,509
Net interest income	$2,565,000	4,573
Provision for loan and lease losses	$0	4,401
Total noninterest income	$763,000	3,115
Gross Fiduciary activities income	$2,000	1,121
Service charges on deposit accounts	$103,000	4,588
Trading account gains and fees	$0	174
Additional Noninterest Income	$658,000	2,518
Total noninterest expense	$1,927,000	4,875
Salaries and employee benefits	$1,318,000	4,282
Premises and equipment expense	$97,000	5,903
Additional noninterest expense	$512,000	5,231
Pre-tax net operating income	$1,401,000	3,163
Securities gains (losses)	$0	2,980
Applicable income taxes	$68,000	3,501
Income before extraordinary items	$1,333,000	2,960
Extraordinary gains, net	$0	15
Net income	$1,333,000	2,960
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,333,000	2,961
Net charge-offs	$12,000	4,087
Cash dividends	$700,000	1,871
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,333,000	2,897
2014-06-30 (YTD Data)		Rank
Total interest income	$2,217,000	4,285
Total interest expense	$529,000	2,541
Net interest income	$1,688,000	4,606
Provision for loan and lease losses	$0	4,196
Total noninterest income	$440,000	3,338
Gross Fiduciary activities income	$1,000	1,132
Service charges on deposit accounts	$66,000	4,637
Trading account gains and fees	$0	172
Additional Noninterest Income	$373,000	2,750
Total noninterest expense	$1,294,000	4,891
Salaries and employee benefits	$881,000	4,304
Premises and equipment expense	$54,000	6,085
Additional noninterest expense	$359,000	5,177
Pre-tax net operating income	$834,000	3,290
Securities gains (losses)	$0	2,580
Applicable income taxes	$40,000	3,553
Income before extraordinary items	$794,000	3,105
Extraordinary gains, net	$0	20
Net income	$794,000	3,111
Minority interest net income	$0	80
Net income of bank and minority interests.	$794,000	3,111
Net charge-offs	$12,000	3,655
Cash dividends	$350,000	2,162
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$794,000	3,057
2014-03-31 (YTD Data)		Rank
Total interest income	$1,088,000	4,359
Total interest expense	$257,000	2,620
Net interest income	$831,000	4,684
Provision for loan and lease losses	$0	3,817
Total noninterest income	$222,000	3,283
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$31,000	4,724
Trading account gains and fees	$0	147
Additional Noninterest Income	$191,000	2,634
Total noninterest expense	$607,000	5,061
Salaries and employee benefits	$439,000	4,366
Premises and equipment expense	$27,000	6,150
Additional noninterest expense	$141,000	5,611
Pre-tax net operating income	$446,000	3,105
Securities gains (losses)	$0	1,715
Applicable income taxes	$22,000	3,447
Income before extraordinary items	$424,000	2,890
Extraordinary gains, net	$0	16
Net income	$424,000	2,893
Minority interest net income	$0	66
Net income of bank and minority interests.	$424,000	2,893
Net charge-offs	$-8,000	5,661
Cash dividends	$350,000	1,314
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$424,000	2,849
2013-12-31 (YTD Data)		Rank
Total interest income	$4,276,000	4,461
Total interest expense	$1,066,000	2,818
Net interest income	$3,210,000	4,784
Provision for loan and lease losses	$0	5,091
Total noninterest income	$1,039,000	3,123
Gross Fiduciary activities income	$28,000	1,004
Service charges on deposit accounts	$135,000	4,755
Trading account gains and fees	$0	184
Additional Noninterest Income	$876,000	2,549
Total noninterest expense	$2,439,000	5,097
Salaries and employee benefits	$1,592,000	4,600
Premises and equipment expense	$172,000	5,749
Additional noninterest expense	$675,000	5,396
Pre-tax net operating income	$1,810,000	3,047
Securities gains (losses)	$0	3,182
Applicable income taxes	$103,000	3,396
Income before extraordinary items	$1,707,000	2,899
Extraordinary gains, net	$0	29
Net income	$1,707,000	2,901
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,707,000	2,902
Net charge-offs	$1,000	5,415
Cash dividends	$700,000	2,356
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,707,000	2,850
2013-09-30 (YTD Data)		Rank
Total interest income	$3,274,000	4,460
Total interest expense	$797,000	2,893
Net interest income	$2,477,000	4,761
Provision for loan and lease losses	$0	4,941
Total noninterest income	$805,000	3,128
Gross Fiduciary activities income	$17,000	1,018
Service charges on deposit accounts	$100,000	4,817
Trading account gains and fees	$0	180
Additional Noninterest Income	$688,000	2,534
Total noninterest expense	$1,765,000	5,182
Salaries and employee benefits	$1,182,000	4,657
Premises and equipment expense	$94,000	6,152
Additional noninterest expense	$489,000	5,477
Pre-tax net operating income	$1,517,000	2,896
Securities gains (losses)	$0	3,040
Applicable income taxes	$74,000	3,500
Income before extraordinary items	$1,443,000	2,733
Extraordinary gains, net	$0	25
Net income	$1,443,000	2,737
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,443,000	2,737
Net charge-offs	$-5,000	5,968
Cash dividends	$700,000	1,777
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,443,000	2,654
2013-06-30 (YTD Data)		Rank
Total interest income	$2,109,000	4,549
Total interest expense	$528,000	2,950
Net interest income	$1,581,000	4,873
Provision for loan and lease losses	$0	4,788
Total noninterest income	$554,000	3,112
Gross Fiduciary activities income	$5,000	1,085
Service charges on deposit accounts	$63,000	4,904
Trading account gains and fees	$0	157
Additional Noninterest Income	$486,000	2,508
Total noninterest expense	$1,165,000	5,227
Salaries and employee benefits	$774,000	4,724
Premises and equipment expense	$54,000	6,324
Additional noninterest expense	$337,000	5,419
Pre-tax net operating income	$970,000	2,956
Securities gains (losses)	$0	2,791
Applicable income taxes	$48,000	3,529
Income before extraordinary items	$922,000	2,809
Extraordinary gains, net	$0	22
Net income	$922,000	2,813
Minority interest net income	$0	82
Net income of bank and minority interests.	$922,000	2,813
Net charge-offs	$-10,000	6,149
Cash dividends	$350,000	2,046
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$922,000	2,703
2013-03-31 (YTD Data)		Rank
Total interest income	$1,039,000	4,612
Total interest expense	$260,000	3,061
Net interest income	$779,000	4,923
Provision for loan and lease losses	$0	4,409
Total noninterest income	$542,000	2,107
Gross Fiduciary activities income	$4,000	1,037
Service charges on deposit accounts	$29,000	5,027
Trading account gains and fees	$0	148
Additional Noninterest Income	$509,000	1,556
Total noninterest expense	$556,000	5,372
Salaries and employee benefits	$380,000	4,812
Premises and equipment expense	$24,000	6,452
Additional noninterest expense	$152,000	5,656
Pre-tax net operating income	$765,000	2,111
Securities gains (losses)	$0	1,966
Applicable income taxes	$37,000	3,209
Income before extraordinary items	$728,000	1,945
Extraordinary gains, net	$0	10
Net income	$728,000	1,946
Minority interest net income	$0	76
Net income of bank and minority interests.	$728,000	1,947
Net charge-offs	$-9,000	6,154
Cash dividends	$350,000	1,201
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$728,000	1,859
2012-12-31 (YTD Data)		Rank
Total interest income	$4,359,000	4,653
Total interest expense	$1,103,000	3,378
Net interest income	$3,256,000	4,931
Provision for loan and lease losses	$118,000	4,531
Total noninterest income	$1,046,000	3,188
Gross Fiduciary activities income	$17,000	1,080
Service charges on deposit accounts	$131,000	4,997
Trading account gains and fees	$0	166
Additional Noninterest Income	$898,000	2,517
Total noninterest expense	$2,311,000	5,355
Salaries and employee benefits	$1,486,000	4,872
Premises and equipment expense	$189,000	5,790
Additional noninterest expense	$636,000	5,712
Pre-tax net operating income	$1,873,000	2,933
Securities gains (losses)	$0	3,810
Applicable income taxes	$91,000	3,568
Income before extraordinary items	$1,782,000	2,809
Extraordinary gains, net	$0	29
Net income	$1,782,000	2,812
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,782,000	2,811
Net charge-offs	$107,000	4,366
Cash dividends	$1,000,000	1,928
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,782,000	2,687
2012-09-30 (YTD Data)		Rank
Total interest income	$3,263,000	4,737
Total interest expense	$822,000	3,515
Net interest income	$2,441,000	5,007
Provision for loan and lease losses	$45,000	4,992
Total noninterest income	$766,000	3,241
Gross Fiduciary activities income	$14,000	1,053
Service charges on deposit accounts	$96,000	5,107
Trading account gains and fees	$0	157
Additional Noninterest Income	$656,000	2,552
Total noninterest expense	$1,702,000	5,439
Salaries and employee benefits	$1,108,000	4,910
Premises and equipment expense	$141,000	5,875
Additional noninterest expense	$453,000	5,865
Pre-tax net operating income	$1,460,000	2,942
Securities gains (losses)	$0	3,575
Applicable income taxes	$72,000	3,581
Income before extraordinary items	$1,388,000	2,774
Extraordinary gains, net	$0	20
Net income	$1,388,000	2,775
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,388,000	2,774
Net charge-offs	$41,000	4,650
Cash dividends	$1,000,000	1,322
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,388,000	2,646
2012-06-30 (YTD Data)		Rank
Total interest income	$2,169,000	4,784
Total interest expense	$538,000	3,657
Net interest income	$1,631,000	5,032
Provision for loan and lease losses	$35,000	4,806
Total noninterest income	$479,000	3,317
Gross Fiduciary activities income	$1,000	1,200
Service charges on deposit accounts	$63,000	5,153
Trading account gains and fees	$0	153
Additional Noninterest Income	$415,000	2,593
Total noninterest expense	$1,107,000	5,528
Salaries and employee benefits	$737,000	4,946
Premises and equipment expense	$85,000	6,052
Additional noninterest expense	$285,000	5,993
Pre-tax net operating income	$968,000	2,911
Securities gains (losses)	$0	3,178
Applicable income taxes	$47,000	3,582
Income before extraordinary items	$921,000	2,762
Extraordinary gains, net	$0	19
Net income	$921,000	2,763
Minority interest net income	$0	84
Net income of bank and minority interests.	$921,000	2,763
Net charge-offs	$28,000	4,441
Cash dividends	$500,000	1,580
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$921,000	2,630
2012-03-31 (YTD Data)		Rank
Total interest income	$1,076,000	4,848
Total interest expense	$269,000	3,757
Net interest income	$807,000	5,077
Provision for loan and lease losses	$10,000	4,833
Total noninterest income	$228,000	3,399
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$32,000	5,116
Trading account gains and fees	$0	148
Additional Noninterest Income	$196,000	2,697
Total noninterest expense	$531,000	5,653
Salaries and employee benefits	$367,000	4,993
Premises and equipment expense	$35,000	6,350
Additional noninterest expense	$129,000	6,173
Pre-tax net operating income	$494,000	2,897
Securities gains (losses)	$0	2,210
Applicable income taxes	$24,000	3,568
Income before extraordinary items	$470,000	2,739
Extraordinary gains, net	$0	19
Net income	$470,000	2,741
Minority interest net income	$0	78
Net income of bank and minority interests.	$470,000	2,742
Net charge-offs	$-1,000	5,761
Cash dividends	$500,000	850
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$470,000	2,604
2011-12-31 (YTD Data)		Rank
Total interest income	$4,450,000	4,878
Total interest expense	$1,329,000	3,722
Net interest income	$3,121,000	5,167
Provision for loan and lease losses	$135,000	5,049
Total noninterest income	$993,000	3,126
Gross Fiduciary activities income	$27,000	996
Service charges on deposit accounts	$137,000	5,039
Trading account gains and fees	$0	146
Additional Noninterest Income	$829,000	2,390
Total noninterest expense	$2,265,000	5,564
Salaries and employee benefits	$1,416,000	5,107
Premises and equipment expense	$195,000	6,044
Additional noninterest expense	$654,000	5,823
Pre-tax net operating income	$1,714,000	2,792
Securities gains (losses)	$1,000	3,733
Applicable income taxes	$86,000	3,454
Income before extraordinary items	$1,629,000	2,612
Extraordinary gains, net	$0	29
Net income	$1,629,000	2,613
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,629,000	2,613
Net charge-offs	$72,000	5,243
Cash dividends	$1,000,000	1,609
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,628,050	2,530
2011-09-30 (YTD Data)		Rank
Total interest income	$3,336,000	4,928
Total interest expense	$1,043,000	3,728
Net interest income	$2,293,000	5,250
Provision for loan and lease losses	$95,000	4,994
Total noninterest income	$784,000	3,045
Gross Fiduciary activities income	$19,000	983
Service charges on deposit accounts	$103,000	5,077
Trading account gains and fees	$0	145
Additional Noninterest Income	$662,000	2,293
Total noninterest expense	$1,651,000	5,648
Salaries and employee benefits	$1,058,000	5,118
Premises and equipment expense	$122,000	6,354
Additional noninterest expense	$471,000	5,946
Pre-tax net operating income	$1,331,000	2,803
Securities gains (losses)	$1,000	3,451
Applicable income taxes	$65,000	3,489
Income before extraordinary items	$1,267,000	2,618
Extraordinary gains, net	$0	21
Net income	$1,267,000	2,620
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,267,000	2,620
Net charge-offs	$20,000	5,533
Cash dividends	$1,000,000	1,146
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,266,050	2,532
2011-06-30 (YTD Data)		Rank
Total interest income	$2,210,000	4,980
Total interest expense	$677,000	3,895
Net interest income	$1,533,000	5,286
Provision for loan and lease losses	$95,000	4,453
Total noninterest income	$473,000	3,232
Gross Fiduciary activities income	$11,000	1,006
Service charges on deposit accounts	$65,000	5,142
Trading account gains and fees	$0	153
Additional Noninterest Income	$397,000	2,451
Total noninterest expense	$1,116,000	5,678
Salaries and employee benefits	$702,000	5,166
Premises and equipment expense	$63,000	6,708
Additional noninterest expense	$351,000	5,804
Pre-tax net operating income	$795,000	2,957
Securities gains (losses)	$0	2,914
Applicable income taxes	$39,000	3,510
Income before extraordinary items	$756,000	2,769
Extraordinary gains, net	$0	15
Net income	$756,000	2,770
Minority interest net income	$0	89
Net income of bank and minority interests.	$756,000	2,770
Net charge-offs	$18,000	5,106
Cash dividends	$600,000	1,233
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$756,000	2,685
2011-03-31 (YTD Data)		Rank
Total interest income	$1,098,000	5,015
Total interest expense	$326,000	4,097
Net interest income	$772,000	5,262
Provision for loan and lease losses	$0	5,840
Total noninterest income	$216,000	3,428
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$31,000	5,167
Trading account gains and fees	$0	158
Additional Noninterest Income	$185,000	2,584
Total noninterest expense	$551,000	5,747
Salaries and employee benefits	$348,000	5,243
Premises and equipment expense	$33,000	6,698
Additional noninterest expense	$170,000	5,897
Pre-tax net operating income	$437,000	2,798
Securities gains (losses)	$0	1,772
Applicable income taxes	$21,000	3,412
Income before extraordinary items	$416,000	2,579
Extraordinary gains, net	$0	9
Net income	$416,000	2,578
Minority interest net income	$0	86
Net income of bank and minority interests.	$416,000	2,579
Net charge-offs	$0	5,107
Cash dividends	$400,000	888
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$416,000	2,523
2010-12-31 (YTD Data)		Rank
Total interest income	$4,593,000	5,044
Total interest expense	$1,568,000	4,158
Net interest income	$3,025,000	5,338
Provision for loan and lease losses	$175,000	5,499
Total noninterest income	$1,053,000	3,149
Gross Fiduciary activities income	$13,000	1,118
Service charges on deposit accounts	$133,000	5,116
Trading account gains and fees	$0	175
Additional Noninterest Income	$907,000	2,306
Total noninterest expense	$2,255,000	5,738
Salaries and employee benefits	$1,359,000	5,325
Premises and equipment expense	$192,000	6,265
Additional noninterest expense	$704,000	5,887
Pre-tax net operating income	$1,648,000	2,575
Securities gains (losses)	$0	3,793
Applicable income taxes	$75,000	3,415
Income before extraordinary items	$1,573,000	2,432
Extraordinary gains, net	$0	29
Net income	$1,573,000	2,429
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,573,000	2,434
Net charge-offs	$113,000	5,319
Cash dividends	$600,000	2,113
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,573,000	2,331
2010-09-30 (YTD Data)		Rank
Total interest income	$3,456,000	5,138
Total interest expense	$1,180,000	4,289
Net interest income	$2,276,000	5,388
Provision for loan and lease losses	$140,000	5,328
Total noninterest income	$758,000	3,252
Gross Fiduciary activities income	$12,000	1,066
Service charges on deposit accounts	$97,000	5,222
Trading account gains and fees	$0	165
Additional Noninterest Income	$649,000	2,376
Total noninterest expense	$1,680,000	5,799
Salaries and employee benefits	$1,022,000	5,372
Premises and equipment expense	$146,000	6,328
Additional noninterest expense	$512,000	5,992
Pre-tax net operating income	$1,214,000	2,754
Securities gains (losses)	$0	3,651
Applicable income taxes	$55,000	3,516
Income before extraordinary items	$1,159,000	2,619
Extraordinary gains, net	$0	23
Net income	$1,159,000	2,617
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,159,000	2,621
Net charge-offs	$43,000	5,615
Cash dividends	$600,000	1,540
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,159,000	2,489
2010-06-30 (YTD Data)		Rank
Total interest income	$2,315,000	5,153
Total interest expense	$787,000	4,393
Net interest income	$1,528,000	5,390
Provision for loan and lease losses	$120,000	4,894
Total noninterest income	$485,000	3,271
Gross Fiduciary activities income	$3,000	1,181
Service charges on deposit accounts	$63,000	5,279
Trading account gains and fees	$0	152
Additional Noninterest Income	$419,000	2,348
Total noninterest expense	$1,135,000	5,794
Salaries and employee benefits	$683,000	5,392
Premises and equipment expense	$89,000	6,510
Additional noninterest expense	$363,000	5,869
Pre-tax net operating income	$758,000	2,886
Securities gains (losses)	$0	3,184
Applicable income taxes	$34,000	3,521
Income before extraordinary items	$724,000	2,694
Extraordinary gains, net	$0	19
Net income	$724,000	2,689
Minority interest net income	$0	105
Net income of bank and minority interests.	$724,000	2,693
Net charge-offs	$42,000	5,025
Cash dividends	$400,000	1,555
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$724,000	2,603
2010-03-31 (YTD Data)		Rank
Total interest income	$1,147,000	5,251
Total interest expense	$397,000	4,496
Net interest income	$750,000	5,477
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$234,000	3,339
Gross Fiduciary activities income	$2,000	1,137
Service charges on deposit accounts	$31,000	5,310
Trading account gains and fees	$0	175
Additional Noninterest Income	$201,000	2,388
Total noninterest expense	$560,000	5,901
Salaries and employee benefits	$340,000	5,448
Premises and equipment expense	$39,000	6,780
Additional noninterest expense	$181,000	5,921
Pre-tax net operating income	$364,000	2,990
Securities gains (losses)	$0	2,284
Applicable income taxes	$18,000	3,501
Income before extraordinary items	$346,000	2,846
Extraordinary gains, net	$0	16
Net income	$346,000	2,843
Minority interest net income	$0	91
Net income of bank and minority interests.	$346,000	2,846
Net charge-offs	$1,000	5,481
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$346,000	2,723
2009-12-31 (YTD Data)		Rank
Total interest income	$4,732,000	5,290
Total interest expense	$1,880,000	4,636
Net interest income	$2,852,000	5,522
Provision for loan and lease losses	$235,000	5,593
Total noninterest income	$747,000	3,913
Gross Fiduciary activities income	$3,000	1,289
Service charges on deposit accounts	$116,000	5,546
Trading account gains and fees	$0	211
Additional Noninterest Income	$628,000	2,835
Total noninterest expense	$2,219,000	5,978
Salaries and employee benefits	$1,291,000	5,628
Premises and equipment expense	$223,000	6,297
Additional noninterest expense	$705,000	6,117
Pre-tax net operating income	$1,145,000	2,783
Securities gains (losses)	$3,000	3,532
Applicable income taxes	$23,000	3,606
Income before extraordinary items	$1,125,000	2,575
Extraordinary gains, net	$0	34
Net income	$1,125,000	2,573
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,125,000	2,574
Net charge-offs	$204,000	4,980
Cash dividends	$825,000	1,873
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,122,060	2,535
2009-09-30 (YTD Data)		Rank
Total interest income	$3,581,000	5,327
Total interest expense	$1,440,000	4,713
Net interest income	$2,141,000	5,534
Provision for loan and lease losses	$50,000	6,514
Total noninterest income	$285,000	5,281
Gross Fiduciary activities income	$2,000	1,265
Service charges on deposit accounts	$87,000	5,592
Trading account gains and fees	$0	212
Additional Noninterest Income	$196,000	4,314
Total noninterest expense	$1,378,000	6,436
Salaries and employee benefits	$771,000	6,212
Premises and equipment expense	$185,000	6,139
Additional noninterest expense	$422,000	6,595
Pre-tax net operating income	$998,000	2,740
Securities gains (losses)	$0	3,497
Applicable income taxes	$45,000	3,380
Income before extraordinary items	$953,000	2,559
Extraordinary gains, net	$0	27
Net income	$953,000	2,557
Minority interest net income	$0	118
Net income of bank and minority interests.	$953,000	2,560
Net charge-offs	$11,000	6,487
Cash dividends	$425,000	2,195
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$953,000	2,513
2009-06-30 (YTD Data)		Rank
Total interest income	$2,373,000	5,388
Total interest expense	$962,000	4,830
Net interest income	$1,411,000	5,577
Provision for loan and lease losses	$20,000	6,682
Total noninterest income	$153,000	5,682
Gross Fiduciary activities income	$2,000	1,233
Service charges on deposit accounts	$56,000	5,635
Trading account gains and fees	$0	193
Additional Noninterest Income	$95,000	4,886
Total noninterest expense	$924,000	6,477
Salaries and employee benefits	$513,000	6,282
Premises and equipment expense	$109,000	6,430
Additional noninterest expense	$302,000	6,475
Pre-tax net operating income	$620,000	2,962
Securities gains (losses)	$0	3,136
Applicable income taxes	$30,000	3,478
Income before extraordinary items	$590,000	2,800
Extraordinary gains, net	$0	21
Net income	$590,000	2,798
Minority interest net income	$0	112
Net income of bank and minority interests.	$590,000	2,800
Net charge-offs	$5,000	6,236
Cash dividends	$400,000	1,856
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$590,000	2,700
2009-03-31 (YTD Data)		Rank
Total interest income	$1,214,000	5,364
Total interest expense	$471,000	4,992
Net interest income	$743,000	5,422
Provision for loan and lease losses	$20,000	5,880
Total noninterest income	$122,000	4,844
Gross Fiduciary activities income	$1,000	1,214
Service charges on deposit accounts	$26,000	5,712
Trading account gains and fees	$0	171
Additional Noninterest Income	$95,000	3,736
Total noninterest expense	$428,000	6,619
Salaries and employee benefits	$254,000	6,355
Premises and equipment expense	$49,000	6,650
Additional noninterest expense	$125,000	6,711
Pre-tax net operating income	$417,000	2,717
Securities gains (losses)	$0	2,434
Applicable income taxes	$19,000	3,607
Income before extraordinary items	$398,000	2,576
Extraordinary gains, net	$0	15
Net income	$398,000	2,575
Minority interest net income	$0	102
Net income of bank and minority interests.	$398,000	2,577
Net charge-offs	$5,000	5,094
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$398,000	2,432
2008-12-31 (YTD Data)		Rank
Total interest income	$4,699,000	5,628
Total interest expense	$1,845,000	5,506
Net interest income	$2,854,000	5,547
Provision for loan and lease losses	$20,000	7,003
Total noninterest income	$448,000	5,063
Gross Fiduciary activities income	$1,000	1,385
Service charges on deposit accounts	$123,000	5,625
Trading account gains and fees	$0	154
Additional Noninterest Income	$324,000	3,967
Total noninterest expense	$1,636,000	6,696
Salaries and employee benefits	$967,000	6,489
Premises and equipment expense	$207,000	6,622
Additional noninterest expense	$462,000	6,787
Pre-tax net operating income	$1,646,000	2,857
Securities gains (losses)	$0	3,220
Applicable income taxes	$83,000	3,536
Income before extraordinary items	$1,563,000	2,443
Extraordinary gains, net	$0	39
Net income	$1,563,000	2,441
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,426
Cash dividends	$1,000,000	2,281
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,563,000	2,585
2008-09-30 (YTD Data)		Rank
Total interest income	$3,428,000	5,773
Total interest expense	$1,377,000	5,642
Net interest income	$2,051,000	5,720
Provision for loan and lease losses	$0	6,991
Total noninterest income	$378,000	4,932
Gross Fiduciary activities income	$1,000	1,339
Service charges on deposit accounts	$91,000	5,671
Trading account gains and fees	$0	148
Additional Noninterest Income	$286,000	3,766
Total noninterest expense	$1,190,000	6,762
Salaries and employee benefits	$723,000	6,521
Premises and equipment expense	$121,000	7,083
Additional noninterest expense	$346,000	6,794
Pre-tax net operating income	$1,239,000	3,255
Securities gains (losses)	$0	3,106
Applicable income taxes	$62,000	3,966
Income before extraordinary items	$1,177,000	2,795
Extraordinary gains, net	$0	31
Net income	$1,177,000	2,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	5,625
Cash dividends	$500,000	2,719
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,177,000	2,934
2008-06-30 (YTD Data)		Rank
Total interest income	$2,208,000	5,921
Total interest expense	$905,000	5,818
Net interest income	$1,303,000	5,859
Provision for loan and lease losses	$0	6,671
Total noninterest income	$190,000	5,535
Gross Fiduciary activities income	$1,000	1,327
Service charges on deposit accounts	$58,000	5,759
Trading account gains and fees	$0	149
Additional Noninterest Income	$131,000	4,538
Total noninterest expense	$804,000	6,778
Salaries and employee benefits	$479,000	6,585
Premises and equipment expense	$75,000	7,252
Additional noninterest expense	$250,000	6,648
Pre-tax net operating income	$689,000	3,723
Securities gains (losses)	$0	3,233
Applicable income taxes	$35,000	4,323
Income before extraordinary items	$654,000	3,454
Extraordinary gains, net	$0	21
Net income	$654,000	3,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,854
Cash dividends	$500,000	2,245
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$654,000	3,403
2008-03-31 (YTD Data)		Rank
Total interest income	$1,073,000	6,056
Total interest expense	$448,000	6,016
Net interest income	$625,000	6,000
Provision for loan and lease losses	$0	6,080
Total noninterest income	$98,000	5,467
Gross Fiduciary activities income	$1,000	1,254
Service charges on deposit accounts	$29,000	5,728
Trading account gains and fees	$0	158
Additional Noninterest Income	$68,000	4,477
Total noninterest expense	$404,000	6,792
Salaries and employee benefits	$240,000	6,614
Premises and equipment expense	$34,000	7,392
Additional noninterest expense	$130,000	6,526
Pre-tax net operating income	$319,000	4,006
Securities gains (losses)	$0	2,688
Applicable income taxes	$16,000	4,511
Income before extraordinary items	$303,000	3,771
Extraordinary gains, net	$0	15
Net income	$303,000	3,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,920
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$303,000	3,692
2007-12-31 (YTD Data)		Rank
Total interest income	$4,105,000	6,179
Total interest expense	$1,604,000	6,285
Net interest income	$2,501,000	5,981
Provision for loan and lease losses	$10,000	6,581
Total noninterest income	$333,000	5,842
Gross Fiduciary activities income	$14,000	1,207
Service charges on deposit accounts	$121,000	5,745
Trading account gains and fees	$0	178
Additional Noninterest Income	$198,000	5,077
Total noninterest expense	$1,533,000	6,876
Salaries and employee benefits	$893,000	6,721
Premises and equipment expense	$176,000	6,974
Additional noninterest expense	$464,000	6,764
Pre-tax net operating income	$1,291,000	4,206
Securities gains (losses)	$0	2,146
Applicable income taxes	$64,000	4,795
Income before extraordinary items	$1,227,000	3,894
Extraordinary gains, net	$0	39
Net income	$1,227,000	3,893
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	4,587
Cash dividends	$750,000	3,074
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,227,000	3,886
2007-09-30 (YTD Data)		Rank
Total interest income	$3,018,000	6,251
Total interest expense	$1,163,000	6,390
Net interest income	$1,855,000	6,038
Provision for loan and lease losses	$10,000	6,151
Total noninterest income	$258,000	5,847
Gross Fiduciary activities income	$14,000	1,135
Service charges on deposit accounts	$89,000	5,807
Trading account gains and fees	$0	184
Additional Noninterest Income	$155,000	5,021
Total noninterest expense	$1,149,000	6,854
Salaries and employee benefits	$667,000	6,705
Premises and equipment expense	$132,000	6,963
Additional noninterest expense	$350,000	6,734
Pre-tax net operating income	$954,000	4,462
Securities gains (losses)	$0	1,655
Applicable income taxes	$48,000	4,974
Income before extraordinary items	$906,000	4,104
Extraordinary gains, net	$0	33
Net income	$906,000	4,103
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	4,289
Cash dividends	$250,000	3,844
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$906,000	4,090
2007-06-30 (YTD Data)		Rank
Total interest income	$1,945,000	6,356
Total interest expense	$744,000	6,507
Net interest income	$1,201,000	6,157
Provision for loan and lease losses	$10,000	5,732
Total noninterest income	$132,000	6,365
Gross Fiduciary activities income	$14,000	1,091
Service charges on deposit accounts	$58,000	5,870
Trading account gains and fees	$0	168
Additional Noninterest Income	$60,000	5,996
Total noninterest expense	$773,000	6,881
Salaries and employee benefits	$447,000	6,748
Premises and equipment expense	$77,000	7,223
Additional noninterest expense	$249,000	6,596
Pre-tax net operating income	$550,000	4,862
Securities gains (losses)	$0	1,444
Applicable income taxes	$27,000	5,176
Income before extraordinary items	$523,000	4,458
Extraordinary gains, net	$0	29
Net income	$523,000	4,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,576
Cash dividends	$250,000	3,343
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$523,000	4,450
2007-03-31 (YTD Data)		Rank
Total interest income	$935,000	6,456
Total interest expense	$358,000	6,585
Net interest income	$577,000	6,261
Provision for loan and lease losses	$0	5,779
Total noninterest income	$59,000	6,562
Gross Fiduciary activities income	$2,000	1,213
Service charges on deposit accounts	$27,000	5,944
Trading account gains and fees	$0	195
Additional Noninterest Income	$30,000	5,964
Total noninterest expense	$387,000	6,906
Salaries and employee benefits	$222,000	6,809
Premises and equipment expense	$33,000	7,469
Additional noninterest expense	$132,000	6,458
Pre-tax net operating income	$249,000	5,063
Securities gains (losses)	$0	1,187
Applicable income taxes	$13,000	5,188
Income before extraordinary items	$236,000	4,695
Extraordinary gains, net	$0	22
Net income	$236,000	4,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	2,191
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$236,000	4,677
2006-12-31 (YTD Data)		Rank
Total interest income	$3,962,000	6,152
Total interest expense	$1,352,000	6,331
Net interest income	$2,610,000	5,901
Provision for loan and lease losses	$30,000	6,013
Total noninterest income	$371,000	5,759
Gross Fiduciary activities income	$36,000	1,071
Service charges on deposit accounts	$128,000	5,788
Trading account gains and fees	$0	130
Additional Noninterest Income	$207,000	5,061
Total noninterest expense	$1,538,000	6,823
Salaries and employee benefits	$857,000	6,789
Premises and equipment expense	$219,000	6,526
Additional noninterest expense	$462,000	6,722
Pre-tax net operating income	$1,413,000	4,428
Securities gains (losses)	$-12,000	7,357
Applicable income taxes	$238,000	4,100
Income before extraordinary items	$1,163,000	4,344
Extraordinary gains, net	$0	51
Net income	$1,163,000	4,344
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,050
Cash dividends	$250,000	4,686
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,172,960	4,307
2006-09-30 (YTD Data)		Rank
Total interest income	$2,954,000	6,174
Total interest expense	$989,000	6,339
Net interest income	$1,965,000	5,952
Provision for loan and lease losses	$25,000	5,821
Total noninterest income	$302,000	5,621
Gross Fiduciary activities income	$31,000	1,047
Service charges on deposit accounts	$96,000	5,861
Trading account gains and fees	$0	126
Additional Noninterest Income	$175,000	4,816
Total noninterest expense	$1,149,000	6,848
Salaries and employee benefits	$645,000	6,766
Premises and equipment expense	$155,000	6,679
Additional noninterest expense	$349,000	6,714
Pre-tax net operating income	$1,093,000	4,530
Securities gains (losses)	$-11,000	7,627
Applicable income taxes	$179,000	4,283
Income before extraordinary items	$903,000	4,410
Extraordinary gains, net	$0	45
Net income	$903,000	4,414
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	4,856
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$912,130	4,375
2006-06-30 (YTD Data)		Rank
Total interest income	$1,948,000	6,186
Total interest expense	$638,000	6,334
Net interest income	$1,310,000	5,984
Provision for loan and lease losses	$0	6,419
Total noninterest income	$202,000	5,614
Gross Fiduciary activities income	$21,000	1,067
Service charges on deposit accounts	$62,000	5,917
Trading account gains and fees	$0	126
Additional Noninterest Income	$119,000	4,766
Total noninterest expense	$771,000	6,863
Salaries and employee benefits	$432,000	6,797
Premises and equipment expense	$90,000	6,981
Additional noninterest expense	$249,000	6,584
Pre-tax net operating income	$741,000	4,495
Securities gains (losses)	$0	1,185
Applicable income taxes	$162,000	3,902
Income before extraordinary items	$579,000	4,531
Extraordinary gains, net	$0	39
Net income	$579,000	4,535
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,673
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$579,000	4,523
2006-03-31 (YTD Data)		Rank
Total interest income	$977,000	6,154
Total interest expense	$308,000	6,333
Net interest income	$669,000	5,940
Provision for loan and lease losses	$0	6,013
Total noninterest income	$115,000	5,302
Gross Fiduciary activities income	$6,000	1,135
Service charges on deposit accounts	$30,000	5,914
Trading account gains and fees	$0	115
Additional Noninterest Income	$79,000	4,177
Total noninterest expense	$381,000	6,894
Salaries and employee benefits	$212,000	6,844
Premises and equipment expense	$40,000	7,201
Additional noninterest expense	$129,000	6,472
Pre-tax net operating income	$403,000	4,262
Securities gains (losses)	$0	955
Applicable income taxes	$130,000	3,234
Income before extraordinary items	$273,000	4,645
Extraordinary gains, net	$0	21
Net income	$273,000	4,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,455
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$273,000	4,630
2005-12-31 (YTD Data)		Rank
Total interest income	$3,869,000	5,919
Total interest expense	$1,163,000	5,896
Net interest income	$2,706,000	5,824
Provision for loan and lease losses	$10,000	6,810
Total noninterest income	$396,000	5,737
Gross Fiduciary activities income	$17,000	1,214
Service charges on deposit accounts	$133,000	5,840
Trading account gains and fees	$0	138
Additional Noninterest Income	$246,000	4,764
Total noninterest expense	$1,534,000	6,826
Salaries and employee benefits	$806,000	6,915
Premises and equipment expense	$275,000	5,963
Additional noninterest expense	$453,000	6,824
Pre-tax net operating income	$1,558,000	4,276
Securities gains (losses)	$-2,000	7,064
Applicable income taxes	$406,000	3,675
Income before extraordinary items	$1,150,000	4,453
Extraordinary gains, net	$0	46
Net income	$1,150,000	4,454
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	5,152
Cash dividends	$500,000	3,617
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,151,480	4,413
2005-09-30 (YTD Data)		Rank
Total interest income	$2,871,000	5,928
Total interest expense	$863,000	5,819
Net interest income	$2,008,000	5,879
Provision for loan and lease losses	$0	6,899
Total noninterest income	$325,000	5,589
Gross Fiduciary activities income	$17,000	1,145
Service charges on deposit accounts	$98,000	5,896
Trading account gains and fees	$0	126
Additional Noninterest Income	$210,000	4,507
Total noninterest expense	$1,074,000	7,000
Salaries and employee benefits	$608,000	6,889
Premises and equipment expense	$132,000	6,975
Additional noninterest expense	$334,000	6,846
Pre-tax net operating income	$1,259,000	4,191
Securities gains (losses)	$-2,000	7,438
Applicable income taxes	$338,000	3,586
Income before extraordinary items	$919,000	4,402
Extraordinary gains, net	$0	35
Net income	$919,000	4,402
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,608
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$920,460	4,358
2005-06-30 (YTD Data)		Rank
Total interest income	$1,929,000	5,849
Total interest expense	$573,000	5,690
Net interest income	$1,356,000	5,828
Provision for loan and lease losses	$0	6,626
Total noninterest income	$226,000	5,466
Gross Fiduciary activities income	$4,000	1,282
Service charges on deposit accounts	$63,000	5,922
Trading account gains and fees	$0	116
Additional Noninterest Income	$159,000	4,187
Total noninterest expense	$710,000	7,029
Salaries and employee benefits	$406,000	6,877
Premises and equipment expense	$75,000	7,276
Additional noninterest expense	$229,000	6,788
Pre-tax net operating income	$872,000	4,068
Securities gains (losses)	$2,000	1,855
Applicable income taxes	$239,000	3,487
Income before extraordinary items	$635,000	4,270
Extraordinary gains, net	$0	30
Net income	$635,000	4,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,029
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$633,540	4,224
2005-03-31 (YTD Data)		Rank
Total interest income	$958,000	5,858
Total interest expense	$284,000	5,627
Net interest income	$674,000	5,846
Provision for loan and lease losses	$0	6,226
Total noninterest income	$138,000	4,920
Gross Fiduciary activities income	$1,000	1,320
Service charges on deposit accounts	$29,000	6,046
Trading account gains and fees	$0	115
Additional Noninterest Income	$108,000	3,584
Total noninterest expense	$335,000	7,206
Salaries and employee benefits	$199,000	6,989
Premises and equipment expense	$29,000	7,764
Additional noninterest expense	$107,000	6,972
Pre-tax net operating income	$477,000	3,803
Securities gains (losses)	$0	1,685
Applicable income taxes	$134,000	3,287
Income before extraordinary items	$343,000	4,002
Extraordinary gains, net	$0	24
Net income	$343,000	4,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,685
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$343,000	3,957
2004-12-31 (YTD Data)		Rank
Total interest income	$3,838,000	5,686
Total interest expense	$1,207,000	5,096
Net interest income	$2,631,000	5,837
Provision for loan and lease losses	$0	7,314
Total noninterest income	$345,000	6,116
Gross Fiduciary activities income	$7,000	1,367
Service charges on deposit accounts	$133,000	6,006
Trading account gains and fees	$0	138
Additional Noninterest Income	$205,000	5,059
Total noninterest expense	$1,450,000	6,971
Salaries and employee benefits	$786,000	6,981
Premises and equipment expense	$236,000	6,342
Additional noninterest expense	$428,000	6,976
Pre-tax net operating income	$1,526,000	4,207
Securities gains (losses)	$2,000	3,489
Applicable income taxes	$410,000	3,687
Income before extraordinary items	$1,118,000	4,387
Extraordinary gains, net	$0	34
Net income	$1,118,000	4,388
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,010
Cash dividends	$500,000	3,518
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,116,540	4,318
2004-09-30 (YTD Data)		Rank
Total interest income	$2,885,000	5,661
Total interest expense	$920,000	5,026
Net interest income	$1,965,000	5,846
Provision for loan and lease losses	$0	7,100
Total noninterest income	$271,000	6,048
Gross Fiduciary activities income	$5,000	1,342
Service charges on deposit accounts	$99,000	6,071
Trading account gains and fees	$0	134
Additional Noninterest Income	$167,000	4,888
Total noninterest expense	$1,051,000	7,035
Salaries and employee benefits	$591,000	6,939
Premises and equipment expense	$147,000	6,776
Additional noninterest expense	$313,000	6,997
Pre-tax net operating income	$1,185,000	4,184
Securities gains (losses)	$1,000	3,538
Applicable income taxes	$326,000	3,648
Income before extraordinary items	$860,000	4,404
Extraordinary gains, net	$0	26
Net income	$860,000	4,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,778
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$859,270	4,330
2004-06-30 (YTD Data)		Rank
Total interest income	$1,901,000	5,707
Total interest expense	$629,000	4,965
Net interest income	$1,272,000	5,963
Provision for loan and lease losses	$0	6,885
Total noninterest income	$164,000	6,274
Gross Fiduciary activities income	$5,000	1,290
Service charges on deposit accounts	$62,000	6,192
Trading account gains and fees	$0	130
Additional Noninterest Income	$97,000	5,216
Total noninterest expense	$698,000	7,099
Salaries and employee benefits	$393,000	6,990
Premises and equipment expense	$83,000	7,150
Additional noninterest expense	$222,000	6,892
Pre-tax net operating income	$738,000	4,328
Securities gains (losses)	$1,000	3,212
Applicable income taxes	$198,000	3,805
Income before extraordinary items	$541,000	4,525
Extraordinary gains, net	$0	21
Net income	$541,000	4,526
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,680
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$540,270	4,447
2004-03-31 (YTD Data)		Rank
Total interest income	$956,000	5,719
Total interest expense	$325,000	4,928
Net interest income	$631,000	5,980
Provision for loan and lease losses	$0	6,501
Total noninterest income	$78,000	6,348
Gross Fiduciary activities income	$5,000	1,183
Service charges on deposit accounts	$30,000	6,194
Trading account gains and fees	$0	121
Additional Noninterest Income	$43,000	5,417
Total noninterest expense	$332,000	7,262
Salaries and employee benefits	$195,000	7,054
Premises and equipment expense	$33,000	7,611
Additional noninterest expense	$104,000	7,045
Pre-tax net operating income	$377,000	4,231
Securities gains (losses)	$2,000	2,612
Applicable income taxes	$102,000	3,757
Income before extraordinary items	$277,000	4,487
Extraordinary gains, net	$0	16
Net income	$277,000	4,486
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,134
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$275,540	4,380
2003-12-31 (YTD Data)		Rank
Total interest income	$3,962,000	5,676
Total interest expense	$1,598,000	4,691
Net interest income	$2,364,000	6,077
Provision for loan and lease losses	$30,000	6,766
Total noninterest income	$379,000	6,078
Gross Fiduciary activities income	$14,000	1,304
Service charges on deposit accounts	$131,000	6,130
Trading account gains and fees	$0	160
Additional Noninterest Income	$234,000	4,971
Total noninterest expense	$1,470,000	6,947
Salaries and employee benefits	$758,000	7,080
Premises and equipment expense	$264,000	6,033
Additional noninterest expense	$448,000	6,859
Pre-tax net operating income	$1,243,000	4,596
Securities gains (losses)	$2,000	4,163
Applicable income taxes	$299,000	4,290
Income before extraordinary items	$946,000	4,803
Extraordinary gains, net	$0	54
Net income	$946,000	4,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	4,681
Cash dividends	$500,000	3,502
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$944,480	4,643
2003-09-30 (YTD Data)		Rank
Total interest income	$2,996,000	5,714
Total interest expense	$1,250,000	4,691
Net interest income	$1,746,000	6,161
Provision for loan and lease losses	$30,000	6,386
Total noninterest income	$304,000	5,994
Gross Fiduciary activities income	$13,000	1,248
Service charges on deposit accounts	$97,000	6,184
Trading account gains and fees	$0	153
Additional Noninterest Income	$194,000	4,855
Total noninterest expense	$1,018,000	7,157
Salaries and employee benefits	$563,000	7,072
Premises and equipment expense	$124,000	7,212
Additional noninterest expense	$331,000	6,884
Pre-tax net operating income	$1,002,000	4,539
Securities gains (losses)	$2,000	3,872
Applicable income taxes	$265,000	4,156
Income before extraordinary items	$739,000	4,826
Extraordinary gains, net	$0	40
Net income	$739,000	4,826
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	4,377
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$737,520	4,648
2003-06-30 (YTD Data)		Rank
Total interest income	$2,014,000	5,722
Total interest expense	$870,000	4,675
Net interest income	$1,144,000	6,219
Provision for loan and lease losses	$30,000	5,740
Total noninterest income	$177,000	6,263
Gross Fiduciary activities income	$5,000	1,338
Service charges on deposit accounts	$64,000	6,188
Trading account gains and fees	$0	150
Additional Noninterest Income	$108,000	5,191
Total noninterest expense	$683,000	7,167
Salaries and employee benefits	$375,000	7,114
Premises and equipment expense	$71,000	7,525
Additional noninterest expense	$237,000	6,682
Pre-tax net operating income	$608,000	4,795
Securities gains (losses)	$2,000	3,460
Applicable income taxes	$145,000	4,551
Income before extraordinary items	$465,000	4,986
Extraordinary gains, net	$0	30
Net income	$465,000	4,986
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,357
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$463,480	4,795
2003-03-31 (YTD Data)		Rank
Total interest income	$1,018,000	5,713
Total interest expense	$446,000	4,694
Net interest income	$572,000	6,213
Provision for loan and lease losses	$20,000	5,233
Total noninterest income	$101,000	5,896
Gross Fiduciary activities income	$4,000	1,265
Service charges on deposit accounts	$32,000	6,144
Trading account gains and fees	$0	134
Additional Noninterest Income	$65,000	4,760
Total noninterest expense	$320,000	7,357
Salaries and employee benefits	$184,000	7,172
Premises and equipment expense	$33,000	7,707
Additional noninterest expense	$103,000	7,068
Pre-tax net operating income	$333,000	4,518
Securities gains (losses)	$2,000	2,590
Applicable income taxes	$81,000	4,334
Income before extraordinary items	$254,000	4,678
Extraordinary gains, net	$0	21
Net income	$254,000	4,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	2,164
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$252,480	4,490
2002-12-31 (YTD Data)		Rank
Total interest income	$4,194,000	5,759
Total interest expense	$1,908,000	4,962
Net interest income	$2,286,000	6,199
Provision for loan and lease losses	$146,000	4,995
Total noninterest income	$346,000	6,128
Gross Fiduciary activities income	$2,000	1,605
Service charges on deposit accounts	$133,000	6,070
Trading account gains and fees	$0	153
Additional Noninterest Income	$211,000	4,913
Total noninterest expense	$1,296,000	7,255
Salaries and employee benefits	$689,000	7,319
Premises and equipment expense	$190,000	6,887
Additional noninterest expense	$417,000	7,027
Pre-tax net operating income	$1,190,000	4,737
Securities gains (losses)	$0	4,537
Applicable income taxes	$335,000	4,246
Income before extraordinary items	$855,000	5,026
Extraordinary gains, net	$0	70
Net income	$855,000	5,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	5,060
Cash dividends	$300,000	4,293
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$855,000	4,897
2001-12-31 (YTD Data)		Rank
Total interest income	$4,242,000	6,157
Total interest expense	$2,156,000	5,871
Net interest income	$2,086,000	6,304
Provision for loan and lease losses	$50,000	6,655
Total noninterest income	$180,000	7,523
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$126,000	6,151
Trading account gains and fees	$0	177
Additional Noninterest Income	$54,000	7,574
Total noninterest expense	$1,200,000	7,453
Salaries and employee benefits	$651,000	7,427
Premises and equipment expense	$180,000	7,067
Additional noninterest expense	$369,000	7,359
Pre-tax net operating income	$1,016,000	4,858
Securities gains (losses)	$0	4,612
Applicable income taxes	$252,000	4,594
Income before extraordinary items	$764,000	4,994
Extraordinary gains, net	$0	105
Net income	$764,000	4,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,614
Cash dividends	$250,000	4,656
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$764,000	4,886
2000-12-31 (YTD Data)		Rank
Total interest income	$4,033,000	6,464
Total interest expense	$2,000,000	6,275
Net interest income	$2,033,000	6,514
Provision for loan and lease losses	$95,000	5,433
Total noninterest income	$197,000	7,311
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$131,000	6,041
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	7,303
Total noninterest expense	$1,109,000	7,719
Salaries and employee benefits	$615,000	7,624
Premises and equipment expense	$168,000	7,276
Additional noninterest expense	$326,000	7,743
Pre-tax net operating income	$1,026,000	5,186
Securities gains (losses)	$0	1,956
Applicable income taxes	$291,000	4,654
Income before extraordinary items	$735,000	5,283
Extraordinary gains, net	$0	38
Net income	$735,000	5,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,269
Cash dividends	$250,000	4,756
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$735,000	5,287
1999-12-31 (YTD Data)		Rank
Total interest income	$3,693,000	6,623
Total interest expense	$1,828,000	6,299
Net interest income	$1,865,000	6,880
Provision for loan and lease losses	$45,000	6,711
Total noninterest income	$208,000	7,403
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$128,000	6,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$80,000	7,144
Total noninterest expense	$1,078,000	7,908
Salaries and employee benefits	$586,000	7,835
Premises and equipment expense	$166,000	7,378
Additional noninterest expense	$326,000	7,902
Pre-tax net operating income	$950,000	5,458
Securities gains (losses)	$0	3,155
Applicable income taxes	$273,000	5,018
Income before extraordinary items	$677,000	5,560
Extraordinary gains, net	$0	35
Net income	$677,000	5,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	7,271
Cash dividends	$250,000	4,843
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$677,000	5,524
1998-12-31 (YTD Data)		Rank
Total interest income	$3,507,000	6,942
Total interest expense	$1,727,000	6,712
Net interest income	$1,780,000	7,095
Provision for loan and lease losses	$20,000	7,729
Total noninterest income	$197,000	7,618
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$118,000	6,506
Trading account gains and fees	NA	NA
Additional Noninterest Income	$79,000	7,213
Total noninterest expense	$1,042,000	7,983
Salaries and employee benefits	$556,000	8,005
Premises and equipment expense	$179,000	7,070
Additional noninterest expense	$307,000	8,051
Pre-tax net operating income	$915,000	5,688
Securities gains (losses)	$-2,000	9,897
Applicable income taxes	$259,000	5,557
Income before extraordinary items	$654,000	5,801
Extraordinary gains, net	$0	32
Net income	$654,000	5,800
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,871
Cash dividends	$400,000	3,951
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$655,440	5,684
1997-12-31 (YTD Data)		Rank
Total interest income	$3,387,000	7,303
Total interest expense	$1,620,000	7,079
Net interest income	$1,767,000	7,388
Provision for loan and lease losses	$35,000	7,233
Total noninterest income	$166,000	8,346
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$121,000	6,738
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	8,650
Total noninterest expense	$986,000	8,397
Salaries and employee benefits	$540,000	8,333
Premises and equipment expense	$152,000	7,751
Additional noninterest expense	$294,000	8,379
Pre-tax net operating income	$912,000	6,108
Securities gains (losses)	$0	3,944
Applicable income taxes	$285,000	5,867
Income before extraordinary items	$627,000	6,223
Extraordinary gains, net	$0	44
Net income	$627,000	6,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,643
Cash dividends	$400,000	3,931
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$627,000	6,170
1996-12-31 (YTD Data)		Rank
Total interest income	$3,199,000	7,730
Total interest expense	$1,511,000	7,552
Net interest income	$1,688,000	7,814
Provision for loan and lease losses	$165,000	3,866
Total noninterest income	$186,000	8,436
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$130,000	6,857
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	8,626
Total noninterest expense	$849,000	9,248
Salaries and employee benefits	$465,000	9,142
Premises and equipment expense	$108,000	9,071
Additional noninterest expense	$276,000	9,126
Pre-tax net operating income	$860,000	6,250
Securities gains (losses)	$0	4,148
Applicable income taxes	$275,000	6,111
Income before extraordinary items	$585,000	6,358
Extraordinary gains, net	$0	53
Net income	$585,000	6,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	3,600
Cash dividends	$500,000	3,368
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$585,000	6,287
1995-12-31 (YTD Data)		Rank
Total interest income	$2,912,000	8,341
Total interest expense	$1,363,000	8,080
Net interest income	$1,549,000	8,397
Provision for loan and lease losses	$80,000	5,097
Total noninterest income	$181,000	8,745
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$129,000	7,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	9,130
Total noninterest expense	$775,000	9,884
Salaries and employee benefits	$412,000	9,854
Premises and equipment expense	$92,000	9,856
Additional noninterest expense	$271,000	9,586
Pre-tax net operating income	$875,000	6,534
Securities gains (losses)	$0	3,831
Applicable income taxes	$285,000	6,195
Income before extraordinary items	$590,000	6,668
Extraordinary gains, net	$0	65
Net income	$590,000	6,666
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	5,247
Cash dividends	$500,000	3,291
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$590,000	6,657
1994-12-31 (YTD Data)		Rank
Total interest income	$2,738,000	8,485
Total interest expense	$1,171,000	8,020
Net interest income	$1,567,000	8,676
Provision for loan and lease losses	$75,000	5,153
Total noninterest income	$172,000	9,264
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$114,000	7,743
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,194
Total noninterest expense	$789,000	10,291
Salaries and employee benefits	$433,000	9,977
Premises and equipment expense	$78,000	10,708
Additional noninterest expense	$278,000	10,206
Pre-tax net operating income	$875,000	6,515
Securities gains (losses)	$0	3,600
Applicable income taxes	$288,000	6,028
Income before extraordinary items	$587,000	6,645
Extraordinary gains, net	$0	249
Net income	$587,000	6,658
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,490
Cash dividends	$840,000	2,200
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$587,000	6,705
1993-12-31 (YTD Data)		Rank
Total interest income	$2,785,000	8,691
Total interest expense	$1,216,000	8,191
Net interest income	$1,569,000	8,900
Provision for loan and lease losses	$0	10,371
Total noninterest income	$163,000	9,957
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$108,000	8,152
Trading account gains and fees	NA	NA
Additional Noninterest Income	$55,000	9,815
Total noninterest expense	$837,000	10,484
Salaries and employee benefits	$467,000	9,973
Premises and equipment expense	$92,000	10,712
Additional noninterest expense	$278,000	10,714
Pre-tax net operating income	$895,000	6,369
Securities gains (losses)	$7,000	5,826
Applicable income taxes	$279,000	6,349
Income before extraordinary items	$623,000	6,611
Extraordinary gains, net	$0	3,149
Net income	$623,000	6,769
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	10,864
Cash dividends	$210,000	5,277
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$618,170	6,401
1992-12-31 (YTD Data)		Rank
Total interest income	$2,988,000	9,006
Total interest expense	$1,500,000	8,510
Net interest income	$1,488,000	9,313
Provision for loan and lease losses	$0	11,756
Total noninterest income	$147,000	10,553
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$97,000	8,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	10,399
Total noninterest expense	$810,000	10,957
Salaries and employee benefits	$461,000	10,184
Premises and equipment expense	$99,000	10,778
Additional noninterest expense	$250,000	11,528
Pre-tax net operating income	$825,000	6,450
Securities gains (losses)	$0	8,369
Applicable income taxes	$247,000	6,708
Income before extraordinary items	$578,000	6,717
Extraordinary gains, net	$0	1,422
Net income	$578,000	6,803
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	12,901
Cash dividends	$210,000	4,877
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$578,000	6,369

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.