Home > Customers Bank > Income and Expense

Customers Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$1,366,197,00074
Total interest expense$671,452,00062
Net interest income$694,745,00088
Provision for loan and lease losses$74,498,00060
Total noninterest income$72,021,000194
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,443,000470
Trading account gains and fees$-34,0001,185
Additional Noninterest Income$69,612,000137
Total noninterest expense$351,948,000131
Salaries and employee benefits$133,275,000145
Premises and equipment expense$10,095,000294
Additional noninterest expense$69,612,000137
Pre-tax net operating income$340,320,00084
Securities gains (losses)$-512,0004,195
Applicable income taxes$82,623,00074
Income before extraordinary items$257,185,00082
Extraordinary gains, net$054
Net income$257,185,00084
Minority interest net income$088
Net income of bank and minority interests.$257,185,00083
Net charge-offs$75,194,00044
Cash dividends$90,000,000118
Sale, conversion, retirement of capital stock, net$11,172,00050
Net operating income$257,589,48088
2023-09-30 (YTD Data)Rank
Total interest income$1,020,595,00073
Total interest expense$500,158,00058
Net interest income$520,437,00091
Provision for loan and lease losses$61,112,00059
Total noninterest income$53,073,000202
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,861,000465
Trading account gains and fees$343,00084
Additional Noninterest Income$50,869,000144
Total noninterest expense$258,337,000132
Salaries and employee benefits$99,310,000147
Premises and equipment expense$7,764,000293
Additional noninterest expense$50,869,000144
Pre-tax net operating income$254,061,00092
Securities gains (losses)$-626,0004,396
Applicable income taxes$60,218,00089
Income before extraordinary items$193,217,00091
Extraordinary gains, net$052
Net income$193,217,00091
Minority interest net income$081
Net income of bank and minority interests.$193,217,00091
Net charge-offs$57,872,00046
Cash dividends$60,000,000120
Sale, conversion, retirement of capital stock, net$8,370,00048
Net operating income$193,711,54092
2023-06-30 (YTD Data)Rank
Total interest income$644,481,00072
Total interest expense$325,707,00057
Net interest income$318,774,00096
Provision for loan and lease losses$43,207,00059
Total noninterest income$34,289,000194
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,274,000440
Trading account gains and fees$150,00084
Additional Noninterest Income$32,865,000143
Total noninterest expense$169,109,000131
Salaries and employee benefits$65,465,000144
Premises and equipment expense$5,287,000282
Additional noninterest expense$32,865,000143
Pre-tax net operating income$140,747,000107
Securities gains (losses)$0938
Applicable income taxes$36,249,00096
Income before extraordinary items$104,498,000109
Extraordinary gains, net$051
Net income$104,498,000111
Minority interest net income$081
Net income of bank and minority interests.$104,498,000109
Net charge-offs$40,374,00042
Cash dividends$50,000,000107
Sale, conversion, retirement of capital stock, net$5,377,00042
Net operating income$104,498,000114
2023-03-31 (YTD Data)Rank
Total interest income$314,632,00075
Total interest expense$162,933,00057
Net interest income$151,699,00099
Provision for loan and lease losses$19,882,00066
Total noninterest income$18,376,000180
Gross Fiduciary activities income$0913
Service charges on deposit accounts$644,000449
Trading account gains and fees$-41,0001,173
Additional Noninterest Income$17,773,000135
Total noninterest expense$79,678,000137
Salaries and employee benefits$32,345,000150
Premises and equipment expense$2,766,000280
Additional noninterest expense$17,773,000135
Pre-tax net operating income$70,515,000111
Securities gains (losses)$62,000227
Applicable income taxes$15,052,000108
Income before extraordinary items$55,525,000107
Extraordinary gains, net$04
Net income$55,525,000107
Minority interest net income$048
Net income of bank and minority interests.$55,525,000107
Net charge-offs$18,650,00047
Cash dividends$30,000,00084
Sale, conversion, retirement of capital stock, net$2,398,00047
Net operating income$55,476,020109
2022-12-31 (YTD Data)Rank
Total interest income$884,109,00081
Total interest expense$250,996,00052
Net interest income$633,113,00095
Provision for loan and lease losses$60,971,00067
Total noninterest income$58,361,000223
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$3,851,000352
Trading account gains and fees$2,266,00063
Additional Noninterest Income$52,244,000175
Total noninterest expense$302,529,000140
Salaries and employee benefits$112,365,000170
Premises and equipment expense$13,626,000232
Additional noninterest expense$52,244,000175
Pre-tax net operating income$327,974,000101
Securities gains (losses)$-23,874,0004,689
Applicable income taxes$66,082,000110
Income before extraordinary items$238,018,000106
Extraordinary gains, net$05
Net income$238,018,000106
Minority interest net income$063
Net income of bank and minority interests.$238,018,000106
Net charge-offs$66,367,00038
Cash dividends$52,000,000162
Sale, conversion, retirement of capital stock, net$11,289,00074
Net operating income$256,878,460102
2022-09-30 (YTD Data)Rank
Total interest income$614,774,00083
Total interest expense$118,601,00052
Net interest income$496,173,00093
Provision for loan and lease losses$32,603,00067
Total noninterest income$33,818,000280
Gross Fiduciary activities income$0968
Service charges on deposit accounts$2,893,000356
Trading account gains and fees$2,209,00060
Additional Noninterest Income$28,716,000223
Total noninterest expense$224,451,000142
Salaries and employee benefits$83,171,000173
Premises and equipment expense$9,948,000236
Additional noninterest expense$28,716,000223
Pre-tax net operating income$272,937,00093
Securities gains (losses)$-6,965,0004,697
Applicable income taxes$58,479,00097
Income before extraordinary items$207,493,00095
Extraordinary gains, net$04
Net income$207,493,00095
Minority interest net income$057
Net income of bank and minority interests.$207,493,00095
Net charge-offs$39,204,00042
Cash dividends$50,000,000130
Sale, conversion, retirement of capital stock, net$8,386,00068
Net operating income$212,995,35092
2022-06-30 (YTD Data)Rank
Total interest income$379,170,00086
Total interest expense$43,831,00057
Net interest income$335,339,00092
Provision for loan and lease losses$40,343,00040
Total noninterest income$39,894,000183
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,904,000356
Trading account gains and fees$1,704,00054
Additional Noninterest Income$36,286,000147
Total noninterest expense$148,816,000137
Salaries and employee benefits$51,941,000173
Premises and equipment expense$7,360,000212
Additional noninterest expense$89,515,00098
Pre-tax net operating income$186,074,00086
Securities gains (losses)$-4,571,0004,715
Applicable income taxes$40,026,00089
Income before extraordinary items$141,477,00090
Extraordinary gains, net$04
Net income$141,477,00090
Minority interest net income$060
Net income of bank and minority interests.$141,477,00090
Net charge-offs$20,706,00046
Cash dividends$25,000,000157
Sale, conversion, retirement of capital stock, net$5,578,00061
Net operating income$145,088,09085
2022-03-31 (YTD Data)Rank
Total interest income$183,239,00087
Total interest expense$15,596,00060
Net interest income$167,643,00088
Provision for loan and lease losses$15,888,00033
Total noninterest income$23,216,000169
Gross Fiduciary activities income$0892
Service charges on deposit accounts$940,000360
Trading account gains and fees$933,00057
Additional Noninterest Income$21,343,000133
Total noninterest expense$73,406,000134
Salaries and employee benefits$26,607,000173
Premises and equipment expense$3,057,000252
Additional noninterest expense$43,742,00096
Pre-tax net operating income$101,565,00077
Securities gains (losses)$-1,339,0004,730
Applicable income taxes$20,284,00082
Income before extraordinary items$79,942,00077
Extraordinary gains, net$04
Net income$79,942,00077
Minority interest net income$050
Net income of bank and minority interests.$79,942,00077
Net charge-offs$7,226,00058
Cash dividends$20,000,000111
Sale, conversion, retirement of capital stock, net$2,612,00041
Net operating income$81,013,20077
2021-12-31 (YTD Data)Rank
Total interest income$780,886,00084
Total interest expense$84,931,00050
Net interest income$695,955,00084
Provision for loan and lease losses$27,206,00021
Total noninterest income$48,387,000280
Gross Fiduciary activities income$0994
Service charges on deposit accounts$3,774,000338
Trading account gains and fees$3,187,00062
Additional Noninterest Income$41,426,000250
Total noninterest expense$313,575,000134
Salaries and employee benefits$108,202,000169
Premises and equipment expense$12,160,000249
Additional noninterest expense$193,213,00086
Pre-tax net operating income$403,561,00090
Securities gains (losses)$31,392,00030
Applicable income taxes$113,171,00077
Income before extraordinary items$321,782,00087
Extraordinary gains, net$010
Net income$321,782,00087
Minority interest net income$074
Net income of bank and minority interests.$321,782,00087
Net charge-offs$33,798,00053
Cash dividends$172,982,00074
Sale, conversion, retirement of capital stock, net$65,297,00013
Net operating income$296,982,32092
2021-09-30 (YTD Data)Rank
Total interest income$566,848,00085
Total interest expense$67,758,00048
Net interest income$499,090,00089
Provision for loan and lease losses$12,964,00029
Total noninterest income$30,567,000323
Gross Fiduciary activities income$0957
Service charges on deposit accounts$2,748,000343
Trading account gains and fees$2,584,00060
Additional Noninterest Income$25,235,000291
Total noninterest expense$232,609,000133
Salaries and employee benefits$78,262,000173
Premises and equipment expense$7,814,000287
Additional noninterest expense$146,533,00082
Pre-tax net operating income$284,084,000100
Securities gains (losses)$31,441,00025
Applicable income taxes$98,942,00070
Income before extraordinary items$216,583,000101
Extraordinary gains, net$08
Net income$216,583,000101
Minority interest net income$069
Net income of bank and minority interests.$216,583,000101
Net charge-offs$26,216,00057
Cash dividends$117,982,00075
Sale, conversion, retirement of capital stock, net$62,532,00011
Net operating income$191,744,610108
2021-06-30 (YTD Data)Rank
Total interest income$323,996,00094
Total interest expense$47,668,00049
Net interest income$276,328,000101
Provision for loan and lease losses$-869,0004,664
Total noninterest income$10,587,000508
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,754,000337
Trading account gains and fees$2,198,00056
Additional Noninterest Income$6,635,000585
Total noninterest expense$153,483,000132
Salaries and employee benefits$51,995,000176
Premises and equipment expense$5,103,000294
Additional noninterest expense$96,385,00079
Pre-tax net operating income$134,301,000126
Securities gains (losses)$25,378,00021
Applicable income taxes$61,821,00075
Income before extraordinary items$97,858,000137
Extraordinary gains, net$06
Net income$97,858,000137
Minority interest net income$067
Net income of bank and minority interests.$97,858,000137
Net charge-offs$19,112,00054
Cash dividends$62,982,00086
Sale, conversion, retirement of capital stock, net$59,425,00011
Net operating income$77,809,380150
2021-03-31 (YTD Data)Rank
Total interest income$161,115,00096
Total interest expense$25,964,00050
Net interest income$135,151,000103
Provision for loan and lease losses$-4,204,0004,869
Total noninterest income$-5,825,0004,976
Gross Fiduciary activities income$0922
Service charges on deposit accounts$863,000341
Trading account gains and fees$2,533,00047
Additional Noninterest Income$-9,221,0004,985
Total noninterest expense$83,041,000127
Salaries and employee benefits$23,971,000190
Premises and equipment expense$2,621,000292
Additional noninterest expense$56,449,00074
Pre-tax net operating income$50,489,000155
Securities gains (losses)$23,566,00013
Applicable income taxes$40,502,00058
Income before extraordinary items$33,553,000176
Extraordinary gains, net$03
Net income$33,553,000176
Minority interest net income$055
Net income of bank and minority interests.$33,553,000176
Net charge-offs$12,522,00048
Cash dividends$32,982,00067
Sale, conversion, retirement of capital stock, net$55,093,00010
Net operating income$14,935,860289
2020-12-31 (YTD Data)Rank
Total interest income$543,304,000109
Total interest expense$129,934,00070
Net interest income$413,370,000123
Provision for loan and lease losses$62,774,000117
Total noninterest income$80,593,000202
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$13,835,000128
Trading account gains and fees$-3,830,0001,339
Additional Noninterest Income$70,588,000174
Total noninterest expense$265,552,000144
Salaries and employee benefits$126,008,000144
Premises and equipment expense$12,892,000237
Additional noninterest expense$126,652,000122
Pre-tax net operating income$165,637,000111
Securities gains (losses)$20,078,00037
Applicable income taxes$46,083,00087
Income before extraordinary items$139,632,000111
Extraordinary gains, net$04
Net income$139,632,000111
Minority interest net income$072
Net income of bank and minority interests.$139,632,000111
Net charge-offs$54,806,00064
Cash dividends$65,000,000131
Sale, conversion, retirement of capital stock, net$12,049,00049
Net operating income$123,770,380118
2020-09-30 (YTD Data)Rank
Total interest income$390,212,000113
Total interest expense$102,208,00071
Net interest income$288,004,000128
Provision for loan and lease losses$65,688,000112
Total noninterest income$58,083,000199
Gross Fiduciary activities income$0981
Service charges on deposit accounts$10,221,000126
Trading account gains and fees$-4,378,0001,347
Additional Noninterest Income$52,240,000169
Total noninterest expense$194,581,000144
Salaries and employee benefits$92,283,000145
Premises and equipment expense$9,702,000234
Additional noninterest expense$92,596,000123
Pre-tax net operating income$85,818,000140
Securities gains (losses)$20,035,00035
Applicable income taxes$22,890,000114
Income before extraordinary items$82,963,000129
Extraordinary gains, net$04
Net income$82,963,000129
Minority interest net income$065
Net income of bank and minority interests.$82,963,000129
Net charge-offs$46,334,00057
Cash dividends$45,000,000125
Sale, conversion, retirement of capital stock, net$8,855,00049
Net operating income$67,135,350140
2020-06-30 (YTD Data)Rank
Total interest income$250,560,000121
Total interest expense$72,419,00075
Net interest income$178,141,000135
Provision for loan and lease losses$52,732,000105
Total noninterest income$36,116,000197
Gross Fiduciary activities income$0970
Service charges on deposit accounts$6,782,000127
Trading account gains and fees$-5,331,0001,359
Additional Noninterest Income$34,665,000159
Total noninterest expense$129,648,000144
Salaries and employee benefits$59,607,000147
Premises and equipment expense$6,071,000252
Additional noninterest expense$63,970,000118
Pre-tax net operating income$31,877,000196
Securities gains (losses)$8,328,00044
Applicable income taxes$10,174,000135
Income before extraordinary items$30,031,000176
Extraordinary gains, net$04
Net income$30,031,000176
Minority interest net income$065
Net income of bank and minority interests.$30,031,000176
Net charge-offs$29,035,00057
Cash dividends$40,000,000113
Sale, conversion, retirement of capital stock, net$6,827,00038
Net operating income$23,451,880211
2020-03-31 (YTD Data)Rank
Total interest income$125,344,000123
Total interest expense$41,601,00080
Net interest income$83,743,000138
Provision for loan and lease losses$31,786,00098
Total noninterest income$19,383,000167
Gross Fiduciary activities income$0941
Service charges on deposit accounts$3,460,000134
Trading account gains and fees$-1,010,0001,360
Additional Noninterest Income$16,933,000144
Total noninterest expense$66,272,000142
Salaries and employee benefits$28,310,000155
Premises and equipment expense$3,040,000258
Additional noninterest expense$34,922,000111
Pre-tax net operating income$5,068,000469
Securities gains (losses)$3,974,00044
Applicable income taxes$2,447,000223
Income before extraordinary items$6,595,000318
Extraordinary gains, net$04
Net income$6,595,000317
Minority interest net income$056
Net income of bank and minority interests.$6,595,000318
Net charge-offs$18,710,00053
Cash dividends$20,000,000127
Sale, conversion, retirement of capital stock, net$3,228,00035
Net operating income$3,455,540549
2019-12-31 (YTD Data)Rank
Total interest income$463,739,000133
Total interest expense$181,003,00087
Net interest income$282,736,000152
Provision for loan and lease losses$24,227,00099
Total noninterest income$79,081,000162
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$12,815,000140
Trading account gains and fees$3,172,00067
Additional Noninterest Income$63,094,000145
Total noninterest expense$230,973,000152
Salaries and employee benefits$107,632,000157
Premises and equipment expense$13,114,000232
Additional noninterest expense$110,227,000127
Pre-tax net operating income$106,617,000182
Securities gains (losses)$1,001,000224
Applicable income taxes$24,184,000181
Income before extraordinary items$83,434,000185
Extraordinary gains, net$011
Net income$83,434,000186
Minority interest net income$076
Net income of bank and minority interests.$83,434,000186
Net charge-offs$7,820,000158
Cash dividends$70,000,000150
Sale, conversion, retirement of capital stock, net$8,898,00068
Net operating income$82,643,210184
2019-09-30 (YTD Data)Rank
Total interest income$339,744,000135
Total interest expense$136,229,00088
Net interest income$203,515,000156
Provision for loan and lease losses$14,539,000114
Total noninterest income$53,786,000170
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$9,199,000144
Trading account gains and fees$373,000104
Additional Noninterest Income$44,214,000153
Total noninterest expense$172,598,000152
Salaries and employee benefits$79,936,000155
Premises and equipment expense$9,640,000238
Additional noninterest expense$83,022,000123
Pre-tax net operating income$70,164,000201
Securities gains (losses)$1,001,000194
Applicable income taxes$16,357,000196
Income before extraordinary items$54,808,000200
Extraordinary gains, net$011
Net income$54,808,000202
Minority interest net income$072
Net income of bank and minority interests.$54,808,000202
Net charge-offs$3,458,000215
Cash dividends$50,000,000145
Sale, conversion, retirement of capital stock, net$6,557,00063
Net operating income$54,017,210201
2019-06-30 (YTD Data)Rank
Total interest income$213,024,000143
Total interest expense$86,321,00091
Net interest income$126,703,000168
Provision for loan and lease losses$10,113,000112
Total noninterest income$32,176,000187
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$5,557,000154
Trading account gains and fees$318,00094
Additional Noninterest Income$26,301,000161
Total noninterest expense$113,332,000151
Salaries and employee benefits$52,743,000162
Premises and equipment expense$5,974,000254
Additional noninterest expense$54,615,000126
Pre-tax net operating income$35,434,000242
Securities gains (losses)$01,702
Applicable income taxes$8,024,000237
Income before extraordinary items$27,410,000252
Extraordinary gains, net$011
Net income$27,410,000254
Minority interest net income$069
Net income of bank and minority interests.$27,410,000254
Net charge-offs$1,697,000254
Cash dividends$30,000,000146
Sale, conversion, retirement of capital stock, net$4,425,00045
Net operating income$27,410,000248
2019-03-31 (YTD Data)Rank
Total interest income$101,076,000144
Total interest expense$40,403,00093
Net interest income$60,673,000175
Provision for loan and lease losses$4,767,000114
Total noninterest income$19,726,000159
Gross Fiduciary activities income$0972
Service charges on deposit accounts$2,209,000177
Trading account gains and fees$-177,0001,701
Additional Noninterest Income$17,694,000128
Total noninterest expense$53,754,000156
Salaries and employee benefits$25,823,000167
Premises and equipment expense$2,907,000255
Additional noninterest expense$25,024,000132
Pre-tax net operating income$21,878,000205
Securities gains (losses)$01,087
Applicable income taxes$5,204,000196
Income before extraordinary items$16,674,000216
Extraordinary gains, net$05
Net income$16,674,000216
Minority interest net income$052
Net income of bank and minority interests.$16,674,000216
Net charge-offs$1,060,000207
Cash dividends$14,500,000149
Sale, conversion, retirement of capital stock, net$2,109,00037
Net operating income$16,674,000211
2018-12-31 (YTD Data)Rank
Total interest income$417,950,000137
Total interest expense$151,894,00075
Net interest income$266,056,000155
Provision for loan and lease losses$5,642,000238
Total noninterest income$79,416,000167
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$7,825,000209
Trading account gains and fees$1,564,00076
Additional Noninterest Income$70,027,000135
Total noninterest expense$218,770,000154
Salaries and employee benefits$104,841,000158
Premises and equipment expense$11,829,000251
Additional noninterest expense$102,100,000130
Pre-tax net operating income$121,060,000171
Securities gains (losses)$-18,659,0005,396
Applicable income taxes$21,695,000193
Income before extraordinary items$80,706,000197
Extraordinary gains, net$06
Net income$80,706,000197
Minority interest net income$072
Net income of bank and minority interests.$80,706,000197
Net charge-offs$3,685,000245
Cash dividends$45,200,000161
Sale, conversion, retirement of capital stock, net$8,605,00067
Net operating income$95,446,610172
2018-09-30 (YTD Data)Rank
Total interest income$314,649,000133
Total interest expense$111,486,00073
Net interest income$203,163,000153
Provision for loan and lease losses$4,257,000235
Total noninterest income$59,644,000168
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$5,726,000210
Trading account gains and fees$1,653,00065
Additional Noninterest Income$52,265,000140
Total noninterest expense$162,146,000154
Salaries and employee benefits$78,135,000156
Premises and equipment expense$8,892,000249
Additional noninterest expense$75,119,000129
Pre-tax net operating income$96,404,000167
Securities gains (losses)$-18,659,0005,472
Applicable income taxes$16,193,000195
Income before extraordinary items$61,552,000190
Extraordinary gains, net$05
Net income$61,552,000190
Minority interest net income$066
Net income of bank and minority interests.$61,552,000190
Net charge-offs$1,531,000334
Cash dividends$33,900,000151
Sale, conversion, retirement of capital stock, net$5,641,00068
Net operating income$76,292,610172
2018-06-30 (YTD Data)Rank
Total interest income$204,603,000132
Total interest expense$67,206,00075
Net interest income$137,397,000153
Provision for loan and lease losses$1,333,000384
Total noninterest income$37,537,000174
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$3,724,000211
Trading account gains and fees$369,00084
Additional Noninterest Income$33,444,000144
Total noninterest expense$105,461,000154
Salaries and employee benefits$52,673,000151
Premises and equipment expense$5,985,000246
Additional noninterest expense$46,803,000135
Pre-tax net operating income$68,140,000157
Securities gains (losses)$0961
Applicable income taxes$15,612,000152
Income before extraordinary items$52,528,000160
Extraordinary gains, net$06
Net income$52,528,000160
Minority interest net income$065
Net income of bank and minority interests.$52,528,000160
Net charge-offs$1,060,000314
Cash dividends$22,600,000145
Sale, conversion, retirement of capital stock, net$3,661,00059
Net operating income$52,528,000158
2018-03-31 (YTD Data)Rank
Total interest income$96,965,000134
Total interest expense$29,411,00080
Net interest income$67,554,000155
Provision for loan and lease losses$2,117,000165
Total noninterest income$21,120,000161
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$2,092,000187
Trading account gains and fees$385,00068
Additional Noninterest Income$18,643,000128
Total noninterest expense$52,013,000157
Salaries and employee benefits$24,925,000162
Premises and equipment expense$2,838,000258
Additional noninterest expense$24,250,000131
Pre-tax net operating income$34,544,000155
Securities gains (losses)$0735
Applicable income taxes$8,124,000144
Income before extraordinary items$26,420,000160
Extraordinary gains, net$07
Net income$26,420,000160
Minority interest net income$052
Net income of bank and minority interests.$26,420,000160
Net charge-offs$633,000279
Cash dividends$11,300,000124
Sale, conversion, retirement of capital stock, net$1,786,00053
Net operating income$26,420,000160
2017-12-31 (YTD Data)Rank
Total interest income$372,849,000129
Total interest expense$97,524,00074
Net interest income$275,325,000147
Provision for loan and lease losses$6,768,000206
Total noninterest income$83,549,000156
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$10,039,000165
Trading account gains and fees$790,00084
Additional Noninterest Income$72,720,000132
Total noninterest expense$214,343,000147
Salaries and employee benefits$95,518,000153
Premises and equipment expense$11,174,000252
Additional noninterest expense$107,651,000123
Pre-tax net operating income$137,763,000150
Securities gains (losses)$8,800,00031
Applicable income taxes$48,661,000145
Income before extraordinary items$97,902,000139
Extraordinary gains, net$09
Net income$97,902,000138
Minority interest net income$076
Net income of bank and minority interests.$97,902,000139
Net charge-offs$6,068,000192
Cash dividends$38,200,000149
Sale, conversion, retirement of capital stock, net$6,088,00091
Net operating income$92,006,000148
2017-09-30 (YTD Data)Rank
Total interest income$275,232,000129
Total interest expense$70,726,00073
Net interest income$204,506,000149
Provision for loan and lease losses$5,937,000184
Total noninterest income$63,827,000153
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$7,918,000156
Trading account gains and fees$482,00088
Additional Noninterest Income$55,427,000130
Total noninterest expense$159,739,000145
Salaries and employee benefits$69,569,000158
Premises and equipment expense$8,237,000255
Additional noninterest expense$81,933,000114
Pre-tax net operating income$102,657,000150
Securities gains (losses)$8,532,00028
Applicable income taxes$36,762,000135
Income before extraordinary items$74,427,000146
Extraordinary gains, net$09
Net income$74,427,000146
Minority interest net income$071
Net income of bank and minority interests.$74,427,000146
Net charge-offs$4,938,000164
Cash dividends$26,900,000145
Sale, conversion, retirement of capital stock, net$4,536,00083
Net operating income$68,710,560152
2017-06-30 (YTD Data)Rank
Total interest income$176,948,000131
Total interest expense$42,967,00073
Net interest income$133,981,000148
Provision for loan and lease losses$3,585,000195
Total noninterest income$14,245,000331
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$490,0001,207
Trading account gains and fees$396,00084
Additional Noninterest Income$13,359,000250
Total noninterest expense$60,234,000224
Salaries and employee benefits$32,849,000210
Premises and equipment expense$5,128,000273
Additional noninterest expense$22,257,000209
Pre-tax net operating income$84,407,000126
Securities gains (losses)$3,183,00047
Applicable income taxes$29,351,000118
Income before extraordinary items$58,239,000126
Extraordinary gains, net$-6,407,0005,787
Net income$51,832,000139
Minority interest net income$071
Net income of bank and minority interests.$51,832,000139
Net charge-offs$2,442,000196
Cash dividends$15,600,000158
Sale, conversion, retirement of capital stock, net$2,934,00077
Net operating income$56,138,220131
2017-03-31 (YTD Data)Rank
Total interest income$83,094,000135
Total interest expense$19,206,00074
Net interest income$63,888,000151
Provision for loan and lease losses$3,050,000135
Total noninterest income$7,477,000320
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$276,0001,087
Trading account gains and fees$533,00065
Additional Noninterest Income$6,668,000258
Total noninterest expense$29,985,000225
Salaries and employee benefits$16,163,000212
Premises and equipment expense$2,590,000273
Additional noninterest expense$11,232,000203
Pre-tax net operating income$38,330,000134
Securities gains (losses)$01,153
Applicable income taxes$11,976,000134
Income before extraordinary items$26,354,000134
Extraordinary gains, net$-1,177,0005,854
Net income$25,177,000140
Minority interest net income$055
Net income of bank and minority interests.$25,177,000140
Net charge-offs$482,000343
Cash dividends$7,800,000148
Sale, conversion, retirement of capital stock, net$1,412,00062
Net operating income$26,354,000135
2016-12-31 (YTD Data)Rank
Total interest income$322,539,000133
Total interest expense$67,170,00073
Net interest income$255,369,000147
Provision for loan and lease losses$2,345,000465
Total noninterest income$32,029,000300
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$957,0001,253
Trading account gains and fees$3,118,00059
Additional Noninterest Income$27,954,000244
Total noninterest expense$128,218,000211
Salaries and employee benefits$67,877,000193
Premises and equipment expense$9,862,000277
Additional noninterest expense$50,479,000192
Pre-tax net operating income$156,835,000128
Securities gains (losses)$26,0002,242
Applicable income taxes$55,373,000118
Income before extraordinary items$101,488,000133
Extraordinary gains, net$-9,005,0005,909
Net income$92,483,000143
Minority interest net income$082
Net income of bank and minority interests.$92,483,000143
Net charge-offs$1,662,000444
Cash dividends$25,400,000182
Sale, conversion, retirement of capital stock, net$6,189,00081
Net operating income$101,471,100132
2016-09-30 (YTD Data)Rank
Total interest income$238,930,000133
Total interest expense$49,172,00072
Net interest income$189,758,000145
Provision for loan and lease losses$2,854,000308
Total noninterest income$42,810,000197
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$4,197,000271
Trading account gains and fees$1,548,00066
Additional Noninterest Income$37,065,000159
Total noninterest expense$125,710,000173
Salaries and employee benefits$58,051,000174
Premises and equipment expense$7,259,000281
Additional noninterest expense$60,400,000142
Pre-tax net operating income$104,004,000138
Securities gains (losses)$26,0002,184
Applicable income taxes$40,371,000120
Income before extraordinary items$63,659,000151
Extraordinary gains, net$05
Net income$63,659,000151
Minority interest net income$071
Net income of bank and minority interests.$63,659,000151
Net charge-offs$892,000527
Cash dividends$17,600,000188
Sale, conversion, retirement of capital stock, net$5,134,00066
Net operating income$63,642,360150
2016-06-30 (YTD Data)Rank
Total interest income$154,718,000134
Total interest expense$31,007,00074
Net interest income$123,711,000148
Provision for loan and lease losses$2,766,000226
Total noninterest income$15,526,000311
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,041,000617
Trading account gains and fees$-102,0006,042
Additional Noninterest Income$14,587,000232
Total noninterest expense$70,961,000192
Salaries and employee benefits$35,370,000186
Premises and equipment expense$4,798,000285
Additional noninterest expense$30,793,000165
Pre-tax net operating income$65,510,000138
Securities gains (losses)$26,0001,814
Applicable income taxes$24,762,000124
Income before extraordinary items$40,774,000153
Extraordinary gains, net$016
Net income$40,774,000152
Minority interest net income$071
Net income of bank and minority interests.$40,774,000152
Net charge-offs$604,000519
Cash dividends$11,100,000187
Sale, conversion, retirement of capital stock, net$3,950,00058
Net operating income$40,757,360150
2016-03-31 (YTD Data)Rank
Total interest income$73,398,000142
Total interest expense$14,308,00080
Net interest income$59,090,000151
Provision for loan and lease losses$1,980,000180
Total noninterest income$6,261,000337
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$255,0001,168
Trading account gains and fees$-196,0006,107
Additional Noninterest Income$6,202,000252
Total noninterest expense$33,251,000198
Salaries and employee benefits$17,332,000189
Premises and equipment expense$2,325,000297
Additional noninterest expense$13,594,000177
Pre-tax net operating income$30,120,000147
Securities gains (losses)$26,0001,120
Applicable income taxes$10,560,000137
Income before extraordinary items$19,586,000153
Extraordinary gains, net$012
Net income$19,586,000153
Minority interest net income$062
Net income of bank and minority interests.$19,586,000153
Net charge-offs$-455,0006,065
Cash dividends$5,100,000202
Sale, conversion, retirement of capital stock, net$1,865,00049
Net operating income$19,569,100151
2015-12-31 (YTD Data)Rank
Total interest income$249,804,000154
Total interest expense$47,706,00086
Net interest income$202,098,000164
Provision for loan and lease losses$20,566,00091
Total noninterest income$29,410,000311
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$944,0001,284
Trading account gains and fees$1,876,00065
Additional Noninterest Income$26,590,000260
Total noninterest expense$111,924,000221
Salaries and employee benefits$58,777,000206
Premises and equipment expense$8,668,000306
Additional noninterest expense$44,479,000199
Pre-tax net operating income$99,018,000155
Securities gains (losses)$-17,0005,925
Applicable income taxes$33,428,000149
Income before extraordinary items$65,573,000170
Extraordinary gains, net$023
Net income$65,573,000169
Minority interest net income$081
Net income of bank and minority interests.$65,573,000170
Net charge-offs$11,979,000101
Cash dividends$18,500,000238
Sale, conversion, retirement of capital stock, net$5,256,00077
Net operating income$65,584,220168
2015-09-30 (YTD Data)Rank
Total interest income$182,092,000159
Total interest expense$34,925,00086
Net interest income$147,167,000168
Provision for loan and lease losses$14,393,00086
Total noninterest income$19,463,000350
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$691,0001,315
Trading account gains and fees$944,00075
Additional Noninterest Income$17,828,000281
Total noninterest expense$80,975,000237
Salaries and employee benefits$43,381,000220
Premises and equipment expense$6,470,000318
Additional noninterest expense$31,124,000215
Pre-tax net operating income$71,262,000159
Securities gains (losses)$-17,0006,051
Applicable income taxes$25,293,000147
Income before extraordinary items$45,952,000176
Extraordinary gains, net$021
Net income$45,952,000176
Minority interest net income$078
Net income of bank and minority interests.$45,952,000176
Net charge-offs$7,656,000114
Cash dividends$13,500,000230
Sale, conversion, retirement of capital stock, net$3,936,00067
Net operating income$45,962,880176
2015-06-30 (YTD Data)Rank
Total interest income$118,356,000160
Total interest expense$22,586,00088
Net interest income$95,770,000168
Provision for loan and lease losses$12,299,00074
Total noninterest income$13,794,000335
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$426,0001,390
Trading account gains and fees$701,00076
Additional Noninterest Income$12,667,000269
Total noninterest expense$52,362,000246
Salaries and employee benefits$28,400,000225
Premises and equipment expense$6,379,000224
Additional noninterest expense$17,583,000253
Pre-tax net operating income$44,903,000173
Securities gains (losses)$02,636
Applicable income taxes$16,447,000160
Income before extraordinary items$28,456,000191
Extraordinary gains, net$022
Net income$28,456,000191
Minority interest net income$075
Net income of bank and minority interests.$28,456,000191
Net charge-offs$2,000,000218
Cash dividends$8,000,000242
Sale, conversion, retirement of capital stock, net$2,754,00067
Net operating income$28,456,000189
2015-03-31 (YTD Data)Rank
Total interest income$58,696,000160
Total interest expense$10,924,00091
Net interest income$47,772,000164
Provision for loan and lease losses$2,964,000114
Total noninterest income$6,081,000357
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$179,0001,587
Trading account gains and fees$152,00088
Additional Noninterest Income$5,750,000278
Total noninterest expense$26,690,000243
Salaries and employee benefits$13,952,000227
Premises and equipment expense$3,078,000232
Additional noninterest expense$9,660,000229
Pre-tax net operating income$24,199,000165
Securities gains (losses)$02,027
Applicable income taxes$8,493,000154
Income before extraordinary items$15,706,000178
Extraordinary gains, net$013
Net income$15,706,000178
Minority interest net income$064
Net income of bank and minority interests.$15,706,000178
Net charge-offs$1,001,000209
Cash dividends$4,000,000222
Sale, conversion, retirement of capital stock, net$1,424,00067
Net operating income$15,706,000178
2014-12-31 (YTD Data)Rank
Total interest income$190,336,000176
Total interest expense$33,252,000111
Net interest income$157,084,000190
Provision for loan and lease losses$14,747,000106
Total noninterest income$24,099,000333
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$801,0001,585
Trading account gains and fees$459,00095
Additional Noninterest Income$22,839,000248
Total noninterest expense$95,435,000252
Salaries and employee benefits$46,426,000263
Premises and equipment expense$11,010,000248
Additional noninterest expense$37,999,000231
Pre-tax net operating income$71,001,000190
Securities gains (losses)$3,191,00075
Applicable income taxes$23,971,000179
Income before extraordinary items$50,221,000195
Extraordinary gains, net$017
Net income$50,221,000195
Minority interest net income$084
Net income of bank and minority interests.$50,221,000195
Net charge-offs$3,124,000335
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$4,185,00088
Net operating income$48,051,120199
2014-09-30 (YTD Data)Rank
Total interest income$133,199,000184
Total interest expense$22,541,000118
Net interest income$110,658,000196
Provision for loan and lease losses$12,288,00093
Total noninterest income$16,267,000357
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$618,0001,539
Trading account gains and fees$546,00081
Additional Noninterest Income$15,103,000267
Total noninterest expense$68,915,000259
Salaries and employee benefits$33,012,000268
Premises and equipment expense$8,162,000248
Additional noninterest expense$27,741,000234
Pre-tax net operating income$45,722,000205
Securities gains (losses)$3,191,00065
Applicable income taxes$14,935,000198
Income before extraordinary items$33,978,000206
Extraordinary gains, net$015
Net income$33,978,000206
Minority interest net income$081
Net income of bank and minority interests.$33,978,000206
Net charge-offs$1,769,000423
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$3,100,00086
Net operating income$31,776,210215
2014-06-30 (YTD Data)Rank
Total interest income$81,922,000195
Total interest expense$12,920,000130
Net interest income$69,002,000206
Provision for loan and lease losses$7,253,00097
Total noninterest income$10,805,000352
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$426,0001,482
Trading account gains and fees$503,00073
Additional Noninterest Income$9,876,000267
Total noninterest expense$44,751,000266
Salaries and employee benefits$20,942,000280
Premises and equipment expense$5,231,000252
Additional noninterest expense$18,578,000235
Pre-tax net operating income$27,803,000215
Securities gains (losses)$3,190,00056
Applicable income taxes$10,189,000194
Income before extraordinary items$20,804,000217
Extraordinary gains, net$020
Net income$20,804,000217
Minority interest net income$080
Net income of bank and minority interests.$20,804,000217
Net charge-offs$1,444,000381
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$2,009,00074
Net operating income$18,666,700228
2014-03-31 (YTD Data)Rank
Total interest income$36,852,000212
Total interest expense$5,929,000137
Net interest income$30,923,000217
Provision for loan and lease losses$4,368,00092
Total noninterest income$4,550,000398
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$214,0001,460
Trading account gains and fees$371,00071
Additional Noninterest Income$3,965,000306
Total noninterest expense$20,454,000286
Salaries and employee benefits$9,350,000309
Premises and equipment expense$2,637,000256
Additional noninterest expense$8,467,000246
Pre-tax net operating income$10,651,000250
Securities gains (losses)$2,832,00043
Applicable income taxes$4,060,000222
Income before extraordinary items$9,423,000230
Extraordinary gains, net$016
Net income$9,423,000230
Minority interest net income$066
Net income of bank and minority interests.$9,423,000230
Net charge-offs$195,000969
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$930,00068
Net operating income$7,440,600259
2013-12-31 (YTD Data)Rank
Total interest income$127,517,000227
Total interest expense$22,379,000152
Net interest income$105,138,000236
Provision for loan and lease losses$2,236,000572
Total noninterest income$23,088,000364
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$675,0001,886
Trading account gains and fees$711,00081
Additional Noninterest Income$21,702,000273
Total noninterest expense$72,406,000321
Salaries and employee benefits$35,493,000320
Premises and equipment expense$8,829,000295
Additional noninterest expense$28,084,000290
Pre-tax net operating income$53,584,000213
Securities gains (losses)$1,274,000184
Applicable income taxes$19,200,000188
Income before extraordinary items$35,658,000241
Extraordinary gains, net$029
Net income$35,658,000241
Minority interest net income$090
Net income of bank and minority interests.$35,658,000241
Net charge-offs$6,894,000255
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$3,369,000112
Net operating income$34,829,900241
2013-09-30 (YTD Data)Rank
Total interest income$93,020,000230
Total interest expense$16,729,000152
Net interest income$76,291,000245
Provision for loan and lease losses$6,470,000182
Total noninterest income$20,213,000327
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$487,0001,945
Trading account gains and fees$236,000104
Additional Noninterest Income$19,490,000248
Total noninterest expense$50,659,000337
Salaries and employee benefits$24,868,000346
Premises and equipment expense$6,309,000309
Additional noninterest expense$19,482,000299
Pre-tax net operating income$39,375,000216
Securities gains (losses)$03,040
Applicable income taxes$13,813,000196
Income before extraordinary items$25,562,000243
Extraordinary gains, net$025
Net income$25,562,000243
Minority interest net income$084
Net income of bank and minority interests.$25,562,000243
Net charge-offs$5,507,000237
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$2,461,000107
Net operating income$25,562,000239
2013-06-30 (YTD Data)Rank
Total interest income$59,468,000240
Total interest expense$10,952,000154
Net interest income$48,516,000254
Provision for loan and lease losses$5,720,000146
Total noninterest income$14,921,000318
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$289,0002,093
Trading account gains and fees$198,00095
Additional Noninterest Income$14,434,000237
Total noninterest expense$32,578,000353
Salaries and employee benefits$15,905,000362
Premises and equipment expense$4,020,000320
Additional noninterest expense$12,653,000308
Pre-tax net operating income$25,139,000224
Securities gains (losses)$02,791
Applicable income taxes$8,799,000204
Income before extraordinary items$16,340,000250
Extraordinary gains, net$022
Net income$16,340,000250
Minority interest net income$082
Net income of bank and minority interests.$16,340,000251
Net charge-offs$3,415,000289
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$1,535,00096
Net operating income$16,340,000246
2013-03-31 (YTD Data)Rank
Total interest income$27,920,000255
Total interest expense$5,395,000160
Net interest income$22,525,000277
Provision for loan and lease losses$1,100,000349
Total noninterest income$6,606,000348
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$130,0002,279
Trading account gains and fees$42,000115
Additional Noninterest Income$6,434,000259
Total noninterest expense$16,382,000353
Salaries and employee benefits$7,397,000393
Premises and equipment expense$1,910,000331
Additional noninterest expense$7,075,000285
Pre-tax net operating income$11,649,000237
Securities gains (losses)$01,966
Applicable income taxes$4,077,000215
Income before extraordinary items$7,572,000257
Extraordinary gains, net$010
Net income$7,572,000257
Minority interest net income$076
Net income of bank and minority interests.$7,572,000258
Net charge-offs$498,000774
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$704,00078
Net operating income$7,572,000252
2012-12-31 (YTD Data)Rank
Total interest income$93,543,000300
Total interest expense$21,761,000194
Net interest income$71,782,000324
Provision for loan and lease losses$16,271,000191
Total noninterest income$23,415,000377
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$481,0002,566
Trading account gains and fees$0166
Additional Noninterest Income$22,934,000276
Total noninterest expense$49,145,000454
Salaries and employee benefits$23,846,000456
Premises and equipment expense$6,816,000367
Additional noninterest expense$18,483,000418
Pre-tax net operating income$29,781,000311
Securities gains (losses)$9,017,00060
Applicable income taxes$13,220,000226
Income before extraordinary items$25,578,000289
Extraordinary gains, net$029
Net income$25,578,000289
Minority interest net income$093
Net income of bank and minority interests.$25,578,000289
Net charge-offs$5,466,000537
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$5,514,00073
Net operating income$19,626,780348
2012-09-30 (YTD Data)Rank
Total interest income$66,298,000318
Total interest expense$16,181,000206
Net interest income$50,117,000355
Provision for loan and lease losses$14,654,000169
Total noninterest income$18,159,000364
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$289,0003,038
Trading account gains and fees$0157
Additional Noninterest Income$17,870,000268
Total noninterest expense$35,426,000463
Salaries and employee benefits$17,073,000471
Premises and equipment expense$4,937,000379
Additional noninterest expense$13,416,000435
Pre-tax net operating income$18,196,000376
Securities gains (losses)$9,006,00051
Applicable income taxes$9,521,000239
Income before extraordinary items$17,681,000305
Extraordinary gains, net$020
Net income$17,681,000305
Minority interest net income$086
Net income of bank and minority interests.$17,681,000305
Net charge-offs$4,712,000483
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$5,117,00052
Net operating income$11,827,100422
2012-06-30 (YTD Data)Rank
Total interest income$38,334,000363
Total interest expense$10,774,000213
Net interest income$27,560,000420
Provision for loan and lease losses$4,538,000332
Total noninterest income$7,421,000499
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$186,0003,101
Trading account gains and fees$0153
Additional Noninterest Income$7,235,000362
Total noninterest expense$22,882,000470
Salaries and employee benefits$11,094,000476
Premises and equipment expense$3,228,000387
Additional noninterest expense$8,560,000448
Pre-tax net operating income$7,561,000527
Securities gains (losses)$9,006,00038
Applicable income taxes$5,798,000260
Income before extraordinary items$10,769,000328
Extraordinary gains, net$019
Net income$10,769,000327
Minority interest net income$084
Net income of bank and minority interests.$10,769,000327
Net charge-offs$3,452,000467
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$4,767,00041
Net operating income$4,915,100618
2012-03-31 (YTD Data)Rank
Total interest income$18,636,000373
Total interest expense$5,226,000221
Net interest income$13,410,000418
Provision for loan and lease losses$1,800,000394
Total noninterest income$3,581,000507
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$94,0003,073
Trading account gains and fees$0148
Additional Noninterest Income$3,487,000368
Total noninterest expense$10,491,000505
Salaries and employee benefits$5,521,000479
Premises and equipment expense$1,207,000495
Additional noninterest expense$3,763,000485
Pre-tax net operating income$4,700,000434
Securities gains (losses)$209,000585
Applicable income taxes$1,669,000362
Income before extraordinary items$3,240,000501
Extraordinary gains, net$019
Net income$3,240,000502
Minority interest net income$078
Net income of bank and minority interests.$3,240,000502
Net charge-offs$1,432,000528
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$527,00093
Net operating income$3,102,060500
2011-12-31 (YTD Data)Rank
Total interest income$61,438,000445
Total interest expense$22,463,000245
Net interest income$38,975,000561
Provision for loan and lease losses$9,450,000438
Total noninterest income$10,868,000570
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$373,0003,172
Trading account gains and fees$0146
Additional Noninterest Income$10,495,000413
Total noninterest expense$37,255,000548
Salaries and employee benefits$16,690,000579
Premises and equipment expense$3,143,000787
Additional noninterest expense$17,422,000441
Pre-tax net operating income$3,138,0001,758
Securities gains (losses)$2,731,000178
Applicable income taxes$1,835,000860
Income before extraordinary items$4,034,0001,246
Extraordinary gains, net$029
Net income$4,034,0001,246
Minority interest net income$096
Net income of bank and minority interests.$4,034,0001,246
Net charge-offs$9,547,000478
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$16,287,00047
Net operating income$2,149,6102,051
2011-09-30 (YTD Data)Rank
Total interest income$41,945,000491
Total interest expense$17,041,000253
Net interest income$24,904,000652
Provision for loan and lease losses$6,550,000486
Total noninterest income$7,525,000614
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$269,0003,244
Trading account gains and fees$0145
Additional Noninterest Income$7,256,000435
Total noninterest expense$26,182,000575
Salaries and employee benefits$11,909,000613
Premises and equipment expense$2,208,000863
Additional noninterest expense$12,065,000464
Pre-tax net operating income$-303,0006,476
Securities gains (losses)$1,413,000250
Applicable income taxes$300,0002,264
Income before extraordinary items$810,0003,493
Extraordinary gains, net$021
Net income$810,0003,495
Minority interest net income$087
Net income of bank and minority interests.$810,0003,495
Net charge-offs$7,654,000442
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$16,097,00039
Net operating income$-221,4906,459
2011-06-30 (YTD Data)Rank
Total interest income$26,536,000527
Total interest expense$11,345,000271
Net interest income$15,191,000725
Provision for loan and lease losses$5,650,000381
Total noninterest income$5,616,000577
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$171,0003,331
Trading account gains and fees$0153
Additional Noninterest Income$5,445,000400
Total noninterest expense$17,318,000584
Salaries and employee benefits$8,118,000597
Premises and equipment expense$1,468,000875
Additional noninterest expense$7,732,000490
Pre-tax net operating income$-2,161,0007,189
Securities gains (losses)$02,914
Applicable income taxes$-630,0007,370
Income before extraordinary items$-1,531,0007,146
Extraordinary gains, net$015
Net income$-1,531,0007,147
Minority interest net income$089
Net income of bank and minority interests.$-1,531,0007,147
Net charge-offs$6,833,000357
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$15,856,00027
Net operating income$-1,531,0007,133
2011-03-31 (YTD Data)Rank
Total interest income$11,839,000606
Total interest expense$5,555,000288
Net interest income$6,284,000878
Provision for loan and lease losses$2,800,000393
Total noninterest income$3,236,000516
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$91,0003,174
Trading account gains and fees$0158
Additional Noninterest Income$3,145,000365
Total noninterest expense$9,149,000552
Salaries and employee benefits$4,127,000593
Premises and equipment expense$731,000905
Additional noninterest expense$4,291,000439
Pre-tax net operating income$-2,429,0007,420
Securities gains (losses)$01,772
Applicable income taxes$-753,0007,501
Income before extraordinary items$-1,676,0007,379
Extraordinary gains, net$09
Net income$-1,676,0007,380
Minority interest net income$086
Net income of bank and minority interests.$-1,676,0007,380
Net charge-offs$631,0001,155
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$15,681,00012
Net operating income$-1,676,0007,376
2010-12-31 (YTD Data)Rank
Total interest income$30,907,000987
Total interest expense$11,546,000692
Net interest income$19,361,0001,156
Provision for loan and lease losses$10,347,000639
Total noninterest income$44,302,000221
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$342,0003,391
Trading account gains and fees$0175
Additional Noninterest Income$43,960,000173
Total noninterest expense$25,964,000769
Salaries and employee benefits$14,031,000692
Premises and equipment expense$1,897,0001,356
Additional noninterest expense$10,036,000750
Pre-tax net operating income$27,352,000238
Securities gains (losses)$1,114,000448
Applicable income taxes$4,731,000378
Income before extraordinary items$23,735,000226
Extraordinary gains, net$029
Net income$23,735,000227
Minority interest net income$0111
Net income of bank and minority interests.$23,735,000227
Net charge-offs$5,250,000970
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$61,764,00024
Net operating income$22,810,380221
2010-09-30 (YTD Data)Rank
Total interest income$19,140,0001,231
Total interest expense$6,980,000925
Net interest income$12,160,0001,396
Provision for loan and lease losses$9,497,000517
Total noninterest income$42,503,000172
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$241,0003,571
Trading account gains and fees$0165
Additional Noninterest Income$42,262,000134
Total noninterest expense$18,527,000797
Salaries and employee benefits$10,773,000664
Premises and equipment expense$1,234,0001,574
Additional noninterest expense$6,520,000830
Pre-tax net operating income$26,639,000192
Securities gains (losses)$1,111,000375
Applicable income taxes$4,455,000315
Income before extraordinary items$23,295,000183
Extraordinary gains, net$023
Net income$23,295,000183
Minority interest net income$0110
Net income of bank and minority interests.$23,295,000184
Net charge-offs$4,908,000791
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$52,366,00024
Net operating income$22,361,760183
2010-06-30 (YTD Data)Rank
Total interest income$9,674,0001,637
Total interest expense$3,760,0001,187
Net interest income$5,914,0001,894
Provision for loan and lease losses$5,422,000602
Total noninterest income$1,061,0001,964
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$142,0003,803
Trading account gains and fees$0152
Additional Noninterest Income$919,0001,372
Total noninterest expense$7,168,0001,384
Salaries and employee benefits$3,181,0001,555
Premises and equipment expense$633,0002,048
Additional noninterest expense$3,354,0001,057
Pre-tax net operating income$-5,615,0007,579
Securities gains (losses)$1,076,000245
Applicable income taxes$04,691
Income before extraordinary items$-4,539,0007,559
Extraordinary gains, net$019
Net income$-4,539,0007,559
Minority interest net income$0105
Net income of bank and minority interests.$-4,539,0007,559
Net charge-offs$3,218,000776
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$48,698,00017
Net operating income$-5,615,0007,607
2010-03-31 (YTD Data)Rank
Total interest income$3,920,0002,041
Total interest expense$1,637,0001,442
Net interest income$2,283,0002,463
Provision for loan and lease losses$4,372,000419
Total noninterest income$351,0002,581
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$79,0003,603
Trading account gains and fees$0175
Additional Noninterest Income$272,0001,968
Total noninterest expense$3,534,0001,420
Salaries and employee benefits$1,433,0001,745
Premises and equipment expense$308,0002,153
Additional noninterest expense$1,793,000980
Pre-tax net operating income$-5,272,0007,774
Securities gains (losses)$302,000385
Applicable income taxes$04,611
Income before extraordinary items$-4,970,0007,788
Extraordinary gains, net$016
Net income$-4,970,0007,789
Minority interest net income$091
Net income of bank and minority interests.$-4,970,0007,789
Net charge-offs$1,040,0001,009
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$48,954,00015
Net operating income$-5,272,0007,790
2009-12-31 (YTD Data)Rank
Total interest income$13,486,0002,477
Total interest expense$6,336,0001,837
Net interest income$7,150,0003,013
Provision for loan and lease losses$11,778,000757
Total noninterest income$473,0004,830
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$382,0003,420
Trading account gains and fees$0211
Additional Noninterest Income$91,0005,761
Total noninterest expense$9,301,0002,147
Salaries and employee benefits$4,251,0002,311
Premises and equipment expense$1,261,0002,120
Additional noninterest expense$3,789,0001,934
Pre-tax net operating income$-13,456,0007,595
Securities gains (losses)$221,0001,481
Applicable income taxes$04,388
Income before extraordinary items$-13,235,0007,638
Extraordinary gains, net$034
Net income$-13,235,0007,636
Minority interest net income$0115
Net income of bank and minority interests.$-13,235,0007,637
Net charge-offs$4,622,0001,217
Cash dividends$4,0004,657
Sale, conversion, retirement of capital stock, net$17,672,00049
Net operating income$-13,456,0007,641
2009-09-30 (YTD Data)Rank
Total interest income$9,903,0002,549
Total interest expense$4,723,0001,924
Net interest income$5,180,0003,098
Provision for loan and lease losses$9,130,000668
Total noninterest income$213,0005,768
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$299,0003,357
Trading account gains and fees$0212
Additional Noninterest Income$-86,0007,793
Total noninterest expense$6,395,0002,317
Salaries and employee benefits$2,812,0002,618
Premises and equipment expense$947,0002,136
Additional noninterest expense$2,636,0002,012
Pre-tax net operating income$-10,132,0007,747
Securities gains (losses)$207,0001,263
Applicable income taxes$388,0001,663
Income before extraordinary items$-10,313,0007,789
Extraordinary gains, net$027
Net income$-10,313,0007,787
Minority interest net income$0118
Net income of bank and minority interests.$-10,313,0007,788
Net charge-offs$3,461,0001,084
Cash dividends$4,0004,178
Sale, conversion, retirement of capital stock, net$17,145,00040
Net operating income$-10,520,0007,795
2009-06-30 (YTD Data)Rank
Total interest income$6,413,0002,655
Total interest expense$3,255,0001,950
Net interest income$3,158,0003,315
Provision for loan and lease losses$8,130,000526
Total noninterest income$115,0006,178
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$192,0003,390
Trading account gains and fees$0193
Additional Noninterest Income$-77,0007,937
Total noninterest expense$3,819,0002,612
Salaries and employee benefits$1,572,0003,104
Premises and equipment expense$630,0002,168
Additional noninterest expense$1,617,0002,183
Pre-tax net operating income$-8,676,0007,887
Securities gains (losses)$154,0001,191
Applicable income taxes$04,657
Income before extraordinary items$-8,522,0007,924
Extraordinary gains, net$021
Net income$-8,522,0007,923
Minority interest net income$0112
Net income of bank and minority interests.$-8,522,0007,923
Net charge-offs$1,072,0001,579
Cash dividends$4,0003,967
Sale, conversion, retirement of capital stock, net$12,629,00040
Net operating income$-8,676,0007,927
2009-03-31 (YTD Data)Rank
Total interest income$3,223,0002,673
Total interest expense$1,709,0001,934
Net interest income$1,514,0003,420
Provision for loan and lease losses$130,0003,489
Total noninterest income$232,0003,526
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$95,0003,361
Trading account gains and fees$0171
Additional Noninterest Income$137,0003,115
Total noninterest expense$1,816,0002,648
Salaries and employee benefits$798,0003,106
Premises and equipment expense$317,0002,197
Additional noninterest expense$701,0002,231
Pre-tax net operating income$-200,0006,890
Securities gains (losses)$168,000741
Applicable income taxes$04,835
Income before extraordinary items$-32,0006,573
Extraordinary gains, net$015
Net income$-32,0006,574
Minority interest net income$0102
Net income of bank and minority interests.$-32,0006,574
Net charge-offs$22,0004,250
Cash dividends$4,0003,019
Sale, conversion, retirement of capital stock, net$-1,0008,168
Net operating income$-200,0006,958
2008-12-31 (YTD Data)Rank
Total interest income$15,482,0002,394
Total interest expense$8,138,0001,940
Net interest income$7,344,0002,913
Provision for loan and lease losses$611,0003,468
Total noninterest income$851,0003,733
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$391,0003,501
Trading account gains and fees$0154
Additional Noninterest Income$460,0003,329
Total noninterest expense$7,555,0002,503
Salaries and employee benefits$3,622,0002,737
Premises and equipment expense$1,280,0002,111
Additional noninterest expense$2,653,0002,235
Pre-tax net operating income$29,0006,215
Securities gains (losses)$-1,280,0007,792
Applicable income taxes$-426,0007,436
Income before extraordinary items$-825,0006,909
Extraordinary gains, net$039
Net income$-825,0006,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$195,0004,126
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$950,000436
Net operating income$19,8006,286
2008-09-30 (YTD Data)Rank
Total interest income$11,837,0002,404
Total interest expense$6,166,0002,009
Net interest income$5,671,0002,876
Provision for loan and lease losses$449,0002,920
Total noninterest income$604,0003,942
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$291,0003,540
Trading account gains and fees$0148
Additional Noninterest Income$313,0003,618
Total noninterest expense$5,758,0002,451
Salaries and employee benefits$2,837,0002,676
Premises and equipment expense$964,0002,113
Additional noninterest expense$1,957,0002,207
Pre-tax net operating income$68,0006,525
Securities gains (losses)$-468,0007,752
Applicable income taxes$-110,0007,551
Income before extraordinary items$-290,0007,010
Extraordinary gains, net$031
Net income$-290,0007,007
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0003,313
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$46,9606,588
2008-06-30 (YTD Data)Rank
Total interest income$7,985,0002,421
Total interest expense$4,317,0002,004
Net interest income$3,668,0002,938
Provision for loan and lease losses$224,0002,977
Total noninterest income$467,0003,673
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$187,0003,617
Trading account gains and fees$0149
Additional Noninterest Income$280,0003,146
Total noninterest expense$3,717,0002,542
Salaries and employee benefits$1,832,0002,768
Premises and equipment expense$637,0002,118
Additional noninterest expense$1,248,0002,263
Pre-tax net operating income$194,0005,857
Securities gains (losses)$11,0002,404
Applicable income taxes$24,0004,564
Income before extraordinary items$181,0005,750
Extraordinary gains, net$021
Net income$181,0005,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,909
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$171,3205,759
2008-03-31 (YTD Data)Rank
Total interest income$4,113,0002,421
Total interest expense$2,400,0001,931
Net interest income$1,713,0003,134
Provision for loan and lease losses$84,0003,006
Total noninterest income$224,0003,756
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$89,0003,686
Trading account gains and fees$0158
Additional Noninterest Income$135,0003,231
Total noninterest expense$1,858,0002,534
Salaries and employee benefits$915,0002,781
Premises and equipment expense$311,0002,185
Additional noninterest expense$632,0002,215
Pre-tax net operating income$-5,0007,203
Securities gains (losses)$6,0002,176
Applicable income taxes$05,622
Income before extraordinary items$1,0007,260
Extraordinary gains, net$015
Net income$1,0007,261
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,845
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-5,0007,227
2007-12-31 (YTD Data)Rank
Total interest income$17,659,0002,335
Total interest expense$10,593,0001,870
Net interest income$7,066,0003,083
Provision for loan and lease losses$444,0002,532
Total noninterest income$750,0004,146
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$286,0004,175
Trading account gains and fees$0178
Additional Noninterest Income$464,0003,451
Total noninterest expense$6,908,0002,626
Salaries and employee benefits$3,389,0002,902
Premises and equipment expense$1,212,0002,141
Additional noninterest expense$2,307,0002,342
Pre-tax net operating income$464,0006,097
Securities gains (losses)$-394,0008,344
Applicable income taxes$-160,0008,094
Income before extraordinary items$230,0006,686
Extraordinary gains, net$039
Net income$230,0006,685
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,777
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$323,000624
Net operating income$624,0005,257
2007-09-30 (YTD Data)Rank
Total interest income$13,116,0002,359
Total interest expense$7,882,0001,881
Net interest income$5,234,0003,116
Provision for loan and lease losses$414,0001,811
Total noninterest income$525,0004,294
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$199,0004,351
Trading account gains and fees$0184
Additional Noninterest Income$326,0003,592
Total noninterest expense$4,900,0002,714
Salaries and employee benefits$2,516,0002,901
Premises and equipment expense$730,0002,620
Additional noninterest expense$1,654,0002,402
Pre-tax net operating income$445,0005,981
Securities gains (losses)$01,655
Applicable income taxes$109,0004,359
Income before extraordinary items$336,0006,127
Extraordinary gains, net$033
Net income$336,0006,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0005,700
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$323,000490
Net operating income$336,0006,114
2007-06-30 (YTD Data)Rank
Total interest income$8,511,0002,437
Total interest expense$5,087,0001,935
Net interest income$3,424,0003,183
Provision for loan and lease losses$331,0001,426
Total noninterest income$319,0004,530
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$125,0004,485
Trading account gains and fees$0168
Additional Noninterest Income$194,0003,835
Total noninterest expense$3,146,0002,845
Salaries and employee benefits$1,633,0003,015
Premises and equipment expense$446,0002,842
Additional noninterest expense$1,067,0002,483
Pre-tax net operating income$266,0006,257
Securities gains (losses)$01,444
Applicable income taxes$71,0004,465
Income before extraordinary items$195,0006,407
Extraordinary gains, net$029
Net income$195,0006,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,783
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$323,000369
Net operating income$195,0006,405
2007-03-31 (YTD Data)Rank
Total interest income$4,128,0002,493
Total interest expense$2,422,0001,994
Net interest income$1,706,0003,184
Provision for loan and lease losses$151,0001,421
Total noninterest income$117,0005,185
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$52,0004,797
Trading account gains and fees$0195
Additional Noninterest Income$65,0004,594
Total noninterest expense$1,565,0002,874
Salaries and employee benefits$851,0002,915
Premises and equipment expense$218,0002,906
Additional noninterest expense$496,0002,640
Pre-tax net operating income$107,0006,574
Securities gains (losses)$01,187
Applicable income taxes$25,0004,759
Income before extraordinary items$82,0006,678
Extraordinary gains, net$022
Net income$82,0006,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$82,0006,665
2006-12-31 (YTD Data)Rank
Total interest income$13,917,0002,701
Total interest expense$7,461,0002,172
Net interest income$6,456,0003,328
Provision for loan and lease losses$416,0002,205
Total noninterest income$479,0005,229
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$179,0005,192
Trading account gains and fees$0130
Additional Noninterest Income$300,0004,287
Total noninterest expense$5,588,0003,045
Salaries and employee benefits$2,819,0003,300
Premises and equipment expense$832,0002,903
Additional noninterest expense$1,937,0002,650
Pre-tax net operating income$931,0005,350
Securities gains (losses)$01,687
Applicable income taxes$275,0003,923
Income before extraordinary items$656,0005,630
Extraordinary gains, net$051
Net income$656,0005,631
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,128
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$656,0005,611
2006-09-30 (YTD Data)Rank
Total interest income$10,009,0002,792
Total interest expense$5,179,0002,249
Net interest income$4,830,0003,359
Provision for loan and lease losses$324,0002,017
Total noninterest income$360,0005,230
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$138,0005,198
Trading account gains and fees$0126
Additional Noninterest Income$222,0004,316
Total noninterest expense$4,157,0003,069
Salaries and employee benefits$2,043,0003,388
Premises and equipment expense$619,0002,917
Additional noninterest expense$1,495,0002,568
Pre-tax net operating income$709,0005,497
Securities gains (losses)$01,388
Applicable income taxes$215,0004,047
Income before extraordinary items$494,0005,788
Extraordinary gains, net$045
Net income$494,0005,790
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,298
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$494,0005,790
2006-06-30 (YTD Data)Rank
Total interest income$6,320,0002,896
Total interest expense$3,104,0002,368
Net interest income$3,216,0003,369
Provision for loan and lease losses$230,0001,895
Total noninterest income$205,0005,582
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$91,0005,218
Trading account gains and fees$0126
Additional Noninterest Income$114,0004,856
Total noninterest expense$2,697,0003,139
Salaries and employee benefits$1,316,0003,492
Premises and equipment expense$408,0002,948
Additional noninterest expense$973,0002,630
Pre-tax net operating income$494,0005,426
Securities gains (losses)$01,185
Applicable income taxes$153,0003,977
Income before extraordinary items$341,0005,745
Extraordinary gains, net$039
Net income$341,0005,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,074
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$341,0005,742
2006-03-31 (YTD Data)Rank
Total interest income$2,993,0002,975
Total interest expense$1,410,0002,447
Net interest income$1,583,0003,389
Provision for loan and lease losses$93,0002,093
Total noninterest income$104,0005,514
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$52,0004,862
Trading account gains and fees$0115
Additional Noninterest Income$52,0005,040
Total noninterest expense$1,281,0003,310
Salaries and employee benefits$636,0003,607
Premises and equipment expense$198,0003,049
Additional noninterest expense$447,0002,819
Pre-tax net operating income$313,0004,861
Securities gains (losses)$0955
Applicable income taxes$94,0003,673
Income before extraordinary items$219,0005,131
Extraordinary gains, net$021
Net income$219,0005,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$219,0005,123
2005-12-31 (YTD Data)Rank
Total interest income$9,472,0003,298
Total interest expense$3,981,0002,665
Net interest income$5,491,0003,689
Provision for loan and lease losses$282,0002,965
Total noninterest income$385,0005,799
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$161,0005,484
Trading account gains and fees$0138
Additional Noninterest Income$224,0004,951
Total noninterest expense$4,648,0003,436
Salaries and employee benefits$2,217,0003,824
Premises and equipment expense$691,0003,272
Additional noninterest expense$1,740,0002,841
Pre-tax net operating income$946,0005,505
Securities gains (losses)$02,296
Applicable income taxes$33,0006,099
Income before extraordinary items$913,0005,045
Extraordinary gains, net$046
Net income$913,0005,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0004,476
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$4,375,000321
Net operating income$913,0005,010
2005-09-30 (YTD Data)Rank
Total interest income$6,749,0003,365
Total interest expense$2,747,0002,720
Net interest income$4,002,0003,763
Provision for loan and lease losses$186,0003,074
Total noninterest income$268,0006,013
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$122,0005,500
Trading account gains and fees$0126
Additional Noninterest Income$146,0005,238
Total noninterest expense$3,455,0003,440
Salaries and employee benefits$1,712,0003,725
Premises and equipment expense$503,0003,345
Additional noninterest expense$1,240,0002,960
Pre-tax net operating income$629,0005,881
Securities gains (losses)$02,317
Applicable income taxes$25,0006,179
Income before extraordinary items$604,0005,425
Extraordinary gains, net$035
Net income$604,0005,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0003,791
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$1,000,000340
Net operating income$604,0005,395
2005-06-30 (YTD Data)Rank
Total interest income$4,298,0003,423
Total interest expense$1,678,0002,772
Net interest income$2,620,0003,784
Provision for loan and lease losses$80,0003,732
Total noninterest income$186,0005,893
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$80,0005,480
Trading account gains and fees$0116
Additional Noninterest Income$106,0005,067
Total noninterest expense$2,276,0003,441
Salaries and employee benefits$1,138,0003,715
Premises and equipment expense$321,0003,429
Additional noninterest expense$817,0002,969
Pre-tax net operating income$450,0005,707
Securities gains (losses)$02,146
Applicable income taxes$19,0006,120
Income before extraordinary items$431,0005,262
Extraordinary gains, net$030
Net income$431,0005,264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$1,000,000238
Net operating income$431,0005,213
2005-03-31 (YTD Data)Rank
Total interest income$2,063,0003,499
Total interest expense$774,0002,877
Net interest income$1,289,0003,823
Provision for loan and lease losses$47,0003,284
Total noninterest income$93,0005,850
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$38,0005,561
Trading account gains and fees$0115
Additional Noninterest Income$55,0004,967
Total noninterest expense$1,135,0003,471
Salaries and employee benefits$573,0003,699
Premises and equipment expense$158,0003,503
Additional noninterest expense$404,0002,985
Pre-tax net operating income$200,0005,958
Securities gains (losses)$01,685
Applicable income taxes$9,0006,134
Income before extraordinary items$191,0005,527
Extraordinary gains, net$024
Net income$191,0005,528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$1,000,000121
Net operating income$191,0005,495
2004-12-31 (YTD Data)Rank
Total interest income$7,092,0003,765
Total interest expense$2,506,0003,056
Net interest income$4,586,0004,063
Provision for loan and lease losses$275,0003,079
Total noninterest income$345,0006,116
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$153,0005,736
Trading account gains and fees$0138
Additional Noninterest Income$192,0005,186
Total noninterest expense$3,930,0003,807
Salaries and employee benefits$1,891,0004,183
Premises and equipment expense$561,0003,739
Additional noninterest expense$1,478,0003,160
Pre-tax net operating income$726,0006,026
Securities gains (losses)$77,0001,429
Applicable income taxes$07,185
Income before extraordinary items$803,0005,260
Extraordinary gains, net$034
Net income$803,0005,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0003,044
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$1,115,000391
Net operating income$726,0005,411
2004-09-30 (YTD Data)Rank
Total interest income$5,138,0003,850
Total interest expense$1,792,0003,110
Net interest income$3,346,0004,137
Provision for loan and lease losses$125,0003,916
Total noninterest income$265,0006,091
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$113,0005,820
Trading account gains and fees$0134
Additional Noninterest Income$152,0005,098
Total noninterest expense$2,978,0003,733
Salaries and employee benefits$1,482,0003,987
Premises and equipment expense$417,0003,761
Additional noninterest expense$1,079,0003,208
Pre-tax net operating income$508,0006,288
Securities gains (losses)$30,0002,041
Applicable income taxes$07,220
Income before extraordinary items$538,0005,633
Extraordinary gains, net$026
Net income$538,0005,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,138
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$1,065,000300
Net operating income$508,0005,707
2004-06-30 (YTD Data)Rank
Total interest income$3,322,0003,942
Total interest expense$1,119,0003,259
Net interest income$2,203,0004,182
Provision for loan and lease losses$93,0003,603
Total noninterest income$175,0006,127
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$74,0005,866
Trading account gains and fees$0130
Additional Noninterest Income$101,0005,138
Total noninterest expense$1,944,0003,826
Salaries and employee benefits$972,0004,073
Premises and equipment expense$272,0003,821
Additional noninterest expense$700,0003,310
Pre-tax net operating income$341,0006,237
Securities gains (losses)$30,0001,791
Applicable income taxes$07,214
Income before extraordinary items$371,0005,520
Extraordinary gains, net$021
Net income$371,0005,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$665,000242
Net operating income$341,0005,656
2004-03-31 (YTD Data)Rank
Total interest income$1,674,0003,913
Total interest expense$556,0003,319
Net interest income$1,118,0004,134
Provision for loan and lease losses$62,0002,894
Total noninterest income$86,0006,123
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$37,0005,836
Trading account gains and fees$0121
Additional Noninterest Income$49,0005,162
Total noninterest expense$962,0003,875
Salaries and employee benefits$478,0004,155
Premises and equipment expense$135,0003,876
Additional noninterest expense$349,0003,295
Pre-tax net operating income$180,0006,064
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$180,0005,590
Extraordinary gains, net$016
Net income$180,0005,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$180,0005,472
2003-12-31 (YTD Data)Rank
Total interest income$6,323,0004,150
Total interest expense$2,248,0003,634
Net interest income$4,075,0004,306
Provision for loan and lease losses$280,0003,324
Total noninterest income$326,0006,412
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$109,0006,421
Trading account gains and fees$0160
Additional Noninterest Income$217,0005,121
Total noninterest expense$3,438,0004,177
Salaries and employee benefits$1,771,0004,310
Premises and equipment expense$442,0004,420
Additional noninterest expense$1,225,0003,668
Pre-tax net operating income$683,0006,059
Securities gains (losses)$20,0003,211
Applicable income taxes$07,459
Income before extraordinary items$703,0005,578
Extraordinary gains, net$054
Net income$703,0005,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,259
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$213,000590
Net operating income$683,0005,486
2003-09-30 (YTD Data)Rank
Total interest income$4,699,0004,225
Total interest expense$1,713,0003,703
Net interest income$2,986,0004,397
Provision for loan and lease losses$181,0003,491
Total noninterest income$239,0006,516
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$82,0006,466
Trading account gains and fees$0153
Additional Noninterest Income$157,0005,250
Total noninterest expense$2,555,0004,197
Salaries and employee benefits$1,313,0004,335
Premises and equipment expense$326,0004,476
Additional noninterest expense$916,0003,663
Pre-tax net operating income$489,0006,339
Securities gains (losses)$28,0002,745
Applicable income taxes$07,524
Income before extraordinary items$517,0005,766
Extraordinary gains, net$040
Net income$517,0005,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,062
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$163,000475
Net operating income$489,0005,748
2003-06-30 (YTD Data)Rank
Total interest income$3,093,0004,307
Total interest expense$1,168,0003,748
Net interest income$1,925,0004,509
Provision for loan and lease losses$117,0003,616
Total noninterest income$150,0006,647
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$51,0006,554
Trading account gains and fees$0150
Additional Noninterest Income$99,0005,340
Total noninterest expense$1,670,0004,262
Salaries and employee benefits$849,0004,437
Premises and equipment expense$210,0004,570
Additional noninterest expense$611,0003,648
Pre-tax net operating income$288,0006,573
Securities gains (losses)$28,0002,409
Applicable income taxes$07,529
Income before extraordinary items$316,0005,990
Extraordinary gains, net$030
Net income$316,0005,989
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0004,662
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$288,0005,983
2003-03-31 (YTD Data)Rank
Total interest income$1,530,0004,365
Total interest expense$584,0003,837
Net interest income$946,0004,562
Provision for loan and lease losses$83,0002,698
Total noninterest income$65,0006,866
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$22,0006,745
Trading account gains and fees$0134
Additional Noninterest Income$43,0005,547
Total noninterest expense$804,0004,354
Salaries and employee benefits$428,0004,407
Premises and equipment expense$100,0004,694
Additional noninterest expense$276,0003,908
Pre-tax net operating income$124,0006,838
Securities gains (losses)$28,0001,723
Applicable income taxes$07,403
Income before extraordinary items$152,0005,988
Extraordinary gains, net$021
Net income$152,0005,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$124,0006,311
2002-12-31 (YTD Data)Rank
Total interest income$5,938,0004,602
Total interest expense$2,698,0003,870
Net interest income$3,240,0005,023
Provision for loan and lease losses$201,0004,337
Total noninterest income$246,0006,904
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$90,0006,759
Trading account gains and fees$0153
Additional Noninterest Income$156,0005,511
Total noninterest expense$2,860,0004,618
Salaries and employee benefits$1,418,0004,896
Premises and equipment expense$347,0005,120
Additional noninterest expense$1,095,0003,899
Pre-tax net operating income$425,0007,055
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$425,0006,721
Extraordinary gains, net$070
Net income$425,0006,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$1,947,000303
Net operating income$425,0006,592
2001-12-31 (YTD Data)Rank
Total interest income$5,707,0005,157
Total interest expense$3,639,0004,089
Net interest income$2,068,0006,335
Provision for loan and lease losses$356,0002,877
Total noninterest income$272,0006,650
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$94,0006,690
Trading account gains and fees$0177
Additional Noninterest Income$178,0005,187
Total noninterest expense$2,231,0005,341
Salaries and employee benefits$983,0006,045
Premises and equipment expense$343,0005,100
Additional noninterest expense$905,0004,392
Pre-tax net operating income$-247,0008,992
Securities gains (losses)$107,0001,692
Applicable income taxes$07,903
Income before extraordinary items$-140,0008,991
Extraordinary gains, net$0105
Net income$-140,0008,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,671
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-247,0009,032
2000-12-31 (YTD Data)Rank
Total interest income$4,636,0005,990
Total interest expense$2,876,0005,079
Net interest income$1,760,0006,989
Provision for loan and lease losses$211,0003,618
Total noninterest income$86,0008,792
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$56,0007,489
Trading account gains and feesNANA
Additional Noninterest Income$30,0008,541
Total noninterest expense$2,160,0005,402
Salaries and employee benefits$980,0005,999
Premises and equipment expense$304,0005,381
Additional noninterest expense$876,0004,436
Pre-tax net operating income$-525,0009,547
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-525,0009,580
Extraordinary gains, net$038
Net income$-525,0009,579
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,718
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-525,0009,579
1999-12-31 (YTD Data)Rank
Total interest income$2,374,0008,044
Total interest expense$1,270,0007,476
Net interest income$1,104,0008,395
Provision for loan and lease losses$208,0003,472
Total noninterest income$84,0009,074
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,0008,070
Trading account gains and feesNANA
Additional Noninterest Income$44,0008,263
Total noninterest expense$1,605,0006,521
Salaries and employee benefits$718,0007,140
Premises and equipment expense$162,0007,459
Additional noninterest expense$725,0005,133
Pre-tax net operating income$-625,0009,932
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-625,0009,971
Extraordinary gains, net$035
Net income$-625,0009,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,271
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$2,102,000424
Net operating income$-625,0009,955
1998-12-31 (YTD Data)Rank
Total interest income$991,0009,862
Total interest expense$465,0009,768
Net interest income$526,0009,869
Provision for loan and lease losses$133,0004,421
Total noninterest income$32,00010,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$17,0008,758
Trading account gains and feesNANA
Additional Noninterest Income$15,0009,739
Total noninterest expense$1,067,0007,914
Salaries and employee benefits$533,0008,151
Premises and equipment expense$128,0008,111
Additional noninterest expense$406,0007,169
Pre-tax net operating income$-642,00010,245
Securities gains (losses)$04,449
Applicable income taxes$09,340
Income before extraordinary items$-642,00010,287
Extraordinary gains, net$032
Net income$-642,00010,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,985
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$-642,00010,262
1997-12-31 (YTD Data)Rank
Total interest income$467,00010,724
Total interest expense$76,00010,798
Net interest income$391,00010,560
Provision for loan and lease losses$14,0008,198
Total noninterest income$10,00010,781
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$4,0009,392
Trading account gains and feesNANA
Additional Noninterest Income$6,00010,622
Total noninterest expense$1,349,0007,183
Salaries and employee benefits$819,0006,682
Premises and equipment expense$122,0008,446
Additional noninterest expense$408,0007,278
Pre-tax net operating income$-962,00010,842
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$-962,00010,851
Extraordinary gains, net$044
Net income$-962,00010,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-962,00010,840

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.