Home > Cumberland Bank and Trust > Income and Expense
Cumberland Bank and Trust, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,673,000 | 2,954 |
| Total interest expense | $891,000 | 2,760 |
| Net interest income | $6,782,000 | 2,955 |
| Provision for loan and lease losses | $75,000 | 3,288 |
| Total noninterest income | $1,178,000 | 2,715 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $209,000 | 3,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $969,000 | 2,335 |
| Total noninterest expense | $5,830,000 | 2,819 |
| Salaries and employee benefits | $2,237,000 | 3,533 |
| Premises and equipment expense | $712,000 | 2,626 |
| Additional noninterest expense | $2,881,000 | 2,003 |
| Pre-tax net operating income | $2,055,000 | 3,069 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $809,000 | 2,059 |
| Income before extraordinary items | $1,246,000 | 3,419 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,246,000 | 3,417 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,246,000 | 3,419 |
| Net charge-offs | $92,000 | 2,514 |
| Cash dividends | $290,000 | 3,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,246,000 | 3,404 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,783,000 | 2,964 |
| Total interest expense | $686,000 | 2,674 |
| Net interest income | $5,097,000 | 2,968 |
| Provision for loan and lease losses | $75,000 | 2,940 |
| Total noninterest income | $830,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $164,000 | 3,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $666,000 | 2,458 |
| Total noninterest expense | $3,723,000 | 3,116 |
| Salaries and employee benefits | $1,636,000 | 3,598 |
| Premises and equipment expense | $525,000 | 2,681 |
| Additional noninterest expense | $1,562,000 | 2,593 |
| Pre-tax net operating income | $2,129,000 | 2,628 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $759,000 | 1,718 |
| Income before extraordinary items | $1,370,000 | 2,996 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,370,000 | 2,995 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,370,000 | 2,996 |
| Net charge-offs | $63,000 | 2,280 |
| Cash dividends | $290,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,370,000 | 2,977 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 2,955 |
| Total interest expense | $469,000 | 2,600 |
| Net interest income | $3,377,000 | 2,969 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $489,000 | 2,998 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $112,000 | 3,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $377,000 | 2,665 |
| Total noninterest expense | $2,491,000 | 3,133 |
| Salaries and employee benefits | $1,085,000 | 3,630 |
| Premises and equipment expense | $349,000 | 2,692 |
| Additional noninterest expense | $1,057,000 | 2,564 |
| Pre-tax net operating income | $1,325,000 | 2,690 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $470,000 | 1,751 |
| Income before extraordinary items | $855,000 | 3,067 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $855,000 | 3,066 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $855,000 | 3,067 |
| Net charge-offs | $65,000 | 1,808 |
| Cash dividends | $290,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $855,000 | 3,049 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 2,988 |
| Total interest expense | $235,000 | 2,564 |
| Net interest income | $1,660,000 | 3,007 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $235,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $57,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 2,721 |
| Total noninterest expense | $1,233,000 | 3,189 |
| Salaries and employee benefits | $539,000 | 3,682 |
| Premises and equipment expense | $172,000 | 2,762 |
| Additional noninterest expense | $522,000 | 2,584 |
| Pre-tax net operating income | $587,000 | 2,832 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $209,000 | 1,824 |
| Income before extraordinary items | $378,000 | 3,236 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $378,000 | 3,234 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $378,000 | 3,236 |
| Net charge-offs | $51,000 | 1,313 |
| Cash dividends | $290,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $378,000 | 3,211 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,622,000 | 2,949 |
| Total interest expense | $983,000 | 2,443 |
| Net interest income | $6,639,000 | 2,996 |
| Provision for loan and lease losses | $200,000 | 2,434 |
| Total noninterest income | $1,209,000 | 2,765 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $235,000 | 3,363 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $974,000 | 2,433 |
| Total noninterest expense | $4,938,000 | 3,205 |
| Salaries and employee benefits | $2,267,000 | 3,589 |
| Premises and equipment expense | $688,000 | 2,758 |
| Additional noninterest expense | $1,983,000 | 2,780 |
| Pre-tax net operating income | $2,710,000 | 2,551 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $971,000 | 1,675 |
| Income before extraordinary items | $1,744,000 | 3,015 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,744,000 | 3,014 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,744,000 | 3,014 |
| Net charge-offs | $52,000 | 3,121 |
| Cash dividends | $475,000 | 3,050 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 682 |
| Net operating income | $1,740,800 | 2,971 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,696,000 | 2,960 |
| Total interest expense | $734,000 | 2,458 |
| Net interest income | $4,962,000 | 3,015 |
| Provision for loan and lease losses | $200,000 | 2,037 |
| Total noninterest income | $941,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $174,000 | 3,402 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $767,000 | 2,371 |
| Total noninterest expense | $3,606,000 | 3,261 |
| Salaries and employee benefits | $1,701,000 | 3,593 |
| Premises and equipment expense | $511,000 | 2,789 |
| Additional noninterest expense | $1,394,000 | 2,894 |
| Pre-tax net operating income | $2,097,000 | 2,539 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $754,000 | 1,678 |
| Income before extraordinary items | $1,348,000 | 2,990 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,348,000 | 2,990 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,348,000 | 2,990 |
| Net charge-offs | $13,000 | 3,342 |
| Cash dividends | $475,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 640 |
| Net operating income | $1,344,800 | 2,944 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,777,000 | 2,982 |
| Total interest expense | $483,000 | 2,483 |
| Net interest income | $3,294,000 | 3,038 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $549,000 | 2,878 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $115,000 | 3,403 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $434,000 | 2,560 |
| Total noninterest expense | $2,421,000 | 3,276 |
| Salaries and employee benefits | $1,156,000 | 3,581 |
| Premises and equipment expense | $341,000 | 2,807 |
| Additional noninterest expense | $924,000 | 2,912 |
| Pre-tax net operating income | $1,272,000 | 2,665 |
| Securities gains (losses) | $5,000 | 2,477 |
| Applicable income taxes | $456,000 | 1,758 |
| Income before extraordinary items | $821,000 | 3,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $821,000 | 3,139 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $821,000 | 3,139 |
| Net charge-offs | $3,000 | 3,433 |
| Cash dividends | $475,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 627 |
| Net operating income | $817,800 | 3,086 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 3,043 |
| Total interest expense | $237,000 | 2,522 |
| Net interest income | $1,613,000 | 3,084 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $246,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $61,000 | 3,298 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $185,000 | 2,707 |
| Total noninterest expense | $1,234,000 | 3,251 |
| Salaries and employee benefits | $604,000 | 3,514 |
| Premises and equipment expense | $180,000 | 2,743 |
| Additional noninterest expense | $450,000 | 2,979 |
| Pre-tax net operating income | $550,000 | 2,869 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $196,000 | 1,860 |
| Income before extraordinary items | $354,000 | 3,349 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $354,000 | 3,346 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $354,000 | 3,347 |
| Net charge-offs | $5,000 | 2,584 |
| Cash dividends | $475,000 | 1,261 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 596 |
| Net operating income | $354,000 | 3,283 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,624,000 | 2,937 |
| Total interest expense | $951,000 | 2,501 |
| Net interest income | $6,673,000 | 2,967 |
| Provision for loan and lease losses | $195,000 | 2,364 |
| Total noninterest income | $1,065,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $220,000 | 3,568 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $845,000 | 2,582 |
| Total noninterest expense | $4,897,000 | 3,269 |
| Salaries and employee benefits | $2,291,000 | 3,624 |
| Premises and equipment expense | $705,000 | 2,805 |
| Additional noninterest expense | $1,901,000 | 2,892 |
| Pre-tax net operating income | $2,646,000 | 2,533 |
| Securities gains (losses) | $65,000 | 1,461 |
| Applicable income taxes | $961,000 | 1,625 |
| Income before extraordinary items | $1,750,000 | 2,960 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,750,000 | 2,962 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,750,000 | 2,962 |
| Net charge-offs | $450,000 | 1,266 |
| Cash dividends | $500,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 715 |
| Net operating income | $1,707,750 | 2,963 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,759,000 | 2,938 |
| Total interest expense | $702,000 | 2,563 |
| Net interest income | $5,057,000 | 2,967 |
| Provision for loan and lease losses | $225,000 | 1,803 |
| Total noninterest income | $813,000 | 2,952 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $163,000 | 3,609 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $650,000 | 2,568 |
| Total noninterest expense | $3,638,000 | 3,308 |
| Salaries and employee benefits | $1,704,000 | 3,659 |
| Premises and equipment expense | $537,000 | 2,823 |
| Additional noninterest expense | $1,397,000 | 2,945 |
| Pre-tax net operating income | $2,007,000 | 2,566 |
| Securities gains (losses) | $65,000 | 1,295 |
| Applicable income taxes | $739,000 | 1,655 |
| Income before extraordinary items | $1,333,000 | 2,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,333,000 | 2,996 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,333,000 | 2,997 |
| Net charge-offs | $332,000 | 1,140 |
| Cash dividends | $500,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 682 |
| Net operating income | $1,291,400 | 3,001 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,809,000 | 2,959 |
| Total interest expense | $457,000 | 2,623 |
| Net interest income | $3,352,000 | 2,977 |
| Provision for loan and lease losses | $150,000 | 1,756 |
| Total noninterest income | $427,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $104,000 | 3,667 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $323,000 | 2,973 |
| Total noninterest expense | $2,391,000 | 3,363 |
| Salaries and employee benefits | $1,103,000 | 3,749 |
| Premises and equipment expense | $355,000 | 2,845 |
| Additional noninterest expense | $933,000 | 2,961 |
| Pre-tax net operating income | $1,238,000 | 2,679 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $435,000 | 1,762 |
| Income before extraordinary items | $803,000 | 3,156 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $803,000 | 3,156 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $803,000 | 3,157 |
| Net charge-offs | $122,000 | 1,552 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 670 |
| Net operating income | $803,000 | 3,092 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 2,960 |
| Total interest expense | $231,000 | 2,629 |
| Net interest income | $1,664,000 | 2,991 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $210,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $53,000 | 3,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $157,000 | 2,957 |
| Total noninterest expense | $1,190,000 | 3,384 |
| Salaries and employee benefits | $543,000 | 3,809 |
| Premises and equipment expense | $176,000 | 2,888 |
| Additional noninterest expense | $471,000 | 2,918 |
| Pre-tax net operating income | $609,000 | 2,654 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $220,000 | 1,726 |
| Income before extraordinary items | $389,000 | 3,174 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $389,000 | 3,177 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $389,000 | 3,177 |
| Net charge-offs | $95,000 | 1,150 |
| Cash dividends | $500,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 625 |
| Net operating income | $389,000 | 3,099 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,010,000 | 2,888 |
| Total interest expense | $908,000 | 2,771 |
| Net interest income | $7,102,000 | 2,857 |
| Provision for loan and lease losses | $260,000 | 2,149 |
| Total noninterest income | $732,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $287,000 | 3,294 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $445,000 | 3,449 |
| Total noninterest expense | $4,698,000 | 3,455 |
| Salaries and employee benefits | $2,254,000 | 3,738 |
| Premises and equipment expense | $695,000 | 2,933 |
| Additional noninterest expense | $1,749,000 | 3,186 |
| Pre-tax net operating income | $2,876,000 | 2,338 |
| Securities gains (losses) | $78,000 | 1,436 |
| Applicable income taxes | $1,058,000 | 1,493 |
| Income before extraordinary items | $1,896,000 | 2,808 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,896,000 | 2,806 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,896,000 | 2,808 |
| Net charge-offs | $55,000 | 3,693 |
| Cash dividends | $526,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 765 |
| Net operating income | $1,846,080 | 2,812 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 2,913 |
| Total interest expense | $671,000 | 2,851 |
| Net interest income | $5,343,000 | 2,874 |
| Provision for loan and lease losses | $203,000 | 2,055 |
| Total noninterest income | $545,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $216,000 | 3,310 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $329,000 | 3,505 |
| Total noninterest expense | $3,538,000 | 3,460 |
| Salaries and employee benefits | $1,691,000 | 3,747 |
| Premises and equipment expense | $534,000 | 2,908 |
| Additional noninterest expense | $1,313,000 | 3,180 |
| Pre-tax net operating income | $2,147,000 | 2,400 |
| Securities gains (losses) | $78,000 | 1,167 |
| Applicable income taxes | $812,000 | 1,497 |
| Income before extraordinary items | $1,413,000 | 2,846 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,413,000 | 2,847 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,413,000 | 2,847 |
| Net charge-offs | $11,000 | 4,115 |
| Cash dividends | $526,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 727 |
| Net operating income | $1,363,080 | 2,862 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 2,925 |
| Total interest expense | $436,000 | 2,934 |
| Net interest income | $3,554,000 | 2,891 |
| Provision for loan and lease losses | $135,000 | 2,020 |
| Total noninterest income | $331,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $144,000 | 3,299 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $187,000 | 3,741 |
| Total noninterest expense | $2,345,000 | 3,485 |
| Salaries and employee benefits | $1,125,000 | 3,772 |
| Premises and equipment expense | $352,000 | 2,953 |
| Additional noninterest expense | $868,000 | 3,210 |
| Pre-tax net operating income | $1,405,000 | 2,372 |
| Securities gains (losses) | $71,000 | 970 |
| Applicable income taxes | $536,000 | 1,482 |
| Income before extraordinary items | $940,000 | 2,762 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $940,000 | 2,766 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $940,000 | 2,766 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $426,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 698 |
| Net operating income | $894,560 | 2,813 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 2,964 |
| Total interest expense | $217,000 | 2,982 |
| Net interest income | $1,748,000 | 2,933 |
| Provision for loan and lease losses | $68,000 | 1,959 |
| Total noninterest income | $193,000 | 3,514 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $68,000 | 3,391 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $125,000 | 3,244 |
| Total noninterest expense | $1,180,000 | 3,508 |
| Salaries and employee benefits | $566,000 | 3,796 |
| Premises and equipment expense | $180,000 | 2,964 |
| Additional noninterest expense | $434,000 | 3,221 |
| Pre-tax net operating income | $693,000 | 2,334 |
| Securities gains (losses) | $44,000 | 694 |
| Applicable income taxes | $277,000 | 1,412 |
| Income before extraordinary items | $460,000 | 2,726 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $460,000 | 2,729 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $460,000 | 2,729 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $411,000 | 1,189 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 657 |
| Net operating income | $431,840 | 2,817 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,913,000 | 2,963 |
| Total interest expense | $872,000 | 3,255 |
| Net interest income | $7,041,000 | 2,894 |
| Provision for loan and lease losses | $248,000 | 2,705 |
| Total noninterest income | $945,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $211,000 | 4,011 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $734,000 | 2,808 |
| Total noninterest expense | $4,778,000 | 3,519 |
| Salaries and employee benefits | $2,353,000 | 3,686 |
| Premises and equipment expense | $687,000 | 3,002 |
| Additional noninterest expense | $1,738,000 | 3,287 |
| Pre-tax net operating income | $2,960,000 | 2,186 |
| Securities gains (losses) | $32,000 | 2,090 |
| Applicable income taxes | $1,084,000 | 1,394 |
| Income before extraordinary items | $1,908,000 | 2,699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,908,000 | 2,702 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,908,000 | 2,702 |
| Net charge-offs | $156,000 | 3,295 |
| Cash dividends | $44,000 | 4,177 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 819 |
| Net operating income | $1,887,520 | 2,659 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,846,000 | 3,020 |
| Total interest expense | $650,000 | 3,350 |
| Net interest income | $5,196,000 | 2,942 |
| Provision for loan and lease losses | $185,000 | 2,676 |
| Total noninterest income | $731,000 | 3,298 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $154,000 | 4,087 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $577,000 | 2,800 |
| Total noninterest expense | $3,610,000 | 3,509 |
| Salaries and employee benefits | $1,793,000 | 3,669 |
| Premises and equipment expense | $512,000 | 3,056 |
| Additional noninterest expense | $1,305,000 | 3,289 |
| Pre-tax net operating income | $2,132,000 | 2,313 |
| Securities gains (losses) | $19,000 | 2,238 |
| Applicable income taxes | $777,000 | 1,479 |
| Income before extraordinary items | $1,374,000 | 2,822 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,374,000 | 2,826 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,374,000 | 2,826 |
| Net charge-offs | $122,000 | 3,071 |
| Cash dividends | $44,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 772 |
| Net operating income | $1,361,840 | 2,764 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 3,036 |
| Total interest expense | $421,000 | 3,474 |
| Net interest income | $3,461,000 | 2,943 |
| Provision for loan and lease losses | $160,000 | 2,361 |
| Total noninterest income | $546,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $103,000 | 4,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $443,000 | 2,646 |
| Total noninterest expense | $2,415,000 | 3,524 |
| Salaries and employee benefits | $1,217,000 | 3,644 |
| Premises and equipment expense | $338,000 | 3,072 |
| Additional noninterest expense | $860,000 | 3,330 |
| Pre-tax net operating income | $1,432,000 | 2,280 |
| Securities gains (losses) | $19,000 | 2,043 |
| Applicable income taxes | $524,000 | 1,467 |
| Income before extraordinary items | $927,000 | 2,796 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $927,000 | 2,800 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $927,000 | 2,800 |
| Net charge-offs | $81,000 | 2,949 |
| Cash dividends | $44,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 740 |
| Net operating income | $914,840 | 2,718 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,915,000 | 3,097 |
| Total interest expense | $207,000 | 3,596 |
| Net interest income | $1,708,000 | 2,976 |
| Provision for loan and lease losses | $78,000 | 2,339 |
| Total noninterest income | $246,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $187,000 | 2,872 |
| Total noninterest expense | $1,203,000 | 3,546 |
| Salaries and employee benefits | $604,000 | 3,696 |
| Premises and equipment expense | $175,000 | 3,018 |
| Additional noninterest expense | $424,000 | 3,366 |
| Pre-tax net operating income | $673,000 | 2,341 |
| Securities gains (losses) | $19,000 | 1,284 |
| Applicable income taxes | $249,000 | 1,512 |
| Income before extraordinary items | $443,000 | 2,830 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $443,000 | 2,832 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $443,000 | 2,832 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $430,840 | 2,802 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,945,000 | 3,128 |
| Total interest expense | $1,015,000 | 3,569 |
| Net interest income | $6,930,000 | 2,999 |
| Provision for loan and lease losses | $535,000 | 2,634 |
| Total noninterest income | $1,316,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $233,000 | 3,991 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,083,000 | 2,275 |
| Total noninterest expense | $4,894,000 | 3,524 |
| Salaries and employee benefits | $2,439,000 | 3,633 |
| Premises and equipment expense | $715,000 | 2,968 |
| Additional noninterest expense | $1,740,000 | 3,429 |
| Pre-tax net operating income | $2,817,000 | 2,208 |
| Securities gains (losses) | $100,000 | 2,271 |
| Applicable income taxes | $1,053,000 | 1,429 |
| Income before extraordinary items | $1,864,000 | 2,712 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,864,000 | 2,716 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,864,000 | 2,714 |
| Net charge-offs | $174,000 | 3,904 |
| Cash dividends | $461,000 | 2,872 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 877 |
| Net operating income | $1,800,000 | 2,666 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,940,000 | 3,194 |
| Total interest expense | $794,000 | 3,605 |
| Net interest income | $5,146,000 | 3,080 |
| Provision for loan and lease losses | $410,000 | 2,545 |
| Total noninterest income | $989,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $173,000 | 4,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $816,000 | 2,251 |
| Total noninterest expense | $3,666,000 | 3,546 |
| Salaries and employee benefits | $1,833,000 | 3,650 |
| Premises and equipment expense | $518,000 | 3,084 |
| Additional noninterest expense | $1,315,000 | 3,424 |
| Pre-tax net operating income | $2,059,000 | 2,310 |
| Securities gains (losses) | $98,000 | 1,993 |
| Applicable income taxes | $779,000 | 1,466 |
| Income before extraordinary items | $1,378,000 | 2,790 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,378,000 | 2,791 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,378,000 | 2,790 |
| Net charge-offs | $98,000 | 3,991 |
| Cash dividends | $223,000 | 2,823 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 841 |
| Net operating income | $1,315,280 | 2,755 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 3,267 |
| Total interest expense | $565,000 | 3,544 |
| Net interest income | $3,330,000 | 3,172 |
| Provision for loan and lease losses | $225,000 | 2,827 |
| Total noninterest income | $610,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $113,000 | 4,081 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 2,337 |
| Total noninterest expense | $2,428,000 | 3,582 |
| Salaries and employee benefits | $1,208,000 | 3,688 |
| Premises and equipment expense | $344,000 | 3,100 |
| Additional noninterest expense | $876,000 | 3,443 |
| Pre-tax net operating income | $1,287,000 | 2,387 |
| Securities gains (losses) | $33,000 | 2,291 |
| Applicable income taxes | $474,000 | 1,542 |
| Income before extraordinary items | $846,000 | 2,923 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $846,000 | 2,923 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $846,000 | 2,923 |
| Net charge-offs | $88,000 | 3,539 |
| Cash dividends | $223,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 822 |
| Net operating income | $824,880 | 2,826 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 3,324 |
| Total interest expense | $297,000 | 3,533 |
| Net interest income | $1,627,000 | 3,232 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $343,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $55,000 | 4,115 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $288,000 | 2,159 |
| Total noninterest expense | $1,243,000 | 3,544 |
| Salaries and employee benefits | $616,000 | 3,662 |
| Premises and equipment expense | $173,000 | 3,110 |
| Additional noninterest expense | $454,000 | 3,329 |
| Pre-tax net operating income | $627,000 | 2,454 |
| Securities gains (losses) | $33,000 | 1,408 |
| Applicable income taxes | $229,000 | 1,573 |
| Income before extraordinary items | $431,000 | 2,919 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $431,000 | 2,922 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $431,000 | 2,923 |
| Net charge-offs | $5,000 | 4,286 |
| Cash dividends | $223,000 | 1,513 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 737 |
| Net operating income | $409,550 | 2,859 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,830,000 | 3,386 |
| Total interest expense | $1,438,000 | 3,554 |
| Net interest income | $6,392,000 | 3,302 |
| Provision for loan and lease losses | $300,000 | 4,096 |
| Total noninterest income | $852,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $240,000 | 4,044 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $612,000 | 2,831 |
| Total noninterest expense | $4,597,000 | 3,751 |
| Salaries and employee benefits | $2,359,000 | 3,726 |
| Premises and equipment expense | $675,000 | 3,286 |
| Additional noninterest expense | $1,563,000 | 3,744 |
| Pre-tax net operating income | $2,347,000 | 2,223 |
| Securities gains (losses) | $7,000 | 3,433 |
| Applicable income taxes | $844,000 | 1,514 |
| Income before extraordinary items | $1,510,000 | 2,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,510,000 | 2,765 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,510,000 | 2,765 |
| Net charge-offs | $280,000 | 3,878 |
| Cash dividends | $177,000 | 3,446 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,027 |
| Net operating income | $1,505,520 | 2,674 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,862,000 | 3,427 |
| Total interest expense | $1,124,000 | 3,565 |
| Net interest income | $4,738,000 | 3,351 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $789,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $201,000 | 3,840 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $588,000 | 2,455 |
| Total noninterest expense | $3,519,000 | 3,714 |
| Salaries and employee benefits | $1,794,000 | 3,686 |
| Premises and equipment expense | $506,000 | 3,318 |
| Additional noninterest expense | $1,219,000 | 3,651 |
| Pre-tax net operating income | $1,783,000 | 2,280 |
| Securities gains (losses) | $7,000 | 3,148 |
| Applicable income taxes | $643,000 | 1,504 |
| Income before extraordinary items | $1,147,000 | 2,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,147,000 | 2,800 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,147,000 | 2,800 |
| Net charge-offs | $30,000 | 5,320 |
| Cash dividends | $177,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,142,520 | 2,712 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 3,490 |
| Total interest expense | $759,000 | 3,631 |
| Net interest income | $3,108,000 | 3,386 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $522,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $141,000 | 3,714 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $381,000 | 2,508 |
| Total noninterest expense | $2,362,000 | 3,732 |
| Salaries and employee benefits | $1,234,000 | 3,622 |
| Premises and equipment expense | $336,000 | 3,363 |
| Additional noninterest expense | $792,000 | 3,774 |
| Pre-tax net operating income | $1,118,000 | 2,355 |
| Securities gains (losses) | $7,000 | 2,466 |
| Applicable income taxes | $405,000 | 1,509 |
| Income before extraordinary items | $720,000 | 2,865 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $720,000 | 2,867 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $720,000 | 2,867 |
| Net charge-offs | $71,000 | 4,170 |
| Cash dividends | $177,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $715,520 | 2,803 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 3,573 |
| Total interest expense | $388,000 | 3,673 |
| Net interest income | $1,500,000 | 3,464 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $252,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $72,000 | 3,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $180,000 | 2,622 |
| Total noninterest expense | $1,215,000 | 3,664 |
| Salaries and employee benefits | $661,000 | 3,470 |
| Premises and equipment expense | $168,000 | 3,421 |
| Additional noninterest expense | $386,000 | 3,822 |
| Pre-tax net operating income | $462,000 | 2,707 |
| Securities gains (losses) | $7,000 | 1,395 |
| Applicable income taxes | $167,000 | 1,685 |
| Income before extraordinary items | $302,000 | 3,220 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $302,000 | 3,217 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $302,000 | 3,219 |
| Net charge-offs | $-22,000 | 7,218 |
| Cash dividends | $177,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $297,520 | 3,202 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,450,000 | 3,744 |
| Total interest expense | $2,026,000 | 3,529 |
| Net interest income | $5,424,000 | 3,748 |
| Provision for loan and lease losses | $133,000 | 5,763 |
| Total noninterest income | $1,113,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $350,000 | 3,335 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $763,000 | 2,558 |
| Total noninterest expense | $4,579,000 | 3,854 |
| Salaries and employee benefits | $2,349,000 | 3,768 |
| Premises and equipment expense | $676,000 | 3,389 |
| Additional noninterest expense | $1,554,000 | 3,912 |
| Pre-tax net operating income | $1,825,000 | 2,409 |
| Securities gains (losses) | $126,000 | 1,964 |
| Applicable income taxes | $689,000 | 1,581 |
| Income before extraordinary items | $1,262,000 | 2,817 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,262,000 | 2,814 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,262,000 | 2,818 |
| Net charge-offs | $-13,000 | 7,463 |
| Cash dividends | $142,000 | 3,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,180,100 | 2,822 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 3,863 |
| Total interest expense | $1,607,000 | 3,519 |
| Net interest income | $3,892,000 | 3,912 |
| Provision for loan and lease losses | $52,000 | 6,214 |
| Total noninterest income | $839,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $273,000 | 3,332 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $566,000 | 2,567 |
| Total noninterest expense | $3,379,000 | 3,897 |
| Salaries and employee benefits | $1,698,000 | 3,918 |
| Premises and equipment expense | $511,000 | 3,429 |
| Additional noninterest expense | $1,170,000 | 3,867 |
| Pre-tax net operating income | $1,300,000 | 2,636 |
| Securities gains (losses) | $112,000 | 1,846 |
| Applicable income taxes | $490,000 | 1,699 |
| Income before extraordinary items | $922,000 | 3,039 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $922,000 | 3,036 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $922,000 | 3,039 |
| Net charge-offs | $-9,000 | 7,461 |
| Cash dividends | $142,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $849,200 | 3,062 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 3,926 |
| Total interest expense | $1,107,000 | 3,529 |
| Net interest income | $2,507,000 | 4,005 |
| Provision for loan and lease losses | $3,000 | 6,809 |
| Total noninterest income | $584,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $190,000 | 3,239 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $394,000 | 2,435 |
| Total noninterest expense | $2,247,000 | 3,911 |
| Salaries and employee benefits | $1,128,000 | 3,940 |
| Premises and equipment expense | $340,000 | 3,462 |
| Additional noninterest expense | $779,000 | 3,858 |
| Pre-tax net operating income | $841,000 | 2,701 |
| Securities gains (losses) | $112,000 | 1,337 |
| Applicable income taxes | $342,000 | 1,604 |
| Income before extraordinary items | $611,000 | 3,027 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $611,000 | 3,022 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $611,000 | 3,025 |
| Net charge-offs | $-14,000 | 7,528 |
| Cash dividends | $142,000 | 2,597 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $539,320 | 3,166 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,776,000 | 4,039 |
| Total interest expense | $562,000 | 3,611 |
| Net interest income | $1,214,000 | 4,126 |
| Provision for loan and lease losses | $2,000 | 6,491 |
| Total noninterest income | $275,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $99,000 | 3,161 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $176,000 | 2,581 |
| Total noninterest expense | $1,133,000 | 3,920 |
| Salaries and employee benefits | $579,000 | 3,931 |
| Premises and equipment expense | $181,000 | 3,375 |
| Additional noninterest expense | $373,000 | 3,975 |
| Pre-tax net operating income | $354,000 | 3,054 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $120,000 | 1,941 |
| Income before extraordinary items | $239,000 | 3,577 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $239,000 | 3,573 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $239,000 | 3,576 |
| Net charge-offs | $-14,000 | 7,570 |
| Cash dividends | $142,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $235,650 | 3,474 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,827,000 | 4,243 |
| Total interest expense | $2,476,000 | 3,917 |
| Net interest income | $4,351,000 | 4,326 |
| Provision for loan and lease losses | $240,000 | 5,554 |
| Total noninterest income | $1,137,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $414,000 | 3,262 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $723,000 | 2,605 |
| Total noninterest expense | $4,606,000 | 3,927 |
| Salaries and employee benefits | $2,390,000 | 3,821 |
| Premises and equipment expense | $735,000 | 3,334 |
| Additional noninterest expense | $1,481,000 | 4,109 |
| Pre-tax net operating income | $642,000 | 3,676 |
| Securities gains (losses) | $8,000 | 3,320 |
| Applicable income taxes | $45,000 | 3,312 |
| Income before extraordinary items | $605,000 | 3,580 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $605,000 | 3,579 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $605,000 | 3,579 |
| Net charge-offs | $211,000 | 4,940 |
| Cash dividends | $84,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $597,560 | 3,534 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 4,348 |
| Total interest expense | $1,896,000 | 3,995 |
| Net interest income | $3,139,000 | 4,450 |
| Provision for loan and lease losses | $109,000 | 5,880 |
| Total noninterest income | $864,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $311,000 | 3,277 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $553,000 | 2,648 |
| Total noninterest expense | $3,371,000 | 4,001 |
| Salaries and employee benefits | $1,701,000 | 4,001 |
| Premises and equipment expense | $577,000 | 3,269 |
| Additional noninterest expense | $1,093,000 | 4,137 |
| Pre-tax net operating income | $523,000 | 3,835 |
| Securities gains (losses) | $-8,000 | 7,209 |
| Applicable income taxes | $138,000 | 2,635 |
| Income before extraordinary items | $377,000 | 4,132 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $377,000 | 4,128 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $377,000 | 4,131 |
| Net charge-offs | $16,000 | 6,341 |
| Cash dividends | $84,000 | 3,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $382,840 | 4,026 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 4,439 |
| Total interest expense | $1,321,000 | 3,986 |
| Net interest income | $1,975,000 | 4,622 |
| Provision for loan and lease losses | $41,000 | 6,225 |
| Total noninterest income | $588,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $211,000 | 3,216 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $377,000 | 2,644 |
| Total noninterest expense | $2,175,000 | 4,139 |
| Salaries and employee benefits | $1,109,000 | 4,102 |
| Premises and equipment expense | $415,000 | 3,083 |
| Additional noninterest expense | $651,000 | 4,484 |
| Pre-tax net operating income | $347,000 | 3,936 |
| Securities gains (losses) | $-27,000 | 7,552 |
| Applicable income taxes | $97,000 | 2,655 |
| Income before extraordinary items | $223,000 | 4,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $223,000 | 4,403 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $223,000 | 4,403 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $84,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $241,900 | 4,186 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 4,496 |
| Total interest expense | $710,000 | 3,905 |
| Net interest income | $932,000 | 4,779 |
| Provision for loan and lease losses | $31,000 | 5,376 |
| Total noninterest income | $265,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $107,000 | 3,139 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $158,000 | 2,881 |
| Total noninterest expense | $973,000 | 4,382 |
| Salaries and employee benefits | $527,000 | 4,303 |
| Premises and equipment expense | $194,000 | 3,303 |
| Additional noninterest expense | $252,000 | 4,929 |
| Pre-tax net operating income | $193,000 | 4,107 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $63,000 | 2,683 |
| Income before extraordinary items | $130,000 | 4,577 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $130,000 | 4,581 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $130,000 | 4,581 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $84,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $130,000 | 4,413 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,692,000 | 4,617 |
| Total interest expense | $3,195,000 | 4,068 |
| Net interest income | $3,497,000 | 4,977 |
| Provision for loan and lease losses | $235,000 | 5,010 |
| Total noninterest income | $1,020,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $463,000 | 3,180 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $557,000 | 3,010 |
| Total noninterest expense | $3,686,000 | 4,481 |
| Salaries and employee benefits | $1,952,000 | 4,538 |
| Premises and equipment expense | $697,000 | 3,528 |
| Additional noninterest expense | $1,037,000 | 4,717 |
| Pre-tax net operating income | $596,000 | 4,624 |
| Securities gains (losses) | $-409,000 | 7,482 |
| Applicable income taxes | $42,000 | 3,938 |
| Income before extraordinary items | $145,000 | 5,691 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $145,000 | 5,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 4,286 |
| Cash dividends | $417,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $464,020 | 4,729 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 4,661 |
| Total interest expense | $2,475,000 | 4,104 |
| Net interest income | $2,603,000 | 5,047 |
| Provision for loan and lease losses | $5,000 | 6,874 |
| Total noninterest income | $777,000 | 3,406 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $341,000 | 3,237 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $436,000 | 3,042 |
| Total noninterest expense | $2,747,000 | 4,489 |
| Salaries and employee benefits | $1,482,000 | 4,522 |
| Premises and equipment expense | $505,000 | 3,607 |
| Additional noninterest expense | $760,000 | 4,706 |
| Pre-tax net operating income | $628,000 | 4,568 |
| Securities gains (losses) | $-383,000 | 7,704 |
| Applicable income taxes | $52,000 | 4,079 |
| Income before extraordinary items | $193,000 | 5,733 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $193,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $417,000 | 2,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $495,570 | 4,616 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 4,677 |
| Total interest expense | $1,722,000 | 4,126 |
| Net interest income | $1,723,000 | 5,068 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $529,000 | 3,394 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $219,000 | 3,299 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $310,000 | 2,970 |
| Total noninterest expense | $1,801,000 | 4,568 |
| Salaries and employee benefits | $997,000 | 4,526 |
| Premises and equipment expense | $335,000 | 3,652 |
| Additional noninterest expense | $469,000 | 4,935 |
| Pre-tax net operating income | $451,000 | 4,554 |
| Securities gains (losses) | $21,000 | 2,006 |
| Applicable income taxes | $153,000 | 2,981 |
| Income before extraordinary items | $319,000 | 4,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $319,000 | 4,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $417,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $304,720 | 4,911 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 4,686 |
| Total interest expense | $942,000 | 4,058 |
| Net interest income | $829,000 | 5,200 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $288,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $110,000 | 3,261 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $178,000 | 2,749 |
| Total noninterest expense | $896,000 | 4,580 |
| Salaries and employee benefits | $507,000 | 4,503 |
| Premises and equipment expense | $168,000 | 3,671 |
| Additional noninterest expense | $221,000 | 5,061 |
| Pre-tax net operating income | $221,000 | 4,768 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $78,000 | 3,080 |
| Income before extraordinary items | $143,000 | 5,288 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $143,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $417,000 | 1,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $143,000 | 5,181 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,509,000 | 4,549 |
| Total interest expense | $3,801,000 | 4,138 |
| Net interest income | $3,708,000 | 4,845 |
| Provision for loan and lease losses | $6,000 | 6,695 |
| Total noninterest income | $1,214,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $428,000 | 3,398 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $786,000 | 2,585 |
| Total noninterest expense | $3,662,000 | 4,383 |
| Salaries and employee benefits | $2,083,000 | 4,269 |
| Premises and equipment expense | $624,000 | 3,728 |
| Additional noninterest expense | $955,000 | 4,791 |
| Pre-tax net operating income | $1,254,000 | 4,268 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $443,000 | 2,897 |
| Income before extraordinary items | $811,000 | 4,771 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $811,000 | 4,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,950 |
| Cash dividends | $417,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $309,000 | 639 |
| Net operating income | $811,000 | 4,746 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,601,000 | 4,575 |
| Total interest expense | $2,785,000 | 4,205 |
| Net interest income | $2,816,000 | 4,832 |
| Provision for loan and lease losses | $42,000 | 5,286 |
| Total noninterest income | $973,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $295,000 | 3,546 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $678,000 | 2,376 |
| Total noninterest expense | $2,779,000 | 4,333 |
| Salaries and employee benefits | $1,592,000 | 4,191 |
| Premises and equipment expense | $466,000 | 3,734 |
| Additional noninterest expense | $721,000 | 4,710 |
| Pre-tax net operating income | $968,000 | 4,429 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $324,000 | 3,098 |
| Income before extraordinary items | $644,000 | 4,874 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $644,000 | 4,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $405,000 | 3,211 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 598 |
| Net operating income | $644,000 | 4,863 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,637,000 | 4,657 |
| Total interest expense | $1,812,000 | 4,267 |
| Net interest income | $1,825,000 | 4,944 |
| Provision for loan and lease losses | $38,000 | 4,699 |
| Total noninterest income | $636,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $176,000 | 3,771 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $460,000 | 2,374 |
| Total noninterest expense | $1,780,000 | 4,470 |
| Salaries and employee benefits | $1,043,000 | 4,280 |
| Premises and equipment expense | $311,000 | 3,761 |
| Additional noninterest expense | $426,000 | 5,074 |
| Pre-tax net operating income | $643,000 | 4,503 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $218,000 | 3,151 |
| Income before extraordinary items | $425,000 | 4,922 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $425,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,485 |
| Cash dividends | $405,000 | 2,732 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 455 |
| Net operating income | $425,000 | 4,924 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,769,000 | 4,734 |
| Total interest expense | $866,000 | 4,370 |
| Net interest income | $903,000 | 4,983 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $288,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $92,000 | 3,616 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $196,000 | 2,580 |
| Total noninterest expense | $867,000 | 4,554 |
| Salaries and employee benefits | $505,000 | 4,405 |
| Premises and equipment expense | $148,000 | 3,888 |
| Additional noninterest expense | $214,000 | 5,035 |
| Pre-tax net operating income | $289,000 | 4,737 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $99,000 | 3,281 |
| Income before extraordinary items | $190,000 | 5,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $190,000 | 5,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $405,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 252 |
| Net operating income | $190,000 | 5,170 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,559,000 | 4,739 |
| Total interest expense | $2,886,000 | 4,415 |
| Net interest income | $3,673,000 | 4,898 |
| Provision for loan and lease losses | $46,000 | 5,701 |
| Total noninterest income | $905,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $266,000 | 4,365 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $639,000 | 2,904 |
| Total noninterest expense | $3,222,000 | 4,663 |
| Salaries and employee benefits | $1,843,000 | 4,537 |
| Premises and equipment expense | $572,000 | 3,898 |
| Additional noninterest expense | $807,000 | 5,198 |
| Pre-tax net operating income | $1,310,000 | 4,589 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $461,000 | 3,255 |
| Income before extraordinary items | $849,000 | 5,083 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $849,000 | 5,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 858 |
| Net operating income | $849,000 | 5,073 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,788,000 | 4,804 |
| Total interest expense | $2,035,000 | 4,503 |
| Net interest income | $2,753,000 | 4,944 |
| Provision for loan and lease losses | $34,000 | 5,569 |
| Total noninterest income | $636,000 | 3,919 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $194,000 | 4,464 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $442,000 | 3,052 |
| Total noninterest expense | $2,345,000 | 4,734 |
| Salaries and employee benefits | $1,337,000 | 4,624 |
| Premises and equipment expense | $413,000 | 4,026 |
| Additional noninterest expense | $595,000 | 5,247 |
| Pre-tax net operating income | $1,010,000 | 4,694 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $376,000 | 3,258 |
| Income before extraordinary items | $634,000 | 5,226 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $634,000 | 5,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 680 |
| Net operating income | $634,000 | 5,221 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 4,859 |
| Total interest expense | $1,276,000 | 4,526 |
| Net interest income | $1,811,000 | 5,014 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $380,000 | 4,178 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $128,000 | 4,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $252,000 | 3,317 |
| Total noninterest expense | $1,515,000 | 4,847 |
| Salaries and employee benefits | $863,000 | 4,759 |
| Premises and equipment expense | $265,000 | 4,128 |
| Additional noninterest expense | $387,000 | 5,318 |
| Pre-tax net operating income | $661,000 | 4,753 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $247,000 | 3,320 |
| Income before extraordinary items | $414,000 | 5,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $414,000 | 5,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $414,000 | 5,305 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 4,931 |
| Total interest expense | $591,000 | 4,623 |
| Net interest income | $888,000 | 5,079 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $162,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $59,000 | 4,577 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,651 |
| Total noninterest expense | $740,000 | 4,952 |
| Salaries and employee benefits | $426,000 | 4,818 |
| Premises and equipment expense | $134,000 | 4,106 |
| Additional noninterest expense | $180,000 | 5,503 |
| Pre-tax net operating income | $310,000 | 4,884 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $119,000 | 3,354 |
| Income before extraordinary items | $191,000 | 5,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $191,000 | 5,445 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 5,058 |
| Total interest expense | $1,881,000 | 4,614 |
| Net interest income | $3,271,000 | 5,220 |
| Provision for loan and lease losses | $94,000 | 4,935 |
| Total noninterest income | $705,000 | 4,361 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $230,000 | 4,750 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $475,000 | 3,462 |
| Total noninterest expense | $2,716,000 | 5,096 |
| Salaries and employee benefits | $1,488,000 | 5,074 |
| Premises and equipment expense | $512,000 | 4,103 |
| Additional noninterest expense | $716,000 | 5,518 |
| Pre-tax net operating income | $1,166,000 | 4,966 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $294,000 | 4,165 |
| Income before extraordinary items | $872,000 | 5,155 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $872,000 | 5,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $872,000 | 5,125 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,754,000 | 5,114 |
| Total interest expense | $1,338,000 | 4,623 |
| Net interest income | $2,416,000 | 5,285 |
| Provision for loan and lease losses | $94,000 | 4,264 |
| Total noninterest income | $542,000 | 4,311 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $171,000 | 4,801 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $371,000 | 3,411 |
| Total noninterest expense | $1,954,000 | 5,220 |
| Salaries and employee benefits | $1,059,000 | 5,236 |
| Premises and equipment expense | $376,000 | 4,158 |
| Additional noninterest expense | $519,000 | 5,594 |
| Pre-tax net operating income | $910,000 | 5,011 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $235,000 | 4,177 |
| Income before extraordinary items | $675,000 | 5,170 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $675,000 | 5,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $675,000 | 5,124 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 4,849 |
| Total interest expense | $849,000 | 4,610 |
| Net interest income | $1,828,000 | 4,899 |
| Provision for loan and lease losses | $63,000 | 4,070 |
| Total noninterest income | $129,000 | 6,618 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $106,000 | 4,913 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $1,252,000 | 5,331 |
| Salaries and employee benefits | $678,000 | 5,349 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $336,000 | 5,662 |
| Pre-tax net operating income | $642,000 | 4,841 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $170,000 | 4,062 |
| Income before extraordinary items | $472,000 | 5,024 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $472,000 | 5,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $472,000 | 4,976 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 5,009 |
| Total interest expense | $403,000 | 4,652 |
| Net interest income | $863,000 | 5,096 |
| Provision for loan and lease losses | $49,000 | 3,251 |
| Total noninterest income | $52,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $45,000 | 5,216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $589,000 | 5,572 |
| Salaries and employee benefits | $324,000 | 5,546 |
| Premises and equipment expense | $112,000 | 4,492 |
| Additional noninterest expense | $153,000 | 5,937 |
| Pre-tax net operating income | $277,000 | 5,196 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $260,000 | 4,757 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $260,000 | 4,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $260,000 | 4,720 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,097,000 | 5,484 |
| Total interest expense | $1,435,000 | 4,636 |
| Net interest income | $2,662,000 | 5,802 |
| Provision for loan and lease losses | $311,000 | 2,837 |
| Total noninterest income | $237,000 | 6,866 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $192,000 | 5,312 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,534 |
| Total noninterest expense | $2,065,000 | 5,903 |
| Salaries and employee benefits | $1,047,000 | 6,131 |
| Premises and equipment expense | $435,000 | 4,518 |
| Additional noninterest expense | $583,000 | 6,087 |
| Pre-tax net operating income | $523,000 | 6,647 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $17,000 | 6,599 |
| Income before extraordinary items | $506,000 | 6,332 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $506,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,670 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $506,000 | 6,264 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 5,639 |
| Total interest expense | $1,047,000 | 4,667 |
| Net interest income | $1,865,000 | 6,031 |
| Provision for loan and lease losses | $244,000 | 2,616 |
| Total noninterest income | $173,000 | 6,951 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $138,000 | 5,445 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $35,000 | 7,515 |
| Total noninterest expense | $1,485,000 | 5,993 |
| Salaries and employee benefits | $729,000 | 6,337 |
| Premises and equipment expense | $322,000 | 4,542 |
| Additional noninterest expense | $434,000 | 6,053 |
| Pre-tax net operating income | $309,000 | 7,154 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $12,000 | 6,731 |
| Income before extraordinary items | $297,000 | 6,918 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $297,000 | 6,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $297,000 | 6,845 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 5,827 |
| Total interest expense | $684,000 | 4,738 |
| Net interest income | $1,152,000 | 6,273 |
| Provision for loan and lease losses | $172,000 | 2,496 |
| Total noninterest income | $113,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $86,000 | 5,587 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $933,000 | 6,239 |
| Salaries and employee benefits | $456,000 | 6,578 |
| Premises and equipment expense | $201,000 | 4,744 |
| Additional noninterest expense | $276,000 | 6,232 |
| Pre-tax net operating income | $160,000 | 7,484 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $152,000 | 7,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 7,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,797 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $152,000 | 7,246 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 6,038 |
| Total interest expense | $323,000 | 4,949 |
| Net interest income | $544,000 | 6,453 |
| Provision for loan and lease losses | $74,000 | 2,718 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 5,782 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $461,000 | 6,319 |
| Salaries and employee benefits | $224,000 | 6,666 |
| Premises and equipment expense | $97,000 | 4,884 |
| Additional noninterest expense | $140,000 | 6,209 |
| Pre-tax net operating income | $54,000 | 7,867 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $50,000 | 7,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $50,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,391 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $50,000 | 7,719 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 6,370 |
| Total interest expense | $1,204,000 | 5,560 |
| Net interest income | $1,945,000 | 6,672 |
| Provision for loan and lease losses | $475,000 | 2,273 |
| Total noninterest income | $189,000 | 7,441 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $167,000 | 5,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $22,000 | 8,373 |
| Total noninterest expense | $1,642,000 | 6,632 |
| Salaries and employee benefits | $870,000 | 6,687 |
| Premises and equipment expense | $364,000 | 5,044 |
| Additional noninterest expense | $408,000 | 7,107 |
| Pre-tax net operating income | $17,000 | 8,479 |
| Securities gains (losses) | $51,000 | 2,493 |
| Applicable income taxes | $21,000 | 6,768 |
| Income before extraordinary items | $47,000 | 8,464 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $47,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,500 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $11,810 | 8,503 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 6,551 |
| Total interest expense | $876,000 | 5,804 |
| Net interest income | $1,406,000 | 6,823 |
| Provision for loan and lease losses | $462,000 | 1,773 |
| Total noninterest income | $143,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $127,000 | 5,671 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,420 |
| Total noninterest expense | $1,215,000 | 6,661 |
| Salaries and employee benefits | $640,000 | 6,742 |
| Premises and equipment expense | $263,000 | 5,158 |
| Additional noninterest expense | $312,000 | 7,029 |
| Pre-tax net operating income | $-128,000 | 8,775 |
| Securities gains (losses) | $28,000 | 2,745 |
| Applicable income taxes | $15,000 | 6,924 |
| Income before extraordinary items | $-115,000 | 8,844 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-115,000 | 8,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,924 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-143,000 | 8,794 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 6,782 |
| Total interest expense | $554,000 | 6,085 |
| Net interest income | $888,000 | 6,999 |
| Provision for loan and lease losses | $215,000 | 2,376 |
| Total noninterest income | $91,000 | 7,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $795,000 | 6,730 |
| Salaries and employee benefits | $415,000 | 6,847 |
| Premises and equipment expense | $167,000 | 5,295 |
| Additional noninterest expense | $213,000 | 6,977 |
| Pre-tax net operating income | $-31,000 | 8,738 |
| Securities gains (losses) | $28,000 | 2,409 |
| Applicable income taxes | $11,000 | 6,920 |
| Income before extraordinary items | $-14,000 | 8,804 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-14,000 | 8,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-42,000 | 8,758 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 6,988 |
| Total interest expense | $261,000 | 6,366 |
| Net interest income | $417,000 | 7,182 |
| Provision for loan and lease losses | $88,000 | 2,632 |
| Total noninterest income | $36,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 6,193 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $364,000 | 7,015 |
| Salaries and employee benefits | $194,000 | 7,058 |
| Premises and equipment expense | $76,000 | 5,602 |
| Additional noninterest expense | $94,000 | 7,306 |
| Pre-tax net operating income | $1,000 | 8,682 |
| Securities gains (losses) | $-11,000 | 9,163 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $-14,000 | 8,853 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-14,000 | 8,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-3,000 | 8,682 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,104,000 | 7,737 |
| Total interest expense | $845,000 | 7,369 |
| Net interest income | $1,259,000 | 7,820 |
| Provision for loan and lease losses | $262,000 | 3,756 |
| Total noninterest income | $119,000 | 8,172 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $105,000 | 6,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 8,747 |
| Total noninterest expense | $1,229,000 | 7,407 |
| Salaries and employee benefits | $621,000 | 7,627 |
| Premises and equipment expense | $291,000 | 5,679 |
| Additional noninterest expense | $317,000 | 7,686 |
| Pre-tax net operating income | $-113,000 | 8,770 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $15,000 | 7,161 |
| Income before extraordinary items | $-127,000 | 8,861 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-127,000 | 8,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,898 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-128,000 | 8,800 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $952,000 | 9,188 |
| Total interest expense | $324,000 | 9,260 |
| Net interest income | $628,000 | 8,988 |
| Provision for loan and lease losses | $204,000 | 4,083 |
| Total noninterest income | $46,000 | 9,204 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $38,000 | 7,831 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,000 | 9,210 |
| Total noninterest expense | $1,313,000 | 7,199 |
| Salaries and employee benefits | $640,000 | 7,475 |
| Premises and equipment expense | $255,000 | 6,034 |
| Additional noninterest expense | $418,000 | 7,007 |
| Pre-tax net operating income | $-843,000 | 9,301 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $21,000 | 7,291 |
| Income before extraordinary items | $-864,000 | 9,381 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-864,000 | 9,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 96 |
| Net operating income | $-864,000 | 9,348 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.