Home > Crossroads Bank > Income and Expense
Crossroads Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,787,000 | 1,672 |
| Total interest expense | $8,624,000 | 1,427 |
| Net interest income | $15,163,000 | 1,796 |
| Provision for loan and lease losses | $150,000 | 2,186 |
| Total noninterest income | $3,131,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $525,000 | 1,591 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,606,000 | 1,385 |
| Total noninterest expense | $13,188,000 | 1,687 |
| Salaries and employee benefits | $7,345,000 | 1,714 |
| Premises and equipment expense | $1,238,000 | 1,762 |
| Additional noninterest expense | $2,606,000 | 1,385 |
| Pre-tax net operating income | $4,956,000 | 1,927 |
| Securities gains (losses) | $28,000 | 574 |
| Applicable income taxes | $347,000 | 2,133 |
| Income before extraordinary items | $4,637,000 | 1,815 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,637,000 | 1,837 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,637,000 | 1,818 |
| Net charge-offs | $58,000 | 1,749 |
| Cash dividends | $2,275,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,610,960 | 1,849 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,477,000 | 1,669 |
| Total interest expense | $5,984,000 | 1,407 |
| Net interest income | $11,493,000 | 1,784 |
| Provision for loan and lease losses | $150,000 | 1,867 |
| Total noninterest income | $2,323,000 | 1,601 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $390,000 | 1,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,933,000 | 1,385 |
| Total noninterest expense | $9,847,000 | 1,685 |
| Salaries and employee benefits | $5,516,000 | 1,706 |
| Premises and equipment expense | $934,000 | 1,765 |
| Additional noninterest expense | $1,933,000 | 1,385 |
| Pre-tax net operating income | $3,819,000 | 1,941 |
| Securities gains (losses) | $14,000 | 555 |
| Applicable income taxes | $267,000 | 2,182 |
| Income before extraordinary items | $3,566,000 | 1,853 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,566,000 | 1,870 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,566,000 | 1,853 |
| Net charge-offs | $63,000 | 1,378 |
| Cash dividends | $1,950,000 | 1,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,552,980 | 1,881 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,453,000 | 1,662 |
| Total interest expense | $3,627,000 | 1,377 |
| Net interest income | $7,826,000 | 1,780 |
| Provision for loan and lease losses | $150,000 | 1,522 |
| Total noninterest income | $1,562,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $254,000 | 1,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,308,000 | 1,288 |
| Total noninterest expense | $6,509,000 | 1,699 |
| Salaries and employee benefits | $3,639,000 | 1,724 |
| Premises and equipment expense | $623,000 | 1,752 |
| Additional noninterest expense | $1,308,000 | 1,287 |
| Pre-tax net operating income | $2,729,000 | 1,865 |
| Securities gains (losses) | $11,000 | 611 |
| Applicable income taxes | $157,000 | 2,285 |
| Income before extraordinary items | $2,583,000 | 1,746 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,583,000 | 1,767 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,583,000 | 1,746 |
| Net charge-offs | $19,000 | 1,563 |
| Cash dividends | $1,300,000 | 1,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,572,660 | 1,761 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,530,000 | 1,681 |
| Total interest expense | $1,531,000 | 1,404 |
| Net interest income | $3,999,000 | 1,755 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $738,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $124,000 | 1,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $614,000 | 1,343 |
| Total noninterest expense | $3,327,000 | 1,684 |
| Salaries and employee benefits | $1,900,000 | 1,690 |
| Premises and equipment expense | $314,000 | 1,780 |
| Additional noninterest expense | $614,000 | 1,343 |
| Pre-tax net operating income | $1,335,000 | 1,932 |
| Securities gains (losses) | $4,000 | 770 |
| Applicable income taxes | $95,000 | 2,174 |
| Income before extraordinary items | $1,244,000 | 1,810 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,244,000 | 1,810 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,244,000 | 1,810 |
| Net charge-offs | $20,000 | 1,117 |
| Cash dividends | $650,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,240,280 | 1,833 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,884,000 | 1,651 |
| Total interest expense | $2,303,000 | 1,456 |
| Net interest income | $16,581,000 | 1,663 |
| Provision for loan and lease losses | $675,000 | 1,040 |
| Total noninterest income | $3,614,000 | 1,451 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $542,000 | 1,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,072,000 | 1,242 |
| Total noninterest expense | $12,531,000 | 1,724 |
| Salaries and employee benefits | $7,108,000 | 1,729 |
| Premises and equipment expense | $1,244,000 | 1,765 |
| Additional noninterest expense | $3,072,000 | 1,242 |
| Pre-tax net operating income | $6,989,000 | 1,646 |
| Securities gains (losses) | $-14,000 | 3,506 |
| Applicable income taxes | $920,000 | 1,627 |
| Income before extraordinary items | $6,055,000 | 1,620 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,055,000 | 1,618 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,055,000 | 1,619 |
| Net charge-offs | $205,000 | 914 |
| Cash dividends | $2,600,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,067,180 | 1,645 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,551,000 | 1,657 |
| Total interest expense | $1,254,000 | 1,502 |
| Net interest income | $12,297,000 | 1,655 |
| Provision for loan and lease losses | $575,000 | 900 |
| Total noninterest income | $2,716,000 | 1,478 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $407,000 | 1,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,309,000 | 1,265 |
| Total noninterest expense | $9,263,000 | 1,738 |
| Salaries and employee benefits | $5,284,000 | 1,730 |
| Premises and equipment expense | $944,000 | 1,759 |
| Additional noninterest expense | $2,309,000 | 1,265 |
| Pre-tax net operating income | $5,175,000 | 1,654 |
| Securities gains (losses) | $-12,000 | 3,821 |
| Applicable income taxes | $630,000 | 1,675 |
| Income before extraordinary items | $4,533,000 | 1,599 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,533,000 | 1,599 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,533,000 | 1,599 |
| Net charge-offs | $202,000 | 690 |
| Cash dividends | $1,950,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,543,560 | 1,626 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,597,000 | 1,678 |
| Total interest expense | $706,000 | 1,505 |
| Net interest income | $7,891,000 | 1,676 |
| Provision for loan and lease losses | $275,000 | 992 |
| Total noninterest income | $1,870,000 | 1,435 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $261,000 | 1,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,609,000 | 1,257 |
| Total noninterest expense | $6,223,000 | 1,706 |
| Salaries and employee benefits | $3,556,000 | 1,707 |
| Premises and equipment expense | $641,000 | 1,748 |
| Additional noninterest expense | $2,026,000 | 1,592 |
| Pre-tax net operating income | $3,263,000 | 1,636 |
| Securities gains (losses) | $-13,000 | 3,992 |
| Applicable income taxes | $343,000 | 1,762 |
| Income before extraordinary items | $2,907,000 | 1,551 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,907,000 | 1,550 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,907,000 | 1,551 |
| Net charge-offs | $185,000 | 557 |
| Cash dividends | $1,300,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,918,570 | 1,579 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 1,696 |
| Total interest expense | $320,000 | 1,576 |
| Net interest income | $3,785,000 | 1,690 |
| Provision for loan and lease losses | $75,000 | 1,098 |
| Total noninterest income | $964,000 | 1,405 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $127,000 | 1,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $837,000 | 1,207 |
| Total noninterest expense | $3,152,000 | 1,676 |
| Salaries and employee benefits | $1,777,000 | 1,706 |
| Premises and equipment expense | $333,000 | 1,713 |
| Additional noninterest expense | $1,042,000 | 1,526 |
| Pre-tax net operating income | $1,522,000 | 1,625 |
| Securities gains (losses) | $-4,000 | 4,101 |
| Applicable income taxes | $135,000 | 1,874 |
| Income before extraordinary items | $1,383,000 | 1,538 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,383,000 | 1,536 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,383,000 | 1,538 |
| Net charge-offs | $124,000 | 456 |
| Cash dividends | $650,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,386,640 | 1,554 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,535,000 | 1,733 |
| Total interest expense | $1,568,000 | 1,608 |
| Net interest income | $14,967,000 | 1,727 |
| Provision for loan and lease losses | $145,000 | 1,952 |
| Total noninterest income | $4,667,000 | 1,367 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $458,000 | 1,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,209,000 | 1,207 |
| Total noninterest expense | $12,912,000 | 1,644 |
| Salaries and employee benefits | $6,737,000 | 1,770 |
| Premises and equipment expense | $1,302,000 | 1,706 |
| Additional noninterest expense | $4,873,000 | 1,361 |
| Pre-tax net operating income | $6,577,000 | 1,711 |
| Securities gains (losses) | $27,000 | 1,378 |
| Applicable income taxes | $897,000 | 1,683 |
| Income before extraordinary items | $5,707,000 | 1,719 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,707,000 | 1,719 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,707,000 | 1,720 |
| Net charge-offs | $19,000 | 2,086 |
| Cash dividends | $2,600,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,683,780 | 1,694 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,389,000 | 1,757 |
| Total interest expense | $1,221,000 | 1,632 |
| Net interest income | $11,168,000 | 1,758 |
| Provision for loan and lease losses | $65,000 | 2,226 |
| Total noninterest income | $3,790,000 | 1,340 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $331,000 | 1,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,459,000 | 1,164 |
| Total noninterest expense | $9,832,000 | 1,621 |
| Salaries and employee benefits | $5,000,000 | 1,780 |
| Premises and equipment expense | $986,000 | 1,726 |
| Additional noninterest expense | $3,846,000 | 1,299 |
| Pre-tax net operating income | $5,061,000 | 1,743 |
| Securities gains (losses) | $20,000 | 1,394 |
| Applicable income taxes | $746,000 | 1,686 |
| Income before extraordinary items | $4,335,000 | 1,770 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,335,000 | 1,769 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,335,000 | 1,770 |
| Net charge-offs | $-13,000 | 3,747 |
| Cash dividends | $1,950,000 | 1,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,318,000 | 1,753 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,179,000 | 1,775 |
| Total interest expense | $854,000 | 1,632 |
| Net interest income | $7,325,000 | 1,773 |
| Provision for loan and lease losses | $15,000 | 2,613 |
| Total noninterest income | $2,761,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $198,000 | 1,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,563,000 | 1,093 |
| Total noninterest expense | $6,771,000 | 1,578 |
| Salaries and employee benefits | $3,333,000 | 1,775 |
| Premises and equipment expense | $665,000 | 1,698 |
| Additional noninterest expense | $2,773,000 | 1,202 |
| Pre-tax net operating income | $3,300,000 | 1,734 |
| Securities gains (losses) | $13,000 | 1,320 |
| Applicable income taxes | $442,000 | 1,767 |
| Income before extraordinary items | $2,871,000 | 1,755 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,871,000 | 1,755 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,871,000 | 1,755 |
| Net charge-offs | $-28,000 | 4,170 |
| Cash dividends | $1,300,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,859,690 | 1,732 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 1,758 |
| Total interest expense | $459,000 | 1,613 |
| Net interest income | $3,688,000 | 1,755 |
| Provision for loan and lease losses | $165,000 | 900 |
| Total noninterest income | $1,689,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $95,000 | 1,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,594,000 | 936 |
| Total noninterest expense | $3,500,000 | 1,526 |
| Salaries and employee benefits | $1,497,000 | 1,907 |
| Premises and equipment expense | $345,000 | 1,662 |
| Additional noninterest expense | $1,658,000 | 1,044 |
| Pre-tax net operating income | $1,712,000 | 1,699 |
| Securities gains (losses) | $12,000 | 1,012 |
| Applicable income taxes | $233,000 | 1,698 |
| Income before extraordinary items | $1,491,000 | 1,729 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,491,000 | 1,729 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,491,000 | 1,729 |
| Net charge-offs | $-5,000 | 3,772 |
| Cash dividends | $650,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,480,680 | 1,697 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,566,000 | 1,670 |
| Total interest expense | $2,755,000 | 1,593 |
| Net interest income | $14,811,000 | 1,669 |
| Provision for loan and lease losses | $510,000 | 2,212 |
| Total noninterest income | $5,123,000 | 1,254 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $433,000 | 1,782 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,690,000 | 1,064 |
| Total noninterest expense | $12,355,000 | 1,668 |
| Salaries and employee benefits | $6,755,000 | 1,716 |
| Premises and equipment expense | $1,220,000 | 1,786 |
| Additional noninterest expense | $4,380,000 | 1,430 |
| Pre-tax net operating income | $7,069,000 | 1,373 |
| Securities gains (losses) | $116,000 | 1,309 |
| Applicable income taxes | $1,121,000 | 1,348 |
| Income before extraordinary items | $6,064,000 | 1,409 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,064,000 | 1,410 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,064,000 | 1,410 |
| Net charge-offs | $455,000 | 1,037 |
| Cash dividends | $2,500,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,966,560 | 1,390 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $13,225,000 | 1,668 |
| Total interest expense | $2,173,000 | 1,613 |
| Net interest income | $11,052,000 | 1,666 |
| Provision for loan and lease losses | $345,000 | 2,300 |
| Total noninterest income | $3,483,000 | 1,294 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $312,000 | 1,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,171,000 | 1,119 |
| Total noninterest expense | $9,247,000 | 1,652 |
| Salaries and employee benefits | $5,097,000 | 1,710 |
| Premises and equipment expense | $905,000 | 1,789 |
| Additional noninterest expense | $3,245,000 | 1,421 |
| Pre-tax net operating income | $4,943,000 | 1,410 |
| Securities gains (losses) | $111,000 | 1,163 |
| Applicable income taxes | $774,000 | 1,377 |
| Income before extraordinary items | $4,280,000 | 1,436 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,280,000 | 1,437 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,280,000 | 1,437 |
| Net charge-offs | $380,000 | 900 |
| Cash dividends | $1,850,000 | 1,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,185,650 | 1,417 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,891,000 | 1,673 |
| Total interest expense | $1,562,000 | 1,598 |
| Net interest income | $7,329,000 | 1,675 |
| Provision for loan and lease losses | $180,000 | 2,493 |
| Total noninterest income | $1,755,000 | 1,471 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $211,000 | 1,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,544,000 | 1,294 |
| Total noninterest expense | $5,975,000 | 1,689 |
| Salaries and employee benefits | $3,387,000 | 1,703 |
| Premises and equipment expense | $567,000 | 1,866 |
| Additional noninterest expense | $2,021,000 | 1,484 |
| Pre-tax net operating income | $2,929,000 | 1,484 |
| Securities gains (losses) | $12,000 | 1,821 |
| Applicable income taxes | $421,000 | 1,487 |
| Income before extraordinary items | $2,520,000 | 1,521 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,520,000 | 1,520 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,520,000 | 1,521 |
| Net charge-offs | $153,000 | 1,136 |
| Cash dividends | $1,200,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,509,680 | 1,474 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,540,000 | 1,633 |
| Total interest expense | $883,000 | 1,566 |
| Net interest income | $3,657,000 | 1,640 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $603,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $135,000 | 1,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $468,000 | 1,583 |
| Total noninterest expense | $2,888,000 | 1,742 |
| Salaries and employee benefits | $1,638,000 | 1,765 |
| Premises and equipment expense | $283,000 | 1,878 |
| Additional noninterest expense | $967,000 | 1,563 |
| Pre-tax net operating income | $1,297,000 | 1,484 |
| Securities gains (losses) | $-17,000 | 4,866 |
| Applicable income taxes | $164,000 | 1,556 |
| Income before extraordinary items | $1,116,000 | 1,522 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,116,000 | 1,520 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,116,000 | 1,522 |
| Net charge-offs | $140,000 | 738 |
| Cash dividends | $600,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,130,790 | 1,476 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,612,000 | 1,686 |
| Total interest expense | $3,912,000 | 1,497 |
| Net interest income | $13,700,000 | 1,736 |
| Provision for loan and lease losses | $225,000 | 2,245 |
| Total noninterest income | $2,888,000 | 1,610 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $546,000 | 1,803 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,342,000 | 1,399 |
| Total noninterest expense | $11,011,000 | 1,768 |
| Salaries and employee benefits | $6,009,000 | 1,843 |
| Premises and equipment expense | $1,174,000 | 1,819 |
| Additional noninterest expense | $3,828,000 | 1,571 |
| Pre-tax net operating income | $5,352,000 | 1,678 |
| Securities gains (losses) | $61,000 | 1,158 |
| Applicable income taxes | $730,000 | 1,673 |
| Income before extraordinary items | $4,683,000 | 1,680 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,683,000 | 1,682 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,683,000 | 1,682 |
| Net charge-offs | $20,000 | 3,121 |
| Cash dividends | $2,400,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,629,930 | 1,669 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,177,000 | 1,710 |
| Total interest expense | $2,974,000 | 1,495 |
| Net interest income | $10,203,000 | 1,773 |
| Provision for loan and lease losses | $175,000 | 2,120 |
| Total noninterest income | $2,049,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $402,000 | 1,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,647,000 | 1,453 |
| Total noninterest expense | $8,225,000 | 1,784 |
| Salaries and employee benefits | $4,478,000 | 1,857 |
| Premises and equipment expense | $891,000 | 1,824 |
| Additional noninterest expense | $2,856,000 | 1,568 |
| Pre-tax net operating income | $3,852,000 | 1,769 |
| Securities gains (losses) | $52,000 | 1,055 |
| Applicable income taxes | $519,000 | 1,762 |
| Income before extraordinary items | $3,385,000 | 1,762 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,385,000 | 1,763 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,385,000 | 1,763 |
| Net charge-offs | $90,000 | 1,833 |
| Cash dividends | $1,800,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,339,760 | 1,747 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,601,000 | 1,739 |
| Total interest expense | $1,948,000 | 1,496 |
| Net interest income | $6,653,000 | 1,812 |
| Provision for loan and lease losses | $100,000 | 2,185 |
| Total noninterest income | $1,196,000 | 1,774 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $254,000 | 1,883 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $942,000 | 1,550 |
| Total noninterest expense | $5,369,000 | 1,815 |
| Salaries and employee benefits | $2,938,000 | 1,883 |
| Premises and equipment expense | $604,000 | 1,810 |
| Additional noninterest expense | $1,827,000 | 1,625 |
| Pre-tax net operating income | $2,380,000 | 1,850 |
| Securities gains (losses) | $47,000 | 769 |
| Applicable income taxes | $302,000 | 1,851 |
| Income before extraordinary items | $2,125,000 | 1,824 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,125,000 | 1,823 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,125,000 | 1,824 |
| Net charge-offs | $108,000 | 1,371 |
| Cash dividends | $1,200,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,083,640 | 1,820 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,224,000 | 1,773 |
| Total interest expense | $914,000 | 1,528 |
| Net interest income | $3,310,000 | 1,824 |
| Provision for loan and lease losses | $50,000 | 2,037 |
| Total noninterest income | $588,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $122,000 | 1,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 1,515 |
| Total noninterest expense | $2,631,000 | 1,855 |
| Salaries and employee benefits | $1,451,000 | 1,914 |
| Premises and equipment expense | $288,000 | 1,885 |
| Additional noninterest expense | $892,000 | 1,667 |
| Pre-tax net operating income | $1,217,000 | 1,787 |
| Securities gains (losses) | $29,000 | 506 |
| Applicable income taxes | $166,000 | 1,746 |
| Income before extraordinary items | $1,080,000 | 1,760 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,080,000 | 1,758 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,080,000 | 1,759 |
| Net charge-offs | $43,000 | 1,301 |
| Cash dividends | $600,000 | 1,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,054,770 | 1,774 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $15,972,000 | 1,773 |
| Total interest expense | $2,552,000 | 1,621 |
| Net interest income | $13,420,000 | 1,773 |
| Provision for loan and lease losses | $157,000 | 2,595 |
| Total noninterest income | $2,739,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $524,000 | 1,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,215,000 | 1,401 |
| Total noninterest expense | $10,593,000 | 1,807 |
| Salaries and employee benefits | $6,017,000 | 1,802 |
| Premises and equipment expense | $1,284,000 | 1,713 |
| Additional noninterest expense | $3,292,000 | 1,768 |
| Pre-tax net operating income | $5,409,000 | 1,675 |
| Securities gains (losses) | $18,000 | 598 |
| Applicable income taxes | $861,000 | 1,515 |
| Income before extraordinary items | $4,566,000 | 1,698 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,566,000 | 1,697 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,566,000 | 1,697 |
| Net charge-offs | $-212,000 | 5,182 |
| Cash dividends | $2,400,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,550,880 | 1,697 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $11,829,000 | 1,768 |
| Total interest expense | $1,765,000 | 1,646 |
| Net interest income | $10,064,000 | 1,766 |
| Provision for loan and lease losses | $101,000 | 2,571 |
| Total noninterest income | $2,073,000 | 1,656 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $382,000 | 1,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,691,000 | 1,403 |
| Total noninterest expense | $7,907,000 | 1,819 |
| Salaries and employee benefits | $4,503,000 | 1,804 |
| Premises and equipment expense | $983,000 | 1,705 |
| Additional noninterest expense | $2,421,000 | 1,799 |
| Pre-tax net operating income | $4,129,000 | 1,649 |
| Securities gains (losses) | $18,000 | 592 |
| Applicable income taxes | $744,000 | 1,440 |
| Income before extraordinary items | $3,403,000 | 1,724 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,403,000 | 1,724 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,403,000 | 1,723 |
| Net charge-offs | $-195,000 | 5,247 |
| Cash dividends | $1,800,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,388,240 | 1,719 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,772,000 | 1,776 |
| Total interest expense | $1,069,000 | 1,694 |
| Net interest income | $6,703,000 | 1,766 |
| Provision for loan and lease losses | $26,000 | 3,255 |
| Total noninterest income | $1,350,000 | 1,669 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $245,000 | 2,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,105,000 | 1,430 |
| Total noninterest expense | $5,253,000 | 1,834 |
| Salaries and employee benefits | $2,976,000 | 1,836 |
| Premises and equipment expense | $667,000 | 1,697 |
| Additional noninterest expense | $1,610,000 | 1,809 |
| Pre-tax net operating income | $2,774,000 | 1,604 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $497,000 | 1,420 |
| Income before extraordinary items | $2,277,000 | 1,710 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,277,000 | 1,709 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,277,000 | 1,709 |
| Net charge-offs | $-194,000 | 5,341 |
| Cash dividends | $1,200,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,277,000 | 1,699 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 1,811 |
| Total interest expense | $478,000 | 1,767 |
| Net interest income | $3,277,000 | 1,793 |
| Provision for loan and lease losses | $88,000 | 1,608 |
| Total noninterest income | $705,000 | 1,616 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $121,000 | 2,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $584,000 | 1,355 |
| Total noninterest expense | $2,520,000 | 1,920 |
| Salaries and employee benefits | $1,419,000 | 1,929 |
| Premises and equipment expense | $340,000 | 1,684 |
| Additional noninterest expense | $761,000 | 1,899 |
| Pre-tax net operating income | $1,374,000 | 1,594 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $247,000 | 1,381 |
| Income before extraordinary items | $1,127,000 | 1,668 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,127,000 | 1,668 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,127,000 | 1,668 |
| Net charge-offs | $57,000 | 1,126 |
| Cash dividends | $600,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,127,000 | 1,655 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,560,000 | 1,825 |
| Total interest expense | $1,821,000 | 1,646 |
| Net interest income | $12,739,000 | 1,810 |
| Provision for loan and lease losses | $-131,000 | 5,395 |
| Total noninterest income | $2,612,000 | 1,731 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $493,000 | 2,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,119,000 | 1,476 |
| Total noninterest expense | $9,736,000 | 1,952 |
| Salaries and employee benefits | $5,436,000 | 1,967 |
| Premises and equipment expense | $1,215,000 | 1,828 |
| Additional noninterest expense | $3,085,000 | 1,889 |
| Pre-tax net operating income | $5,746,000 | 1,519 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,213,000 | 1,709 |
| Income before extraordinary items | $4,533,000 | 1,455 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,533,000 | 1,454 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,533,000 | 1,455 |
| Net charge-offs | $-179,000 | 5,416 |
| Cash dividends | $2,550,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,533,000 | 1,439 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,785,000 | 1,840 |
| Total interest expense | $1,331,000 | 1,668 |
| Net interest income | $9,454,000 | 1,841 |
| Provision for loan and lease losses | $-219,000 | 5,578 |
| Total noninterest income | $1,907,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $364,000 | 2,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,543,000 | 1,521 |
| Total noninterest expense | $7,224,000 | 1,962 |
| Salaries and employee benefits | $4,035,000 | 1,986 |
| Premises and equipment expense | $899,000 | 1,865 |
| Additional noninterest expense | $2,290,000 | 1,908 |
| Pre-tax net operating income | $4,356,000 | 1,515 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $966,000 | 1,490 |
| Income before extraordinary items | $3,390,000 | 1,555 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,390,000 | 1,555 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,390,000 | 1,555 |
| Net charge-offs | $-210,000 | 5,495 |
| Cash dividends | $1,950,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,390,000 | 1,537 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,909,000 | 1,888 |
| Total interest expense | $866,000 | 1,666 |
| Net interest income | $6,043,000 | 1,890 |
| Provision for loan and lease losses | $100,000 | 2,230 |
| Total noninterest income | $1,250,000 | 1,791 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $237,000 | 2,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,013,000 | 1,526 |
| Total noninterest expense | $4,760,000 | 1,985 |
| Salaries and employee benefits | $2,638,000 | 2,033 |
| Premises and equipment expense | $616,000 | 1,827 |
| Additional noninterest expense | $1,506,000 | 1,936 |
| Pre-tax net operating income | $2,433,000 | 1,743 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $482,000 | 1,729 |
| Income before extraordinary items | $1,951,000 | 1,736 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,951,000 | 1,736 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,951,000 | 1,736 |
| Net charge-offs | $237,000 | 948 |
| Cash dividends | $1,350,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,951,000 | 1,717 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 1,909 |
| Total interest expense | $420,000 | 1,693 |
| Net interest income | $2,974,000 | 1,909 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $680,000 | 1,686 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $116,000 | 2,158 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $564,000 | 1,417 |
| Total noninterest expense | $2,456,000 | 1,955 |
| Salaries and employee benefits | $1,349,000 | 2,019 |
| Premises and equipment expense | $311,000 | 1,840 |
| Additional noninterest expense | $796,000 | 1,852 |
| Pre-tax net operating income | $1,148,000 | 1,775 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $233,000 | 1,724 |
| Income before extraordinary items | $915,000 | 1,781 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $915,000 | 1,780 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $915,000 | 1,781 |
| Net charge-offs | $29,000 | 1,668 |
| Cash dividends | $750,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $915,000 | 1,764 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,221,000 | 1,912 |
| Total interest expense | $1,538,000 | 1,772 |
| Net interest income | $11,683,000 | 1,901 |
| Provision for loan and lease losses | $403,000 | 1,669 |
| Total noninterest income | $3,879,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $461,000 | 2,224 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,418,000 | 1,101 |
| Total noninterest expense | $10,067,000 | 1,900 |
| Salaries and employee benefits | $4,920,000 | 2,111 |
| Premises and equipment expense | $1,093,000 | 1,999 |
| Additional noninterest expense | $4,054,000 | 1,517 |
| Pre-tax net operating income | $5,092,000 | 1,602 |
| Securities gains (losses) | $170,000 | 961 |
| Applicable income taxes | $1,182,000 | 1,488 |
| Income before extraordinary items | $4,080,000 | 1,626 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,080,000 | 1,624 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,080,000 | 1,625 |
| Net charge-offs | $451,000 | 1,158 |
| Cash dividends | $3,450,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,947,400 | 1,639 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,902,000 | 1,917 |
| Total interest expense | $1,122,000 | 1,813 |
| Net interest income | $8,780,000 | 1,904 |
| Provision for loan and lease losses | $353,000 | 1,469 |
| Total noninterest income | $2,791,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $341,000 | 2,249 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,450,000 | 1,141 |
| Total noninterest expense | $7,501,000 | 1,905 |
| Salaries and employee benefits | $3,645,000 | 2,130 |
| Premises and equipment expense | $800,000 | 2,048 |
| Additional noninterest expense | $3,056,000 | 1,516 |
| Pre-tax net operating income | $3,717,000 | 1,647 |
| Securities gains (losses) | $170,000 | 891 |
| Applicable income taxes | $877,000 | 1,539 |
| Income before extraordinary items | $3,010,000 | 1,688 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,010,000 | 1,688 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,010,000 | 1,688 |
| Net charge-offs | $411,000 | 913 |
| Cash dividends | $1,950,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,879,100 | 1,693 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,565,000 | 1,925 |
| Total interest expense | $729,000 | 1,847 |
| Net interest income | $5,836,000 | 1,914 |
| Provision for loan and lease losses | $160,000 | 1,835 |
| Total noninterest income | $1,670,000 | 1,504 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $224,000 | 2,246 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,446,000 | 1,221 |
| Total noninterest expense | $4,870,000 | 1,964 |
| Salaries and employee benefits | $2,385,000 | 2,177 |
| Premises and equipment expense | $529,000 | 2,065 |
| Additional noninterest expense | $1,956,000 | 1,565 |
| Pre-tax net operating income | $2,476,000 | 1,649 |
| Securities gains (losses) | $50,000 | 1,421 |
| Applicable income taxes | $572,000 | 1,536 |
| Income before extraordinary items | $1,954,000 | 1,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,954,000 | 1,700 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,954,000 | 1,700 |
| Net charge-offs | $99,000 | 1,629 |
| Cash dividends | $1,200,000 | 1,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,915,500 | 1,682 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 1,935 |
| Total interest expense | $354,000 | 1,897 |
| Net interest income | $2,914,000 | 1,924 |
| Provision for loan and lease losses | $80,000 | 1,699 |
| Total noninterest income | $748,000 | 1,594 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $112,000 | 2,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $636,000 | 1,300 |
| Total noninterest expense | $2,390,000 | 2,002 |
| Salaries and employee benefits | $1,137,000 | 2,262 |
| Premises and equipment expense | $269,000 | 2,046 |
| Additional noninterest expense | $984,000 | 1,543 |
| Pre-tax net operating income | $1,192,000 | 1,686 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $258,000 | 1,622 |
| Income before extraordinary items | $934,000 | 1,724 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $934,000 | 1,725 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $934,000 | 1,725 |
| Net charge-offs | $94,000 | 1,057 |
| Cash dividends | $600,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $934,000 | 1,680 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,984,000 | 1,888 |
| Total interest expense | $1,322,000 | 1,962 |
| Net interest income | $11,662,000 | 1,868 |
| Provision for loan and lease losses | $320,000 | 1,838 |
| Total noninterest income | $3,507,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $519,000 | 2,072 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,988,000 | 1,161 |
| Total noninterest expense | $10,249,000 | 1,841 |
| Salaries and employee benefits | $4,754,000 | 2,143 |
| Premises and equipment expense | $1,027,000 | 2,133 |
| Additional noninterest expense | $4,468,000 | 1,395 |
| Pre-tax net operating income | $4,600,000 | 1,692 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,153,000 | 1,464 |
| Income before extraordinary items | $3,447,000 | 1,820 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,447,000 | 1,823 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,447,000 | 1,823 |
| Net charge-offs | $122,000 | 2,482 |
| Cash dividends | $2,600,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,447,000 | 1,789 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,766,000 | 1,902 |
| Total interest expense | $984,000 | 1,996 |
| Net interest income | $8,782,000 | 1,880 |
| Provision for loan and lease losses | $280,000 | 1,578 |
| Total noninterest income | $2,587,000 | 1,464 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $395,000 | 2,062 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,192,000 | 1,198 |
| Total noninterest expense | $7,688,000 | 1,849 |
| Salaries and employee benefits | $3,545,000 | 2,163 |
| Premises and equipment expense | $758,000 | 2,192 |
| Additional noninterest expense | $3,385,000 | 1,383 |
| Pre-tax net operating income | $3,401,000 | 1,727 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $891,000 | 1,482 |
| Income before extraordinary items | $2,510,000 | 1,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,510,000 | 1,887 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,510,000 | 1,887 |
| Net charge-offs | $92,000 | 2,249 |
| Cash dividends | $2,000,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,510,000 | 1,848 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,515,000 | 1,894 |
| Total interest expense | $652,000 | 2,008 |
| Net interest income | $5,863,000 | 1,879 |
| Provision for loan and lease losses | $200,000 | 1,484 |
| Total noninterest income | $1,536,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $255,000 | 2,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,281,000 | 1,311 |
| Total noninterest expense | $5,043,000 | 1,889 |
| Salaries and employee benefits | $2,343,000 | 2,190 |
| Premises and equipment expense | $480,000 | 2,283 |
| Additional noninterest expense | $2,220,000 | 1,414 |
| Pre-tax net operating income | $2,156,000 | 1,794 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $613,000 | 1,453 |
| Income before extraordinary items | $1,543,000 | 1,994 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,543,000 | 1,997 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,543,000 | 1,996 |
| Net charge-offs | $185,000 | 1,238 |
| Cash dividends | $1,400,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,543,000 | 1,948 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 1,906 |
| Total interest expense | $323,000 | 2,029 |
| Net interest income | $2,939,000 | 1,872 |
| Provision for loan and lease losses | $120,000 | 1,278 |
| Total noninterest income | $748,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $125,000 | 2,093 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $623,000 | 1,298 |
| Total noninterest expense | $2,525,000 | 1,883 |
| Salaries and employee benefits | $1,179,000 | 2,185 |
| Premises and equipment expense | $241,000 | 2,311 |
| Additional noninterest expense | $1,105,000 | 1,397 |
| Pre-tax net operating income | $1,042,000 | 1,788 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $315,000 | 1,395 |
| Income before extraordinary items | $727,000 | 2,086 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $727,000 | 2,087 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $727,000 | 2,087 |
| Net charge-offs | $49,000 | 1,580 |
| Cash dividends | $700,000 | 860 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $727,000 | 2,017 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,181,000 | 1,890 |
| Total interest expense | $1,891,000 | 1,564 |
| Net interest income | $11,290,000 | 1,919 |
| Provision for loan and lease losses | $-1,280,000 | 6,381 |
| Total noninterest income | $2,861,000 | 1,631 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $578,000 | 2,031 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,283,000 | 1,325 |
| Total noninterest expense | $9,261,000 | 2,036 |
| Salaries and employee benefits | $4,621,000 | 2,200 |
| Premises and equipment expense | $992,000 | 2,261 |
| Additional noninterest expense | $3,648,000 | 1,697 |
| Pre-tax net operating income | $6,170,000 | 1,273 |
| Securities gains (losses) | $85,000 | 1,378 |
| Applicable income taxes | $1,800,000 | 1,061 |
| Income before extraordinary items | $4,455,000 | 1,451 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,455,000 | 1,449 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,455,000 | 1,450 |
| Net charge-offs | $-1,155,000 | 6,460 |
| Cash dividends | $2,720,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,394,650 | 1,439 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,904,000 | 1,901 |
| Total interest expense | $1,489,000 | 1,511 |
| Net interest income | $8,415,000 | 1,941 |
| Provision for loan and lease losses | $-1,460,000 | 6,497 |
| Total noninterest income | $2,023,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $428,000 | 2,057 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,595,000 | 1,395 |
| Total noninterest expense | $6,776,000 | 2,083 |
| Salaries and employee benefits | $3,459,000 | 2,210 |
| Premises and equipment expense | $741,000 | 2,293 |
| Additional noninterest expense | $2,576,000 | 1,787 |
| Pre-tax net operating income | $5,122,000 | 1,191 |
| Securities gains (losses) | $60,000 | 1,334 |
| Applicable income taxes | $1,542,000 | 972 |
| Income before extraordinary items | $3,640,000 | 1,333 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,640,000 | 1,332 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,640,000 | 1,333 |
| Net charge-offs | $-1,103,000 | 6,543 |
| Cash dividends | $2,020,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,598,000 | 1,324 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,623,000 | 1,888 |
| Total interest expense | $1,051,000 | 1,424 |
| Net interest income | $5,572,000 | 1,936 |
| Provision for loan and lease losses | $-1,640,000 | 6,600 |
| Total noninterest income | $1,205,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $271,000 | 2,120 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $934,000 | 1,524 |
| Total noninterest expense | $4,426,000 | 2,135 |
| Salaries and employee benefits | $2,305,000 | 2,209 |
| Premises and equipment expense | $501,000 | 2,268 |
| Additional noninterest expense | $1,620,000 | 1,886 |
| Pre-tax net operating income | $3,991,000 | 1,028 |
| Securities gains (losses) | $33,000 | 1,399 |
| Applicable income taxes | $1,287,000 | 792 |
| Income before extraordinary items | $2,737,000 | 1,167 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,737,000 | 1,167 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,737,000 | 1,168 |
| Net charge-offs | $-1,067,000 | 6,618 |
| Cash dividends | $1,420,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,714,560 | 1,154 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 1,864 |
| Total interest expense | $556,000 | 1,359 |
| Net interest income | $2,796,000 | 1,933 |
| Provision for loan and lease losses | $-1,820,000 | 6,696 |
| Total noninterest income | $598,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $127,000 | 2,211 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $471,000 | 1,475 |
| Total noninterest expense | $2,295,000 | 2,070 |
| Salaries and employee benefits | $1,179,000 | 2,185 |
| Premises and equipment expense | $257,000 | 2,256 |
| Additional noninterest expense | $859,000 | 1,768 |
| Pre-tax net operating income | $2,919,000 | 689 |
| Securities gains (losses) | $-17,000 | 6,485 |
| Applicable income taxes | $969,000 | 576 |
| Income before extraordinary items | $1,933,000 | 813 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,933,000 | 815 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,933,000 | 814 |
| Net charge-offs | $-1,173,000 | 6,708 |
| Cash dividends | $820,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $1,944,390 | 785 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,109,000 | 1,902 |
| Total interest expense | $3,099,000 | 1,087 |
| Net interest income | $10,010,000 | 2,085 |
| Provision for loan and lease losses | $780,000 | 1,357 |
| Total noninterest income | $2,414,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $611,000 | 2,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,803,000 | 1,641 |
| Total noninterest expense | $8,309,000 | 2,267 |
| Salaries and employee benefits | $4,175,000 | 2,387 |
| Premises and equipment expense | $979,000 | 2,290 |
| Additional noninterest expense | $3,155,000 | 1,992 |
| Pre-tax net operating income | $3,335,000 | 1,991 |
| Securities gains (losses) | $166,000 | 1,010 |
| Applicable income taxes | $684,000 | 1,836 |
| Income before extraordinary items | $2,817,000 | 1,993 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,817,000 | 1,996 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,817,000 | 1,997 |
| Net charge-offs | $1,120,000 | 1,161 |
| Cash dividends | $2,608,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,684,200 | 2,020 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,821,000 | 1,912 |
| Total interest expense | $2,426,000 | 1,073 |
| Net interest income | $7,395,000 | 2,121 |
| Provision for loan and lease losses | $600,000 | 1,326 |
| Total noninterest income | $1,766,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $456,000 | 2,048 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,310,000 | 1,711 |
| Total noninterest expense | $6,227,000 | 2,278 |
| Salaries and employee benefits | $3,104,000 | 2,418 |
| Premises and equipment expense | $744,000 | 2,293 |
| Additional noninterest expense | $2,379,000 | 1,969 |
| Pre-tax net operating income | $2,334,000 | 2,172 |
| Securities gains (losses) | $113,000 | 1,142 |
| Applicable income taxes | $430,000 | 2,066 |
| Income before extraordinary items | $2,017,000 | 2,123 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,017,000 | 2,131 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,017,000 | 2,130 |
| Net charge-offs | $1,273,000 | 842 |
| Cash dividends | $1,108,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,924,340 | 2,136 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,478,000 | 1,922 |
| Total interest expense | $1,684,000 | 1,056 |
| Net interest income | $4,794,000 | 2,176 |
| Provision for loan and lease losses | $420,000 | 1,329 |
| Total noninterest income | $1,278,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $292,000 | 2,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $986,000 | 1,594 |
| Total noninterest expense | $4,145,000 | 2,289 |
| Salaries and employee benefits | $2,050,000 | 2,440 |
| Premises and equipment expense | $499,000 | 2,294 |
| Additional noninterest expense | $1,596,000 | 1,960 |
| Pre-tax net operating income | $1,507,000 | 2,184 |
| Securities gains (losses) | $113,000 | 1,035 |
| Applicable income taxes | $264,000 | 2,153 |
| Income before extraordinary items | $1,356,000 | 2,099 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,356,000 | 2,107 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,356,000 | 2,105 |
| Net charge-offs | $1,052,000 | 738 |
| Cash dividends | $750,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,261,080 | 2,124 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 1,965 |
| Total interest expense | $864,000 | 1,067 |
| Net interest income | $2,332,000 | 2,254 |
| Provision for loan and lease losses | $210,000 | 1,313 |
| Total noninterest income | $613,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $139,000 | 2,159 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $474,000 | 1,634 |
| Total noninterest expense | $2,064,000 | 2,304 |
| Salaries and employee benefits | $1,033,000 | 2,452 |
| Premises and equipment expense | $251,000 | 2,306 |
| Additional noninterest expense | $780,000 | 2,007 |
| Pre-tax net operating income | $671,000 | 2,350 |
| Securities gains (losses) | $65,000 | 814 |
| Applicable income taxes | $97,000 | 2,438 |
| Income before extraordinary items | $639,000 | 2,152 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $639,000 | 2,154 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $639,000 | 2,154 |
| Net charge-offs | $235,000 | 1,232 |
| Cash dividends | $431,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $582,450 | 2,220 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,540,000 | 1,944 |
| Total interest expense | $4,175,000 | 1,083 |
| Net interest income | $9,365,000 | 2,290 |
| Provision for loan and lease losses | $4,620,000 | 545 |
| Total noninterest income | $2,619,000 | 1,807 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $694,000 | 1,914 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,925,000 | 1,561 |
| Total noninterest expense | $8,021,000 | 2,351 |
| Salaries and employee benefits | $4,028,000 | 2,426 |
| Premises and equipment expense | $1,055,000 | 2,178 |
| Additional noninterest expense | $2,938,000 | 2,214 |
| Pre-tax net operating income | $-657,000 | 6,556 |
| Securities gains (losses) | $248,000 | 1,510 |
| Applicable income taxes | $-747,000 | 6,933 |
| Income before extraordinary items | $338,000 | 5,371 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $338,000 | 5,368 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $338,000 | 5,369 |
| Net charge-offs | $4,093,000 | 677 |
| Cash dividends | $1,017,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $179,280 | 5,672 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $10,182,000 | 1,974 |
| Total interest expense | $3,173,000 | 1,112 |
| Net interest income | $7,009,000 | 2,337 |
| Provision for loan and lease losses | $4,410,000 | 455 |
| Total noninterest income | $1,798,000 | 1,926 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $518,000 | 1,939 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,280,000 | 1,706 |
| Total noninterest expense | $5,978,000 | 2,377 |
| Salaries and employee benefits | $2,999,000 | 2,457 |
| Premises and equipment expense | $815,000 | 2,137 |
| Additional noninterest expense | $2,164,000 | 2,241 |
| Pre-tax net operating income | $-1,581,000 | 6,931 |
| Securities gains (losses) | $141,000 | 1,711 |
| Applicable income taxes | $-916,000 | 7,084 |
| Income before extraordinary items | $-524,000 | 6,762 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-524,000 | 6,761 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-524,000 | 6,761 |
| Net charge-offs | $4,031,000 | 547 |
| Cash dividends | $736,000 | 1,622 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-614,240 | 6,750 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,747,000 | 1,994 |
| Total interest expense | $2,140,000 | 1,147 |
| Net interest income | $4,607,000 | 2,366 |
| Provision for loan and lease losses | $4,200,000 | 346 |
| Total noninterest income | $1,250,000 | 1,860 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $338,000 | 1,962 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $912,000 | 1,602 |
| Total noninterest expense | $3,958,000 | 2,385 |
| Salaries and employee benefits | $1,980,000 | 2,475 |
| Premises and equipment expense | $564,000 | 2,067 |
| Additional noninterest expense | $1,414,000 | 2,285 |
| Pre-tax net operating income | $-2,301,000 | 7,108 |
| Securities gains (losses) | $149,000 | 1,318 |
| Applicable income taxes | $-1,066,000 | 7,170 |
| Income before extraordinary items | $-1,086,000 | 7,012 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,086,000 | 7,011 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,086,000 | 7,012 |
| Net charge-offs | $3,917,000 | 409 |
| Cash dividends | $736,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,181,360 | 7,008 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 1,956 |
| Total interest expense | $1,072,000 | 1,185 |
| Net interest income | $2,386,000 | 2,296 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $677,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $172,000 | 1,926 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $505,000 | 1,499 |
| Total noninterest expense | $2,011,000 | 2,358 |
| Salaries and employee benefits | $1,039,000 | 2,389 |
| Premises and equipment expense | $245,000 | 2,326 |
| Additional noninterest expense | $727,000 | 2,221 |
| Pre-tax net operating income | $752,000 | 2,120 |
| Securities gains (losses) | $-2,000 | 6,941 |
| Applicable income taxes | $5,000 | 4,246 |
| Income before extraordinary items | $745,000 | 1,911 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $745,000 | 1,912 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $745,000 | 1,913 |
| Net charge-offs | $267,000 | 1,592 |
| Cash dividends | $366,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $746,980 | 1,806 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,846,000 | 1,895 |
| Total interest expense | $4,737,000 | 1,288 |
| Net interest income | $10,109,000 | 2,159 |
| Provision for loan and lease losses | $1,200,000 | 2,155 |
| Total noninterest income | $1,762,000 | 2,196 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $766,000 | 1,850 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $996,000 | 2,140 |
| Total noninterest expense | $7,628,000 | 2,477 |
| Salaries and employee benefits | $3,981,000 | 2,415 |
| Premises and equipment expense | $1,543,000 | 1,608 |
| Additional noninterest expense | $2,104,000 | 3,000 |
| Pre-tax net operating income | $3,043,000 | 1,813 |
| Securities gains (losses) | $818,000 | 530 |
| Applicable income taxes | $1,021,000 | 1,321 |
| Income before extraordinary items | $2,840,000 | 1,692 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,840,000 | 1,693 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,840,000 | 1,693 |
| Net charge-offs | $1,508,000 | 1,864 |
| Cash dividends | $1,550,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,234,680 | 1,980 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,221,000 | 1,906 |
| Total interest expense | $3,614,000 | 1,321 |
| Net interest income | $7,607,000 | 2,159 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $1,304,000 | 2,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $577,000 | 1,844 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $727,000 | 2,171 |
| Total noninterest expense | $5,705,000 | 2,481 |
| Salaries and employee benefits | $2,960,000 | 2,433 |
| Premises and equipment expense | $1,148,000 | 1,634 |
| Additional noninterest expense | $1,597,000 | 2,976 |
| Pre-tax net operating income | $2,306,000 | 1,867 |
| Securities gains (losses) | $562,000 | 590 |
| Applicable income taxes | $761,000 | 1,342 |
| Income before extraordinary items | $2,107,000 | 1,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,107,000 | 1,763 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,107,000 | 1,763 |
| Net charge-offs | $1,151,000 | 1,761 |
| Cash dividends | $1,027,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,696,740 | 2,002 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,605,000 | 1,882 |
| Total interest expense | $2,430,000 | 1,354 |
| Net interest income | $5,175,000 | 2,112 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $822,000 | 2,288 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 1,925 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $462,000 | 2,221 |
| Total noninterest expense | $3,760,000 | 2,523 |
| Salaries and employee benefits | $1,918,000 | 2,511 |
| Premises and equipment expense | $756,000 | 1,673 |
| Additional noninterest expense | $1,086,000 | 2,985 |
| Pre-tax net operating income | $1,637,000 | 1,742 |
| Securities gains (losses) | $304,000 | 549 |
| Applicable income taxes | $537,000 | 1,255 |
| Income before extraordinary items | $1,404,000 | 1,718 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,404,000 | 1,718 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,404,000 | 1,718 |
| Net charge-offs | $997,000 | 1,478 |
| Cash dividends | $900,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,185,120 | 1,909 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,763,000 | 1,912 |
| Total interest expense | $1,216,000 | 1,398 |
| Net interest income | $2,547,000 | 2,134 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $418,000 | 2,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 1,965 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $245,000 | 2,181 |
| Total noninterest expense | $1,889,000 | 2,533 |
| Salaries and employee benefits | $957,000 | 2,530 |
| Premises and equipment expense | $381,000 | 1,693 |
| Additional noninterest expense | $551,000 | 2,943 |
| Pre-tax net operating income | $776,000 | 1,815 |
| Securities gains (losses) | $135,000 | 447 |
| Applicable income taxes | $248,000 | 1,284 |
| Income before extraordinary items | $663,000 | 1,760 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $663,000 | 1,760 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $663,000 | 1,760 |
| Net charge-offs | $170,000 | 2,243 |
| Cash dividends | $300,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $564,450 | 1,983 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,127,000 | 1,877 |
| Total interest expense | $6,270,000 | 1,318 |
| Net interest income | $9,857,000 | 2,230 |
| Provision for loan and lease losses | $1,425,000 | 2,531 |
| Total noninterest income | $1,892,000 | 2,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,892,000 | 1,452 |
| Total noninterest expense | $7,907,000 | 2,441 |
| Salaries and employee benefits | $3,934,000 | 2,436 |
| Premises and equipment expense | $1,867,000 | 1,377 |
| Additional noninterest expense | $2,106,000 | 3,122 |
| Pre-tax net operating income | $2,417,000 | 1,935 |
| Securities gains (losses) | $590,000 | 775 |
| Applicable income taxes | $720,000 | 1,530 |
| Income before extraordinary items | $2,287,000 | 1,800 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,287,000 | 1,801 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,287,000 | 1,802 |
| Net charge-offs | $225,000 | 4,633 |
| Cash dividends | $900,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,838,600 | 2,088 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,240,000 | 1,895 |
| Total interest expense | $4,843,000 | 1,330 |
| Net interest income | $7,397,000 | 2,262 |
| Provision for loan and lease losses | $1,055,000 | 2,430 |
| Total noninterest income | $1,321,000 | 2,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,321,000 | 1,474 |
| Total noninterest expense | $6,064,000 | 2,393 |
| Salaries and employee benefits | $2,970,000 | 2,436 |
| Premises and equipment expense | $1,506,000 | 1,310 |
| Additional noninterest expense | $1,588,000 | 3,056 |
| Pre-tax net operating income | $1,599,000 | 2,259 |
| Securities gains (losses) | $274,000 | 1,151 |
| Applicable income taxes | $405,000 | 1,863 |
| Income before extraordinary items | $1,468,000 | 2,184 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,468,000 | 2,185 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,468,000 | 2,187 |
| Net charge-offs | $167,000 | 4,402 |
| Cash dividends | $900,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,254,280 | 2,340 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,288,000 | 1,890 |
| Total interest expense | $3,295,000 | 1,357 |
| Net interest income | $4,993,000 | 2,222 |
| Provision for loan and lease losses | $580,000 | 2,641 |
| Total noninterest income | $846,000 | 2,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $846,000 | 1,460 |
| Total noninterest expense | $4,095,000 | 2,370 |
| Salaries and employee benefits | $1,946,000 | 2,503 |
| Premises and equipment expense | $1,099,000 | 1,206 |
| Additional noninterest expense | $1,050,000 | 3,063 |
| Pre-tax net operating income | $1,164,000 | 2,097 |
| Securities gains (losses) | $13,000 | 2,514 |
| Applicable income taxes | $225,000 | 2,018 |
| Income before extraordinary items | $952,000 | 2,199 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $952,000 | 2,198 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $952,000 | 2,201 |
| Net charge-offs | $-659,000 | 7,821 |
| Cash dividends | $600,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $941,470 | 2,148 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 1,914 |
| Total interest expense | $1,680,000 | 1,404 |
| Net interest income | $2,521,000 | 2,207 |
| Provision for loan and lease losses | $370,000 | 2,165 |
| Total noninterest income | $408,000 | 2,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $408,000 | 1,494 |
| Total noninterest expense | $1,978,000 | 2,471 |
| Salaries and employee benefits | $1,008,000 | 2,458 |
| Premises and equipment expense | $422,000 | 1,603 |
| Additional noninterest expense | $548,000 | 2,933 |
| Pre-tax net operating income | $581,000 | 2,146 |
| Securities gains (losses) | $34,000 | 1,304 |
| Applicable income taxes | $121,000 | 1,936 |
| Income before extraordinary items | $494,000 | 2,166 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $494,000 | 2,165 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $494,000 | 2,166 |
| Net charge-offs | $342,000 | 1,904 |
| Cash dividends | $300,000 | 1,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $466,800 | 2,179 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $17,640,000 | 1,914 |
| Total interest expense | $7,640,000 | 1,532 |
| Net interest income | $10,000,000 | 2,191 |
| Provision for loan and lease losses | $2,216,000 | 2,352 |
| Total noninterest income | $2,250,000 | 1,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,250,000 | 1,263 |
| Total noninterest expense | $7,467,000 | 2,636 |
| Salaries and employee benefits | $3,736,000 | 2,611 |
| Premises and equipment expense | $1,603,000 | 1,686 |
| Additional noninterest expense | $2,128,000 | 3,160 |
| Pre-tax net operating income | $2,567,000 | 1,538 |
| Securities gains (losses) | $-428,000 | 7,563 |
| Applicable income taxes | $785,000 | 1,151 |
| Income before extraordinary items | $1,354,000 | 2,274 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,354,000 | 2,271 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,354,000 | 2,272 |
| Net charge-offs | $2,396,000 | 1,839 |
| Cash dividends | $300,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,627,920 | 1,942 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,303,000 | 1,943 |
| Total interest expense | $5,803,000 | 1,596 |
| Net interest income | $7,500,000 | 2,190 |
| Provision for loan and lease losses | $1,376,000 | 2,337 |
| Total noninterest income | $1,593,000 | 2,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,593,000 | 1,339 |
| Total noninterest expense | $5,576,000 | 2,654 |
| Salaries and employee benefits | $2,753,000 | 2,682 |
| Premises and equipment expense | $1,197,000 | 1,719 |
| Additional noninterest expense | $1,626,000 | 3,083 |
| Pre-tax net operating income | $2,141,000 | 1,516 |
| Securities gains (losses) | $-750,000 | 7,814 |
| Applicable income taxes | $619,000 | 1,207 |
| Income before extraordinary items | $772,000 | 2,923 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $772,000 | 2,921 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $772,000 | 2,924 |
| Net charge-offs | $1,191,000 | 2,012 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,252,000 | 2,055 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,794,000 | 1,996 |
| Total interest expense | $3,879,000 | 1,681 |
| Net interest income | $4,915,000 | 2,233 |
| Provision for loan and lease losses | $966,000 | 2,109 |
| Total noninterest income | $1,100,000 | 2,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,100,000 | 1,339 |
| Total noninterest expense | $3,673,000 | 2,710 |
| Salaries and employee benefits | $1,754,000 | 2,838 |
| Premises and equipment expense | $805,000 | 1,730 |
| Additional noninterest expense | $1,114,000 | 3,028 |
| Pre-tax net operating income | $1,376,000 | 1,640 |
| Securities gains (losses) | $-752,000 | 7,972 |
| Applicable income taxes | $431,000 | 1,206 |
| Income before extraordinary items | $193,000 | 4,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 4,578 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $193,000 | 4,578 |
| Net charge-offs | $716,000 | 1,959 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $674,280 | 2,489 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,358,000 | 2,038 |
| Total interest expense | $1,953,000 | 1,733 |
| Net interest income | $2,405,000 | 2,270 |
| Provision for loan and lease losses | $515,000 | 1,742 |
| Total noninterest income | $411,000 | 2,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $411,000 | 1,590 |
| Total noninterest expense | $1,674,000 | 2,858 |
| Salaries and employee benefits | $905,000 | 2,789 |
| Premises and equipment expense | $385,000 | 1,839 |
| Additional noninterest expense | $384,000 | 3,698 |
| Pre-tax net operating income | $627,000 | 1,981 |
| Securities gains (losses) | $-402,000 | 8,092 |
| Applicable income taxes | $-80,000 | 7,515 |
| Income before extraordinary items | $305,000 | 3,100 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $305,000 | 3,101 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $305,000 | 3,101 |
| Net charge-offs | $187,000 | 2,196 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $707,000 | 1,457 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,247,000 | 1,980 |
| Total interest expense | $9,304,000 | 1,736 |
| Net interest income | $9,943,000 | 2,241 |
| Provision for loan and lease losses | $8,076,000 | 707 |
| Total noninterest income | $1,606,000 | 2,493 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,606,000 | 1,524 |
| Total noninterest expense | $6,677,000 | 2,794 |
| Salaries and employee benefits | $3,515,000 | 2,812 |
| Premises and equipment expense | $1,478,000 | 1,852 |
| Additional noninterest expense | $1,684,000 | 3,324 |
| Pre-tax net operating income | $-3,204,000 | 7,625 |
| Securities gains (losses) | $561,000 | 340 |
| Applicable income taxes | $-1,739,000 | 7,882 |
| Income before extraordinary items | $-904,000 | 6,948 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-904,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $577,000 | 2,608 |
| Cash dividends | $1,150,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,263,040 | 7,229 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $14,615,000 | 1,996 |
| Total interest expense | $7,179,000 | 1,757 |
| Net interest income | $7,436,000 | 2,251 |
| Provision for loan and lease losses | $7,791,000 | 476 |
| Total noninterest income | $1,335,000 | 2,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,335,000 | 1,477 |
| Total noninterest expense | $5,002,000 | 2,778 |
| Salaries and employee benefits | $2,627,000 | 2,846 |
| Premises and equipment expense | $1,117,000 | 1,831 |
| Additional noninterest expense | $1,258,000 | 3,254 |
| Pre-tax net operating income | $-4,022,000 | 8,083 |
| Securities gains (losses) | $182,000 | 668 |
| Applicable income taxes | $678,000 | 1,570 |
| Income before extraordinary items | $-4,518,000 | 8,105 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-4,518,000 | 8,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 2,033 |
| Cash dividends | $1,150,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,700,000 | 8,157 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,551,000 | 2,074 |
| Total interest expense | $4,855,000 | 1,813 |
| Net interest income | $4,696,000 | 2,335 |
| Provision for loan and lease losses | $670,000 | 1,583 |
| Total noninterest income | $930,000 | 2,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $930,000 | 1,477 |
| Total noninterest expense | $3,352,000 | 2,777 |
| Salaries and employee benefits | $1,727,000 | 2,912 |
| Premises and equipment expense | $754,000 | 1,814 |
| Additional noninterest expense | $871,000 | 3,102 |
| Pre-tax net operating income | $1,604,000 | 2,062 |
| Securities gains (losses) | $162,000 | 699 |
| Applicable income taxes | $414,000 | 1,833 |
| Income before extraordinary items | $1,352,000 | 1,968 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,352,000 | 1,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,414 |
| Cash dividends | $850,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,227,260 | 2,105 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 2,095 |
| Total interest expense | $2,566,000 | 1,826 |
| Net interest income | $2,276,000 | 2,407 |
| Provision for loan and lease losses | $120,000 | 2,457 |
| Total noninterest income | $388,000 | 2,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $388,000 | 1,669 |
| Total noninterest expense | $1,696,000 | 2,739 |
| Salaries and employee benefits | $840,000 | 3,026 |
| Premises and equipment expense | $369,000 | 1,844 |
| Additional noninterest expense | $487,000 | 2,789 |
| Pre-tax net operating income | $848,000 | 2,051 |
| Securities gains (losses) | $107,000 | 685 |
| Applicable income taxes | $208,000 | 1,919 |
| Income before extraordinary items | $747,000 | 1,925 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $747,000 | 1,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,053 |
| Cash dividends | $425,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $663,540 | 2,060 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,802,000 | 2,192 |
| Total interest expense | $10,436,000 | 1,898 |
| Net interest income | $8,366,000 | 2,613 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $1,740,000 | 2,438 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,740,000 | 1,504 |
| Total noninterest expense | $6,284,000 | 2,844 |
| Salaries and employee benefits | $3,326,000 | 2,954 |
| Premises and equipment expense | $1,592,000 | 1,667 |
| Additional noninterest expense | $1,366,000 | 3,694 |
| Pre-tax net operating income | $3,342,000 | 2,279 |
| Securities gains (losses) | $86,000 | 647 |
| Applicable income taxes | $889,000 | 2,007 |
| Income before extraordinary items | $2,539,000 | 2,321 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,539,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 1,371 |
| Cash dividends | $1,650,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,475,360 | 2,380 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,945,000 | 2,218 |
| Total interest expense | $7,767,000 | 1,909 |
| Net interest income | $6,178,000 | 2,667 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $1,378,000 | 2,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,378,000 | 1,460 |
| Total noninterest expense | $4,719,000 | 2,814 |
| Salaries and employee benefits | $2,486,000 | 2,942 |
| Premises and equipment expense | $1,229,000 | 1,616 |
| Additional noninterest expense | $1,004,000 | 3,681 |
| Pre-tax net operating income | $2,477,000 | 2,455 |
| Securities gains (losses) | $61,000 | 594 |
| Applicable income taxes | $651,000 | 2,173 |
| Income before extraordinary items | $1,887,000 | 2,496 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,887,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $534,000 | 1,026 |
| Cash dividends | $1,225,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,841,860 | 2,524 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,212,000 | 2,257 |
| Total interest expense | $5,119,000 | 1,921 |
| Net interest income | $4,093,000 | 2,699 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $916,000 | 2,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $916,000 | 1,478 |
| Total noninterest expense | $3,166,000 | 2,823 |
| Salaries and employee benefits | $1,630,000 | 3,024 |
| Premises and equipment expense | $838,000 | 1,605 |
| Additional noninterest expense | $698,000 | 3,571 |
| Pre-tax net operating income | $1,603,000 | 2,568 |
| Securities gains (losses) | $38,000 | 584 |
| Applicable income taxes | $370,000 | 2,478 |
| Income before extraordinary items | $1,271,000 | 2,522 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,271,000 | 2,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 616 |
| Cash dividends | $800,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,241,740 | 2,548 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 2,301 |
| Total interest expense | $2,530,000 | 1,928 |
| Net interest income | $1,985,000 | 2,776 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $475,000 | 2,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $475,000 | 1,420 |
| Total noninterest expense | $1,562,000 | 2,879 |
| Salaries and employee benefits | $806,000 | 3,065 |
| Premises and equipment expense | $406,000 | 1,647 |
| Additional noninterest expense | $350,000 | 3,536 |
| Pre-tax net operating income | $778,000 | 2,611 |
| Securities gains (losses) | $21,000 | 555 |
| Applicable income taxes | $170,000 | 2,611 |
| Income before extraordinary items | $629,000 | 2,533 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $629,000 | 2,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 686 |
| Cash dividends | $400,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $612,410 | 2,566 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,794,000 | 2,329 |
| Total interest expense | $9,006,000 | 1,851 |
| Net interest income | $7,788,000 | 2,822 |
| Provision for loan and lease losses | $491,000 | 1,937 |
| Total noninterest income | $1,902,000 | 2,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,902,000 | 1,414 |
| Total noninterest expense | $6,082,000 | 2,848 |
| Salaries and employee benefits | $3,211,000 | 2,944 |
| Premises and equipment expense | $1,596,000 | 1,609 |
| Additional noninterest expense | $1,275,000 | 3,759 |
| Pre-tax net operating income | $3,117,000 | 2,706 |
| Securities gains (losses) | $491,000 | 253 |
| Applicable income taxes | $583,000 | 2,925 |
| Income before extraordinary items | $3,025,000 | 2,271 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,025,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 2,086 |
| Cash dividends | $1,582,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,612,560 | 2,498 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,343,000 | 2,356 |
| Total interest expense | $6,500,000 | 1,860 |
| Net interest income | $5,843,000 | 2,840 |
| Provision for loan and lease losses | $371,000 | 1,811 |
| Total noninterest income | $1,429,000 | 2,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,429,000 | 1,406 |
| Total noninterest expense | $4,552,000 | 2,844 |
| Salaries and employee benefits | $2,424,000 | 2,923 |
| Premises and equipment expense | $1,191,000 | 1,627 |
| Additional noninterest expense | $937,000 | 3,810 |
| Pre-tax net operating income | $2,349,000 | 2,792 |
| Securities gains (losses) | $426,000 | 232 |
| Applicable income taxes | $444,000 | 3,028 |
| Income before extraordinary items | $2,331,000 | 2,280 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,331,000 | 2,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 3,024 |
| Cash dividends | $1,182,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,973,160 | 2,578 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,989,000 | 2,374 |
| Total interest expense | $4,079,000 | 1,877 |
| Net interest income | $3,910,000 | 2,837 |
| Provision for loan and lease losses | $251,000 | 1,752 |
| Total noninterest income | $1,042,000 | 2,156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,042,000 | 1,310 |
| Total noninterest expense | $3,045,000 | 2,845 |
| Salaries and employee benefits | $1,633,000 | 2,905 |
| Premises and equipment expense | $801,000 | 1,612 |
| Additional noninterest expense | $611,000 | 3,858 |
| Pre-tax net operating income | $1,656,000 | 2,674 |
| Securities gains (losses) | $45,000 | 473 |
| Applicable income taxes | $317,000 | 2,966 |
| Income before extraordinary items | $1,384,000 | 2,494 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,384,000 | 2,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,216 |
| Cash dividends | $782,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,347,550 | 2,522 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 2,379 |
| Total interest expense | $1,915,000 | 1,906 |
| Net interest income | $1,980,000 | 2,799 |
| Provision for loan and lease losses | $131,000 | 1,632 |
| Total noninterest income | $592,000 | 1,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $592,000 | 1,180 |
| Total noninterest expense | $1,593,000 | 2,744 |
| Salaries and employee benefits | $861,000 | 2,794 |
| Premises and equipment expense | $401,000 | 1,628 |
| Additional noninterest expense | $331,000 | 3,604 |
| Pre-tax net operating income | $848,000 | 2,597 |
| Securities gains (losses) | $24,000 | 442 |
| Applicable income taxes | $172,000 | 2,826 |
| Income before extraordinary items | $700,000 | 2,439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $700,000 | 2,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,080 |
| Cash dividends | $372,000 | 1,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $680,800 | 2,479 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,779,000 | 2,396 |
| Total interest expense | $6,804,000 | 1,673 |
| Net interest income | $6,975,000 | 3,047 |
| Provision for loan and lease losses | $480,000 | 1,951 |
| Total noninterest income | $1,683,000 | 2,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,683,000 | 1,530 |
| Total noninterest expense | $5,409,000 | 3,026 |
| Salaries and employee benefits | $2,768,000 | 3,189 |
| Premises and equipment expense | $1,513,000 | 1,612 |
| Additional noninterest expense | $1,128,000 | 4,049 |
| Pre-tax net operating income | $2,769,000 | 2,950 |
| Securities gains (losses) | $177,000 | 533 |
| Applicable income taxes | $590,000 | 3,098 |
| Income before extraordinary items | $2,356,000 | 2,712 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,356,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,241 |
| Cash dividends | $1,200,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 884 |
| Net operating income | $2,214,400 | 2,799 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,150,000 | 2,380 |
| Total interest expense | $4,961,000 | 1,622 |
| Net interest income | $5,189,000 | 3,061 |
| Provision for loan and lease losses | $360,000 | 1,866 |
| Total noninterest income | $1,228,000 | 2,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,228,000 | 1,562 |
| Total noninterest expense | $4,009,000 | 3,022 |
| Salaries and employee benefits | $2,050,000 | 3,208 |
| Premises and equipment expense | $1,138,000 | 1,589 |
| Additional noninterest expense | $821,000 | 4,102 |
| Pre-tax net operating income | $2,048,000 | 2,998 |
| Securities gains (losses) | $146,000 | 546 |
| Applicable income taxes | $462,000 | 3,084 |
| Income before extraordinary items | $1,732,000 | 2,774 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,732,000 | 2,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,398 |
| Cash dividends | $800,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 721 |
| Net operating income | $1,616,660 | 2,904 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,664,000 | 2,366 |
| Total interest expense | $3,216,000 | 1,565 |
| Net interest income | $3,448,000 | 3,034 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $747,000 | 2,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $747,000 | 1,663 |
| Total noninterest expense | $2,612,000 | 3,069 |
| Salaries and employee benefits | $1,324,000 | 3,273 |
| Premises and equipment expense | $764,000 | 1,580 |
| Additional noninterest expense | $524,000 | 4,215 |
| Pre-tax net operating income | $1,343,000 | 2,996 |
| Securities gains (losses) | $107,000 | 540 |
| Applicable income taxes | $305,000 | 3,080 |
| Income before extraordinary items | $1,145,000 | 2,769 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,145,000 | 2,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 2,544 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,060,470 | 2,917 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,302,000 | 2,342 |
| Total interest expense | $1,574,000 | 1,522 |
| Net interest income | $1,728,000 | 3,024 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $377,000 | 2,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $377,000 | 1,616 |
| Total noninterest expense | $1,275,000 | 3,143 |
| Salaries and employee benefits | $643,000 | 3,353 |
| Premises and equipment expense | $379,000 | 1,609 |
| Additional noninterest expense | $253,000 | 4,329 |
| Pre-tax net operating income | $710,000 | 2,822 |
| Securities gains (losses) | $71,000 | 454 |
| Applicable income taxes | $169,000 | 2,881 |
| Income before extraordinary items | $612,000 | 2,567 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $612,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 2,179 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $556,620 | 2,730 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $12,589,000 | 2,277 |
| Total interest expense | $5,870,000 | 1,403 |
| Net interest income | $6,719,000 | 3,003 |
| Provision for loan and lease losses | $2,405,000 | 461 |
| Total noninterest income | $1,310,000 | 2,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,310,000 | 1,794 |
| Total noninterest expense | $4,937,000 | 3,158 |
| Salaries and employee benefits | $2,533,000 | 3,313 |
| Premises and equipment expense | $1,325,000 | 1,739 |
| Additional noninterest expense | $1,079,000 | 4,081 |
| Pre-tax net operating income | $687,000 | 6,135 |
| Securities gains (losses) | $243,000 | 735 |
| Applicable income taxes | $376,000 | 3,814 |
| Income before extraordinary items | $554,000 | 6,135 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $554,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $688,000 | 1,033 |
| Cash dividends | $400,000 | 3,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $398,480 | 6,717 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,379,000 | 2,264 |
| Total interest expense | $4,355,000 | 1,385 |
| Net interest income | $5,024,000 | 2,985 |
| Provision for loan and lease losses | $480,000 | 1,495 |
| Total noninterest income | $936,000 | 3,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $936,000 | 1,854 |
| Total noninterest expense | $3,676,000 | 3,145 |
| Salaries and employee benefits | $1,888,000 | 3,308 |
| Premises and equipment expense | $979,000 | 1,772 |
| Additional noninterest expense | $809,000 | 4,051 |
| Pre-tax net operating income | $1,804,000 | 3,142 |
| Securities gains (losses) | $200,000 | 764 |
| Applicable income taxes | $242,000 | 4,141 |
| Income before extraordinary items | $1,762,000 | 2,600 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,762,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,243 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,586,000 | 2,746 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,280,000 | 2,228 |
| Total interest expense | $2,912,000 | 1,366 |
| Net interest income | $3,368,000 | 2,965 |
| Provision for loan and lease losses | $360,000 | 1,336 |
| Total noninterest income | $600,000 | 3,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $600,000 | 1,924 |
| Total noninterest expense | $2,495,000 | 3,100 |
| Salaries and employee benefits | $1,232,000 | 3,366 |
| Premises and equipment expense | $734,000 | 1,578 |
| Additional noninterest expense | $529,000 | 4,145 |
| Pre-tax net operating income | $1,113,000 | 3,290 |
| Securities gains (losses) | $167,000 | 726 |
| Applicable income taxes | $128,000 | 4,508 |
| Income before extraordinary items | $1,152,000 | 2,618 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,152,000 | 2,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 905 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,001,700 | 2,850 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,088,000 | 2,280 |
| Total interest expense | $1,482,000 | 1,349 |
| Net interest income | $1,606,000 | 3,083 |
| Provision for loan and lease losses | $180,000 | 1,248 |
| Total noninterest income | $351,000 | 2,786 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $351,000 | 1,682 |
| Total noninterest expense | $1,184,000 | 3,259 |
| Salaries and employee benefits | $607,000 | 3,423 |
| Premises and equipment expense | $321,000 | 1,814 |
| Additional noninterest expense | $256,000 | 4,241 |
| Pre-tax net operating income | $593,000 | 3,106 |
| Securities gains (losses) | $110,000 | 749 |
| Applicable income taxes | $86,000 | 4,024 |
| Income before extraordinary items | $617,000 | 2,434 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $617,000 | 2,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 604 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $520,200 | 2,750 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,620,000 | 2,281 |
| Total interest expense | $6,555,000 | 1,356 |
| Net interest income | $6,065,000 | 3,153 |
| Provision for loan and lease losses | $1,230,000 | 961 |
| Total noninterest income | $1,676,000 | 2,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,676,000 | 1,664 |
| Total noninterest expense | $4,508,000 | 3,340 |
| Salaries and employee benefits | $2,236,000 | 3,570 |
| Premises and equipment expense | $1,203,000 | 1,902 |
| Additional noninterest expense | $1,069,000 | 4,061 |
| Pre-tax net operating income | $2,003,000 | 3,401 |
| Securities gains (losses) | $638,000 | 648 |
| Applicable income taxes | $343,000 | 4,071 |
| Income before extraordinary items | $2,298,000 | 2,561 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,298,000 | 2,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,264,000 | 766 |
| Cash dividends | $2,450,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,742,940 | 3,035 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,583,000 | 2,278 |
| Total interest expense | $5,009,000 | 1,394 |
| Net interest income | $4,574,000 | 3,144 |
| Provision for loan and lease losses | $1,020,000 | 887 |
| Total noninterest income | $1,202,000 | 2,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,202,000 | 1,802 |
| Total noninterest expense | $3,360,000 | 3,348 |
| Salaries and employee benefits | $1,664,000 | 3,584 |
| Premises and equipment expense | $899,000 | 1,909 |
| Additional noninterest expense | $797,000 | 4,070 |
| Pre-tax net operating income | $1,396,000 | 3,675 |
| Securities gains (losses) | $553,000 | 639 |
| Applicable income taxes | $264,000 | 4,169 |
| Income before extraordinary items | $1,685,000 | 2,705 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,685,000 | 2,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,221,000 | 610 |
| Cash dividends | $2,050,000 | 984 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,209,420 | 3,310 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,486,000 | 2,253 |
| Total interest expense | $3,438,000 | 1,405 |
| Net interest income | $3,048,000 | 3,145 |
| Provision for loan and lease losses | $810,000 | 754 |
| Total noninterest income | $943,000 | 2,447 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $943,000 | 1,579 |
| Total noninterest expense | $2,232,000 | 3,351 |
| Salaries and employee benefits | $1,086,000 | 3,648 |
| Premises and equipment expense | $603,000 | 1,890 |
| Additional noninterest expense | $543,000 | 3,989 |
| Pre-tax net operating income | $949,000 | 3,636 |
| Securities gains (losses) | $366,000 | 709 |
| Applicable income taxes | $162,000 | 4,372 |
| Income before extraordinary items | $1,153,000 | 2,671 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,153,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $836,000 | 579 |
| Cash dividends | $650,000 | 1,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $830,920 | 3,230 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 2,206 |
| Total interest expense | $1,753,000 | 1,408 |
| Net interest income | $1,571,000 | 3,037 |
| Provision for loan and lease losses | $460,000 | 652 |
| Total noninterest income | $481,000 | 2,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $481,000 | 1,522 |
| Total noninterest expense | $1,115,000 | 3,353 |
| Salaries and employee benefits | $526,000 | 3,753 |
| Premises and equipment expense | $301,000 | 1,904 |
| Additional noninterest expense | $288,000 | 3,782 |
| Pre-tax net operating income | $477,000 | 3,610 |
| Securities gains (losses) | $182,000 | 699 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $569,000 | 2,664 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $569,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 515 |
| Cash dividends | $325,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $412,480 | 3,220 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,802,000 | 2,078 |
| Total interest expense | $8,438,000 | 1,333 |
| Net interest income | $6,364,000 | 2,988 |
| Provision for loan and lease losses | $1,310,000 | 1,046 |
| Total noninterest income | $1,423,000 | 2,722 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,423,000 | 1,713 |
| Total noninterest expense | $4,580,000 | 3,174 |
| Salaries and employee benefits | $2,105,000 | 3,582 |
| Premises and equipment expense | $1,157,000 | 1,907 |
| Additional noninterest expense | $1,318,000 | 3,327 |
| Pre-tax net operating income | $1,897,000 | 3,553 |
| Securities gains (losses) | $1,198,000 | 376 |
| Applicable income taxes | $744,000 | 2,723 |
| Income before extraordinary items | $2,351,000 | 2,466 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,351,000 | 2,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,553 |
| Cash dividends | $975,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,440,520 | 3,507 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,709,000 | 2,055 |
| Total interest expense | $10,331,000 | 1,575 |
| Net interest income | $6,378,000 | 2,784 |
| Provision for loan and lease losses | $1,145,000 | 1,126 |
| Total noninterest income | $1,293,000 | 2,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,293,000 | 1,715 |
| Total noninterest expense | $3,932,000 | 3,478 |
| Salaries and employee benefits | $1,871,000 | 3,787 |
| Premises and equipment expense | $1,137,000 | 1,882 |
| Additional noninterest expense | $924,000 | 4,320 |
| Pre-tax net operating income | $2,594,000 | 2,596 |
| Securities gains (losses) | $221,000 | 1,121 |
| Applicable income taxes | $728,000 | 2,597 |
| Income before extraordinary items | $2,087,000 | 2,429 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,087,000 | 2,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,017,000 | 930 |
| Cash dividends | $1,535,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,923,460 | 2,545 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $16,788,000 | 2,098 |
| Total interest expense | $10,223,000 | 1,679 |
| Net interest income | $6,565,000 | 2,715 |
| Provision for loan and lease losses | $1,928,000 | 629 |
| Total noninterest income | $1,813,000 | 2,022 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,813,000 | 1,217 |
| Total noninterest expense | $4,495,000 | 3,002 |
| Salaries and employee benefits | $2,229,000 | 3,148 |
| Premises and equipment expense | $1,198,000 | 1,746 |
| Additional noninterest expense | $1,068,000 | 3,791 |
| Pre-tax net operating income | $1,955,000 | 3,386 |
| Securities gains (losses) | $-62,000 | 9,270 |
| Applicable income taxes | $279,000 | 4,735 |
| Income before extraordinary items | $1,614,000 | 3,061 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,614,000 | 3,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,605,000 | 542 |
| Cash dividends | $720,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,666,700 | 2,976 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,887,000 | 2,044 |
| Total interest expense | $9,316,000 | 1,617 |
| Net interest income | $6,571,000 | 2,667 |
| Provision for loan and lease losses | $1,120,000 | 887 |
| Total noninterest income | $1,086,000 | 2,909 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,086,000 | 1,760 |
| Total noninterest expense | $4,040,000 | 3,283 |
| Salaries and employee benefits | $1,837,000 | 3,681 |
| Premises and equipment expense | $1,179,000 | 1,737 |
| Additional noninterest expense | $1,024,000 | 3,940 |
| Pre-tax net operating income | $2,497,000 | 2,799 |
| Securities gains (losses) | $739,000 | 270 |
| Applicable income taxes | $1,029,000 | 2,177 |
| Income before extraordinary items | $2,207,000 | 2,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,207,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 1,023 |
| Cash dividends | $1,350,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,704,480 | 2,903 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,190,000 | 2,145 |
| Total interest expense | $9,240,000 | 1,666 |
| Net interest income | $5,950,000 | 2,900 |
| Provision for loan and lease losses | $680,000 | 1,348 |
| Total noninterest income | $1,067,000 | 2,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,067,000 | 1,771 |
| Total noninterest expense | $3,771,000 | 3,395 |
| Salaries and employee benefits | $1,871,000 | 3,546 |
| Premises and equipment expense | $1,017,000 | 1,942 |
| Additional noninterest expense | $883,000 | 4,353 |
| Pre-tax net operating income | $2,566,000 | 2,714 |
| Securities gains (losses) | $423,000 | 619 |
| Applicable income taxes | $1,088,000 | 2,156 |
| Income before extraordinary items | $1,901,000 | 2,676 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,901,000 | 2,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 1,738 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,630,280 | 2,955 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,030,000 | 2,520 |
| Total interest expense | $7,875,000 | 1,957 |
| Net interest income | $5,155,000 | 3,389 |
| Provision for loan and lease losses | $350,000 | 2,319 |
| Total noninterest income | $795,000 | 3,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $795,000 | 2,034 |
| Total noninterest expense | $3,123,000 | 3,968 |
| Salaries and employee benefits | $1,576,000 | 4,073 |
| Premises and equipment expense | $855,000 | 2,297 |
| Additional noninterest expense | $692,000 | 5,260 |
| Pre-tax net operating income | $2,477,000 | 2,936 |
| Securities gains (losses) | $58,000 | 1,255 |
| Applicable income taxes | $748,000 | 3,084 |
| Income before extraordinary items | $1,787,000 | 2,847 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,787,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,696 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,746,400 | 2,860 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,311,000 | 2,919 |
| Total interest expense | $7,028,000 | 2,205 |
| Net interest income | $4,283,000 | 4,048 |
| Provision for loan and lease losses | $118,000 | 4,759 |
| Total noninterest income | $633,000 | 4,397 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $633,000 | 2,473 |
| Total noninterest expense | $3,101,000 | 4,207 |
| Salaries and employee benefits | $1,203,000 | 5,196 |
| Premises and equipment expense | $679,000 | 2,885 |
| Additional noninterest expense | $1,219,000 | 3,731 |
| Pre-tax net operating income | $1,697,000 | 3,933 |
| Securities gains (losses) | $77,000 | 1,085 |
| Applicable income taxes | $599,000 | 3,594 |
| Income before extraordinary items | $1,175,000 | 3,938 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,175,000 | 3,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,939 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 638 |
| Net operating income | $1,124,180 | 4,034 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,988,000 | 3,286 |
| Total interest expense | $6,416,000 | 2,410 |
| Net interest income | $3,572,000 | 4,771 |
| Provision for loan and lease losses | $343,000 | 2,085 |
| Total noninterest income | $511,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $511,000 | 2,836 |
| Total noninterest expense | $2,248,000 | 5,461 |
| Salaries and employee benefits | $1,042,000 | 5,843 |
| Premises and equipment expense | $627,000 | 3,097 |
| Additional noninterest expense | $579,000 | 6,663 |
| Pre-tax net operating income | $1,492,000 | 4,472 |
| Securities gains (losses) | $55,000 | 1,247 |
| Applicable income taxes | $534,000 | 3,985 |
| Income before extraordinary items | $1,013,000 | 4,554 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,013,000 | 4,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $977,250 | 4,667 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,967,000 | 3,747 |
| Total interest expense | $4,601,000 | 2,657 |
| Net interest income | $3,366,000 | 5,106 |
| Provision for loan and lease losses | $34,000 | 6,932 |
| Total noninterest income | $346,000 | 6,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $346,000 | 3,743 |
| Total noninterest expense | $2,043,000 | 6,093 |
| Salaries and employee benefits | $998,000 | 6,095 |
| Premises and equipment expense | $537,000 | 3,578 |
| Additional noninterest expense | $508,000 | 7,765 |
| Pre-tax net operating income | $1,635,000 | 4,094 |
| Securities gains (losses) | $75,000 | 916 |
| Applicable income taxes | $548,000 | 3,779 |
| Income before extraordinary items | $1,162,000 | 3,979 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,162,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,075 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $-427,000 | 12,549 |
| Net operating income | $1,111,000 | 4,178 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,775,000 | 4,446 |
| Total interest expense | $3,615,000 | 3,472 |
| Net interest income | $3,160,000 | 5,428 |
| Provision for loan and lease losses | $37,000 | 8,073 |
| Total noninterest income | $349,000 | 7,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $349,000 | 4,111 |
| Total noninterest expense | $2,051,000 | 6,201 |
| Salaries and employee benefits | $1,113,000 | 5,581 |
| Premises and equipment expense | $440,000 | 4,342 |
| Additional noninterest expense | $498,000 | 8,229 |
| Pre-tax net operating income | $1,421,000 | 4,539 |
| Securities gains (losses) | $226,000 | 1,553 |
| Applicable income taxes | $509,000 | 4,123 |
| Income before extraordinary items | $1,138,000 | 4,211 |
| Extraordinary gains, net | $75,000 | 1,837 |
| Net income | $1,213,000 | 4,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 8,297 |
| Cash dividends | $1,300,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $3,970,000 | 234 |
| Net operating income | $982,060 | 4,523 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,540,000 | 5,116 |
| Total interest expense | $3,891,000 | 4,181 |
| Net interest income | $2,649,000 | 6,321 |
| Provision for loan and lease losses | $342,000 | 3,824 |
| Total noninterest income | $339,000 | 7,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $339,000 | 4,110 |
| Total noninterest expense | $1,591,000 | 7,607 |
| Salaries and employee benefits | $756,000 | 7,572 |
| Premises and equipment expense | $339,000 | 5,492 |
| Additional noninterest expense | $496,000 | 8,493 |
| Pre-tax net operating income | $1,055,000 | 5,425 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $460,000 | 4,278 |
| Income before extraordinary items | $661,000 | 6,165 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $661,000 | 6,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $618,760 | 6,079 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.