Home > Crossroads Bank > Net charge- offs to loans
Crossroads Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,052 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0657% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5260% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5260% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0022% | 601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0744% | 4,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7288% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7288% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0098% | 1,835 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,654 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0721% | 4,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4637% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4637% | 1,008 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0209% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0926% | 4,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7886% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7886% | 625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0591% | 1,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2262% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0037% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5650% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5650% | 846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0794% | 746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3139% | 80 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0252% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6742% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6742% | 675 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1127% | 537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4905% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0794% | 606 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6926% | 692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6926% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2111% | 100 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9800% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0652% | 3,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0285% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0285% | 1,676 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0063% | 2,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0235% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0407% | 3,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0870% | 2,053 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0870% | 1,946 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0058% | 3,479 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0313% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0202% | 573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0358% | 3,859 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2121% | 4,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2121% | 4,332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 3,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 3,972 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2766% | 4,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2766% | 4,353 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0067% | 3,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0455% | 4,113 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1024% | 4,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1024% | 3,961 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0708% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1092% | 454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6545% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2576% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2576% | 1,733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1649% | 892 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0455% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0844% | 489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8893% | 375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2404% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2404% | 1,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1002% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0699% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1072% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1296% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1623% | 4,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3354% | 1,591 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3354% | 1,454 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 726 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2096% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3214% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3906% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0448% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5535% | 1,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5535% | 1,118 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 3,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0383% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 4,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0390% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0625% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2103% | 4,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2447% | 2,291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2447% | 2,156 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 2,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 4,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0523% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2708% | 4,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3324% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3324% | 1,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 1,582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0630% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0380% | 1,402 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5479% | 1,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5479% | 1,178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 1,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 4,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0727% | 4,966 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2833% | 3,899 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 4,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0800% | 5,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1342% | 5,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8048% | 5,251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0198% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 1,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0752% | 4,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3878% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3878% | 1,709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0986% | 5,158 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1765% | 5,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0782% | 5,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0151% | 1,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0264% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 1,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 4,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5115% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5115% | 1,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1484% | 5,269 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2673% | 5,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6257% | 5,399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 1,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0517% | 4,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7383% | 976 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7383% | 876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 1,279 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0976% | 496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5291% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0748% | 4,598 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0825% | 4,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0825% | 4,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0728% | 5,293 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1371% | 5,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.6271% | 5,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2067% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0316% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2508% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0728% | 4,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6164% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6164% | 1,355 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1150% | 5,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1792% | 5,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -2.1969% | 5,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2846% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0369% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3469% | 288 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0758% | 4,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4228% | 1,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4228% | 1,651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1969% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2393% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0921% | 5,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3619% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0553% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4397% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0729% | 4,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4807% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4807% | 1,430 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0046% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1654% | 5,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0797% | 4,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9154% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9154% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1944% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0509% | 1,031 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1883% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2379% | 336 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1752% | 870 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1073% | 5,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6938% | 1,399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6938% | 1,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6028% | 615 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2370% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1584% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0784% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2058% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0649% | 551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2427% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1134% | 5,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6992% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6992% | 1,101 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8857% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1350% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1646% | 859 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0978% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1819% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1122% | 5,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0625% | 2,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0625% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0562% | 5,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1650% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2137% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3033% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2315% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0164% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2867% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1136% | 5,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4466% | 1,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4466% | 1,323 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0331% | 5,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 3,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1213% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3747% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0851% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0613% | 759 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0911% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3191% | 5,523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1035% | 3,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1035% | 2,995 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0554% | 5,310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1731% | 970 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5283% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1225% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1032% | 609 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1272% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6976% | 5,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1902% | 2,492 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1902% | 2,360 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0564% | 5,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1630% | 1,493 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2360% | 778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8307% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1448% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1629% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1404% | 1,233 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2274% | 5,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3162% | 1,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3162% | 1,721 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0493% | 5,388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0867% | 1,852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7933% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 1,794 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2767% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0598% | 5,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2076% | 5,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3744% | 1,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3744% | 1,419 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0838% | 5,469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5166% | 6,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7585% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2468% | 46 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0820% | 2,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1810% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0586% | 2,716 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1837% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | -20.0418% | 6,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -20.0418% | 6,349 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1176% | 5,629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6596% | 6,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0514% | 199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.6121% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 1,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1867% | 704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1537% | 1,698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3205% | 1,322 |
| Percentage Net Loans Charged-off: Loans to individuals | -27.2815% | 6,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -27.2815% | 6,426 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1132% | 5,682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.9594% | 6,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6458% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.4893% | 14 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 2,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1627% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 2,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4916% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | -42.1150% | 6,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -42.1150% | 6,495 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1397% | 5,744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -2.1015% | 6,664 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1348% | 39 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 18.0495% | 7 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0809% | 6,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0995% | 6,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5196% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | -86.3203% | 6,599 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -86.3203% | 6,564 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2104% | 5,780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5076% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7380% | 728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2037% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4334% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4117% | 756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4384% | 1,230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4254% | 6,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2388% | 2,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2388% | 2,830 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0264% | 5,612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7730% | 769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9365% | 507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8994% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5116% | 1,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4619% | 670 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5233% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3453% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0911% | 3,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0912% | 3,300 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3290% | 731 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9706% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1881% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2658% | 101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4551% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3908% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4704% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5134% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1013% | 5,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1013% | 5,650 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2777% | 697 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4354% | 1,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3859% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1902% | 6,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6012% | 855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4967% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6258% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1082% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2525% | 2,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2525% | 2,025 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0222% | 5,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8981% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5200% | 1,912 |
| Percentage Net Loans Charged-off:Construction & development | 4.9767% | 568 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2437% | 2,125 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1206% | 242 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4004% | 2,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2522% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4382% | 1,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.4698% | 69 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1797% | 3,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1797% | 3,373 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1603% | 6,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4976% | 247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6332% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | 6.3256% | 435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2886% | 1,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7631% | 196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4584% | 1,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2234% | 1,223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5194% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 14.9555% | 47 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0123% | 4,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0123% | 3,985 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1564% | 1,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6671% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5409% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | 9.1476% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1844% | 1,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4005% | 1,905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5072% | 1,583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 23.6188% | 31 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0704% | 3,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0704% | 3,346 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2578% | 795 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4955% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6597% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 14.5768% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3739% | 1,085 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2182% | 2,127 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2766% | 1,824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3183% | 6,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7479% | 424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6816% | 2,452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6325% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0825% | 3,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8607% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3620% | 1,405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9952% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4737% | 1,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1778% | 4,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1642% | 3,921 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6908% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7388% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1084% | 2,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0003% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0443% | 1,636 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2587% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0029% | 1,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1785% | 3,761 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1618% | 3,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9026% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8423% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1827% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0084% | 1,440 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4994% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8384% | 1,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2959% | 3,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2602% | 2,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3112% | 2,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4873% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6861% | 1,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0171% | 1,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8648% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5263% | 6,926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6195% | 1,876 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5146% | 1,747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0993% | 5,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2726% | 3,856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6045% | 1,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1717% | 3,632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2883% | 1,493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 3,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4743% | 7,163 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1370% | 7,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 5,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3591% | 3,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7921% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2262% | 3,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5156% | 1,092 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1449% | 3,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8603% | 7,300 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0390% | 6,790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5651% | 7,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 4,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0864% | 3,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6487% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0696% | 7,468 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5406% | 7,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0568% | 4,487 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5797% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2053% | 2,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3088% | 1,970 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2976% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 2,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4209% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3863% | 2,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0130% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7026% | 2,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5169% | 1,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8406% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2706% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7368% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0867% | 1,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8096% | 3,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6723% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6098% | 2,168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5742% | 1,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6846% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6907% | 880 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6832% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3869% | 1,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6010% | 3,417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6074% | 2,521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6436% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8834% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6299% | 1,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5108% | 842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6568% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6398% | 2,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7767% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3182% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1792% | 2,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2528% | 1,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4462% | 606 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2100% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1382% | 1,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4127% | 3,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2531% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 3,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1255% | 2,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0557% | 1,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1386% | 2,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4291% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0594% | 5,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2747% | 2,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 3,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 2,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0768% | 985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0808% | 2,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7791% | 837 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0294% | 5,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4032% | 1,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1538% | 1,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2087% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1196% | 744 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2243% | 1,262 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3391% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0145% | 4,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4919% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2421% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0837% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3912% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3306% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3213% | 1,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1873% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.8369% | 497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5589% | 410 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0652% | 2,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 1,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5749% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0644% | 7,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3442% | 1,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2529% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 1.1005% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7521% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0881% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 1,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4870% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2057% | 7,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6183% | 558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3847% | 406 |
| Percentage Net Loans Charged-off:Construction & development | 1.7038% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1131% | 125 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1356% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1604% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7594% | 355 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2472% | 7,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4370% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7235% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 3.0974% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2806% | 55 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2127% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2520% | 516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0548% | 7,152 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4324% | 7,845 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1150% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 1,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1448% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0731% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0886% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5418% | 1,563 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0562% | 7,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0414% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1950% | 452 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1198% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2808% | 7,846 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0483% | 7,330 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0714% | 2,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1638% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2987% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1499% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1834% | 693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0868% | 7,309 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3007% | 7,902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1881% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3045% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6084% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2649% | 427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3249% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0979% | 7,334 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2302% | 7,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1246% | 3,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1605% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2177% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2694% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 7,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0339% | 6,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0908% | 3,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1356% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1848% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2292% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0149% | 6,917 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1015% | 7,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0716% | 3,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0684% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0934% | 1,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1159% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0111% | 2,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1538% | 4,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 2,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1053% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1304% | 758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1235% | 7,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3184% | 3,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4868% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3620% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6177% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3407% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1572% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3822% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9954% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1167% | 8,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3558% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1120% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1473% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2149% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1322% | 1,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1786% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2883% | 8,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5401% | 856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1282% | 1,091 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0133% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2005% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.1030% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2901% | 8,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9271% | 476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2573% | 515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3314% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4017% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.5266% | 39 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1468% | 8,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9602% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3718% | 560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4493% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5353% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4052% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1652% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2448% | 382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4631% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5494% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6527% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3142% | 238 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3903% | 1,397 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2792% | 384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0425% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0574% | 1,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6791% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2756% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4386% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0979% | 8,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1026% | 8,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1220% | 8,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9009% | 197 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7151% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3887% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 8,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 8,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 8,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2245% | 1,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9608% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6673% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 1.0970% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7756% | 2,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5114% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0487% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4071% | 1,727 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2356% | 3,048 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1553% | 4,446 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0976% | 5,815 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 8,493 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 5,627 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 9,265 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 10,237 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |