Home > CresCom Bank > Income and Expense

CresCom Bank, Income and Expense

2020-03-31 (YTD Data)Rank
Total interest income$50,693,000225
Total interest expense$9,243,000226
Net interest income$41,450,000221
Provision for loan and lease losses$2,970,000328
Total noninterest income$11,049,000257
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,706,000230
Trading account gains and fees$0106
Additional Noninterest Income$9,343,000212
Total noninterest expense$31,823,000234
Salaries and employee benefits$16,375,000238
Premises and equipment expense$4,396,000194
Additional noninterest expense$11,052,000224
Pre-tax net operating income$17,706,000168
Securities gains (losses)$256,000320
Applicable income taxes$3,883,000155
Income before extraordinary items$14,079,000172
Extraordinary gains, net$04
Net income$14,079,000172
Minority interest net income$056
Net income of bank and minority interests.$14,079,000172
Net charge-offs$-26,0004,723
Cash dividends$10,000,000194
Sale, conversion, retirement of capital stock, net$0482
Net operating income$13,876,760173
2019-12-31 (YTD Data)Rank
Total interest income$177,715,000249
Total interest expense$35,728,000255
Net interest income$141,987,000242
Provision for loan and lease losses$2,580,000430
Total noninterest income$40,378,000274
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$7,164,000220
Trading account gains and fees$0135
Additional Noninterest Income$33,214,000227
Total noninterest expense$99,810,000270
Salaries and employee benefits$53,549,000270
Premises and equipment expense$13,993,000221
Additional noninterest expense$32,268,000270
Pre-tax net operating income$79,975,000223
Securities gains (losses)$3,891,000100
Applicable income taxes$18,827,000221
Income before extraordinary items$65,039,000217
Extraordinary gains, net$011
Net income$65,039,000218
Minority interest net income$076
Net income of bank and minority interests.$65,039,000218
Net charge-offs$522,0001,002
Cash dividends$9,000,000510
Sale, conversion, retirement of capital stock, net$0626
Net operating income$61,965,110220
2019-09-30 (YTD Data)Rank
Total interest income$133,172,000250
Total interest expense$27,156,000258
Net interest income$106,016,000248
Provision for loan and lease losses$2,000,000407
Total noninterest income$29,234,000278
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$5,353,000223
Trading account gains and fees$0129
Additional Noninterest Income$23,881,000228
Total noninterest expense$75,417,000271
Salaries and employee benefits$40,049,000276
Premises and equipment expense$10,348,000227
Additional noninterest expense$25,020,000259
Pre-tax net operating income$57,833,000234
Securities gains (losses)$3,892,00082
Applicable income taxes$13,602,000228
Income before extraordinary items$48,123,000225
Extraordinary gains, net$011
Net income$48,123,000226
Minority interest net income$072
Net income of bank and minority interests.$48,123,000226
Net charge-offs$338,000964
Cash dividends$9,000,000400
Sale, conversion, retirement of capital stock, net$0590
Net operating income$45,048,320232
2019-06-30 (YTD Data)Rank
Total interest income$87,221,000258
Total interest expense$18,056,000257
Net interest income$69,165,000249
Provision for loan and lease losses$1,380,000381
Total noninterest income$18,852,000283
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$3,519,000225
Trading account gains and fees$0131
Additional Noninterest Income$15,333,000234
Total noninterest expense$50,228,000272
Salaries and employee benefits$26,484,000277
Premises and equipment expense$6,759,000233
Additional noninterest expense$16,985,000259
Pre-tax net operating income$36,409,000238
Securities gains (losses)$3,135,00067
Applicable income taxes$8,631,000228
Income before extraordinary items$30,913,000228
Extraordinary gains, net$011
Net income$30,913,000230
Minority interest net income$069
Net income of bank and minority interests.$30,913,000230
Net charge-offs$-23,0004,718
Cash dividends$5,000,000430
Sale, conversion, retirement of capital stock, net$0573
Net operating income$28,436,350239
2019-03-31 (YTD Data)Rank
Total interest income$42,925,000259
Total interest expense$8,754,000253
Net interest income$34,171,000255
Provision for loan and lease losses$700,000363
Total noninterest income$9,379,000261
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,746,000227
Trading account gains and fees$0126
Additional Noninterest Income$7,633,000219
Total noninterest expense$24,715,000280
Salaries and employee benefits$13,396,000272
Premises and equipment expense$3,376,000233
Additional noninterest expense$7,943,000276
Pre-tax net operating income$18,135,000236
Securities gains (losses)$1,194,00075
Applicable income taxes$4,147,000236
Income before extraordinary items$15,182,000231
Extraordinary gains, net$05
Net income$15,182,000231
Minority interest net income$052
Net income of bank and minority interests.$15,182,000231
Net charge-offs$142,000755
Cash dividends$5,000,000260
Sale, conversion, retirement of capital stock, net$0529
Net operating income$14,238,740235
2018-12-31 (YTD Data)Rank
Total interest income$162,049,000256
Total interest expense$25,223,000263
Net interest income$136,826,000251
Provision for loan and lease losses$2,059,000496
Total noninterest income$40,185,000264
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$8,108,000201
Trading account gains and fees$0126
Additional Noninterest Income$32,077,000230
Total noninterest expense$107,590,000257
Salaries and employee benefits$55,912,000256
Premises and equipment expense$24,887,000145
Additional noninterest expense$26,791,000311
Pre-tax net operating income$67,362,000255
Securities gains (losses)$-1,941,0005,347
Applicable income taxes$13,485,000256
Income before extraordinary items$51,936,000265
Extraordinary gains, net$06
Net income$51,936,000265
Minority interest net income$072
Net income of bank and minority interests.$51,936,000265
Net charge-offs$-925,0005,357
Cash dividends$12,000,000360
Sale, conversion, retirement of capital stock, net$0671
Net operating income$53,469,390262
2018-09-30 (YTD Data)Rank
Total interest income$118,931,000253
Total interest expense$17,731,000257
Net interest income$101,200,000253
Provision for loan and lease losses$1,309,000528
Total noninterest income$30,348,000264
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$6,238,000194
Trading account gains and fees$0138
Additional Noninterest Income$24,110,000231
Total noninterest expense$82,734,000246
Salaries and employee benefits$43,130,000255
Premises and equipment expense$21,547,000128
Additional noninterest expense$18,057,000339
Pre-tax net operating income$47,505,000263
Securities gains (losses)$-2,287,0005,456
Applicable income taxes$9,320,000267
Income before extraordinary items$35,898,000276
Extraordinary gains, net$05
Net income$35,898,000276
Minority interest net income$066
Net income of bank and minority interests.$35,898,000276
Net charge-offs$-828,0005,426
Cash dividends$2,000,0001,065
Sale, conversion, retirement of capital stock, net$0633
Net operating income$37,704,730268
2018-06-30 (YTD Data)Rank
Total interest income$77,560,000248
Total interest expense$11,149,000256
Net interest income$66,411,000253
Provision for loan and lease losses$559,000752
Total noninterest income$20,407,000256
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$4,095,000194
Trading account gains and fees$0130
Additional Noninterest Income$16,312,000226
Total noninterest expense$59,826,000229
Salaries and employee benefits$29,754,000248
Premises and equipment expense$18,183,000105
Additional noninterest expense$11,889,000340
Pre-tax net operating income$26,433,000291
Securities gains (losses)$-1,438,0005,520
Applicable income taxes$4,907,000306
Income before extraordinary items$20,088,000305
Extraordinary gains, net$06
Net income$20,088,000305
Minority interest net income$065
Net income of bank and minority interests.$20,088,000305
Net charge-offs$-949,0005,505
Cash dividends$2,000,000757
Sale, conversion, retirement of capital stock, net$0620
Net operating income$21,238,400293
2018-03-31 (YTD Data)Rank
Total interest income$37,910,000251
Total interest expense$5,084,000258
Net interest income$32,826,000252
Provision for loan and lease losses$03,508
Total noninterest income$9,478,000273
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$2,055,000193
Trading account gains and fees$0123
Additional Noninterest Income$7,423,000240
Total noninterest expense$36,366,000202
Salaries and employee benefits$16,324,000229
Premises and equipment expense$14,372,00066
Additional noninterest expense$5,670,000348
Pre-tax net operating income$5,938,000508
Securities gains (losses)$-692,0005,579
Applicable income taxes$693,000681
Income before extraordinary items$4,553,000534
Extraordinary gains, net$07
Net income$4,553,000535
Minority interest net income$052
Net income of bank and minority interests.$4,553,000534
Net charge-offs$-1,229,0005,589
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$5,155,040488
2017-12-31 (YTD Data)Rank
Total interest income$95,596,000343
Total interest expense$12,099,000329
Net interest income$83,497,000342
Provision for loan and lease losses$779,0001,072
Total noninterest income$30,702,000315
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,892,000301
Trading account gains and fees$0151
Additional Noninterest Income$25,810,000259
Total noninterest expense$68,474,000351
Salaries and employee benefits$39,663,000329
Premises and equipment expense$10,242,000273
Additional noninterest expense$18,569,000393
Pre-tax net operating income$44,946,000311
Securities gains (losses)$933,000149
Applicable income taxes$16,528,000297
Income before extraordinary items$29,351,000302
Extraordinary gains, net$09
Net income$29,351,000302
Minority interest net income$076
Net income of bank and minority interests.$29,351,000302
Net charge-offs$-12,0004,845
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$28,753,880306
2017-09-30 (YTD Data)Rank
Total interest income$63,039,000379
Total interest expense$8,050,000347
Net interest income$54,989,000376
Provision for loan and lease losses$04,088
Total noninterest income$21,869,000325
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,113,000351
Trading account gains and fees$0145
Additional Noninterest Income$18,756,000263
Total noninterest expense$45,692,000381
Salaries and employee benefits$26,857,000365
Premises and equipment expense$6,302,000336
Additional noninterest expense$12,533,000426
Pre-tax net operating income$31,166,000329
Securities gains (losses)$1,174,000118
Applicable income taxes$9,193,000325
Income before extraordinary items$23,147,000322
Extraordinary gains, net$09
Net income$23,147,000322
Minority interest net income$071
Net income of bank and minority interests.$23,147,000322
Net charge-offs$26,0002,851
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$22,301,720327
2017-06-30 (YTD Data)Rank
Total interest income$39,998,000386
Total interest expense$4,965,000350
Net interest income$35,033,000386
Provision for loan and lease losses$03,871
Total noninterest income$14,762,000316
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,976,000364
Trading account gains and fees$0139
Additional Noninterest Income$12,786,000259
Total noninterest expense$30,738,000387
Salaries and employee benefits$18,287,000362
Premises and equipment expense$4,177,000341
Additional noninterest expense$8,274,000423
Pre-tax net operating income$19,057,000349
Securities gains (losses)$806,000104
Applicable income taxes$5,030,000371
Income before extraordinary items$14,833,000331
Extraordinary gains, net$011
Net income$14,833,000331
Minority interest net income$071
Net income of bank and minority interests.$14,833,000331
Net charge-offs$-62,0005,338
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$14,228,500342
2017-03-31 (YTD Data)Rank
Total interest income$17,773,000414
Total interest expense$2,218,000373
Net interest income$15,555,000416
Provision for loan and lease losses$03,537
Total noninterest income$6,770,000345
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$913,000383
Trading account gains and fees$0142
Additional Noninterest Income$5,857,000276
Total noninterest expense$15,209,000396
Salaries and employee benefits$9,085,000370
Premises and equipment expense$2,110,000338
Additional noninterest expense$4,014,000442
Pre-tax net operating income$7,116,000417
Securities gains (losses)$185,000165
Applicable income taxes$2,153,000399
Income before extraordinary items$5,148,000430
Extraordinary gains, net$08
Net income$5,148,000429
Minority interest net income$055
Net income of bank and minority interests.$5,148,000430
Net charge-offs$-27,0005,356
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,016,650429
2016-12-31 (YTD Data)Rank
Total interest income$61,369,000444
Total interest expense$8,150,000365
Net interest income$53,219,000459
Provision for loan and lease losses$04,332
Total noninterest income$28,667,000329
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,897,000369
Trading account gains and fees$0170
Additional Noninterest Income$24,770,000265
Total noninterest expense$55,747,000416
Salaries and employee benefits$32,811,000390
Premises and equipment expense$7,623,000362
Additional noninterest expense$15,313,000451
Pre-tax net operating income$26,139,000414
Securities gains (losses)$706,000317
Applicable income taxes$8,373,000380
Income before extraordinary items$18,472,000439
Extraordinary gains, net$05
Net income$18,472,000435
Minority interest net income$082
Net income of bank and minority interests.$18,472,000438
Net charge-offs$-548,0005,812
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$17,984,860442
2016-09-30 (YTD Data)Rank
Total interest income$44,370,000460
Total interest expense$6,065,000363
Net interest income$38,305,000470
Provision for loan and lease losses$04,186
Total noninterest income$21,491,000328
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,868,000373
Trading account gains and fees$0169
Additional Noninterest Income$18,623,000270
Total noninterest expense$41,457,000418
Salaries and employee benefits$24,665,000388
Premises and equipment expense$5,831,000354
Additional noninterest expense$10,961,000479
Pre-tax net operating income$18,339,000430
Securities gains (losses)$641,000312
Applicable income taxes$5,890,000410
Income before extraordinary items$13,090,000464
Extraordinary gains, net$05
Net income$13,090,000462
Minority interest net income$071
Net income of bank and minority interests.$13,090,000464
Net charge-offs$-200,0005,727
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$12,647,710467
2016-06-30 (YTD Data)Rank
Total interest income$28,070,000480
Total interest expense$3,963,000373
Net interest income$24,107,000489
Provision for loan and lease losses$04,017
Total noninterest income$12,921,000349
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,863,000377
Trading account gains and fees$0157
Additional Noninterest Income$11,058,000290
Total noninterest expense$27,855,000412
Salaries and employee benefits$16,207,000392
Premises and equipment expense$4,075,000339
Additional noninterest expense$7,573,000461
Pre-tax net operating income$9,173,000542
Securities gains (losses)$530,000271
Applicable income taxes$2,783,000514
Income before extraordinary items$6,920,000558
Extraordinary gains, net$016
Net income$6,920,000554
Minority interest net income$071
Net income of bank and minority interests.$6,920,000557
Net charge-offs$-157,0005,805
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,543,700567
2016-03-31 (YTD Data)Rank
Total interest income$13,476,000497
Total interest expense$1,939,000380
Net interest income$11,537,000516
Provision for loan and lease losses$03,656
Total noninterest income$5,865,000355
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$913,000374
Trading account gains and fees$0142
Additional Noninterest Income$4,952,000297
Total noninterest expense$12,233,000453
Salaries and employee benefits$7,115,000436
Premises and equipment expense$1,544,000436
Additional noninterest expense$3,574,000481
Pre-tax net operating income$5,169,000480
Securities gains (losses)$417,000150
Applicable income taxes$1,754,000432
Income before extraordinary items$3,832,000491
Extraordinary gains, net$012
Net income$3,832,000489
Minority interest net income$062
Net income of bank and minority interests.$3,832,000491
Net charge-offs$-93,0005,867
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,544,270516
2015-12-31 (YTD Data)Rank
Total interest income$49,896,000512
Total interest expense$6,017,000456
Net interest income$43,879,000521
Provision for loan and lease losses$04,380
Total noninterest income$27,503,000324
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,496,000393
Trading account gains and fees$0159
Additional Noninterest Income$24,007,000272
Total noninterest expense$49,983,000439
Salaries and employee benefits$24,240,000473
Premises and equipment expense$5,153,000485
Additional noninterest expense$20,590,000360
Pre-tax net operating income$21,399,000455
Securities gains (losses)$1,493,000141
Applicable income taxes$7,605,000391
Income before extraordinary items$15,287,000484
Extraordinary gains, net$023
Net income$15,287,000483
Minority interest net income$081
Net income of bank and minority interests.$15,287,000485
Net charge-offs$-1,105,0006,110
Cash dividends$1,700,0001,499
Sale, conversion, retirement of capital stock, net$0804
Net operating income$14,286,690507
2015-09-30 (YTD Data)Rank
Total interest income$36,840,000521
Total interest expense$4,263,000482
Net interest income$32,577,000532
Provision for loan and lease losses$04,232
Total noninterest income$20,102,000335
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,638,000397
Trading account gains and fees$-1,253,0006,265
Additional Noninterest Income$18,717,000267
Total noninterest expense$36,949,000447
Salaries and employee benefits$18,188,000477
Premises and equipment expense$3,779,000510
Additional noninterest expense$14,982,000374
Pre-tax net operating income$15,730,000483
Securities gains (losses)$1,459,000129
Applicable income taxes$5,719,000410
Income before extraordinary items$11,470,000490
Extraordinary gains, net$021
Net income$11,470,000488
Minority interest net income$078
Net income of bank and minority interests.$11,470,000490
Net charge-offs$-854,0006,178
Cash dividends$1,200,0001,412
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,492,470524
2015-06-30 (YTD Data)Rank
Total interest income$24,233,000523
Total interest expense$2,788,000494
Net interest income$21,445,000536
Provision for loan and lease losses$04,069
Total noninterest income$14,019,000333
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,723,000401
Trading account gains and fees$-7,0006,305
Additional Noninterest Income$12,303,000278
Total noninterest expense$24,958,000446
Salaries and employee benefits$12,078,000479
Premises and equipment expense$2,483,000523
Additional noninterest expense$10,397,000356
Pre-tax net operating income$10,506,000482
Securities gains (losses)$442,000279
Applicable income taxes$3,614,000429
Income before extraordinary items$7,334,000515
Extraordinary gains, net$022
Net income$7,334,000512
Minority interest net income$075
Net income of bank and minority interests.$7,334,000515
Net charge-offs$-981,0006,297
Cash dividends$800,0001,456
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,037,860529
2015-03-31 (YTD Data)Rank
Total interest income$11,516,000552
Total interest expense$1,355,000514
Net interest income$10,161,000556
Provision for loan and lease losses$03,703
Total noninterest income$5,802,000373
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$840,000407
Trading account gains and fees$-595,0006,417
Additional Noninterest Income$5,557,000282
Total noninterest expense$11,757,000469
Salaries and employee benefits$5,915,000489
Premises and equipment expense$1,242,000527
Additional noninterest expense$4,600,000384
Pre-tax net operating income$4,206,000560
Securities gains (losses)$471,000176
Applicable income taxes$1,484,000474
Income before extraordinary items$3,193,000571
Extraordinary gains, net$013
Net income$3,193,000568
Minority interest net income$064
Net income of bank and minority interests.$3,193,000571
Net charge-offs$-344,0006,305
Cash dividends$500,0001,094
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,872,720609
2014-12-31 (YTD Data)Rank
Total interest income$37,874,000667
Total interest expense$5,061,000563
Net interest income$32,813,000674
Provision for loan and lease losses$04,603
Total noninterest income$18,321,000420
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,060,000663
Trading account gains and fees$-1,170,0006,500
Additional Noninterest Income$17,431,000300
Total noninterest expense$39,179,000525
Salaries and employee benefits$19,408,000560
Premises and equipment expense$3,454,000717
Additional noninterest expense$16,317,000432
Pre-tax net operating income$11,955,000704
Securities gains (losses)$1,084,000197
Applicable income taxes$3,919,000596
Income before extraordinary items$9,120,000741
Extraordinary gains, net$017
Net income$9,120,000741
Minority interest net income$084
Net income of bank and minority interests.$9,120,000741
Net charge-offs$-944,0006,447
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$8,361,200783
2014-09-30 (YTD Data)Rank
Total interest income$26,811,000699
Total interest expense$3,786,000570
Net interest income$23,025,000715
Provision for loan and lease losses$04,401
Total noninterest income$14,462,000399
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,464,000691
Trading account gains and fees$-574,0006,577
Additional Noninterest Income$13,572,000285
Total noninterest expense$27,923,000552
Salaries and employee benefits$13,954,000584
Premises and equipment expense$2,291,000814
Additional noninterest expense$11,678,000448
Pre-tax net operating income$9,564,000656
Securities gains (losses)$693,000222
Applicable income taxes$3,157,000574
Income before extraordinary items$7,100,000717
Extraordinary gains, net$015
Net income$7,100,000714
Minority interest net income$081
Net income of bank and minority interests.$7,100,000715
Net charge-offs$-814,0006,524
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$6,621,830748
2014-06-30 (YTD Data)Rank
Total interest income$17,252,000723
Total interest expense$2,483,000586
Net interest income$14,769,000738
Provision for loan and lease losses$04,196
Total noninterest income$9,486,000395
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$948,000703
Trading account gains and fees$-518,0006,647
Additional Noninterest Income$9,056,000280
Total noninterest expense$18,072,000562
Salaries and employee benefits$8,999,000598
Premises and equipment expense$1,399,000886
Additional noninterest expense$7,674,000451
Pre-tax net operating income$6,183,000666
Securities gains (losses)$480,000238
Applicable income taxes$2,129,000554
Income before extraordinary items$4,534,000725
Extraordinary gains, net$020
Net income$4,534,000724
Minority interest net income$080
Net income of bank and minority interests.$4,534,000725
Net charge-offs$-571,0006,573
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,207,600753
2014-03-31 (YTD Data)Rank
Total interest income$8,456,000744
Total interest expense$1,197,000617
Net interest income$7,259,000754
Provision for loan and lease losses$03,817
Total noninterest income$4,498,000403
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$431,000760
Trading account gains and fees$-255,0006,725
Additional Noninterest Income$4,322,000292
Total noninterest expense$8,972,000571
Salaries and employee benefits$4,406,000626
Premises and equipment expense$675,000936
Additional noninterest expense$3,891,000442
Pre-tax net operating income$2,785,000722
Securities gains (losses)$316,000201
Applicable income taxes$994,000560
Income before extraordinary items$2,107,000740
Extraordinary gains, net$016
Net income$2,107,000741
Minority interest net income$066
Net income of bank and minority interests.$2,107,000741
Net charge-offs$-310,0006,643
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,892,120807
2013-12-31 (YTD Data)Rank
Total interest income$33,194,000746
Total interest expense$5,048,000659
Net interest income$28,146,000759
Provision for loan and lease losses$-860,0006,653
Total noninterest income$42,640,000236
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,557,000891
Trading account gains and fees$497,00096
Additional Noninterest Income$40,586,000166
Total noninterest expense$43,752,000474
Salaries and employee benefits$20,278,000536
Premises and equipment expense$2,415,000990
Additional noninterest expense$21,059,000362
Pre-tax net operating income$27,894,000331
Securities gains (losses)$-1,125,0006,745
Applicable income taxes$9,605,000278
Income before extraordinary items$17,164,000411
Extraordinary gains, net$029
Net income$17,164,000407
Minority interest net income$090
Net income of bank and minority interests.$17,164,000411
Net charge-offs$569,0001,883
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$17,884,000393
2013-09-30 (YTD Data)Rank
Total interest income$24,896,000749
Total interest expense$3,838,000669
Net interest income$21,058,000761
Provision for loan and lease losses$-880,0006,773
Total noninterest income$32,199,000235
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,115,000928
Trading account gains and fees$199,000115
Additional Noninterest Income$30,885,000170
Total noninterest expense$33,450,000473
Salaries and employee benefits$15,685,000526
Premises and equipment expense$1,748,0001,033
Additional noninterest expense$16,017,000356
Pre-tax net operating income$20,687,000340
Securities gains (losses)$-382,0006,818
Applicable income taxes$7,345,000286
Income before extraordinary items$12,960,000410
Extraordinary gains, net$025
Net income$12,960,000407
Minority interest net income$084
Net income of bank and minority interests.$12,960,000411
Net charge-offs$313,0002,073
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,204,480397
2013-06-30 (YTD Data)Rank
Total interest income$16,638,000743
Total interest expense$2,607,000673
Net interest income$14,031,000754
Provision for loan and lease losses$-700,0006,834
Total noninterest income$24,738,000215
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$689,000974
Trading account gains and fees$263,00088
Additional Noninterest Income$23,786,000160
Total noninterest expense$23,468,000459
Salaries and employee benefits$11,165,000494
Premises and equipment expense$1,140,0001,048
Additional noninterest expense$11,163,000337
Pre-tax net operating income$16,001,000300
Securities gains (losses)$-46,0006,791
Applicable income taxes$5,909,000256
Income before extraordinary items$10,046,000350
Extraordinary gains, net$022
Net income$10,046,000352
Minority interest net income$082
Net income of bank and minority interests.$10,046,000352
Net charge-offs$417,0001,407
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$10,075,440340
2013-03-31 (YTD Data)Rank
Total interest income$8,298,000753
Total interest expense$1,323,000697
Net interest income$6,975,000754
Provision for loan and lease losses$04,409
Total noninterest income$12,793,000207
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$318,0001,052
Trading account gains and fees$0148
Additional Noninterest Income$12,475,000156
Total noninterest expense$12,690,000434
Salaries and employee benefits$5,710,000495
Premises and equipment expense$553,0001,101
Additional noninterest expense$6,427,000310
Pre-tax net operating income$7,078,000331
Securities gains (losses)$16,0001,343
Applicable income taxes$2,667,000275
Income before extraordinary items$4,427,000381
Extraordinary gains, net$010
Net income$4,427,000382
Minority interest net income$076
Net income of bank and minority interests.$4,427,000382
Net charge-offs$-118,0006,863
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,416,760376
2012-12-31 (YTD Data)Rank
Total interest income$35,469,000736
Total interest expense$6,774,000627
Net interest income$28,695,000750
Provision for loan and lease losses$2,707,000835
Total noninterest income$56,694,000193
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,604,000883
Trading account gains and fees$0166
Additional Noninterest Income$55,090,000145
Total noninterest expense$50,864,000438
Salaries and employee benefits$22,161,000482
Premises and equipment expense$2,272,0001,049
Additional noninterest expense$26,431,000315
Pre-tax net operating income$31,818,000296
Securities gains (losses)$-3,943,0007,068
Applicable income taxes$10,578,000267
Income before extraordinary items$17,297,000396
Extraordinary gains, net$029
Net income$17,297,000396
Minority interest net income$093
Net income of bank and minority interests.$17,297,000396
Net charge-offs$5,226,000560
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$19,820,520345
2012-09-30 (YTD Data)Rank
Total interest income$26,836,000739
Total interest expense$5,186,000648
Net interest income$21,650,000758
Provision for loan and lease losses$2,432,000727
Total noninterest income$37,285,000220
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,189,000900
Trading account gains and fees$0157
Additional Noninterest Income$36,096,000159
Total noninterest expense$37,579,000436
Salaries and employee benefits$16,244,000491
Premises and equipment expense$1,714,0001,050
Additional noninterest expense$19,621,000315
Pre-tax net operating income$18,924,000358
Securities gains (losses)$-3,419,0007,166
Applicable income taxes$6,032,000334
Income before extraordinary items$9,473,000536
Extraordinary gains, net$020
Net income$9,473,000535
Minority interest net income$086
Net income of bank and minority interests.$9,473,000536
Net charge-offs$4,400,000512
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,661,160430
2012-06-30 (YTD Data)Rank
Total interest income$17,937,000746
Total interest expense$3,553,000655
Net interest income$14,384,000758
Provision for loan and lease losses$2,182,000601
Total noninterest income$21,566,000243
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$841,000826
Trading account gains and fees$0153
Additional Noninterest Income$20,725,000176
Total noninterest expense$25,853,000417
Salaries and employee benefits$10,343,000515
Premises and equipment expense$1,166,0001,014
Additional noninterest expense$14,344,000290
Pre-tax net operating income$7,915,000505
Securities gains (losses)$-1,383,0007,219
Applicable income taxes$2,653,000433
Income before extraordinary items$3,879,000786
Extraordinary gains, net$019
Net income$3,879,000784
Minority interest net income$084
Net income of bank and minority interests.$3,879,000786
Net charge-offs$3,834,000418
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,764,120633
2012-03-31 (YTD Data)Rank
Total interest income$8,988,000754
Total interest expense$1,850,000644
Net interest income$7,138,000773
Provision for loan and lease losses$2,067,000340
Total noninterest income$9,644,000251
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$406,000855
Trading account gains and fees$0148
Additional Noninterest Income$9,238,000177
Total noninterest expense$10,527,000502
Salaries and employee benefits$5,058,000519
Premises and equipment expense$601,0001,001
Additional noninterest expense$4,868,000388
Pre-tax net operating income$4,188,000484
Securities gains (losses)$-565,0007,269
Applicable income taxes$1,420,000398
Income before extraordinary items$2,203,000693
Extraordinary gains, net$019
Net income$2,203,000694
Minority interest net income$078
Net income of bank and minority interests.$2,203,000694
Net charge-offs$2,340,000354
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,564,600598
2011-12-31 (YTD Data)Rank
Total interest income$38,625,000723
Total interest expense$10,398,000547
Net interest income$28,227,000775
Provision for loan and lease losses$10,735,000394
Total noninterest income$20,254,000373
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,610,000918
Trading account gains and fees$0146
Additional Noninterest Income$18,644,000281
Total noninterest expense$36,796,000557
Salaries and employee benefits$16,428,000592
Premises and equipment expense$2,216,0001,125
Additional noninterest expense$18,152,000434
Pre-tax net operating income$950,0003,822
Securities gains (losses)$-1,590,0007,309
Applicable income taxes$75,0003,546
Income before extraordinary items$-715,0006,564
Extraordinary gains, net$029
Net income$-715,0006,565
Minority interest net income$096
Net income of bank and minority interests.$-715,0006,564
Net charge-offs$12,959,000354
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$875,0003,675
2011-09-30 (YTD Data)Rank
Total interest income$29,411,000728
Total interest expense$8,159,000545
Net interest income$21,252,000778
Provision for loan and lease losses$7,830,000395
Total noninterest income$16,550,000347
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,209,000917
Trading account gains and fees$0145
Additional Noninterest Income$15,341,000259
Total noninterest expense$27,954,000547
Salaries and employee benefits$12,723,000563
Premises and equipment expense$1,550,0001,233
Additional noninterest expense$13,681,000425
Pre-tax net operating income$2,018,0002,076
Securities gains (losses)$-1,355,0007,394
Applicable income taxes$390,0001,971
Income before extraordinary items$273,0005,177
Extraordinary gains, net$021
Net income$273,0005,178
Minority interest net income$087
Net income of bank and minority interests.$273,0005,178
Net charge-offs$8,493,000400
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,140,2002,716
2011-06-30 (YTD Data)Rank
Total interest income$7,919,0001,810
Total interest expense$2,315,0001,415
Net interest income$5,604,0001,960
Provision for loan and lease losses$3,750,000560
Total noninterest income$716,0002,507
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$317,0002,140
Trading account gains and fees$0153
Additional Noninterest Income$399,0002,445
Total noninterest expense$4,751,0002,038
Salaries and employee benefits$1,819,0002,659
Premises and equipment expense$298,0003,663
Additional noninterest expense$2,634,0001,334
Pre-tax net operating income$-2,181,0007,193
Securities gains (losses)$-445,0007,428
Applicable income taxes$-892,0007,401
Income before extraordinary items$-1,734,0007,182
Extraordinary gains, net$015
Net income$-1,734,0007,183
Minority interest net income$089
Net income of bank and minority interests.$-1,734,0007,183
Net charge-offs$3,822,000574
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,440,3007,116
2011-03-31 (YTD Data)Rank
Total interest income$4,021,0001,795
Total interest expense$1,232,0001,382
Net interest income$2,789,0001,969
Provision for loan and lease losses$1,350,000703
Total noninterest income$271,0003,004
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$149,0002,201
Trading account gains and fees$0158
Additional Noninterest Income$122,0003,234
Total noninterest expense$2,290,0002,111
Salaries and employee benefits$901,0002,694
Premises and equipment expense$150,0003,699
Additional noninterest expense$1,239,0001,413
Pre-tax net operating income$-580,0007,121
Securities gains (losses)$-258,0007,481
Applicable income taxes$-285,0007,417
Income before extraordinary items$-553,0007,153
Extraordinary gains, net$09
Net income$-553,0007,154
Minority interest net income$086
Net income of bank and minority interests.$-553,0007,154
Net charge-offs$2,111,000524
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-382,7207,046
2010-12-31 (YTD Data)Rank
Total interest income$20,189,0001,527
Total interest expense$7,340,0001,125
Net interest income$12,849,0001,727
Provision for loan and lease losses$20,525,000362
Total noninterest income$1,936,0002,116
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$556,0002,445
Trading account gains and fees$0175
Additional Noninterest Income$1,380,0001,781
Total noninterest expense$11,451,0001,726
Salaries and employee benefits$3,838,0002,503
Premises and equipment expense$734,0003,170
Additional noninterest expense$6,879,0001,077
Pre-tax net operating income$-17,191,0007,493
Securities gains (losses)$-1,022,0007,512
Applicable income taxes$-6,192,0007,599
Income before extraordinary items$-12,021,0007,422
Extraordinary gains, net$029
Net income$-12,021,0007,422
Minority interest net income$0111
Net income of bank and minority interests.$-12,021,0007,422
Net charge-offs$20,972,000321
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-11,346,4807,397
2010-09-30 (YTD Data)Rank
Total interest income$15,955,0001,475
Total interest expense$5,939,0001,083
Net interest income$10,016,0001,681
Provision for loan and lease losses$15,305,000350
Total noninterest income$1,225,0002,395
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$423,0002,478
Trading account gains and fees$0165
Additional Noninterest Income$802,0002,073
Total noninterest expense$8,568,0001,722
Salaries and employee benefits$3,291,0002,209
Premises and equipment expense$542,0003,257
Additional noninterest expense$4,735,0001,150
Pre-tax net operating income$-12,632,0007,600
Securities gains (losses)$-272,0007,526
Applicable income taxes$-4,388,0007,686
Income before extraordinary items$-8,516,0007,549
Extraordinary gains, net$023
Net income$-8,516,0007,549
Minority interest net income$0110
Net income of bank and minority interests.$-8,516,0007,549
Net charge-offs$13,663,000363
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-8,336,4807,536
2010-06-30 (YTD Data)Rank
Total interest income$11,099,0001,425
Total interest expense$4,204,0001,062
Net interest income$6,895,0001,630
Provision for loan and lease losses$10,925,000335
Total noninterest income$727,0002,526
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$313,0002,274
Trading account gains and fees$0152
Additional Noninterest Income$414,0002,369
Total noninterest expense$5,376,0001,828
Salaries and employee benefits$2,209,0002,205
Premises and equipment expense$366,0003,255
Additional noninterest expense$2,801,0001,280
Pre-tax net operating income$-8,679,0007,662
Securities gains (losses)$424,000550
Applicable income taxes$-3,013,0007,732
Income before extraordinary items$-5,242,0007,597
Extraordinary gains, net$019
Net income$-5,242,0007,597
Minority interest net income$0105
Net income of bank and minority interests.$-5,242,0007,597
Net charge-offs$11,211,000304
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-5,513,3607,602
2010-03-31 (YTD Data)Rank
Total interest income$5,891,0001,376
Total interest expense$2,188,0001,076
Net interest income$3,703,0001,546
Provision for loan and lease losses$3,455,000498
Total noninterest income$426,0002,265
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$158,0002,252
Trading account gains and fees$0175
Additional Noninterest Income$268,0001,980
Total noninterest expense$2,670,0001,859
Salaries and employee benefits$1,120,0002,202
Premises and equipment expense$185,0003,329
Additional noninterest expense$1,365,0001,299
Pre-tax net operating income$-1,996,0007,595
Securities gains (losses)$7,0001,814
Applicable income taxes$-726,0007,752
Income before extraordinary items$-1,263,0007,529
Extraordinary gains, net$016
Net income$-1,263,0007,530
Minority interest net income$091
Net income of bank and minority interests.$-1,263,0007,530
Net charge-offs$3,281,000456
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,267,4807,530
2009-12-31 (YTD Data)Rank
Total interest income$27,007,0001,280
Total interest expense$11,228,0001,051
Net interest income$15,779,0001,409
Provision for loan and lease losses$4,766,0001,474
Total noninterest income$2,135,0002,023
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$619,0002,487
Trading account gains and fees$0211
Additional Noninterest Income$1,516,0001,642
Total noninterest expense$10,053,0002,016
Salaries and employee benefits$4,535,0002,171
Premises and equipment expense$770,0003,231
Additional noninterest expense$4,748,0001,572
Pre-tax net operating income$3,095,0001,291
Securities gains (losses)$367,0001,072
Applicable income taxes$1,264,000818
Income before extraordinary items$2,198,0001,523
Extraordinary gains, net$034
Net income$2,198,0001,520
Minority interest net income$0115
Net income of bank and minority interests.$2,198,0001,522
Net charge-offs$4,053,0001,330
Cash dividends$600,0002,306
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,963,1201,663
2009-09-30 (YTD Data)Rank
Total interest income$20,635,0001,278
Total interest expense$8,752,0001,066
Net interest income$11,883,0001,402
Provision for loan and lease losses$2,503,0001,658
Total noninterest income$1,692,0001,999
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$459,0002,523
Trading account gains and fees$0212
Additional Noninterest Income$1,233,0001,595
Total noninterest expense$7,628,0001,974
Salaries and employee benefits$3,541,0002,097
Premises and equipment expense$604,0003,145
Additional noninterest expense$3,483,0001,544
Pre-tax net operating income$3,444,000960
Securities gains (losses)$03,497
Applicable income taxes$1,257,000700
Income before extraordinary items$2,187,0001,226
Extraordinary gains, net$027
Net income$2,187,0001,224
Minority interest net income$0118
Net income of bank and minority interests.$2,187,0001,226
Net charge-offs$2,016,0001,493
Cash dividends$600,0001,788
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,187,0001,206
2009-06-30 (YTD Data)Rank
Total interest income$13,971,0001,283
Total interest expense$6,097,0001,089
Net interest income$7,874,0001,413
Provision for loan and lease losses$1,487,0001,658
Total noninterest income$1,168,0001,960
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$305,0002,507
Trading account gains and fees$0193
Additional Noninterest Income$863,0001,557
Total noninterest expense$5,145,0001,979
Salaries and employee benefits$2,385,0002,115
Premises and equipment expense$406,0003,142
Additional noninterest expense$2,354,0001,552
Pre-tax net operating income$2,410,000951
Securities gains (losses)$03,136
Applicable income taxes$879,000694
Income before extraordinary items$1,531,0001,229
Extraordinary gains, net$021
Net income$1,531,0001,227
Minority interest net income$0112
Net income of bank and minority interests.$1,531,0001,228
Net charge-offs$1,061,0001,591
Cash dividends$300,0002,182
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,531,0001,202
2009-03-31 (YTD Data)Rank
Total interest income$7,023,0001,291
Total interest expense$3,145,0001,092
Net interest income$3,878,0001,432
Provision for loan and lease losses$761,0001,380
Total noninterest income$475,0002,221
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$120,0002,891
Trading account gains and fees$0171
Additional Noninterest Income$355,0001,748
Total noninterest expense$2,414,0002,045
Salaries and employee benefits$1,194,0002,134
Premises and equipment expense$205,0003,159
Additional noninterest expense$1,015,0001,592
Pre-tax net operating income$1,178,0001,085
Securities gains (losses)$02,434
Applicable income taxes$429,000777
Income before extraordinary items$749,0001,460
Extraordinary gains, net$015
Net income$749,0001,460
Minority interest net income$0102
Net income of bank and minority interests.$749,0001,462
Net charge-offs$243,0001,980
Cash dividends$300,0001,336
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$749,0001,376
2008-12-31 (YTD Data)Rank
Total interest income$30,362,0001,274
Total interest expense$15,356,0001,050
Net interest income$15,006,0001,491
Provision for loan and lease losses$2,720,0001,489
Total noninterest income$1,834,0002,274
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$543,0002,836
Trading account gains and fees$0154
Additional Noninterest Income$1,291,0001,787
Total noninterest expense$8,988,0002,135
Salaries and employee benefits$4,369,0002,319
Premises and equipment expense$843,0003,047
Additional noninterest expense$3,776,0001,640
Pre-tax net operating income$5,132,0001,079
Securities gains (losses)$525,000359
Applicable income taxes$2,065,000663
Income before extraordinary items$3,592,0001,158
Extraordinary gains, net$039
Net income$3,592,0001,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,392,0001,627
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,256,0001,348
2008-09-30 (YTD Data)Rank
Total interest income$22,984,0001,277
Total interest expense$11,859,0001,063
Net interest income$11,125,0001,521
Provision for loan and lease losses$1,630,0001,350
Total noninterest income$1,333,0002,399
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$404,0002,867
Trading account gains and fees$0148
Additional Noninterest Income$929,0001,924
Total noninterest expense$6,736,0002,133
Salaries and employee benefits$3,271,0002,348
Premises and equipment expense$619,0003,113
Additional noninterest expense$2,846,0001,572
Pre-tax net operating income$4,092,0001,231
Securities gains (losses)$483,000329
Applicable income taxes$1,670,000758
Income before extraordinary items$2,905,0001,279
Extraordinary gains, net$031
Net income$2,905,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$735,0001,571
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,595,8801,500
2008-06-30 (YTD Data)Rank
Total interest income$15,545,0001,284
Total interest expense$8,284,0001,055
Net interest income$7,261,0001,544
Provision for loan and lease losses$1,400,000996
Total noninterest income$855,0002,495
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$257,0002,939
Trading account gains and fees$0149
Additional Noninterest Income$598,0002,002
Total noninterest expense$4,683,0002,049
Salaries and employee benefits$2,367,0002,198
Premises and equipment expense$419,0003,082
Additional noninterest expense$1,897,0001,552
Pre-tax net operating income$2,033,0001,671
Securities gains (losses)$483,000327
Applicable income taxes$916,0001,003
Income before extraordinary items$1,600,0001,691
Extraordinary gains, net$021
Net income$1,600,0001,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,533
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,290,8802,005
2008-03-31 (YTD Data)Rank
Total interest income$8,056,0001,262
Total interest expense$4,433,0001,056
Net interest income$3,623,0001,534
Provision for loan and lease losses$1,005,000615
Total noninterest income$363,0002,780
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$123,0003,001
Trading account gains and fees$0158
Additional Noninterest Income$240,0002,288
Total noninterest expense$2,306,0002,079
Salaries and employee benefits$1,159,0002,268
Premises and equipment expense$199,0003,248
Additional noninterest expense$948,0001,517
Pre-tax net operating income$675,0002,484
Securities gains (losses)$477,000248
Applicable income taxes$421,0001,155
Income before extraordinary items$731,0001,951
Extraordinary gains, net$015
Net income$731,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$386,000844
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$425,7202,971
2007-12-31 (YTD Data)Rank
Total interest income$32,640,0001,307
Total interest expense$17,717,0001,117
Net interest income$14,923,0001,528
Provision for loan and lease losses$760,0001,728
Total noninterest income$1,324,0002,938
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$346,0003,803
Trading account gains and fees$0178
Additional Noninterest Income$978,0002,251
Total noninterest expense$7,685,0002,373
Salaries and employee benefits$3,886,0002,553
Premises and equipment expense$768,0003,190
Additional noninterest expense$3,031,0001,820
Pre-tax net operating income$7,802,0001,077
Securities gains (losses)$252,000398
Applicable income taxes$2,938,000827
Income before extraordinary items$5,116,0001,249
Extraordinary gains, net$039
Net income$5,116,0001,248
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0004,631
Cash dividends$750,0003,074
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,954,7201,283
2007-09-30 (YTD Data)Rank
Total interest income$24,184,0001,324
Total interest expense$12,978,0001,136
Net interest income$11,206,0001,532
Provision for loan and lease losses$790,0001,101
Total noninterest income$1,029,0002,853
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$260,0003,804
Trading account gains and fees$0184
Additional Noninterest Income$769,0002,174
Total noninterest expense$5,631,0002,407
Salaries and employee benefits$2,861,0002,591
Premises and equipment expense$570,0003,202
Additional noninterest expense$2,200,0001,833
Pre-tax net operating income$5,814,0001,175
Securities gains (losses)$01,655
Applicable income taxes$2,121,000924
Income before extraordinary items$3,693,0001,385
Extraordinary gains, net$033
Net income$3,693,0001,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0003,644
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,693,0001,373
2007-06-30 (YTD Data)Rank
Total interest income$15,486,0001,400
Total interest expense$8,249,0001,207
Net interest income$7,237,0001,598
Provision for loan and lease losses$670,000802
Total noninterest income$662,0002,937
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$180,0003,727
Trading account gains and fees$0168
Additional Noninterest Income$482,0002,307
Total noninterest expense$3,587,0002,545
Salaries and employee benefits$1,847,0002,697
Premises and equipment expense$369,0003,297
Additional noninterest expense$1,371,0001,965
Pre-tax net operating income$3,642,0001,298
Securities gains (losses)$01,444
Applicable income taxes$1,329,0001,012
Income before extraordinary items$2,313,0001,512
Extraordinary gains, net$029
Net income$2,313,0001,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,522
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,313,0001,494
2007-03-31 (YTD Data)Rank
Total interest income$7,313,0001,486
Total interest expense$3,895,0001,272
Net interest income$3,418,0001,683
Provision for loan and lease losses$280,000878
Total noninterest income$297,0003,128
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$86,0003,759
Trading account gains and fees$0195
Additional Noninterest Income$211,0002,466
Total noninterest expense$1,710,0002,664
Salaries and employee benefits$905,0002,776
Premises and equipment expense$183,0003,346
Additional noninterest expense$622,0002,113
Pre-tax net operating income$1,725,0001,355
Securities gains (losses)$01,187
Applicable income taxes$629,0001,072
Income before extraordinary items$1,096,0001,576
Extraordinary gains, net$022
Net income$1,096,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,096,0001,561
2006-12-31 (YTD Data)Rank
Total interest income$25,326,0001,596
Total interest expense$12,271,0001,369
Net interest income$13,055,0001,761
Provision for loan and lease losses$1,570,000688
Total noninterest income$1,665,0002,513
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$341,0003,869
Trading account gains and fees$0130
Additional Noninterest Income$1,324,0001,821
Total noninterest expense$6,500,0002,691
Salaries and employee benefits$3,419,0002,789
Premises and equipment expense$604,0003,746
Additional noninterest expense$2,477,0002,122
Pre-tax net operating income$6,650,0001,458
Securities gains (losses)$01,687
Applicable income taxes$2,429,0001,130
Income before extraordinary items$4,221,0001,708
Extraordinary gains, net$051
Net income$4,221,0001,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0003,431
Cash dividends$537,0003,607
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,221,0001,695
2006-09-30 (YTD Data)Rank
Total interest income$18,059,0001,655
Total interest expense$8,530,0001,437
Net interest income$9,529,0001,832
Provision for loan and lease losses$1,380,000567
Total noninterest income$1,257,0002,515
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$265,0003,824
Trading account gains and fees$0126
Additional Noninterest Income$992,0001,837
Total noninterest expense$4,732,0002,755
Salaries and employee benefits$2,537,0002,810
Premises and equipment expense$407,0004,064
Additional noninterest expense$1,788,0002,185
Pre-tax net operating income$4,674,0001,599
Securities gains (losses)$01,388
Applicable income taxes$1,707,0001,257
Income before extraordinary items$2,967,0001,851
Extraordinary gains, net$045
Net income$2,967,0001,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,587
Cash dividends$537,0002,829
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,967,0001,830
2006-06-30 (YTD Data)Rank
Total interest income$11,170,0001,766
Total interest expense$5,024,0001,548
Net interest income$6,146,0001,899
Provision for loan and lease losses$930,000550
Total noninterest income$783,0002,631
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$174,0003,822
Trading account gains and fees$0126
Additional Noninterest Income$609,0001,937
Total noninterest expense$3,035,0002,851
Salaries and employee benefits$1,633,0002,905
Premises and equipment expense$248,0004,298
Additional noninterest expense$1,154,0002,253
Pre-tax net operating income$2,964,0001,671
Securities gains (losses)$01,185
Applicable income taxes$1,083,0001,313
Income before extraordinary items$1,881,0001,937
Extraordinary gains, net$039
Net income$1,881,0001,939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,954
Cash dividends$537,0002,268
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,881,0001,921
2006-03-31 (YTD Data)Rank
Total interest income$5,077,0001,889
Total interest expense$2,239,0001,648
Net interest income$2,838,0002,044
Provision for loan and lease losses$480,000502
Total noninterest income$364,0002,706
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$72,0004,162
Trading account gains and fees$0115
Additional Noninterest Income$292,0001,983
Total noninterest expense$1,401,0003,058
Salaries and employee benefits$742,0003,181
Premises and equipment expense$110,0004,666
Additional noninterest expense$549,0002,337
Pre-tax net operating income$1,321,0001,822
Securities gains (losses)$0955
Applicable income taxes$482,0001,440
Income before extraordinary items$839,0002,104
Extraordinary gains, net$021
Net income$839,0002,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,088
Cash dividends$537,0001,258
Sale, conversion, retirement of capital stock, net$0648
Net operating income$839,0002,090
2005-12-31 (YTD Data)Rank
Total interest income$13,114,0002,514
Total interest expense$5,114,0002,162
Net interest income$8,000,0002,701
Provision for loan and lease losses$760,0001,323
Total noninterest income$1,518,0002,666
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$304,0004,149
Trading account gains and fees$0138
Additional Noninterest Income$1,214,0001,953
Total noninterest expense$4,789,0003,355
Salaries and employee benefits$2,432,0003,560
Premises and equipment expense$424,0004,675
Additional noninterest expense$1,933,0002,570
Pre-tax net operating income$3,969,0002,238
Securities gains (losses)$02,296
Applicable income taxes$1,430,0001,767
Income before extraordinary items$2,539,0002,571
Extraordinary gains, net$046
Net income$2,539,0002,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,820
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,539,0002,549
2005-09-30 (YTD Data)Rank
Total interest income$8,891,0002,682
Total interest expense$3,395,0002,288
Net interest income$5,496,0002,912
Provision for loan and lease losses$500,0001,397
Total noninterest income$1,221,0002,545
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$233,0004,111
Trading account gains and fees$0126
Additional Noninterest Income$988,0001,830
Total noninterest expense$3,461,0003,434
Salaries and employee benefits$1,749,0003,653
Premises and equipment expense$312,0004,705
Additional noninterest expense$1,400,0002,624
Pre-tax net operating income$2,756,0002,381
Securities gains (losses)$02,317
Applicable income taxes$988,0001,895
Income before extraordinary items$1,768,0002,732
Extraordinary gains, net$035
Net income$1,768,0002,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,856
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,768,0002,697
2005-06-30 (YTD Data)Rank
Total interest income$5,497,0002,797
Total interest expense$2,087,0002,349
Net interest income$3,410,0003,058
Provision for loan and lease losses$300,0001,505
Total noninterest income$614,0003,041
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$153,0004,109
Trading account gains and fees$0116
Additional Noninterest Income$461,0002,308
Total noninterest expense$2,206,0003,538
Salaries and employee benefits$1,127,0003,740
Premises and equipment expense$199,0004,842
Additional noninterest expense$880,0002,774
Pre-tax net operating income$1,518,0002,725
Securities gains (losses)$02,146
Applicable income taxes$542,0002,145
Income before extraordinary items$976,0003,147
Extraordinary gains, net$030
Net income$976,0003,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0005,290
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$976,0003,101
2005-03-31 (YTD Data)Rank
Total interest income$2,518,0002,975
Total interest expense$954,0002,424
Net interest income$1,564,0003,298
Provision for loan and lease losses$135,0001,592
Total noninterest income$247,0003,499
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$65,0004,425
Trading account gains and fees$0115
Additional Noninterest Income$182,0002,636
Total noninterest expense$999,0003,849
Salaries and employee benefits$515,0004,003
Premises and equipment expense$96,0005,017
Additional noninterest expense$388,0003,099
Pre-tax net operating income$677,0002,931
Securities gains (losses)$01,685
Applicable income taxes$243,0002,310
Income before extraordinary items$434,0003,406
Extraordinary gains, net$024
Net income$434,0003,407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$434,0003,374
2004-12-31 (YTD Data)Rank
Total interest income$7,014,0003,801
Total interest expense$2,345,0003,212
Net interest income$4,669,0004,010
Provision for loan and lease losses$535,0001,861
Total noninterest income$445,0005,554
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$284,0004,436
Trading account gains and fees$0138
Additional Noninterest Income$161,0005,547
Total noninterest expense$2,809,0004,893
Salaries and employee benefits$1,399,0005,178
Premises and equipment expense$265,0006,036
Additional noninterest expense$1,145,0003,894
Pre-tax net operating income$1,770,0003,830
Securities gains (losses)$03,819
Applicable income taxes$655,0002,874
Income before extraordinary items$1,115,0004,394
Extraordinary gains, net$034
Net income$1,115,0004,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,972
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,115,0004,324
2004-09-30 (YTD Data)Rank
Total interest income$4,890,0003,996
Total interest expense$1,602,0003,414
Net interest income$3,288,0004,185
Provision for loan and lease losses$370,0001,896
Total noninterest income$315,0005,705
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$211,0004,496
Trading account gains and fees$0134
Additional Noninterest Income$104,0005,840
Total noninterest expense$1,986,0005,064
Salaries and employee benefits$976,0005,400
Premises and equipment expense$186,0006,200
Additional noninterest expense$824,0003,996
Pre-tax net operating income$1,247,0004,060
Securities gains (losses)$03,710
Applicable income taxes$463,0003,041
Income before extraordinary items$784,0004,677
Extraordinary gains, net$026
Net income$784,0004,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$784,0004,597
2004-06-30 (YTD Data)Rank
Total interest income$3,083,0004,154
Total interest expense$988,0003,638
Net interest income$2,095,0004,337
Provision for loan and lease losses$240,0001,886
Total noninterest income$155,0006,396
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$120,0004,879
Trading account gains and fees$0130
Additional Noninterest Income$35,0007,019
Total noninterest expense$1,244,0005,307
Salaries and employee benefits$598,0005,697
Premises and equipment expense$116,0006,415
Additional noninterest expense$530,0004,136
Pre-tax net operating income$766,0004,220
Securities gains (losses)$03,413
Applicable income taxes$283,0003,177
Income before extraordinary items$483,0004,818
Extraordinary gains, net$021
Net income$483,0004,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$483,0004,729
2004-03-31 (YTD Data)Rank
Total interest income$1,458,0004,356
Total interest expense$455,0003,935
Net interest income$1,003,0004,468
Provision for loan and lease losses$110,0001,956
Total noninterest income$65,0006,712
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$48,0005,292
Trading account gains and fees$0121
Additional Noninterest Income$17,0007,062
Total noninterest expense$596,0005,474
Salaries and employee benefits$285,0005,888
Premises and equipment expense$56,0006,504
Additional noninterest expense$255,0004,255
Pre-tax net operating income$362,0004,333
Securities gains (losses)$02,934
Applicable income taxes$135,0003,278
Income before extraordinary items$227,0005,011
Extraordinary gains, net$016
Net income$227,0005,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$227,0004,878
2003-12-31 (YTD Data)Rank
Total interest income$4,869,0004,987
Total interest expense$1,824,0004,309
Net interest income$3,045,0005,266
Provision for loan and lease losses$515,0002,117
Total noninterest income$201,0007,338
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$141,0005,980
Trading account gains and fees$0160
Additional Noninterest Income$60,0007,309
Total noninterest expense$1,955,0006,064
Salaries and employee benefits$886,0006,639
Premises and equipment expense$195,0006,839
Additional noninterest expense$874,0004,737
Pre-tax net operating income$776,0005,771
Securities gains (losses)$04,500
Applicable income taxes$268,0004,455
Income before extraordinary items$508,0006,301
Extraordinary gains, net$054
Net income$508,0006,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,954
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$508,0006,145
2003-09-30 (YTD Data)Rank
Total interest income$3,533,0005,158
Total interest expense$1,403,0004,351
Net interest income$2,130,0005,510
Provision for loan and lease losses$380,0002,093
Total noninterest income$147,0007,428
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$101,0006,107
Trading account gains and fees$0153
Additional Noninterest Income$46,0007,333
Total noninterest expense$1,394,0006,191
Salaries and employee benefits$634,0006,769
Premises and equipment expense$141,0006,941
Additional noninterest expense$619,0004,899
Pre-tax net operating income$503,0006,267
Securities gains (losses)$04,204
Applicable income taxes$171,0004,908
Income before extraordinary items$332,0006,758
Extraordinary gains, net$040
Net income$332,0006,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,125
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$332,0006,583
2003-06-30 (YTD Data)Rank
Total interest income$2,306,0005,269
Total interest expense$955,0004,397
Net interest income$1,351,0005,664
Provision for loan and lease losses$245,0002,166
Total noninterest income$93,0007,516
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$65,0006,162
Trading account gains and fees$0150
Additional Noninterest Income$28,0007,414
Total noninterest expense$906,0006,315
Salaries and employee benefits$403,0006,916
Premises and equipment expense$95,0006,893
Additional noninterest expense$408,0004,932
Pre-tax net operating income$293,0006,542
Securities gains (losses)$03,782
Applicable income taxes$100,0005,131
Income before extraordinary items$193,0007,034
Extraordinary gains, net$030
Net income$193,0007,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$193,0006,845
2003-03-31 (YTD Data)Rank
Total interest income$1,082,0005,504
Total interest expense$444,0004,714
Net interest income$638,0005,863
Provision for loan and lease losses$110,0002,202
Total noninterest income$34,0007,988
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$21,0006,829
Trading account gains and fees$0134
Additional Noninterest Income$13,0007,569
Total noninterest expense$453,0006,320
Salaries and employee benefits$200,0006,979
Premises and equipment expense$49,0006,835
Additional noninterest expense$204,0004,894
Pre-tax net operating income$109,0007,056
Securities gains (losses)$02,891
Applicable income taxes$37,0005,499
Income before extraordinary items$72,0007,440
Extraordinary gains, net$021
Net income$72,0007,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$72,0007,288
2002-12-31 (YTD Data)Rank
Total interest income$3,298,0006,535
Total interest expense$1,393,0005,943
Net interest income$1,905,0006,782
Provision for loan and lease losses$265,0003,725
Total noninterest income$81,0008,632
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$51,0007,508
Trading account gains and fees$0153
Additional Noninterest Income$30,0008,203
Total noninterest expense$1,233,0007,403
Salaries and employee benefits$549,0007,934
Premises and equipment expense$130,0007,735
Additional noninterest expense$554,0006,204
Pre-tax net operating income$488,0006,808
Securities gains (losses)$04,537
Applicable income taxes$166,0005,375
Income before extraordinary items$322,0007,212
Extraordinary gains, net$070
Net income$322,0007,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$2,000,000287
Net operating income$322,0007,106
2001-12-31 (YTD Data)Rank
Total interest income$1,142,0009,038
Total interest expense$972,0008,082
Net interest income$170,0009,512
Provision for loan and lease losses$525,0002,118
Total noninterest income$11,0009,473
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,0008,339
Trading account gains and fees$0177
Additional Noninterest Income$8,0009,210
Total noninterest expense$801,0008,454
Salaries and employee benefits$232,0009,312
Premises and equipment expense$54,0009,063
Additional noninterest expense$515,0006,347
Pre-tax net operating income$-1,145,0009,395
Securities gains (losses)$04,612
Applicable income taxes$-390,0009,471
Income before extraordinary items$-755,0009,332
Extraordinary gains, net$0105
Net income$-755,0009,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$6,185,000140
Net operating income$-755,0009,299

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.