Home > County First Bank > Income and Expense
County First Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,391,000 | 2,775 |
| Total interest expense | $378,000 | 4,070 |
| Net interest income | $8,013,000 | 2,636 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $799,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $279,000 | 2,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 3,100 |
| Total noninterest expense | $6,843,000 | 2,543 |
| Salaries and employee benefits | $3,597,000 | 2,661 |
| Premises and equipment expense | $657,000 | 2,773 |
| Additional noninterest expense | $2,589,000 | 2,202 |
| Pre-tax net operating income | $1,969,000 | 3,149 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,043,000 | 1,835 |
| Income before extraordinary items | $926,000 | 3,815 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $926,000 | 3,814 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $926,000 | 3,815 |
| Net charge-offs | $1,105,000 | 641 |
| Cash dividends | $288,000 | 3,439 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 544 |
| Net operating income | $926,000 | 3,797 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,352,000 | 2,779 |
| Total interest expense | $281,000 | 4,105 |
| Net interest income | $6,071,000 | 2,632 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $490,000 | 3,598 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $214,000 | 2,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 3,585 |
| Total noninterest expense | $5,006,000 | 2,593 |
| Salaries and employee benefits | $2,748,000 | 2,647 |
| Premises and equipment expense | $503,000 | 2,755 |
| Additional noninterest expense | $1,755,000 | 2,376 |
| Pre-tax net operating income | $1,555,000 | 3,106 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $546,000 | 1,994 |
| Income before extraordinary items | $1,009,000 | 3,532 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,009,000 | 3,532 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,009,000 | 3,532 |
| Net charge-offs | $68,000 | 2,224 |
| Cash dividends | $288,000 | 2,909 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 486 |
| Net operating income | $1,009,000 | 3,505 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,130,000 | 2,810 |
| Total interest expense | $183,000 | 4,129 |
| Net interest income | $3,947,000 | 2,681 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $313,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $142,000 | 2,971 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 3,682 |
| Total noninterest expense | $3,273,000 | 2,636 |
| Salaries and employee benefits | $1,804,000 | 2,689 |
| Premises and equipment expense | $329,000 | 2,790 |
| Additional noninterest expense | $1,140,000 | 2,434 |
| Pre-tax net operating income | $987,000 | 3,147 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $346,000 | 2,026 |
| Income before extraordinary items | $641,000 | 3,577 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $641,000 | 3,576 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $641,000 | 3,577 |
| Net charge-offs | $33,000 | 2,293 |
| Cash dividends | $144,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 416 |
| Net operating income | $641,000 | 3,544 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 2,842 |
| Total interest expense | $92,000 | 4,141 |
| Net interest income | $1,933,000 | 2,714 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $135,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $74,000 | 2,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 4,088 |
| Total noninterest expense | $1,575,000 | 2,730 |
| Salaries and employee benefits | $906,000 | 2,718 |
| Premises and equipment expense | $169,000 | 2,792 |
| Additional noninterest expense | $500,000 | 2,672 |
| Pre-tax net operating income | $493,000 | 3,098 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $180,000 | 1,962 |
| Income before extraordinary items | $313,000 | 3,543 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $313,000 | 3,542 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $313,000 | 3,543 |
| Net charge-offs | $35,000 | 1,555 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 587 |
| Net operating income | $313,000 | 3,513 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,060,000 | 2,829 |
| Total interest expense | $387,000 | 4,071 |
| Net interest income | $7,673,000 | 2,706 |
| Provision for loan and lease losses | $210,000 | 2,378 |
| Total noninterest income | $742,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $289,000 | 2,998 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $453,000 | 3,384 |
| Total noninterest expense | $6,561,000 | 2,687 |
| Salaries and employee benefits | $3,660,000 | 2,661 |
| Premises and equipment expense | $648,000 | 2,877 |
| Additional noninterest expense | $2,253,000 | 2,523 |
| Pre-tax net operating income | $1,644,000 | 3,382 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $545,000 | 2,193 |
| Income before extraordinary items | $1,099,000 | 3,758 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,099,000 | 3,756 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,099,000 | 3,757 |
| Net charge-offs | $-318,000 | 5,741 |
| Cash dividends | $237,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $171,000 | 428 |
| Net operating income | $1,099,000 | 3,711 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,032,000 | 2,843 |
| Total interest expense | $291,000 | 4,106 |
| Net interest income | $5,741,000 | 2,715 |
| Provision for loan and lease losses | $210,000 | 2,000 |
| Total noninterest income | $551,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $214,000 | 3,041 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $337,000 | 3,415 |
| Total noninterest expense | $5,091,000 | 2,602 |
| Salaries and employee benefits | $2,738,000 | 2,667 |
| Premises and equipment expense | $478,000 | 2,921 |
| Additional noninterest expense | $1,875,000 | 2,306 |
| Pre-tax net operating income | $991,000 | 3,729 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $316,000 | 2,459 |
| Income before extraordinary items | $675,000 | 4,087 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $675,000 | 4,086 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $675,000 | 4,087 |
| Net charge-offs | $-222,000 | 5,746 |
| Cash dividends | $95,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 561 |
| Net operating income | $675,000 | 4,023 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 2,836 |
| Total interest expense | $194,000 | 4,138 |
| Net interest income | $3,860,000 | 2,703 |
| Provision for loan and lease losses | $105,000 | 2,257 |
| Total noninterest income | $345,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $138,000 | 3,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $207,000 | 3,544 |
| Total noninterest expense | $3,458,000 | 2,584 |
| Salaries and employee benefits | $1,851,000 | 2,657 |
| Premises and equipment expense | $320,000 | 2,921 |
| Additional noninterest expense | $1,287,000 | 2,260 |
| Pre-tax net operating income | $642,000 | 3,776 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $212,000 | 2,451 |
| Income before extraordinary items | $430,000 | 4,178 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $430,000 | 4,175 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $430,000 | 4,177 |
| Net charge-offs | $-139,000 | 5,777 |
| Cash dividends | $95,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 496 |
| Net operating income | $430,000 | 4,107 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 2,905 |
| Total interest expense | $98,000 | 4,131 |
| Net interest income | $1,861,000 | 2,771 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $158,000 | 3,732 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $67,000 | 3,130 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $91,000 | 3,686 |
| Total noninterest expense | $1,710,000 | 2,612 |
| Salaries and employee benefits | $900,000 | 2,722 |
| Premises and equipment expense | $150,000 | 3,055 |
| Additional noninterest expense | $660,000 | 2,199 |
| Pre-tax net operating income | $309,000 | 3,812 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $99,000 | 2,472 |
| Income before extraordinary items | $210,000 | 4,168 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $210,000 | 4,164 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $210,000 | 4,166 |
| Net charge-offs | $-18,000 | 5,431 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $210,000 | 4,114 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,656,000 | 2,920 |
| Total interest expense | $420,000 | 4,050 |
| Net interest income | $7,236,000 | 2,798 |
| Provision for loan and lease losses | $378,000 | 1,649 |
| Total noninterest income | $1,232,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $290,000 | 3,093 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $942,000 | 2,461 |
| Total noninterest expense | $6,480,000 | 2,707 |
| Salaries and employee benefits | $3,519,000 | 2,728 |
| Premises and equipment expense | $630,000 | 3,006 |
| Additional noninterest expense | $2,331,000 | 2,481 |
| Pre-tax net operating income | $1,610,000 | 3,394 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $468,000 | 2,281 |
| Income before extraordinary items | $1,142,000 | 3,710 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,142,000 | 3,710 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,142,000 | 3,711 |
| Net charge-offs | $368,000 | 1,428 |
| Cash dividends | $228,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 541 |
| Net operating income | $1,142,000 | 3,655 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 2,972 |
| Total interest expense | $318,000 | 4,097 |
| Net interest income | $5,352,000 | 2,846 |
| Provision for loan and lease losses | $378,000 | 1,301 |
| Total noninterest income | $1,163,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $217,000 | 3,118 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $946,000 | 2,101 |
| Total noninterest expense | $4,859,000 | 2,713 |
| Salaries and employee benefits | $2,601,000 | 2,762 |
| Premises and equipment expense | $467,000 | 3,072 |
| Additional noninterest expense | $1,791,000 | 2,418 |
| Pre-tax net operating income | $1,278,000 | 3,346 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $380,000 | 2,258 |
| Income before extraordinary items | $898,000 | 3,680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $898,000 | 3,679 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $898,000 | 3,680 |
| Net charge-offs | $213,000 | 1,489 |
| Cash dividends | $86,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 579 |
| Net operating income | $898,000 | 3,636 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,734,000 | 2,998 |
| Total interest expense | $212,000 | 4,134 |
| Net interest income | $3,522,000 | 2,863 |
| Provision for loan and lease losses | $248,000 | 1,306 |
| Total noninterest income | $542,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $139,000 | 3,169 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $403,000 | 2,667 |
| Total noninterest expense | $3,263,000 | 2,726 |
| Salaries and employee benefits | $1,725,000 | 2,791 |
| Premises and equipment expense | $314,000 | 3,063 |
| Additional noninterest expense | $1,224,000 | 2,386 |
| Pre-tax net operating income | $553,000 | 4,032 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $148,000 | 2,727 |
| Income before extraordinary items | $405,000 | 4,278 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $405,000 | 4,280 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $405,000 | 4,281 |
| Net charge-offs | $219,000 | 1,130 |
| Cash dividends | $86,000 | 3,271 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 516 |
| Net operating income | $405,000 | 4,224 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 3,057 |
| Total interest expense | $103,000 | 4,234 |
| Net interest income | $1,726,000 | 2,915 |
| Provision for loan and lease losses | $105,000 | 1,379 |
| Total noninterest income | $174,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $67,000 | 3,209 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $107,000 | 3,498 |
| Total noninterest expense | $1,570,000 | 2,806 |
| Salaries and employee benefits | $865,000 | 2,808 |
| Premises and equipment expense | $155,000 | 3,125 |
| Additional noninterest expense | $550,000 | 2,603 |
| Pre-tax net operating income | $225,000 | 4,278 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $68,000 | 2,760 |
| Income before extraordinary items | $157,000 | 4,636 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $157,000 | 4,638 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $157,000 | 4,640 |
| Net charge-offs | $201,000 | 723 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $157,000 | 4,560 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,505,000 | 3,016 |
| Total interest expense | $483,000 | 4,082 |
| Net interest income | $7,022,000 | 2,882 |
| Provision for loan and lease losses | $410,000 | 1,644 |
| Total noninterest income | $720,000 | 3,657 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $307,000 | 3,167 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $413,000 | 3,552 |
| Total noninterest expense | $6,340,000 | 2,812 |
| Salaries and employee benefits | $3,375,000 | 2,835 |
| Premises and equipment expense | $713,000 | 2,892 |
| Additional noninterest expense | $2,252,000 | 2,626 |
| Pre-tax net operating income | $992,000 | 4,158 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $296,000 | 2,650 |
| Income before extraordinary items | $696,000 | 4,498 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $696,000 | 4,498 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $696,000 | 4,499 |
| Net charge-offs | $372,000 | 1,792 |
| Cash dividends | $634,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $322,000 | 363 |
| Net operating income | $696,000 | 4,448 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 3,077 |
| Total interest expense | $376,000 | 4,069 |
| Net interest income | $5,158,000 | 2,957 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $539,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $229,000 | 3,203 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $310,000 | 3,589 |
| Total noninterest expense | $4,612,000 | 2,879 |
| Salaries and employee benefits | $2,512,000 | 2,861 |
| Premises and equipment expense | $518,000 | 2,973 |
| Additional noninterest expense | $1,582,000 | 2,760 |
| Pre-tax net operating income | $860,000 | 4,009 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $273,000 | 2,539 |
| Income before extraordinary items | $587,000 | 4,384 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $587,000 | 4,385 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $587,000 | 4,386 |
| Net charge-offs | $345,000 | 1,480 |
| Cash dividends | $354,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 411 |
| Net operating income | $587,000 | 4,338 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,619,000 | 3,124 |
| Total interest expense | $264,000 | 4,007 |
| Net interest income | $3,355,000 | 3,001 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $354,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $150,000 | 3,222 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $204,000 | 3,593 |
| Total noninterest expense | $3,044,000 | 2,910 |
| Salaries and employee benefits | $1,688,000 | 2,858 |
| Premises and equipment expense | $342,000 | 3,018 |
| Additional noninterest expense | $1,014,000 | 2,846 |
| Pre-tax net operating income | $515,000 | 4,128 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $158,000 | 2,644 |
| Income before extraordinary items | $357,000 | 4,477 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $357,000 | 4,480 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $357,000 | 4,481 |
| Net charge-offs | $101,000 | 2,179 |
| Cash dividends | $354,000 | 2,156 |
| Sale, conversion, retirement of capital stock, net | $132,000 | 343 |
| Net operating income | $357,000 | 4,424 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 3,132 |
| Total interest expense | $141,000 | 3,923 |
| Net interest income | $1,675,000 | 3,014 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $175,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $79,000 | 3,101 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $96,000 | 3,633 |
| Total noninterest expense | $1,485,000 | 2,984 |
| Salaries and employee benefits | $850,000 | 2,863 |
| Premises and equipment expense | $171,000 | 3,059 |
| Additional noninterest expense | $464,000 | 3,066 |
| Pre-tax net operating income | $290,000 | 3,875 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $93,000 | 2,420 |
| Income before extraordinary items | $197,000 | 4,280 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $197,000 | 4,281 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $197,000 | 4,282 |
| Net charge-offs | $-48,000 | 6,301 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $197,000 | 4,227 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,548,000 | 3,066 |
| Total interest expense | $678,000 | 3,816 |
| Net interest income | $6,870,000 | 2,944 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $754,000 | 3,715 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $366,000 | 3,008 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $388,000 | 3,711 |
| Total noninterest expense | $5,966,000 | 3,013 |
| Salaries and employee benefits | $3,215,000 | 2,963 |
| Premises and equipment expense | $727,000 | 2,892 |
| Additional noninterest expense | $2,024,000 | 2,940 |
| Pre-tax net operating income | $1,308,000 | 3,619 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $450,000 | 2,271 |
| Income before extraordinary items | $858,000 | 4,163 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $858,000 | 4,165 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $858,000 | 4,166 |
| Net charge-offs | $479,000 | 2,058 |
| Cash dividends | $749,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $290,000 | 367 |
| Net operating income | $858,000 | 4,114 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,778,000 | 3,053 |
| Total interest expense | $529,000 | 3,814 |
| Net interest income | $5,249,000 | 2,923 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $506,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $337,000 | 2,607 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $169,000 | 4,538 |
| Total noninterest expense | $4,401,000 | 3,043 |
| Salaries and employee benefits | $2,363,000 | 3,024 |
| Premises and equipment expense | $528,000 | 2,986 |
| Additional noninterest expense | $1,510,000 | 2,969 |
| Pre-tax net operating income | $1,129,000 | 3,467 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $398,000 | 2,140 |
| Income before extraordinary items | $731,000 | 3,987 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $731,000 | 3,989 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $731,000 | 3,990 |
| Net charge-offs | $260,000 | 2,265 |
| Cash dividends | $373,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 405 |
| Net operating income | $731,000 | 3,918 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,886,000 | 3,034 |
| Total interest expense | $357,000 | 3,839 |
| Net interest income | $3,529,000 | 2,899 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $325,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $217,000 | 2,636 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $108,000 | 4,639 |
| Total noninterest expense | $2,916,000 | 3,065 |
| Salaries and employee benefits | $1,572,000 | 3,055 |
| Premises and equipment expense | $360,000 | 2,932 |
| Additional noninterest expense | $984,000 | 3,005 |
| Pre-tax net operating income | $788,000 | 3,365 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $278,000 | 2,094 |
| Income before extraordinary items | $510,000 | 3,899 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $510,000 | 3,902 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $510,000 | 3,903 |
| Net charge-offs | $241,000 | 1,913 |
| Cash dividends | $373,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 322 |
| Net operating income | $510,000 | 3,805 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 3,030 |
| Total interest expense | $182,000 | 3,896 |
| Net interest income | $1,783,000 | 2,880 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $171,000 | 3,927 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $110,000 | 2,614 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $61,000 | 4,468 |
| Total noninterest expense | $1,458,000 | 3,072 |
| Salaries and employee benefits | $795,000 | 3,062 |
| Premises and equipment expense | $181,000 | 2,950 |
| Additional noninterest expense | $482,000 | 3,078 |
| Pre-tax net operating income | $421,000 | 3,209 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $150,000 | 1,993 |
| Income before extraordinary items | $271,000 | 3,753 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $271,000 | 3,753 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $271,000 | 3,755 |
| Net charge-offs | $249,000 | 1,196 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 740 |
| Net operating income | $271,000 | 3,651 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 3,138 |
| Total interest expense | $944,000 | 3,747 |
| Net interest income | $6,974,000 | 2,989 |
| Provision for loan and lease losses | $390,000 | 3,053 |
| Total noninterest income | $762,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $456,000 | 2,669 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $306,000 | 4,014 |
| Total noninterest expense | $5,857,000 | 3,101 |
| Salaries and employee benefits | $3,172,000 | 3,006 |
| Premises and equipment expense | $748,000 | 2,883 |
| Additional noninterest expense | $1,937,000 | 3,167 |
| Pre-tax net operating income | $1,489,000 | 3,350 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $524,000 | 2,136 |
| Income before extraordinary items | $965,000 | 3,976 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $965,000 | 3,976 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $965,000 | 3,978 |
| Net charge-offs | $68,000 | 4,721 |
| Cash dividends | $818,000 | 2,202 |
| Sale, conversion, retirement of capital stock, net | $315,000 | 372 |
| Net operating income | $965,000 | 3,802 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,933,000 | 3,198 |
| Total interest expense | $732,000 | 3,794 |
| Net interest income | $5,201,000 | 3,050 |
| Provision for loan and lease losses | $364,000 | 2,710 |
| Total noninterest income | $539,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $339,000 | 2,720 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $200,000 | 4,253 |
| Total noninterest expense | $4,290,000 | 3,160 |
| Salaries and employee benefits | $2,370,000 | 3,036 |
| Premises and equipment expense | $574,000 | 2,869 |
| Additional noninterest expense | $1,346,000 | 3,379 |
| Pre-tax net operating income | $1,086,000 | 3,486 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $386,000 | 2,211 |
| Income before extraordinary items | $700,000 | 4,105 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $700,000 | 4,105 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $700,000 | 4,105 |
| Net charge-offs | $8,000 | 5,367 |
| Cash dividends | $817,000 | 1,516 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 377 |
| Net operating income | $700,000 | 3,926 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 3,211 |
| Total interest expense | $510,000 | 3,777 |
| Net interest income | $3,456,000 | 3,069 |
| Provision for loan and lease losses | $252,000 | 2,649 |
| Total noninterest income | $356,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $222,000 | 2,736 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 4,246 |
| Total noninterest expense | $2,834,000 | 3,196 |
| Salaries and employee benefits | $1,574,000 | 3,060 |
| Premises and equipment expense | $378,000 | 2,897 |
| Additional noninterest expense | $882,000 | 3,427 |
| Pre-tax net operating income | $726,000 | 3,469 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $259,000 | 2,205 |
| Income before extraordinary items | $467,000 | 4,101 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $467,000 | 4,105 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $467,000 | 4,105 |
| Net charge-offs | $15,000 | 4,782 |
| Cash dividends | $407,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 303 |
| Net operating income | $467,000 | 3,905 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 3,246 |
| Total interest expense | $264,000 | 3,808 |
| Net interest income | $1,714,000 | 3,100 |
| Provision for loan and lease losses | $126,000 | 2,598 |
| Total noninterest income | $183,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $96,000 | 3,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 3,904 |
| Total noninterest expense | $1,401,000 | 3,220 |
| Salaries and employee benefits | $787,000 | 3,064 |
| Premises and equipment expense | $187,000 | 2,928 |
| Additional noninterest expense | $427,000 | 3,491 |
| Pre-tax net operating income | $370,000 | 3,451 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $133,000 | 2,168 |
| Income before extraordinary items | $237,000 | 4,082 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $237,000 | 4,085 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $237,000 | 4,085 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $407,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 805 |
| Net operating income | $237,000 | 3,927 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,397,000 | 3,194 |
| Total interest expense | $1,212,000 | 3,940 |
| Net interest income | $7,185,000 | 3,000 |
| Provision for loan and lease losses | $525,000 | 3,390 |
| Total noninterest income | $863,000 | 3,380 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $374,000 | 3,166 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $489,000 | 3,162 |
| Total noninterest expense | $5,813,000 | 3,134 |
| Salaries and employee benefits | $3,037,000 | 3,090 |
| Premises and equipment expense | $753,000 | 3,042 |
| Additional noninterest expense | $2,023,000 | 3,115 |
| Pre-tax net operating income | $1,710,000 | 2,799 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $607,000 | 1,833 |
| Income before extraordinary items | $1,103,000 | 3,361 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,103,000 | 3,364 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,103,000 | 3,364 |
| Net charge-offs | $153,000 | 4,576 |
| Cash dividends | $804,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $317,000 | 469 |
| Net operating income | $1,103,000 | 3,256 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,322,000 | 3,223 |
| Total interest expense | $937,000 | 3,975 |
| Net interest income | $5,385,000 | 3,020 |
| Provision for loan and lease losses | $450,000 | 3,020 |
| Total noninterest income | $650,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $279,000 | 3,181 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $371,000 | 3,159 |
| Total noninterest expense | $4,342,000 | 3,148 |
| Salaries and employee benefits | $2,269,000 | 3,107 |
| Premises and equipment expense | $577,000 | 3,016 |
| Additional noninterest expense | $1,496,000 | 3,161 |
| Pre-tax net operating income | $1,243,000 | 2,937 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $451,000 | 1,818 |
| Income before extraordinary items | $792,000 | 3,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $792,000 | 3,539 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $792,000 | 3,539 |
| Net charge-offs | $41,000 | 5,112 |
| Cash dividends | $804,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $161,000 | 484 |
| Net operating income | $792,000 | 3,417 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 3,252 |
| Total interest expense | $639,000 | 4,037 |
| Net interest income | $3,573,000 | 3,037 |
| Provision for loan and lease losses | $300,000 | 2,953 |
| Total noninterest income | $432,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $187,000 | 3,151 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 3,184 |
| Total noninterest expense | $2,884,000 | 3,195 |
| Salaries and employee benefits | $1,509,000 | 3,126 |
| Premises and equipment expense | $379,000 | 3,068 |
| Additional noninterest expense | $996,000 | 3,220 |
| Pre-tax net operating income | $821,000 | 2,891 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $290,000 | 1,835 |
| Income before extraordinary items | $531,000 | 3,455 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $531,000 | 3,456 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $531,000 | 3,456 |
| Net charge-offs | $46,000 | 4,519 |
| Cash dividends | $401,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 342 |
| Net operating income | $531,000 | 3,355 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 3,227 |
| Total interest expense | $325,000 | 4,105 |
| Net interest income | $1,820,000 | 2,968 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $204,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $90,000 | 3,191 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $114,000 | 3,346 |
| Total noninterest expense | $1,417,000 | 3,252 |
| Salaries and employee benefits | $760,000 | 3,122 |
| Premises and equipment expense | $183,000 | 3,201 |
| Additional noninterest expense | $474,000 | 3,316 |
| Pre-tax net operating income | $457,000 | 2,728 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $162,000 | 1,718 |
| Income before extraordinary items | $295,000 | 3,278 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $295,000 | 3,275 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $295,000 | 3,276 |
| Net charge-offs | $55,000 | 3,265 |
| Cash dividends | $401,000 | 885 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 815 |
| Net operating income | $295,000 | 3,223 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,916,000 | 3,245 |
| Total interest expense | $1,467,000 | 4,323 |
| Net interest income | $7,449,000 | 2,917 |
| Provision for loan and lease losses | $600,000 | 3,834 |
| Total noninterest income | $758,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $297,000 | 3,654 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $461,000 | 3,305 |
| Total noninterest expense | $5,664,000 | 3,252 |
| Salaries and employee benefits | $3,069,000 | 3,048 |
| Premises and equipment expense | $753,000 | 3,111 |
| Additional noninterest expense | $1,842,000 | 3,482 |
| Pre-tax net operating income | $1,943,000 | 2,291 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $687,000 | 1,585 |
| Income before extraordinary items | $1,256,000 | 2,827 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,256,000 | 2,824 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,256,000 | 2,828 |
| Net charge-offs | $205,000 | 4,741 |
| Cash dividends | $752,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 537 |
| Net operating income | $1,256,000 | 2,721 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 3,290 |
| Total interest expense | $1,120,000 | 4,416 |
| Net interest income | $5,611,000 | 2,936 |
| Provision for loan and lease losses | $450,000 | 3,704 |
| Total noninterest income | $556,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $215,000 | 3,790 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $341,000 | 3,341 |
| Total noninterest expense | $4,282,000 | 3,238 |
| Salaries and employee benefits | $2,334,000 | 3,040 |
| Premises and equipment expense | $564,000 | 3,167 |
| Additional noninterest expense | $1,384,000 | 3,450 |
| Pre-tax net operating income | $1,435,000 | 2,455 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $511,000 | 1,650 |
| Income before extraordinary items | $924,000 | 3,034 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $924,000 | 3,031 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $924,000 | 3,034 |
| Net charge-offs | $119,000 | 4,737 |
| Cash dividends | $752,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $172,000 | 536 |
| Net operating income | $924,000 | 2,910 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,487,000 | 3,330 |
| Total interest expense | $753,000 | 4,498 |
| Net interest income | $3,734,000 | 2,947 |
| Provision for loan and lease losses | $300,000 | 3,591 |
| Total noninterest income | $363,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $140,000 | 3,837 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $223,000 | 3,322 |
| Total noninterest expense | $2,849,000 | 3,237 |
| Salaries and employee benefits | $1,555,000 | 3,050 |
| Premises and equipment expense | $383,000 | 3,155 |
| Additional noninterest expense | $911,000 | 3,459 |
| Pre-tax net operating income | $948,000 | 2,477 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $340,000 | 1,608 |
| Income before extraordinary items | $608,000 | 3,037 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $608,000 | 3,032 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $608,000 | 3,035 |
| Net charge-offs | $40,000 | 5,066 |
| Cash dividends | $355,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 396 |
| Net operating income | $608,000 | 2,928 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,219,000 | 3,427 |
| Total interest expense | $386,000 | 4,568 |
| Net interest income | $1,833,000 | 3,015 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $175,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $70,000 | 3,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $105,000 | 3,412 |
| Total noninterest expense | $1,400,000 | 3,325 |
| Salaries and employee benefits | $765,000 | 3,132 |
| Premises and equipment expense | $192,000 | 3,229 |
| Additional noninterest expense | $443,000 | 3,515 |
| Pre-tax net operating income | $458,000 | 2,574 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $164,000 | 1,638 |
| Income before extraordinary items | $294,000 | 3,166 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $294,000 | 3,163 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $294,000 | 3,166 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $355,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 904 |
| Net operating income | $294,000 | 3,057 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,730,000 | 3,592 |
| Total interest expense | $1,954,000 | 4,520 |
| Net interest income | $6,776,000 | 3,133 |
| Provision for loan and lease losses | $542,000 | 4,419 |
| Total noninterest income | $707,000 | 4,041 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $293,000 | 3,915 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $414,000 | 3,497 |
| Total noninterest expense | $5,633,000 | 3,340 |
| Salaries and employee benefits | $3,037,000 | 3,140 |
| Premises and equipment expense | $767,000 | 3,242 |
| Additional noninterest expense | $1,829,000 | 3,564 |
| Pre-tax net operating income | $1,308,000 | 2,570 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $412,000 | 1,733 |
| Income before extraordinary items | $896,000 | 2,958 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $896,000 | 2,959 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $896,000 | 2,959 |
| Net charge-offs | $568,000 | 3,628 |
| Cash dividends | $815,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $347,000 | 605 |
| Net operating income | $896,000 | 2,894 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 3,672 |
| Total interest expense | $1,521,000 | 4,559 |
| Net interest income | $4,948,000 | 3,219 |
| Provision for loan and lease losses | $231,000 | 4,949 |
| Total noninterest income | $519,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $223,000 | 3,902 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $296,000 | 3,642 |
| Total noninterest expense | $4,252,000 | 3,337 |
| Salaries and employee benefits | $2,295,000 | 3,149 |
| Premises and equipment expense | $569,000 | 3,313 |
| Additional noninterest expense | $1,388,000 | 3,480 |
| Pre-tax net operating income | $984,000 | 2,765 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $354,000 | 1,754 |
| Income before extraordinary items | $630,000 | 3,305 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $630,000 | 3,303 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $630,000 | 3,305 |
| Net charge-offs | $229,000 | 4,092 |
| Cash dividends | $815,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $428,000 | 460 |
| Net operating income | $630,000 | 3,212 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,285,000 | 3,716 |
| Total interest expense | $1,038,000 | 4,629 |
| Net interest income | $3,247,000 | 3,240 |
| Provision for loan and lease losses | $141,000 | 4,859 |
| Total noninterest income | $332,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $144,000 | 3,944 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $188,000 | 3,740 |
| Total noninterest expense | $2,803,000 | 3,399 |
| Salaries and employee benefits | $1,542,000 | 3,165 |
| Premises and equipment expense | $389,000 | 3,257 |
| Additional noninterest expense | $872,000 | 3,643 |
| Pre-tax net operating income | $635,000 | 2,922 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $225,000 | 1,837 |
| Income before extraordinary items | $410,000 | 3,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 3,430 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $410,000 | 3,431 |
| Net charge-offs | $36,000 | 5,192 |
| Cash dividends | $815,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $443,000 | 361 |
| Net operating income | $410,000 | 3,317 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 3,773 |
| Total interest expense | $526,000 | 4,705 |
| Net interest income | $1,596,000 | 3,275 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $164,000 | 4,213 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $92,000 | 3,787 |
| Total noninterest expense | $1,364,000 | 3,396 |
| Salaries and employee benefits | $774,000 | 3,188 |
| Premises and equipment expense | $197,000 | 3,262 |
| Additional noninterest expense | $393,000 | 3,623 |
| Pre-tax net operating income | $378,000 | 2,917 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $136,000 | 1,867 |
| Income before extraordinary items | $242,000 | 3,504 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $242,000 | 3,505 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $242,000 | 3,505 |
| Net charge-offs | $19,000 | 4,361 |
| Cash dividends | $815,000 | 555 |
| Sale, conversion, retirement of capital stock, net | $366,000 | 224 |
| Net operating income | $242,000 | 3,356 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,441,000 | 3,684 |
| Total interest expense | $2,517,000 | 4,723 |
| Net interest income | $6,924,000 | 3,085 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $655,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $293,000 | 4,056 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $362,000 | 3,759 |
| Total noninterest expense | $5,304,000 | 3,407 |
| Salaries and employee benefits | $3,033,000 | 3,217 |
| Premises and equipment expense | $749,000 | 3,346 |
| Additional noninterest expense | $1,522,000 | 3,581 |
| Pre-tax net operating income | $2,215,000 | 2,281 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $771,000 | 1,431 |
| Income before extraordinary items | $1,444,000 | 2,583 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,444,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,979 |
| Cash dividends | $805,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $437,000 | 581 |
| Net operating income | $1,444,000 | 2,732 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,167,000 | 3,712 |
| Total interest expense | $1,939,000 | 4,772 |
| Net interest income | $5,228,000 | 3,079 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $482,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $214,000 | 4,125 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $268,000 | 3,889 |
| Total noninterest expense | $3,944,000 | 3,420 |
| Salaries and employee benefits | $2,269,000 | 3,259 |
| Premises and equipment expense | $559,000 | 3,373 |
| Additional noninterest expense | $1,116,000 | 3,569 |
| Pre-tax net operating income | $1,721,000 | 2,557 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $602,000 | 1,675 |
| Income before extraordinary items | $1,119,000 | 2,876 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,119,000 | 2,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $805,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 414 |
| Net operating income | $1,119,000 | 3,019 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 3,737 |
| Total interest expense | $1,355,000 | 4,783 |
| Net interest income | $3,462,000 | 3,092 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $320,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $141,000 | 4,160 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $179,000 | 3,983 |
| Total noninterest expense | $2,581,000 | 3,475 |
| Salaries and employee benefits | $1,492,000 | 3,349 |
| Premises and equipment expense | $367,000 | 3,441 |
| Additional noninterest expense | $722,000 | 3,631 |
| Pre-tax net operating income | $1,171,000 | 2,625 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $422,000 | 1,812 |
| Income before extraordinary items | $749,000 | 3,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $749,000 | 3,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,516 |
| Cash dividends | $805,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $414,000 | 281 |
| Net operating income | $749,000 | 3,136 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 3,736 |
| Total interest expense | $718,000 | 4,820 |
| Net interest income | $1,775,000 | 3,026 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $154,000 | 4,559 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $69,000 | 4,175 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 4,075 |
| Total noninterest expense | $1,280,000 | 3,518 |
| Salaries and employee benefits | $742,000 | 3,386 |
| Premises and equipment expense | $180,000 | 3,498 |
| Additional noninterest expense | $358,000 | 3,614 |
| Pre-tax net operating income | $634,000 | 2,597 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $228,000 | 1,800 |
| Income before extraordinary items | $406,000 | 3,160 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $406,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $805,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $404,000 | 138 |
| Net operating income | $406,000 | 3,084 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,524,000 | 3,649 |
| Total interest expense | $3,203,000 | 4,608 |
| Net interest income | $7,321,000 | 2,973 |
| Provision for loan and lease losses | $45,000 | 5,768 |
| Total noninterest income | $599,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $258,000 | 4,397 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $341,000 | 4,016 |
| Total noninterest expense | $5,076,000 | 3,404 |
| Salaries and employee benefits | $2,947,000 | 3,272 |
| Premises and equipment expense | $709,000 | 3,410 |
| Additional noninterest expense | $1,420,000 | 3,577 |
| Pre-tax net operating income | $2,799,000 | 2,592 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $954,000 | 1,921 |
| Income before extraordinary items | $1,845,000 | 3,005 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,845,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,400 |
| Cash dividends | $781,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $1,078,000 | 419 |
| Net operating income | $1,845,000 | 2,998 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,813,000 | 3,673 |
| Total interest expense | $2,372,000 | 4,651 |
| Net interest income | $5,441,000 | 3,007 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $447,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $188,000 | 4,471 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $259,000 | 4,024 |
| Total noninterest expense | $3,785,000 | 3,397 |
| Salaries and employee benefits | $2,214,000 | 3,252 |
| Premises and equipment expense | $518,000 | 3,461 |
| Additional noninterest expense | $1,053,000 | 3,557 |
| Pre-tax net operating income | $2,103,000 | 2,739 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $742,000 | 2,005 |
| Income before extraordinary items | $1,361,000 | 3,181 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,361,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $781,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $682,000 | 362 |
| Net operating income | $1,361,000 | 3,164 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 3,738 |
| Total interest expense | $1,529,000 | 4,743 |
| Net interest income | $3,556,000 | 3,083 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $298,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $127,000 | 4,442 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $171,000 | 4,092 |
| Total noninterest expense | $2,466,000 | 3,474 |
| Salaries and employee benefits | $1,456,000 | 3,331 |
| Premises and equipment expense | $329,000 | 3,603 |
| Additional noninterest expense | $681,000 | 3,641 |
| Pre-tax net operating income | $1,388,000 | 2,808 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $490,000 | 2,098 |
| Income before extraordinary items | $898,000 | 3,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $898,000 | 3,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $781,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $669,000 | 273 |
| Net operating income | $898,000 | 3,231 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,485,000 | 3,791 |
| Total interest expense | $752,000 | 4,770 |
| Net interest income | $1,733,000 | 3,142 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $131,000 | 4,921 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $58,000 | 4,604 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $73,000 | 4,379 |
| Total noninterest expense | $1,196,000 | 3,581 |
| Salaries and employee benefits | $711,000 | 3,413 |
| Premises and equipment expense | $163,000 | 3,650 |
| Additional noninterest expense | $322,000 | 3,755 |
| Pre-tax net operating income | $668,000 | 2,896 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $232,000 | 2,188 |
| Income before extraordinary items | $436,000 | 3,304 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $436,000 | 3,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $781,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $655,000 | 157 |
| Net operating income | $436,000 | 3,279 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,713,000 | 3,661 |
| Total interest expense | $2,670,000 | 4,639 |
| Net interest income | $7,043,000 | 3,092 |
| Provision for loan and lease losses | $64,000 | 5,268 |
| Total noninterest income | $645,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $243,000 | 4,564 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $402,000 | 3,725 |
| Total noninterest expense | $4,418,000 | 3,674 |
| Salaries and employee benefits | $2,601,000 | 3,507 |
| Premises and equipment expense | $599,000 | 3,771 |
| Additional noninterest expense | $1,218,000 | 3,882 |
| Pre-tax net operating income | $3,206,000 | 2,663 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,099,000 | 2,070 |
| Income before extraordinary items | $2,107,000 | 2,986 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,107,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,380 |
| Cash dividends | $687,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $712,000 | 540 |
| Net operating income | $2,107,000 | 2,981 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,252,000 | 3,642 |
| Total interest expense | $1,950,000 | 4,615 |
| Net interest income | $5,302,000 | 3,108 |
| Provision for loan and lease losses | $64,000 | 4,788 |
| Total noninterest income | $515,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $180,000 | 4,637 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $335,000 | 3,527 |
| Total noninterest expense | $3,325,000 | 3,669 |
| Salaries and employee benefits | $1,931,000 | 3,542 |
| Premises and equipment expense | $458,000 | 3,725 |
| Additional noninterest expense | $936,000 | 3,812 |
| Pre-tax net operating income | $2,428,000 | 2,724 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $860,000 | 2,085 |
| Income before extraordinary items | $1,568,000 | 3,108 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,568,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,424 |
| Cash dividends | $687,000 | 2,469 |
| Sale, conversion, retirement of capital stock, net | $686,000 | 416 |
| Net operating income | $1,568,000 | 3,097 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 3,616 |
| Total interest expense | $1,270,000 | 4,551 |
| Net interest income | $3,507,000 | 3,127 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $292,000 | 4,812 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $119,000 | 4,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,029 |
| Total noninterest expense | $2,142,000 | 3,778 |
| Salaries and employee benefits | $1,255,000 | 3,613 |
| Premises and equipment expense | $291,000 | 3,855 |
| Additional noninterest expense | $596,000 | 3,938 |
| Pre-tax net operating income | $1,657,000 | 2,673 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $590,000 | 2,081 |
| Income before extraordinary items | $1,067,000 | 3,064 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,067,000 | 3,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $687,000 | 1,923 |
| Sale, conversion, retirement of capital stock, net | $674,000 | 302 |
| Net operating income | $1,067,000 | 3,053 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,336,000 | 3,618 |
| Total interest expense | $613,000 | 4,521 |
| Net interest income | $1,723,000 | 3,166 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $139,000 | 4,857 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $59,000 | 4,577 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,150 |
| Total noninterest expense | $1,035,000 | 3,919 |
| Salaries and employee benefits | $608,000 | 3,723 |
| Premises and equipment expense | $136,000 | 4,066 |
| Additional noninterest expense | $291,000 | 3,994 |
| Pre-tax net operating income | $827,000 | 2,639 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $298,000 | 2,037 |
| Income before extraordinary items | $529,000 | 3,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $529,000 | 3,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $687,000 | 1,044 |
| Sale, conversion, retirement of capital stock, net | $665,000 | 166 |
| Net operating income | $529,000 | 3,006 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,034,000 | 3,745 |
| Total interest expense | $1,890,000 | 4,603 |
| Net interest income | $6,144,000 | 3,355 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $469,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $268,000 | 4,419 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $201,000 | 5,145 |
| Total noninterest expense | $4,046,000 | 3,838 |
| Salaries and employee benefits | $2,321,000 | 3,691 |
| Premises and equipment expense | $548,000 | 3,911 |
| Additional noninterest expense | $1,177,000 | 3,918 |
| Pre-tax net operating income | $2,547,000 | 3,121 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $828,000 | 2,560 |
| Income before extraordinary items | $1,719,000 | 3,475 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,719,000 | 3,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,564 |
| Cash dividends | $526,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 597 |
| Net operating income | $1,719,000 | 3,440 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,812,000 | 3,800 |
| Total interest expense | $1,318,000 | 4,671 |
| Net interest income | $4,494,000 | 3,416 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $307,000 | 5,721 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $193,000 | 4,537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,708 |
| Total noninterest expense | $2,980,000 | 3,852 |
| Salaries and employee benefits | $1,718,000 | 3,715 |
| Premises and equipment expense | $419,000 | 3,839 |
| Additional noninterest expense | $843,000 | 4,021 |
| Pre-tax net operating income | $1,821,000 | 3,276 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $611,000 | 2,604 |
| Income before extraordinary items | $1,210,000 | 3,640 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,210,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $526,000 | 2,715 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 457 |
| Net operating income | $1,210,000 | 3,611 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,734,000 | 3,831 |
| Total interest expense | $816,000 | 4,724 |
| Net interest income | $2,918,000 | 3,476 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $173,000 | 6,053 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $119,000 | 4,670 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $54,000 | 6,283 |
| Total noninterest expense | $1,929,000 | 3,924 |
| Salaries and employee benefits | $1,123,000 | 3,750 |
| Premises and equipment expense | $277,000 | 3,851 |
| Additional noninterest expense | $529,000 | 4,185 |
| Pre-tax net operating income | $1,162,000 | 3,334 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $384,000 | 2,676 |
| Income before extraordinary items | $778,000 | 3,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $778,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $526,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 337 |
| Net operating income | $778,000 | 3,647 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,818,000 | 3,890 |
| Total interest expense | $382,000 | 4,806 |
| Net interest income | $1,436,000 | 3,534 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $86,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $938,000 | 4,036 |
| Salaries and employee benefits | $542,000 | 3,844 |
| Premises and equipment expense | $138,000 | 3,892 |
| Additional noninterest expense | $258,000 | 4,260 |
| Pre-tax net operating income | $584,000 | 3,291 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $193,000 | 2,658 |
| Income before extraordinary items | $391,000 | 3,675 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $391,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $526,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 388 |
| Net operating income | $391,000 | 3,638 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 4,029 |
| Total interest expense | $1,193,000 | 5,137 |
| Net interest income | $5,287,000 | 3,651 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $375,000 | 5,930 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $259,000 | 4,674 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $116,000 | 6,159 |
| Total noninterest expense | $3,602,000 | 4,087 |
| Salaries and employee benefits | $2,072,000 | 3,883 |
| Premises and equipment expense | $512,000 | 4,015 |
| Additional noninterest expense | $1,018,000 | 4,276 |
| Pre-tax net operating income | $2,060,000 | 3,433 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $662,000 | 2,856 |
| Income before extraordinary items | $1,398,000 | 3,810 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,398,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $414,000 | 3,847 |
| Sale, conversion, retirement of capital stock, net | $257,000 | 542 |
| Net operating income | $1,398,000 | 3,754 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 4,109 |
| Total interest expense | $860,000 | 5,213 |
| Net interest income | $3,850,000 | 3,711 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $286,000 | 5,939 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $194,000 | 4,710 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $92,000 | 6,087 |
| Total noninterest expense | $2,707,000 | 4,048 |
| Salaries and employee benefits | $1,553,000 | 3,853 |
| Premises and equipment expense | $379,000 | 4,035 |
| Additional noninterest expense | $775,000 | 4,178 |
| Pre-tax net operating income | $1,429,000 | 3,697 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $462,000 | 3,048 |
| Income before extraordinary items | $967,000 | 4,092 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $967,000 | 4,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $414,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $251,000 | 418 |
| Net operating income | $967,000 | 4,028 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,051,000 | 4,190 |
| Total interest expense | $557,000 | 5,343 |
| Net interest income | $2,494,000 | 3,788 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $195,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $130,000 | 4,686 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $65,000 | 5,981 |
| Total noninterest expense | $1,778,000 | 4,115 |
| Salaries and employee benefits | $1,017,000 | 3,927 |
| Premises and equipment expense | $246,000 | 4,126 |
| Additional noninterest expense | $515,000 | 4,219 |
| Pre-tax net operating income | $911,000 | 3,766 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $292,000 | 3,124 |
| Income before extraordinary items | $619,000 | 4,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $619,000 | 4,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $414,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 320 |
| Net operating income | $619,000 | 4,076 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 4,193 |
| Total interest expense | $285,000 | 5,323 |
| Net interest income | $1,249,000 | 3,763 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $90,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $61,000 | 4,756 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $875,000 | 4,177 |
| Salaries and employee benefits | $490,000 | 4,073 |
| Premises and equipment expense | $124,000 | 4,137 |
| Additional noninterest expense | $261,000 | 4,169 |
| Pre-tax net operating income | $464,000 | 3,714 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $153,000 | 3,057 |
| Income before extraordinary items | $311,000 | 4,174 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $311,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $414,000 | 1,410 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 330 |
| Net operating income | $311,000 | 4,050 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,073,000 | 4,285 |
| Total interest expense | $1,310,000 | 5,305 |
| Net interest income | $4,763,000 | 3,825 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $346,000 | 6,284 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $221,000 | 5,043 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $125,000 | 6,148 |
| Total noninterest expense | $3,449,000 | 4,168 |
| Salaries and employee benefits | $1,929,000 | 4,050 |
| Premises and equipment expense | $471,000 | 4,243 |
| Additional noninterest expense | $1,049,000 | 4,117 |
| Pre-tax net operating income | $1,580,000 | 3,993 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $489,000 | 3,410 |
| Income before extraordinary items | $1,091,000 | 4,409 |
| Extraordinary gains, net | $40,000 | 31 |
| Net income | $1,131,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,613 |
| Cash dividends | $326,000 | 4,243 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 634 |
| Net operating income | $1,091,000 | 4,226 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,537,000 | 4,339 |
| Total interest expense | $1,013,000 | 5,344 |
| Net interest income | $3,524,000 | 3,882 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $259,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $164,000 | 5,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $95,000 | 6,182 |
| Total noninterest expense | $2,565,000 | 4,179 |
| Salaries and employee benefits | $1,449,000 | 4,031 |
| Premises and equipment expense | $327,000 | 4,467 |
| Additional noninterest expense | $789,000 | 4,098 |
| Pre-tax net operating income | $1,138,000 | 4,232 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $342,000 | 3,688 |
| Income before extraordinary items | $796,000 | 4,610 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $796,000 | 4,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $326,000 | 3,355 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 479 |
| Net operating income | $796,000 | 4,433 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 4,350 |
| Total interest expense | $703,000 | 5,325 |
| Net interest income | $2,338,000 | 3,901 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $153,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $105,000 | 5,161 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $48,000 | 6,645 |
| Total noninterest expense | $1,684,000 | 4,229 |
| Salaries and employee benefits | $953,000 | 4,070 |
| Premises and equipment expense | $207,000 | 4,599 |
| Additional noninterest expense | $524,000 | 4,094 |
| Pre-tax net operating income | $747,000 | 4,250 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $227,000 | 3,717 |
| Income before extraordinary items | $520,000 | 4,694 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $520,000 | 4,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $326,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 360 |
| Net operating income | $520,000 | 4,490 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 4,402 |
| Total interest expense | $373,000 | 5,244 |
| Net interest income | $1,139,000 | 3,979 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $68,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 5,348 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $820,000 | 4,288 |
| Salaries and employee benefits | $464,000 | 4,130 |
| Premises and equipment expense | $98,000 | 4,773 |
| Additional noninterest expense | $258,000 | 4,109 |
| Pre-tax net operating income | $357,000 | 4,335 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $107,000 | 3,820 |
| Income before extraordinary items | $250,000 | 4,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 349 |
| Net operating income | $250,000 | 4,517 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 4,371 |
| Total interest expense | $1,954,000 | 4,864 |
| Net interest income | $4,430,000 | 4,051 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $287,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $180,000 | 5,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $107,000 | 6,305 |
| Total noninterest expense | $3,207,000 | 4,241 |
| Salaries and employee benefits | $1,730,000 | 4,214 |
| Premises and equipment expense | $376,000 | 4,852 |
| Additional noninterest expense | $1,101,000 | 3,877 |
| Pre-tax net operating income | $1,390,000 | 4,309 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $425,000 | 3,763 |
| Income before extraordinary items | $965,000 | 4,693 |
| Extraordinary gains, net | $114,000 | 39 |
| Net income | $1,079,000 | 4,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,572 |
| Cash dividends | $268,000 | 4,510 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 625 |
| Net operating income | $965,000 | 4,573 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 4,754 |
| Total interest expense | $2,903,000 | 4,853 |
| Net interest income | $3,456,000 | 4,597 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $310,000 | 6,331 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $152,000 | 5,774 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $158,000 | 5,439 |
| Total noninterest expense | $3,035,000 | 4,296 |
| Salaries and employee benefits | $1,504,000 | 4,499 |
| Premises and equipment expense | $416,000 | 4,480 |
| Additional noninterest expense | $1,115,000 | 3,726 |
| Pre-tax net operating income | $641,000 | 6,020 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $185,000 | 5,152 |
| Income before extraordinary items | $456,000 | 6,279 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $456,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $222,000 | 4,863 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 662 |
| Net operating income | $456,000 | 6,162 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,018,000 | 5,071 |
| Total interest expense | $2,490,000 | 5,570 |
| Net interest income | $3,528,000 | 4,583 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $270,000 | 6,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,126 |
| Total noninterest expense | $2,587,000 | 4,737 |
| Salaries and employee benefits | $1,220,000 | 5,152 |
| Premises and equipment expense | $349,000 | 4,941 |
| Additional noninterest expense | $1,018,000 | 3,939 |
| Pre-tax net operating income | $1,031,000 | 5,179 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $324,000 | 4,423 |
| Income before extraordinary items | $707,000 | 5,394 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $707,000 | 5,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $161,000 | 5,398 |
| Sale, conversion, retirement of capital stock, net | $825,000 | 483 |
| Net operating income | $707,000 | 5,400 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,286,000 | 5,376 |
| Total interest expense | $2,388,000 | 5,349 |
| Net interest income | $2,898,000 | 5,298 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $240,000 | 7,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,354 |
| Total noninterest expense | $2,130,000 | 5,433 |
| Salaries and employee benefits | $926,000 | 6,197 |
| Premises and equipment expense | $307,000 | 5,394 |
| Additional noninterest expense | $897,000 | 4,389 |
| Pre-tax net operating income | $843,000 | 5,778 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $279,000 | 4,967 |
| Income before extraordinary items | $564,000 | 6,081 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $564,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,630 |
| Cash dividends | $101,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $190,000 | 726 |
| Net operating income | $564,000 | 6,052 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 5,764 |
| Total interest expense | $2,050,000 | 6,105 |
| Net interest income | $2,849,000 | 5,331 |
| Provision for loan and lease losses | $165,000 | 3,956 |
| Total noninterest income | $166,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,845,000 | 5,889 |
| Salaries and employee benefits | $861,000 | 6,404 |
| Premises and equipment expense | $239,000 | 6,124 |
| Additional noninterest expense | $745,000 | 4,922 |
| Pre-tax net operating income | $1,005,000 | 5,396 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $343,000 | 4,812 |
| Income before extraordinary items | $662,000 | 5,757 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $662,000 | 5,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $70,000 | 6,636 |
| Sale, conversion, retirement of capital stock, net | $417,000 | 586 |
| Net operating income | $662,000 | 5,653 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,234,000 | 6,441 |
| Total interest expense | $1,739,000 | 6,805 |
| Net interest income | $2,495,000 | 6,065 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $146,000 | 8,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $1,611,000 | 6,512 |
| Salaries and employee benefits | $770,000 | 6,930 |
| Premises and equipment expense | $222,000 | 6,469 |
| Additional noninterest expense | $619,000 | 5,688 |
| Pre-tax net operating income | $865,000 | 6,270 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $315,000 | 5,588 |
| Income before extraordinary items | $550,000 | 6,671 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $550,000 | 6,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $60,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 654 |
| Net operating income | $550,000 | 6,610 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,559,000 | 7,317 |
| Total interest expense | $1,450,000 | 7,692 |
| Net interest income | $2,109,000 | 6,937 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $125,000 | 9,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,021 |
| Total noninterest expense | $1,443,000 | 7,276 |
| Salaries and employee benefits | $711,000 | 7,457 |
| Premises and equipment expense | $219,000 | 6,706 |
| Additional noninterest expense | $513,000 | 6,951 |
| Pre-tax net operating income | $641,000 | 7,223 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $239,000 | 6,592 |
| Income before extraordinary items | $402,000 | 7,607 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $402,000 | 7,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $27,000 | 7,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $402,000 | 7,540 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 7,971 |
| Total interest expense | $1,270,000 | 8,370 |
| Net interest income | $1,903,000 | 7,524 |
| Provision for loan and lease losses | $75,000 | 5,235 |
| Total noninterest income | $99,000 | 10,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 9,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $1,362,000 | 7,705 |
| Salaries and employee benefits | $683,000 | 7,834 |
| Premises and equipment expense | $186,000 | 7,481 |
| Additional noninterest expense | $493,000 | 7,308 |
| Pre-tax net operating income | $565,000 | 8,083 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $214,000 | 7,188 |
| Income before extraordinary items | $351,000 | 8,473 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $351,000 | 8,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,084 |
| Cash dividends | $34,000 | 8,122 |
| Sale, conversion, retirement of capital stock, net | $327,000 | 427 |
| Net operating income | $351,000 | 8,448 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 8,433 |
| Total interest expense | $929,000 | 8,999 |
| Net interest income | $1,839,000 | 7,943 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $82,000 | 11,199 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,214,000 | 8,552 |
| Salaries and employee benefits | $546,000 | 8,991 |
| Premises and equipment expense | $61,000 | 11,267 |
| Additional noninterest expense | $607,000 | 6,989 |
| Pre-tax net operating income | $657,000 | 7,663 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $241,000 | 6,672 |
| Income before extraordinary items | $416,000 | 8,040 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $416,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $22,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $416,000 | 8,082 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 9,061 |
| Total interest expense | $962,000 | 9,279 |
| Net interest income | $1,607,000 | 8,778 |
| Provision for loan and lease losses | $165,000 | 4,400 |
| Total noninterest income | $55,000 | 12,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $1,014,000 | 9,672 |
| Salaries and employee benefits | $413,000 | 10,500 |
| Premises and equipment expense | $109,000 | 10,160 |
| Additional noninterest expense | $492,000 | 8,298 |
| Pre-tax net operating income | $483,000 | 8,767 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $143,000 | 8,793 |
| Income before extraordinary items | $345,000 | 8,988 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $345,000 | 9,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 3,442 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $341,450 | 8,764 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 11,083 |
| Total interest expense | $842,000 | 11,139 |
| Net interest income | $1,065,000 | 10,830 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $176,000 | 9,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 11,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,659 |
| Total noninterest expense | $940,000 | 10,262 |
| Salaries and employee benefits | $400,000 | 10,864 |
| Premises and equipment expense | $170,000 | 8,562 |
| Additional noninterest expense | $370,000 | 9,943 |
| Pre-tax net operating income | $191,000 | 11,156 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $232,000 | 10,148 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $232,000 | 10,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $191,000 | 10,387 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.