Home > CorTrust Bank > Net charge- offs to loans

CorTrust Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1323%87
Percentage Net Loans Charged-off: Total real estate loans0.0012%1,048
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0005%3,956
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential0.0052%659
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net0.0064%588
Percentage Net Loans Charged-off: Commercial and industrial0.0186%1,520
Percentage Net Loans Charged-off: Loans to individuals22.3355%59
Percentage Net Loans Charged-off: Credit card loans38.7700%39
Percentage Net Loans Charged-off: Other loans to individual0.0720%2,347
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0881%86
Percentage Net Loans Charged-off: Total real estate loans0.0019%836
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0004%3,978
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0075%507
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0093%441
Percentage Net Loans Charged-off: Commercial and industrial0.0249%1,190
Percentage Net Loans Charged-off: Loans to individuals21.1422%17
Percentage Net Loans Charged-off: Credit card loans36.6946%6
Percentage Net Loans Charged-off: Other loans to individual0.0774%2,145
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0363%88
Percentage Net Loans Charged-off: Total real estate loans0.0029%646
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0006%4,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0113%377
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0140%328
Percentage Net Loans Charged-off: Commercial and industrial0.0692%878
Percentage Net Loans Charged-off: Loans to individuals19.7293%17
Percentage Net Loans Charged-off: Credit card loans34.5143%5
Percentage Net Loans Charged-off: Other loans to individual0.1146%1,803
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0580%73
Percentage Net Loans Charged-off: Total real estate loans-0.0005%3,414
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0019%3,728
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0023%3,821
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals20.5460%18
Percentage Net Loans Charged-off: Credit card loans36.2129%9
Percentage Net Loans Charged-off: Other loans to individual0.1950%1,386
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6904%101
Percentage Net Loans Charged-off: Total real estate loans-0.0035%3,458
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0013%3,915
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0100%3,854
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0123%3,942
Percentage Net Loans Charged-off: Commercial and industrial0.0284%1,165
Percentage Net Loans Charged-off: Loans to individuals13.5871%30
Percentage Net Loans Charged-off: Credit card loans26.9224%7
Percentage Net Loans Charged-off: Other loans to individual0.0375%2,364
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6224%104
Percentage Net Loans Charged-off: Total real estate loans-0.0044%3,498
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0013%3,968
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%3,924
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0157%4,025
Percentage Net Loans Charged-off: Commercial and industrial0.0110%1,029
Percentage Net Loans Charged-off: Loans to individuals12.4832%35
Percentage Net Loans Charged-off: Credit card loans25.5308%9
Percentage Net Loans Charged-off: Other loans to individual0.0220%2,246
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6169%103
Percentage Net Loans Charged-off: Total real estate loans-0.0064%3,593
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0019%3,924
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0184%3,937
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0225%4,044
Percentage Net Loans Charged-off: Commercial and industrial-0.0013%3,142
Percentage Net Loans Charged-off: Loans to individuals12.5007%31
Percentage Net Loans Charged-off: Credit card loans26.1283%9
Percentage Net Loans Charged-off: Other loans to individual0.0168%2,047
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6683%102
Percentage Net Loans Charged-off: Total real estate loans-0.0125%3,960
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,093
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0379%4,244
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0463%4,319
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals13.6591%30
Percentage Net Loans Charged-off: Credit card loans28.8396%9
Percentage Net Loans Charged-off: Other loans to individual-0.0171%3,808
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2390%389
Percentage Net Loans Charged-off: Total real estate loans-0.0319%4,229
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0247%4,307
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0769%4,394
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0982%4,467
Percentage Net Loans Charged-off: Commercial and industrial-0.1171%4,215
Percentage Net Loans Charged-off: Loans to individuals6.0171%45
Percentage Net Loans Charged-off: Credit card loans14.5449%10
Percentage Net Loans Charged-off: Other loans to individual-0.0323%3,905
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1865%451
Percentage Net Loans Charged-off: Total real estate loans-0.0426%4,384
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0327%4,414
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.1062%4,543
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.1373%4,603
Percentage Net Loans Charged-off: Commercial and industrial-0.1515%4,345
Percentage Net Loans Charged-off: Loans to individuals5.3274%52
Percentage Net Loans Charged-off: Credit card loans13.3226%12
Percentage Net Loans Charged-off: Other loans to individual-0.0321%3,801
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2343%374
Percentage Net Loans Charged-off: Total real estate loans-0.0256%4,267
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0488%4,543
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0091%3,848
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.0119%3,965
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,104
Percentage Net Loans Charged-off: Loans to individuals5.5289%54
Percentage Net Loans Charged-off: Credit card loans14.1472%9
Percentage Net Loans Charged-off: Other loans to individual-0.0400%3,748
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2906%289
Percentage Net Loans Charged-off: Total real estate loans-0.0057%3,831
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0066%4,364
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0107%3,986
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.0142%4,106
Percentage Net Loans Charged-off: Commercial and industrial0.0000%814
Percentage Net Loans Charged-off: Loans to individuals6.5785%49
Percentage Net Loans Charged-off: Credit card loans16.8914%7
Percentage Net Loans Charged-off: Other loans to individual-0.0482%3,792
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3544%489
Percentage Net Loans Charged-off: Total real estate loans-0.0086%4,124
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0098%4,405
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0175%4,220
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net-0.0245%4,350
Percentage Net Loans Charged-off: Commercial and industrial0.0794%1,556
Percentage Net Loans Charged-off: Loans to individuals6.9142%54
Percentage Net Loans Charged-off: Credit card loans17.6216%13
Percentage Net Loans Charged-off: Other loans to individual-0.1707%4,536
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3662%430
Percentage Net Loans Charged-off: Total real estate loans-0.0093%4,174
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0103%4,438
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0199%4,287
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net-0.0281%4,431
Percentage Net Loans Charged-off: Commercial and industrial0.1107%1,214
Percentage Net Loans Charged-off: Loans to individuals6.6175%57
Percentage Net Loans Charged-off: Credit card loans16.9015%17
Percentage Net Loans Charged-off: Other loans to individual-0.2195%4,574
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4916%327
Percentage Net Loans Charged-off: Total real estate loans-0.0014%3,690
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0015%651
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.0092%4,095
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net-0.0132%4,207
Percentage Net Loans Charged-off: Commercial and industrial0.1692%957
Percentage Net Loans Charged-off: Loans to individuals8.8931%38
Percentage Net Loans Charged-off: Credit card loans22.3475%13
Percentage Net Loans Charged-off: Other loans to individual-0.2663%4,612
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6863%222
Percentage Net Loans Charged-off: Total real estate loans-0.0055%4,005
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0108%4,551
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%3,898
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net-0.0048%3,999
Percentage Net Loans Charged-off: Commercial and industrial0.3962%528
Percentage Net Loans Charged-off: Loans to individuals10.8907%30
Percentage Net Loans Charged-off: Credit card loans27.1471%9
Percentage Net Loans Charged-off: Other loans to individual-0.5843%4,782
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8815%183
Percentage Net Loans Charged-off: Total real estate loans0.1745%470
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0135%4,523
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0162%4,357
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net-0.0263%4,528
Percentage Net Loans Charged-off: Commercial and industrial0.5300%854
Percentage Net Loans Charged-off: Loans to individuals11.3866%32
Percentage Net Loans Charged-off: Credit card loans25.0929%10
Percentage Net Loans Charged-off: Other loans to individual0.1892%2,359
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6788%234
Percentage Net Loans Charged-off: Total real estate loans-0.0097%4,254
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0211%4,667
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%3,916
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0024%3,997
Percentage Net Loans Charged-off: Commercial and industrial0.1750%1,240
Percentage Net Loans Charged-off: Loans to individuals11.3331%28
Percentage Net Loans Charged-off: Credit card loans24.8729%9
Percentage Net Loans Charged-off: Other loans to individual0.0066%3,008
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7859%182
Percentage Net Loans Charged-off: Total real estate loans-0.0082%4,239
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0181%4,735
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,346
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0000%1,269
Percentage Net Loans Charged-off: Commercial and industrial0.2808%868
Percentage Net Loans Charged-off: Loans to individuals12.0621%25
Percentage Net Loans Charged-off: Credit card loans25.4483%7
Percentage Net Loans Charged-off: Other loans to individual0.0108%2,690
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7815%189
Percentage Net Loans Charged-off: Total real estate loans-0.0055%4,195
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0121%4,783
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial0.5855%434
Percentage Net Loans Charged-off: Loans to individuals13.7302%21
Percentage Net Loans Charged-off: Credit card loans28.4031%9
Percentage Net Loans Charged-off: Other loans to individual0.0885%2,088
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6204%274
Percentage Net Loans Charged-off: Total real estate loans-0.0138%4,464
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0165%4,694
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0372%4,801
Percentage Net Loans Charged-off: Home equity loans0.0000%568
All other 1-4 family - Percent of loans charged-off, net-0.0641%4,962
Percentage Net Loans Charged-off: Commercial and industrial0.0054%2,155
Percentage Net Loans Charged-off: Loans to individuals11.9313%27
Percentage Net Loans Charged-off: Credit card loans25.3013%10
Percentage Net Loans Charged-off: Other loans to individual0.1907%2,386
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6124%238
Percentage Net Loans Charged-off: Total real estate loans-0.0164%4,504
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0175%4,758
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0507%4,928
Percentage Net Loans Charged-off: Home equity loans0.0000%467
All other 1-4 family - Percent of loans charged-off, net-0.0862%5,072
Percentage Net Loans Charged-off: Commercial and industrial0.0048%1,879
Percentage Net Loans Charged-off: Loans to individuals11.7628%27
Percentage Net Loans Charged-off: Credit card loans25.0384%13
Percentage Net Loans Charged-off: Other loans to individual0.3295%1,722
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6188%235
Percentage Net Loans Charged-off: Total real estate loans-0.0218%4,646
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0195%4,845
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0802%5,088
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net-0.1354%5,222
Percentage Net Loans Charged-off: Commercial and industrial0.0071%1,564
Percentage Net Loans Charged-off: Loans to individuals11.8467%26
Percentage Net Loans Charged-off: Credit card loans25.2625%15
Percentage Net Loans Charged-off: Other loans to individual0.2966%1,706
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7040%211
Percentage Net Loans Charged-off: Total real estate loans-0.0059%4,246
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0104%4,879
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0056%4,322
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net-0.0094%4,504
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals13.3608%26
Percentage Net Loans Charged-off: Credit card loans28.8031%11
Percentage Net Loans Charged-off: Other loans to individual0.1893%1,841
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7924%255
Percentage Net Loans Charged-off: Total real estate loans-0.0011%4,196
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0085%4,758
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0201%2,012
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.0341%1,698
Percentage Net Loans Charged-off: Commercial and industrial0.0743%1,952
Percentage Net Loans Charged-off: Loans to individuals14.3567%22
Percentage Net Loans Charged-off: Credit card loans31.1646%5
Percentage Net Loans Charged-off: Other loans to individual-0.0912%5,015
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8004%230
Percentage Net Loans Charged-off: Total real estate loans0.0003%2,325
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0084%4,788
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0289%1,664
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.0490%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.1212%1,440
Percentage Net Loans Charged-off: Loans to individuals14.2878%28
Percentage Net Loans Charged-off: Credit card loans31.0611%8
Percentage Net Loans Charged-off: Other loans to individual-0.0866%4,970
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8360%235
Percentage Net Loans Charged-off: Total real estate loans-0.0074%4,462
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0082%4,855
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0204%4,853
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.0346%5,068
Percentage Net Loans Charged-off: Commercial and industrial0.2137%1,006
Percentage Net Loans Charged-off: Loans to individuals14.6270%28
Percentage Net Loans Charged-off: Credit card loans31.8849%7
Percentage Net Loans Charged-off: Other loans to individual-0.1750%5,089
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0008%168
Percentage Net Loans Charged-off: Total real estate loans-0.0075%4,525
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0075%4,983
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0238%4,970
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0404%5,168
Percentage Net Loans Charged-off: Commercial and industrial0.4384%542
Percentage Net Loans Charged-off: Loans to individuals16.7741%25
Percentage Net Loans Charged-off: Credit card loans36.2975%4
Percentage Net Loans Charged-off: Other loans to individual-0.1999%5,083
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4580%555
Percentage Net Loans Charged-off: Total real estate loans-0.0094%4,786
Percentage Net Loans Charged-off:Construction & development-0.0095%4,528
Percentage Net Loans Charged-off: Commercial real estate-0.0070%4,893
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0302%5,219
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net-0.0500%5,367
Percentage Net Loans Charged-off: Commercial and industrial0.1800%1,603
Percentage Net Loans Charged-off: Loans to individuals7.7944%59
Percentage Net Loans Charged-off: Credit card loans18.5756%22
Percentage Net Loans Charged-off: Other loans to individual-0.0917%5,209
Percentage Net Loans Charged-off: All other loans and lease0.0415%1,366
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3629%618
Percentage Net Loans Charged-off: Total real estate loans-0.0083%4,673
Percentage Net Loans Charged-off:Construction & development-0.0124%4,608
Percentage Net Loans Charged-off: Commercial real estate-0.0054%4,871
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0263%5,166
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net-0.0431%5,337
Percentage Net Loans Charged-off: Commercial and industrial0.1187%1,506
Percentage Net Loans Charged-off: Loans to individuals6.2595%64
Percentage Net Loans Charged-off: Credit card loans15.2980%26
Percentage Net Loans Charged-off: Other loans to individual-0.0503%4,993
Percentage Net Loans Charged-off: All other loans and lease0.0647%1,096
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3621%643
Percentage Net Loans Charged-off: Total real estate loans0.0061%2,228
Percentage Net Loans Charged-off:Construction & development-0.0139%4,708
Percentage Net Loans Charged-off: Commercial real estate-0.0031%4,878
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.0548%1,499
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net0.0890%1,175
Percentage Net Loans Charged-off: Commercial and industrial0.1830%1,132
Percentage Net Loans Charged-off: Loans to individuals5.9644%71
Percentage Net Loans Charged-off: Credit card loans15.0264%26
Percentage Net Loans Charged-off: Other loans to individual-0.2073%5,337
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4915%451
Percentage Net Loans Charged-off: Total real estate loans0.0269%1,401
Percentage Net Loans Charged-off:Construction & development-0.0187%4,850
Percentage Net Loans Charged-off: Commercial real estate-0.0021%4,969
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.1768%678
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.2880%469
Percentage Net Loans Charged-off: Commercial and industrial0.3925%622
Percentage Net Loans Charged-off: Loans to individuals7.2458%73
Percentage Net Loans Charged-off: Credit card loans18.3004%21
Percentage Net Loans Charged-off: Other loans to individual-0.2626%5,326
Percentage Net Loans Charged-off: All other loans and lease0.0563%771
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3094%977
Percentage Net Loans Charged-off: Total real estate loans0.0146%2,952
Percentage Net Loans Charged-off:Construction & development-0.0378%4,858
Percentage Net Loans Charged-off: Commercial real estate0.0023%1,629
Percentage Net Loans Charged-off: Multi-family residential0.0279%248
Percentage Net Loans Charged-off: 1-4 family residential0.0923%1,852
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net0.1505%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.0023%2,458
Percentage Net Loans Charged-off: Loans to individuals4.8554%75
Percentage Net Loans Charged-off: Credit card loans11.4899%30
Percentage Net Loans Charged-off: Other loans to individual0.2707%2,237
Percentage Net Loans Charged-off: All other loans and lease0.1301%971
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2662%995
Percentage Net Loans Charged-off: Total real estate loans0.0130%2,706
Percentage Net Loans Charged-off:Construction & development-0.0855%5,076
Percentage Net Loans Charged-off: Commercial real estate0.0032%1,383
Percentage Net Loans Charged-off: Multi-family residential0.0435%196
Percentage Net Loans Charged-off: 1-4 family residential0.1055%1,549
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net0.1719%1,094
Percentage Net Loans Charged-off: Commercial and industrial-0.0016%4,225
Percentage Net Loans Charged-off: Loans to individuals4.1469%102
Percentage Net Loans Charged-off: Credit card loans9.9891%38
Percentage Net Loans Charged-off: Other loans to individual0.1040%2,762
Percentage Net Loans Charged-off: All other loans and lease0.1078%915
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2711%975
Percentage Net Loans Charged-off: Total real estate loans0.0235%2,283
Percentage Net Loans Charged-off:Construction & development-0.1258%5,201
Percentage Net Loans Charged-off: Commercial real estate0.0071%1,142
Percentage Net Loans Charged-off: Multi-family residential0.0913%140
Percentage Net Loans Charged-off: 1-4 family residential0.1615%1,163
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net0.2626%797
Percentage Net Loans Charged-off: Commercial and industrial0.0589%1,518
Percentage Net Loans Charged-off: Loans to individuals3.9467%125
Percentage Net Loans Charged-off: Credit card loans9.5161%35
Percentage Net Loans Charged-off: Other loans to individual0.1011%2,553
Percentage Net Loans Charged-off: All other loans and lease0.1151%797
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2647%905
Percentage Net Loans Charged-off: Total real estate loans0.0320%1,671
Percentage Net Loans Charged-off:Construction & development-0.2337%5,427
Percentage Net Loans Charged-off: Commercial real estate0.0165%707
Percentage Net Loans Charged-off: Multi-family residential0.2480%82
Percentage Net Loans Charged-off: 1-4 family residential0.1785%910
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net0.2882%643
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals3.9777%155
Percentage Net Loans Charged-off: Credit card loans9.5830%43
Percentage Net Loans Charged-off: Other loans to individual0.0901%2,187
Percentage Net Loans Charged-off: All other loans and lease0.0712%727
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3459%1,270
Percentage Net Loans Charged-off: Total real estate loans0.0285%3,342
Percentage Net Loans Charged-off:Construction & development-0.0154%5,017
Percentage Net Loans Charged-off: Commercial real estate0.0479%1,824
Percentage Net Loans Charged-off: Multi-family residential0.0977%327
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%5,531
Percentage Net Loans Charged-off: Home equity loans0.0000%1,143
All other 1-4 family - Percent of loans charged-off, net-0.0028%5,549
Percentage Net Loans Charged-off: Commercial and industrial-0.0433%5,071
Percentage Net Loans Charged-off: Loans to individuals4.9487%104
Percentage Net Loans Charged-off: Credit card loans11.6807%31
Percentage Net Loans Charged-off: Other loans to individual0.4369%1,830
Percentage Net Loans Charged-off: All other loans and lease0.1179%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3890%1,024
Percentage Net Loans Charged-off: Total real estate loans0.0611%2,568
Percentage Net Loans Charged-off:Construction & development-0.0136%5,065
Percentage Net Loans Charged-off: Commercial real estate0.0648%1,458
Percentage Net Loans Charged-off: Multi-family residential0.3936%205
Percentage Net Loans Charged-off: 1-4 family residential0.0096%3,136
Percentage Net Loans Charged-off: Home equity loans0.0000%1,025
All other 1-4 family - Percent of loans charged-off, net0.0151%2,910
Percentage Net Loans Charged-off: Commercial and industrial0.0182%2,268
Percentage Net Loans Charged-off: Loans to individuals5.0062%102
Percentage Net Loans Charged-off: Credit card loans11.7436%28
Percentage Net Loans Charged-off: Other loans to individual0.5448%1,436
Percentage Net Loans Charged-off: All other loans and lease0.1095%983
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4347%944
Percentage Net Loans Charged-off: Total real estate loans0.0932%2,100
Percentage Net Loans Charged-off:Construction & development-0.0151%5,138
Percentage Net Loans Charged-off: Commercial real estate0.0980%1,142
Percentage Net Loans Charged-off: Multi-family residential0.6931%137
Percentage Net Loans Charged-off: 1-4 family residential-0.0218%5,850
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0344%5,958
Percentage Net Loans Charged-off: Commercial and industrial0.0293%1,875
Percentage Net Loans Charged-off: Loans to individuals5.2149%107
Percentage Net Loans Charged-off: Credit card loans11.9897%27
Percentage Net Loans Charged-off: Other loans to individual0.7732%1,017
Percentage Net Loans Charged-off: All other loans and lease0.1283%840
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4495%807
Percentage Net Loans Charged-off: Total real estate loans-0.0198%5,682
Percentage Net Loans Charged-off:Construction & development-0.0193%5,261
Percentage Net Loans Charged-off: Commercial real estate-0.0026%5,581
Percentage Net Loans Charged-off: Multi-family residential-0.1844%5,167
Percentage Net Loans Charged-off: 1-4 family residential-0.0147%5,698
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0233%5,853
Percentage Net Loans Charged-off: Commercial and industrial0.0730%1,154
Percentage Net Loans Charged-off: Loans to individuals6.2051%97
Percentage Net Loans Charged-off: Credit card loans13.3775%33
Percentage Net Loans Charged-off: Other loans to individual1.5038%533
Percentage Net Loans Charged-off: All other loans and lease0.1886%602
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5270%1,260
Percentage Net Loans Charged-off: Total real estate loans0.1325%2,870
Percentage Net Loans Charged-off:Construction & development-0.0187%5,357
Percentage Net Loans Charged-off: Commercial real estate0.3097%1,417
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential-0.0637%6,372
Percentage Net Loans Charged-off: Home equity loans0.0000%1,420
All other 1-4 family - Percent of loans charged-off, net-0.0989%6,417
Percentage Net Loans Charged-off: Commercial and industrial-0.1266%5,735
Percentage Net Loans Charged-off: Loans to individuals5.4636%121
Percentage Net Loans Charged-off: Credit card loans13.6965%21
Percentage Net Loans Charged-off: Other loans to individual-0.1079%5,896
Percentage Net Loans Charged-off: All other loans and lease0.0886%1,146
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5417%1,177
Percentage Net Loans Charged-off: Total real estate loans0.1899%2,230
Percentage Net Loans Charged-off:Construction & development-0.0179%5,396
Percentage Net Loans Charged-off: Commercial real estate0.4272%1,055
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential-0.0558%6,355
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net-0.0859%6,426
Percentage Net Loans Charged-off: Commercial and industrial-0.1667%5,845
Percentage Net Loans Charged-off: Loans to individuals5.0671%134
Percentage Net Loans Charged-off: Credit card loans12.7038%26
Percentage Net Loans Charged-off: Other loans to individual-0.0993%5,796
Percentage Net Loans Charged-off: All other loans and lease0.1007%1,018
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4640%1,423
Percentage Net Loans Charged-off: Total real estate loans-0.0163%6,041
Percentage Net Loans Charged-off:Construction & development-0.0218%5,479
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential-0.0704%6,407
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net-0.1089%6,479
Percentage Net Loans Charged-off: Commercial and industrial-0.0393%5,210
Percentage Net Loans Charged-off: Loans to individuals5.3678%134
Percentage Net Loans Charged-off: Credit card loans13.3037%27
Percentage Net Loans Charged-off: Other loans to individual-0.0746%5,563
Percentage Net Loans Charged-off: All other loans and lease0.0686%1,011
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5259%1,145
Percentage Net Loans Charged-off: Total real estate loans-0.0277%6,197
Percentage Net Loans Charged-off:Construction & development-0.0310%5,605
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.1254%6,565
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.1974%6,643
Percentage Net Loans Charged-off: Commercial and industrial-0.0228%5,030
Percentage Net Loans Charged-off: Loans to individuals6.0138%129
Percentage Net Loans Charged-off: Credit card loans14.6220%31
Percentage Net Loans Charged-off: Other loans to individual0.0952%2,457
Percentage Net Loans Charged-off: All other loans and lease0.0732%816
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6357%1,839
Percentage Net Loans Charged-off: Total real estate loans0.3749%2,393
Percentage Net Loans Charged-off:Construction & development-0.0704%6,003
Percentage Net Loans Charged-off: Commercial real estate0.7648%1,138
Percentage Net Loans Charged-off: Multi-family residential-1.2584%5,596
Percentage Net Loans Charged-off: 1-4 family residential-0.0061%6,488
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net-0.0097%6,480
Percentage Net Loans Charged-off: Commercial and industrial-1.3923%6,702
Percentage Net Loans Charged-off: Loans to individuals5.9732%149
Percentage Net Loans Charged-off: Credit card loans14.6946%37
Percentage Net Loans Charged-off: Other loans to individual0.0135%4,298
Percentage Net Loans Charged-off: All other loans and lease0.1631%1,104
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8601%1,277
Percentage Net Loans Charged-off: Total real estate loans0.2879%2,642
Percentage Net Loans Charged-off:Construction & development-0.0710%6,046
Percentage Net Loans Charged-off: Commercial real estate0.5386%1,322
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0293%3,975
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0458%3,654
Percentage Net Loans Charged-off: Commercial and industrial0.3570%2,115
Percentage Net Loans Charged-off: Loans to individuals5.8317%163
Percentage Net Loans Charged-off: Credit card loans14.4112%38
Percentage Net Loans Charged-off: Other loans to individual0.0415%3,856
Percentage Net Loans Charged-off: All other loans and lease0.1600%998
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0158%1,088
Percentage Net Loans Charged-off: Total real estate loans0.4366%2,023
Percentage Net Loans Charged-off:Construction & development-0.0673%6,066
Percentage Net Loans Charged-off: Commercial real estate0.8029%938
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.0515%3,432
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net0.0798%3,094
Percentage Net Loans Charged-off: Commercial and industrial0.5771%1,631
Percentage Net Loans Charged-off: Loans to individuals6.0252%167
Percentage Net Loans Charged-off: Credit card loans14.8194%37
Percentage Net Loans Charged-off: Other loans to individual0.1578%2,959
Percentage Net Loans Charged-off: All other loans and lease0.1044%988
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7899%1,301
Percentage Net Loans Charged-off: Total real estate loans-0.0082%6,379
Percentage Net Loans Charged-off:Construction & development-0.0699%6,113
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,017
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial0.6542%1,147
Percentage Net Loans Charged-off: Loans to individuals6.5361%157
Percentage Net Loans Charged-off: Credit card loans16.9297%31
Percentage Net Loans Charged-off: Other loans to individual-0.2913%6,275
Percentage Net Loans Charged-off: All other loans and lease0.0857%781
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9505%1,826
Percentage Net Loans Charged-off: Total real estate loans0.1089%4,548
Percentage Net Loans Charged-off:Construction & development-0.0559%6,398
Percentage Net Loans Charged-off: Commercial real estate-0.0185%6,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.5571%2,079
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.8700%1,393
Percentage Net Loans Charged-off: Commercial and industrial-0.4471%6,797
Percentage Net Loans Charged-off: Loans to individuals8.1725%131
Percentage Net Loans Charged-off: Credit card loans20.0785%27
Percentage Net Loans Charged-off: Other loans to individual0.4481%2,687
Percentage Net Loans Charged-off: All other loans and lease0.1675%1,185
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9218%1,740
Percentage Net Loans Charged-off: Total real estate loans0.1484%3,936
Percentage Net Loans Charged-off:Construction & development-0.0569%6,430
Percentage Net Loans Charged-off: Commercial real estate-0.0250%6,918
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.7334%1,554
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net1.1501%1,013
Percentage Net Loans Charged-off: Commercial and industrial-0.7032%6,929
Percentage Net Loans Charged-off: Loans to individuals7.9398%138
Percentage Net Loans Charged-off: Credit card loans19.9072%28
Percentage Net Loans Charged-off: Other loans to individual0.2438%3,198
Percentage Net Loans Charged-off: All other loans and lease0.1209%1,165
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9566%1,637
Percentage Net Loans Charged-off: Total real estate loans0.0582%4,263
Percentage Net Loans Charged-off:Construction & development-0.0590%6,452
Percentage Net Loans Charged-off: Commercial real estate-0.0371%6,982
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.3707%2,243
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.5913%1,668
Percentage Net Loans Charged-off: Commercial and industrial-0.0378%6,114
Percentage Net Loans Charged-off: Loans to individuals7.8495%157
Percentage Net Loans Charged-off: Credit card loans19.7561%35
Percentage Net Loans Charged-off: Other loans to individual0.2251%2,983
Percentage Net Loans Charged-off: All other loans and lease0.1398%1,018
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1109%1,248
Percentage Net Loans Charged-off: Total real estate loans0.0397%3,614
Percentage Net Loans Charged-off:Construction & development-0.2718%6,596
Percentage Net Loans Charged-off: Commercial real estate-0.0523%7,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.4383%1,675
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.7061%1,185
Percentage Net Loans Charged-off: Commercial and industrial0.0153%2,352
Percentage Net Loans Charged-off: Loans to individuals9.1444%141
Percentage Net Loans Charged-off: Credit card loans23.3303%40
Percentage Net Loans Charged-off: Other loans to individual0.0454%3,135
Percentage Net Loans Charged-off: All other loans and lease0.1584%751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0007%1,008
Percentage Net Loans Charged-off: Total real estate loans0.0628%5,171
Percentage Net Loans Charged-off:Construction & development-0.0328%6,875
Percentage Net Loans Charged-off: Commercial real estate0.0301%3,493
Percentage Net Loans Charged-off: Multi-family residential1.3360%619
Percentage Net Loans Charged-off: 1-4 family residential0.1338%3,875
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.1992%3,362
Percentage Net Loans Charged-off: Commercial and industrial0.0901%4,404
Percentage Net Loans Charged-off: Loans to individuals16.2056%72
Percentage Net Loans Charged-off: Credit card loans37.2778%18
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0656%1,710
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1797%836
Percentage Net Loans Charged-off: Total real estate loans0.0580%4,888
Percentage Net Loans Charged-off:Construction & development-0.0176%6,903
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential1.7209%477
Percentage Net Loans Charged-off: 1-4 family residential0.1405%3,504
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.2061%2,988
Percentage Net Loans Charged-off: Commercial and industrial0.1270%3,863
Percentage Net Loans Charged-off: Loans to individuals17.6406%61
Percentage Net Loans Charged-off: Credit card loans40.0116%15
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0532%1,578
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4832%697
Percentage Net Loans Charged-off: Total real estate loans0.0715%4,366
Percentage Net Loans Charged-off:Construction & development-0.0154%6,910
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential2.4623%327
Percentage Net Loans Charged-off: 1-4 family residential0.1414%3,116
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.2042%2,657
Percentage Net Loans Charged-off: Commercial and industrial0.1491%3,360
Percentage Net Loans Charged-off: Loans to individuals20.0688%52
Percentage Net Loans Charged-off: Credit card loans44.2941%14
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1518%1,168
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1502%477
Percentage Net Loans Charged-off: Total real estate loans-0.0085%7,264
Percentage Net Loans Charged-off:Construction & development-0.0197%6,932
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential-0.0241%7,364
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net-0.0346%7,413
Percentage Net Loans Charged-off: Commercial and industrial-0.0153%6,404
Percentage Net Loans Charged-off: Loans to individuals26.0784%44
Percentage Net Loans Charged-off: Credit card loans57.4070%9
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0579%6,476
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.8243%130
Percentage Net Loans Charged-off: Total real estate loans0.4938%2,927
Percentage Net Loans Charged-off:Construction & development1.8491%2,153
Percentage Net Loans Charged-off: Commercial real estate0.2677%2,245
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.3774%2,459
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net0.4993%2,003
Percentage Net Loans Charged-off: Commercial and industrial2.4869%1,578
Percentage Net Loans Charged-off: Loans to individuals46.5554%21
Percentage Net Loans Charged-off: Credit card loans93.2000%4
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1476%1,701
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans7.7090%87
Percentage Net Loans Charged-off: Total real estate loans0.5790%2,251
Percentage Net Loans Charged-off:Construction & development2.4791%1,575
Percentage Net Loans Charged-off: Commercial real estate0.3362%1,611
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.2072%2,776
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.2700%2,356
Percentage Net Loans Charged-off: Commercial and industrial3.2112%1,002
Percentage Net Loans Charged-off: Loans to individuals51.1169%17
Percentage Net Loans Charged-off: Credit card loans101.4338%4
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1501%1,471
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans9.1339%73
Percentage Net Loans Charged-off: Total real estate loans0.2639%2,841
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.5153%1,036
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1702%2,623
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.2170%2,268
Percentage Net Loans Charged-off: Commercial and industrial4.9413%577
Percentage Net Loans Charged-off: Loans to individuals59.0820%16
Percentage Net Loans Charged-off: Credit card loans115.9173%5
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0577%1,481
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans11.6756%45
Percentage Net Loans Charged-off: Total real estate loans0.5219%1,599
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate1.0943%430
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.1965%1,855
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.2480%1,603
Percentage Net Loans Charged-off: Commercial and industrial1.9824%956
Percentage Net Loans Charged-off: Loans to individuals79.4698%7
Percentage Net Loans Charged-off: Credit card loans153.0679%5
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1144%1,047
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans10.3792%12
Percentage Net Loans Charged-off: Total real estate loans0.0255%4,762
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0378%2,071
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0322%3,702
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.0399%3,361
Percentage Net Loans Charged-off: Commercial and industrial-0.0195%7,214
Percentage Net Loans Charged-off: Loans to individuals73.7195%5
Percentage Net Loans Charged-off: Credit card loans129.9725%4
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1469%1,443
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans10.2600%11
Percentage Net Loans Charged-off: Total real estate loans0.0078%4,379
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0281%3,106
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0348%2,817
Percentage Net Loans Charged-off: Commercial and industrial-0.0302%7,102
Percentage Net Loans Charged-off: Loans to individuals73.4067%6
Percentage Net Loans Charged-off: Credit card loans128.4891%3
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1375%1,248
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans10.8350%7
Percentage Net Loans Charged-off: Total real estate loans0.0128%3,525
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0457%2,348
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0568%2,075
Percentage Net Loans Charged-off: Commercial and industrial-0.0271%6,996
Percentage Net Loans Charged-off: Loans to individuals78.7064%7
Percentage Net Loans Charged-off: Credit card loans136.7389%7
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1415%1,090
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans11.7131%7
Percentage Net Loans Charged-off: Total real estate loans0.0277%2,340
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0989%1,391
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1240%1,185
Percentage Net Loans Charged-off: Commercial and industrial-0.0316%6,977
Percentage Net Loans Charged-off: Loans to individuals84.7690%5
Percentage Net Loans Charged-off: Credit card loans145.7866%4
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0255%1,012
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans7.5762%12
Percentage Net Loans Charged-off: Total real estate loans0.0330%3,201
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1103%1,799
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.1387%1,523
Percentage Net Loans Charged-off: Commercial and industrial0.1103%3,182
Percentage Net Loans Charged-off: Loans to individuals55.3648%6
Percentage Net Loans Charged-off: Credit card loans102.4866%6
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2271%1,143
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.8522%14
Percentage Net Loans Charged-off: Total real estate loans0.0323%2,404
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.1064%1,376
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.1337%1,135
Percentage Net Loans Charged-off: Commercial and industrial0.1061%2,593
Percentage Net Loans Charged-off: Loans to individuals50.3808%7
Percentage Net Loans Charged-off: Credit card loans96.3292%6
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2360%983
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans6.1457%16
Percentage Net Loans Charged-off: Total real estate loans0.0174%2,238
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0562%1,485
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0709%1,269
Percentage Net Loans Charged-off: Commercial and industrial-0.0180%6,845
Percentage Net Loans Charged-off: Loans to individuals45.6163%6
Percentage Net Loans Charged-off: Credit card loans90.0746%5
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2350%906
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.8149%23
Percentage Net Loans Charged-off: Total real estate loans0.0019%1,824
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0060%1,420
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0076%1,282
Percentage Net Loans Charged-off: Commercial and industrial-0.1271%7,451
Percentage Net Loans Charged-off: Loans to individuals50.3509%7
Percentage Net Loans Charged-off: Credit card loans104.0489%2
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1381%763
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans5.7771%8
Percentage Net Loans Charged-off: Total real estate loans0.0392%2,189
Percentage Net Loans Charged-off:Construction & development-0.0106%7,710
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1191%1,268
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.1552%1,005
Percentage Net Loans Charged-off: Commercial and industrial0.4443%1,728
Percentage Net Loans Charged-off: Loans to individuals39.7340%4
Percentage Net Loans Charged-off: Credit card loans93.2568%5
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4527%827
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5746%12
Percentage Net Loans Charged-off: Total real estate loans0.0473%1,660
Percentage Net Loans Charged-off:Construction & development-0.0142%7,724
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.1432%906
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.1878%717
Percentage Net Loans Charged-off: Commercial and industrial0.6231%1,127
Percentage Net Loans Charged-off: Loans to individuals37.8971%7
Percentage Net Loans Charged-off: Credit card loans91.9697%5
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2873%843
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.5204%14
Percentage Net Loans Charged-off: Total real estate loans0.0387%1,579
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1136%974
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.1501%799
Percentage Net Loans Charged-off: Commercial and industrial0.8582%855
Percentage Net Loans Charged-off: Loans to individuals37.2604%10
Percentage Net Loans Charged-off: Credit card loans93.7644%7
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2872%755
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans6.4280%11
Percentage Net Loans Charged-off: Total real estate loans0.0789%831
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.2261%473
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.3004%380
Percentage Net Loans Charged-off: Commercial and industrial-0.0926%7,306
Percentage Net Loans Charged-off: Loans to individuals43.9730%5
Percentage Net Loans Charged-off: Credit card loans116.3009%3
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0519%7,059
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7237%43
Percentage Net Loans Charged-off: Total real estate loans0.0331%2,332
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0058%1,285
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0797%1,629
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.1080%1,347
Percentage Net Loans Charged-off: Commercial and industrial0.1813%2,874
Percentage Net Loans Charged-off: Loans to individuals22.0114%14
Percentage Net Loans Charged-off: Credit card loans60.6844%10
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2266%1,074
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0593%56
Percentage Net Loans Charged-off: Total real estate loans0.0413%1,849
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1044%1,209
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.1418%971
Percentage Net Loans Charged-off: Commercial and industrial0.0732%2,917
Percentage Net Loans Charged-off: Loans to individuals17.6298%19
Percentage Net Loans Charged-off: Credit card loans49.2804%10
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1869%973
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8296%80
Percentage Net Loans Charged-off: Total real estate loans0.0351%1,707
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0862%1,196
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.1171%990
Percentage Net Loans Charged-off: Commercial and industrial0.1536%2,173
Percentage Net Loans Charged-off: Loans to individuals15.6802%21
Percentage Net Loans Charged-off: Credit card loans43.5849%11
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0353%1,080
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3043%59
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.3324%1,212
Percentage Net Loans Charged-off: Loans to individuals18.1928%15
Percentage Net Loans Charged-off: Credit card loans53.6894%12
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.1998%7,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.5319%67
Percentage Net Loans Charged-off: Total real estate loans0.0474%2,356
Percentage Net Loans Charged-off:Construction & development0.0564%578
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0897%1,685
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1167%1,432
Percentage Net Loans Charged-off: Commercial and industrial1.3494%1,070
Percentage Net Loans Charged-off: Loans to individuals16.2446%28
Percentage Net Loans Charged-off: Credit card loans51.4106%20
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5942%752
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6946%59
Percentage Net Loans Charged-off: Total real estate loans0.0496%1,955
Percentage Net Loans Charged-off:Construction & development0.0856%428
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0884%1,467
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1141%1,236
Percentage Net Loans Charged-off: Commercial and industrial1.6404%750
Percentage Net Loans Charged-off: Loans to individuals16.4661%23
Percentage Net Loans Charged-off: Credit card loans53.2507%17
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7293%592
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.7905%67
Percentage Net Loans Charged-off: Total real estate loans0.0587%1,655
Percentage Net Loans Charged-off:Construction & development0.1541%287
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0984%1,229
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1259%1,038
Percentage Net Loans Charged-off: Commercial and industrial2.3739%486
Percentage Net Loans Charged-off: Loans to individuals15.9138%29
Percentage Net Loans Charged-off: Credit card loans52.4511%17
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8662%490
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.1406%66
Percentage Net Loans Charged-off: Total real estate loans0.0276%1,563
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0516%1,215
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0654%1,071
Percentage Net Loans Charged-off: Commercial and industrial0.0768%1,901
Percentage Net Loans Charged-off: Loans to individuals18.8779%31
Percentage Net Loans Charged-off: Credit card loans64.0713%14
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9696%399
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3375%162
Percentage Net Loans Charged-off: Total real estate loans0.0789%2,097
Percentage Net Loans Charged-off:Construction & development-0.2735%8,086
Percentage Net Loans Charged-off: Commercial real estate0.0171%1,461
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.1836%1,196
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.2269%1,023
Percentage Net Loans Charged-off: Commercial and industrial0.2730%3,347
Percentage Net Loans Charged-off: Loans to individuals10.3223%57
Percentage Net Loans Charged-off: Credit card loans40.1966%28
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3212%1,157
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0464%184
Percentage Net Loans Charged-off: Total real estate loans0.0948%1,593
Percentage Net Loans Charged-off:Construction & development-0.3440%8,086
Percentage Net Loans Charged-off: Commercial real estate0.0223%1,138
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.2297%851
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.2818%715
Percentage Net Loans Charged-off: Commercial and industrial0.3626%2,542
Percentage Net Loans Charged-off: Loans to individuals8.7905%65
Percentage Net Loans Charged-off: Credit card loans36.6231%32
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4955%893
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7438%234
Percentage Net Loans Charged-off: Total real estate loans0.0537%1,811
Percentage Net Loans Charged-off:Construction & development-0.4739%8,056
Percentage Net Loans Charged-off: Commercial real estate0.0333%859
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1614%986
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1973%858
Percentage Net Loans Charged-off: Commercial and industrial0.2380%2,569
Percentage Net Loans Charged-off: Loans to individuals7.4914%88
Percentage Net Loans Charged-off: Credit card loans33.0750%32
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5653%750
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1425%197
Percentage Net Loans Charged-off: Total real estate loans0.2463%593
Percentage Net Loans Charged-off:Construction & development1.3495%97
Percentage Net Loans Charged-off: Commercial real estate0.0654%502
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.2909%544
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.3533%474
Percentage Net Loans Charged-off: Commercial and industrial0.2522%1,779
Percentage Net Loans Charged-off: Loans to individuals8.8993%81
Percentage Net Loans Charged-off: Credit card loans40.7833%27
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1625%796
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0991%622
Percentage Net Loans Charged-off: Total real estate loans0.1488%1,388
Percentage Net Loans Charged-off:Construction & development1.5269%176
Percentage Net Loans Charged-off: Commercial real estate-0.0259%8,666
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.4206%522
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.4812%456
Percentage Net Loans Charged-off: Commercial and industrial0.5555%2,709
Percentage Net Loans Charged-off: Loans to individuals4.0997%268
Percentage Net Loans Charged-off: Credit card loans21.7248%42
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2714%1,293
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6635%1,188
Percentage Net Loans Charged-off: Total real estate loans0.2590%754
Percentage Net Loans Charged-off:Construction & development-0.6092%8,349
Percentage Net Loans Charged-off: Commercial real estate0.5226%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.3697%520
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.3992%479
Percentage Net Loans Charged-off: Commercial and industrial0.6574%2,330
Percentage Net Loans Charged-off: Loans to individuals1.7216%1,024
Percentage Net Loans Charged-off: Credit card loans10.2600%142
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0343%1,754
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7914%765
Percentage Net Loans Charged-off: Total real estate loans0.0535%409
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.2369%95
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0604%1,502
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net-0.0627%1,500
Percentage Net Loans Charged-off: Commercial and industrial0.4533%485
Percentage Net Loans Charged-off: Loans to individuals2.2540%155
Percentage Net Loans Charged-off: Credit card loans10.3692%59
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2095%81
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7389%855
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6243%1,112
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5511%1,340
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3200%2,817
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0455%7,103
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1344%11,631
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4760%2,862
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4749%4,448
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA