Home > Cortland Savings Bank > Assets and Liabilities
Cortland Savings Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 62 | 2,742 |
| Assets and Liabilities | ||
| Total Assets: | $255,617,000 | 1,990 |
| Cash and due from depository institutions | $6,626,000 | 2,742 |
| Interest-bearing balances | $9,000 | 6,650 |
| Securities | $38,057,000 | 2,777 |
| Federal funds sold & reverse repurchase agreements | $3,980,000 | 3,263 |
| Net loans & leases | $177,801,000 | 1,844 |
| Loan loss allowance | $2,413,000 | 1,679 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,229,000 | 2,776 |
| Other real estate owned | $66,000 | 2,742 |
| Goodwill and other intangibles | $15,638,000 | 334 |
| All other assets | $10,220,000 | 1,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,617,000 | 1,990 |
| Total liabilities | $222,816,000 | 2,044 |
| Total deposits | $209,772,000 | 1,966 |
| Interest-bearing deposits | $196,087,000 | 1,795 |
| Deposits held in domestic offices | $209,772,000 | 1,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,367,000 | 1,167 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 4,622 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,677,000 | 1,234 |
| Total equity capital | $32,801,000 | 1,490 |
| Total bank equity capital | $32,801,000 | 1,490 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $29,664,000 | 706 |
| Undivided profits | $3,137,000 | 5,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 2,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,196,000 | 2,890 |
| Earning assets | $219,847,000 | 2,118 |
| Long-term assets (5+ years) | $93,339,000 | 1,012 |
| Average Assets, year-to-date | $254,220,000 | 1,913 |
| Average Assets, quarterly | $255,880,500 | 1,963 |
| Volatile liabilities | $28,067,000 | 2,855 |
| Insider loans | $2,531,000 | 1,937 |
| FHLB advances | $1,000,000 | 4,355 |
| Loans and leases held for sale | $291,000 | 1,545 |
| Unused loan commitments | $17,558,000 | 2,733 |
| Tier 1 (core) risk-based capital | $16,491,000 | 2,794 |
| Tier 2 risk-based capital | $2,054,000 | 1,795 |
| Total risk weighted assets | $164,278,000 | 2,034 |
| Total unused commitments | $17,558,000 | 2,742 |
| Derivatives | $291,000 | 424 |
| 2000-12-31 | Rank | |
| # of Employees: | 66 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $256,229,000 | 1,882 |
| Cash and due from depository institutions | $6,266,000 | 2,603 |
| Interest-bearing balances | $54,000 | 5,304 |
| Securities | $33,025,000 | 3,184 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,188 |
| Net loans & leases | $181,810,000 | 1,744 |
| Loan loss allowance | $2,374,000 | 1,626 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,591,000 | 2,447 |
| Other real estate owned | $94,000 | 2,603 |
| Goodwill and other intangibles | $16,534,000 | 301 |
| All other assets | $4,909,000 | 1,839 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $256,229,000 | 1,882 |
| Total liabilities | $225,149,000 | 1,936 |
| Total deposits | $208,289,000 | 1,875 |
| Interest-bearing deposits | $194,271,000 | 1,723 |
| Deposits held in domestic offices | $208,289,000 | 1,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,898,000 | 1,251 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,151 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,962,000 | 1,011 |
| Total equity capital | $31,080,000 | 1,489 |
| Total bank equity capital | $31,080,000 | 1,489 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $29,342,000 | 675 |
| Undivided profits | $1,738,000 | 6,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 3,746 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,183,000 | 2,255 |
| Earning assets | $224,889,000 | 1,991 |
| Long-term assets (5+ years) | $115,684,000 | 779 |
| Average Assets, year-to-date | $269,160,800 | 1,699 |
| Average Assets, quarterly | $251,635,000 | 1,889 |
| Volatile liabilities | $29,096,000 | 2,729 |
| Insider loans | $1,814,000 | 2,519 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,915,000 | 2,525 |
| Tier 1 (core) risk-based capital | $13,723,000 | 3,234 |
| Tier 2 risk-based capital | $1,989,720 | 1,787 |
| Total risk weighted assets | $158,457,320 | 2,016 |
| Total unused commitments | $17,915,000 | 2,529 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 98 | 1,733 |
| Assets and Liabilities | ||
| Total Assets: | $281,870,000 | 1,677 |
| Cash and due from depository institutions | $6,081,000 | 1,733 |
| Interest-bearing balances | $221,000 | 3,889 |
| Securities | $100,901,000 | 1,136 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $166,594,000 | 1,809 |
| Loan loss allowance | $2,430,000 | 1,530 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,006,000 | 2,843 |
| Other real estate owned | $309,000 | 1,733 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,979,000 | 1,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,870,000 | 1,677 |
| Total liabilities | $220,834,000 | 1,915 |
| Total deposits | $199,234,000 | 1,905 |
| Interest-bearing deposits | $185,440,000 | 1,777 |
| Deposits held in domestic offices | $199,234,000 | 1,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $19,200,000 | 1,352 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,400,000 | 1,633 |
| Total equity capital | $61,036,000 | 751 |
| Total bank equity capital | $61,036,000 | 751 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $30,714,000 | 650 |
| Undivided profits | $30,322,000 | 832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 3,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $927,000 | 2,471 |
| Earning assets | $267,716,000 | 1,612 |
| Long-term assets (5+ years) | $188,089,000 | 577 |
| Average Assets, year-to-date | $277,036,200 | 1,637 |
| Average Assets, quarterly | $283,606,500 | 1,648 |
| Volatile liabilities | $25,201,000 | 2,900 |
| Insider loans | $276,000 | 6,640 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,716,000 | 2,398 |
| Tier 1 (core) risk-based capital | $61,487,000 | 730 |
| Tier 2 risk-based capital | $2,944,570 | 1,224 |
| Total risk weighted assets | $165,257,770 | 1,844 |
| Total unused commitments | $19,716,000 | 2,402 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 91 | 1,884 |
| Assets and Liabilities | ||
| Total Assets: | $269,456,000 | 1,712 |
| Cash and due from depository institutions | $7,570,000 | 1,884 |
| Interest-bearing balances | $2,912,000 | 1,785 |
| Securities | $91,820,000 | 1,267 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 4,024 |
| Net loans & leases | $159,149,000 | 1,763 |
| Loan loss allowance | $2,494,000 | 1,456 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,189,000 | 2,550 |
| Other real estate owned | $260,000 | 1,884 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,468,000 | 2,159 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,456,000 | 1,712 |
| Total liabilities | $210,518,000 | 1,971 |
| Total deposits | $206,732,000 | 1,828 |
| Interest-bearing deposits | $187,057,000 | 1,739 |
| Deposits held in domestic offices | $206,732,000 | 1,822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 3,737 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,786,000 | 1,504 |
| Total equity capital | $58,938,000 | 785 |
| Total bank equity capital | $58,938,000 | 785 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $30,713,000 | 616 |
| Undivided profits | $28,225,000 | 912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $769,000 | 2,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $969,000 | 2,305 |
| Earning assets | $257,881,000 | 1,639 |
| Long-term assets (5+ years) | $156,386,000 | 603 |
| Average Assets, year-to-date | $250,448,400 | 1,739 |
| Average Assets, quarterly | $274,387,500 | 1,641 |
| Volatile liabilities | $14,028,000 | 3,979 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,076,000 | 3,860 |
| Tier 1 (core) risk-based capital | $57,751,000 | 743 |
| Tier 2 risk-based capital | $2,602,770 | 1,297 |
| Total risk weighted assets | $156,352,470 | 1,838 |
| Total unused commitments | $9,076,000 | 3,867 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 93 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $233,670,000 | 1,955 |
| Cash and due from depository institutions | $5,180,000 | 1,896 |
| Interest-bearing balances | $587,000 | 2,989 |
| Securities | $57,981,000 | 1,993 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,633 |
| Net loans & leases | $157,923,000 | 1,796 |
| Loan loss allowance | $2,143,000 | 1,676 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,417,000 | 2,330 |
| Other real estate owned | $964,000 | 1,896 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,805,000 | 1,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,670,000 | 1,955 |
| Total liabilities | $202,922,000 | 2,037 |
| Total deposits | $201,715,000 | 1,873 |
| Interest-bearing deposits | $190,636,000 | 1,693 |
| Deposits held in domestic offices | $201,715,000 | 1,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,207,000 | 3,058 |
| Total equity capital | $30,748,000 | 1,473 |
| Total bank equity capital | $30,748,000 | 1,473 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $5,540,000 | 2,543 |
| Undivided profits | $25,208,000 | 1,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,794,000 | 758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,081,000 | 2,091 |
| Earning assets | $219,891,000 | 1,907 |
| Long-term assets (5+ years) | $118,467,000 | 668 |
| Average Assets, year-to-date | $236,798,400 | 1,834 |
| Average Assets, quarterly | $234,588,500 | 1,915 |
| Volatile liabilities | $13,767,000 | 4,009 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,540,000 | 524 |
| Unused loan commitments | $9,623,000 | 3,551 |
| Tier 1 (core) risk-based capital | $30,177,000 | 1,415 |
| Tier 2 risk-based capital | $1,796,470 | 1,688 |
| Total risk weighted assets | $143,370,770 | 1,952 |
| Total unused commitments | $9,623,000 | 3,553 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 95 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $238,616,000 | 1,970 |
| Cash and due from depository institutions | $10,397,000 | 1,964 |
| Interest-bearing balances | $3,613,000 | 1,072 |
| Securities | $58,579,000 | 2,066 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 4,025 |
| Net loans & leases | $158,535,000 | 1,824 |
| Loan loss allowance | $1,951,000 | 1,944 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,634,000 | 2,179 |
| Other real estate owned | $563,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,108,000 | 1,860 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $238,616,000 | 1,970 |
| Total liabilities | $208,264,000 | 2,033 |
| Total deposits | $206,734,000 | 1,879 |
| Interest-bearing deposits | $196,483,000 | 1,698 |
| Deposits held in domestic offices | $206,734,000 | 1,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,530,000 | 2,538 |
| Total equity capital | $30,352,000 | 1,486 |
| Total bank equity capital | $30,352,000 | 1,486 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $5,540,000 | 2,604 |
| Undivided profits | $24,812,000 | 1,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,668,000 | 927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,248,000 | 1,777 |
| Earning assets | $223,527,000 | 1,931 |
| Long-term assets (5+ years) | $75,924,000 | 906 |
| Average Assets, year-to-date | $238,264,200 | 1,892 |
| Average Assets, quarterly | $238,299,000 | 1,957 |
| Volatile liabilities | $15,459,000 | 3,533 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,160,000 | 3,855 |
| Tier 1 (core) risk-based capital | $30,104,000 | 1,417 |
| Tier 2 risk-based capital | $1,782,400 | 1,765 |
| Total risk weighted assets | $142,423,000 | 1,972 |
| Total unused commitments | $8,160,000 | 3,870 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 96 | 2,001 |
| Assets and Liabilities | ||
| Total Assets: | $236,170,000 | 1,988 |
| Cash and due from depository institutions | $14,759,000 | 2,001 |
| Interest-bearing balances | $10,666,000 | 430 |
| Securities | $52,965,000 | 2,368 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $158,460,000 | 1,791 |
| Loan loss allowance | $2,003,000 | 1,932 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,872,000 | 1,993 |
| Other real estate owned | $458,000 | 2,001 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,656,000 | 1,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,170,000 | 1,988 |
| Total liabilities | $207,056,000 | 2,067 |
| Total deposits | $205,398,000 | 1,907 |
| Interest-bearing deposits | $196,714,000 | 1,726 |
| Deposits held in domestic offices | $205,398,000 | 1,895 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,658,000 | 2,431 |
| Total equity capital | $29,114,000 | 1,559 |
| Total bank equity capital | $29,114,000 | 1,559 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $5,540,000 | 2,620 |
| Undivided profits | $23,574,000 | 1,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,994,000 | 1,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,453,000 | 1,545 |
| Earning assets | $222,091,000 | 1,942 |
| Long-term assets (5+ years) | $77,958,000 | 836 |
| Average Assets, year-to-date | $233,944,600 | 1,933 |
| Average Assets, quarterly | $235,320,500 | 1,971 |
| Volatile liabilities | $14,413,000 | 3,457 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $9,847,000 | 3,315 |
| Tier 1 (core) risk-based capital | $28,816,000 | 1,498 |
| Tier 2 risk-based capital | $1,948,580 | 1,636 |
| Total risk weighted assets | $155,831,680 | 1,822 |
| Total unused commitments | $9,847,000 | 3,330 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 99 | 2,029 |
| Assets and Liabilities | ||
| Total Assets: | $231,081,000 | 1,996 |
| Cash and due from depository institutions | $5,342,000 | 2,029 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $64,245,000 | 2,039 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $152,500,000 | 1,824 |
| Loan loss allowance | $1,609,000 | 2,374 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,112,000 | 1,816 |
| Other real estate owned | $572,000 | 2,029 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,310,000 | 1,914 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,081,000 | 1,996 |
| Total liabilities | $204,196,000 | 2,049 |
| Total deposits | $202,603,000 | 1,887 |
| Interest-bearing deposits | $193,721,000 | 1,707 |
| Deposits held in domestic offices | $202,603,000 | 1,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,593,000 | 2,135 |
| Total equity capital | $26,885,000 | 1,543 |
| Total bank equity capital | $26,885,000 | 1,543 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $5,493,000 | 2,563 |
| Undivided profits | $21,392,000 | 1,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,463,000 | 1,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,279,000 | 1,525 |
| Earning assets | $216,745,000 | 1,940 |
| Long-term assets (5+ years) | $77,897,000 | 817 |
| Average Assets, year-to-date | $234,436,200 | 1,907 |
| Average Assets, quarterly | $232,143,500 | 1,964 |
| Volatile liabilities | $12,495,000 | 3,696 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $12,914,000 | 2,625 |
| Tier 1 (core) risk-based capital | $26,817,000 | 1,541 |
| Tier 2 risk-based capital | $1,609,000 | 1,917 |
| Total risk weighted assets | $163,091,000 | 1,700 |
| Total unused commitments | $12,914,000 | 2,635 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 88 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $233,884,000 | 1,986 |
| Cash and due from depository institutions | $11,183,000 | 2,385 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $70,298,000 | 1,954 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $142,628,000 | 1,913 |
| Loan loss allowance | $1,469,000 | 2,679 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,149,000 | 2,334 |
| Other real estate owned | $578,000 | 2,385 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,048,000 | 1,880 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,884,000 | 1,986 |
| Total liabilities | $209,104,000 | 2,031 |
| Total deposits | $207,583,000 | 1,897 |
| Interest-bearing deposits | $200,045,000 | 1,728 |
| Deposits held in domestic offices | $207,583,000 | 1,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,521,000 | 2,274 |
| Total equity capital | $24,780,000 | 1,659 |
| Total bank equity capital | $24,780,000 | 1,659 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $5,540,000 | 2,446 |
| Undivided profits | $19,240,000 | 1,231 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,315,000 | 1,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,229,000 | 1,395 |
| Earning assets | $214,926,000 | 1,985 |
| Long-term assets (5+ years) | $66,600,000 | 957 |
| Average Assets, year-to-date | $233,025,600 | 1,937 |
| Average Assets, quarterly | $232,838,500 | 1,983 |
| Volatile liabilities | $14,309,000 | 3,115 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,189,000 | 2,672 |
| Tier 1 (core) risk-based capital | $24,636,000 | 1,617 |
| Tier 2 risk-based capital | $1,469,000 | 2,059 |
| Total risk weighted assets | $159,067,100 | 1,724 |
| Total unused commitments | $12,189,000 | 2,695 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 86 | 2,518 |
| Assets and Liabilities | ||
| Total Assets: | $232,111,000 | 2,047 |
| Cash and due from depository institutions | $14,313,000 | 2,518 |
| Interest-bearing balances | $1,000,000 | 3,780 |
| Securities | $69,788,000 | 1,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $141,204,000 | 1,978 |
| Loan loss allowance | $1,223,000 | 3,176 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,731,000 | 2,691 |
| Other real estate owned | $1,199,000 | 2,518 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,876,000 | 2,630 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,111,000 | 2,047 |
| Total liabilities | $209,478,000 | 2,092 |
| Total deposits | $209,141,000 | 1,975 |
| Interest-bearing deposits | $201,633,000 | 1,804 |
| Deposits held in domestic offices | $209,141,000 | 1,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $337,000 | 7,654 |
| Total equity capital | $22,633,000 | 1,714 |
| Total bank equity capital | $22,633,000 | 1,714 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $5,540,000 | 2,358 |
| Undivided profits | $17,093,000 | 1,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,065,000 | 2,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,151,000 | 1,681 |
| Earning assets | $211,992,000 | 2,041 |
| Long-term assets (5+ years) | $66,456,000 | 903 |
| Average Assets, year-to-date | $225,365,400 | 2,061 |
| Average Assets, quarterly | $229,410,500 | 2,049 |
| Volatile liabilities | $10,056,000 | 4,105 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,903,000 | 2,777 |
| Tier 1 (core) risk-based capital | $22,633,000 | 1,675 |
| Tier 2 risk-based capital | $1,223,000 | 2,438 |
| Total risk weighted assets | $155,980,900 | 1,814 |
| Total unused commitments | $10,903,000 | 2,788 |
| Derivatives | $0 | 651 |